Podcasts about smsf

With tax time approaching, ATO Assistant Commissioner Anita Challen explains why Australians should avoid lodging returns too early and how waiting for pre-filled information could help prevent delays and costly mistakes. Plus Stockspot CEO Chris Brycki speaks with Ricardo Gonçalves about how the latest changes to SMSFs may influence the sharemarket.With tax time approaching, ATO Assistant Commissioner Anita Challen explains why Australians should avoid lodging returns too early and how waiting for pre-filled information could help prevent delays and costly mistakes. Plus Stockspot CEO Chris Brycki speaks with Ricardo Gonçalves about how the latest changes to SMSFs may influence the sharemarket.

Already reeling from a lift in CGT tax and a ban on negative gearing for existing properties, the Government is set to give the property market one last punch with a looming ban on borrowing inside Self Managed Super Funds. Beau Arfi of the Maple Property Group joins Associate Editor James Kirby in this episode. In today's show, we cover: Not finished with you yet - investors prepare for SMSF property clampdown How the SMSF ban creates another privileged set of investors Moving offshore - Why this property professional is switching attention to NZ Deducting your body corporate fees See omnystudio.com/listener for privacy information.

Commercial property investing is becoming one of the biggest conversations on the Gold Coast, but it is a very different game to residential property.In this episode of Buying Gold Coast, Matt sits down for a round table discussion with Ian Barr from Campbell & Barr Finance, Alberto Di Gravio from Bespoke Commercial, and Reuben Beigel from New Wave Group to unpack what buyers and business owners need to understand before stepping into commercial property.They talk about commercial property lending, how much deposit buyers may need, why structure matters, how GST can impact a purchase, and why the right accountant, broker and buyer's agent can make a major difference.This episode also covers commercial asset types, SMSF strategies, zoning, leases, tenants, valuations, and the Gold Coast commercial property pockets worth understanding.If you are a business owner thinking about buying your own premises, an investor looking at commercial property, or someone wanting to understand how commercial real estate works on the Gold Coast, this episode gives you a practical introduction to the opportunities, risks and key things to consider.In this episode, we cover:Why commercial property is becoming a hot topic on the Gold CoastThe key differences between residential and commercial propertyWhat buyers need to know about commercial property lendingHow much deposit may be needed to buy commercial propertyWhy business owners are looking at buying their own premisesHow GST can impact a commercial property purchaseWhy structure matters before buying commercial propertyBuying commercial property through an SMSFIndustrial property, office space, retail, medical and mixed-use assetsWhy zoning can make or break a commercial property purchaseHow leases and tenants impact commercial property valuationsWays to manufacture equity in commercial propertyCommercial property pockets to watch on the Gold CoastWhy getting the right accountant, broker and buyer's agent mattersMORE FROM MEInstagram → https://www.instagram.com/matt_srama/?hl=enTikTok → https://www.tiktok.com/@matt_sramaLinkedIn → https://www.linkedin.com/in/matthew-srama-b8647b1ba/?originalSubdomain=auBGC Podcast → https://open.spotify.com/show/6ZTdnNdku9iVdkBEFrND8VGold Coast Buyers Agency → https://www.thesramagroup.com/Join 3000+ for weekly insights → https://buying-gold-coast.kit.com/jointhelistMORE FROM IAN Instagram  → https://www.instagram.com/barrbroker/LinkedIn → https://www.linkedin.com/in/ian-barr-00239145/Website → https://campbellandbarrfinance.com.au/MORE FROM ALBERTOInstagram  → https://www.instagram.com/commercialbuyersagent/Website → https://www.bespokecommercial.com.au/MORE FROM REUBEN Instagram  →https://www.instagram.com/reuben.bergola/?hl=enWebsite → https://thenewwavegroup.com.au/If you are serious about learning how to buy property on the Gold Coast, understand the market, avoid costly buyer traps, spot investment opportunities and stay ahead of where the city is heading, subscribe to Buying Gold Coast for weekly insights.

Australian property investors have been warned to brace for a market crash, but the numbers tell a very different story. Since the Federal Budget, investors have been bombarded with warnings about higher taxes, reduced incentives, slowing growth and the supposed end of Australia’s property boom. But when you strip away the fear, the politics and the clickbait, does the evidence actually support the doom-and-gloom narrative? In this special Get Invested solo episode, Bushy Martin cuts through the crash talk, Budget tax fog and market noise to show why quality residential property still deserves its place as one of Australia’s most powerful long-term wealth-building engines. Drawing together the key lessons from his recent post-Budget Property PhD Trilogy, Bushy explores why a short-term confidence correction is not the same thing as a long-term market collapse. He unpacks the extraordinary post-COVID growth surge, why a return to more sustainable growth rates was always inevitable, and the powerful fundamentals that continue to support quality residential property over the long term. Bushy also challenges one of the biggest misconceptions in investing: that the asset with the lowest tax rate automatically produces the best financial outcome. Through his practical Net Nest Egg Ladder, he compares owner-occupied housing, ETFs, shares, commercial property, SMSF property, grandfathered residential property, future established residential property and qualifying new builds to reveal what ultimately matters most — the amount of usable wealth and financial freedom you create at the end of the journey. Along the way, you’ll learn why scarcity remains one of property’s greatest strengths, how household formation continues to drive demand, why holding costs matter less than most investors think, and why the next phase of the market may favour calm, prepared and strategic investors rather than FOMO-driven crowds. If you’ve been wondering whether property still deserves a place in your wealth-building plan, this episode will help you separate the headlines from reality and refocus on the fundamentals that have created wealth for generations of Australians. In this episode you’ll discover: • Why the current property “crash” narrative doesn’t match the underlying fundamentals.• What the post-COVID property boom taught us about sustainable long-term growth.• The critical difference between a confidence correction and a market collapse.• Why Australia’s housing shortage remains a powerful long-term driver.• How an additional $150-$200 per week can protect and accelerate wealth creation.• The role of your investment war chest in navigating uncertain markets.• Why the lowest tax rate doesn’t always create the biggest net nest egg.• How residential property compares against ETFs, shares, commercial property and SMSF investing.• Why “property investing isn’t dead — lazy investing is.”• The practical actions investors should be taking right now. FREE PROPERTY INVESTOR’S FIELD GUIDE This episode also serves as a preview of Bushy’s new ebook: How Should I Invest In Property Now? After months of post-Budget analysis, modelling and conversations with investors around Australia, Bushy has distilled the key insights into a practical guide designed to help you cut through the confusion and identify the opportunities that still exist for strategic property investors. Download your free copy here: https://bushymartin.com.au/fieldguide WIN A FREE PROPERTY MENTORING SESSION After reading the ebook, email Bushy at bushy@knowhowproperty.com.au with: • Your biggest takeaway.• The one action you plan to implement immediately. Bushy will select standout responses to receive a complimentary Property Mentoring Session. Because while the rules may have changed, the fundamentals of building wealth through quality property ownership remain very much alive. Take the next step with Bushy Personal Solutions Session Get clarity and personalised guidance: Book now Property W.E.A.L.T.H Program - live now! Be first to access discounts + free Module 1: Find out more https://courses.bushymartin.com.au/property-wealth Find your Freedom Formula Success in property starts with your 'why', and then the 'what' and 'how'. Let me, Bushy Martin, lead you through it! Sign up for my Freedom Formula program. The first session is absolutely free, and it only takes around an hour! Find out more https://bushymartin.com.au/freedom-formula-course Subscribe to Property Hub for free now on your favourite podcast player. Take the next step - connect, engage and get more insights with the Property Hub community at linktr.ee/propertyhubau Get property investment and wealth resources, and book a Personal Solution Session with Bushy. All the links and info are here: linktr.ee/propertyhubau About Get Invested, a Property Hub show Get Invested is the leading weekly podcast for Australians who want to learn how to unlock their full ‘self, health and wealth’ potential. Hosted by Bushy Martin, an award winning property investor, founder, author and media commentator who is recognised as one of Australia’s most trusted experts in property, investment and lifestyle, Get Invested reveals the secrets of the high performers who invest for success in every aspect of their lives and the world around them. Subscribe now on Apple Podcasts, Spotify and YouTube to get every Get Invested episode each week for free. For business enquiries, email andrew@apiromarketing.com. This content provides general information only and has been prepared without taking into account your objectives, financial situation or needs. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.See omnystudio.com/listener for privacy information.

Most business owners spend years building wealth — but often buy property in the wrong structure.And that mistake can be expensive.In this episode, Tom sits down with accountant Daniel Velich to unpack one of the most underutilised commercial property strategies available to Australian business owners: transferring an existing commercial asset into a self-managed super fund.They break down how the strategy works, who it may suit, the potential tax concessions available, and why getting advice before you buy can be the difference between building wealth efficiently or paying unnecessary tax, stamp duty and exposing assets to trading risk.If you're a tradie, business owner or commercial property investor, this episode will change the way you think about ownership structures, asset protection and long-term wealth planning.Key takeawaysWhy buying a commercial property in the wrong name can create costly tax and stamp duty consequences later.How an SMSF can provide stronger asset protection for business owners exposed to trading risk.The strategy of selling an existing commercial property into an SMSF — and when it may make sense.How concessional stamp duty and small business CGT concessions may reduce the cost of restructuring.Why many business owners underestimate how much wealth is tied up inside their business.The importance of building a team around you — accountant, broker, lawyer and financial planner — before making major property decisions.Why the biggest cost in property investing is often not the wrong asset, but the wrong advice at the wrong time.Want to know more about the strategies discussed? Connect with guest and Tax Expert Dan Velich - Velich AdvisoryTake Action Today:If you are serious about building wealth through property, but not yet fully clear on your next move, book a complimentary clarity call with our team via the link below.In one conversation, we can help you get clearer on your position, your options, and the path forward — because clarity creates confidence, and confidence helps people act.⁠⁠Book a complimentary clarity call⁠⁠⁠⁠ ⁠⁠⁠⁠Connect with host of The Australian Property Show - Tom Haigh⁠⁠We'll help analyse your current position, identify your biggest untapped opportunities, and get you moving towards the life you want.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠General Advice Warning! The information (including taxation) contained in this podcast is general in nature and does not consider your individual financial circumstances or needs. You should not act on the information provided without first obtaining professional advice specific to your circumstances. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. The views expressed in this podcast are solely those of the individual; they are not reflective or indicative of My Money Sorted position and are not to be attributed to Online Financial Planning Australia Pty Ltd. The host is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. This podcast cannot be reproduced in any form without the express written consent of My Money Sorted.

In this Australian Retirement Podcast episode, James O'Reilly and Drew Meredith unpack a side of retirement planning spreadsheets cannot solve: what happens when you stop working. Using four retirement archetypes - stayers, leavers, blenders and the disengaged - they explain why people can thrive after leaving work or feel flat, isolated and directionless even when the money looks fine on paper. The conversation then turns to the practical friction many Australians underestimate. Drew explains why getting money out of an SMSF can take longer than expected, why interim accounts and asset valuations matter, and why winding up or rolling out a fund is rarely as simple as pressing sell. They also tackle the emotional side of the transition, including how connected you are to your current work and how ready you are for what comes next. James and Drew round it out with listener questions on growth versus defensive assets at 75, reversionary pensions, and what a surviving spouse needs to think about if a death benefit may push them over the transfer balance cap. If you are planning retirement or wondering whether your SMSF still makes sense, this episode offers a clearer framework for both the lifestyle and structural decisions that come with leaving work. Episode resources – Ask a question (select the Retirement podcast) Show partner resources – Visit TermPlus to learn more – Join Pearler using the code "RASKSWITCH" and get $32 of Pearler Credit Rask resources – All services – Financial Planning – Invest with us – Access Show Notes – Ask a question – We love feedback! Follow us on social media – Instagram: @rask.invest – TikTok: @rask.invest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you're confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, Nathan Birch sits down with Sumit from Zinga Finance to unpack real investor stories. From portfolios that have quietly grown into retirement tools, to clients whose property empires literally crashed major bank systems. 00:00 - Intro & welcome 02:30 – Why Nathan is urgently reviewing 20–30 client portfolios right now and what he's finding 04:30 - Real case study: Retired client selling a Sydney property 10:00 - SMSF deep dive 17:00 - Why standard brokers can't get clients like these across the line  22:00 - Swapping single properties for blocks of units 29:30 - The midnight loan pivot 32:00 - The retail worker with 13 properties 36:00 - Portfolio reviews every 3–6 months: why regular check-ins are the habit that separates high performers from the stuck 39:00 - Treating your portfolio like a business: the mindset that gets investors to 20, 40, 50 properties 42:00 - What percentage of investors with 20+ properties got stuck at some point? 44:30 - Location resistance and postcode restrictions 47:00 - Nathan's current settlements 54:00 - Why some people watch and some people act  56:00 – Average time between loans in the Zinga client base What are your thoughts on this video? Share them below and show us some love if you found this video useful.

The new PayDay Super rules are imminent and there's only weeks for SMSF trustees and employers to ensure they have put everything in place for the changing rules and regulations. On this episode of the SMSF Adviser podcast, hosts Aaron Dunn and Keeli Cambourne speak with Tony Negline from the Chartered Accountants Australia and New Zealand about the work he's been doing in the lead up and what SMSF trustees need to do to make sure they are compliant. Listen as they discuss: The challenges that employers are facing; The steps SMSF trustees need to take; What can go wrong; What the next few months may look like from a practical perspective

In this Australian Retirement Podcast episode, your hosts Drew Meredith, from Wattle Partners, and James O'Reilly, from Northeast Wealth, pull back the curtain on what actually happens between “let's get some advice” and the document landing on your desk 10 weeks later — and why proper modelling involves a lot more than three columns on a spreadsheet. They also talk through a confronting client story where test-driving the retirement budget cut spending by nearly 40 per cent, and answer two big listener questions on healthcare buffers and complex SMSF property holdings. Topics covered today - Markets at all-time highs while every news headline says the world is broken — what the disconnect means for retirees - The Atlassian whipsaw and what it says about AI panic in big tech valuations - Why a statement of advice takes four to ten weeks: research, third-party authorities, modelling, quality control - Three-input modelling versus proper multivariate modelling — and why most calculators sit at the lazy end - Test-driving your retirement budget: the “rip the band-aid” case study that cut $180,000 of spend down to $110,000 - Why the most underrated job of an adviser is forcing the trade-off conversation - Hugh's question: how much should you buffer for healthcare costs before the Commonwealth Seniors Health Card kicks in at 67? - Mr No Idea's question: $12 million property portfolio, an SMSF property in Mernda, and why this is firmly in personal-advice territory - Retirement location reality-check — Queenscliff wind, Queensland surf breaks, and why you should rent before you buy Episode resources – Services Australia — Commonwealth Seniors Health Card – ATO myGov — review contribution caps and balances – ASIC Moneysmart — retirement planner – Ask a question (select the Retirement podcast) Show partner resources – Visit TermPlus to learn more – Join Pearler using the code "RASKSWITCH" and get $32 of Pearler Credit Rask resources – All services – Financial Planning – Invest with us – Access Show Notes – Ask a question – We love feedback! Follow us on social media – Instagram: @rask.invest – TikTok: @rask.invest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you're confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

Artificial intelligence is no longer a future trend for brokers – it's already being tested in real businesses, on real clients, and in real workflows.  How this will affect business, competition, client expectations, or compliance remains to be seen.  In this week's Broker Daily Uncut, Julian Barnes is joined by Finni's Eva Loisance and Costa Arvanitopoulos to explore how brokers are using AI to save time, improve efficiency, and streamline everything from policy research to client communication. The trio also discuss where AI is delivering genuine value, where it still falls short, and why the most successful brokers may be those who learn how to work alongside the technology rather than compete with it. They also unpack falling auction clearance rates, shifting market sentiment, and the growing interest in SMSF lending as investors look for new opportunities in a changing market.

In this episode, we discussed End of Financial Year Planning. Hosted by Chris Reed: SMSF Specialist Advisor, Director of Business Concepts Group, CPA-Financial Planning Specialist The post SMSF NS139: End of Financial Year Planning first appeared on Business Concepts Group.

The Federal Budget has delivered some of the mostsignificant tax and property policy changes Australia has seen in decades.In this episode of Property & Finance, Theo Chamberssits down with economist Martin Lakos to discuss what the changes mean forinvestors, business owners, first-home buyers and everyday Australians.This episode covers:• Capital Gains Tax reforms• Negative gearing changes• Trust taxation updates• The impact on housing affordability• Rental market implications• Borrowing capacity and lending considerations• SMSF investment opportunities• The future of property investing in AustraliaMartin and Theo also discuss the broader economicconsequences of the reforms, including their potential impact on housingsupply, investment activity and long-term wealth creation.If you're an investor, homeowner, business owner or simplytrying to understand how the Budget may affect your financial future, thisepisode is essential listening.

호주 세제 개편으로 양도소득세 할인 축소와 네거티브 기어링 규제 강화가 추진되면서 부동산은 신축 중심, 주식은 배당 중심으로 투자 흐름이 재편되고 SMSF 활용 확대까지 맞물려 자산 전략 전반의 변화가 예상됩니다.

Rising interest rates and tightening servicing requirements have left many borrowers feeling that traditional home loans are out of reach. As mainstream banks tighten their policies, a new era of specialist lending is moving into the mainstream through non-bank lenders, such as Brighten. Jason Azzopardi, CEO of non-bank lender Brighten, joins In Focus to discuss how brokers can rescue borrowers left stranded by traditional bank policies. With more Australians managing multiple income streams, trust structures, and side businesses, the traditional one-size-fits-all approach to lending is breaking down. Joining host Annie Kane, Azzopardi highlights how Brighten's broad product suite - encompassing full-doc, alt-doc, non-resident, construction and bridging finance as well as commercial lending, SMSF loans, and reverse mortgages - allows brokers to secure higher borrowing capacities and faster execution. Tune in to find out: What is driving the rapid growth of the non-bank sector. Why products like SMSF lending, trust borrowing, bridging finance, and commercial construction are surging. Top tips for submitting scenarios to credit teams to guarantee a fast "yes" or "no". And much more!

In this episode of Property Investment Australia, Lachlan Vidler breaks down the growing surge in SMSF (self-managed super fund) property investing and why more Australians are turning to super as a way to build wealth and expand their property portfolios. Lachlan explains how recent budget changes have increased interest in SMSF investing, why leverage inside super can dramatically change long-term outcomes, and the different investor types who may benefit from this strategy. He also walks through real-world examples comparing leveraged property investing versus traditional super fund investing, while highlighting the risks, rules, and common mistakes investors need to understand. Whether you're an owner occupier who feels tapped out, an active investor who's hit a borrowing ceiling, or someone simply wanting more control over your retirement strategy, this episode explores why SMSF property investing is becoming one of the biggest conversations in Australian property right now. Timecodes: (0:07) Why SMSF property investing is exploding after the federal budget(7:25) The three types of investors most suited to SMSF property investing(15:45) How leverage inside super can dramatically increase long-term returns(25:48) Real-world examples comparing shares vs leveraged property investing(34:20) The different SMSF property investing strategies investors are using(40:12) The three biggest mistakes people make with SMSF property investing To Get in Touch with Lachlan at Atlas Property Group: ⁠⁠⁠⁠⁠https://atlaspropertygroup.com.au/book-now/⁠⁠⁠⁠⁠ https://www.instagram.com/lachlan.vidler/ About the Show Host of the show, Lachlan Vidler, unpacks insights into the Australian property market, property portfolio building and property investment strategies, along with detailed market analysis on locations across the country. If you love property and are focused on growing your wealth, the Property Investment Australia Podcast is a must-listen. About Lachlan Vidler Lachlan Vidler is the Director of Atlas Property Group, one of Australia's leading national investment-only buyers agencies. Atlas Property Group was named the 2023 National Buyers Agency Champion, and Lachlan and his team are 5× finalists in the REB Awards across Buyers Agent of the Year, Thought Leader of the Year, and Rising Star of the Year. Lachlan is also the author of the best-selling property investment book A Military Guide to Property Investing.

Within 72 hours of the federal budget announcement, the property narrative flipped. Buyer's agents who once championed established homes began pushing new builds.SMSF strategies resurfaced. High-yield “manufactured” deals came back into focus. The question is—did the fundamentals change… or just the incentives?In this episode, we break down what's really driving this sudden shift in property advice. From the two-speed market created by negative gearing changes to the re-emergence of developer-led stock, we unpack how quickly “strategy” can become sales when business models are under pressure. More importantly, we challenge whether investors are being guided toward better outcomes—or simply redirected toward whatever still pays.We also dig into the hidden risks behind today's most heavily marketed plays: new builds with impaired resale markets, SMSF property strategies being pushed without proper advice, and high-yield assets that sacrifice long-term growth for short-term numbers. These aren't new ideas—they're recycled playbooks dressed up for a new policy environment.If you're feeling the pressure to act post-budget, this episode is your reset. Because when incentives change, behaviour follows—but that doesn't mean you should. The smartest move right now? Understand what's really driving the advice before you follow it.Episode Highlights02:05 – The Two-Speed Market Explained04:04 – When Buyer's Agents Follow the Money09:29 – The Resale Trap No One's Talking About12:16 – Does Negative Gearing Actually Work?18:44 – The Rise of Dangerous Tax Advice Online21:37 – The Hidden Risk of One-Stop Property Shops23:18 – SMSF Property: Lessons from Past Disasters24:45 – The Mortgage Prisoner Risk Explained27:42 – The Comeback of “Manufactured Yield”31:50 – When Investor Demand Becomes a Trap34:16 – The Push Into Commercial & Regional Plays36:50 – Who Really Wins This “Fairness” Budget?41:35 – First Home Buyer Schemes: Hidden Downsides44:25 – The Upgrade Loophole Most Buyers Miss46:13 – What Smart Investors Do NextAbout the HostVeronica Morgan is one of Australia's most respected property experts, with decades of experience across property investment, buyer advocacy, and market analysis. As co-host of The Elephant in the Room and co-founder of Homebuyer Academy, she's known for cutting through industry hype with clear, evidence-based insights. Veronica specialises in helping buyers understand long-term capital growth, asset selection, and risk in an increasingly complex market.Chris Bates is the founder and CEO of Alcove, an award-winning mortgage broking and property advisory firm. With deep expertise in lending strategy, borrowing capacity, and cash flow management, he helps Australians make smarter property and finance decisions. Chris is known for his analytical approach and his willingness to challenge conventional, hype-driven narratives.Together, Veronica and Chris combine property expertise with real-world lending insight—breaking down what's happening in the market, why it matters, and how to respond with clarity and confidence.ResourcesVisit our website: https://www.theelephantintheroom.com.auIf you have any questions or would like to be featured on our show, contact us at:The Elephant in the Room Property Podcast - questions@theelephantintheroom.com.auLooking for a Sydney Buyers Agent? https://www.gooddeeds.com.auWork with Veronica: https://www.veronicamorgan.com.auLooking for a Mortgage Broker? alcove.com.auWork with Chris: chrisbates@alcove.com.auEnjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word, and join us for more insightful discussions in real estate. Your journey starts now!Subscribe on YouTube: https://www.youtube.com/@theelephantintheroom-podcastSubscribe on Apple Podcasts: https://podcasts.apple.com/ph/podcast/the-elephant-in-the-room-property-podcast/id1384822719Subscribe on Spotify: https://open.spotify.com/show/3r0nnJrLUu3t1GpO7X3j6EIf you enjoyed today's podcast, don't forget to subscribe, rate, and share the show! There's more to come, so we hope to have you along with us on this journey!See you on the inside,Veronica & Chris

Host Trent Fleskens and guest Lachlan Delahunty discuss current Perth market conditions, discussing recent “noise” from media and federal budget changes is short-lived compared to slow-moving fundamentals. They note Perth is still growing at roughly 1% per month with around 5,000 listings versus a balanced 13,000, keeping sellers in control despite fewer home open attendees and offers. The biggest constraint is interest-rate-driven serviceability, with some investor deals falling over due to negative gearing changes in bank assessments, reshaping investor behaviour toward new builds and infill. They warn against spruiker-led outer-suburban/off-the-plan and SMSF pitches, and highlight Perth's strong population growth and supply shortages. Strategies discussed include value-add subdivision/infill development, syndication for larger sites, and the “accidental landlord” approach to upgrading while keeping and renting an existing home.

As Australia’s post-Budget property debate shifts from fear to decision-making, Bushy Martin tackles the question now dominating investor conversations: what should you actually buy? After weeks of headlines about negative gearing, CGT changes and the “death” of property investing, this episode cuts through the noise and reframes the conversation around what really matters — building the strongest usable net nest egg, not simply chasing the lowest tax bill. Because the Budget hasn’t killed property investing, it has simply exposed weak investing. In this final instalment of Bushy’s special post-Budget series, the conversation moves beyond policy panic and toward practical strategy. This is not another dense tax discussion. It is a real-world decision filter for investors trying to work out where to put their money in a changing market. Bushy compares the major investment pathways now fighting for investor attention — established residential property, qualifying new builds, PPOR strategies, rentvesting, SMSFs, commercial property, ETFs, shares and speculative assets — through one consistent lens: What genuinely builds sustainable freedom? Along the way, he dismantles one of the biggest traps investors fall into during periods of change: confusing tax efficiency with wealth creation. Because tax is not the meal, it’s the seasoning. Bushy explains why established residential property is becoming harder to hold but is far from dead, why new builds may receive better treatment without automatically becoming better investments, and why investors chasing the latest “tax-effective” strategy risk creating long-term wealth problems instead of solving them. He also dives into the realities many Australians are now wrestling with:Is the PPOR really the best investment?Does rentvesting still work?Are SMSFs and commercial property genuine opportunities or simply the latest spruiker pivot?Can shares and ETFs realistically compete with leveraged property investing for mainstream Australians? At the centre of the episode is Bushy’s evergreen decision-making framework: B.E.S.T. N.E.S.T. A practical investing filter designed to help Australians assess any opportunity, regardless of asset class, through the lens of holdability, sustainability, flexibility and real-life usability. Because the real goal is not building the lowest tax bill, it is building the strongest life. Timecoded Chapters 00:06:05 — Chapter 1: The Question Has Changed00:12:51 — Chapter 2: The $750K Money Map00:22:34 — Chapter 3: Established Residential Property00:33:30 — Chapter 4: Qualifying New Builds00:44:52 — Chapter 5: PPOR & Rentvesting00:56:50 — Chapter 6: SMSF & Commercial Property01:06:25 — Chapter 7: Shares, ETFs, CFDs & Crypto01:16:38 — Chapter 8: B.E.S.T. N.E.S.T. Test01:25:43 — Chapter 9: Action Map & Disclaimer Key Takeaways The Budget has not killed property investing — it has killed lazy, tax-dependent investing Lowest tax does not automatically equal the best long-term outcome Holdability is becoming the new investor edge Established residential property is harder to hold, not dead New builds only work if the underlying asset stacks up fundamentally The PPOR is not automatically an investment strategy Rentvesting still works with stronger modelling and buffers SMSF and commercial property require sophistication, not hype Shares and ETFs are complementary assets, not enemies of property B.E.S.T. N.E.S.T. provides a timeless framework for smarter investing decisions Take the next step with Bushy Personal Solutions Session Get clarity and personalised guidance: Book now Property W.E.A.L.T.H Program - live now! Be first to access discounts + free Module 1: Find out more https://courses.bushymartin.com.au/property-wealth Find your Freedom Formula Success in property starts with your 'why', and then the 'what' and 'how'. Let me, Bushy Martin, lead you through it! Sign up for my Freedom Formula program. The first session is absolutely free, and it only takes around an hour! Find out more https://bushymartin.com.au/freedom-formula-course Subscribe to Property Hub for free now on your favourite podcast player. Take the next step - connect, engage and get more insights with the Property Hub community at linktr.ee/propertyhubau Get property investment and wealth resources, and book a Personal Solution Session with Bushy. All the links and info are here: linktr.ee/propertyhubau About Get Invested, a Property Hub show Get Invested is the leading weekly podcast for Australians who want to learn how to unlock their full ‘self, health and wealth’ potential. Hosted by Bushy Martin, an award winning property investor, founder, author and media commentator who is recognised as one of Australia’s most trusted experts in property, investment and lifestyle, Get Invested reveals the secrets of the high performers who invest for success in every aspect of their lives and the world around them. Subscribe now on Apple Podcasts, Spotify and YouTube to get every Get Invested episode each week for free. For business enquiries, email andrew@apiromarketing.com. This content provides general information only and has been prepared without taking into account your objectives, financial situation or needs. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.See omnystudio.com/listener for privacy information.

He ran 600 head of cattle on a 2.5 million acre station in the Northern Territory.Raced yachts across the Atlantic. Trained as an accountant.Then built one of Australia's most sophisticated mortgage broking operations.This is not a typical finance episode. Ben Robinson, Director of Flint Group, sits down with Darren to talk about what most investors never think about until it is too late and what the smartest property portfolios are doing differently right now. What we get into: The unicorn client - 9 properties, all personal name, 55% LVR, no ugly ducklings. Why he is almost impossible to replicate and what most investors do wrong trying to get there. The SMSF strategy that actually works and the one that does not. When to go residential, when to go commercial, and the fund balance you need before either makes sense. Ben gives the exact numbers. Why your accountant and your broker need to be in the same conversation before EOFY and what happens when they are not. The lending landscape right now. Banks are tightening. DTI limits are biting. Pre-approvals are being revised. What that means for investors who are active or about to be. How Ben has built a 22-person team across Australia and Nepal using AI to handle what used to take three people two days and what tool he is using to do it. The business model most brokers are running that leaves investors exposed and what a well-structured brokerage actually looks like on the inside. This one is worth the full listen.If you have ever wondered whether your broker is actually ahead of your portfolio or just reacting to it, this episode answers that question. Connect with Us: Instagram: @tiapropertybuyers Website: https://tiaproperty.com.au/ General information only. Not financial or lending advice. Always seek advice based on your individual circumstance.See omnystudio.com/listener for privacy information.

In this episode, Nathan and Rivan from Zinger Finance discuss real client success stories that prove structure and strategy matter more than circumstances. From self-employed investors to casual truck drivers, discover how the right financial structuring can unlock portfolio growth that seems impossible. Learn why people get stuck at 1-3 properties and how debt collection strategy, equity release, and bank selection can accelerate your path to 10, 15, or even 20 properties. 00:00 - Introduction and client wins overview 01:38 - Self-employed investor breakthrough 04:41 - Female investor and divorce recovery stories 06:58 - Casual truck driver and motel owner success 09:21 - SMSF lending and rapid portfolio growth 11:23 - Rent vesting and equity release strategy 13:08 - Older couple overcoming age and construction challenges 17:12 - High income earners and strategic debt positioning 21:06 - Why structure and team matter more than background Make your move on your property journey today: https://binvested.com.au/make-your-move-now/   What are your thoughts on this video? Share them below and show us some love if you found this video useful.

June 30 is one of those dates that creeps up, and suddenly everyone is asking the same thing.  Have I missed something?  Could I have done something smarter with my super? Is there a tax deduction I should know about? Did I leave it too late? And why does EOFY always make your money feel more complicated than it needs to be?  In this episode, financial adviser Nick Donato is joined by Brendan from the Guidance team to talk through the EOFY checks that are actually worth your attention before the deadline hits.  Because the only thing worse than dealing with EOFY admin is realising in July that there was something useful you could have done. So, this episode gives you a clear list of what to check, what to ask about, and what might still be worth looking at before June 30.  Inside this episode:  • The super rules people often misunderstand • The tax deduction opportunity that is not just salary sacrifice • Why June 30 can be too late if your fund does not receive the money in time • How catch up contributions may help if you have had a bigger tax year • The spouse contribution and co contribution rules worth knowing • The SMSF checks you do not want to leave too late • Why EOFY is a smart time to review your portfolio, insurance and beneficiaries • What family trust holders and business owners should be asking their accountant  WANT ADVICE ON HOW THIS WILL AFFECT YOUR FINANCES? Book an appointment here.  WANT TO STAY ACROSS WHAT'S MOVING THE MARKETS?: Subscribe to GainingCHOICE, our weekly email unpacking the key headlines and what to pay attention to.  GOT A FINANCE QUESTION FOR PAUL?: Send it to paul@financialautonomy.com.au, and it could be featured in his Ask an Expert column each Sunday in The Age and Sydney Morning Herald.  General advice disclaimer 

Send us Fan MailOwning your business premises feels like progress, security, control, and the satisfaction of paying rent to yourself rather than a landlord. But for many founders, it is a decision that quietly traps capital, reduces flexibility, and concentrates risk in ways that only become apparent years later.This episode introduces the OpCo-PropCo framework as a structured way to think through one of the most consequential capital decisions a business owner can make. Stuart and Mena explain why the trading business and the property holding entity have fundamentally different risk profiles, return expectations, and time horizons, and why mixing them clouds decision-making and performance visibility for both.The discussion covers how to model the rent-versus-buy decision properly, including opportunity cost, yield comparisons, and realistic assumptions about growth and space requirements. It also addresses the compliance obligations and structural pitfalls of related-party arrangements, the genuine constraints of using an SMSF to hold business premises, and the concentration risk that arises when both business value and personal wealth are tied to a single location.The episode closes with a four-question OpCo-PropCo decision rule designed to bring commercial clarity to what is often an emotionally driven choice. Because owning the building should make the business stronger, not harder to run, harder to fund, and harder to sell.If this episode resonated with you, please leave a rating on your favourite podcast platform. It helps us reach more incredible listeners like you. Thank you for being a part of the journey! Click here to subscribe to our weekly email. SPECIAL OFFER: Buy a one of Stuart's books for ONLY $20 including delivery. Use the discount code blog here. Work with Mena & Stuart's team: At ProSolution Private Clients we encourage clients to adopt a holistic and evidence-based approach when making financial decisions. Visit our website. Follow us: Stuart: Twitter/X and LinkedIn.  Mena: LinkedInIMPORTANT: This podcast provides general information about finance, taxes, and credit. This means that the content does not consider your specific objectives, financial situation, or needs. It is crucial for you to assess whether the information is suitable for your circumstances before taking any actions based on it. If you find yourself uncertain about the relevance or your specific needs, it is advisable to seek advice from a licensed and trustworthy professional.

Chris Bates sits down with James O'Reilly to unpack what the latest Federal Budget proposals could mean for Australian property investors at three very different life stages: wealth accumulators, pre-retirees and retirees. They break down how proposed changes to negative gearing, capital gains tax and trust taxation may change the numbers for investors who have relied on property for growth, cashflow and tax efficiency. From there, the conversation moves beyond headlines into practical strategy: whether younger investors may lean harder on shares, debt recycling and super, why new-build incentives can become a trap if the underlying asset is weak, and how upgrading or renovating the family home may stack up differently if CGT settings change. For pre-retirees and retirees, Chris and James explore the line-in-the-sand moment many property owners could face before 1 July next year, including whether to hold, sell, add to super or rethink how wealth gets passed on. They also discuss SMSF property risks, why tax now matters more than ever in long-term modelling, and how good advice can help people avoid rushed decisions based on policy noise. If you own property, want to buy, or are rethinking where your next dollar should go after the Budget, this episode offers a calm framework for weighing the trade-offs. Episode resources – Ask a question (select the Property podcast) Rask Resources – Pete's Buyers Agency – Alcove mortgage broking – Amy Lunardi Buyers Agency (Melbourne) – All services – Financial Planning – Invest with us – Access Show Notes – Ask a question – We love feedback! Follow us on social media – Instagram: @rask.invest – TikTok: @rask.invest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you're confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

Joining Blake and Tracey this week is a very special guest — Kate Cooper, CEO of OKX Australia. Kate's spent more than a decade across media, financial services, and digital assets, and has become one of the most respected voices in the Australian crypto industry.There's a lot to cover this week, so let's get straight into it:

NOTE: This episode was filmed before the 2025 Federal Budget announcement. Some of the tax changes discussed may have since been confirmed, modified, or scrapped. Please speak to your accountant for advice specific to your situation.Episode SummarySteve sits down with Davie Mach, founder of Box Advisory Services and one of Australia's most-followed accountants, with over 50,000 subscribers on YouTube. In a conversation that covers everything from the proposed federal tax changes to the structuring mistakes costing investors hundreds of thousands of dollars, Davie breaks down what smart investors are actually doing with their portfolios right now, and why the advice you got five years ago might be costing you today.In this episode, Steve and Davie discuss:The three proposed federal tax changes on the table: reducing the CGT discount from 50% to as low as 25%, the potential removal or grandfathering of negative gearing, and the idea of applying a 30% withholding tax on trusts.Why Steve and Davie both believe the CGT discount change won't meaningfully shift investor behaviour, because investors will simply pivot to purchasing through companies and other structures.How the federal government is eyeing property sale revenue as a way to get its share of what state governments already collect through stamp duty.The real risk of negative gearing changes for high-income earners, and whether removing it could push demand away from premium stock and into more affordable, positively geared assets.Why structuring is one of the most expensive mistakes property investors make, from buying in your personal name on a high tax bracket, to setting up a company when your personal income is low, and the property is positively geared.The hidden land tax trap in New South Wales: buying in a family trust means no tax-free threshold, which can cost $16,000+ per year on properties with land values over $1 million, and how some investors don't find out until the state government sends a bill for multiple years at once.Why buying your principal place of residence in a family trust is almost always a bad idea, because the property loses its main residence CGT exemption the moment it sits inside a trust structure.The common loan structuring mistake is where investors put a large deposit on the investment property and carry a bigger loan on their home, flipping the tax deductibility and turning a negatively geared investment into a positively geared one unnecessarily.Division 7A and why business owners who draw profits from their company without treating it as a formal loan risk being taxed at 47% on top of the 25-30% company tax they've already paid.Bucket companies explained: how business owners can invest retained profits through a separate company at a flat 30% tax rate, and why that structure works well when your personal income is high and the goal is long-term reinvestment.Buying commercial property through an SMSF, including why some investors buy in their personal name first and transfer later when their super balance is large enough to fund the deposit and loan.The case for (and against) business owners buying their own commercial premises in an SMSF. Davie argues that if you can guarantee the tenant (your own business) will always pay rent and never negotiate, the risk profile changes completely. Steve pushes back, noting that office tenants in particular need to ask whether the property would still stack up if they weren't the tenant.Why minimising tax isn't always the right move. If the goal is growth and you need borrowing capacity, paying more tax now can unlock the next property. The strategy should match the stage of life, not a blanket rule.HOSTED BY:Steve PalisePh: 0403 878 497Email: steve@paliseproperty.comLinkedIn: https://au.linkedin.com/in/steve-paliseCONNECT WITH DAVIE MACHLinkedIn: https://www.linkedin.com/in/davie-mach/ YouTube: https://www.youtube.com/@DavieMach/ Website: https://www.boxas.com.au/ ResourcesGet FREE access to the Commercial Property Institute course -  CLICK HEREGet FREE access to the Residential Property Institute course - CLICK HEREGet your FREE copy of Commercial Property Investing Explained Simply - Use discount code PODCAST CLICK HEREGet your FREE Commercial Property Paydown Calculator CLICK HERE Follow Palise Property on FACEBOOK for Free Tips Tricks & Insights CLICK HERE

Every year Budget night brings big headlines, hot takes and a whole lot of confusion. In this episode of the Money Mechanics Podcast, Scott Malcolm CFP® and Ara Jansen unpack the 2026–27 Federal Budget and translate it into real‑world implications for everyday Australians. We break down the key tax changes in plain English – from income tax cuts and the new “no‑receipts” work deduction, to the Working Australians Tax Offset and what it actually means when an offset is “non‑refundable”. We then move into the big structural shifts: capital gains tax reform, tighter rules on negative gearing, the new 30% minimum tax on discretionary trusts, and what all of this could mean for investors, business owners and family groups. Scott and Ara also explore the superannuation side of the Budget, including payday super, Division 296 for balances over 3 million, and why some people are suddenly asking if they should move property into an SMSF. Through real‑life style scenarios, they show how these changes might land for a typical family with a home, one investment property and plans for a family trust – and why rushing to restructure purely for tax reasons can backfire. If you’ve felt overwhelmed, anxious or tempted to make a big move after hearing this year’s Budget coverage, this conversation is for you. No spin, no panic – just clear guidance on what’s changing, who needs to pay attention, and how to use the next couple of years to make calm, intentional decisions. Thanks for listening! We love your support, please subscribe, review, comment and share this episode to help empower and educate more folks around the money stuff! Check out more about us here: www.moneymechanics.com.au www.scottmalcolm.com.au Check out our Financial Service Guide and Privacy Policy here. Follow and like us on socials: Instagram: @moneymechanics Twitter: @moneymechanics Money Mechanics Pty Ltd (ABN 64 136 066 272) is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd (ABN 47 097 797 049) AFSL and Australian Credit Licence No. 236523 General Advice Warning Information in this podcast has been prepared for general information purposes only and not as specific advice to any particular person. Any advice contained is General Advice and does not take into account any person's particular investment objectives, financial situation and particular needs. Before making an investment decision based on this advice you should consider, with or without the assistance of a qualified adviser, whether it is appropriate to your particular investment needs, objectives and financial circumstances. Past performance of financial products is no assurance of future performance. Product Disclosure Statements contain information necessary for you to make a decision whether or not to invest in financial products which may be mentioned in this podcast. See omnystudio.com/listener for privacy information.

Welcome to the one hundred seventy sixth episode of the #ExpatChat podcast - Australian Expat Q and A from the Facebook Group. Atlas Wealth Managing Directors, James Ridley and Brett Evans answer questions from the Australian Expat Facebook community, unpacking key tax and financial issues following the 2026–27 Federal Budget. The discussion covers SMSF compliance risks for expats, crypto tax implications when becoming a non-resident, superannuation contributions while overseas, and the tax treatment of Australian investment properties. Brett and James also explain why superannuation remains one of the most tax-effective investment structures for Australian expats and discuss important insurance considerations for offshore residents. This episode provides practical insights for Australians living abroad or planning a future return home.  Relevant Links:
 • Upcoming Webinar: Australian Federal Budget 2026–27 Review - https://atlaswealth.com/events/ • The Expat's Handbook available for pre-order - atlaswealth.com/resources/the-exp…working-overseas/ • Facebook Group – Join the Australian Expat Financial Forum: facebook.com/groups/AustralianExpatFinancialForum • Ask Atlas – Submit your questions for the podcast: atlaswealth.com/news-media/austra…ian-expat-podcast • Expat Mortgage Podcast – atlaswealth.com/news-media/austra…-mortgage-podcast • Weekly Recap Podcast – atlaswealth.com/news-media/atlas-…kly-recap-podcast If you enjoy the content, let us know by giving the episode a thumbs up and subscribing. Feel free to share your feedback or questions in the comments below. About Atlas Wealth Group: Atlas Wealth Group was established to meet the growing demand from Australian expats for professional financial guidance. We specialise in providing tax, financial planning, wealth management, and mortgage services to Australian expats around the world. Whether you're based in Asia, the Middle East, Europe, or the Americas, our team has the expertise to help you manage your global financial journey. To learn more, visit www.atlaswealth.com Connect with us: Facebook: www.facebook.com/atlaswealthmgmt LinkedIn: www.linkedin.com/company/atlas-wealth-management X: www.x.com/atlaswealthmgmt Instagram: www.instagram.com/atlaswealthgroup Youtube: www.youtube.com/atlaswealthmgmt

In this episode, we discussed the 2026/27 federal budget. Hosted by Chris Reed: SMSF Specialist Advisor, Director of Business Concepts Group, CPA-Financial Planning Specialist The post SMSF NS138: The 2026/27 Federal Budget first appeared on Business Concepts Group.

Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoHJohn's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9MThe Federal Budget has dropped, now what does it mean for property? Rach and John dive into the proposed changes to property and what they could mean for buyers, sellers and investors across Australia. They touch on:

As the federal budget approaches, policy pressure on Australian property investors is intensifying, with CGT, negative gearing, and SMSF lending all under the microscope. On The Pure Property Podcast, hosts Phil Tarrant and Paul Glossop tackle the growing concerns that investors are being unfairly caught in the crossfire of the national housing debate. Tarrant challenges the narrative that property investors are driving unaffordability, arguing they are being used as political scapegoats rather than attention being directed at Australia's underlying supply shortage. Glossop points to structural failures in housing delivery, contending that slow approvals and constrained supply remain the root cause of affordability pressures – not investor activity. The episode also examines the looming risks around capital gains tax (CGT) reform, negative gearing changes, and potential restrictions on self-managed super fund (SMSF) property lending as the budget draws closer. With policy risk continuing to rise, the duo urge investors to remain strategic and stay informed.

With the federal budget days away, Australian property investors are on edge, watching for potential shifts to taxes, interest rates, and housing policy that could reshape the cycle. On Property Buzz, hosts Phil Tarrant and Liam Garman cut through the noise ahead of budget week and break down what it all means for investors. Tarrant flags a cautious mood in the market, with all eyes turning to Canberra as critical policy decisions draw near, while Garman ties current pressure to inflation, rising rates, and labour demand, with ongoing geopolitical tensions only adding to the uncertainty. The pair dig into rising inflation expectations, housing supply constraints, and the government's response through deposit schemes and heated tax debates. Despite widespread talk of investors heading for the exit, stable listings and lending data tell a different story: most are holding firm. The duo wraps with a sharp warning on policy risk, SME impacts, and the dangers of unregulated advice, urging investors to stay sharp heading into the budget.

With the federal budget days away, Australian property investors are on edge, watching for potential shifts to taxes, interest rates, and housing policy that could reshape the cycle. On Property Buzz, hosts Phil Tarrant and Liam Garman cut through the noise ahead of budget week and break down what it all means for investors. Tarrant flags a cautious mood in the market, with all eyes turning to Canberra as critical policy decisions draw near, while Garman ties current pressure to inflation, rising rates, and labour demand, with ongoing geopolitical tensions only adding to the uncertainty. The pair dig into rising inflation expectations, housing supply constraints, and the government's response through deposit schemes and heated tax debates. Despite widespread talk of investors heading for the exit, stable listings and lending data tell a different story: most are holding firm. The duo wraps with a sharp warning on policy risk, SME impacts, and the dangers of unregulated advice, urging investors to stay sharp heading into the budget.

年結前最後檢查，你的自我管理退休金 (SMSF) 準備好了嗎？

Another rate hike just landed, and if you haven't reviewed your loan structure and buffers, you could already be falling behind. Here is how to review your finances. On The Smart Property Investment Show, host Phil Tarrant sat down with Finni Mortgages principal Eva Loisance to examine what the latest move by the Reserve Bank of Australia means for investors and home owners. Loisance warns that many Australians don't even know their current mortgage rate, leaving them exposed as repayments rise and buffers get squeezed. She explains that outcomes will vary depending on loan structure, offsets, and fixed-rate exposure, making it critical to review loans, compare rates, and consider refinancing before pressure builds. The episode also explores looming policy risks, including potential tax changes and self-managed super fund (SMSF) lending restrictions, which could further reshape the market. As conditions tighten, the duo is clear: this isn't a wait-and-see moment, it's a time to reassess strategy, or risk being caught out by the next move. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

Business owners are sitting on borrowing power they don't even realise exists, and most are losing deals as they misunderstand how lenders actually assess income and structure. On The Property Nerds podcast, host Arjun Paliwal from InvestorKit and Jack Fouracre from Fouracre Financial break down how Australian business owners can scale property portfolios faster by using smarter lending and structuring strategies. The discussion challenges one of the biggest myths in property investing: that you need two years of tax returns to get a loan, revealing that many lenders will assess applications far earlier, depending on industry experience and documentation. They explain how business owners with just one year of trading can still access finance through major banks and alternative lenders, using business activity statements (BAS), income evidence, and flexible lending criteria. The episode also dives into how superannuation can be used as a wealth-building tool, with self-managed super fund (SMSF) strategies allowing investors to accelerate property acquisition while benefiting from tax advantages. Another key focus is structuring, with the hosts outlining how bucket companies and trusts can help high-income business owners reduce tax leakage and redirect more capital into property investment.

Interest rates, borrowing power, and lender scrutiny are shifting fast – but while many focus on rates, it's borrowing power that's quietly killing more deals and becoming the real battleground in property. On The Smart Property Investment Show, Phil Tarrant sits down with Finni Mortgages broker Rebecca Carlson to discuss why finance – not property – is now the biggest hurdle for investors. Carlson reveals that tighter lending, shrinking borrowing capacity, and tougher scrutiny are catching investors off guard, especially those trying to scale or use structures like SMSFs and trusts. She explains that while SMSF lending is still very much alive, it now comes with heavier compliance, deeper checks, and far less room for error – meaning only well-prepared investors are getting deals across the line. The episode also exposes how smart investors are stress-testing their portfolios, building buffers, and planning for further rate hikes before lenders force their hand. As local and global economies shift, the experts are clear: in today's market, the winners aren't just finding the right property – they're the ones who can actually get the loan. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

This week on UTH, Emma and co-host Lee-Ann Hayes are joined by Mark Ellem, head of SMSF education at Accurium, to bust some myths about Division 296 and chat through some of the technical specifics of the recently passed bill. Tune in to hear more about: Mark's career journey and how he got to where he is today. Common Div 296 myths. The bill's unexpected impacts on estate planning. How Div 296 has affected technical complexity in SMSFs. Mark's advice for high-net-worth individuals. You can contact the Accountants Daily team and podcast host Emma at emma.partis@momentummedia.com.au.

SMAs are booming inside the financial advice sector: But if they are so terrific, then why is regulator ASIC asking so many probing questions around fees and conflicts of interest?Nathan Fradley of Fradley Advice joins Associate Editor, James Kirby in this episode. In today's show, we cover... The good, bad and potentially ugly side of the SMA boom Will SMSFs get a fair deal in the new Compo scheme of last resort Reward points and super funds- a marriage made in the marketing department Why are financial advice fees not coming down if AI cuts costs? See omnystudio.com/listener for privacy information.

In this belated episode one hundred seventieth of #ExpatChat, James Ridley (Managing Director, APAC) and Martin Jack (Financial Planner) answer some of the most common questions from the Australian Expat Financial Forum. The discussion covers key issues facing Australian expats, including capital gains tax considerations on property while non-resident, the importance of timing asset sales, and the implications of accessing superannuation early while living overseas—particularly in jurisdictions like the US. They also break down what it means to be a non-resident for tax purposes, when to trigger this status, and the complexities of running an SMSF while abroad. A practical Q&A episode designed to help expats navigate complex cross-border financial decisions with greater clarity. Relevant Links:
 • Upcoming Singapore Masterclass event - www.eventbrite.com.au/e/singapore-ma…ff=SocialMedia • The Expat's Handbook available for pre-order - atlaswealth.com/resources/the-exp…working-overseas/ • Facebook Group – Join the Australian Expat Financial Forum: facebook.com/groups/AustralianExpatFinancialForum • Ask Atlas – Submit your questions for the podcast: atlaswealth.com/news-media/austra…ian-expat-podcast • Expat Mortgage Podcast – atlaswealth.com/news-media/austra…-mortgage-podcast • Weekly Recap Podcast – atlaswealth.com/news-media/atlas-…kly-recap-podcast If you enjoy the content, let us know by giving the episode a thumbs up and subscribing. Feel free to share your feedback or questions in the comments below. About Atlas Wealth Group: Atlas Wealth Group was established to meet the growing demand from Australian expats for professional financial guidance. We specialise in providing tax, financial planning, wealth management, and mortgage services to Australian expats around the world. Whether you're based in Asia, the Middle East, Europe, or the Americas, our team has the expertise to help you manage your global financial journey. To learn more, visit www.atlaswealth.com Connect with us: Facebook: www.facebook.com/atlaswealthmgmt LinkedIn: www.linkedin.com/company/atlas-wealth-management X: www.x.com/atlaswealthmgmt Instagram: www.instagram.com/atlaswealthgroup Youtube: www.youtube.com/atlaswealthmgmt

In this episode of Inside Residential Property, host Liam Garman is joined by Son Pham, managing director of Rethink Financing, and Prue, an investor, to explore when and how investors should transition from residential to commercial property. With residential yields compressing and lending policies tightening, many investors are hitting serviceability limits and reassessing their strategy. Looking at Prue's investment portfolio, her experience shows how shifting from growth-focused residential assets to cash-flowing commercial property can unlock greater income, flexibility, and long-term financial security. Son shares practical insights into navigating today's lending environment, including the role of non-bank lenders, structuring considerations, and how to assess whether it's the right time to pivot. The episode also explores the structural and strategic differences between residential and commercial investing, including: Why residential property alone may not deliver the cash flow needed to reduce reliance on active income. How to assess whether it's the right time to transition based on serviceability, equity, and long-term goals. The key financial considerations when selling residential assets, including tax, costs, and capital redeployment. How commercial property income can support lifestyle flexibility and retirement planning. The role of lending strategy, including non-bank lenders and self-managed super fund (SMSF) structures, in scaling a portfolio. Listen now if you are looking to move beyond residential properties, build stronger cash flow, and create a more sustainable portfolio aligned to your long-term goals.

A practical conversation, with Tyler Caskey, Dan Osborne and Heather Smith, hosted by John Munden, on how accounting firms can grow through better systems, small efficiency improvements and intentional technology adoption including AI, automation and advisory insights. Presented by Cloudoffis. Cloud Office is an Australian cloud-based platform that helps accountants and auditors streamline SMSF audits, tax workpapers and compliance workflows. Summary Accounting firms are entering a new phase of growth where success is no longer measured only by revenue. In this discussion, we explore how modern practices are improving profitability, efficiency and lifestyle outcomes through smarter systems and technology adoption. The panel shares practical advice on reviewing your tech stack, identifying pain points and adopting automation that removes administrative tasks rather than replacing professional judgement. AI is already transforming workflows through data analysis, receipt capture, executive summaries and financial insights. Importantly, the conversation also highlights the need for clear AI policies, strong client data protection and thoughtful implementation. As accounting technology continues to evolve, firms that focus on small improvements, better systems and intentional growth will be well positioned for the future. Apps & Tools Mentioned: Cloudoffis, Excel, Google Meet, Zoom, Xero, Hubdoc, Dext, Wheel, JAX, ChatGPT, Microsoft Copilot, Power BI, Intuit Contact details: Cloudoffis : https://cloudoffis.com.au/ Dan Osborne : https://www.linkedin.com/in/dan-osborne-985129121/ CATS : https://catax.com.au/ Two Drunk Accountants : https://twodrunkaccountants.com.au/ Tyler Caskey : https://www.linkedin.com/in/tylercaskey/ Bean Counters : https://www.thebeancounters.com.au/ John Munden : https://www.linkedin.com/in/jmunden/ Accounting Apps newsletter: http://accountingapps.io/ Accounting Apps Mastermind: https://www.facebook.com/groups/XeroMasterMind LinkedIn: https://www.linkedin.com/in/HeatherSmithAU/ YouTube Channel: https://www.youtube.com/ANISEConsulting X: https://twitter.com/HeatherSmithAU

In this episode of The Property Nerds, hosts Arjun Paliwal and Jack Fouracre unpack how self-managed super funds (SMSFs) are no longer a niche strategy, with investors increasingly using their retirement savings to actively build property wealth. They note that this shift is being fuelled by a combination of investor control, rising sophistication, and a growing appetite to use super as a direct property investment vehicle. However, they warn that greater freedom is also bringing greater complexity, particularly as SMSF lending rules evolve and more lenders enter the space with competing products and structures. At the same time, the rise of non-bank lenders is reshaping the market, stepping into gaps left by traditional banks and offering more flexible, tailored lending solutions for investors. The duo points to key innovations such as higher loan-to-value ratios and longer commercial loan terms, which are changing how investors approach leverage and portfolio growth. They also broke down how residential property is often used as the entry point for SMSF investors, while commercial property is increasingly viewed as the long-term wealth-building strategy within super. Despite the opportunity, they stress that navigating the space requires careful planning, as borrowing capacity, income structures, and lender policies can significantly impact outcomes. Ultimately, they argue that SMSFs and non-bank lending are converging to create a new era of property investment, one where strategy and structure matter more than ever.

Most mortgage brokers have never written an SMSF property loan. This guide covers what separates a specialist SMSF broker from a generalist, and the five questions to ask before engaging one. Healthy Wealthy Investor City: Perth Address: 24 Brisbane Street Website: https://healthywealthyinvestor.com.au Phone: +61 458 341 021 Email: juan@healthywealthyinvestor.com.au

Cash rates are now more than 4 per cent and your mortgage is around 6 per cent: What's more, it looks very much like the hiking cycle is far from over, so should you fix at these levels? Stuart Wemyss of the Prosolution Private Clients group joins Associate Editor, James Kirby in this episode. In today's show, we cover: To fix or not to fix...the dilemma bites Surprise good news for older cash hoarders SMSF property lending cleared for take off How much insurance do you really need? See omnystudio.com/listener for privacy information.

In this episode of The Smart Property Investment Show, host Phil Tarrant sits down with Rob Le and Eva Loisance from Finni Mortgages to explore the growing role of self-managed super funds (SMSFs) in property investment. The discussion opens on the current lending landscape, with debt-to-income (DTI) ratios potentially limiting borrowing, though Le notes the property market remains active as investors pursue pre-approvals via SMSFs, personal names, or trusts. Loisance explains the mechanics of SMSF lending, including serviceability and liquidity tests that require a portion of the loan to remain in liquid assets post-settlement, though some lenders are more flexible. The trio highlights key SMSF lenders, including Granite, BMM, AMP, RedZed, and Firstmac, noting their differing criteria and levels of conservatism. Loisance and Le emphasise the importance of understanding serviceability versus DTI ratios to maximise borrowing potential. They advise consulting financial planners and accountants to navigate contributions, liquidity requirements, and regulatory rules effectively. Finally, while SMSFs offer a way to continue property investment and strategies like leasing commercial properties back to a business, professional guidance is essential to manage higher interest rates, loan-to-value (LVR) ratio limits, and compliance considerations. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

AI agents are changing how businesses operate. Daniel Vassilev has raised $42 million to scale his company, Relevance AI, which is already helping some of the world’s largest private companies automate entire teams. I sat down with Daniel to unpack what this shift actually means for businesses and for the workforce, and the practical advice on how people can use AI agents to grow their business. In this conversation we discuss: • How AI agents could eliminate up to 50% of go-to-market tasks by 2026 • Why businesses will soon recruit AI agents the same way they recruit employees • The four levels of AI autonomy every business will experience • Real examples of companies automating BDR and customer success teams • Why software engineering is the first proof that AI will transform knowledge work • How to identify which business processes to automate first • The change management strategy that actually works You can subscribe to the Mentored newsletter here: https://mentored.com.au/newsletter-sign-up Join the Facebook Group. Follow Mark Bouris on Instagram, LinkedIn & YouTube Claim $500 Bitcoin with OKX SMSF. SMSF trustees: Successfully sign-up your SMSF and getverified for an OKX SMSF trading account. Deposit $5 and receive $500 worth of Bitcoin. Eligibilityrequirements and T&Cs apply. Book a 1-1 call with the OKX SMSF team today for guidance. Offer ends 31 March 2026.See omnystudio.com/listener for privacy information.

In this episode of Inside Commercial Property, host Phil Tarrant is joined by Scott O'Neill, CEO of Rethink Group, and Margie Baldock, senior buyer's advocate at Rethink Investing, for a candid conversation on what really drives successful commercial property investing, beyond just yields and headlines. The discussion opens with the latest interest rate movement and its unexpected impact on investor behaviour. Scott explains why rising rates may actually strengthen the commercial case, as capital shifts away from low-yielding residential portfolios and towards higher-income, long-term assets. The episode also touches on the capital gains tax debate and why structural differences between residential and commercial ownership vehicles may further increase commercial property's appeal. Margie's perspective reframes the buyer's agent role entirely: not just sourcing assets, but helping high-performing investors define "how much is enough", align investments with life goals, and protect long-term strategy from emotional decisions. Also discussed in this episode: Why commercial property can still be accessed later in life, even when residential lending becomes restrictive. The structural advantages of lease-backed lending and self-managed super fund (SMSF) purchasing strategies. How to reframe vacancy as an opportunity rather than a failure, and how short leases can be leveraged into equity gains. Why most high-net-worth investors don't actually know their required passive income number and how reverse engineering that number simplifies portfolio planning. The behavioural differences between overconfident and underconfident investors, and why sometimes "doing less" leads to stronger compounding outcomes. This episode is essential listening for investors who want a deeper understanding of how experienced commercial buyers think – from negotiating risk and pricing problems, to resisting short-term temptations, to structuring portfolios that genuinely support lifestyle freedom over decades.

In this episode, I speak with Kate Cooper, OKX Australia CEO and systems change leader with more than 25 years’ experience driving technology-led transformation across government, global enterprise, banking and digital assets. We unpack what it takes to lead in a fast-moving digital world, from balancing inner clarity with external impact, to communicating effectively through change, understanding the productivity potential of digital finance, navigating regulatory uncertainty, and managing large-scale transformation when systems and culture are shifting at the same time. You can subscribe to the Mentored newsletter here: https://mentored.com.au/newsletter-sign-up Join the Facebook Group. Follow Mark Bouris on Instagram, LinkedIn & YouTube Claim $500 Bitcoin with OKX SMSF. SMSF trustees: Successfully sign-up your SMSF and getverified for an OKX SMSF trading account. Deposit $5 and receive $500 worth of Bitcoin. Eligibilityrequirements and T&Cs apply. Book a 1-1 call with the OKX SMSF team today for guidance. Offer ends 31 March 2026.See omnystudio.com/listener for privacy information.

Noah Hunter Dorsey is the founder of Future Fulfilment and a 29 year old entrepreneur selected in the Forbes 30 Under 30 list in 2025, working with major brands including Vegemite, the AFL, and many more. This is a playbook for building multi-million dollar companies before 30. We cover the move from university to entrepreneurship, backing yourself through fear, and why communication and sales are non negotiable skills. Noah breaks down how he learned by doing, identified high income skills, and prioritised execution over theory. We also talk leadership, culture, and scale. How to build strong teams, stay connected as the business grows, and deal with setbacks without losing momentum. You can subscribe to the Mentored newsletter here: https://mentored.com.au/newsletter-sign-up Join the Facebook Group. Follow Mark Bouris on Instagram, LinkedIn & YouTube Claim $500 Bitcoin with OKX SMSF. SMSF trustees: Successfully sign-up your SMSF and getverified for an OKX SMSF trading account. Deposit $5 and receive $500 worth of Bitcoin. Eligibilityrequirements and T&Cs apply. Book a 1-1 call with the OKX SMSF team today for guidance. Offer ends 31 March 2026.See omnystudio.com/listener for privacy information.