Podcasts about smsf

pmarket property is, well, in a league of its own: Shane Smollen is a specialist in the area…and the creator of some of the most impressive heritage-focussed developments in the country.In today’s episode, we cover…* Quality first - Setting your property ambitions higher* Expect the unexpected - surviving whatever gets in your way* The distinct business of luxury property* Can I live in my SMSF-owned property ?Shane Smollen of the Central Element group joins Associate Editor - Wealth, James Kirby in this episodeSee omnystudio.com/listener for privacy information.

If you're still renting your business space, this episode might change the way you think about property.In this episode, Mish Daniel breaks down how buying commercial property can give business owners a massive edge not just in terms of ownership, but also cash flow, tax strategy, and long-term wealth building.She unpacks common myths, shares real case studies from everyday business owners, and explains how strategies like leasebacks, subletting, and SMSF purchases are helping people use property to grow their businesses and their portfolios at the same time.The episode is tailored for you if:• You're leasing your premises and wondering if ownership is within reach• You want your rent to work harder by paying you, not your landlord• You're curious about how commercial property can double as a business and wealth strategy• You want to hear real stories from business owners just like you who are successfully using these strategiesWHAT YOU'LL DISCOVER IN THIS EPISODE:How commercial property can strengthen your business and wealth plan (00:52)The real reasons most business owners don't consider buying, and why they should (02:43)The deposit you actually need to get started (03:56)How a leaseback strategy can turn your rent into business profit (04:29)The case of the creative sublet and turning unused space into extra income (08:19)Why thinking like a landlord opens up smarter investment opportunities (09:19)A real-world example of a renovation that tripled a property's value (10:00)How self-managed super funds can fund your next property purchase (13:40)The $500K uplift from a clever warehouse and mezzanine strategy (14:28)What to assess first if you're thinking of shifting from tenant to owner (15:00)#CommercialPropertyInvesting #CashFlowPositive #PropertyInvestingAustralia #BuyersAgentAustralia #WealthThroughProperty #PassiveIncomeGoals #InvestingInWarehouses #CommercialRealEstateAustralia #FinanceForInvestors #DueDiligenceMatters #PropertyInvestmentStrategy #FinancialFreedomThroughProperty #ReplaceYourIncome #SmartPropertyMoves #CommercialPropertyTips #HandsOffInvesting #PropertyFinanceAustralia #RealEstateCashFlow #BuildWealthWisely #PropertySuccessStrategies

In this episode of The Property Nerds, co-hosts Arjun Paliwal, founder and CEO of InvestorKit, and Jack Fouracre, partnership manager, and Chris Huxter, head of commercial property at Fouracre Financial, discuss the evolving landscape of commercial finance in Australia. The trio dives into the rapidly evolving commercial finance landscape in Australia, highlighting the influx of non-bank and third-tier lenders entering the space. The growing competition has pushed loan-to-value ratios (LVRs) higher, with some lenders now offering up to 80 per cent LVR – even though SMSFs have been making commercial property more accessible to everyday investors. They then discuss how SMSFs are gaining traction as a vehicle for commercial investment due to tax advantages and long-term control, advising that buyers should have at least $550,000 in funds and a clear strategy. To avoid costly mistakes, they stress the importance of open communication with brokers and lenders, and emphasise that investors who understand LVRs, asset types, and SMSF structures are best positioned to take advantage of the expanding opportunities in commercial real estate.

Thinking about starting a Self Managed Super Fund (SMSF)? In today's Wealth Coffee Chat, financial advisor Anthony Wolfenden kicks off a brand-new series demystifying SMSFs. He unpacks what they are, who they're for, why they've exploded in popularity, and the key compliance rules every investor must understand. From tax advantages to potential pitfalls, this episode sets the foundation for strategic retirement investing in 2025.

Where an SMSF paying an account based pension fails the pension standards such as not paying the minimum annual payment, it can have significant consequences.The can include increased fund tax liabilities and the merger of a members different super interests. In addition, following recent ATO guidance it could also trigger a range of transfer balance cap issues and require trustees to navigate significant additional complexity. Hosted on Acast. See acast.com/privacy for more information.

The ALP is back with a renewed mandate for government - what does it mean for your portfolio, or your SMSF or your investment property?In the space of the last few days we have got a much clearer picture of what the election result will imply for the active investor.. today we take you through what you must know.Will Hamilton of Hamilton Wealth Partners joins Associate Editor- Wealth James Kirby in this episode we cover...* The risk of new tax changes* The latest on the super 'paper gains' tax * A clear threat to borrowing in SMSFs * Getting to know the new power of 'The Greens'See omnystudio.com/listener for privacy information.

In this episode, we covered end of financial year strategy planning. Hosted by Chris Reed: SMSF Specialist Advisor, Director of Business Concepts Group, CPA-Financial Planning Specialist

With Labor winning the election with a clear majority, the SMSF sector is now once again poised for battle over the controversial Division 296 tax. In this episode of the SMSF Adviser podcast, hosts Keith Ford and Aaron Dunn sit down with SMSF Association CEO Peter Burgess to talk about the implications of the election results, what it may mean going forward, and the association's plans to convince the elected politicians on the adverse outcomes of the tax. The podcast will also delve into the latest draft DBFO legislation and how the proposed changes may affect advisers specialising in SMSFs. Listen as they discuss: The election results and the impacts it will have on legislation. Time frames for the legislative process. Strategies going forward in lobbying the government. The DBFO draft legislation.

Welcome back to another episode of the 360 Money Matters Podcast!  In this episode, we explore the world of self-managed super funds (SMSFs) and ask the big question: should we have one? We unpack the essentials — what an SMSF is, how it differs from regular super funds, and the pros and cons of managing your own fund. We explore the control and flexibility that come with SMSFs, including the ability to invest in assets like property and collectibles, but also the responsibilities, risks, and higher costs that follow. From setup fees and compliance obligations to investment strategy complexities and retirement planning, we cover why SMSFs might suit some of us — especially with larger balances or specific goals — but not all of us. Tune in now to find out if managing your own super fund is the right move for you! - This podcast contains information that is general in nature. It does not take into account the objectives, financial situation, or needs of any particular person. You need to consider your financial situation and needs before making any decisions based on this information. This information is provided by Billy Amiridis &  Andrew Nicolaou of 360 Financial Strategists Pty Ltd, authorized representatives and credit representatives of Akumin Financial Planning – AFSL 232706   Episode Highlights How to get over that fear and how to move forward Importance of recognizing the need and asking questions as a good start The power of knowledge Take into account your tolerance to risk and comfort levels Ensuring to pass the "sleep test” About the benefits of compounding and the need to stick to a strategy Pay attention to your investments, but don't become obsessed   Connect with Billy and Andrew! 360 Financial Strategists    Check out our latest episode here:  Apple Podcast Spotify

In this episode of THE SMSF Experts, Shelley is joined by Bryce Figot, special counsel at DBA Lawyers, to discuss the significant impact of case law on SMSF trustees and compliance obligations. With over 21 years of experience in tax and superannuation, Bryce shares insights on landmark cases like Hill v. Zuda, Katz v. Grossman, and the consequences for SMSF professionals and auditors. Shelley and Bryce dive into how these legal precedents have shaped best practices, estate planning, and the nuances of trustee responsibilities within the SMSF industry. (01:16 The Fascination with Self-Managed Super Funds(02:20 Championing SMSF Auditors(04:15 Case Law Impact on SMSFs: Hill vs. Zuda(11:52 Katz vs. Grossman: Trustee Discretion and Family Disputes(21:02 Aussiegolfa vs. Commissioner of Taxation(21:43 The Sole Purpose Test and In-House Asset Rules(25:42 Penalties and Compliance in SMSFs(30:16 Auditors' Responsibilities and Landmark Cases(34:34 The Melissa Caddick Case and Settlement Insights Follow Shelley: LinkedinFor more episodes and to sign up for the ASF Audits newsletter, please visit asfaudits.com.au

In this episode of Talk Property To me, hosts Brad East and Aaron Downie explore the impact of Trump's tariffs on the Australian property market and self-managed super funds (SMSFs). We begin by discussing Trump's use of tariffs as a negotiation tool, particularly with China and the U.S., and how these policies have led to significant volatility in global markets, including a $71 billion loss in the ASX. While the direct effects on Australia have been limited, we highlight the challenges faced by Australian e-commerce businesses reliant on Chinese goods now subject to steep tariffs. The conversation shifts to the property market, where we discuss the Reserve Bank of Australia's (RBA) focus on stimulating the economy, which may lead to anticipated interest rate cuts. We explain how these cuts could benefit homeowners and potential buyers by driving property prices up. We also advocate for the advantages of SMSFs in property investment, comparing potential returns from real estate to traditional industry funds. We outline the steps to set up an SMSF and emphasize the importance of viewing initial costs as an investment in future wealth. Finally, we touch on the potential effects of tariffs on the Australian dollar and foreign investment, and we tease our next episode, which will cover recent changes in zoning laws that could simplify building approvals. Join us for this insightful discussion on navigating the intersections of global trade, local property markets, and investment strategies for your financial future. 00:00:00 - Introduction and Overview Welcome back to Talk Property Toomey, discussing Trump's tariffs, property, and self-managed super fund opportunities. 00:00:23 - Rate Cut Predictions Exploring the latest predictions on interest rate cuts and their implications for listeners. 00:00:39 - Trump's Tariffs and Economic Impact Discussion on Trump's use of tariffs as a leverage tool and its effects on the global economy. 00:01:50 - Direct and Indirect Effects on Australia Analyzing the limited direct impacts on Australia and the indirect effects on trade with China and Japan. 00:03:44 - E-commerce Challenges Impact of tariffs on Australian e-commerce stores reliant on Chinese goods for exports to the US. 00:05:00 - Market Volatility and Property Investment The significant capital loss in the ASX and the stability of property as an investment. 00:05:49 - RBA's Shift in Focus The RBA's change from worrying about inflation to stimulating the economy through potential rate cuts. 00:06:39 - Panic Selling in Stock Markets Understanding the effects of panic selling on market stability and individual investment strategies. 00:07:43 - Self-Managed Super Funds vs. Industry Funds Exploring the benefits of self-managed super funds and property investment over traditional industry funds. 00:09:48 - Compounding Growth in Property The advantages of property investment in self-managed super funds and its long-term growth potential. 00:10:57 - Setting Up a Self-Managed Super Fund Steps to establish a self-managed super fund and the importance of commitment in the process. 00:12:10 - Cost vs. Opportunity in Investments Encouraging a focus on long-term wealth creation rather than immediate costs associated with setting up a fund. 00:12:21 - Current Cash Rate and Future Predictions Discussion on the current cash rate and predictions for future rate cuts by the RBA. 00:13:25 - Impact of Rate Cuts on Home Loans How potential rate cuts could affect home loan repayments and savings for homeowners. 00:15:15 - Negotiating with Lenders Advice on keeping banks accountable and negotiating better rates for home loans. 00:15:48 - Foreign Investment and the Australian Dollar Potential impacts of tariffs on the Australian dollar and implications for foreign investment. 00:16:12 - Upcoming Topics on Zoning Laws Preview of the next episode discussing changes in zoning laws and building approvals. ABOUT THE HOSTS BRAD EAST Brad East is the Managing Director of Wisebuy Home Loans. Brad is an award-winning mortgage broker and has helped thousands of clients gain finance to purchase properties. Wisebuy Home Loans is the go-to mortgage brokerage for clients wanting out-of-the-box applications approved. Website → https://wisebuygroup.com.au  LinkedIn → https://www.linkedin.com/in/newcastlemortgagebroker/  Instagram → https://www.instagram.com/bradeast_mortgagebroker/  Facebook → https://www.facebook.com/bradeastofficial AARON DOWNIE Joining the podcast in 2024, Aaron Downie is a seasoned property investor and director of Mackenzie Buyers Agency. Aaron's deep understanding of the property market and investment strategies provides listeners with invaluable insights. Website: https://www.mackenziepropertygroup.com.au/ Linkedin: https://www.linkedin.com/in/aaron-downie-1b2749134/

– The cost and value of tertiary education? – Put options to preserve the value of my investment in the short term? – Are we missing the tax benefits of an SMSF? – What if we voted on what our tax dollars are spent on? – Why can’t I invest in gold inside my Super? – Intend your puns! See omnystudio.com/listener for privacy information.

- Is it better to do interest only or P&I (principal and interest) for investments? - What is your opinion about investing in real estate with an SMSF (self managed super fund) ? Is it worth it considering the costs associated with SMSF + LRBA (Limited recourse borrowing arrangements)? - Why is it not recommended to use the same bank for loans to multiple houses?   Get in touch jamesf@jlf.com.au | mitchells@jlf.com.au All views and opinions discussed are that of the hosts. They do not endorse reliability or accuracy of their information. Not for commercial use.

In this episode of the SMSF Adviser podcast, hosts Keith Ford and Aaron Dunn discuss the issues that may affect super and the policy positions of the two major parties. Tax reform has been the elephant in the room during the federal election campaign, but there has been some mention of the Division 296 tax by the opposition, which has also made commitments regarding advice reforms and adviser numbers. This podcast covers some of the big-ticket items concerning the advice and super sectors, including: Bargaining by the Greens to reduce the super tax threshold to $2 million and its impact on the transfer balance cap. Reforms to the CSLR. Increasing adviser numbers. Housing policies and tax implications.

This week, Sam Gordon and Jimmy Ibrahim break down the 10 key pillars to building a 100+ property portfolio. Whether your goal is 10 properties or 100, the fundamental principles remain the same. From developing an unstoppable mindset and assembling a power team to mastering leverage, scaling with debt recycling, and treating your portfolio like a business, this episode is packed with high-level strategy and practical insights. If you're serious about long-term success in property investing, this is an episode you can't afford to miss! School of Property is the ultimate education destination to master property investment, with a curriculum meticulously designed and crafted with both beginners and experts in mind. Whether you are a complete novice, or you're ready to take things to the next level in your portfolio, this is the program for you! To find out more, head to www.schoolofproperty.com.au.   If you loved this episode please send it on to someone who would take some value, and please give us a 5 star review if you haven't yet and are loving the poddy!   If you want your question answered on our podcast DM us on our socials or email us at apsteam@australianpropertyscout.com.au   Send us your questions to: Instagram: @australianpropertyscout Want to book a call with us: Website: https://australianpropertyscout.com.au Any information, comments, opinions or content that we provide in this podcast is our general observations and information only and it is not to be taken as, or in any way, considered to be financial advice, accounting advice, superannuation advice or legal advice. We strongly recommend all and any listener and participant to obtain their own independent financial advice, accounting advice, superannuation advice and legal advice before acting in any way in relation to any investment at all including any investment in property such as what we might be discussing in this podcast. No warranty, guarantee or representation is to be taken and you cannot reproduce it in any way. Every persons financial or investment situation is different and you must consider your own circumstances before undertaking any investment and be sure to obtain independent advice. Australian Property Scout Pty Ltd | License Number: 10094798 | ABN: 64 638 266 369 Chapters: (01:45) Welcome (06:30) Embracing the ability to build a large portfolio (10:19) The power of the snowball effect (11:52) #1: Develop an unstoppable mindset: you need to go all in (20:28) #2: Assemble a power team (26:48) #3: Building a strategic game plan AKA your cheat code (32:17) #4: Be ruthless with location and asset selection (35:43) #5: Master the art of leverage (39:10) #6: Scale hard and fast with debt recycling (42:22) #7: Ruthlessly manage + forecast cash flows (48:20) #8: Treat your portfolio like a business (59:21) #9: Do not forget your SMSF (01:11:30) #10: Have a clear, non-emotional “Exit Strategy”  

It's Jo's Birthday!To celebrate Jade and Jo are joined by Mel to talk all about FBT and also-There's an election going on?-Carnage on the financial markers -SMSF be warned-A chat with Melissa about FBT on Motor Vehicles LinksWondering how Trump's new tariffs were calculated? It will shock youSMSF sector ‘not immune' to cyber attacks, warns software specialistCheck out our website: www.accidentalbookkeeper.com.auSee you next week, Jo and Jade- Co-HostJoel - Producer 

In this edition of the SMSF Adviser podcast, hosts Keith Ford and Aaron Dunn are joined by legal specialist Phil Broderick, principal at Sladen Legal, to discuss the implications of the Bendel court decision – a landmark ruling with potentially far-reaching consequences for SMSFs and private trusts. This ruling has profound implications for the use of discretionary trusts and corporate beneficiaries, potentially allowing distributions to remain unpaid without triggering Division 7A consequences. The podcast delves into the significance of the case, drawing parallels to pivotal decisions like Bamford, and explores how it could reshape the landscape for tax and accounting practices in Australia. Listen as they discuss: The interpretation of "financial accommodation" within Division 7A. The relevance of this decision for SMSFs The potential for the Bendel decision to influence other areas of superannuation law.

Ever wondered if you can tap into your super to buy an investment property?  In this episode, Nathan is joined by Afiq Malek from Granada Wealth Advisory, a financial planner who knows the ins and outs of SMSF property investing.  If you're looking to take control of your super and want the facts, this one's for you. Show Notes 00:00 - Finding a good financial advisor is one in a million 04:28 - 90% of my job is saying no 07:03 - Your super fund is at the whims of the market 11:08 - Be your own financial advisor 15:25 - People don't know where their money is going 20:08 - Main differences between regular super and SMSF 24:55 - Leverage your super yourself 27:55 - Residential vs commercial property 33:06 - The strategies will be different for different stages of life 36:53 - What is the entry point for an SMSF? 40:48 - Benefits of using an SMSF 44:01 - You should be checking your super right now 48:16 - Be careful who you partner with Make your move on your property journey today: https://binvested.com.au/contact-us/ What are your thoughts on this video? Share them below and show us some love if you found this video useful.

Retirement Planning: Brisbane couple Chris & Nou Nou are retiring in less than five years thanks to their property investments. ♡ I'm very proud to call them clients of the Property Investment Accelerator!

Trump's upending of world trade happens to coincide with challenging times for Big Super: The major funds face weak share markets while battling a range of administrative failures that have put Australian Super and CBUS in the headlines for all the wrong reasons.It might be time to take control. Hugh Robertson of Centaur Financial Services joins Associate Editor - Wealth, James Kirby in this episode. -----In today's show, we cover: Tariff turmoil triggers a second look at Self Managed Super Funds The Banks are offering 7 per cent yields again The minimum you need for an SMSF Learning about education bonds See omnystudio.com/listener for privacy information.

In this episode of the SMSF Experts, Shelley sits down with Caroline Bowler, CEO of BTC Markets, to explore the controversial yet fascinating role of cryptocurrency in SMSFs. With over 17 years of experience in financial services and a deep expertise in blockchain and digital assets, Caroline shares valuable insights on whether crypto qualifies as a complying SMSF asset. They delve into regulatory challenges, investment strategies, and the broader impact of digital assets on the industry. (00:31) Diving into Cryptocurrency(02:25) Understanding Blockchain and Bitcoin(03:42) The Evolution of Money and Value(04:52) Bitcoin's Global Relevance(07:55) Real-World Applications of Crypto(10:54) Tokenisation and the Future of Digital Assets(21:29) Regulatory Challenges and Scams(26:54) Building a Regulatory Framework for Crypto(27:52) Impact of Global Regulations on Crypto Prices(28:41) Australia's Need to Catch Up in Crypto Regulation(30:23) Challenges and Opportunities in Crypto Investment(35:24) Understanding Crypto Wallets and Security(39:46) Risks of Complex Crypto Products for Trustees(45:15) The Potential of NFTs Beyond Digital Art Follow Shelley: LinkedinFor more episodes and to sign up for the ASF Audits newsletter, please visit asfaudits.com.au

Rony John is an SMSF Manager at Alexander Spencer as part of AS Wealth Advisors. AS Wealth Advisors provides personalised strategic financial guidance and wealth management advice. In this episode, Rony explains what a self-managed super fund (SMSF) is and how he helps his clients understand their options. He shares real client stories of how they’ve used super to build wealth and what to consider before setting up an SMSF. Resources and links: AS Wealth Advisors website Rony John on LinkedIn Connect: Alexander Spencer website Alexander Spencer on Twitter Alexander Spencer on Facebook Alexander Spencer on LinkedIn This show is produced in collaboration with Wavelength Creative. Visit wavelengthcreative.com for more information.

Munzural Khan, accountant, and founder of KHI Partners, sits down in a behind-the scenes interview. He shares his philosophy of service in his business, also property journey to a sizeable portfolio, and finishes with a case study on a high-earning doctor who felt was paying too much tax! •helping new doctors, all the way to multi-centre clinic owners •starting out own business in the shadow of the Global Financial Crisis •Day 1 with just 5 clients, projected yearly revenue $15,000(but yearly rent $35,000!). 18 properties at the time. •without a grand masterplan, still managed grow to 25 partners, 7 offices, 140 members •story how he got into 1st property (with encouragement from parents) •long term holding property •case study on an anaesthetist, and the importance of playing within the rules with tax. Holistic planning with the wealth creation journey- property, shares, SMSF, wills and estate planning.Find out more:                                                                      https://khipartners.com.au/advisory-board/ - KHI Partners                Munzurul.Khan@khipartners.com.auOther similar episodes:Tax for doctorsDoctor Salary Australia | Which specialty earns the most?Music Credit: Bass Nation.New episode every fortnight.Send in your questions to: passiveincomedoctors[AT]gmail.comIf you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810Follow me on Instagram for first peek at new content, and my day-to-day life. Dr Dan (@passiveincomedoctors) • Instagram photos and videos

In this special post-budget episode of the SMSF Adviser podcast, hosts Keith Ford and Aaron Dunn navigate a complex web of budgetary and political issues. Although it was a budget with nothing much in it for the SMSF sector, it was what wasn't included that may have dramatic implications for the sector moving forward. With the departure of Financial Services Minister Stephen Jones, the sector faces uncertainty over future leadership and policy direction, while the emergence of the Teal independents and the potential for a minority government add layers of complexity to an already unpredictable political landscape. Listen as they discuss: The budget's limited offerings with small tax cuts and cost-of-living adjustments taking centrestage. The alignment between the reduced tax rates and superannuation accumulation rates. The broader implications of the upcoming election on the SMSF and financial services sectors. The DBFO 1.5. proposed changes, including the shift from a statement of advice to a client advice record.

In this episode, we covered the 2025 federal budget and shared strategies for your year-end planning. Hosted by Chris Reed: SMSF Specialist Advisor, Director of Business Concepts Group, CPA-Financial Planning Specialist

Brisbane-based broker Shelley McGinty has been building her brokerage, Preston Point Capital, with a specialist focus on SMSF lending but is now breaking into commercial. In this episode of Elite Broker, recorded live at the Better Business Summit Queensland, host Annie Kane catches up with the leading broker to find out her journey to where she is today. Tune in to find out: Why she loves SMSF loans. How she's evolving her brokerage. Why she wants to maintain a boutique-sized brokerage. And much more!

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In this first episode of the new 2025 series, Shelley delves into the critical issue of elder protection within SMSFs. With alarming statistics from the AIFS National Elder Abuse Study revealing significant incidents of elder and financial abuse, the episode highlights the urgency of safeguarding elder SMSF members. Special guest Louise Biti, Director of Aged Care Steps and a seasoned expert with over 25 years in the industry, shares her invaluable insights and strategies to address these pressing challenges.(00:30) Understanding Elder Abuse in SMSFs(01:01) Meet Louise Biti: Aged Care Expert(03:32) Personal Insights on Retirement Planning(04:47) Challenges of Navigating Aged Care for Parents(06:42) The Role of Advisors in Aged Care Planning(11:59) Red Flags and Cognitive Aging(17:14) Elder Abuse in SMSFs: Risks and Realities(23:31) Inheritance Impatience: A Form of Elder Abuse(25:47) Supported vs. Substituted Decision Making(26:46) Role of Enduring Power of Attorney(27:24) Handling Subjective Decisions(28:36) Supporting Decision Making(29:24) Dealing with Elder Abuse(31:04) Understanding EPOAs(33:16) Appointing an EPOA(36:31) Joint EPOAs: Pros and Cons(38:24) New Aged Care Act and Financial Implications(42:31) Importance of Professional Advice(44:35) Real-Life Elder Care Scenarios  Follow Shelley: LinkedinFor more episodes and to sign up for the ASF Audits newsletter, please visit asfaudits.com.au

Welcome to Episode 143 of The HMO Property Show with your host Neil Gibb! In this episode, we dive into a new and innovative strategy for investors looking to build a cashflow-positive HMO within their Self-Managed Super Fund (SMSF). If you're looking for a secure, high-yield investment that can set you up for a strong retirement, this episode is a must-listen! Episode Summary: A Smarter Way to Invest in Your SMSF Neil Gibb breaks down the traditional SMSF property investment model and introduces a new off-the-plan strategy that enables investors to access premium inner-suburb locations while maximizing long-term capital growth and rental yield. Historically, many SMSF investors were limited to fringe suburbs, facing high land costs and oversupply risks. With this new model, investors can now acquire better properties, in better locations, with higher returns. Key Takeaways from Episode 143 Why traditional SMSF property investments may not be the best option The one-part contract model requires a large cash deposit (~$400K). It limits investors to fringe suburbs, which may face lower long-term capital growth. Many "co-living" operators are pushing oversaturated areas, which could impact future rental demand. The new off-the-plan SMSF model: A game-changer Investors buy into premium, high-demand inner-suburbs (0-15km from CBD) instead of fringe locations. Lower upfront investment (~$380K vs. $400K) due to strategic land acquisition. Increased development uplift means your property has instant value growth. Secure long-term stable cashflow ($100K+ per year) while reducing tax liabilities. How the process works Step 1: Invest in a strategic land subdivision project (e.g., buying a 1,000 sqm block & splitting it into two). Step 2: Fund the development through an SPV (special purpose vehicle) with other investors. Step 3: Property is developed into a custom-designed, high-yield HMO. Step 4: The bank refinances the completed property directly into your SMSF, giving you a long-term, debt-free asset.

SMSFs are like Fernet-Branca or Wes Anderson films: many people tune out when you bring them up, but those who like them are obsessed.SMSF – or self-managed super funds – sound complicated… and they are. They also seem like they pose more risk than typical super funds… and they do. But for those who can master their requirements, SMSFs can provide a range of unique investing opportunities.In this Get Rich Slow Club session, Tash and Ana discuss how SMSFs work, and their potential pros and cons. They also explore some key questions to ask yourself before setting one up.Get ready, ‘cause it's SMSFin' time!@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeHow To Not Work ForeverDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it's appropriate for you. You should also consider seeking professional advice before making any financial decision.Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer's website before deciding. Hosted on Acast. See acast.com/privacy for more information.

In this episode of The Property Nerds, co-hosts Arjun Paliwal, founder and CEO of InvestorKit, and Jack Fouracre, partnership manager at Fouracre Financial, explore the growing role of self-managed super funds (SMSF) in property investment in Australia. The duo discuss the increasing popularity of SMSF, which they believe is driven by investors reaching borrowing limits outside superannuation and seeking new avenues for property investment. Jack explains how SMSF borrowing differs from traditional loans, focusing on super contributions and rental income instead of personal income, which creates a separate borrowing capacity for property purchases. The co-host also shares how younger investors can benefit from going through SMSF to build their portfolio, starting with residential properties before transitioning to commercial properties. Additionally, they delve into the diversification that SMSF offers, including shares, cash, or business premises, supporting both retirement savings and business needs.

Superannuation, we all (should!) have it, but are you making the most of it? However you're thinking about super- optimizing for retirement, considering a self-managed super fund (SMSF), or wondering about concessional contributions- this episode breaks it down. We fire through 6 questions from listeners looking to ake the most of their super: (timestamps included for easy listening!) 1:35: What is a ‘good' return for your super fund?3:55: Should you use a self-managed super fund (SMSF) or a typical managed fund?7:05: Should you prioritise making concessional super contributions or invest outside of super?9:51: Should you split your super with your partner? 12:18: How much super do you need to retire in Australia? Links Referenced: YourSuper comparison toolHave an investing question? Record a voice note and we'll answer it on the podcast.Join our FB discussion group to continue the conversation with other equity mates.

– Buy and Sell can’t be the only option? – Is the US dollar going to lose its status as the reserve currency? – Should I have an SMSF? – Should bank hybrids be banned? – How do you benchmark your returns?See omnystudio.com/listener for privacy information.

Tax planning in property isn’t just a technical detail—it’s a game changer. In this episode, we explore why getting the right advice early can be the difference between wealth creation and costly mistakes. From uncovering myths about negative gearing to breaking down the hidden ways investors lose money, our conversation with Catherine Simons talks about what really matters when it comes to structuring your investments wisely. We discuss common traps, like rushing into property trusts or ignoring the impact of selling in unfavourable tax years. Catherine shares practical advice on pre-purchase consultations, highlighting why your accountant’s input is crucial long before signing on the dotted line. And for those navigating property inside super funds, she doesn’t hold back on the risks and benefits, making sure you know what to avoid. This episode is packed with actionable insights on structuring, tax strategies, and long-term planning. So don't miss it! Let's get started. Episode Highlights: 00:00 - Introduction 00:55 - Who is Catherine Simons? 02:07 - What came first—Catherine's profession or her love of property? 03:34 - Key lessons or myths Catherine has debunked when working with property investors 05:23 - Common ways people can lose money on property investments 07:04 - What are the most common tax rules or misconceptions committed by most people? 10:47 - Deciding the best ownership structure for a property investor (from an accountant) 12:06 - At what point should a property investor engage an accountant? 15:32 - What are some common tax-related mistakes property investors make 22:32 - Common misconceptions people have about negative gearing and positive cash flow 25:26 - What makes a great property asset based on Catherine's client experience 27:52 - Insights Catherine gained from clients engaged in flipping or property development 31:20 - Foundational tax principles evolving, and key trends for 2025 and beyond 34:47 - What’s the impact of tax and super changes on company vs. trust structures? 36;35 - What makes liquidity a common issue when buying property within an SMSF? 44:54 - Where owner-occupiers go wrong with tax when renting out their home short term 48:39 - Catherine Simons’ property dumbo About Our Guest: Catherine Simons is the Managing Director of WSC Group, bringing over 19 years of expertise in public practice accounting. Specialising in rental property investment and advising small to medium-sized businesses, Catherine is dedicated to helping clients build wealth and achieve financial growth through strategic business advisory and taxation services. She also oversees continuous improvement initiatives within WSC Group, ensuring operational excellence. A sought-after speaker and expert, Catherine shares insights on key financial topics and enjoys balancing her professional life with family time and personal interests in podcasts focused on finance, pop culture, and health. Connect with Catherine Simons: WSC Group https://wscgroup.com.au/ LinkedIn https://au.linkedin.com/in/catherine-simons-59766b89 Resources: Visit our website https://www.theelephantintheroom.com.au If you have any questions or would like to be featured on our show, contact us at: The Elephant in the Room Property Podcast questions@theelephantintheroom.com.au Looking for a Sydney Buyers Agent? https://www.gooddeeds.com.au Work with Veronica: https://www.veronicamorgan.com.au Looking for a Mortgage Broker? https://www.flintgroup.au Work with Chris: chrisbates@flintgroup.au Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now! Subscribe on YouTube: https://www.youtube.com/@theelephantintheroom-podcast Subscribe on Apple Podcasts: https://podcasts.apple.com/ph/podcast/the-elephant-in-the-room-property-podcast/id1384822719 Subscribe on Spotify: https://open.spotify.com/show/3Ge1626dgnmK0RyKPcXjP0?si=26cde394fa854765 See omnystudio.com/listener for privacy information.

We go through a list of the assets that Mark doesn't hold. We get asked constantly about what's in our portfolio, but sometimes we find it even more insightful to explore what is deliberately excluded. You're able to find the full version of Mark's article here. How a huge ASX winner upset the odds: Many of the stock market's biggest winners come from companies that manage to dominate an important emerging industry. Australia's Car Group is one such company, yet its ascent was anything but likely. In the latest edition of his Bookworm column, Joseph taps Hamilton Helmer's 7 Powers framework to understand how Car upset the odds. The introduction of low-cost SMSF administrators means more and more investors are finding the control and freedom that self-managed super funds offer attractive. In her Future Focus weekly column, Shani looks at why an SMSF is not the right option for her now, and what would need to change for her to consider one. What happens to your super when you pass away sooner than expected? No one contributes to their super thinking about the implications for their children's ultimate battle with the ATO. This week, Sim explores the superannuation inheritance tax that children face upon the death of their parents. She examines three strategies to lighten the load of the inevitable tax bill.Interested in our investing course? Find it here.To submit any questions or feedback, please email mark.lamonica1@morningstar.com or leave us a voicemail to feature on the podcast here. Additional resources from our episodes are available via our website.Audio Producer and mixer: William Ton. Hosted on Acast. See acast.com/privacy for more information.

SMSF? Or hand it off to one of the big dogs? Aggressive? Passive? What's the best strategy? It's a topic for everyone and we thought, worth revisiting.......Andrew Fisher from Australian Retirement Trust sat down with Scott Phillips to explain his team's process for makin' dough, and what that means for your own investment strategy. See omnystudio.com/listener for privacy information.

In the first Q&A for 2025, hosts Sammy Gordon and Jimmy Ibrahim tackle a diverse range of listener questions, offering practical insights and strategies for property investors at all stages. They explore how to build a cash-flow-neutral portfolio before embarking on extended travel, the impact of unused pre-approvals on credit scores, and how buyer's agent fees work within SMSFs.   The duo also weighs the potential of an $800k investment across shares and property, discusses setting realistic passive income goals, and addresses when to sell underperforming properties. Plus, they dive into personal topics like career transitions, equity strategies, Sammy's retirement plans, and even his diet! Whether you're a seasoned investor or just starting, this episode is packed with actionable advice and plenty of laughs. School of Property is the ultimate education destination to master property investment, with a curriculum meticulously designed and crafted with both beginners and experts in mind. Whether you are a complete novice, or you're ready to take things to the next level in your portfolio, this is the program for you! To find out more, head to www.schoolofproperty.com.au. If you loved this episode please send it on to someone who would take some value, and please give us a 5 star review if you haven't yet and are loving the poddy! If you want your question answered on our podcast DM us on our socials or email us at apsteam@australianpropertyscout.com.au Send us your questions to: Instagram: @australianpropertyscout Want to book a call with us: Website: https://australianpropertyscout.com.au Any information, comments, opinions or content that we provide in this podcast is our general observations and information only and it is not to be taken as, or in any way, considered to be financial advice, accounting advice, superannuation advice or legal advice. We strongly recommend all and any listener and participant to obtain their own independent financial advice, accounting advice, superannuation advice and legal advice before acting in any way in relation to any investment at all including any investment in property such as what we might be discussing in this podcast. No warranty, guarantee or representation is to be taken and you cannot reproduce it in any way. Every persons financial or investment situation is different and you must consider your own circumstances before undertaking any investment and be sure to obtain independent advice. Australian Property Scout Pty Ltd | License Number: 10094798 | ABN: 64 638 266 369 Chapters: (00:00) Welcome (3:27) Q1: Building cash-flow neutral portfolio before travelling (10:09) Q2: Does unused pre-approvals effect your credit score? (11:09) Q3: How do BA fees work in SMSF? (13:44) Q4: Shares vs Property Investment: what can liquidating a $800k share portfolio achieve in property? (19:06) Q5: How do you set a passive income goal? (20:50) Q6: When should you sell a dud property? (23:42) Q7: Career change before or after building property portfolio (29:44) Q8: When should you pull equity from a new purchase? (32:51) Q9: When will Sammy retire? (35:46) Q10: Sammy's diet

The past few years have been kind to investors. A glance over 2024 asset class returns suggests that most Australian investors have been sitting on healthy gains for the past 12 months, with the much-loved banks leading the charge. Global equity exposure will have sweetened returns, with the S&P 500 clocking up consecutive years of +20%. Even conservative investors have been rewarded with returns on cash, which is the best we've seen in decades. It's in our nature to resist making changes to a winning formula. However, with market leadership being highly concentrated and, for the most part, coming from high-growth stocks, there's a decent chance that your portfolio has developed a few biases and overweight positions. Why does this matter? Markets have repeatedly reminded us that good times don't last. Reviewing your portfolio and making tweaks or rebalances is prudent. This ensures you harvest some of those gains and position your portfolio for all market conditions. Livewire's James Marlay spoke with Charlie Viola from Viola Private Wealth and Ben Clark from TMS Private Wealth to explore the factors they think matter for 2025, discuss how they are allocating capital for the year ahead, and to get some professional tips on rebalancing your portfolio. Putting theory into practice, he also revealed his SMSF portfolio and asked our guests to share the changes they would make. To see the charts and tables referenced in the podcast are on this link: https://www.livewiremarkets.com/wires/how-to-invest-1-million-in-2025 Charts Inflation Earnings Yield Aus vs US earnings Asset Allocation Tables    

In this episode of Grow a Small Business, host Michael Denehey interviews Mike McHenry, founder of Seamless SMSF, shares his inspiring journey of scaling from a solo venture with one team member to a thriving business with 50 staff. Based in Gold Coast, Australia, Seamless SMSF audits over 30,000 funds for 360 firms, emphasizing a people-first culture. Mike reveals key lessons on building processes, maintaining strong relationships, and fostering team development. His insights offer valuable takeaways for entrepreneurs navigating growth. Why would you wait any longer to start living the lifestyle you signed up for? Balance your health, wealth, relationships and business growth. And focus your time and energy and make the most of this year. Let's get into it by clicking here. Michael delves into our guest's startup journey, their perception of success, industry reconsideration, and the pivotal stress point during business expansion. They discuss the joys of small business growth, vital entrepreneurial habits, and strategies for team building, encompassing wins, blunders, and invaluable advice. And a snapshot of the final five Grow A Small Business Questions: What do you think is the hardest thing in growing a small business? Mike McHenry believes the hardest part of growing a small business is managing people. He emphasizes that while people are the greatest asset, they can also be the biggest challenge. Success comes from hiring for cultural fit over skill alone, fostering trust, and building a supportive and aligned team culture. He stresses that having the right people who follow effective processes is essential for delivering outcomes and sustaining growth. What's your favourite business book that has helped you the most? Mike McHenry's favorite business book is "The E-Myth Revisited" by Michael Gerber. He appreciates its focus on the importance of systems and processes in creating scalable and successful businesses. Mike considers it a foundational read for anyone starting or running a business, highlighting how it teaches entrepreneurs to understand their customers deeply and build businesses that feel personal and supportive. Are there any great podcasts or online learning resources you'd recommend to help grow a small business? Mike McHenry recommends exploring sales-focused podcasts and resources like Simon Sinek's insightful YouTube content, which emphasizes people and leadership challenges in the modern era. While he doesn't follow specific podcasts regularly, he values recommendations from trusted contacts and seeks out learning opportunities that align with his interests. What tool or resource would you recommend to grow a small business? Mike McHenry highlights culture as the most critical "tool" for growing a small business. He emphasizes creating a people-first environment where empathy, respect, and collaboration are central. Building strong relationships with employees and customers fosters trust and engagement. Additionally, he recommends developing clear systems and processes to deliver consistent outcomes. McHenry advises asking, "What do I want people to say about my business when I'm not in the room?" and aligning your actions to achieve that reputation. What advice would you give yourself on day one of starting out in business? Mike McHenry's advice to himself on day one of starting out in business is: "Don't panic. It's going to be okay." He stresses the importance of staying calm, focusing on the bigger picture, and forgiving yourself for mistakes, as they are part of the journey. He encourages new entrepreneurs to approach business as a game, focus on their intent, and trust that things will work out with perseverance and a people-first mindset. Book a 20-minute Growth Chat with Troy Trewin to see if you qualify for our upcoming course. Don't miss out on this opportunity to take your small business to new heights! Enjoyed the podcast? Please leave a review on iTunes or your preferred platform. Your feedback helps more small business owners discover our podcast and embark on their business growth journey.     Quotable quotes from our special Grow A Small Business podcast guest: Success in business starts with giving a genuine care about people and their needs — Mike McHenry Outstanding culture drives outstanding results; never compromise on it — Mike McHenry True business growth happens when you leave your ego at the door — Mike McHenry  

With trust lending to undergo increased scrutiny in 2025, Phil Tarrant and Finni Mortgages' Eva Loisance discuss how investors can navigate borrowing complexity with accurate and timely financial expertise. In this episode of The Smart Property Investment Show, host Phil Tarrant is joined by Finni Mortgage's Eva Loisance to unpack how the mortgage and property markets are set to change in 2025. Eva and Phil begin the podcast by looking into how the market has seen an increase in trust lending over 2024, which has helped investors acquire positively geared properties. Though Eva projects that 2025 will see more scrutiny around trust-based lending, with new hurdles for borrowers. Eva and Phil then recommend that investors partner with accounting practices that truly understand real estate and property investment, those that can clearly articulate the benefits and challenges of a trust structure. They wrap up the podcast discussing the popularisation of using SMSFs as an investment vehicle, and how banks are developing new and competitive products for the SMSF market.  If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

Most brokers are what I call “variety store brokers”.A bit like a $2 shop or department store.You can walk inside and get pretty much anything.Everything is ok, but nothing is special.Access to resi, commercial, asset finance, SMSF, insurance and more.Helping first home buyers, investors, PAYG, self-employed, and more.Now to most brokers this sounds great, to be able to help everyone.But there's a problem (actually multiple problems and challenges with this).In this episode of Mortgage Broker Acceleration, I outline these problems, how they affect every area of a mortgage business, and what brokers should do instead.For those who are more advanced and/or want to become the one-stop-shop and do it properly, I share the 4 main points you need to be successful.Want to accelerate faster?Visit Broker Ideas Group to access special resources and events designed exclusively for mortgage brokers.Go straight to the source and Let's Talk about working together to grow your mortgage business easier and faster.

Property investment success comes from strategy, mindset, and continuous learning. In this episode of The Pure Property Podcast, co-hosts Phil Tarrant and Paul Glossop discuss how educating oneself through self-learning, podcasts, and trusted connections can help investors make better decisions. The duo talks about the evolving role of Australian tradies, who have used podcasts to educate themselves during their workday, making them more knowledgeable, investing in life skills, financial literacy, and property. Through personal stories, the co-hosts share how they have achieved significant financial freedom by being willing to learn and ask for help, emphasising the importance of partnering with people with complementary skills and shared values for success. The conversation also touches on interest rates, the Sydney property market, SMSF investment choices, and the challenges of investing in Victoria.

On the first official episode of Under the Hood, Tracey Scotchbrook from the SMSF Association joins Imogen and Lee-Ann to chat about all things currently happening in the superannuation space. A significantly complex and technical industry, tune in to hear Tracey's take on: Key attention points in the super industry this past year. What challenges the industry faced this year and what challenges are on the horizon for 2025. The future of Div 296 tax and other bills proposed by the government. Super issues and the impacts this may have on accountants.

"Pay the trust's funds to the estate!" ___ A Tee was the trustee of a trust with about $2.8m in assets. The trust had two beneficiaries, Spouse 1 and Spouse 2: [2], [8] Spouse 1 died in 2014 bequeathing their estate entirely to Spouse 2: [2], [11] The Tee lost the trust deed: [2] While general law dictated some of the terms of the trust, having lost the trust deed the Tee has no certainty about the beneficiaries of the trust (aside from Spouse 1 and Spouse 2): [3] The Tee was incorporated in 1982 and some evidence suggesting a deed settling the trust was entered into at or around that time: [5], [6] ATO records showed the trust was used for investment activity and that it distributed income to Spouse 1 and Spouse 2, and no one else: [10] Spouse 2 died in 2022 and an interim administrator of their estate was appointed: [12] At the time of their death, Spouse 2 was sole dir and shareholder in the Tee, which was also trust of the Spouses' SMSF: [13] An independent IP was appointed director of the Tee: [14] The IP gave evidence of numerous searches and enquiries conducted in relation to the trust deed, which did not lead to its being found: [15] This case was distinguished from usual trust deed cases (which sometimes deal with a photocopied deed, an unsigned deed, or a deed relied upon in relation to a very similar trust) noting that there was no evidence of any deed at all. Nor was there any evidence of the deed's terms: [16] The Court found that without the deed, the trust's benefs could not be identified meaning (without certainty of object) the trust failed. A resulting trust arose in favour of Spouse 1. Spouse 2, as Spouse 1's benef, stood to take in those circs: [17] The Court accepted as common knowledge of the general practice that a trust deed for a “family” trust will inevitably include more members of that family than the “main beneficiaries”, typically the relevant spouses: [20, [21] Having taken judicial notice of this, the Court considered that there would be more beneficiaries of the trust than Spouse 1 and Spouse 2 but - due to the absence of the deed - there could be no certainty as to who those beneficiaries might be.Whether due to their status as (likely) settlor of the trust or the conclusion that Spouse 1 did not intend to divest themselves of the assets in the corpus of the trust then - the trust having failed for uncertainty - a resulting trust arises in favour of Spouse 1: [25] - [27] The Court advised that (Spouse 1 having died, and Spouse 2 being sole benef of Spouse 1's estate) the Tee would be justified in paying the corpus of the trust into Spouse 2's estate: [30] ___ Please follow James d'Apice, Coffee and a Case Note, and Gravamen on your favourite platform! www.gravamen.com.au

You can already use funds from an SMSF to buy an investment property. But what if you could use money from your Big Super fund to buy a home?  It's hardly a radical idea in an economy where you can take money out of super for cosmetic surgery! Simon Jones of HomeSuper joins wealth editor James Kirby in this episode. --------- In today's show, we cover: * The plan to tap Big Super for home buyers * SMSF opportunities in property * The government's Shared Home Equity scheme is ready to go* Are house prices really falling?   See omnystudio.com/listener for privacy information.

While more and more Australians are jumping onto the SMSF train to boost their property portfolio, many remain reluctant to make the switch. In this episode of The Property Nerds, co-hosts Arjun Paliwal from InvestorKit and Jack Fouracre from Fouracre Financial explore the ins and outs of SMSF, as well as its role in property investment and financial freedom. Supported by the research paper, titled The Evolution of SMSF Property Investing, the duo examine the changing landscape of SMSF in Australia when it comes to property investing, superannuation contributions, and the impact of SMSFs on retirement planning. The co-hosts also discuss the rising enthusiasm for SMSF – which appears to give more flexibility, autonomy and greater borrowing capacity for investors – its limitations, including why some people are still reluctant to switch their super funds, and the importance of building a trusted financial team. They then unpack the differences between residential and commercial property investments within an SMSF, and how your next property should be aligned with your long-term goals.

While the majority of Australian investors would run away from investing with their friends, LightYear Docs CEO and director of Naked Accounting, Michael Jeffriess, jumped at the opportunity to create a portfolio through long-lasting friendships. In this episode of The Smart Property Investment Show, co-hosts Liam Garman and Emilie Lauer sit down with Michael Jeffriess, an accountant, financial adviser and property investor who has made investing in properties his priority.  Throughout the podcast, Michael shares how he built his portfolio through SMSF leverage, investing with his friend, and land subdivision.  While Michael has been adventurous in building his portfolio, he underscores the necessity of surrounding oneself with knowledgeable advisers, protecting one's investment through proper documentation and agreements, and the importance of succession planning. Towards the end of the episode, the trio also discuss tips and tricks that can be given to new investors, including to OnlyFans content creators. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

In this episode of The Smart Property Investment Show, co-hosts Liam Garman and Emilie Lauer sit down with Olivia Long, the founder and CEO of SMSFAI, to discuss how investors can leverage their super fund to build their portfolios.  Through Olivia's investment journey, which started early on, the trio unpack the use of SMSF to build one's property portfolio, including the challenges and limitations associated with it. Olivia shares tips on how investors can use SMSFs as a vehicle for property investment, including the mistakes to avoid. While providing a snapshot of the key rules and considerations of SMSF, she emphasises the importance of adhering to compliance requirements. The trio also discuss the future of SMSF with the use of AI, and how women are the investors of tomorrow. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

Discover the secrets to financial freedom with this conversation on good debt vs bad debt. Learn how to use debt wisely to build wealth and achieve your financial goals.Victor Lagos is a distinguished mortgage broker and seasoned property investor with over a decade of financial acumen. Commencing his career at age 19, Victor's expertise lies within residential and commercial property finance, SMSF property finance, and diverse business loans.As the host of "Debt to Financial Freedom" podcast, Victor also shares profound insights on leveraging property for passive income. His personal journey, and financial challenges in early life, have combined into a wealth of knowledge Victor is eager to share with others in the hopes they too can create actionable financial strategies and become their own success stories. Victor, through Lagos Financial, collaborates with a trusted network for comprehensive financial solutions, emphasizing personalized guidance for passive income through property investment.Connect with Victor:Website: https://lagosfinancial.com.au/ Email: victor@lagosfinancial.com.au Podcast: https://lagosfinancial.com.au/podcast/ "Everybody says they want to be debt-free, but not many want to do the work. Victor's framework for obtaining financial freedom allows you to challenge your mindset to support you in creating a framework that allows you to be more conscious and intentional about your finances. I truly enjoyed this conversation." IdaRemember to SUBSCRIBE so you don't miss "Information That You Can Use." Share Just Minding My Business with your family, friends, and colleagues. Engage with us by leaving a review or comment. https://g.page/r/CVKSq-IsFaY9EBM/review Your support keeps this podcast going and growing.Visit Just Minding My Business Media™ LLC at https://jmmbmediallc.com/ to learn how we can support you in getting more visibility on your products and services.#gooddebt #baddebts #moneytips #financialtips #entrepreneurmindset #moneymanagement #businesstips #hustleculture #investment

You've heard the buzz about Self-Managed Super Funds (SMSFs) and maybe thought, “Do I need one?” But here's the twist — you probably don't. In this episode, we're cutting through the confusion and breaking down why an SMSF might sound like the ultimate power move, but often ends up being way more work (and cost!) than it's worth. If you're wondering how to grow your super and take control of your future without the admin headaches and DIY stress, we've got you covered. Tune in to discover smarter, easier ways to manage your super like a pro — no SMSF required. Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289.See omnystudio.com/listener for privacy information.