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In this special episode, Rent To Retirement founder Zach LeMaster joins the Lifestyle Dentist Podcast to share how he went from practicing optometry to building a real estate portfolio that ultimately gave his family financial independence.Zach shares how he and his wife used rental real estate to gradually replace their active income, giving them the freedom to continue practicing healthcare because they enjoy it—not because they financially have to. The conversation explores passive income, long-term wealth creation, real estate tax advantages, cost segregation, leverage, and how busy professionals can invest without turning real estate into another full-time job.

Try TrueDark glasses: https://truedark.comTry Danger Coffee: https://dangercoffee.com/discount/davetubeTry Suppgrade Labs: https://shopsuppgradelabs.com/Try Longevity Gummies: https://www.timeline.com/partners/dave-aspreyMost people see the physical decline of aging as an inevitable process that can only be managed with medications, but this video cuts through that assumption by explaining that the smartest minds in science, including multiple Nobel Prize winners, have identified a single root cause of aging tied to a specific molecule called NAD+. You'll also learn:Why your body actively destroys NAD+ faster as you age, and why that's the real driver of fatigue and brain fogHow the gap between NAD+ production and destruction widens every year, quietly draining your cellular energyThe early signs your NAD+ levels are already too low, from slow-healing skin to workouts that take days to recover fromWhat actually flips your body's NAD+ production back on, and the exact order of diet, fasting, exercise, and supplementation that makes it workTry Danger Creatine: https://dangercoffee.com/products/danger-creatineTry TrueDark glasses: https://truedark.comTry Danger Coffee: https://dangercoffee.com/discount/davetubeTry Suppgrade Labs: https://shopsuppgradelabs.com/Thank you to our sponsors!ECHO Water | Go to http://echowater.com/daveand use code DAVE10 for 10% off your ECHO Flask.Viome | Check it out at viome.com and use code 10DAVE for 10% off. It's time to stop guessing and start knowing your body.iRestore | Reverse hair loss at www.irestore.com/DAVE and get exclusive savings on the iRestore Elite, use code DAVETimestamps:00:00 – The Aging Molecule01:03 – The War Within Your Cells03:28 – Builder vs. Demolition Crew04:34 – NAD+ and Brain Function06:00 – Root Cause Over Symptoms08:31 – Fixing the Imbalance10:10 – Fasting for NAD+11:30 – The REHIT Protocol12:37 – The Supplementation StepConnect with Dave Asprey!Website: https://daveasprey.comTikTok: https://www.tiktok.com/@daveaspreyofficialInstagram: https://www.instagram.com/dave.asprey/Facebook: https://www.facebook.com/Daveaspreyofficial/X: https://x.com/daveaspreyYouTube: https://www.youtube.com/c/daveaspreybprThe Human Upgrade Podcast: https://www.instagram.com/TheHumanUpgradePodcast/ https://m.facebook.com/Thehumanupgrade/Dave Asprey's BEYOND Conference: https://beyondconference.com/Dave Asprey's New Book - Heavily Meditated: https://daveasprey.com/heavily-meditated/Dave's favorite supplements: https://www.shopsuppgradelabs.com/discount/DAVE15Upgrade Labs: https://upgradelabs.com40 Years of Zen: https://40yearsofzen.comSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Bidets & Ski-Building Equipment? ON3P Skis' factory in Portland, Oregon, has both. Their founder, Scott Andrus, explains why.Note: We Want to Hear From You!We'd love for you to share with us the stories or topics you'd like us to cover next month on Reviewing the News; ask your most pressing mountain town advice questions, or offer your hot takes for us to rate. Email us at: info@blisterreview.com RELATED LINKS: livemomentous.com - use code: BlisterOneSkin: oneskin.co/BLISTERGet Yourself Covered: BLISTER+Order our 26/27 Winter Buyer's GuideEnter Our Free Weekly Gear GiveawaysFor the Full Episode: Blister Podcast, Ep.16CHECK OUT OUR OTHER PODCASTS:Blister PodcastBlister CinematicCRAFTEDBikes & Big IdeasGEAR:30 Hosted on Acast. See acast.com/privacy for more information.

August 22, 2026, 7 AM; The Supreme Court just gave him the green light to continue his $400M White House ballroom renovations, for now. Chief Justice John Roberts issued a temporary stay, freezing a lower court ruling that would have brought the project to a halt this morning. Trump has focused so much on his pet projects that the White House has now dubbed him the “Builder-in-Chief.” However, his policies are causing things to crumble. Americans across the country are struggling with the cost of living, exacerbated by his war in Iran. Additionally overnight, trade talks between the U.S. and Canada fell apart. 50% tariffs are now in effect on about $20B worth of Canadian goods, which could lead to higher prices for American consumers. Rep. Jennifer McClellan joins The Weekend to discuss the President's focus on his vanity projects over the US economy. For more, follow us on social media: Bluesky: @theweekendmsnow.bsky.social Instagram: @theweekendmsnow TikTok: @theweekendmsnow To listen to this show and other MS podcasts without ads, sign up for MS NOW Premium on Apple Podcasts. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

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In this episode, Reuben Saltzman and Tessa Murry are joined by Andrew Harshman of AJF Inspections in Arizona to discuss builder workmanship inspections and the growing demand for detailed inspections of new construction homes. They explore Arizona's workmanship standards for licensed contractors, how these inspections differ from traditional home inspections, and why homeowners are requesting a closer look at cosmetic and construction defects. Andrew explains how his company structures these inspections, the importance of documenting defects within warranty periods, specialized inspection tools, pricing considerations, builder restrictions, and how inspection companies can create a specialized service around new construction standards.Here's the link to Inspector Empire Builder:https://www.iebcoaching.com/eventsTakeawaysBuilder workmanship inspections are more detailed than traditional home inspections and focus heavily on cosmetic defects and construction standards.Arizona has workmanship standards for licensed contractors covering areas such as HVAC, electrical, cabinets, concrete, landscaping, and more.Some defects must be documented within specific periods, including a 10-day window for certain issues, a one-year window for others, and broader two-year warranty coverage.A separate workmanship report helps distinguish standards-based findings from recommendations typically included in a regular home inspection report.These inspections can take two to three times longer than traditional inspections because inspectors document many additional details and cosmetic issues.Common findings include damaged surfaces, stucco issues, landscaping concerns, improperly positioned light switches, tile problems, shower surround gaps, and electrical equipment that is not level, plumb, or true.Inspectors may use specialized tools such as gap gauges, tile-tapping tools, and levels to identify workmanship issues that might otherwise be overlooked.Homeowners should understand that builder workmanship inspections are an additional level of service and are not necessarily included in a standard new construction inspection.Training a dedicated team and using a separate report template can help inspection companies maintain consistency and efficiency.Builder restrictions may limit what inspectors can inspect before the homeowner takes ownership, so these limitations should be clearly communicated and documented.The key takeaway: Builder workmanship inspections can provide significant value for new construction homeowners, but inspectors need clear standards, proper training, specialized tools, and a well-defined scope of service.Chapters00:00 Introduction and Welcome to the Show01:42 Introducing Andrew Harshman of AJF Inspections02:04 Andrew's Background and How He Became a Home Inspector03:47 What Is Launchpad?05:28 Finding Andrew Harshman Online05:51 Why Arizona Is Driving the Builder Workmanship Discussion06:51 Arizona's Workmanship Standards for Licensed Contractors08:19 Warranty Periods and Why Documentation Matters09:23 Blue Tape Inspections vs. Regular Home Inspections10:31 Creating a Separate Builder Workmanship Inspection Report11:38 Comparing Arizona's Standards to Minnesota12:08 The Role of the Registrar of Contractors13:27 Types of New Construction and Warranty Inspections14:53 Pricing Builder Workmanship Inspections15:24 What Is a Builder Workmanship Inspection?16:22 Educating Clients About the Additional Service17:44 Combining New Construction and Warranty Inspections18:37 Why Homeowners Are Requesting Workmanship Inspections19:17 Detailed Standards and Nitpicky Inspection Findings20:43 Do Inspectors Enjoy Doing Builder Workmanship Inspections?21:04 The Challenges and Benefits of Detailed Inspections23:07 Building a Specialized Workmanship Inspection Team24:37 Separate Report Templates for Workmanship Standards25:36 Why Keeping the Workmanship Report Separate Matters26:14 Should a Home Inspector Perform the Workmanship Inspection?27:14 Applying Broad Workmanship Standards to Additional Defects28:40 Using Specialized Tools to Measure Construction Defects29:19 How Builders Respond to Detailed Workmanship Inspections30:10 Electrical Equipment, Levelness, and Acceptable Tolerances31:20 Why New Construction Homes Aren't Always Perfect32:07 Managing Two Inspection Templates During an Inspection32:37 Training Inspectors to Know the Workmanship Standards33:26 Documenting Issues That Fall Outside Specific Standards34:14 How Many Clients Choose the Workmanship Inspection?35:13 The Value of Clearly Defining Inspection Services36:20 The Growing Market for Cosmetic Inspection Services37:06 Creating Workmanship Standards for Different Builders37:37 Builder Restrictions and Communicating Inspection Limitations38:56 Specialized Tools and Techniques for Detailed Inspections40:01 Closing Thoughts and Where to Find Andrew Harshman41:02 Final Thoughts and Listener Feedback

A private practice can look successful on the outside and still feel exhausting behind the scenes. Clients are showing up, revenue is coming in, and everything appears to be working, but the owner may still be answering every question, fixing every exception, following up on loose ends, and carrying far too much of the practice in their own head. In this episode, Gordon talks with Lisa Permar about the small, repeated friction points that quietly drain a practice owner's time, attention, and energy. They explore how everyday tasks around intake, scheduling, billing, documentation, and team communication can become much bigger problems when there are no clear systems behind them. Lisa also shares her framework of moving from firefighter to builder to operator and explains why hiring more help does not necessarily solve the problem if the processes themselves are unclear. Gordon and Lisa also discuss delegation, creating simple and useful SOPs, and what it takes to build a practice that can continue functioning when the owner needs to step away. Whether you are running a group practice or working solo, the goal is not to automate every interaction or remove the human side of your work. It is to create enough structure around the predictable and repeatable parts of your practice that you can protect your attention for the things that truly require your judgment and care. Resources Mentioned In This Episode  Subscribe to YouTube Wise Practice Summit Read the show notes here Watch on YouTube Use the promo code "GORDON" to get 2 months of Therapy Notes free Consulting with Gordon The PsychCraft Network Follow us on Instagram Meet Lisa Permar Lisa Permar is an operations architect and the founder of Zero Friction Practice, where she helps private practice owners build the systems their businesses need to run smoothly without relying on memory, constant oversight, or late nights. Drawing on years of experience building the operational backends of businesses across multiple industries, Lisa specializes in helping clinical practices improve intake, scheduling, billing, cash flow, delegation, and documentation. Through the Zero Friction Method, she works alongside practice owners to install practical infrastructure, create clear playbooks, and remove the owner as the bottleneck so the practice can operate with greater clarity, consistency, and freedom. Free Practice Friction Quiz + Friction Tax Calculator The assessment identifies their Practice Friction Type (Firefighter, Builder, or Operator), estimates the financial impact of operational friction inside their practice, and provides a clearer next step based on their results. Podcast listeners will also receive 55% off The Friction Tax Blueprint, a step-by-step diagnostic that helps practice owners uncover where their practice is quietly draining time, money, and mental bandwidth. Through five guided assessments and calculations, they'll identify their biggest operational leaks, estimate the true cost of those inefficiencies, and walk away with a prioritized 30-day action plan so they know exactly what to fix first.  Discount code: THERAPY50 Website Instagram Facebook

Old acquaintances come face to face, and a story begins. CW: References to slavery, racism, land theft, genocide of indigneous people, poison, eldritch madness, monster noises.Written by Cam Collins and Steve Shell Produced and edited by Cam Collins and Steve ShellNarrated and performed by Steve ShellSound design by Steve ShellCultural sensitivity consultation by DJ RogersThe voice of Joseph Bland: Willie RepoleyThe voice of Lavinia Thrice Damned, Beast of Lonely Creek: Cam CollinsIntro music: “The Land Unknown (The Where the Light Don't Reach Verses)” written and performed by Landon BloodOutro music: ”Wherever You Go” written and performed by Lunar Grove (download)Special equipment consideration provided by Lauten Audio.LEARN MORE ABOUT OLD GODS OF APPALACHIA: www.oldgodsofappalachia.comCOMPLETE YOUR SOCIAL MEDIA RITUAL: Facebook Instagram BlueskySUPPORT THE SHOW: Join us over at THE HOLLER to enjoy ad-free episodes, access exclusive storylines and more.Buy t-shirts, hoodies, mugs, and other Old Gods merch. CLASSIC MERCH: merch.oldgodsofappalachia.comTOUR MERCH & SPECIALTY ITEMS: oldgodsmerch.com.Transcripts available on our website at www.oldgodsofappalachia.com/episodes.© 2026 DeepNerd Media. All rights reserved. No part of this audio production or its written transcript may be used or reproduced in any manner for the purpose of training artificial intelligence technologies or systems.Support this show http://supporter.acast.com/old-gods-of-appalachia. Hosted on Acast. See acast.com/privacy for more information.

Listen to premium episodes on Patreon: patreon.com/postingthroughit~~Imagine it: it's April 20th, and some of your UCLA classmates have gathered on the lawn to celebrate 420. The smell of skunk drifts over. You hear laughter crackling over reggae playing from an iPhone speaker. You know what you have to do. You call campus police. There are laws on the books for nuisances like these.In this Creamium edition of Posting Through It, Ben Shapiro calls the cops on you. You can't smoke weed here, dude — full stop. Jared and Mike ponder why marijuana-obsessed Shapiro can't hold onto his youthful audience, pick apart Mike Lindell's humiliating loss in the race for Minnesota governor, launch #ChudWatch on the news that Chud the Builder is free, and try to make sense of a weeks-long debate about burritos. Roll it, light it, smoke it — Posting Through It is back.

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Are you building traffic but sending it nowhere cohesive? Discover how the Hub-Centric Business Model unifies content, community, courses, and CRM into one AI-powered digital headquarters - no coding required. Learn why 1,000 true fans beat a million followers. Cashwell Forever City: Chatham Address: 225 Campus Parkway Website: https://cashwellforever.com/ Phone: +1 800 680 8973 Email: contact@cashwellforever.com

This episode is sponsored by…NCH:Set up an LLC to protect your investments! – https://nchinc.com/rtrBLUPRINT HOME LOANS:Get pre-approved with one of RTR's preferred lenders at - https://bluprinthomeloans.com/renttoretirement/ Is today's real estate market creating better opportunities than the headlines suggest?

Subscribe for more Videos: http://www.youtube.com/c/PlantationSDAChurchTV Deeper Dive Theme: Pastor Latoya reveals why you should turn over to God the cherished sins in your life that you don't want to give up or overcome. Episode Title: The Perfect Fit Host: Dawn Williams Guest: Pastor Latoya Smythe-Forbes Date: July 12, 2026 Tags: #psdatv #peter #gospel #Christ #Jesus #Cornerstone #foundation #culture #fit #chosen #builder #built #royal #priesthood #special #reflect #reflection #conduct #ThePerfectFit #BuiltOnChrist #LivingStones #WearHisName #BuiltDifferent For more life lessons and inspirational content, please visit us at http://www.plantationsda.tv. Church Copyright License (CCLI): 1659090 CCLI Streaming Plus License: 21338439Support the show: https://adventistgiving.org/#/org/ANTBMV/envelope/startSee omnystudio.com/listener for privacy information.

Builders should educate you on how they build, what makes their product better and why you should buy from them. They should not act as if they are trained, educated or experienced in operating successful food trucks. Real-world food truck training in about 10 minutes. Profit, pricing, food cost, speed of service, marketing, events, and smart systems—no hype, just what works.Enjoyed this episode? First Hit Follow on Spotify so you never miss a new one.Then go to https://nsfva.org/join/ and become a member today!

Crystalyn Stuart-Loayza, Head of AI Transformation at Plus Company, joins the Shiny New Object Podcast to break down four principles for getting it right: process over policy, AI as a "tool mate", a Builder's Code, and better disclosure.

This episode is sponsored by…NCH:Set up an LLC to protect your investments! – https://nchinc.com/rtrBLUPRINT HOME LOANS:Get pre-approved with one of RTR's preferred lenders at - https://bluprinthomeloans.com/renttoretirement/ Is today's real estate market creating better opportunities than the headlines suggest?

Send us Fan MailA brand-new home can still be built wrong and the scariest part is how easy it is to miss problems until drywall goes up. We're Jim and Laura, and we're sharing what we're seeing on real new-build inspections, plus the practical steps that help buyers avoid expensive surprises and months of stress.We talk through how to choose a home builder with real accountability: the difference between a builder with an in-house crew versus one who subcontracts everything, why supervision matters, and how repeat issues show up when nobody “owns” the quality. We also dig into builder contracts that restrict site access, force arbitration, or even try to block you from hiring an independent home inspector. If a contract is designed to limit your ability to verify the work, we explain why that's a giant red flag.You'll also hear specific examples of construction defects we've found, from framing that isn't providing support to unsafe electrical splices hidden under insulation. Along the way we clarify why building code is only a minimum standard and why manufacturer installation instructions often matter more for long-term performance. If you're building a house, buying a new construction home, or choosing between builders, this is a straightforward checklist for protecting your investment. Subscribe, share this with a friend who's house hunting, and leave a review with your biggest builder red flag.Support the showTo learn more about Habitation Investigation, the Three-time Winner of the Best Home Inspection Company in the Midwest Plus the Winner of Consumer Choice Award for Columbus Ohio visit Home Inspection Columbus Ohio - Habitation Investigation (homeinspectionsinohio.com) NBC4 news segments: The importance of home inspections, and what to look for | NBC4 WCMH-TVAdvice from experts: Don't skip the home inspection | NBC4 WCMH-TVOSU student's mysterious symptoms end up tied to apartment's air quality | NBC4 WCMH-TVHow to save money by winterizing your home | NBC4 WCMH-TVContinuing Education for Ohio Agents Scheduled classes Continuing Education for Ohio Agents Course listings...

Subscribe for more Videos: http://www.youtube.com/c/PlantationSDAChurchTV Deeper Dive Theme: Pastor Latoya reveals why you should turn over to God the cherished sins in your life that you don't want to give up or overcome. Episode Title: The Perfect Fit Host: Dawn Williams Guest: Pastor Latoya Smythe-Forbes Date: July 12, 2026 Tags: #psdatv #peter #gospel #Christ #Jesus #Cornerstone #foundation #culture #fit #chosen #builder #built #royal #priesthood #special #reflect #reflection #conduct #ThePerfectFit #BuiltOnChrist #LivingStones #WearHisName #BuiltDifferent For more life lessons and inspirational content, please visit us at http://www.plantationsda.tv. Church Copyright License (CCLI): 1659090 CCLI Streaming Plus License: 21338439Support the show: https://adventistgiving.org/#/org/ANTBMV/envelope/startSee omnystudio.com/listener for privacy information.

La llamada de construcción de negocios del domingo por la noche de Ambit Energy es un gran recurso para que los Consultores Independientes escuchen al equipo corporativo de Ambit y a líderes de campo sobre la construcción de negocios, anuncios de la empresa y más. ¡Asegúrate de sintonizar cada semana!

The Ambit Energy Sunday Night Business Builder Call is a great resource for Independent Consultants to hear from Ambit's corporate team and fellow field leaders about business building, company announcements and more. Make sure to tune in each week!

Double Lives of Suburban Wives on TLC, OnlyFans model turned murder Courtney Clenney sentenced, Brad Pitt back to boozin', Lil Kim looks weird, Britney Spears posts her nips, and 2 Bears 1 Cave returns. 2 Bears, 1 Cave with Tom Segura & Bert Kreischer are back together. Forget the Christina Pazsitzky drama, let's discuss Bert's drinking. Don't forget to get your tickets to Bert Kreischer's Fully Loaded At Sea Cruise in November. DJ Khaled failed to produce an album he has already promoted over and over. OnlyFans murderer Courtney Clenney sentenced to 6 years for stabbing her boyfriend to death. She's served 4 years so she'll be out in 2028. Keefe D is on trial for the murder of Tupac Shakur. Suge Knight doesn't want to talk about it. Brad Pitt did an interview with Esquire. The big takeaway as he admits he's back on the hooch getting BOMBED. Some people are saying he's about to re-tap Jennifer Aniston. Jon Hamm is having his first baby at 55. Jared Padalecki apologized and deleted a message of support for Perez Hilton. Hey Lil' Kim... why you look different? Some dudes these days cut to the chase...but most youngsters just refuse to bone. Bathhouses are so back in NYC. Brooklyn Beckham and Nicola Peltz are the latest losers to attach themselves to Elton John. Their first wedding was so bad that they no longer acknowledge it.  Britney Spears admits she failed as a mother. She keeps cranking out content, including nip slips and crazy rants. The Double Lives of Suburban Wives features hot moms that do OnlyFans content. Francesca Hong is running for Governor of Wisconsin. Some of her comments in the past are coming back to bite her. Angelina Jolie is so in love with her gay brother right now. Chud the Builder is free after 2 months in the slammer. Michael Phillips is trying to plump up that tiny penis of his with GoFundMe money. Enjoy a random encore of Gran Torino. Merch is available if you want to rep the show. Word of mouth, brah. If you'd like to help support the show… consider subscribing to our YouTube Channel, Facebook, Instagram and Twitter (Drew Lane, Marc Fellhauer, Trudi Daniels, Jim Bentley, BranDon, and Roberto).

Your car has a dealership that knows every service it's ever had. Your house - usually the largest asset you'll ever own - has nothing.In this episode, Builder Backed co-founder and CEO Paul Koop joins us to share how his Covington, Kentucky startup is building what he calls the "Carfax for homes": a permanent, portable service record for a house, created from the day it's built.Paul traces the idea back to buying a home built in 1892, then moving four times in five years and losing access to his father-in-law, a lifetime tradesman and the only trusted resource he had. He explains why partnering with homebuilders - starting with Erlanger-based Fischer Homes - gave Builder Backed the clean data and the distribution that home-services aggregators spend fortunes chasing, how a provider-paid model keeps homeowners, trades, and builders aligned, and why the partnership turned out to drive Fischer's sales rather than just improve customer service. He also gets specific about where AI stops: nobody, yet, will let a bot walk them into a $40,000 decision about their house.It's a case study in what happens when a seed-stage founder finds one anchor partner in his own backyard, and a reminder that the Cincinnati region's deep bench of big-company talent is a real startup advantage.Hosted by Logan JonesMiddle Tech is proudly supported by:KY Innovation → kyinnovation.comAwesome Inc → awesomeinc.org

In this episode of Ask Zac, I'm paying tribute to the late, great Jerry Jones, one of Nashville's most respected guitar repairmen, builders, and innovators.Before becoming known for his incredible line of instruments, Jerry was the guitar guru for many of Nashville's top players, including Chet Atkins, Reggie Young, and Sam Bush. He eventually began building his own instruments, creating unique hybrids and, most famously, a whole range of beautifully made guitars inspired by the classic Danelectro designs.We'll look at Jerry's incredible Bass 6, baritone, 12-string, sitar, double-neck, and other specialty instruments, and the musicians and records that helped make these unusual guitars essential studio tools. I'll also talk about Jerry's work for Merle Haggard, his friendship with Danelectro founder Nat Daniel, the return of the Danelectro name in the 1990s, and the lawsuit that ultimately had a major impact on Jerry's guitar business.And, of course, I'll show you one of my favorite Jerry Jones instruments: Brad Paisley's Bass 6, a guitar Brad bought in the mid-'90s that has appeared on every Brad Paisley record and continues to be an important part of his musical arsenal.Jerry Jones made instruments that were innovative, incredibly useful, and built to survive the road. His guitars became the go-to “niche” instruments for countless players, and his influence can still be heard today.This is a tribute to Jerry Jones, his remarkable instruments, and the lasting mark he left on the world of guitars.www.truetone.comTo Support the Channel:Patreon  https://www.patreon.com/AskZachttps://ask-zac-shop.fourthwall.comTip jar:  https://paypal.me/AskZacVenmo @AskZac#AskZac #JerryJones #Danelectro #Bass6 #BaritoneGuitar #GuitarHistory #NashvilleGuitars #BradPaisleySupport the show

In this episode of The Builder's Bookshelf, we break down Crucial Conversations and translate its lessons into construction, where the toughest project issues often come down to whether leaders can tell the truth without destroying trust. You'll learn how to handle high-stakes conversations about safety, schedule, performance, and money with more clarity, courage, and respect.Enjoy the Episode and #BeNEXT

Episode 358! JC is in the host chair with Salvis running the boards, joined by Rita, Preston, Donald, Nora, Veronica, and a bus-riding drop-in from Phil. Stacey is away this week, and the crew opens their hearts for her: Phil asks everyone to keep Stacey James and her family in their prayers as wildfires burn near Spokane, Washington.The retro gold of the night: JC discovers that a developer has ported the legendary DECtalk synthesizer to iOS as a standalone app (GitHub download, Android port too) and plays a live demo. Perfect Paul lives again on a modern iPhone, along with Beautiful Betty, Huge Harry, Frail Frank, Dr. Dennis, Kit the Kid, Uppity Ursula, Rough Rita, and Whispering Wendy. Preston flashes back to Perfect Paul reading the weather radio on his first Sony Walkman. Pure nostalgia for every longtime screen-reader user.Donald unveils Extreme eBook Builder Professional 3.0, his new Windows program for building e-books in Kindle, EPUB, and even standalone EXE formats from any text, Word, RTF, or HTML source. Fully menu-driven and screen-reader friendly with NVDA and JAWS, no mouse required. Retail price $297.KSRN keeps expanding: Preston reports the Crazy Stacey Radio Network got approved on the Audacy app and website just 24 hours before taping, plus new listings on Simple Radio, the radio-browser.info public directory, and MyTunerRadio. He is also registering for the NFB of Pennsylvania state convention in Hershey.In the accessible app corner, JC covers Earshot, a new podcast player app making waves in the blind community, and shares his experience testing Lumen, a voice-driven email app for visually impaired users. Plus the roadmap tease: iOS 27 lands in September, and JC plans a full demo of iOS 27 and the new Siri AI on a future episode. And Suno AI keeps surprising: on this week's NFB Access On podcast, Jonathan Mosen used Suno to build a song about the NFB 2026 convention, and JC shouts out his friend Andrea, who is releasing her own Suno-made songs on Apple Music.Music moments: JC plays a stereo recording from the end of the praise party at his Delight monthly meeting, and Nora's karaoke rendition of "Put on a Happy Face" gets new life with an instrumental track added by a friend she fondly calls "the guru." JC teases a possible duet with Gabby and Jaden next week.Rita shares a belated birthday visit from her cousin, who shares her June 2 birthday and spent his working in Florence. He visited with his wife bearing roses, balloons, and Rita's beloved Nutty Bars. Donald talks tilapia on Dave's Killer Bread with hot sauce, plus a Chili's run for ribs and white cheddar mac and cheese.Echo Grace updates: JC's mom officially became a church member last weekend. New Spanish-team additions Angela Martel, Gabby E., and John Santiago, who now directs the Spanish team. The June Night of Worship recording is up on the Echo Grace YouTube page, honoring Pastor Andrew, who has moved to Florida. The "You Ask For It" sermon series continues, with all messages available as a podcast. Preston also tells the story of the fair: a new country artist named Greyland James, a canceled grandstand headliner, refunded tickets, and a free-stage rescue show of live local country.George is off this week, but Preston refuses to let the tradition die: "Doodles spilled the milk!" - and Donald makes sure George can't have any.Keep technology alive, let your talent shine.Recorded 2026-08-05. Hosted by JC with Salvis on the boards, on the VisionCast Network.

Toledo Joe Prisel is a legendary BMX rider and builder who has had a hand in helping build some of the most legendary bike parks in BMX history.Joe Prisel - https://www.instagram.com/priselparks/Big thanks to  @Nuttt_EE  for co-hosting this one and being a major help!!https://www.instagram.com/nuttt_ee/Thank you for choosing to spend your time watching one of my videos! If you enjoyed it, let me know in the comments below and if you're new, please consider subscribing! - http://bit.ly/Brant_MooreJoin the public Discord - https://discord.gg/NjY5j8ZyA6Just being here is support enough for me, but if you'd like to support the channel directly there are a few ways you can below.MooreBMX Merch - T-Shirts, Stickers, Mugs, & More - www.moorebmx.bigcartel.comMooreBMX Mug Club - 1 Year Long BMX Art Exhibition On Mugs, Shirts, & Prints - Patreon.com/brantmooreBecome a Member - https://www.youtube.com/channel/UCWGijuL19i21bgv_ow2i2YA/joinPatreon - https://www.patreon.com/brantmooreShout Out & THANK YOU To Platinum Members: Kurinsky FamilyGold Members: Adam Ortiz, Geoff Meade, Brian Lang, Wooder Designs, 1nJimid8tor!!All Discount Codes Below At One Link: https://beacons.ai/brant_mooreSave 10% on Alienation or Nowear BMX Parts or literally ANYTHING else from DANSCOMP with code "BRANT" at checkout! - www.danscomp.comSave 30% on MKS Motokicks shoes with the code "BRANT" at www.mksmoto.comSave 10% on supplements for you brain and body from ONNIT with the code "BRANT" at https://onnit.sjv.io/c/4933475/347302/5155Onnit Free Trials: https://onnit.sjv.io/c/4933475/1621437/5155Sponsors - Park Tool, Alienation BMX, Nowear BMX, MKS MotokicksPodcast Episodes - https://bit.ly/moorebmxpodcastBMX News - http://bit.ly/bmx-newsBMX For Beginners - http://bit.ly/bmx-for-beginnersBMX Tips & Tricks - http://bit.ly/bmxtipsBMX Brake Guide - http://bit.ly/bmx-brake-guideBMX Geometry Explained - http://bit.ly/bmxgeometryTalking BMX - http://bit.ly/talkingbmxBMX Jams & Events - http://bit.ly/bmxeventsBMX Games - http://bit.ly/bmxgamesLip Lords - http://bit.ly/liplordsplaylistMy Equipment - https://www.amazon.com/shop/brant_mooreInstagram - https://instagram.com/brant_moore/#bmx

This is the #1 request we get every week: how to actually use agents to save time in your business.We're bringing in James McAulay, founder of The Agent Accelerator, for a practical crash course on what AI agents are, how they work, and how beginners can start using them to get real work done.James has spent the past year building at the front lines of the agent economy. After helping ElevenLabs grow from $110M to more than $300M in annual recurring revenue, he launched a fully AI-native business that reached $80K in monthly revenue by its third month and recorded its first $200K+ month by month five.He did it without a single employee or a dollar spent on paid ads. Instead, James delegates work to multiple AI agents every day.Through The Agent Accelerator, James now teaches founders, CEOs, and their teams how to become AI-native. The program has trained more than 400 people across 100 companies, including startups, 200-person organizations, and the UK Government. Participants report automating an average of five hours of manual work every week after four weeks.In our session, James is going to teach: EVERYTHING you need to build helpful, proactive agents in Claude Cowork/CodeHe'll walk through the following concepts: • Quick primer on agent foundations: how do we move from prompting a chatbot to delegating Agentic work• Starting your second brain: the key files that make the biggest difference• Tips & tricks for optimizing Claude's behavior with CLAUDE.md• Skills - where to find good ones - how to create great ones• And his 4-level framework for proactive agents that work without being prompted in Cowork and CodeFormat will be a blend of James teaching concepts, screensharing, and showing demos of his own setup.Whether you have experimented with a few AI tools or have no idea where to begin, this session will help you understand what agents can realistically do and how to start using them.Learn more about James and The Agent Accelerator:https://agentaccelerator.ai/

Send us Fan MailMortgage companies are recruiting Realtors to obtain MLO licenses and earn mortgage-side compensation. Is this smart vertical integration—or could it create a RESPA problem?In this episode of RealEstateAF, Mark Jones sits down with San Antonio independent mortgage broker John Hudson, who brings nearly 29 years of mortgage experience, to examine the growing Realtor-to-MLO trend.We are not arguing that Realtors should never become loan officers. Texas permits someone to serve in both roles under certain conditions. The real question is what the person is being paid to do.Is the Realtor performing real, necessary and documented mortgage-origination services—or is an MLO license being used as a wrapper around a paid referral?THE CENTRAL TAKEAWAY:A license may authorize someone to perform mortgage work. It does not automatically make a referral compensable. The actual mortgage work matters.IN THIS EPISODE:• Why Realtors and mortgage companies are exploring new revenue streams• How a tougher housing market helped create this trend• The difference between a referral and legitimate origination work• Why “limited extra effort” is a major warning sign• RESPA Section 8 and unearned-fee concerns• Consumer steering, divided loyalty and lender choice• Whether the borrower is actually receiving better pricing• Builder incentives and the payment-first sales strategy• Gen Z buyers and down-payment-assistance opportunities• Why fundamentals may generate more income than dual licensing• Questions every Realtor should ask before joining one of these programsQUESTIONS REALTORS SHOULD ASK:• What exact mortgage responsibilities will I perform?• Who will supervise and train me?• Who is responsible for compliance?• Who will actually structure and complete the loan?• What happens when a loan is transferred to another originator?• Can my client freely select another lender?• Will I be expected to recommend this company to every client?• Has my real estate broker approved the arrangement?• Does the lender or investor permit the dual role?• Is my compensation different on down-payment-assistance loans?• Would this arrangement still make sense without my personal leads?Mark's position:“I'm not against Realtors becoming serious mortgage professionals. I'm against Realtors obtaining an MLO license for the sole purpose of receiving compensation for handing the transaction to someone else.”ABOUT THE GUEST:John HudsonIndependent Mortgage Broker | San Antonio, Texashttps://hmmtg.com/john-hudson/POWERED BY:LoanBot — Smarter Mortgage MatchingLoanbot.comCONNECT WITH MARK:https://mortgagetalkwithmark.comPRIMARY RESOURCES:CFPB — RESPA Section 8 FAQs:https://www.consumerfinance.gov/compliance/compliance-resources/mortgage-resources/real-estate-settlement-procedures-act/real-estate-settlement-procedures-act-faqs/CFPB — Regulation X §1024.14:https://www.consumerfinance.gov/rules-policy/regulations/1024/14/Texas Department of Savings and Mortgage Lending:https://www.sml.texas.gov/mortgage-origination/faqs/Texas Real Estate Commission Rules:https://www.trec.texas.gov/agency-information/rules-and-laws/trec-rulesData, rates, programs and market conditions discussed were current as of the recording date and may have changed.DISCLAIMER:This program is provided for education and entertainment only. It is not legal, compliance, tax, financial, real estate or individualized mortgage advice. The opinions expressed by the host and guest are their own. Discussion of marketing materials or business models should not be interpreted as an allegation that any particular company or individual violated the law. Mortgage programs, rates, terms and eligibility requirements are subject to change and underwriting approval.Mark Jones | NMLS #513437iThink Mortgage powered by Premier Mortgage Resources LLC | NMLS #1169Equal Housing Lender#RealEstateAF #RESPA #MortgageIndustry00:00 The Realtor-to-MLO controversy04:55 The RESPA line: referral vs. real mortgage work09:40 Why this trend is growing now20:15 Mortgage rates and the housing lock-in effect28:10 The “limited extra effort” recruiting pitch35:10 Does the consumer actually get a better deal?37:35 How builders are winning payment-sensitive buyers45:55 Gen Z, FHA and down-payment assistance53:30 Shortcuts have ceilings—fundamentals don't57:30 Questions Realtors must ask and our final verdictSupport the showRealEstateAF is Powered by LoanBot.com Host: Mark Jones | Sr. Loan Officer | NMLS# 513437 If you would like to work with Mark on your next home purchase or as a partner visit iThink Mortgage.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Cheryl Taylor Anderson. Podcast: Money Making Conversations MasterclassHost: Rushion McDonaldGuest: Cheryl Taylor Anderson, Real Estate Broker (Metro Atlanta) 1. Purpose of the Interview The core purpose of this interview is to educate, empower, and motivate listeners—particularly first‑time homebuyers, renters, veterans, and people of color—to pursue homeownership as a wealth‑building strategy. Specifically, the conversation aims to: Demystify the homebuying process Combat fear and misinformation around mortgages Highlight low‑ and zero‑down payment opportunities Explain how homeowners can build equity faster Emphasize real estate as a key tool for generational wealth Encourage disciplined financial decisions rooted in ownership rather than renting Rushion positions the discussion as a knowledge‑sharing opportunity to help listeners move from renting to owning, especially in communities historically excluded from homeownership. 2. Interview Overview Cheryl Taylor Anderson brings more than 20 years of real estate experience and over $400 million in sales in Metro Atlanta. She works with: First‑time homebuyers VA and military families Move‑up buyers Luxury clients and institutional sellers Throughout the interview, Cheryl provides practical, real‑world examples—including her own story as a former single mother and homeowner—to ease fear, explain financing, and correct misconceptions about buying a home. 3. Key Takeaways A. Many Renters Can Already Afford to Own One of the central points is that many renters are paying as much—or more—than mortgage payments without building equity. Rent payments offer no tax benefits Mortgage payments build ownership and wealth Homeowners can deduct mortgage interest (unlike rent) Key idea: Many people qualify for ownership but are held back by misinformation and fear. B. First‑Time Homebuyers Have More Options Than They Realize Cheryl explains that many buyers are unaware of: Zero‑down payment programs Builder incentives covering closing costs Opportunities to move into homes with minimal out‑of‑pocket costs In some cases, buyers are only required to bring earnest money, making homeownership far more accessible than expected. C. VA and Veteran Benefits Are Underused Cheryl strongly emphasizes VA loans as one of the most powerful tools for homeownership: 100% financing (zero down payment) Ability to ask sellers for up to 6% in closing cost contributions Certain veterans may be exempt from property taxes Lower monthly payments overall Veterans are encouraged to use their benefits, even years after leaving military service. D. A 30‑Year Mortgage Does Not Mean 30 Years of Debt Cheryl reframes mortgage timelines by teaching strategic repayment: Paying bi‑weekly instead of monthly Adding small extra payments ($50–$100/month) Reducing both interest and principal faster She uses her personal example of being close to paying off her home early despite starting with a traditional 30‑year loan. E. Homeownership Builds Stability and Community The interview contrasts renting versus owning: Ownership benefits include: Equity growth Customization and upgrades Neighborhood relationships Security and long‑term stability A tangible asset to pass to children Even HOA‑managed communities—while sometimes frustrating—protect property values and neighborhood standards. F. Home Warranties Reduce Fear of Maintenance To address anxiety about repairs, Cheryl recommends home warranties: Cover major systems (HVAC, water heaters, appliances) Low service fees when repairs are needed Can be negotiated into purchase contracts Provide peace of mind similar to apartment maintenance This is especially helpful for first‑time buyers. G. Social Media Builds Trust and Visibility Cheryl explains how social media strengthens her business: Buyers see real closings, celebrations, and testimonials Creates emotional connection and trust Inspires others to picture themselves as homeowners Visibility drives confidence and referrals. H. Education and Adaptability Drive Longevity Cheryl credits her success through: The 2008 housing crisis COVID‑19 Market shifts to constant learning, flexibility, and strategy pivots (e.g., foreclosures, BPOs, builder incentives). 4. Notable Quotes On Renting vs. Owning “Never be willing to pay somebody more than you’re willing to pay yourself.” On First‑Time Buyer Fear “Don’t let the longevity scare you. In an apartment, you’re building nothing.” On VA Benefits “Veterans can come to the table with zero down—and sometimes no property taxes.” On Mortgage Strategy “Pay every two weeks and it knocks down your interest and principal faster.” On Equity “Rent doesn’t give you anything to leave your children. Homeownership does.” On Homeownership Mindset “People are willing to pay their landlord more than they’ll pay themselves.” 5. Overall Takeaway This interview reinforces homeownership as one of the most powerful, attainable tools for building long‑term wealth—when buyers are properly educated, supported, and encouraged to move past fear and misinformation. Cheryl Taylor Anderson demonstrates that: Buying a home is often more accessible than people believe Strategic mortgage management can drastically shorten debt timelines Ownership builds equity, stability, and generational opportunity #SHMS #BEST #STRAW Money Making Conversations Master Class with Rushion McDonald is America's premier entrepreneurship, business leadership, financial literacy, and wealth-building podcast featuring successful entrepreneurs, executives, founders, celebrities, and industry experts sharing actionable insights for professional and financial success. Business Podcast Entrepreneurship Small Business Business Growth Financial Literacy Wealth Building Black Entrepreneurs Minority Business Leadership Executive Leadership Business Funding Marketing Strategies Personal Development Startup Advice Sales Training CEO Interviews Founder Stories Professional Development Economic Empowerment Business Success Networking Brand Building Innovation How to start a business Small business funding Entrepreneur success stories Business leadership podcast Wealth building strategies Black entrepreneur podcast Minority business development Marketing for small businesses Business growth strategies Startup funding opportunities Executive leadership training Financial literacy education Success mindset podcast #BEST #SHMS #STRAWSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Cheryl Taylor Anderson. Podcast: Money Making Conversations MasterclassHost: Rushion McDonaldGuest: Cheryl Taylor Anderson, Real Estate Broker (Metro Atlanta) 1. Purpose of the Interview The core purpose of this interview is to educate, empower, and motivate listeners—particularly first‑time homebuyers, renters, veterans, and people of color—to pursue homeownership as a wealth‑building strategy. Specifically, the conversation aims to: Demystify the homebuying process Combat fear and misinformation around mortgages Highlight low‑ and zero‑down payment opportunities Explain how homeowners can build equity faster Emphasize real estate as a key tool for generational wealth Encourage disciplined financial decisions rooted in ownership rather than renting Rushion positions the discussion as a knowledge‑sharing opportunity to help listeners move from renting to owning, especially in communities historically excluded from homeownership. 2. Interview Overview Cheryl Taylor Anderson brings more than 20 years of real estate experience and over $400 million in sales in Metro Atlanta. She works with: First‑time homebuyers VA and military families Move‑up buyers Luxury clients and institutional sellers Throughout the interview, Cheryl provides practical, real‑world examples—including her own story as a former single mother and homeowner—to ease fear, explain financing, and correct misconceptions about buying a home. 3. Key Takeaways A. Many Renters Can Already Afford to Own One of the central points is that many renters are paying as much—or more—than mortgage payments without building equity. Rent payments offer no tax benefits Mortgage payments build ownership and wealth Homeowners can deduct mortgage interest (unlike rent) Key idea: Many people qualify for ownership but are held back by misinformation and fear. B. First‑Time Homebuyers Have More Options Than They Realize Cheryl explains that many buyers are unaware of: Zero‑down payment programs Builder incentives covering closing costs Opportunities to move into homes with minimal out‑of‑pocket costs In some cases, buyers are only required to bring earnest money, making homeownership far more accessible than expected. C. VA and Veteran Benefits Are Underused Cheryl strongly emphasizes VA loans as one of the most powerful tools for homeownership: 100% financing (zero down payment) Ability to ask sellers for up to 6% in closing cost contributions Certain veterans may be exempt from property taxes Lower monthly payments overall Veterans are encouraged to use their benefits, even years after leaving military service. D. A 30‑Year Mortgage Does Not Mean 30 Years of Debt Cheryl reframes mortgage timelines by teaching strategic repayment: Paying bi‑weekly instead of monthly Adding small extra payments ($50–$100/month) Reducing both interest and principal faster She uses her personal example of being close to paying off her home early despite starting with a traditional 30‑year loan. E. Homeownership Builds Stability and Community The interview contrasts renting versus owning: Ownership benefits include: Equity growth Customization and upgrades Neighborhood relationships Security and long‑term stability A tangible asset to pass to children Even HOA‑managed communities—while sometimes frustrating—protect property values and neighborhood standards. F. Home Warranties Reduce Fear of Maintenance To address anxiety about repairs, Cheryl recommends home warranties: Cover major systems (HVAC, water heaters, appliances) Low service fees when repairs are needed Can be negotiated into purchase contracts Provide peace of mind similar to apartment maintenance This is especially helpful for first‑time buyers. G. Social Media Builds Trust and Visibility Cheryl explains how social media strengthens her business: Buyers see real closings, celebrations, and testimonials Creates emotional connection and trust Inspires others to picture themselves as homeowners Visibility drives confidence and referrals. H. Education and Adaptability Drive Longevity Cheryl credits her success through: The 2008 housing crisis COVID‑19 Market shifts to constant learning, flexibility, and strategy pivots (e.g., foreclosures, BPOs, builder incentives). 4. Notable Quotes On Renting vs. Owning “Never be willing to pay somebody more than you’re willing to pay yourself.” On First‑Time Buyer Fear “Don’t let the longevity scare you. In an apartment, you’re building nothing.” On VA Benefits “Veterans can come to the table with zero down—and sometimes no property taxes.” On Mortgage Strategy “Pay every two weeks and it knocks down your interest and principal faster.” On Equity “Rent doesn’t give you anything to leave your children. Homeownership does.” On Homeownership Mindset “People are willing to pay their landlord more than they’ll pay themselves.” 5. Overall Takeaway This interview reinforces homeownership as one of the most powerful, attainable tools for building long‑term wealth—when buyers are properly educated, supported, and encouraged to move past fear and misinformation. Cheryl Taylor Anderson demonstrates that: Buying a home is often more accessible than people believe Strategic mortgage management can drastically shorten debt timelines Ownership builds equity, stability, and generational opportunity #SHMS #BEST #STRAW Money Making Conversations Master Class with Rushion McDonald is America's premier entrepreneurship, business leadership, financial literacy, and wealth-building podcast featuring successful entrepreneurs, executives, founders, celebrities, and industry experts sharing actionable insights for professional and financial success. Business Podcast Entrepreneurship Small Business Business Growth Financial Literacy Wealth Building Black Entrepreneurs Minority Business Leadership Executive Leadership Business Funding Marketing Strategies Personal Development Startup Advice Sales Training CEO Interviews Founder Stories Professional Development Economic Empowerment Business Success Networking Brand Building Innovation How to start a business Small business funding Entrepreneur success stories Business leadership podcast Wealth building strategies Black entrepreneur podcast Minority business development Marketing for small businesses Business growth strategies Startup funding opportunities Executive leadership training Financial literacy education Success mindset podcast #BEST #SHMS #STRAWSee omnystudio.com/listener for privacy information.

Felix Rieseberg came to computing through poetry, and that background gives him a unique lens for explaining language models. A longtime engineer, Felix now gets to watch AI evolve from the inside. In this episode, Scott and Felix explore why language models are surprisingly easy to understand despite feeling magical, what it's like to train a model from noise to coherence, and the bigger philosophical questions about intelligence that AI keeps surfacing. You can learn how AI really works by making your own in a weekend with his free https://languagemodelbuilder.com/

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Cheryl Taylor Anderson. Podcast: Money Making Conversations MasterclassHost: Rushion McDonaldGuest: Cheryl Taylor Anderson, Real Estate Broker (Metro Atlanta) 1. Purpose of the Interview The core purpose of this interview is to educate, empower, and motivate listeners—particularly first‑time homebuyers, renters, veterans, and people of color—to pursue homeownership as a wealth‑building strategy. Specifically, the conversation aims to: Demystify the homebuying process Combat fear and misinformation around mortgages Highlight low‑ and zero‑down payment opportunities Explain how homeowners can build equity faster Emphasize real estate as a key tool for generational wealth Encourage disciplined financial decisions rooted in ownership rather than renting Rushion positions the discussion as a knowledge‑sharing opportunity to help listeners move from renting to owning, especially in communities historically excluded from homeownership. 2. Interview Overview Cheryl Taylor Anderson brings more than 20 years of real estate experience and over $400 million in sales in Metro Atlanta. She works with: First‑time homebuyers VA and military families Move‑up buyers Luxury clients and institutional sellers Throughout the interview, Cheryl provides practical, real‑world examples—including her own story as a former single mother and homeowner—to ease fear, explain financing, and correct misconceptions about buying a home. 3. Key Takeaways A. Many Renters Can Already Afford to Own One of the central points is that many renters are paying as much—or more—than mortgage payments without building equity. Rent payments offer no tax benefits Mortgage payments build ownership and wealth Homeowners can deduct mortgage interest (unlike rent) Key idea: Many people qualify for ownership but are held back by misinformation and fear. B. First‑Time Homebuyers Have More Options Than They Realize Cheryl explains that many buyers are unaware of: Zero‑down payment programs Builder incentives covering closing costs Opportunities to move into homes with minimal out‑of‑pocket costs In some cases, buyers are only required to bring earnest money, making homeownership far more accessible than expected. C. VA and Veteran Benefits Are Underused Cheryl strongly emphasizes VA loans as one of the most powerful tools for homeownership: 100% financing (zero down payment) Ability to ask sellers for up to 6% in closing cost contributions Certain veterans may be exempt from property taxes Lower monthly payments overall Veterans are encouraged to use their benefits, even years after leaving military service. D. A 30‑Year Mortgage Does Not Mean 30 Years of Debt Cheryl reframes mortgage timelines by teaching strategic repayment: Paying bi‑weekly instead of monthly Adding small extra payments ($50–$100/month) Reducing both interest and principal faster She uses her personal example of being close to paying off her home early despite starting with a traditional 30‑year loan. E. Homeownership Builds Stability and Community The interview contrasts renting versus owning: Ownership benefits include: Equity growth Customization and upgrades Neighborhood relationships Security and long‑term stability A tangible asset to pass to children Even HOA‑managed communities—while sometimes frustrating—protect property values and neighborhood standards. F. Home Warranties Reduce Fear of Maintenance To address anxiety about repairs, Cheryl recommends home warranties: Cover major systems (HVAC, water heaters, appliances) Low service fees when repairs are needed Can be negotiated into purchase contracts Provide peace of mind similar to apartment maintenance This is especially helpful for first‑time buyers. G. Social Media Builds Trust and Visibility Cheryl explains how social media strengthens her business: Buyers see real closings, celebrations, and testimonials Creates emotional connection and trust Inspires others to picture themselves as homeowners Visibility drives confidence and referrals. H. Education and Adaptability Drive Longevity Cheryl credits her success through: The 2008 housing crisis COVID‑19 Market shifts to constant learning, flexibility, and strategy pivots (e.g., foreclosures, BPOs, builder incentives). 4. Notable Quotes On Renting vs. Owning “Never be willing to pay somebody more than you’re willing to pay yourself.” On First‑Time Buyer Fear “Don’t let the longevity scare you. In an apartment, you’re building nothing.” On VA Benefits “Veterans can come to the table with zero down—and sometimes no property taxes.” On Mortgage Strategy “Pay every two weeks and it knocks down your interest and principal faster.” On Equity “Rent doesn’t give you anything to leave your children. Homeownership does.” On Homeownership Mindset “People are willing to pay their landlord more than they’ll pay themselves.” 5. Overall Takeaway This interview reinforces homeownership as one of the most powerful, attainable tools for building long‑term wealth—when buyers are properly educated, supported, and encouraged to move past fear and misinformation. Cheryl Taylor Anderson demonstrates that: Buying a home is often more accessible than people believe Strategic mortgage management can drastically shorten debt timelines Ownership builds equity, stability, and generational opportunity #SHMS #BEST #STRAW Money Making Conversations Master Class with Rushion McDonald is America's premier entrepreneurship, business leadership, financial literacy, and wealth-building podcast featuring successful entrepreneurs, executives, founders, celebrities, and industry experts sharing actionable insights for professional and financial success. Business Podcast Entrepreneurship Small Business Business Growth Financial Literacy Wealth Building Black Entrepreneurs Minority Business Leadership Executive Leadership Business Funding Marketing Strategies Personal Development Startup Advice Sales Training CEO Interviews Founder Stories Professional Development Economic Empowerment Business Success Networking Brand Building Innovation How to start a business Small business funding Entrepreneur success stories Business leadership podcast Wealth building strategies Black entrepreneur podcast Minority business development Marketing for small businesses Business growth strategies Startup funding opportunities Executive leadership training Financial literacy education Success mindset podcast #BEST #SHMS #STRAWSteve Harvey Morning Show Online: http://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

This week, Elle and Vee take us inside Elle's first Top Floor party and Vee's unforgettable birthday celebration in New York City. Vee attempts to surrender during an all-hands scene surrounded by the people she loves, while Elle returns to the lifestyle after baby number two and discovers just how desired, confident, and adventurous she still feels. Between a surprisingly deep debate about consent, the pressure to orgasm, unexpected breast milk, a balcony threesome, impact-play bruises, and a sunrise cuddle puddle, this night had everything. Somehow, the biggest takeaway is not how wild the party became, but how safety, communication, and genuine friendship made everyone feel free enough to go deeper.Elle's First Top Floor Party: First Impressions. (00:30)Consent and Communication at Play Parties. (05:26)Face Sitting Tips. (11:39)Party Intentions, Fears, Desires and Boundaries. (14:57)Vee's All Hands Birthday Scene. (19:38)Vee's BDSM Balcony Threesome with Mister A and Brandi. (30:24)Elle and Mister A's Breast Milk Moment. (39:59)Elle Hooks Up with Boyslut Zachary Zane. (42:55)Partner Swapping with Jeb and the Builder. (46:12)The Disco Stick Vibrator. (47:55)What Elle Wants to Try Next Time. (50:59)______________

learn words and phrases to use in the classroom

Mike Bryant and BJ Ragudo join the show to break down their K24-swapped builds — a 2006 NC Miata campaigned in Grid Life Club TR and a 3G Eclipse built start to finish in a home garage. We get into class rules and balance of performance, Falken RT660 heat cycles, what a full Grid Life season actually costs, and how to get on track without spending a dime more than you have to. Take your build up a whole new level with 6XD Gearbox: https://6xdgearbox.com Code "Minnoxide5" for 5% off High Performance Academy: https://hpcdmy.co/Minnoxide Use code "MINNOX" for 55% off ANY course Use Code "MINVIP" for $300 of the MINVIP Package Tuned By Shawn: https://www.tunedbyshawn.com Code "Minnoxide" for 5% off! Ship With Sure Thing Logistics: https://www.surethinglogistics.net MORE BIGGER Turbo T-Shirts:  https://www.minnoxide.com/products/more-bigger-t-shirt 0:00 Intro 0:37 Mike's K24-Swapped NC Miata and Going Full Racecar 6:52 BJ's 3G Eclipse: Same Car Since 2001 12:38 The Grid Life Series, Club TR 17:58 Podiums, Gearing Limits, and What Club TR Actually Allows 24:00 Driver vs Builder in Time Attack, Unlimited, and the Aero Rules 29:35 Grid Life vs NASA and SCCA, and BJ's Plan for the Eclipse 36:47 Getting Started on Track: Brake Pads, Fluid, and Sim Racing 47:07 Chasing the Last 1%, Minimum Weight, and Fuel Math 52:11 Laps Per Weekend, the Podium Sprint, and a Shifter That Came Out at CMP 59:28 Falken RT660, Takeoff Tires, and Sticker Strategy 1:06:34 Front-Wheel Drive, BJ's Suspension Work, and Overdriving the Car 1:11:54 Driving by Sound, Feel, and Vision, Favorite Tracks 1:17:33 What It Costs to Replicate This Build and Sourcing the Right K24 1:22:08 Collectors vs Drivers, Car Show Culture 1:29:24 First Real Mods and Learning by Making Mistakes 1:40:22 Social Media, the Algorithm, and Why Sponsors Shouldn't Look at Followers First 1:45:18 What's Next, and Standing Out in a Sea of Hondas

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Are you ready to elevate your home building business? This week on the Builder Marketing Podcast, Greg and Kevin dive into an exclusive preview of the 2026 Builder Marketing Summit, coming to Dallas on September 23rd and 24th. This year's event packs two intensive days with practical sessions, specialized role-based tracks, and interactive roundtables designed specifically for home builder marketers, leaders, and online sales counselors. https://www.buildermarketingpodcast.com/episodes/331-2026-builder-marketing-summit-preview-greg-bray-and-kevin-weitzel

What is Builders risk insurance and as an investor when do I need this policy? ============= Connect with Mark and Tom: StraightUpChicagoInvestor.com Guest: Josh Steigelmann, State Farm Insurance Email the Show: StraightUpChicagoInvestor@gmail.com Link: Build Your Team | Straight Up Chicago Investor Podcast Properties for Sale on the North Side?  We want to buy them. Email: StraightUpChicagoInvestor@gmail.com Have a vacancy? We can place your next tenant and give you back 30-40 hours of your time. Learn more: GCRealtyInc.com/tenant-placement Has Property Mgmt become an opportunity cost for you? Let us lower your risk and give you your time back to grow. Learn more: GCRealtyinc.com ----------------- Production House: Flint Stone Media Copyright of Straight Up Chicago Investor 2026.

Hoje o papo é sobre as discussões recentes em torno de modelos abertos. Neste episódio, Paulo Silveira lê e comenta o manifesto “Pesos Abertos e a Liderança dos EUA na IA”, assinado por dezenas de empresas frente à polêmica envolvendo alegações de modelos chineses destilando modelos norte-americanos, e o papel cada vez mais importante de modelos abertos no ecossistema mundial da IA.  Links:  Elon Musk comenta o lugar da humanidade na era das IAs superinteligentes Manifesto “Pesos Abertos e Liderança dos EUA na IA” (PDF) APEC comenta a importância da educação digital e de modelos abertos Manifesto “Pacing The Frontier” Mark Zuckerberg critica a centralização da IA Podcast IA Sob Controle Inscreva-se na Hipsters.Builders, a newsletter da comunidade builder. Toda semana, a principal newsletter de quem constrói software no Brasil traz notícias, citações e movimentos da comunidade Builder do X, do Hipsters e do IA Sob Controle, além dos melhores links e eventos. Direto no seu e-mail. TechGuide.sh, um mapeamento das principais tecnologias demandadas pelo mercado para diferentes carreiras, com nossas sugestões e opiniões. #7DaysOfCode: Coloque em prática os seus conhecimentos de programação em desafios diários e gratuitos. Acesse https://7daysofcode.io/ Produção e conteúdo: Alura Cursos de Tecnologia – https://www.alura.com.br Edição e sonorização: Rede Gigahertz de Podcasts

If you stay busy all day but the work that actually grows your construction business keeps getting pushed to tomorrow, the problem probably isn't your willpower or your ADHD brain. In this episode, Todd Dawalt breaks down the deep work system builder CEOs use to cut interruptions, protect their time, and get the important work done. ⚡Schedule a Business Evaluation Call with The Construction Leading Edge Team: HERE