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The latest episode of Taste Radio's Elevator Talk spotlights innovative leaders from Hover, Purple Drop, Atomico, Ola Mate and ChamCham. The founders and operators introduce their brands and share recent company updates and milestones. This week's special co-host is Rebecca Bernard, the founder and CEO of Empire City Brand Builders, a sales and marketing broker focused on growing brands in the New York Metro area. Rebecca offers insightful questions, thoughtful feedback, and strategic perspective alongside regular host Ray Latif, editor and producer of the Taste Radio podcast. Early-stage food and beverage entrepreneurs are encouraged to apply for future episodes of Elevator Talk. Participation is free, interviews are conducted remotely, and it's a unique opportunity to pitch your product, share news, and receive expert feedback from industry leaders. Apply now to be featured in an upcoming episode.
In this episode of the Builder's Bookshelf, we break down Ryan Holiday's The Obstacle Is the Way and translate Stoic resilience into the real world of construction, where delays, conflicts, and pressure are part of the job. You'll learn how to shift your perception, take disciplined action, and become the kind of leader who turns obstacles into the very path forward.Enjoy Today's Episode and #BeNEXT
Matthew Bisignano joins the podcast to share his unlikely path, from geography student to mapmaker to master deal-maker, and how that shaped his leadership style.Treat people like partners, recognize the first downs (not just touchdowns), lead each generation differently, and always be "all in."Plus the internal audit joke he couldn't resist.
What do World Cup taxes, AI-built accounting tools, and remote work have in common? In this episode, Blake and David unpack how tax rules hit global athletes and sports bettors, why Xero's new AI products signal a shift toward accountants building their own software, and where firms still face risk with audit standards, cybersecurity, and homegrown apps. You'll also hear what's really happening with remote work and a listener correction on Trump accounts.SponsorsCanopy - http://accountingpodcast.promo/canopyOnPay - http://accountingpodcast.promo/onpayThe Value Builder System - http://accountingpodcast.promo/valueCloud Accountant Staffing - http://accountingpodcast.promo/casChapters(00:00) - Cold Open and Welcome (00:27) - World Cup Chat Setup (04:04) - World Cup Player Taxes (06:58) - Betting and Prediction Taxes (09:47) - Xerocon London Highlights (12:58) - Xero Ultra Midmarket Push (15:31) - Xero Force Agent Builder (20:56) - More Xero Updates (23:22) - App News Canopy Close (26:13) - TaxDome Kiosk In Person (27:34) - Rippling Banking Payroll (29:37) - Exit Readiness Pitch (30:30) - AI Audits Need Rules (32:40) - QC 1000 Rollbacks (35:58) - CBIZ Activist Pressure (39:04) - Vibe Coding Boom (40:41) - DIY Tools Hidden Risks (48:05) - WISP Versus Security (48:57) - Remote Work Reality (50:13) - AI Usage Cost Chaos (54:13) - Trump Accounts Correction (58:23) - AI Handles CPE Reporting (01:01:13) - CPE Plug And Farewell Show NotesWorld Cup players face tax penaltieshttps://www.accountingtoday.com/news/world-cup-players-face-tax-penaltiesHow Much Will World Cup Players Pay in Taxes? In 2026, FIFA is the Real Winnerhttps://www.cpapracticeadvisor.com/2026/07/06/fifa-is-the-real-winner-of-the-2026-world-cup/186247/World Cup Betting Tax Rules Differ for Prediction Markets, Sportsbookshttps://www.bloomberg.com/news/articles/2026-07-12/world-cup-betting-tax-rules-differ-for-prediction-markets-sportsbooksXero CEO on AI, the builder class and Xero at 20https://www.accountingweb.co.uk/tech/tech-pulse/xero-ceo-on-ai-the-builder-class-and-xero-at-20How we're building Xero to scale with growing businesseshttps://blog.xero.com/product-updates/xero-ultra-launch-scaling-businesses/Introducing XeroForce: Your no code custom AI agent builder for financial workflowshttps://blog.xero.com/news-events/introducing-xeroforce-ai-agent-builder/Paying your bills just got cheaper: Standard ACH is now free in Xerohttps://blog.xero.com/product-updates/paying-your-bills-just-got-cheaper-standard-ach-is-now-free-in-xero/Xerocon London 2026: The Agentic Era Has Arrived for Small Business Financehttps://blog.xero.com/product-updates/xerocon-london-2026-agentic-era-small-business-finance/TaxDome Launches Kiosk: The In-Person Client Experience, Now Digitally Integratedhttps://www.cpapracticeadvisor.com/2026/06/09/taxdome-launches-kiosk-the-in-person-client-experience-now-digitally-integrated/184868/Rippling Launches Business Bankinghttps://www.cpapracticeadvisor.com/2026/06/23/rippling-launches-business-banking/185574/MindBridge urges clearer PCAOB guidance on AI auditshttps://itbrief.co.uk/story/mindbridge-urges-clearer-pcaob-guidance-on-ai-auditsPCAOB Issues Proposed Amendments to QC 1000 and Seeks Public Commenthttps://pcaobus.org/news-events/news-releases/news-release-detail/pcaob-issues-proposed-amendments-to-qc-1000-and-seeks-public-commentRestarting the M&A Flywheel — CBIZ, Inc.https://cbizflywheel.com/Starbucks starts vibe coding enterprise stackhttps://www.semafor.com/article/07/09/2026/starbucks-starts-vibe-coding-enterprise-stackSoftware vendors aren't losing sleep over vibe-coding — yethttps://www.accountingtoday.com/news/software-vendors-arent-losing-sleep-over-vibe-coding-yetMost accounting firms can be impersonated by email – we checked 275 of themhttps://www.accountantsdaily.com.au/business/22638-most-accounting-firms-can-be-impersonated-by-email-we-checked-275-of-themDespite return-to-office crackdowns, remote work is alive and well as the rate has barely changed over the last two yearshttps://fortune.com/2026/07/05/remote-work-data-shows-hybrid-and-flexible-work-arrangements-are-here-to-stay-census-data/AI bills are baffling the C-suite after shift to usage-based pricinghttps://www.theregister.com/ai-and-ml/2026/07/03/ai-bills-are-baffling-the-c-suite-after-shift-to-usage-based-pricing/5266383Need CPE?Get CPE for listening to podcasts with Earmark: https://earmarkcpe.comSubscribe to the Earmark Podcast: https://podcast.earmarkcpe.comGet in TouchThanks for listening and the great reviews! We appreciate you! Follow and tweet @BlakeTOliver and @Dav...
On this bonus episode, Greg and Carol Morgan introduce the Pre-Summit Masterclasses, which offer a deeper, more focused learning experience ahead of the main event. These sessions are available as an add-on to your summit registration and are ideal for attendees seeking practical, hands-on training they can apply immediately. https://www.buildermarketingpodcast.com/episodes/bonus-episode-2026-builder-marketing-summit-masterclasses-greg-bray-and-carol-morgan
Turn on multi-factor authentication and you will avoid the vast majority of the attacks that quietly drain business bank accounts. That is one of the blunt, practical lessons cybersecurity veteran Jeffrey Bernstein brings to this episode of Content Amplified, recorded as marketers everywhere start building their own AI tools without a security team behind them. Jeffrey has spent 25 years in high-touch security consulting, from ransomware and wire fraud investigations to regulatory compliance, and he argues the attacks have barely changed while the excuse for being unprepared has disappeared. He explains why business email compromise and wire fraud account for roughly half of all the dollars stolen by cyber criminals, how to shrink your attack surface by killing unused apps and updating software, and why third-party vendors are the weak link that sinks even well-defended brands, since you are only as secure as your weakest partner. He gets into deepfakes, the Microsoft-impersonation scams that empty retirement accounts overnight, and why trust moves faster than technology. If your marketing team is shipping its own AI tools, this is the security briefing to hear before you build.About JeffreyJeffrey Bernstein has worked in cybersecurity for more than 25 years, getting his start as a security hobbyist at internet incubator CMGI before joining one of the original managed security service providers, a firm now part of Verizon Business. He went on to deliver high-end consulting alongside former directors of the US Secret Service, ATF, and TSA at a high-profile Washington DC firm, then founded his own company, Critical Defence. His work centers on security testing, security training, investigations, and regulatory compliance, including ransomware, wire fraud, and business email compromise cases. Most recently he has directed cybersecurity strategy and data privacy practices at two of the nation's larger accounting and advisory firms.Show NotesConnect with Jeffrey on LinkedIn: https://www.linkedin.com/in/jeffreybernsteincritical/Text us what you think about this episode!
In this episode of Capital Hacking, we had the honor of hosting Peter Mielnik, a remarkable individual with an inspiring journey from the corporate world to ultra-marathon running and coaching. Peter shared his background, starting from his blue-collar roots and his time as a wrestler at Penn State, to his impressive 24-year career at NVR, one of the most profitable home builders in the nation.We delved into Peter's transformative experiences, including his decision to leave his corporate job to pursue a life of greater impact and fulfilment. He emphasized the importance of vision and commitment, explaining how he reverse-engineers his goals into actionable steps. Peter also discussed his incredible achievement of running a 100-mile ultra-marathon, which he undertook to raise funds for the Open Way Foundation, a charity supporting orphaned youths in Nepal.Throughout our conversation, Peter highlighted the significance of accountability and personal ownership in achieving one's goals. He shared practical tools, such as journaling and creating a "manifest" of important tasks, to help listeners hold themselves accountable and measure their progress.Chapters:00:00:00 - Introduction to the Episode and Guest00:01:14 - Peter Mielnik's Background and Journey00:02:22 - Transition from Wrestling to Home Building00:03:26 - Achievements at NVR and Financial Milestones00:04:32 - The Decision to Leave NVR and Pursue Coaching00:05:41 - Supporting the Open Way Foundation and Charity Work00:08:01 - Highlights from the Copper Kings 100 Ultra Marathon00:12:26 - The Importance of Vision and Accountability in Life00:20:11 - Tools for Self-Accountability and Journaling Techniques00:25:48 - How to Connect with Peter MielnikConnect with Peter: https://www.linkedin.com/in/peter-mielnik-0a87324/ Learn More About Accountable Equity: Visit Us: http://www.accountableequity.com/ Access eBook: https://accountableequity.com/case-study/#registerTurn your unique talent into capital and achieve the life you were destined to live. Join our community!We believe that Capital is more than just Cash. In fact, Human Capital always comes first before the accumulation of Financial Capital. We explore the best, most efficient, high-integrity ways of raising capital (Human & Financial). We want our listeners to use their personal human capital to empower the growth of their financial capital. Together we are stronger.LinkedinFacebookInstagramApple PodcastSpotify
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Series: Summer Series 2026 - Life of DavidService: Other SeriesType: Special SeriesSpeaker: Adam Shanks
In this Guts Church LIVE Podcast, Pastor Bill Scheer and Cole Surrett have a raw and honest conversation about covenant, commitment, sacrifice, and what it means to move from being a consumer to becoming a builder in the local church.Pastor Bill unpacks why covenant is deeper than casual commitment, how the local church helps people matter personally, and why proximity, sacrifice, and responsibility are essential to building the church Jesus is building. This conversation challenges believers to stop simply consuming church and start serving, building, and living out the Great Commission.If you've ever wondered what it means to be planted in a church, how to walk in covenant, or how to take your next step from attending to building, this message will help you see the local church with fresh purpose.
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Product pay is detaching from the old bands the way it did for AI researchers. In the past few weeks I've seen three offers go out to product executives at $10 million a year, and while almost nobody gets that number, it pulls the whole field up. The builder-executive who can build with modern tools and operate at scale now commands two to three times what the same profile did a year ago. In this episode, my co-host Carly Malatskey and I walk three real career decisions end to end: a leader worried the AI bubble will pop and playing it too safe, a consultant trying to become a product builder, and an elite executive trying to match joy, purpose, and income in one role. The throughline is the "Skip" question: not how to maximize today's job, but which next move opens the path to elite a few years out.–Key topics:• Why builder-executive pay detached from the bands• The three questions every career-maximizer should ask themselves• Thinking of constraints as a risk budget• Why staying current beats the biggest job at the best company• How to test whether a company is actually "current" from the outside• Why top-of-market pay comes with strings, and how to sequence what you optimize for• The mercenary vs. missionary approachTimestamps:(00:00) Introduction(00:39) The 100-day shift: builder execs and $10M offers(04:04) Case 1, Angie: two safe offers and an AI-bubble fear(05:04) Optimizing to be elite, or just to be prudent?(06:58) Why a failed hot startup can leave you better off(10:58) Thinking about what your next role sets up, not just the salary(15:40) Case 2, Gary: Series A vs. Fortune 20(16:36) Working backward from the PE operating-partner dream(18:58) The biggest job at the most current company, not the best(22:40) How to tell if a company is actually "current"(25:26) Case 3, Monica: elite, comfortable, and chasing joy(26:57) One more operating role, then founding(29:33) Choosing mercenary over missionary(35:26) Would the right company help her find a co-founder(37:18) The three questions that shape modern career advice–Brought to you by:Asana—The operating system for human agent teams–Referenced:• Anthropic• Meta• Microsoft• OpenAI• Stripe–Where to find Nikhyl:• Twitter/X• LinkedIn–Where to find Carly:• LinkedIn–Join The Skip:• Skip Coach• Skip Community–Find The Skip:• Website• Substack• YouTube• Spotify• Apple Podcasts–Don't forget to subscribe to The Skip to hear me coach you through timely career lessons. Access exclusive sessions from 100+ top product leaders at skip.coach. If you're interested in joining me on a future call, send me a note on LinkedIn, Threads, or Twitter. You can also email me at nikhyl@skip.community This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit theskip.substack.com
Have you hired the same role more than once and watched it still not work out, even with genuinely talented people? If your answer is yes, that's not a talent problem.In this episode of the Opt In Podcast, Melissa Franks tackles one of the most common hiring mistakes small business owners make: assuming an A player is an A player everywhere. Not a question of skill, but of fit. There are only two operating modes at work, builder and steady state, and hiring the wrong one into a role sets even the most talented person up to fail.If your job description hasn't changed since the last time this role turned over, someone is paying for that gap. Spoiler: it's your business.Melissa breaks down why founders keep hiring skilled people into the wrong seat (it's not bad luck, it's an undefined role), walks through the two-column audit you can run on any role this week, and gives you the exact framework for figuring out whether the seat needs a builder or a steady state person, before you ever post the job again.In This Episode:Why "I want the best person" is the wrong starting point for a job descriptionThe real difference between a builder and a steady state person, and why it has nothing to do with seniority or departmentThe two-column exercise to diagnose exactly why past hires in this role didn't workWhy a job description without defined performance metrics guarantees your new hire defaults to what worked at their last jobHow to figure out which one you are as a founder, and why that determines who you hire nextWhy your best people quietly leave, and it's rarely about the moneyYour homework: one role, one audit, one honest answer.Connect with Melissa:Book a free consultation with Melissa → https://www.melissafranks.comLearn more about On Call COO fractional services → https://www.melissafranks.comWatch the Episodes on YoutubeInstagram: instagram.com/melissa_franks LinkedIn: Melissa Franks
O.k. This is gonna be a TON of FUN! Kwaku El jumps in and sounds off about Kyle McKay, Karmelo Anthony, and Chud the Builder.
Unleashed: The Political News Hour with Susan Price – Award-winning country artist CattSue blends faith, resilience, and real-life experience into music that inspires healing and hope. From commercial construction leader to internationally charting singer-songwriter, she supports veterans, Gold Star families, addiction recovery, and her community while building a growing catalog rooted in honesty, purpose, and patriotism for...
The Ambit Energy Sunday Night Business Builder Call is a great resource for Independent Consultants to hear from Ambit's corporate team and fellow field leaders about business building, company announcements and more. Make sure to tune in each week!
La llamada de construcción de negocios del domingo por la noche de Ambit Energy es un gran recurso para que los Consultores Independientes escuchen al equipo corporativo de Ambit y a líderes de campo sobre la construcción de negocios, anuncios de la empresa y más. ¡Asegúrate de sintonizar cada semana!
What's the difference between a bundle, a box set, an anthology, and a collection? How can being part of an anthology be creatively interesting and useful for marketing? With Jamie Ferguson In the intro, Amazon Kindle increases the 70% royalty share; audiobook marketing tips (Voices by InAudio); The Builder's Creed [Seth Godin]; Future Vision XPrize; Researching the dark side of travel [Anna Sayburn Lane]; Photos from Bruges @jfpennauthor; Bones of the Deep: A Thriller – J.F. Penn. Today's show is sponsored by Bookfunnel, the essential tool for your author business. Whether it's delivering your reader magnet, sending out advanced copies of your book, handing out ebooks at a conference, or fulfilling your digital sales to readers, BookFunnel does it all. Check it out at bookfunnel.com/thecreativepenn This show is also supported by my Patrons. Join my Community at Patreon.com/thecreativepenn Jamie Ferguson is a fiction and short story author, editor, and publisher, with over 20 anthologies and multiple ebook bundles through her own press. Her latest book for authors is Bundle Up! A Practical Guide to Anthologies and Box Sets That Sell. You can listen above or on your favorite podcast app or read the notes and links below. Here are the highlights and the full transcript is below. Show Notes The difference between bundles, box sets, anthologies, and collections Why a multi-author project means lots of people promoting the same book, not just you How to find and pitch for anthology opportunities, and what editors look for in a contributor Contracts, rights, and royalty splits explained for short fiction Why Kickstarter and special print editions are changing the anthology game Inkwren, the publishing management tool Jamie built for backlists and anthologies You can find Jamie at JamieFerguson.com. Transcript of the interview ith Jamie Ferguson Jo: Jamie Ferguson is a fiction and short story author, editor, and publisher, with over 20 anthologies and multiple ebook bundles through her own press. Her latest book for authors is Bundle Up! A Practical Guide to Anthologies and Box Sets That Sell. Just for context too, one of my short stories, “The Dark Queen”, is in the Amazing Monster Tales: Into the Briny Deep anthology. So I'm excited to talk about this today. Welcome to the show, Jamie. Jamie: Thanks for having me, Jo. Jo: Lots to talk about. But first up— Tell us a bit more about you and how you got into writing and self-publishing. Jamie: Well, I wanted to be a writer since I was at least six, maybe before then. So it was just something I always wanted to do, but I always did it on the side. I had a year, many years ago, where I was really busy with work, and I just felt like I didn't write anything the entire year, and I thought, “I'm going to give it up.” Then the next year—that was 2011—I started seeing more about self-publishing, and that really invigorated me and made me feel like, “No, why am I giving up something I've wanted to do since before I went to school?” So I got back into a novel I had worked on years before. I went to a writing workshop with Dean Wesley Smith up in Oregon, back in the day, and then I had my energy back. I've been writing ever since. Still on the side, unfortunately, but someday. Jo: Hopefully! Tell us a bit more about what kind of genres you write. Because balancing your own books with also doing these anthologies and things is quite difficult. Jamie: Yes, it definitely is. I'd say I primarily write contemporary fantasy, but I'll write anything in any genre if I'm really excited about it. I also have a soft spot for Westerns. They take a little more time because I like to research all the facts, but those are really fun to write. Creating anthologies on your own is actually quite a bit of work. One of the things I also do is work with two other authors, DeAnna Knippling and Tami Veldura, and create more anthologies with them. That's really fun because then we can each take a different piece. There's also always somebody to talk to, as opposed to doing it on your own. Jo: Let's start with the terminology, because I definitely struggled with this, and I think people still do. We've got bundles, we've got box sets, we've got anthologies, we've got collections—and are these in ebook, audiobook, or print? Can you start by explaining what all of these words actually mean? Jamie: Yes. In my book I actually use the term “multi-author collection” or “multi-author project”, because there are so many different permutations and it does get confusing. From my perspective, I think of a bundle as a collection. It could be a collection of ebooks. Technically it could be a collection of print books, although people generally use “box set” for that—but then a box set can also be a box set that's all ebooks. An anthology, I usually use for something that's a collection of short stories where there's an editor who's actually edited all the stories. I have had stories in anthologies where somebody didn't edit them, and they would technically be called a curator. So it is definitely confusing. I have not done anything with audio collections, but that certainly is another area that I actually think is pretty interesting. Jo: I also think that a single author… so I've done a short story collection, but an anthology is multiple authors. Is that right? Jamie: Yes. Jo: I think when I came into the indie space, there were a lot more multi-author… we all called them box sets back in the day, when it was just ebooks, right? And now we can actually do boxed sets with boxes through things like BookVault. So it feels like the term “box set” has also gone out of fashion. So if people listening are thinking of doing any of this, you do have to figure out what is the thing you might be signing up for. So let's talk about the multi-author projects, as that's where you specialise. What are the benefits for an author to be involved in a multi-author anthology project? Jamie: The biggest benefit is that you are one of multiple people promoting the same project, whether it's print or ebook or whatever. If I put out a short story collection on my own, I'm the one promoting it, and maybe I can get a couple of other people to write about it, but it's really just me. If I'm part of an anthology with 15 other authors, that's 15 other people who are promoting the same project. That's more newsletters, more Facebook posts, maybe something on their Patreons, whatever it is. You get more synergy, and you get more touch points with potential readers. Then hopefully that translates into sales as well. So that's definitely the biggest part of it—the promotion. Then I also personally really enjoy these types of collections because it's just fun to work with other people. There's a nice energy when everybody's like, “Oh, I put this in my newsletter, and I put this here, and I put this here,” and you feel like you're part of something bigger than just your own piece. Jo: What about the creative benefits? Especially with short stories, often people will write them for a collection or for an anthology project. Jamie: Yes. I've definitely written some stories that I never would have thought I'd write, because somebody I knew asked if I would be interested in being in their collection—whether it's an ebook bundle or a print anthology. So at least for me, that's been really fun. One of the ones that stands out is that I was asked to be in a dinosaur collection once, and I was like, “I don't write dinosaur stories.” And then I did. I set a dinosaur story in London, and it was really fun to write, and I never would have come up with that in a million years. Jo: Let's say we've got 12 authors. They've all written short stories, and now it's in this anthology. But what is the market for these kinds of things? Have you found that there is a readership for short story anthologies that carries over to the author's longer work? Jamie: There is. I like to think of it as: if I have a story in a collection or an anthology—whether it's one I'm editing or somebody else is editing—that's one more place for people to find me. A lot of times anthologies will take reprints as well, like your story. “The Dark Queen”—that was a reprint. We asked if you'd be interested in participating in the Amazing Monster Tales series. And I actually really like printing stories again that have already been published, because there are a lot of stories out there that can be hard to find. Or if it's an older book. I have one author I've known for, like, 30 years. I reprinted one of her stories that was originally published in, I think, 1999, and the anthology it was in was out of print. You couldn't find it, and it was a fantastic story. So it's fun to be able to give new life to those stories and give them more opportunities, and also just have more ways for people to find you. Jo: Yes, I definitely think it's a long game. I don't think appearing in a short story anthology in one particular month is going to mean that your whole back collection just sells, right? Jamie: No, definitely not. It's more about avenues to be found. I know there have been some anthologies that have made quite a bit of money, but in general you're probably not going to make as much money, but you will have those extra places for people to find you. Jo: I always feel like yes, there is maybe a small amount of money, but it is more about almost a marketing thing in itself. So let's say an author is listening and they're like, “Do you know, this sounds like a great idea.” How can they pitch for things like this? How do they find out about opportunities, or get noticed to be asked? And what are the expectations for them? Jamie: The biggest thing is networking. There used to be a couple of opportunities where you could make people aware that you had stories that you were interested in potentially having picked up for something. I'm not aware of anything like that now. When I create a collection, I have a mailing list that I send out, and it includes authors I've published before. It includes a couple of extra people who somehow found my mailing list. And I'll publish, like, “Here's what I'm doing.” There are also authors I've met at writing workshops. I've been able to read some of their work, I'll approach them and say, “Hey, I really liked such and such a story. Would you be interested in writing for this?” Then there are a couple of other websites, like Duotrope, and places that advertise markets and calls for submissions. Jo: Yes, I've found them also on small presses that do these kinds of projects. They often put up one call for submission a month or something, and you can write for their particular thing. In general, the short story markets are the places to keep an eye on. Jamie: Yes, definitely. Jo: If an author wants to pitch to have their story as part of an anthology, do you want to know things like platform, or is it just the story itself? Jamie: I personally look at the author's platform. I do make exceptions—there are actually two authors I've worked with a couple of times who don't have websites. They are people I know personally and they are very, very good writers, so I'll make an exception for things like that. But otherwise, if somebody submitted a story to me and I didn't know that person, I would check out their website, I would check out their social media, I would see what else they had done. Part of what you're doing when you're creating a collection is thinking not just about how you, as the person organising this, will promote the collection, but how the authors who are participating will help promote it as well. If it's somebody who has a lot of fans, even if they're not very active on social media, that can help a lot too. There are a lot of different factors, though. Jo: So then talk us through the project timeline. How long do things take, and what sort of involvement do the authors have along the way? Because it's a lot to juggle. Jamie: Yes, it is a lot to juggle. I can give you an example with the Monster Tales series. We'll come up with an idea, and we also like to try to get the artwork done early on in the process. We don't need it that soon, but it's really great to have that taken care of. We'll contact authors. I think for this one we used my mailing list, but we've also contacted a number of people individually that we know who write the style of stories we like. Then, as the submissions come in, we usually wait until we have a nice chunk of them to start going through, and then we'll pick some right away. Sometimes it'll be like, “Oh my gosh, of course we want this story,” and we'll wait to fill out the other slots. Then we'll negotiate sometimes. Sometimes it's like, “I want this story.” “Well, I want this other story.” And we have to figure out how the word count works. Once we finalise the stories, then usually what happens with that anthology is that DeAnna—who is a very, very good editor—will make the first editing pass, and then I'll make the second. And now Tami's involved, so Tami will make the third, and then we'll iterate. Once all three of us have gone through the first time, then we'll send the story back to the author for edits. So the most the author has to do for most of the process is just wait for us to edit their story, and then work on their edits and get them back. Then, once we get closer to launch, we'll give them information about what we're going to do. For example, we're going to launch the next issue with a Kickstarter. So our authors know that we have a Kickstarter coming, and we'll give them more information as we get closer to the actual launch date. Jo: So how long might an author expect before their work is out there? Jamie: It really varies. I've had some collections published very quickly—let's say a couple of months. Some have taken longer just because somebody ends up having some life issue and things get delayed. So I'd say ideally it would be more like three to nine months. Jo: Yes, I think… depending on the— Jamie: —collection and the complexity. Jo: Yes, exactly. Jo: And you did mention word count there. Just give us a range of what word count you like to get. Jamie: So these days I'm shooting for between 75,000 and 80,000 for the total word count for a collection. That includes the stories, but it also includes the opening, the introduction. For one we're working on now, we're going to have some interstitials, where we have little bits of things we're going to write in between each story. So that's the overall size of the collection. I'll keep track of the word count as the stories come in, and then as we edit the stories, sometimes they grow, sometimes they shrink. Sometimes that's a big enough difference where we're like, “Okay, we need one more story to fill it in.” But that's the target. Jo: And how much for each individual story? Jamie: That varies. I've done a bunch of different things. These days, what I'm advertising is between 3,000 and 8,000 words. I also always tell people: if you're outside this range on either side, just check with me, and if it's something that's really an excellent fit for the book, I'll make an exception. The one that's coming out, I think we have a 1,500- or 2,000-word story that was just amazingly perfect for what we wanted. There was another story, actually I think it was the issue that you were in, that was at least 12,000 words, but it also was a perfect fit for the theme. So I will make exceptions, but within reason. I wouldn't put a novella inside an anthology, because then you'd have a 22,000-word story next to a 3,000-word story, and I personally feel like that's really jarring for the reader. You don't want to go from something super short to something super long. It just doesn't feel like it flows well to me. Jo: No, absolutely. Jo: We'll come back to the making of it because you mentioned some really interesting things there. But just on the contractual side—a lot of indie authors don't necessarily do any publishing contracts for their work, unless it's signing the terms and conditions when uploading on Amazon or Kobo. So tell us a bit about the contract side. What rights are we talking about here? Any red lines in contracts around this kind of thing? Jamie: For contracts, I would recommend people read Kristine Kathryn Rusch's posts on this. She is way more informed about this than I ever will be, so when I have questions, I'll look at her posts. I've asked her a couple of questions. What we're doing for the Amazing Monster Tales… this is the first time that I've actually had authors sign contracts. Prior to this, I've used PubShare, which handles royalty splits and all of that, and that was really great. We want to do direct sales and Kickstarters and have lots of other options. So we did put together a contract this time. I'd have to pull it up, but I think we asked for first worldwide rights in English—I'm getting the terminology wrong here—but that was basically it. Jo: Or, I guess, reprint rights if the story's already been licensed. Jamie: Correct. We have two contract templates, one for original stories and one for reprints. We made sure to make that distinction, because it is definitely a distinction. In the book by Kristine Kathryn Rusch—it's called Closing the Deal… on Your Terms—I highly recommend that for anybody interested in learning more about contracts. Jo: Yes, that's great. And just for people listening: when you said you didn't have contracts before, you just used PubShare. So in that way, the author still retained the rights and you just split the royalties—it was more of a co-writing thing. Jamie: Correct. When you publish stories through PubShare, the author signs an agreement with PubShare, and then I, as the editor or organiser, would also sign a separate agreement. So each of us has an agreement with PubShare. We don't have agreements with each other, if that makes sense. Jo: Yes, so it's very different to move into Kickstarter. So tell us about what you're now moving into. Jamie: Well, Kickstarters are a new world for me personally. I have many friends who have had Kickstarters. I've supported Kickstarters. I watch them. But it's something where I'm very happy to have two partners who have done Kickstarters before. I'm not sure how many Tami's done—I think Tami's done the most at this point. So this is all new to me. But it's very exciting. At this point we have a backlist, so part of the plan, for the Monster series, is to offer issues one through four as part of the rewards when we launch issue number five. That's really exciting, because I never had a backlist like that before. Jo: Yes, and in fact the money is in the backlist, as ever, and those add-ons or bundles as part of Kickstarter are great. So are you going to do special print editions, or is it digital only? Jamie: We are talking about special print editions. You mentioned BookVault earlier—we've been looking at BookVault. Our other anthology series that hasn't come out yet will also launch with a Kickstarter. It's dragon-themed, and Tami actually did the cover work, which is beautiful. BookVault just gives you so many options that we never had before, so I'm very excited about that. Jo: Yes, I think it's a really good idea. I did gorgeous hardbacks for my solo author collection, so I think it's a great idea. So from the publisher side, let's come back to that. You've mentioned you have to write things like an introduction and interstitials, and you're trying to balance the stories. What are some of the other things that people might think about if they want to organise their own anthologies? Jamie: Oh gosh, where to start? There's the basic setting up of the anthology, so you have to define the table of contents. You might get a bunch of stories that are really awesome, and you might have to tell somebody who has a wonderful story—and maybe even who's a good friend of yours—that you're going to pass on it because their story doesn't fit with all the other stories. Every time I have to do that, I feel kind of bad. But being on this side, it's really interesting to see how you can tell which stories fit together and which don't. There's also the editing process, which can be a lot of work. Part of what I like about working with Tami and DeAnna is that DeAnna really loves editing. I feel like I'm a good editor, and I can do it, but for me it's more of a job. For DeAnna, she loves it, so she does the bulk of the editing, which is great. When I do it on my own, I feel like it's a task I have to do. There's lots of cat-herding. Sometimes people take a while to get their edits back. Sometimes they have life events, and you have to delay things because you're waiting on them. There are all the little tiny pieces of organising things—like, if you're reprinting stories, you need to make sure you get the copyright attribution correct. A lot of times I'll have to go and look up where something was originally published. An author might say, “Oh, it was published in this year,” and I'm like, “Okay, actually it was published in this other year, by this other publication first.” So I'm trying to be organised there. henT one of the things that very infrequently—I think it's only happened to me twice—every once in a while, you're in the middle of editing a story and you have to pass on it, even though you've already accepted it, because the editorial vision and the author vision for the story are not the same, and you can't reconcile that. Jo: I think that's really interesting, because so much of what you're talking about there—you mentioned vision—it's almost taste. You're saying which stories fit. It's not just a case of, I don't know, a pirate anthology and then picking 10 stories about pirates, right? You seem to be thinking about this in a more artistic way. So can you talk a bit more about that? How do you decide on a theme, and then how do you know that a story doesn't fit? Jamie: In the beginning, I was not this selective. In the beginning I'd say, for example, “Hey, I'm putting out a collection about fairies. Give me a fairy story,” and that was it. As I've edited the stories, it's become easier to see how things fit. So, for example, if I have 10 stories in an anthology and I have an 11th story, and they have different tones—let's say the 11th story is really funny and all the other stories are very serious—then that would be a fit thing. That's not necessarily taste; it's just that you don't want one funny story if everything else is really dark and scary or serious. As far as picking a theme, the theme could be very broad. With this dragon anthology we're working on, we decided we wanted it to be called A Hoard of Books. So the theme was: has to have dragons, has to have books, and that's pretty much it. And then we were like, “Let's just see what we get.” We were very surprised at what we got. We thought we'd have more serious stories, and it turned out most of them were very light-hearted and really fun. And we're like, “You know what? That actually changes the way we're looking at the whole series,” because we did not expect that. With the monster series, we'll pick a theme. So, for example, the next issue is Monsters in Love, and for those it's more like, let's just see what happens. Sometimes I'll have a more specific theme. The next anthology I'm publishing on my own is called Fairy Bargains, and I wanted people to obviously have fairies, but I wanted there to be something related to the mythology and lore of having a bargain with a fairy—and there's a lot of stuff about that. So for some things like that, when I put out a call, I'll provide information. I might say, “Here's a link to a Wikipedia article. Here's some mythology that might be helpful for you,” just because I want things to stick a little bit more to the theme itself. Whereas with Monsters in Love, there's a very wide range of stories, and that was very fun to work through. Jo: Oh, yes. There's a lot of monster, on the spicy side as well. But were you doing a clean Monsters in Love, as opposed to in lust? Jamie: Yes, this is a clean one. That's pretty funny. But boy, when you give authors the room for these types of things, you get all kinds of stories, and it is super fun to work with those collections. Jo: As you're talking, I definitely want to do more short stories. It's really interesting, because you can actually generally get paid more for a first print—first print rights on a short story—but I often want to just publish it myself. Then I was really happy to be in yours, because it was a reprint anyway. So I was like, well, there's absolutely nothing to lose if it goes in as a reprint. So these things can be really interesting. Talking of the finance from your side of things: you have a small press and you're doing this publishing yourself, but you're paying all these authors and doing a lot of work. So how does it work as the publisher, in terms of these anthologies, financially? Jamie: With the ones we've published so far, because we've gone through PubShare, it's been a royalty split. As the editors, we would take a percentage, and then we pay for the artwork, and of course all of our time. I think what we were doing there was saying 70% of the royalties would be split equally between all of the authors and the stories. So, for example, if I had a story as well, I would get part of the author split—the same percentage as everybody else in the collection—in addition to the editor split. For what we're doing now, we've changed this a little bit, and I believe we said 60% goes to the authors, and then we're going to keep a share of the proceeds for the business because we want to be able to pay for the artwork out of the business account. We want to pay for advertising, whatever we need to do—like setting up our store, or if we wanted to invest in anything, we want to be able to do that as the business, as opposed to it just being us doing this on our own. We're just trying to treat it a little bit differently. Jo: And I know it's so much work—a crazy amount of work. How many anthologies and books do you have to do in a year to make it worthwhile financially? Jamie: Oh, I don't know. I would say, unless you get an opportunity—like, for example, to have an anthology in a story bundle or something like that—you may not break even. But if you're going to do this, do it more for the marketing, do it more because you enjoy it. Now, going forward, I think that will change, because we are looking at Kickstarters, we are looking at direct sales. We're very motivated to try to make this more of a business thing than a fun side project. So, ask me in a year. Jo: Yes, hopefully more. I do think Kickstarter is great for short stories. I actually buy quite a few collections on Kickstarter. I think they're actually really hard to discover through, say, Amazon—it's a place that is quite hard to identify short stories. Whereas I've found I've bought collections on Kickstarter because there's so much more of a sales page—there's so much more rich media that tells me how I'm going to feel about the stuff. I've bought short story anthologies and collections from people I don't know. So I think it's a really good thing to do. There is an audience there. Jamie: Yes, definitely. And it does feel like the anthologies on Amazon don't sell as well—you don't make as much as you used to. I've been doing this for, well, gosh, 10 years now, and I feel like the sales numbers on Amazon in the past year were noticeably lower than they would have been six or eight years ago. So I am very excited about Kickstarter. Plus, Kickstarter just feels really fun. You're not just throwing your book up; you also have all the extra stuff with the page, you have the rewards, and it just feels really exciting. Jo: No, I agree. I really love it. I didn't do it for a long time, and now I just love it. Jo: So, staying with the publisher side of things— Any practical formatting and production tips? Because in these types of projects, all kinds of people just send you different stuff. Jamie: I have a style guide. So whether it's me or it's the group project, once all the edits are complete, I'll do a formatting pass, and I'll make sure I use curly quotes and the same em dash format and everything, just so everything in the book is formatted the same way. Every once in a while there's an author who has something particular that they want, and I can work around that, and that's fine. I also work with a lot of Canadian authors, and I'll let them keep their Canadian spellings. I don't think everybody does that, but I feel like that's their voice in a way, so I don't correct those. I might check some things there. I think the formatting is important—it makes things look better if everything has the same style. Then I use Vellum, which makes things really easy. I love Vellum. Because I publish so many authors at this point, I have a Vellum file where I store their biographies and their links, so when I publish a new anthology I'll just go grab, say, Jo's “about the author” page from that collection and put it into the new file. Then I also track when the last time was that I checked with the author about their biography. If it's been more than a year, I'll check in with them and say, “Hey, do you have an updated biography you want me to use? Here are your links—do you have any different links now?” So that makes it a lot easier from the formatting standpoint. Jo: And you mentioned Vellum—having done box sets on Vellum, you can just drag a whole book in there if you want to do a three-book box set, or three short stories, whatever. It's much easier to just drag things in, and it makes it easier to format. So I would say to people: you don't need to worry too much about that. There are lots of things that can help you. But even with doing the print stuff for the Kickstarter—people have opinions, don't they? So in terms of authors' opinions and managing—you mentioned herding cats—how do you manage all of that side of things? Jamie: I haven't actually had a lot of trouble with that. The authors I've worked with seem to feel like they gave me their story, and then once the edits are out of the way… I haven't had anybody have any issues with the covers. Usually they love the covers, especially for the Monster series. So, no problems there. Jo: Oh, that's good. Well, I would say a tip would be to make sure you're communicating, if you're somebody who's organising. So talk a bit about communication. Jamie: Communication is very important. What I try to do is send regular updates, especially if I'm in the middle of edits or working on something and I'm not ready to launch. I'll send an update email out to the authors and just say, “Here's what's going on, here's what the plan is.” Or if the plan has to change, if the launch date has to change for some reason, I'll let the authors know about that. Actually, with the upcoming Monsters in Love issue, we were originally not going to do a Kickstarter. That was a late decision, so I contacted all the authors and said, “We've changed our plans. We're going to launch this with a Kickstarter. Please confirm that you're okay with this.” One author was not comfortable with the Kickstarter idea, so he pulled his story, and then we found a replacement story for that. But I just feel like the communication piece is really essential. It's really important for the authors to know what's going on. Jo: Yes, absolutely. So, we've talked about how marketing is a good thing, in terms of there being lots of people marketing. How are you effectively marketing these kinds of books, as the premise is quite different to a single author project? Jamie: Right. There's the usual—write a release post, write posts on social. I do additional things, so I'll publish what I call a story spotlight for each story in the anthology. That's just where I talk a little bit about the story, I provide an excerpt, and then I provide the author's bio and links to find them. Those are really great, because they're very quick to put together. The hardest part is getting a short excerpt that shows enough about the story to be engaging. But that really isn't that much time, either. Then those are also nicely evergreen. I've actually searched for authors before, when I'm trying to research them for an interview, and I've found my own spotlight posts and my own interview posts with authors come up at the top of the list, which is kind of funny. I also do interviews with as many of the authors in a collection as are willing to participate. Sometimes people just don't have the time—I don't make this required—but I usually get 80 to 90% of the authors participating. So, for example, this year I'm in a couple of bundles on StoryBundle, and I'm doing interviews for people there. It's also really fun, and you're not paying for advertising—you're just creating something that the authors are excited about and they want to share. So it promotes the collection, but it also promotes the author, which I find really nice. It's a nice networking thing too, and I'm happy if someone wants to interview me. It's like free publicity for each person, in addition to the collection. Jo: I love that you've used the word “fun” quite a lot, which I find amazing. You're obviously a super collaborative person. I've co-written a number of books— I've been part of some collections, and I really think that there are two personalities. One is like me, where we really love the creation stuff and the publishing stuff, but we're hyper-controlling. And then someone like you—you're very collaborative, and you're doing such a great job. To people listening, I would say: if you're more like me, don't organise an anthology. What you want is Jamie, or somebody who actually finds it fun to organise a big group of authors. Jamie: Yes. It is definitely interesting working with other partners in this, because when I publish an anthology on my own, I make all the decisions. I pick the artwork, I pick the theme, I do everything, I decide the table of contents. But when you're working with other people, you do need to negotiate. So we've had a couple of times where it's like, “I want this story.” “Well, I want this other story, I don't like the story that you want.” And so we have to barter, in a way. Aside from that, it is nice, because you get to split up the tasks. I could focus on things like the organising—I do the Vellum files, I do the final cover and everything. For the Kickstarters, actually, Tami's got more expertise, so Tami's going to be working on the Kickstarters for our collections together. If I had to do all this on my own, it's a ton of work. It's a ton of work. So it is nice to split it up. Jo: And of course, one of the things is managing so many moving parts—and you've actually built a tool to manage all this. So tell us a bit about that tool, and how it might be useful for people with big backlists as well as anthologies. Jamie: I built what I think of as a publishing management application. The original idea is that, for years and years, I wanted a software tool that would do catalogue management, because I was managing my own catalogue, and I was also managing—at this point I've published at least 20 anthologies, so that's a lot of authors. Then last summer, I had an author who I'd published a number of times, who was going to, I think, WorldCon, and she asked if I could give her covers for five anthologies she'd been in, so that she could make some promotional material. I was like, “Oh, sure, I can do that.” And then I was like, “Well, wait a second—is this in Notion?”—because I started trying to use Notion last year—”or is it in a spreadsheet?” It turned out her information was in, like, three different places, and I had to work to pull it together. And then I was like, “You know what? That's it. I'm just going to finally write this application.” So Inkwren manages your stories. As an author, I can manage my stories—I can track which are published, which are drafts, which are just ideas. I can track my publications. From the publisher standpoint, it's really helpful, because I can track each anthology I've published and what I'm working on. I can track the edits, I can track the contracts. I can upload contract templates—so we talked earlier about the original and reprint contract templates that I use. I upload those, and they have placeholders in them. When I generate the actual contract, the author's name will replace the placeholder—I'll have the text “author name” in the contract template, and it'll get replaced by, like, “Joanna Penn” or whatever. So that saves a lot of time. Then I also added in task tracking, because I started to feel like, well, now all my stuff is in one place, but my tasks are somewhere else. So now I can associate tasks with a publication. For example, for the book I'm working on right now, I know which tasks I need to do for the cover, and which for the interior, and everything. I have a template of tasks. Then I can also track tasks related to promotions. For example, the story bundle I'm promoting right now, I have a task for each interview I'm doing with the authors, and I have a calendar view. I can see when I'm going to publish them and know that they're all spread out. It saves me so much time, and it's so much easier. Jo: I do think building tools when you actually need the tool yourself is very useful. Just say the name again, and spell it out for people. Jamie: It's Inkwren. My own personal publishing company is Blackbird Publishing, and I wanted something related to birds and writing. So I came up with Inkwren, which is I-N-K-W-R-E-N, and it's just inkwren.com. Jo: And it is available for other people to potentially buy and use? Jamie: Yes, it is. Jo: Well, I think that's super useful, because it's very hard when people are starting out and they think, “Oh, I've only got one book—why would I need any kind of tool to manage it?” But over the years, your backlist grows, especially with short stories. So I love that you've built this, and there's probably more that you can add over time as you expand the business yourself. So much potential. So we are at the end. Where can people find you and your books and everything you do online? Jamie: My author website is JamieFerguson.com. And then, obviously, I mentioned Inkwren earlier. My publishing company is BlackbirdPublishing.com. And then the projects I'm doing with Tami and DeAnna—we have a couple of websites, but the easiest way to find us is our press, which is BorogrovePress.com. Jo: Fantastic. Well, thanks so much for your time, Jamie. That was great. Jamie: Thanks, Joanna.The post Bundles, Box Sets and Anthologies With Jamie Ferguson first appeared on The Creative Penn.
Episode Summary Building a successful business isn't about getting everything right the first time. In this episode of the Work at Home Rockstar Podcast, Tim Melanson sits down with Brian Samson, founder of Plugg Technologies, to discuss the lessons he's learned growing three different companies from zero to $4 million in annual recurring revenue. Brian shares how listening to customers led him to pivot his business, why founder-led sales became one of his greatest advantages, and how embracing entrepreneurship changed the trajectory of his career. The conversation also explores practical business topics including cash flow management, avoiding costly long-term commitments, choosing the right business tools, and learning from peer groups. Brian explains why he believes Latin America has become an increasingly attractive option for nearshore hiring and how businesses can scale remote teams while improving collaboration and communication. Whether you're launching your first business or preparing to grow your team, this episode offers practical insights from someone who has learned through experience. Who is Brian Samson? Brian Samson is the founder of Plugg Technologies, a leading nearshore firm connecting Latin America talent with U.S. companies. Brian has spent 10 years focused on nearshoring, including living as an expat in Argentina. As a founder, he has grown three separate companies from $0 to $4 million ARR each. Prior to Plugg Technologies, he served as VP of Talent for several San Francisco-based technology companies, including one IPO and one acquisition. He holds an MBA from UCLA. During the conversation, Brian shares how he evolved from an independent recruiter into a business owner, why learning sales became one of his greatest strengths, and how helping businesses build effective remote teams has become the focus of his work. Connect with Brian Samson Website: https://plugg.tech Podcast: https://nearshorecafepodcast.com LinkedIn: https://www.linkedin.com/in/briansamson/ Email: brian@plugg.tech Host Contact Details Website: https://workathomerockstar.com Facebook: https://www.facebook.com/workathomerockstar Instagram: https://www.instagram.com/workathomerockstar/ LinkedIn: https://www.linkedin.com/in/timmelanson/ YouTube: https://www.youtube.com/@WorkAtHomeRockStarPodcast Twitter/X: https://twitter.com/workathomestar Email: tim@workathomerockstar.com Timestamps 00:00 Welcome and Guest Intro 00:19 Success Story and Entrepreneur Journey 03:42 Finding Product Market Fit 05:33 From Bullpen to Remote Work 07:09 Big Mistake Hiring Sales 10:28 Sales Mindset for Founders 14:19 Cash Flow and Spending Lessons 20:19 Favorite Business Tools 22:05 Learning Through Peer Groups 26:13 Why Latin America Now 27:28 How Plug Technologies Works 32:28 Ideal Clients and Hiring Stage 34:11 Engagement Process and Pricing 35:35 Rockstar Questions and Wrap Up Disclaimers Business Advice The ideas shared in this episode reflect Brian Samson's personal experiences as an entrepreneur. Every business is different, so consider your own goals and circumstances before applying these strategies. Hiring & Outsourcing Brian shares his experience working with nearshore teams in Latin America. The best hiring approach depends on your business, industry, and specific needs.
HOST: Michael Fanning, SVP & Co-Owner, Windermere Coaching. Host of the Windermere Coaching Minute podcast.EPISODE SUMMARY:The Windermere Foundation has raised over $60 million since 1989, and most agents never say a word about it to clients. Michael breaks down how to turn that fact into a genuine trust-builder instead of a marketing line, backed by research on why civic-minded businesses earn more client admiration, plus the four mistakes agents make and a crawl-walk-run plan to fix them.WHAT YOU'LL LEARN:Explain how the Windermere Foundation works and what it actually funds in your communityUse the two-touch pattern to introduce the Foundation early and reinforce it later without sounding like a pitchApply the warmth-and-competence research to understand why civic-minded agents earn more client trustAvoid the four mistakes agents make when it comes to talking about the FoundationStart using the crawl-walk-run framework to build this into your next listing or buyer consultationRESOURCES & RECOMMENDATIONS:Windermere Foundation windermere.com/foundation (2025 Community Impact Report, donor list, funding application)Stereotype Content Model research Susan Fiske, Princeton UniversityCONNECT:windermerecoaching.comSubmit a topic: fanning@windermere.com
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In this episode of the Builder's Bookshelf, we break down Steven Pressfield's The War of Art and translate “resistance” into the real world of construction leadership—where procrastination, perfectionism, fear, and busyness quietly keep us from doing the work that matters most. You'll learn how to “turn pro,” show up consistently, and take the next disciplined action even when the job is chaotic and motivation is nowhere to be found.Enjoy Episode 28 and #BeNEXT
In 2022, 6 coaches joined Claire Pedrick MCC at The Coaching Inn to talk about getting work Listen here https://thecoachinginn.podbean.com/e/2022-business-of-coaching-special-extended-edition/ When Sarah and Gayle suggested we meet again, we said a definite yes. So here's what they are learning… Thank you to Gayle Hudson, Sarah Clein, Mayuri Hargest, Gary Crotaz, Sarah Brooks and Caroline Tapken. Key insights: Building a sustainable coaching business takes time; early relationships are crucial. Diversify and integrate coaching into other work to avoid pressure and burnout. Authentic marketing, mainly via LinkedIn and word-of-mouth, often outperforms paid advertising. Pricing should reflect experience and client value, not just industry standards. The importance of community, ongoing learning, and enjoying the coaching journey. Flexibility and aligning work with personal strengths and values lead to greater fulfilment. Contact: Contact us through Linked In https://www.linkedin.com/in/gayle-hudson/ https://www.linkedin.com/in/sarahcleinknackeredwomenscoach/ https://www.linkedin.com/in/mayuri-hargest/ https://www.linkedin.com/in/drgarycrotaz/ https://www.linkedin.com/in/sarahbrookstuos/ https://www.linkedin.com/in/caroline-tapken/ Contact Claire by emailing info@3dcoaching.com or join our coaching community where you can talk with other listeners. Further Information: Subscribe or follow The Coaching Inn on your podcast platform or our YouTube Channel to hear or see new episodes as they drop. Find out more about 3D Coaching and get new ideas and offers in our weekly email. Keywords: coaching business, new coaches, coach marketing, coaching career growth, coaching business tips, building a coaching practice, coaching clients, coaching pricing, coaching supervision, portfolio career, LinkedIn marketing for coaches, coaching in organizations, coaching journey, coaching business development, authentic marketing, coach training, leadership coaching, speaking out at work, finding your niche, coaching podcast We love having a variety of guests join us! Please remember that inviting someone to participate does not mean we necessarily endorse their views or opinions. We believe in open conversation and sharing different perspectives.
In this episode, Adam Torres interviews Sam Rosenberg, Founder of Live Ready. Sam shares lessons from his career in executive protection, discussing situational awareness, preparedness, and the mindset needed to help individuals, families, and organizations respond confidently to uncertainty and personal security challenges. Follow Adam on Instagram at https://www.instagram.com/askadamtorres/ for up to date information on book releases and tour schedule. Apply to be a guest on our podcast: https://missionmatters.lpages.co/podcastguest/ Visit our website: https://missionmatters.com/ More FREE content from Mission Matters here: https://linktr.ee/missionmattersmedia Learn more about your ad choices. Visit podcastchoices.com/adchoices
learn words and phrases related to Thanksgiving Day
We are co-workers in God's service; you are God's field, God's building. — 1 Corinthians 3:9 Honeybees are great builders. Inside their hive they make honeycombs consisting of hundreds of six-sided cells. These are the basic building blocks of beehives. The amazing geometry of these cells maximizes storage space while minimizing the wax needed for a stable structure. Beeswax is an ingenious blend of nectar, pollen, saliva, and other ingredients produced by worker bees to form the walls of the cells, which keep their shape in both heat and cold. While these cells are used mainly to store honey and some pollen and nectar, some of the cells are also used as nurseries for eggs and larvae.Hive building is a tribute to the bees' ability to work well together. Each bee takes up its role in the building process.A tragic contrast to this is our struggle as human beings to build caring communities. Jesus came to reverse our faulty construction habits by reconnecting people to his Father and to one another. Yet we often fail to practice what he taught us. In place of humbly serving with each other in caring, harmonious, constructive ways, for example, the Christian community gets distracted by competing and comparing and by excluding and neglecting one another.Are you a co-worker with God in building a community with others? In what ways is God calling you from self-service to serving him with others? Thank you, God, for the firm foundation you have made for us in Christ. By your Spirit, direct us to care for each other as we serve to build up the body of Christ. Amen.
learn vocabulary about food utensils & tableware
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learn must-know terms related to family members
Marketing during a slow economy feels risky, but cutting your marketing budget may be the biggest mistake you can make. In this episode, Spencer explains why difficult markets reward businesses that continue to invest while their competitors pull back. You'll learn how maintaining your marketing helps you gain market share, why lowering your prices often becomes a race to the bottom, and how to position your remodeling business to come out stronger when demand returns. If you're feeling the pressure of a tough market, this episode will give you the confidence and strategy to keep playing the long game.
Visionary. Connector. Builder. Those words describe Katina Strauch, 79.When we spoke with Katina, she was recovering from a broken leg, talking with us from her bed on her smartphone. Despite the setback, she remains what she has always been: an active writer, researcher, lifelong learner, and trusted consultant to the Charleston Conference—the influential global gathering for the scholarly communications community that she founded more than four decades ago.What began as a meeting of just 20 people has grown into an annual conference that attracts thousands of academic librarians, publishers, booksellers, vendors, and information professionals from around the world. In the late 1970s, major research libraries had opportunities to meet through the Association of Research Libraries, but there was no place where smaller academic libraries, publishers, and vendors could come together as equals to exchange ideas and solve shared challenges. Katina recognized that gap and imagined something entirely new: an informal, collaborative conference where every voice mattered.At the time, she was on the tenure track and looking for a meaningful way to establish her professional reputation. Rather than pursuing a traditional academic path, she created a gathering that transformed an industry. By inviting antiquarian book librarians, publishers, vendors, and librarians into the same conversation, she built a community that continues to shape scholarly communication today.Reflecting on its impact, Katina simply says, "It's had a huge impact."The Charleston Conference recently entered a new chapter when it was acquired by the nonprofit Annual Reviews, helping ensure that Katina's remarkable legacy will continue for generations to come."Smaller academic libraries, publishers, and vendors now could come together as equals." - Katina StrauchConnect with Katina:Email: katina.strauch@gmail.comBook: Doing the Charleston (2025) – Katina's memoir chronicling the creation and evolution of the Charleston Conference alongside her career as a librarian.Thanking our Platinum Sponsor—AARP Illinois, a nonprofit, nonpartisan organization dedicated to empowering people 50 and older to choose how they live as they age. With nearly 1.7 million members in Illinois, AARP volunteers advocate for better health, financial security, and stronger communities. Visit AARP.org/IL to learn more.Shining the light on Age-Wise Collective—check out Boomer Banter withWendy Green—it's in a new chapter, with shorter solo episodes focused on her personal caregiving journey and the search for purpose in later life. Going deeper, her Substack, Thriving Through Time, by Boomer Banter is where she really opens up. Find everything on Wendy's website, heyboomer.biz.
In this solo episode, I make the case that being a strategic business partner is no longer enough. I share the shift I believe is coming next, from business partner to business builder, and the three mindset shifts and behaviors that separate the two.Here are a few key takeaways from the episode: Why being a strategic business partner is no longer enough, and what the next evolution of HR asks of us.How the move from business partner to business builder is a mindset, not a job title.Why execution excellence has become the price of admission rather than the proof that HR is strategic and adding value.Why the real AI risk to HR is being bypassed, not being automated.Why making fewer, bigger bets turns HR priorities into business priorities.How choosing one big goal a year that scares you can change the course of your career.
Wise Builder: Best Sermon Ever - Part 6 by
Originally aired April 4, 1952
The salient point of our discourse revolves around the critical question: Is the consumer turnaround genuine? The evidence suggests that while a recovery is indeed underway, it manifests in a fragmented manner, with the soft home segment demonstrating a more pronounced resurgence compared to the lagging furniture category. Notably, major retailers such as Target and Macy's report early signs of growth in home textiles and decor, contrasting sharply with the persistent softness in larger ticket items like furniture. This nuanced recovery trajectory necessitates a strategic recalibration for those engaged in the furniture market, as the anticipated surge in demand may be slower and less uniform than optimistic headlines might imply. Consequently, we must remain vigilant, particularly as we examine the evolving landscape of consumer preferences and the broader implications for the home retail sector.Takeaways:The current consumer turnaround in the home furnishings sector is occurring incrementally rather than uniformly, indicating a complex recovery process.Soft home goods, including textiles and decor, are rebounding more quickly than larger furniture items, which continue to face challenges in regaining market strength.Target's strategic overhaul of its home furnishings segment has resulted in a modest growth, marking a significant shift after prolonged declines in sales.Builder confidence remains low, reflecting a pessimistic outlook among builders that may adversely affect furniture demand due to constrained housing turnover.Research indicates a shift in mattress retailing strategies, focusing on improving sleep quality rather than merely extending sleep duration for consumers.The integration of services into home retail, as demonstrated by Bed Bath and Beyond, suggests a transformative approach that could redefine consumer expectations in the housing market.
What is business actually for? In this episode of The Impossible Life Podcast, Nick Surface and Garrett Unclebach challenge Christian men to rethink money, purpose, faith, and Kingdom impact. Too many people treat business as a way to take from others, even inside the Christian world, instead of building something that serves people and advances the Kingdom. Garrett draws a sharp contrast between living from the Kingdom and living for the Kingdom: one asks, “What can I get?” The other asks, “What can I build, solve, serve, and sacrifice for?”This conversation exposes the difference between chasing profit and creating real value. Garrett explains that the purpose of a business is not just to make money; money is fuel, not the mission. A business exists to solve a problem, serve people, and accomplish a mission. For Christian men in business, the deeper question is not simply how to make more money, build an audience, or grow a company. The question is whether your work is rooted in integrity, faith, service, excellence, and a God-defined purpose.Nick and Garrett unpack what it means to become a Kingdom builder in the marketplace: build something excellent, serve real people, solve a real problem, and be willing to sacrifice when obedience costs you. This episode is a call for fathers, entrepreneurs, leaders, and men of faith to stop making life and business about themselves. If you want to live with purpose, masculinity, and Kingdom conviction, the challenge is simple but demanding: What are you building? Who are you serving? And what are you willing to sacrifice?Get With NuWave Home Lenders By Clicking HereGet a Free 7 Day Trial On The Tailored Training App By Clicking HereJoin a group of likeminded Impossible Life listeners in our FREE Skool community by clicking here.Get the Purpose Playbook by clicking hereGet the FREE Basic Discipline Training 30 Day Program by clicking hereJoin us in Mindset Mastery by clicking hereLevel up your nutrition with IDLife by clicking hereGET IN TOUCHSocial Media - @theimpossiblelifeEmail - info@theimpossible.life
In this episode of The Builder's Bookshelf, we break down Daniel Coyle's The Culture Code and translate its lessons into the construction world, where safety, trust, vulnerability, and purpose determine whether teams speak up early or hide problems until they become expensive. You'll learn how to build belonging, model honest vulnerability, and establish a clear purpose so your project team performs with more trust, speed, and resilience under pressure.Enjoy Episode 27 and #BeNEXT
This episode was sponsored by Cardiff & EchoMav LightSpeed VT: https://www.lightspeedvt.com/ Dropping Bombs Podcast: https://www.droppingbombs.com/ Today's Dropping Bombs episode features Trey Sprinkle, a former cop and pastor turned drone entrepreneur now running a $300 million defense company. Trey shares how his time in Ukraine led him into drone warfare, why chip manufacturing could decide the next global conflict, and how his technology is already being used by the U.S. military. This is a story about turning hard resets into massive opportunities, and it might just change how you think about where the world is headed next.
learn words and phrases related to housework
Have I found the right language to describe these new horizons in brick building? Buddy, I'm not sure about anything.Be sure to check out Orlando Parkstop's STOP HATE fundraiser for the Trevor Project! Let me know if you donate or purchase something from an auction, and you'll have the chance to win some SWM swag and the LEGO kit from this episode!The show really needs your help right now. Keep Sleep With Me going and get hours of bonus content by joining Sleep With Me Plus! sleepwithmepodcast.com/plusGet your Sleep With Me SleepPhones. Use "sleepwithme" for $5 off!!Are you looking for Story Only versions or two more nights of Sleep With Me a week? Then check out Bedtime Stories from Sleep With MeThis episode is produced by Rusty Biscuit aka Russell Sperberg.Show Artwork by Emily TatGoing through a hard time? You can find support at the Crisis Textline and see more global helplines here.HELIX SLEEP - Take the 2-minute sleep quiz and they'll match you to a customized mattress that'll give you the best sleep of your life. Visit helixsleep.com/sleep and get a special deal exclusive for SWM listeners!ZOCDOC - With Zocdoc, you can search for local doctors who take your insurance, read verified patient reviews and book an appointment, in-person or video chat. Download the Zocdoc app to sign-up for FREE at zocdoc.com/sleepAQUATRU - AquaTru is a countertop water purifier tested & certified to remove 84 contaminants, including chlorine, lead, forever chemicals, and microplastics! Get 20% off your water purifier by going to AquaTru.com and using promo code SLEEPTALKIATRY - Talkiatry gives you access to real psychiatric care with licensed clinicians who can diagnose and prescribe medication if it's right for you. It's a simple way to get effective treatment right from home. Head to Talkiatry.com/SLEEP to complete the short assessment and get matched with an in‑network psychiatrist in just a few minutes.QUINCE - Quince Superfood Greens cuts through all the nutrition noise with one simple, daily scoop that helps fill in your nutrient gaps and support your overall health. Head to quince.com/sleepwithme for free shipping and 365-day returns. Learn about your ad choices: dovetail.prx.org/ad-choices
A lot of builders run millions of dollars through the business without a clear view of what they actually make. Shane Durkin talks through construction finance, project money, cash flow, profitability, and why builders need better systems than acting like the bank for every job. Shane's Websites: https://www.buildpatriot.com https://www.teamledgerwise.com Sign up for the Modern Craftsman Community:
Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Cheryl Taylor Anderson. Podcast: Money Making Conversations MasterclassHost: Rushion McDonaldGuest: Cheryl Taylor Anderson, Real Estate Broker (Metro Atlanta) 1. Purpose of the Interview The core purpose of this interview is to educate, empower, and motivate listeners—particularly first‑time homebuyers, renters, veterans, and people of color—to pursue homeownership as a wealth‑building strategy. Specifically, the conversation aims to: Demystify the homebuying process Combat fear and misinformation around mortgages Highlight low‑ and zero‑down payment opportunities Explain how homeowners can build equity faster Emphasize real estate as a key tool for generational wealth Encourage disciplined financial decisions rooted in ownership rather than renting Rushion positions the discussion as a knowledge‑sharing opportunity to help listeners move from renting to owning, especially in communities historically excluded from homeownership. 2. Interview Overview Cheryl Taylor Anderson brings more than 20 years of real estate experience and over $400 million in sales in Metro Atlanta. She works with: First‑time homebuyers VA and military families Move‑up buyers Luxury clients and institutional sellers Throughout the interview, Cheryl provides practical, real‑world examples—including her own story as a former single mother and homeowner—to ease fear, explain financing, and correct misconceptions about buying a home. 3. Key Takeaways A. Many Renters Can Already Afford to Own One of the central points is that many renters are paying as much—or more—than mortgage payments without building equity. Rent payments offer no tax benefits Mortgage payments build ownership and wealth Homeowners can deduct mortgage interest (unlike rent) Key idea: Many people qualify for ownership but are held back by misinformation and fear. B. First‑Time Homebuyers Have More Options Than They Realize Cheryl explains that many buyers are unaware of: Zero‑down payment programs Builder incentives covering closing costs Opportunities to move into homes with minimal out‑of‑pocket costs In some cases, buyers are only required to bring earnest money, making homeownership far more accessible than expected. C. VA and Veteran Benefits Are Underused Cheryl strongly emphasizes VA loans as one of the most powerful tools for homeownership: 100% financing (zero down payment) Ability to ask sellers for up to 6% in closing cost contributions Certain veterans may be exempt from property taxes Lower monthly payments overall Veterans are encouraged to use their benefits, even years after leaving military service. D. A 30‑Year Mortgage Does Not Mean 30 Years of Debt Cheryl reframes mortgage timelines by teaching strategic repayment: Paying bi‑weekly instead of monthly Adding small extra payments ($50–$100/month) Reducing both interest and principal faster She uses her personal example of being close to paying off her home early despite starting with a traditional 30‑year loan. E. Homeownership Builds Stability and Community The interview contrasts renting versus owning: Ownership benefits include: Equity growth Customization and upgrades Neighborhood relationships Security and long‑term stability A tangible asset to pass to children Even HOA‑managed communities—while sometimes frustrating—protect property values and neighborhood standards. F. Home Warranties Reduce Fear of Maintenance To address anxiety about repairs, Cheryl recommends home warranties: Cover major systems (HVAC, water heaters, appliances) Low service fees when repairs are needed Can be negotiated into purchase contracts Provide peace of mind similar to apartment maintenance This is especially helpful for first‑time buyers. G. Social Media Builds Trust and Visibility Cheryl explains how social media strengthens her business: Buyers see real closings, celebrations, and testimonials Creates emotional connection and trust Inspires others to picture themselves as homeowners Visibility drives confidence and referrals. H. Education and Adaptability Drive Longevity Cheryl credits her success through: The 2008 housing crisis COVID‑19 Market shifts to constant learning, flexibility, and strategy pivots (e.g., foreclosures, BPOs, builder incentives). 4. Notable Quotes On Renting vs. Owning “Never be willing to pay somebody more than you’re willing to pay yourself.” On First‑Time Buyer Fear “Don’t let the longevity scare you. In an apartment, you’re building nothing.” On VA Benefits “Veterans can come to the table with zero down—and sometimes no property taxes.” On Mortgage Strategy “Pay every two weeks and it knocks down your interest and principal faster.” On Equity “Rent doesn’t give you anything to leave your children. Homeownership does.” On Homeownership Mindset “People are willing to pay their landlord more than they’ll pay themselves.” 5. Overall Takeaway This interview reinforces homeownership as one of the most powerful, attainable tools for building long‑term wealth—when buyers are properly educated, supported, and encouraged to move past fear and misinformation. Cheryl Taylor Anderson demonstrates that: Buying a home is often more accessible than people believe Strategic mortgage management can drastically shorten debt timelines Ownership builds equity, stability, and generational opportunity #SHMS #BEST #STRAW #AMISee omnystudio.com/listener for privacy information.
Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Cheryl Taylor Anderson. Podcast: Money Making Conversations MasterclassHost: Rushion McDonaldGuest: Cheryl Taylor Anderson, Real Estate Broker (Metro Atlanta) 1. Purpose of the Interview The core purpose of this interview is to educate, empower, and motivate listeners—particularly first‑time homebuyers, renters, veterans, and people of color—to pursue homeownership as a wealth‑building strategy. Specifically, the conversation aims to: Demystify the homebuying process Combat fear and misinformation around mortgages Highlight low‑ and zero‑down payment opportunities Explain how homeowners can build equity faster Emphasize real estate as a key tool for generational wealth Encourage disciplined financial decisions rooted in ownership rather than renting Rushion positions the discussion as a knowledge‑sharing opportunity to help listeners move from renting to owning, especially in communities historically excluded from homeownership. 2. Interview Overview Cheryl Taylor Anderson brings more than 20 years of real estate experience and over $400 million in sales in Metro Atlanta. She works with: First‑time homebuyers VA and military families Move‑up buyers Luxury clients and institutional sellers Throughout the interview, Cheryl provides practical, real‑world examples—including her own story as a former single mother and homeowner—to ease fear, explain financing, and correct misconceptions about buying a home. 3. Key Takeaways A. Many Renters Can Already Afford to Own One of the central points is that many renters are paying as much—or more—than mortgage payments without building equity. Rent payments offer no tax benefits Mortgage payments build ownership and wealth Homeowners can deduct mortgage interest (unlike rent) Key idea: Many people qualify for ownership but are held back by misinformation and fear. B. First‑Time Homebuyers Have More Options Than They Realize Cheryl explains that many buyers are unaware of: Zero‑down payment programs Builder incentives covering closing costs Opportunities to move into homes with minimal out‑of‑pocket costs In some cases, buyers are only required to bring earnest money, making homeownership far more accessible than expected. C. VA and Veteran Benefits Are Underused Cheryl strongly emphasizes VA loans as one of the most powerful tools for homeownership: 100% financing (zero down payment) Ability to ask sellers for up to 6% in closing cost contributions Certain veterans may be exempt from property taxes Lower monthly payments overall Veterans are encouraged to use their benefits, even years after leaving military service. D. A 30‑Year Mortgage Does Not Mean 30 Years of Debt Cheryl reframes mortgage timelines by teaching strategic repayment: Paying bi‑weekly instead of monthly Adding small extra payments ($50–$100/month) Reducing both interest and principal faster She uses her personal example of being close to paying off her home early despite starting with a traditional 30‑year loan. E. Homeownership Builds Stability and Community The interview contrasts renting versus owning: Ownership benefits include: Equity growth Customization and upgrades Neighborhood relationships Security and long‑term stability A tangible asset to pass to children Even HOA‑managed communities—while sometimes frustrating—protect property values and neighborhood standards. F. Home Warranties Reduce Fear of Maintenance To address anxiety about repairs, Cheryl recommends home warranties: Cover major systems (HVAC, water heaters, appliances) Low service fees when repairs are needed Can be negotiated into purchase contracts Provide peace of mind similar to apartment maintenance This is especially helpful for first‑time buyers. G. Social Media Builds Trust and Visibility Cheryl explains how social media strengthens her business: Buyers see real closings, celebrations, and testimonials Creates emotional connection and trust Inspires others to picture themselves as homeowners Visibility drives confidence and referrals. H. Education and Adaptability Drive Longevity Cheryl credits her success through: The 2008 housing crisis COVID‑19 Market shifts to constant learning, flexibility, and strategy pivots (e.g., foreclosures, BPOs, builder incentives). 4. Notable Quotes On Renting vs. Owning “Never be willing to pay somebody more than you’re willing to pay yourself.” On First‑Time Buyer Fear “Don’t let the longevity scare you. In an apartment, you’re building nothing.” On VA Benefits “Veterans can come to the table with zero down—and sometimes no property taxes.” On Mortgage Strategy “Pay every two weeks and it knocks down your interest and principal faster.” On Equity “Rent doesn’t give you anything to leave your children. Homeownership does.” On Homeownership Mindset “People are willing to pay their landlord more than they’ll pay themselves.” 5. Overall Takeaway This interview reinforces homeownership as one of the most powerful, attainable tools for building long‑term wealth—when buyers are properly educated, supported, and encouraged to move past fear and misinformation. Cheryl Taylor Anderson demonstrates that: Buying a home is often more accessible than people believe Strategic mortgage management can drastically shorten debt timelines Ownership builds equity, stability, and generational opportunity #SHMS #BEST #STRAW #AMISupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.
Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Cheryl Taylor Anderson. Podcast: Money Making Conversations MasterclassHost: Rushion McDonaldGuest: Cheryl Taylor Anderson, Real Estate Broker (Metro Atlanta) 1. Purpose of the Interview The core purpose of this interview is to educate, empower, and motivate listeners—particularly first‑time homebuyers, renters, veterans, and people of color—to pursue homeownership as a wealth‑building strategy. Specifically, the conversation aims to: Demystify the homebuying process Combat fear and misinformation around mortgages Highlight low‑ and zero‑down payment opportunities Explain how homeowners can build equity faster Emphasize real estate as a key tool for generational wealth Encourage disciplined financial decisions rooted in ownership rather than renting Rushion positions the discussion as a knowledge‑sharing opportunity to help listeners move from renting to owning, especially in communities historically excluded from homeownership. 2. Interview Overview Cheryl Taylor Anderson brings more than 20 years of real estate experience and over $400 million in sales in Metro Atlanta. She works with: First‑time homebuyers VA and military families Move‑up buyers Luxury clients and institutional sellers Throughout the interview, Cheryl provides practical, real‑world examples—including her own story as a former single mother and homeowner—to ease fear, explain financing, and correct misconceptions about buying a home. 3. Key Takeaways A. Many Renters Can Already Afford to Own One of the central points is that many renters are paying as much—or more—than mortgage payments without building equity. Rent payments offer no tax benefits Mortgage payments build ownership and wealth Homeowners can deduct mortgage interest (unlike rent) Key idea: Many people qualify for ownership but are held back by misinformation and fear. B. First‑Time Homebuyers Have More Options Than They Realize Cheryl explains that many buyers are unaware of: Zero‑down payment programs Builder incentives covering closing costs Opportunities to move into homes with minimal out‑of‑pocket costs In some cases, buyers are only required to bring earnest money, making homeownership far more accessible than expected. C. VA and Veteran Benefits Are Underused Cheryl strongly emphasizes VA loans as one of the most powerful tools for homeownership: 100% financing (zero down payment) Ability to ask sellers for up to 6% in closing cost contributions Certain veterans may be exempt from property taxes Lower monthly payments overall Veterans are encouraged to use their benefits, even years after leaving military service. D. A 30‑Year Mortgage Does Not Mean 30 Years of Debt Cheryl reframes mortgage timelines by teaching strategic repayment: Paying bi‑weekly instead of monthly Adding small extra payments ($50–$100/month) Reducing both interest and principal faster She uses her personal example of being close to paying off her home early despite starting with a traditional 30‑year loan. E. Homeownership Builds Stability and Community The interview contrasts renting versus owning: Ownership benefits include: Equity growth Customization and upgrades Neighborhood relationships Security and long‑term stability A tangible asset to pass to children Even HOA‑managed communities—while sometimes frustrating—protect property values and neighborhood standards. F. Home Warranties Reduce Fear of Maintenance To address anxiety about repairs, Cheryl recommends home warranties: Cover major systems (HVAC, water heaters, appliances) Low service fees when repairs are needed Can be negotiated into purchase contracts Provide peace of mind similar to apartment maintenance This is especially helpful for first‑time buyers. G. Social Media Builds Trust and Visibility Cheryl explains how social media strengthens her business: Buyers see real closings, celebrations, and testimonials Creates emotional connection and trust Inspires others to picture themselves as homeowners Visibility drives confidence and referrals. H. Education and Adaptability Drive Longevity Cheryl credits her success through: The 2008 housing crisis COVID‑19 Market shifts to constant learning, flexibility, and strategy pivots (e.g., foreclosures, BPOs, builder incentives). 4. Notable Quotes On Renting vs. Owning “Never be willing to pay somebody more than you’re willing to pay yourself.” On First‑Time Buyer Fear “Don’t let the longevity scare you. In an apartment, you’re building nothing.” On VA Benefits “Veterans can come to the table with zero down—and sometimes no property taxes.” On Mortgage Strategy “Pay every two weeks and it knocks down your interest and principal faster.” On Equity “Rent doesn’t give you anything to leave your children. Homeownership does.” On Homeownership Mindset “People are willing to pay their landlord more than they’ll pay themselves.” 5. Overall Takeaway This interview reinforces homeownership as one of the most powerful, attainable tools for building long‑term wealth—when buyers are properly educated, supported, and encouraged to move past fear and misinformation. Cheryl Taylor Anderson demonstrates that: Buying a home is often more accessible than people believe Strategic mortgage management can drastically shorten debt timelines Ownership builds equity, stability, and generational opportunity #SHMS #BEST #STRAW #AMISee omnystudio.com/listener for privacy information.
Builder and longtime Daystar friend Doug Durr joins his daughters, Allye Gray and Analise Glover, to reflect on the unique bond between fathers and daughters. They share stories of growing up on job sites, farms, and adventures with their dad while learning lessons about grit, resilience, service, and character. Doug discusses the importance of hard work, staying present through every season of life, and walking with his children through both joys and challenges. The family also opens up about grief, recovery, and the role counseling and honesty played in keeping them deeply connected. Ultimately, this conversation highlights how unwavering presence, truth, and love help build strong family relationships that last a lifetime. Resources mentioned: Capable by David Thomas and Sissy Goff I Am Capable by David Thomas and Sissy Goff . . . . . . Sign up to receive the bi-monthly newsletter to keep up to date with where David and Sissy are speaking, where they are taco'ing, PLUS conversation starters for you and your family to share! Order our new book, Capable, here!! See our speaking dates, purchase books and check out our courses here.. . . . . . If you would like to partner with Raising Boys and Girls as a podcast sponsor, fill out our Advertise With Us form. QUINCE: Go to Quince.com/rbg for free shipping on your order and three hundred and sixty-five -day returns. BOLL & BRANCH: Get 15% off plus free shipping on your first set of sheets at Bollandbranch.com/rbg. Exclusions apply. SHOPIFY: Go to https://tinyurl.com/RBGShopify to learn more about Shopify! THE WONDER PROJECT: Subscriber support makes more great content like I Gotta Ask with Annie F. Downs possible. The Wonder Project subscription on Prime Video is available in the U.S. for $8.99/month or $89.99/year after a 7-day free trial. Visit IGottaAsk.com to learn more! Learn more about your ad choices. Visit megaphone.fm/adchoices