Podcasts about certificates

In which author, music executive and host of the Identified podcast Nabil Ayers discusses selling used CDs, The Terminator, The Drum Doctor and more. Certificate #48391.

In this podcast episode, Dr. Jonathan H. Westover talks with Kathryn Landis about effectively leading diverse teams. Kathryn Landis helps organizations accelerate success by empowering growth-minded leaders and their teams with executive coaching, team coaching, offsites, and leadership development training in today's dynamic business environment. Kathryn's insights and strategies have gained recognition in prestigious publications like Harvard Business Review, Fast Company, and Forbes, further establishing her reputation as a sought-after expert in the field. She holds an MBA from Northwestern University, Certificate in Executive and Organizational Coaching from Columbia University, Certificate in Diversity and Inclusion from Cornell University and BS from Indiana University. Moreover, Kathryn is a National Diversity Council Certified Diversity Professional (NDCCDP), Associate Certified Coach by the International Coaching Federation (ACC) and Professor of C-Suite Leadership New York University. Check out all of the podcasts in the HCI Podcast Network!

It's true that our best efforts are good and effective — we are beautifully and wonderfully created by God, after all. Yet it's easy to slip into self-reliance and try to “make things happen” in our own strength. Instead, we can learn to keep watch with Jesus as we work, joining God's presence and activity all around us.Tune in for this episode of Soul Talks as Bill and Kristi share how learning to trust God, instead of relying solely on their own best efforts, transformed their apprenticeship to Jesus and helped them grow in emotional and relational health. This subtle shift in thinking will change how you approach life and ministry — especially during stress, trials, and conflict. You'll be equipped with a lifelong practice to help you release control to God and find joy in creative partnership with the Good Shepherd.(If you want to go deeper into the insights we gained from Dallas Willard, we invite you to join us on a retreat or train to become a spiritual director with Soul Shepherding. You can learn more by following the links below.)Resources for this Episode:Your Best Life in Jesus' Easy Yoke: Rhythms of Grace to De-Stress and Live EmpoweredAttend a Soul Shepherding RetreatEarn a Certificate in Spiritual DirectionDonate to Support Soul Shepherding and Soul Talks

Industry veteran Joe Hertrich talks about what matters most on your malt Certificates of Analysis.Special Guest: Joe Hertrich.

Send us fan responses! Paperwork beats myth every time. We walk through an end-to-end playbook for operating privately while staying effective in public systems: EIN-first setups, layered holding companies, trusts as beneficiaries, and documented cash flow that builds real business credit. Along the way, you'll hear candid wins, including arbitration results against major carriers for inaccurate credit reporting and the exact framing that turns “bad credit” into provable harm.We break down why treating all courts as tax courts changes your approach, how to get an EIN without a Social Security Number, and why the county recorder can be your strongest ally. The structure matters: multiple holding companies reduce risk, a 508(c)(1)(A) private ministry can serve as beneficiary, and a public-facing 501(c)(3) can make banks more comfortable. Private membership associations help legitimize inter-entity fees and create receipts that support funding and underwriting, while careful recordkeeping turns accounts into assets instead of liabilities.IDs and jurisdiction come up with nuance: tribal IDs, Palau IDs, private titles, and county filings are tools, not shields. We stress responsibility, informed use of affidavits and explanatory statements, and the difference between travel claims and legal compliance. The core rule is simple and repeated: you only control what you create. Build the entities, keep the records, move the cash flow, and use arbitration clauses the right way. It's not about gaming the system; it's about understanding it well enough to stand your ground.If you're ready to replace guesswork with process and hear what actually works from people doing it, this one's for you. Subscribe, share with a friend who needs a blueprint, and leave a review telling us which tactic you'll apply first.https://donkilam.com FOLLOW THE YELLOW BRICK ROAD - DON KILAMGO GET HIS BOOK ON AMAZON NOW! https://www.amazon.com/Cant-Touch-This-Diplomatic-Immunity/dp/B09X1FXMNQ https://open.spotify.com/track/5QOUWyNahqcWvQ4WQAvwjj?autoplay=trueSupport the showhttps://donkilam.com

Episode summary Computer-science-turned-cognitive-science researcher and yoga therapist Chen Or Bach joins Amy to share a candid journey from academia to cancer survivorship, from mat-based practice to living yoga moment-to-moment. We trace how the pañca-kośa model reframed her healing, why standards and accreditation helped yoga integrate into Israeli healthcare, and what it means to let go of familiar tools and still remain fully in the path. It's a forward-looking conversation about bringing steadiness (sthira) and sweetness (sukha) into real life—mountain trails, laundry folding, and all.Listen forNature as practice: Boulder's mountains as living teachers of stability in change.Pañca-kośa in plain life: tending annamaya, prāṇamaya, manomaya, vijñānamaya, and especially ānandamaya—not as theory but daily design.When the practice stops “working”: giving yourself permission to let go of certain tools (āsana, set routines) and allow yoga to become how you meet each moment.Healthcare integration: how Israel's modular 1,000-hour training (500 teacher + 500 therapy with specialty tracks) supported hospital uptake.Karma yoga without burnout: serving the field while protecting one's vitality (tapas with svādhyāya and īśvara-praṇidhāna—Kriyā Yoga in action).Key takeawaysĀnanda is not optional. Many of us optimize the outer layers (food, steps) and starve ānandamaya kośa. Intentionally design joy-creating activities; the outer layers flourish downstream.Your practice can change shape. If a tool stops serving, it's not failure—it's viveka (discernment). Let the aim (clarity, compassion, steadiness) stay constant while methods evolve.Standards serve people. Thoughtful accreditation isn't bureaucracy—it's ahimsā and satya for clients and health systems: clear scope, reliable skills, safer care.Karma yoga needs boundaries. Service without self-regulation fuels burnout. Pair tapas with rest, supervision, and community—abhyāsa with vairāgya.Practical micro-practices (try today)Joy audit (5 min): List three ordinary tasks. For each, name one sensory element you can savor (temperature of water while washing dishes, sound of leaves on a walk).Kośa check-in (2 min): Ask: What does my body/energy/mind/wisdom/joy need right now? Choose one small step.Walk as yoga (10–20 min): No metrics. Attend to breath cadence, ground contact, and horizon/sky—let attention, breath, and body cohere.Resources mentionedPātañjala Yoga Sūtra (as study companion during illness)Bhagavadgītā (as a source of resilience and meaning)IAYT-inspired standards and Israel's modular specialty pathways (trauma, oncology, etc.)About our guest — Chen Or Bach Chen Or Bach blends cognitive/neuroscience training with decades of yoga practice and service. In Israel, she helped advance standards that enabled yoga and yoga therapy to integrate into mainstream healthcare, including rehabilitation settings (e.g., TBI). Now based in Boulder, she continues to teach, mentor, and model a life where all life is yoga.Pull quotes“Once your attention, breath, and body are in the same place, the game changes.”“If one tool stops serving you, the tradition still has a thousand doors.”“I stopped ‘doing' yoga and started being it—moment by moment.”“Standards aren't red tape; they're how we protect people.”School of Integrative Health at NDMU: https://www.ndm.edu/academics/integrative-healthMaster of Science in Yoga Therapy at NDMU https://www.ndm.edu/academics/integrative-health/yoga-therapy  Explore NDMU's Post-Master's Certificate in Therapeutic Yoga Practices, designed specifically for licensed healthcare professionals.  https://www.ndm.edu/academics/integrative-health/yoga-therapy/post-masters-certificate-in-therapeutic-yoga-practices Try our Post-Bac Ayurveda Certification Program at NDMU: https://www.ndm.edu/academics/integrative-health/ayurveda/post-baccalaureate-ayurveda-certification#IntegrativeHealth #HealthcareEducation #InterprofessionalEducation #GraduateSchool #NDMUproud #SOIHproud #SOIHYoga #SOIHAyurveda #NDMUYoga #NDMUAyurveda #SOIHGraduateSchool

Certificates of deposit have been around since the days of bank vacation clubs and paper passbooks. But they've caught up to the digital age, and then some, thanks to the vision and passion of a Seattle-based banker. John Blizzard, Founder of CD Valet, takes us through the ins and outs of an online destination that offers customers some 40,000 choices, likely making it the largest such marketplace in the world. He also shares his views on how forces ranging from AI-driven search to interest rate pressure could shape (and shake) the CD environment in the months ahead.

Send us a textIn Part Two of Protecting Patients at the End of Life: Why CON Still Matters, host Chris Comeaux continues the conversation with two of the nation's most respected hospice policy leaders—Paul A. Ledford, President & CEO of the Florida Hospice & Palliative Care Association, and Tim Rogers, President & CEO of the Association for Home & Hospice Care of North Carolina.This episode moves beyond regulatory theory and into the real-world patient and family experience—especially in states without hospice Certificate of Need (CON) laws. Drawing on decades of leadership, personal stories of loved ones in hospice, and data-informed insights, Paul and Tim explore what families actually face when hospice markets are oversaturated, fragmented, or poorly regulated.The conversation examines how too many choices can overwhelm families, how small, unsustainable hospice programs can dilute quality, and how fraud and inappropriate enrollments disproportionately affect vulnerable populations—often stripping patients of access to Medicare benefits when they need them most.Listeners also gain a deeper understanding of how Florida and North Carolina use CON to balance:Access to hospice careProgram sustainability and scaleRural and underserved community coverageInpatient hospice availabilityProtection against bad actorsThe episode concludes with a forward-looking discussion on what principles—not politics—should guide states that are reconsidering or redesigning hospice CON laws today.This is an essential conversation for healthcare leaders, policymakers, hospice executives, board members, and anyone committed to protecting quality end-of-life care.Guest:Paul A. Ledford, President & CEO of the Florida Hospice & Palliative Care AssociationTim Rogers, President & CEO of the Association for Home & Hospice Care of North CarolinaHost:Chris Comeaux, President / CEO of TELEIOSThe Anatomy of Leadership podcast explores the art and science of leadership through candid, insightful conversations with thought leaders, innovators, and change-makers from a variety of industries. Hosted by Chris Comeaux, each episode dives into the mindsets, habits, and strategies that empower leaders to thrive in complex, fast-changing environments. With topics ranging from organizational culture and emotional intelligence to navigating disruption and inspiring teams, the show blends real-world stories with practical takeaways. The goal is simple yet ambitious: to equip leaders at every level with the tools, perspectives, and inspiration they need to lead with vision, empathy, and impact. https://www.teleioscn.org/anatomy-of-leadership

In Part Two of Protecting Patients at the End of Life: Why CON Still Matters, host Chris Comeaux continues the conversation with two of the nation's most respected hospice policy leaders—Paul A. Ledford, President & CEO of the Florida Hospice & Palliative Care Association, and Tim Rogers, President & CEO of the Association for Home & Hospice Care of North Carolina.This episode moves beyond regulatory theory and into the real-world patient and family experience—especially in states without hospice Certificate of Need (CON) laws. Drawing on decades of leadership, personal stories of loved ones in hospice, and data-informed insights, Paul and Tim explore what families actually face when hospice markets are oversaturated, fragmented, or poorly regulated.The conversation examines how too many choices can overwhelm families, how small, unsustainable hospice programs can dilute quality, and how fraud and inappropriate enrollments disproportionately affect vulnerable populations—often stripping patients of access to Medicare benefits when they need them most.Listeners also gain a deeper understanding of how Florida and North Carolina use CON to balance:Access to hospice careProgram sustainability and scaleRural and underserved community coverageInpatient hospice availabilityProtection against bad actorsThe episode concludes with a forward-looking discussion on what principles—not politics—should guide states that are reconsidering or redesigning hospice CON laws today.This is an essential conversation for healthcare leaders, policymakers, hospice executives, board members, and anyone committed to protecting quality end-of-life care.Guest:Paul A. Ledford, President & CEO of the Florida Hospice & Palliative Care AssociationTim Rogers, President & CEO of the Association for Home & Hospice Care of North CarolinaHost:Chris Comeaux, President / CEO of TELEIOSTeleios Collaborative Network / https://www.teleioscn.org/tcntalkspodcast

In which Linus Chan explores American citizenship, the law, and the long shadow of the Missouri Compromise. Certificate #24581.

In this six-part series, we are joined by family therapist and author Meg Flynn, who brings us a wealth of knowledge from her work with families and kids for over three decades. In this era of high-pressure parenting and busy family life, Meg reminds us of how we can slow down, find the joy in each stage, and focus on what really matters–safety, connection, and growth. Growing Together at Every Stage, Part 4-School Aged Children – Achievement, Comparison, and Vulnerability. In Part 4: School Aged Children – Achievement, Comparison, and Vulnerability, Meg gives concrete ways to connect and support youth as they enter school and begin to compare themselves to their peers. (36 mins) January 28, 2026 This podcast is eligible for a Certificate of Completion if you complete a Post Podcast Test Test The post Growing Together at Every Stage: Part 4 – School Aged Children appeared first on Foster Adopt Minnesota.

How do we heal, grow, and change as apprentices of Jesus? Many of us have subscribed to the traditional Christian approach of “trying harder” to “believe and do what's right,” only to find ourselves stuck and discouraged. Thankfully the vision Jesus casts for transformation shows us a different path forward.Join us for this episode of Soul Talks as Bill and Kristi share how Dallas Willard's mantra, “Don't try — train,” revolutionized their approach to spiritual formation. You'll burn with a desire to become more loving and healthy and get equipped with a practical tool to help you grow in Christlikeness one area at a time.If you want to go deeper into the insights we gained from Dallas Willard, we invite you to join us on a retreat or train to become a spiritual director with Soul Shepherding. You can learn more by following the links below.Resources for this Episode:Attend a Soul Shepherding RetreatEarn a Certificate in Spiritual DirectionYour Best Life in Jesus' Easy Yoke: Rhythms of Grace to De-Stress and Live EmpoweredDonate to Support Soul Shepherding and Soul Talks

Gregg Lunceford, Managing Director at Mesirow Wealth Management and a retirement transition researcher, joins Lesley Logan to explore why retirement is about more than financial planning. He introduces the concept of the “third age”—a longer, undefined stage of life where identity, purpose, and structure matter just as much as money. Together, they discuss why work identity is so hard to release and how shaping your retirement identity early can make your next chapter feel intentional instead of uncertain. If you have any questions about this episode or want to get some of the resources we mentioned, head over to LesleyLogan.co/podcast https://lesleylogan.co/podcast/. If you have any comments or questions about the Be It pod shoot us a message at beit@lesleylogan.co mailto:beit@lesleylogan.co. And as always, if you're enjoying the show please share it with someone who you think would enjoy it as well. It is your continued support that will help us continue to help others. Thank you so much! Never miss another show by subscribing at LesleyLogan.co/subscribe https://lesleylogan.co/podcast/#follow-subscribe-free.In this episode you will learn about:Why modern retirees now face a long “third age” requiring purpose beyond leisure.How work identity provides recognition, social connection, and daily structure.The difference between living as your “ought self” versus your “ideal self.”Why failing to plan identity often leads retirees to burn through money.Why creating a shared retirement vision helps guide future decisions together.Episode References/Links:Mesirow Wealth Management - https://www.mesirow.comGregg Lunceford on LinkedIn - https://beitpod.com/greggluncefordExit From Work by Gregg Lunceford - https://a.co/d/c84euxXThe Psychology of Money by Morgan Housel - https://a.co/d/feJq9lhGuest Bio:Gregg Lunceford has 32 years of experience in financial services. He is a Managing Director, Wealth Advisor in Mesirow Wealth Management and Vice Chair of the Mesirow DEI Council. He creates comprehensive financial planning strategies for individuals, families, organizations, athletes and business owners. He is the Investment Committee Chair for the American Heart Association, on the Board of Directors for the Juvenile Protective Association, an Advisory Board Member for the Nathan Manilow Sculpture Park at Governors State University and is an Advisory Board Member for the Quinlan School of Business at Loyola University. Gregg is also a frequent speaker on WGN radio's “Your Money Matters.” Gregg earned a B.A. from Loyola University, an MBA from Washington University, and a PhD from Case Western Reserve University where he conducted research on retirement. He is a CERTIFIED FINANCIAL PLANNER® professional and holds a Certificate in Financial Planning Studies from Northwestern University. If you enjoyed this episode, make sure and give us a five star rating and leave us a review on iTunes, Podcast Addict, Podchaser or Castbox. https://lovethepodcast.com/BITYSIDEALS! DEALS! DEALS! DEALS! https://onlinepilatesclasses.com/memberships/perks/#equipmentCheck out all our Preferred Vendors & Special Deals from Clair Sparrow, Sensate, Lyfefuel BeeKeeper's Naturals, Sauna Space, HigherDose, AG1 and ToeSox https://onlinepilatesclasses.com/memberships/perks/#equipmentBe in the know with all the workshops at OPC https://workshops.onlinepilatesclasses.com/lp-workshop-waitlistBe It Till You See It Podcast Survey https://pod.lesleylogan.co/be-it-podcasts-surveyBe a part of Lesley's Pilates Mentorship https://lesleylogan.co/elevate/FREE Ditching Busy Webinar https://ditchingbusy.com/Resources:Watch the Be It Till You See It podcast on YouTube! https://www.youtube.com/channel/UCq08HES7xLMvVa3Fy5DR8-gLesley Logan website https://lesleylogan.co/Be It Till You See It Podcast https://lesleylogan.co/podcast/Online Pilates Classes by Lesley Logan https://onlinepilatesclasses.com/Online Pilates Classes by Lesley Logan on YouTube https://www.youtube.com/channel/UCjogqXLnfyhS5VlU4rdzlnQProfitable Pilates https://profitablepilates.com/about/Follow Us on Social Media:Instagram https://www.instagram.com/lesley.logan/The Be It Till You See It Podcast YouTube channel https://www.youtube.com/channel/UCq08HES7xLMvVa3Fy5DR8-gFacebook https://www.facebook.com/llogan.pilatesLinkedIn https://www.linkedin.com/in/lesley-logan/The OPC YouTube Channel https://www.youtube.com/@OnlinePilatesClasses Episode Transcript:Gregg Lunceford 0:00  What we all need to start to focus on right now is just like we had that career guidance counselor helping us and coaching us and to that next thing, we need to start taking time to figure out that action plan for that next thing. And once you start to figure out, I need to form a retirement identity and understand my ideal self. You start to self motivate and become excited about it.Lesley Logan 0:27  Welcome to the Be It Till You See It podcast where we talk about taking messy action, knowing that perfect is boring. I'm Lesley Logan, Pilates instructor and fitness business coach. I've trained thousands of people around the world and the number one thing I see stopping people from achieving anything is self-doubt. My friends, action brings clarity and it's the antidote to fear. Each week, my guest will bring bold, executable, intrinsic and targeted steps that you can use to put yourself first and Be It Till You See It. It's a practice, not a perfect. Let's get started. Lesley Logan 1:10  Okay, Be It babe. This conversation is really cool. It's really, really cool. It might you I'm going to introduce it in just a second, I'm going to introduce the guest, and it might be somebody like when you think about this, you yes, you do. Yes, you do. And I actually am really excited once I hit in on this, because Brad and I have already talked about this topic with each other, but I we've actually not dove into what retirement looks like, right? Like? What does it look like? Who are we, you know. And I think especially if you're an elder like me, you're like, I'm still trying to figure that out for my work stuff, but, but there's, there's an even bigger reason for us to think about it now, and Gregg Lunceford is going to explain that to us, and it's going to give you so much inspiration and a joy and excitement and possibility. And I can't think of a better be it till you see it, thing that be working on than what Greg is going to offer us up today. So here he is. Lesley Logan 2:04  All right, Be It babe, I'm really excited, because when I met this guest, I was like, hold on, this is very different. This is a whole different attitude to have about. Fine, we're going to talk money. And I know some of you want to, like, put your head in the sand and ostrich out, but we're gonna talk retirement. We're gonna talk about some really cool things, also just thought processes to have. We have an amazing guest, the first person ever make me think of this in a different way. Gregg Lunceford from Mesirow, is here to rock our world today. So Greg, tell everyone who you are and what you do.Gregg Lunceford 2:34  Hello, Lesley, thank you so much for the opportunity to be on your show. My name is Gregg Lunceford. I am a career professional in financial services. I work for a firm called Mesirow Financial in Chicago. We have locations across the country and some overseas. I am a wealth advisor. In addition to that, I am also an academic researcher, and my field of study is retirement transition. And so what I work with clients on is getting them, not only do you understand the financial part of retirement, but also the social, emotional components of making the transition and how it is unique to them, because the 21st Century retiree retirement transition is much different and way more dynamic than most people think, having watched others do it in the 20th century.Lesley Logan 3:21  This is so cool, because you're not, like, our, you know, our grandfather or father is like, like, financial planner, you are actually thinking, like, deep about the person. And that I find, I don't think I've known anyone who does that. Like, usually it's like, here are the numbers, here's your sheet. Let's put this in. How much money do you want to have and like, that's it, but you you've brought more personality to it and also more emotions to it. How did you get started in that? Gregg Lunceford 3:47  So I'll give you a little bit of a backstory. So as I mentioned, I've been in financial services for 33 years, and when the real estate bust occurred in 2008 I was working for another organization, and we were having people come in and very successful people, and they were set for life. They were being offered an exit package from their from their employer. They were leaving a lot of C suite roles, or maybe a little role below the C suite. And we were having meetings with them to prepare for retirement, and we would go through all the financial numbers and something still wasn't right. And what I was noticing was they were hesitant to make the retirement decision, even though the company was saying, look, we, giving you this excellent opportunity to exit early create cost savings for us. It'll create great financial opportunity for you, especially because we were in this period of time like unemployment was going above 11%, and so here's the opportunity to take this nest egg and be good, which was counter to what we were taught in our industry when I came in the industry that, you know exiting out was an economic choice, that once you hit a certain number, then you would go look for activit ies of leisure, because work can be depressing and daunting and stressful and all those kinds of things. And even when I was watching, you know, commercial ads from people in the industry and competitors, you know, you'll see something that goes, and I won't call the company, but they had a very successful campaign that said what's your retirement number? Yes. And this number will follow you down the street. Is this? You know, you walk from the door, do you remember that? And you look at your balance, it's like, if today's the day you just tell your boss, I can't stand you, and it's over with, right? And so this was very counter to what I was experiencing. And so I started to talk to some of the senior level people in my organization. I said, there's something going on here and and they said, well, it's probably because they're talking to us, and they're also shopping with other people to see who they which which company they want to work with. So go offer them a great discount, because it's probably all things equal, and it's just they're being sensitive about numbers, once again, making this an economic choice, so we would do that. And what I recognize is the sales cycle got even longer. And so I would go back to them. But I said, have you been looking at the trends for our sales cycle? And you would think that these would be quick, easy, easy sales, you know, because people supposed to be running out of the door, and they took longer. And so I said, there's something we don't understand about someone who is at this stage, and the feedback I got was, if it's something social emotional, there's nothing we can do about it. You know, if someone's afraid about running out of money, you can create an annuity product to take care of them for life. Somebody's worried about interest rates going up, you can create a product that deals with interest rate sensitivity, but nothing can deal with how a person feels. And I didn't accept that as an answer. I thought that was wrong, because the way I view it is, clients hire us, and they trust us, and we can do a better job the more we understand the client beyond just their finances, right? And I felt like there was a big problem here. So I basically said, you know, I want to go back to school and study this. And I negotiated for time to be in class, and I got it. And so I went to Case Western Reserve University. I got into a PhD program there, and I did four years of PhD study and lots of studies trying to figure out what are the social, emotional factors, as well as the financial factors that a person considers when making the retirement decision. And there were just tons of things that I learned in that process that I used to help my clients. Were happy to talk to you about that journey.Lesley Logan 7:37  Yeah, I'm excited to get in with that, because it's really funny as you talk about this, I like, my my family, right? My mom is two years from retirement, and she's got two homes, you know, in California that it, honestly, I was trying to get her to sell few years back because it would have been a great idea. And like, get a condo, be set for life. And we're like, showing her the numbers. We're like, look at this. This is a you, you can set yourself up to just be chill, and she is like, not listening, and I think it's because of the emotional attachment to these properties versus, like, the numbers. And so I can I get that right? Like, I get my my in laws could have retired years ago. I don't think that they know what to do if they don't have work things. And I don't even know that they love their work. I think they like what the what the work represents that they do during their day. So I do want to dive into this, because in being it till you see it like I'm hoping that every listener here gets to live to the age that they desire, like and we all are, as you mentioned, like that, the time that we're in people are living a much longer time, like retired at 65 and dying at 90. It's a long time to not have a J-O-B, right? So it would be really cool to chat with you, because like being it till we see it means including what we want to be. How do we want to be when we're older and not doing the thing we're doing? How do we want to be in retirement? So let's dive into that a little bit.Gregg Lunceford 9:06  Sure, so a couple things I want to cover off on. It was like one, how did we get here? And I think you've already touched on that. The fact is, we're living longer. And so if you are looking at a retirement maybe 50 years ago, when people really started to expire in their late 60s and their 70s. What occurred was you got to 65 and the system told you 65 is the number. Why does this arbitrary number was picked one day when they were trying to figure out Social Security, they said it was 65 is the number, right? And so you come out at that period of time, and you only have just a few healthy years in front of you, or at least you anticipate you only have a few healthy years. So what came out was this concept of a bucket list. So I am going to use these healthy years to travel, play all the golf I can, and have all this leisure that I can before I am too physically unable to do this or mentally unable to do this. And so couple things were wrong there, as it relates to our retirement 21st century. One, we're living longer, so you're going to be physically and mentally able to do something for a long period of time. So if you don't sort of set goals for yourself and see what you can be in the futurem you're going to get bored really, really quickly, and you're going to start to decline very quickly, simply because you're absent of certain things, purpose and drive and and goals and accomplishment. You know, it's more than just a couple rounds of golf that are going to make you happy. And so what I think people don't understand is we are now living in a period of time where it used to be you went from your youth to middle age and to old age. And so this transition from middle age to old age was about that 60 mark, right? And so people just basically said, I have no more control. The system is going to do what it does to me. I'm going to be booted out of my job. I'm going to be sent off to do leisure. I guess that means I play with my grandchildren or volunteer, and I'll just follow suit. And what happened is a lot of people found themselves doing things that weren't rewarding to them. Now we're in a new era, because we live longer. And what is present now is what is called, in academic terms, the Third Age. So you now go from early age to middle age to this Third Age, which is this undefined period, and today's retirees are the first people to go on this, and then you go on the old age, and the Third Age is this 20 year life bonus, where you get to define who and what you want to be. And think about it, you're wiser than you ever been. For most people, you have more financial resources than you ever had. You don't have a commitment to other people, meaning you've raised your children so you don't have to worry about them. Hopefully you're in a position where you don't have to care for aging loved ones, right? So this is a period of time where you can do anything and everything you always wanted to do. And people go, well, what didn't I have the opportunity to do whatever I wanted to do? Not quite, because remember when we were growing up, and those before us were growing up, we were kind of encouraged to do things that were socially acceptable. Rght? Lesley Logan 11:02  I agree. Gregg Lunceford 9:07  It wasn't until recent decades where someone says, I'm going to start a computer company out of my garage. I'm going to drop out of college and do something that's undefined and pioneer so the current generations, entering into into retirement, have never developed this proactive protein behavior the way maybe millennials and Generation Z has.Lesley Logan 12:54  I completely agree. Because, like, I, I mean, I feel very lucky that even though I was raised very much by, like, almost a Boomer and and a hippie like, I do have a career where I am doing whatever I want. I'm an elder millennial, so I have that, but I have friends who are just a few years older than me, and I don't think that they have a they don't have hobbies. If they have a hobby, it's going to the gym. You know what I mean? Like, it's like they don't really have things so outside of their work, it's like, what do you do for fun? Are you kidding? Like there's no and so I feel like what you're getting at is, like, no one has actually spent time thinking like, but what do I actually want? How can I dream about that, right? How can I make that so exciting that that I want to take a retirement package or that I'm excited to I have this I'm not just like, oh, let me go play golf three times a week. Like, what else? I have no purpose. I think it's really fascinating that that there is a good chunk of, like, I would say, probably over 45 who don't really, they're exploring it, but don't know. And how do you figure that out?Gregg Lunceford 13:59  So let me ask you a question. Lesley, what is your earliest memory? Or how about how old do you think you were when someone first asked you what you wanted to be when you grow up?Lesley Logan 14:09  I remember being in elementary school, and I'm sure it was asked of me earlier, because people have told me that I said something different earlier. But I remember in fourth grade, I had to, like, write a poem about who I was and what like, what did it feel like, and what did it sound like, and what did it look like. And I said, a judge, you guys, that should shock everyone.Gregg Lunceford 14:36  My point is so since age 10, someone has been helping you develop your work identity. So people were asking you at home or in your neighborhood or a church or wherever you socialize, what you're going to be then you're going to go to a middle school and you're at the high school and they're going to assign a counselor, going to start telling you to think about college or trade school or whatever it is. Is then you got to get into career. And then whatever career you get in, maybe you're assigned a mentor that's helping you understand or think about how to advance in that career. And then you get to this point where maybe you're like late 40s or 50s. And does anybody help you figure out what your identity will be after work. Lesley Logan 15:22  No, as you're saying this. Gregg Lunceford 15:24  You're on your own. You're on your own. And the only thing that was different here is when they put you into that position where you were felt forced into retirement, right? And then there was also a safety net there in the form of a pension that doesn't exist the way it once did, and there were other government safety nets that may not exist the way they once did before, when they put you there, you just said, okay, I'll accept it, because I'm only going to be around five years anyway. So let me work on this bucket list, but you never really thought about and I think people don't really dig into thinking about what the value of work is, beyond the financial resources it provides. So they get to the tail end of their career, and some people may not even think about it anyway, either. So career, because you've spent all this time having these conversations, you start developing this identity because your work, you become what your work is, right? And so, so a lot of people look at the economic resources it provides, but work also provides for us ways to get psychological success. Who doesn't like completing a task and getting recognition, and if you're in a good working environment, right? Everyone says, Let's applaud Lesley because she did this for the team which created this opportunity for the company, which created this value that she should be recognized for, right? So that that's very important, that gives you a reason to get out of bed, that gives you a reason to thrive, and that has some value when you walk out of the work environment. How do you replace that when you go into this third age? The second thing is, work provides socialization. No matter what you think about your work colleagues, if you like them, that's great. They give you somebody that you want to see every day, that you become personal friends with, that you grow with, that you learn to care about. If you hate them, they give you something to laugh about at the end of the day. You know what that idiot Bob did today again, right? That gives that gives you more than you think, right? And so work provides socialization. And then the third thing that work provides that we often overlook is structure in your day. What to do with your time, right? And so for a lot of people, when they don't have somewhere to go, something to do that makes them feel accomplished, and people to be around that they enjoy or either get some form of comical satisfaction from, they're lost when you put them out there on their own. And so what I learned and through my research is this transition for a lot of people, is the first career transition that they've made independently, and it is scary. Lesley Logan 18:08  Yeah. I mean, when you put all that together and I'm just like, going, wow, you know, people aren't it, one of the questions we've got on the pod is like, how do you make friends as a note when you move to a new place? It's like, I mean, for us, we work for ourselves. So, like, we didn't have a place to go to make, you know, so I, my husband and I have a different experience in, like, how to find socialization and structure to our day. And, you know, like we've had to make it happen. But for so many you know, my dad, he quit his he quit his security job. Yes, guys, my 72 year old father was a security guard, but he quit it because he got frustrated. Anyways, he is back working as a crosswalk guard because he's like, I'm bored. I have nothing to do, and I'm like, but dad, we could get a hobby. We could play these game like, all this stuff. And it's because he never, ever, ever in his whole life, did anyone ever encourage developing the skills outside of work.Gregg Lunceford 19:06  Developing a retirement identity, right, developing a retirement identity. And what also makes it hard is, you know, when you are developing a retirement identity, like I said, this is your first shot at personal freedom in life. Okay, when you're growing up, you had to do what your parents told you to do. Then you became an adult, and then you had all these set of responsibilities. And so you were doing what people told you you ought to do. You were really working on your art self. So if you're going to have a family, you ought to find a job that produces enough income, you know. So you didn't really think about ideally what you wanted to do. And what is really amazing to me is I've interviewed some highly successful people that do amazing things, and when I start talking to them about forming their ideal self, the stuff they come up with is so counter to what what and who they are. It is. Is amazing to me. So I get cancer surgery or successful attorneys or engineers to say I want to learn how to write mystery novels, or I want to start a rock band. And so what it points to me, and what it what comes out to me is these are probably things that they wanted to do in the 10, in their teens, in their early 20s, all along, but they couldn't do that because society told them these are not the things a person ought to do. You know, if they want stability in terms of income, if they want respect in their community, if they want you know, the structure that around it allows them to have a family and not have to worry about things. And so now you get to this third age, and I saw all off the table. You're wiser than you've ever been. You have more financial resources than you've ever had. You know, you have more personal freedom. Now you get to, really, for the first time, work on who your ideal self, not your ought self, who you want to be. And if you get it right, you're the only person you have to hold accountable. If you get it wrong, you're the only person you have to hold accountable. And so some people go, well, Greg, what does it have to do with money? I think people who don't take time to find this identity burn through a lot of money trying to find themselves. Right? And so, when I first started this journey, I was trying to find a cohort of individuals that had finished their career, achieved financial success and had 30 years ahead of them. And what were their behaviors, and where you consistently see this is with professional athletes, right? You're out of the game early. Right? You're in your 30s, and you're Tom Brady, you're 40, but that's the long game. But you're really out in your late 20s, your early 30s, you don't have financial concerns, right? And what is the behavior? And sometimes we demonize athletes for dysfunctional behavior after Hey, but all they're showing us is who we are going to be if we don't develop a retirement identity.Lesley Logan 22:09  Yes, Greg, you are 100% correct there. I think most people, think most people will say they don't know how to manage their money and and to your research and what we've been talking about here, it's not about managing money it's about they don't know who they are without their sport because they spent, for those people, they spent, literally, since they were a child in that sport and getting so many accolades, and then all of a sudden, no one cares. No one pays attention to them. For the most part, they're not going to be on TV like, that's it. And so I think it, I think you're spot on. It's not about the money responsibility, although they might need to learn some. It's about who, who are they now that they're not playing.Gregg Lunceford 22:50  Right and so then you go, well, this athlete just went broke because they put all this money in his business. Well, they're trying to get the same accolades in business they got in sports, right? They're trying to replace that identity that made them feel good, made them feel accomplished and some people are very successful at it. Those aren't. But my point is, there has to be a road map to get that yes, and it doesn't always have to be in business. It could be in your civic activities. It could be you learning to act, or you become in sport, but you have to first of all imagine who your ideal self is. And just like you were coached and you read and you trained to build that ought self, hopefully, for some people, a lot of people, the ought self is their ideal self, and they're usually entrepreneurs like you, where you that you know what, I'm not going to go to normal path. I'm going to carve a path for myself, and entrepreneurship gives me that freedom. But for a lot of people, they have to figure out now that I've satisfied all these obligations to other people and other things, who do I ideally want to be and then work at how do I get there? Because if you go in there blindly, you're just the same as that person out of that was in sports or any other industry, you're just trying to find this quick hit to replace all of these accolades or psychological successes you got. And you can blow up a lot of money doing that. So the well being comes from getting all of these components right, not just as we were taught in the 20th century, just making sure you don't run out of money. Lesley Logan 24:26  Gregg, this is insane. So okay, so I love all of this. And it's, it's, it's like, so aligned, because I'm always like, can't be you're not gonna get right the first time. Like, we have to ditch perfection, which, of course, in workplace, it's very honed. Like, check the box. Do it right. Do it right. So you have to talk to the boss about how you did it wrong. Like, get it right. Like, so of course, when you, when you retire, if you haven't been working on these things, you're you're going to be hard on you're going to take your ought self into your retirement. So I guess, like, first of all, I don't think that most financial retirement planners do any of these questions. So when, if, when people come to you talk retirement, are you like pulling are you like asking them what their ideal, what they want their ideal self to be? Do they even know how to find it? What questions do they have to ask themselves? Gregg Lunceford 25:13  Well, we do have. We have. We have a lot of conversation about, you know, not only can you financially afford it, we can put some numbers of software and come up with that answer pretty quickly, right? But we also have a conversation about, what do you think your lifestyle will be, and why do you think this is right for you? And what do you want to accomplish? And you know, some folks will come in and say, hey, I think I want to start a small business, right? And so we might talk about them, and they don't want they don't want work again in the way they want it, but they want something to do that is work on their own terms. So a lot of this is you changing the terms of what you're doing and because when we go, especially if we go to work for a corporation or some that's usually a unilateral contract, right? The person the institution is telling you, I'll give you X amount of dollars if you do this. And you say, but what if I did a little different? No, you don't get a choice in that. This is what you got to do, right? And what we're recognizing is we do have some power in that. We do have some power. I've seen a lot of people be successful in going back to their places of work and negotiating consulting contracts. And they basically said, you know, I don't want to do nine to five, but if you have a special project that you bring on, let's say you bring you on new software, whatever, and this is going to be a nine-month project, or it's going to be something you need few hours, you know, out of the week and but I get the summers off. I'm your person for doing that. And that's how they're able to get from their ought self into their ideal self, because the time that they're not there, they now start to figure out what their personal freedom, what they really like to do. So I think of one person now, he was very successful at this, but he also was confident enough talking to his employer, because he was the head of HR, so he knew he was a little bit more comfortable. But basically what he did was he got to this point, and he was ready to make this transition now, but he didn't know what he wanted to do. So he went to and he said, look, I'm the head of HR, I got 70 people reporting to me. I'm willing to give all of my direct reports to my successor. If you help me, let me help you identify my successor, and help me groom your successor. So his role became more of coach, manager, mentor, in this last couple of years, and that was three days a week. He said the other day a week. These are institutions, nonprofit institutions, that we, as an organization, support. I want one day to volunteer with one of them, and so now they get a free executive for one day a week. That was great for the company. Worked out well. He said, then the fifth day of the week, I just want a day off. I want to see if I really enjoy leisure. Everyone tells me I'm supposed to play all these rounds of golf and lay back and relax. Let me make sure that that's the right thing for me. So he has three days a week that he is engaging in what he traditionally knows in terms of what his identity is. He has one day a week to see if he wants to change his identity in his community through his volunteerism, and he has one day a week to figure out if I just want to exit all together. And the answer is, you can do one of the three of those. You can continue doing all of the three of those. What we have now is, if you shape them correctly, is we have what are called boundary-less careers. And so this is where I think, you know, we give Millennials a bad rap. We give millennials a bad rap because we always say, well, they like to do a gig economy. They don't stay anywhere 30 years. But what they're really engaging in is today's boundary-less career, where they define success for themselves, versus going down the traditional path, which says you can only be successful by going up the pyramid. For them is, you know what? I can be equally financially successful. I can gig here, gig there, and add it all together, or I can and get this personal freedom and know how to negotiate so that I'm spending more time, just as much time developing my ideal self as I'm developing my ought self.Lesley Logan 29:21  Oh my gosh, Gregg, you just like, I think you're the first person to ever give the millennials a compliment. But thank you. Constantly find myself defending, like, I'm like, what are we talking about? Like, we're not bad, we're we're a group that's how to really fight, like, figure things out. Because when we came into the world where we got a job, like, everything was so uncertain. You know, between 911 and between, that's when I went to college, and then I got out of college, and it was like the recession, like, there's not, there's not been an opportunity to have a certainty of a 30-year career. But I think what you're, what I'm, what I love about what your saying is, like, we've actually been spending our careers figuring out who we are, and like, spending time doing that. And I am obsessed with what the example of the guy you gave, because I think so many people can start playing with that right now. So many companies are looking to go to a four day work week, you know, like, so many places are looking to have like, Okay, you're in office for some days and you're at home for other days. Like, we can look at those opportunities as ways to figure out our retirement identity. Gregg Lunceford 30:22  Right. And a lot of us get stuck in this, oh, well, I work for this large corporation. They aren't flexible. There are a lot of small, medium sized companies that are in growth mode that that model works very well. That's what they can afford. And they need the institutional knowledge and the wisdom you got to be able to and this is where we go back to talking about boundary list careers. You got to think about all of the universe and parts of it you don't even know exist. This is where your personal curiosity has to kick in to get what you want. Lesley Logan 30:53  Yeah. Yeah. Okay, Gregg, so I feel like you are a unicorn though. Like, I really do feel like, because, I mean, obviously, what a cool company, that they're like, yeah, go, take four years to figure out this idea you have, and then, like.Gregg Lunceford 31:09  Well no, they weren't that cool. That's why I'm here. Lesley Logan 31:14  Okay, that's cool. Gregg Lunceford 31:15  I kind of, I took a lot of flack as I was doing this, and because people were going, we don't understand why you're doing thi, right, and you know, we don't really understand your need to do it. And there were a few key executives that said, you know, they were really supportive of me, but overall, it was, you know, I was sort of like I was trailblazing, and people were going, you you have a very good set of responsibilities here, that you could be highly successful. Why do you want to tinker with the mouse trap? And I said, I think this would make me a better advisor to my clients, if I, if I came to understand this now, back then, and, you know, there was no one talking about psychology. I'm a certified financial planner now, the CFP exam as of I think, like two, three years ago, 11% of the exam is psychology now. But I was, I was in a very uncomfortable space, but I believed I was right. So when you start talking about, you know, be it till you see it, right, I'd be, I was in a very uncomfortable space. And this is my book, Exit From Work, I write about it in my book, but I am glad I had the journey, because I feel as though I'm a better professional, and my clients appreciate it.Lesley Logan 32:21  Yeah. I mean, like, you know, years ago, I read the book Psychology of Money, right? I think that's what it's called, or maybe it's called profit, but I think that's money. And, like, I said, like, the type of person you have to be to get money is very different than the type of person you'd be to keep the money. And I was like, like, that's, by the way, that's, like, the thing I remember from the whole book, it's, but at any rate, I remember that sticking going, hold on a second. Like, we as people have to evolve, like, one on the getting, two on the keeping, and that goes kind of along with what you're saying. Like, you know, you have to understand the emotion psychology behind all of this. Because, yes, spreadsheets are great, but with AI, like, we don't need a bunch of people do a spreadsheet anymore. So there's that we need someone to help guide us to like, well, who is it like, where is this money going? What do you want to do with it? What like was also, what if, instead of like, okay, here comes our retirement age, what if it's like, oh my gosh, like, I can't even wait, or, actually, I'm going part time now, and my retirement is part time, and I'm doing all these other things. Like, that's so cool that you, I mean, you do that, it's not easy to be a trailblazer. It's not easy to be the only person talking about it, though. Gregg Lunceford 33:27  Right. It's rewarding in the end, and so, and I think a lot of people find it liberating, because if you got 20 years, you just really want to do what people tell you you ought to do. I mean, especially when you spent the first 60 doing that. And so really, what this third age is supposed to be. It's supposed to be the most dynamic part of your life, right? It is a way to course correct or either enhance something that's already gone well for you, versus a lot of people going to retirement, because that's what retirement was when it first started off, it was really this negotiation between management and labor, where, especially, we were in an industrial society. So labor was more physical, right now we're in a service economy, so it was really more cerebral. But back then, you know, they wanted a management wanted employees who could swing a hammer so many times a minute, and that was usually somebody under age 40, and this is where we start getting age protection laws, right. And anyone over 40 they wanted out of the workforce. So, you know, retirement didn't start off as this, oh, this is this great thing, and they're going to write me checks for the rest of my life. It didn't start off as that. It really started off as you were really making someone feel devalued because you you didn't have any and so we've gone along with this model. It wasn't until maybe, like the 19 late 70s or 1980s when we went into this global recession where people started getting offered these early retirement packages to come out of companies because globally, a lot of people, a lot of companies, had financial issues to deal with. And what they weren't expecting when they let this 55 year old go is that life expectancy was starting to go up, and so now this 55 year old is now living to 80, and they got the best end of the deal. And what is happening financially right now is people are looking at their parents and grandparents who got that deal, and they're going, I can never afford to do what they did, and not realizing that that was an anomaly. And so a lot of people, socially, emotionally, feel like they're failing, and they don't want to talk about retirement because they feel as though I'll never be able to do what the person did before me and therefore there must be something wrong with what I'm doing or what me and the reality is the game is changing, and so you actually have more personal freedom than they have. And just like they walked into a unique situation, you have to craft a unique situation for you that works.Lesley Logan 36:04  Yes, that, Gregg, this is, you're a historian. You're like a life coach and like the person we all need to be thinking about when it comes to like, because it doesn't matter how I mean, obviously we're told, like, the earlier you can start thinking about retirement, the better. But people don't want to do that, like I said the beginning of this. They want to put their head in the sand, like, I can't be my grandparents, so I'm just going to keep doing what I ought to do, and just and like, we'll deal with that later. We'll figure out the number later. But I think if we can, like, start thinking about it now, it really does allow us to curate the experience we have with work, but then also set ourselves up for that third age where we can have a really good time getting to know ourselves even deeper, and not not losing money along the way.Gregg Lunceford 36:51  That's correct, because in that third age, you may convert a hobby. So I have a friend who was in banking with me. He would always go take a week or two off every year and just go to Europe and backpack. He would stay at, you know, two three star hotels. He was like, I'm not there every day. And he would just go take the most amazing pictures he bring them back to the office. And we would go, Jim, you know, you should have an art show. And he was like, Nah, they're just hobbies or whatever. And he had a hard shell, and people started buying his art. And so, you know, now in retirement, you know his joy also produces income. And so he has defined work on his own terms. It doesn't even feel like work to him. And so what a lot of people who are looking at their parents and grandparents and then going, you know, they got this pension for life, and they don't offer pensions anymore, and they didn't get sandwiched. So they didn't have the burden, financial burden of raising kids and having to take care of parents. I'm stuck. I'll never be able to do that. There's something wrong you don't understand. You now have this 20 year life bonus, where you can learn to gig, you can learn to I often point to the show The Golden Girls. I don't know if the creators of the show knew what they were doing or they intentionally did this, but look at that model. I think that's the model a lot of people are going to have to go to. And I think you touched on this a little bit earlier. You start talking about your father and your in laws. And you know, we don't have kinship the way we once did, once small, we have smaller families, right? Two, geographically we disperse, right? And so what in this planning process of your ideal self, what you also have to learn how to do is to replace kinships with friendships. So that's what was going on in that in that Golden Girls house, you had Dorothy and her mother, Sophia, that had a kinship, but where they didn't have kinship, they replaced it with their roommates with Blanche and Betty (inaudible). And so now that you have this replacement of family that you trust and you get along with, now you got four people to split your rent with, so that makes the money go longer, right? Yeah, then you start talking about what went on every day. Well, sometimes they were doing volunteer work, and then they had to spin off where they bought a hotel. So they basically were doing their own version of a gig economy, right? They were engaging as much as they wanted to or not. Then they had socialization from each other. There was always something going on in that house, right? Yes. And so, right? And then they had things to create psychological success. So I don't know if the creators of the show recognized at the time, but to me, I looked at it as sort of foreshadowing what people have to create for themselves on their own with this life bonus, and it will help them both financially, as well as their mental and their mental well being. Lesley Logan 40:00  Gregg, yes. I mean, I joke with my friends who have kids. I'm like, I just want you to know that your kid is gonna have to take care of me because I don't have kids. But really, actually, I just need to find my Golden Girls, my husband. I just need to find a co op, a little commune of all of our friend all of our friends who don't have kids, we actually like what we're being with. And we could have a great little retirement home, maybe make it a BnB. This what I what I just I'm obsessed with, and why I got excited to have you on is, you know, oftentimes the Be It Till You See It podcast really talks about, like, what we can do right now, like, for right now, what we can do to be it till we see it tomorrow, or for the thing we want next year. Or there might be some stuff I have never thought of it as like, what can we be doing right now to be it till we see it for retirement in a way that we can choose, like we get the life is literally what we want, and the research you've done, the education you've had, and how you've literally seen it implemented in unique ways, because of all this work, is so cool. It makes me excited to actually, like, look into that future. Because, like, I'm like, I'm like, I'm not gonna look past 50, because I got things to do with my job, with the job that I created for myself. It's like, oh, hold on a second. What, like, what can I be playing with right now so that I know what I'm gonna do past 50, so that I have something to look forward to. So I'm excited about it. So, Gregg, what are you most excited about right now?Gregg Lunceford 41:20  I'm excited about I'm writing and researching and learning about the person I'm becoming. So and so I often joke with my clients, but I'm really not joking. They'll come back and they'll tell me some amazing experience they had, and I always tell them, leave me a list of notes so I know where to start when it comes to my time, and I say that jokingly, but it's something it is serious. What we all need to start to focus on right now is just like we had that career guidance counselor helping us and coaching us. And to that next thing, we need to start taking time to figure out that action plan for that next thing. And once you start to figure out I need to form a retirement identity and understand my ideal self, you start to self motivate and become excited about it. So what I really enjoy about what I've done through my work, whether it be here as an advisor or through my research, is that I'm helping people understand that they have a lot to be encouraged by, right? You're going to get 20 years to do whatever it is you want to do. And what I also want people to be understanding of. You don't have to leave the workforce if you're doing something awesome already. Just keep doing it. And if you want to modify that in some kind of way, figure out a plan, or figure out your terms and how to negotiate those terms. Say you can do that. Lesley Logan 42:51  Oh, I just like each answer. I just get more excited for people. I'm excited for myself. Like, I'm like, wow, this is so fun. We're gonna take a brief break and then find out where people can find you, follow you, work with you and your Be It Action Items. Lesley Logan 43:00  Okay, Gregg, where can they connect with you? You have a book, Exit From Work, but where, where can they go to chat with you, work with you like, get more ideas about their retirement identity?Gregg Lunceford 43:14  Sure, so I can be reached at mesirow.com so our website, M-E-S-I-R-O-W dot com, on that, if you put in my name in our search engine, Gregg Lunceford, you'll come up with my team web page. We'll have my bio, my contact information, also a list of all my publications. Also, if you're interested in my book, Exit From Work. This can be found on amazon.com, and I'm always encouraged by people who take time to drop me a note, or we didn't even go into I talked about the Golden Girls situation. We didn't even go into their academically based retirement communities. Now, basically, instead of dormitory you lived in when you were in your late teens and 20s, now people are going back to retire near where they went to school. So they now have, because we don't have these kinships, they're now bracing building friendships based on the fact that they're alumni, or they love the school and and so it's sort of like this, you were living in the Golden Girls subdivision, maybe. Lesley Logan 44:15  Oh, my God. Gregg Lunceford 44:15  So there are all kinds of things that are going on right now, and I just, I write about it in my book too. I just want people to learn about that so they don't feel as though they're confined to what they saw their parents do. Lesley Logan 44:27  Yeah, yeah. Oh my gosh, Brad, when you listen to this, we'll choose your school, because he went to music school, so we'll choose that one.Gregg Lunceford 44:37  He could, he could probably teach all the people I know they want to start a rock band. Lesley Logan 44:41  Yeah, yeah, yeah, him and his buddies. That could be their whole little they would love it. Okay, you've given us a lot, but I do want to dive into the bold, executable, intrinsic or targeted steps people can take to be it till they see it. What do you have for us?Gregg Lunceford 44:56  Okay, so what you first have to do is you have to create a vision. And if you have a partner, it is very important that that be a shared vision. The last thing we want to do is get to the end of our career and then have conflict with our partner. And a lot of that happens because most couples do not talk about retirement. They don't even know if the other partners is saving for retirement. Like 40% couples don't even talk about this. Don't even do the calculation to get past them. So so if you haven't even done the basics on that end, talking about this thing you aspire to be is very difficult because And so last thing you want to do is you both jump in it, and then you you're stuck and you're unhappy. So create a vision. If you have a partner, make sure that's a shared vision. And then start talking about goals. Engage someone like myself, who's a financial planning professional, to help you see how you can align your financial wherewithal with those goals. And then think differently. Think about being your best self at this stage, not being someone who society just said it's time for you to leave, because that's not the case. You have more value to offer a lot of people than you think.Lesley Logan 46:07  I do, I love that. This is an episode I really hope my in-laws actually listen to. I really am. I'm actually just really excited for even our our listeners who who are like, you know, they might be in there. They might be, like, 15, 20 years away from retirement, but, or even 10, but, like, we have a bunch of them, and I hope this helps them rethink that, because I think sometimes there's a fear to, oh, my God, you know. And you just said it like being the system has told them that they're done, but you're not done. And so I just you've given, like, so much excitement around this topic, and joy and possibility. So Gregg, thank you for being you. You all, how are you going to use these tips in your life? We want to know. Make sure you tell Gregg Lunceford your takeaways. I'm sure it will make his day. Share this with friend who needs to hear it, that friend who's like, so worried all the time, like, absolutely needs this. And you know what to do until next time, Be It Till You See It. Lesley Logan 47:01  That's all I got for this episode of the Be It Till You See It Podcast. One thing that would help both myself and future listeners is for you to rate the show and leave a review and follow or subscribe for free wherever you listen to your podcast. Also, make sure to introduce yourself over at the Be It Pod on Instagram. I would love to know more about you. Share this episode with whoever you think needs to hear it. Help us and others Be It Till You See It. Have an awesome day. Be It Till You See It is a production of The Bloom Podcast Network. If you want to leave us a message or a question that we might read on another episode, you can text us at +1-310-905-5534 or send a DM on Instagram @BeItPod.Brad Crowell 47:44  It's written, filmed, and recorded by your host, Lesley Logan, and me, Brad Crowell.Lesley Logan 47:49  It is transcribed, produced and edited by the epic team at Disenyo.co.Brad Crowell 47:54  Our theme music is by Ali at Apex Production Music and our branding by designer and artist, Gianfranco Cioffi.Lesley Logan 48:01  Special thanks to Melissa Solomon for creating our visuals.Brad Crowell 48:04  Also to Angelina Herico for adding all of our content to our website. And finally to Meridith Root for keeping us all on point and on time.Support this podcast at — https://redcircle.com/be-it-till-you-see-it/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

In this week's episode of the Seven Figure Consultant Podcast, originally broadcast in June 2025, I spoke to Joanna Lott about the realities of building a coaching or consulting business from the ground up. We explored the challenges new entrepreneurs face, from defining a niche and mastering marketing to overcoming visibility fears and developing a strong money mindset. Joanna also shared practical advice on leveraging personal connections, adapting to client needs, and embracing the messy, rewarding journey of entrepreneurship. Whether you're just starting out or refining your approach, this episode offers actionable insights for growing a thriving consulting business. In This Episode: [00:00:00] Joanna shares her background and motivation for helping coaches. [00:01:17] Discussion about the gap between coach training and actually building a business, and the misleading promises from training organizations. [00:03:21] Joanna describes the shock new coaches face regarding marketing, sales, and the importance of niching. [00:05:20] Clarifying the focus on executive and corporate-facing coaching, and the dual audience of organizations and individuals. [00:09:15] Advice on aligning marketing messages to organizational pain points and the importance of targeting decision-makers. [00:11:45] Joanna's advice on choosing a specialism, researching organizational needs, and being open in client conversations. [00:15:10] Discussing the discomfort around sales, visibility, and the money mindset issues new coaches face. [00:17:17] The value of reaching out to existing contacts for leads, and the vulnerability involved in doing so. [00:21:00] Stories about landing first contracts, learning to ask about budgets, and the evolution of pricing confidence. [00:23:58] The importance of being willing to fail, adapt, and learn from missed opportunities in proposal and offer development. [00:25:16] Encouragement to embrace high-ticket pricing and the reality that there's no single "right" answer in new service creation. [00:28:36] The role of resilience in entrepreneurship, celebrating growth milestones, and the emotional rollercoaster of early business. [00:31:58] Recognizing that business growth takes time, and the need to persist through uncertainty and discomfort. [00:34:40] Stories of how both hosts' businesses changed over time, and the importance of letting your brand and offers evolve. [00:38:38] Practical advice for new coaches. Key Takeaways: Visibility, sales resistance, and money mindset are the biggest hurdles. Getting over the fear of being seen and learning to confidently price your services are non-negotiables if you want to grow. Many high-value corporate contracts begin with a simple message to a past colleague. Be clear, be specific and always end with a question, not a full stop. Successful proposals start with curiosity. Don't cling too tightly to a pre-planned offer - let conversations with organizations shape what you deliver and how you position it. Quotes: "The heartbreaking thing is that people just don't buy freedom or having a great life. They don't buy coaching. They buy the result that they want." - Joanna Lott "I find clients get very attached to their offer. … If they just take a step back and really, really listen in those conversations, they could gain more opportunities. Because if you're trying to only pitch your one little offer that you've got in your head that you want to sell, it's really tricky. Get the other person talking as much as possible as to what their challenges are, and then essentially use your coaching skills to reflect everything you heard and decide at that point, if that's something that you want to offer or not." - Joanna Lott "So I think it is being willing to learn and fail in public in front of people that perhaps you used to know. And yeah, not always knowing the right answers… There is no one right figure that's going to mean you are 100% guaranteed to get this contract." - Joanna Lott "We can only learn in the trenches, in the sandbox, by getting our hands and feet dirty. That's the way it has to be." - Jessica Fearnley "I often find those conversations that I get my clients having have a really fruitful outcome in terms of leads and sales. Even this year, I've got several clients who've made multi six-figure deals just by phoning up people that they've known for 20 or 30 years. It's such a quick win, but that can be such an uncomfortable thing to do because all of these things come up, like, 'who am I to ask for this?'" - Jessica Fearnley   Useful Links Joanna: JoannaLottCoaching.com 2025 Success Planner for Coaches Women in the Coaching Arena Podcast Jessica: Buy Jessica's book, Too Much, on Amazon Join the Making Your First $100k as a B2B Consultant workshop Get in touch with Jessica to discuss your consulting business Leave a rating and review for the Seven Figure Consultant Podcast Connect with Jessica on LinkedIn   Guest Bio Joanna Lott is a business coach who helps qualified coaches attract clients with honesty, not hype. As the host of The Women in the Coaching Arena, a top 2.5% globally ranked show, she provides practical strategies to help coaches grow thriving, sustainable businesses. With a track record of successfully selling executive, career and business coaching services to both organisations and individuals, Joanna has now supported hundreds of coaches in building profitable, integrity-driven businesses through strategic marketing. She is an ICF Associate Certified Coach and holds an ILM Level 7 Certificate in Executive Coaching & Mentoring, bringing a wealth of practical experience and professional expertise to her work.

Join host Sue Rose Minahan and Australian astrology guest Melissa Elvira Billington for a potent fireside chat: "Ixion Dwarf Planet Passion." The Dwarf Planets orbit beyond Neptune and Pluto in the Kuiper Belt. Like Pluto, Ixion orbits in a 2-3 resonance with the orbit of Neptune. However, Ixion's elliptical orbit cuts through the ecliptic path of the Sun, spending time mostly above in the ‘upperworld' of our consciousness.The Greek myth gets pretty heavy, but essentially it suggests that broken promises lead to retribution of being outcasted. Ixion squandered a 2nd chance and was then expelled. As the mythological father of the Centaurs, Ixion represents our raw nature. Can we transform irreverence into respect for boundaries and relationship agreements – to truly live passion on our own terms. To make the most of life and create change!Joining Talk Cosmos founder and evolutionary astrologer Sue Rose Minahan of Kailua Kona, Hawai'i will be special guest Melissa Elvira Billington, of Brisbane, Australia. Join the Journey.Catch new weekly episodes and subscribe to TalkCosmos.com plus YouTube channel @TalkCosmos to access the latest content through YouTube, Facebook, radio, and podcast platforms.MELISSA ELVIRA BILLINGTON has worked in the creative and healing arts internationally since the mid 1990's. As an actor in film, theatre, and standup comedy, she's written and performed two one-woman shows: PocaHauntUs—Shapeshifting History into HerStory and Heaven On Earth–love comes first. In the healing realm, Melissa has been a yoga teacher since 2001, teaching in many contexts and with an online presence since 2015. You can find her signature series MYOGA Freedom on YouTube and via her Substack Trust the Longer Journey: melissaelvirabillington.substack.com Melissa taught astrology with Alan Clay at the Dwarf Planet University and co-authored DPU books on Haumea, Makemake, and Eris.Graduated in environmental studies at the University of Queensland in Brisbane, Australia, Melissa may work on a Ph.D. As Managing Editor, Podcasts for Science Write Now. Giving Melissa a platform for connecting with those at the intersection of creativity, science by adding activism to their 2026 series. It supports her aim to bridge between current consciousness levels towards where we need to be in order to preserve our place on our one precious planet. Website: melissaelvirabillington.substack.comSUE ‘Rose' MINAHAN: Evolutionary Astrologer, Consultant, Writer, Workshops, Speaker, Mythology enthusiast. Dwarf Planet University graduate; Vibrational Astrology Student, Kepler Astrology Toastmaster. Wine Country Speakers. Associate of Fine Arts Music Degree, & a Certificate of Fine Arts in Jazz. Artist, musician. Founder of Talk Cosmos weekly conversations awakening heart and soul consciousness since 2018. Website: TalkCosmos.com and YouTube.com/@TALKCOSMOS.#ixion #dwarfplanet #2026 #talkcosmos #sueroseminahan #melissaelvirabillington #MYOGA #substacktrustthelongerjourney #sueminahan #facebooktalkcosmos #youtubetalkcosmos #kknwam1150 #astrologycycles #astrologywisdom #astrologyinsights #astrologypodcasts #youtubeconversation #converesationsdeep #kknw #saturnconjunctneptune #AriesSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

A bipartisan bill signed into law last year is now giving Native Americans residing in Arizona the option to update their state-issued identification to show their tribal affiliation. As KJZZ's Gabriel Pietrorazio reports, it comes at a time when Indigenous peoples are being swept up in immigration raids – including Peter Yazzie (Navajo), who was recently detained by U.S. Immigration and Customs Enforcement (ICE) agents in the Phoenix metro area. This new marker is akin to getting an organ donor or veteran insignia on any form of ID, including a driver license. To do so, applicants need to prove that they're enrolled in a tribe by submitting a Certificate of Indian Blood (CIB), and so far, the Arizona Department of Transportation has gotten more than 1,600 requests for the designation. That idea of streamlining legal documents came from State Rep. Myron Tsosie (Navajo/D-AZ). “Instead of having to dig out all your cards to show that you are Native American.” And had nothing to do with ICE. “That wasn't the purpose, but I'm hearing from constituents saying that I feel safer now.” And it's something Thomas Cody, executive director of the Navajo Nation's Division for Child and Family Services, is encouraging his Diné urban relatives to seek out. “It's unfortunate that we have to have an ID that we're Native Americans. We shouldn't but I'm glad the state of Arizona, Gov. [Katie] Hobbs is taking an extra step.” His deputy director Sonlatsa Jim thinks this service is much-needed – not just for Navajos living in the Grand Canyon State. “Because we are the largest Native American tribe, you'll find a Navajo tribal member anywhere in the United States.” That's why Tsosie is working with neighboring Utah and New Mexico state lawmakers to adopt his legislation aiming to help cover more of Indian Country, including the rest of his sprawling 27,000-square-mile reservation. The federal government is reviewing the business program that benefits Alaska Native corporations and tribes. The Alaska Desk’s Alena Naiden from our flagship station KNBA reports. In a video posted on X January 16, U.S. Secretary of Defense Pete Hegseth said his department will review the 8(a) Business Development Program. That program falls under the federal Small Business Administration (SBA) and supports businesses owned by socially disadvantaged individuals or tribes including Alaska Native Corporations. We are taking a sledgehammer to the oldest DEI program in the federal government—the 8(a) program. pic.twitter.com/c9iH8gcqG7 — Secretary of War Pete Hegseth (@SecWar) January 16, 2026 Sec. Hegseth said in the video that the 8(a) program promotes the diversity, equity, and inclusion (DEI) framework and race-based contracting. In the 8(a) program, the federal government sets aside contracting opportunities for disadvantaged small businesses. Tribal entities can have multiple companies in the program, while individuals can only have one. Alaska Native Corporations rely heavily on federal contracts often received through the 8(a) program. Data from the Federal Reserve Bank of Minneapolis shows that it is their primary source of revenue. And most of those contracts come from the U.S. Department of Defense. Quinton Carroll is the executive director of the Native American Contractors Association, and originally from Utqiagvik. “Native participation in the 8(a) program is not a DEI initiative.” Carroll says the program “fulfills longstanding federal trust and treaty obligations to tribes, Alaska Native Corporations, and Native Hawaiian Organizations.” Hegseth ordered a line-by-line review of sole-source 8(a) contracts that are over $20 million. He said in the social media video that the department will get rid of contracts that do not make the country's military more lethal. Hegseth also said the department will make sure that the businesses getting a contract are the ones actually doing the work. He claimed that often small businesses receive the contract, take a fee, and pass it to a giant consulting firm. However, Carroll says Native federal contractors have been partners of the Department of Defense. He added that Native contractors also support the elimination of fraud and waste within the program. The 8(a) program has faced scrutiny from other directions as well. President Donald Trump signed an executive order in April, directing rewriting of federal contracting regulations. The SBA and Treasury department have been both investigating the program as well. Get National Native News delivered to your inbox daily. Sign up for our daily newsletter today. Download our NV1 Android or iOs App for breaking news alerts. Check out the latest episode of Native America Calling Friday, January 23, 2026 — Native Bookshelf: “Special Places, Sacred Circles” by Virginia Driving Hawk Sneve

Send us fan responses! The journey from selling plasma to generating $3.3 million in a year sounds like a myth—until you hear the steps. We break down the exact cash-flow loop that starts with $400, multiplies across multiple business accounts, and creates the kind of lender-ready activity that banks fund. Then we layer on manufactured spending, airtight receipts and invoices, and the paperwork discipline that turns “maybe” into approvals.From there, we zoom out to structure. We talk about converting your name into an LLC, adding a manager-managed holding company in a strong asset-protection state, and using that stack to separate risk, build business credit on cash flow, and report trade lines. We dive into 508-style ministry trusts and how families can protect assets, define succession, and strategically leverage tax credits. You'll hear why addresses and zip codes influence underwriting, how to use virtual addresses, where to find grants, and how to win with arbitration when a bad tradeline causes real harm.Mindset keeps the engine running. We get honest about leaving old circles, building new rooms, and using daily self-talk to keep your focus where it pays. There's even a practical travel gem: the XO app membership trick to snag discounted private seats when operators need to fill planes, turning flights into networking runs. This is street-smart financial literacy, stripped of fluff, built for people who want a repeatable, document-first path to funding and freedom.If you're ready to turn activity into approvals and structure into long-term leverage, listen now. Subscribe, share with someone who needs a plan, and leave a review with the first step you're taking today.https://donkilam.com FOLLOW THE YELLOW BRICK ROAD - DON KILAMGO GET HIS BOOK ON AMAZON NOW! https://www.amazon.com/Cant-Touch-This-Diplomatic-Immunity/dp/B09X1FXMNQ https://open.spotify.com/track/5QOUWyNahqcWvQ4WQAvwjj?autoplay=trueSupport the showhttps://donkilam.com

Episode snapshotDebbie Lamond (near London, UK) is a yoga teacher and yoga therapist specializing in support for people living with lymphoedema. After decades of personal practice and training with the British Wheel of Yoga, she blends breathwork, Yoga Nidra, gentle movement, self-care for the lymphatic system, and realistic habit tracking. This conversation feels like tea with a wise friend—practical, hopeful, and grounded in ahiṃsā, svādhyāya, and the steady courage of śraddhā.What we coverDebbie's path: yoga since 1994, why it offered something team sports and fitness didn't—time, calm, and coming home to self.Lymphoedema support, plain language: why movement, hydration, skin care, and compression are foundations—and how yoga fits in.Breath changes the body: how diaphragmatic breathing helps down-shift sympathetic overdrive and, anecdotally, can ease night-time swelling enough to return to sleep.Yoga tools that help: slow rhythmic movement, Yoga Nidra for nervous-system recovery, present-moment awareness to interrupt “what-if” spirals.Manual Lymph Drainage (MLD): “open the drains,” then move—pair with water intake and gentle activity.Ayurvedic lifestyle touches: cooling choices when heat aggravates symptoms, morning light, toxin reduction, and a simple habit tracker.Agency and dignity: building a daily routine you'll actually keep—this isn't a quick-fix pill.Practical takeaways (save/print)Three-minute reset: recline, elevate legs, one hand on belly; inhale gently through the nose, exhale a little longer; ~15–20 breaths. Notice if sensation and anxiety both dial down.Daily rhythm idea:Brief self-MLD (as taught by a qualified therapist).10–20 minutes of gentle yoga or a short walk.Hydrate and quick skin-check.Yoga Nidra or guided rest later in the day if swelling or fatigue rises.Get support: work with a qualified lymphoedema therapist for compression, self-care education, and monitoring.How yoga philosophy frames this workAhiṃsā (non-harm): move/rest in ways that protect tissue and reduce irritation.Svādhyāya (self-study): track patterns—sleep, flares, foods, stressors—without judgment.Īśvara-praṇidhāna (surrender): accept today's reality while practicing skillful effort. Together, these form a sustainable sādhana for long-term conditions.Resources mentionedBritish Wheel of Yoga (for teacher standards and CPD)Lymphoedema Support Network (UK)Manual Lymph Drainage (find a qualified therapist)Yoga Nidra recordings for regulation and restWho this episode is forPeople living with primary or secondary lymphoedema; those post-treatment or post-surgery; clinicians curious about integrating breath and gentle movement; yoga therapists seeking condition-specific insights.About our guestDebbie Lamond is a UK-based yoga teacher and yoga therapist focusing on lymphoedema support. She offers one-to-one sessions (including online), small therapeutic groups through a local cancer charity, and a complimentary 30-minute consultation to explore fit.Connect with DebbieWebsite: DebbieLamondYoga.co.uk Initial consultation: 30 minutes, no charge (book via her website)Disclaimer: This episode and show notes are for educational purposes only and are not medical advice. If you have new or worsening symptoms, seek qualified medical care promptly.Plans of Study for NDMU Yoga Therapyhttps://livendm.sharepoint.com/sites/Academics/SitePages/Yoga-Therapy-Plans-of-Study.aspx?csf=1&web=1&share=EeZhGMscDMFOl1Lk0PD6gOsBTxvKkWvbfjhHLmMMuNpLFw&e=ApOX4h&CID=45c542e6-5528-4c68-a8ac-5596fb4fc161 School of Integrative Health at NDMU: https://www.ndm.edu/academics/integrative-healthMaster of Science in Yoga Therapy at NDMU:  https://www.ndm.edu/academics/integrative-health/yoga-therapy  Explore NDMU's Post-Master's Certificate in Therapeutic Yoga Practices: Designed specifically for licensed healthcare professionals: https://www.ndm.edu/academics/integrative-health/yoga-therapy/post-masters-certificate-in-therapeutic-yoga-practices  Try our Post-Bac Ayurveda Certification Program at NDMU: https://www.ndm.edu/academics/integrative-health/ayurveda/post-baccalaureate-ayurveda-certification #IntegrativeHealth #HealthcareEducation #InterprofessionalEducation #GraduateSchool #NDMUproud #SOIHproud #SOIHYoga #SOIHAyurveda #NDMUYoga #NDMUAyurveda #SOIHGraduateSchool

In which Futureling Kate tells John about the rise, fall, and attempted revival of a millennial obsession. Certificate #30063.

Exploring Vedanta and Vipassana practices, Ram Appalaraju discusses interfaith spirituality and his work as an eco-chaplain, honoring the dignity of all beings.Today's podcast is brought to you by BetterHelp. Give online therapy a try at betterhelp.com/beherenow and get on your way to being your best self.This time on the BHNN Guest Podcast, Ram and Vincent discuss:Encountering dukkha (suffering) on a day-to-day basisResourcing ourselves so that we can be a resource for othersSelf-discovery and learning how to process our sufferingThe yoga of meditation and cultivating the core aspect of inner growthThe sense of ease that comes from deepening our practiceWeaving together Vedanta and Vipassana practices Fostering trust in our own experiences Transitioning from a high-stress work environment to living a more spiritual lifeOffering dignity to ourselves and others, no matter their circumstanceRam's work in prisons and offering compassionate, attentive care to othersHow preconceived notions hinder us from truly connecting with and caring for people“There's a human sense of dignity that we can offer to another person and that can only happen when we have dignity within ourselves when we have a sense of acceptance of who we are.” –Ram AppalarajuThis conversation was originally recorded on the Paths of Practice Podcast. Listen to more episodes HERE.About Ram Appalaraju:Ram Appalaraju has served on the boards of nonprofit organizations for over eight years after retiring from the high-tech industry where he worked for 35 years. Ram has been studying Buddhism under Gil Fronsdal and is currently in the Insight Meditation Center's Dharma Leaders Training. He also graduated as a chaplain and an eco-chaplain from the Sati Center for Buddhist Studies. He now teaches as a faculty member at Sati Center's Eco-Chaplaincy program and is one of the organizing team members at IMC's Earth Care community group. He also serves as a Buddhist chaplain and Mindfulness Meditation teacher at Santa Clara County Jails and is currently pursuing Clinical Pastoral Education.Ram has been practicing Buddhism for over 14 years and has engaged with several underprivileged and marginalized communities, teaching meditation and offering support. He is deeply committed to social and ecological causes and serves various groups in nature-based education through science and spirituality. He currently serves on the board of Insight Meditation Center at Redwood City and teaches at the San Jose Insight Meditation Sangha. Ram has also studied Vedanta at Sri Ramakrishna Mission and Chinmaya Mission for over 20 years.Ram serves as president of Insight World Aid. For more information about Insight World Aid, please see HERE.“My own capacity to care started to unfold. It is not just an external activity of me learning how to care for someone, that's a byproduct. The intent is self-discovery: how did I process my own suffering and how and when it's relevant to engage with others who may be suffering for their own reasons.” –Ram AppalarajuAbout Vincent Moore:Vincent Moore is a creative and creative consultant living in San Francisco, California, with over a decade of experience in the entertainment industry and holds a graduate degree in Buddhist Studies. For years, he performed regularly at the Upright Citizens Brigade Theatre, an improv and sketch comedy theatre based in New York and Los Angeles. As an actor, Vincent performed on Comedy Central, The Tonight Show Starring Jimmy Fallon, The Late Show with Seth Meyers, Above Average, and The UCB Show on Seeso. As a writer, he developed for television as well as stage, including work with the Blue Man Group, and his own written projects have been featured on websites such as Funny or Die. Additionally, he received a Masters of Buddhist Studies from the Institute of Buddhist Studies with a Certificate in Soto Zen Studies and engages in a personal Buddhist practice within the Soto Zen tradition. Vincent is also the creator and host of the podcast, Paths of Practice, which features interviews with Buddhists from all over the world. Learn more on Vincent's website HERE.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Is getting your FAA Part 107 certificate all you need to be competitive in today's drone industry—or is that just the starting line? In this episode of Your Drone Questions. Answered, host Chris Breedlove digs into what actually makes drone pilots employable and future-proof in a fast-changing tech landscape.Chris is joined by Eric Richard, President of Drone Sports Inc., who brings a deep K–12 and drone education perspective shaped by more than a decade in the industry. Together, they unpack how the role of the drone pilot is evolving, why industry knowledge is becoming just as important as flight skills, and how curiosity—not just certifications—may be the most valuable skill of all.https://www.dronesports.us/eric@dronesports.us 

Add Punycode to your Threat Hunting Routine Punycode patterns in DNS queries make excellent hunting opportunities. https://isc.sans.edu/diary/Add%20Punycode%20to%20your%20Threat%20Hunting%20Routine/32640 GNU InetUtils Security Advisory: remote authentication by-pass intelnetd telnetd shipping with InetUtils suffers from a critical authentication by-pass vulnerability. https://www.openwall.com/lists/oss-security/2026/01/20/2 6-day and IP Address Certificates are Generally Available Let s Encrypt will now offer 6-day certificates as an option. These short-lived certificates can be used for IP addresses. https://letsencrypt.org/2026/01/15/6day-and-ip-general-availability Oracle Quarterly Critical Patch Update Oracle released its first quarterly patches for 2026, fixing 337 vulnerabilities https://www.oracle.com/security-alerts/cpujan2026.html#AppendixFMW

With a wealth of experience as a self-employed Medical Intuitive and Chiropractor, Dr. Mary is deeply committed to guiding individuals on their journey of personal transformation. She focuses on helping people cultivate thriving health, happiness, and purpose through the powerful tools of energy medicine, spiritual embodiment, and meditation.Dr. Mary hosts the internationally acclaimed podcast Energy Medicine, which discusses everything related to aligning the mind, body, and spirit.Dr. Mary earned her doctorate in Chiropractic from Logan College of Chiropractic in St. Louis, MO. She completed her Certificate in Positive Psychology from the Wholebeing Institute in Lennox, MA, and studied under Dr. Tal Ben Shahar. In addition, she completed her Master's in Intuition Medicine® from the Academy of Intuition Medicine® in Sausalito, CA, and studied under Dr. Francesca McCartney. FB - https://www.facebook.com/dr.maryesandersIG - https://www.instagram.com/dr.maryesanders/LinkedIn - https://www.linkedin.com/in/drmaryesanders/Website - https://www.drmarysanders.com/Energy Medicine Podcast - https://open.spotify.com/show/5ymiP83TP09OsTZI5cNXE3Free Meditation - https://www.drmarysanders.com/meditationsMore about Liz:Work- https://www.raisethevibewithliz.com/Radio Show- https://www.voiceofvashon.org/raise-the-vibePodcast- https://www.buzzsprout.com/958816Facebook- https://www.facebook.com/raisethevibewithlizInstagram- https://www.instagram.com/raisethevibewithliz/*** Support the show! https://www.buzzsprout.com/958816/supporthttps://paypal.me/LisbethPeterson?country.x=US&locale.x=en_USJoin The Community!

This week we dig into the hardware shortage caused by AI, answer your questions, and dig into managing ZFS via the web! -- During The Show -- 00:45 Intro Cheap managed POE switch Switch hops 05:35 Certificates - Randy Step CA (https://smallstep.com/docs/step-ca/) XCA (https://www.hohnstaedt.de/xca/) Certificate Authority (https://en.wikipedia.org/wiki/Certificate_authority) ACME (https://en.wikipedia.org/wiki/Automatic_Certificate_Management_Environment) LDAP (https://en.wikipedia.org/wiki/Lightweight_Directory_Access_Protocol) Kerberos (https://en.wikipedia.org/wiki/Kerberos_(protocol)) Steve's use of LDAP LDAP with PKI link (https://enterprise.arcgis.com/en/portal/11.4/administer/linux/use-ldap-and-pki-to-secure-access-to-your-portal.htm) ACME and Domain registrars dot tk (http://www.dot.tk/en/index.html?lang=en) Ansible collection (https://docs.ansible.com/projects/ansible/latest/collections/community/crypto/acme_certificate_module.html) 19:19 Ebook Management - Jeremy Steve went to audio books Calibre (https://docs.ansible.com/projects/ansible/latest/collections/community/crypto/acme_certificate_module.html) PDF manuals folder Audio bookshelf (https://www.audiobookshelf.org/) Paperless NGX (https://docs.paperless-ngx.com/) 23:50 Light Sync - Peter UltraStar Deluxe (https://usdx.eu/) Animux (https://usdb.animux.de/) USBD_Syncer (https://github.com/bohning/usdb_syncer/releases) Doing events Why Noah likes Karaoke Effect of "shared experiences" Steve's Christmas tree lights DMX lighting WLED Project (https://kno.wled.ge/) 33:03 News Wire Firefox 147 - firefox.com (https://www.firefox.com/en-US/firefox/147.0/releasenotes/) Thunderbird 147 - thunderbird.net (https://www.thunderbird.net/en-US/thunderbird/147.0/releasenotes/) Grub 2.14 - phoronix.com (https://www.phoronix.com/news/GRUB-2.14-Released) Gnome 49.3 - discourse.gnome.org (https://discourse.gnome.org/t/gnome-49-3-released/33609) Wine 11 - theregister.com (https://www.theregister.com/2026/01/15/wine_11_arrives_faster_and/) Q4OS 6.5 - q4os.org (https://www.q4os.org/forum/viewtopic.php?id=5903) Endeavour OS Genymede Neo - endeavouros.com (https://endeavouros.com/news/ganymede-neo-is-out-with-core-updates-and-upstream-nvidia-changes/) Tails 7.4 - torproject.org (https://blog.torproject.org/new-release-tails-7_4/) Linux Mint 22.3 - blog.linuxmint.com (https://blog.linuxmint.com/?p=4981) BeaglePlay PowerVR - phoronix.com (https://www.phoronix.com/news/BeaglePlay-PowerVR-Success) StackChan - cnx-software.com (https://www.cnx-software.com/2026/01/13/m5stack-stackchan-is-a-cute-open-source-ai-desktop-robot/) Mentra's Smart Glasses - engadget.com (https://www.engadget.com/wearables/mentras-first-smart-glasses-are-open-source-and-come-with-their-own-app-store-150021126.html) VoidLink - checkpoint.com (https://research.checkpoint.com/2026/voidlink-the-cloud-native-malware-framework/) darkreading.com (https://www.darkreading.com/cloud-security/voidlink-malware-advanced-threat-linux-systems) csoonline.com (https://www.csoonline.com/article/4117038/sophisticated-voidlink-malware-framework-targets-linux-cloud-servers.html) Boltz-1 - labmanager.com (https://www.labmanager.com/mit-researchers-release-boltz-1-an-open-source-alternative-to-alphafold-3-33385) Photoshop on Linux - videocardz.com (https://videocardz.com/newz/adobe-photoshop-can-now-install-on-linux-after-a-redditor-discovers-a-fix#disqus_thread) No Commits to MySQL Repo - devclass.com (https://devclass.com/2026/01/13/open-source-mysql-repository-has-no-commits-in-more-than-three-months/) Senate Inquiry - jdsupra.com (https://www.jdsupra.com/legalnews/recent-inquiry-from-senate-intelligence-2158429/) EU Tech Sovereignty - cybernews.com (https://cybernews.com/tech/europe-looks-for-ways-to-cut-cord-from-big-tech/) biometricupdate.com (https://www.biometricupdate.com/202601/eu-calls-for-input-on-open-source-as-it-looks-toward-tech-sovereignty) 35:03 SysAdmins & Smartphones Lowering friction Graphical vs CLI Webzfs (https://github.com/webzfs/webzfs) Exposing ZFS via Web UI Cockpit Putting Webzfs into Cockpit Write in! 43:43 New ESP32 ESP32-E22 Tri-band WiFi What is an ESP32 Steve's use of ESP32 Bandwidth Getting started with ESP32 linuxgizmos.com (https://linuxgizmos.com/esp32-e22-debuts-with-tri-band-wi-fi-6e-and-dual-mode-bluetooth/) 48:05 AI Hardware Run RAM spikes 300%-400% SSD price spikes Fab Capacity Bitcoin effect ARS Technica (https://arstechnica.com/gadgets/2026/01/ram-shortage-chaos-expands-to-gpus-high-capacity-ssds-and-even-hard-drives/) -- The Extra Credit Section -- For links to the articles and material referenced in this week's episode check out this week's page from our podcast dashboard! This Episode's Podcast Dashboard (http://podcast.asknoahshow.com/476) Phone Systems for Ask Noah provided by Voxtelesys (http://www.voxtelesys.com/asknoah) Join us in our dedicated chatroom #GeekLab:linuxdelta.com on Matrix (https://element.linuxdelta.com/#/room/#geeklab:linuxdelta.com) -- Stay In Touch -- Find all the resources for this show on the Ask Noah Dashboard Ask Noah Dashboard (http://www.asknoahshow.com) Need more help than a radio show can offer? Altispeed provides commercial IT services and they're excited to offer you a great deal for listening to the Ask Noah Show. Call today and ask about the discount for listeners of the Ask Noah Show! Altispeed Technologies (http://www.altispeed.com/) Contact Noah live [at] asknoahshow.com -- Twitter -- Noah - Kernellinux (https://twitter.com/kernellinux) Ask Noah Show (https://twitter.com/asknoahshow) Altispeed Technologies (https://twitter.com/altispeed)

Grace is central to our faith yet its meaning is often confused. Mixed messages can leave us in a tug-of-war between “doing nothing” and “trying harder” to earn God's favor. What is grace actually and how does it affect our daily apprenticeship to Jesus?Tune in for this episode of Soul Talks as Bill and Kristi unpack what they've learned about grace from Dallas Willard. Discover how grace can go beyond “undeserved merit” and become fuel for your life, relationships, and ministry. You can set aside pretending, presuming, and pushing to respond to grace and join God's activity in everything you do! (If you want to go deeper into the insights we gained from Dallas Willard, we invite you to join us on a retreat or train to become a spiritual director with Soul Shepherding. You can learn more by following the links below.)Resources for this Episode:Your Best Life in Jesus' Easy Yoke: Rhythms of Grace to De-Stress and Live EmpoweredAttend a Soul Shepherding RetreatEarn a Certificate in Spiritual DirectionDonate to Support Soul Shepherding and Soul Talks

Support the Institute today. https://givenow.nova.edu/the-institute-for-neuro-immune-medicine-inim-2025   In this episode, Haylie Pomroy speaks with Dr. Theoharis Theoharides about multiple chemical sensitivity (MCS). He explains the immunological responses occurring within the body, the symptoms and daily experiences reported by patients, and the connection between MCS and mast cell activation. Dr. Theoharides also offers expert guidance on managing MCS, explains the diagnostic codes associated with mast cell activation, and emphasizes why blocking mast cells is critical to the healing process. He further discusses how stress can trigger mast cell reactivation, the role of vitamin D3, and why measuring chemical exposures and mycotoxins does not always indicate the absence of ongoing immune reactivation.   Dr. Theoharis Theoharides is a Professor, Vice Chair of Clinical Immunology, and Director at the Institute for Neuro-Immune Medicine-Clearwater, an Adjunct Professor of Immunology at Tufts School of Medicine, where he was a Professor of Pharmacology and Internal Medicine, and also the  Director of Molecular Immunopharmacology & Drug Discovery, and Clinical Pharmacologist at the Massachusetts Drug Formulary Commission (1983-2022). He received his BA, MS, MPhil, PhD, and MD degrees and the Winternitz Price in Pathology from Yale University and received a Certificate in Global Leadership from Tufts Fletcher School of Law and Diplomacy and a Fellowship at Harvard Kennedy  School of Government. He trained in internal medicine at New England Medical Center, which awarded him the Oliver Smith Award, "recognizing excellence, compassion, and service." Dr. Theoharides has 485 publications (46,491 citations; h-index 106), placing him in the world's top 2% of most cited authors, and he was rated the worldwide expert on mast cells by Expertscape. He was inducted into the Alpha Omega Alpha National Medical Honor Society, the Rare Diseases Hall of Fame, and the World Academy of Sciences. Website: https://www.drtheoharides.com LinkedIn: linkedin.com/in/theoharis-theoharides-ms-phd-md-faaaai-67123735 Instagram: https://www.instagram.com/dr.theoharides/   Haylie Pomroy, Founder and CEO of The Haylie Pomroy Group, is a leading health strategist specializing in metabolism, weight loss, and integrative wellness. With over 25 years of experience, she has worked with top medical institutions and high-profile clients, developing targeted programs and supplements rooted in the "Food is Medicine" philosophy. Inspired by her own autoimmune journey, she combines expertise in nutrition, biochemistry, and patient advocacy to help others reclaim their health. She is a New York Times bestselling author of The Fast Metabolism Diet.   Learn more about Haylie Pomroy's approach to wellness through her website: https://hayliepomroy.com   Instagram: https://www.instagram.com/hayliepomroy  Facebook: https://www.facebook.com/hayliepomroy  YouTube: https://www.youtube.com/@hayliepomroy/videos  LinkedIn: https://www.linkedin.com/in/hayliepomroy/  X: https://x.com/hayliepomroy    Sign up today for our newsletter. https://nova.us4.list-manage.com/subscribe?u=419072c88a85f355f15ab1257&id=5e03a4de7d    This podcast is brought to you by the Institute for Neuro-Immune Medicine. Learn more about us here.   Website: https://www.nova.edu/nim/ Facebook: https://www.facebook.com/InstituteForNeuroImmuneMedicine Instagram: https://www.instagram.com/NSU_INIM/ Twitter: https://www.twitter.com/NSU_INIM

Show SummaryOn today's episode, we're featuring featuring a replay of a recent conversation that PsychArmor's own Carole Turner had with Jim Lindsay on the Howard's Huddle podcast. Provide FeedbackAs a dedicated member of the audience, we would like to hear from you. If you PsychArmor has helped you learn, grow, and support those who've served and those who care for them, we would appreciate hearing your story. Please follow this link to share how PsychArmor has helped you in your service journey Share PsychArmor StoriesAbout Today's GuestHoward's Huddle Podcast is a show where untold stories find their voice and unfinished missions find their ending. During the show, Jim explores the lived experiences of veterans, military spouses, and the employers who believe in second service. The show honors the legacy of Sergeant Howard Gumm, a WWII hero who gave his life in service and was awarded the Distinguished Service Cross. Now, they're on a mission to upgrade his honor to the Medal of Honor During this conversation, Jim has a conversation with Carole Turner, Senior Advisor at PsychArmor, joins Howard's Huddle to share her journey as a military spouse, advocate, and champion for military families. With over 30 years of lived experience, a background in communications and education, and leadership in both nonprofit and volunteer roles, Carole brings powerful insight into the challenges and opportunities facing military and Veteran communities.Links Mentioned During the EpisodeHoward's Huddle Podcast on YouTubePsychArmor Resource of the WeekThis week's PsychArmor Resource of the Week is The PsychArmor course 15 Reasons to Hire a Military Spouse. As an employer, you are looking for untapped talent pools. One talent pool that can be overlooked is the diverse and highly educated group of military spouses. Take this course to learn the top 15 Reasons to Hire a Military Spouse. You can find the resource here: https://learn.psycharmor.org/courses/15-Reasons-to-Hire-a-Military-Spouse Episode Partner: Are you an organization that engages with or supports the military affiliated community? Would you like to partner with an engaged and dynamic audience of like-minded professionals? Reach out to Inquire about Partnership Opportunities Contact Us and Join Us on Social Media Email PsychArmorPsychArmor on XPsychArmor on FacebookPsychArmor on YouTubePsychArmor on LinkedInPsychArmor on InstagramTheme MusicOur theme music Don't Kill the Messenger was written and performed by Navy Veteran Jerry Maniscalco, in cooperation with Operation Encore, a non profit committed to supporting singer/songwriter and musicians across the military and Veteran communities.Producer and Host Duane France is a retired Army Noncommissioned Officer, combat veteran, and clinical mental health counselor for service members, veterans, and their families.  You can find more about the work that he is doing at www.veteranmentalhealth.com  

Public Key Infrastructure (PKI) underpins nearly every secure interaction in modern IT, but it's also one of the most misunderstood and overlooked foundations of security.In this episode of Secure IT, host Jason Kikta is joined by Mark Cooper, CEO and founder of PKI Solutions, to unpack why PKI is so critical to identity, authentication, and trust, and what happens when it fails.They explore how certificates enable passwordless authentication, secure TLS connections, IoT devices, endpoints, and enterprise systems, while also examining why misconfigured or poorly monitored PKI environments often become an attacker's fastest path to privilege escalation. From certificate expirations and operational outages to real-world breach scenarios and pen test failures, this conversation maps the full PKI risk spectrum.Jason and Mark also challenge a common assumption in cybersecurity: that recovery equals resilience. Instead, they argue that true resilience means staying secure and operational, even during misconfiguration, failure, or attack.Whether you're new to PKI or responsible for running it, this episode will change how you think about identity infrastructure, resilience, and trust.Topics covered:- What PKI is and why most organizations already depend on it- Certificates, passwordless authentication, and digital identity- How PKI misconfigurations enable high-impact attacks- Why recovery is the weakest form of resilience- The hidden operational and security risks of foundational systems

Dr. Koehler is Affinity's Medical Director and a board-certified emergency medicine physician. He has a strong interest and experience with men's and women's hormonal therapy, peptide therapy and weight loss therapy. He is also a member of the American Academy of Anti-Aging Medicine and holds a Certificate in Peptide Therapy. Connect with Jon Dwoskin: Twitter: @jdwoskin Facebook: https://www.facebook.com/jonathan.dwoskin Instagram: https://www.instagram.com/thejondwoskinexperience/ Website: https://jondwoskin.com/LinkedIn: https://www.linkedin.com/in/jondwoskin/ Email: jon@jondwoskin.com Get Jon's Book: The Think Big Movement: Grow your business big. Very Big!   Connect with Dr. Koehler:Website: https://www.affinitywholehealth.com/ Twitter: https://x.com/affinitywh Instagram: https://www.instagram.com/affinitywholehealth Linkedin: https://www.linkedin.com/company/affinity-whole-health/ Facebook: https://www.facebook.com/affinitywh/                                                                         *E – explicit language may be used in this podcast.

“What I realized was that those who really were the ones who contributed the most to the ministry were those who were involved in more things, not fewer things.” From his role in the TN House of Representatives to Dean of online & adult studies at Welch College, William Slater leads a busy, full life. He shares ways we can all live engaging and involved lives that can impact our families and the community around us. Find more about the programs Mr. Slater discussed available from Welch College: Master of Arts in Teaching (M.A.T.): https://bit.ly/4jLT5rF. The Certificate of Biblical & Ministry Studies: https://bit.ly/45Uy4Fq. #NAFWB #BetterTogether #Ministry #Life #Education

Journey with host Sue Rose Minahan and Florida astrologer Courtney Goldstein for a potent conversation on Viktor E. Frankl's Man's Search For Meaning. Ranked as one of the "ten most influential books in the United States," Frankl's wisdom provides a roadmap for finding purpose and deep meaningfulness through—and despite—profound change.The Celestial Landscape of 2026: We are living in a time of astounding shifts. Our personal and collective lives are interweaving at an accelerated rate as the cosmos energies propel into new territory:Jan 6: The Capricorn Venus Star Point brought a mature, grounded Venus into focus.Feb 17: The upcoming Eclipse season ignites the Lunar New Year Fire Horse.The Zero Point: A riveting Saturn-Neptune conjunction looms at 0° Aries—the start of the Zodiac.As the "kettle" of shared ideas merges, it is time to anchor ourselves in inner meaning, even as our external attachments evolve. Viktor Frankl's work is particularly resonant for the "Fire Horse" year; both require a great deal of internal strength and a "will to meaning."The Frankl Message: The Last Human Freedom: Psychologist and WWII Holocaust survivor Viktor Frankl emerged from concentration camps with an imperative message: Our ultimate freedom is the ability to choose our own attitude. To find meaning, we care for others and hold onto purpose despite, and through, suffering. Our attitude empowers us to move from victimhood to being victorious within, finding meaning in a year of astounding change.Stay Connected and Inspired! Never miss an episode by subscribing to our email list and the Talk Cosmos YouTube Channel. Also available on Facebook, radio, and all major podcast platforms.Courtney Goldstein: Evolutionary Astrologer, Intuitive Healer, and Spiritual Teacher devoted to helping people remember their wholeness. Through the lens of Evolutionary Astrology, alongside the Akashic Records and Holy Fire® Reiki, she helps clients' clear ancestral stories, subconscious blocks, and long-held beliefs that no longer serve them.At the heart of Courtney's work is the reminder of who we already are—and who we are becoming to live our most authentic lives and embody the highest version of ourselves. We are divine, loved, whole -- and we are ready to remember. Completing soon, her Master Level certification with Steven Forrest, at Forrest Center for Evolutionary. Courtney writes a free Substack, a loving daily letter offering practical ways to consciously work with the current planetary energies for one's highest good. https://lovecourtney.substack.com/p/dreams-to-reality?r=gfnlgWebsite: lovecourtney.com |youtube.com/@LoveCourtneyXOXO | youtube.com/@IfIWereYou-s4hSUE ‘Rose' MINAHAN: Evolutionary Astrologer, Consultant, Writer, Workshops, Speaker, Mythology enthusiast. Dwarf Planet University graduate; Vibrational Astrology Student, Kepler Astrology Toastmaster Club (KAT). Wine Country Speakers. Associate of Fine Arts Music Degree, & a Certificate of Fine Arts in Jazz. Artist, musician. Founder of Talk Cosmos weekly conversations awakening heart and soul consciousness since 2018.Website: TalkCosmos.com and YouTube.com/ @talkcosmos.#talkcosmos #astrolog2026 #ViktorFrankl #SueRoseMinahan #AstrologyUpdate2026 #sueminahan #courtneygoldstein #lovecourtneyxox #lovecourtney #MansSearchForMeaning #FindMeaning #Logotherapy #HolocaustSurvivor #Existentialism #Psychotherapeutic #ConversationsDeep #SaturnConjunctNeptune #Aries #Capricorn #FireHorse #AstrologyCycles #EvolutionaryAstrology #AstrologyInsights #NewYearForecast #FireHorse2026 #SaturnNeptuneConjunction #AriesIngress #VenusStarPoint #LunarNewYear202 #AstrologyPodcast #SpiritualGrowth #HolisticInsight #KailuaKona #FacebookTalkCosmos #YouTubeTalkCosmos #KKNW #KKNWAM1150See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Send us fan responses! What if courts act like banks, your all-caps name functions as a business, and the real game is learning to contract on your terms? We got together with Dom Kalam and Equity Mac to unpack the mechanics behind status, standing, and identity—and how those mechanics shape everything from traffic tickets to taxes to titles. The conversation moves from first principles to practical tools: Black's Law Dictionary, UCC 1-308 to reserve rights, and the shift from a default sole proprietorship to layered structures like holding companies, private family trusts, and 508(c)(1)(A) ministries. The aim is simple: separate identity from liability, keep clean records, and operate in the private with clarity and competence.Ownership becomes the bridge between law and technology. We dig into equitable vs legal title, deeds and MSOs, and why “possession” isn't ownership if the paper says otherwise. Then we connect it to the next wave: blockchain, tokenization, and ISO 20022 payment rails like XRP and XLM. With the DTCC exploring tokenized settlement, assets from real estate to equities can be represented on-chain—transparent, portable, fast. That demands better governance: who holds the keys, who writes the bylaws, who benefits, and how disputes get resolved. “Not your keys, not your crypto” reads like a 21st-century lesson in title law.We also share tactics for navigating taxes and capital in a system built on contracts: lawful tax avoidance via structure, cash-flow lending that beats weak credit, inter-entity trade lines, and using arbitration or audits to fix records. The throughline is education by action—read primary sources, learn the language, document your rules, and practice. Whether you're setting up a trust, opening a crypto wallet, or preparing for tokenized titles, this conversation lays out a path to hold what you build with true control.If this helped you see the matrix behind money, subscribe, share with a friend, and drop a review. Tell us: what's the first structure or on-chain step you're setting up next?https://donkilam.com FOLLOW THE YELLOW BRICK ROAD - DON KILAMGO GET HIS BOOK ON AMAZON NOW! https://www.amazon.com/Cant-Touch-This-Diplomatic-Immunity/dp/B09X1FXMNQ https://open.spotify.com/track/5QOUWyNahqcWvQ4WQAvwjj?autoplay=trueSupport the showhttps://donkilam.com

Episode Summary: Amy sits down with therapist–author Erin Byron for a candid conversation that moves from Erin's lived experience of trauma to the practical tools that help people feel safe in their bodies again. They explore how yoga therapy complements mental health care, why personalization matters, and how joy, play, and creativity support nervous system recovery. Midway, they wade into today's hot topic: scope of practice and the identity of “yoga therapist.” Erin offers a clear, compassionate take on keeping sessions yoga-centered while collaborating across disciplines. They close with concrete, do-today practices and a peek at Erin's free community gatherings and the Women's Writers Collective in Yoga Therapy.Guest: Erin Byron, MA — psychotherapist, certified yoga therapist, author of Safety in the Body: Foundations in Mental Health Recovery through Yoga Therapy, Expressive Arts, and Neurophysiology; co-author of Yoga Therapy for Arthritis.Key Topics & Takeaways:Coming home to self: How classical yoga practices (breath, relaxation, attention training) quickly shifted Erin's stress and sleep in early practice.Neurophysiology 101: Why connection, co-regulation, and prefrontal cortex “thickening” matter for trauma recovery.Judith Herman's 3-stage model: Safety & trust → reconnection with joy/identity → integration and contribution.Joy is not a bypass: Adding play, beauty, and expressive arts prevents rehearsing trauma and accelerates healing.Personalized yoga works fast: Tailoring asana, breath, mantra, and visualization to the individual often yields quick, embodied results.Scope & language: Keeping sessions yoga-centered (practice-forward) while naming scope clearly; how to redirect talk into practice without overstepping.The profession today: Why holding firm to “yoga therapy” as a distinct, skillful discipline matters—and how collaboration (not dilution) serves clients.Practical nugget: Small “yoga snacks” (e.g., a fear-soothing mantra + mudra) can shift state in minutes when practiced consistently.Memorable Quotes:“Yoga didn't change who I am; it taught me who I've always been.” — Erin“Do the hard work in the presence of joy—otherwise we just rehearse trauma.” — Erin“Bring the yoga only you can bring. No other field has these tools in this context.” — AmyResources Mentioned:Safety in the Body by Erin Byron (info and community updates via her newsletter/IG)Yoga Therapy for Arthritis (co-author Erin Byron)IG: @erinbyron.maNewsletter & free twice-monthly community hour: sign up via her website (link in show notes)Call to Action:Share this episode with a colleague who supports trauma recovery.Join the Women's Writers Collective author spotlight Leave a rating/review if this conversation helped you—your support grows the reach of yoga therapy.Women's Writers Collective in Yoga Therapy: monthly author spotlights & free book-club style events: ·        https://happy-back-yoga.teachable.com/p/the-yoga-therapy-book-club   Plans of Study for NDMU Yoga Therapyhttps://livendm.sharepoint.com/sites/Academics/SitePages/Yoga-Therapy-Plans-of-Study.aspx?csf=1&web=1&share=EeZhGMscDMFOl1Lk0PD6gOsBTxvKkWvbfjhHLmMMuNpLFw&e=ApOX4h&CID=45c542e6-5528-4c68-a8ac-5596fb4fc161 School of Integrative Health at NDMU: https://www.ndm.edu/academics/integrative-healthMaster of Science in Yoga Therapy at NDMU:  https://www.ndm.edu/academics/integrative-health/yoga-therapy  Explore NDMU's Post-Master's Certificate in Therapeutic Yoga Practices: Designed specifically for licensed healthcare professionals: https://www.ndm.edu/academics/integrative-health/yoga-therapy/post-masters-certificate-in-therapeutic-yoga-practices  Try our Post-Bac Ayurveda Certification Program at NDMU: https://www.ndm.edu/academics/integrative-health/ayurveda/post-baccalaureate-ayurveda-certification #IntegrativeHealth #HealthcareEducation #InterprofessionalEducation #GraduateSchool #NDMUproud #SOIHproud #SOIHYoga #SOIHAyurveda #NDMUYoga #NDMUAyurveda #SOIHGraduateSchool

Senior cyber security advisor Chris McGrath joins us to discuss redefining digital certificates and their role in your organizational security profile, increasing regulation of certificates, and how enterprises can up their certificate game.

In which Futureling Richard Stephens tells of the rapid rise of a Revolutionary general through the military ranks, the challenges he faced as a person of color in a predominantly white society, and the decline of his legacy under Napoleon's regime. Certificate #40773.

Sara Swenson is Assistant Professor of Religion and Affiliated Faculty in Asian Societies, Cultures, and Languages at Dartmouth College. Her areas of expertise include Religions of Southeast Asia, Buddhism in Vietnam, Gender and Sexuality, Affect Theory, and Ethnography. She received her Ph.D. in Religion from Syracuse University in 2021. She also holds an M.Phil. in Religion and a Certificate of Advanced Study in Women's and Gender Studies from Syracuse University, an M.A. in Comparative Religion from Iliff School of Theology, and a B.A. in English from the University of Minnesota Duluth. She pursues projects that highlight the power and agency of everyday people. Religions are often a vital resource for grassroots social action and community engagement, as exemplified by Buddhism in Vietnam. Her projects have received generous grant support from the American Council of Learned Societies; Charlotte W. Newcombe Doctoral Dissertation Fellowship; Fulbright-Hays Doctoral Dissertation Research Abroad (DDRA); and The Robert H. N. Ho Family Foundation Dissertation Fellowship in Buddhist Studies. Swenson's new book, Near Light We Shine: Buddhist Charity in Urban Vietnam (Oxford UP, 2025) is one of the first major ethnographic studies on Buddhism in southern Vietnam, featuring new histories and interpretations of this rich subject. It shares new context for how religious practices affect urban migration, development, and humanitarian concerns, and presents theoretical advancements for understanding grassroots charity. Near Light We Shine offers a diversity of perspectives on grassroots Buddhist practices throughout Vietnam, by featuring interviews that have never been published before from marginalized Buddhist practitioners in Vietnam, such as day laborers, queer men, elderly women, and retired communist soldiers. References mentioned in the interview:  Le Hoang Anh Thu, "Doing Bodhisattva's Work: Charity, Class, and Selfhood of Petty Traders in Hồ Chí Minh City" here Nhung Lu Rots, "Towards an Alternative Buddhist Modernity: Hòa Hảo Charity Healing and Herbal Medicine in the Mekong Delta" here Elizabeth Perez, Religion in the Kitchen here Southeast Asian Studies Summer Institute (SEASSI) at the University of Wisconsin here Van Nguyen-Marshall, Between War and the State: Civil Society in South Vietnam, 1954–1975 here Casey R. Collins, Buddhist Contramodernism: Shinnyo-en's Reconfigurations of Tradition for Modernity here Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/new-books-network

Sara Swenson is Assistant Professor of Religion and Affiliated Faculty in Asian Societies, Cultures, and Languages at Dartmouth College. Her areas of expertise include Religions of Southeast Asia, Buddhism in Vietnam, Gender and Sexuality, Affect Theory, and Ethnography. She received her Ph.D. in Religion from Syracuse University in 2021. She also holds an M.Phil. in Religion and a Certificate of Advanced Study in Women's and Gender Studies from Syracuse University, an M.A. in Comparative Religion from Iliff School of Theology, and a B.A. in English from the University of Minnesota Duluth. She pursues projects that highlight the power and agency of everyday people. Religions are often a vital resource for grassroots social action and community engagement, as exemplified by Buddhism in Vietnam. Her projects have received generous grant support from the American Council of Learned Societies; Charlotte W. Newcombe Doctoral Dissertation Fellowship; Fulbright-Hays Doctoral Dissertation Research Abroad (DDRA); and The Robert H. N. Ho Family Foundation Dissertation Fellowship in Buddhist Studies. Swenson's new book, Near Light We Shine: Buddhist Charity in Urban Vietnam (Oxford UP, 2025) is one of the first major ethnographic studies on Buddhism in southern Vietnam, featuring new histories and interpretations of this rich subject. It shares new context for how religious practices affect urban migration, development, and humanitarian concerns, and presents theoretical advancements for understanding grassroots charity. Near Light We Shine offers a diversity of perspectives on grassroots Buddhist practices throughout Vietnam, by featuring interviews that have never been published before from marginalized Buddhist practitioners in Vietnam, such as day laborers, queer men, elderly women, and retired communist soldiers. References mentioned in the interview:  Le Hoang Anh Thu, "Doing Bodhisattva's Work: Charity, Class, and Selfhood of Petty Traders in Hồ Chí Minh City" here Nhung Lu Rots, "Towards an Alternative Buddhist Modernity: Hòa Hảo Charity Healing and Herbal Medicine in the Mekong Delta" here Elizabeth Perez, Religion in the Kitchen here Southeast Asian Studies Summer Institute (SEASSI) at the University of Wisconsin here Van Nguyen-Marshall, Between War and the State: Civil Society in South Vietnam, 1954–1975 here Casey R. Collins, Buddhist Contramodernism: Shinnyo-en's Reconfigurations of Tradition for Modernity here Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/southeast-asian-studies

Why are code signing certificates suddenly so expensive, short-lived, and tangled in red tape? Leo Laporte and Steve Gibson dig into Microsoft's "three-day certificates," the hidden costs for developers, and the security tradeoffs no one saw coming. A look at Microsoft's Azure cloud code signing. California implements DROP, global data broker opt-out. Where's the town of "Whata Bod" Idaho. iOS built-in Mail app worked itself out of a job. A 30-minute tutorial for non-coders about AI coding. Claude Code appears to be winning over the AI coding world. Various listener musings on code signing. A bit of Magnesium feedback. What use are 3-day code signing certs? Show Notes - https://www.grc.com/sn/SN-1060-Notes.pdf Hosts: Steve Gibson and Leo Laporte Download or subscribe to Security Now at https://twit.tv/shows/security-now. You can submit a question to Security Now at the GRC Feedback Page. For 16kbps versions, transcripts, and notes (including fixes), visit Steve's site: grc.com, also the home of the best disk maintenance and recovery utility ever written Spinrite 6. Join Club TWiT for Ad-Free Podcasts! Support what you love and get ad-free audio and video feeds, a members-only Discord, and exclusive content. Join today: https://twit.tv/clubtwit Sponsors: material.security zscaler.com/security hoxhunt.com/securitynow

Why are code signing certificates suddenly so expensive, short-lived, and tangled in red tape? Leo Laporte and Steve Gibson dig into Microsoft's "three-day certificates," the hidden costs for developers, and the security tradeoffs no one saw coming. A look at Microsoft's Azure cloud code signing. California implements DROP, global data broker opt-out. Where's the town of "Whata Bod" Idaho. iOS built-in Mail app worked itself out of a job. A 30-minute tutorial for non-coders about AI coding. Claude Code appears to be winning over the AI coding world. Various listener musings on code signing. A bit of Magnesium feedback. What use are 3-day code signing certs? Show Notes - https://www.grc.com/sn/SN-1060-Notes.pdf Hosts: Steve Gibson and Leo Laporte Download or subscribe to Security Now at https://twit.tv/shows/security-now. You can submit a question to Security Now at the GRC Feedback Page. For 16kbps versions, transcripts, and notes (including fixes), visit Steve's site: grc.com, also the home of the best disk maintenance and recovery utility ever written Spinrite 6. Join Club TWiT for Ad-Free Podcasts! Support what you love and get ad-free audio and video feeds, a members-only Discord, and exclusive content. Join today: https://twit.tv/clubtwit Sponsors: material.security zscaler.com/security hoxhunt.com/securitynow

Why are code signing certificates suddenly so expensive, short-lived, and tangled in red tape? Leo Laporte and Steve Gibson dig into Microsoft's "three-day certificates," the hidden costs for developers, and the security tradeoffs no one saw coming. A look at Microsoft's Azure cloud code signing. California implements DROP, global data broker opt-out. Where's the town of "Whata Bod" Idaho. iOS built-in Mail app worked itself out of a job. A 30-minute tutorial for non-coders about AI coding. Claude Code appears to be winning over the AI coding world. Various listener musings on code signing. A bit of Magnesium feedback. What use are 3-day code signing certs? Show Notes - https://www.grc.com/sn/SN-1060-Notes.pdf Hosts: Steve Gibson and Leo Laporte Download or subscribe to Security Now at https://twit.tv/shows/security-now. You can submit a question to Security Now at the GRC Feedback Page. For 16kbps versions, transcripts, and notes (including fixes), visit Steve's site: grc.com, also the home of the best disk maintenance and recovery utility ever written Spinrite 6. Join Club TWiT for Ad-Free Podcasts! Support what you love and get ad-free audio and video feeds, a members-only Discord, and exclusive content. Join today: https://twit.tv/clubtwit Sponsors: material.security zscaler.com/security hoxhunt.com/securitynow

Why are code signing certificates suddenly so expensive, short-lived, and tangled in red tape? Leo Laporte and Steve Gibson dig into Microsoft's "three-day certificates," the hidden costs for developers, and the security tradeoffs no one saw coming. A look at Microsoft's Azure cloud code signing. California implements DROP, global data broker opt-out. Where's the town of "Whata Bod" Idaho. iOS built-in Mail app worked itself out of a job. A 30-minute tutorial for non-coders about AI coding. Claude Code appears to be winning over the AI coding world. Various listener musings on code signing. A bit of Magnesium feedback. What use are 3-day code signing certs? Show Notes - https://www.grc.com/sn/SN-1060-Notes.pdf Hosts: Steve Gibson and Leo Laporte Download or subscribe to Security Now at https://twit.tv/shows/security-now. You can submit a question to Security Now at the GRC Feedback Page. For 16kbps versions, transcripts, and notes (including fixes), visit Steve's site: grc.com, also the home of the best disk maintenance and recovery utility ever written Spinrite 6. Join Club TWiT for Ad-Free Podcasts! Support what you love and get ad-free audio and video feeds, a members-only Discord, and exclusive content. Join today: https://twit.tv/clubtwit Sponsors: material.security zscaler.com/security hoxhunt.com/securitynow

Why are code signing certificates suddenly so expensive, short-lived, and tangled in red tape? Leo Laporte and Steve Gibson dig into Microsoft's "three-day certificates," the hidden costs for developers, and the security tradeoffs no one saw coming. A look at Microsoft's Azure cloud code signing. California implements DROP, global data broker opt-out. Where's the town of "Whata Bod" Idaho. iOS built-in Mail app worked itself out of a job. A 30-minute tutorial for non-coders about AI coding. Claude Code appears to be winning over the AI coding world. Various listener musings on code signing. A bit of Magnesium feedback. What use are 3-day code signing certs? Show Notes - https://www.grc.com/sn/SN-1060-Notes.pdf Hosts: Steve Gibson and Leo Laporte Download or subscribe to Security Now at https://twit.tv/shows/security-now. You can submit a question to Security Now at the GRC Feedback Page. For 16kbps versions, transcripts, and notes (including fixes), visit Steve's site: grc.com, also the home of the best disk maintenance and recovery utility ever written Spinrite 6. Join Club TWiT for Ad-Free Podcasts! Support what you love and get ad-free audio and video feeds, a members-only Discord, and exclusive content. Join today: https://twit.tv/clubtwit Sponsors: material.security zscaler.com/security hoxhunt.com/securitynow

Why are code signing certificates suddenly so expensive, short-lived, and tangled in red tape? Leo Laporte and Steve Gibson dig into Microsoft's "three-day certificates," the hidden costs for developers, and the security tradeoffs no one saw coming. A look at Microsoft's Azure cloud code signing. California implements DROP, global data broker opt-out. Where's the town of "Whata Bod" Idaho. iOS built-in Mail app worked itself out of a job. A 30-minute tutorial for non-coders about AI coding. Claude Code appears to be winning over the AI coding world. Various listener musings on code signing. A bit of Magnesium feedback. What use are 3-day code signing certs? Show Notes - https://www.grc.com/sn/SN-1060-Notes.pdf Hosts: Steve Gibson and Leo Laporte Download or subscribe to Security Now at https://twit.tv/shows/security-now. You can submit a question to Security Now at the GRC Feedback Page. For 16kbps versions, transcripts, and notes (including fixes), visit Steve's site: grc.com, also the home of the best disk maintenance and recovery utility ever written Spinrite 6. Join Club TWiT for Ad-Free Podcasts! Support what you love and get ad-free audio and video feeds, a members-only Discord, and exclusive content. Join today: https://twit.tv/clubtwit Sponsors: material.security zscaler.com/security hoxhunt.com/securitynow

Why are code signing certificates suddenly so expensive, short-lived, and tangled in red tape? Leo Laporte and Steve Gibson dig into Microsoft's "three-day certificates," the hidden costs for developers, and the security tradeoffs no one saw coming. A look at Microsoft's Azure cloud code signing. California implements DROP, global data broker opt-out. Where's the town of "Whata Bod" Idaho. iOS built-in Mail app worked itself out of a job. A 30-minute tutorial for non-coders about AI coding. Claude Code appears to be winning over the AI coding world. Various listener musings on code signing. A bit of Magnesium feedback. What use are 3-day code signing certs? Show Notes - https://www.grc.com/sn/SN-1060-Notes.pdf Hosts: Steve Gibson and Leo Laporte Download or subscribe to Security Now at https://twit.tv/shows/security-now. You can submit a question to Security Now at the GRC Feedback Page. For 16kbps versions, transcripts, and notes (including fixes), visit Steve's site: grc.com, also the home of the best disk maintenance and recovery utility ever written Spinrite 6. Join Club TWiT for Ad-Free Podcasts! Support what you love and get ad-free audio and video feeds, a members-only Discord, and exclusive content. Join today: https://twit.tv/clubtwit Sponsors: material.security zscaler.com/security hoxhunt.com/securitynow

Why are code signing certificates suddenly so expensive, short-lived, and tangled in red tape? Leo Laporte and Steve Gibson dig into Microsoft's "three-day certificates," the hidden costs for developers, and the security tradeoffs no one saw coming. A look at Microsoft's Azure cloud code signing. California implements DROP, global data broker opt-out. Where's the town of "Whata Bod" Idaho. iOS built-in Mail app worked itself out of a job. A 30-minute tutorial for non-coders about AI coding. Claude Code appears to be winning over the AI coding world. Various listener musings on code signing. A bit of Magnesium feedback. What use are 3-day code signing certs? Show Notes - https://www.grc.com/sn/SN-1060-Notes.pdf Hosts: Steve Gibson and Leo Laporte Download or subscribe to Security Now at https://twit.tv/shows/security-now. You can submit a question to Security Now at the GRC Feedback Page. For 16kbps versions, transcripts, and notes (including fixes), visit Steve's site: grc.com, also the home of the best disk maintenance and recovery utility ever written Spinrite 6. Join Club TWiT for Ad-Free Podcasts! Support what you love and get ad-free audio and video feeds, a members-only Discord, and exclusive content. Join today: https://twit.tv/clubtwit Sponsors: material.security zscaler.com/security hoxhunt.com/securitynow

Why are code signing certificates suddenly so expensive, short-lived, and tangled in red tape? Leo Laporte and Steve Gibson dig into Microsoft's "three-day certificates," the hidden costs for developers, and the security tradeoffs no one saw coming. A look at Microsoft's Azure cloud code signing. California implements DROP, global data broker opt-out. Where's the town of "Whata Bod" Idaho. iOS built-in Mail app worked itself out of a job. A 30-minute tutorial for non-coders about AI coding. Claude Code appears to be winning over the AI coding world. Various listener musings on code signing. A bit of Magnesium feedback. What use are 3-day code signing certs? Show Notes - https://www.grc.com/sn/SN-1060-Notes.pdf Hosts: Steve Gibson and Leo Laporte Download or subscribe to Security Now at https://twit.tv/shows/security-now. You can submit a question to Security Now at the GRC Feedback Page. For 16kbps versions, transcripts, and notes (including fixes), visit Steve's site: grc.com, also the home of the best disk maintenance and recovery utility ever written Spinrite 6. Join Club TWiT for Ad-Free Podcasts! Support what you love and get ad-free audio and video feeds, a members-only Discord, and exclusive content. Join today: https://twit.tv/clubtwit Sponsors: material.security zscaler.com/security hoxhunt.com/securitynow

God is with us always — not only in “big” or “spiritual” moments but also during the ordinary challenges of day-to-day life. Yet it's tempting to think we're alone when experiencing stress at work, emotional hurt, or relational challenges. How can we become more aware of Jesus' presence and live a God-saturated life?Join us for this episode of Soul Talks as Bill and Kristi discuss a transformational vision they caught from Dallas Willard — the Kingdom of the Heavens is open, now! Their conversation will stir you to rethink the kind of life that's possible with Jesus as you learn practical ways to integrate him into your life, ministry, work, challenges, and relationships. Resources for this Episode:Your Best Life in Jesus' Easy Yoke: Rhythms of Grace to De-Stress and Live EmpoweredAttend a Soul Shepherding RetreatEarn a Certificate in Spiritual DirectionDeeply Loved: Receiving and Reflecting God's Great Empathy for YouJourney of the Soul: A Practical Guide to Emotional and Spiritual GrowthHealthy Feelings, Thriving Faith: Growing Emotionally and Spiritually Through the EnneagramDonate to Support Soul Shepherding and Soul Talks

Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks.  Also in this episode - After years of increases, there's potentially good news on the auto insurance front. Clark looks at industry trends that point to lower costs for car insurance.  Clark Stinks: Segments 1 & 2 Auto Insurance Prices: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Certificate of Deposit (CD): What Is It, Best Places To Open One Clark's Road Trip Hack: Renting a Car vs. Driving Your Own Credit Card Car Rental Insurance: What You Need To Know Should I Buy Additional Insurance From a Rental Car Company? Today's Top Travel Deals Why You Need To Shop Your Auto Insurance ASAP Teslarati: Tesla partners with Lemonade for new insurance program Should You Allow Your Auto Insurance To Monitor Your Driving? How Should I Handle Car Insurance for My Teenage Driver? Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

In which a WWII fighter plane crashes on a Greenland ice sheet in 1942 and is painstakingly recovered and restored by a pilot over two decades. Certificate #25573.

Jared opens Ticked Off Tuesday from Delray and immediately roasts himself for showing up to “the hottest restaurant in Delray” on Christmas Eve…only to realize his reservation was for January 1, 2026. He then spirals into beach-walk social awkwardness and floppy-hat groups refusing to go single file. The big vent is Delta, where he claims the airline hides his hard-earned upgrades in the app like a toxic partner gaslighting him about their “benefits.” Listener complaints bring the chaos: a hungover flyer forced to watch a seatmate bite and display nail clippings like tiny trophies, a university worker exhausted by parents doing adult kids' basic tasks, and a mother-in-law who treats dinner parties like an HGTV intervention. Overall, petty grievances, Florida sunshine, and Jared turning everyday annoyances into a full-on comedy sport!Jared is on tour!