Podcasts about borrowing money

节目简介｜Episode Description｜エピソード紹介中国的信用卡数量在减少，但借钱并没有消失。现在，分期、先用后付和网上贷款越来越常见。这期节目聊聊现在中国人为什么借钱，以及经济和就业压力下，借贷为什么可能变成负担。Credit cards are declining in China, but borrowing is not. Installment payments, buy-now-pay-later services, and online loans are increasingly common. This episode looks at why people borrow in China today and how debt can become a burden when income or employment becomes unstable.中国ではクレジットカードの数が減っていますが、借り入れ自体がなくなったわけではありません。分割払い、後払い、オンライン融資が身近になる中、今回は人々がなぜお金を借りるのか、そして経済や雇用の不安定さが返済の負担につながる理由について話します。生词表｜Vocabulary睡眠卡 shuìmiánkǎ — a bank card that has not been used for a long time 门槛 ménkǎn — how difficult it is to qualify for or access something  贷款 dàikuǎn — money borrowed from a bank or financial company  审核 shěnhé — to review and approve an application  借贷 jièdài — borrowing and lending money  先用后付 xiān yòng hòu fù — get or use something now and pay later  分期 fēnqī — pay for something in several smaller payments over time  提前消费 tíqián xiāofèi — spend money now before you have fully earned or saved it  大件儿 dàjiànr — an expensive or relatively large purchase  负担 fùdān — something that creates financial or other pressure  周转 zhōuzhuǎn — use money temporarily to cover short-term expenses  手头紧 shǒutóu jǐn — not have much money available right now  拆东墙补西墙 chāi dōng qiáng bǔ xī qiáng — borrow or take money from one place to cover what you owe somewhere else  债务 zhàiwù — money that you owe  量入为出 liàng rù wéi chū — spend according to how much money you earn #借贷 #loan#网上借贷 #OnlineBorrowing #消费贷款 #ConsumerLoans #分期付款 #InstallmentPayments #先用后付 #BuyNowPayLater #信用卡 #CreditCardsSend us Fan MailSupport the show由于空间限制，录音稿未放在描述栏，可在播客网站对应节目页面下查看。Due to space constraints, the transcript is available on my podcast website https://5minutechinese.buzzsprout.com (免费文稿 Free Transcript Available) 如果您喜欢我的播客，欢迎通过下方方式表达您的支持。您的支持对我来说是巨大的鼓励。但无论如何，我都很感激有您作为听众。能够每周与您分享几分钟的时光，对我来说是莫大的荣幸。❤️If you enjoy my podcast, you're welcome to show your support through the options below. Your support means a great deal to me and is a huge source of encouragement. But no matter what, I'm truly grateful to have you as a listener. It's an honor to share a few minutes with you each week!❤️ ☕

Checkout Jaipur Watch Company: https://jaipur.watch/Get your hand-picked playbook here: https://www.figuringout.co/pdf/fo-555Guest Suggestion Form: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://forms.gle/bnaeY3FpoFU9ZjA47⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Disclaimer: This video is intended solely for educational purposes and opinions shared by the guest are his personal views. We do not intent to defame or harm any person/ brand/ product/ country/ profession mentioned in the video. Our goal is to provide information to help audience make informed choices. The media used in this video are solely for informational purposes and belongs to their respective owners.(00:00) - Intro(03:51) - Paul Newman's Daytona: The $17.8M Rolex Story(06:38) - How Gerald Genta Created the World's Most Iconic Watches(09:15) - Do Watches Actually Make You Money?(24:29) - Selling His BMW & Borrowing Money to Fund the Dream(29:14) - Building a Watch Supply Chain in Jaipur(31:53) - Getting Rejected Everywhere: Building an Indian Watch Brand(38:43) - The Facebook Ad That Changed Everything(40:39) - His First Client, Retail Breakthrough & Pivot to 5-Star Hotels(47:49) - Hitting Rock Bottom: Years of Struggle With No Income(52:44) - Shark Tank India, 50,000 Visitors & the First Store(57:26) - Scaling From ₹4 Crore to ₹10 Crore Through Retail(1:06:15) - The Viral Modi Moment: PM Modi Was Wearing His Watch(1:11:21) - How He Sold 1,000 Watches in One Week(1:30:16) - Enamel Artistry & the One-Year Wait for a Custom Watch(1:33:23) - The First 3 Watches to Start Your Collection(1:36:23) - Best Value-for-Money Watches, Including Vintage HMT(1:37:28) - Designing the "Tiger Walking at Night" Statement Watch(1:40:27) - The Real Cost of Success: 9 Years With No Income or Sleep(1:44:20) - OutroIn today's episode, we sit down with Gaurav Mehta, Founder of Jaipur Watch Company, the coin collector who taught himself watchmaking and built India's most distinctive watch brand out of demonetised currency, Subscribe for more such conversations.Follow Jaipur Watch Company here:Instagram: https://www.instagram.com/jaipurwatchcompany/Linkedin: https://www.linkedin.com/company/jaipur-watch-company/Follow Gaurav Mehta here:Instagram: https://www.instagram.com/gauravmehtajaipur/Linkedin: https://www.linkedin.com/in/gaurav-mehta-20325a21/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠About Raj ShamaniRaj Shamani is an Entrepreneur at heart that explains his expertise in Business Content Creation & Public Speaking. He has delivered 200+ speeches in 26+ countries. Besides that, Raj is also an Angel Investor interested in crazy minds who are creating a sensation in the Fintech, FMCG, & passion economy space.To Know More,Follow Raj Shamani On ⤵︎Instagram @RajShamani ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/rajshamani/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠About Figuring OutFiguring Out Podcast is a Candid Conversations University where Raj Shamani brings raw conversations with the Top 1% in India.

The ladies at Fly Nubian Money speak on what's going on with Dame Dash and his finances.

The total amount of investors using margin aka borrowing money to help pay for a trade  is at an all time high of over $1.5 trillion. Is this something we should worry about? We spoke to Jurrien Tinner at Fidelity Investments. Note: Jurrien Timmer's views are his own and not representative of Fidelity. Fact checking by Sierra Juarez.Your Next Listen — How AI might mess with financial marketsConnect with The Indicator — Sign up for The Indicator's weekly newsletter!— Buy the Planet Money book— Find our socials, YouTube and more!— For sponsor-free episodes, subscribe to NPR+ Support public media with NPR+ and enjoy perks for over 25 podcasts like this one. This show's perks include sponsor-free listening. Learn more at plus.npr.org.See pcm.adswizz.com for information about our collection and use of personal data for sponsorship and to manage your podcast sponsorship preferences.NPR Privacy Policy

Borrowing from family and friends can feel easier than banks, but it often comes with emotional pressure and expectations.It can build trust and support—or strain relationships when repayment becomes an issue.Lenders are often advised to only give what they can afford to lose.Cultural expectations can blur the line between genuine help and being taken advantage of.See omnystudio.com/listener for privacy information.

Update where you get a case in point of why it is bad bad baddy bad bad to work outside your energy envelope and when you have a lung viral ME Things I mention Gfmhttps://gofund.me/6d981312Petitionhttps://bit.ly/Marcia_petitionEmail campaign CTV Template https://docs.google.com/document/d/1VD2zqOKxcQp7SUP06mY8slZlH1sXkKHKVPV0IfLo-uI/edit?usp=sharing

WSJM Afternoon News for 04-17-26See omnystudio.com/listener for privacy information.

WSJM Afternoon News for 04-17-26See omnystudio.com/listener for privacy information.

The team talk stories from friends who either wouldn't payback or chip in during group activities! Catch Mick in the Morning, with Roo, Titus & Rosie LIVE from 6-9am weekdays on 105.1 Triple M Melbourne or via the LiSTNR app. Mick In The Morning Instagram: https://www.instagram.com/molloy Triple M Melbourne Instagram: https://www.instagram.com/triplemmelb Triple M Melbourne TikTok: https://www.tiktok.com/@triplemmelbourne Triple M Melbourne Facebook: https://www.facebook.com/triplemmelbourneSee omnystudio.com/listener for privacy information.

In today's Q&A we cover: 1:18 Should I borrow money from family to buy a house? 17:34 How much of a down payment should I put on a house? 26:50 Should my family slow travel with our 2-year-old? 53:37 Advice for new family life after new baby? (and rebuilding a broken society)

Mr. Beast Biography Flash a weekly Biography.Hey there, gorgeous listeners, its your girl Roxie Rush here, your AI gossip whirlwind powered by the smartest tech out there so I can scoop the tea faster than you can sip it and deliver it piping hot without missing a beat. Loving this MrBeast episode. Jimmy Donaldson, the king of chaos and cash, has been on fire these past few days, and Im buzzing to spill.Just two days ago on January 25, MrBeast dropped a heart-exploding Beast Philanthropy video funding 1000 life-changing surgeries in Kenya, including blindness fixes for folks whod waited decades. Dexerto reports he grilled a nurse who confirmed none wouldve happened without him, calling it mind-blowing impact from a YouTube channel. Pure gold for his legacy, darlings this cements him as the ultimate giver.Hes teasing epic shifts too. Uniladtech says on November 26 he apologized on X for recent videos being too loud and optimized, admitting hes got negative money right now, borrowing cash to grind ultra mode for 2026s greatest content ever promise. Fans are cheering for slower, story-driven vibes and massive competitions. And Beast Games season two hits Amazon Prime soon.Business-wise, hes navigating drama. Business Insider details his MrBeast Burger implosion with partner Virtual Dining Concepts lawsuits flying over quality flops like raw patties that tanked his rep and revenue from 64 million to 45 million bucks. Hes all in on Feastables now, which raked 200 million in 2024, while his 5 billion Beast Industries empire has him cash-poor despite a 2.6 billion net worth per Fortune and Wall Street Journal he reinvests everything, even borrowing from Mom for his wedding.No fresh public spots in the last 24 hours, but this philanthropy bomb and cash confessions scream biographical blockbuster potential hes evolving from stunt king to empire builder with heart.Thanks for tuning in, fam subscribe now to never miss a MrBeast update and search Biography Flash for more killer bios. Catch you next time.And that is it for today. Make sure you hit the subscribe button and never miss an update on Mr. Beast. Thanks for listening. This has been a Quiet Please production."Get the best deals https://amzn.to/4mMClBvThis content was created in partnership and with the help of Artificial Intelligence AI

In this episode of The Tech Trek, Amir sits down with Sadi Khan, Co-Founder and CEO of Aven, to unpack how technology can make capital fairer for everyone. Sadi explains how Aven is tackling one of the world's biggest inefficiencies—the trillion-dollar burden of consumer credit card debt—and why the solution lies in reducing the cost of capital through innovation. This is a deep dive into building products that require not just engineering skill, but endurance, conviction, and a long-term mindset.Key Takeaways• Aven's mission is to cut credit card interest payments in half by rethinking how consumers access and use home equity.• True innovation often comes from solving inefficiency, not chasing market trends.• Complex problems create strong moats when founders are willing to grind through technical and regulatory barriers.• Founders should pick problems worth spending a decade on—pivot less, persist more.• Product success depends on identifying your “axis” and going all-in on being the best at that one thing.Timestamped Highlights00:40 — How Aven's hybrid credit card + HELOC model is lowering the cost of borrowing for homeowners04:10 — The moment Sadi realized the cost of capital was a massive, overlooked problem12:34 — Why most lenders haven't solved this yet and how Aven's approach differs19:33 — Building what others couldn't: how persistence and engineering precision led to breakthroughs23:36 — Choosing execution risk over market risk and what it takes to stay with a problem long enough to solve it37:47 — Why picking the right “axis” is how great companies build an unshakable moatMemorable Line“The only problems worth working on are the ones worth working on for a very long time.”Call to ActionIf you enjoyed this episode, follow The Tech Trek for more conversations at the intersection of people, impact, and technology. Subscribe on your favorite platform and share it with someone building bold ideas.

Discover student living that's more than a room with Student Roost. Visit studentroost.co.uk to find the room that's right for you.'Betterhelp Be at your best. Consider therapy with our paid partner, BetterHelp. Click https://betterhelp.com/BABYSHOW for a 10% discount on your first month of therapy.'HERE IS THE LINK TO MERCH - https://dcnstores.com/collections/90-s-baby-x-dcn-collab-teeJoin this channel to get access to perks:https://www.youtube.com/channel/UCOIOo7ybnNFNdwjSCgYDtOw/joinWater2 - https://water2.com/FREDSANTANA use code 90SBABY at checkoutCheck out our Amazon Storefront - https://www.amazon.co.uk/shop/90sbabyshow/list/CA7MV366T30L?ref_=cm_sw_r_cp_ud_aipsflist_CJP85NJ95R280Z6C6NMZPO Box 5038 HORNCHURCH RM12 9JX00:00 - VP THE STAY AT HOME DAD06:40 - OVENS, MICROWAVES & BUCKET BATHS14:00 - JUDGE A BOOK BY ITS COVER30:00 - TEA TREE AND WHICH HAZEL35:00 - AFROSWING DAYS42:00 - MUMMY SAID BE CAREFUL47:40 - THE NIGERIAN EMBASSY ARE AT IT AGAIN01:00:00 - MY DAD MESSED UP MY STUDENT FINANCE01:23:00 - SHOULD SOCIAL SERVICE HAVE TAKEN YOU?01:37:00 - WOMEN ARE SAYING HAVING A BOYFRIEND IS EMBARASSING 01:41:00 - TRIVIA01:54:00 - WORKPLACE ISSUES02:03:00 - WORKING OVERSEAS AND THE DAVIDO STORY02:15:00 - THE STREAMER HOUSE02:17:00 - THERE'S TOO MUCH BLOOD I NEED A COLONOSCOPY Hosted on Acast. See acast.com/privacy for more information.

Listening toa specific song while eating chocolate makes it taste better. Chilli talks about her in-home sleep study...versus one in clinic. Study finds that Americans borrow $52 billion from friends and family...and leads to strained relationships.CFD...Mariano went on an international first date thru zoom.

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In this episode of the Real Estate Pros podcast, Kristen Knapp interviews KC Hagedorn from Life Changing Lending. They discuss the intricacies of borrowing money in real estate, including the transition from wholesaling to lending, the importance of referrals, understanding loan costs, navigating scams, and common mistakes investors make. KC shares valuable insights and lessons learned throughout his journey in the lending industry, emphasizing the need for due diligence and transparency in financial dealings. Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3232: Jackie Beck challenges the automatic habit of borrowing by offering five empowering alternatives that help break the debt cycle. From delaying non-essential purchases to creatively earning more and asking the right questions, she encourages listeners to reclaim financial control and reduce stress by spending only what they already have. Read along with the original article(s) here: https://www.jackiebeck.com/alternatives-to-loans-5-options/ Quotes to ponder: “Many of the things we think we ‘have' to borrow money for aren't true ‘must haves'. They're just things we'd really, REALLY prefer to have or are used to having.” “The way to do things without borrowing money is to have the cash available. Cash flowing things is the biggest alternative to taking out a loan there is.” “Actively seeking out ways to avoid loans (especially payday loans!) can completely change your life.” Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3232: Jackie Beck challenges the automatic habit of borrowing by offering five empowering alternatives that help break the debt cycle. From delaying non-essential purchases to creatively earning more and asking the right questions, she encourages listeners to reclaim financial control and reduce stress by spending only what they already have. Read along with the original article(s) here: https://www.jackiebeck.com/alternatives-to-loans-5-options/ Quotes to ponder: “Many of the things we think we ‘have' to borrow money for aren't true ‘must haves'. They're just things we'd really, REALLY prefer to have or are used to having.” “The way to do things without borrowing money is to have the cash available. Cash flowing things is the biggest alternative to taking out a loan there is.” “Actively seeking out ways to avoid loans (especially payday loans!) can completely change your life.” Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3232: Jackie Beck challenges the automatic habit of borrowing by offering five empowering alternatives that help break the debt cycle. From delaying non-essential purchases to creatively earning more and asking the right questions, she encourages listeners to reclaim financial control and reduce stress by spending only what they already have. Read along with the original article(s) here: https://www.jackiebeck.com/alternatives-to-loans-5-options/ Quotes to ponder: “Many of the things we think we ‘have' to borrow money for aren't true ‘must haves'. They're just things we'd really, REALLY prefer to have or are used to having.” “The way to do things without borrowing money is to have the cash available. Cash flowing things is the biggest alternative to taking out a loan there is.” “Actively seeking out ways to avoid loans (especially payday loans!) can completely change your life.” Learn more about your ad choices. Visit megaphone.fm/adchoices

Key Takeaways: Balance Borrowing and Your Own Money: Use a healthy mix of loan money and your own savings. This helps you stay in control of your business and reach your goals. Be Smart with Your Budget: Long-term success means being careful with spending and planning where your money goes—not just chasing quick profits. Think About Risks and Rewards: Before making big decisions, look at both the possible benefits and the risks. This helps protect your business from future problems. Know How Much You Can Pay Back: Don't borrow more than your business can handle. Make sure you can repay loans without hurting your business later. Spend to Grow, Not Just to Save: Making money isn't only about cutting costs. Spending wisely—like on marketing—can help your business grow, even during slow times.   Chapters: Timestamp Summary 0:00 Balancing Borrowing and Personal Funds in Business Growth 1:30 Balancing Borrowed and Personal Funds in Business Ventures 4:05 Managing Cash Flow and Inventory for Holiday Sales 4:25 Balancing High Returns and Downside Risk in Business Decisions 5:53 Building a Business Without Relying on Venture Capital 6:59 Financial Discipline and Strategies for Business Success   Powered by ReiffMartin CPA and Stone Hill Wealth Management   Social Media Handles    Follow Phillip Washington, Jr. on Instagram (@askphillip)   Subscribe to Wealth Building Made Simple newsletter https://www.wealthbuildingmadesimple.us/   Ready to turn your investing dreams into reality? Our "Wealth Building Made Simple" premium newsletter is your secret weapon. We break down investing in a way that's easy to understand, even if you're just starting out. Learn the tricks the wealthy use, discover exciting opportunities, and start building the future YOU want. Sign up now, and let's make those dreams happen!   WBMS Premium Subscription   Phillip Washington, Jr. is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.

Why do rich people borrow money instead of paying in cash? The answer lies in arbitrage and opportunity cost. Kris Krohn reveals how the wealthy use borrowed money to create bigger profits and explains why leveraging debt can build more wealth than saving ever could. Learn how smart borrowing works, and how to do it right.

United States Constitution, Article I, Section 8 provides:The Congress shall have Power To lay and collect Taxes, Duties, Imposts and Excises, to pay the Debts and provide for the common Defence and general Welfare of the United States; but all Duties, Imposts and Excises shall be uniform throughout the United States;To borrow Money on the credit of the United States;Review the origins and debate over the authority to borrow money and hold debt as set forth in Article I, Section 8 of the United States Constitution.Understand how the Articles of Confederation provided that the debts incurred by the states and Congress would be honored, and paying down the debt was a critical reason for adopting the Constitution.  However, the Founding Fathers universally believed that the Congress under the Articles was incapable of paying the debt, and this weakness was a major reason for the calling of the Constitutional Convention.Learn how although the Constitutional Convention originally agreed that payment of the debts was mandatory and Congress would assume the debts of the States, those provisions were omitted in the Constitution. Instead, Article I, Section 8 vests the Congress with the power to borrow funds on the credit of the United States and to pay its debts. Discover how the Constitutional Convention originally agreed to create a constitutionally created Treasurer of the United States, and then agreed to eliminate the position.Review how Anti-Federalists attacked the debt power as destructive to American liberties.Explore how the debt provisions were essential to secure the good credit of the country, to repay creditors who funded the American Revolution and the Congress afterwards, and to ensure the security of the country in the future. Its abuse is to be kept in check by the reality that we elect the Congress that incurs the debt — they are accountable to We, The People.Highlights include the Constitutional Convention, Articles of Confederation, the New Jersey Plan, the Paterson Plan, the Paterson Resolutions, the Randolph Resolutions, the Randolph Resolves, the Virginia Plan, James Madison, Shays' Rebellion, Roger Sherman, Judge John Yates, Governor Edmund Randolph, Alexander Hamilton, Gunning Bedford, Jr., Elbridge Gerry, Supreme Court Justice Oliver Ellsworth, Governor Wiliam Livingston, Roger Sherman, Dr. William Samuel Johnson, Gouverneur Morris, United States Treasurer, Rhode Island Constitutional Convention, Edward Rutledge, Virginia Constitutional Convention, Anti-Federalists, Agrippa, Brutus, John DeWitt, Supreme Court Justice Joseph Story, House of Representatives, United States Senate, and more.To learn more about the Constitution & Patriot Week, visit www.PatriotWeek.org. Our resources include videos, a TV series, blogs, lesson plans, and more.Read the entire original, unamended Constitution here: https://patriotweek.org/2021/07/27/the-original-constitution-september-17/Check out Judge Michael Warren's book America's Survival Guide, How to Stop America's Impending Suicide by Reclaiming Our First Principles and History at Amazon or other major on-line retailers.Join us!

Are you borrowing money from your 401k? Check out this episode to learn the mistakes that people make when borrowing from their retirement.

Did something big happen on the weekend? Well, yes, you could say that. Ah, but do you mean the historic election result that no-one saw coming? Prince Harry’s remarkably angry interview? Or, perhaps, the online food fight between Nagi Maehashi of Recipe Tin Eats fame and Brooke Bellamy of Brooki's Bakery? SO. MUCH. TO. CHOOSE. FROM. Welcome, Outlouders to this packed Monday episode of Mamamia Out Loud where Mia, Jessie and Holly debrief on all the news (and yeah, scurrilous gossip), anyone could ever wish for. PS. The supposed Brooklyn Beckham family rift is in there too. Just sayin'. What To Listen To Next: Listen to our latest episode: Uh Oh. The Most Low Status Way To Dress Listen: The Question We're Finally Ready To Answer Listen: Meghan's Bedtime Routine Is A Lot Listen: Caroline Bessette-Kennedy: The Original Influencer Listen: We're Fighting About Being Ugly Listen: What Supercommunicators Know That We Don't Listen: Sex Toys, Borrowing Money & A Dad's Group Chat Faux Pas Sign up to the Mamamia Out Loud Newsletter for all our recommendations and behind-the-scenes content in one place. What to read: Ali France survived the unthinkable. Now, she’s taken Peter Dutton’s seat. We asked 1200 Mamamia readers about the May 3 election. This is what you told us. Meghan Markle's show exposes the royal family's big mistake. Meghan and Harry left the royal family for their kids. This is Archie and Lilibet's life now. Rebecca Loos claims she woke up smiling after a night with David Beckham. Then the truth dawned on her. In 4 words, RecipeTin Eats' Nagi just said what she really thinks about the Brooki feud. GET IN TOUCH: Feedback? We’re listening. Send us an email at outloud@mamamia.com.au Share your story, feedback, or dilemma! Send us a voice message Join our Facebook group Mamamia Outlouders to talk about the show. Follow us on Instagram @mamamiaoutloud and on Tiktok @mamamiaoutloud Mamamia acknowledges the Traditional Owners of the Land we have recorded this podcast on, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present, and extend that respect to all Aboriginal and Torres Strait Islander cultures.Become a Mamamia subscriber: https://www.mamamia.com.au/subscribeSee omnystudio.com/listener for privacy information.

There’s a four-letter word taking over the internet — it rhymes with munt — and let’s just say it’s dividing the group chat. We’re diving in, side-eyes and all. Then, has personal style officially left the building? Mia and Jessie are joined by Em Vernem to break down the four forces that have turned fashion into chaos. Plus, our recommendations: the show you’ll binge in a day, the book every Outlouder needs to read, and the one thing guaranteed to scare the crap out of you. And in Best & Worst: gut problems, coping with grief, and a weekend that took 'tradwife' to a whole new level. What To Listen To Next: Listen to our latest episode: The Question We're Finally Ready To Answer Listen: Meghan's Bedtime Routine Is A Lot Listen: Caroline Bessette-Kennedy: The Original Influencer Listen: We're Fighting About Being Ugly Listen: What Supercommunicators Know That We Don't Listen: Sex Toys, Borrowing Money & A Dad's Group Chat Faux Pas Sign up to the Mamamia Out Loud Newsletter for all our recommendations and behind-the-scenes content in one place. Recommendations: Jessie wants you to watch Black Mirror season 7. Em Vernem wants you to watch Sinners by Ryan Coogler. Mia wants you to read He Would Never by Holly Wainwright. What to read: You might not want to ask your stylist for the latest hair trend. Oxford shirts are your new wardrobe essential. We found options from $25. 'The 3 pieces I'm buying to upgrade my style this year as a fashion editor.' 'I'm a fashion editor, and these are the 7 things I wore on repeat all year.' GET IN TOUCH: Feedback? We’re listening. Send us an email at outloud@mamamia.com.au Share your story, feedback, or dilemma! Send us a voice message Join our Facebook group Mamamia Outlouders to talk about the show. Follow us on Instagram @mamamiaoutloud and on Tiktok @mamamiaoutloud Credits Hosts: Mia Freedman, Jessie Stephens & Em Vernem Group Executive Producer: Ruth Devine Executive Producer: Emeline Gazilas Audio Producer: Leah Porges Video Producer: Josh Green Junior Content Producers: Coco & Tessa Mamamia acknowledges the Traditional Owners of the Land we have recorded this podcast on, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present, and extend that respect to all Aboriginal and Torres Strait Islander cultures.Become a Mamamia subscriber: https://www.mamamia.com.au/subscribeSee omnystudio.com/listener for privacy information.

Michelle Obama has spoken—and she’s not here to please everyone. The former First Lady revealed what it really took to skip Donald Trump’s inauguration, and why sometimes, disappointing people is exactly the right move. Mia, Jessie and Holly explore Michelle's decision and the role of women as 'shock absorbers'. Also, can kids read minds? The hit podcast The Telepathy Tapes thinks so. But the science behind it is looking more complicated. We discuss. Plus, Meghan Markle has shared a surprising part of her bedtime routine—except it’s not for her, won’t be used for years (if ever), and contains a whole lot of admin. And Gwyneth Paltrow is back in the headlines with a twist no one saw coming: she’s eating carbs again. But do we really need to know every time a celebrity changes their lunch order? Yep, our hosts have thoughts on this... What To Listen To Next: Listen to our latest episode: Caroline Bessette-Kennedy: The Original Influencer Listen: An Honest Day On Our Plate Listen: We're Fighting About Being Ugly Listen: What Supercommunicators Know That We Don't Listen: Sex Toys, Borrowing Money & A Dad's Group Chat Faux Pas Listen: The Influencer Who's Changed Too Much & Liz Hurley's Hard Launch Listen: Katy Perry, Gayle King & THAT Blue Origin Space Flight Listen: Clare Stephens - We Have Questions Sign up to the Mamamia Out Loud Newsletter for all our recommendations and behind-the-scenes content in one place. What to read: Read: Meghan Markle writes a letter every night. They won't be opened for years. Read: 'For Meghan Markle's show to succeed, she needs to go full Gwyneth Paltrow.' Read: ‘A debate is raging over Gwyneth Paltrow’s "boyfriend breakfast" and this time I'm on her side.’ Read: Exactly why the internet is convinced the Obamas are divorcing. Read: For a brief moment, the internet was convinced Barack Obama and Jennifer Aniston were having an affair. Read: All of Holly Wainwright's books in one place. GET IN TOUCH: Feedback? We’re listening. Send us an email at outloud@mamamia.com.au Share your story, feedback, or dilemma! Send us a voice message Join our Facebook group Mamamia Outlouders to talk about the show. Follow us on Instagram @mamamiaoutloud and on Tiktok @mamamiaoutloud Mamamia acknowledges the Traditional Owners of the Land we have recorded this podcast on, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present, and extend that respect to all Aboriginal and Torres Strait Islander cultures. Become a Mamamia subscriber: https://www.mamamia.com.au/subscribeSee omnystudio.com/listener for privacy information.

When you fall for someone else on national television, is there a right way to break the news to your partner? On today's show, we dive deep into the tangled breakup of Jojo Siwa and Aussie Kath Ebbs — and yep, it’s messier than you think. Also, the final leaders’ debate served up a baffling convo about eggs, a full-blown culture war, and plenty of secondhand embarrassment. And finally, we're at home with the deeply calm and zen-like Clooneys. George and Amal never argue apparently but is this really something to aspire to in a marriage? We’re unpacking everything they're missing out on when there's no argy-bargy and reveal what couples actually fight about. What To Listen To Next: Listen to our latest episode: What Supercommunicators Know That We Don't Listen: Sex Toys, Borrowing Money & A Dad's Group Chat Faux Pas Listen: The Influencer Who's Changed Too Much & Liz Hurley's Hard Launch Listen: Katy Perry, Gayle King & THAT Blue Origin Space Flight Listen: Another Little Treat: The Tyranny Of Looking Like You Haven't Tried Listen: A Little Treat: This Special Live Show Recording Spilt 10 Years of Tea Listen: The Exact Science To Keep You Enjoying Your Job Listen: A Very 2025 Diss Track. No Notes. Listen: Clare Stephens - We Have Questions Sign up to the Mamamia Out Loud Newsletter for all our recommendations and behind-the-scenes content in one place. What to read: Hours after leaving Big Brother, JoJo Siwa and Kath Ebbs split. Now, Kath has spoken. After another 'aggressive' incident, Mickey Rourke has left Celebrity Big Brother. Virginia Giuffre, one of Jeffrey Epstein's most prominent accusers, has died, aged 41. Days before her heartbreaking post, Virginia Giuffre was facing court. 'The sausage dog who terrorised Kangaroo Island for 500 days is my obsession. At last, we have an update.' 'My life changed.' A look into George Clooney's family life with 7-year-old twins. 'I asked couples without kids what they actually fight about. One answer kept coming up.' GET IN TOUCH: Feedback? We’re listening. Send us an email at outloud@mamamia.com.au Share your story, feedback, or dilemma! Send us a voice message Join our Facebook group Mamamia Outlouders to talk about the show. Follow us on Instagram @mamamiaoutloud and on Tiktok @mamamiaoutloud Mamamia acknowledges the Traditional Owners of the Land we have recorded this podcast on, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present, and extend that respect to all Aboriginal and Torres Strait Islander cultures.Become a Mamamia subscriber: https://www.mamamia.com.au/subscribeSee omnystudio.com/listener for privacy information.

When was the last time you cried in front of someone else? Or shared a deep conversation that left you feeling fulfilled? Well friends, we've found a magical list of questions that might be the shortcut to connection. We unpack the secrets of supercommunicators. Plus - Holly's favourite lip products, a book Jessie needs everyone to read, and an article about the most wild new cosmetic procedure we've heard yet... it's our recommendations. And, our bests and worsts including a camping Nicole, a family sick-fest, and some feedback for Nana. Support independent women's media Get your tickets to the Mamamia Out Loud Live 2025 All or Nothing Tour Presented By Nivea Cellular Get your merch for Mamamia Out Loud What To Listen To Next: Listen to our latest episode: Sex Toys, Borrowing Money & A Dad's Group Chat Faux Pas Listen: The Influencer Who's Changed Too Much & Liz Hurley's Hard Launch Listen: Katy Perry, Gayle King & THAT Blue Origin Space Flight Listen: Another Little Treat: The Tyranny Of Looking Like You Haven't Tried Listen: A Little Treat: This Special Live Show Recording Spilt 10 Years of Tea Listen: The Exact Science To Keep You Enjoying Your Job Listen: A Very 2025 Diss Track. No Notes. Listen: Clare Stephens - We Have Questions Listen: A Reality TV Showdown & Coachella's Three Levels Of Cool Connect your subscription to Apple Podcasts Sign up to the Mamamia Out Loud Newsletter for all our recommendations and behind-the-scenes content in one place. Recommendations: Jessie wants you to read The Safekeep Novel by Yael van der Wouden Holly wants you to try the NARS Afterglow Lip Balm Mia wants you to check out 'Inside Australia's booming leg lengthening industry' by Erin Docherty What to read: The best new TV shows and movies to binge this long weekend. 'I used these two words constantly until someone called me out. My career changed overnight.' 'There are 6 different conversation styles. If you’re a "builder", stay away from me.' Yes, your friends are talking about you. And other lessons from the 'White Lotus Three'. GET IN TOUCH: Feedback? We’re listening. Send us an email at outloud@mamamia.com.au Share your story, feedback, or dilemma! Send us a voice message Join our Facebook group Mamamia Outlouders to talk about the show. Follow us on Instagram @mamamiaoutloud and on Tiktok @mamamiaoutloud CREDITS: Hosts: Jessie Stephens, Holly Wainwright & Mia Freedman Group Executive Producer: Ruth Devine Executive Producer: Emeline Gazilas Audio Producer: Leah Porges Video Producer: Josh Green Junior Content Producers: Coco Lavigne & Tessa Kotowicz Mamamia acknowledges the Traditional Owners of the Land we have recorded this podcast on, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present, and extend that respect to all Aboriginal and Torres Strait Islander cultures.Become a Mamamia subscriber: https://www.mamamia.com.au/subscribeSee omnystudio.com/listener for privacy information.

If a person keeps a charity box in his home and occasionally places money in the box on behalf of a charitable institution, may he borrow money that had been placed in the box and then return it later? It occasionally happens that a deliveryman comes and a person needs small change for a tip. Is it permissible to take some money from the Sedaka box and then repay the money at a later point? Some authorities allow taking money from the Sedaka box if one immediately writes a check for that amount to the institution on whose behalf he keeps the box in his home. In this way, he is not considered borrowing Sedaka, since he right away gives the same amount as he takes. Others, however, disagree, arguing that a check is not equivalent to cash, and therefore in such a case one does, indeed, take money from charity even if he writes a check right away. The Pitchei Teshuva (commentary to the Shulchan Aruch that cites rulings of later authorities), in Hilchot Sedaka (259), cites the work "Chamudei Daniel" as permitting one to borrow money from a charity box. The Chamudei Daniel explains that since this has become accepted, there is a presumed condition that the money placed in the box does not transfer ownership until it reaches the intended recipient. What more, it is common for people who borrow money from a charity box to return more than they took, and the Shulchan Aruch explicitly allows investing charity money if it will likely yield a profit on behalf of the needy recipients. Thus, by allowing people to borrow money from the charity box we increase the amount of charity distributed to the needy and to charitable institutions, and it should therefore be permissible. Nevertheless, the work "Sedaka U'mishpat" recommends that one stipulate when he begins placing money in the charity box that the money does not attain the formal status of Sedaka money until it reaches the intended recipient. In this way, there is no concern at all if one wishes to borrow money from the box and repay it in the future. Some authorities have noted, however, that if one makes such a stipulation then he does not fulfill the Misva of Sedaka immediately when placing the money in the box; since the money becomes Sedaka money only upon reaching the intended recipient, one fulfills the Misva only at that point. Some authorities claim that one can overcome this problem by stipulating that the money indeed becomes Sedaka money when it is placed in the box, but that it does not enter the ownership of the recipient until the money actually reaches him. In any event, according to strict Halacha, it is permissible to borrow money from a Sedaka box even if one had not made such a stipulation. It should be noted that according to all views, one may exchange bills and larger coins for small coins in a Tzedaka box. Since one gives the precise equivalent of what he takes, this is entirely permissible according to all opinions. Therefore, one may, for example, place a dollar bill in a Tzedaka box and take four quarters. Summary: One may borrow money that had been placed in a charity box and then repay the money at a later point. Some authorities advise making a stipulation when one first begins placing money in a Tzedaka box that the money becomes Tzedaka money only when it reaches the intended recipient. According to all authorities, one who needs small change may exchange bills and large coins for the equivalent in small coins taken from a Tzedaka box.

Rosso joined us this morning to celebrate his new show The Australian Dream and reminisces on his time and former merch at Nova.See omnystudio.com/listener for privacy information.

It's the start of a new relationship and the man keeps borrowing money. Are you staying or leaving?

Send us a textEmail Lennie at lennielawson2020@gmail.com

Today Erin and Keri unpack the emotional and financial fallout of lending money to friends, sharing personal experiences and expert advice on maintaining boundaries without ruining relationships. Expect candid talk about why lending rarely works and how to master the art of saying "no" with grace.  Is your experience different? Did you successfully lend a friend money? We would love to hear about it: https://www.speakpipe.com/erinskyekelly    _______________________________

Full show - Monday | The greatest TV shows of all time | No one loves Zebra Cakes as much as T. Hack | Celebrities doing "little jobs" | OPP - Reunion romance | Slacker's expensive ExpressToll bill | Borrowing money from your kid's college fund | 2019 @theslackershow @thackiswack @radioerin

Key Takeaways: Michael Saylor is using a clever tool called "convertible debt" to borrow tons of money at low interest rates. He's then using that borrowed money to buy Bitcoin. Saylor believes Bitcoin is like a shield against inflation (when prices go up). He's basically betting that Bitcoin's value will increase more than the interest he has to pay on the loans. Lenders like this deal because they have the option to convert the debt into shares of MicroStrategy stock later on. If Bitcoin's price goes up, the company's stock will likely go up too, making the conversion profitable for them. For investors, MicroStrategy is like a turbocharged way to bet on Bitcoin. If Bitcoin goes up, their investment could skyrocket. But it's also very risky. If Bitcoin's price drops, MicroStrategy could be in big trouble, and that would hurt the investors too. Overall, Saylor's strategy is bold and controversial. It could pay off big time, but it's a high-stakes gamble.   Chapters: Timestamp Summary 0:00 Introduction to Michael Saylor and Bitcoin Bet 0:31 Inflation and Lenders' Concerns 0:58 Convertible Debt Explained 1:34 Benefits of Convertible Debt in Inflation 2:11 Challenges for Slow-Growing Companies 2:44 Michael Saylor's Bitcoin Strategy 3:22 Impact of Borrowing Money for Bitcoin 3:58 Solution to Inflation with Bitcoin 4:30 Risks of Bitcoin Strategy   Powered by Stone Hill Wealth Management   Social Media Handles    Follow Phillip Washington, Jr. on Instagram (@askphillip)   Subscribe to Wealth Building Made Simple newsletter https://www.wealthbuildingmadesimple.us/   Ready to turn your investing dreams into reality? Our "Wealth Building Made Simple" premium newsletter is your secret weapon. We break down investing in a way that's easy to understand, even if you're just starting out. Learn the tricks the wealthy use, discover exciting opportunities, and start building the future YOU want. Sign up now, and let's make those dreams happen!   WBMS Premium Subscription   Phillip Washington, Jr. is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.

If you want to be successfully invested for the long term, you need to understand the impact of credit shifts and rate cuts on the markets. Joining the show today is Chris Litzler, Senior Director at commercial real estate financing corporation Marcus & Millichap. Chris is well versed in the credit cycles and one of my barometers when it comes to credit shifts and how banks need to adjust to the current economy. You won't want to miss what he has to say about the real estate market, rate changes, upcoming opportunities, and more. Check out the show notes for more information! Top ten most downloaded episodes: Ep #382: Dr. Cody Cowen - Financial Freedom by 40 - It's All About Your Network and Relationships Ep #243: Steven Mautner - Maximizing Profitably in an Era of Commoditization Ep #334: Justin Donald - Investing in Assets to Create Your Freedom Lifestyle Ep #360: Rob Swanson - The Eight Rules of Investing (Part 1) Ep #344: David & Kandace Phelps - Risk is Necessary to Find Freedom (Part 1) Ep #353: Jim Rachor - Family, Legacy, and Freedom - How to Get There Sooner, Not Someday Ep #364: Trey Taylor - A CEO Only Does Three Things Ep #238: Dr. Cherry Chen - The Real Estate Physician Ep #254: Aaron Chapman - Shorting the Dollar with Good Debt Ep #343: Steven J. Anderson - Creating a Fast Start for Next-Generation Entrepreneurs P.S. Whenever you're ready, here are some other ways I can help fast track you to your Freedom goal (you're closer than you think) : 1. Schedule a Call with My Team: If you'd like to replace the earned income you need from your practice with investment income in as little as 2-3 years, and you have at least 1M in available capital (can include equity or practice sale), then schedule a call with my team. If it looks like there is a mutual fit, you'll have the opportunity to attend one of our upcoming member events as a guest. 2. Become a Full-Cycle Investor: There are many self-proclaimed genius investors today who think everything they touch turns to gold. But they're about to learn the hard way what others have gained through “expensive” experience. I'm offering a report on how to become a full-cycle investor, who knows how to preserve and grow capital in Up markets and Down markets. Will you be prepared when the inevitable recession hits? Get your free report here. 3. Get Your Free Retirement Scorecard: Benchmark your retirement and wealth-building against hundreds of other practice professionals, and get personalized feedback on your biggest opportunities and leverage points. Click here to take the 3 minute assessment and get your scorecard. 

Achieving your FI number in just four years? If you want to do it too, you must try something different. This couple found a niche within a niche, allowing them to hit the coveted “1% rule” in real estate, skyrocketing their cash flow and passive income and allowing them to make more than almost any other landlord in their area. So, how did they do it, and what was the investment that got them there?David and Morgan Stanhope weren't real estate investors five years ago. They didn't come from investor families and had zero real estate investing experience. One day, at his job as a New York State Police Investigator, David met a mentor who would change how he thought about money, financial freedom, and passive income. This was perfect because David and Morgan were already in a great place to invest—Upstate New York. But David chose NOT to invest in his home market, and for good reason.They went south to a state known for higher home prices and crushingly high insurance costs. There, they found acreative rental property investing strategy, allowing them to make much more cash flow than regular rentals. Four years later, they've surpassed their $10,000/month FI goal. Now, they're on track to hit an even bigger achievement: $70,000 per MONTH. Today, we're talking to them about exactly how they're getting there with investment properties you've probably never heard (or thought) about.In This Episode We CoverHow to hit real estate's “1% rule” with creative, high-cash flow rentalsBorrowing from your 401(k) to fund your first real estate dealMaking real estate cash flow EVEN with eight percent mortgage rates (yes, it's possible)Why David WON'T quit his job, even though he has already hit his FI numberFinding contractors and vendors when out-of-state real estate investing Using other people's money to invest in real estate (and why you may want experience before you do)And So Much More!Links from the ShowBiggerPockets Money Facebook GroupNetwork with Other Investors on The Path to FIRE Through the BiggerPockets ForumsFinance Review Guest OnboardingJoin BiggerPockets for FREEMindy on BiggerPocketsScott on BiggerPocketsListen to All Your Favorite BiggerPockets Podcasts in One PlaceApply to Be a Guest on The Money ShowPodcast Talent Search!Find an Investor-Friendly Agent in Your AreaFind Investor-Friendly LendersBiggerPockets Money GroupStanhope CapitalStart Investing with “The Book on Rental Property Investing”See Mindy and Scott at BPCON2024 in Cancun!Socially Conscious Investing: How to Start a Sober Living Home00:00 Intro01:17 Early Financial Education 05:13 Finding a Money Mentor 09:06 Hitting the 1% Rule in...Florida?17:31 Current Cash Flow Numbers20:41 $70K/Month Goal!?24:09 Is Sober Living Investing Stable?29:11 Borrowing Money to Invest32:04 How Much Time Does It Take?34:46 Connect with David and Morgan!Check out more resources from this show on BiggerPockets.com and https://www.biggerpockets.com/blog/money-562Interested in learning more about today's sponsors or becoming a BiggerPockets partner yourself? Email advertise@biggerpockets.com Learn more about your ad choices. Visit megaphone.fm/adchoicesSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Achieving your FI number in just four years? If you want to do it too, you must try something different. This couple found a niche within a niche, allowing them to hit the coveted “1% rule” in real estate, skyrocketing their cash flow and passive income and allowing them to make more than almost any other landlord in their area. So, how did they do it, and what was the investment that got them there? David and Morgan Stanhope weren't real estate investors five years ago. They didn't come from investor families and had zero real estate investing experience. One day, at his job as a New York State Police Investigator, David met a mentor who would change how he thought about money, financial freedom, and passive income. This was perfect because David and Morgan were already in a great place to invest—Upstate New York. But David chose NOT to invest in his home market, and for good reason. They went south to a state known for higher home prices and crushingly high insurance costs. There, they found acreative rental property investing strategy, allowing them to make much more cash flow than regular rentals. Four years later, they've surpassed their $10,000/month FI goal. Now, they're on track to hit an even bigger achievement: $70,000 per MONTH. Today, we're talking to them about exactly how they're getting there with investment properties you've probably never heard (or thought) about. In This Episode We Cover How to hit real estate's “1% rule” with creative, high-cash flow rentals Borrowing from your 401(k) to fund your first real estate deal Making real estate cash flow EVEN with eight percent mortgage rates (yes, it's possible) Why David WON'T quit his job, even though he has already hit his FI number Finding contractors and vendors when out-of-state real estate investing  Using other people's money to invest in real estate (and why you may want experience before you do) And So Much More! Links from the Show BiggerPockets Money Facebook Group Network with Other Investors on The Path to FIRE Through the BiggerPockets Forums Finance Review Guest Onboarding Join BiggerPockets for FREE Mindy on BiggerPockets Scott on BiggerPockets Listen to All Your Favorite BiggerPockets Podcasts in One Place Apply to Be a Guest on The Money Show Podcast Talent Search! Find an Investor-Friendly Agent in Your Area Find Investor-Friendly Lenders BiggerPockets Money Group Stanhope Capital Start Investing with “The Book on Rental Property Investing” See Mindy and Scott at BPCON2024 in Cancun! Socially Conscious Investing: How to Start a Sober Living Home 00:00 Intro 01:17 Early Financial Education 05:13 Finding a Money Mentor 09:06 Hitting the 1% Rule in...Florida? 17:31 Current Cash Flow Numbers 20:41 $70K/Month Goal!? 24:09 Is Sober Living Investing Stable? 29:11 Borrowing Money to Invest 32:04 How Much Time Does It Take? 34:46 Connect with David and Morgan! Check out more resources from this show on BiggerPockets.com and https://www.biggerpockets.com/blog/money-562 Interested in learning more about today's sponsors or becoming a BiggerPockets partner yourself? Email advertise@biggerpockets.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Psst, do you want to build wealth? Who doesn't? But what steps do you need to take to accumulate money?What common mistakes do people make that cause them to fall behind?We visited Dave Ramsey in his studio in Franklin, Tennessee to explore his famous Baby Steps and how millionaires are made.We hit him with some awesome questions throughout our very compelling 40-minute discussion. We saved some fun ones for the end. You're gonna enjoy the advice he shares.✬ DAVE'S MENTIONED LINKS ✬• The 'Total Money Makeover' book walks you through the Baby Steps: https://www.amzn.to/3G6fMVa• The 'Baby Steps Millionaire' book teaches you how Dave invests and builds wealth: https://amzn.to/3W2TQjv• The EveryDollar Budgeting App - https://ter.li/5cs2h1 (In the first month of using the app, most users cut monthly expenses by nearly 10%. Dang!)✬ SPONSORS OF EPISODE 77 ✬► THE DONOR'S FUND: More people are using this banklike system for charity. With a sleek mobile app or desktop solution, you can keep all your charity giving in a single place, plus there are about a dozen additional perks. Get your account here: https://thedonorsfund.org/koshermoney ► TWILLORY: Get $18 OFF your first purchase of absolutely comfortable clothing for today's casual professional look. Use code CHAI at https://Twillory.com/KosherMoney► COLEL CHABAD: Please help Israel as its people need all the help they can get! Visit https://www.ColelChabad.org/KosherMoney to make a much-needed donation! ► IT'S SLIME TIME! Nope, this isn't a paid ad, but check out their story in the outro of this video and visit https://tinyurl.com/ItsSlimeTime24 to see pics. You can contact Chavy at 646-515-5845. Kudos, sisters!CHAPTERS:00:00 Coming Up 00:45 Intro01:24 How Is Dave Doing?01:41 How The Baby Steps Began04:24 The 7 Baby Steps Explained In Under 4 Minutes07:48 Beyond The Baby Steps08:39 How Millionaires Are Made09:38 How to Put Money Into Retirement PRACTICALLY11:39 The Beauty of Automation12:33 Sponsor: The Donor's Fund13:58 The Wisdom Behind A Emergency Fund16:50 High Yield Savings17:21 Priorities in Budgeting (Private School Tuition)21:17 Borrowing Money for a Bar Mitzva?!25:03 How Kids Pick Up on EVERYTHING25:26 Sponsor: Twillory27:12 Home Buying Advice33:48 Buying vs. Renting35:22 What Dave Tells People Who Don't Wanna Budget38:36 Sponsor: Colel Chabad39:47 The Effect of Budgeting 43:15 2 Pieces of Advice for 25-Year-Old Dave Ramsey45:15 If Dave Ramsey Was In Charge of the USA's Finances47:18 How Cool Is This Story?48:53 Outro and Helpful LinksLove Living Lchaim? You can help us! Your tax-deductible donation enables us at Living Lchaim to share uplifting & insightful content! » https://www.livinglchaim.com/donate (THANK YOU!)Follow Kosher Money for Bonus Shorts: TikTok - https://www.tiktok.com/@koshermoneypod Instagram - https://www.instagram.com/koshermoneypod Free Call-In-To-Listen Hotline: USA: 605-477-2100 UK: 0333-366-0154 ISRAEL: 079-579-5088 Need financial guidance? Get help from our friends at https://LivingSmarterJewish.org/ WhatsApp feedback to 1-914-222-5513 All investment strategies and investments involve risk of loss. Nothing contained in our content, ads and videos should be construed as investment or actual life advice. #koshermoney #KosherMoneyPod #daveramsey #money #investing Hosted on Acast. See acast.com/privacy for more information.

Tom McSherry from BuildStore explains the importance of cashflow when it comes to building a house and why a big part of selecting the right mortgage product is about planning your project around your budget and making sure you have accurate costings. Check out the show notes for more information.

Full show - Wednesday | What's your fantasy? | Is Slacker a jerk for pranking his friend? | Drinking at a job interview | OPP - Slobbery smoocher | Borrowing money from your kid's college fund | T. Hack's dogs | How often are you supposed to poop? | Where would you like to go for dinner tonight? @theslackershow @thackiswack @radioerin

Slacker's friend is thinking about "borrowing" some money from his kid's college fund. Is that ever ok?

I have a chat with Jason Brown, the mastermind behind Power Trades University and the Five-Year Millionaire Movement. Jason shares his incredible journey from investing with a student loan to becoming a successful stock market coach and trader. Watch the guest expert episode with Jason Brown (releases June 5th): Membership Growth & Retention Insights with Jason BrownPlease click here to give an honest Rating/Review for the show on iTunes! Thanks for your support!Links mentioned in this episode:Listen to episode 746 where Rick talks about passing the baton to me and his new direction.Listen to episode 720 to get to know Kwadwo. Get the The Stock Market Starter PackKwadwo [QUĀY.jo] Sampany-Kessie's Links:Subscribe to The Art of Online Business's YouTube Channel Book a strategy call with Kwadwo!Grab the Facebook Ads Lead Gen Cheat Code course to cut your lead costs and double your email list!Download the Free Facebook Lead Gen Ad Setup Checklist: Set your ads up like an expert ads manager!Visit Kwadwo's website for Facebook Ads helpSay hi to Kwadwo on InstagramJason's Links:Connect with Jason BrownDM Jason: https://www.instagram.com/brownreport/Subscribe to Jason's YouTube channelFollow Jason Brown on Facebook and XTimestamps:0:00 Stock Market Coach and Option Trader13:14 Borrowing Money for Stock Trading25:32 Building Success Through Network Marketing31:46 Interview With Jason Before RecordingTake Control Of Your Ad Results Without The Monthly Retainer FeeClick here to get 28 days of one-on-one FB Ads training from me with unlimited support.So you can successfully run ads campaigns with lower lead costs and higher revenue. Get 'The 7 Biggest Facebook Ad Mistakes Course Creators Make That Burn Through $$$ And Kill Results' email series and stop your ads from burning through your hard earned money.

SUPPORT FUMI FINANCIALLY BY GOING TO HIS SHOWS!Irvine, CA - Jan 10th 2024Dallas - March 22-23 2024San Diego - May 11th 2024Tickets: https://FumiAbe.com/touringGet MORE Cash Cuties at our Patreon!! https://www.patreon.com/CashCutiesPodYouTube Subscribe: https://tinyurl.com/4zhhs6s5Audio Subscribe: https://tinyurl.com/mv8tvffhMore Fumi Abe:YouTube: https://shorturl.at/hxzZ8Instagram: https://www.instagram.com/thefumiabeTiktok: https://www.tiktok.com/@thefumiabeTickets: https://FumiAbe.comVenmo: @TheFumiAbeMore Steffie BaikFun With Dumb Podcast: https://shorturl.at/KPTZ7Instagram: https://www.instagram.com/baikedgudsWebsite: https://www.steffiebaik.com/Venmo: @SteffieIsMeMore Cash CutiesiTunes: https://tinyurl.com/mv8tvffhInstagram: https://www.instagram.com/cashcutiespod#fumiabe #steffiebaik #cashcutiesSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

On episode 326 of Animal Spirits, Michael Batnick and Ben Carlson discuss: Future Proof, how markets have changed over the past 70 years, why allocations to stocks are higher than they were in the past, small caps vs. large caps, trading options vs. gambling on sports, why people spend more then they earn more, why the vibes are off in the economy, starter homes, and much more! Today's episode is sponsored by F/m Investments. Learn more about their ETF offerings at: https://fmetfs.com/ Find complete show notes on our blogs... Ben Carlson's A Wealth of Common Sense Michael Batnick's The Irrelevant Investor Feel free to shoot us an email at animalspiritspod@gmail.com with any feedback, questions, recommendations, or ideas for future topics of conversation.   Check out the latest in financial blogger fashion at The Compound shop: https://www.idontshop.com   Investing involves the risk of loss. This podcast is for informational purposes only and should not be or regarded as personalized investment advice or relied upon for investment decisions. Michael Batnick and Ben Carlson are employees of Ritholtz Wealth Management and may maintain positions in the securities discussed in this video. All opinions expressed by them are solely their own opinion and do not reflect the opinion of Ritholtz Wealth Management. Wealthcast Media, an affiliate of Ritholtz Wealth Management, receives payment from various entities for advertisements in affiliated podcasts, blogs and emails. Inclusion of such advertisements does not constitute or imply endorsement, sponsorship or recommendation thereof, or any affiliation therewith, by the Content Creator or by Ritholtz Wealth Management or any of its employees. For additional advertisement disclaimers see here https://ritholtzwealth.com/advertising-disclaimers. Investments in securities involve the risk of loss. Any mention of a particular security and related performance data is not a recommendation to buy or sell that security. The information provided on this website (including any information that may be accessed through this website) is not directed at any investor or category of investors and is provided solely as general information. Obviously nothing on this channel should be considered as personalized financial advice or a solicitation to buy or sell any securities. See our disclosures here: https://ritholtzwealth.com/podcast-youtube-disclosures/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Jade Warshaw & Rachel Cruze answer your questions and discuss: "How do I start my first budget?" Why BNPL has a compounding effect of stupid, "Can I afford to buy a 'fun' car right now?" "We can barely make ends meet supporting our adult children" Support Our Sponsor: PODS Moving & Storage Zander Insurance BetterHelp Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Join a Personality-led FPU class. Click here! Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6 Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Interested in advertising on The Ramsey Show? https://ter.li/s64ye3 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

Dave Ramsey & Kristina Ellis discuss: How to get your finances under control, The stupidity of borrowing money to avoid paying taxes, Why you shouldn't buy a house with someone you're not married to, Where student loan debt goes in the baby steps. Support Our Sponsor: DreamCloud Christian Healthcare Ministries Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy