Podcasts about Underinsured

- Overview of the Medical & Indirect Costs of Treatment - What to Do When Cancer Treatment Seems Unaffordable – Self Advocacy - Talking with Your Health Care Team about Your Financial Concerns - The Benefits & Limitations of Your Health Plans, Insurance, Medicare & Medicaid Coverage - Tips on Appealing Your Insurance & Medicare Claims & Provider Denials - Living Wills, Health Care Proxies & Advance Health Care Directives - Accessing Financial, Co-Payment Assistance & Medicaid Programs - Support for the Underinsured & Uninsured, Including the Affordable Care Act (ACA) & Medicaid - Other Resources for Financial Help - Questions for Our Panel of Experts

- Overview of the Medical & Indirect Costs of Treatment - What to Do When Cancer Treatment Seems Unaffordable – Self Advocacy - Talking with Your Health Care Team about Your Financial Concerns - The Benefits & Limitations of Your Health Plans, Insurance, Medicare & Medicaid Coverage - Tips on Appealing Your Insurance & Medicare Claims & Provider Denials - Living Wills, Health Care Proxies & Advance Health Care Directives - Accessing Financial, Co-Payment Assistance & Medicaid Programs - Support for the Underinsured & Uninsured, Including the Affordable Care Act (ACA) & Medicaid - Other Resources for Financial Help - Questions for Our Panel of Experts

- Overview of the Medical & Indirect Costs of Treatment - What to Do When Cancer Treatment Seems Unaffordable – Self Advocacy - Talking with Your Health Care Team about Your Financial Concerns - The Benefits & Limitations of Your Health Plans, Insurance, Medicare & Medicaid Coverage - Tips on Appealing Your Insurance & Medicare Claims & Provider Denials - Living Wills, Health Care Proxies & Advance Health Care Directives - Accessing Financial, Co-Payment Assistance & Medicaid Programs - Support for the Underinsured & Uninsured, Including the Affordable Care Act (ACA) & Medicaid - Other Resources for Financial Help - Questions for Our Panel of Experts

- Overview of the Medical & Indirect Costs of Treatment - What to Do When Cancer Treatment Seems Unaffordable – Self Advocacy - Talking with Your Health Care Team about Your Financial Concerns - The Benefits & Limitations of Your Health Plans, Insurance, Medicare & Medicaid Coverage - Tips on Appealing Your Insurance & Medicare Claims & Provider Denials - Living Wills, Health Care Proxies & Advance Health Care Directives - Accessing Financial, Co-Payment Assistance & Medicaid Programs - Support for the Underinsured & Uninsured, Including the Affordable Care Act (ACA) & Medicaid - Other Resources for Financial Help - Questions for Our Panel of Experts

- Overview of the Medical & Indirect Costs of Treatment - What to Do When Cancer Treatment Seems Unaffordable – Self Advocacy - Talking with Your Health Care Team about Your Financial Concerns - The Benefits & Limitations of Your Health Plans, Insurance, Medicare & Medicaid Coverage - Tips on Appealing Your Insurance & Medicare Claims & Provider Denials - Living Wills, Health Care Proxies & Advance Health Care Directives - Accessing Financial, Co-Payment Assistance & Medicaid Programs - Support for the Underinsured & Uninsured, Including the Affordable Care Act (ACA) & Medicaid - Other Resources for Financial Help - Questions for Our Panel of Experts

- Overview of the Medical & Indirect Costs of Treatment - What to Do When Cancer Treatment Seems Unaffordable – Self Advocacy - Talking with Your Health Care Team about Your Financial Concerns - The Benefits & Limitations of Your Health Plans, Insurance, Medicare & Medicaid Coverage - Tips on Appealing Your Insurance & Medicare Claims & Provider Denials - Living Wills, Health Care Proxies & Advance Health Care Directives - Accessing Financial, Co-Payment Assistance & Medicaid Programs - Support for the Underinsured & Uninsured, Including the Affordable Care Act (ACA) & Medicaid - Other Resources for Financial Help - Questions for Our Panel of Experts

- Overview of the Medical & Indirect Costs of Treatment - What to Do When Cancer Treatment Seems Unaffordable – Self Advocacy - Talking with Your Health Care Team about Your Financial Concerns - The Benefits & Limitations of Your Health Plans, Insurance, Medicare & Medicaid Coverage - Tips on Appealing Your Insurance & Medicare Claims & Provider Denials - Living Wills, Health Care Proxies & Advance Health Care Directives - Accessing Financial, Co-Payment Assistance & Medicaid Programs - Support for the Underinsured & Uninsured, Including the Affordable Care Act (ACA) & Medicaid - Other Resources for Financial Help - Questions for Our Panel of Experts

- Overview of the Medical & Indirect Costs of Treatment - What to Do When Cancer Treatment Seems Unaffordable – Self Advocacy - Talking with Your Health Care Team about Your Financial Concerns - The Benefits & Limitations of Your Health Plans, Insurance, Medicare & Medicaid Coverage - Tips on Appealing Your Insurance & Medicare Claims & Provider Denials - Living Wills, Health Care Proxies & Advance Health Care Directives - Accessing Financial, Co-Payment Assistance & Medicaid Programs - Support for the Underinsured & Uninsured, Including the Affordable Care Act (ACA) & Medicaid - Other Resources for Financial Help - Questions for Our Panel of Experts

- Overview of the Medical & Indirect Costs of Treatment - What to Do When Cancer Treatment Seems Unaffordable – Self Advocacy - Talking with Your Health Care Team about Your Financial Concerns - The Benefits & Limitations of Your Health Plans, Insurance, Medicare & Medicaid Coverage - Tips on Appealing Your Insurance & Medicare Claims & Provider Denials - Living Wills, Health Care Proxies & Advance Health Care Directives - Accessing Financial, Co-Payment Assistance & Medicaid Programs - Support for the Underinsured & Uninsured, Including the Affordable Care Act (ACA) & Medicaid - Other Resources for Financial Help - Questions for Our Panel of Experts

- Overview of the Medical & Indirect Costs of Treatment - What to Do When Cancer Treatment Seems Unaffordable – Self Advocacy - Talking with Your Health Care Team about Your Financial Concerns - The Benefits & Limitations of Your Health Plans, Insurance, Medicare & Medicaid Coverage - Tips on Appealing Your Insurance & Medicare Claims & Provider Denials - Living Wills, Health Care Proxies & Advance Health Care Directives - Accessing Financial, Co-Payment Assistance & Medicaid Programs - Support for the Underinsured & Uninsured, Including the Affordable Care Act (ACA) & Medicaid - Other Resources for Financial Help - Questions for Our Panel of Experts

- Overview of the Medical & Indirect Costs of Treatment - What to Do When Cancer Treatment Seems Unaffordable – Self Advocacy - Talking with Your Health Care Team about Your Financial Concerns - The Benefits & Limitations of Your Health Plans, Insurance, Medicare & Medicaid Coverage - Tips on Appealing Your Insurance & Medicare Claims & Provider Denials - Living Wills, Health Care Proxies & Advance Health Care Directives - Accessing Financial, Co-Payment Assistance & Medicaid Programs - Support for the Underinsured & Uninsured, Including the Affordable Care Act (ACA) & Medicaid - Other Resources for Financial Help - Questions for Our Panel of Experts

- Overview of the Medical & Indirect Costs of Treatment - What to Do When Cancer Treatment Seems Unaffordable – Self Advocacy - Talking with Your Health Care Team about Your Financial Concerns - The Benefits & Limitations of Your Health Plans, Insurance, Medicare & Medicaid Coverage - Tips on Appealing Your Insurance & Medicare Claims & Provider Denials - Living Wills, Health Care Proxies & Advance Health Care Directives - Accessing Financial, Co-Payment Assistance & Medicaid Programs - Support for the Underinsured & Uninsured, Including the Affordable Care Act (ACA) & Medicaid - Other Resources for Financial Help - Questions for Our Panel of Experts

- Overview of the Medical & Indirect Costs of Treatment - What to Do When Cancer Treatment Seems Unaffordable – Self Advocacy - Talking with Your Health Care Team about Your Financial Concerns - The Benefits & Limitations of Your Health Plans, Insurance, Medicare & Medicaid Coverage - Tips on Appealing Your Insurance & Medicare Claims & Provider Denials - Living Wills, Health Care Proxies & Advance Health Care Directives - Accessing Financial, Co-Payment Assistance & Medicaid Programs - Support for the Underinsured & Uninsured, Including the Affordable Care Act (ACA) & Medicaid - Other Resources for Financial Help - Questions for Our Panel of Experts

- Overview of the Medical & Indirect Costs of Treatment - What to Do When Cancer Treatment Seems Unaffordable – Self Advocacy - Talking with Your Health Care Team about Your Financial Concerns - The Benefits & Limitations of Your Health Plans, Insurance, Medicare & Medicaid Coverage - Tips on Appealing Your Insurance & Medicare Claims & Provider Denials - Living Wills, Health Care Proxies & Advance Health Care Directives - Accessing Financial, Co-Payment Assistance & Medicaid Programs - Support for the Underinsured & Uninsured, Including the Affordable Care Act (ACA) & Medicaid - Other Resources for Financial Help - Questions for Our Panel of Experts

- Overview of the Medical & Indirect Costs of Treatment - What to Do When Cancer Treatment Seems Unaffordable – Self Advocacy - Talking with Your Health Care Team about Your Financial Concerns - The Benefits & Limitations of Your Health Plans, Insurance, Medicare & Medicaid Coverage - Tips on Appealing Your Insurance & Medicare Claims & Provider Denials - Living Wills, Health Care Proxies & Advance Health Care Directives - Accessing Financial, Co-Payment Assistance & Medicaid Programs - Support for the Underinsured & Uninsured, Including the Affordable Care Act (ACA) & Medicaid - Other Resources for Financial Help - Questions for Our Panel of Experts

- Overview of the Medical & Indirect Costs of Treatment - What to Do When Cancer Treatment Seems Unaffordable – Self Advocacy - Talking with Your Health Care Team about Your Financial Concerns - The Benefits & Limitations of Your Health Plans, Insurance, Medicare & Medicaid Coverage - Tips on Appealing Your Insurance & Medicare Claims & Provider Denials - Living Wills, Health Care Proxies & Advance Health Care Directives - Accessing Financial, Co-Payment Assistance & Medicaid Programs - Support for the Underinsured & Uninsured, Including the Affordable Care Act (ACA) & Medicaid - Other Resources for Financial Help - Questions for Our Panel of Experts

- Overview of the Medical & Indirect Costs of Treatment - What to Do When Cancer Treatment Seems Unaffordable – Self Advocacy - Talking with Your Health Care Team about Your Financial Concerns - The Benefits & Limitations of Your Health Plans, Insurance, Medicare & Medicaid Coverage - Tips on Appealing Your Insurance & Medicare Claims & Provider Denials - Living Wills, Health Care Proxies & Advance Health Care Directives - Accessing Financial, Co-Payment Assistance & Medicaid Programs - Support for the Underinsured & Uninsured, Including the Affordable Care Act (ACA) & Medicaid - Other Resources for Financial Help - Questions for Our Panel of Experts

- Overview of the Medical & Indirect Costs of Treatment - What to Do When Cancer Treatment Seems Unaffordable – Self Advocacy - Talking with Your Health Care Team about Your Financial Concerns - The Benefits & Limitations of Your Health Plans, Insurance, Medicare & Medicaid Coverage - Tips on Appealing Your Insurance & Medicare Claims & Provider Denials - Living Wills, Health Care Proxies & Advance Health Care Directives - Accessing Financial, Co-Payment Assistance & Medicaid Programs - Support for the Underinsured & Uninsured, Including the Affordable Care Act (ACA) & Medicaid - Other Resources for Financial Help - Questions for Our Panel of Experts

- Overview of the Medical & Indirect Costs of Treatment - What to Do When Cancer Treatment Seems Unaffordable – Self Advocacy - Talking with Your Health Care Team about Your Financial Concerns - The Benefits & Limitations of Your Health Plans, Insurance, Medicare & Medicaid Coverage - Tips on Appealing Your Insurance & Medicare Claims & Provider Denials - Living Wills, Health Care Proxies & Advance Health Care Directives - Accessing Financial, Co-Payment Assistance & Medicaid Programs - Support for the Underinsured & Uninsured, Including the Affordable Care Act (ACA) & Medicaid - Other Resources for Financial Help - Questions for Our Panel of Experts

- Overview of the Medical & Indirect Costs of Treatment - What to Do When Cancer Treatment Seems Unaffordable – Self Advocacy - Talking with Your Health Care Team about Your Financial Concerns - The Benefits & Limitations of Your Health Plans, Insurance, Medicare & Medicaid Coverage - Tips on Appealing Your Insurance & Medicare Claims & Provider Denials - Living Wills, Health Care Proxies & Advance Health Care Directives - Accessing Financial, Co-Payment Assistance & Medicaid Programs - Support for the Underinsured & Uninsured, Including the Affordable Care Act (ACA) & Medicaid - Other Resources for Financial Help - Questions for Our Panel of Experts

- Overview of the Medical & Indirect Costs of Treatment - What to Do When Cancer Treatment Seems Unaffordable – Self Advocacy - Talking with Your Health Care Team about Your Financial Concerns - The Benefits & Limitations of Your Health Plans, Insurance, Medicare & Medicaid Coverage - Tips on Appealing Your Insurance & Medicare Claims & Provider Denials - Living Wills, Health Care Proxies & Advance Health Care Directives - Accessing Financial, Co-Payment Assistance & Medicaid Programs - Support for the Underinsured & Uninsured, Including the Affordable Care Act (ACA) & Medicaid - Other Resources for Financial Help - Questions for Our Panel of Experts

- Overview of the Medical & Indirect Costs of Treatment - What to Do When Cancer Treatment Seems Unaffordable – Self Advocacy - Talking with Your Health Care Team about Your Financial Concerns - The Benefits & Limitations of Your Health Plans, Insurance, Medicare & Medicaid Coverage - Tips on Appealing Your Insurance & Medicare Claims & Provider Denials - Living Wills, Health Care Proxies & Advance Health Care Directives - Accessing Financial, Co-Payment Assistance & Medicaid Programs - Support for the Underinsured & Uninsured, Including the Affordable Care Act (ACA) & Medicaid - Other Resources for Financial Help - Questions for Our Panel of Experts

- Overview of the Medical & Indirect Costs of Treatment - What to Do When Cancer Treatment Seems Unaffordable – Self Advocacy - Talking with Your Health Care Team about Your Financial Concerns - The Benefits & Limitations of Your Health Plans, Insurance, Medicare & Medicaid Coverage - Tips on Appealing Your Insurance & Medicare Claims & Provider Denials - Living Wills, Health Care Proxies & Advance Health Care Directives - Accessing Financial, Co-Payment Assistance & Medicaid Programs - Support for the Underinsured & Uninsured, Including the Affordable Care Act (ACA) & Medicaid - Other Resources for Financial Help - Questions for Our Panel of Experts

- Overview of the Medical & Indirect Costs of Treatment - What to Do When Cancer Treatment Seems Unaffordable – Self Advocacy - Talking with Your Health Care Team about Your Financial Concerns - The Benefits & Limitations of Your Health Plans, Insurance, Medicare & Medicaid Coverage - Tips on Appealing Your Insurance & Medicare Claims & Provider Denials - Living Wills, Health Care Proxies & Advance Health Care Directives - Accessing Financial, Co-Payment Assistance & Medicaid Programs - Support for the Underinsured & Uninsured, Including the Affordable Care Act (ACA) & Medicaid - Other Resources for Financial Help - Questions for Our Panel of Experts

- Overview of the Medical & Indirect Costs of Treatment - What to Do When Cancer Treatment Seems Unaffordable – Self Advocacy - Talking with Your Health Care Team about Your Financial Concerns - The Benefits & Limitations of Your Health Plans, Insurance, Medicare & Medicaid Coverage - Tips on Appealing Your Insurance & Medicare Claims & Provider Denials - Living Wills, Health Care Proxies & Advance Health Care Directives - Accessing Financial, Co-Payment Assistance & Medicaid Programs - Support for the Underinsured & Uninsured, Including the Affordable Care Act (ACA) & Medicaid - Other Resources for Financial Help - Questions for Our Panel of Experts

- Overview of the Medical & Indirect Costs of Treatment - What to Do When Cancer Treatment Seems Unaffordable – Self Advocacy - Talking with Your Health Care Team about Your Financial Concerns - The Benefits & Limitations of Your Health Plans, Insurance, Medicare & Medicaid Coverage - Tips on Appealing Your Insurance & Medicare Claims & Provider Denials - Living Wills, Health Care Proxies & Advance Health Care Directives - Accessing Financial, Co-Payment Assistance & Medicaid Programs - Support for the Underinsured & Uninsured, Including the Affordable Care Act (ACA) & Medicaid - Other Resources for Financial Help - Questions for Our Panel of Experts

- Overview of the Medical & Indirect Costs of Treatment - What to Do When Cancer Treatment Seems Unaffordable – Self Advocacy - Talking with Your Health Care Team about Your Financial Concerns - The Benefits & Limitations of Your Health Plans, Insurance, Medicare & Medicaid Coverage - Tips on Appealing Your Insurance & Medicare Claims & Provider Denials - Living Wills, Health Care Proxies & Advance Health Care Directives - Accessing Financial, Co-Payment Assistance & Medicaid Programs - Support for the Underinsured & Uninsured, Including the Affordable Care Act (ACA) & Medicaid - Other Resources for Financial Help - Questions for Our Panel of Experts

- Overview of the Medical & Indirect Costs of Treatment - What to Do When Cancer Treatment Seems Unaffordable – Self Advocacy - Talking with Your Health Care Team about Your Financial Concerns - The Benefits & Limitations of Your Health Plans, Insurance, Medicare & Medicaid Coverage - Tips on Appealing Your Insurance & Medicare Claims & Provider Denials - Living Wills, Health Care Proxies & Advance Health Care Directives - Accessing Financial, Co-Payment Assistance & Medicaid Programs - Support for the Underinsured & Uninsured, Including the Affordable Care Act (ACA) & Medicaid - Other Resources for Financial Help - Questions for Our Panel of Experts

- Overview of the Medical & Indirect Costs of Treatment - What to Do When Cancer Treatment Seems Unaffordable – Self Advocacy - Talking with Your Health Care Team about Your Financial Concerns - The Benefits & Limitations of Your Health Plans, Insurance, Medicare & Medicaid Coverage - Tips on Appealing Your Insurance & Medicare Claims & Provider Denials - Living Wills, Health Care Proxies & Advance Health Care Directives - Accessing Financial, Co-Payment Assistance & Medicaid Programs - Support for the Underinsured & Uninsured, Including the Affordable Care Act (ACA) & Medicaid - Other Resources for Financial Help - Questions for Our Panel of Experts

- Overview of the Medical & Indirect Costs of Treatment - What to Do When Cancer Treatment Seems Unaffordable – Self Advocacy - Talking with Your Health Care Team about Your Financial Concerns - The Benefits & Limitations of Your Health Plans, Insurance, Medicare & Medicaid Coverage - Tips on Appealing Your Insurance & Medicare Claims & Provider Denials - Living Wills, Health Care Proxies & Advance Health Care Directives - Accessing Financial, Co-Payment Assistance & Medicaid Programs - Support for the Underinsured & Uninsured, Including the Affordable Care Act (ACA) & Medicaid - Other Resources for Financial Help - Questions for Our Panel of Experts

- Overview of the Medical & Indirect Costs of Treatment - What to Do When Cancer Treatment Seems Unaffordable – Self Advocacy - Talking with Your Health Care Team about Your Financial Concerns - The Benefits & Limitations of Your Health Plans, Insurance, Medicare & Medicaid Coverage - Tips on Appealing Your Insurance & Medicare Claims & Provider Denials - Living Wills, Health Care Proxies & Advance Health Care Directives - Accessing Financial, Co-Payment Assistance & Medicaid Programs - Support for the Underinsured & Uninsured, Including the Affordable Care Act (ACA) & Medicaid - Other Resources for Financial Help - Questions for Our Panel of Experts

- Overview of the Medical & Indirect Costs of Treatment - What to Do When Cancer Treatment Seems Unaffordable – Self Advocacy - Talking with Your Health Care Team about Your Financial Concerns - The Benefits & Limitations of Your Health Plans, Insurance, Medicare & Medicaid Coverage - Tips on Appealing Your Insurance & Medicare Claims & Provider Denials - Living Wills, Health Care Proxies & Advance Health Care Directives - Accessing Financial, Co-Payment Assistance & Medicaid Programs - Support for the Underinsured & Uninsured, Including the Affordable Care Act (ACA) & Medicaid - Other Resources for Financial Help - Questions for Our Panel of Experts

- Overview of the Medical & Indirect Costs of Treatment - What to Do When Cancer Treatment Seems Unaffordable – Self Advocacy - Talking with Your Health Care Team about Your Financial Concerns - The Benefits & Limitations of Your Health Plans, Insurance, Medicare & Medicaid Coverage - Tips on Appealing Your Insurance & Medicare Claims & Provider Denials - Living Wills, Health Care Proxies & Advance Health Care Directives - Accessing Financial, Co-Payment Assistance & Medicaid Programs - Support for the Underinsured & Uninsured, Including the Affordable Care Act (ACA) & Medicaid - Other Resources for Financial Help - Questions for Our Panel of Experts

- Overview of the Medical & Indirect Costs of Treatment - What to Do When Cancer Treatment Seems Unaffordable – Self Advocacy - Talking with Your Health Care Team about Your Financial Concerns - The Benefits & Limitations of Your Health Plans, Insurance, Medicare & Medicaid Coverage - Tips on Appealing Your Insurance & Medicare Claims & Provider Denials - Living Wills, Health Care Proxies & Advance Health Care Directives - Accessing Financial, Co-Payment Assistance & Medicaid Programs - Support for the Underinsured & Uninsured, Including the Affordable Care Act (ACA) & Medicaid - Other Resources for Financial Help - Questions for Our Panel of Experts

- Overview of the Medical & Indirect Costs of Treatment - What to Do When Cancer Treatment Seems Unaffordable – Self Advocacy - Talking with Your Health Care Team about Your Financial Concerns - The Benefits & Limitations of Your Health Plans, Insurance, Medicare & Medicaid Coverage - Tips on Appealing Your Insurance & Medicare Claims & Provider Denials - Living Wills, Health Care Proxies & Advance Health Care Directives - Accessing Financial, Co-Payment Assistance & Medicaid Programs - Support for the Underinsured & Uninsured, Including the Affordable Care Act (ACA) & Medicaid - Other Resources for Financial Help - Questions for Our Panel of Experts

Running a business comes with countless decisions—hiring the right people, managing cash flow, expanding operations, and staying ahead of competition. But one critical aspect that often gets overlooked, especially among small and medium enterprises, is business insurance. Jenny Lim, CEO of Howden Singapore joins the Breakfast Show to share more about the evolving business insurance landscape and why companies, regardless of size, need to rethink their approach to risk management.See omnystudio.com/listener for privacy information.

Coverage that provides news and analysis of national issues significant to regional Australians.

What would you do if you got into an accident while driving in the U.S.? Would your Canadian insurance cover you? Do you know your legal rights? In this episode of Snowbirds Expat Radio, host Gerry Scott sits down with cross-border personal injury lawyer Andrew Iacobelli to break down the complexities of legal issues faced by Canadians traveling to the United States. They explore key differences between the Canadian and American legal systems, how insurance policies work across borders, and the most common mistakes Canadians make when dealing with accidents abroad. Andrew shares expert advice on underinsured motorist coverage, travel health insurance, and how public adjusters handle claims in the U.S.Key Takeaways:✅ Canadians need to understand their legal rights when traveling in the U.S.✅ Damage awards in the U.S. are significantly different from those in Canada.✅ Renting a car in the U.S. can create unexpected insurance complications.✅ No-fault insurance in British Columbia has specific implications for travelers.✅ The majority of legal inquiries from Canadians involve car accidents.✅ Underinsured motorist coverage is often overlooked but crucial.✅ Misconceptions about legal support can lead to poor decisions post-accident.✅ Travel health insurance is essential for Canadians visiting the U.S.✅ Owning a car in the U.S. can limit rights under Canadian insurance policies.✅ Public adjusters play a key role in property damage claims in the U.S., unlike in Canada.Why This Matters for Snowbirds & Expats:If you travel frequently between Canada and the U.S., understanding these legal and insurance nuances can help you avoid costly mistakes and ensure you're adequately protected. Whether you're renting a car, dealing with an accident, or navigating an insurance claim, this episode provides crucial insights to keep you informed and prepared.

Lucky! That's all I have to say about all the gaps in insurance I found out about recently. You see, when your insurance guy retires it forces you to look at your policies. I had an eye opening little string of insurance mishaps that will have me thoroughly going through our binders and policies this winter. These are my cautionary tales so you don't find yourself over or underinsured. The Retirement Party So our State Farm agent tells us he's retiring and invites us to his party to celebrate. When I asked him what was going to happen to my 11 policies, he suggested I meet all the other agents that were there. I was bamboozled into attending so I could find a new agent. Oh no, no! I asked people that I trust who they use and found my own new State Farm agent. I had all my policies transferred over to him and asked to review the policies and make sure we were all set.  Paper Validates What You Say You know how I always say that physical paper validates what you say when you are in the doctor's office? Well now I can share how it works with the Financial Binder, too! I actually have a business binder. So when said new agent came, he discovered I didn't have business insurance. But I could have sworn I already had it. Once he asked me the questions to set up a new policy, I KNEW I already had it! Once I finally remembered to check the business binder at home, I found it. I showed it to the new agent. And putting two and two together, we discovered the first policy was in the business name and I had only transferred my personal policies. Now to find that missing bond. The paper validated what I said. I was able to void the second policy and that saved me $2700! Poor Abby I don't know how, but in all of this reviewing of policies it was revealed that I had not added Abby as a driver to our policy. So in the event there had been an accident, the car would have been covered, but not her medical expenses. FIVE YEARS! For five years, Abby has been driving around completely uninsured! I added Joey, but total household manager fail, I did not add Abby. As the COO of this house, I missed crossing this “t.” 2024: The Year of Overcommitting You know we have remodeled and upgraded things around the house so much this year. Which also means we opened a few lines of credit and that led to the question, how much is our mortgage? Greg had one number and I had one $200 less! How could that be? The bank statements showed we were both right, but that made me have a lot of questions. The State Farm agent was able to explain that, ever since we purchased Joey's condo (which was underinsured), we've been paying escrow but we have never escrowed!  So we had to get that all straightened out, too.  Even the Best Fall Down Sometimes I discovered incorrect beneficiaries. We added Greg to all the Organize 365® accounts because I was the only signer on those accounts. I mean, I had my eyes opened to so much; you've got to listen to the full episode to hear all the things. As much as you may feel you are set for today, are you “set” for the future? It just goes to show no one has it all together. With that being said, at the end of the day it's up to you as the household manager to dot all the “i's” and cross the “t's” because no one cares what you intended to do. It's up to you to make sure the paperwork is correct. Do you know that song “Collide” by Howie Day? All I can think of is the line in that song that says “Even the best fall down sometimes.” Did you sing it? LOL Yes, even Lisa with Organize 365® can fall sometimes. But I am back up and ready to take on whatever “blessings” life gives me. EPISODE RESOURCES: The Sunday Basket® The Paper Solution® The Productive Home Solution Sign Up for the Organize 365® Newsletter  Did you enjoy this episode? Please leave a rating and review in your favorite podcast app. Share this episode with a friend and be sure to tag Organize 365® when you share on social media!

Paul Pruitt is the Chief Growth Officer at SHARx, LLC, a patient advocacy and supply-chain management company addressing the nation's out-of-control drug prices. In this episode, KJ and Paul explore the importance of moving away from traditional health insurance models and offer insights into creating a more sustainable approach to healthcare.   Key Takeaways: 04:54 The Unsustainable Cost of Medications 09:37 The Role of HR and Financial Leaders 14:19 Opting Out of Traditional Insurance 17:47 The Monopoly of Specialty Pharmacies 21:07 Employer Benefits and Cost Management   Quote of the Show (16:00): "What are we doing using insurance to cover things that we know are going to happen? That's nonsensical." – Paul Pruitt   Join our Anti-PR newsletter where we're keeping a watchful and clever eye on PR trends, PR fails, and interesting news in tech so you don't have to. You're welcome.   Want PR that actually matters? Get 30 minutes of expert advice in a fast-paced, zero-nonsense session from Karla Jo Helms, a veteran Crisis PR and Anti-PR Strategist who knows how to tell your story in the best possible light and get the exposure you need to disrupt your industry. Click here to book your call: https://info.jotopr.com/free-anti-pr-eval   Ways to connect with Paul Pruitt: LinkedIn: https://www.linkedin.com/in/paulpruittjr/ Company Website: https://sharxplan.com/   Company LinkedIn: https://www.linkedin.com/company/sharx-llc/        How to get more Disruption/Interruption:  Amazon Music - https://music.amazon.com/podcasts/eccda84d-4d5b-4c52-ba54-7fd8af3cbe87/disruption-interruption Apple Podcast - https://podcasts.apple.com/us/podcast/disruption-interruption/id1581985755 Spotify - https://open.spotify.com/show/6yGSwcSp8J354awJkCmJlDSee omnystudio.com/listener for privacy information.

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The 340B drug pricing program is designed to give hospitals the flexibility to use their savings toward the types of patient care and support that their communities need the most. How does that work for hospitals that decide to use their access to 340B to provide the discounts directly to patients who cannot afford their drugs? Paul Orth, 340B program manager at University Health Kansas City Truman Medical Center, sits down with us to discuss how his health system's direct drug savings program is helping both uninsured and underinsured patients.How the program worksOrth says his system's direct savings program is built into the system that prescribes medication electronically from its clinics and its hospitals' electronic medical records system. When the prescriptions that generate from those visits are sent to a system pharmacy, 340B eligibility codes are attached that allows the pharmacy to know that they are eligible to receive the drugs at the 340B-discounted price plus a dispensing fee.Underinsured patients also benefitOrth says University Health describes its direct savings model as an uninsured program because that describes the key patient population that benefits from receiving the 340B price. But that assistance also is available for underinsured patients who otherwise would be expected to pay more in prescription drug copays than the 340B price. Drugmaker restrictions are a barrierOrth says this program is the difference between patients receiving a needed medication and going without one, which prevents hospital readmissions and emergency department visits. But he also notes that drug company restrictions limiting 340B pricing to a single contract pharmacy are negatively affecting the program, ultimately adding another barrier for access to care. Resources:340B Health Urges HRSA To Block J&J Plan To Replace 340B Discounts With RebatesJ&J Implements 340B Rebate Model Despite HRSA Opposition340B Health Equity Report 2023

The recent fraud attempt against Graceland has reignited concerns about title fraud. Clark shares 3 ways to protect against the rare but heinous crime of property theft. Also, we've talked a lot about the rising cost of homeowner's insurance, but the biggest problem many of us face is being underinsured. Guard Against Title Fraud: Segment 1 Ask Clark: Segment 2 Adequate Home Insurance: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Scammers Tried to Sell Graceland. How to Prevent Your Home From Being Next. Home Title Lock: Is It the Same As Home Title Insurance? (Clark.com) What Is Owner's Title Insurance and Do You Need It? (Clark.com) How to Freeze Your Credit With Experian, Equifax and TransUnion uShip Review: 5 Things To Know Before You Use the Shipping Service Can YouMail Really Put an End to Robocalls? [The Washington Post] Home insurance was once a ‘must.' Now more homeowners are going without. Best And Worst Homeowners Insurance Companies (Clark.com) 9 Ways To Lower Your Home Insurance Premiums (Clark.com) Dept. of Energy - HEAT PUMPS How To Buy Term Life Insurance in 7 Easy Steps Clark Howard's Advice on Buying Gold Should You Buy Gold at Costco? Clark.com - Invest & Retire Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, we talk to Roger Trahin of Trahin Miller Insurance.Roger has been in the insurance game and a member of the association for a long time, and has incredibly invaluable advice on insurance and coverage. The biggest issue for ice cream owners is spoilage, and many do not have the right coverage.You can find out more information about Roger and his company at https://trahinmiller.com/For information about the North American Ice Cream Assoc, and how you can open and grow your ice cream business with a community that will support you, go to https://icecreamassociation.org/

Scott is the founder of Church Health, the largest faith-based privately funded health clinic in the country. Over 1,000 doctors volunteer to serve 80,000 underinsured patients in Memphis!Follow Clay & Buck on YouTube: https://www.youtube.com/c/clayandbuckSee omnystudio.com/listener for privacy information.

Scott is the founder of Church Health, the largest faith-based privately funded health clinic in the country. Over 1,000 doctors volunteer to serve 80,000 underinsured patients in Memphis!Follow Clay & Buck on YouTube: https://www.youtube.com/c/clayandbuckSee omnystudio.com/listener for privacy information.

Scott is the founder of Church Health, the largest faith-based privately funded health clinic in the country. Over 1,000 doctors volunteer to serve 80,000 underinsured patients in Memphis!Support the show: https://www.normalfolks.us/premiumSee omnystudio.com/listener for privacy information.

Scott is the founder of Church Health, the largest faith-based privately funded health clinic in the country. Over 1,000 doctors volunteer to serve 80,000 underinsured patients in Memphis!Support the show: https://www.normalfolks.us/premiumSee omnystudio.com/listener for privacy information.

Chime In, Send Us a Text Message!Episode 71 Guest: Carolyn Brown, OTD, OTR/L, CLT Executive Director, StrokeOT,LLCDr Brown joined us back in season 2 episode 3 (Oct 2021) when she first formed Stroke OT, her CT based non profit for opening long term care access and providing  essential health and wellness services to stroke survivors and caregivers.  Our guest has worked with the stroke community for 27 years.  Her expertise areas in stroke rehabilitation include Neuro-developmental Treatment, the Lifestyle Redesign® model, Constraint-Induced Movement Therapy, and Saebo orthotics and most recently Vivistim.  In addition she has been a clinical instructor for university students for the past 5+ years. More on the mission of  StrokeOT:StrokeOT, Inc. is a nonprofit organization of healthcare professionals and volunteers dedicated to providing long-term support for stroke and brain injury survivors. They offer virtual and in-person groups that focus on health, exercise, and lifestyle education to advance stroke recovery. They understand that recovery occurs throughout a lifetime when the brain and the body are in action. By creating a community of support, they are improving the lives of those experiencing health care and financial inequalities. Connect with Dr. Brown and StrokeOT: https://www.strokeot.org/Show mentions: Trillium Brewery 5K Race May 11th Vivistim Paired VNS TherapyNew show supporter CTA for 2024-Mike Garrow Support Our Show! Thank you for helping us to continue to make great content. We appreciate your generosity! For more information about joining our show or advertising with us visit: https://enable4us.comBuzzsprout Hosting - We trust BuzzsproutStart for FREEDisclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.Support the Show.Support the show:Become a monthly subscriber for as low as $3 per month.Click here to subscribe.Be sure to give the show a like and share, & follow plus connect with us on social or contact us to support us as a show sponsor or become a guest on the Know Stroke Podcast. Visit website to to learn more: https://www.knowstrokepod.com/Show credits:Music intro credit to Jake Dansereau. Our intro welcome is the voice of Caroline Goggin, a stroke survivor and our first podcast guest! Please listen to her inspiring story on Episode 2 of the podcastConnect with Us and Share our Show on Social: Website | Linkedin | Twitter | YouTube | Facebook

This week, join us as we revisit our episode on Underinsured Tortfeasors as a refresher! Original Air Date: December 31 ,2019 What happens when the tortfeasor who caused your damages has some insurance coverage, but not enough?  Just because the tortfeasor doesn't have enough insurance, doesn't mean the tortfeasor isn't liable for the full amount of the damages he caused.  Whether it is state minimum coverage, multiple injured parties, or just a loss that results in a large amount of damages, dealing with this blend of insured and uninsured in the same tortfeasor requires special handling.  Join Rebecca and Steve as they discuss how these circumstances differ from state to state, and what to watch out for if you want to preserve your claim for excess.