Podcasts about Telephone

In this episode of the Smells Like Money Podcast, host Suzan Chin-Taylor sits down with Mike Hoffmaster, VP of OBIC Products, to uncover how OBIC's unique business model is transforming the trenchless infrastructure industry. From structural liners and industrial coatings to a real 10-year warranty and rigorous installer training, OBIC isn't just meeting expectations—they're raising the bar.

The cracks are showing in some of these dynamic duos. Who leaves a mess when they cook? We cover all this and more in this week's episode.Please support us at maximumfun.org/join, follow us on Instagram @tvcheffantasyleague, and leave us a 5-star review on Apple Podcasts!

In this episode, we dive into the chemistry and strategy behind single vs. dual component polyurethane grouts with Charlie Lerman, Western Regional Manager at NCFI Geotechnical. From cost and equipment considerations to environmental impact and field application tips, Charlie breaks down how to choose the right grout—and why sometimes the smartest move is to use both. If you're in the wastewater or infrastructure industry, this is a must-hear masterclass in smart grouting!

Jeremy is joined by author and podcaster Jason Kruppa to solve the riddle that is the 1988 comedy-drama The Telephone, which stars Whoopi Goldberg and is directed by Rip Torn from a script by Harry Nilsson and Terry Southern. Their attempts to unravel the film take in such subjects as substance abuse, pet care, filmed plays and how New Yorkers all go about in their angry little boxes.Jason's book, "All Things Must Pass: Harrison, Clapton and Other Assorted Love Songs" is available here: https://www.waterstones.com/book/all-things-must-pass-away/kenneth-womack/jason-kruppa/9781641608169His podcast, Producing the Beatles, can be found here: https://www.producingthebeatles.com/Trailer: https://www.youtube.com/watch?v=Q5TY4uzreeQ&pp=ygUSdGhlIHRlbGVwaG9uZSBmaWxtFull length film: https://www.youtube.com/watch?v=PxD09rKYFFw&pp=ygUSdGhlIHRlbGVwaG9uZSBmaWxtJohn Hurt in Samuel Beckett's "Krapp's Last Tape": https://www.youtube.com/watch?v=7IH2QUJCXVc&pp=ygURa3JhcHAncyBsYXN0IHRhcGU%3D

Host Jeremy C. Park talks with Matt Lloyd, CEO and Co-Founder of Magic Apple Technology, who highlights the cityCURRENT Nashville partner company focused on providing internet telephone services with an emphasis on phone systems and customer service for businesses. Matt explains their commitment to excellent service and strong company culture through their core values, while also detailing their national geographic reach and technical capabilities.Matt discusses the importance of phone systems for businesses, emphasizing that phone communication remains crucial, especially for small to medium-sized enterprises. He highlights the benefits of cloud-based phone systems, including redundancy, enhanced integration with AI and other technologies, and improved accessibility. Matt notes that businesses are sometimes hesitant to transition their phone systems to the cloud due to a "if it ain't broke, don't fix it" mentality, but he emphasizes the advantages of cloud systems, such as reliability during power outages or natural disasters.Matt discusses Magic Apple Technology's commitment to providing excellent service and maintaining strong company culture. He outlines five core values that guide the company, including John Wayne integrity, love for what they do, awesomeness, and not pointing fingers. Matt emphasizes that these values are ingrained in the company's DNA and are taken seriously, with new employees required to sign a core value oath.Matt explains that his company provides comprehensive IT support, handling both hardware and telecommunications issues. He describes their geographic reach, noting that while 75% of their business is centered in Middle Tennessee, they can serve customers nationwide through remote support and pre-tested equipment. Matt highlights two key industry trends: the use of AI to automate routine tasks and improve backend operations, and the deployment of AI agents for customer service interactions.Matt shares his experience as a CEO, highlighting the importance of implementing a structured business process using the Entrepreneurial Operating System (EOS) and ensuring cultural alignment when onboarding new team members. He emphasizes the value of running a 100% remote operation to promote work-life balance and talks about being selective when adopting new trends, especially in the phone industry. Matt also recommends conducting annual business reviews with customers to explore underutilized phone system features and regularly reviewing phone contracts every 2-3 years to optimize costs and benefits.Matt wraps up discussing the importance of community engagement for Magic Apple Technology, highlighting their partnerships with nonprofits and their partnership in cityCURRENT to facilitate community involvement. Matt explains that Magic Apple Technology, a small team of 12, focuses on providing low-cost solutions and maintains a strong commitment to community service. He encourages viewers to visit their website, magicapple.com, for more information about their products, services, and team.Visit https://magicapple.com to learn more about Magic Apple Technology.https://www.facebook.com/magicappletech/https://www.linkedin.com/company/magic-apple-technology/

Seleccionamos discos favoritos editados -o presentados aquí abajo- en la primera mitad de 2025.Playlist;(sintonía ) BUDOS BAND “Overlander” (VII)THE LOVED ONES “Vagabond”THE NINE TON PEANUT SMUGGLERS “Rule the roost” (Pieces of eight)KEITH and TEX “Country living” (Gun life)HOWLIN RAMBLERS “Shake it around” (Shake it around)WEIRD OMEN “Middle class” (Blood)THE DUSTAPHONICS “Voodoo love jinx” (Gasolina)RAMBALAYA “Telephone” (Play for the brokenhearted)RAMIREZ EXPOSURE “For love of things invisible” (For love of things invisible)TY SEGALL “Skirts of heaven” (Possession)DEATH VALLEY GIRLS “Fire and bistone”CABALLERO REYNALDO “Ojos de serrín” (Una vida es demasiado poco… Homenaje a Doctor Divago)DUM DUM PACHECOS “Desde mi ventana” (I)GARBAYO “Invadiremos Europa” (Días de euforia)DE KEEFMEN “Puttin’ my foot down” (Different worlds)THE MELLOWS “Tonight is for the young”JAMIE PERRETT “Glory days” (Nepo baby EP)Escuchar audio

Hello and welcome to the Monday Breakfast show. On today's episode: Headlines - 55 people arrested at Palestine Action group protest in London- Victoria's first Native Title claim passed in state for Millewa Mallee- Blak Up! Rest Reconnect and Organise for change. Read more about the program here. The show begins with a segment from the Women On The Line show, in which host  Xen Nhà speaks with scholar Carolyn D'Cruz and librarian and archivist Clare O'Hanlon about gender in academia and archives as well as transphobia and the 'manosphere'. The segment originally aired on the 23rd of June this year. This conversation was ahead of the pair's appearance at the Researching Our Culture talk at Victoria's premier LGBTQIA+ literature festival Q-Lit. It is important to acknowledge white supremacy's role in creating transphobia as transphobes the world over continue to react to gender diverse people as something that is new and generational, rather than simply a set of identities which has always existed, the history of which is being erased by colonial projects. As such, this conversation of preserving gender identities within archives is hugely important. Women On The Line airs from 8:30 to 9 on Monday mornings. To listen to the full conversation click here and more from the amazing Women On The Line crew go to 3cr.org.au/womenonthelineFollowing that we hear  an excerpt from the latest episode of the Peoples History of Australia podcast titled 'Resistance on the line: the radical history of telephone operators'. The episode features a conversation between host Christian and librarian, union activist and historian Jeff Rickertt about the fascinating history of the telephonists. The excerpt we are about to play covers the history of the telephonist profession, how it became deliberately feminized, and the formation of the continent's first telephonist union the women's telephone attendants association in 1907. Listen to more of this conversation and other episodes of this insightful podcast at www.peopleshistory.com.au. Help keep the project alive by supporting their Patreon here. On the 20th of September the project is also conducting a walking tour of Glebe to explore the area's radical history --  From strikes by timber workers to communist organising, to Women's Liberation and squatting, to Aboriginal politics, rioting, gay rights and anarchism. See event page for details here. Audio from the Converge On Canberra rally which began yesterday -- a coordinated action in which grassroots solidarity groups from across the continent protested outside the federal parliament ahead of the opening of the 28th Parliament. On Saturday, a group of staunch activists sprayed red paint on the Australian-American memorial known as 'the eagle'in protest of the complicity that the two governments have in genocide against Palestinians. After spraying the memorial, a wreath was laid in memorial of all those killed by Israeli Occupational Forces, who are funded and armed by the Australian and America governments. Sunday's actions saw a rally outside Federal Parliament before a march to the Israeli embassy. Today's focus will be a national planning day for the movement and Tuesday will see another rally noutside the Parliament as it opens again. We hear three speches from:Shovan Battari, Amal Naser - Palestine Action Group Sydney NSW - and Leah House - Ngunnawal and Ngambri Sovereign person opening the rally.                      Muntaser Musameh - Palestinian Australian Cardiologist ACT The Monday Breakfast show also spoke with Sarah Baarini from Sanction Israel Now live at the Converge on Canberra on Ngunnawal and Ngambri land. The show ends with a live cross at the picket at the North Melbourne Public Housing Towers, where work was set to resume with residents still inside. Through community action, work for the day was ceased with workers told to go home. Songs played: - Let Love Rule - Archie Roach.                              

Telephone Ragalai by Thi. Ja. Ranganathan - டெலிஃபோன் ரகளை - தி.ஜா.ரங்கநாதன் - Tamil Short Story

In this episode, Suzan Chin-Taylor sits down with Charlie Lerman a.k.a. The Grout Geek, to demystify the real differences between hydrophilic and hydrophobic polyurethane grouts. It's more than just water-loving vs. water-repelling—this episode dives into flexibility vs. rigidity, reaction times, environmental conditions, and why real-world field performance often differs from lab tests.Whether you're dealing with crack sealing, I&I control, or freeze-thaw environments, this episode will help you choose the right product for the job—and avoid costly rework.

In this episode, I talk about the thousands if not millions of "news sources" around the world today and speculate on what the original source of the news is.

But, aren't they beautifully intertwined forever and a day? Thinkin Music Youtube And F is For Family, the fantastic cartoon from Bill Burr. Link to the answer Wikipedia Support the podcasts you enjoy - check out Lenny.fm More about the show - www.nearly.com.au/somehow-related-podcast-with-glenn-robbins-and-dave-oneil/ Somehow Related is produced by Nearly Media. Original theme music by Kit Warhurst. Artwork created by Stacy Gougoulis. Looking for another podcast? The Debrief with Dave O'Neil - Dave's other podcasts with comedians after gigs. The Junkees with Dave O'Neil & Kitty Flanagan - The sweet and salty roundabout! Junk food abounds!Support on Lenny.fm: https://www.lenny.fm/See omnystudio.com/listener for privacy information.

Telephone, Telegraph, Tell a Friend about the Goblins and Growlers Podcast. → Bonus episodes and early access on Patreon (http://patreon.com/goblinsgrowlers) → Subscribe to our monthly gaming newsletter (https://goblinsandgrowlers.beehiiv.com/subscribe) → Join the Goblins and Growlers Discord (http://bit.ly/goblindiscord) Jess Lanzillo got a new opportunity with White Wolf and Todd Kenreck got the boot. Both are gone from D&D for very different reasons, but it raises the question of what's going on over there? Why's the old guard looking to get out (Lanzillo) and why are they eliminating one of the main faces of their 2024* relaunch (Kenreck)? Couple that with Chris Perkins and Jeremy Crawford heading to Darrington Press and it paints the picture of rebooted or more corporatized internals for D&D going forward, especially with their move toward a franchise model. Check us out on Patreon (http://www.patreon.com/goblinsgrowlers) for bonus Deep Dive videos along with early access to the video and audio of the podcast. LISTEN, RATE, AND SUBSCRIBE! If you like the show, please tell a friend about it. And if you want to tell more people, then please leave us a review on Apple Podcasts and/or your podcatcher of choice. You can find and/or support us at all the places below: https://patreon.com/goblinsgrowlers https://facebook.com/GoblinsAndGrowlers https://goblinsandgrowlers.podbean.com (and basically any other podcatcher) https://quidproroll.podbean.com (our sister podcast, the best narrative play)

NB: Oops, I meant 18th century. Also, Michael Haneke is Austrian after all.SLEERICKETS is a podcast about poetry and other intractable problems. My book Midlife now exists. Buy it here, or leave it a rating here or hereFor more SLEERICKETS, subscribe to SECRET SHOW, join the group chat, and send me a poem for Listener Crit!Leave the show a rating here (actually, just do it on your phone, it's easier). Thanks!Wear SLEERICKETS t-shirts and hoodies. They look good!SLEERICKETS is now on YouTube!For a frank, anonymous critique on SLEERICKETS, subscribe to the SECRET SHOW and send a poem of no more 25 lines to sleerickets [at] gmail [dot] com Some of the topics mentioned in this episode:– Toni Morrison's 1993 Nobel Prize lecure– Leopards in the Temple" by Franz Kafka (couldn't find any good links, so here's the text Mark copy-pasted to me: “Leopards break into the temple and drink to the dregs what is in the sacrificial pitchers; this is repeated over and over again; finally it can be calculated in advance, and it becomes a part of the ceremony.“)– Returning the Sword to the Stone by Mark Leidner– Mark's Substack: Opaque Hourglass– Recitatif by Tony Morrison– Funny Games (1997 & 2007)– Hamlet– Julius Caesar– Jack Handey– Andy Kaufman– Plato– The Gettysburg Address– Amleth– The Tower of Babel– The Tree of the Knowledge of Good and Evil– Harold Pinter's 2005 Nobel Prize lecture– Chelsey Minnis– Juvenilia by Hera Lindsay Bird– A Field of Telephones by Zach Savich– Dogs of War by Mark LeidnerFrequently mentioned names:– Joshua Mehigan– Shane McCrae– A. E. Stallings– Ryan Wilson– Morri Creech– Austin Allen– Jonathan Farmer– Zara Raab– Amit Majmudar– Ethan McGuire– Coleman Glenn– Chris Childers– Alexis Sears– JP Gritton– Alex Pepple– Ernie Hilbert– Joanna PearsonOther Ratbag Poetry Pods:Poetry Says by Alice AllanI Hate Matt Wall by Matt WallVersecraft by Elijah BlumovRatbag Poetics By David Jalal MotamedAlice: In Future PostsBrian: @BPlatzerCameron: Minor TiresiasMatthew: sleerickets [at] gmail [dot] comMusic by ETRNLArt by Daniel Alexander Smith

PopNews te trae toda la información sobre las nuevas #GagaNews arranca el Mayhem Ball, con fuertes rumores de temas inéditos y nueva escenografia, además graba nuevo videoclip en Mexico junto a Tim Burton y podría ofrecer la primera actuación de Telephone junto a Beyoncé. Cardi B anuncia su segundo disco, Am i the Drama, Mariah Carey revela los primeros detalles de su 16 disco y estrena Type dangerous, su carta de presentacion. Madonna publica Veronica Electronica mientras prepara nuevas celebraciones de su catalogo, biopic en netflix y su proximo disco Confessions 2.0 Miley Cyrus anuncia nuevo disco para 2026 en la promocion de su nuevo album Something Beautiful y revela los primeros detalles. Rosalia sigue ofreciendo easter eggs cara al lanzamiento de su proximo disco R4 que llegará este 2025, Sabrina Carpenter anuncia Man´s Best Friend, su nuevo album en menos de un año desde su anterior disco Short and Sweet. Zara Larsson anuncia el lanzamiento de su nuevo LP Midnight Sun. Todo esto y mucho más en las nuevas PopNews extended INTRO 0:00 DARKO Y PATRICK 0:54 CARDI B 2:18 LADY GAGA 4:16 MARIAH CAREY 13:41 MADONNA 15:41 MILEY CYRUS 18:51 ROSALIA 21:00 SABRINA CARPENTER 24:19 ZARA LARSSON 27:05 LA YELO 28:36

In this episode, Suzan continues her fascinating conversation with Hye Jin Lee to explore how the City of Chino is reimagining wastewater as a sustainable community asset. Discover how Chino built a 34-mile recycled water system over the past 30 years, now used to keep Ayala Park's 144 acres green, support local agriculture, and earn potable water credits—all while reducing stress on regional water supplies.Learn how the city's partnership with the Inland Empire Utilities Agency (IUA) enables tertiary water treatment and long-term resilience against drought conditions. Hye Jin also shares insights into the environmental impact, cost/resource savings, and how other communities can adopt similar water reuse strategies.

On this episode of "The Federalist Radio Hour," Tevi Troy, author, historian, and senior fellow at the Ronald Reagan Institute, joins Federalist Senior Elections Correspondent Matt Kittle to discuss how communication technology and changes in popular culture have influenced the political landscape and presidents throughout American history.You can find Troy's book What Jefferson Read, Ike Watched, and Obama Tweeted: 200 Years of Popular Culture in the White House here.If you care about combating the corrupt media that continue to inflict devastating damage, please give a gift to help The Federalist do the real journalism America needs.

Welcome to Season 11! In this episode, we're diving into the truth behind Atlantis—no glowing crystals or ancient aliens here. Just mythology, philosophy, pseudoscience, and a wild detour into Nazi occultism (yep, really). Discover how Plato's fictional allegory became one of the most misunderstood stories in history, how it fueled racist pseudoscience, and why people *still* believe in the Lost City today. Plus: real sunken cities, academic beef, and why archaeologists would LOVE to find Atlantis. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, we dive into how the City of Chino is transforming its aging sewer infrastructure through proactive planning and smart investments. Hye Jin Lee joins us to share how Chino is leading the way in I&I reduction by partnering with the Inland Empire Utilities Agency (IEUA), utilizing trenchless CIPP lining, addressing lateral repairs, and conducting CCTV inspections to guide their capital projects.You'll learn how mutual aid, resident education, and real-time system data are helping Chino build a more resilient and efficient wastewater system. Perfect for civil engineers, municipal leaders, and wastewater pros looking for real-world solutions.

DrivethruRPG removed 9th Level Games' "Rebel Scum" game because it's loud about proud about not being a game that supports bigotry, fascism, anti-vax, and generally things that are good to dislike. It turned into kind of a weasel-wordy exchange over standards of the publishing platform and was, generally, frustrating to read about and talk about. Beware of ranting in this video. Check us out on Patreon (http://www.patreon.com/goblinsgrowlers) for bonus Deep Dive videos along with early access to the video and audio of the podcast. Telephone, Telegraph, Tell a Friend about the Goblins and Growlers Podcast. → Bonus episodes and early access on Patreon (http://patreon.com/goblinsgrowlers) → Subscribe to our monthly gaming newsletter (https://goblinsandgrowlers.beehiiv.com/subscribe) → Join the Goblins and Growlers Discord (http://bit.ly/goblindiscord) LISTEN, RATE, AND SUBSCRIBE! If you like the show, please tell a friend about it. And if you want to tell more people, then please leave us a review on Apple Podcasts and/or your podcatcher of choice. You can find and/or support us at all the places below: https://patreon.com/goblinsgrowlers https://facebook.com/GoblinsAndGrowlers https://goblinsandgrowlers.podbean.com (and basically any other podcatcher) https://quidproroll.podbean.com (our sister podcast, the best narrative play)

In this thought-provoking episode, Suzan Chin-Taylor sits down with Daniel Dominguez from the WHY Institute to discuss how discovering your WHY can revolutionize how you hire, retain, and promote talent—regardless of the industry you're in.

Today's poem is Telephone of the Wind by Eddie Kim.The Slowdown is currently taking a break. We'll be back soon with new episodes from a new host. This week, we're going back into the archive to revisit Tracy K. Smith's time as host. Today's episode was originally released on August 12, 2020.In this episode, Tracy writes… “Today's poem takes me back to the time when telephones and the distances they allowed us to cross were monumental.”Celebrate the power of poems with a gift to The Slowdown today. Every donation makes a difference: https://tinyurl.com/rjm4synp

Hope everyone is staying cool. Here's a look at our top local stories for Tuesday, June 24. Find these complete articles and much more in today's print edition and online at https://www.iolaregister.com/.

Race and Everyday Friction – Ending Well in Counselling Training In Episode 343 of the Counselling Tutor Podcast, your hosts Rory Lees-Oakes and Ken Kelly take us through this week's three topics: Firstly, in ‘Ethical, Sustainable Practice', they explore the importance of having an online and telephone informed supervisor when you work in this way. Then in ‘Practice Matters', Rory speaks with Sarah Henry about her concept of race and everyday friction - how these subtle, often hidden experiences shape identity and create barriers in life and therapy. And finally in ‘Student Services', Rory and Ken discuss the significance of ending well in counselling training - how to navigate goodbyes with your peers and why these endings matter in your development. Why Have an Online and Telephone Informed Supervisor? [starts at 03:12 mins] In this section, Rory and Ken unpack the ethical importance of having an online and telephone informed supervisor when you practice in these ways. Key points discussed include: Supervision is an ethical requirement to ensure your practice is safe, effective, and supportive of clients. When working online or by phone, you need a supervisor who understands the specific challenges of these settings—like missing visual cues, managing silences, and the different technical considerations. Formal training in online and telephone working is essential, as supervisors who lack this training might not be able to guide or support you fully. Ethical frameworks (like the BACP's) and supervision competencies in the UK highlight the need for supervisors to hold formal training in any special areas of practice. Supervisors with this training will understand nuances like the disinhibition effect (when clients behave differently online) and data protection considerations. Race and Everyday Friction [starts at 18:53 mins] In this week's ‘Practice Matters', Rory speaks with Sarah Henry, a counsellor and trainer who explores the concept of everyday friction. Those small, often overlooked experiences of race that shape a person's daily life. Key points from this conversation include: Everyday friction can be things like plasters (band-aids) that don't match darker skin tones, or seeing few Black people on greeting cards - small examples of how whiteness is often the default in society. These small frictions are constantly present and shape identity in powerful ways. White people may not recognise these frictions because they are not impacted by them directly. Conversations about race often start by talking about these everyday frictions - it's how we build bridges and develop understanding. Recognising and exploring these micro-moments of exclusion can help therapists be more attuned to the lived experiences of their clients. Ending Well in Counselling Training [starts at 40:41 mins] In this section, Rory and Ken share insights on ending well in your counselling course—whether you're finishing a term, a module, or the whole course. Key points include: Good endings help to close the chapter, mark growth, and ensure no regrets are left behind. Reflect on what you've shared and learned with your peers - acknowledge the support, challenges, and personal development. If there have been tensions with others, consider repairing or at least acknowledging them to avoid unfinished business. Remember that even if you see some peers in future courses, each group dynamic is unique. It's important to close this chapter properly. Taking time to end well helps you carry the experience forward as a positive part of your development. Links and Resources Counselling Skills Academy Advanced Certificate in Counselling Supervision Basic Counselling Skills: A Student Guide Counsellor CPD Counselling Study Resource Counselling Theory in Practice: A Student Guide Counselling Tutor Training and CPD

In this powerful episode of The DooDoo Diva's Smells Like Money Podcast, host Suzan Chin-Taylor sits down with Allison DePaoli, founder of Altiqe Consulting, to uncover innovative and cost-effective healthcare strategies for small and mid-sized businesses.Think you're too small to negotiate better healthcare? Think again. Allison breaks down how even companies with just 2 employees can take control of their healthcare costs, using tools like level-funded plans, direct primary care (DPC), and workers' comp integration.

It started with a story about Mage Hand Press' Gunslinger class being available basically ala carte on D&D Beyond. That turned into supercharged debate about whether guns fit or belong in the classic fantasy setting typically associated with D&D. Inver did her best to moderate. The debate starts somewhere around the 30-minute mark. Check us out on Patreon (http://www.patreon.com/goblinsgrowlers) for bonus Deep Dive videos along with early access to the video and audio of the podcast. For this episode, we've got deep dives on White Wolf becoming an independent studio again, and a dive into the magic system of Mage: The Ascension. Telephone, Telegraph, Tell a Friend about the Goblins and Growlers Podcast. → Bonus episodes and early access on Patreon (http://patreon.com/goblinsgrowlers) → Subscribe to our monthly gaming newsletter (https://goblinsandgrowlers.beehiiv.com/subscribe) → Join the Goblins and Growlers Discord (http://bit.ly/goblindiscord) LISTEN, RATE, AND SUBSCRIBE! If you like the show, please tell a friend about it. And if you want to tell more people, then please leave us a review on Apple Podcasts and/or your podcatcher of choice. You can find and/or support us at all the places below: https://patreon.com/goblinsgrowlers https://facebook.com/GoblinsAndGrowlers https://goblinsandgrowlers.podbean.com (and basically any other podcatcher) https://quidproroll.podbean.com (our sister podcast, the best narrative play)

After months of prevaricating, the Government has announced a national inquiry into the grooming gangs scandal. The reversal comes off the back of a review by Dame Louisa Casey.They have claimed it isn't a U-turn, but until now Labour figures – including Keir Starmer – had repeatedly dismissed calls for an inquiry, suggesting they were driven by the far-Right.Maggie Oliver, the detective-turned-whistleblower who raised the alarm about child rape gangs in Rochdale, joins Camilla to react to Home Secretary Yvette Cooper's announcement.Listen back to our interview with grooming gang survivor Gaia Cooper.If you or someone you know are affected by any of the issues raised in today's Daily T, please see below a number of organisations that can help:Victim SupportTelephone: 0808 16 89 111Live chat: victimsupport.org.uk/live-chatMy Support Space: mysupportspace.org.uk/MoJMore information can be found at www.victimsupport.org.ukRape Crisis helpline and live chatThe Rape Crisis National Helpline offers confidential emotional support, information and referral details.Telephone: 0808 802 9999 / www.rapecrisis.org.uk.The Survivors TrustTelephone: 08088 010818Email: info@thesurvivorstrust.orgProducer: Georgia Coan and Lilian FawcettPlanning Editor: Venetia RaineyExecutive Producer: Louisa WellsSocial Media Producer: Ji-Min LeeVideo Editor: Will WaltersStudio Operator: Meghan SearleOriginal music by Goss Studio Hosted on Acast. See acast.com/privacy for more information.

Elizabeth Ravn (b.1994, Brooklyn, NY) received a Bachelors in Fine Arts from the School of the Art Institute of Chicago, Chicago, IL in 2016. She lives and works in Berlin. Recent solo and group exhibitions include David Peter Francis, New York (2025); die raum, Berlin (2024); Deborah Schamoni, Munich (2023); SOX, Berlin (2023); KINDL Centre for Contemporary Art, Berlin (2022); ChertLüdde Bungalow, Berlin (2022); Kinderhook & Caracas, Berlin (2021); Kjøpmannsgata Ung Kunst, Trondheim, (2021); and Pina, Vienna (2019). Elizabeth Ravn, Bild, 2024, oil on canvas, 39 3/8 x 31 1/2 inches (100 x 80 cm). Courtesy of the artist and David Peter Francis, NY. Elizabeth Ravn, Cubbyhole, 2025, oil on canvas, 43 1/4 x 35 3/8 inches (110 x 90 cm). Courtesy of the artist and David Peter Francis, NY. Elizabeth Ravn, November, 2024, oil on canvas, 43 1/4 x 35 3/8 inches (110 x 90 cm). Courtesy of the artist and David Peter Francis, NY Elizabeth Ravn, Telephone, 2024, oil on canvas, 27 1/2 x 19 3/4 inches (70 x 50 cm). Courtesy of the artist and David Peter Francis, NY.

In this episode, we're diving into a game-changing trenchless technology for pressure pipeline rehabilitation—the Bullet Liner System from CPM Pipelines. If you thought CIPP was your only option, think again. This episode breaks down how this innovative solution is reshaping the industry with no curing, no resin, and no UV.

In this segment, Mark takes calls from listeners who share their thoughts on random political subjects as a part of Telephone Tuesday.

JJ tells the story of two phone jacks... For more episodes of JJ Meets World, or to find out how you can support this podcast, visit http://www.jjmeetsworld.com/ Patreon - https://www.patreon.com/jjmeetsworld Merch Shop - https://shop.spreadshirt.com/jj-meets-world Apple Podcasts - https://podcasts.apple.com/us/podcast/jj-meets-world/id1367045742 Spotify - https://open.spotify.com/show/0L9IGvJuUjFK0UOR9AIF5u YouTube - https://www.youtube.com/channel/UCh1WZrpC-XE57mRzi1bzPow Google Play - https://play.google.com/music/listen?u=0#/ps/Iwnpufw6f5qromxbbw6pq32rsya Facebook - https://www.facebook.com/jjmeetsworldpodcast/ Twitter - https://twitter.com/jjmeetsworld?lang=en Instagram - https://www.instagram.com/jjmeetsworldpodcast/

In this episode, Abby and Vanessa are recapping the Valley.  They discuss… -Jared vs. Zach -Janet/Jason vs. Jasmine -Jax and Brittany -Kristen Doute When you're done listening, please leave a 5 star rating or written review, and don't forget to check out one of our ad sponsors. Join Firstleaf today and enjoy the fresh vibes of spring with wines you'll love. Go to TryFirstleaf.com/REALMOMS to sign up and you'll get your first SIX handpicked bottles for just $44.95. Boll and Branch: Go to ⁠⁠⁠⁠⁠⁠⁠bollandbranch.com/realmoms⁠⁠⁠⁠⁠⁠⁠ for 15% off Skylight: Go to⁠⁠⁠⁠⁠ ⁠⁠SkylightCal.com/BRAVO ⁠⁠f⁠⁠⁠⁠⁠or $30 off your 15 inch Calendar. Quince: Go to ⁠Quince.com/realmoms⁠ for free shipping on your order and 365 day returns. Learn more about your ad choices. Visit megaphone.fm/adchoices

See omnystudio.com/listener for privacy information.

In these segments, Mark hosts, "Telephone Tuesday" where he takes calls from listeners who share their thoughts on the big beautiful bill and social security.

See omnystudio.com/listener for privacy information.

This one might be a little inside baseball. Brandon, Art, and Josh vended at Animazement over Memorial Day weekend and it was our first time at that con. Apparently, it's the largest anime convention in North Carolina. We're also pretty sure it was our first time just working a con as vendors -- no special guest privileges or anything. It was fun, and it gave us a little more insight on hobby economics in the current climate.  Animazement is our fourth North Carolina anime convention. We realized when driving down there that we go to more conventions in NC than in VA. Check us out on Patreon (http://www.patreon.com/goblinsgrowlers) for bonus Deep Dive videos along with early access to the video and audio of the podcast.  Telephone, Telegraph, Tell a Friend about the Goblins and Growlers Podcast. → Bonus episodes and early access on Patreon (http://patreon.com/goblinsgrowlers) → Subscribe to our monthly gaming newsletter (https://goblinsandgrowlers.beehiiv.com/subscribe) → Join the Goblins and Growlers Discord (http://bit.ly/goblindiscord) LISTEN, RATE, AND SUBSCRIBE! If you like the show, please tell a friend about it. And if you want to tell more people, then please leave us a review on Apple Podcasts and/or your podcatcher of choice. You can find and/or support us at all the places below: https://patreon.com/goblinsgrowlers https://facebook.com/GoblinsAndGrowlers https://goblinsandgrowlers.podbean.com (and basically any other podcatcher) https://quidproroll.podbean.com (our sister podcast, the best narrative play)

Why are cell phones called cell phones? When were mobile phones invented? Who made the first phone call? Have you started your FREE TRIAL of Who Smarted?+ for AD FREE listening, an EXTRA episode every week & bonus content? Sign up right in the Apple app, or directly at WhoSmarted.com and find out why more than 1,000 families are LOVING their subscription! Get official Who Smarted? Merch: tee-shirts, mugs, hoodies and more, at Who Smarted?

On the 109th episode of Business English Power, ALsensei shares important ideas on this topic:3 Keys for Business Telephone SuccessTelephones and communications have changed quite a bit in the last 10-15 years in business world. However, one thing that hasn't changed much in this area is the English language. Because of that, we can anticipate how a business phone call will proceed and find quick success!On this episode of Business English Power, learn 3 keys that will set you up for success in Business English world on the telephone!Please subscribe to Business English Power in Apple Podcasts, iTunes, Spotify, and everywhere you listen to podcasts.If you have any questions and/or suggestions for the show please e-mail me directly at:AL at BUSINESSENGLISHPOWER dot COMOn Business English Power, I help you express yourself more naturally and smoothly. We talk about how to make your Business English sound more natural, attain a Global Mindset, and apply powerful Success Principles.Level up your LearningLevel up your LifeSend us a text

In this segment, Mark takes calls for Telephone Tuesday where listeners share their thoughts on St Louis' handling of Friday's tornado, online gambling, illegal immigration, and more.

Telephone, Telegraph, Tell a Friend about the Goblins and Growlers Podcast. → Bonus episodes and early access on Patreon (http://patreon.com/goblinsgrowlers) → Subscribe to our monthly gaming newsletter (https://goblinsandgrowlers.beehiiv.com/subscribe) → Join the Goblins and Growlers Discord (http://bit.ly/goblindiscord) Josh tapped out this week, so it's up to Brandon and Inver after what feels like forever since the last recording. Inver's fresh (and tired) from PAX East in Boston and Brandon just finished putting together some prototypes for a new game accessory idea we're trying out. Check us out on Patreon (http://www.patreon.com/goblinsgrowlers) for bonus Deep Dive videos along with early access to the video and audio of the podcast.  LISTEN, RATE, AND SUBSCRIBE! If you like the show, please tell a friend about it. And if you want to tell more people, then please leave us a review on Apple Podcasts and/or your podcatcher of choice. You can find and/or support us at all the places below: https://patreon.com/goblinsgrowlers https://facebook.com/GoblinsAndGrowlers https://goblinsandgrowlers.podbean.com (and basically any other podcatcher) https://quidproroll.podbean.com (our sister podcast, the best narrative play)

Welcome to episode 151 of Growers Daily! We cover: germination struggles with soil blocks, some farm updates, and that pesky lower and lean term We are a Non-Profit! 

Today I'm joined by Pink Bella Aloha — an intuitive guide tapped into the Galactic Akashic Records. We'll be talking time travel timelines, the strange vanishing of the moon, power outages across Europe, and the concept of a “dead man's switch.” She's sharing her latest energetic insights and galactic downloads. Buckle up, we're heading off-world.DISCLAIMER:The views expressed by the guest are for educational and entertainment purposes only and do not necessarily reflect the views of the Typical Skeptic Podcast. This content is not intended as medical or legal advice. Please use discernment and do your own research.TAGS:Pink Bella Aloha, Akashic Records, Time Travel, Galactic Downloads, Moon Disappearance, Europe Blackout, Starseeds, Ascension, Dead Man's Switch, TSP 1959HASHTAGS:#PinkBellaAloha #AkashicRecords #TimeTravel #GalacticDownloads #MoonVanishing #DeadMansSwitch #StarseedMission #Ascension #TimelineShifts #TypicalSkepticPodcastPinkBellaAlohaTherapyTue, May 6, 9:39 PM (14 hours ago)to meBook a GALACTIC Quantum Akashic Records Session, Packageor Mentorship with PInk Bella:WEBSITE - https://alohapinkbella.weebly.com/EMAIL - alohapinkbella@gmail.comPink Bella Aloha - specializes in:* Deep Dives into Akashic & Galactic Akashic Records for CLARITY / SOUL MISSION & Guidance - Clearing Personal & Ancestral Contracts, Patterns & Karmic Loops* Ascension Wayshower to Prepare Starseeds, Lightworkers & the 144000for 5D New Earth* Higher Self Liaison* Quantum MultiDimensional Healer incl 12-22 Chakras & Meridian Systems* Starseed Origins & Galactic Councils of Light Transmissions* DRAGON Activations & Training* DIVINE GODDESS Codes Activations

Morgan Stanley Research analyst Mark Schmidt and Investment Management's Craig Brandon discuss the heightened uncertainty in the U.S. municipal bonds market.Read more insights from Morgan Stanley.For a full list of episode disclosures click here.----- Transcript -----Mark Schmidt: Welcome to Thoughts on the Market. I'm Mark Schmidt, Morgan Stanley's Head of Municipal Strategy.Craig Brandon: I'm Craig Brandon, Co-Director of Municipal Investments at Morgan Stanley Investment Management.Mark Schmidt: Today, let's talk about the biggest market you hardly ever hear about – municipal bonds, a $4 trillion asset class.It's Monday, May 5th at 10am in Boston.Mark Schmidt: If you've driven, flown, gone to school or turned on a tap, chances are munis made it happen. Although munis are late cycle haven, they were not immune to the latest bout of market volatility. Craig, why was April so tough?Craig Brandon: So, what we say in April, it was sort of the trifecta of things that happened that were a little different than other asset classes. The first thing that happened is we saw a significant increase in treasury rates – and munis are generally correlated to treasuries. We're a very high-quality asset class, that's viewed as a duration asset class. So, one thing we saw were rates going up. When we see rates going up, you generally see money coming out of the market, right? So, I think investors were a little bit impacted by the higher rates, the correlation to treasuries, the duration, and saw some flows out of the market.Secondly, what we saw is conversation about the tax exemption in Washington D.C. What that did is it caused muni issuers to pull their issuance forward. So, if you're an infrastructure issuer, you are issuing bonds in the next year to year and a half; you're going to pull that forward because if there's any risk of loss of the tax exemption, you want to get these bonds issued today. So that's basically what drives technicals. It's supply and demand. So, what we saw was a decrease in demand because of higher rates; an increase in supply because of issuance being pulled forward.And the third part of the trifecta we refer to is the conversations about the economy. So, I would put that, it's sort of a distant third, but there's still conversations about maybe credit weakness driven by a slowing economy.Mark Schmidt: Craig, your team has been through a lot of tough market cycles. Given your experience, how did the most recent selloff compare? And why was it not like 2008?Craig Brandon: I started my career back in 1998 during the long-term capital management crisis. I lived through 2008. I lived through the COVID crisis, and you know, really when I look at the crisis in 2008 – no banks went out of business three weeks ago, right? In 2008 we were really sitting on a trading desk wondering where this was going to end.You know, we had a number of meetings with our staff, over the last couple weeks explaining to them why it was different and how. Yes, there was some volatility here, but you could see that there was going to be an end to this, and this was not going to be a permanent restructuring of the market. So, I think we felt comfortable. It was very different than 2008 and it really felt different than COVID.Mark Schmidt: That's reassuring. But with economic growth set to slow sharply, how does your credit team think the fiscal health of America's state and local governments will hold up?Craig Brandon: Well, remember state and local governments, and when we're talking about munis, we're also talking about other infrastructure asset classes like water and sewer bonds. Like, you know, transportation, bonds, airports. We're talking about toll roads.They went into this with a very strong balance sheet, right? Remember, there was a lot of infrastructure money spent by the federal government during COVID to give issuers money to make it through COVID. There's still a lot of money on balance sheets. So, what we do is we're going into this crisis with a lot of cash on balance sheets, allowing issuers to be able to withstand some weakness in the economy and get through to the other side of this.Mark Schmidt: Not only do state and local governments have a lot of cash, but they're just not that impacted by tariffs, right? So why did muni yields perform worse than U.S. treasuries over the past couple of weeks?Craig Brandon: Right. It really… We're technically driven, right? The U.S. muni market is more retail driven than some other asset classes. Remember – investment grade corporates, treasury bonds, there's a lot of institutional buyers in those markets. In the municipal market, it's primarily retail driven.So, when you know, individual retail investors get nervous, they tend to pull money out of the market. So, what we saw was money coming out of the market. At the same time, we saw an individual increase in more bonds, which just led to very weak technicals, which when we see that it eventually reverses itself.Mark Schmidt: Now I almost buried the lede, right? Why invest in munis? Well, they're great credit quality, but they're also tax free. In fact, muni bonds have been exempt from federal taxes for over a century. You have a lot of experience putting together tax bills, and right now people are worried about tax reform. Do you think investors should be concerned?Craig Brandon: Listen. I'm not really losing a lot of sleep at night over the tax exemption. And I think there's other, you know, issues to worry about. Why do I say that?As you mentioned Mark, I spent the early years of my career working for the New York State Assembly Ways and Means Committee. I spent seven years negotiating budgets and what that did is it gave me a window – into how, you know, not only state budgets, but the federal budget gets put together.So, what it also showed me was the relationship between state and local elected officials and your representatives in Congress and your representatives in the Senate. So, I know firsthand that members of Congress and members of the Senate in Washington have very close relationships with members of the state legislatures, with governors, with mayors, with city council members, with school board members – who are all delivering the message that significantly higher financing costs that could potentially happen from the loss of the exemption, could be meaningful to them.And I think members of Congress and members of the Senate and Washington get it. They understand it because they were all there when it happened. The last time the muni exemption came under fire was back in 2012; and in 2012, a lot of members of Congress were in the state legislature back then, so they understand it.Mark Schmidt: That's reassuring because right now, tax equivalent yields in the muni market are 7 to 8 per cent. That's equal to or greater than the long run rate of return on the stock market. So, whether to invest in the muni market seems pretty straightforward. How to invest in the muni market? Well, with 50,000 issuers, that's a little complicated. How do you recommend investors get exposure to tax-free munis right now?Craig Brandon: Well, and that is a very common question. The muni market can be very confusing because there are just so many bonds out there. You know, over 50,000 issuers, there's over a million individual CUSIPs in the muni market.So as an individual investor, where do you start? There's different coupon structures, different call structures, different maturity structures, ratings. There's so many different variables that go into a decision in investing in muni bonds.I can make an argument that you could probably mimic the S&P 500 with 500 different stocks. But most muni indices are over 50,000 constituents. It's very difficult to replicate the muni market by yourself, which is why a lot of people, you know, they let professional money managers, do the investing for them. Whether you're looking at mutual funds, whether you're looking at separately managed accounts, whether you're looking at exchange traded fund ETFs, there's a lot of different ways to get exposure to the muni market. But with the huge amount of choices you have to make, I think a lot of individual investors would just let a professional with the experience do it.Mark Schmidt: And active managers let you customize portfolios to your unique tax situation and risk tolerance. So, Craig, a final question for you. How do munis fit into a diversified portfolio?Craig Brandon: Munis are generally the stable part of most people's portfolios. Remember, you don't have a choice of whether you're going to pay your taxes or not. You have to pay your taxes, you have to pay your water bill, you have to pay your power bill. You have to pay tolls on highways. You have to pay airport fees when you buy an airline ticket, right?It's not an option. So, because the revenue streams are so stable, you see most muni bonds rated AA or AAA. The default rate for rated munis is significantly below 1 per cent. It's something in the ballpark of about 0.2 per cent*. So, with such a low default rate – listen, we're technically driven, as I said. You see ups and downs in the market. But over a longer period of time, munis can give you generally stable returns, tax exempt income over the long term, and they're one of the more stable asset classes that you see in your overall portfolio.Mark Schmidt: That sounds boring, and I mean that in the best possible way. Craig, thanks so much for your time today.Craig Brandon: Thanks, Mark, happy to be hereMark Schmidt: And thank you for listening. If you enjoy Thoughts on the Market, please leave us a review wherever you listen and share the podcast with a friend or colleague today.*“US Municipal Bond Defaults and Recoveries, 1970-2021” – Moody's Investor ServicesDisclosure: Past performance is no guarantee of future results. The returns referred to in the commentary are those of representative indices and are not meant to depict the performance of a specific investment.Risk ConsiderationsDiversification does not eliminate the risk of loss.There is no assurance that a portfolio will achieve its investment objective. Portfolios are subject to market risk, which is the possibility that the market values of securities owned by the portfolio will decline and that the value of portfolio shares may therefore be less than what you paid for them. Market values can change daily due to economic and other events (e.g., natural disasters, health crises, terrorism, conflicts, and social unrest) that affect markets, countries, companies or governments. It is difficult to predict the timing, duration, and potential adverse effects (e.g., portfolio liquidity) of events. Accordingly, you can lose money investing in a portfolio. Fixed-income securities are subject to the ability of an issuer to make timely principal and interest payments (credit risk), changes in interest rates (interest rate risk), the creditworthiness of the issuer and general market liquidity (market risk). In a rising interest-rate environment, bond prices may fall and may result in periods of volatility and increased portfolio redemptions. In a declining interest-rate environment, the portfolio may generate less income. Longer-term securities may be more sensitive to interest rate changes. An imbalance in supply and demand in the municipal market may result in valuation uncertainties and greater volatility, less liquidity, widening credit spreads and a lack of price transparency in the market. There generally is limited public information about municipal issuers. Income from tax-exempt municipal obligations could be declared taxable because of changes in tax laws, adverse interpretations by the relevant taxing authority or the non-compliant conduct of the issuer of an obligation and may subject to the federal alternative minimum tax.There is no guarantee that any investment strategy will work under all market conditions, and each investor should evaluate their ability to invest for the long-term, especially during periods of downturn in the market.A separately managed account may not be appropriate for all investors. Separate accounts managed according to the particular strategy may include securities that may not necessarily track the performance of a particular index. Please consider the investment objectives, risks and fees of the Strategy carefully before investing. A minimum asset level is required. For important information about the investment managers, please refer to Form ADV Part 2.The views and opinions and/or analysis expressed are those of the author or the investment team as of the date of preparation of this material and are subject to change at any time without notice due to market or economic conditions and may not necessarily come to pass.This material has been prepared on the basis of publicly available information, internally developed data and other third-party sources believed to be reliable. However, no assurances are provided regarding the reliability of such information and the Firm has not sought to independently verify information taken from public and third-party sources.This material is a general communication, which is not impartial and all information provided has been prepared solely for informational and educational purposes and does not constitute an offer or a recommendation to buy or sell any particular security or to adopt any specific investment strategy. The information herein has not been based on a consideration of any individual investor circumstances and is not investment advice, nor should it be construed in any way as tax, accounting, legal or regulatory advice. To that end, investors should seek independent legal and financial advice, including advice as to tax consequences, before making any investment decision.The Firm has not authorised financial intermediaries to use and to distribute this material, unless such use and distribution is made in accordance with applicable law and regulation. Additionally, financial intermediaries are required to satisfy themselves that the information in this material is appropriate for any person to whom they provide this material in view of that person's circumstances and purpose. The Firm shall not be liable for, and accepts no liability for, the use or misuse of this material by any such financial intermediary.This material may be translated into other languages. Where such a translation is made this English version remains definitive. If there are any discrepancies between the English version and any version of this material in another language, the English version shall prevail.The whole or any part of this material may not be directly or indirectly reproduced, copied, modified, used to create a derivative work, performed, displayed, published, posted, licensed, framed, distributed or transmitted or any of its contents disclosed to third parties without the Firm's express written consent. This material may not be linked to unless such hyperlink is for personal and non-commercial use. All information contained herein is proprietary and is protected under copyright and other applicable law.Eaton Vance is part of Morgan Stanley Investment Management. Morgan Stanley Investment Management is the asset management division of Morgan Stanley.DISTRIBUTIONThis material is only intended for and will only be distributed to persons resident in jurisdictions where such distribution or availability would not be contrary to local laws or regulations.MSIM, the asset management division of Morgan Stanley (NYSE: MS), and its affiliates have arrangements in place to market each other's products and services. Each MSIM affiliate is regulated as appropriate in the jurisdiction it operates. MSIM's affiliates are: Eaton Vance Management (International) Limited, Eaton Vance Advisers International Ltd, Calvert Research and Management, Eaton Vance Management, Parametric Portfolio Associates LLC and Atlanta Capital Management LLC.This material has been issued by any one or more of the following entities:EMEA:This material is for Professional Clients/Accredited Investors only.In the EU, MSIM and Eaton Vance materials are issued by MSIM Fund Management (Ireland) Limited (“FMIL”). FMIL is regulated by the Central Bank of Ireland and is incorporated in Ireland as a private company limited by shares with company registration number 616661 and has its registered address at 24-26 City Quay, Dublin 2, D02 NY 19, Ireland. Outside the EU, MSIM materials are issued by Morgan Stanley Investment Management Limited (MSIM Ltd) is authorised and regulated by the Financial Conduct Authority. Registered in England. Registered No. 1981121. Registered Office: 25 Cabot Square, Canary Wharf, London E14 4QA.In Switzerland, MSIM materials are issued by Morgan Stanley & Co. International plc, London (Zurich Branch) Authorised and regulated by the Eidgenössische Finanzmarktaufsicht ("FINMA"). Registered Office: Beethovenstrasse 33, 8002 Zurich, Switzerland.Outside the US and EU, Eaton Vance materials are issued by Eaton Vance Management (International) Limited (“EVMI”) 125 Old Broad Street, London, EC2N 1AR, UK, which is authorised and regulated in the United Kingdom by the Financial Conduct Authority.Italy: MSIM FMIL (Milan Branch), (Sede Secondaria di Milano) Palazzo Serbelloni Corso Venezia, 16 20121 Milano, Italy. The Netherlands: MSIM FMIL (Amsterdam Branch), Rembrandt Tower, 11th Floor Amstelplein 1 1096HA, Netherlands. France: MSIM FMIL (Paris Branch), 61 rue de Monceau 75008 Paris, France. Spain: MSIM FMIL (Madrid Branch), Calle Serrano 55, 28006, Madrid, Spain. Germany: Germany: MSIM FMIL (Frankfurt Branch), Grosse Gallusstrasse 18, 60312 Frankfurt am Main, Germany (Gattung: Zweigniederlassung (FDI) gem. § 53b KWG). Denmark: MSIM FMIL (Copenhagen Branch), Gorrissen Federspiel, Axel Towers, Axeltorv2, 1609 Copenhagen V, Denmark.MIDDLE EASTDubai: MSIM Ltd (Representative Office, Unit Precinct 3-7th Floor-Unit 701 and 702, Level 7, Gate Precinct Building 3, Dubai International Financial Centre, Dubai, 506501, United Arab Emirates. Telephone: +97 (0)14 709 7158). This document is distributed in the Dubai International Financial Centre by Morgan Stanley Investment Management Limited (Representative Office), an entity regulated by the Dubai Financial Services Authority (“DFSA”). It is intended for use by professional clients and market counterparties only. This document is not intended for distribution to retail clients, and retail clients should not act upon the information contained in this document.This document relates to a financial product which is not subject to any form of regulation or approval by the DFSA. The DFSA has no responsibility for reviewing or verifying any documents in connection with this financial product. Accordingly, the DFSA has not approved this document or any other associated documents nor taken any steps to verify the information set out in this document, and has no responsibility for it. The financial product to which this document relates may be illiquid and/or subject to restrictions on its resale or transfer. Prospective purchasers should conduct their own due diligence on the financial product. If you do not understand the contents of this document, you should consult an authorised financial adviser.USNOT FDIC INSURED | OFFER NO BANK GUARANTEE | MAY LOSE VALUE | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY | NOT A DEPOSITLatin America (Brazil, Chile Colombia, Mexico, Peru, and Uruguay)This material is for use with an institutional investor or a qualified investor only. All information contained herein is confidential and is for the exclusive use and review of the intended addressee, and may not be passed on to any third party. This material is provided for informational purposes only and does not constitute a public offering, solicitation or recommendation to buy or sell for any product, service, security and/or strategy. A decision to invest should only be made after reading the strategy documentation and conducting in-depth and independent due diligence.ASIA PACIFICHong Kong: This material is disseminated by Morgan Stanley Asia Limited for use in Hong Kong and shall only be made available to “professional investors” as defined under the Securities and Futures Ordinance of Hong Kong (Cap 571). The contents of this material have not been reviewed nor approved by any regulatory authority including the Securities and Futures Commission in Hong Kong. Accordingly, save where an exemption is available under the relevant law, this material shall not be issued, circulated, distributed, directed at, or made available to, the public in Hong Kong. Singapore: This material is disseminated by Morgan Stanley Investment Management Company and may not be circulated or distributed, whether directly or indirectly, to persons in Singapore other than to (i) an accredited investor (ii) an expert investor or (iii) an institutional investor as defined in Section 4A of the Securities and Futures Act, Chapter 289 of Singapore (“SFA”); or (iv) otherwise pursuant to, and in accordance with the conditions of, any other applicable provision of the SFA. This publication has not been reviewed by the Monetary Authority of Singapore. Australia: This material is provided by Morgan Stanley Investment Management (Australia) Pty Ltd ABN 22122040037, AFSL No. 314182 and its affiliates and does not constitute an offer of interests. Morgan Stanley Investment Management (Australia) Pty Limited arranges for MSIM affiliates to provide financial services to Australian wholesale clients. Interests will only be offered in circumstances under which no disclosure is required under the Corporations Act 2001 (Cth) (the “Corporations Act”). Any offer of interests will not purport to be an offer of interests in circumstances under which disclosure is required under the Corporations Act and will only be made to persons who qualify as a “wholesale client” (as defined in the Corporations Act). This material will not be lodged with the Australian Securities and Investments Commission.Japan:For professional investors, this document is circulated or distributed for informational purposes only. For those who are not professional investors, this document is provided in relation to Morgan Stanley Investment Management (Japan) Co., Ltd. (“MSIMJ”)'s business with respect to discretionary investment management agreements (“IMA”) and investment advisory agreements (“IAA”). This is not for the purpose of a recommendation or solicitation of transactions or offers any particular financial instruments. Under an IMA, with respect to management of assets of a client, the client prescribes basic management policies in advance and commissions MSIMJ to make all investment decisions based on an analysis of the value, etc. of the securities, and MSIMJ accepts such commission. The client shall delegate to MSIMJ the authorities necessary for making investment. MSIMJ exercises the delegated authorities based on investment decisions of MSIMJ, and the client shall not make individual instructions. All investment profits and losses belong to the clients; principal is not guaranteed. Please consider the investment objectives and nature of risks before investing. As an investment advisory fee for an IAA or an IMA, the amount of assets subject to the contract multiplied by a certain rate (the upper limit is 2.20% per annum (including tax)) shall be incurred in proportion to the contract period. For some strategies, a contingency fee may be incurred in addition to the fee mentioned above. Indirect charges also may be incurred, such as brokerage commissions for incorporated securities. Since these charges and expenses are different depending on a contract and other factors, MSIMJ cannot present the rates, upper limits, etc. in advance. All clients should read the Documents Provided Prior to the Conclusion of a Contract carefully before executing an agreement. This document is disseminated in Japan by MSIMJ, Registered No. 410 (Director of Kanto Local Finance Bureau (Financial Instruments Firms)), Membership: The Japan Securities Dealers Association, the Investment Trusts Association, Japan, the Japan Investment Advisers Association and the Type II Financial Instruments Firms Association.© 2025 Morgan Stanley. All rights reserved. 4459984 Exp. 19/02/2026

Amy's Youtube:  https://www.youtube.com/@Miss_Loisel

⚠️ DisclaimerThe views expressed are the guests and are her own and do not necessarily reflect those of the platform we are on. The content discussed is for informational and entertainment purposes only.We are not giving medical advice

Lynn Monet is a world-renowned author, paranormal consultant, and lecturer specializing in hauntings, dying, death, and the afterlife. An empath with the ability to perceive interdimensional frequencies, she has been a nurse for over 20 years, focusing on end-of-life care, management, and geriatrics. Lynn holds a degree in biological science and has authored several books, including Omnipresent, Omnipresent: What Happened Next, and Colors of Heaven: Beginnings Never End. Her work offers profound insights into the spiritual dimensions of our existence. ​

On today's episode of the Typical Skeptic Podcast, I'm joined by Karen Holton, author of Transdimensional: The New Neighbours. We're diving deep into neurodiversity, autism, and how these unique traits may enhance or even unlock transdimensional perception.Karen will also share a powerful new contact experience she had on April 2nd, and how it redefined her understanding of our “new neighbours” — the multidimensional beings guiding humanity's awakening.This is a deep, personal, and cosmic transmission — one that blends lived experience with higher wisdom.

March 10, 1876. Inventor Alexander Graham Bell makes the first successful telephone call in history, revolutionizing human communication.You can listen ad-free in the Wondery or Amazon Music app. Or for all that and more, go to IntoHistory.comHistory Daily is a co-production of Airship and Noiser.Go to HistoryDaily.com for more history, daily.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.