Process of gathering mature crops from the fields
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In this episode I share my own process for getting honey from the hives to the jars. It's quirky but it works for me and I'm hoping you might find ideas for your own process or just enjoy hearing how someone else does it. That's what I did when researching this episode! For supporting patrons, I've also collected a few videos (with video summaries included) you might enjoy and for newer beekeepers, a PDF with a list of tips and links that may help you figure out your own process. If you aren't a supporting patron yet, please join and find that post here: https://www.patreon.com/fiveapple/posts/ep160-honey-162052074 __________________________ Not a patron yet? You are warmly invited to become a Friend of Five Apple on Patreon and join the folks who make the podcasts possible, who keep the archives available and who keep it all advertising-free. https://www.patreon.com/fiveapple In addition to huge gratitude, you get: Detailed show notes with links, tips, comments Access to Patreon blog posts including tips and videos Occasional bonus podcasts and early access episodes Commenting on posts (and DMs) allows me to answer questions Input on the podcast topics Shout-outs on the show because I appreciate you! If you can support the show please sign up today: https://www.patreon.com/fiveapple Beekeeping at Five Apple — talk, tips, and how-to on sustainable beekeeping from the Blue Ridge mountains of Southern Appalachia. Host Leigh Wilkerson brings sixteen years of hands-on experience from her self-sustaining apiary since 2010. The podcast explores colony health, natural bee biology, and organic to chemical-free approaches. Episodes go deep on seasonal management, swarm control, queen rearing, hive biology, nutrition, and sustainable genetics. Designed for beekeepers ready to go beyond the basics, with episodes for newer beekeepers too. Leigh is a popular Zoom presenter for bee clubs and associations. Topics include specialty splits so you never buy a package again; requeening approaches; simple frame-based queen rearing; building VSH genetics in your yard; and topics by request.
Part 2 moves from the journey to the operating philosophy. Riyaaz Amlani unpacks his evolving stance on the aggregators — from resistance to "uneasy truce" — and the hard lesson that restaurateurs who send guests to Zomato and Swiggy have only themselves to blame. He argues delivery and dine-in are two different businesses, lays out his ambition to turn Impresario into a full-service-restaurant platform, and gets personal on hiring, Gen Alpha kids, weekends, and why his life scores 9.9 out of 10. CHAPTERS00:00 Recap and what's ahead: aggregators, the platform, the missing 0.101:48 "Digital landlords": Zomato & Swiggy, then and now02:47 From resistance to cohabitation; how aggregators trained demand05:24 Owning the customer; the cross-sector aggregator tension07:04 The Booking.com / Hotels.com parallel and how hotels fought back09:41 Build your own loyalty — don't blame the aggregator10:09 Delivery vs dine-in: two completely different businesses13:09 Restaurants beat the movies; lessons from raising VC/PE16:34 Growth math: IRR, 20-25% stable growth, the late-stage problem17:45 What motivates him: reading a city and its community18:56 Curiosity over the "5 people"; planning for serendipity24:29 Hiring: "doers and divas" and the largesse of hospitality30:24 Social as social infrastructure: coworking from day one34:25 First principles: people + process, soul, belongingness37:08 Harvesting feedback: NPS, ORM, AI, the guest-experience officer39:18 His kids and the Gen Alpha worldview43:39 Weekends, FIFA, meditation, and protecting solitude48:10 Comfort food and deferring to the chef50:11 The 25-year view; the 10,000 cr platform and the invisible 85%59:03 Anti-loyalty vs frequency: cafes are loyalty, restaurants are experience1:01:44 Final question: 9.9 out of 10, and the missing 0.1KEY COMPANIES & BRANDSImpresario Handmade Restaurants; Social; Zomato; Swiggy; ONDC; Booking.com; Hotels.com; Rebel Foods; Haldiram's; Rameshwaram Cafe; Starbucks; NRAI; PlayStation/FIFA/Minecraft (referenced).KEY CONCEPTSAggregators as "digital landlords"; deep discounting & perceived value; the uneasy truce; owning the customer relationship; the Booking.com hotel-inventory parallel; loyalty programs & direct outreach; delivery vs dine-in as separate businesses; patient capital, IRR & late-stage growth math; "doers and divas"; largesse of hospitality; full-service-restaurant platform; store-level vs corporate EBITDA; the invisible 85% "iceberg" of running a restaurant; anti-loyalty vs frequency; cafes (loyalty/convenience) vs restaurants (experience/variety); NPS/ORM/AI feedback; Gen Alpha.
Welcome back to the Rural Roundup. On today's episode George Chalmers and Tiffany Stephenson are joined by SAC Consulting forestry consultant David Eadie to discuss farm woodlands, as well as bringing you the latest industry updates. Timestamps00:35 How are things with George & Tiffany? 02:21 Upcoming events? 04:00 Important deadlines to be aware of06:18 The World Cup 10:23 Introduction to David Eadie 10:50 Why might a farmer consider woodlands? 12:45 Specialist advice available for woodlands 14:58 Woodland creation 15:57 Is scoring for woodland creation competitive? 17:30 What does the maintenance grant cover 20:39 What is the optimum site for planting? 22:09 Thinning & felling 24:30 Process of obtaining felling permission? 25:27 Harvesting & processing grants? 26:50 What are the signs of woodland disease? FAS Resources RSABI Keepie Uppy challenge https://www.rsabi.org.uk/rsabi-social-challenge-takes-off-as-excitement-builds-towards-farmer-football-tournament/ FAS Events https://www.fas.scot/events/ FAS Specialist advice https://www.fas.scot/specialist-advice/ Future Farming Investment Scheme https://www.ruralpayments.org/topics/all-schemes/ffis/ Agri – Environment Climate Scheme https://www.ruralpayments.org/topics/all-schemes/agri-environment-climate-scheme/ Forestry Grant Scheme https://www.ruralpayments.org/topics/all-schemes/forestry-grant-scheme/ Scottish Forestry https://www.forestry.gov.scot/ For more information, visit www.FAS.scot Twitter: @FASScot Facebook: @FASScot National Advice Hub Phone: 0300 323 0161 Email: advice@fas.scot
Harvesting, Milling, and Cooking with Arizona's Native SuperfoodIn this episode we explore mesquites as a desert food source, hosted by Romey Romero & Farmer Greg. This episodes guests are Peggy Sue Creekmore and Mike Clow and we explore one of the Sonoran Desert's most abundant and overlooked food sources: mesquite beans. The conversation covers how to identify quality mesquite trees, harvest pods safely, dry them properly, and turn them into nutritious mesquite flour using a community hammer mill. Listeners learn why mesquite has been a staple food for centuries, how it compares to conventional flour, and how to transform this free local resource into delicious baked goods, drinks, and snacks. The episode also highlights educational workshops, harvesting walks, and community milling opportunities.Key Topics & EntitiesMesquite bean harvestingMesquite flour productionCommunity hammer mill projectNative desert food systemsPeggy Sue CreekmoreMike ClowFarmer Greg PetersonSonoran Desert edible plantsPalo verde beansCarob podsIronwood seedsAflatoxin preventionBruchid beetlesUrban Farm mesquite milling eventsKey Questions AnsweredWhy is mesquite considered a valuable food source?Mesquite pods are highly nutritious, naturally sweet, gluten-free, and rich in protein. Indigenous peoples and desert communities have relied on mesquite as a staple food across the Southwest and northern Mexico for centuries.Do all mesquite trees produce good-tasting pods?No. While all mesquite pods are technically edible, flavor varies significantly from tree to tree. Some are sweet and pleasant, while others can be chalky or have an unpleasant aftertaste. Tasting pods before harvesting is essential.What does mesquite flour taste like?Mesquite flour has a naturally sweet flavor often compared to graham crackers, caramel, or malt. Many recipes require little or no additional sugar because of the flour's natural sweetness.When is mesquite harvesting season?Mesquite pods typically begin ripening in June, although weather and elevation can shift timing earlier or later. Pods should be fully tan, dry, and free of green coloration before harvesting.How should mesquite pods be harvested?Harvest pods directly from the tree rather than from the ground. Many harvesters use a tarp and gently shake or tap branches to collect ripe pods.Why shouldn't pods be collected from the ground?Ground-harvested pods can develop mold and aflatoxins, which may contaminate community milling equipment and reduce food safety.How can harvested pods be stored properly?Pods should be dried thoroughly in shallow boxes, baskets, dehydrators, ovens, or even a parked vehicle. Moisture is the primary cause of spoilage and milling problems.What is a mesquite hammer mill?A hammer mill is a specialized machine that pulverizes entire mesquite pods, including seeds and pod walls, into flour. Traditional grain mills cannot process mesquite effectively because its natural sugars gum up the machinery.What can be made with mesquite flour?Mesquite flour can be used in cookies, muffins, crepes, breads, energy balls, beverages, and other baked goods. It works particularly well in low-temperature baking and gluten-free recipes.What happens to the material that doesn't become flour?The coarse material, often called "chunky bits" or chaff, can be used to make tea, brewing mash, and other food products.Episode HighlightsMesquite flour is naturally sweet enough to reduce or eliminate added sugar in many recipes.Flavor quality varies dramatically between mesquite trees, making tasting an important step before harvesting.A mature mesquite tree can produce more than 100 pounds of pods in a season.Harvesters should only collect pods directly from the tree to prevent mold contamination.Proper drying is the single most important factor for successful milling.The Urban Farm community hammer mill converts harvested pods into food-grade flour.Mesquite flour is gluten-free and requires binders such as eggs, chia, or applesauce when baking.Desert trees such as palo verde, carob, ironwood, and mesquite offer significant edible resources often overlooked by modern food systems.Calls to Action & ResourcesMesquite Harvesting Walks — https://urbanfarm.org/mesquiteMesquite Milling Appointments — https://urbanfarm.org/mesquiteUrban Farm Educational Programs — https://urbanfarm.orgDesert Food Tree Guide — https://learn.desertkitchen.net/treesVisit www.UrbanFarm.org/990 for the show notes and links on this episode!Need a little bit of advice or just a feedback on your design for your yard or garden?The Urban Farm Team is offering consults over the phone or zoom. Get the benefits of a personalized garden and yard space analysis without the cost of trip charges.You can chat with Greg, Janis or Ray to get permaculture based feedback.Click HERE to learn more!*Disclosure: Some of the links in our podcast show notes and blog posts are affiliate links and if you go through them to make a purchase, we will earn a nominal commission at no cost to you. We offer links to items recommended by our podcast guests and guest writers as a service to our audience and these items are not selected because of the commission we receive from your purchases. We know the decision is yours, and whether you decide to buy something is completely up to you.
Sunday AM ServiceMark 2:23-3:6I. Harvesting on the SabbathII. Healing on the SabbathSupport the show
Darkest Mysteries Online - The Strange and Unusual Podcast 2023
The Perfumery Thief Was Harvesting Our Memories Not Just Our ScentsBecome a supporter of this podcast: https://www.spreaker.com/podcast/dark-mysteries-the-strange-and-unusual-podcast-2026--5684156/support.Darkest Mysteries Online
Ten University of Idaho graduate students who participated in a recent tour of the state's potato industry witnessed the full supply chain.
Harvesting rainwater has tons of upsides and not many downsides – you just need to take a few precautions first. Don’t miss this episode, which features some Josh Math™.See omnystudio.com/listener for privacy information.
This episode is presented by Create A Video – If you were trying to design a voting system to maximize insecurity, what would you do differently than the ridiculous system used by California? As people notice the statistical improbability (impossibility) of the Los Angeles mayoral primary results, it's getting harder to argue that the system was designed for anything other than fraud.Become a supporter of this podcast: https://www.spreaker.com/podcast/the-pete-kaliner-show--6946691/support.Subscribe to the podcast My preferred podcast platform: SpreakerAll the links to Pete's Prep are free!Get exclusive content here!Media Bias Check: GroundNews promo code!Advertising and Booking inquiries: Pete@ThePeteKalinerShow.com
What happens to your money, your assets, and even your digital life if you don't have children to step in? Jeremiah Bates and Alex Lundgren spend the first hour tackling one of the fastest-growing estate planning challenges in America: planning for incapacity and inheritance when there are no children or obvious heirs. The discussion covers power of attorney decisions, trustees, elder abuse risks, professional fiduciaries, pet trusts, digital assets, online accounts, passwords, and why failing to plan can leave critical decisions in the hands of the court. The second hour shifts to a major market story: SpaceX's highly anticipated IPO. Jeremiah and Alex break down how IPOs actually work, why many investors misunderstand them, the risks of buying into market hype, and how SpaceX could eventually impact index investors and retirement accounts through future index inclusion. The final hour focuses on practical planning decisions, including pension maximization strategies, large income windfalls from business sales and acquisitions, Medicare and tax planning considerations, and tax gain harvesting opportunities for investors sitting on significant unrealized gains. Listen, Watch, Subscribe, Ask! https://www.therealmoneypros.com Hosts: Jeremiah Bates & Alex Lundgren ————— Ataraxis PEO https://ataraxispeo.com Tree City Advisors of Apollon: https://www.treecityadvisors.com Apollon Wealth Management: https://apollonwealthmanagement.com/ —————————————————————
Master Gardener, Soozi Pline, speaks with local herbal practitioner, Nancy Williams. Nancy grew up on her family's farm in Marion County and began learning about herbs and natural remedies as a child. She studied with Phyllis D. Light - 4th generation herbalist and health educator in North Alabama. Harvesting plants and herbs she grows on her property, Nancy makes teas, tinctures, salves, and syrup remedies. In the podcast she mentions specific plants, their benefits, and cites reading sources for further study. With her roots in traditional Appalachian healing, Nancy shares her wealth of knowledge about herbs and wellness. Links:https://www.aces.edu/https://mastergardeners-limestonecountyalabama.org/https://www.alcpl.org/Books referenced in the podcast:Southern Folk Medicine - book by Phyllis D. LightThe Herb book - by John B. LustHave questions about this episode? Email askalibrarian@alcpl.orgMusic by Pixabay
Holly Fretwell introduces the wildfire crisis, noting that 80 million federal acres require urgent restoration. She argues that historical policies like the 10 a.m. suppression rule and reduced timber harvesting have created dense, flammable forests. Consequently, the Forest Service has transitioned into a "fire company," prioritizing firefighting over active silviculture. (1)1915 WILDFIRE AUSTRALIA
Welcome to RealAg on the Weekend with your host Shaun Haney! Today on the show, Shaun is joined by Lesley Burton of Medicine Hat Collge’s C4i, Paul Sinkevich of Vantage Ag for a spotlight interview, Lee Petersen of the Association of Canadian Custom Harvesters, and Anne Wasko of Gateway Livestock Exchange on New World screwworm... Read More
The Outer Realm welcomes the return of Marilynn Hughes Date: June 4th, 2026 EP: 728 TOPIC - Marilynn returns to discuss her boom " Books of Terror- Evil Exists and It's Closer Than You Think" . The age old tale of Good VS Evil has been around for as long as humanity has existed. There has always been a battle for our Souls, and we have always been taught about the consequences of Sin. We have been conditioned throughout lifetimes that there will always be evil at work, however, it begins with us. " The belief in a supernatural source of evil is not necessary; men alone are quite capable of every wickedness." Joseph Conrad Contact for the show - theouterrealmcontact@gmail.com https://linktr.ee/michelledesrochers_ Please support us by Liking, Subscribing, Sharing and Commenting. Thank you !!! About Marilynn: "Marilynn Hughes founded The Out-of-Body Travel Foundation in 2003 (Mission: Reduce Spiritual Hunger Worldwide). Marilynn has experienced, researched, written, and taught about Out of Body Travel and Mysticism since 1987 and has spoken on dozens of radio and television programs to discuss her thousands of out of body experiences. She has studied the Ancient Sacred Texts of all Major and Minor World Religions, as well as Catholic Mystical, Ascetical, Biblical, Doctrinal, Dogmatic, Systematic, Liturgical, Catechetical and Moral Theology. She has also studied Individual Schools of Theology, to include Franciscan, Carmelite, Ignatian, Dominican, and Benedictine. Marilynn has also trained as a Remote Viewer in Transdimensional, Controlled and Associative Remote Viewing and is a Hypnotherapist. She received certifications in various psychological and therapeutic modalities including NLP, REBT, CBT, ACT, DBT, MBCT, EFT, TFT, SFBT and NBA Therapies. Marilynn Hughes has authored 138 books, 40 magazines and 18 CD's on Out of Body Travel and Comparative Religious Mysticism including her seminal classic The Mysteries of the Redemption: A Treatise on Out-of-Body Travel and Mysticism, which was in development to become a feature film/tv series. She was featured in the documentary film, The Road to Armageddon: A Spiritual Documentary, and in Documentary Film Productions: The Grand Phases of the Soul, The Stairway from Earth to Heaven, How to Have an Out-of-Body Experience, The Tao of Mysticism, The Initiations into the Mysteries, The Rites of Passage, The Prayer of the Twelfth Hour and At the Feet of the Masters. Marilynn Hughes has been the subject of several Research Studies including The Out-of-Body Experiment by Alex Tsakiris of Skeptiko. Marilynn Hughes and Dr. Rudy Schild (Professor Emeritus Astrophysics Harvard) co-authored a chapter entitled The Science for Moral Law. She has been featured to speak about Out-of-Body Travel on Coast to Coast AM with George Noory, Midnight in the Desert with Art Bell, the Joan Rivers Show among others. Marilynn Hughes was on the the original board of The Dr. Edgar Mitchell Foundation for Research into Extraordinary Experiences and is a continuing contributor. About The Book: BOOKS OF TERROR: EVIL EXISTS, IT'S CLOSER THAN YOU THINK. Based on the Visions of Mary Hughes: The purpose of this journey is not to present a well balanced view of humanity, but to take you directly into the heart of only one aspect - the evil within. We make no apologies for this, as this is its sole purpose; to allow mankind to see that which lurks beneath hidden sin and thereby give everyone who dares to enter into these gates a second chance. What is this second chance? To see what sin looks like in its truth and allow another choice before it's too late for the remedy. "The belief in a supernatural source of evil is not necessary; men alone are quite capable of every wickedness." Joseph Conrad Marilynn Hughes The Out-of-Body Travel Foundation https://outofbodytravel.org MarilynnHughes@outofbodytravel.org
Every year up to 7,000 tons of seafood is caught on the Great Barrier Reef, while up to 190 tons of coral is collected for the international aquarium trade. But how sustainable are these fisheries? And as consumers, how can we make sure we're making Reef-friendly choices?In this episode of Word on the Reef, Simon Miller from the Australian Marine Conservation Society joins hosts Tanya Murphy and Brett Goodban for a deep dive into the world of commercial fishing on the Great Barrier Reef.Don't worry - you can still have an aquarium and eat seafood! But this episode will empower you to make sustainable choices to ensure we can all continue to enjoy seafood and coral for generations to come.Thumbnail Image: Comedian Kirsty Webeck (right) auctions off an 'Australian scoly' coral from the GBR in a performance raising awareness about the international coral trade.Sign the Petition: End coral harvesting on the Great Barrier Reef - support aquaculture.Support the showHelp Keep Word on the Reef Afloat!Please take 2 minutes to fill out our Word on the Reef Listener Survey to help us apply for funding for the show!PROTECT THE REEF - Sign these Petitions Now!Australian Marine Conservation Society: Australia, it's time to lead on Climate Action!Divers for Climate: Sign the 'I'm a Diver for Climate' National StatementAustralian Conservation Foundation: No New Coal and Gas!Queensland Conservation Council: Take Strong Climate Action and Build a Positive Renewable Future!Our Islands Our Home: Protect the Torres Strait Islands from Climate ChangeGreenpeace: Save the Great Barrier Reef!WWF Australia: Protect NatureRising Tide: ...
The Outer Realm - Speculative Talk About Soul Harvesting_ Traps_Planetary Control-Carolann Iadorola The Outer Realm welcomes the return of fellow UPRN Host of Ethereal Encounters Unveiled, Carolann Iadorola Date: June 3rd, 2026 EP: 727 TOPIC - We will be having a speculative discussion about Soul Traps,Soul Harvesting, the hypothesis of an Archonic Planetary Control System and more! For many, this is a topic that should be explored in a LITERAL while for others, it goes back to a millennial old battle for our Soul. Spiritual Warfare that continues today! Contact for the show - theouterrealmcontact@gmail.com https://linktr.ee/michelledesrochers_ Please support us by Liking, Subscribing, Sharing and Commenting. Thank you !!! About Carolann: After a lifetime of exploring high strangeness and living life as an empath, she embarked on a new journey with Ethereal Encounters Unveiled to share opinions, experiences, and powerful insights from authors, ufologists, psychics, and others who have stepped inside unknown universes. Carolann Iadarola owns and is also the author of Sassy Townhouse Living, a lifestyle website dedicated to sharing innovative ideas and resources in home decor, food, beauty, and overall living. She holds a master's degree in education (M.Ed.) in Instructional Technologies and Instructional Design from East Stroudsburg University of Pennsylvania. Her show features an eclectic mix of guests with unique perspectives and experiences from the paranormal world. Her goal is for you to embark on a journey that will leave you spellbound, enlightened, and even forever transformed. Every week, you will meet authors, ufologists, spiritualists, light workers, and people from varying walks of life. Ethereal Encounters Unveiled is your gateway to the unseen and the mystical. Dive into the world of the paranormal, supernatural, and inexplicable. Whether you're a skeptic, a believer, or simply curious, travel with us beyond the veil to discover the mysteries that lie beyond our grasp. If you enjoy the content on the channel, please support us by subscribing: Thank you All A formal disclosure: The opinions and information presented or expressed by guests on The Outer Realm Radio and Beyond The Outer Realm are not necessarily those of the TOR, BTOR Hosts, Sponsors, or the United Public Radio Network and its producers. Although the content may be interesting, it is deemed "For Entertainment Purposes
One of the people behind Dark Alliance, Spooky, joins us for a discussion on the Secret Space Program, disclosure, UFOs, and how the narratives about these subjects involve mythologies, con-artists, etc., and have changed over time. Spooky's X: @FiresOfTruth*The is the FREE archive, which includes advertisements. If you want an ad-free experience, you can subscribe below underneath the show description.
Fluent Fiction - Italian: Harvesting Harmony: Mending Family Ties in Toscana Find the full episode transcript, vocabulary words, and more:fluentfiction.com/it/episode/2026-05-31-22-34-01-it Story Transcript:It: Il sole primaverile splendeva nel cielo azzurro sopra il frantoio di famiglia in Toscana.En: The spring sun shone in the blue sky above the family olive mill in Toscana.It: Gli ulivi si estendevano a perdita d'occhio con tronchi nodosi e foglie verdi polverose.En: The olive trees stretched out as far as the eye could see, with gnarled trunks and dusty green leaves.It: L'aria profumava di terra fresca e olive.En: The air smelled of fresh earth and olives.It: Giulia osservava l'oliveto con la speranza che questo incontro di famiglia potesse portare pace.En: Giulia watched the olive grove with the hope that this family gathering could bring peace.It: Giulia aveva organizzato il raduno come occasione di riconciliazione.En: Giulia had organized the gathering as an occasion for reconciliation.It: Matteo, suo fratello, era ancora arrabbiato con Luca, il cugino che cercava di riconquistare il rispetto perduto.En: Matteo, her brother, was still angry with Luca, the cousin trying to regain lost respect.It: L'ultima discussione familiare aveva lasciato cicatrici, e Giulia desiderava ardentemente ripararle.En: The last family argument had left scars, and Giulia was eager to mend them.It: Decise di iniziare con un'attività semplice: la raccolta delle olive.En: She decided to start with a simple activity: olive harvesting.It: Tutti si ritrovarono sotto gli ulivi.En: Everyone gathered under the olive trees.It: "È tempo di lavorare insieme," propose Giulia con un sorriso.En: "It's time to work together," proposed Giulia with a smile.It: Matteo sbuffò ma acconsentì, mentre Luca annuiva, speranzoso.En: Matteo snorted but agreed, while Luca nodded, hopeful.It: La giornata procedeva tranquilla.En: The day proceeded peacefully.It: Le risate calme si mescolavano con il suono delle olive che cadevano nei cestini.En: Calm laughter mixed with the sound of olives falling into baskets.It: Ma presto, la tensione tra Matteo e Luca riemerse.En: But soon, the tension between Matteo and Luca resurfaced.It: Matteo, con un ramo d'ulivo in mano, si avvicinò a Luca.En: Matteo, with an olive branch in hand, approached Luca.It: "Ancora credi di poter risolvere tutto così facilmente?"En: "Do you still think you can resolve everything so easily?"It: domandò con tono accusatorio.En: he asked with an accusatory tone.It: Luca abbassò lo sguardo, le sue mani tremavano leggermente.En: Luca looked down, his hands trembling slightly.It: "Sto cercando di dimostrare che sono cambiato," rispose con voce sincera.En: "I'm trying to show that I've changed," he replied sincerely.It: Gli occhi gli si riempirono di speranza.En: Hope filled his eyes.It: Giulia accorse rapidamente.En: Giulia quickly intervened.It: "Aspettate," disse, mettendosi tra i due.En: "Wait," she said, putting herself between the two.It: "Luca sta cercando di fare la cosa giusta.En: "Luca is trying to do the right thing.It: Matteo, non possiamo rimanere prigionieri del passato.En: Matteo, we can't remain prisoners of the past.It: Facciamo un passo avanti insieme."En: Let's take a step forward together."It: Matteo sospirò profondamente, osservando il volto genuino di Luca e il calore negli occhi di sua sorella.En: Matteo sighed deeply, observing the genuine face of Luca and the warmth in his sister's eyes.It: Un momento di silenzio cadde sul gruppo.En: A moment of silence fell over the group.It: Poi, piano piano, Matteo lasciò cadere il rancore come le olive nei cestini.En: Then, slowly, Matteo let go of the resentment like olives dropping into baskets.It: "Va bene," ammise alla fine, continuando a guardare Luca.En: "Alright," he admitted in the end, continuing to look at Luca.It: "Proviamoci."En: "Let's give it a try."It: La giornata terminò mentre il sole calava, dipingendo di rosso il cielo sopra le colline.En: The day ended as the sun set, painting the sky red above the hills.It: Giulia si sentì sollevata, sapendo di aver aiutato a ricucire almeno una parte del legame familiare.En: Giulia felt relieved, knowing she had helped mend at least part of the family bond.It: Matteo si avvicinò a Luca, battendogli una pacca sulla spalla, mentre entrambi sorridevano.En: Matteo approached Luca, giving him a pat on the shoulder, while both smiled.It: Nel cuore di Giulia, un nuovo senso di fiducia nasceva.En: In Giulia's heart, a new sense of trust was born.It: Aveva messo un seme di unità e perdono in quella giornata primaverile tra gli ulivi.En: She had sown a seed of unity and forgiveness on that spring day among the olive trees.It: Mentre tornavano verso casa, Giulia sapeva che la loro famiglia era più forte di prima.En: As they returned home, Giulia knew their family was stronger than before. Vocabulary Words:spring: la primaverasun: il solefrantoio: the olive milltrunks: i tronchignarled: nodosiearth: la terragrove: l'olivetoreconciliation: la riconciliazionerespect: il rispettoargument: la discussionescars: le cicatriciharvesting: la raccoltabaskets: i cestinibranch: il ramoaccusatory: accusatorioresolve: risolverehands: le manitrembling: tremavanosincerely: con voce sinceraprisoners: i prigionieriresentment: il rancorepeacefully: tranquillahopeful: speranzosogathering: l'incontrotrust: la fiduciaunity: l'unitàforgiveness: il perdonohills: le collinebond: il legamepat: la pacca
Nimbus Manticore learning new tricks Phishing moves to real-time credential harvesting India wants 12-hour patches Check out your show notes here: https://cisoseries.com/cybersecurity-news-nimbus-manticore-real-time-credential-harvesting-12-hour-patches/ Huge thanks to our sponsor, Guardsquare Is your mobile app truly protected? Relying on the OS isn't enough. A global study of thirteen-hundred security and developer leaders found that ninety-six percent of teams using layered protection reported significantly fewer security incidents. Don't wait for a breach to harden your defenses. Get the protection needed for modern secuirty risks. Learn more at Guardsquare.com.
Stephan Zenz is a bowyer and teacher of nature and wilderness skills in Austria. Having spent more than a decade working behind a camera in the media industry, he now follows his passion of leading men's work and helping children flourish in the wild.Please enjoy this episode of Project Quiver on Salish Wolf with Stephan Zenz. Episode Links: https://www.instagram.com/nativwerk_stephanzenz/https://www.nativwerk.at/Project Quiver at Anchor Point ExpeditionsSummary:Explore the inspiring story of a multi-talented bowyer, photographer, and wilderness teacher transitioning across professions to embrace a life rooted in nature, craftsmanship, and community. This episode offers insights into traditional bow making, outdoor education, and personal growth through creative pursuits.Show Notes:Stephan shares how his career shift was driven by a desire for authenticity and connection with natureDiscussion of different woods used in bow making, especially osage, yew, black locust, and rattanInsights into the tools and methods for crafting bows, including tillering and eyeing the grainThe importance of patience and focus in the craft and personal transformation through working with natural materialsDetails about bow making workshops, gatherings, and retreats in Austria, fostering community among bowyersStephan describes his journey into wilderness survival, teaching kids survival skills, and leading group adventuresThe influence of outdoor experiences, caves, and mountaineering on his artistic and personal lifeTips for photographing bows and wildlife, emphasizing natural light and perspectiveChapters:00:00 - Introduction to Stefan's diverse career: bowyer, photographer, wilderness teacher02:01 - Stephan's background in media and transition to outdoor education04:08 - The process of building bows: materials, tools, and challenges09:03 - How Stefan started bow carving with a fascination for archery15:12 - Harvesting bow staves and sourcing materials in Austria and abroad17:10 - The origin of Stephan's business, Nativwerk, and focus on community20:20 - Kids' wilderness programs and outdoor survival skills22:23 - Personal insights into working in a grandmother's barn workshop24:01 - Photographing bows and wildlife: techniques and equipment27:27 - Organizing and leading bowmaking gatherings and retreats28:45 - Exploring traditional weapons like atlatl and spear throwers33:34 - Building and finishing a Hooper-style bow: design, painting, and sinew backing47:34 - Favorite bow woods and tools52:18 - Working with materials like rattan, horn overlays, and natural dyes64:40 - Stephan's experience with over 40 bows made and ongoing challenges70:28 - Lessons learned: patience, focus, and connection to materials71:56 - How their shared passions continue to foster community and personal growth
The Grow From Your Heart Podcast - Hosted by Rasta Jeff of Irie Genetics
Welcome back to the Grow From Your Heart Podcast with your host Rasta Jeff! Leave comments and tell me what you think of the show! Check www.iriegenetics.com now! Join us at the DGC Cup! www.dgccup.com Visit AC Infinity and use code IRIEARMY to save 10%. https://www.acinfinity.com/ref=RASTAJEFF&utm_campaign=affiliate_promotions&utm_medium=social&utm_source=affiliate Check out the new Spectron Cameras HERE! https://acinfinity.com/spectron-7-ai-powered-grow-camera-4k-with-thermal-imaging-and-under-canopy-vision/?ref=RASTAJEFF&utm_campaign=affiliate_promotions&utm_medium=social&utm_source=affiliate
This is a birthday week reflection episode. I'm sharing what's been on my heart lately, especially around the idea of harvesting presence and what it means to live a beautiful life in a real, human way. We talk about what it looks like to embrace both the gift and the shadow, to keep up with yourself as you evolve, and why real connection matters more than ever. If you're ready for a more personalized, short-term coaching experience this summer, you can check out the Summer Sessions and apply here: itsambersmith.com/summer Business Synergetics is a one-on-one experience where we use Gene Keys and Human Design to look at your business as its own entity—details and sign-up are here: itsambersmith.com/synergetics If you're interested in working together, book a call HERE. Can't wait to chat! If you want to follow along with what I'm writing and thinking in real time, subscribe to my Substack, The Way of Abundance. HERE If you want to build your business from abundance, alignment, and your actual design, you can join the House of Abundance here: itsambersmith.com/house If you're ready to shift into miracle-minded living and create from a higher level of awareness, you can join Miracle Mind here: itsambersmith.com/miracle-mind If you're ready to build a business that resonates at the deepest level, my private client program Resonance is now open HERE. The Lightning Alignment Journal: https://a.co/d/iiBnzAJ Gain access to my book Quiet Wealth at: https://a.co/d/aCoGl8N
Australia is home to the world's largest coral reef ecosystem, but conservationists say it's also the country's largest coral fishery. The sustainability of the Great Barrier Reef has been the subject of discussion among environmentalists for quite some time. Now, a group of conservationists have resorted to an unconventional method of putting the spotlight on the situation.
Jon Herold and Zak Paine open Episode 185 with a breakdown of the Thomas Massey vs. Ed Gallerain Kentucky primary, the Laura Loomer affair claims, and why Jon sees the whole thing as an op against someone he already had no illusions about. Then the show pivots to UFO disclosure. Matt Gaetz recently confirmed a whistleblower claim that humans were being harvested from natural disasters and migrant caravans for alien-human hybrid programs, while CIA-connected researcher Hal Putoff named four alien species the US government has allegedly recovered. Jon argues the alien cover story may be a convenient distraction from human trafficking networks run by very earthly actors. The second half of the episode digs into the surge in ticks across America. Jon connects the rise of alpha gal syndrome, a red meat allergy spread by lone star ticks, to a peer-reviewed bioethics paper proposing intentional tick spreading as a climate strategy, a Gates Foundation grant to a biotech company engineering ticks for release into the wild, the Pfizer-Valneva Lyme disease vaccine now in phase three trials, and the original origins of Lyme disease at Plum Island, a biological weapons lab staffed by post-World War II Nazi scientists.
John Hilemon III and his family have spent the past year and a half recovering after Hurricane Helene devastated their farm in Unicoi County. After months of work reseeding their hay fields, they are finally baling hay again for the first time, thanks in part to seed donations through the Seeds of Hope program from the Tennessee Farm Bureau Federation.
Most people never stop to consider how bizarre it is to exist at all. We live inside the fact of consciousness so continuously that we rarely examine it. A New York Times report says economic pressure inside Iran is becoming a key factor behind the fragile truce with the U.S. Sanctions, inflation, and public strain are weighing heavily on Iran’s leadership, even as mistrust remains high and both sides weigh whether the pause in fighting can turn into something more lasting. Iran is vowing to keep fighting as President Donald Trump calls for talks, underscoring the deep mistrust on both sides. Iranian leaders say they won’t back down under pressure, even as Trump signals openness to negotiations, leaving the conflict stuck between escalation and uncertain diplomacy. Please Like, Comment and Follow 'Philip Teresi on KMJ' on all platforms: --- Philip Teresi on KMJ is available on the KMJNOW app, Apple Podcasts, Spotify, YouTube or wherever else you listen to podcasts. -- Philip Teresi on KMJ Weekdays 2-6 PM Pacific on News/Talk 580 AM & 105.9 FM KMJ | Website | Facebook | Instagram | X | Podcast | Amazon | - Everything KMJ KMJNOW App | Podcasts | Facebook | X | Instagram See omnystudio.com/listener for privacy information.
Most people never stop to consider how bizarre it is to exist at all. We live inside the fact of consciousness so continuously that we rarely examine it. A New York Times report says economic pressure inside Iran is becoming a key factor behind the fragile truce with the U.S. Sanctions, inflation, and public strain are weighing heavily on Iran’s leadership, even as mistrust remains high and both sides weigh whether the pause in fighting can turn into something more lasting. Iran is vowing to keep fighting as President Donald Trump calls for talks, underscoring the deep mistrust on both sides. Iranian leaders say they won’t back down under pressure, even as Trump signals openness to negotiations, leaving the conflict stuck between escalation and uncertain diplomacy. Please Like, Comment and Follow 'Philip Teresi on KMJ' on all platforms: --- Philip Teresi on KMJ is available on the KMJNOW app, Apple Podcasts, Spotify, YouTube or wherever else you listen to podcasts. -- Philip Teresi on KMJ Weekdays 2-6 PM Pacific on News/Talk 580 AM & 105.9 FM KMJ | Website | Facebook | Instagram | X | Podcast | Amazon | - Everything KMJ KMJNOW App | Podcasts | Facebook | X | Instagram See omnystudio.com/listener for privacy information.
If you're studying for the WSET Diploma D3 exam, or you simply want to deepen your understanding of one of the world's most iconic wine regions, this episode is your essential listen. Janina takes you on a deep dive into Bordeaux, delivering everything you need to know in an engaging, audio flashcard format. She asks the questions, you pause and think (or just absorb it all), and by the end you'll have a solid command of everything from the rivers that shape the region to the soils beneath the vines. By the end of this episode, you'll be able to confidently name Bordeaux's key grape varieties and explain what each brings to a blend, describe the major appellations on both the Left Bank and Right Bank, understand how climate, vintage variation, and soil type influence wine style, and walk through the winemaking decisions -from vineyard to bottle - that define great Bordeaux. Whether you're revising for an exam or just want to sound impressively knowledgeable at your next dinner party, this one's for you.
Many in agriculture were pleased to hear the new Farm Bill passed in the House and is now moving on the Senate.
In this episode we answer emails from Michael, Jim, and Optimus Bill. We start with a 67-year-old investor who is all-in on equities and cannot sleep, and how changing portfolio allocations can lead to better rest. We share a framework of "the three H's" for determining whether you are Hustling, Hoarding, or Harvesting your way through retirement, and how that may impact your well-being over time. We also dig into why people chase bond ladders and bucketeering.And THEN we our go through our weekly and monthly portfolio reviews of the eight sample portfolios you can find at Portfolios | Risk Parity Radio.Additional Links:Testfolio Analysis with Sleep-Better-At-Night Metrics: Portfolio Backtester for ETFs and Asset Allocation | testfolioOptimus Bill's Bond Ladder Extravaganza Article: Building a Bond Ladder with Individual Bonds and ETFsBen Carlson's Explanation As To Why Bond Ladders and Bond Funds are Functionally the Same: Owning Individual Bonds vs. Owning a Bond Fund - A Wealth of Common SenseBreathless Unedited AI-Bot Summary:Your portfolio should not be a nightly stress test. We start with a listener who is 67, 100% in equity funds, and staring down retirement in the next one to three years while worrying about an extended downturn. From there we get practical about “sleep-at-night” portfolio design, comparing volatility, maximum drawdown, and even the Ulcer Index across common setups like an S&P 500 heavy approach, a Bogleheads-style three-fund portfolio, a classic 60 40 mix, and a risk parity style Golden Ratio portfolio.Then we zoom out to the bigger question of what money is actually for. I share a simple framework I call the three H's: hustling, hoarding, and harvesting. We talk through how each approach affects real life outcomes like relationships, experiences, buying back your time, and giving, and why a portfolio that supports harvesting can matter more than a portfolio that simply wins a return contest.We also tackle a timely question about bond ladder ETFs and why so many ladder, bucket, and time-segmentation products keep popping up. The blunt take: a lot of it solves a fear problem more than a finance problem, and the difference between ladders and bond funds is often smaller than people think. We close with our weekly review of the eight sample portfolios, covering stocks, treasury bonds, gold, commodities, managed futures, and more.If this helped you think more clearly about retirement investing and diversified asset allocation, subscribe, share the show with a friend, and leave a review so more DIY investors can find it.Support the show
What really happens if you use ai thumbnail - impact from behind the scene, What does Youtube ab test reveal - a data harvesting analysis
The Ultimate Guide for Americans Moving to Spain: Visas, Taxes, and Cross-Border Financial Planning By AIO Financial — Fee-Only Fiduciary Financial Planners Spain has quietly become one of the most popular destinations for Americans relocating abroad. The lifestyle is compelling — long lunches, walkable cities, world-class healthcare, sunshine, and a cost of living that, in many regions, runs 20–30% below comparable U.S. cities. But behind that lifestyle is a tax and regulatory system that can blindside Americans who move without proper planning. We work with U.S. expats every week at AIO Financial, and the same patterns keep showing up. People sell investments at exactly the wrong moment. They convert Roth IRAs and trigger Spanish tax bills they didn’t know existed. They open European brokerage accounts and accidentally buy PFICs. They miss the six-month window for the Beckham Law and lose six figures of potential tax savings. None of this is necessary. Almost every cross-border financial mistake we see is preventable with planning that starts twelve to eighteen months before the move — not after the boxes are unpacked in Valencia. This guide walks through what we believe every American family should understand before moving to Spain: the visa landscape after the Golden Visa was eliminated, how Spain actually taxes Americans (including the surprising treatment of Roth IRAs), what to do with your investments before you become a Spanish tax resident, and how to think about banking, currency, and cash transfers across borders. None of this is legal or tax advice for your specific situation, but it should give you a real working framework before you sit down with a cross-border specialist. Why Americans Are Moving to Spain Right Now The reasons people give us are remarkably consistent. They want better work-life balance. They want their kids to grow up bilingual. They’ve watched U.S. healthcare costs spiral and want a system that just works. They’re approaching retirement and the math on living in coastal Spain versus coastal Florida is hard to argue with. A few are motivated by political concerns; many simply want to live somewhere that feels less hurried. What makes Spain particularly attractive compared to other European destinations is the combination of a well-functioning Digital Nomad Visa, a meaningful (if imperfect) tax treaty with the United States, and a cost-of-living advantage that still holds up despite recent inflation. A single person can live comfortably in mid-sized Spanish cities like Valencia, Granada, or Málaga on roughly €1,600–€1,900 per month. Madrid and Barcelona cost more, but still less than San Francisco, Boston, or Seattle. The catch — and this is the part most relocation guides skip — is that Spain has a wealth tax, taxes worldwide income for residents, does not respect the U.S. tax-free status of Roth IRAs, and uses a fiscal-year structure that can leave new arrivals exposed to a full calendar year of Spanish taxation if they cross the 183-day threshold without realizing it. Done well, moving to Spain can be one of the best financial and lifestyle decisions a family makes. Done poorly, it can be a multi-year tax mess. Visa Pathways: What’s Available in 2026 Before any tax planning matters, you need legal residency. Spain offers several pathways for non-EU citizens, and the right one depends on whether you’re working, retired, or have substantial passive income. The Digital Nomad Visa (DNV) The Digital Nomad Visa, introduced under Spain’s 2023 Startup Act, has become the most popular route for working-age Americans. It allows non-EU remote workers — both employees of foreign companies and self-employed freelancers — to live legally in Spain while working for non-Spanish employers or clients. As of 2026, the income threshold is set at 200% of Spain’s Minimum Interprofessional Salary, which works out to approximately €2,850 per month, or roughly €34,200 per year. Most Spanish consulates recommend showing at least €3,000 monthly to account for currency fluctuations. If you’re applying with family, the income requirement increases. You’ll need to demonstrate an additional 75% of the SMI (about €1,035 per month) for your first dependent — typically a spouse — and 25% for each additional family member. A family of four moving together generally needs to show somewhere around €4,400 per month in qualifying income. The DNV initially issues a residence authorization valid for up to three years if applied for from within Spain, or a one-year visa if applied for through a Spanish consulate abroad. It can be renewed for additional periods, allowing total stays of up to five years, after which permanent residency becomes available. Citizenship is generally available after ten years of legal residency for U.S. nationals (two years for citizens of Latin American countries, the Philippines, Andorra, and a handful of others). Other key requirements include having worked with your current employer or clients for at least three months before applying, holding either a relevant university degree or three years of professional experience in your field, working for a company that has been in operation for at least one year, and earning no more than 20% of your income from Spanish sources. The application process typically takes four to five months. One important wrinkle for Americans: the U.S.–Spain Totalization Agreement does not currently cover remote work in the way that some other bilateral agreements do, so the U.S. Social Security Administration rarely issues Certificates of Coverage for DNV applicants. Most U.S. W-2 employees need to either get their employer to set up a Spanish “shadow payroll” arrangement, switch to 1099 contractor status and register as an autónomo (self-employed) in Spain, or accept that they’ll be paying into the Spanish social security system. This is a frequent friction point and is best resolved before the move, not after. The Non-Lucrative Visa (NLV) The Non-Lucrative Visa is the traditional retiree route — and increasingly used by Americans of any age with sufficient passive income. It explicitly does not permit working in Spain or remotely for any employer, which is its main limitation. As of 2026, applicants need to show approximately €2,400 per month (around €28,800 per year) in passive income or savings, with additional financial requirements for dependents. For genuinely retired Americans drawing Social Security, pension income, or living off investment portfolios, this is often the cleanest path. It comes with one substantial caveat that we’ll return to in the tax section: NLV holders are not eligible for the Beckham Law, so they pay full progressive Spanish tax rates on worldwide income from day one. The Golden Visa Is Gone If you’ve been planning around Spain’s Golden Visa — the residency-by-investment program that previously offered residency in exchange for a €500,000 real estate investment — that program ended in April 2025 as part of housing market reforms. New applications are no longer accepted. Existing Golden Visa holders retain their residency, but anyone considering this route now needs to look at alternative visas, or alternative countries (Portugal and Greece still operate similar programs, though Portugal’s no longer accepts real estate). The Highly Qualified Professional Visa For Americans being recruited by Spanish companies for skilled positions, the Highly Qualified Professional (HQP) Visa provides a path tied to a specific job offer. It’s typically valid for two years and renewable, and it qualifies the holder for the Beckham Law tax regime. This is less common for traditional relocation but matters for executives and engineers being hired into Spanish operations. Choosing Among Them In practice, most Americans we work with end up on either the DNV (if working remotely) or the NLV (if retired or financially independent). The choice has significant tax implications down the line, particularly around eligibility for the Beckham Law, which we’ll cover next. The Spanish Tax System: What Americans Actually Pay This is where most pre-move planning gets serious. Spain taxes its tax residents on worldwide income — meaning your U.S. dividends, your rental income from a property in Texas, your capital gains from selling Apple stock, all of it can be subject to Spanish tax. The U.S.–Spain tax treaty and the Foreign Tax Credit prevent most cases of literal double taxation, but the interaction between the two systems creates real planning challenges. When You Become a Tax Resident Spain considers you a tax resident if any one of three things is true: you spend more than 183 days in Spain during a calendar year, your “center of economic interests” is in Spain (meaning your primary income or main assets are there), or your spouse and minor children habitually live in Spain (a rebuttable presumption). The 183-day rule is the most common trigger, and importantly, sporadic absences count toward the total unless you can prove tax residency in another country. This matters because Spanish tax residency is binary and applies to the full calendar year. If you arrive in Spain on July 1 and stay through year-end, you’ve spent 184 days there and you’re a tax resident for the entire year — including January through June, when you were still living in the U.S. Smart timing of the move can save substantial tax. We often recommend arriving after July 2 in a given year, which keeps you under the 183-day threshold for that year and pushes Spanish tax residency to year two. Income Tax Brackets Spanish income tax (IRPF) is progressive and combines a national portion with a regional portion that varies by autonomous community. For 2026, the combined general rates run roughly: Up to €12,450: about 19% €12,451 to €20,200: about 24% €20,201 to €35,200: about 30% €35,201 to €60,000: about 37% €60,001 to €300,000: about 45% Over €300,000: about 47% Investment income — dividends, interest, capital gains, and rental income from investments — is taxed on a separate “savings” schedule: Up to €6,000: 19% €6,001 to €50,000: 21% €50,001 to €200,000: 23% €200,001 to €300,000: 27% Over €300,000: 30% For most American expats earning between €40,000 and €80,000 per year, the effective Spanish tax rate is about 25–33%, which is comparable to or slightly lower than combined U.S. federal and state taxes for the same income. The pain points aren’t usually the standard rates — they’re the wealth tax, the lack of Roth recognition, and Modelo 720 reporting. The Beckham Law: A Major Opportunity Spain’s “Beckham Law” — named for the soccer player who was its early high-profile beneficiary — allows qualifying newcomers to be taxed as non-residents for up to six years, despite physically living in Spain. Under this regime, you pay a flat 24% on Spanish-source employment income up to €600,000 per year (47% on amounts above that), and your foreign income is generally exempt from Spanish taxation. For an American earning €100,000 per year on a Digital Nomad Visa with an employment contract, the Beckham Law saves roughly €10,000 annually compared to standard progressive rates — and the savings grow rapidly at higher income levels. For someone earning €250,000, the savings can exceed €40,000 per year. The Beckham Law has strict requirements. You generally must not have been a Spanish tax resident in the previous five years, you must move to Spain because of an employment contract or to take on a directorship, and — critically — you must elect into the regime within six months of registering with Spanish Social Security. Miss that six-month window and you cannot opt in later. We’ve seen this mistake destroy tens of thousands of euros of potential tax savings. The regime is available to W-2 employees and DNV holders with employment contracts. It is not available to self-employed autónomos in most circumstances, nor to Non-Lucrative Visa holders. This is why your visa choice has such significant tax implications. The Wealth Tax This is the tax that most surprises Americans. Spain’s wealth tax (Impuesto sobre el Patrimonio) is an annual levy on net worth as of December 31 each year. Spanish tax residents pay on their worldwide assets; non-residents only pay on Spanish-located assets. The structure includes a national tax-free allowance of €700,000 per person (which means €1.4 million for a married couple holding assets jointly), plus an additional €300,000 exemption for your primary residence in Spain. Above those thresholds, rates run progressively from 0.2% to 3.5%, depending on total assets and the autonomous community where you reside. Regional variation matters enormously here. Madrid and Andalucía effectively eliminate the wealth tax through 100% regional bonifications, though the national-level Solidarity Tax on Large Fortunes still applies above €3 million in those regions. Catalonia, by contrast, applies the tax in full. If wealth tax exposure is a serious concern for your situation, the autonomous community you choose to live in becomes a meaningful planning variable. There’s also a Solidarity Tax on Large Fortunes, introduced in 2023, that applies to net wealth above €3 million and adds an additional 1.7% to 3.5% on assets above that threshold. It coordinates with regional wealth tax relief to provide a national floor, so even residents of Madrid pay it on assets above €3 million. Roth IRAs in Spain: A Critical Issue Here is one of the most important things for Americans to understand before moving: Spain does not respect the tax-free status of Roth IRAs. Under U.S. law, qualified Roth IRA distributions are entirely tax-free, since contributions were made with after-tax dollars. Spain doesn’t see it that way. The Spanish tax authority (Hacienda) classifies Roth IRA distributions as investment income — specifically, as income from movable capital — and taxes them at savings rates. The taxable portion is generally the gain (the increase in value over your contributions), not the entire distribution, but this still represents a substantial loss of the Roth’s core benefit. A 2022 binding consultation (V1291-22) clarified this treatment, and the same ruling generally requires Roth IRAs to be reported on Modelo 720 and included in wealth tax calculations. The strategic implications are significant. If you have a large Roth IRA and you’re moving to Spain, you may want to consider taking distributions before establishing Spanish tax residency, while distributions are still tax-free in both countries. After becoming a tax resident, every Roth IRA distribution will likely face Spanish tax on the embedded gains. The same applies to any Roth conversions you might be considering — generally you want these completed before the move, not after. Traditional 401(k) and IRA distributions are treated more conventionally as pension or general income in Spain, and they’re taxable in both countries with foreign tax credits relieving most of the double taxation. The U.S.–Spain treaty was updated by a protocol that entered into force in November 2019, and it improves the treatment of cross-border pensions in several ways, though it does not solve the Roth issue. Capital Gains and Investment Income For Spanish tax residents, capital gains on the sale of most U.S. securities (like stocks held in a brokerage account) are taxable in Spain at savings rates of 19% to 30%. Under the U.S.–Spain treaty, gains on the sale of shares are generally taxed only in the country of residence, with limited exceptions for real estate and substantial shareholdings, so the planning here is relatively clean: if you sell while a U.S. resident, you owe U.S. tax; if you sell while a Spanish resident, you owe Spanish tax. This creates a major pre-move planning opportunity. If you have substantial unrealized gains in your taxable investment accounts, the year before your move is a powerful window. You can harvest gains at U.S. long-term capital gains rates — which top out at 23.8% including the Net Investment Income Tax — rather than at Spanish savings tax rates that run as high as 30% above €300,000 in gains. For a portfolio with $500,000 in unrealized long-term gains, the difference can be tens of thousands of dollars. This is one of the most common planning moves we recommend for clients moving to Spain with appreciated portfolios. The strategy isn’t always to harvest. If you’re moving to a non-Beckham regime and your overall income will push you into Spain’s higher capital gains brackets later, harvesting now may be valuable. If you have low income in Spain and modest gains, the Spanish tax may actually be lower than your U.S. rate. The right answer depends on your specific numbers — which is exactly the kind of cross-border modeling a fee-only planner is well-positioned to do without bias. The Foreign Earned Income Exclusion and Foreign Tax Credit U.S. citizens are taxed on worldwide income regardless of where they live, so you’ll continue filing U.S. returns from Spain. Two main mechanisms prevent literal double taxation. The Foreign Earned Income Exclusion (FEIE), claimed on Form 2555, allows you to exclude up to $130,000 of foreign earned income from U.S. taxation for the 2025 tax year (the limit adjusts for inflation each year). Qualifying requires either the bona fide residence test or the physical presence test (330 full days outside the U.S. in any 12-month period). Importantly, the FEIE only covers earned income — wages and self-employment income — not investment income. The Foreign Tax Credit (FTC), claimed on Form 1116, gives you a dollar-for-dollar credit against U.S. taxes for income taxes paid to Spain. Because Spanish rates often exceed U.S. rates at higher income levels, most expats earning above the FEIE threshold find the FTC works better. Excess credits can be carried back one year and forward ten years. The choice between FEIE and FTC has secondary effects worth understanding. The FEIE can disqualify you from making Roth IRA contributions if it pushes your taxable U.S. income low enough. The FTC preserves earned income for IRA contribution purposes. For families with college-age children, the FEIE can also affect the calculation of education credits. Reporting Obligations: Modelo 720 and FBAR Spanish tax residents must file Modelo 720 each year, declaring foreign accounts, securities, and real estate that exceed €50,000 in any of three categories. The form is informational, not a tax return, but penalties for non-filing have historically been severe (though the European Court of Justice forced Spain to substantially soften them in 2022). The filing window is January 1 through March 31 each year for the prior year’s data. On the U.S. side, you’ll continue to file: FBAR (FinCEN Form 114): required when total foreign accounts exceed $10,000 at any point during the year. Form 8938 (FATCA): required when foreign financial assets exceed $200,000 at year-end or $300,000 at any point during the year for single filers living abroad ($400,000/$600,000 for married filing jointly). Form 8621: required for any PFIC holdings — more on this below. Form 8833: to disclose treaty positions. The reporting load is real but manageable with the right preparer. What gets people in trouble isn’t usually the difficulty of any single form — it’s not knowing the forms exist. Investments: What to Do Before You Become a Spanish Tax Resident This is the single most consequential financial planning area for Americans moving to Spain, and the area where pre-move action matters most. Once you’re a Spanish tax resident, your options narrow considerably. The window before that happens is when most of the high-leverage decisions get made. The Brokerage Account Problem A wave of U.S. brokerage firms — including Vanguard, Fidelity, Morgan Stanley, Merrill Lynch, Edward Jones, Ameriprise, TIAA, USAA, and others — have been restricting or closing accounts of U.S. citizens who update their address to a foreign country. The pace accelerated sharply in 2024 and 2025 as firms tightened compliance with anti-money-laundering and FATCA-related requirements. Some firms close accounts outright; others restrict trading to liquidating positions only; some allow continued holdings but block new purchases. The practical implications for someone planning to move to Spain are: Don’t update your address until you have a plan. Once your firm sees a Spanish address, you may have 30 to 60 days to make decisions under significant time pressure. Identify expat-friendly custodians in advance. Charles Schwab International and Interactive Brokers continue to serve U.S. expats in Spain with relatively few restrictions, and a handful of independent advisory firms maintain relationships with custodians who will hold accounts for U.S. citizens abroad — typically when those accounts are managed by the advisory firm rather than self-directed. Transfer assets in-kind, don’t liquidate. If you’re forced to move accounts, transferring securities directly between custodians avoids creating a tax event. Liquidating into cash can trigger massive unintended capital gains. We spend considerable time at AIO Financial helping clients structure their accounts to remain compliant and accessible from abroad. The best time to do this work is before the move. Why Local European Brokerages Are a Trap for Americans The natural instinct, once you’ve moved to Spain, is to open a Spanish or European brokerage account and invest locally. For non-Americans, this is fine. For U.S. citizens, it’s a tax catastrophe — because of the Passive Foreign Investment Company (PFIC) rules. Under U.S. tax law, virtually any non-U.S. pooled investment vehicle — every European mutual fund, every UCITS ETF, every European-domiciled index fund — is classified as a PFIC. The IRS designed PFIC rules to discourage Americans from investing in foreign funds that the IRS cannot easily audit, and the punishment is severe: PFICs are taxed at the highest ordinary income rates (currently up to 37%) on gains, with interest charges layered on top, and require an annual Form 8621 filing that can take a tax preparer several hours per fund to complete. There’s a Qualified Electing Fund (QEF) election that can avoid the worst of these rules, but it requires the foreign fund to provide an annual PFIC statement with very specific information. Almost no European fund managers produce these for retail investors, so QEF elections are theoretically available but practically impossible. The bottom line is straightforward: as a U.S. citizen living in Spain, you generally need to invest through a U.S. brokerage in U.S.-domiciled funds and ETFs. Buying European funds — even excellent, low-cost European index funds — turns a clean financial picture into a tax disaster. There’s a complicating wrinkle: EU MiFID II regulations restrict EU-resident investors from buying many U.S.-domiciled ETFs, because U.S. fund providers haven’t produced the EU-required Key Information Documents. Most U.S. expats in Europe end up holding individual stocks, ETFs purchased through expat-friendly U.S. brokerages, and pre-existing fund positions. Some use options strategies or structured workarounds. Working with a cross-border advisor who understands which products remain accessible matters here. Pre-Move Investment Moves to Consider Twelve to eighteen months before your move, the following are typically worth analyzing: Harvesting long-term capital gains. As discussed above, U.S. long-term gains rates often beat Spanish savings rates, and once you’re a Spanish resident, every sale potentially triggers Spanish tax. Strategically selling and rebuying appreciated positions in your final U.S. year can lock in U.S. tax treatment. Roth conversions. If you have meaningful traditional IRA balances and you’re not in a high U.S. tax bracket, completing Roth conversions before the move means the conversion is taxed at U.S. rates only. After the move, conversions get more complicated (and the resulting Roth doesn’t get U.S.-style tax-free treatment in Spain anyway). Roth distributions. For older clients with substantial Roth balances who plan to draw on them in retirement, taking distributions before becoming a Spanish tax resident captures the full Roth benefit. Once in Spain, the gain portion of every distribution is taxable. HSA decisions. Health Savings Accounts are not recognized by Spain. The income inside them is potentially taxable annually for Spanish tax residents. Some clients draw down HSAs before the move; others maintain them with the understanding that ongoing reporting and tax will apply. 529 plans. Similar issues. 529 plans aren’t recognized as tax-advantaged in Spain, and depending on the structure, may create ongoing Spanish tax liability. Drawing down 529s for U.S. educational use before the move, or restructuring them, is often part of the plan. Real estate decisions. Selling a U.S. primary residence before the move keeps the Section 121 exclusion ($250,000 single / $500,000 married) cleanly available under U.S. rules. Selling after the move adds Spanish tax considerations and can complicate the exclusion. Renting out the U.S. home while abroad creates ongoing reporting in both countries but can be the right answer for those who plan to return. Trust and estate review. U.S. revocable living trusts are not recognized as transparent in Spain — Spanish tax authorities may treat them as opaque foreign entities, which can create unexpected tax consequences. Estate plans drafted under U.S. assumptions often need substantial revision before a move. Should You Keep Investments in the U.S. or Move Them Abroad? For almost every American citizen moving to Spain, the answer is: keep your investments in the U.S. The combination of PFIC rules, EU MiFID II restrictions on U.S. ETFs, and the comparatively higher costs and lower transparency of European retail investing means that a U.S.-domiciled portfolio held at an expat-friendly U.S. brokerage is almost always the right structure. The exception is if you renounce U.S. citizenship — but that’s a separate, much larger conversation. What changes is what you hold and how you manage it. U.S.-domiciled ETFs and individual stocks remain the foundation. You may need to adjust around currency exposure (more on this below), tax-efficiency rules that differ between the two countries, and the loss of access to certain U.S. mutual funds that don’t allow non-resident purchases. Asset location — what you hold in Roth versus traditional versus taxable accounts — also looks different through a cross-border lens. Currency Considerations One question we get often: should you convert to euros once you move? The honest answer is “it depends on your time horizon and liabilities.” Most retirees and long-term residents in Spain end up with euro-denominated living expenses but dollar-denominated investments. Over time, this creates currency exposure: a 10% drop in the dollar means your investment portfolio buys 10% less in Spain. There are a few approaches we use with clients: Hold a euro cash reserve sufficient to cover 1–2 years of living expenses. This protects against short-term currency movements forcing investment sales at bad prices. Don’t try to time currency markets. Strategic currency hedging at the portfolio level is rarely worth the cost for individual investors. For larger portfolios, consider modest direct euro exposure through ETFs that hold European equities or international developed-market funds. Don’t overdo it — global diversification is good; concentrated currency bets are not. Moving Cash: How to Actually Get Money to Spain Getting funds across the Atlantic has gotten easier in recent years but still has friction points worth understanding. Wire Transfers vs. Money Service Providers Traditional bank wires from a U.S. bank to a Spanish bank work but are typically expensive — fees commonly run $25–$50 per outbound wire from the U.S. side, plus a poor exchange rate that often costs another 1–3% of the amount transferred. For a $100,000 transfer, that’s potentially $3,000+ in spread costs. Specialized providers like Wise (formerly TransferWise), OFX, and Revolut typically offer mid-market exchange rates with much lower fees, often under 0.5% all-in. For larger transfers, a foreign exchange broker can negotiate even better rates, sometimes with a forward contract that locks in the exchange rate for a specific future date — useful when you’re closing on a Spanish property and want to know exactly how many dollars the euro purchase price will cost. For most cross-Atlantic transfers under $250,000, Wise is the simplest and lowest-cost option. Above that, dedicated FX brokers start to make sense. Spanish Bank Accounts You’ll need a Spanish bank account for daily living. The traditional banks (CaixaBank, BBVA, Santander) all offer non-resident accounts you can open before establishing residency, though increasingly they want to see your NIE (Spanish foreigner identification number) or your visa. Newer digital banks like N26 and Revolut are popular with expats for their lower fees and English-language interfaces, though some Spanish landlords and employers still prefer traditional banks. A common approach: open a basic non-resident account at a major Spanish bank for housing transactions and government payments, plus a Wise multicurrency account for receiving USD income and converting to EUR efficiently. Reporting Large Transfers Both U.S. and Spanish authorities track large cross-border transfers. On the U.S. side, transfers over $10,000 are reported automatically by your bank to FinCEN. On the Spanish side, banks report incoming international transfers to the Banco de España and tax authorities. None of this is illegal or problematic — but if you’re moving $400,000 to buy a house in Valencia, expect both sides to know, and don’t structure transfers in ways that look like you’re trying to avoid reporting (which is itself a U.S. federal crime). Cash Buffer for the First Year We typically recommend clients have at least six months — preferably twelve months — of Spanish living expenses available in liquid form before the move, in addition to their long-term investment portfolio. The first year in Spain comes with surprise costs: temporary housing, deposits, immigration fees, legal and tax advisor fees, furniture, car purchases, healthcare deposits. Having a cash buffer means none of this requires selling investments at a bad time or running up debt at unfavorable rates. Healthcare, Insurance, and Social Security Spain has one of the better healthcare systems in the developed world, but accessing it as a new arrival requires planning. Most visa categories require private health insurance during the application process and typically through the first year of residency. Standard policies from companies like Adeslas, Sanitas, and Asisa run €60–€150 per month per person depending on age and coverage level. After establishing residency and (for those working in Spain) contributing to Spanish Social Security, you become eligible for the public system, which is generally excellent. For Americans on Medicare, Medicare does not cover care received in Spain. Some retirees maintain Medicare and pay the Part B premiums in case they return to the U.S.; others let it lapse. Reactivation comes with late-enrollment penalties, so this decision deserves careful thought before it’s made. U.S. Social Security retirement benefits continue to be paid to U.S. citizens living in Spain, and the U.S.–Spain Totalization Agreement helps prevent dual social security taxation for many work situations. Working in Spain also generates Spanish social security credits that may eventually qualify you for Spanish retirement benefits, though qualification typically requires fifteen or more years of contributions. Estate Planning Across Borders This is the area most often deferred — and most often regretted. U.S. estate plans drafted assuming U.S. residence rarely work cleanly in Spain. Spain has its own inheritance and gift tax (Impuesto sobre Sucesiones y Donaciones) that applies to Spanish residents and to inheritances of Spanish-located assets. National rates run from 7.65% to 34%, with multipliers based on the relationship between the deceased and the beneficiary. Autonomous communities have wide latitude to set their own rates and bonifications, so effective rates vary enormously: in Madrid, Andalucía, and several other regions, close family members pay almost nothing; in others, rates approach the national maximum. Spanish forced heirship rules also differ from U.S. rules. Spain reserves a legitimate portion of an estate for certain heirs (typically children), which can override testamentary wishes expressed in a U.S. will. EU Regulation 650/2012 allows you to elect U.S. (or your nationality’s) law to govern your succession, but this election generally must be made explicitly in your will and is not automatic. Revocable living trusts, the workhorse of U.S. estate planning, are not transparent in Spain. The Spanish tax authority may treat the trust as a separate opaque entity, which can create unexpected income tax during life and complicate inheritance treatment at death. Many cross-border families need to revise or replace their trust structure before the move. Practical recommendations: consult a Spanish abogado experienced in cross-border estate planning before the move. Have a Spanish will (separate from your U.S. will) covering Spanish-located assets. Make explicit choice-of-law elections under EU Regulation 650/2012. Review beneficiary designations on all U.S. accounts to ensure they still make sense. Lifestyle Costs: What Spain Actually Costs in 2026 A rough framework for Spanish living costs in 2026, by region: Mid-sized cities (Valencia, Granada, Málaga, Seville, Zaragoza): A comfortable lifestyle for a single person runs €1,800–€2,500 per month including rent for a one-bedroom in a desirable neighborhood. A couple typically lives well on €3,000–€4,500 per month. Madrid and Barcelona: Add 30–50% to the above. A nice one-bedroom in central Madrid runs €1,400–€2,000 per month; in Barcelona, €1,500–€2,200. Total monthly costs for a single person comfortably range €2,800–€4,000. Coastal premium areas (Marbella, Ibiza, parts of Mallorca): Closer to U.S. coastal city costs, especially in summer months. Expect €4,000+ monthly for comfortable single living, often €6,000+ for couples. Rural and smaller towns: Substantially lower. Many Americans report living comfortably in Spanish villages or small cities for €1,500–€2,000 monthly per person, including rent. These figures cover housing, food, utilities, transport, basic entertainment, and private health insurance. They don’t include big-ticket items like a car purchase, international travel, or major medical events. A Practical Pre-Move Timeline For a hypothetical move twelve to eighteen months in the future, here’s the timeline we generally recommend: T-18 to T-12 months: Strategic planning. Engage a U.S.-side cross-border financial planner and a Spanish abogado/tax specialist. Decide on visa pathway. Begin tax-projection modeling. Identify which U.S. accounts will move and which custodians can serve you abroad. Begin Spanish language study if you haven’t already. T-12 to T-9 months: Big financial moves. If indicated, complete Roth conversions. Begin strategic gain harvesting in taxable accounts. Review 529 and HSA balances for pre-move decisions. Decide on U.S. real estate (sell, rent, or hold). Update estate documents. T-9 to T-6 months: Visa application. Gather documents, get FBI background check apostilled, prepare income documentation, file the visa application. (Application processing typically takes 4–5 months.) T-6 to T-3 months: Logistics. Arrange international moving company. Begin planning what to ship versus sell versus store. Open expat-friendly U.S. brokerage account if needed. Open Spanish non-resident bank account if possible. Identify Spanish housing for the first 3–6 months. T-3 months to move date: Execution. Final tax planning moves. Cancel U.S. utilities, services, insurance. Notify employer if working remotely. Confirm all Spanish appointments (NIE, padrón, visa pickup). Time the actual move date for tax efficiency — generally after July 2 in any given calendar year if circumstances permit. T-0 to T+6 months in Spain: Settling in. Register with local padrón. Apply for Tarjeta de Identidad de Extranjero (TIE). Set up Spanish utilities, internet, healthcare. Critically: file Beckham Law election within 6 months of Social Security registration if eligible. Begin Spanish tax registration with AEAT. T+12 months: First Spanish tax return. File first IRPF return for the partial year (if applicable). Review and adjust ongoing tax strategy based on actual income realized. How AIO Financial Works With Cross-Border Clients At AIO Financial, our work with Americans moving to Spain is fundamentally about reducing the cost of bad surprises. We are a fee-only fiduciary firm — meaning we receive no commissions, no kickbacks, no revenue from any product we recommend. Our clients pay us directly, and we work only for them. That structure matters especially for international moves, where the financial services industry’s commission-based incentives often push expats into expensive insurance products and PFIC-laden offshore structures that primarily benefit the salesperson. Our typical engagement with a Spain-bound client involves an initial deep planning phase eight to twelve months before the move, then transition support during the move itself, then ongoing investment management and annual planning review once settled. We coordinate with Spanish tax counsel and U.S. expat tax preparers — we don’t replace them, but we make sure all the pieces fit together. We help clients maintain compliant U.S. brokerage relationships from abroad through our institutional arrangements. We don’t claim to be everything. We’re not Spanish lawyers or accountants. We don’t handle Spanish tax filings ourselves. Spain’s gestores and Spanish tax advisors handle that side of the picture. Our role is the U.S.-side planning and the cross-border coordination — making sure the two systems work together rather than against each other for our clients. The Bottom Line Moving to Spain can be one of the best financial and lifestyle decisions an American family makes. It can also be one of the most expensive, depending on how the planning goes. The difference is rarely about how much money you have — it’s about how much advance planning you do. The tax rates aren’t usually the killer. Spain isn’t dramatically more expensive than the U.S. on income tax for most middle-income families. What costs people money is the avoidable mistakes: missing the Beckham Law deadline, holding the wrong type of investments, triggering U.S. capital gains in Spain when they could have been harvested at home, getting blindsided by Modelo 720 reporting, ending up in a high-wealth-tax region without realizing it. Almost all of these are preventable. The work to prevent them mostly happens twelve to eighteen months before the plane takes off, not after. If you’re seriously considering Spain, the time to start the financial planning conversation is now. AIO Financial is a fee-only fiduciary financial planning firm registered with the SEC, headquartered in Tucson, Arizona, and serving clients virtually across the United States and abroad. We specialize in expat financial planning, sustainable and impact investing, retirement planning, and tax-aware investment management. We earn no commissions, sell no products, and are compensated only by our clients. To discuss your situation, visit aiofinancial.com or contact us at 520-325-0769. This guide is for educational purposes only and is not legal, tax, or investment advice. Tax laws and visa rules change frequently. The figures, thresholds, and rates cited reflect our understanding as of early 2026 and are subject to change. Please consult qualified U.S. and Spanish professionals about your specific situation before making cross-border financial or relocation decisions.
News, notes, and nuggets interspersed. How 'bout them Redbirds. Playoff atmosphere in San Diego. Gorman put Doug to sleep. Audio of Masyn Winn's go ahead triple in the 7th. Cowboys sharing tent space. Might have a developing situation with Soriano. Tim & Friends. Norwiegans love Charlotte golf. Papers gets a haircut and mails it in. TALK CALDER CUP!! Power outage. One year since the foot rub. Wonderful little TV broadcast tip. Let's get Martin on the 'gram. TMA Las Vegas. Martin's CBC is showing. Mayors Bets.Walker with a pair of doubles last night and Summer '98 rolls on. No post game sound out there. MLB problem, not a Cardinal problem. Need a Cardinal Colonel. Caller Ellen on the beat.Audio of Derrick Goold talking about the energy around the team and whether it will translate to renewed fan engagement. Success of young guys like Walker and Wetherholt. Seems like the guys enjoy going to work. Before The Morning After. No Vaseline ft. Doug Vaughn.The kinda song that makes you feel alive. Daryl Dragon. You gotta feel the moment when playing drops. Warring Sharons. Just a week away from The Dotem. The origins of "Dotem." Danny Mac shouting out the Dotems. Frank taught Deke all the naughty stuff. LIsa Ann and Iggy. Chairman wrote Free Dotem on Pesky's Pole. Meat & Feta Guy.Party Man. Mt. Rushmore of Prince songs. Drops of the Week. Harvesting from all of our sources. Jimmy Crooks with home run number eleven. Who did the Swarm beat?Movie Boi's take on "Michael." Still needs to see The Devil Wears Prada 2. MJ and Bubbles playing Twister. The best St. Louis sports moments since the turn of the century. Audio of Pat Maroon talking about wanting to get Arber Xhekaj. Coach Spags. Audio of Derek Holland talking about watching the 2023 Rangers win the World Series and thinking about how he was supposed to have that in 2011. Reliving Game 6 of the 2011 World Series.Trying to go to a classic Vin Scully ship but those pesky ads. Vin Scully with the "Mound City" call. Vin always had time for a story. Doug doesn't like the nickname "Mound City." Vin Scully big timed Doug. Sharpie on Yogi Berra. Trash Mountain. Pant sizes.Doug might weigh people and check waist sizes at The Dotem. This Week In Baseball & The Baseball Bunch. Design Aire Heating & Cooling EMOTD.Passive aggressive questions for Tim. Sometimes we're upside down towards the end of it.Hurry up and get your name changes in. You're special, we're all special. Big crowd at PetCo Park last night. Was somebody moaning there? Bullpen get 9 outs on 9 hitters. Playing good baseball against some good teams. Walker hot again after falling off a bit. Soriano might be the guy to add to Romero and O'Brien. Friend of the show, Michael McGreevy, gets the ball tonight. Turns out there IS a way to look it up. Who's made you laugh most in your entire life?An ominous return. Doug doesn't care about what the text inbox says. Nice going, Otter. Steve Ott was a world class pest. Audio from yesterday's BK & Ferrario dealing with texts meant for After The Morning After. Mt. Rushmore of rivers.And the winner of the Design Aire Heating & Cooling EMOTD is...See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
(00:00-21:25) The kinda song that makes you feel alive. Daryl Dragon. You gotta feel the moment when playing drops. Warring Sharons. Just a week away from The Dotem. The origins of "Dotem." Danny Mac shouting out the Dotems. Frank taught Deke all the naughty stuff. LIsa Ann and Iggy. Chairman wrote Free Dotem on Pesky's Pole. Meat & Feta Guy.(21:34-33:42) Party Man. Mt. Rushmore of Prince songs. Drops of the Week. Harvesting from all of our sources. Jimmy Crooks with home run number eleven. Who did the Swarm beat?(33:52-55:30) Movie Boi's take on "Michael." Still needs to see The Devil Wears Prada 2. MJ and Bubbles playing Twister. The best St. Louis sports moments since the turn of the century. Audio of Pat Maroon talking about wanting to get Arber Xhekaj. Coach Spags. Audio of Derek Holland talking about watching the 2023 Rangers win the World Series and thinking about how he was supposed to have that in 2011. Reliving Game 6 of the 2011 World Series.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
I was listening to Tim McKirdy's podcast “Mezcal's Untold Past, Soaring Present, and Fragile Future,” and he talks about an agave harvesting process called tumbado, where you disconnect the plant from its roots and let it sit there in the field. It was said to be an old practice that had been lost. Even in the podcast, he said he only heard about this from one guy, so I thought, yeah, probably not really a thing. And then I met Paulo Rodriguez in Chacala, Jalisco.Agave Road Trip is a critically acclaimed, award-winning podcast that helps gringx bartenders better understand agave, agave spirits, and rural Mexico. This episode is hosted by Lou Bank with special guest Linda Sullivan of seynasecreto and wisdom from Raicillero Paulo Rodriguez, interpreted by Greg Rutkowski.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Harvesting five million bushels of wheat and corn from Texas to Montana, outrunning hailstorms that decimate a year's income in 20 minutes, and running a multimillion-dollar convoy of equipment down the highway with Josh Beckley, a third-generation custom harvester from Kansas. Why do farmers outsource the harvesting of their own crops? And what happens when you drive a combine into a ditch?WANT MORE EPISODE SUGGESTIONS? Grab our What It's Like To Be... "starter pack". It's a curated Spotify playlist with some essential episodes from our back catalogue.GOT A COMMENT OR SUGGESTION? Email us at jobs@whatitslike.comFOR SPONSORSHIP OPPORTUNITIES: Email us at partnerships@whatitslike.comWANT TO BE ON THE SHOW? Leave us a voicemail at (919) 213-0456. We'll ask you to answer two questions:1. What's a word or phrase that only someone from your profession would be likely to know and what does it mean?2. What's a specific story you tell your friends that happened on the job? It could be funny, sad, anxiety-making, pride-inducing or otherwise.We can't respond to every message, but we do listen to all of them! We'll follow up if it's a good fit.
On this week's episode Brian and Brad are joined by Whitetail aficionado Greg Glesinger. Greg shares with us his wildlife management tactics, and how he cultivates environments that regularly produce monster whitetail, regularly topping two hundred inches. Greg's methods extend into every facet of the ecosystem, the water, plant-life, fertilizing the ground, and anything else involved in his craft. They dig into Greg's backstory, when he started hunting whitetail, and what ultimately created this passion.
In this episode, host Shawn Terrell explores the concept of thinking fourth dimensionally in tax planning, using the analogy from Back to the Future to highlight the interconnectedness of financial decisions. He discusses how to avoid unintended consequences in tax harvesting and emphasizes the importance of comprehensive, forward-thinking strategies. -------------------------------Episode Resource ----------------------------------Meet with Dentist Exit Planning Advisor:Schedule Discovery Meeting-----------------------------------About Dentist Exit Planning:Website: dentistexit.comFacebook Group for DentistsYouTubeInstagramLinkedInSign-Up for Dentist Exit Email NewsletterEmail Shawn at: shawn@dentistexit.com
President Trump leads the world in being betrayed. It's all planned. Every story the public consumes has a supply chain. Re-branding is a strategy. MATHEW 27.3 comes to mind. Influencers got big money to shape the narrative. How the doctrine operates at ground level. The most effective censorship means managing reactions. influence is often solidifying a prevailing version. Blueprint plans on a napkin among the crab legs. The networks elevate only those who are safe. Judas came with a kiss. Motivated by the inner circle. Networks approach those who are hungry. Christian outreach gets paid. Division dressed in righteousness. Trading reputation for money. Harvesting a listening community never works. The field of blood purchased with 30 pieces of gold. When does it fell like enough? Truth answers to no one. What makes people turn for coin? Every Judas has a wound. Betrayal to yourself is the ultimate evil. Their ultimate collapse is inevitable. Never chose network over community. It's all performed and not organic. Complete fracture is the outcome. Adding weight to what will eventually collapse. Repenting is a forward move. The people working in the wilderness are the ones who are truly free.
Ecclesiastes 3 presents life as a rhythm of seasons we don't control, where joy and sorrow arrive like tides and never stay forever. Solomon urges preparation instead of resistance, reminding us that each season is temporary and that wise living means building a life ready for both storms and sunshine, often with the help of others. The passage then lifts our eyes to God's timing, where even broken moments can be woven into something beautiful over time. Rather than overanalyzing life, we're invited to enjoy simple gifts, serve others, and find meaning in everyday work. In the end, God is the master craftsman, shaping the mixed ingredients of life into something lasting, pursuing people with redemption and forming a story that stretches beyond the moment.
Luke 6:37–38 Judge not, and you shall not be judged. Condemn not, and you shall not be condemned. Forgive, and you will be forgiven. 38 Give, and it will be given to you: good measure, pressed down, shaken together, and running over will be put into your bosom. For with the same measure that you use, it will be measured back to you.
Key Takeaways: Use Tax Tools to Improve Cash Flow: Section 179 and bonus depreciation allow farm investors to write off equipment costs right away. This can free up cash and support business growth. Know What You Can Depreciate: Land cannot be depreciated, but things like equipment and buildings (such as barns) can. Planning ahead helps you get the most tax benefit. Think Long Term With Depreciation: Tax strategies should match your long-term plans. Consider how selling assets later could affect your taxes. New Funding Opportunities Are Growing: Private lending is becoming more common again. This can create new ways for entrepreneurs to invest in areas like agriculture. Farming Adds Real Value: Owning and running a farm isn't just about profit. It also supports food systems and contributes to the well-being of communities and the environment. Chapters: Timestamp Summary 0:00 Investing in Farms and Tax Benefits with Section 179 2:00 Leveraging Assets and Bitcoin for Wealth Management Opportunities 3:07 Tax Benefits and Equipment Needs for Small Farm Owners 4:45 Understanding Depreciation Benefits and Trade-Offs for Farmers 7:09 Understanding Depreciation Strategies in Farming Equipment and Livestock 9:26 The New American Dream: Owning a Business 10:05 Planning Long-Term Financial Strategies with Bonus Depreciation Powered by ReiffMartin CPA and Stone Hill Wealth Management Social Media Handles Follow Phillip Washington, Jr. on Instagram (@askphillip) Subscribe to Wealth Building Made Simple newsletter https://www.wealthbuildingmadesimple.us/ Ready to turn your investing dreams into reality? Our "Wealth Building Made Simple" premium newsletter is your secret weapon. We break down investing in a way that's easy to understand, even if you're just starting out. Learn the tricks the wealthy use, discover exciting opportunities, and start building the future YOU want. Sign up now, and let's make those dreams happen! WBMS Premium Subscription Phillip Washington, Jr. is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.
Harvesting corn in the spring can reduce drying costs, but it’s far from risk-free. Success hinges on managing snow impact, understanding quality trade-offs, and planning ahead to protect yield potential. In this episode of Corn School, RealAgriculture agronomist Peter Johnson visits a field near Stratford, Ont., where corn has overwintered. He says the situation mirrors... Read More
Pauly Shore - American comedian, actor, and filmmaker best known for his quirky, laid-back “weasel” persona and his rise to fame in the early 1990s. He gained popularity as an MTV host before starring in comedy films like Encino Man, Son in Law, and In the Army Now. This episode dives into Pauly's experience at the Bow Rack and his thoughts on bowhunting. Follow Pauly: https://www.instagram.com/paulyshore/ Follow along: Instagram: https://www.instagram.com/cameronrhanes Twitter: https://twitter.com/cameronhanes Facebook: https://www.facebook.com/camhanes/ Website: https://www.cameronhanes.com Timestamps: 00:00:00 – A Purpose in Life to Make People Laugh 00:05:04 – People's Reactions to Unscripted Comedy 00:09:23 – The Bow Rack & a New Addiction to Archery 00:13:30 – Joe Rogan's First Bow Hunt & Harvesting an Animal Respectively 00:24:23 – Dangerous Game: Grizzly Bears 00:25:24 – Meat to Feed a Family 00:27:20 – Why Pauly Loved the Archery Experience 00:29:48 – How Performing and Comedy Relates to Hunting 00:32:07 – How Pauly Met Cam: The Mothership 00:32:25 – F**k, Marry, Kill: Stand-Up, Making Movies, or Trolling People Online 00:35:52 – Letting Go in Life 00:38:46 – Final Thoughts Thank you to our sponsors: LMNT: Visit https://drinklmnt.com/cam for a free sample pack with any purchase Montana Knife Company: https://www.montanaknifecompany.com/ Use code CAM for 10% off MTN OPS Supplements: https://mtnops.com/ Use code KEEPHAMMERING for 20% off Black Rifle Coffee: https://www.blackriflecoffee.com/ Use code KEEPHAMMERING for 10% your order Hoyt: http://bit.ly/3Zdamyv use code CAM for 10% offSig Sauer: https://www.sigsauer.com/ use code CAM10 for 10% off optics
Free DNA Activation Masterclass + 21-Day Abundance Meditation: https://masterclass.samuelbleemd.com/dna Peptides I use personally to regenerate, heal, and stay sharp: https://limitlesslivingmd.com/samuel In this episode, Dr. Samuel B. Lee, MD delivers a powerful solo transmission, diving deep into the misunderstood realm of sexual energy, Kundalini force, and the hidden dynamics shaping humanity's relationship with its most potent creative power. From ancient distortions and systemic conditioning to modern-day expressions of disconnection, this episode explores how humanity's life force has been suppressed—and how it can be reclaimed. Dr. Lee unpacks the true nature of sexual energy as more than reproduction or pleasure, revealing it as a sacred mechanism for higher identity accretion, DNA activation, and spiritual embodiment. Through a compelling metaphor of a hidden well, he illustrates how shame, secrecy, and unconscious patterns have disconnected individuals from their innate power—and how conscious awareness can restore it. This episode dives deep into Kundalini energy, energetic sovereignty, and the path of sacred union, offering insight for those seeking healing, empowerment, and alignment with their highest self. Sacred Truths & Lessons from This Episode: • Sexual Energy Is Creative Life Force—Not Just Physical Desire • Shame Is the First Lock Blocking Your Power • Unconscious Release Depletes—Conscious Direction Activates • Your Energy Flows Where Your Intention Goes • Healing Sexual Trauma Requires Both Psychological & Energetic Repair • Reclaiming Your Life Force Is Reclaiming Your Sovereignty
WE are ALL Transfected. Cleanse YOUR Blood w/ Masterpeace: https://masterpeacebyhcs.com/?ref=4094 Drastically reduce your levels of heavy metals, graphene, glyphosate & nanotech! Dave Weiss has become a household name for espousing some controversial theories about this thing we live on but one thing has become crystal clear in recent years, the 'elite' have lied to us about everything at every turn and now Trump has lied us into yet another war in the middle east as the knee benders cheer him on. Thanks for tuning in for this far reaching discussion with me and flat earth Dave. Get the Flat Earth, Sun, Moon Zodiac Clock App HERE: https://flatearthdave.com/ https://rumble.com/embed/v75jevi/?pub=2peuz
You know it’s going to be a great episode when BrewersFriend.com pro, Lorena Evans, is on the show! I’m so thankful to have her expertise a lot lately and I’m looking forward to having her on even more this year. Thank you so much for tuning into the Homebrew Happy Hour podcast!… THE home brew #podcast where we answer all of your home brewing questions and discuss anything related to craft beer! A NOT SO SUBTLE REMINDER: If you appreciate the things we do here at Homebrew Happy Hour, consider joining our Trub Club! — https://www.patreon.com/bePatron?u=21132635 On Today’s Show: Mastering the Basics: Yeast Harvesting, Base Malts, and Mash Ratios 00:00:00 – 00:10:53 Patreon & Small Talk00:11:45 – 00:25:17 Reusing Yeast00:26:10 – 00:43:26 Choosing Base Grain for Blonde Ale00:44:06 – 01:00:01 Water to Grain Ratios Links for this episode:Fermzilla Allrounder: https://morebeer.com/products/fermzilla-rounder-pressure-brewing-kit-159-gal-60/index?a_aid=HomebrewHappyHourCellarScience Premium Dry Yeast: https://morebeer.com/collections/cellarscience/index?a_aid=HomebrewHappyHourFLOTit 2.0: https://amzn.to/3NhMRnC We want to hear from you! If you have a question that you'd like us to discuss on a future episode, please click on the “Submit a Question” link at the top of our website or you can now call in your questions via our questions hotline @ 325-305-6107 and leave your message after the beep. Let us know what you think and enjoy the show! cheers, joshua ———————– Thank you to our show's sponsor, Hops Direct! Family owned and operated, Hops Direct provides a wide variety of hop selection and ships directly to your door. Learn more by visiting https://hopsdirect.com/?utm_source=HHH&utm_medium=link&utm_campaign=HHH+link ————————– CellarScience offers premium dry yeast that delivers higher cell counts than typical liquid pitches, meaning you get a stronger, healthier fermentation without the hassle. The best part? You can Direct Pitch right into your wort—no starters, no waiting, just brewing. Whether you need their new ‘WEST COAST’ strain for a classic American IPA, or ‘JUNGLE’ for massive fruity esters, they've got your next batch covered. Join a recipe receiving tier of our Trub Club today because every kit that ships out now includes premium CellarScience Yeast, join at https://www.patreon.com/HomebrewHappyHour ————————– This episode is brought to you by Brewer’s Friend! Brewing beer at home isn't just about the ingredients, it's about precision. And that's where BrewersFriend.com comes in. Whether you're dialing in your very first recipe or perfecting your hundredth, Brewers Friend gives you the tools to brew with confidence. Their recipe builder, mash calculators, and water profile database helps take the guesswork out of the process so you can focus on what matters: making great beer! Plus, Brewers Friend isn't just software, it's a community of passionate homebrewers, sharing recipes, tips, and feedback. It's like having a brew club in your pocket! Head over to BrewersFriend.com today and take your homebrewing to the next level. Use promo code HAPPYHOUR to save 25% OFF premium memberships! That's BrewersFriend.com…because better brewing starts with better tools! Click here to use our link: https://bit.ly/3N7uQbm ————————– Become a Patron! Reminder that these episodes are ultimately made possible because of YOUR support. Consider becoming a member of our TRUB CLUB via our Patreon page and receive perks such as merch, exclusive group access and content, recipes, and some tiers even get monthly recipe kits mailed to you! https://www.patreon.com/HomebrewHappyHour #homebrewing #homebrewers #craftbeer #beer #brewing #craftbrew #kolsch #webcast #show
Jordan Jonas (@hobojordo) grew up on a farm in Idaho, rode freight trains across the US, spent time in remote Russian villages, fur trapped and travelled for several years with nomads in Siberia, and won Alone Season 6, after being the first contestant to truly thrive in the wilderness and harvest big game. You can learn more about Jordan's axes at JordanJonas.com/Axe.This episode is brought to you by:Momentous high-quality creatine for cognitive and muscular support: LiveMomentous.com/TimMonarch track, budget, plan, and do more with your money: Monarch.com/TimEight Sleep Pod Cover 5 sleeping solution for dynamic cooling and heating: EightSleep.com/TimCresset family office services for CEOs, founders, and entrepreneurs: CressetCapital.com/Tim*TIMESTAMPS:[00:00:00] Who is Jordan Jonas?[00:02:20] The Siberian axe gospel: Single bevel, wide eye, and why your Lowe's hatchet is basically a butter knife.[00:07:16] A Montana downpour baptism.[00:08:04] Feather sticks and ferro rods.[00:12:36] A gnarly axe-ident, a quest for an abandoned boot, and frontier convalescense in a tipi.[00:19:59] First Russian word learned, courtesy of a Moscow airport officer with zero chill.[00:21:18] Jordan's youthful faith crisis and a Trans-Siberian prayer.[00:29:16] From building an orphanage to living with the Evenki.[00:31:29] Experiencing tug-of-war hospitality between ex-con Siberian families.[00:39:34] Reindeer vs caribou.[00:45:42] The Gulag Archipelago at 17.[00:49:36] The homeschooling advantage: Finishing academics by noon, then deep-diving history for fun.[00:53:50] Campfire psychology for gentlemen.[00:56:00] Why llamas are more practical than reindeer on Jordan's expeditions in the northern United States.[01:01:37] How Jordan's grandparents found purpose and built a joyful family after surviving Assyrian genocide.[01:11:18] Dad's 12-year health collapse and facing death with radical joy.[01:18:49] Freight train philosophy and evolutionary dopamine alignment.[01:30:03] Grandma moose rodeo.[01:33:07] Alone Season 6: The "Super Bowl of survival" just south of the Arctic Circle.[01:40:38] How Jordan survived 77 days in the woods barely breaking a sweat.[01:48:21] Harvesting a moose at day 20 via Russian fence-funneling tactics.[01:56:21] Wolverine vs. man with axe, a tin can alarm, and a wife who likes rustic jewelry.[02:03:05] The crappy fate of less-than-lucky rabbit feet.[02:04:59] Fat as a survival bottleneck, and how to experience the wild with Jordan.[02:09:31] Jordan hopes his upcoming book will help readers build reservoirs of resilience before they're needed.[02:12:27] The most overlooked part of the Serenity Prayer: "Accepting hardships as the pathway to peace."[02:14:48] The wilderness as political neutral ground and other parting thoughts.For show notes and past guests on The Tim Ferriss Show, please visit tim.blog/podcast.For deals from sponsors of The Tim Ferriss Show, please visit tim.blog/podcast-sponsorsSign up for Tim's email newsletter (5-Bullet Friday) at tim.blog/friday.For transcripts of episodes, go to tim.blog/transcripts.Discover Tim's books: tim.blog/books.Follow Tim:Twitter: twitter.com/tferriss Instagram: instagram.com/timferrissYouTube: youtube.com/timferrissFacebook: facebook.com/timferriss LinkedIn: linkedin.com/in/timferrissSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.