Podcasts about beneficiaries

Last week, I shared how not having a plan can create chaos throughout the whole family when long term care is needed. This week, I used the same need and family but added LTC insurance as a tool to help pay for care expenses. Listen and learn how helpful even a small plan can work to make life a little less difficult during a very difficult time. Then schedule some time with me to design your plan See current and projected costs of care (use 5% COLA to project Learn what your state's Medicaid program let's you keep and qualify for help

Here's a situation most people don't really think about: what happens if one of your beneficiaries dies before you do? It's not just a legal formality, it's a scenario that can create confusion, delay, and unintended consequences for your estate plan. If your plan doesn't account for this possibility, state law might decide where the money goes, and the results could be far from what you intended. In this episode, Nick breaks down what actually happens in these cases and why your estate documents need clear, thoughtful instructions for life's unexpected turns. Here's some of what we discuss in this episode: ⚠️ What happens when your plan doesn't have a backup

Are you the primary beneficiary of your own genius? In this episode of "The Magic is You," host Michelle dives into the idea of reclaiming your energy, inspiration, and best self—first for you, and then for the world. Michelle explores how societal expectations can lead us to give our best to others—jobs, companies, or paradigms—while neglecting our own fulfillment and creativity. She challenges listeners to flip the script: what if you gave yourself your best energy, ideas, and effort? Drawing inspiration from icons like Freddie Mercury, Michelle reminds us that honoring your authentic genius isn't just self-care, it's the most powerful way to serve others. Tune in for empowering insights and practical reflections to help you become the hero of your own life.Join the newsletter: https://www.secretowlsociety.org/newsletter

Welcome back to the Law School Toolbox podcast! This is the second episode of a two-part discussion of third-party rights in contracts. Last time we covered assignments and delegations, and today we focus on third-party beneficiaries. In this episode we discuss: A recap of assignment and delegation of contractual rights and obligations Intended and incidental third-party beneficiaries Illustrative examples of third-party beneficiaries Resources: "Listen and Learn" series (https://lawschooltoolbox.com/law-school-toolbox-podcast-substantive-law-topics/#listen-learn) Podcast Episode 508: Listen and Learn – Third-Party Rights in Contracts (Part 1) (https://lawschooltoolbox.com/podcast-episode-508-listen-and-learn-third-party-rights-in-contracts-part-1-rules/) Download the Transcript  (https://lawschooltoolbox.com/episode-509-listen-and-learn-third-party-rights-in-contracts-part-2/) If you enjoy the podcast, we'd love a nice review and/or rating on Apple Podcasts (https://itunes.apple.com/us/podcast/law-school-toolbox-podcast/id1027603976) or your favorite listening app. And feel free to reach out to us directly. You can always reach us via the contact form on the Law School Toolbox website (http://lawschooltoolbox.com/contact). If you're concerned about the bar exam, check out our sister site, the Bar Exam Toolbox (http://barexamtoolbox.com/). You can also sign up for our weekly podcast newsletter (https://lawschooltoolbox.com/get-law-school-podcast-updates/) to make sure you never miss an episode! Thanks for listening! Alison & Lee

In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss the complexities of Inherited IRAs with special guest Taylor Wolverton, a Certified Financial Planner and Enrolled Agent. They break down what beneficiaries need to know about inherited retirement accounts, including crucial updates introduced under the Secure Act. Whether you're a spouse, non-spouse, or special exception beneficiary, this episode helps you understand how to navigate the rules and avoid costly mistakes when it comes to inherited IRA distributions.Listen in to learn about the different rules based on whether the account was inherited before or after 2020, how the 10-year rule inherited IRA provision works, and how it contrasts with the old Stretch IRA rules. They also explain IRA beneficiary rules for both Roth inherited IRA and traditional IRAs, helping you determine the most tax-efficient strategy for your situation. With insights on Inherited IRA RMD rules, Secure Act IRA changes, and options for non-spouse IRA beneficiaries, this is a must-listen episode for anyone dealing with an IRA inheritance.In this episode, find out:What the 10-year rule inherited IRA really means for beneficiaries.How IRA rules for beneficiaries differ for pre- and post-2020 inheritances.The difference between spousal vs non-spouse IRA beneficiary strategies.How to handle Inherited IRA RMD rules and avoid tax penalties.Why Roth inherited IRA strategies may involve waiting until year 10.Tweetable Quotes:“Just because you're not required to take a distribution every year doesn't mean it's the best strategy for your taxes.” – Murs Tariq“Understanding whether you're a spouse or non-spouse IRA beneficiary changes everything about how you manage the account.” – Taylor WolvertonResources:If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement!To access the course, simply visit POMWealth.net/podcast.

In Israel-US War Against Iran, Pakistan and China Are the Biggest Losers | India a Beneficiary

Most federal and postal employees don't know how many beneficiary forms they actually need — or how many death certificates their spouse would need if something happened tomorrow. If you're unsure, you're not alone… and you may not be fully protected.Join us for a live estate planning webinar built specifically for federal and postal workers. We'll cover what you need to have in place to protect your benefits and your family.

Susan Slusser joins Papa & Silver to project the biggest beneficiaries of the Rafael Devers trade and recap her time catching up with Farhan Zaidi at Dodger Stadium this past weekendSee omnystudio.com/listener for privacy information.

Susan Slusser joins Papa & Silver to project the biggest beneficiaries of the Rafael Devers trade and recap her time catching up with Farhan Zaidi at Dodger Stadium this past weekendSee omnystudio.com/listener for privacy information.

This week's episode explores the most tax-efficient way under current US law to make a charitable gift from your estate. Spoiler! It's the beneficiary designation on your qualified retirement account. Website: www.thesavvyphilanthropist.podbean.com LinkedIn: https://www.linkedin.com/in/kirk-ross/ X: @rossplan Email: thesavvyhilanthropist@gmail.com

Learn how to take control of your retirement - https://directedira.com/In this episode, Mat and Mark dive into one of the most overlooked yet critical aspects of retirement and estate planning—who should be the beneficiary of your IRA? Should it be your spouse? Your kids? Or your trust? They break down the tax implications, legal requirements, and best practices to ensure your wealth is passed on efficiently and securely. With real-life stories and clear action steps, this episode is a must-listen for anyone with a retirement account. 00:00 – Welcome & Why This Topic Matters00:25 – The Common Mistake Most People Make01:02 – Why Trusts Often Get Left Out01:58 – The Life Insurance Horror Story03:19 – Why Beneficiary Designations Rule All04:04 – Tips for Married Couples: Spouse First, Trust Second05:08 – Why a Trust Helps with Minor or At-Risk Children06:08 – Asset Protection & Special Needs Planning06:50 – What Is a See-Through Trust?08:06 – The IRS Rules & Structural Requirements09:40 – Action Items: Audit, Update, Organize11:00 – Wrapping Up: The Power of Being OrganizedTo get a comprehensive tax and legal plan get to my law firm KKOS Lawyers, https://kkoslawyers.com. Learn how to take control of your retirement - https://directedira.com/Shop my products - https://shop.matsorensen.com/ Blog & Articles - https://matsorensen.com/blog/Connect with Mat online:Instagram: https://www.instagram.com/matsorensen/Facebook: https://www.facebook.com/mat.sorensen.1LinkedIn: https://www.linkedin.com/in/matsorensen/TikTok: https://www.tiktok.com/@sorensenmat YouTube: https://www.youtube.com/@MatSorensenWebsites:https://directedira.comhttps://matsorensen.comhttps://kkoslawyers.comhttps://mainstreetbusiness.com

The Salvation Army says sanctions on beneficiaries which force people to find volunteer work for a few hours a week isn't the best use of resources. New 'non-financial' sanctions are set to come into force for beneficiaries who don't meet their obligations - including having part of their weekly benefit put on a payment card or finding volunteer work for at least 5 hours a week. But Salvation Army principal social policy analyst Paul Barber doesn't believe that's the right way to go for people who are struggling to find work. "There are already a lot of sanctions available... we're talking about a relatively small group of people within the total number of people who are receiving welfare." LISTEN ABOVESee omnystudio.com/listener for privacy information.

New non-financial sanctions are being added to the traffic light system from today for those on the job seeker benefit. 

Beneficiaries who fail to meet their obligations could have half their payment restricted to essentials-only for a month or do community work at least five hours a week. Beneficiaries advocate Kay Brereton spoke to Corin Dann.

New sanctions marking the next phase of the government's Traffic Light welfare system, mean beneficiaries who fail to meet their obligations can have half their benefits restricted to being spent on essentials-only for a month. Labour social development spokesperson Willie Jackson spoke to Corin Dann.

More benefit sanctions are coming in today for beneficiaries not meeting their requirements. People on a main benefit like Jobseeker Support could be hit with money management and community work sanctions if they fail to meet one of their obligations, which involve preparing or looking for work. One sanction means half of a person's benefit would be put on a payment card for four weeks - only to be used at approved, essential retailers. Social Development Minister Louise Upston talks to Mike Hosking about the sanctions. LISTEN ABOVE. See omnystudio.com/listener for privacy information.

Fáilte ar ais chuig eagrán nua de Ar An Lá Seo ar an 22ú lá de mí Bealtaine, liomsa Lauren Ní Loingsigh. I 1981 bhí an Taoiseach I mbaol pholaitiúil mar gur lainseáil sé é féin in olltoghchán ag déanamh an rud a mbeadh an rialtas ag déanamh in ionad gealltanas chuig an phobal. I 2009 tháinig an nuacht amach go raibh an tAire don ghnóthaí sóisialta ag smaoineamh ar obair do trí lá in ionad daoine á mbriseadh as a bpost. I 1981 bhí 9 eastát in Inis gan solas agus bhí daoine ina chónaí in eastát amháin ar feadh cúig bliana. I 1992 tháinig sé amach go raibh an bord sláinte chun iarratas a dhéanamh do mhaoiniú ón rialtas chun forbairt leis an chostas de 10 milliún punt ag an ospidéal in Inis. Sin The Black Eyed Peas le Boom Boom Pow – an t-amhrán is mó ar an lá seo I 2009. Ag lean ar aghaidh le nuacht cheoil ar an lá seo I 1980 thosaigh U2 a turas cheol a bhí 23 dátaí acu dóibh darbh ainm 11 O'Clock Tick Tock Tour. Thosaigh siad an turas cheol ag The Hope & Anchor I Londain. I 2000 bhunaigh Robbie Williams carthanas do pháistí leis an airgead a thuill sé leis an margadh a rinne sé le Pepsi. An t-ainm a bhí ar an charthanas na Give It Sum agus bhí timpeall 2 milliúin punt acu ag an tús. Bhí carthanas eile ag fáil an t-airgead cosúil le UNICEF agus Jeans For Genes. Agus ar deireadh breithlá daoine cáiliúla ar an lá seo rugadh Naomi Campbell sa Bhreatain I 1970 agus rugadh amhránaí Morrissey sa Bhreatain ar an lá seo I 1959 agus seo chuid de a amhrán. Beidh mé ar ais libh amárach le heagrán nua de Ar An Lá Seo. Welcome back to another edition of Ar An Lá Seo on the 22nd of May, with me Lauren Ní Loingsigh 1981: the taoiseach put his political danger on the line last night as he launched himself into a general election campaign holding out the governmets record instead of glossy promises to the voters. 2009: social affairs minister hinted at subsidisng a three day week for workers, where the alternative would be lay-offs. 1981: there were 9 housing estates in ennis still without public lights and people had been living in at least one of them for 5 years. 1992: the mid western health board was about to apply for government funding to undertake a massive £10 million development at ennis general hospital. That was The Black Eyed Peas with Boom Boom Pow – the biggest song on this day in 2009 Onto music news on this day In 1980 U2 kicked off their 23 date '11 O'Clock Tick Tock' tour at The Hope & Anchor in London. 2000 Robbie Williams set up a children's charity with the cash he earned from a deal with Pepsi. The trust, 'Give It Sum', boasted £2m seed money. Beneficiaries would include UNICEF and Jeans For Genes. And finally celebrity birthdays on this day – Model Naomi Campbell was born in the UK in 1970 and singer Morrissey was born in the UK on this day in 1959 and this is one of his songs. I'll be back with you tomorrow with another edition of Ar An Lá Seo.

Jake & Ben Full Show from May 21, 2025 Hour 1 BYU's recent success likely would not have happened without the "Wild West" of NIL.  Top 3 Stories of the Day: The Thunder take Game 1 of the WCF, No Jazz on NBA All-Rookie Teams, Pacers at Knicks tonight Bill Belichick is dating a run of the mill PR person Hour 2 Former Nuggets Head Coach Michael Malone took a shot at Nikola Jokic and Denver's fans on the ESPN braodcast.  What You Got Wednesday: Starting 5 with Conference Finals Players, Best Characters from Cheers and Frasier.  Raiders fans definitely have a reputation. 

Stephen and Zac discuss the innovative intersection of Bitcoin and life insurance. They explore how Bitcoin can disrupt traditional life insurance markets, the recent funding successes of Meanwhile, and the unique benefits of Bitcoin-denominated policies. The conversation dives into the mechanics of these policies, the yield generation strategies employed by Meanwhile, and the tax advantages that make them appealing to customers. The episode concludes with insights into the customer experience and the future of Bitcoin in the insurance industry. Takeaways

In the final installment of our 3-part estate planning series, we dive into one of the most overlooked—but critically important—aspects of planning: protecting your heirs' inheritance. It's not enough to simply leave assets to your loved ones. Without proper planning, those assets could be exposed to divorce, lawsuits, creditors, or mismanagement. We'll explore how using trusts can provide long-term protection and flexibility, and why leaving assets outright may be a costly mistake. You'll learn how to: Safeguard inheritances from a beneficiary's divorce or personal liabilities Provide for special needs or disabled heirs without jeopardizing government benefits Handle contingency planning, including what happens if a beneficiary predeceases you Protect minor children using trusts instead of relying on court-supervised guardianships We also highlight common mistakes—like failing to update your estate plan after major life events—and share practical steps to avoid them. Although this show does not provide specific tax, legal, or financial advice, you can engage Devin or John through their individual firms. 

Jim and Chris respond to listener emails on Social Security record accuracy, IRMAA repayment options, naming a Trust as an IRA beneficiary, and the Roth 5-year Rule. (12:00) Georgette shares five important Social Security lessons from her family's experience, prompting a PSA-style discussion on earnings record errors, divorce and remarriage rules, survivor benefit delays, and […] The post Social Security, IRMAA, IRA Beneficiary, and the Roth 5-Year Rule: Q&A #2519 appeared first on The Retirement and IRA Show.

Professor Terrence Deacon & Professor Michael Levin have both shaped the fields of developmental evolutionary biology, cognitive science, and so much more. In this episode of Mind-Body Solution, these distinguished giants come together in conversation for the very first time: "A Biology Revolution". Terrence Deacon is Professor and Chair of the Department of Anthropology and member of the Helen Wills Neuroscience Institute at the University of California, Berkeley.Michael Levin is Professor in the Biology department at Tufts University and associate faculty at the Wyss Institute for Bioinspired Engineering at Harvard University. TIMESTAMPS:(0:00) - Introduction(0:42) - Mike on Terry's work(1:32) - Terry on Mike's work (2:48) - Mike & Terry on Daniel Dennett's work(8:10) - Origin of Life & Purpose (Terry's perspective: complexity, thermodynamics, memory)(14:37) - Origin of Life & Purpose (Mike's perspective: models of scaling, polycomputing, spaces of reality)(20:08) - The Self, Beneficiaries & Causal Emergence(26:00) - Strange Loops & Semiotics (Metabolism precedes Neural activity)(29:00) - Causality: Constraints, Morphological Computing & Environmental Offloading (32:50) - Lazy Gene Hypothesis, Inverse Darwinism, Constraints & Energy(40:15) - Regeneration & Memory: Decompression Processes & Complexity(45:30) - Meta-Constraints: Problem Solving Agents & Bioengineering Surprises (beyond genes)(52:57) - Hypothesis Generation & Adaptive Nervous Systems (Competitions between Interpretations)(57:48) - Biologizing Cognition: Evolutionary & Developmental(1:02:40) - Terry's Critique of Mike's work (Preformationism)(1:06:00) - Mike's Response(1:15:22) - Mike's Critique of Terry's work (Teleonomy)(1:18:03) - Terry's Response(1:23:50) - Goal Directedness(1:26:22) - Final Thoughts(1:28:55) - Conclusion EPISODE LINKS:- Mike's Podcast 1: https://www.youtube.com/watch?v=v6gp-ORTBlU- Mike's Podcast 2: https://www.youtube.com/watch?v=kMxTS7eKkNM- Mike's Podcast 3: https://www.youtube.com/watch?v=1R-tdscgxu4- Mike's Lecture: https://www.youtube.com/watch?v=aQEX-twenkA- Terry's Podcast: https://www.youtube.com/watch?v=_Kj2OgkxGa0- Terry's Lecture: https://www.youtube.com/watch?v=refDeUzgdIg- Daniel Dennett Tribute: https://www.youtube.com/watch?v=Z3cWQLUbnKsCONNECT:- Website: https://tevinnaidu.com - Podcast: https://creators.spotify.com/pod/show/mindbodysolution- YouTube: https://youtube.com/mindbodysolution- Twitter: https://twitter.com/drtevinnaidu- Facebook: https://facebook.com/drtevinnaidu - Instagram: https://instagram.com/drtevinnaidu- LinkedIn: https://linkedin.com/in/drtevinnaidu=============================Disclaimer: The information provided on this channel is for educational purposes only. The content is shared in the spirit of open discourse and does not constitute, nor does it substitute, professional or medical advice. We do not accept any liability for any loss or damage incurred from you acting or not acting as a result of listening/watching any of our contents. You acknowledge that you use the information provided at your own risk. Listeners/viewers are advised to conduct their own research and consult with their own experts in the respective fields.

Boeing (BA) moved higher after getting a fresh set of jet orders from British Airways. Rick Ducat dives into the surging price action behind Boeing that brought the plane maker to 2025-highs. Tom White offers an example options trade for the company.======== Schwab Network ========Empowering every investor and trader, every market day.Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – / schwabnetwork Follow us on Facebook – / schwabnetwork Follow us on LinkedIn - / schwab-network About Schwab Network - https://schwabnetwork.com/about

In this episode, Miguel Gonzalez, CRC®, walks you through what to expect when you inherit money—from probate to debt handling, taxes, and investment strategies—to help you make informed decisions during a difficult time.Cortburg Retirement Advisors is a boutique financial planning firm committed to helping you grow, protect, and preserve your assets from your first job to retirement. We specialize in wealth management, estate and tax planning, group retirement, employee benefits, insurance, and retirement planning to navigate any economic climate.Miguel Gonzalez, a Retirement Specialist with 20+ years of experience, offers expertise in retirement income planning, investment management, and retirement plan design. With an MBA from Columbia Business School, and professional experience with JP Morgan Chase, Merrill Lynch, and more, Miguel is a trusted advisor for his clients.#InheritingMoney #EstatePlanning #FinancialAdvice #RetirementPlanning #InheritanceTips #ProbateProcess #WealthTransfer #InheritedAssets #FinancialEducation #InheritanceTax #LegacyPlanning #BeneficiaryAdvice #InvestmentStrategies #InheritedIRA #TaxPlanning #PersonalFinance #FinancialLiteracy #RealEstateInheritance #MiguelGonzalezCRC #CortburgAdvisorsWelcome to Cortburg Speaks Retirement Podcast with Miguel Gonzalez, MBA, AIF®, CPFA®, CRC® CLICK HERE TO LISTEN TO MIGUEL'S LATEST PODCAST FOLLOW US ON: YouTube->https://m.youtube.com/c/CORTBURGRETIREMENTADVISORS Facebook-> https://m.facebook.com/CortburgInc Twitter-> https://twitter.com/CortburgInc LinkedIn->https://www.linkedin.com/in/miguelxgonzalez/ Website: www.CortburgRetirement.com Email: Miguel@CortburgRetirement.com

Megan Brantley initially wasn't as bullish on Uber Technologies (UBER) as she is now. LikeFolio's data shows the company taking market share from competitors like Lyft Inc. (LYFT), Doordash (DASH), and Maplebear (CART). Her cautious bullishness comes in part from Tesla's (TSLA) brand decline, which Megan believes eases robotaxi headwinds. ======== Schwab Network ========Empowering every investor and trader, every market day. Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/ About Schwab Network - https://schwabnetwork.com/about

On April 30th, 2025, a U.S. court ruled that Apple's anti-steering policies are anti-competitive and unenforceable.That single sentence could redefine the mobile app economy.For the first time ever, developers can now directly link to their own web stores from inside their iOS apps, promoting them, pricing them competitively, and funneling players off-platform without fear of being banned.We unpacked everything on a special emergency episode with Chip Thurston, Head of Gaming at FastSpring (and former Scopely product leader)

Hart, Fitzy and Johnson analyze the current state of the Patriots' offensive depth chart, and they discuss how QB Drake Maye is set to benefit immensely from the team's aggressive approach to the offseason.

"In a blended family, fairness and mutual understanding are key, especially when navigating the complexities of prenuptial and postnuptial agreements.” -Donna Kendrick   Navigating love after loss or divorce comes with a host of emotional and financial complexities, especially when blending families.   Our hosts, Stephanie McCullough and Kevin Gaines, speak with Donna Kendrick, a financial planner who has lived through these transitions herself. After losing her husband unexpectedly, Donna rebuilt her life and career with a mission to help families in flux—widows, divorcées, and newly blended households.   She shares how combining lives means combining financial baggage too, from income disparities and home equity dilemmas to prenups, life insurance, and estate planning. Donna's candid story highlights the power of transparency and empathy in financial conversations, especially when trust has been tested.   Her advice? Begin with individual clarity—define your needs, wants, and non-negotiables—then collaborate with your partner.   Donna emphasizes the importance of communication, fairness, and ongoing adjustment as life evolves. Her blend of financial savvy and emotional wisdom offers a powerful reminder: managing money in remarriage is less about spreadsheets and more about mutual understanding.   Key Topics: Donna Kendrick's Story (00:00) Reprioritizing Your Beneficiaries in a Blended Family (12:30) Why Donna Decided to Remarry (16:01) Letting Your Kids Know About Their Future Financial Realities (21:16) Factors When Considering Remarriage (27:28) What Donna Did Wrong During the Process (and What She Did Right) (32:18) Key Takeaways (37:31)   Resources: Connect with Donna Widow, Wisdom & Wealth Podcast Take Back Retirement Ep 109: Remarriage & Money: Janice Guinn Joins the Conversation on Love, Legalities, and Life Planning     If you like what you've been hearing, we invite you to subscribe on your favorite platform and leave us a review. Tell us what you love about this episode! Or better yet, tell us what you want to hear more of in the future. stephanie@sofiafinancial.com   You can find the transcript and more information about this episode at www.takebackretirement.com.   Follow Stephanie on Twitter, Facebook, YouTube and LinkedIn.  Follow Kevin on Twitter, Facebook, YouTube and LinkedIn.

Todd Lutsky explains why the how you leave assets to your beneficiaries is very important. What are some of the different paths for leaving assets? How to resolve a conflict between an executor and a beneficiary? What kind of fees are to be expected when setting up a trust? How can you use the proceeds from a house sale that is in a trust?

You may believe your retirement is all set, with savings secured and timelines mapped out, but then the questions start flooding in, shaking that sense of certainty. This episode reveals the questions people start asking as retirement gets closer, from Roth conversions and Social Security to how inherited money works.. Gregg walks through questions from listeners and clients that reveal the lesser-known stuff, like why turning 73 or 75 matters way more than you'd expect, what changes if you're still working, or how one checkbox on a beneficiary form can shift who ends up with your money. There's also a closer look at long-term care insurance and why the math on it surprises most people. This episode will make you stop and rethink your assumptions so that it doesn't cost you dearly in the future. You will want to hear this episode if you are interested in... (0:00) The real retirement questions you should ask sooner rather than later. (03:45) Listener question #1 - Roth conversions and the five-year rule. (05:04) Listener question #2 - Roth IRA vs. Roth 401(k) contribution limits. (07:44) Listener question #3 - Beneficiary designations: pro rata vs. per stirpes. (10:38) Listener question #4 - Social Security growth after full retirement age. (14:37) Listener question #5 - What if Social Security income becomes tax-free? (14:41) Listener question #6 - Required minimum distributions and age updates. (19:28) Listener question #7 - Why long-term care insurance costs as much as it does. (24:18) Listener question #8 - When retirement income and market dips collide. Resources & People Mentioned 3 Steps to Retirement Planning Ed Slott - America's IRA Experts - https://irahelp.com/ Connect With Gregg Gonzalez Email at: Gregg.gonzalez@lpl.com Podcast: https://RetirementMadeEasyPodcast.com Website: https://StLouisFinancialAdvisor.com Follow Gregg on LinkedIn Follow Gregg on Facebook Follow Gregg on YouTube   Subscribe to Retirement Made Easy On Apple Podcasts, Spotify, Google Podcasts  

  Welcome to the KE Report Weekend Show!    This week, we explore the growing shift of capital out of the U.S., impacting both equity...

Episode 586: Don't let common retirement income mistakes derail your financial security—learn three crucial pitfalls and how to avoid them. Next, Justin and Matthew walk through the ins and outs of naming beneficiaries—what that involves, why it's important, and how to do it well.

This week's show covers part two of our beneficiary roadmap, defensive names, options for your RMD, and tons of emails.

Brandon gives you his insight from Friday's bank earnings and who he thinks will benefit from the tariffs.

This week, Todd Lutsky explains how and why you could name a trust as a beneficiary on a retirement account. Todd also explains why leaving a house to multiple beneficiaries could lead to disaster. Todd takes a question from a listener about selling a home while in an assisted living facility.

This week's show covers common mistakes investors make during sell-offs, asset allocation working, a down market survival guide for retirees, and a beneficiary roadmap.

In this episode, Miguel Gonzalez, Certified Retirement Counselor, breaks down the 10 most important facts about the 10-year rule for inherited IRAs. Learn who this rule affects, the key tax implications, and how to strategically navigate RMDs as a beneficiary.Cortburg Retirement Advisors is a boutique financial planning firm committed to helping you grow, protect, and preserve your assets from your first job to retirement. We specialize in wealth management, estate and tax planning, group retirement, employee benefits, insurance, and retirement planning to navigate any economic climate.Miguel Gonzalez, a Retirement Specialist with 20+ years of experience, offers expertise in retirement income planning, investment management, and retirement plan design. With an MBA from Columbia Business School, and professional experience with JP Morgan Chase, Merrill Lynch, and more, Miguel is a trusted advisor for his clients.#InheritedIRA #10YearRule #RMDRules #RetirementPlanning #SECUREAct #FinancialPlanning #WealthManagement #IRAWithdrawals #NonSpouseBeneficiaries #TaxPlanning #RothIRA #IRARules #RetirementTaxTips #RequiredMinimumDistribution #RetirementAccounts #RetirementAdvisor #FinancialPodcast #CortburgRetirement #MiguelGonzalezCRC #RetirementEducationWelcome to Cortburg Speaks Retirement Podcast with Miguel Gonzalez, MBA, AIF®, CPFA®, CRC® CLICK HERE TO LISTEN TO MIGUEL'S LATEST PODCAST FOLLOW US ON: YouTube->https://m.youtube.com/c/CORTBURGRETIREMENTADVISORS Facebook-> https://m.facebook.com/CortburgInc Twitter-> https://twitter.com/CortburgInc LinkedIn->https://www.linkedin.com/in/miguelxgonzalez/ Website: www.CortburgRetirement.com Email: Miguel@CortburgRetirement.com

Our guest on the podcast today is Dr. Jay Zigmont. He's the author of a new book called The Childfree Guide to Life and Money, and he's also the founder and CEO of Childfree Wealth, a financial planning firm dedicated to helping people without kids. Dr. Jay is a certified financial planner, and he also has his MBA, as well as his PhD in Adult Learning from the University of Connecticut. He hosts the Childfree Wealth podcast, and he previously published another book called Portraits of Childfree Wealth. Dr. Jay, welcome to The Long View.BackgroundBioChildfree WealthChildfree Wealth podcastThe Childfree Guide to Life and Money: Make Your Finances Simple So Your Life Without Kids Can Be Amazing, by Jay ZigmontPortraits of Childfree Wealth: 26 stories about how being Childfree impacts your life, wealth and finances, by Jay ZigmontBeing Childfree“Census Bureau: Older Childless Women Make More Money, In Better Health Than Male Counterparts,” by Carlie Porterfield, forbes.com, Aug. 31, 2021.“11% of Older Americans (55+) Are Childfree,” by Jay Zigmont, childfreewealth.com, Aug. 28, 2022.“Among Unmarried Adults, Women Without Children Have as Much Wealth as Single Men,” by Richard Fry, pewresearch.org, Nov. 4, 2024.“Choosing the FILE Lifestyle—Financial Independence, Live Early,” by Jay Zigmont, childfreewealth.com, Aug. 28, 2022.“FILE vs FIRE—Finding What Is Right For You,” by Jay Zigmont, childfreewealth.com, Aug. 28, 2022.Die With ZeroDie With Zero: Getting All You Can From Your Money and Your Life, by Bill Perkins“How Do I Embrace the Die With Zero Approach?” by Jay Zigmont, childfreewealth.com, April 30, 2024.“Not Having Children ‘Breaks' Traditional Financial Planning, says CFP—8 Money Rules for Childfree People,” by Ryan Ermey, cnbc.com, Dec. 5, 2023.Long-Term Care and Estate Planning“How Much Does Assisted Living Cost in 2023?” by Sam DiSalvo, finance.yahoo.com, March 30, 2023.“Long-Term Care for Childfree Individuals,” by Jay Zigmont, childfreewealth.com, Nov. 23, 2023.“Who Will Take Care of Me?” by Jay Zigmont, childfreewealth.com, Dec. 12, 2023.“Get Your Paperwork Right, Now!—Wills, Beneficiaries, Living Wills, POAs and More,” by Jay Zigmont, childfreewealth.com, Aug. 28, 2022.Other“New Report: Being Childfree May Not Make You Rich, But It May Make You Happy,” by Jay Zigmont, childfreewealth.com, Oct. 6, 2022.“The Gardener and the Rose,” by Jay Zigmont, childfreewealth.com, Aug. 28, 2022.The Purpose Code: How to Unlock Meaning, Maximize Happiness, and Leave a Lasting Legacy, by Jordan Grumet“Jordan Grumet: The Purpose Code,” The Long View podcast, Morningstar.com, Jan. 7, 2025.

Is the tension between World Cup co-hosts USA, Canada and Mexico a concern? Can Comoros complete the ultimate underdog story? Plus, will Chris Wood and Erling Haaland be firing in the goals for New Zealand and Norway next year?Kelly Cates and Rory Smith get our countdown to the 2026 underway in Destination New Jersey. JT Batson, CEO & Secretary General of the US Soccer Federation, joins us to discuss their preparations for the tournament. Former New Zealand manager, Ricki Herbert, talks up their chances of making it to next summer's World Cup 16 years after he guided them to South Africa. President of the Norwegian Football Association, Lise Klaveness, explains the pressure on them to ensure Erling Haaland and their talented generation can reach the finals. And we're joined by Former Wolves boss Stefano Cusin as he bids to take Comoros to their first World Cup. TIMECODES: 02:10 - JT Batson – CEO & Secretary General of US Soccer Federation 17:50 - Stefano Cusin – Comoros Manager 26:19 – Ricki Herbert – Former New Zealand manager 39:36 – Lise Klaveness – President of the Norwegian Football Association. Commentaries on 5 Live/BBC Sounds: Wednesday: Manchester City v Chelsea - Women's Champions League (8pm) Thursday: Greece v Scotland - Men's Nations League play-off (7:45pm) Friday: England v Albania - Men's World Cup 2026 qualifying (7:45pm) Sunday: Manchester City v Chelsea - Women's Super League (2:30pm)

Today's Mystery: Johnny's called in to find a missing life insurance beneficiary who turns out to be wanted for murder.Original Radio Broadcast Date: November 17, 1957Originating from HollywoodStarring: Bob Bailey as Johnny Dollar; Lawrence Dobkin; Virginia Gregg; Jack Kruschen; Jeanette Nolan; Russell Thorson; Howard McNearWhen making your travel plans, remember http://johnnydollarair.comBecome one of our Patreon Supporters at https://patreon.greatdetectives.netThank you to our Patreon Supporter of the Day: Bailey, patreon supporter since April 2023.Take the listener survey at http://survey.greatdetectives.netGive us a call at 208-991-4783Follow us on Twitter @radiodetectivesJoin us again tomorrow for another detective drama from the Golden Age of Radio.

Who is the biggest beneficiary from the Eagles win over the Chiefs? Dak Prescott embraces the crazy and delusional, but don’t knock him for it. Plus, couch surfing, midweek awards and more!See omnystudio.com/listener for privacy information.