Podcasts about smsf

In this episode of Commercial Property Investing Explained, Steve Palise sits down with Jeremy Iannuzzelli, one of Australia's leading property accountants, to break down how to invest through superannuation the smart way.From managing thousands of investor portfolios every year to building his own multimillion-dollar property holdings, Jeremy shares what most investors get wrong about using their super to buy property and how to structure for long-term wealth.This episode covers:How to invest your super for your age and stage of lifeThe key differences between residential and commercial property inside superWhy growth vs cash flow balance becomes critical heading into pension phaseThe real impact of the government's new 5% deposit schemeWhat the new Division 296 and inheritance tax discussions mean for investorsHow to protect your portfolio against shifting super and trust legislationThe biggest mistakes Jeremy sees investors make, and how the smartest ones pivotWhether you're just setting up an SMSF or managing multiple properties, this conversation will help you future-proof your portfolio and build wealth that lasts.Get FREE access to the Commercial Property Institute course -  CLICK HEREGet FREE access to the Residential Property Institute course - CLICK HEREGet your FREE copy of Commercial Property Investing Explained Simply - Use discount code PODCAST CLICK HEREGet your FREE Commercial Property Paydown Calculator CLICK HERE Follow Palise Property on FACEBOOK for Free Tips Tricks & Insights CLICK HEREHOSTED BY:Steve PalisePh: 0403 878 497Email: steve@paliseproperty.comLinkedIn: https://au.linkedin.com/in/steve-paliseCONNECT WITH JEREMYWebsite: https://www.praediumpartners.com.au/ LinkedIn: linkedin.com/in/jeremy-iannuzzelli-5bb6045bInstagram: https://www.instagram.com/jeremy_ianna/

Wollongong está viviendo un momento histórico de crecimiento económico, empleo e infraestructura y Avondale se está posicionando como una de las zonas con mayor potencial de capital growth.

Tiết kiệm hàng trăm ngàn đô la tiền thuế và vẫn đầu tư được bất động sản mơ ước – nhiều người Úc đang tận dụng quỹ hưu bổng tự quản (SMSF) như một ‘con đường tắt' để làm giàu. Đây có phải là ‘bí mật' tài chính mà bạn đang bỏ lỡ? Các chuyên gia nhận định, xu hướng này không chỉ phản ánh sự thay đổi trong tư duy đầu tư, mà còn cho thấy vai trò ngày càng lớn của SMSF trong chiến lược quản lý tài chính cá nhân.

In this episode of The Smart Property Investment Show, host Liam Garman speaks with self-managed super fund (SMSF) specialist Natalia Clack, unpacking the growing appeal and complexities of SMSFs.  SMSFs are gaining traction among investors seeking greater control over their retirement savings, offering broader investment choices and attractive tax advantages. Clack highlights the importance of education when navigating the intricate rules that govern these funds. Many misconceptions persist, including the belief that SMSFs are too complex or require extensive expertise, but Clack stresses that specialist guidance can make them both manageable and rewarding. With the ability to invest in property, gold, cryptocurrency, and other asset classes, SMSFs offer greater flexibility than traditional super funds. However, compliance and independent auditing remain crucial to ensure funds operate within legal boundaries and meet regulatory obligations. As the landscape evolves, illustrated by proposals such as the Division 296 tax, Clack says staying informed about legislative changes is essential. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

The Treasurer has finally clarified how the revamped plans for the new super tax will work - including how Capital Gains Tax will work...it's a template for the future, make sure you are up to speed. James Gerrard of www.financialadviser.com.au joins Associate Editor - Wealth, James Kirby in this episode. In today's show, we cover: Final cut on the new super tax Is the gold sell-off serious? Tax consequences of renting your home* If annuities are so good...where are the deals? See omnystudio.com/listener for privacy information.

In this episode we discuss the new division 296 tax announcements. Hosted by Chris Reed: SMSF Specialist Advisor, Director of Business Concepts Group, CPA-Financial Planning Specialist The post SMSF NS133: The New Division 296 Tax Announcements first appeared on Business Concepts Group.

After nearly two decades, the SMSF lending market has matured into a stable and well-regulated segment – yet complexity and misconceptions persist. Bluestone Home Loans head of specialised distribution, Richard Chesworth, joins host Keith Ford to break down the nuances of limited recourse borrowing arrangements (LRBAs). From redrawing for property repairs to understanding offset structures and pre-2018 grandfathering rules, Chesworth highlights that success in SMSF lending depends as much on precision and teamwork as it does on opportunity. Listen as they discuss: How advisers can work through the complexity that still exists in SMSF borrowing. What technical traps remain and how redraws, offsets, and refinancing can trigger compliance risks. The importance of collaborating closely with lenders and prioritising expertise and structure over rate alone.

In his farewell episode of Finance Specialist, host Jack Campbell and co-host Trent Carter unpack the biggest shifts shaping Australia's mortgage broking industry – from diversification and technology to the rise of non-bank lenders. Over the past year, diversification has become a defining trend, with more brokers expanding into commercial lending, SME finance, and SMSFs. Carter shared the story of a Tasmanian broker who, inspired by the show, successfully pivoted into SME lending – proof that confidence and curiosity are driving broker success. They also explored how technology and AI are reshaping the broker toolkit, streamlining workflows and opening new growth opportunities, while cautioning that the right tech should enhance – not overwhelm – daily operations. And as non-bank lenders continue to gain traction, Campbell and Carter highlighted how their flexibility is helping brokers say “yes” more often to clients with complex financial needs.

Welcome to this week's episode of the Money and Investing Show with Andrew Baxter and guest co-host Mady. This week, we're diving into one of the biggest questions in retirement planning: Should you switch to a self-managed super fund? Andrew and Mady break down what an SMSF is, how it works, and who it's right for — all in plain English. They unpack why so many Australians are choosing to take control of their super, the key benefits and risks involved, and what to think about before making the switch. If you've ever wondered how to manage your own super and build wealth on your terms, this episode is a must-listen.

In this clip Glen James and John Pidgeon chat through the details of self managed super funds (SMSF) and how to decide if setting one up is right for you.This audio is from a clip on the money money money YouTube channel: https://youtu.be/4vjMipXbT68money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.Sphere Home Loans: https://www.spherehomeloans.com.au/Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: https://amzn.to/4dE11aiWe hate email spam so we don't create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: https://email.moneypodcast.com.au/Need a system to manage your money? Check out the free Glen James Spending Plan here: https://education.moneypodcast.com.au/courses/the-glen-james-spending-planThis video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.Intro theme:"Coal" by HartleyLicensed via Shutterstock Music – royalty-free, commercial use permitted.Community Segment Theme:"Tuscan" by Geoffrey JerrellLicensed via Shutterstock Music – royalty-free, commercial use permitted.Midroll Advice Segment:"Sunset Paradise Pop" by Lesion XLicensed via Pixabay Music – royalty-free for commercial use.Outro Music:"Photograph" by nomaBeatsLicensed via Pixabay Music – royalty-free for commercial use.No copyright infringement intended. All music used under appropriate commercial licences. Hosted on Acast. See acast.com/privacy for more information.

In this episode, Nathan is joined by Wayne Murray from the B.Invested Investor Relations team as he shares how it was actually his kids that kickstarted his property portfolio journey! After acquiring 4 additional properties in just 9 months, Wayne shares the lessons learnt along the way, his portfolio goals and how he literally does exactly what he does for his clients, for his own family. You'll want to tune into this episode! 00:40 - Wayne's Role at B.Invested 02:13 - Changing beliefs around property 04:09 - Wayne's property rundown - 4 properties in 9 months 08:44 - You want to find as many of those ‘machines' as possible! 09:12 - We do what our investors do - and we're doing it now in this market 10:20 - How the investor mindset changes 13:35 - A must do for new investors - knowing your budget 14:05 - Talking numbers and scenarios 15:05 - SMSF and the 10 year plan 18:00 - Wayne talks rental income 19:03 - Having an end goal for your portfolio, and keep adjusting 20:37 - The 3 key takeaways 23:10 - It's all about intrinsic value! 24:00 - Get a good broker, be patient and trust your financial team Make your move on your property journey today: https://binvested.com.au/make-your-move-now/ What are your thoughts on this video? Share them below and show us some love if you found this video useful.

The announcement this week from the government outlining the changes to the $3 million super tax was met with relief, but there are still many unknowns. On this episode of The SMSF Adviser podcast, hosts Keith Ford and Aaron Dunn unpack the changes from the initial proposal to the current version released this week. The discussion emphasises that while the major concerns of taxing unrealised gains and lack of indexation have been addressed, many technical details still need to be clarified through the legislative process and further consultation. Listen as they discuss: Taxable earnings: Originally, the tax applied to all earnings, whether realised or not. The revised measure will only tax realised gains. Indexation: The $3 million threshold will be indexed against the Consumer Price Index (CPI) in $150,000 increments, pegged to transfer balance cap movement. The $10 million threshold will be indexed in $500,000 increments, also aligned with CPI. Tax rates: For balances above $3 million, an additional 15 per cent tax applies to earnings. For balances above $10 million, an additional 10 per cent tax applies to earnings. Start date: The effective start date has been moved to 1 July 2026, with the first assessments issued in the 2027–2028 financial year. Liability: The tax liability remains with the individual, who can pay it directly or seek a release from their super fund. The ATO will calculate the tax. Consultation: There is optimism for constructive consultation on the implementation details, particularly regarding how realised earnings will be calculated for APRA funds and SMSFs, and the treatment of CGT discounts and pre-2026 asset gains.

In this episode of The Property Nerds, co-hosts Arjun Paliwal and Adrian Lee from InvestorKit and Jack Fouracre from Fouracre Financial are joined by Ronesh Hargovind from the Incentum Group to discuss how understanding equity loans and trusts can shape successful property investment strategies. Self-managed super funds (SMSFs) have become an increasingly popular vehicle for Australians looking to grow their retirement savings through property, though they come with a level of complexity that requires careful planning. Hargovind explains that SMSFs have gained traction over the past 15 years as a way to leverage tax advantages and build wealth, but managing them properly requires distinguishing between personal and fund-related expenses. He suggests starting an SMSF with a balance of $200,000 to $300,000 to cover set-up and compliance costs, noting that while smaller or larger balances are possible, they bring different considerations. One of the key benefits is favourable tax treatment, with contributions and gains taxed at low rates during accumulation and tax-free benefits during the pension phase. However, trustees must be vigilant about record keeping and compliance to avoid penalties from the Australian Taxation Office, and ongoing discussions about unrealised capital gains tax add further complexity for large funds.

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In this latest episode of Broker Daily Uncut, hosts Alex Whitlock and Eva Loisance unpack how shifting bank policies and market momentum are reshaping opportunities for brokers and borrowers alike. The pair highlight growing flexibility from lenders, with banks now more open to self-employed clients and taking a softer stance on HECS debt – a move that's expanding borrowing capacity for younger buyers. Co-host Loisance, principal at Finni Mortgages, points to renewed demand for self-managed super fund (SMSF) lending, noting lenders such as Pepper are now offering 90 per cent loans with no LMI, a stark shift from the rigid rules of the past. On the ground, both hosts report markets in Melbourne and Sydney running hot, with homes routinely selling above their price guide. But as valuations lag behind rising prices, buyers, particularly first-timers, are feeling the pinch when appraisals fall short. The episode also explores competitive owner-occupied lending, where fixed rates as low as 4.7 per cent are fuelling strong activity and enticing new borrowers. Their key message for brokers: stay alert to evolving credit policies and educate clients on emerging products like SMSF loans.

In this episode part 2 of chat with Dr Annalyse Crane, we explore challenges involved with practice ownership, including negotiating purchase of the business premises. ➢being your own landlord➢painful lesson about property purchasing and contracts- how to avoid paying double stamp duty!➢why tenant doctor will generate more revenue than allied health➢creating a culture where doctors want to come work at your practice➢Annalyse goals: succession planning (many doctors leave it too late!), setting up opportunities for kidsConnect with Annalyse-(2) Annalyse Crane | LinkedInMusic Credit: Bass Nation.New episode every fortnight.Send in your questions to: passiveincomedoctors[AT]gmail.comIf you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810Follow me on Instagram for first peek at new content, and my day-to-day life. Dr Dan (@passiveincomedoctors) • Instagram photos and videos

Updated legislative and regulatory instruments were added to the ever-expanding cache in the SMSF sector last month. In this episode of the SMSF Adviser podcast, hosts Keith Ford and Aaron Dunn unpack what it all means with Bryce Figot, special legal counsel for DBA Lawyers. Figot delves into the changes made in LCR 2021/2 and TR 2010/1, focusing on non-arm's length income provisions and contributions and specifically how they may affect professionals working in the sector. Listen as they discuss: The new “safe harbour” example (7A) in LCR 2021/2. Paragraph 51, outlining discounted prices for SMSF services. Contribution updates in TR 2010/1 that clarify how acquiring an asset for below-market value is not a contribution if it's a purchase under a sale contract. The importance of proper documentation and arm's length valuations that are crucial for mixed part-purchase and part-contribution scenarios. The disproportionate outcomes that still exist where small non-arm's length capital gains can taint entire net capital gains or distributions from unit trusts.

Lachlan Vidler and Will Sanchez unpack three powerful hacks for property buyers using self-managed super funds (SMSFs) — covering borrowing power myths, why SMSF investing is a true team sport, and how the right strategy can supercharge your retirement. They stress the need for proper financial, legal, and lending advice, explain how leverage and compound growth can multiply long-term returns, and outline how to set up your SMSF team for success. To contact Will at Aussie Home Loans Newtown click the link to make an appointment: You can also call or email: 0426 169 334 or ⁠⁠⁠⁠⁠⁠will.sanchez@aussie.com.au⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠https://www.instagram.com/will.sanchez.aussie/⁠⁠⁠⁠⁠ To Get in Touch with Lachlan at Atlas Property Group: ⁠⁠⁠⁠⁠https://atlaspropertygroup.com.au/book-now/⁠⁠⁠⁠⁠ https://www.instagram.com/lachlan.vidler/ Hosts of the show, Lachlan Vidler and Will Sanchez, unpack insights into the Australian property market, property portfolio and property investment strategies, as well as market analysis on locations all around the country. If you love property and are trying to grow your wealth, the Property Investment Australia Podcast is your must listen podcast! Lachlan Vidler is the Director of Atlas Property Group which is one of Australia's leading national investment only buyers agencies. Atlas Property Group was the 2023 National Buyers Agency Champion and Lachlan and his team are 5x Finalists in the REB Awards across the categories of Buyers Agent of the Year, Thought Leader of the Year, and Rising Star of the Year. Lachlan is also the author of best-selling property investment book “A Military Guide to Property Investing”.   Will Sanchez is the franchisee of Aussie Newtown in Sydney. Originally from Brazil, Will quickly established himself as an industry leading mortgage broker who is exceptional at helping property investors build portfolios. Will is recognised as a CBA Elite Broker, an Aussie Home Loans Platinum Broker, and his leadership has seen Aussie Newtown recognised as a Platinum Store in the Aussie Home Loans network.

In this episode of The Smart Property Investment Show, host Phil Tarrant is joined by Eva Loisance from Finni Mortgages to discuss how shifting lender strategies and policies are creating opportunities for both self-employed and conventional property investors. Eva highlights that lenders are increasingly offering lower fixed and variable rates outside of the Reserve Bank of Australia's cycle to attract and retain customers, creating opportunities for borrowers to negotiate better terms. Fixed-rate mortgages, while attractive, require careful consideration, with strategic timing essential for switching between fixed and variable options. Innovations in the SMSF lending space, including 90 per cent loans without lender's mortgage insurance, reflect a competitive environment benefiting borrowers, particularly those with limited superannuation funds. Eva points out that changes in serviceability assessments, such as using rolling 12-month bonus averages and simplified borrowing criteria for self-employed individuals, have expanded access to finance. Additionally, the co-host expects the government's First Home Guarantee scheme to drive demand for properties within its price caps, raising concerns about potential price inflation and affordability challenges for future buyers. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

In this episode, we discussed an SMSF health check for your fund. Hosted by Chris Reed: SMSF Specialist Advisor, Director of Business Concepts Group, CPA-Financial Planning Specialist The post SMSF NS132:SMSF health check for your fund first appeared on Business Concepts Group.

One in five Sydney homes sold last year without ever being listed on REA or Domain. We dig into what it could mean for the property portals. Plus EA's record takeover, Bryce's case that banks aren't boring and we finish off Super September with a round up of all your superannuation questions answered.We cover:EA's $55b take-private and what it says about private vs public markets.SMSF vs member-direct, rolling over funds, and high growth index super options.Why global banks (and a fast-growing Brazilian newcomer) might surprise you.—------Want to get involved in the podcast? Record a voice note or send us a message And come and join the conversation in the Equity Mates Facebook Discussion Group.—------Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing - we've got you covered.Keep up with the news moving markets with our daily newsletter.We're particularly excited to share our latest show: Basis PointsListen to the podcast (Apple | Spotify)Watch on YouTubeRead the monthly email—------Looking for some of our favourite research tools?Download our free Basics of ETF handbookOr our free 4-step stock checklistFind company information on TIKRScreen the market with GuruFocusResearch reports from Good ResearchTrack your portfolio with Sharesight—------In the spirit of reconciliation, Equity Mates Media and the hosts of Equity Mates Investing acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today. —------Equity Mates Investing is a product of Equity Mates Media. This podcast is intended for education and entertainment purposes. Any advice is general advice only, and has not taken into account your personal financial circumstances, needs or objectives. Before acting on general advice, you should consider if it is relevant to your needs and read the relevant Product Disclosure Statement. And if you are unsure, please speak to a financial professional. Equity Mates Media operates under Australian Financial Services Licence 540697. Hosted on Acast. See acast.com/privacy for more information.

A generation of investors have used Self Managed Super Funds for property investment, but steadily the numbers have changed in this area with higher rates, higher upfront costs and a growing realisation it is not the deal it used to be. Financial adviser James O'Reilly from NorthEast Wealth joins Associate Editor - Wealth, James Kirby, in this episode. In today's show, we cover: SMSF property - A sub-optimal performer Survivorship bias - Why SMSF property may lose in the future Would you be better in a standard super fund? The limits of compulsory super rules See omnystudio.com/listener for privacy information.

The SMSF sector is in a holding pattern as key regulatory and legislative changes remain unresolved. In this episode of the SMSF Adviser podcast, hosts Aaron Dunn and Keith Ford discuss some of the key changes that are still to be clarified, such as the Div 296 tax and the much-anticipated NALI/E amendments. The podcast touches on recent updates from the ATO, specifically regarding Law Companion Ruling (LCR) 2021/2 relating to super contributions and the recently released annual Class Benchmark report. Listen as they discuss: Revelations that more SMSFs will be impacted by the proposed Div 296 than originally estimated. The changing face of the SMSF sector demographics. The ongoing advice gap in the SMSF sector. Implications of commuting market-linked pensions.

This week, Trent Fleskens hosts Simon Gow, the National Head of Self-Managed Super Funds at Grant Thornton, to delve into the intricacies of self-managed super funds (SMSFs) and property investment. They discuss the increased regulation and compliance associated with SMSFs, the benefits of using an SMSF for property investments, and the tax advantages. Additionally, they cover borrowing against super balances, the setup and ongoing costs, legal and compliance requirements, and common strategies like buying commercial property through an SMSF. Simon provides detailed guidance on the rules, potential pitfalls, and the overall strategic mindset needed for leveraging SMSFs effectively.

ABOUT THIS PODCAST:Buying with a partner… smart move or risky play?

Inside the Self Managed Super Fund sector, it is professionals - such as auditors - who are on the front line: They will be dealing with valuations which ultimately determine whether or not investors will be hit with the new super tax. One of the leading voices in the campaign against the new super tax is auditor Naz Randeria, here she lays out the faults of the new super tax regime and reveals how - if you are unlucky enough - you could end up paying unrealised gains tax twice over on a property held inside an SMSF. Naz Randeria of Reliance Auditing Services joins Associate Editor - Wealth, James Kirby in this episode. In today's show, we cover: Valuation bunfights and other realities of the new super tax Land tax and Division 296 - how two paper gains taxes can be applied to the one property! Unleashing unrealised gains taxes Where can I find a 'pension eligibilty calculator?" See omnystudio.com/listener for privacy information.

In this episode of the SMSF Experts Podcast, Shelley chats with Sean Johnson, SMSF specialist at Heffron, to tackle one of the industry's most pressing challenges: how to process underpaid pensions through SMSF software following the ATO's June 2024 changes to TR 2013/5.With software companies unable to update their systems for the new rules, Sean reveals a three-step processing solution that SMSF practitioners need to navigate.Sean explains why the rule changes have created a new software paradigm, requiring practitioners to process funds several times to accommodate the competing requirements of tax law, SIS law, and contractual obligations. From calculating ECPI values to managing TBAR entries and tax component adjustments, this episode provides a step-by-step framework for managing underpaid pensions through SMSF administration software.(02:00) June 2024: The ATO Changes TR 2013/5(04:00) Old vs New Rules - Why Pension Failures Now Span Multiple Years(08:00) The Tax vs SIS Law Problem - Competing Legal Frameworks(10:00) The Fundamental Challenge for SMSF Software Companies(12:00) Timeline of Reporting Requirements: What Happens When(16:00) The TBAR Dilemma (20:00) Why Prevention is Better Than Cure - The Case for Data Feeds(24:00) Post-Balance Date Action Plan - Moving Fast After 30 June(27:00) Member Account Strategies - The Return of Multiple Pensions(30:00) The Three-Step Processing Solution - Framework Overview(32:00) Processing Step One - Calculating TBAR Values & ECPI(34:00) Processing Step Two - Obtaining the Pro-Rata Minimum Values(37:00) Processing Step Three - Accumulation Accounts and Tax Component Adjustments(40:00) Handover Challenges - What Happens When Clients Change Administrators(42:00) Financial Advice Considerations - The Difference Between Providing Compliance and Advice?(43:00) Audit Implications - Account-Based Pensions vs Accumulation TRIS(46:00) Estate Planning Impacts - When Failures Ruin Tax Strategies Follow Shelley: LinkedinFor more episodes and to sign up for the ASF Audits newsletter, please visit asfaudits.com.au

Tickets are now on sale for the Australian Property Scout Summit on Saturday, November 15th at The Star in Brisbane. This is your chance to walk away with a clear, actionable game plan for 2026, renewed clarity and motivation, advanced investor strategies and the tools to level up your investing, no matter where you're at in your journey. You'll be surrounded by the APS and SAP community and hundreds of driven investors to expand and develop your circle of influence. Spots are selling fast — secure yours now here and gear up for a massive 2026!

SMSFs (Self-Managed Super Funds) are increasing in popularity. SMSFs provide a lot of great features. They allow investors to access the investments they want, and in the proportion they'd like to. They allow a level of customisation to invest in asset classes that aren't available through traditional superfunds. The popularity of SMSFs with investors – particularly investors with high balances – has caused the industry to innovate to provide another option. In this episode, Mark and Shani discuss Direct Investment options that may offer a happy middle ground for investors who want control of their portfolio, but not the headache of portfolio administration. You can find the full article here.A message from Mark and ShaniFor the past five years, we've released a weekly podcast to arm you with the tools to invest successfully. We've always strived to provide independent, thoughtful analysis, backed by the work of hundreds of researchers and professionals at Morningstar.We've shared our journeys with you, and you've shared back. We've listened to what you're after and created a companion for your investing journey. Invest Your Way is a book that focuses on the investor, instead of the investments. It is a guide to successful investing, with actionable insights and practical applications.The book is currently in presale which is an important time to build momentum. If anyone would like to support this project you can buy the book now. Thanks in advance!Purchase from Amazon or Purchase from BooktopiaTo submit any questions or feedback, please email mark.lamonica1@morningstar.com or leave us a voicemail to feature on the podcast here.Audio Producer and mixer: William Ton. Hosted on Acast. See acast.com/privacy for more information.

In the latest episode of The ifa Show, host Keith Ford is joined by Shail Singh, lead ombudsman for investments and advice at AFCA, for a deep dive into two of the most complex – and crucial – pillars of financial consumer protection: the Australian Financial Complaints Authority and the Compensation Scheme of Last Resort. From resolving disputes early and rebuilding client relationships to tackling large-scale cases like Dixon Advisory, Singh sheds light on how AFCA operates and the challenges posed by mounting case volumes. The discussion also unpacks the role of the CSLR in firm failures, deadline-driven complaint surges, and the often-confusing treatment of self-managed super funds under retail versus wholesale classifications. Hear about: AFCA's approach to resolving disputes and why early resolution is encouraged. The challenges of the CSLR in handling firm failures and complaint deadlines. What advisers need to know about SMSF classifications, multi-party disputes, and managing risk.

Market valuations have emerged as a crucial area in the SMSF sector, particularly in light of regulatory changes and heightened ATO scrutiny. The looming spectre of Division 296 further complicates the landscape, particularly regarding the methodology used for valuations. In this episode of the SMSF Adviser Podcast, host Aaron Dunn, chief executive of Smarter SMSF, is joined by industry stalwart Shelley Banton, head of technical for ASF Audits, to delve into the changing expectations for valuations and meeting the challenging compliance requirements. Listen as they discuss: The complexity of market valuations, especially for assets that lack readily available market data. Concerns around private credit. Practical solutions that may support auditors. The shift in expectations for the auditing profession.

It sounds so good: Sophisticated Investor status is open to all investors who have enough money to get across the line. But did you know a financial adviser is no longer legally bound to act in your 'best interests' if you sign along the dotted line? Three million people now qualify for Sophisticated Investor status but the regime is creaking and it's time for serious overhaul of the rules. Peter Burgess, CEO of the Self Managed Super Funds Association joins Associate Editor - James Kirby in this episode. In today's show, we cover: Sophisticated Investor status- Should you? Why regulators want to lift the $2.5m threshold Dumb money - The case for a knowledge test Where's the legislation? New super tax on hold See omnystudio.com/listener for privacy information.

In this episode, we discussed the latest ATO warnings on SMSF’s. Hosted by Chris Reed: SMSF Specialist Advisor, Director of Business Concepts Group, CPA-Financial Planning Specialist

Self-managed super fund (SMSF) lending offers brokers a chance to diversify, but it's also a niche full of nuance, requiring expertise and close collaboration, says Bluestone Home Loans. In this episode of In Focus, we sit down with Richard Chesworth, head of specialised distributions at Bluestone Home Loans, to unpack this specialised market and explore how brokers can ensure they're writing SMSF loans the right way. Tune in to find out: The evolution of SMSF lending and current trends in market. What brokers need to know to confidently navigate the SMSF lending space. How Bluestone Home Loans supports this growing segment. And much more!

In this episode of The Smart Property Investment Show, Phil Tarrant speaks with Benjamin Plohl, seasoned investor and principal buyer's agent at BFP Property Group, to explore SMSF investing's opportunities, challenges, and rising appeal for financially empowered investors. The duo starts by highlighting the importance of strategic planning for investors rather than focusing solely on accumulation. Benjamin notes the increasing popularity of SMSFs, citing over 650,000 funds and 1.2 million trustees, and explains how they provide flexibility, leverage, and the ability to pool family resources for larger investments. For SMSF investors, Benjamin stresses that strategic asset selection, market timing, sector focus, leveraging borrowed funds, and utilising concessional tax advantages are essential for maximising long-term returns. The discussion also addresses challenges, including compliance, tax implications, and the need for informed decision-making to avoid pitfalls. Finally, the duo underscores the importance of professional guidance, advising investors to build a team of accountants, brokers, and advisers to navigate the SMSF landscape effectively and achieve retirement goals. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

If it wasn’t said by a top financial adviser, you might dismiss it as a quote out of context, but Partners Wealth Group Jack Tossol is not kidding: He says a generation that has ‘sunk everything’ into the family home will miss the chance to have a successful tax-deductible investment plan. It’s a provocative notion, challenging die-hard principles of money management, but with house prices moving higher again...you have to listen. Financial adviser Jack Tossol of Partners Wealth Group joins Associate Editor - Wealth, James Kirby, in this episode. In today’s show, we cover No tax deduction, no income…Is home ownership overrated? Why ‘Rentvesting’ is worth revisiting Are you facing decades of ‘dead money' in your home mortgage? Challenging the ‘retirement sweet spot’ See omnystudio.com/listener for privacy information.

In this episode of The Property Nerds, co-hosts Arjun Paliwal and Adrian Lee from InvestorKit, and Jack Fouracre from Fouracre Financial, pull back the curtain on self-managed super fund (SMSF) lending – and how it can be a game changer for investors looking to expand their portfolios. While most investors focus on personal income when calculating borrowing power, Jack explains how mandatory super contributions can service property loans inside an SMSF – without touching your personal finances. That separation can unlock up to $1 million in borrowing capacity. The trio explores how SMSF lending works, the mechanics of what banks consider for approval, and why it's becoming increasingly attractive in a tighter borrowing environment. With your employer's 11–12 per cent contributions working in the background, investors can grow their portfolios without sacrificing personal serviceability. They also break down who SMSF lending is right for, the contribution strategies that can supercharge your capacity, and why having the right broker – especially in a space dominated by non-major lenders – is critical.

Welcome to Episode 148 of the #ExpatChat Podcast, where we explore the latest tax and financial issues affecting Australian expats. In this episode, Expat Do's and Don'ts for SMSFs, Atlas Wealth Managing Directors James Ridley and Brett Evans unpack the complexities of managing Self-Managed Superannuation Funds (SMSFs) while living overseas. They provide an overview of the legal, financial, and compliance responsibilities SMSF trustees face abroad—highlighting how to avoid costly penalties and potential fund disqualification. A key focus is on the “central management and control” rule and its role in determining SMSF residency status. James and Brett breakdown the 183-day rule, the distinction between temporary absences and permanent relocations, and what happens when trustees move overseas. You'll also hear about strategies to maintain compliance, such as appointing a Power of Attorney or converting to a small APRA fund. Real-life scenarios illustrate how different choices impact compliance and tax outcomes, reinforcing the need for expert planning before relocating. Whether you're currently managing an SMSF overseas or considering a move, this episode is packed with key insights to help you stay compliant and protect your retirement wealth. Links that we discussed in this episode include: • Upcoming Seminars & Webinars – atlaswealth.com/events • Facebook Group – Don't forget to join our Australian Expat Financial Forum Facebook Group – / australianexpatfinancialforum • Ask Atlas – Have your questions answered on the podcast by clicking this link – atlaswealth.com/news-media/au... • Expat Mortgage Podcast – atlaswealth.com/news-media/au... • Weekly Recap Podcast – atlaswealth.com/news-media/au... If you like the content make sure you let us know by hitting the thumbs up and subscribing. As well as providing some feedback in the comments below. The Atlas Wealth Group was born out of growing demand from Australian expats seeking professional guidance. We are specialists in providing tax, financial planning, wealth management and mortgage services to every Australian expat. Whether you are based in Asia, the Middle East, Europe or the Americas, we have the experience in providing essential financial services to the expatriate community. To find out more about the Atlas Wealth Group visit www.atlaswealth.com. Make sure you connect with us on our respective social media channels: Facebook: www.facebook.com/atlaswealthmgmt LinkedIn: www.linkedin.com/company/atlas-wealth-management Twitter: www.twitter.com/atlaswealthmgmt Instagram: www.instagram.com/atlaswealthgroup

Tickets are now on sale for the Australian Property Scout Summit on Saturday, November 15th at The Star in Brisbane. This is your chance to walk away with a clear, actionable game plan for 2026, renewed clarity and motivation, advanced investor strategies and the tools to level up your investing, no matter where you're at in your journey. You'll be surrounded by the APS and SAP community and hundreds of driven investors to expand and develop your circle of influence. Spots are selling fast — secure yours now here and gear up for a massive 2026!

Rates are falling, demand is strong and rental vacancy levels remain at rock bottom: No wonder auction clearance rates across Australia are returning to normal. What happens next? It's looking like we are at the start of a rebound. Louis Christopher, managing director of the SQM Research Group joins Associate Editor - Wealth, James Kirby in this episode. In today's show, we cover: Why property experts believe a recovery in the property market is underway Will Melbourne come to the party? Brisbane's Olympic run-up New super tax casts a cloud on SMSF property investment See omnystudio.com/listener for privacy information.

In this episode of The Property Nerds, co-hosts Arjun Paliwal and Adrian Lee from InvestorKit, and Jack Fouracre from Fouracre Financial, are joined by John Collignon from C2 Financial Group to unpack the potential legislative changes impacting SMSFs. The group examines the Labor government's proposed Division 296 tax, which targets super balances exceeding $3 million and has sparked controversy for taxing unrealised gains and adding complexity to fund management. With the Senate's support still uncertain, political hurdles remain, as other parties may demand stricter measures such as lowering the threshold or banning SMSF borrowing. These changes could deter smaller investors, reducing rental housing supply and concentrating super control in larger funds. Despite misconceptions, SMSFs are now more accessible, thanks to lower fees and flexible strategies, making them suitable for informed investors who understand their responsibilities and seek professional guidance. With expert support from firms like C2 Financial Group, SMSFs remain a viable option for Australians seeking control over their retirement savings despite evolving regulations.

One in three Australian investors now have crypto, and that includes an estimated $1 billion inside the SMSF sector alone.Bitcoin is up more than 40 per cent over the last year...it's time to reconsider 'digital gold'. Author and family office director Jacqui Clarke joins Associate Editor-Wealth, James Kirby in this episode. ---------In today''s show, we cover Why has crypto jumped again? The big end of town gets involved How it still fails the 'intrinsic value' test Beyond betting...the post-Trump scenario See omnystudio.com/listener for privacy information.

Discover how Australian crypto investors are utilising self-managed super funds (SMSFs) to gain greater control over their retirement savings. In this episode, SMSF specialist Natalia Clack explains the benefits and risks of holding digital assets like Bitcoin in your super, how to do it compliantly, and what the proposed $3 million unrealised capital gains tax could mean for your future. Essential listening for anyone serious about managing their own retirement and crypto portfolio.We cover:What an SMSF is and who it suitsHow crypto can be stored compliantly within an SMSFWhat you can and can't do with Bitcoin in your superThe risks, compliance burdens, and audit requirementsWhy the $3M tax threshold could be devastating for someHow to plan ahead, and whether family trusts may offer a better future pathIf you're an Australian investor serious about managing your retirement and incorporating crypto into your long-term strategy, this is a must-watch. Contact Natalia at https://bit.ly/441p6Vr

pmarket property is, well, in a league of its own: Shane Smollen is a specialist in the area…and the creator of some of the most impressive heritage-focussed developments in the country.In today’s episode, we cover…* Quality first - Setting your property ambitions higher* Expect the unexpected - surviving whatever gets in your way* The distinct business of luxury property* Can I live in my SMSF-owned property ?Shane Smollen of the Central Element group joins Associate Editor - Wealth, James Kirby in this episodeSee omnystudio.com/listener for privacy information.

In this episode of The Property Nerds, co-hosts Arjun Paliwal, CEO and founder of InvestorKit, Jack Fouracre, partnership manager at Fouracre Financial, and new host Adrian Lee, senior portfolio strategist at InvestorKit, are joined by Joseph Khoury Gebrail, managing principal at KG Co Legal, to unpack the complexities of SMSF investing and highlight common mistakes to avoid. The experts start by sharing insights into the legal complexities of property transactions, especially when using self-managed super funds (SMSFs). Joseph stresses the need to correctly set up a bare trust deed for SMSF purchases to avoid serious legal issues from signing under the wrong entity, highlighting the risks of signing contracts without legal advice, as many buyers underestimate the binding nature of sale agreements. The episode also covers the often overlooked need for independent legal advice on loan documents and explores how varying state regulations, stricter in NSW and Victoria than in flexible Queensland, impact buyer protection through differences in cooling-off periods and contract conditions. The conversation closes with a discussion on the challenges of creating a unified property contract system in Australia, and emphasises the importance of legal expertise in successful property investing.

The ALP is back with a renewed mandate for government - what does it mean for your portfolio, or your SMSF or your investment property?In the space of the last few days we have got a much clearer picture of what the election result will imply for the active investor.. today we take you through what you must know.Will Hamilton of Hamilton Wealth Partners joins Associate Editor- Wealth James Kirby in this episode we cover...* The risk of new tax changes* The latest on the super 'paper gains' tax * A clear threat to borrowing in SMSFs * Getting to know the new power of 'The Greens'See omnystudio.com/listener for privacy information.

– The cost and value of tertiary education? – Put options to preserve the value of my investment in the short term? – Are we missing the tax benefits of an SMSF? – What if we voted on what our tax dollars are spent on? – Why can’t I invest in gold inside my Super? – Intend your puns! See omnystudio.com/listener for privacy information.