Podcasts about risk insurance

In this episode, Tim Ewen has a chat with Rory O'Neill, our Director and Financial Adviser, about why financial planning matters, especially when markets are shaky.At Stewart Group, we believe everyone should have a plan for their financial future, regardless of where they are in life. Whether you're kicking off your career or gearing up for retirement, our team is here to guide you through the highs and lows of your financial journey.Don't let market fluctuations keep you up at night – stick to your plan and let us work behind the scenes to make the most of your investments.⏰ Important time-stamps(1:05) Introduction(01:56) Tariffs and their impact on Kiwis(03:02) Market dips - a buying opportunity?(04:37) Long-term financial planning(06:19) Human behaviour during volatility(06:59) Reassurance for KiwiSaver clients(08:13) KiwiSaver and easte planning(9:22) Is budgeting a part of financial planning?(10:55) Is financial planning a complex process?(11:47) Key areas to understand for a smooth financial future(13:04) The FOMO effect and materialism(14:27) Engaging with Stewart Group(14:43) ACI Funds account for children(14:55) Risk insurance & financial planning(16:20) Stick to your plan!(16:49) Finding Stewart GroupIf you'd like to read Rory's blog, Trump's Tariff Gamble: What It Means for New Zealand. Here's the link to it: https://bit.ly/3GzJxQXThe Adviser Talk is available on all popular streaming platforms, including Spotify and Apple Podcasts. Rory O'Neill is a Financial Adviser as well as the Director and General Manager at Stewart Group, a Hawke's Bay and Wellington-based CEFEX-certified financial planning and advisory firm. Stewart Group provides personal fiduciary services, Wealth Management, Risk Insurance & KiwiSaver solutions. The information provided, or any opinions expressed in this show, are of a general nature only and should not be construed or relied on as a recommendation to invest in a financial product or class of financial products. You should seek financial advice specific to your circumstances from an Authorised Financial Adviser before making any financial decisions. A disclosure statement can be obtained free of charge by calling 0800 878 961 or visit our website, www.stewartgroup.co.nz Hosted on Acast. See acast.com/privacy for more information.

Date of recording this podcast: 1st April 2025In these uncertain economic times, it's essential for New Zealanders to understand tariffs and trade wars to prepare for the future.In this episode, Tim Ewen, our Risk Insurance Manager, sits down with Nick, our CEO and Financial Adviser, to discuss the implications of tariffs imposed by U.S. President Donald Trump and how they may impact New Zealand. They also explore strategies for navigating this volatile environment to ensure both survival and success.Tune in to gain a clearer understanding of tariffs and trade wars. Having a better grasp of these topics will lead to more informed decision-making.⏰ Important time-stamps((01:01) Introduction (03:27) What are tariffs, and why are they implemented? (05:57) Are Donald Trump's tariffs a short-term solution with no long-term benefits? (07:13) Is it a good idea that Trump has introduced tariffs on a wide range of countries? (09:33) What do Trump's tariff decisions mean for Aotearoa, New Zealand? (10:39) What challenges will New Zealand face? (14:34) Donald Trump's impact on mortgages in New Zealand (17:01) Is Trump leading us back to mercantilism? (21:54) Nick's two cents on what to do during tough economic times(24:54) How can Stewart Group help?If you would like to read Nick's recent article on 'Tariffs & Markets: What History Tells Us About What May Lie Ahead' here's the link to it: https://bit.ly/4jeNHfFThe Adviser Talk is available on all popular streaming platforms, including Spotify and Apple Podcasts.Nick Stewart is a Financial Adviser and CEO at Stewart Group, a Hawke's Bay and Wellington-based CEFEX-certified financial planning and advisory firm. Stewart Group provides personal fiduciary services, Wealth Management, Risk Insurance & KiwiSaver solutions. The information provided, or any opinions expressed in this show, are of a general nature only and should not be construed or relied on as a recommendation to invest in a financial product or class of financial products. You should seek financial advice specific to your circumstances from an Authorised Financial Adviser before making any financial decisions. A disclosure statement can be obtained free of charge by calling 0800 878 961 or visit our website, www.stewartgroup.co.nz Hosted on Acast. See acast.com/privacy for more information.

In this engaging podcast episode, Tim Ewen welcomes Ann Evans, who has recently become a part of our Risk Insurance team as a Risk Paraplanner. During their conversation, they delve into various topics, including Ann's work experience in the insurance industry, working for Stewart Group, and assisting clients in navigating their risk management needs.⏰ Important time-stamps(01:01) Introduction(02:30) Ann's work experience(02:45) Her background in the financial services industry and working for the Stewart Group(03:52)Common theme amongst clients in terms of needs(05:29) Helping clients at Stewart Group(06:17) Ann's interests and hobbies(07:28) The mantra that she follows(08:10) Where to find Stewart Group The Adviser Talk is available on all popular streaming platforms, including Spotify and Apple Podcasts. Follow Stewart Group on Facebook for the latest updates and articles from our team of expert financial advisers. Looking to get your financial house in order, and keep it that way? We can help. Ann Evans is a Risk Paraplanner at Stewart Group, a Hawke's Bay and Wellington-based CEFEX-certified financial planning and advisory firm. Stewart Group provides personal fiduciary services, Wealth Management, Risk Insurance & KiwiSaver solutions. The information provided, or any opinions expressed in this show, are of a general nature only and should not be construed or relied on as a recommendation to invest in a financial product or class of financial products. You should seek financial advice specific to your circumstances from an Authorised Financial Adviser before making any financial decisions. A disclosure statement can be obtained free of charge by calling 0800 878 961 or visit our website, www.stewartgroup.co.nz Hosted on Acast. See acast.com/privacy for more information.

A resurgence of global mergers and acquisitions, that reflects heightened investor confidence and a return to normalcy in the transactional risk market, is accompanied by increased demand for transactional risk insurance solutions. At the same time, increased competition among insurers and more knowledgeable insurance buyers are leading to the creation of broader coverage options and tailored solutions to meet diverse needs across industries and regions. In this episode of Risk in Context, Marsh's Craig Schioppo, Alistair Lowry, David Lillo, Haoren Fu, and Eliza Grant discuss the changes taking place in the continuously evolving transactional risk markets, highlight some of the transactional trends in different regions, and consider how these trends could shape the future of the transactional risk insurance market. You can access a transcript of the episode here. Download the Transactional risk insurance 2024: Year in review report. For more insights and insurance and risk management solutions, follow Marsh on LinkedIn and X and visit marsh.com

The future looks challenging for residents of Hastings, who are facing a series of significant rate increases that could compound to approximately 65% over the next four years. Nick Stewart, CEO and Financial Adviser at Stewart Group, addressed this issue in his recent Canny View article: Hastings District Council: Time for Fiscal PrudenceIn this episode of The Adviser Talk, Nick sits down with Councillor and mayoral candidate Marcus Buddo, who has a background in economics, to discuss the Hastings District Council's increasing debt and the mounting burden on ratepayers.Marcus believes it's time to carefully examine council spending and concentrate on the essentials. During the podcast, they also talk about his vision for a Hawke's Bay where people can thrive.If you want to learn more about his campaign and the financial challenges facing Hastings, be sure to check out the full podcast.⏰ Important time-stamps(01:01) Introduction.(01:41) Does the public engage with Marcus on fiscal matters?(04:07) Discussion on Nick's recent Canny View article about the Hastings District Council's spending. (07:08) How do we make rates more affordable?(09:52) Council spending and fiscal prudence.(11:30) Discussion about the Frimley Pool & operational spending.(13:25) Marcus believes there should be "no sacred cows."(14:36) More about Marcus Buddo.(18:24) Priorities if elected as mayor. (21:22) Besides tourism, what other initiatives could help grow Hastings? (22:59) Vision for Hawke's Bay's futureThe Adviser Talk is available on all popular streaming platforms, including Spotify and Apple Podcasts.Nick Stewart is a Financial Adviser and CEO at Stewart Group, a Hawke's Bay and Wellington-based CEFEX-certified financial planning and advisory firm. Stewart Group provides personal fiduciary services, Wealth Management, Risk Insurance & KiwiSaver solutions. The information provided, or any opinions expressed in this show, are of a general nature only and should not be construed or relied on as a recommendation to invest in a financial product or class of financial products. You should seek financial advice specific to your circumstances from an Authorised Financial Adviser before making any financial decisions. A disclosure statement can be obtained free of charge by calling 0800 878 961 or visit our website, www.stewartgroup.co.nz Hosted on Acast. See acast.com/privacy for more information.

As the cost of living continues to increase, carefully monitoring your finances is more crucial than ever. Brent Allcock, our Financial Adviser from the Stewart Group's Wellington branch, recently shared some practical advice on The Adviser Talk.New Zealand's economy has taken a bit of a knock lately, now sitting at 33rd out of 37 OECD countries. This highlights why we all need to take charge of our own finances and make smart choices with our money. If you're struggling to make sense of your finances in these tricky times, don't be afraid to ask for help. You can get in touch with us on 0800-878-961 or check out our website at www.stewartgroup.co.nz for professional financial advice.If you would like to read an article on this topic, here's a link to our CEO and Financial Adviser, Nick Stewart's article.: https://bit.ly/4gyjmqn⏰ Important time-stamps(1:09) Introduction to Stewart Group(2:10) The cost of living crisis in New Zealand(3:04) The need for fiscal discipline as an individual or as a household to stay afloat during the cost of living crisis(5:49) Is the younger generation suffering from FOMO (fear of missing out) when it comes to consumerism?(9:31) In the 50s, New Zealand was one of the top countries in terms of productivity, quality of life and general wellness. But we've declined quite quickly. Does productivity and fiscal discipline play a role in this decline?(10:41) Should we be concerned that New Zealand ranked 33rd out of 37 in the recent OECD ranking of global economies?(11:50) Lessons to learn from economies that were in dire economic trouble but are at the top of the OECD ranking(14:01) Being smart and wise with your money. Knowing your income sources and expenses is crucial(17:13) Brent's key words of wisdom to young listeners to make sure they are heading in the right financial pathway.(18:34) Where and how do we find Stewart Group?The Adviser Talk is available on all popular streaming platforms, including Spotify and Apple Podcasts. Follow Stewart Group on Facebook for the latest updates and articles from our team of expert financial advisers. Looking to get your financial house in order, and keep it that way? We can help. Brent Allcock is a Financial Adviser at Stewart Group, a Hawke's Bay and Wellington-based CEFEX certified financial planning and advisory firm. Stewart Group provides personal fiduciary services, Wealth Management, Risk Insurance & KiwiSaver solutions. The information provided, or any opinions expressed in this show, are of a general nature only and should not be construed or relied on as a recommendation to invest in a financial product or class of financial products. You should seek financial advice specific to your circumstances from an Authorised Financial Adviser before making any financial decisions. A disclosure statement can be obtained free of charge by calling 0800 878 961 or visit our website, www.stewartgroup.co.nz Hosted on Acast. See acast.com/privacy for more information.

Justin Kollinger, Senior Risk Management Consultant at United Educators (UE), brings valuable perspective in helping colleges and universities develop strategic risk initiatives. As co-author of "Risk Management: An Accountability Guide for University and College Boards" and creator of UE's annual Top 10 Risks report, Kollinger works with institution leaders to develop strategic risk initiatives, prioritize risk management goals, and launch enterprise risk management programs. Higher Ed's Current Risk & Liability Environment The higher education sector faces what United Educators calls "social inflation" - increases in insurance costs above regular inflation. This trend is driven by: Increased third-party litigation financing Growing recruitment of plaintiffs to bring cases Rising defense costs Higher settlements and awards Top Risks in Higher Education McNaughton and Kollinger discuss these top risks revealed in the UE's annual survey: Enrollment Data Security Operational Pressures Recruitment and Hiring Regulatory and Legal Compliance Student Mental Health Funding Facilities and Deferred Maintenance Public Safety Three-way tie: General Premises Safety Title IX Political and Societal Pressures Notable findings include the consistency of the top seven risks over the past three years despite 2024's tumultuous environment. Surprisingly, climate change and environmental risks did not make the top ten despite increasing natural disasters affecting campuses nationwide. Enterprise Risk Management in Higher Education Dr. McNaughton noted that only about 5% of institutions have formalized risk management programs. Both experts emphasized that when creating strategic plans, institutions must include risk management planning, or they leave themselves exposed. Risk management should distinguish between: University Level: Risk management and identification Board Level: Risk oversight and appropriate questioning Data Security Challenges The conversation highlighted growing concerns about data security: Rising costs for data breach coverage Need for centralized IT management Growing sophistication of phishing attempts with AI Importance of comprehensive security training Three Takeaways for University Presidents and Boards Culture of Risk Management ("Cool Head, Warm Heart") Manage risk with thoughtful foresight and consistent policies Show care to your community before, during, and after incidents Focus on building trust through demonstrated care and communication Elevate Your Risk Manager Risk managers often know everything happening on campus They have unique problem-solving tools They should be positioned as strategic contributors If you don't have a risk manager, get one Use Third-Party Experts Take advantage of insurer resources (like UE's checklists and online courses) Utilize insurance broker resources Access association resources and experts Remember these experts are part of your support ecosystem Kollinger's insights emphasize that while establishing risk management programs may seem daunting, having basic frameworks in place can help institutions better prepare for and respond to various challenges. His message underscores the importance of both strategic thinking and demonstrated care in building effective risk management programs. The changing landscape of higher education requires leaders to remain vigilant in their approach to risk management, making it an essential component of institutional strategy and governance. #HigherEducation #HigherEducationRiskManagement #HigherEducationPodcast Read the transcript on our website: https://changinghighered.com/top-risks-in-higher-education-erm-programs/ Links to Resources: UE's Top Risks Report: Insights for Higher Education  UE's Large Loss Report (featuring settlements over $2.5 million) Risk Management: An Accountability Guide for University and College Boards (AGB) Enterprise Risk Management In Higher Ed Part 1: An Overview of the Planning Process Enterprise Risk Management in Higher Ed Part 2: Risk Planning and its Critical Role in Higher Education Enterprise Risk Management in Higher Ed Part 3: Risk Oversight and the Board's Role in Higher Education Risk Management Strategic Risk Planning to Chart Higher Ed's Course in Turbulent Times What is Enterprise Risk Management in Higher Education?     About Our Podcast Guest Justin Kollinger serves as Senior Risk Management Consultant at United Educators, an education-owned liability insurance carrier serving 1,500 institutions across the country. In his role, Justin advises college and university leaders as they develop strategic risk initiatives, prioritize risk management goals, and launch or refresh enterprise risk management (ERM) initiatives. He co-authored Risk Management: An Accountability Guide for University and College Boards, published by AGB Press, and creates reports and tools to help United Educators' members address their top risks, including risks relating to enrollment and student life. Risk & Insurance recognized Justin as one of its Risk All Stars in 2023, and Justin has previously worked in enrollment at two private institutions in the Mid-Atlantic and as a consultant to community college presidents and independent heads of school. Connect with Justin Kollinger on LinkedIn → About the Podcast Host Dr. Drumm McNaughton is the founder, CEO, and Principal Consultant at The Change Leader, Inc. A highly sought-after higher education consultant with 20+ years of experience, Dr. McNaughton works with leadership, management, and boards of U.S. and international institutions. His expertise spans key areas, including accreditation, governance, strategic planning, presidential onboarding, mergers, acquisitions, and strategic alliances. Dr. McNaughton's approach combines a holistic methodology with a deep understanding of the contemporary and evolving challenges facing higher education institutions worldwide to ensure his clients succeed in their mission. Connect with Drumm McNaughton on LinkedIn→  

In this episode of The Adviser Talk, Bruce, our Financial Adviser, joins Tim Ewen to discuss how quickly well-laid plans can unravel when fundamental financial principles are overlooked in pursuit of easy money.Bruce emphasises the importance of discipline in financial planning, making informed choices, and managing risks effectively. He warns against allowing short-term distractions to compromise your financial future. It's crucial to stay committed to your plan and let time and consistency work in your favour.For more insights on this topic, read Nick Stewart, our CEO and Financial Adviser's article here: https://bit.ly/40vbHCThe Adviser talk is also available on Spotify and Apple Podcast. Bruce Jenks (AIF, J.P.) is a Financial Adviser at Stewart Group and the Director of Stewart Group Trustee Companies, a Hawke's Bay and Wellington-based CEFEX-certified financial planning and advisory firm. Stewart Group provides personal fiduciary services, Wealth Management, Risk Insurance & KiwiSaver solutions. The information provided, or any opinions expressed in this article, are of a general nature only and should not be construed or relied on as a recommendation to invest in a financial product or class of financial products. You should seek financial advice specific to your circumstances from an Authorised Financial Adviser before making any financial decisions. A disclosure statement can be obtained free of charge by calling 0800 878 961 or visit our website, www.stewartgroup.co.nz Hosted on Acast. See acast.com/privacy for more information.

On this episode of The Adviser Talk, Rory O'Neill, our Director and Financial Adviser at Stewart Group, delves into the world of cryptocurrency, dubbing it the "new age blood diamonds."While the allure of investing in cryptocurrencies is undeniable, it's crucial to be aware of the darker aspects, particularly the risks associated with money laundering.Rory highlights the importance of staying informed and cautious as an investor in this insightful podcast.Tune in to learn more!If you'd like to read Rory's article, Crypto's Dark Side: What New Zealand Investors Need to Know. Here's the link to it: https://bit.ly/3WtjQH9The Adviser Talk is available on all popular streaming platforms, including Spotify and Apple Podcasts. Rory O'Neill is a Financial Adviser as well as the Director and General Manager at Stewart Group, a Hawke's Bay and Wellington-based CEFEX-certified financial planning and advisory firm. Stewart Group provides personal fiduciary services, Wealth Management, Risk Insurance & KiwiSaver solutions. The information provided, or any opinions expressed in this show, are of a general nature only and should not be construed or relied on as a recommendation to invest in a financial product or class of financial products. You should seek financial advice specific to your circumstances from an Authorised Financial Adviser before making any financial decisions. A disclosure statement can be obtained free of charge by calling 0800 878 961 or visit our website, www.stewartgroup.co.nz Hosted on Acast. See acast.com/privacy for more information.

In our first podcast of the year, Nick Stewart and Ken Morrison discuss private assets in KiwiSaver - when sizzle meets reality.As KiwiSaver assets surge past $110 billion, an all-too-familiar story unfolds… Multiple KiwiSaver and general investment providers are rushing into the private asset markets.While private equity investments might offer an exciting sprint to higher returns, history suggests that the steady approach of transparent, liquid, and well-diversified portfolios often wins the long-term race.Tune in to learn more...In case you missed Nick's article, 'Private Assets in KiwiSaver: When Sizzle Meets Reality,' here's the link: https://bit.ly/4akbqHuThe Adviser Talk is available on all popular streaming platforms, including Spotify and Apple Podcasts. Nick Stewart is a Financial Adviser and CEO at Stewart Group, a Hawke's Bay and Wellington-based CEFEX-certified financial planning and advisory firm. Stewart Group provides personal fiduciary services, Wealth Management, Risk Insurance & KiwiSaver solutions. The information provided, or any opinions expressed in this show, are of a general nature only and should not be construed or relied on as a recommendation to invest in a financial product or class of financial products. You should seek financial advice specific to your circumstances from an Authorised Financial Adviser before making any financial decisions. A disclosure statement can be obtained free of charge by calling 0800 878 961 or visit our website, www.stewartgroup.co.nz Hosted on Acast. See acast.com/privacy for more information.

If insurers are buckling, and backup insurers are buckling, where’s the backup for the backup? Private insurers were exiting parts of California and other markets well before these current firees, causing millions of people to opt for state-run backup insurance plans. Those plans are also now buckling under pressure of intensifying natural disasters. So where do we go from here? We discuss. And later, we’ll interrogate some of the working conditions of Shein factory workers in China.

If insurers are buckling, and backup insurers are buckling, where’s the backup for the backup? Private insurers were exiting parts of California and other markets well before these current firees, causing millions of people to opt for state-run backup insurance plans. Those plans are also now buckling under pressure of intensifying natural disasters. So where do we go from here? We discuss. And later, we’ll interrogate some of the working conditions of Shein factory workers in China.

Your morning briefing, the business news you need in just 15 minutes.On today's podcast:(1) Prime Minister Keir Starmer got a taste of the topsy-turvy politics of the coming Trump era as his government spent the weekend defending itself from attacks from Elon Musk, only to see the billionaire provocateur turn on his erstwhile British ally, Nigel Farage.(2) UK business confidence has dropped to its lowest level since former Conservative Prime Minister Liz Truss’s disastrous mini-budget more than two years ago, according to a survey by the British Chambers of Commerce that echoes concerns over the current Labour government’s tax hikes.(3) In his most wide-ranging interview as chief executive officer, Altman explains his infamous four-day firing, how he actually runs OpenAI, his plans for the Trump-Musk presidency and his relentless pursuit of artificial general intelligence—the still-theoretical next phase of AI, in which machines will be capable of performing any intellectual task a human can do.(4) More than three months after winning the most seats at federal elections, far-right leader Herbert Kickl is on track to become the Freedom Party’s first Austrian chancellor in a tie-up with the conservative People’s Party.(5) Justin Trudeau is expected to announce his resignation as leader of Canada’s Liberal Party this week, the Globe and Mail reported, a move that would trigger a contest to replace him as prime minister.(6) The war risk insurance market is reaching new heights due to flaring geopolitical tensions and persistent piracy, with premiums estimated to generate up to $1 billion a year.See omnystudio.com/listener for privacy information.

It's that time of year again, and what better way to end 2024 than by making some Risk Insurance Resolutions for 2025? Protect what matters most—yourself and your family! Start the new year with a solid financial safety net through a review of your insurance needs!In this podcast, Tim Ewen, our Risk Insurance Manager has a chat with Ken about several important risk insurance topics that will help you kick off the year right.Key points discussed include:- The importance of assessing gaps in your insurance coverage- Updating policies to reflect life changes- Prioritising peace of mind- And most importantly, leveraging expert guidance!!The Adviser Talk is available on all popular streaming platforms, including Spotify and Apple Podcasts. Follow Stewart Group on Facebook for the latest updates and articles from our team of expert financial advisers. Looking to get your financial house in order, and keep it that way? We can help. Tim Ewen is a Risk Insurance Manager at Stewart Group, a Hawke's Bay and Wellington-based CEFEX-certified financial planning and advisory firm. Stewart Group provides personal fiduciary services, Wealth Management, Risk Insurance & KiwiSaver solutions. The information provided, or any opinions expressed in this show, are of a general nature only and should not be construed or relied on as a recommendation to invest in a financial product or class of financial products. You should seek financial advice specific to your circumstances from an Authorised Financial Adviser before making any financial decisions. A disclosure statement can be obtained free of charge by calling 0800 878 961 or visit our website, www.stewartgroup.co.nz Hosted on Acast. See acast.com/privacy for more information.

Dana Sutton, flood practice lead at NFP, discusses the evolving landscape of flood insurance, the misconceptions surrounding flood risk, and how both the private market and National Flood Insurance Program can work together.

In our 207th podcast, Nick discusses with Ken our latest article, "Rethinking Retirement Risk: Why Playing It Too Safe Could Cost You." Retirement investing in New Zealand has traditionally favoured a conservative approach. However, with increasing life expectancies, rising inflation, and escalating living costs, this may no longer be the best strategy. Instead of being overly cautious with retirement investments, there are several alternative approaches worth considering. Tune in to learn why being too conservative may not be the best plan for your retirement and discover the potential strategies you can adopt.The Adviser Talk is available on all popular streaming platforms, including Spotify and Apple Podcasts. Nick Stewart is a Financial Adviser and CEO at Stewart Group, a Hawke's Bay and Wellington-based CEFEX-certified financial planning and advisory firm. Stewart Group provides personal fiduciary services, Wealth Management, Risk Insurance & KiwiSaver solutions. The information provided, or any opinions expressed in this show, are of a general nature only and should not be construed or relied on as a recommendation to invest in a financial product or class of financial products. You should seek financial advice specific to your circumstances from an Authorised Financial Adviser before making any financial decisions. A disclosure statement can be obtained free of charge by calling 0800 878 961 or visit our website, www.stewartgroup.co.nz Hosted on Acast. See acast.com/privacy for more information.

From Baby Boomers' focus on real estate to Gen Z's embrace of digital assets and innovative investments, each generation's approach to wealth-building in New Zealand has been different.This evolution in investment thinking may prove crucial for New Zealand to thrive in an increasingly competitive global economy. In this podcast, Rory O'Neill discusses with Ken Morisson how these shifts are shaping New Zealand's investment culture. And be sure to listen until the end to learn how you can make your money work for you!If you'd like to read Nick Stewart's article on this topic, here's the link: Generational Investing: How Age Shapes Financial StrategyThe Adviser Talk is available on all popular streaming platforms, including Spotify and Apple Podcasts. Rory O'Neill is a Financial Adviser as well as the Director and General Manager at Stewart Group, a Hawke's Bay and Wellington-based CEFEX-certified financial planning and advisory firm. Stewart Group provides personal fiduciary services, Wealth Management, Risk Insurance & KiwiSaver solutions. The information provided, or any opinions expressed in this show, are of a general nature only and should not be construed or relied on as a recommendation to invest in a financial product or class of financial products. You should seek financial advice specific to your circumstances from an Authorised Financial Adviser before making any financial decisions. A disclosure statement can be obtained free of charge by calling 0800 878 961 or visit our website, www.stewartgroup.co.nz Hosted on Acast. See acast.com/privacy for more information.

In investing, our instinctual "reptilian brain" often leads us to make impulsive decisions driven by fear or greed. To succeed, we need to engage our neocortex for rational, long-term planning. In this podcast, Bruce Jenks, our financial adviser at Stewart Group, emphasises the importance of managing emotional triggers and remaining calm. This approach helps build confidence and peace of mind, making the investment journey more enjoyable.If you'd like to read his article on this topic, here's the link: The Reptilian Brain and Investing. - Pondering Decisions Not Like a LizardThe Adviser talk is also available on Spotify and Apple Podcast. Bruce Jenks (AIF, J.P.) is a Financial Adviser at Stewart Group and the Director of Stewart Group Trustee Companies, a Hawke's Bay and Wellington-based CEFEX-certified financial planning and advisory firm. Stewart Group provides personal fiduciary services, Wealth Management, Risk Insurance & KiwiSaver solutions. The information provided, or any opinions expressed in this article, are of a general nature only and should not be construed or relied on as a recommendation to invest in a financial product or class of financial products. You should seek financial advice specific to your circumstances from an Authorised Financial Adviser before making any financial decisions. A disclosure statement can be obtained free of charge by calling 0800 878 961 or visit our website, www.stewartgroup.co.nz Hosted on Acast. See acast.com/privacy for more information.

For many young New Zealanders, embarking on an Overseas Experience (OE) in the UK is a popular choice. This has often led to the accumulation of assets. However, these assets are often left untouched, waiting for the right moment to be addressed. Given the recent political shifts in the UK, it may be prudent to take proactive steps. Brent discussed how this is the opportune time to seek advice from a financial expert and ensure that your overseas assets align with your future financial objectives. The Adviser Talk is available on all popular streaming platforms, including Spotify and Apple Podcasts. Follow Stewart Group on Facebook for the latest updates and articles from our team of expert financial advisers. Looking to get your financial house in order, and keep it that way? We can help. Brent Allcock is a Financial Adviser at Stewart Group, a Hawke's Bay and Wellington-based CEFEX certified financial planning and advisory firm. Stewart Group provides personal fiduciary services, Wealth Management, Risk Insurance & KiwiSaver solutions. The information provided, or any opinions expressed in this show, are of a general nature only and should not be construed or relied on as a recommendation to invest in a financial product or class of financial products. You should seek financial advice specific to your circumstances from an Authorised Financial Adviser before making any financial decisions. A disclosure statement can be obtained free of charge by calling 0800 878 961 or visit our website, www.stewartgroup.co.nz Hosted on Acast. See acast.com/privacy for more information.

How can innovative solutions like parametric insurance and water detection systems be leveraged to improve risk management in the construction industry? Join Matt Walsh, Greg Melton and Bill Marutsos, Alliant Construction, as they explore the current challenges and opportunities facing businesses in construction. From navigating large-scale infrastructure projects to mitigating catastrophic events, this podcast offers valuable insights into the strategies and solutions shaping today's builder's risk marketplace.

How can a business stay afloat if it can't generate revenue due to a key person in the business being unwell, deceased, or involved in an accident?This week on #TheAdviserTalk, Tim Ewen provides insightful answers to this critical question, addressing business risk, ACC, and more! We hope you find this invaluable podcast both informative and engaging!The Adviser Talk is available on all popular streaming platforms, including Spotify and Apple Podcasts. Follow Stewart Group on Facebook for the latest updates and articles from our team of expert financial advisers. Looking to get your financial house in order, and keep it that way? We can help. Tim Ewen is a Risk Insurance Manager at Stewart Group, a Hawke's Bay and Wellington-based CEFEX-certified financial planning and advisory firm. Stewart Group provides personal fiduciary services, Wealth Management, Risk Insurance & KiwiSaver solutions. The information provided, or any opinions expressed in this show, are of a general nature only and should not be construed or relied on as a recommendation to invest in a financial product or class of financial products. You should seek financial advice specific to your circumstances from an Authorised Financial Adviser before making any financial decisions. A disclosure statement can be obtained free of charge by calling 0800 878 961 or visit our website, www.stewartgroup.co.nz Hosted on Acast. See acast.com/privacy for more information.

Gareth Collier is a highly experienced Certified Financial Planner at Crue Invest. With extensive knowledge of financial planning and estate considerations, Gareth specializes in helping individuals navigate the complexities of group benefits, taxation, and long-term financial security. Today, he'll guide us through the important distinctions between approved and unapproved group benefits and how these impact your broader financial planningSee omnystudio.com/listener for privacy information.

Join host Japhet De Oliveira for a thoughtful conversation with Tim Northrop, System Director for Risk & Insurance at Adventist Health, as they explore Tim's unique path from trades to executive leadership, his passion for problem-solving, and how integrity, family values, and early morning routines shape both his personal life and approach to managing risk.

It's common to hear people boasting about their successful stock investments at BBQ gatherings. They often talk about the huge sums they've made, but what they don't mention is the many times they've lost money in the process. In this recent discussion on The Adviser Talk, Rory emphasises that flashy stocks are not a quick fix for investing. Instead, a well-thought-out strategy and a diversified portfolio are key.In case you missed Nick's article, 'Bright, Hot, Fast (Avoid Getting Burned by Flashy Stocks),' here's the link: https://buff.ly/4fajs7ZThe Adviser Talk is available on all popular streaming platforms, including Spotify and Apple Podcasts. Rory O'Neill is a Financial Adviser as well as the Director and General Manager at Stewart Group, a Hawke's Bay and Wellington-based CEFEX-certified financial planning and advisory firm. Stewart Group provides personal fiduciary services, Wealth Management, Risk Insurance & KiwiSaver solutions. The information provided, or any opinions expressed in this show, are of a general nature only and should not be construed or relied on as a recommendation to invest in a financial product or class of financial products. You should seek financial advice specific to your circumstances from an Authorised Financial Adviser before making any financial decisions. A disclosure statement can be obtained free of charge by calling 0800 878 961 or visit our website, www.stewartgroup.co.nz Hosted on Acast. See acast.com/privacy for more information.

Not a lot of us have had the honour of representing our nation in cricket, but Taraia Robin can proudly say he has. As a teenager, he played against future superstars like Yuvraj Singh, who was also just starting out and is now a cricket legend.However, despite Taraia's aspirations and potential to join the New Zealand Blackcaps, fate had other plans in store. Nevertheless, this setback did not deter him from finding an alternative path to success, which ultimately led to a remarkable journey.We believe his inspiring and true story is one worth sharing.The Adviser talk is also available on Spotify and Apple Podcast. Follow Stewart Group on Facebook for the latest updates and articles from our team of expert financial advisers. Looking to get your financial house in order, and keep it that way? We can help. Taraia Robin (Ngāti Kahungunu ki Heretaunga, Ngāti Porou) is a Financial Adviser at Stewart Group, a Hawke's Bay and Wellington-based CEFEX & BCorp certified financial planning and advisory firm. Stewart Group provides personal fiduciary services, Wealth Management, Risk Insurance & KiwiSaver scheme solutions.Tim Ewen is a Risk Insurance Manager at Stewart Group, a Hawke's Bay and Wellington-based CEFEX-certified financial planning and advisory firm. Stewart Group provides personal fiduciary services, Wealth Management, Risk Insurance & KiwiSaver solutions. The information provided, or any opinions expressed in this show, are of a general nature only and should not be construed or relied on as a recommendation to invest in a financial product or class of financial products. You should seek financial advice specific to your circumstances from an Authorised Financial Adviser before making any financial decisions. A disclosure statement can be obtained free of charge by calling 0800 878 961 or visit our website, www.stewartgroup.co.nz Hosted on Acast. See acast.com/privacy for more information.

In this segment of The Adviser Talk, Bruce explores BRICS, the powerful alliance of Brazil, Russia, India, China, and South Africa. For investors, the inclination is often towards developed nations. However, given the diverse nature and growth potential of BRICS, is it a wise investment choice? All this and more are discussed in this episode!If you'd like to read more, here's the link to his article on BRICS: https://www.stewartgroup.co.nz/we-love-to-write/building-an-economic-block-bricsThe Adviser talk is also available on Spotify and Apple Podcast. Bruce Jenks (AIF, J.P.) is a Financial Adviser at Stewart Group and the Director of Stewart Group Trustee Companies, a Hawke's Bay and Wellington-based CEFEX-certified financial planning and advisory firm. Stewart Group provides personal fiduciary services, Wealth Management, Risk Insurance & KiwiSaver solutions. The information provided, or any opinions expressed in this article, are of a general nature only and should not be construed or relied on as a recommendation to invest in a financial product or class of financial products. You should seek financial advice specific to your circumstances from an Authorised Financial Adviser before making any financial decisions. A disclosure statement can be obtained free of charge by calling 0800 878 961 or visit our website, www.stewartgroup.co.nz Hosted on Acast. See acast.com/privacy for more information.

We're super stoked to announce that this is our 200th episode of The Adviser Talk!

It's official: We've caught the Olympics fever!!! This week, we have Tim in the studio along with Ken, exploring the intriguing parallels between the Olympics and the stock market.Together, they delve into a thought-provoking chat revolving around whether past performances can truly predict future performances, the significance of timing versus time in the stock market, and the importance of diversifying one's investment portfolio.Click to read Nick's article 'Games & Global Diversification'The Adviser Talk is available on all popular streaming platforms, including Spotify and Apple Podcasts. Follow Stewart Group on Facebook for the latest updates and articles from our team of expert financial advisers. Looking to get your financial house in order, and keep it that way? We can help. Tim Ewen is a Risk Insurance Manager at Stewart Group, a Hawke's Bay and Wellington-based CEFEX-certified financial planning and advisory firm. Stewart Group provides personal fiduciary services, Wealth Management, Risk Insurance & KiwiSaver solutions. The information provided, or any opinions expressed in this show, are of a general nature only and should not be construed or relied on as a recommendation to invest in a financial product or class of financial products. You should seek financial advice specific to your circumstances from an Authorised Financial Adviser before making any financial decisions. A disclosure statement can be obtained free of charge by calling 0800 878 961 or visit our website, www.stewartgroup.co.nz Hosted on Acast. See acast.com/privacy for more information.

The latest episode of edie's Sustainability Uncovered podcast is streaming now, with three new and exclusive interviews with expert guests speaking on finance for a more climate-resilient future, plus a news-in-brief recap of green policy changes made by the UK government post-election. Our hosts are edie's editor Matt Mace, content editor Sarah George and reporter Sidhi Mittal. Our guests are: Rachel Delhaise, group head of sustainability at Convex Insurance Kate Turner, global head of responsible investment at First Sentier Uzma Sulaiman, associate director at Community Jameel Sustainability Uncovered, hosted in partnership with Lloyds Bank, uncovers some of most inspiring and insightful sustainability and climate action stories from across the globe. The show features live in-the-studio guests, leader interviews, need-to-know round-ups, listener quizzes and more – all wrapped up into monthly episodes. Whether you're a business leader, climate expert, environmental professional, youth activist, or just have a passion for all things sustainability and climate action – this podcast is for you!

In this podcast, the first of two episodes on tax risk insurance, Ben Jones, Helen Mackey, Lars Haverkamp, Todd Betor and Rebekka Sandwell provide a general introduction to tax risk insurance from UK perspective, as well as discussing insights from Germany and the US.

Economic uncertainty and financial challenges have contributed to shifts in the transactional market, with merger and acquisition activity across the globe slowing down in 2023 from the highs seen earlier in the decade. However, demand for transactional risk insurance has remained high as both buyers and sellers recognize the benefits of purchasing robust coverage for their transaction. In this episode of Risk in Context, Marsh's Craig Schioppo, Craig Warnke, Martha Barajas, Hans Swolin, Leo Flindall, Kane Sim, and Haoren Fu discuss transactional risk trends across different regions and share advice for companies looking to manage their transactional risks throughout 2024 and beyond. You can access a transcript of the episode here. For more insights and insurance and risk management solutions, follow Marsh on LinkedIn and Twitter and visit marsh.com  

Robert demonstrates how little he remembers about the history of exploration and European economic history, yet still has no reservations about connecting it to current insurance premiums for container ships cruising through the Red Sea in 2024. Also, a new feature on the podcast--"Robert Watches a Movie You Saw Ten Years Ago." This week's film is John Wick! BMFCE: Insurance producers and adjusters can earn insurance continuing education credit listening to Robert's live webinars. No test required for credit! BMFCE.com. BMFInsurance.agency: Robert is also a busy insurance agent. Search and buy great products online, including vehicle service contracts, travel insurance, life insurance and more at our agency site.

Are you a bed and breakfast owner looking to protect your business on all fronts? Wister Insurance (888-241-1902) offers the best coverage for hospitality businesses in Maryland. Visit https://wister.insure/bed-and-breakfast-bb-insurance for more. Wister Insurance City: Walkersville Address: 21 W Pennsylvania Ave #C Website https://wister.insure/ Phone +18882411902 Email info@wister.insure

Apple @ Work is exclusively brought to you by Mosyle, the only Apple Unified Platform. Mosyle is the only solution that integrates in a single professional-grade platform all the solutions necessary to seamlessly and automatically deploy, manage & protect Apple devices at work. Over 45,000 organizations trust Mosyle to make millions of Apple devices work-ready with no effort and at an affordable cost. Request your EXTENDED TRIAL today and understand why Mosyle is everything you need to work with Apple. Sponsored by Kolide: Kolide's method means fewer support tickets, less frustration, and most importantly: 100% fleet compliance. Visit kolide.com/appleatwork to learn more or book a demo. In this episode of Apple @ Work, I talk with Tom Bridge from JumpCloud about JumpCloudGo, cyber risk insurance, and Tom's 2024 wishlist for Apple IT admins. Show Notes JumpCloud Go™: A Simpler, More Secure Login Experience Connect with Bradley Twitter LinkedIn Listen and subscribe Apple Podcasts Overcast Spotify Pocket Casts Castro RSS Listen to Past Episodes

Apple @ Work is exclusively brought to you by Mosyle, the only Apple Unified Platform. Mosyle is the only solution that integrates in a single professional-grade platform all the solutions necessary to seamlessly and automatically deploy, manage & protect Apple devices at work. Over 45,000 organizations trust Mosyle to make millions of Apple devices work-ready with no effort and at an affordable cost. Request your EXTENDED TRIAL today and understand why Mosyle is everything you need to work with Apple. Sponsored by Kolide: Kolide's method means fewer support tickets, less frustration, and most importantly: 100% fleet compliance. Visit kolide.com/appleatwork to learn more or book a demo. In this episode of Apple @ Work, I talk with Tom Bridge from JumpCloud about JumpCloudGo, cyber risk insurance, and Tom's 2024 wishlist for Apple IT admins. Show Notes JumpCloud Go™: A Simpler, More Secure Login Experience Connect with Bradley Twitter LinkedIn Listen and subscribe Apple Podcasts Overcast Spotify Pocket Casts Castro RSS Listen to Past Episodes

If you are building or renovating a property, your lender may require builder's risk insurance. In this episode, Charles discusses what builders' risk insurance is, and when an investor might use this type of insurance.  Connect with the Global Investors Show, Charles Carillo and Harborside Partners: ◾ Setup a FREE 30 Minute Strategy Call with Charles: http://ScheduleCharles.com ◾ Learn How To Invest In Real Estate: https://www.SyndicationSuperstars.com/  ◾ FREE Passive Investing Guide: http://www.HSPguide.com ◾ Join Our Weekly Email Newsletter: http://www.HSPsignup.com ◾ Passively Invest in Real Estate: http://www.InvestHSP.com ◾ Global Investors Web Page: http://GlobalInvestorsPodcast.com/

Guest: Lupe Peterman, Information Assurance Analyst, NuHarbor SecurityOn LinkedIn | https://www.linkedin.com/in/lupe-peterman/__________________________SponsorsAre you interested in sponsoring an ITSPmagazine Channel?

Guest: Lupe Peterman, Information Assurance Analyst, NuHarbor SecurityOn LinkedIn | https://www.linkedin.com/in/lupe-peterman/__________________________SponsorsAre you interested in sponsoring an ITSPmagazine Channel?

Returning from a summer hiatus, Bryan and Gena are joined by veteran broker Sandra Lee, Chief Executive Officer – Asia, BMS Group, for a discussion on the state of transactional risk insurance in Asia. Topics discussed include: • How Sandra transitioned from working as a M&A attorney to being one of the first transactional risk brokers in Asia • How BMS created a premier global platform for transactional risk with unique capabilities in Asia • The key similarities and differences between transactional risk policies in Asia and North America • Current pricing trends and deal activity in Asia • The growth in carriers underwriting in Asia • Geographic differentiation in underwriting transactions in Asia

In today's episode of Category Visionaries, we speak with Max Bruner, CEO and Founder of Anzen Insurance, a platform that is saving insurance brokers and companies thousands of hours and tons of stress, that has raised $10 Million in funding.  Topics Discussed: Max's early background — which was unrelated to tech — and his experience in the insurance industry The surprising place of the insurance industry in the world A little-known historical fact about the importance of insurance What factors are making people-related risks increase for companies, and why 40% of startups and small businesses get sued by employees Why buying directors and officers insurance is such a painful process for most companies, and how Anzen is changing that

In this episode, Silas Mahner (@silasmahner) speaks w/ Stephen Brittain from Insurtech Gateway (@Ideas_Gateway). They are incubating Impact Risk Mitigation and Insurance Companies / Products. On the back end, they invest and connect these companies with partners in the insurance space and other VCs. Today's conversation is a bit high-level but has many great insights. Enjoy the Episode!

Over the past year, proposals to insure communities against economic losses caused by climate change, known as climate risk insurance, have gained traction. But there's an international debate about those plans: some countries argue there are significant financial, practical and moral concerns, while others say climate risk insurance is an essential element of preparations for a warming world. POLITICO's Zia Weise breaks down why insuring the world against climate change is controversial. Plus, the Biden administration is opening up $20 billion in funding opportunities to advance clean technology deployment especially in low-income and disadvantaged communities.   For more news on energy and the environment, subscribe to Power Switch, our free evening newsletter: https://www.politico.com/power-switch And for even deeper coverage and analysis, read our Morning Energy newsletter by subscribing to POLITICO Pro: https://subscriber.politicopro.com/newsletter-archive/morning-energy   Zia Weise is a reporter covering climate policy for POLITICO Europe. Josh Siegel is a congressional energy reporter for POLITICO.  Nirmal Mulaikal is a POLITICO audio host-producer.  Annie Rees is a senior audio producer-host at POLITICO.  Gloria Gonzalez is the deputy energy editor for POLITICO.  Matt Daily is the energy editor for POLITICO.

Mindi Zissman of Zissman Media joins Jim Flynn and Natasha Suber to discuss effective content creation for risk, insurance, and compliance. How can insurance organizations develop content that resonates with their target audience? Find out in this episode of IMCA peer2peer.

Bloomberg's Maria Tadeo speaks with Ukraine's Finance Minister, Serhiy Marchenko. They discuss wartime defense spending, insurance and aid from Europe. See omnystudio.com/listener for privacy information.

In a more philosophical episode, Bryan and Gena are joined by world renowned tax expert Harry Ballan, Managing Director, Global M&A Group, Alliant Insurance Services, for a wide-ranging discussion of how transactional risk insurance fits into the broader history of risk allocation between parties. Topics discussed include: • How Harry's background as a PhD recipient, university professor, and then his “second-career” as a long-time tax partner at Davis Polk collectively helped prepare him for his broker role at Alliant • How transactional risk insurance compares to other means to allocate risk throughout history • Why the transactional risk insurance marketplace illustrates the binary and non-binary nature of risk • The role that litigation insurance can play in risk management and decision-making • Discussion of one of Harry's favorite tax pupils who has a special connection to the podcast

Marsh's Craig Schioppo, Craig Warnke, Hans Swolin, Leo Flindall, Kane Sim, and Haoren Fu discuss the growing transactional risk insurance market and trends seen in different regions, and they share advice on how to manage transactional risks in 2023 and beyond. You can access a transcript of the episode here. Download the Transactional risk insurance 2022: Year in review report. For more insights and insurance and risk management solutions, follow Marsh on LinkedIn and Twitter and visit marsh.com.

Host Jeremy C. Park talks with Gray Holden, Managing Director and Specialty Practice Leader with Higginbotham, who provides some background on the company, which is among the nation's largest independent insurance and financial services brokers, along with his area of specialization with cyber risk insurance.During the interview, Gray highlights the importance of cyber risk insurance, why it is a necessity for every type of business, and how you can put yourself in the best position for success before going to market and afterwards to safeguard your business. He provides a market update, talks about new capacity entering the market and some of the risk management tools provided by the insurers and Higginbotham, as well.Visit www.higginbotham.com or email gholden@higginbotham.net for more information.

Continuing our international theme, Bryan and Gena kick off ITB's 2023 season with Joshua Begner, Head of Private Equity and M&A Israel at WTW, for a primer on how transactional risk insurance can be utilized on deals in Israel. Topics discussed include: • How Josh developed the first RWI brokerage shop based in Israel with WTW • Why RWI is well positioned for Israel's “start-up nation” mentality • An explanation of the RWI policy structure in Israel and why the unique structure is the “best of both worlds” benefitting both insurers and insured • How RWI policies are currently priced in Israel • The foreign location where Josh thinks ITB should go “on the road” in a future international episode

Join as we sip tea with Megan Easley and Andrew Mutter and discuss and learn about protecting against potential loss in arbitration. We bet you never knew how exciting and groundbreaking this topic can be, and we promise you will learn something new about this exciting product (which can be used by claimants and respondents alike!). To learn more about or join the D.C. Bar International Law Community, CLICK HERE. Please note, the positions and opinions expressed by the speakers are strictly their own, and do not necessarily represent the views of their employers, nor those of the D.C. Bar, its Board of Governors or co-sponsoring Communities and organizations.

What is all-risk insurance? How can you use it to add-value to your customers? We talk with Jim and Johnny from Loadsure about all-risk policies, what they cover, how to use them, and how they add value. 0:00 Intro 10:00 Main Episode Buy Loadsure cover through DAT: dat.com/trucking-insurance Learn more about Loadsure: loadsure.net/for-freight Produce Blue Book: https://www.producebluebook.com/join-today/ Freight Broker Basics Course: https://bit.ly/freight-360-university Group Coaching: https://bit.ly/3EMXepI Sponsors/Affiliates: https://bit.ly/3mT2KAP Freight 360 Website: https://www.freight360.net/