The Structuring Podcast

The Structuring Podcast

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A podcast about the legal, taxation and lending aspects of structuring - how you own assets, how those assets are funded and the transactions associated with this. Your host, Terry Waugh, aka Terryw, is a solicitor, Chartered Tax Adviser, mortgage broker and former financial planner. Terry runs a law firm and a mortgage broking company. www.structuring.com.au

Terryw

Australia


    • May 26, 2025 LATEST EPISODE
    • every other week NEW EPISODES
    • 5m AVG DURATION
    • 152 EPISODES


    Search for episodes from The Structuring Podcast with a specific topic:

    Latest episodes from The Structuring Podcast

    152. Joint Ownership and Estate Planning

    Play Episode Listen Later May 26, 2025 5:01


    Fan Mail - Send us a Text MessageTerry Waugh is a solicitor, mortgage broker and tax adviser.Today's topic is all about joint tenancy and estate planning.-- If you would like to ask a question which could be answered by Terry on the podcast please go to the podcast page and follow the instructions.www.structuring.com.au

    ownership joint estate planning
    151. The 6 Year Rule and Cost Base Reset for Property

    Play Episode Listen Later May 12, 2025 4:24


    Fan Mail - Send us a Text MessageTerry Waugh is a solicitor, mortgage broker and tax adviser.Today I'm talking about the 6 year rule and the cost base reset for property.-- If you would like to ask a question which could be answered by Terry on the podcast please go to the podcast page and follow the instructions.www.structuring.com.au

    cost reset base property year rule
    150. Tax Savings with Testamentary Trusts

    Play Episode Listen Later Apr 28, 2025 4:46


    Fan Mail - Send us a Text MessageTerry Waugh is a solicitor, mortgage broker and tax adviser.Today's topic is all about testamentary trusts and the tax savings.--If you would like to ask a question which could be answered by Terry on the podcast please go to the podcast page and follow the instructions.www.structuring.com.au

    tax savings testamentary trusts
    149. The 6 Year Rule and Cost Base Reset for Property

    Play Episode Listen Later Apr 14, 2025 4:25


    Fan Mail - Send us a Text MessageTerry Waugh is a solicitor, mortgage broker and tax adviser.Today I'm talking about the 6 year rule and the cost base reset for property.--If you would like to ask a question which could be answered by Terry on the podcast please go to the podcast page and follow the instructions.www.structuring.com.au

    cost reset base property year rule
    148. Using the 6 Year Rule When Buying a New Main Residence

    Play Episode Listen Later Mar 31, 2025 6:05


    Fan Mail - Send us a Text MessageTerry Waugh is a solicitor, mortgage broker and tax adviser.Today's topic is all about using the 6 year rule when you buy another main residence.--If you would like to ask a question which could be answered by Terry on the podcast please go to the podcast page and follow the instructions.www.structuring.com.au

    residence year rule new main
    147. SMSF Jointly Buying Property

    Play Episode Listen Later Mar 17, 2025 5:26


    Fan Mail - Send us a Text MessageTerry Waugh is a solicitor, mortgage broker and tax adviser.Today's topic is about super funds borrowing with others to acquire property.--If you would like to ask a question which could be answered by Terry on the podcast please go to the podcast page and follow the instructions.www.structuring.com.au

    buying property jointly smsf
    146. Advisors - Who can Advise on What

    Play Episode Listen Later Mar 3, 2025 6:03


    Fan Mail - Send us a Text MessageTerry Waugh is a solicitor, mortgage broker and tax adviser.Today's topic is who can advise on what.--If you would like to ask a question which could be answered by Terry on the podcast please go to the podcast page and follow the instructions.www.structuring.com.au

    advisors advise
    145. A Few General Rules with Structuring

    Play Episode Listen Later Feb 17, 2025 5:48


    Fan Mail - Send us a Text MessageTerry Waugh is a solicitor, mortgage broker and tax adviser.Today's topic is general rules with structuring.--If you would like to ask a question which could be answered by Terry on the podcast please go to the podcast page and follow the instructions.www.structuring.com.au

    structuring general rules
    144. Borrowing from a Related Company and Cash Flow

    Play Episode Listen Later Feb 3, 2025 5:29


    Fan Mail - Send us a Text MessageTerry Waugh is a solicitor, mortgage broker and tax adviser.Today I'm talking about borrowing from a private company.--If you would like to ask a question which could be answered by Terry on the podcast please go to the podcast page and follow the instructions.www.structuring.com.au

    cashflow borrowing
    143. The 6 Year Rule When Absent more than 6 Years

    Play Episode Listen Later Jan 20, 2025 4:09


    Fan Mail - Send us a Text MessageTerry Waugh is a solicitor, mortgage broker and tax adviser.Today's topic is all about the 6 year rule when you're absent for more than 6 Years.Property Chat ForumTax Tip 109: CGT and Being absent from the main residence for more than 6 yearshttps://www.propertychat.com.au/community/threads/tax-tip-109-cgt-and-being-absent-from-the-main-residence-for-more-than-6-years.9885/--If you would like to ask a question which could be answered by Terry on the podcast please go to the podcast page and follow the instructions.www.structuring.com.au

    absent cgt year rule
    142. Whether to Pay Off Investment Debt or Not

    Play Episode Listen Later Jan 6, 2025 7:12


    Fan Mail - Send us a Text MessageTerry Waugh is a solicitor, mortgage broker and tax adviser.Today's topic is all about whether you should pay off investment debt or not.--If you would like to ask a question which could be answered by Terry on the podcast please go to the podcast page and follow the instructions.www.structuring.com.au

    investment debt payoff
    141. Claiming Interest on Vacant Land

    Play Episode Listen Later Dec 23, 2024 4:03


    Fan Mail - Send us a Text MessageTerry Waugh is a solicitor, mortgage broker and tax adviser.Today's topic is all about the deductibility of interest when borrowing to acquire vacant land.--If you would like to ask a question which could be answered by Terry on the podcast please go to the podcast page and follow the instructions.www.structuring.com.au

    land claiming vacant
    140. A Simple Strategy to Shift Income

    Play Episode Listen Later Dec 9, 2024 4:30


    Fan Mail - Send us a Text MessageTerry Waugh is a solicitor, mortgage broker and tax adviser.Today's episode is a quick tip about ways to shift income for people who have money in offset accounts that are linked to debts on which the interest is deductible.--If you would like to ask a question which could be answered by Terry on the podcast please go to the podcast page and follow the instructions.www.structuring.com.au

    strategy simple shift income
    139. Interaction of Testamentary Trusts and Discretionary Trusts

    Play Episode Listen Later Nov 25, 2024 5:17


    Fan Mail - Send us a Text MessageTerry Waugh is a solicitor, mortgage broker and tax adviser.Today's topic is all about the interaction of testamentary trusts with trusts setup during lifetime discretionary trusts.--If you would like to ask a question which could be answered by Terry on the podcast please go to the podcast page and follow the instructions.www.structuring.com.au

    interaction discretionary testamentary trusts
    138. Right of Occupancy Trusts in Wills

    Play Episode Listen Later Nov 11, 2024 5:19


    Fan Mail - Send us a Text MessageTerry Waugh is a solicitor, mortgage broker and tax adviser.Today's topic is right of occupancy trusts in wills.--If you would like to ask a question which could be answered by Terry on the podcast please go to the podcast page and follow the instructions.www.structuring.com.au

    wills trusts occupancy
    137. Some Basic Tax Differences Between Trusts and Companies

    Play Episode Listen Later Oct 28, 2024 5:17


    Fan Mail - Send us a Text MessageTerry Waugh is a solicitor, mortgage broker and tax adviser.Today I'm talking about some basic tax differences between discretionary trusts and companies.--If you would like to ask a question which could be answered by Terry on the podcast please go to the podcast page and follow the instructions.www.structuring.com.au

    companies differences basic trusts
    136. New Trusts and Companies Borrowing Money

    Play Episode Listen Later Oct 14, 2024 4:43


    Fan Mail - Send us a Text MessageTerry Waugh is a solicitor, mortgage broker and tax adviser.Today I'm talking about new trusts and or companies borrowing money.--If you would like to ask a question which could be answered by Terry on the podcast please go to the podcast page and follow the instructions.www.structuring.com.au

    companies trusts borrowing money
    135. Some Legal Issues with Related Party Loans

    Play Episode Listen Later Sep 30, 2024 4:32


    Fan Mail - Send us a Text MessageTerry Waugh is a solicitor, mortgage broker and tax adviser.Today I'm talking about some legal issues with related party loans.--If you would like to ask a question which could be answered by Terry on the podcast please go to the podcast page and follow the instructions.www.structuring.com.au

    loans legal issues
    134. Trusts and Foreign Persons

    Play Episode Listen Later Sep 16, 2024 5:50


    Fan Mail - Send us a Text MessageTerry Waugh is a solicitor, mortgage broker and tax adviser.Today's topic is all about trusts and foreign persons.www.structuring.com.au

    foreign persons trusts
    133. Borrowing and On-lending Money

    Play Episode Listen Later Sep 2, 2024 5:43


    Fan Mail - Send us a Text MessageToday's episode is about borrowing and on-lending money.www.structuring.com.au

    money lending borrowing
    132. Being Trustee of More than One Trust

    Play Episode Listen Later Aug 19, 2024 5:24


    Fan Mail - Send us a Text MessageToday we will talk further about trustees of trusts and more specifically about whether the same trustee can be used more than once.www.structuring.com.au

    trustees
    131. Trustees of Discretionary Trusts

    Play Episode Listen Later Aug 5, 2024 5:56


    Fan Mail - Send us a Text MessageToday's topic is all about trustees of a discretionary trust.www.structuring.com.au

    trustees trusts discretionary
    130. Negative Gearing and Debt Recycling

    Play Episode Listen Later Jul 22, 2024 3:59


    Fan Mail - Send us a Text MessageToday's topic is negative gearing and debt recycling.www.structuring.com.au

    debt recycling negative gearing
    129. Using the 6 Year CGT Rule on an Investment Property

    Play Episode Listen Later Jul 8, 2024 3:53


    Fan Mail - Send us a Text MessageToday's topic is using the 6 year CGT rule on an investment property.www.structuring.com.au

    investment property cgt
    128. The Need to Pay a Loan Down in Full When Debt Recycling

    Play Episode Listen Later Jun 24, 2024 4:09


    Fan Mail - Send us a Text MessageToday's topic is about debt recycling and specifically about the need to completely pay down a loan.www.structuring.com.au

    debt loans recycling
    127. Claiming Interest on the Main Residence After Renting it Out

    Play Episode Listen Later Jun 10, 2024 5:26


    Fan Mail - Send us a Text MessageToday's topic is claiming interest on the main residence after you have moved out.www.structuring.com.au

    residence claiming renting
    126. Gift or Lend to a Discretionary Trust

    Play Episode Listen Later May 27, 2024 4:03


    Send us a Text Message.Today I'm talking about gifting or lending money to a new discretionary trust.www.structuring.com.au

    trust text messages lend discretionary
    125. Changing Trustees of a Discretionary Trust

    Play Episode Listen Later May 13, 2024 4:40


    Send us a Text Message.Today's topic is about changing trustees of a discretionary trust.www.structuring.com.au

    trustees text messages discretionary
    124. Building on Vacant Land and the CGT Exemption

    Play Episode Listen Later Apr 29, 2024 3:11


    Today I'm talking about the main residence exemption for capital gains tax when building on vacant land.www.structuring.com.au

    land vacant exemption
    123. Who Should be the Trustee of a Discretionary Trust

    Play Episode Listen Later Apr 15, 2024 4:53


    Today's topic is who should be the trustee of a discretionary trust.www.structuring.com.au

    trustees discretionary
    122. SMSF Borrowing to Buy Property

    Play Episode Listen Later Apr 1, 2024 6:24


    Today's topic is self managed super funds (SMSF) borrowing to buy property.www.structuring.com.au

    property borrowing smsf
    121. Getting Money Out of a Bucket Company

    Play Episode Listen Later Mar 18, 2024 4:38


    Today I'm talking about getting money out of a bucket company.www.structuring.com.au

    money bucket
    120. Trusts for Minors in a Will | a listener question from Steve

    Play Episode Listen Later Mar 4, 2024 3:51


    Today I'm answering a listener question from Steve about trusts for minors in a will.--If you would like to ask a question which could be answered by Terry on the podcast please go to the podcast page and follow the instructions.www.structuring.com.au

    listener questions trusts minors
    119. Special Disability Trusts

    Play Episode Listen Later Feb 19, 2024 5:06


    Today's topic is about special disability trusts.www.structuring.com.au

    disability trusts
    118. Rights to Reside and Wills

    Play Episode Listen Later Feb 5, 2024 5:10


    Today's topic is life interests or rights to reside in a will.www.structuring.com.au

    rights wills reside
    117. Debt Recycling in Advance

    Play Episode Listen Later Jan 22, 2024 4:08


    In today's episode I'm talking about debt recycling in advance.www.structuring.com.au

    debt advance recycling
    116. Companies and Asset Protection

    Play Episode Listen Later Jan 8, 2024 4:31


    Today's topic is companies and asset protection.www.structuring.com.au

    companies asset protection
    115. Negative Gearing with Unit Trusts

    Play Episode Listen Later Dec 25, 2023 5:04


    Today I'm talking about negative gearing with unit trusts.www.structuring.com.au

    trusts negative gearing
    114. Joint Ownership and Who Claims What

    Play Episode Listen Later Dec 11, 2023 3:46


    Today's topic is about joint ownership and who claims what on tax.www.structuring.com.au

    ownership claims joint
    113. What Terms to Include in a Deed for a Discretionary Trust | Part 2

    Play Episode Listen Later Nov 27, 2023 6:23


    Today I'm continuing to cover some things that you should consider when preparing the deed for a discretionary trust.www.structuring.com.au

    trust terms deeds discretionary
    112. What Terms to Include in a Deed for a Discretionary Trust | Part 1

    Play Episode Listen Later Nov 13, 2023 4:47


    Today I'm going to briefly cover some things that you should consider when preparing the deed for a discretionary trust.www.structuring.com.au

    trust terms deeds discretionary
    111. Structuring a Discretionary Trust

    Play Episode Listen Later Oct 30, 2023 6:46


    Today I'm talking about the structuring of a discretionary trust.www.structuring.com.au

    trust structuring discretionary
    110. Discretionary Trusts and the Pizza Analogy

    Play Episode Listen Later Oct 16, 2023 5:13


    Today's topic is discretionary trusts. This is a difficult concept to grasp but my pizza analogy might help.www.structuring.com.au

    pizza trusts analogy discretionary
    109. Paying Super Death Benefits Into the Estate

    Play Episode Listen Later Oct 9, 2023 4:24


    Today I'm talking about superannuation death benefits paid into a deceased estate.www.structuring.com.au

    death benefits paying estate
    108. Trusts and Negative Gearing

    Play Episode Listen Later Oct 2, 2023 3:40


    Today's episode is about trusts and negative gearing.PropertyChat Forum - Tax Tip 325: Trusts Can Negative GearPropertyChat Forum - Tax Tip 225: SMSFs and Negative Gearingwww.structuring.com.au

    trusts negative gearing smsfs
    107. Why You Should Have a Will

    Play Episode Listen Later Sep 25, 2023 6:02


    Today's topic is about wills and specifically why you might need one.PropertyChat Forum - Legal Tip 66: Why should I have a will?www.structuring.com.au

    106. Debt Recycling with Trusts when Interest Rates are High

    Play Episode Listen Later Sep 18, 2023 6:37


    Today we have a listener question from Nick who is asking about debt recycling with trusts.PropertyChat Forum - Incorporating a Trust into a Strategy Recycling DebtPropertyChat Forum - Tax Tip 511: Incorporating a Trust into a Strategy of Debt Recycling when Interest Rates are Highwww.structuring.com.au

    trust strategy debt recycling interest rates incorporating trusts
    105. Transferring an Existing Property into a Trust

    Play Episode Listen Later Sep 11, 2023 5:00


    Today's topic is getting existing properties into a discretionary trust.www.structuring.com.au

    trust property existing transferring
    104. How to Structure a Parental Guarantee

    Play Episode Listen Later Sep 4, 2023 4:54


    Today's topic is structuring a parental guarantee.www.structuring.com.au

    structure parental guarantee
    103. Subdividing Land and Changing Title to Each Owner

    Play Episode Listen Later Aug 28, 2023 4:44


    Today we're talking about two people subdividing land and ending up with one block each.www.structuring.com.au

    land owner
    102. Adding Spouse to Title Before Sale to Reduce CGT

    Play Episode Listen Later Aug 21, 2023 4:09


    Today I want to dispel a myth about spousal transfers.www.structuring.com.au

    sale reduce spouse

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