Podcasts about insurance companies

Dr. Snyder discusses the challenges faced by dentists, emphasizing the "invisible prison" of a broken business model. He criticizes the dependency on insurance companies, which dictate fees and coverage, leading to financial strain and ethical issues. He highlights the need for better systems, a strong brand identity, and effective leadership to escape this prison. He also advocates for dominating the market, systematizing processes, and becoming a true leader to attract high-value patients and build a profitable, self-sustaining practice. Listen in!Thank You for enjoying this episode of Delusional: Winning the Weekly War of DentistryRESOURCES:Learn more about LEGIONSubscribe to DELUSIONAL: Winning The Weekly War PodcastWrite a Review on iTunes‎

Associated Industries Insurance Company, Inc. v. SBE Electrical Contracting, Inc.

Jeremy Rockliff, Tasmanian Liberal Leader, joins Kaz and Tubes live in the studio for a pre-election chat, discussing his party’s recent commitments, and how TasInsure would be ‘Tasmania’s insurance company’.See omnystudio.com/listener for privacy information.

Tired of getting the runaround from dental insurance companies?In this episode of the Less Insurance Dependence Podcast, Gary Takacs and Naren Arulrajah dive into one of the most empowering (and often misunderstood) topics in dentistry: how to stand up to insurance companies using the power of your state's Insurance Commission. You'll learn how to respond when you're told “we never received your claim,” what the 30-day “pay or respond” loophole really means, and why your patients, not you, hold the real power in filing complaints that insurance companies must answer to. Book your free marketing strategy meeting with Ekwa at your convenience. Plus, at the end of the session, get a free analysis report to find out where your practice stands online. It's our gift to you! https://www.lessinsurancedependence.com/marketing-strategy-meeting/  If you're looking to boost your case acceptance rates and enhance patient communication, you can schedule a Coaching Strategy Meeting with Gary Takacs. With his experience in helping practices thrive, Gary will work with you on personalized coaching, ensuring you and your team are prepared to present treatment plans confidently, offer financing options, and communicate the value of essential dental services. https://www.lessinsurancedependence.com/csm/ 

O'Connor v. Life Insurance Company of North America

It's claimed the Government still has a serious job to do to bring insurance premiums down for Clare retailers. It comes as the Coalition has confirmed it won't be implementing a recommendation from the Judicial Council to increase personal injury pay-outs by 17%. According to the Alliance for Insurance Reform, providers have avoided €76m in legal fees in just the last year by availing of the Injuries Resolutions Board. Clare-based Retail Excellence CEO and Owner of Willow's Boutique in Ennis Jean McCabe says these savings are not being passed on to local businesses.

Unexpected Rise In Disease and Death Sinks U.S. Insurance Companies- Dr. Chris Martensen and The Face of Immigration Chaos: 300,000 Kids Lost in the Wind to Abusers and Porn Merchants By John Zmirak   Unexpected Rise In Disease Sinks U.S. Insurance Companies  - Peak Prosperity Watch this video at- https://youtu.be/jQS7rFKwKVo?si=V1L6bykndB4fQo6P Peak Prosperity 555K subscribers 18,173 views Premiered Jul 7, 2025 #donaldtrump #news #usanews To watch Part 2 of this video: https://peak.fan/3hcuj9f3 Join the discussion at Peak Prosperity: https://peak.fan/fr5b44er Unexpected rates of sickness (morbidity) has sunk the stock price of a major US health insurer (Centene or CNC).  Maybe now we can finally have an open conversation about the causes? #donaldtrump #news #usanews #stocks #worldnews #educationalvideo   -------------------------------------------------------------------------------------- The Face of Immigration Chaos: 300,000 Kids Lost in the Wind to Abusers and Porn Merchants By John Zmirak Published on July 1, 2025 For article visit-   https://stream.org/the-face-of-immigration-chaos-300000-kids-lost-in-the-wind-to-abusers-and-porn-merchants/   The Face of Immigration Chaos: 300,000 Kids Lost in the Wind to Abusers and Porn Merchants By John Zmirak Published on July 1, 2025 There's one drum I won't stop banging, because it's a righteous call to war: The Left is not a secular, rationalistic, science-driven movement — though for the sake of social prestige and power it still pretends to be. But in fact, it never was. At every point since the invention of the Left/Right spectrum in the fevered, bloodthirsty frenzy of the French Revolution, the Left has been a post-Christian heresy. It's a cargo cult that cherrypicks from the gospels shiny moral sentiments and glittering aspirations, like the work of some mindless magpie. A New Rival Gospel Never mind that Jesus's moral mandates would be literally nonsensical if He was not divine and couldn't offer eternal rewards for self-sacrifice in this life. (Try explaining “Turn the other cheek” to Ghengis Khan and then get back to me; I'd love to hear how that goes. The meek did not inherit the Mongol Empire.) Nor that claims of “equality” among all men only hold up if we mean “in the eyes of God,” since in our own sight we're vastly diverse and manifestly unequal. Even the militantly atheistic, self-styled “scientific” Communist Utopia millions were willing to kill for was cooked up by Karl Marx as a thinly secularized knock-off of the New Jerusalem. Read historian Norman Cohn's authoritative The Pursuit of the Millennium to learn how Marx's program replicated the crackpot claims of self-anointed “prophets” who roused the rabble to murder the priests and pillage the local Jews. But Leftists are born with the same God-shaped hole in their souls as everyone else, so they plunder the Gospel to fill it, picking only the bits and pieces that please them to make a kind of taxidermied replacement Christ fashioned in their own image. These false Christs or antichrists are invariably cast as victims, waved around as banners, and finally used as cudgels … to pummel actual Christians. First the Peasants, Then the Workers The original radical Leftists of the French Revolution held up “the peasants” as the suffering souls for whom they fought — even as the revolutionary government waged a vicious, genocidal war against the real, live peasants of the Vendee region, killing some 300,000 for the crime of clinging to their Church, instead of the fake one the government had set up and imposed on them. A hundred years later, Karl Marx and his movement would claim the international working class as the victims whom they'd champion against the ruthless exploitation of capitalist oppressors. But Marx would fiercely oppose any moderate reforms that would improve workers' real lives, since these might slow down the bloody revolution he needed to impose Communist rule. His followers would fight against any labor unions they couldn't control. Of course, once the Communists seized power in Russia, then other countries, they would enslave the workers and peasants alike, putting them to work in state-owned monopolies, closing their churches, and subjecting them to totalitarian surveillance and persecution. The New Antichrist Idols: “Persecuted” Immigrants The present face of Leftist false religion manifests as a trinity: Diversity, Equity, and Inclusion, and its ersatz Christ figure is the immigrant. Marxists and tribalists paint immigrants as victims of climate change, Islamophobia, and dictatorial governments. Cheap labor globalists depict them as rough and ready workers whose ethic is better than the sullen, spoiled American natives ripe for replacement.   The media, besotted by their new post-Christian creed, like to select which immigrant stories to tell, the better to paint the Trump administration and its backers as heartless, intolerant, ignorant racist bullies. But Trump's team has been clever, having learned from the debacle of 2017, when their efforts to protect child migrants from human traffickers got painted as “separating families” and “putting kids in cages.” So the administration focused its first removal efforts on gang members, rabid antisemites and jihadists, confident that diversity-happy editors and lawless federal judges wouldn't be able to restrain themselves — but would lionize and try to paint as wounded, hapless puppies the worst immigrants on Earth. Poor, Poor Pitiful Jihadis The Left took the bait. Look at the latest “victims” these apostles of counterfeit Christian compassion have decided to paint as martyrs: The equally radical, equally illegal immigrant relatives of the vicious jihadi who used arson to target a Jewish event to aid Holocaust survivors (one of whom he burned to death), Mohamed Sabry Soliman. Mass media can't help themselves. They're too driven by religious zeal: Of course, the facts of the case fall by the wayside in all this jerry-rigged empathy: Collecting Slaves for Sex Traffickers So the Left will go to the wall for privileged, middle-class, jihadi Muslims who blew through their tourist visas and stayed in our country so their patriarch could incinerate Jews who'd escaped the Nazis. You know who the Left won't talk about? The 300,000 unaccompanied minors smuggled into our country and sent to whoever wanted them, with no vetting or DNA tests for alleged relatives. (Joe Biden abolished that.) How are things going for those migrants, who aren't incinerating American Jews? Gateway Pundit gives us a glimpse: A 37-year-old illegal immigrant, Wilson Manfredo Lopez-Carillo, was arrested in Palm Beach County, Florida, for sexually assaulting a 16-year-old girl placed in his home through the Department of Health and Human Services' (HHS) “Unaccompanied Alien Children” (UAC) program. According to the Daily Wire, the arrest was made on May 22, 2025. According to charging documents from the Palm Beach County Sheriff's Office, Lopez-Carillo faces three counts of sexual assault on a minor. The victim, who arrived in the U.S. in August 2023 as an unaccompanied minor, was sent by HHS to live with Lopez-Carillo and others in a loosely vetted household.   Police reports detail a horrifying pattern of abuse, with Lopez-Carillo allegedly taking advantage of the girl's isolation to assault her on multiple occasions in February 2024.   On one occasion, while the adult woman in the household was out selling tamales to support the family, Lopez-Carillo allegedly grabbed the teen in the kitchen, dragged her to his bedroom, and sexually assaulted her.   A second incident followed a similar pattern, with the predator offering the girl $100 to stay silent — an offer she bravely refused. Fearing retribution, the teen initially did not report the assaults, as Lopez-Carillo had threatened her to keep quiet.   Go read the rest, if you have the heart. How many more victims are on Joe Biden's catatonic conscience? We won't know on this side of the grave.   This is the filth, the exploitation, the mass rape that the Left is happy to invite into our nation in order to pose as defenders of “victims” and rack up names for voter fraud. Once again, the group designated as “victims” get victimized for real by those who pretend to defend them.   Leftists haven't just chosen Barabbas. They have tarted him up as Christ.   John Zmirak is a senior editor at The Stream and author or coauthor of 14 books, including The Politically Incorrect Guide to Immigration and The Politically Incorrect Guide to Catholicism. His newest book is No Second Amendment, No First.   Find All of John Zmirak Articles at- https://stream.org/author/johnzmirak/   John Zmirak is a Senior Editor of The Stream. He received his B.A. from Yale University in 1986, then his M.F.A. in screenwriting and fiction and his Ph.D. in English in 1996 from Louisiana State University. He has been Press Secretary to pro-life Louisiana Governor Mike Foster, and a reporter and editor at Success magazine and Investor's Business Daily, among other publications. His essays, poems, and other works have appeared in First Things, The Weekly Standard, The Atlanta Journal-Constitution, USA Today, FrontPage Magazine, The American Conservative, The South Carolina Review, Modern Age, The Intercollegiate Review, Commonweal, and The National Catholic Register, among other venues. He has contributed to American Conservatism: An Encyclopedia and The Encyclopedia of Catholic Social Thought. From 2000-2004 he served as Senior Editor of Faith & Family magazine and a reporter at The National Catholic Register. During 2012 he was editor of Crisis. He is author, co-author, or editor of twelve books, including Wilhelm Ropke: Swiss Localist, Global Economist, The Grand Inquisitor and The Race to Save Our Century. His newest book is No Second Amendment, No First. Zmirak can be found at https://stream.org/author/johnzmirak/   John Zmirak is a senior editor at The Stream and author or co-author of ten books, including The Politically Incorrect Guide to Immigration and The Politically Incorrect Guide to Catholicism. He is co-author with Jason Jones of “God, Guns, & the Government.”   John Zmirak's latest book: No Second Amendment, No First  by John Zmirak  Available March 19, 2024 Today's Left endlessly preaches the evils of “gun violence." It is a message increasingly echoed from the nation's pulpits, presented as common-sense decency and virtue. Calls for “radical non-violence” are routinely endowed with the imprimatur of religious doctrine.   But what if such teachings were misguided, even damaging? What if the potential of a citizenry to exercise force against violent criminals and tyrannical governments is not just compatible with church teaching, but flows from the very heart of Biblical faith and reason? What if the freedoms we treasure are intimately tied to the power to resist violent coercion?  This is the long-overdue case John Zmirak makes with stunning clarity and conviction in No Second Amendment, No First. A Yale-educated journalist and former college professor, Zmirak shows how the right of self-defense against authoritarian government was affirmed in both the Old and New Testaments, is implied in Natural Law, and has been part of Church tradition over the centuries.   -------------------------------------------------------------------- 

 Questions? Comments? We love feedback! Email us at info@baishavaad.org 

Welcome to RIMScast. Your host is Justin Smulison, Business Content Manager at RIMS, the Risk and Insurance Management Society.   Justin interviews Huw Edwards, an entrepreneur, investor, and international speaker. Huw will kick off the RIMS Texas Regional Conference 2025 with his keynote speech. Huw covers the varied topics of leveraging his quantitative training in risk roles, his cybersecurity experience in the companies he helped develop, and even his extensive ultramarathon experience. Huw explores what entering the “pain cave” as an ultramarathon runner has taught him about life and risk management.   Huw believes that being AI-first will be a key factor in whether risk professionals will be promoted. He shares a preview of his keynote and his advice to risk professionals. Listen to learn about the role of quantitative analysis in entrepreneurship and risk management, and how risk management is evolving with AI tools.   Key Takeaways: [:01] About RIMS and RIMScast. [:17] About this episode of RIMScast. Our guest today is Huw Edwards, who will kick off the RIMS Regional Texas Conference 2025, which will be from August 4th through the 6th in San Antonio. [:44] Huw is a three-time business owner and an executive coach. We'll get a glimpse of his keynote today. [:51] RIMS-CRMP Workshops! The next Virtual RIMS-CRMP exam prep, co-hosted by Parima, will be held on September 2nd and 3rd. [1:02] The next RIMS-CRMP-FED virtual workshop will be led by Joseph Mayo on July 17th and 18th. Register by July 16th. Links to these courses can be found on the Certification Page of RIMS.org and through this episode's show notes. [1:20] RIMS Virtual Workshops! We have a day-long course on July 24th, “Risk Taxonomy for Effective Risk Management.” On August 5th, we have a day-long course about “Emerging Risks.” [1:32] We've launched a new course, “Intro to ERM for Senior Leaders.” This is a two-day course. The first two-day course will be held on August 12th and 13th and will be led by former RIMS President, Chris Mandel. [1:47] The course will be held again on November 4th and 5th and will be led by Elise Farnham. RIMS members enjoy deep discounts! [1:56] The full schedule of virtual workshops can be found on the RIMS.org/education and RIMS.org/education/online-learning pages. A link is also in this episode's notes. [2:07] If you tuned in to the recent episode featuring James Lam, you will know he is hosting a new six-module workshop for us, the “RIMS-CRO Certificate in Advanced Enterprise Risk Management”. [2:21] The inaugural summer course is completely sold out! We are filled to the virtual capacity! Don't worry, in the Fall, the bi-weekly course will begin on October 9th. Registration closes on October 2nd. A link is in this episode's notes. Check it out and register today! [2:40] Mark your calendars for November 17th and 18th for the RIMS ERM Conference 2025 in Seattle, Washington. The agenda is being built. Soon, we will distribute a Call for Nominations for the ERM Award of Distinction. I'll update this episode's show notes when that link is ready. [3:04] Think about your organization's ERM program or one you know of, and how it has generated value. We will have more on that in the coming weeks. [3:12] RISKWORLD 2026 will be in Philadelphia, Pennsylvania, from May 3rd through May 6th. RIMS members can now lock in the 2025 rate for a full conference pass to RISKWORLD 2026 when registering by September 30th. [3:26] This also lets you enjoy earlier access to the RISKWORLD hotel block. Register by September 30th, and you will also be entered to win a $500 raffle. Don't miss out on this chance to plan and score some extra perks. [3:39] The members-only registration link is in this episode's show notes. If you are not yet a member, this is the time to register at RIMS.org/membership. [3:49] On with the show! Our guest today is a Harvard- and Oxford-educated entrepreneur, investor, and international speaker. [3:57] On Tuesday, August 5th, he'll kick off the Inaugural RIMS Texas Regional Conference with his keynote, “Your Insurance Policy for Success: Eight Mental Toughness Lessons I've Learned from Running 100 Miles Through the Mountains.” [4:10] His name is Huw Edwards. He is the founder of multiple ventures, including Jungle Disk and CyberFortress. We're going to get a preview of his keynote and learn about his risk philosophies and risk journey. [4:21] Interview! Huw Edwards, welcome to RIMScast! [4:36] Huw is excited to be on RIMScast and to be opening the RIMS Texas Regional Conference in August. Justin loves going to Texas and is looking forward to the conference. [5:01] Huw comes from Wales. His accent comes from living in about 16 parts of the U.S. [5:55] Growing up, Huw was good with numbers. After college, being a mathematician, he landed a job with Goldman Sachs in a derivatives group. He helped big corporations manage their financial risks. [6:54] Huw tells about buying his first business. When he sold it, he didn't have the attachment of having founded it. He took it on a journey and then sold it to a private equity firm that joined it with several other companies to create a much bigger platform. [7:52] Huw is a “reluctant entrepreneur.” He was not a teenage businessman. He was good at school and at doing work. The first business he bought was a profitable going concern with existing customers. It was a business unit in a big company, stuck in a corner. [8:39] Huw saw it had wonderful economics and just had to be invested in. It had sticky customers. It was very profitable. It needed some love, care, and attention. That was Huw's easy transition into entrepreneurship. He bought the business in 2016. [9:00] In 2017, customers started asking where they could buy Bitcoin. Customers were asking about Bitcoin because they were victims of a ransomware attack that demanded Bitcoins to unlock their computers. Huw's company had backups of its clients' data. [10:00] This circumstance pulled the company into the world of cyber insurance. It was a new field. Huw's company served small businesses and helped them protect their data. Managing their clients' data, they realized they could do the job better. [10:53] Huw says two things connect him to the RIMS Texas Regional Conference. The Insurance Company, USAA, is in San Antonio. Another insurance company, Argo, was there for a time. In 2018, RISKWORLD was held in San Antonio. [11:30] In 2018, Huw and partners incubated an MGA within a large company. They showed up at RISKWORLD to do customer testing and exploration. Coming back to a RIMS conference as a keynote speaker is a full-circle journey for Huw. [12:11] Huw's company was CyberFortress. It was spun out from Jungle Disk, a larger company. Huw raised a bunch of VC money and swung for the fences, but didn't find a product market fit there. They had built a solution, looking for a problem. It was a character-building experience. [13:06] It gave Huw some great insight, working with the insurance company. They launched their insurance policy in Texas, backed by Markel. The challenge was that it wasn't well-positioned, and people didn't buy it. [13:29] Huw believes the greatest opportunity for risk managers in today's cybersecurity landscape is to understand that the big factor is human behavior. You can buy systems, but it comes down to the people running those systems. [13:52] The successful cyber insurance offerings and cybersecurity firms largely help, train, monitor, and guide behavior to avoid clients doing the dumb stuff. Don't click on dumb stuff. [14:14] Risk managers are now interested in AI. AI is just another very powerful tool that can give you a lot of leverage. You can't outsource responsibility to AI, but it can do a lot of things. You can leverage those things. [15:01] Companies are looking for employees who are AI-first. Your comfort with AI will be a deciding factor that separates the people who are promoted or kept on.  [16:12] Huw thinks risk managers get a bad rap. Huw worked for Bridgewater. When he took the job, he was given a lot of books on managing risk. He learned you're not trying to eliminate risk but trying to manage it. How do you take advantage of risk? How do you scale risk exposure? [16:59] How do you mitigate the catastrophic risk or existential risk that could kill, but be open to riding the waves of the lesser risks that could give great upsides? [17:18] Risk managers can be seen as Negative Nancy, saying no. But risk management can enable. [17:47] Huw will talk about his long-distance running. He is also a big Formula 1 fan. Formula 1 cars can go really fast. What makes the Formula 1 car go fast around the track is good brakes. Like brakes in a car, risk management can make something go faster, braking when needed. [18:55] Plugs with Roma Rishi, Sr. Sales Executive, Origami Risk! Origami Risk is excited to be a sponsor at the RIMS Texas Regional Conference. Origami Risk will have a booth there to demonstrate their products. They will also speak at one of the sessions. [19:35] They will be talking with Roy Hock, the Director of Excess Insurance at Valero Energy, about leveraging technology to manage your captive. See Origami at its table, at its session, or both! [19:48] Origami Risk will be at the RIMS Texas Regional Conference from August 4th through August 6th. Origami Risk will also be at the tenth Chicagoland Risk Forum, on September 18th at the Old Post Office in Chicago. [20:02] Origami Risk will have a booth there, and Roma's colleague, Gina Rothweiler, is going to be speaking. Come find Origami Risk at the Chicagoland Risk Forum! [20:10] Registration is complimentary for members of risk management departments in the nearby area. A link to the registration page is in this episode's show notes. You can visit ChicagoRIMS.org as well. [20:33] On October 1st through the 3rd, Origami Risk will be in the Bay Area, California, for the RIMS Western Regional Conference. They will have a booth and will speak at a session with the Risk Manager of Sprouts about leveraging data and technology for productive risk management. [21:02] Origami Risk will be at RIMS ERM, on November 17th and 18th in Seattle, Washington. That agenda is being built. Origami Risk will have a kiosk and hope to speak, too. [21:22] Origami Risk will have a presence at the 2025 Florida RIMS Educational Conference from July 29th through August 2nd. Connect with Roma's colleague Alex and Origami Risk there. [21:37] Roma, it's always great to see you and the Origami Risk team. [21:45] Connect with Roma and Origami Risk online at LinkedIn and OrigamiRisk.com, in the Contact Us area. [21:52] Let's Return to the Conclusion of My Interview with RIMS Texas Keynote Speaker Huw Edwards! [22:01] On Tuesday, August 5th, at 9:00 a.m., Huw Edwards will kick off the RIMS Texas Regional with his keynote address. He will talk about personal experiences, which include several ultramarathons.  [22:54] For Huw, it was the challenge and the uncertainty that drew him to ultramarathons. When you line up on the start line of a marathon, you might not know how well you'll do that day, but by and large, you know you'll finish. [23:40] Huw found himself drawn to these 100-mile races, in the mountains, going up and down, on trails, at altitude. It's an eating and hydration competition, and getting your electrolytes right. It's about managing the heat of the day and the cold of the night. [24:18] It's about your stomach going South, or rolling an ankle. You can have a belief on the start line that you will finish, but you don't know what's going to happen that day. It's a somewhat controlled, uncontrollable environment. It's less complex than risk management. [25:01] In risk management, you have hundreds of thousands or millions of human players and economic actors interacting. When you're running, you have yourself, knowing how hard you can push, but you don't know what the weather will bring. It's a microcosm of the game of life. [25:39] The lessons are huge. We somehow think we can control everything in life, or we try. In running this kind of distance, things just go wrong. You can't control everything, so how do you learn how to respond? That's what keeps Huw coming back to ultramarathons. [26:07] Justin sees the parallels with risk management; you're striving for greatness, but sometimes you have to settle for goodness. [26:27] You don't go all in from the start. You have to pace yourself. The races have a time cutoff. If you are too conservative, you won't get there. In risk management, if you try to mitigate all risk, you'll have to pay through the nose for insurance. It's a judgment call. [27:28] In ultramarathons, you navigate emotional highs and lows. No matter how you're feeling, good or bad, it won't last. When you're running great, enjoy it; it's not going to last. When you feel terrible, that will pass, too. [27:53] That's a glimpse of part of the keynote. Justin says it's great that Huw has risk experience and has been to RISKWORLD. [28:18] Huw has a theme, smiling on the outside, suffering on the inside. For a long time, he tried to put a brave face on things. It's OK to suffer at times, acknowledge it, and not paper over the cracks of your feelings. It's OK to be authentic. Huw will touch on that in the keynote. [28:54] Sometimes you learn a lot in those moments of suffering. Huw will talk about the pain cave. At some point in an ultramarathon, you enter the pain cave. This term was made famous by one of the greatest ultra runners, Courtney Dauwalter. [29:28] When Courtney Dauwalter talks about the pain cave, she says she used to try to push it off and delay the inevitable moment of going into the pain cave. But the whole point is to experience that edge. [29:48] So you welcome the pain cave. It was meant to hurt. What can we learn about it? [30:06] Huw will take questions at the end of his keynote. Everyone can go to the link in this episode's show notes for the registration page for the RIMS Texas Regional Conference. [30:18] Huw, it was such a pleasure to meet you! I can't wait to see you live on stage on August 5th. [30:29] Special thanks again to Huw Edwards for joining us here on RIMScast! He will be kicking off the RIMS Texas Regional Conference 2025. That's the Risk Management Roundup in San Antonio, Texas, from August 4th through August 6th. Huw will be there on August 5th. [30:48] Visit the Events page on RIMS.org and the link in this episode's show notes to register. [30:53] RIMS has negotiated a discounted rate at the Grand Hyatt San Antonio River Walk. The cutoff date for reservations is July 11th. So, register now and make those reservations! [31:06] Plug Time! You can sponsor a RIMScast episode for this, our weekly show, or a dedicated episode. Links to sponsored episodes are in the show notes. [31:34] RIMScast has a global audience of risk and insurance professionals, legal professionals, students, business leaders, C-Suite executives, and more. Let's collaborate and help you reach them! Contact pd@rims.org for more information. [31:52] Become a RIMS member and get access to the tools, thought leadership, and network you need to succeed. Visit RIMS.org/membership or email membershipdept@RIMS.org for more information. [32:10] Risk Knowledge is the RIMS searchable content library that provides relevant information for today's risk professionals. Materials include RIMS executive reports, survey findings, contributed articles, industry research, benchmarking data, and more. [32:26] For the best reporting on the profession of risk management, read Risk Management Magazine at RMMagazine.com. It is written and published by the best minds in risk management. [32:40] Justin Smulison is the Business Content Manager at RIMS. You can email Justin at Content@RIMS.org. [32:48] Thank you all for your continued support and engagement on social media channels! We appreciate all your kind words. Listen every week! Stay safe!   Links: RIMS Hurricane/Storm Risk Management Resource Center  RIMS Texas Regional 2025 — August 3‒5 | Registration open. RIMS-CRMP In-Person Workshop in Texas Aug. 6 & 7 RIMS 2025 Florida Educational Conference | July 31‒Aug 2 | Registration open. RIMS Canada 2025 — Sept. 14‒17 | Registration open! 10th Annual Chicagoland Risk Forum — Sept. 18 | Registration open! RIMS Western Regional — Oct 1‒3 | Bay Area, California | Registration open! RISKWORLD 2026 — Members-only early registration! Register through Sept 30! RIMS-Certified Risk Management Professional (RIMS-CRMP) The Strategic and Enterprise Risk Center Spencer Education Foundation — General Grants 2026 — Application Deadline July 30, 2025 RIMS ERM Conference 2025 — Nov 17‒18 in Seattle! [Save the Date!] RIMS-CRO Certificate in Advanced Enterprise Risk Management — Featuring Instructor James Lam! Summer course sold out! | Next bi-weekly course begins Oct 9. RIMS Diversity Equity Inclusion Council OrigamiRisk.com Huw Edwards — Career Clarity Coaching RISK PAC | RIMS Advocacy | RIMS Legislative Summit SAVE THE DATE — March 18‒19, 2026 RIMS Risk Management magazine | Contribute RIMS Now RIMS Webinars: RIMS.org/Webinars   Upcoming RIMS-CRMP Prep Virtual Workshops: RIMS-CRMP-FED Exam Prep Virtual Workshop — July 17‒18 RIMS-CRMP Exam Prep Virtual Workshop — Sept 2‒3, 2025 | Presented by RIMS and PARIMA Full RIMS-CRMP Prep Course Schedule “Risk Taxonomy for Effective Risk Management” | July 24 | Instructor: Joe Mayo “Emerging Risks” | Aug 5 | Instructor: Joe Mayo “Intro to ERM for Senior Leaders” | Aug. 12‒13 | Instructor: Chris Mandel “Intro to ERM for Senior Leaders” | Nov. 4‒5 | Instructor: Elise Farnham See the full calendar of RIMS Virtual Workshops RIMS-CRMP Prep Workshops   Related RIMScast Episodes: “James Lam on ERM, Strategy, and the Modern CRO” “ERM, Retail, and Risk with Jeff Strege” “Stacking Habits with Olympic Gold Medalist Jon Montgomery” “Financial Risk Management with Chris Willey of American Eagle FCU” “Applying ERM Theory with Elise Farnham” “Bigger Risks with the Texas State Office of Risk Management” | Sponsored By Hillwood “Exploring Risk in Extreme Environments with Kevin Vallely”   Sponsored RIMScast Episodes: “The New Reality of Risk Engineering: From Code Compliance to Resilience” | Sponsored by AXA XL (New!) “Change Management: AI's Role in Loss Control and Property Insurance” | Sponsored by Global Risk Consultants, a TÜV SÜD Company “Demystifying Multinational Fronting Insurance Programs” | Sponsored by Zurich “Understanding Third-Party Litigation Funding” | Sponsored by Zurich “What Risk Managers Can Learn From School Shootings” | Sponsored by Merrill Herzog “Simplifying the Challenges of OSHA Recordkeeping” | Sponsored by Medcor “Risk Management in a Changing World: A Deep Dive into AXA's 2024 Future Risks Report” | Sponsored by AXA XL “How Insurance Builds Resilience Against An Active Assailant Attack” | Sponsored by Merrill Herzog “Third-Party and Cyber Risk Management Tips” | Sponsored by Alliant “RMIS Innovation with Archer” | Sponsored by Archer “Navigating Commercial Property Risks with Captives” | Sponsored by Zurich “Breaking Down Silos: AXA XL's New Approach to Casualty Insurance” | Sponsored by AXA XL “Weathering Today's Property Claims Management Challenges” | Sponsored by AXA XL “Storm Prep 2024: The Growing Impact of Convective Storms and Hail” | Sponsored by Global Risk Consultants, a TÜV SÜD Company “Partnering Against Cyberrisk” | Sponsored by AXA XL “Harnessing the Power of Data and Analytics for Effective Risk Management” | Sponsored by Marsh “Accident Prevention — The Winning Formula For Construction and Insurance” | Sponsored by Otoos “Platinum Protection: Underwriting and Risk Engineering's Role in Protecting Commercial Properties” | Sponsored by AXA XL “Elevating RMIS — The Archer Way” | Sponsored by Archer   RIMS Publications, Content, and Links: RIMS Membership — Whether you are a new member or need to transition, be a part of the global risk management community! RIMS Virtual Workshops On-Demand Webinars RIMS-Certified Risk Management Professional (RIMS-CRMP) RISK PAC | RIMS Advocacy RIMS Strategic & Enterprise Risk Center RIMS-CRMP Stories — Featuring RIMS President Kristen Peed!   RIMS Events, Education, and Services: RIMS Risk Maturity Model®   Sponsor RIMScast: Contact sales@rims.org or pd@rims.org for more information.   Want to Learn More? Keep up with the podcast on RIMS.org, and listen on Spotify and Apple Podcasts.   Have a question or suggestion? Email: Content@rims.org.   Join the Conversation! Follow @RIMSorg on Facebook, Twitter, and LinkedIn.   About our guests: Huw Edwards, Entrepreneur, investor, and international speaker Roma Rishi, Sr. Sales Executive, Origami Risk   Production and engineering provided by Podfly.  

Kitsap Rifle and Revolver Club v. Northland Insurance Company

Unexpected rates of sickness (morbidity) has sunk the stock price of a major US health insurer (Centene or CNC). Maybe now we can finally have an open conversation about the causes?Click Here for Part 2

Discover how a $700K insurance claim transformed into an astonishing $3M payout!

Florida homeowners Insurance Gets Good News... ... 2 more new Insurance Companies have been approved for the Florida Market this brings the total to 14 new companies now available to write homeowner policies since the industry reforms that took place in 2022 and 2023 that decreased the financial incentives that lead to numerous frivolous lawsuits and jammed up the industry, leading to lengthy delays in processing time for the legitimate claims for storms related repairs and other damages  these 14 new companies are able to open and operate without being saddled with claims and lawsuits that occurred prior to the industry reforms this means that they are able to operate far more efficiently and re open product lines that have been missing for the last few years competition will be created among the companies which should lead to better rates and coverages for homeowners it should also reduce the number of homes  dependent on Citizens Insurance as their only option for coverage with more choices and lower rates on the horizon its a real possibility that the cost of insurance will stabilize and perhaps even become less expensive this is great news for any homeowner that wants a lower monthly payment and opens the door to those that have struggled to become homeowners due to the rising cost of home ownership Today's show explains the wins coming up for everyone in the real estate market

Start your very own Credit Repair business - Learn how by joining our FREE 5-day challenge: http://startrepairingcredit.com/What does it take to build a million-dollar credit repair business from nothing?Well, today, we're getting the answer from a very special guest. Meet Diamond Brown, CEO and founder of Diamonds Luxury Credit. Diamond went from humble beginnings to building a million-dollar credit repair business in just a few years. In this episode, she shares her incredible journey, from losing her job to becoming the first millionaire in her family, and how she used consumer law, marketing strategies, and sheer grit to transform her business and the lives of her clients.Tune in! Key Takeaways:00:00 Intro 01:48 Receiving the Millionaires Club Award 07:20 Getting Into Credit Repair11:51 Scoring Her First Clients 15:21 Starting Her Own Business20:43 Building a Team 23:04 Most Impactful Client Stories 25:20 Diamond's Tax and Insurance Companies 28:32 Getting the Most Out of Social Media32:06 The Secret to Getting Reviews and Referrals 36:21 Biggest Marketing Mistakes Credit Heroes Make38:06 Exposing Credit Sweeps40:44 Diamond's Favorite Credit Repair Strategies 47:45 Rapid Fire Questions50:39 OutroAdditional Resources:Diamond on Facebook: https://www.facebook.com/diamond.brown.821408/Diamond on Instagram: https://www.instagram.com/db_thabiggest/Diamond's website: https://www.diamondsluxuryfinancialservices.com/Get a free trial to Credit Repair CloudGet my free credit repair training  From Immigrant to Credit Repair Millionaire w/ Rolando NunezMake sure to subscribe so you stay up to date with our latest episodes.

In this episode of the Wade Borth Podcast, Wade addresses a common and important question: How safe are life insurance companies? Drawing from conversations with industry leaders and over 35 years of experience, Wade explains why mutually owned life insurance companies are some of the most stable financial institutions in the world. He breaks down how they operate differently from Wall Street-driven firms, why long-term thinking matters, and how these companies prepare for both the expected and the unexpected. Whether you're new to Infinite Banking or questioning the long-term security of your policy, this episode will offer clarity, context, and confidence.   Episode Highlights 00:32 - Life insurance companies as a safe financial institution. 01:16 - The value of life insurers providing capital. 02:31 - Mutual vs. stock-owned insurance companies. 03:59 - Institutional-level investment in whole life policies. 06:39 - Managing for certainty and risk. 08:53 - Historical resilience of insurers: Lloyds of London. 10:09 - Insurance companies and major global events. 11:00 - Insurers keeping an eye on long-term stability. 12:15 - Understanding what stays the same in business strategy.   Episode Resources Connect with Wade Borth https://www.sagewealthstrategy.com/  wade@sagewealthstrategy.com  

In this episode of the Pound of Cure Weight Loss Podcast, Dr. Matthew Weiner and Zoë discuss various topics related to weight loss, including the challenges surrounding obesity drugs, the impact of antidepressants on weight gain, and the effectiveness of bariatric surgery compared to GLP-1 medications. They emphasize the importance of individualized patient care, the flaws in the healthcare system, and the need for a comprehensive approach to weight management that includes nutrition, medication, and surgery when necessary.Learn more about the Platinum Program here.

Accused of several despicable acts of malpractice, May has been a rough month for UnitedHealth Group. It is suffering a drop in stock value, reduced earnings projections and a loss of confidence.  One of the many accusations includes pressuring or bribing 2200 nursing homes to refuse the transfer of patients to hospitals, thereby saving the company many large claims. In the "Your Medicare Benefits 2025" segment, we learn how Medicare would cover kidney transplants. On a very serious subject, 11% of Medicare participants rely solely on original Medicare. This has the possibility of turning out to be a big mistake. Even if one has the deepest of deep pockets, neglecting to carry insurance to supplement Medicare Parts A & B can leave one in a position of being refused treatment for elective or non-emergency medical procedures. Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)                   Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2025; Simplest & Easiest Guide Ever!" on Amazon.com. Return to leave a short customer review & help future readers. Official website: https://www.MedicareForTheLazyMan.com.

Bobby and Jared discuss the latest crazy issue Jared had with Blue Cross Blue Shield and the pediatrician, another debacle with UHaul, everyone dying at the same time, and making cast iron pizza/focaccia. Make sure you SUBSCRIBE to the show to stay up to date on the latest releases! You can also find the video show on YouTube by clicking here.Make sure you check out LMNT electrolyte drink mix at drinklmnt.com! Use the following link to get a FREE variety pack with your first purchase! http://elementallabs.refr.cc/jaredmello Thank you to our sponsor MoonBrew! Go to www.noonbrew.com/jaredmello for 10% off your entire purchase!

First American Title Insurance Company v. Commerce Associates, LLC

The average annual motor premium for the EU is €315 but Ireland's average is nearly double this figure. A public consultation on insurance reform has been completed, so when will it be released? To discuss this Robert Troy Minister of State with Special Responsibility for Financial Services, Credit Unions, and Insurance.

Join Richard Carthon live from Bitcoin Las Vegas in this exciting episode of the Edge of Show! We have a special guest, Zach Townsend, co-founder and CEO of Meanwhile, the world's first Bitcoin-dominated life insurance company. Zach shares his journey from leading McKinsey's financial services practice to creating a revolutionary financial product aimed at democratizing financial protection through Bitcoin.In this episode, we dive deep into:The concept of Bitcoin-dominated life insurance and how it worksThe importance of institutional adoption of BitcoinZach's unique background and experiences that led him to found MeanwhileThe benefits of whole life insurance and how it differs from traditional policiesThe future of Meanwhile and its vision for the Bitcoin economyZach also discusses the significance of long-term savings, the potential for Bitcoin as a store of value, and how Meanwhile aims to provide accessible financial protection for everyone, especially in countries facing economic instability.Whether you're a Bitcoin enthusiast or just curious about innovative financial solutions, this episode is packed with insights you won't want to miss!Support us through our Sponsors! ☕

Steve Gruber discusses news and headlines 

In a personal injury case, the plaintiff's lawyer must rely on witnesses to perform. In a bad-faith case, their job is educating the jury about the rules that insurance companies must follow. That's how Ricardo Echeverria describes the two areas of his practice at Shernoff Bidart Echeverria. With hosts Ben Gideon and Rahul Ravipudi, he explains that he started his career focusing on PI but that evolved over the years to litigating bad faith cases. “They are definitely different kinds of cases and a different approach to cases altogether,” he says. Tune in for Ricardo's insights about how he advocates for fire victims who are under-insured and why he'd "go back to milking cows" before representing insurance companies.Learn More and Connect☑️ Ricardo Echeverria☑️ Shernoff Bidart Echeverria on LinkedIn | Facebook | X☑️ Ben Gideon | LinkedIn | Facebook | Instagram☑️ Rahul Ravipudi | LinkedIn | Instagram☑️ Panish Shea Ravipudi LLP on LinkedIn | Facebook | YouTube | Instagram☑️ Gideon Asen on LinkedIn | Facebook | YouTube | Instagram☑️ Subscribe: Apple Podcasts | Spotify Produced and Powered by LawPodsSponsored by

Welcome back to the Alt Goes Mainstream podcast.Today's episode is with the CIO of an insurance company responsible for more than $300B in assets and a major focus on private markets.Lincoln Financial EVP and CIO Jayson Bronchetti and I sat down recently at Lincon Financial's headquarters in Radnor, Pennsylvania to discuss the increasing involvement of insurance companies in private markets.Jayson, who is a member of Lincoln Financial's Senior Management Committee and serves as the primary investment officer to Lincoln's Board of Directors on all investment-related matters, is responsible for more than $300B in assets across the general account portfolio and the separate account mutual fund complex. He's also chairman of the board of directors of the Lincoln Variable Insurance Product Trust family of over 100 mutual funds. He's also on the board of the Lincoln Financial Foundation.Fresh off recent partnerships with Bain Capital and Partners Group on private markets investment products and Bain Capital taking a stake in Lincoln's business, Jayson and I had a fascinating conversation about how insurance companies can approach private markets and how they can build unique and differentiated partnerships with asset managers.We discussed:The evolving role of insurance companies as LPs in private markets.Why asset and liability matching is a critical framework to allocating to private markets.How the general account of an insurance company creates interesting opportunities for strategic relationships and partnerships with alternative asset managers.The benefit of having a business that works with financial advisors and individuals.The importance of educating wholesalers about private markets – and why insurance wholesalers might have an advantage in educating advisors and clients about private markets products and strategies.Thanks Jayson for coming on the show to share your wisdom and expertise about private markets and insurance.Subscribe to Alt Goes Mainstream to receive the weekly newsletter every Sunday and all of AGM's podcasts.A word from AGM podcast sponsor, Ultimus Fund SolutionsThis episode of Alt Goes Mainstream is brought to you by Ultimus Fund Solutions, a leading full-service fund administrator for asset managers in private and public markets. As private markets continue to move into the mainstream, the industry requires infrastructure solutions that help funds and investors keep pace. In an increasingly sophisticated financial marketplace, investment managers must navigate a growing array of challenges: elaborate fund structures, specialized strategies, evolving compliance requirements, a growing need for sophisticated reporting, and intensifying demands for transparency.To assist with these challenging opportunities, more and more fund sponsors and asset managers are turning to Ultimus, a leading service provider that blends high tech and high touch in unique and customized fund administration and middle office solutions for a diverse and growing universe of over 450 clients and 1,800 funds, representing $500 billion assets under administration, all handled by a team of over 1,000 professionals. Ultimus offers a wide range of capabilities across registered funds, private funds and public plans, as well as outsourced middle office services. Delivering operational excellence, Ultimus helps firms manage the ever-changing regulatory environment while meeting the needs of their institutional and retail investors. Ultimus provides comprehensive operational support and fund governance services to help managers successfully launch retail alternative products.Visit www.ultimusfundsolutions.com to learn more about Ultimus' technology enhanced services and solutions or contact Ultimus Executive Vice President of Business Development Gary Harris on email at gharris@ultimusfundsolutions.com.We thank Ultimus for their support of alts going mainstream.Show Notes00:40 Introduction to Jayson Bronchetti02:20 Sponsor Message: Ultimus Fund Solutions03:37 Welcome to the Podcast04:03 Jayson's Background in Private Markets04:57 Evolution of Insurance Companies in Private Markets06:37 Symbiotic Relationship Between GPs and Insurers08:40 Understanding Liquidity and Illiquidity11:19 Diligencing Private Markets Managers13:25 Balancing Scale and Performance14:09 Boots on the Ground: Sourcing Edge14:42 Evolution of Alternative Asset Managers14:53 Lincoln's Unique Position in the Market19:32 Strategic Partnerships with Bain and Partners Group20:03 The Value of Distribution Relationships22:14 The Democratization of Alternative Investments22:49 The Intersection of Private Markets, Wealth, and Insurance23:10 Approaching Private Markets with the General Account24:18 Launching Strategies with Bain and Partners Group24:50 Incubating New Strategies for Retail Consumers25:16 Building a Customized Investment Strategy25:45 Designing Purposeful Investment Funds26:00 Ensuring Accessibility and Proper Wrappers26:08 Liquidity and Product Matching26:15 Seeding Strategies with the General Account26:58 One Lincoln Approach27:12 Finding Opportunities in the Seams27:46 Balancing General Account and Distribution Needs28:07 Product Innovation in the Wealth Channel28:53 Healthy Tension in Product Design31:51 Importance of Asset Liability Management33:05 Educating the Distribution Team34:47 Training Modules for Wholesalers36:28 Boots on the Ground: The Power of Relationships37:45 Simplifying Complex Products40:44 Democratizing Alternative Investments41:10 Straddling Institutional and Individual Mindsets41:35 Integrating Private Markets into Retirement Products43:13 Future of Private Markets in Retirement Portfolios43:57 Product Innovation and Technology45:15 Private Markets in Insurance Products47:16 Focus on Private Credit49:38 Risks in Private Credit50:29 Excitement for the Future of Private Markets51:01 Conclusion and Final Thoughts Disclosure from Lincoln Financial Registration statements for each of the evergreen funds have been filed with the Securities and Exchange Commission and are available from the EDGAR database on the SEC's website (www.sec.gov). The information in the registration statements is not complete and may be changed. The securities of neither fund may be sold until its registration statement is effective. An investor should consider the investment objectives, risks, charges and expenses of each fund carefully before investing. This and other information about each fund will be contained in the fund's final prospectus, which investors should read carefully when available from t...

Federated Mutual Insurance Company v. Peterson's Oil Service, Inc.

United States Fire Insurance Company v. Peterson's Oil Service, Inc.

Who Sucks Less

What You Don't Know About Your Insurance Policy Can Hurt You-Part 2In this enlightening episode of 'Getting Your Edge: How to Downsize Your Home,' hosts Dennis Day and Judy Gratton dive into the complex world of insurance with expert Douglas Olson from USI Insurance Services. Olson breaks down the intricacies of insurance policies, the impact of recent natural disasters on the industry, and why your insurance policy might not cover as much as you think. The episode covers the challenges faced by insurance companies, including the reasons behind rising premiums and policy non-renewals, as well as the legalities and contractual obligations that come with insurance. Whether you're a homeowner, real estate professional, or simply an insurance consumer, this episode offers invaluable insights into what you need to know about your insurance coverage.00:00 Introduction and Greetings00:34 Meet Douglas Olson: Insurance Expert01:10 Understanding Independent Insurance Agencies02:49 The State of the Insurance Industry04:00 Consumer Expectations and Insurance Realities05:22 Challenges in the Insurance Market10:48 Impact of Environmental Factors on Insurance22:03 Insurance Companies' Financial Struggles34:18 Concluding Thoughts and Contact InformationWe Would Love to Hear Your Feedback!

Jamie Crapanzano of our insurance portfolio management team and Ann Bryant of our insurance strategy team join Macro Markets to discuss issues and trends in fixed-income markets—those that apply to all investors as well as those that are specific to the industry. Related Content:Second Quarter 2025 Fixed-Income Sector Views Relative value across the fixed-income market. Read Second Quarter 2025 Fixed-Income Sector Views Attractive Opportunities in Credit Despite Fiscal Policy Volatility Anne Walsh, CIO of Guggenheim Partners Investment Management, talks to Bloomberg TV at the Milken Institute Global Conference about trade, tariffs, taxes, and the future direction of monetary policy. Watch Now Changing the Correlation Assumptions in the Risk-Based Capital Calculation The NAIC is considering a major overhaul of the required capital calculation. Planning begins now for life and annuity companies. Read Now. Macro Markets Podcast Episode 68: Private Debt Update: Don't Shy Away from VolatilityJoe McCurdy and Rusty Parks join Macro Markets to review the drivers of value in the $1.7 trillion private debt market and how today's market uncertainty can lead to investment opportunities. Listen to Macro MarketsInvesting involves risk, including the possible loss of principal. In general, the value of a fixed-income security falls when interest rates rise and rises when interest rates fall. Longer term bonds are more sensitive to interest rate changes and subject to greater volatility than those with shorter maturities. High yield and unrated debt securities are at a greater risk of default than investment grade bonds and may be less liquid, which may increase volatility. Private debt investments are generally considered illiquid and not quoted on any exchange; thus they are difficult to value. The process of valuing investments for which reliable market quotations are not available is based on inherent uncertainties and may not be accurate. Further, the level of discretion used by an investment manager to value private debt securities could lead to conflicts of interest.This material is distributed for informational or educational purposes only and should not be considered a recommendation of any particular security, strategy, or investment product, or as investing advice of any kind. This material is not provided in a fiduciary capacity, may not be relied upon for or in connection with the making of investment decisions, and does not constitute a solicitation of an offer to buy or sell securities. The content contained herein is not intended to be and should not be construed as legal or tax advice and/or a legal opinion. Always consult a financial, tax and/or legal professional regarding your specific situation.This material contains opinions of the author but not necessarily those of Guggenheim Partners or its subsidiaries. The author's opinions are subject to change without notice. Forward-looking statements, estimates, and certain information contained herein are based upon proprietary and non-proprietary research and other sources. Information contained...

For episode 125 of The DYOJO Podcast we review recent video of the senate hearings lead by Josh Hawley (MS) which include sworn testimony from two policyholders with Allstate and State Farm who were affected by improper insurance claims handling for property damages. The extended video includes sworn testimony from two independent adjusters who worked for insurance carrier Allstate and third party adjusting firm Pilot. Senator Hawley has direct interaction with Mike Fiato who is the executive vice president and chief claims officer for Allstate Insurance Company. Video clips from: * Forbes Breaking News (2 hours) - https://www.youtube.com/watch?v=Qs2VKoQPvxY* Off The Press (8 minutes) - https://www.youtube.com/watch?v=kCgzSuwSbqs&t=301s Thursdays are for The DYOJO Podcast - helping contractor's shorten their DANG learning curve. Check out thedyojo.com for more information, the DYOJO blog, and sign up for The DYOJO Wire Newsletter.

We continue to check in with local lawmakers and talk with State Senator Pat Connick about some of his bills and what he's hearing in the insurance debates.

https://www.justice.gov/opa/pr/united-states-files-false-claims-act-complaint-against-three-national-health-insurance If you would like to work with Christian on your Medicare Health Plan, we currently work with people in 45 states. Those are the states we currently are licensed in. Christian and Christian Brindle Insurance Services represents many of the top insurance companies in the Medicare industry. Contact us for more information:➡️Our Site: https://https://www.christianbrindleinsuranceservices.com/ ✅Call (801)-255-5340.

Mark and marketing expert Justin Tucker discuss the evolution of personalization in marketing, particularly in the context of AI's role in enhancing productivity and human connection within the real estate industry. They emphasize the importance of using AI to empower employees rather than replace them, and the potential for personal branding to intersect with AI to create meaningful interactions. The discussion also covers various tools that can enhance communication and sales, the necessity of continuous learning in the age of AI, and innovations in consumer collaboration that leverage technology to improve user experience. In this conversation, the speakers explore the importance of continuous learning, taking action, and iterating in the face of challenges, particularly in the context of AI and personal branding. They discuss the significance of authenticity and originality, the necessity of embracing failure, and the value of self-discovery. The conversation also touches on the role of passion projects, like the Pizza Illuminati, in fostering creativity and relevance in a fast-paced world. Finally, they emphasize the importance of consuming knowledge and connecting with others to enhance personal and professional growth. Connect with Justin on Facebook! Takeaways AI is not a replacement for humans but a tool to enhance productivity. The future of marketing lies in personal brands and AI. Automation allows employees to focus on human connections. Curiosity and continuous learning are essential in adapting to AI. Scaling personalization is now possible with AI technology. Companies should empower employees to create memorable experiences. AI can analyze large data sets for actionable insights. Personalization can be achieved at scale through AI. Tools like Crystal Knows and Fathom enhance communication. The intersection of human intelligence and AI is the future of business. The learn-do-iterate model emphasizes the importance of action. Authenticity in creativity is crucial, especially in AI. Iteration is key to overcoming challenges and improving skills. Self-discovery is essential for effective personal branding. Passion projects can enhance creativity and learning. Chapters 00:00 The Evolution of Personalization in Marketing 02:52 AI's Role in Real Estate and Productivity 05:48 Human Connection in an AI-Driven World 08:50 Empowering Employees Through Automation 12:05 The Future of Personal Branding and AI 14:46 Scaling Personalization with AI 17:51 Tools for Enhancing Communication and Sales 20:58 The Importance of Continuous Learning in AI 24:01 Innovations in Consumer Collaboration 27:03 The Intersection of Human and Artificial Intelligence 30:46 The Learn-Do-Iterate Model 32:41 The Authenticity of Originality in AI 33:49 The Importance of Iteration and Taking Action 36:53 Navigating Failure and Embracing Growth 39:24 Self-Discovery and Personal Branding 41:02 Pizza Illuminati: A Passion Project 43:31 Staying Relevant in a Fast-Paced World 44:18 Consumption of Knowledge and Continuous Learning 48:39 The Role of Music in Creativity 51:22 Connecting and Collaborating with Others Affiliate Links: Unleashing the Power of Respect: The I-M Approach by Joseph Shrand, MD This episode is brought to you in part by SecuriTitle, a fractional paralegal service assisting with all things real estate in Massachusetts and New Hampshire. Learn more about how Core7 can generate referrals, add value to your partners, and make a difference in the lives of your clients at mycore7.com

Learn the truth about your insurance policy in this eye-opening video. Don't wait for a crisis to find out what your coverage really includes.In this enlightening episode of 'Getting Your Edge,' hosts Dennis Day and Judy Gratton dive into the complex world of insurance with expert Douglas Olson from USI Insurance Services. Olson breaks down the intricacies of insurance policies, the impact of recent natural disasters on the industry, and why your insurance policy might not cover as much as you think. The episode covers the challenges faced by insurance companies, including the reasons behind rising premiums and policy non-renewals, as well as the legalities and contractual obligations that come with insurance. Whether you're a homeowner, real estate professional, or simply an insurance consumer, this episode offers invaluable insights into what you need to know about your insurance coverage.00:00 Introduction and Greetings00:34 Meet Douglas Olson: Insurance Expert01:10 Understanding Independent Insurance Agencies02:49 The State of the Insurance Industry04:00 Consumer Expectations and Insurance Realities05:22 Challenges in the Insurance Market10:48 Impact of Environmental Factors on Insurance22:03 Insurance Companies' Financial Struggles34:18 Concluding Thoughts and Contact Information We Would Love to Hear Your Feedback! (https://www.buzzsprout.com/twilio/text_messages/2067330/open_sms) We Would Love to Hear Your Feedback!

BI 40 LLC v. Ironshore Specialty Insurance Company

Ever had to wait 45 minutes in the lobby just to wait another 30 in the exam room while imagining your doctor is in the back watching YouTube? In this episode, I break down what's really going on behind the scenes of a chaotic clinic day—and no, it's not lunch. Plus, a very satisfying rant about healthcare corporatization, a strangely relaxing moment involving blood in the eye (someone else's, not mine), and an update on Arkansas doing something good (I know, I'm surprised too). I also ask an important question: is it fair to say sneezing too hard might ruin your vision? Yes. Yes, it is. Takeaways: If I Could Wire My Brain to Every Patient's Brain, I Would. But since that tech doesn't exist, here's a 45-minute explainer on why your wait time is not me scrolling TikTok in a break room. Private Equity, Insurance Companies, and the Slow Death of My Schedule. Who's really making your doctor run behind? Spoiler: it's not your doctor. Arkansas Just Did Something Cool? I'm Shook. Finally, some legislation that takes aim at PBMs. Can we get 49 more of these, please? Sneezing Shouldn't Break Your Eye… But It Might. A 24-year-old. A sudden cloud in his vision. And the diagnosis I didn't expect to make until he mentioned allergy season. Yes, There Was Blood. But Only a Thimbleful. Ophthalmology is rarely a bloody field. But when it is, it gets… weirdly poetic. — To Get Tickets to Wife & Death: You can visit Glaucomflecken.com/live  We want to hear YOUR stories (and medical puns)! Shoot us an email and say hi! knockknockhi@human-content.com Can't get enough of us? Shucks. You can support the show on Patreon for early episode access, exclusive bonus shows, livestream hangouts, and much more! –⁠ http://www.patreon.com/glaucomflecken⁠  Also, be sure to check out the newsletter: https://glaucomflecken.com/glauc-to-me/ If you are interested in buying a book from one of our guests, check them all out here: https://www.amazon.com/shop/dr.glaucomflecken If you want more information on models I use: Anatomy Warehouse provides for the best, crafting custom anatomical products, medical simulation kits and presentation models that create a lasting educational impact.  For more information go to Anatomy Warehouse DOT com. Link: https://anatomywarehouse.com/?aff=14 Plus for 15% off use code: Glaucomflecken15 -- A friendly reminder from the G's and Tarsus: If you want to learn more about Demodex Blepharitis, making an appointment with your eye doctor for an eyelid exam can help you know for sure. Visit ⁠http://www.EyelidCheck.com⁠ for more information.  Today's episode is brought to you by DAX Copilot from Microsoft. DAX Copilot is your AI assistant for automating clinical documentation and workflows helping you be more efficient and reduce the administrative burdens that cause us to feel overwhelmed and burnt out. To learn more about how DAX Copilot can help improve healthcare experiences for both you and your patients visit ⁠aka.ms/knockknockhi⁠. To learn more about Pearson Ravitz go to http://www.pearsonravitz.com/knockknock. Produced by⁠ Human Content Learn more about your ad choices. Visit megaphone.fm/adchoices

Kennedy, host of the Kennedy Saves the World podcast, joined The Guy Benson Show to discuss the media's misplaced focus during Trump's first 100 days and why pundits are celebrating the "Hallmark holiday." She also sounded off on the ongoing rebuilding efforts in Los Angeles after last winter's wildfires, slamming insurance companies for what she called blatant scams and warning she may start publicly naming the worst offenders. Kennedy and Benson rounded things out with a couple of California controversies, including Democrats blocking anti-sex trafficking legislation and teachers unions stonewalling education reform to maintain their grip on power. Listen to the full interview below! Learn more about your ad choices. Visit podcastchoices.com/adchoices

In this episode, Zinda Law Group CEO Jack Zinda and trial attorney Max Massey sit down for an honest conversation about the evolving realities of building a legal career and a sustainable law practice. From early job struggles to case strategy and managing the pressure of high-stakes litigation, Jack and Max trade stories, lessons, and the systems that help them keep improving. Whether you're managing your first caseload or leading a growing firm, this episode offers raw insights into the habits and mindsets that drive long-term success in personal injury law.Topics Covered:    Time Management & Work-Life Balance    Early Career Struggles & Career Growth    Diversification vs. Specialization    Dealing with Insurance Companies & Stowers Demands    Case Management Systems & Checklists    Assessing Case Value & Finding Recovery Sources    Lifelong Learning & Building a Support NetworkKey TakeawaysTime Management & Work-Life BalanceJack shares how segmenting time between work, family, and personal health helped him move from late-night burnout to better productivity. The conversation touches on prioritizing outcomes over hours and having the right support system.Early Career Struggles & Career GrowthMax opens up about his early challenges breaking into the field, including juggling multiple roles at a small firm. His journey underscores the importance of persistence, humility, and saying “yes” to opportunity.Diversification vs. SpecializationJack and Max reflect on experimenting with different practice areas early on — and how focusing on personal injury law brought clarity, consistency, and better results for clients.Dealing with Insurance Companies & Stowers DemandsThey break down the role of Stowers demands, how to verify information from adjusters, and why being proactive with documentation can make or break a claim.Case Management Systems & ChecklistsJack discusses treating every case like it's going to trial — and how detailed checklists, playbooks, and case reviews help create consistent outcomes.Assessing Case Value & Finding Recovery SourcesThe conversation includes insights on evaluating damages, controlling litigation costs, and navigating post-judgment collection when assets are limited.Lifelong Learning & Building a Support NetworkJack emphasizes the importance of mentorship, communities like TTLA, and staying curious — while still developing your own systems and principles over time.

Virginia transit officials recommended funding for 14 transportation projects in the Richmond region through SMART SCALE, a U.K.-based parent company of local insurance firm sells its U.S.-based business, and a global toy store plans to open in Henrico County's Olde Town Shopping Center.

Lawsuits Over Wildfire Insurance: Property owners in California have filed lawsuits accusing major insurance companies of collusion to deny coverage to high-risk homeowners after devastating wildfires, forcing them into the costly and limited California Fair Plan.

The Daily Shower Thoughts podcast is produced by Klassic Studios. [Promo] Check out the Daily Dad Jokes podcast here: https://dailydadjokespodcast.com/ [Promo] Like the soothing background music and Amalia's smooth calming voice? Then check out "Terra Vitae: A Daily Guided Meditation Podcast" here at our show page [Promo] The Daily Facts Podcast. Get smarter in less than 10 minutes a day. Pod links here Daily Facts website. [Promo] The Daily Life Pro Tips Podcast. Improve your life in less than 10 minutes a day. Pod links here Daily Life Pro Tips website. [Promo] Check out the Get Happy Headlines podcast by my friends, Stella and Mickey. It's a podcast dedicated to bringing you family friendly uplifting stories from around the world. Give it a listen, I know you will like it. Pod links here Get Happy Headlines website. Shower thoughts are sourced from reddit.com/r/showerthoughts Shower Thought credits: jefesignups, muppetpins, everynamewastaken131, indorock, BextoMooseYT, VotingIsImportant, marksloan__, hartmanjunk, lez566, Boatwhistle, SoggyMuffin95, isthisnotaname, LiamHunter35, stumped711, disturbed_breakdown, mljunk01, LurkerFailsLurking, Few-Vegetable540, FoldingBlowfish, , Derderbere2, kitsune_hclr, Technical_Ad_4299, , AgentSandstormSigma, darkry10, Acanthisittasm, Giraffesarenotreal, QualityKoalaTeacher, OrcvilleRedenbacher Podcast links: Spotify: https://open.spotify.com/show/3ZNciemLzVXc60uwnTRx2e Apple Podcasts: https://podcasts.apple.com/us/podcast/daily-shower-thoughts/id1634359309 Stitcher: https://www.stitcher.com/podcast/daily-dad-jokes/daily-shower-thoughts iHeart: https://iheart.com/podcast/99340139/ Amazon Music: https://music.amazon.com/podcasts/a5a434e9-da18-46a7-a434-0437ec49e1d2/daily-shower-thoughts Website: https://cms.megaphone.fm/channel/dailyshowerthoughts Social media links Facebook: https://www.facebook.com/DailyShowerThoughtsPodcast/ Twitter: https://twitter.com/DailyShowerPod Instagram: https://www.instagram.com/DailyShowerThoughtsPodcast/ TikTok: https://www.tiktok.com/@dailyshowerthoughtspod Learn more about your ad choices. Visit megaphone.fm/adchoices

Sandra Cho and Dann Ryan give their takeaways on insurance earnings. Sandra notes a profit decline, citing weather events like wildfires, but thinks Progressive (PGR) and Travelers (TRV) are well-positioned. Dann notes that Travelers has increased its dividend for “20 years in a row,” and had a strong earnings beat this quarter, while Progressive's was mixed. “It's an industry that competes entirely based on pricing,” he notes.======== Schwab Network ========Empowering every investor and trader, every market day.Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about

More than 2 million Americans are living with limb loss. A federal report says that number is expected to almost double by 2050. Recent reporting by KFF Health News found that many who have lost limbs are hitting roadblocks when they try to get insurance to cover the cost of prosthetic limbs. Ali Rogin speaks with KFF Health News contributing writer Michelle Andrews to learn more. PBS News is supported by - https://www.pbs.org/newshour/about/funders

More than 2 million Americans are living with limb loss. A federal report says that number is expected to almost double by 2050. Recent reporting by KFF Health News found that many who have lost limbs are hitting roadblocks when they try to get insurance to cover the cost of prosthetic limbs. Ali Rogin speaks with KFF Health News contributing writer Michelle Andrews to learn more. PBS News is supported by - https://www.pbs.org/newshour/about/funders

In this NGPF Podcast episode, Tim is joined by Lucretia Ryan, founder of FinancialFreedomForWomen.org, to dive deep into the complexities of Medicare. With years of experience helping women gain financial independence, Lucretia brings her expertise to the table, explaining the critical differences between Original Medicare and Medicare Advantage. She breaks down the often-overlooked details, including hidden fees, prior authorizations, and how to make the best decision based on your health and future needs. Lucretia also offers resources to help you navigate retirement planning and avoid common financial pitfalls. Whether you're preparing for Medicare or helping a loved one, this episode provides valuable insights to make informed decisions.

In this episode of the InsuranceAUM.com Podcast, host Stewart Foley, CFA, is joined by Justin Mahoney, co-founder of Shelter Growth Capital, for an in-depth discussion on the residential mortgage loan (RML) market and its increasing relevance to insurance portfolios. Justin offers a data-driven look at the macro trends affecting the housing market, including supply shortages, disciplined credit underwriting, and the nuanced relationship between home price appreciation and affordability. He explains why RMLs are drawing growing interest from insurers, thanks to favorable capital treatment, risk-adjusted return potential, and access to Federal Home Loan Bank financing.   The conversation also covers investment structure preferences—from direct investing to SMAs and pooled funds—and how each option fits into an insurer's broader allocation strategy. Justin shares where he sees the most compelling opportunities today, including non-QM loans, agency-eligible segments, and home equity extraction. Whether you're just beginning to explore the space or scaling an existing program, this episode offers valuable insights into how insurers can navigate and benefit from this dynamic and scalable asset class.

Plus no more walk ins at local Social Security office.

A closer look at health insurance—the financial toll a denied claim can take on a family and how to improve your chances of getting the coverage you need. Also, NBC's Morgan Radford sits down with Hilaria Baldwin as she shares the highs and lows of her busy family life and a fun new project to bond with her daughter. Plus, our Shop TODAY team shares the hottest trends, popular items, and new product launches for spring.

In this episode of the Great Trials Podcast, Steve Lowry hosts Kimball Jones and Joshua Berrett, partners at Bighorn Law, to discuss a recent landmark case in Clark County, Nevada. The case involved their client, Timothy Kuhn, who suffered severe injuries, including a traumatic brain injury, after being rear-ended.    Remember to rate and review GTP on Apple Podcasts   Case Details: A Nevada state court jury slammed USAA with a $100 million punitive damages verdict in a bad faith lawsuit over the insurance giant's delays in paying out a claim for a zero-fault insured driver involved in a rear-end collision. The Clark County jury awarded the $100 million, in addition to $14 million in compensatory damages, over USAA's actions following a 2018 collision involving plaintiff Timothy Kuhn. USAA determined Kuhn was not at fault after being rear-ended in stationary highway traffic, but when Kuhn sued the driver who hit him to collect damages related to a concussion USAA intervened and argued Kuhn was responsible for the crash. Despite clear fault and significant medical expenses, USAA Casualty Insurance Company failed to reasonably handle his underinsured motorist claim, resulting in prolonged litigation. Jones and Barrett elaborate on the trial strategy, highlighting issues of insurance bad faith and the impressive jury verdict of $7 million in compensatory and $100 million in punitive damages against USAA. (Source)   Guest Bios: Kimball Jones  Kimball Jones is a partner at Bighorn Law, where he serves as both a trial lawyer and a dedicated advocate for individuals. His legal practice is centered on representing everyday people, often in cases against major corporations and insurance companies. Kimball graduated magna cum laude with a bachelor's degree from BYU-Idaho in 2005. While earning his degree Kimball started the Pre-Law Society, interned for a U.S. senator, and served as the university's student body president, all while holding a job to pay for school. Kimball went on to graduate from BYU Law School in 2008, where he was awarded a Dean's Scholarship for academic merit each year. Professionally, Kimball has been recognized as a Top Rated Personal Injury Attorney, winning several historic verdicts for his clients, including a recent $550 million dollar verdict, which is the largest verdict for a single plaintiff in Nevada history. Outside of his legal career, Kimball has proudly served in the U.S. Army, both on active duty and as a reservist. He is deeply committed to community service and cherishes his role as a family man. Kimball and his wife, Ashley, recently celebrated 21 years of marriage and are the proud parents of four amazing children. Read Full Bio   Joshua Berrett  Joshua Berrett focuses his practice on personal injury litigation. He is licensed to practice law in Nevada and Utah. After graduating with a Bachelor of Arts degree in History, Joshua attended law school at the J. Reuben Clark Law School at Brigham Young University. While in law school, Joshua served as the president of the Real Estate Law Society and the lead editor of the school's International Law and Management Review. Prior to joining Bighorn Law, Joshua worked for a large, national law firm that focused on creditors' rights litigation. During this time, Joshua ran the firm's Nevada and Utah offices. Joshua has experienced first-hand the damage and suffering that can occur as the result of even a minor car crash. He takes this experience and passion and puts it to work every day as he fights vigorously for each one of his clients. Read Full Bio   Links: Facebook: Bighorn Law AND Kimball Jones Law LinkedIn: Bighorn Law Instagram: Bighorn Law AND Kimball Jones Check out previous episodes and meet the GTP Team: Great Trials Podcast   Show Sponsors: Harris Lowry Manton LLP - hlmlawfirm.com Production Team: Dee Daniels Media Podcast Production  

This week we discussed Protests in Romania, Ai, Toxins in Makeup Lipstick Perfume and Vapes About my Co-Host:Arnold Beekes Innovator, certified coach & trainer and generalist. First 20 years in technology and organizational leadership, then 20 years in psychology and personal leadership (all are crucial for innovation).============What we Discussed:0:01:03 Bomb Attacks in Sweden0:03:10 Neighbourhoods in Stockholm Sweden where locals do not go0:03:40 Self Driving Car going around in Circles0:05:30 Ai Labs ,Coding and a New Species0:10:15 Programmers will suffer when replaced by Ai0:12:50 Nora Virus and Insurance Companies not covering you after injuries0:15:50 The CIA Gateway Project0:20:30 Remote Viewing0:22:40 Non Speaking Autistic Children can be telepathic0:24:40 Mental Health Issues and breakups after the Plandemic with affordable housing 0:26:35 Helix Robots and what they could do without being programmed0:30:20 Keep on Learning or you Start to Die0:33:45 Are you Dying to Look Beautiful0:37:30 Toxins in Food and Air0:38:30 Geo Engineering and Weather manipulation live show0:41:20 Protests in Romania after Presidential Elections0:43:15 Argentian Leader fraud with a Crypto Meme Coin0:44:25 Dangers of Vapes0:47:12 Live Your Own LifeLinksGateway project: https://www.vice.com/en/article/found-page-25-of-the-cias-gateway-report-on-astral-projection/ Helix Ai https://www.figure.ai/news/helixEpisode #22 The Toxins in LipBalms can be changed for 100% Natural - Ginger King https://www.bitchute.com/video/G1f9Iq4Lxkth/====================How to Contact Arnold Beekes:https://braingym.fitness/https://www.linkedin.com/in/arnoldbeekes/===============Donations ⁠⁠https://www.podpage.com/speaking-podcast/support/⁠⁠------------------All about Roy / Brain Gym & Virtual Assistants athttps://roycoughlan.com/------------------