Podcasts about beneficiaries

Susan Slusser joins Papa & Silver to project the biggest beneficiaries of the Rafael Devers trade and recap her time catching up with Farhan Zaidi at Dodger Stadium this past weekendSee omnystudio.com/listener for privacy information.

Susan Slusser joins Papa & Silver to project the biggest beneficiaries of the Rafael Devers trade and recap her time catching up with Farhan Zaidi at Dodger Stadium this past weekendSee omnystudio.com/listener for privacy information.

Send us a textUsing a corporate beneficiary, commonly called a bucket company, is a smart move for many trust structures, particularly when tax efficiency and asset protection are key goals. But as Stuart and Mena explain in this episode, setting one up requires more than just ticking a box.They dive into the purpose behind corporate beneficiaries, including how they help defer tax, protect assets, and support reinvestment strategies. You'll learn about essential structuring steps, such as company setup, trust deed alignment, and family trust election considerations.A big focus is the compliance risks under Division 7A, which often catch business owners off guard. The team breaks down what unpaid distributions mean, why a formal loan agreement is essential, and how the latest ATO guidance has changed the landscape.They also explore dividend planning, franking credit strategies, succession, and long-term control, plus common traps to avoid.If you're considering a corporate beneficiary as part of your trust strategy, this episode gives you the full picture so you can make informed, forward-looking decisions.If this episode resonated with you, please leave a rating on your favourite podcast platform. It helps us reach more incredible listeners like you. Thank you for being a part of the journey! Click here to subscribe to our weekly email. SPECIAL OFFER: Buy a one of Stuart's books for ONLY $20 including delivery. Use the discount code blog here. Work with Mena & Stuart's team: At ProSolution Private Clients we encourage clients to adopt a holistic and evidence-based approach when making financial decisions. Visit our website. Follow us: Stuart: Twitter/X and LinkedIn. Mena: LinkedInIMPORTANT: This podcast provides general information about finance, taxes, and credit. This means that the content does not consider your specific objectives, financial situation, or needs. It is crucial for you to assess whether the information is suitable for your circumstances before taking any actions based on it. If you find yourself uncertain about the relevance or your specific needs, it is advisable to seek advice from a licensed and trustworthy professional.

This week's episode explores the most tax-efficient way under current US law to make a charitable gift from your estate. Spoiler! It's the beneficiary designation on your qualified retirement account. Website: www.thesavvyphilanthropist.podbean.com LinkedIn: https://www.linkedin.com/in/kirk-ross/ X: @rossplan Email: thesavvyhilanthropist@gmail.com

Learn how to take control of your retirement - https://directedira.com/In this episode, Mat and Mark dive into one of the most overlooked yet critical aspects of retirement and estate planning—who should be the beneficiary of your IRA? Should it be your spouse? Your kids? Or your trust? They break down the tax implications, legal requirements, and best practices to ensure your wealth is passed on efficiently and securely. With real-life stories and clear action steps, this episode is a must-listen for anyone with a retirement account. 00:00 – Welcome & Why This Topic Matters00:25 – The Common Mistake Most People Make01:02 – Why Trusts Often Get Left Out01:58 – The Life Insurance Horror Story03:19 – Why Beneficiary Designations Rule All04:04 – Tips for Married Couples: Spouse First, Trust Second05:08 – Why a Trust Helps with Minor or At-Risk Children06:08 – Asset Protection & Special Needs Planning06:50 – What Is a See-Through Trust?08:06 – The IRS Rules & Structural Requirements09:40 – Action Items: Audit, Update, Organize11:00 – Wrapping Up: The Power of Being OrganizedTo get a comprehensive tax and legal plan get to my law firm KKOS Lawyers, https://kkoslawyers.com. Learn how to take control of your retirement - https://directedira.com/Shop my products - https://shop.matsorensen.com/ Blog & Articles - https://matsorensen.com/blog/Connect with Mat online:Instagram: https://www.instagram.com/matsorensen/Facebook: https://www.facebook.com/mat.sorensen.1LinkedIn: https://www.linkedin.com/in/matsorensen/TikTok: https://www.tiktok.com/@sorensenmat YouTube: https://www.youtube.com/@MatSorensenWebsites:https://directedira.comhttps://matsorensen.comhttps://kkoslawyers.comhttps://mainstreetbusiness.com

The Salvation Army says sanctions on beneficiaries which force people to find volunteer work for a few hours a week isn't the best use of resources. New 'non-financial' sanctions are set to come into force for beneficiaries who don't meet their obligations - including having part of their weekly benefit put on a payment card or finding volunteer work for at least 5 hours a week. But Salvation Army principal social policy analyst Paul Barber doesn't believe that's the right way to go for people who are struggling to find work. "There are already a lot of sanctions available... we're talking about a relatively small group of people within the total number of people who are receiving welfare." LISTEN ABOVESee omnystudio.com/listener for privacy information.

Two new ‘non-financial' sanctions have come into force today for beneficiaries, who, in the words of the MSD, do not meet their obligations or, as other people might put it, who do not get off their arses and go and look for a job. Some people may have half their weekly benefits put onto a payment card for four weeks, that can only be spent on essential items at approved shops. Others may also have to find volunteer work for at least five hours each week, again for four weeks. Remember though, as the Minister for Social Development confirmed, it's only a tiny proportion of job seekers who are having a laugh – 98% are complying with their obligations and are doing what they can to get off the benefit, so it's only really going to apply to 2% of those on the benefit. But as former Welfare Expert Advisory Group member Phil O'Reilly told Ryan Bridge on Early Edition this morning, sanctions can and do work. Sanctions do work. Exactly how well they work is always open to debate. They work for two reasons. One is they encourage people to get off the benefit. But secondly, very importantly for people like you and me who are paying tax in order to give persons a benefit, they keep our faith in the system too. That if you're not going to play by the rules, there's going to be a bit of a sanction on you, so they do actually work in those two contexts. And I think that's important to remember too, it's not just about those who are on the benefit, it's about those people who are paying, in effect, the benefit. There has to be faith in the system to keep the system going. People won't suffer a financial loss per say, and since they'll be restricted as to what they can spend their benefit on if they are failing to meet their obligations. I'm less enthusiastic about the volunteering requirements. The poor old charity sector is doing it tough enough as it is without some hapless souls turning up reluctantly, looking for things to do because they have to. I don't see why voluntary organisations should be charged with the task of straightening out recalcitrant beneficiaries on top of everything else they do. Compulsory training courses or upskilling by MSD should be the way to go as far as I'm concerned. If there are people who want to volunteer, who have something to offer, fine - fill your boots. But I imagine they'd be doing that already if they felt they had something to offer. What on Earth are you going to do with a couple of individuals who don't want to go and get a job? We're talking the tiny proportion of beneficiaries there who don't want to go and get a job, who don't know how to go and get a job, who don't believe they have anything to offer anyone - they'll have had the stuffing knocked out of them after being on a benefit for years - turning up at your local Hospice shop or your SPCA or whatever, what on Earth are you supposed to do with them? David Seymour, whose party campaigned on the policies, said sanctions should go further. He said no country can succeed with one in six working age people on a benefit and ACT wants to see money in kind given as a benefit instead of cash. If you want the freedom, he says, to spend cash as your own, then earn it yourself. Which is all very well and good when the jobs are there but it's widely acknowledged that we're seeing unemployment rise. Hopefully it will peak very shortly, but we are at a time of high unemployment relative to the circumstances of this country. I'm all for getting the sanctions out for the 2% putting restrictions on what they can spend the money on so that taxpayers will have faith in the system, but the volunteering, no. Also, some of you may have a different view now about being on a benefit. Prior to the Covid years, many people had never experienced the shock of losing a job. During the Covid years, people lost work almost overnight. And they were extraordinary times trying to find something to do in a in an industry that had disappeared for a time or in the recession that followed. You might have suddenly found yourself surplus to requirements because the company you had worked for years was in really straightened circumstances and had to ditch people overboard to survive, so you might have a different view about what it means to be unemployed and looking for work. See omnystudio.com/listener for privacy information.

New non-financial sanctions are being added to the traffic light system from today for those on the job seeker benefit. 

Beneficiaries who fail to meet their obligations could have half their payment restricted to essentials-only for a month or do community work at least five hours a week. Beneficiaries advocate Kay Brereton spoke to Corin Dann.

New sanctions marking the next phase of the government's Traffic Light welfare system, mean beneficiaries who fail to meet their obligations can have half their benefits restricted to being spent on essentials-only for a month. Labour social development spokesperson Willie Jackson spoke to Corin Dann.

More benefit sanctions are coming in today for beneficiaries not meeting their requirements. People on a main benefit like Jobseeker Support could be hit with money management and community work sanctions if they fail to meet one of their obligations, which involve preparing or looking for work. One sanction means half of a person's benefit would be put on a payment card for four weeks - only to be used at approved, essential retailers. Social Development Minister Louise Upston talks to Mike Hosking about the sanctions. LISTEN ABOVE. See omnystudio.com/listener for privacy information.

Fáilte ar ais chuig eagrán nua de Ar An Lá Seo ar an 22ú lá de mí Bealtaine, liomsa Lauren Ní Loingsigh. I 1981 bhí an Taoiseach I mbaol pholaitiúil mar gur lainseáil sé é féin in olltoghchán ag déanamh an rud a mbeadh an rialtas ag déanamh in ionad gealltanas chuig an phobal. I 2009 tháinig an nuacht amach go raibh an tAire don ghnóthaí sóisialta ag smaoineamh ar obair do trí lá in ionad daoine á mbriseadh as a bpost. I 1981 bhí 9 eastát in Inis gan solas agus bhí daoine ina chónaí in eastát amháin ar feadh cúig bliana. I 1992 tháinig sé amach go raibh an bord sláinte chun iarratas a dhéanamh do mhaoiniú ón rialtas chun forbairt leis an chostas de 10 milliún punt ag an ospidéal in Inis. Sin The Black Eyed Peas le Boom Boom Pow – an t-amhrán is mó ar an lá seo I 2009. Ag lean ar aghaidh le nuacht cheoil ar an lá seo I 1980 thosaigh U2 a turas cheol a bhí 23 dátaí acu dóibh darbh ainm 11 O'Clock Tick Tock Tour. Thosaigh siad an turas cheol ag The Hope & Anchor I Londain. I 2000 bhunaigh Robbie Williams carthanas do pháistí leis an airgead a thuill sé leis an margadh a rinne sé le Pepsi. An t-ainm a bhí ar an charthanas na Give It Sum agus bhí timpeall 2 milliúin punt acu ag an tús. Bhí carthanas eile ag fáil an t-airgead cosúil le UNICEF agus Jeans For Genes. Agus ar deireadh breithlá daoine cáiliúla ar an lá seo rugadh Naomi Campbell sa Bhreatain I 1970 agus rugadh amhránaí Morrissey sa Bhreatain ar an lá seo I 1959 agus seo chuid de a amhrán. Beidh mé ar ais libh amárach le heagrán nua de Ar An Lá Seo. Welcome back to another edition of Ar An Lá Seo on the 22nd of May, with me Lauren Ní Loingsigh 1981: the taoiseach put his political danger on the line last night as he launched himself into a general election campaign holding out the governmets record instead of glossy promises to the voters. 2009: social affairs minister hinted at subsidisng a three day week for workers, where the alternative would be lay-offs. 1981: there were 9 housing estates in ennis still without public lights and people had been living in at least one of them for 5 years. 1992: the mid western health board was about to apply for government funding to undertake a massive £10 million development at ennis general hospital. That was The Black Eyed Peas with Boom Boom Pow – the biggest song on this day in 2009 Onto music news on this day In 1980 U2 kicked off their 23 date '11 O'Clock Tick Tock' tour at The Hope & Anchor in London. 2000 Robbie Williams set up a children's charity with the cash he earned from a deal with Pepsi. The trust, 'Give It Sum', boasted £2m seed money. Beneficiaries would include UNICEF and Jeans For Genes. And finally celebrity birthdays on this day – Model Naomi Campbell was born in the UK in 1970 and singer Morrissey was born in the UK on this day in 1959 and this is one of his songs. I'll be back with you tomorrow with another edition of Ar An Lá Seo.

Jake & Ben Full Show from May 21, 2025 Hour 1 BYU's recent success likely would not have happened without the "Wild West" of NIL.  Top 3 Stories of the Day: The Thunder take Game 1 of the WCF, No Jazz on NBA All-Rookie Teams, Pacers at Knicks tonight Bill Belichick is dating a run of the mill PR person Hour 2 Former Nuggets Head Coach Michael Malone took a shot at Nikola Jokic and Denver's fans on the ESPN braodcast.  What You Got Wednesday: Starting 5 with Conference Finals Players, Best Characters from Cheers and Frasier.  Raiders fans definitely have a reputation. 

Stephen and Zac discuss the innovative intersection of Bitcoin and life insurance. They explore how Bitcoin can disrupt traditional life insurance markets, the recent funding successes of Meanwhile, and the unique benefits of Bitcoin-denominated policies. The conversation dives into the mechanics of these policies, the yield generation strategies employed by Meanwhile, and the tax advantages that make them appealing to customers. The episode concludes with insights into the customer experience and the future of Bitcoin in the insurance industry. Takeaways

In the final installment of our 3-part estate planning series, we dive into one of the most overlooked—but critically important—aspects of planning: protecting your heirs' inheritance. It's not enough to simply leave assets to your loved ones. Without proper planning, those assets could be exposed to divorce, lawsuits, creditors, or mismanagement. We'll explore how using trusts can provide long-term protection and flexibility, and why leaving assets outright may be a costly mistake. You'll learn how to: Safeguard inheritances from a beneficiary's divorce or personal liabilities Provide for special needs or disabled heirs without jeopardizing government benefits Handle contingency planning, including what happens if a beneficiary predeceases you Protect minor children using trusts instead of relying on court-supervised guardianships We also highlight common mistakes—like failing to update your estate plan after major life events—and share practical steps to avoid them. Although this show does not provide specific tax, legal, or financial advice, you can engage Devin or John through their individual firms. 

Jim and Chris respond to listener emails on Social Security record accuracy, IRMAA repayment options, naming a Trust as an IRA beneficiary, and the Roth 5-year Rule. (12:00) Georgette shares five important Social Security lessons from her family's experience, prompting a PSA-style discussion on earnings record errors, divorce and remarriage rules, survivor benefit delays, and […] The post Social Security, IRMAA, IRA Beneficiary, and the Roth 5-Year Rule: Q&A #2519 appeared first on The Retirement and IRA Show.

Professor Terrence Deacon & Professor Michael Levin have both shaped the fields of developmental evolutionary biology, cognitive science, and so much more. In this episode of Mind-Body Solution, these distinguished giants come together in conversation for the very first time: "A Biology Revolution". Terrence Deacon is Professor and Chair of the Department of Anthropology and member of the Helen Wills Neuroscience Institute at the University of California, Berkeley.Michael Levin is Professor in the Biology department at Tufts University and associate faculty at the Wyss Institute for Bioinspired Engineering at Harvard University. TIMESTAMPS:(0:00) - Introduction(0:42) - Mike on Terry's work(1:32) - Terry on Mike's work (2:48) - Mike & Terry on Daniel Dennett's work(8:10) - Origin of Life & Purpose (Terry's perspective: complexity, thermodynamics, memory)(14:37) - Origin of Life & Purpose (Mike's perspective: models of scaling, polycomputing, spaces of reality)(20:08) - The Self, Beneficiaries & Causal Emergence(26:00) - Strange Loops & Semiotics (Metabolism precedes Neural activity)(29:00) - Causality: Constraints, Morphological Computing & Environmental Offloading (32:50) - Lazy Gene Hypothesis, Inverse Darwinism, Constraints & Energy(40:15) - Regeneration & Memory: Decompression Processes & Complexity(45:30) - Meta-Constraints: Problem Solving Agents & Bioengineering Surprises (beyond genes)(52:57) - Hypothesis Generation & Adaptive Nervous Systems (Competitions between Interpretations)(57:48) - Biologizing Cognition: Evolutionary & Developmental(1:02:40) - Terry's Critique of Mike's work (Preformationism)(1:06:00) - Mike's Response(1:15:22) - Mike's Critique of Terry's work (Teleonomy)(1:18:03) - Terry's Response(1:23:50) - Goal Directedness(1:26:22) - Final Thoughts(1:28:55) - Conclusion EPISODE LINKS:- Mike's Podcast 1: https://www.youtube.com/watch?v=v6gp-ORTBlU- Mike's Podcast 2: https://www.youtube.com/watch?v=kMxTS7eKkNM- Mike's Podcast 3: https://www.youtube.com/watch?v=1R-tdscgxu4- Mike's Lecture: https://www.youtube.com/watch?v=aQEX-twenkA- Terry's Podcast: https://www.youtube.com/watch?v=_Kj2OgkxGa0- Terry's Lecture: https://www.youtube.com/watch?v=refDeUzgdIg- Daniel Dennett Tribute: https://www.youtube.com/watch?v=Z3cWQLUbnKsCONNECT:- Website: https://tevinnaidu.com - Podcast: https://creators.spotify.com/pod/show/mindbodysolution- YouTube: https://youtube.com/mindbodysolution- Twitter: https://twitter.com/drtevinnaidu- Facebook: https://facebook.com/drtevinnaidu - Instagram: https://instagram.com/drtevinnaidu- LinkedIn: https://linkedin.com/in/drtevinnaidu=============================Disclaimer: The information provided on this channel is for educational purposes only. The content is shared in the spirit of open discourse and does not constitute, nor does it substitute, professional or medical advice. We do not accept any liability for any loss or damage incurred from you acting or not acting as a result of listening/watching any of our contents. You acknowledge that you use the information provided at your own risk. Listeners/viewers are advised to conduct their own research and consult with their own experts in the respective fields.

Boeing (BA) moved higher after getting a fresh set of jet orders from British Airways. Rick Ducat dives into the surging price action behind Boeing that brought the plane maker to 2025-highs. Tom White offers an example options trade for the company.======== Schwab Network ========Empowering every investor and trader, every market day.Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – / schwabnetwork Follow us on Facebook – / schwabnetwork Follow us on LinkedIn - / schwab-network About Schwab Network - https://schwabnetwork.com/about

In this episode, Miguel Gonzalez, CRC®, walks you through what to expect when you inherit money—from probate to debt handling, taxes, and investment strategies—to help you make informed decisions during a difficult time.Cortburg Retirement Advisors is a boutique financial planning firm committed to helping you grow, protect, and preserve your assets from your first job to retirement. We specialize in wealth management, estate and tax planning, group retirement, employee benefits, insurance, and retirement planning to navigate any economic climate.Miguel Gonzalez, a Retirement Specialist with 20+ years of experience, offers expertise in retirement income planning, investment management, and retirement plan design. With an MBA from Columbia Business School, and professional experience with JP Morgan Chase, Merrill Lynch, and more, Miguel is a trusted advisor for his clients.#InheritingMoney #EstatePlanning #FinancialAdvice #RetirementPlanning #InheritanceTips #ProbateProcess #WealthTransfer #InheritedAssets #FinancialEducation #InheritanceTax #LegacyPlanning #BeneficiaryAdvice #InvestmentStrategies #InheritedIRA #TaxPlanning #PersonalFinance #FinancialLiteracy #RealEstateInheritance #MiguelGonzalezCRC #CortburgAdvisorsWelcome to Cortburg Speaks Retirement Podcast with Miguel Gonzalez, MBA, AIF®, CPFA®, CRC® CLICK HERE TO LISTEN TO MIGUEL'S LATEST PODCAST FOLLOW US ON: YouTube->https://m.youtube.com/c/CORTBURGRETIREMENTADVISORS Facebook-> https://m.facebook.com/CortburgInc Twitter-> https://twitter.com/CortburgInc LinkedIn->https://www.linkedin.com/in/miguelxgonzalez/ Website: www.CortburgRetirement.com Email: Miguel@CortburgRetirement.com

Megan Brantley initially wasn't as bullish on Uber Technologies (UBER) as she is now. LikeFolio's data shows the company taking market share from competitors like Lyft Inc. (LYFT), Doordash (DASH), and Maplebear (CART). Her cautious bullishness comes in part from Tesla's (TSLA) brand decline, which Megan believes eases robotaxi headwinds. ======== Schwab Network ========Empowering every investor and trader, every market day. Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/ About Schwab Network - https://schwabnetwork.com/about

On April 30th, 2025, a U.S. court ruled that Apple's anti-steering policies are anti-competitive and unenforceable.That single sentence could redefine the mobile app economy.For the first time ever, developers can now directly link to their own web stores from inside their iOS apps, promoting them, pricing them competitively, and funneling players off-platform without fear of being banned.We unpacked everything on a special emergency episode with Chip Thurston, Head of Gaming at FastSpring (and former Scopely product leader)

Hart, Fitzy and Johnson analyze the current state of the Patriots' offensive depth chart, and they discuss how QB Drake Maye is set to benefit immensely from the team's aggressive approach to the offseason.

"In a blended family, fairness and mutual understanding are key, especially when navigating the complexities of prenuptial and postnuptial agreements.” -Donna Kendrick   Navigating love after loss or divorce comes with a host of emotional and financial complexities, especially when blending families.   Our hosts, Stephanie McCullough and Kevin Gaines, speak with Donna Kendrick, a financial planner who has lived through these transitions herself. After losing her husband unexpectedly, Donna rebuilt her life and career with a mission to help families in flux—widows, divorcées, and newly blended households.   She shares how combining lives means combining financial baggage too, from income disparities and home equity dilemmas to prenups, life insurance, and estate planning. Donna's candid story highlights the power of transparency and empathy in financial conversations, especially when trust has been tested.   Her advice? Begin with individual clarity—define your needs, wants, and non-negotiables—then collaborate with your partner.   Donna emphasizes the importance of communication, fairness, and ongoing adjustment as life evolves. Her blend of financial savvy and emotional wisdom offers a powerful reminder: managing money in remarriage is less about spreadsheets and more about mutual understanding.   Key Topics: Donna Kendrick's Story (00:00) Reprioritizing Your Beneficiaries in a Blended Family (12:30) Why Donna Decided to Remarry (16:01) Letting Your Kids Know About Their Future Financial Realities (21:16) Factors When Considering Remarriage (27:28) What Donna Did Wrong During the Process (and What She Did Right) (32:18) Key Takeaways (37:31)   Resources: Connect with Donna Widow, Wisdom & Wealth Podcast Take Back Retirement Ep 109: Remarriage & Money: Janice Guinn Joins the Conversation on Love, Legalities, and Life Planning     If you like what you've been hearing, we invite you to subscribe on your favorite platform and leave us a review. Tell us what you love about this episode! Or better yet, tell us what you want to hear more of in the future. stephanie@sofiafinancial.com   You can find the transcript and more information about this episode at www.takebackretirement.com.   Follow Stephanie on Twitter, Facebook, YouTube and LinkedIn.  Follow Kevin on Twitter, Facebook, YouTube and LinkedIn.

Todd Lutsky explains why the how you leave assets to your beneficiaries is very important. What are some of the different paths for leaving assets? How to resolve a conflict between an executor and a beneficiary? What kind of fees are to be expected when setting up a trust? How can you use the proceeds from a house sale that is in a trust?

You may believe your retirement is all set, with savings secured and timelines mapped out, but then the questions start flooding in, shaking that sense of certainty. This episode reveals the questions people start asking as retirement gets closer, from Roth conversions and Social Security to how inherited money works.. Gregg walks through questions from listeners and clients that reveal the lesser-known stuff, like why turning 73 or 75 matters way more than you'd expect, what changes if you're still working, or how one checkbox on a beneficiary form can shift who ends up with your money. There's also a closer look at long-term care insurance and why the math on it surprises most people. This episode will make you stop and rethink your assumptions so that it doesn't cost you dearly in the future. You will want to hear this episode if you are interested in... (0:00) The real retirement questions you should ask sooner rather than later. (03:45) Listener question #1 - Roth conversions and the five-year rule. (05:04) Listener question #2 - Roth IRA vs. Roth 401(k) contribution limits. (07:44) Listener question #3 - Beneficiary designations: pro rata vs. per stirpes. (10:38) Listener question #4 - Social Security growth after full retirement age. (14:37) Listener question #5 - What if Social Security income becomes tax-free? (14:41) Listener question #6 - Required minimum distributions and age updates. (19:28) Listener question #7 - Why long-term care insurance costs as much as it does. (24:18) Listener question #8 - When retirement income and market dips collide. Resources & People Mentioned 3 Steps to Retirement Planning Ed Slott - America's IRA Experts - https://irahelp.com/ Connect With Gregg Gonzalez Email at: Gregg.gonzalez@lpl.com Podcast: https://RetirementMadeEasyPodcast.com Website: https://StLouisFinancialAdvisor.com Follow Gregg on LinkedIn Follow Gregg on Facebook Follow Gregg on YouTube   Subscribe to Retirement Made Easy On Apple Podcasts, Spotify, Google Podcasts  

  Welcome to the KE Report Weekend Show!    This week, we explore the growing shift of capital out of the U.S., impacting both equity...

Episode 586: Don't let common retirement income mistakes derail your financial security—learn three crucial pitfalls and how to avoid them. Next, Justin and Matthew walk through the ins and outs of naming beneficiaries—what that involves, why it's important, and how to do it well.

This week's show covers part two of our beneficiary roadmap, defensive names, options for your RMD, and tons of emails.

Brandon gives you his insight from Friday's bank earnings and who he thinks will benefit from the tariffs.

This week, Todd Lutsky explains how and why you could name a trust as a beneficiary on a retirement account. Todd also explains why leaving a house to multiple beneficiaries could lead to disaster. Todd takes a question from a listener about selling a home while in an assisted living facility.

In this episode, The Annuity Man discussed:  Protecting your beneficiary from dumb choices How Stan lovingly handcuffs his beneficiaries Handcuffing your loved ones is good for them   Key Takeaways:  Lovingly handcuffing your beneficiaries with annuity guarantees protects them from making dumb decisions with lump sums.  Stan has written in the trust that when he dies, there will be a lifetime income annuity purchase for each of his daughters, guaranteed to pay them for the rest of their life as long as they are breathing.  Your beneficiaries might not react positively to you giving them income instead of a lump sum, but handcuffing them contractually is the right thing to do and it will be good for them in the long run.    "Death is not a good strategy, because you can only use it once. But wouldn't it be good to know regardless of what happens, that they're taken care of? And that lifetime income stream is going to be in place?" —  Stan The Annuity Man.      Connect with The Annuity Man:  Website: http://theannuityman.com/  Email: Stan@TheAnnuityMan.com  Book: Owner's Manuals: https://www.stantheannuityman.com/how-do-annuities-work YouTube: https://www.youtube.com/channel/UCCXKKxvVslbeGAlEc5sra2g  Get a Quote Today: https://www.stantheannuityman.com/annuity-calculator!

This week's show covers common mistakes investors make during sell-offs, asset allocation working, a down market survival guide for retirees, and a beneficiary roadmap.

Congratulations on your remarriage! How do you ensure that your finances are in order as you step into this next phase of your life?   Our hosts Stephanie McCullough and Kevin Gaines explore the vital legal and financial considerations of remarriage, from beneficiary designations to tax implications, with guidance from fellow Financial Planner at Sofia Financial, Janice Guinn!   There are legal considerations aplenty when deciding between cohabitation and remarriage. Money talks can often be the elephant in the room, but they're essential for maintaining harmony in marriage. A partner's reluctance to engage in these conversations could be a red flag. Financial transparency is key to building a healthy and lasting partnership.   Our hosts also get into the nitty-gritty on taxes and retirement plans, trusts and long-term care, as well as pre and post-nuptial agreements!   Key Topics: The Most Important Step: Discussing Your Goals and Expectations (04:10) Financial Obligations to Children and Parents When Remarrying (08:39) Joint or Separate Bank Accounts? (16:16) Long-Term Care as You Age (20:00) Estate Planning and Pre/Post-Nuptial Agreements (23:02) How Remarriage Impacts Your Taxes (31:12) “If You Are Under 60, Think Twice About Getting Remarried.” (41:06) Retirement Plans and Beneficiaries (45:00) To Marry or Cohabit? (55:55) What About Trusts? (1:00:22)   Resources: Take Back Retirement Episode 66: Transform Your Relationship with Money: Lessons from Bari Tessler Take Back Retirement Episode 43: The Psychology of Money and Marriage with Special Guest Ed Coambs Take Back Retirement Episode 31: What the Heck is a Trust, and Why Might I Need One?     If you like what you've been hearing, we invite you to subscribe on your favorite platform and leave us a review. Tell us what you love about this episode! Or better yet, tell us what you want to hear more of in the future. stephanie@sofiafinancial.com   You can find the transcript and more information about this episode at www.takebackretirement.com.   Follow Stephanie on Twitter, Facebook, YouTube and LinkedIn.  Follow Kevin on Twitter, Facebook, YouTube and LinkedIn.

In this episode, Miguel Gonzalez, Certified Retirement Counselor, breaks down the 10 most important facts about the 10-year rule for inherited IRAs. Learn who this rule affects, the key tax implications, and how to strategically navigate RMDs as a beneficiary.Cortburg Retirement Advisors is a boutique financial planning firm committed to helping you grow, protect, and preserve your assets from your first job to retirement. We specialize in wealth management, estate and tax planning, group retirement, employee benefits, insurance, and retirement planning to navigate any economic climate.Miguel Gonzalez, a Retirement Specialist with 20+ years of experience, offers expertise in retirement income planning, investment management, and retirement plan design. With an MBA from Columbia Business School, and professional experience with JP Morgan Chase, Merrill Lynch, and more, Miguel is a trusted advisor for his clients.#InheritedIRA #10YearRule #RMDRules #RetirementPlanning #SECUREAct #FinancialPlanning #WealthManagement #IRAWithdrawals #NonSpouseBeneficiaries #TaxPlanning #RothIRA #IRARules #RetirementTaxTips #RequiredMinimumDistribution #RetirementAccounts #RetirementAdvisor #FinancialPodcast #CortburgRetirement #MiguelGonzalezCRC #RetirementEducationWelcome to Cortburg Speaks Retirement Podcast with Miguel Gonzalez, MBA, AIF®, CPFA®, CRC® CLICK HERE TO LISTEN TO MIGUEL'S LATEST PODCAST FOLLOW US ON: YouTube->https://m.youtube.com/c/CORTBURGRETIREMENTADVISORS Facebook-> https://m.facebook.com/CortburgInc Twitter-> https://twitter.com/CortburgInc LinkedIn->https://www.linkedin.com/in/miguelxgonzalez/ Website: www.CortburgRetirement.com Email: Miguel@CortburgRetirement.com

This week, Todd Lutsky explains the various methods of leaving assets to your beneficiaries. Todd takes questions for the audience about borrowing against your trust, leaving a home to a beneficiaries, and naming a beneficiary to your 401(k).

Kevin Green admits "nobody really knows" what to expect with today's highly anticipated tariffs announcement. From auto parts to lumber to copper, KG walks through various corners of the economy that could face higher prices and pressures. Meanwhile, payment stocks like MasterCard (MA) and Visa (V) are among Goldman Sachs' defensive names amid market uncertainty. For the S&P 500 (SPX), Kevin highlights the tariff announcement coming after Wednesday's close which could spell more volatility for Thursday instead.======== Schwab Network ========Empowering every investor and trader, every market day.Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – / schwabnetwork Follow us on Facebook – / schwabnetwork Follow us on LinkedIn - / schwab-network About Schwab Network - https://schwabnetwork.com/about

Our guest on the podcast today is Dr. Jay Zigmont. He's the author of a new book called The Childfree Guide to Life and Money, and he's also the founder and CEO of Childfree Wealth, a financial planning firm dedicated to helping people without kids. Dr. Jay is a certified financial planner, and he also has his MBA, as well as his PhD in Adult Learning from the University of Connecticut. He hosts the Childfree Wealth podcast, and he previously published another book called Portraits of Childfree Wealth. Dr. Jay, welcome to The Long View.BackgroundBioChildfree WealthChildfree Wealth podcastThe Childfree Guide to Life and Money: Make Your Finances Simple So Your Life Without Kids Can Be Amazing, by Jay ZigmontPortraits of Childfree Wealth: 26 stories about how being Childfree impacts your life, wealth and finances, by Jay ZigmontBeing Childfree“Census Bureau: Older Childless Women Make More Money, In Better Health Than Male Counterparts,” by Carlie Porterfield, forbes.com, Aug. 31, 2021.“11% of Older Americans (55+) Are Childfree,” by Jay Zigmont, childfreewealth.com, Aug. 28, 2022.“Among Unmarried Adults, Women Without Children Have as Much Wealth as Single Men,” by Richard Fry, pewresearch.org, Nov. 4, 2024.“Choosing the FILE Lifestyle—Financial Independence, Live Early,” by Jay Zigmont, childfreewealth.com, Aug. 28, 2022.“FILE vs FIRE—Finding What Is Right For You,” by Jay Zigmont, childfreewealth.com, Aug. 28, 2022.Die With ZeroDie With Zero: Getting All You Can From Your Money and Your Life, by Bill Perkins“How Do I Embrace the Die With Zero Approach?” by Jay Zigmont, childfreewealth.com, April 30, 2024.“Not Having Children ‘Breaks' Traditional Financial Planning, says CFP—8 Money Rules for Childfree People,” by Ryan Ermey, cnbc.com, Dec. 5, 2023.Long-Term Care and Estate Planning“How Much Does Assisted Living Cost in 2023?” by Sam DiSalvo, finance.yahoo.com, March 30, 2023.“Long-Term Care for Childfree Individuals,” by Jay Zigmont, childfreewealth.com, Nov. 23, 2023.“Who Will Take Care of Me?” by Jay Zigmont, childfreewealth.com, Dec. 12, 2023.“Get Your Paperwork Right, Now!—Wills, Beneficiaries, Living Wills, POAs and More,” by Jay Zigmont, childfreewealth.com, Aug. 28, 2022.Other“New Report: Being Childfree May Not Make You Rich, But It May Make You Happy,” by Jay Zigmont, childfreewealth.com, Oct. 6, 2022.“The Gardener and the Rose,” by Jay Zigmont, childfreewealth.com, Aug. 28, 2022.The Purpose Code: How to Unlock Meaning, Maximize Happiness, and Leave a Lasting Legacy, by Jordan Grumet“Jordan Grumet: The Purpose Code,” The Long View podcast, Morningstar.com, Jan. 7, 2025.

Editor's Summary by Kirsten Bibbins-Domingo, PhD, MD, MAS, Editor in Chief, and Preeti Malani, MD, MSJ, Deputy Editor of JAMA, the Journal of the American Medical Association, for articles published from March 22-28, 2025.

Is the tension between World Cup co-hosts USA, Canada and Mexico a concern? Can Comoros complete the ultimate underdog story? Plus, will Chris Wood and Erling Haaland be firing in the goals for New Zealand and Norway next year?Kelly Cates and Rory Smith get our countdown to the 2026 underway in Destination New Jersey. JT Batson, CEO & Secretary General of the US Soccer Federation, joins us to discuss their preparations for the tournament. Former New Zealand manager, Ricki Herbert, talks up their chances of making it to next summer's World Cup 16 years after he guided them to South Africa. President of the Norwegian Football Association, Lise Klaveness, explains the pressure on them to ensure Erling Haaland and their talented generation can reach the finals. And we're joined by Former Wolves boss Stefano Cusin as he bids to take Comoros to their first World Cup. TIMECODES: 02:10 - JT Batson – CEO & Secretary General of US Soccer Federation 17:50 - Stefano Cusin – Comoros Manager 26:19 – Ricki Herbert – Former New Zealand manager 39:36 – Lise Klaveness – President of the Norwegian Football Association. Commentaries on 5 Live/BBC Sounds: Wednesday: Manchester City v Chelsea - Women's Champions League (8pm) Thursday: Greece v Scotland - Men's Nations League play-off (7:45pm) Friday: England v Albania - Men's World Cup 2026 qualifying (7:45pm) Sunday: Manchester City v Chelsea - Women's Super League (2:30pm)

This episode dives into why teaming up with a competent attorney is essential for your financial well-being, especially when it comes to estate planning. We've got our go-to legal expert, Kristen Luce, Partner at Coughlin and Gerhart LLP, back in studio to share how the right attorney can make all the difference in ensuring your assets are handled according to your wishes. We chat about the importance of communication, transparency, and doing your homework when choosing legal professionals—because let's be honest, nobody wants to leave their loved ones tangled in a legal mess. Ask those tough questions and gauge how they respond. The right professionals will be eager to help you navigate your unique situation with ease, not just shove you into a one-size-fits-all plan.Plus, we tackle the misconception that estate planning is only for the elderly; hint: if you're 18 or have something you care about, it's time to get your ducks in a row! Takeaways:Understanding the importance of vetting financial advisors and attorneys can significantly impact your financial future. Collaborative efforts between attorneys and financial advisors can lead to better outcomes for clients' estate planning needs. Don't skip out on estate planning; even young adults need to have their own legal documents in order. Beneficiaries can trump what's in your will, so it's crucial to check your accounts regularly for accuracy. Choosing a fee-only financial planner can help eliminate conflicts of interest that might arise with commission-based advisors. Always communicate your wishes clearly; ambiguity in estate planning can lead to family disputes down the line. _______________________________________________

Today's Mystery: Johnny's called in to find a missing life insurance beneficiary who turns out to be wanted for murder.Original Radio Broadcast Date: November 17, 1957Originating from HollywoodStarring: Bob Bailey as Johnny Dollar; Lawrence Dobkin; Virginia Gregg; Jack Kruschen; Jeanette Nolan; Russell Thorson; Howard McNearWhen making your travel plans, remember http://johnnydollarair.comBecome one of our Patreon Supporters at https://patreon.greatdetectives.netThank you to our Patreon Supporter of the Day: Bailey, patreon supporter since April 2023.Take the listener survey at http://survey.greatdetectives.netGive us a call at 208-991-4783Follow us on Twitter @radiodetectivesJoin us again tomorrow for another detective drama from the Golden Age of Radio.

Today's Mystery: Johnny's called in to find a missing life insurance beneficiary who turns out to be wanted for murder.Original Radio Broadcast Date: November 17, 1957Originating from HollywoodStarring: Bob Bailey as Johnny Dollar; Lawrence Dobkin; Virginia Gregg; Jack Kruschen; Jeanette Nolan; Russell Thorson; Howard McNearWhen making your travel plans, remember http://johnnydollarair.comBecome one of our Patreon Supporters at https://patreon.greatdetectives.netThank you to our Patreon Supporter of the Day: Bailey, patreon supporter since April 2023.Take the listener survey at http://survey.greatdetectives.netGive us a call at 208-991-4783Follow us on Twitter @radiodetectives

Who is the biggest beneficiary from the Eagles win over the Chiefs? Dak Prescott embraces the crazy and delusional, but don’t knock him for it. Plus, couch surfing, midweek awards and more!See omnystudio.com/listener for privacy information.