Podcasts about voluntary benefits

Stephen Snyder joined me this week for a wide-ranging discussion on Kentucky, college baseball, transitioning from voluntary to employee benefits, and bourbon.Stephen made the shift a few years ago and shares some of the key differences, such as the different volume in sales, completely unique sales cycles, and the need to think differently when selling employee benefits. He also shared how content has allowed him to build a brand for himself, both in the VB and EB worlds. If you're currently in voluntary benefits and looking to switch, or have just made that transition, you'll get a lot out of this episode of the Accelerate Your Insurance Sales Podcast.▶▶ Sign Up For Our Social Media Sales Seminar:https://www.completegameu.com/registration-SMSSKEY MOMENTS(00:00:00) From Voluntary Benefits To Employee Benefits | with Stephen Snyder(00:00:24) Growing Up In Kentucky(00:05:15) Juco Baseball(00:13:23) Career Shift from Voluntary Benefits to Employee Benefits(00:19:22) Why Employee Benefits Is So Different(00:36:12) Networking and Growth Through Content CreationCONNECT WITH ANDY NEARY

In 1989, entrepreneur and sales professional David White began using payroll deductions through his successful companies, The Corporate Shoe and Corporate Warehouse Club. He operated seven employee stores at major companies like Texas Instruments, Lockheed Martin, and Frito-Lay and sponsored sales at Fortune 500 companies nationwide. In 2002, he applied this model to onsite sale events at over 40 major hospitals in the southern U.S., making them top fundraising activities. His extensive experience in retail and payroll purchasing has given him deep insight into buying preferences and trends.With letters of recommendation from nearly every key account he has ever managed, David's work ethic and genuine interest in satisfying the customer have translated into long-term relationships.Raechel Peters is the President of BenefitsMe, a company focused on enhancing financial wellness in employee benefits through its Employee Purchasing Assistance Program. A strategic leader, Raechel has been instrumental in shaping the company's strategy, driving growth, and delivering exceptional experiences for both clients and users. With a strong background in leadership, marketing, operations, and strategic planning, she is dedicated to advancing innovation in the employee purchasing space and expanding access to financial wellness solutions.In this episode, Eric, David White, and Raechel Peters discuss:Financial Stress is WidespreadBenefitsMe Offers a No-Interest Solution for Necessary Household Purchase ItemsEasy Implementation and Low RiskVersatile Benefit Across Income LevelsFinancial Wellness and Financial Literacy Program IncludedKey Takeaways:67% of Americans are worried about the cost of living, 77% live paycheck to paycheck, and 97% of employees spend time worrying about personal finances at work.The program allows employees to purchase essential items (like appliances, electronics, and travel) through payroll deduction with 3-12 month terms and zero interest, helping them avoid high-interest debt.The program requires minimal effort to set up (4-6 hours), comes with a free financial wellness module, and the company assumes the risk if an employee terminates before paying off their purchase.The program is beneficial for employees across all income brackets, not just low-wage workers, as personal financial challenges can affect anyone regardless of salary.“One thing that really ensures that it's going to be a successful launch and a successful partnership is communication with the program sponsor and our team.” - Raechel PetersConnect with David White & Raechel Peters:Website: https://benefitsme.com/ Email: davidwhite@benefitsme.com, raechelpeters@benefitsme.com Connect with Eric Dyson: Website: https://90northllc.com/Phone: 940-248-4800Email: contact@90northllc.com LinkedIn: https://www.linkedin.com/in/401kguy/ The information and content of this podcast is general in nature and is provided solely for educational and informational purposes. It is believed to be accurate and reliable as of the posting date but may be subject to changeIt is not intended to provide a specific recommendation for any type of product or service discussed in this presentation or to provide any warranties, investment advice, financial advice, tax, plan design or legal advice (unless otherwise specifically indicated). Please consult your own independent advisor as to any investment, tax, or legal statements made.The specific facts and circumstances of all qualified plans can vary and the information contained in this podcast may or may not apply to your individual circumstances or to your plan or client plan-specific circumstances.

Nicole Blevins discusses key voluntary benefits trends for 2025. The conversation covers supplemental health benefits, legal plans, identity theft protection, life insurance, long-term care, and pet insurance. They emphasize the importance of offering diverse benefits to meet employee needs and retain talent, noting that 63% of employees would consider changing jobs for better benefits.   TAKEAWAYS Supplemental health benefits are gaining popularity due to increased awareness of health risks post-COVID, helping employees cover gaps in traditional insurance. Identity theft and cybersecurity protection are becoming more critical as data breaches increase, with employers considering adding these benefits to address employee concerns. Pet insurance is a rising trend, with many employers already adding this option to support employees who view pets as family members and want to ensure their care.   A QUICK GLIMPSE INTO OUR PODCAST 

With Q4 rapidly approaching, it's important to stay tuned in to key benefit trends that may be impactful for your employer groups. Voluntary benefits have been put on the back burner in the past, but they are now proving to be a force to be reckoned with due to the growing need for employer groups to stay competitive in the market.Read our Broker Blog: https://brokerblog.bernieportal.com/Source: https://hrexecutive.com/5-key-voluntary-benefits-to-watch-in-2025/?utm_source=omeda&utm_medium=email&utm_campaign=Newsletter-20240820&om_id=1112680935&om_eid=6011F6559489I0A&oly_enc_id=6011F6559489I0A#employeebenefits #benefits #benefitstrends #brokers

In this episode, we'll explore valuable tips and strategies for employers considering offering voluntary benefits to their employees. Hugh McDaniel, Manager of Channel Partnerships here at WEX, joins us to share his tips on how to craft an effective voluntary benefits plan for your company, ensuring your employees make the most of these valuable benefits.

Voices From the Bench is headed back to Florida for the FDLA Southern States Symposium & Expo (https://www.fdla.net/) all thanks to the great people at Jensen Dental (https://jensendental.com/). You know, the makers of MIYO! (https://miyoworld.com/). Come visit Elvis & Barb in the Jensen booth June 7 & 8 in Orlando. Register today at FDLA.NET! Most people don't like to talk about health insurance. Because it's usually with some insurance broker that doesn't know anything about the dental lab industry and is just looking to make money off of us. But one man is changing all of that. Michael Clark was the Senior Vice President of Domestic Sales and Marketing for Argen (https://argen.com/) for 10 years. Michael spent years learning, helping, and growing dental labs around the country. After some personal "events", Michael decided to fall back on another passion of his, providing good employee benefits. But because of his love for the dental lab industry, he is focusing on labs and technicians. Michael talks about his history before Argen, life at Argen, and how a few simple (and inexpensive) changes a lab can make to benefit every employee that works there. https://www.mbclarkcompanies.com/ Wanting to take your knowledge and skills to the next level? If you are looking for the best education dedicated to dentistry in both the labs and clinics, check out Ivoclar Academy. (https://resources.ivoclar.com/lab/en/academy) From on-demand webinars to in-person training, Ivoclar Academy has a program to meet your busy schedule. Check out all they have to offer HERE! (https://resources.ivoclar.com/lab/en/academy) Whether you are looking to elevate your craftsmanship or looking to cut back costs, look no further – VITA MFT Teeth (https://vitanorthamerica.com/en-US/VITA-MFT-Anterior-369,273,126133.html) are the ultimate solution for creating lifelike and stunning smiles. Crafted with precision and backed by cutting-edge technology, VITA MFT Teeth offers unparalleled esthetics and durability. And since VITA (https://vitanorthamerica.com/) believes in the power of experiencing excellence firsthand, for a limited time only, they're offering you the chance to get a complimentary case sample. That's right, a full case, absolutely free. Just visit vitanorthamerica.com/freemft (https://www2.vitanorthamerica.com/mft/) Don't wait any longer to start providing your customers with a premium tooth at an economy price. Redeem your free case sample and if you're ready to buy, VITA will even give you an extra 10% discount by shopping online on their newly launched online store. Join the VITA family today. Special Guest: Michael Clark.

What's Your Plan? Is a podcast hosted by Noel A Evans, a DC based long term care insurance specialist. Noel combines his 16 years experience and connections in the industry to provide resources and education to podcast listeners to help them address the long term care and caregiving challenges. Noel's guests are all specialists in various industries around long term care and caregiving and our goal is to help people begin the planning process in some way.

Voluntary benefits provide employers with an opportunity to support employees with additional benefits that meet their individual needs.  And they serve as an excellent cost-effective recruitment and retention tool for employers as they look for ways to improve their benefits offerings. In fact, 76% of employees in a recent survey said voluntary benefits would entice them to stay at their current company. Chris Wiley, director of partnerships at WEX, joins us to share his tips on offering voluntary benefits to your employees.

Trying to find inexpensive ways to attract and retain talented people? Hoping to avoid fraudulent work comp claims? Check out this CIBL BIZ TIPS segment with Michael Reich, a Regional Sales Manager for Mutual of Omaha. Michael explains why and how employers should use voluntary benefits to attract talented people to their organization. He also explains how these benefits can help you avoid unnecessary work comp claims. Central Illinois Business Insurance: http://ciblinsurance.com/ CIBL Merch Store: http://ciblmerch.com/ JEDCO Sales: https://www.jedcosales.com/ Zambu: https://www.zambuliquors.com/ CIBL Podcast Website: https://podcasters.spotify.com/pod/show/ciblpodcast CIBL Facebook: https://www.facebook.com/CIBLpodcast CIBL Instagram: https://www.instagram.com/ciblpodcast/ CIBL YouTube: https://youtube.com/playlist?list=PLk6uelLHR3qgCsZQ25PeJbnYNYs-hb1nv CIBL LinkedIn: https://www.linkedin.com/company/central-illinois-business-leaders-podcast/ Garrett Ulmer's LinkedIn: https://www.linkedin.com/in/garrett-ulmer-547b65175/ Derek Hayden's LinkedIn: https://www.linkedin.com/in/derek-hayden-cic-ba0a6963/

Enhanced Benefits with VB - Eric Silverman - Voluntary Disruption Are you looking for a way to get better engagement among your workforce without employees feeling like they just talked to a used car salesperson? Then you need to listen to the episode of Self Funded With Spencer featuring Eric Silverman! In this episode, Spencer and Eric discuss the enhanced benefit industry, plan design and enrollment, and technology. Voluntary Benefits are employer-sponsored benefits that provide employees with additional perks such as health insurance and retirement plans. Eric believes that the term "voluntary benefits" is not appropriate and prefers the term "enhanced benefits". He works with advisors and brokers to enhance employee benefits. The episode also covers National Day, a tool Eric used for Personal Branding to gain visibility and grow his LinkedIn following to over 70,000 followers! Finally, Eric and Spencer discuss Eric's podcast called "Rockstars Rocking". Eric has been blessed to know a lot of successful business people and entrepreneurs, so he likes to highlight people doing amazing work in their field. Tune in to learn more about Voluntary Benefits and how to maximize them for success! Links: Voluntary Disruption Website - https://voluntarydisruption.com/ Eric's LinkedIn Profile - https://www.linkedin.com/in/silvermaneric/ Rockstars Rocking Podcast - https://voluntarydisruption.com/rockstarsrocking/ Timestamps: (00:00:00) Voluntary Benefits Industry (00:05:33) Enhanced Benefits (00:11:08) Voluntary Disruption (00:16:47) Broker Bonus Splitting (00:22:10) Communication in Benefits (00:28:11) Winning New Business (00:33:15) Consulting Business Creation (00:38:23) Starting a Podcast (00:43:38) National Day Branding (00:48:35) Networking Conversations --- Support this podcast: https://podcasters.spotify.com/pod/show/spencer-harlan-smith/support

Enhanced Benefits with VB - Eric Silverman - Voluntary Disruption Are you looking for a way to get better engagement among your workforce without employees feeling like they just talked to a used car salesperson? Then you need to listen to the episode of Self Funded With Spencer featuring Eric Silverman! In this episode, Spencer and Eric discuss the enhanced benefit industry, plan design and enrollment, and technology. Voluntary Benefits are employer-sponsored benefits that provide employees with additional perks such as health insurance and retirement plans. Eric believes that the term "voluntary benefits" is not appropriate and prefers the term "enhanced benefits". He works with advisors and brokers to enhance employee benefits. The episode also covers National Day, a tool Eric used for Personal Branding to gain visibility and grow his LinkedIn following to over 70,000 followers! Finally, Eric and Spencer discuss Eric's podcast called "Rockstars Rocking". Eric has been blessed to know a lot of successful business people and entrepreneurs, so he likes to highlight people doing amazing work in their field. Tune in to learn more about Voluntary Benefits and how to maximize them for success! Links: Voluntary Disruption Website - https://voluntarydisruption.com/ Eric's LinkedIn Profile - https://www.linkedin.com/in/silvermaneric/ Rockstars Rocking Podcast - https://voluntarydisruption.com/rockstarsrocking/ Timestamps: (00:00:00) Voluntary Benefits Industry (00:05:33) Enhanced Benefits (00:11:08) Voluntary Disruption (00:16:47) Broker Bonus Splitting (00:22:10) Communication in Benefits (00:28:11) Winning New Business (00:33:15) Consulting Business Creation (00:38:23) Starting a Podcast (00:43:38) National Day Branding (00:48:35) Networking Conversations --- Support this podcast: https://podcasters.spotify.com/pod/show/spencer-harlan-smith/support

Welcome to another episode of The Action and Ambition Podcast! Joining us today is Richard Pfadenhauer, the Founder and President of Paylogix, the trusted premium technology solution provider for efficiency and transparency in the administration of voluntary benefits. Their thoughtfully designed tools to facilitate enrollment through billing processes are automated, innovative, and secure to provide users with the data they need when they need it. Richard possesses an extensive background in employee benefits, is an advocate of voluntary programs, and has developed for tackling communications, enrollment, and administration of worksite benefits. Tune in to learn more!

This week's episode of our podcast features a fascinating conversation with Eric Silverman, a renowned speaker, author, and voluntary benefits expert. Eric discusses the evolving world of voluntary benefits and enhanced benefits, highlighting the important role technology has played in transforming it. He also delves into the increasing trend of outsourcing non-expertise areas in the industry, which he predicts will become more prevalent in the next few years. With his charismatic storytelling skills, Eric offers valuable insights into the benefits industry's future.What You'll Learn From This Episode:2:12 Enhanced benefits: The key to attracting and retaining talent in today's economy.5:02 Exploring the changing landscape of employee benefits: The rise of non-traditional insurance and the importance of effective communication.7:12 The benefits of effective communication strategies.9:32 The importance of employer engagement and the journey vs. destination mindset in employee benefits.13:25 Understanding responsibility creep in the broker and advisor industry: The challenges and solutions17:26 The future of voluntary benefits: trends and outsourcing possibilities.Enjoy The Show?Don't miss an episode, subscribe via iTunes, Stitcher or RSS.Leave us a review in iTunes (here's how)Join the conversation by leaving a comment below!We were voted BEST INDUSTRY PODCAST at the 2023 YouPowered Benefits Conference!

Post-COVID-19, employers are struggling to attract and retain employees, and employee benefits are one of the leading ways to sway prospective employees to your companies. In this week's podcast, Host Dorothy Cociu interviews John Evangelista and Sarah Knapp from Colonial Life on the ways that Voluntary Benefits can enhance your new hire benefits package to help you attract the best candidates, and provide your employees more options during open enrollment. Join us for this informative and timely podcast! Visit the podcast website https://advancedbenefitconsulting.com/s4e9-how-voluntary-benefits-can-enhance-your-new-hire-offerings-and-open-enrollment

Employee benefits have taken a huge leap in importance, according to two new studies from the insurance-industry research group LIMRA. Listen as LIMRA's Kelly Landry and Unum Group's Cindy Nevers discuss five mega trends expected to change the industry – and enrollment tips for employers to implement now. The full reports are available to LIMRA members, and previewed in this special episode for HR Trends listeners. The studies: The first annual BEAT (Benefits and Employee Attitude) Tracker study surveyed employees to determine how benefits intersect with employee attitudes toward work. Harnessing Growth and Seizing Opportunity: The Future of Workforce Benefits presents megatrends to watch in the next several years, distilled from the insights of key industry stakeholders. [04:36]See the free LIMRA infographic [A1] on what employees think about work. [07:21]Money isn't everything, especially for millennials: Only about 30% of millennials said salary was the top reason to choose an employer. The rest prioritized factors like work/life balance, flexibility and benefits. [10:38]Benefits education and communication are vitally important: All stakeholders agree that helping employees understand their benefits is of mounting importance, especially for supplemental benefits. Rethink the emphasis on total self-service for benefits, especially for younger workers who have less experience buying and using insurance coverage [12:00]More is more: There is a strong correlation between employee satisfaction and the number of benefitsoffered. With five generations in the workforce, employers need to offer a large number of benefits employees can choose from based on their individual circumstances. See the free LIMRA infographic on what employees think about benefits. [20:38]Rethink your benefits spend: Because employees value quantity and choice, it may not always make senseto commit the vast majority of benefits spending to offering the most generous health insurance plan. Supplementing a less generous plan with voluntary benefits like accident and critical illness can offer similar protection for employees while allowing them to tailor benefits to fit their age, lifestyle, income and other circumstances. [23:38]Brokers aren't going anywhere, but their role will likely change: As it gets easier to obtain digital quotes for benefits, employers will call upon brokers more for advice, guidance and strategy consultation [26:07] Enlisting leadership in the communication effort will make employees feel more valued. [32:00]Featured speakers Kimberly LandryAssociate Research Director, LIMRAKimberly Landry is an Associate Research Director for Workplace Benefits Research at LIMRA. She conducts quantitative and qualitative research on hot topics within the employee benefits industry, with a specific focus on employer and employee perspectives.  Cindy NeversNational Sales Leader Voluntary Benefits, Unum Group In her more than 30 years with Unum Group, Cindy Nevers has held a wide range of leadership roles for both Unum and Colonial Life brands. She has led oversight for Group Client Services, Global Services/Project Implementation & Journey transformation, Field Operations and Field Compensation, and Client Management. Cindy led national broker strategy at Colonial Life and most recently became the National Sales Leader for Voluntary Benefits at Unum.  

Rob Sherrick shares how Voluntary Benefits, which can come at little or no cost to local franchise owners, are utilized as a differential recruitment & retention tool. That, and additional value-added products, come with full-service administration that can make for headache-free implementation and ongoing administration.A Hurrdat Media Production. Hurrdat Media is a digital media and commercial video production company based in Omaha, NE. Find more podcasts on the Hurrdat Media Network and learn more about our other services today on HurrdatMedia.com.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

A proven leader in the insurance industry specializing in benefits technology, Jennifer Daniel has an established track record of developing and fostering teams that drive innovation and deliver positive impact to sales results. As National Practice Leader, Benefits Technology and Partnerships at Aflac, Jennifer is responsible for the distribution of Aflac products through third-party platforms. In her current role, she leads a team of technology forward individuals who are responsible for identifying and leveraging technology solutions that support the company's customers, brokers and sales team, as well as introducing innovative technology solutions that help solve internal challenges. Guided by the belief that the insurance industry must embrace opportunities created by digital transformation, Jennifer is a strong advocate for using technology to provide a better experience to all stakeholders. Over the course of her career, she has developed a diverse skillset that includes strategic planning, product development, benefit administration, voluntary product support, marketing, relationship management, and customer service training and execution. Jennifer is a frequent and sought-after speaker at industry events on topics related to technology, enrollment trends, benefits and benefit administration. She is passionate about mentoring young professionals and serving as an advocate for other women. In her free time, Jennifer enjoys spending time with her family, traveling and riding her Peloton bike. Highlights from the Show Jen started as an Advertising major in college and found a role in Insurance, and never left Jen spent her career focused on Employee Benefits, and has a passion to help employees understand the benefits they have so they can take advantage of what they have access to Jen's work focuses on the platform partners that Aflac distributes their Group offerings through, which is all about being easy to do business with for the platforms Carriers and platforms have had to change to focus on employee experience and decision support for people who don't understand the benefits and insurance they have access to Health Insurance and Voluntary Benefits are sold together, but they're different in practice since the employee gets paid with Voluntary Benefits whereas doctors get paid by Health Insurance, so providers like Aflac need to think about engaging with the insured more than health insurers might Aflac has both direct, individual products as well as their Group offering of Voluntary Benefits, where the products are similar, but the distribution and the buyer are different With Group, employers are going to their technology or platform provider, sometimes before they go to their broker, to see who works well on the platform, gives employers the data, etc, making the platforms an important client of Aflac as much brokers, employers and employees are With 150 platform partners, Aflac has had to look at how to give options people want while also being sustainable and scalable, which they've found through simplification of the offering rather than unlimited options and flexibility Giving people too many options for something they don't understand well in the first place ends up creating more problems than it solves by offering something for each individual preference This is where the new decision support tools come in to ask simple questions and let people choose These tools are either being provided by the platforms or solution providers just doing decision support, and Aflac needs to work with both by making their products easy to build into the tools Claims is another focus area for innovation, and trying to get to a place where payment can just happen automatically, which would take permission to access health data from employees APIs are just starting to come on the scene in the space, with a few areas of focus to replace EDI file transfer Looking forward, Jen sees a need to change in As more people are solopreneurs or gig workers, Aflac looks at how they can serve that space (they have individual products that serve them today, but also need to think about how people's situations are evolving and what that means for Aflac and their space) This episode is brought to you by Marble (marblepay.com/partners) and The Future of Insurance thought leadership series (future-of-insurance.com) from Bryan Falchuk. Follow the podcast at future-of-insurance.com/podcast for more details and other episodes. Music courtesy of UPbeat Music, available to stream on Spotify, Apple Music, Amazon Music and Google Play. Just search for "UPbeat Music"

This episode of the #RockstarsRocking podcast features the rockstar leader of the band, Tim Arnold, President of Colonial Life and Executive VP of Voluntary Benefits at Unum, out of South Carolina.   Our conversation today dives deep into the inner workings of Colonial Life and Unum, sister companies that have increasingly begun to partner together to cover all the benefits needs of employers and their employees. We begin with Tim talking about how he came into the dual roles he has with the two companies, and how he's worked hard to get them in sync, as well as partnering with other organizations who can help build a better claims and user experience.   We also discuss where Colonial and Unum are going in the future, from making changes when brokers and field agents brought up systems and processes that weren't working, to the growing recognition of employer funded benefits in the face of the Great Resignation and inflation. We round out the interview with a discussion of how employees still want help deciding which benefits they want and need, and how changing technology means we should enhance the ability for enrollment education, rather than take it away.   So, are you ready for more? Go ahead and grab your favorite ice-cold beverage and tap that play button, to tune in to this week's edition of the #RockstarsRocking podcast.   Episode Highlights:   -       The creative thing Colonial did to reduce processing time for Disability claims -       Creating the best customer experience -       Building out Colonial's Dental product -       The growing recognition of the value of employer funded benefits -       Becoming Executive VP of Sales with little to no sales experience -       Perception equals reality -       People still want help deciding which benefits to enroll in -       The future of the changing workforce Learn more about your ad choices. Visit megaphone.fm/adchoices

Join Denise Garth for a new podcast featuring Deloitte's Abhishek Bakre, Senior Manager, Strategy, and Santosh Kutty, Principal, discussing changing customer demographics, absence management, and bundling with disability and leave products.

Voluntary benefits like Accident, Critical Illness, Cancer, and Hospital Indemnity are often overlooked during the benefits renewal season, but they shouldn't be. That's because these benefits are designed to protect you when life happens. Join OneDigital in this episode of Byte-Sized Benefits to learn more about how the most common voluntary benefits can give you some peace of mind during the most difficult times.   How Americans Contend with Unexpected Expenses Tune in to more episodes of Byte-Sized Benefits 

Rob Shestack   The Insurance Marketing Organization Podcast with Seth Greene Episode 030: Voluntary Benefits Association Rob Shestack is the Chairman and CEO and Hall of Fame member of the Voluntary Benefits Association, the first national non-profit trade association focused on Voluntary Benefits for employer groups and affinity groups. Our goal is to promote the education, implementation, product development, technology and enrollment of Voluntary Benefits in the workplace.   Listen to this insightful episode where Rob explains how the Voluntary Benefits Association is helping people with regards to their health benefits: Here is what to expect on this week's show: How Rob went from wanting to be an astronaut to becoming an actuary to getting involved in benefits How Rob was involved with the invention of the FSA debit card What services the Volunteer Benefits Association provides their clients, from providing oversight regarding health benefits to bringing new ideas and creativity to the voluntary benefits space How the Voluntary Benefits Association is bouncing back from Covid setbacks Who Rob thinks the ideal VBA participant is A special offer from the VBA just for listeners to the IMO Podcast   Connect with Rob: Guest Contact Info: Website: https://vbassociation.com/ Facebook: https://www.facebook.com/vbassociation Instagram: https://www.instagram.com/voluntarybenefitsassociation/ YouTube: https://www.youtube.com/channel/UCuNjE6PrMeF_olfZjV4khhQ/featured Pinterest: https://www.pinterest.com/VBAssociation/ LinkedIn: https://www.linkedin.com/groups/1983592/ Twitter: https://twitter.com/voiceofvb   Learn more about your ad choices. Visit megaphone.fm/adchoices

Join Mark Reider, NFP's own Head of Innovation, as he discusses the future of the ever-changing insurance marketplace with Denise Garth, Chief Strategy Officer at Majesco on their "The Future of Insurance: Industry Leaders" podcast. Discussion points include: • How employers can utilize innovative thinking to boost employee retention • What emerging tools and systems employers can offer to benefit their employees and how these technologies are shaping the future • How we try to look at insurance from the buyer's perspective today and how that will change tomorrow Thanks for coming on this journey with us.

For our final episode of the season, we interview supplemental benefits specialist John Guzman about the need for more than just health insurance and the different options available that pay cash directly to our policyholders. He also covers the benefit of tele-medicine and the ease of getting enrolled in these different products with just a phone call. The Simply Different Podcast is brought to you by Farmers Union Insurance. This podcast features interviews with insurance experts to help you protect your way of life. Like and subscribe for more episodes and to learn more about protecting what matters to you, visit www.fumic.com.

In this episode of the Perspectives podcast, sponsored by Liberty Mutual and hosted on BenefitsPRO.com, we'll hear highlights from the July 7th presentation titled, Voluntary Benefits: Why Pet Insurance is Trending & Your Clients Should Offer It.

More and more employers are turning to “voluntary benefits” to supplement their traditional group offerings, but what does the term voluntary benefits really mean? Aren't all benefits “voluntary”? Join host Scott Behrens and his trusty sidekick (at least for this episode) Ed Fensholt as they explain why some benefits are more “voluntary” than others, what's required for some voluntary benefits to avoid ERISA, and whether what employers don't do in order to avoid ERISA status might do their employees (and themselves) more harm than good. This episode tackles: How many times did Ed try to kill Scott in one week? What does the term “voluntary benefits” really mean? Is ERISA's safe harbor for voluntary benefits a refuge because a benefit is employee-pay-all, or paid with after-tax dollars? The ERISA safe harbor is lost due to employer “endorsement,” but what constitutes an endorsement? Hint: it doesn't take much. Who would win the Pay-per-view showdown between the DOL, IRS and HHS? Would employers (and their employees) be better off by embracing the glory that is ERISA?

Voluntary benefits are among the fastest growing benefits as employers look to provide their teams with enhanced security in 2022 and beyond. But there are both challenges and big opportunities when it comes to incorporating voluntary health benefits into your overall benefit strategy. Join us as NFP’s National Practice Leader of Voluntary Benefits, Kim Heald, shares how to implement voluntary health benefits that work for employers, their teams, and their families.

Marty Traynor, retired Senior Vice President of Voluntary Benefits at Mutual of Omaha, is on mic to discuss the current and past landscape of employee benefits. With over 40 years of experience in the insurance industry, Marty shares his expert insights into how engagement with benefits for both employees and employers has changed especially with the new concerns brought on by the pandemic. Listen in as Marty shares how you can maximize benefits in this new age.MORE ABOUT OUR GUEST:Marty TraynorRetired Senior Vice President of Voluntary Benefits at Mutual of OmahaMarty Traynor is retired Senior Vice President of Voluntary Benefits at Mutual of Omaha. Marty has worked in the insurance industry for over 50 years. His responsibilities have covered a broad range of areas including product and service development, voluntary strategy, enrollment methods, and guiding employees to make good benefit-related decisions. He is a member of the Worksite Marketing Hall of Fame, among other honors. He has written a monthly column for BenefitsPRO for over 15 years.

In this episode of the Perspectives podcast, sponsored by Liberty Mutual and hosted on BenefitsPRO, we’ll hear highlights from the March 23rd presentation titled,Top Benefits Trends for 2021: How Brokers & Employers Can Stay Ahead.   Building a benefits program that helps clients attract and support employees is already a challenge. When you add layers of remote work and caregiver responsibilities, it becomes even trickier. That is why it’s important to stay on top of benefits trends that will shape the industry in 2021, so you can empower your clients to address the unique times we live in. The panelists – Emily Rose, SVP of Sales, LegalShield; Sara McClain, Assistant Director, Product Research, Liberty Mutual Insurance; and Mark A. Enright, Senior Sales Leader, Voluntary Benefits, Liberty Mutual Insurance – provide an overview of this year’s trends and how you can discuss them with clients. The full on-demand webcast can be found here: https://www.benefitspro.com/2021/02/01/top-benefits-trends-for-2021-how-brokers-employers-can-stay-ahead/

On this episode we have Beth Fredrickson, an independent reseller of voluntary benefits. Beth runs an insurance agency that specializes in voluntary benefits. She choose Aflac as the face of her business because, the branding and the support of the fortune 500 company has proven to be every level of ethics that she wants to have in her everyday business. "If I make a promise to you as a business owner or a policy holder, I know Aflac will be there to stand behind the promise and commitment that I made to you." So what is voluntary benefits you may ask? So your major medical is designed to pay the doctors, the hospitals, and the providers. But we know in the time that we're living in that people have additional out-of-pocket expense and exposure, should they have a medical event in their household? So the voluntary programs are designed to help meet the financial gap that they may have as far as an exposure. Should they have an injury? Should they have a major diagnosis, like a cancer or critical illness? What many people don't take into consideration is while they're going through their care for recovering, from an event, the major medical may have a copay. It may have a deductible. It may cause them to miss time from work. There may be things like transportation expenses. You can't use that blue cross card to go through the E-ZPass if you're traveling for medical care. People can incur high expenses. Just to give some context, Harvard did a study a few years ago and they found that 60% of the bankruptcies in this country stemmed from a major medical event in the household. 77% of those individuals had an act of major medical plan at the time the event took place. So we know that it may not be enough, and that's why these voluntary programs are so important for people's financial stability.

Selectpath wants to help start your year off on the Right Path. Our expert team of advisors has put together a series of webinars to help educate and inform you about various topics within Benefits & Pension, Financial Planning, and Human Resources Management. This week, we will be going over the Voluntary Benefits. If you have questions, feel free to email your advisor and if you do not have an advisor email conversion@selectpath.ca

With increased numbers of employees working from home, the lines between work and personal lives are blurred. And with cybersecurity risks reaching record numbers, employers looking at remote workforces as long-term solutions must adapt. In this episode, Amy Hollis, owner of Hollis Consulting and an industry expert in the Voluntary Benefits space, offers advice on how companies can best protect themselves and their employees from cybercrime.

Voluntary benefits are typically limited benefit policies designed around a specific condition or event such as cancer, an accident or a hospitalization and usually paid by the employee.  These policies usually pay out large sums of money $5,000 - $50,000 when the employee is diagnosed with a covered condition.  While the payout is attractive with a Voluntary Benefit these payouts are often tied to infrequent events.  Brella is a new type of Voluntary Benefits company that is proposing to change the Voluntary Benefits game.  From the benefits payout to the claims filing process, Brella is rethinking the customer experience and product value. Shownotes:  Books: GANDHI: The Years That Changed the World, 1914-1948 By Ramachandra Guha; Podcast B-Time.

In our latest US Benefits Trend Report podcast, Kim Bell, SVP, head of health and benefits, has a conversation with Kim Heald, NFP’s national practice leader for voluntary benefits. Kim Heald shares her perspectives on how the one-size-fits-all approach to benefits is increasingly ineffective, especially for multigenerational workforces, and the risks for employers if they don’t adapt by integrating supplemental health and lifestyle benefit options. The discussion also includes an overview of major challenges (70% of Americans are unable to save $1,000 to pay for unplanned medical expenses), how voluntary benefits can enhance employee financial stability and productivity, and an example of how voluntary benefits make a meaningful difference. Listen to the full podcast here.

Welcome to the first episode of That Benefits Show! Hershel Head, Russ Miller, John Marston and Kris Gross discuss the importance of voluntary benefits for both the consumer and employer. Plus, what is Free Market Administrators? Have a question for John? Email the guys at questions@thatbenefitsshow.com!

Eric's describes his view on Voluntary Benefits and his career journey as to starting his firm called Voluntary Disruption.

Recruiting and retaining employee ideas are crucial to keeping your operations moving at a fast efficient pace. Business owners spend countless hours focusing on creating the best work environment. From ping-pong tables to paid gym-memberships the ideas that are created in attempts to keep and cultivate quality employees in the workplace are endless. Even with all of this a common story that heard is that an employee leaves for better benefits. This episode on Filling The Gaps we talk about how using Voluntary Benefits can be the exact option you need to help bring in and keep these employees. As always if you are looking for any type of insurance coverage you can contact me at drummm@cumbreins.com or learn more about the voluntary benefits read the blog post here. If you would like to take advantage of the special offer at the end of the episode. I'd be more than happy to help. Thank you for listening! MUSIC Theme/Outro: Love like a river - Sofasound Theme: Super Mario World - BKNAPP REMIX

With the social-distancing needs of the COVID-19 pandemic, employers may be wondering what benefits enrollment will look like in 2020. For many employers, virtual enrollment methods are replacing face-to-face meetings. According to a recent employer survey, virtual enrollment is expected to double this year. In this episode, benefits experts Shawn Ferguson and Richard Shaffer provide insights for employers.Top takeaways Before implementing a virtual enrollment strategy, make sure your organization has an online platform and a plan to engage employees on this platform. [03:45]Mandatory group enrollment meetings can be held virtually using a variety of methods. These meetings are important for educating employees about their benefits offering, including additions or changes to coverage. [04:02]Employees are more likely to research and learn about their benefits when an active decision-making process is applied. [05:01]Present a comprehensive benefits package in a logical order, and make sure employees have a consistent experience in all benefits communications and across platforms. [05:33]Employees will have very specific questions this enrollment season, as the pandemic has made workers more worried about their financial fragility. [08:00]Virtual tools have seen rapid adoption since the COVID-19 outbreak. Some insurance carriers and brokers have retooled and reinvented benefits communication and enrollment to approximate a face-to-face experience in a virtual ecosystem. [09:03]For the average American worker, benefits enrollment and selection is going to be the one of the most significant financial decision they make over the course of the year. [13:21] Featured speakers Shawn FergusonSenior Vice President, Voluntary Benefits, AcrisureShawn is the SVP of Voluntary Benefits at Acrisure, one of the world's top 10 insurance brokerages and the fastest growing in the world over the past six years. He is responsible for implementing successful voluntary benefits strategies for Acrisure across the U.S. For the past 15 years, Shawn has worked solely in the voluntary benefits and enrollment segments of the industry. He oversaw the voluntary benefits and enrollment division at Alltrust, where he worked closely with brokers and account managers to make voluntary benefits part of the agency's culture and strategy. Shawn attributes his success to using a carrier-agnostic approach to find the best solutions for each individual client. Richard ShafferSenior Vice President, Field and Market Development, Colonial Life Richard Shaffer is the Senior Vice President of Field and Market Development for Colonial Life. He oversees corporate strategy and planning, business development and the teams leading the company's enrollment, client management and retention programs. Richard has held various positions throughout his 22 years with the company. Prior to joining the company in 1998, he worked as a family therapist — his knowledge of family dynamics has helped his approach to employee benefits communication and enrollment. Richard holds a master's degree in marriage and family therapy from East Carolina University and a bachelor's degree in psychology from George Mason University.More resourcesHow the pandemic is reshaping employee benefitsListen nowHow the pandemic has revolutionized benefits – and the workplace Read the report

We hope all those who attended our first-ever virtual Annual Convention thoroughly enjoyed it. On this week's special edition of the Healthcare Happy Hour, we are spotlighting one of Annual Convention's Ruby Sponsors, MassMutual. Jason Rathbone and Mike Hirshberg, Managing Directors of Benefits at MassMutual, join us to discuss some of the many benefits that MassMutual has to offer.

We have pivoted our program, this week, to address the situation unfolding in the U.S. right nowand the social injustices that have been part of our society for centuries. This is a traumatic time for people of color in the workplace, and it requires all of us to engage. How can we lead by example in inclusion and diversity? What courageous conversations can we or should we be having? Top takeawaysThe three Es of inclusion are: 1) Equitable: Be fair, 2) Engaging: Be inviting, and 3) Exemplary: Be an example. Having a diverse organization is not enough; leaders must be inclusive when providing opportunities to contribute and succeed. [03:50]Reverse mentoring is a powerful way to spark courageous conversations within organizations. [08:08]Leaders and managers need to face uncomfortable conversations. To allow breakthroughs, be vulnerable, and allow teammates the psychological safety they need to learn and take risks. [09:09]Be mindful of the trauma people are going through in the workplace. Ben-Saba Hasan, Chief Diversity & Inclusion Officer of Walmart, equates mental trauma with physical trauma. If we can make a psychologically safe space at work, we can also create a space for healing. [10:19]Lean into this and take ownership. Employees are watching and expecting accountability. [11:56]Start today, take small steps. It doesn't have to be perfect, but those small decisions will make all the difference. [16:36]Resources: Start with your employees: Look internally for opportunities like reverse mentoring, building employee resource groups, or reaching out to new people to engage with. CEO Action for Diversity and InclusionCode Switchpodcast by NPRInclusion: Diversity, The New Workplace & The Will to Change, Jennifer BrownBetween the World and Me, Ta-Nehisi CoatesThe Fire Next Time, James BaldwinThe Hate U Give,Angie ThomasWhat If?: Short Stories to Spark Diversity Dialogue, Steve L. RobbinsSimple Justice: The History of Brown v. Board of Education and Black America's Struggle for Equality, Richard KlugerFeatured speakersWade A. HintonVice President, Global Inclusion and Diversity at UnumWade Hinton is passionate about leadership as a force for good, for all. He's on a mission to make leaders, organizations and communities appreciate the power of inclusion. Whether it's embedding inclusion into the operations of a global company with more than 10,000 employees or serving as the chief legal officer for a city leading the nation in innovation, Wade loves working with organizations to help them address strategic issues that impact people and performance. Wade is recognized as a leader locally and nationally for his work as a lawyer, business leader and diversity champion.Tim ArnoldPresident & CEO, Colonial Life and Executive Vice President, Voluntary Benefits, Unum GroupTim Arnold was named executive vice president, voluntary benefits, and president, Colonial Life in February 2020, responsible for shaping an enterprise-wide approach to voluntary benefits while continuing to lead Colonial Life. Arnold previously served as executive vice president, president and chief executive officer, Colonial Life. 

On this show, we talked about the voluntary benefits industry, the main options and why people select what they select, and how to avoid being confused by complexity with Michael Hart, voluntary benefits professional and EBA Rising Star in Advising.  Listen to learn how technology and innovation are changing the world of employee benefits! For the Difference Making Tip, scan ahead to 21:32! You can learn more about Michael at LinkedIn. Ready to take back control of your attention, health and finances?   StriveDetox.com.  Enter “moneysavage” at checkout for 25% off.  Interested in starting your own podcast?  Click HERE George is honored to be included on Investopedia's list of the Top 100 Financial Advisors for 2019! You can learn more about the show at GeorgeGrombacher.com, Twitter, LinkedIn, Instagram and Facebook or contact George at Contact@GeorgeGrombacher.com.

Recently I was interviewed by Tim Martin of Success Is Voluntary and I wanted to share it here with you. This interview was so fun because of the connection Tim and I have with each other – he titled this interview “Twins Separated at Birth”. Things we talked about: I was expelled from seminary.I started my career selling books door to door as a college internAdversity needs to be examined in perspective.My passion is helping people live their best life.Learning to ride in the current rather than fighting it.The next 10 years are the “golden age” for Voluntary Benefits.When you are having “one of those days” remember:It's not about you.We tend to look at problems from the “me” perspective.Why are they being mean to ME?Why do bad things always happen to ME?Why don't people buy from ME?The best way to get out of that funk is to make a positive impact on another person.Be presentYou only find your authentic voice after you know how to do something.Courage doesn't occur without fear.If you saw someone talking to their dog like you talk to yourself, you would probably want to intervene and tell them not to treat their dog that poorly.One of the biggest self-limiting beliefs is that we need to do something on our own. Lose the pride and ask for help!My billboard: “Love each other.” “The best advice I've ever received was to do what scares you.” – Eric Hemati

Eric Silverman, EBA Advisor of the Year, Amazon Bestselling Author and Founder of Voluntary Disruption, discusses the importance of words, defined contribution benefits, and how a good healthcare strategy can be enhanced by voluntary benefits.To read the full show notes and transcript visit us at illuminatehrpodcast.comSupport the show (https://www.patreon.com/illuminatehr)

“An investment in knowledge pays the best interest.” – Benjamin Franklin I'll admit it...there are a LOT of things in this world I know nothing about, however, I rectified one of those knowledge deficiencies on this week's show when we talked benefits with expert Allison DePaoli. I had no idea there were so many things to consider.  Not only from an employer standpoint but also from an employee's.  We talk risk, what to look for, and a whole lot more!  You're going to dig Allison...she makes benefits fun! CHEERS! More on Allison.. A veteran of the insurance and benefits industry, Allison began her career in the Greater Washington DC area and later moved to Florida to work in the family employee benefits firm, as the Vice President of Operations. After moving to San Antonio TX in 2000, she began her career with Aflac as a top 1% sales producer and learned how to effectively engage employees in making their benefits plan work for them. Allison moved on to found De Paoli Professional Services in 2015, allowing her to deliver best in class Enhanced Benefits (formerly known as Voluntary Benefits) as well as effective enrollment and implementation strategies. In 2017, she expanded De Paoli Professional Services again to offer best in class employee benefits. Check her out HERE!

Holly Overdyke pursued an entrepreneurial opportunity that would allow her to more strategically assist in her clients' ability to capitalize on their revenue potential. Activ8 Benefits was launched with a mission to bring valuable, unique, and dedicated Voluntary Benefits expertise to insurance brokers, financial planners, and other employee benefits consulting companies. Holly and her family's life are all centered around Sandy Springs and as an entrepreneur she loves this area and sees great opportunity in this city! Check out her site here: https://activ8benefits.com/

In this episode of Williams Mullen's Benefits Companion, Brydon Dewitt and Claire Pollock discuss how to identify whether voluntary benefits are subject to ERISA and what to do if they are. 

Your host Matt shares the mic today with another incredible podcaster, Tim Martin. Today, the two experts are diving into how you can use recruiting as a retention, marketing, and legacy tool. Tim has spent the past 22 years in Voluntary Benefits sales world. He has recruited, hired, and on-board over 2,000 commission only sales agents - making him an expert in the world of recruitment! When he's not building up his business, Tim is the host of Success is Voluntary, a show focused on mastering the sale of volunteer benefits. If you're ready to further develop your business or are in need of the push to begin your own recruiting program, be sure to listen in today! Links: Tim Martin LinkedIn | Success is Voluntary | The Sales Boss |

I love Jonny Burgess! Even if he did almost get me fired. I first had Jonny on the SIV episodes back in 2014. He had just written and published his book You Can Too. The book details his start in the Voluntary Benefits arena and the challenges he had to overcome. (Apparently, his kids wanted … Continue reading "SIV #077: Jonny Burgess Returns!"

Dennis Carlson speaks with Eric Silverman, founder of Voluntary Disruption.   Eric shares why employee benefits brokers should begin using 'enhanced benefits' instead of 'voluntary benefits'.  This isn't simply a change in vocabulary, but rather a change in mindset. We also discuss how brokers can expand their services and offering by partnering with a carrier and platform agnostic firm. Eric shares some great strategies for getting employer buy-in when it comes to enhanced benefits. Books you should read: Breaking the Status Quo featuring Eric Silverman Giftology by John Ruhlin The Go-Giver by Bob Burg Get in touch with Eric: Voluntary Disruption Eric Silverman on LinkedIn This season is sponsored by PlanSource. For a free Benefits Trends white paper visit: https://plansource.com/pod

Eric Silverman returns to talk about how the Voluntary Benefits market has changed and where it is headed next. Warning: This episode is not for the faint of heart. Click Here For Shownotes

The 5 things you absolutely must know before you can choose a Voluntary Benefits agent to protect your family. Tim Martin appeared on “Money – The Name of the Game” with Steve Savant. Click Here For Shownotes

There is a multitude of Voluntary Benefits insurance companies in the marketplace with more entering all the time. So how do you know which company to choose to protect your family? Tim Martin appeared on “Money – The Name of the Game” with Steve Savant to explain. Click Here For Shownotes

Not all Voluntary Benefits policies are created equal. As consumers are becoming more aware of the need for Voluntary Benefit protection, they are often overwhelmed by the myriad of insurance policies they have to choose from. Tim Martin appeared on “Money – The Name of the Game” with Steve Savant to explain. Click Here For … Continue reading "SIV #042: Provisions of a Voluntary Benefits policy"

As a consumer, you need to make sure that you protect your family from the devastating financial realities that often ensue after a serious accident or illness. To make sure your family is protected you must choose the right policies for your family. Tim Martin appeared on “Money – The Name of the Game” with … Continue reading "SIV #041: The basic types of Voluntary Benefits"

A 2015 Harvard study found that the leading cause of bankruptcies (just over 60%) was due to medical expenses. The surprising finding of this study was a majority of the people, that filed for medical bankruptcy, had medical insurance. Tim Martin appeared on “Money – The Name of the Game” with Steve Savant to explain. … Continue reading "SIV #040: The need for Voluntary Benefits"

There are plenty of options available to consumers when it comes to benefits packages. Sal Campanile, Vice President of Workplace Voluntary Benefits and Group Sales for 5-Star, speaks to the shifts on the horizon as well as the opportunities that advisors can leverage by offering voluntary benefits. You can find show notes and more information by clicking here: http://bit.ly/2bki1US

Join us to discover how the large groups have used voluntary benefits in the past and how new benefits are coming to market. We also explore how PPACA has accelerated the interest in voluntary products as a key part of an employer's overall benefit strategy. Frank and Brian discuss some of the innovative, non-traditional, solution-based offerings in the VB space that have come to the forefront in the recent years. We also explore the hurdles consultants have to overcome when having effective conversations with clients and prospects and the key role technology plays in the implementation process. Get full show notes and more information here: http://bit.ly/1W67ZZl

Matt and Gail discuss what the voluntary benefits marketplace looked like just a few years ago and how it has evolved in the recent years. We discuss the key role of technology and what benefits advisors need to know to be able to have that VB conversation with employers. We also explore some of the newer, more uncommon benefits being offered and discuss the impact PPACA has had this fast-growing area. Get full show notes and more information here: http://bit.ly/1VRwkSK

Merra Lee speaks to Betsy Brooks about the importance for small business owners to look into and understand what voluntary benefits are how they might consider this for their employees

Merra Lee speaks to Betsy Brooks about the importance for small business owners to look into and understand what voluntary benefits are how they might consider this for their employees