Podcasts about cgt

Entrevista Percy Oyola, presidente de la CGT

El número de muertos por los ataques israelíes en Líbano siguen aumentando y se acerca ya a los 800, según las autoridades libanesas. Además alrededor de 800.000 personas se han visto obligadas a abandonar sus hogares. También en la frontera de Irán donde está Laura Alonso y donde la tensión sigue siendo muy evidente y en Omán con nuestra enviada especial Sara Alonso para saber cómo afecta un día más el conflicto a toda la región.El presidente ucraniano Volodimir Zelenski se encuentra en París donde se ha mostrado muy crítico con la decisión de la administración Trump de levantar el embargo al petróleo ruso para equilibrar los precios. Hablamos de ello y también de las palabras del presidente francés Emmanuel Macron sobre al ataque a una base francesa que ha provocado la muerte de una persona. Vamos a estar también en Cuba porque el presidente Miguel Díaz-Canel, ha explicado que su país ha empezado conversaciones con el gobierno de Estados Unidos para intentar buscar una solución al bloqueo que sufre la isla. Además tenemos dos entrevistas: con el secretario general de CGT en Argentina, Jorge Sola, ahora que la reforma laboral en el país es una realidad; y Muriel Boursié, coordinadora de Médicos sin fronteras en Sudán.Escuchar audio

In this Meaningful Money Q&A, Pete Matthew and Roger Weeks answer listener questions on UK personal finance, focusing on pensions, tax, and planning ahead. Topics include SIPP vs Lifetime ISA, retirement drawdown and which accounts to spend from first, Junior SIPPs, gifting company shares (IHT and CGT), and UFPLS vs drawdown.   Shownotes: https://meaningfulmoney.tv/QA41    01:47  Question 1 Hello Pete, Roger and team. I'd first like to say thank you for all the wonderful information you provide, it has been a great aid for increasing my financial intelligence and helping me secure my family's financial future. My question is regarding the benefits of a SIPP vs a LISA in terms of retirement. My understanding is they both benefit loosely from the same boost. 25% Boost for LISA and in effect 25% boost to a SIPP due to the 20% tax relief as a basic rate tax payer? They are both locked away for a long period and are both released early if I was to suffer from any serious ill health or death? Due to this is there any benefit I am overlooking in terms of a SIPP over a LISA invested in a world wide fund? Other than age of access? I am currently 36 and due to the increasing demands of public finances it would be logical to assume a possibility of the state pension age being raised above 70 (above 60 if taken early) or becoming restricted to who can collect (means tested) before I am to reach pension age. Whereas I would be able to claim a LISA at 60 regardless with the added benefit of it not being subject to tax? I have a generous company pension of 6% personal and 13.7% company contributions with an additional 1% matched salary sacrifice. I also put in an additional unmatched personal 3% contribution.  As well as a small military pension. so I would not be without a pension at retirement. Due to this is it worth hedging my bets by maxing my LISA contributions rather than a SIPP to cover potential future scenarios? Apologies for the long winded question and I hope it makes sense. Thank you, Adam   08:42  Question 2 Hello Pete and Roger! Thank you for your wonderful podcast, I started listening several years ago and have found your advice incredibly useful. I am here to ask a question about planning a future for a disabled child. My husband and I are in are late 30s and we have a 5 year old daughter who is autistic and has profound learning difficulties. The challenge we have is how to plan for her future care and our future careers with so much unknown.  We both work full time and are currently both basic rate taxpayers (although we are both getting close to that boundary). We receive child benefit and some DLA for our daughter. When our daughter was born we started saving small amounts regularly into a JISA for her, but as her disabilities became clear we switched and started saving money for her within our own S&S ISAs. We still put money into her JISA when she gets gifts from grandparents etc as it seems disingenuous to keep that money under our names. We have an emergency fund, workplace pensions and are saving regularly into S&S ISAs, as well as mortgage that will last until we are about 60.  Is there anything we should be thinking about or trying to plan for our daughter's future. At this stage, it is difficult to determine how much she will understand about money and investing or whether she would have the capability to work or live independently. It may be that she will be under our care for the rest of our lives. It is also possible that one of us may need to reduce working hours or stop working when she turns 18 and needs care after she leaves school. Is there anything you think we should consider or advice on how to navigate the unknown? We are in the process of putting together a will and in the event of something happening to both of us, the care of our daughter would be covered by my husband's sister, but unsure how to navigate the financials. I appreciate that there are several questions within this question but any advice or areas that we can research on ourselves would be appreciated. Thank you so much, Laura Centurion (specialist IFA for people with children with special needs) https://centurioncfp.co.uk/special-needs/  Scope https://www.scope.org.uk/advice-and-support    16:34  Question 3 Hello First of all, thank you both for your wonderful podcast. I have learned so much. I have a question about the order in which to spend in retirement and how to hold our various investments. We have worked out a cashflow ladder using cash, short-term money markets funds, a defensive mixed asset fund, a 60:40 mixed asset fund and a 100% equity fund. But we also need to think about our various wrappers- about half of our investments are in DC pensions (mine and my husband's), a quarter in ISAs and a quarter unwrapped (which we can gradually move into ISAs). Is there a rule of thumb for how much of each investment should be in each wrapper? I'm also not sure about what we should be spending first- assuming no disasters we are hoping to give some money to our children before too long for IHT purposes. But if we take a large sum out of our pensions to do this, we'll pay 45% income tax on it which makes the IHT saving a bit pointless. So should we be making any gifts from our ISAs and using the pensions first ourselves (taking care to stay within the basic rate)? Any advice would be appreciated. Thank you Elizabeth Meaningful Academy Retirement Planning - https://meaningfulacademy.com/retirementplanning    For a discount, use coupon code: PODCAST 24:03 Question 4 Hi Roger (and Pete!), Firstly, thank you from the bottom of my heart for the education you provide to me and so many others. You've really helped me sharpen my financial tools. After spending the last 12 years self-employed, I didn't take my personal finances too seriously. Now that I have a steady, "grown-up" job, I've been able to get organised. I have a workplace pension, a private pension, a Stocks & Shares ISA, and a Lifetime ISA, all thanks to what I've learned from you both. My question is about Junior SIPPs. I often come across opinions suggesting that these should be the last thing you do, only after every other financial base is covered. I didn't receive a financial education growing up, and there's no pot of gold or property waiting for me down the inheritance road. That's why I'm motivated to change the course of my children's future — even if the benefit is far down the line. For a relatively modest target amount £15,000 each at age 18 (they are currently 1 and 4), I believe my children could have a very strong footing in later life due to the extensive length of compounding available, even without continuing contributions beyond that point, or perhaps with me matching their own contributions as an incentive in adulthood. I believe this will take some of the pressure off them which I currently find myself in having to aggressively play catch up on my retirement plan. They also have Junior ISAs, which I contribute to each month, to give them more flexible money when they turn 18. Their future stability would mean the world to me, even if I won't be here at that point to see them enjoy it! I'd love to hear your opinion on Junior SIPPs, as I don't think this topic is discussed enough — and it sometimes feels dismissed altogether. Thank you, Steven   29:15  Question 5 Dear Pete and Roger, You do marvellous work in educating us all. Thank you. I am a company director with 9 alphabet shares. 5 for me, 2 for my wife and one each for my adult independent children. I have substantial IHT liability so want to gift my shares to my children. The company has seven figures invested in the stock market. Can I gift the shares? How do I go about? Will that help reduce my IHT liability if I survive 7 years after gifting? Will there be a CGT liability on the gift? The company still trades but is unlikely to qualify for BADR (Business Asset Disposal Relief) as majority of assets are in investments. Thanking you, Narendra   36:35  Question 6 Hi Pete and Rog, Firstly, thanks for all that you do, your podcasts, videos and the Academy have really changed mine and my family's life for the better. A pensions drawdown question: If you plan to use all of your tax free allowance on retirement. Am I right that there are no benefits to using UFPLS over drawdown? I think there used to be a benefit with the lifetime allowance but I can't see any other benefits now. Thanks for all that you do, James

"Rentvesting' is increasingly popular where wannabe home owners move first to buy a rental property and later to use their accumulated equity to buy 'a forever family home.' But putting some of your capital into the sharemarket, rather than the property market may be much more lucrative...and even better if CGT tax is raised in the near future. Author Jacqui Clarke, Your Personal CFO joins associate editor, James Kirby on this podcast episode. In today's show, we cover: Rentvesting - It takes longer than you think CGT changes - How they will impact house prices, according to CBA Fixed rate mortage break costs - The bank that is not charging at all Medicare Levy Surcharge...watch out for this trap See omnystudio.com/listener for privacy information.

What if the next big housing reform doesn't fix housing affordability at all?   What if it doesn't lower property prices, doesn't deliver much extra money to the government for years, but it scares investors out of the market and makes renting even harder?   Because that's exactly what could happen if Australia changes the Capital Gains Tax discount - and it's back on the political agenda again.   Today one of Australia's leading taxation minds, Ken Raiss and I unpack what's really going on.   Supporters of the change are saying it's about fairness. They say it will stop "property speculation," improve housing affordability, and raise billions of dollars for the federal budget.   In fact, some politicians and unions are claiming it could be one of the biggest levers to finally make housing more affordable for everyday Australians.   And at first glance, it sounds plausible. After all, who doesn't want a more affordable housing market?   But here's the problem…Housing markets don't respond well to slogans. They respond to supply and demand. They respond to incentives. And they respond to confidence.   And when you change tax policy, you don't just change government revenue. You change behaviour. You change investment decisions. You change the flow of money.   And sometimes, you create consequences nobody intended.   Takeaways  Housing reform doesn't lower property prices. Capital gains tax is a tax on profit when you sell an asset. Supply, supply, supply is the answer. Don't make knee-jerk reactions to tax changes. Investors are long-term holders, not speculators. The CGT discount debate is not simple. Rents will go up if investors pull back. We need more homes built in the right areas. Wealth creation is about planning and strategy. The government needs to focus on supply, not taxes.   Links and Resources:   Answer this week's trivia question here - https://www.propertytrivia.com.au/ ·        Win a hard copy of What Every Property Investor Needs To Know About Finance, Tax And The Law ·        Everyone wins a copy of a fully updated property report – What's ahead for property for 2026 and beyond.   Michael Yardney   Get the team at Metropole Wealth Advisory to create a Strategic Wealth plan for your needs. Click here and have a chat with us     Ken Raiss, Director of Metropole Wealth Advisory     Join Ken Raiss and Michael Yardney, plus a team of experts, at Wealth Retreat 2026 on the Gold Coast in May. Find out more about it here and register your interest www.wealthretreat.com.au It's Australia's premier event for successful investors and business people.   Get a bundle of eBooks and Reports at: www.PodcastBonus.com.au    Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future.   About The Michael Yardney Podcast | Property Investment And Wealth Creation  Australia   The Michael Yardney Podcast is one of Australia's leading property investment podcasts, helping investors understand the Australian property market and build long-term wealth through strategic property investing.   Each week we explore: • Australian property market updates• Property investment strategies in Australia• Melbourne property market trends• Sydney property market forecasts• Brisbane property investment opportunities• Capital growth property strategies• Property cycles in Australia• Negative gearing and tax strategy• Interest rates and their impact on property• Buyer's agent insights and investment planning   If you're serious about building a high-performance property portfolio and creating financial freedom through real estate, this podcast will give you the clarity and strategy you need.   Learn more at:https://propertyupdate.com.auhttps://metropole.com.au

In this episode of the Smart Property Investment weekly debrief, hosts Phil Tarrant and Liam Garman dive into how rising interest rates, policy shifts, and supply-demand pressures are shaping Australia's property market. As interest rates rise, mortgage repayments increase, making careful cash flow management essential for investors navigating these changes. The duo explores how financial pressure has been driving many to look beyond capital cities, where regional markets are outperforming thanks to lifestyle migration, creating opportunities for both first-time buyers and seasoned investors. At the same time, rental shortages and rising rents are intensifying challenges for tenants, while forcing investors to balance immediate yield with long-term growth. Adding to the complexity, proposed reforms to negative gearing and capital gains tax (CGT) highlight the need for strategic planning, with the Property Investors Council of Australia (PICA) advocating a sliding scale CGT discount to reward long-term investment. Meanwhile, construction delays and rising material costs threaten to worsen supply-demand imbalances, keeping property prices elevated despite broader economic headwinds. Yet, cultural and financial factors, including property's role as a wealth-building tool and the government's reliance on property revenue, provide a stabilising influence. For investors, the key takeaway is clear: consolidate debt, monitor cash flow, and avoid speculative over-leveraging to navigate uncertainty successfully. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

durée : 01:58:42 - Fritz Reiner - par : Christian Merlin - En raison d'un appel à la grève déposé par la CGT de Radio France pour la journée internationale de lutte pour les droits des femmes, nous ne sommes pas en mesure de diffuser l'intégralité de nos programmes habituels. Nous vous prions de nous en excuser. - réalisé par : Marie Grout Vous aimez ce podcast ? Pour écouter tous les autres épisodes sans limite, rendez-vous sur Radio France.

durée : 01:00:04 - Sylvia Bergé, commédienne, sociétaire de la Comédie-Française - par : Priscille Lafitte - En raison d'un appel à la grève déposé par la CGT de Radio France pour la journée internationale de lutte pour les droits des femmes, nous ne sommes pas en mesure de diffuser l'intégralité de nos programmes habituels. Nous vous prions de nous en excuser. - réalisé par : Claire Lagarde Vous aimez ce podcast ? Pour écouter tous les autres épisodes sans limite, rendez-vous sur Radio France.

The CGT discount might be changing. The property market is in a frenzy. There's a war in the Middle East. And everyone's frozen. This week we pull apart the three topics every Australian property investor is thinking about right now — and why most people are reacting to them wrong. These are the conversations we're having at the dinner table. Now they're on camera. See you on the inside, -- In this episode we cover:0:00 Why people freeze when there's noise in the market7:53 CGT discount changes: what's actually being proposed14:45 Running the numbers: 50% vs 25% discount24:49 The contrarian take: why CGT changes are actually bullish for property32:10 How affordability is changing where and what to invest in46:00 Houses vs units56:30 Land size doesn't drive growth the way people think1:01:30 New builds and house & land packages: when do they make sense?1:25:00 Geopolitical tension and the impact on Australia --IMPORTANT: The Investor Lab is for educational purposes only and does not constitute financial advice. Always do your own research and seek independent professional advice before making any investment or financial decisions. -- Watch on Youtube: CGT, Affordability & War: The Topics Every Property Investor Is Thinking About Right Now --- RESOURCES TO HELP: Join the conversation: The Investor Lab Community Want a team in your corner as you build your property portfolio? Book a no-obligation discovery call with Dashdot: https://bit.ly/3E0wKGa Need finance guidance? Chat with the Dashdot Finance team:http://hey.dashdotfinance.com.au/discoverycall Got a question or some feedback? We're all ears!https://bit.ly/tilqs -- Connect:dashdot.com.au youtube.com/@theinvestorlab instagram.com/dashdotpropertyinstagram.com/goosemcgrathinstagram.com/gabi.billingSee omnystudio.com/listener for privacy information.

Omar Francisco Plaini es un histórico dirigente sindical, político y deportivo argentino. Desde 2006 es Secretario General del Sindicato de Canillitas. Vocal titular de la CGT y Diputado Nacional (MC) y desde 2023 es presidente del Club Atlético Los Andes (Primera B Metropolitana), donde impulsa el regreso a categorías superiores y mantiene el club como espacio de identidad barrial en Lomas de Zamora.Trabajadores. Con él hablamos de la Reforma Laboral y de las medidas legales que presentó ante la Justicia la central de los Trabajadores.

The market is splitting in two. Buyers who stay selective will do better. Pete Wargent and Chris Bates break down why inflation risks are rising again after renewed global instability, how that's feeding into rate expectations and buyer sentiment, and why construction is still failing to deliver enough supply. They also unpack the latest noise around negative gearing and capital gains tax, and what reforms might change — versus what just adds uncertainty — as the market shifts into a clear two speed cycle. Together, they discuss: Inflation risks returning as global instability pushes up energy costs, with fuel jumping quickly in parts of Australia  Why the RBA may prefer waiting for quarterly data Evidence of a two speed housing market The on the ground reality for first home buyers at the lower end, including competition for scarce houses and buyers being pushed toward poorer assets amid FOMO  Negative gearing and CGT reform chatter ahead of the budget The core supply problem getting worse: building approvals down  Why approvals are still not enough for the national target Listener Q&A Resources for this episode Ask a question (select the Property podcast) Rask Resources Pete's Buyers Agency Alcove mortgage broking Amy Lunardi Buyers Agency (Melbourne) All services Financial Planning Invest with us Access Show Notes Ask a question We love feedback! Follow us on social media: Instagram: @rask.invest TikTok: @rask.invest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you're confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

I've got my good friend Michael Yardney on the show

La llamada ley de modernización laboral en Argentina ha generado mucha polémica por reducción de las indemnizaciones por despido, la introducción de salarios dinámicos en función de la productividad de la empresa o la flexibilizacion de la jornada laboral con la posibilidad de alargarla hasta las 12 horas. Hablamos con Jorge Sola, secretario general de la CGT.Escuchar audio

⚖️ Budget Boost: A Rare Win for Taxpayers

In our latest property rant, property insider Edwin Almeida and I discuss the rise (sic) of high-rise, noise and other pressures in apartment living, the fall out from the middle east conflict on property, CGT reform which is nothing of the sort, and the rapid fall in the number of rental properties listed for rent. … Continue reading "Its Edwin’s Monday Evening Property Rant!"

En un nuevo podcast de  la Radio de Diario de Transporte entrevistamos a Paco Vegas, Secretario  de Servicios a la Ciudadanía, Carretera y Logística del sindicato CCOO.Con nuestro invitado hablamos de la situación actual de la solicitud de los coeficientes reductores que permitirían la jubilación anticipada de los conductores profesionales del transporte de mercancías y viajeros por carretera y de grúas autopropulsadas, después de la sentencia del Tribunal Supremo ante el recurso presentado por el sindicato CGT.De la movilización convocada por CCOO y UGT para el próximo 10 de marzo en Madrid, de las acciones a las que está dispuesto CCOO en caso de que se retrase una solución a los coeficientes reductores, como una posible huelga de conductores profesionales, de las previsiones del sindicato y de muchos temas más hablamos con Paco Vegas en este interesantísimo podcast que no puedes dejar de escuchar.

First introduced in the 1980s, capital gains tax (CGT) is back in the headlines in early 2026 because potential changes to CGT rules are being discussed ahead of the federal budget, alongside a Senate inquiry that's examining how the tax is applied. On 4 November 2025, the Senate resolved that the Select Committee on the … Continue reading "Will Changes To CGT Spook The Property Market?"

As pressure builds to scrap negative gearing and cut the CGT discount to “fix” housing affordability, Bushy Martin explains why these popular tax changes could actually push rents higher and make affordability worse. In this episode of Get Invested, Bushy moves the conversation from headline emotion to systems thinking. Instead of blaming investors or chasing political quick fixes, he breaks down what negative gearing and the CGT discount actually do - in plain English - and walks through the likely second-order consequences of changing them. If you’re a renter feeling locked out, a first-home buyer craving relief, or an everyday investor feeling blamed and unsure what to do next, this episode brings clarity to a heated debate. Housing isn’t a morality play - it’s a supply system. And in a shortage, anything that shrinks supply tends to make affordability worse. What You’ll Learn: What negative gearing and the CGT discount actually do Why “relief-seeking policy” can trigger lock-in, pullback and rental squeezes How tax changes may hit renters first Why waiting for a crash could be a costly mistake What a grown-up, integrated affordability solution really looks like The Bottom Line: Quick fixes can create bigger problems. Before wishing for sweeping tax reform, understand the incentives and the flow-on effects - because in housing, second-order consequences matter. Take the next step with Bushy Personal Solutions Session Get clarity and personalised guidance: Book now Property W.E.A.L.T.H Program - live now! Be first to access discounts + free Module 1: Find out more https://courses.bushymartin.com.au/property-wealth Find your Freedom Formula Success in property starts with your 'why', and then the 'what' and 'how'. Let me, Bushy Martin, lead you through it! Sign up for my Freedom Formula program. The first session is absolutely free, and it only takes around an hour! Find out more https://bushymartin.com.au/freedom-formula-course Subscribe to Property Hub for free now on your favourite podcast player. Take the next step - connect, engage and get more insights with the Property Hub community at linktr.ee/propertyhubau Get property investment and wealth resources, and book a Personal Solution Session with Bushy. All the links and info are here: linktr.ee/propertyhubau About Get Invested, a Property Hub show Get Invested is the leading weekly podcast for Australians who want to learn how to unlock their full ‘self, health and wealth’ potential. Hosted by Bushy Martin, an award winning property investor, founder, author and media commentator who is recognised as one of Australia’s most trusted experts in property, investment and lifestyle, Get Invested reveals the secrets of the high performers who invest for success in every aspect of their lives and the world around them. Subscribe now on Apple Podcasts, Spotify and YouTube to get every Get Invested episode each week for free. For business enquiries, email andrew@apiromarketing.com.See omnystudio.com/listener for privacy information.

The Money Mechanics Podcast is back for 2026! Scott Malcolm and Ara Jensen jump straight into one of the hottest topics in the media right now: Capital Gains Tax. After a year off-air, they’re breaking down what CGT really is, why everyone’s suddenly talking about it, and how the rumoured changes in the upcoming 2026 Federal Budget could affect you. From discounts and holding periods to property, shares, cyrpto, super, and long-term wealth strategy, Scott and Ara separate fact from noise so you don’t get swept up in the hype. They’ll unpack what’s being floated, what it could mean for everyday people, and—most importantly—whether you should be doing anything now. If you own an investment property, are thinking about selling, or just want the jargon translated into practical guidance, this episode gives you the clarity to move through 2026 with confidence—not panic. Thanks for listening! We love your support, please subscribe, review, comment and share this episode to help empower and educate more folks around the money stuff! Check out more about us here: www.moneymechanics.com.au www.scottmalcolm.com.au Check out our Financial Service Guide and Privacy Policy here. Follow and like us on socials: Instagram: @moneymechanics Twitter: @moneymechanics Money Mechanics Pty Ltd (ABN 64 136 066 272) is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd (ABN 47 097 797 049) AFSL and Australian Credit Licence No. 236523 General Advice Warning Information in this podcast has been prepared for general information purposes only and not as specific advice to any particular person. Any advice contained is General Advice and does not take into account any person's particular investment objectives, financial situation and particular needs. Before making an investment decision based on this advice you should consider, with or without the assistance of a qualified adviser, whether it is appropriate to your particular investment needs, objectives and financial circumstances. Past performance of financial products is no assurance of future performance. Product Disclosure Statements contain information necessary for you to make a decision whether or not to invest in financial products which may be mentioned in this podcast. See omnystudio.com/listener for privacy information.

On this week's episode, Tess Cameron, Josh Schimmer, Brian Skorney, and special guest Adam Feuerstein kick off with regulatory updates, including the FDA's rejection of Atara Biotherapeutics and Pierre Fabre Pharmaceuticals' cell therapy, Ebvallo -- a therapy that should have been approvable. The co-hosts then highlight ongoing inconsistencies at the agency and the challenge it creates for investors and companies as the regulatory goal posts continue to shift. Next, they discuss a New York Post editorial from the Alliance for Regenerative Medicine CEO Tim Hunt, who outlined how last‑minute reversals on rare disease and CGT approvals are leaving patients and biotech companies in limbo. The conversation then shifts to deals, including Gilead's $7.8B acquisition of Arcellx for full control of anito-cel for relapsed/refractory multiple myeloma, and Vir's pivot to oncology through a $1.7B collaboration with Astellas. In data news, the co-hosts cover CagriSema's head-to-head trial results against Lilly's Zepbound, Gossamer Bio's lung disease drug, seralutinib, which did not meet the primary endpoint in its Phase 3 pulmonary arterial hypertension study, and Palvella Therapeutics' positive topline results from the Phase 3 study of QTORIN rapamycin in microcystic lymphatic malformations. The episode closes with company updates, including Sarepta CEO Doug Ingram's retirement and Xenon Pharmaceuticals' upcoming seizure drug readout. *This episode aired on February 27, 2026.

ਘਰਾਂ ਦੀ ਕਿਫ਼ਾਇਤੀ ਦਰਾਂ ਬਾਰੇ ਸੈਨੇਟ ਜਾਂਚ ਦੌਰਾਨ CGT ਛੋਟਾਂ ‘ਤੇ ਤਿੱਖੀ ਚਰਚਾ ਹੋਈ ਹੈ। ਆਸਟ੍ਰੇਲੀਆਈ ਕੌਂਸਲ ਆਫ਼ ਟ੍ਰੇਡ ਯੂਨੀਅਨਜ਼ ਅਤੇ ਗ੍ਰੈਟਨ ਇੰਸਟੀਚਿਊਟ ਵਰਗੀਆਂ ਸੰਸਥਾਵਾਂ ਦਾ ਕਹਿਣਾ ਹੈ ਕਿ 50 ਫ਼ੀਸਦੀ ਕਰ ਛੋਟ ਅਮੀਰ ਨਿਵੇਸ਼ਕਾਂ ਨੂੰ ਵੱਧ ਲਾਭ ਪਹੁੰਚਾ ਰਹੀ ਹੈ ਅਤੇ ਨੌਜਵਾਨਾਂ ਲਈ ਘਰ ਖਰੀਦਣਾ ਮੁਸ਼ਕਲ ਬਣ ਰਿਹਾ ਹੈ। ਮਾਹਿਰਾਂ ਦੇ ਅਨੁਸਾਰ, ਇਸ ਛੋਟ ਨੂੰ 25 ਫ਼ੀਸਦੀ ਕਰਨ ਨਾਲ ਬਜਟ ਨੂੰ ਅਰਬਾਂ ਡਾਲਰ ਮਿਲ ਸਕਦੇ ਹਨ ਅਤੇ ਲੋਕਾਂ ਵੱਲੋਂ ਘਰ ਖਰੀਦਣ ਦੀ ਦਰ ਵਿੱਚ ਸੁਧਾਰ ਆ ਸਕਦਾ ਹੈ। ਇਸ ਦੌਰਾਨ, ਖ਼ਜ਼ਾਨਾ ਮੰਤਰੀ ਜਿਮ ਚਾਲਮਰਜ਼ ਨੇ ਆਉਣ ਵਾਲੇ ਬਜਟ ਵਿੱਚ ਸੁਧਾਰ ਦੀ ਸੰਭਾਵਨਾ ਤੋਂ ਇਨਕਾਰ ਨਹੀਂ ਕੀਤਾ।

In this episode we answer listener questions covering emergency funds for higher and additional rate taxpayers, and inheritance tax considerations around beneficiary SIPPs. We also discuss whether couples should rebalance pension contributions, the key steps to take before retiring abroad, and what to know about DB pension transfers. Finally, we look at cross-border pension taxation using the UK–Denmark double taxation treaty as an example. Shownotes: https://meaningfulmoney.tv/QA40    01:20  Question 1 Hi Pete & Roger, Thanks for all your helpful and easy to understand information. I have only been on my financial wellbeing journey for a year.  I work in the NHS and am in a higher tax bracket. I am fully enrolled in the NHS pension, more out of previous disinterest than any actual action on my part. I am single and currently saving up for a down payment on a house in about 4/5yrs. I maxed out my ISA last year and expect to do the same this year; this includes money for the down payment. I also took out a SIPP which I only recalled last year; I took it out 20+ years ago. However I am still waiting for a statement from the pension office before my accountant can work out how much more I can add to the SIPP.  In the interim I have my emergency fund in a premium bond (20k) but am worried it's being eroded by inflation. I expect to be an additional tax payer in the next few years. Where should I keep my excess cash? More in premium bonds with no tax but erosion by inflation; or open GIA or more in high interest savings account and pay the tax? Or is there another option you would recommend? Btw I have £600 in crypto (Coinbase and Etherium) but don't plan to put more than £400 more in then plan to forget about it. It's a tiny fraction of what I put in my ISA. Thanks, Joy   04:46  Question 2 Dear Pete and Roger. Love the podcast. I think it is essential listening for those wanting to elevate their knowledge of the incredibly important subject of financial planning and it also highlights the value add that financial professionals can provide. My mother is 79 and has a comfortable guaranteed inflation linked income via state and civil service pension, which is supplemented by savings (maxed premium bonds & healthy cash savings) and investments held in ISAs and a beneficiary SIPP from my late father who passed before 75yrs old (therefore the assets are income and CGT free). My mother is keen to minimise the IHT on the estate both her and my father worked so hard to create. Despite her comfortable situation, I still have to encourage her to spend and use your very helpful '40% off sticker' analogy on a regular basis. It is my understanding that SIPPs will be subject to IHT and income tax from 2027. As my sister and I are both additional rate taxpayers, we will potentially be subject to 67% tax on any assets remaining in the SIPP if the estate is above £1m IHT threshold. While the '67% off sticker' analogy is even more helpful to encourage her spending, it has triggered some planning. We are drawing down the beneficiary SIPP to fund ISA each year for my mum – keeping the income and CGT tax benefits for my mum while removing it from the double income and IHT tax on death. As part of the IHT planning we are now considering regular gifts from surplus income. When combined with her guaranteed income, the assets in the beneficiary SIPP are more than sufficient so sustain her lifestyle until her age would be well into three figures. Based on my reading, it appears any drawdown from SIPPs are considered 'income' for gifting purposes, regardless of if they come from capital or income. Therefore she could start to draw more 'income' from the SIPP and gift this surplus which could be considered IHT free. Are there any limits to how much or how quickly she could reasonably drawdown from a SIPP so that it would no longer be considered 'income' by HMRC for IHT purposes? i.e could she empty the SIPP over a 5 yr period, gift that as excess income, then reduce the gifts to reflect a different income and or expenditure? While all the drawdown from SIPPs is considered 'income' for IHT purposes, the treatment of withdrawals from ISAs or other investments are distinguished between whether they are actually capital or income. Therefore, we have the added complication of needing to balance the 'income' drawdown from the beneficiary SIPP to make sure she doesn't eat into 'capital' of the ISAs and savings which would then mean the gifts from regular surplus income would then be considered part of the estate again. Our circumstances mean my mum feels slightly trapped between keeping the SIPP (so it is considered income for gifts from regular income but gets IHT taxed at 67%), continuing to use the beneficiary SIPP to fund ISAs (reduce IHT liability but lose flexibility to gift it as income), maybe change the investment engine of the ISAs from a lower yielding balanced solution to something with a higher natural yield, or do something else altogether (lump sum gifts and hope to survive 3yrs for taper or 7yrs). Any thoughts or suggestion would be appreciated. While there are some relatively niche circumstances, I think it covers two more broadly applicable IHT planning considerations SIPPs v ISAs under the new rules and regular gifts from surplus income. Thanks in advance Stephen   17:06  Question 3 Hi Pete and Roger Thank you both for your continued help in navigating the financial maze and I am enjoying the listener questions. My wife works part time and is a basic rate tax payer. She pays into her workplace pension and contributes an additional 15%. Her pension provider receives 20% tax relief on these contributions. I am a higher rate tax payer and I make contributions to a SIPP. My pension provider receives 20% tax relief and I claim an additional 20% directly from HMRC. As a couple, we could stop making the additional contributions to my wife's pension and instead make them into my SIPP. This would give us an additional 40%, rather than 20%. Mathematically this makes sense. We haven't done this so far, as I like the idea that we are equally contributing to both of our pensions, for the future. It also helps keep things simple. I am mindful that one day, we may kick ourselves for not making this simple switch which may leave us with a significantly bigger pot, when we need it. What options would you consider in this decision of splitting pension contributions. Many thanks, Rob 20:17 Question 4 Dear Pete & Rog, I just wanted to say a heartfelt thank you for your podcast and the incredibly valuable information you share. Your conversations are not only insightful but also reassuring as I start to think more seriously about my own retirement planning! One of the things I'm considering is retiring abroad (somewhere sunny!) Spain most likely, and I wondered if you might explain the process you go through with such clients. Specifically, do you have a checklist, or a list of key questions, that you typically ask clients to work through before moving overseas? For example, I've learned that ISAs are not recognised in many EU countries (so it may be better to sell before leaving), and I imagine there are similar considerations around SIPPs/UK DC pensions and other investments. Do you also tend to liaise with financial planners or accountants based in the EU when helping clients prepare for such a move? I would be very grateful for any wisdom you could share. Thanks again for all the work you put into the podcast, it really does make a difference. Warm regards, Chloe 24:55  Question 5 Hi Pete, Love the podcast.  Very informative and user friendly. I have a question, once popular but maybe not so much now and one that will make advisers sweat again! I'm a sophisticated investor (so to speak!), I manage my own SIPP etc and I'm an accountant so I guess I have a head start over most people.  I have a net worth excluding my house of circa £2.5m spread across a SIPP, ISA, FIC and GIA. I also have an old DB pension.  I'm 59.  It pays out circa £6,500 from the age of 65.  My dad died aged 63.  Given my circumstances I want to transfer the DB scheme into my SIPP.  I have two children so would like them to get it rather than die with me so to speak.  The last transfer value I got was pre covid at circa £100k which I know isn't a brilliant multiple but I'm happy with that.  I'm fit and healthy but I'm not relying on the guaranteed pension given my other pension provisions. So, firstly is it likely the transfer value would have gone up or down given the increase in interest rates and secondly do you think I could get a positive recommendation from an adviser? Thanks, Oscar 31:35  Question 6 Dear Pete and Roger, Love the podcast. I'm a bit more of an adventurous investor than you usually caution, but you provide a certain "passive-tracker-Yin" to my "property-investment-Yang". Given your backlog I'm going to ask you a pension question that I probably don't have to think about for 20 years, so you have time to get to it. I worked in Denmark for several years and paid into a pension scheme while I was there. I believe it is structured similarly to a UK DB pension scheme. There is an initial lump sum plus an income for life.  This pension fund is not covered by QROPS, so there is no transferring my way out of this complexity. The Danish pension fund thinks I'll be paying Danish income tax (presently 37-38%), Chat GPT is adamant that I'll be paying UK Tax. Who's right? If taxed in the UK I can imagine getting the tax free cash allowance right might be complicated. Is there anything else I should be considering? Best Wishes, James

On the Money Café this week, Alan Kohler and Stephen Mayne discuss the Murdoch family, Aristocrat, Trump's tariffs, the latest AI action, CGT and housing, and much more!See omnystudio.com/listener for privacy information.

Are we looking the wrong way? As property investors fret over likely lifts in Capital Gains Tax, the bigger issue for long term investors is interest rates: Despite the industry-wide assumption that we are in a new rate hike cycle, it is looking increasingly likely that rates are not going to go through the roof, in fact some already believe we should be thinking about lower rates in the near future. Dr Sam Wylie of the Windlestone Education group and Melbourne Business School joins Associate Editor James Kirby in this episode In today's show, we cover: The CGT scare - How will if affect you How share investing may have a tax advantage over property soon* Interest rate hiking cycle...maybe not? Is super recontributing a form of money laundering? asks a listener See omnystudio.com/listener for privacy information.

Kieran Witthuhn from Anchor Capital breaks down Gold Fields's results – a strong dividend and solid performance – and where he'd be putting new money now. Wandile Sihlobo, chief economist at the Agricultural Business Chamber of South Africa, on a potential tariff deal with China, the latest on foot and mouth disease, and current crop conditions. Simon weighs up the ‘wash sale' tactic to avoid CGT – selling in late February and buying back in March to use the R40 000 exemption – and why caution is key.

Este jueves la Confederación Argentina de Trabajadores ha convocado a un paro nacional. Tras varias manifestaciones en el país contra la reforma laboral impulsada por el Gobierno de Javier Milei y votada en el Senado, los diputados argentinos deben ahora discutir el proyecto. Una propuesta que, según abogados en derecho laboral, representa un retroceso legal. Rediseñar los tiempos de trabajo, reducir el costo de un despido para la empresa, restringir el alcance de los sindicatos... Estas y otras medidas están contempladas en la reforma laboral que busca impulsar el Gobierno de Javier Milei. Jornadas extendidas, vacaciones fraccionadas, pérdida del poder de los sindicatos… “Para empezar, la creación del banco de horas, que va a implicar que los trabajadores puedan tener jornadas extendidas hasta 12 horas diarias. Estas horas se van a ir acumulando a un banco del cual va a poder disponer el empleador, de modo tal que no se supere un máximo mensual, y de modo también que dejan de existir las horas extras. Luego, en materia de indemnizaciones laborales, no va a ser el mejor sueldo, entonces las indemnizaciones se van a ver reducidas en cuanto a la base de cálculo y reducidas también en cuanto al monto”, explica para RFI la secretaria general de la Asociación de Abogados y Abogadas Laboralistas (AAL), Romina Stampone. “El fraccionamiento de las vacaciones, lo que otorga es la facultad de poder fraccionarlas en periodos no inferiores a una semana: el empleador puede decidir darte una semana de vacaciones ahora, otra en octubre... Y por otro lado, le sumas a esto que va a haber una pérdida del poder real de los sindicatos porque se promueve la negociación colectiva a nivel de empresa, no en la totalidad de la actividad”, agrega. La semana pasada el Senado argentino aprobó el proyecto con 42 votos a favor y 30 en contra. Ahora llega a la Cámara de Diputados. La Libertad Avanza asegura que conseguirá 140 votos sobre 257 diputados, entre los cuales 95 del oficialismo, apoyados por sectores de la llamada oposición dialoguista. La senadora oficialista Patricia Bullrich dijo haber negociado con la CGT. “Incumple con el principio de progresividad” Para Stampone, la reforma es contraproducente: “Se dice que la reforma se piensa con la finalidad de generar empleo, lo cual va a ser absolutamente falso. La reforma precariza e invita a un despido que además es absolutamente tarifado y calculado, mucho más de la tarifa que ya preveía nuestra ley, con lo cual no va a ser generador de empleo. Desde la Ley de Bases, la anterior reforma que entró en vigencia el 9 de julio del año 2024, se perdieron ya más de 250.000 puestos de trabajo. Cerraron una enorme cantidad de pequeñas y medianas empresas. Hoy amanecimos con la noticia de que cierra sus puertas Fate, una empresa de neumáticos muy grande, muy conocida y que deja cerca de mil familias sin puesto de trabajo. Ese es la mayor preocupación”, lamenta. Según ella, no cuaja con los principios constitucionales. “La contrarreforma laboral que se está proponiendo es una reforma regresiva en materia normativa en nuestro país. Incumple de este modo con el principio de progresividad y no regresividad que nuestra Constitución nacional toma de tratados internacionales de derechos humanos que tienen jerarquía constitucional. Legislar de este modo implica una violación para nuestro país de pactos internacionales que ya fueron asumidos con anterioridad”, subraya para concluir Stampone.

L'Argentine est à l'arrêt ce jeudi 19 février 2026 alors que le président argentin Javier Milei fait face à sa quatrième grève générale en un peu plus de deux ans de mandat. Un appel à la grève générale lancé par la CGT, principale centrale syndicale du pays, contre sa réforme de dérégulation du travail. Le texte qui a déjà été adopté par le Sénat, passe aujourd'hui devant le Congrès. C'est dans ce contexte tendu que le principal producteur de pneus d'Argentine a fermé ses portes hier (18 février 2026). Fate existait depuis 80 ans, nous apprend Infobae. Aujourd'hui, 920 personnes se retrouvent sans emploi. L'entreprise n'est pas en faillite ou en liquidation judiciaire. Elle ferme ses portes tout simplement, précise le quotidien. C'est la première grande entreprise argentine à le faire au cours de ses dernières années. « L'usine, la plus plus grande d'Argentine, produisait plus de 5 millions de pneus par an », précise le Buenos Aires Times. Qu'est-ce qui a poussé Fate à jeter l'éponge ? Le communiqué publié par l'entreprise et que l'on peut lire dans Infobae, est assez laconique. Il y est question de « changements des conditions du marché (qui) nous obligent à aborder les défis futurs avec une approche différente » et à « mettre fin à tous les contrats de travail ». « Depuis un an et demi, Fate perd entre deux et trois millions de dollars chaque mois », indique La Nacion. Pour le Buenos Aires Times, l'explication est à chercher du côté de la libéralisation des échanges décidée par le gouvernement de Javier Milei, qui a conduit à une forte hausse des importations. « Le secteur industriel argentin traverse une crise majeure », écrit encore le quotidien.   Polémiques autour du nouveau président péruvien José Maria Balcazar, issu des rangs de la gauche, prend les rênes du Pérou pour quelques mois. Mais ce qui pose problème, ce sont ses prises de position en faveur du mariage des enfants, souligne El Comercio. En juin 2023, au cours du débat devant la Commission de la Justice sur l'interdiction du mariage des mineurs, il a affirmé que les relations sexuelles précoces « aident au développement psychologique futur de la femme » du moment qu'il n'y a pas de violence, rappelle La Republica. Autres taches sur son CV : des accusations de détournements de fonds et de corruption. Dans un communiqué dont se fait l'écho La Razon, l'Ordre des avocats de Lambayeque, ville dont est originaire José Maria Balcazar, dit son opposition à son élection en tant que chef de l'État et rappelle qu'il a été renvoyé de l'ordre pour des manquements éthiques. Il fait l'objet de plusieurs plaintes, insiste La Republica. Son élection est une « irresponsabilité impardonnable », s'insurge El Comercio. Le Parlement a commis « une erreur historique ». Les « déclarations et les convictions » de José Maria Balcazar sont « incompatibles avec les principes démocratiques et les droits humains fondamentaux », poursuit le journal qui dénonce la « déconnexion morale » des parlementaires péruviens.   Certaines régions touristiques de Colombie aux mains de groupes armés En Colombie, le journal El Tiempo s'inquiète de l'influence du Clan del Golfo dans la région de Santa Marta, dans le nord. Le cartel « gouverne-t-il » cette région, se demande le journal qui raconte comment un simple accident de voiture a permis de mettre en lumière une réalité préoccupante. Le fils d'un militant écologiste a eu un accident au volant d'une voiture de location près d'une plage. Des hommes à moto sont immédiatement arrivés et ont exigé 1,5 million de pesos, un peu moins de 350 euros, pour soi-disant « compenser les dégâts ». Un cas qui illustre le contrôle exercé par des groupes armés dans plusieurs secteurs touristiques, écrit El Tiempo. « Le racket est devenu la norme, à tel point que cela fait partie du fonctionnement économique quotidien », explique au journal le défenseur des droits humains, Lerber Dimas. C'est même considéré comme « un service public supplémentaire » dont il faut s'acquitter pour pouvoir travailler. Un vendeur de Taganga, village sur la côte des Caraïbes, explique ainsi que les gangs se servent sur « chaque chaise louée, chaque poisson vendu, chaque billet de bateau acheté ». Pendant ce temps-là, les négociations avec ces groupes criminels lancées par le gouvernement dans le cadre du processus de « paix totale » n'avancent pas vraiment, constate El Tiempo. Mais ailleurs dans le pays, les accords de paix de 2016 et les efforts de Gustavo Petro portent leurs fruits. C'est le cas notamment de Mesetas, ancien bastion des rebelles des FARC devenu un haut-lieu du tourisme. Notre correspondante Najet Benrabaa est allée rencontrer les habitants.   Le journal de la 1ère La première mission spatiale privée 100% espagnole s'élancera en 2027, dans le ciel de la Guyane.

Este jueves la Confederación Argentina de Trabajadores ha convocado a un paro nacional. Tras varias manifestaciones en el país contra la reforma laboral impulsada por el Gobierno de Javier Milei y votada en el Senado, los diputados argentinos deben ahora discutir el proyecto. Una propuesta que, según abogados en derecho laboral, representa un retroceso legal. Rediseñar los tiempos de trabajo, reducir el costo de un despido para la empresa, restringir el alcance de los sindicatos... Estas y otras medidas están contempladas en la reforma laboral que busca impulsar el Gobierno de Javier Milei. Jornadas extendidas, vacaciones fraccionadas, pérdida del poder de los sindicatos… “Para empezar, la creación del banco de horas, que va a implicar que los trabajadores puedan tener jornadas extendidas hasta 12 horas diarias. Estas horas se van a ir acumulando a un banco del cual va a poder disponer el empleador, de modo tal que no se supere un máximo mensual, y de modo también que dejan de existir las horas extras. Luego, en materia de indemnizaciones laborales, no va a ser el mejor sueldo, entonces las indemnizaciones se van a ver reducidas en cuanto a la base de cálculo y reducidas también en cuanto al monto”, explica para RFI la secretaria general de la Asociación de Abogados y Abogadas Laboralistas (AAL), Romina Stampone. “El fraccionamiento de las vacaciones, lo que otorga es la facultad de poder fraccionarlas en periodos no inferiores a una semana: el empleador puede decidir darte una semana de vacaciones ahora, otra en octubre... Y por otro lado, le sumas a esto que va a haber una pérdida del poder real de los sindicatos porque se promueve la negociación colectiva a nivel de empresa, no en la totalidad de la actividad”, agrega. La semana pasada el Senado argentino aprobó el proyecto con 42 votos a favor y 30 en contra. Ahora llega a la Cámara de Diputados. La Libertad Avanza asegura que conseguirá 140 votos sobre 257 diputados, entre los cuales 95 del oficialismo, apoyados por sectores de la llamada oposición dialoguista. La senadora oficialista Patricia Bullrich dijo haber negociado con la CGT. “Incumple con el principio de progresividad” Para Stampone, la reforma es contraproducente: “Se dice que la reforma se piensa con la finalidad de generar empleo, lo cual va a ser absolutamente falso. La reforma precariza e invita a un despido que además es absolutamente tarifado y calculado, mucho más de la tarifa que ya preveía nuestra ley, con lo cual no va a ser generador de empleo. Desde la Ley de Bases, la anterior reforma que entró en vigencia el 9 de julio del año 2024, se perdieron ya más de 250.000 puestos de trabajo. Cerraron una enorme cantidad de pequeñas y medianas empresas. Hoy amanecimos con la noticia de que cierra sus puertas Fate, una empresa de neumáticos muy grande, muy conocida y que deja cerca de mil familias sin puesto de trabajo. Ese es la mayor preocupación”, lamenta. Según ella, no cuaja con los principios constitucionales. “La contrarreforma laboral que se está proponiendo es una reforma regresiva en materia normativa en nuestro país. Incumple de este modo con el principio de progresividad y no regresividad que nuestra Constitución nacional toma de tratados internacionales de derechos humanos que tienen jerarquía constitucional. Legislar de este modo implica una violación para nuestro país de pactos internacionales que ya fueron asumidos con anterioridad”, subraya para concluir Stampone.

Political editor Phillip Coorey and former Labor adviser and columnist Lidija Ivanovski on Angus Taylor’s big move, the threat from One Nation and why this might not be the last leadership contest before the next election. This podcast is sponsored by Vanta Further reading:It’s Timmy v Jimmy, with CGT the first battlegroundJim Chalmers and Tim Wilson both harbour leadership ambitions. Treasury will be their sparring ring, and both will be determined not to come off second best.Taylor’s big advantage could be 35pc of voters don’t know who he isThe new opposition leader is standing at the bottom of a mountain and there is doubt among many in his own party that he can climb it.Jane Hume has become the Liberals’ woman problem by tearing down LeyThe new deputy leader might be able to charm some with her confidence and presentation, but her record does not look like that of a champion for working women.See omnystudio.com/listener for privacy information.

Toby Eggleston, Ryan Leslie and Jay Prasad discuss recent Australian tax developments: the ATO's targeted consultation and planned updated guidance on the s128F public offer interest withholding tax exemption; anticipated ATO guidance (now indicated for early 2026) on back-to-back CGT rollovers and potential Part IVA risk; the Treasurer's request for a Board of Tax review of thin capitalisation reforms; and evolving FIRB tax conditions. 00:10 Welcome to Tax Bites & today's agenda 00:32 ATO consultation: Section 128F public offer IWT exemption (what's changing) 02:06 128F in practice: private credit complexity & evidence you'll need 03:53 Key takeaway: get 128F advice early before lender discussions 04:30 Back-to-back CGT rollovers: why the ATO is preparing guidance 05:04 Top-hat restructures, Bailador example & Part IVA risk focus 07:38 AusNet fallout, policy debate & Board of Tax review on rollovers 09:41 Board of Tax review: Thin cap reforms - scope, pain points, what may change 13:42 FIRB tax conditions: new tailored approach & the ATO tax questionnaire 16:30 Wrap-up: what we're watching for in tax in 2026

Join Sam Saggers as we tackle the toughest challenges facing the real estate market: high government spending, soaring interest rates, and the grip of inflation on housing. In this critical episode, we dissect the complexities of capital gains tax reform and its profound implications for property investors. We also dive into the need for targeted reforms to boost housing affordability, urging government action for a more efficient housing supply chain. Plus, gain international insight into CGT and the vital push to encourage reinvestment in the housing market. Don't miss this essential discussion for every investor!I discuss - 00:00 - Introduction to Real Estate Wealth01:15 - Government Spending and Interest Rates07:17 - Capital Gains Tax Reform Discussion14:24 - The Impact of CGT on Housing Affordability20:26 - Supply Chain Issues in Real Estate27:40 - Encouraging Reinvestment in Housing35:48 - Conclusion and Future OutlookDon't hesitate to hit me up on Facebook @SamSaggers. DM me with any of your questions :)If you're yet to subscribe, be sure to do so on your favourite channel. Apple - https://pre.fyi/upi-appleSpotify - ⁣⁣https://pre.fyi/upi-spotify⁣YouTube - https://pre.fyi/upi-youtubeAnd remember, I'm really good at 1.25 or 1.5 speed :)Take care, Sam

Allez, on fait le point sur le blocage du port de Marseille par des marins en grève. Come on, let's take stock of the blockade of the port of Marseille by sailors on strike.En gros le topo c'est ça : des marins français bloquent un énorme navire de croisière. Basically, the situation is this: French sailors are blocking a huge cruise ship.Pourquoi ? Et bien pour protester contre une concurrence qu'ils jugent totalement déloyale et qui menace directement leurs emplois. Why? Well, to protest against competition they consider totally unfair and which directly threatens their jobs.Premièrement sur le terrain, qu'est-ce qui se passe concrètement ? First, on the ground, what is happening concretely?Vous avez le MSC Orchestra, un paquebot géant avec plus de 3 200 passagers, qui est complètement immobilisé à l'entrée du port. You have the MSC Orchestra, a giant cruise ship with more than 3,200 passengers, which is completely immobilized at the port entrance.Les marins grévistes, qui sont menés par le syndicat CGT, bloquent physiquement l'accès nord. The striking sailors, who are led by the CGT union, are physically blocking the northern access.Du coup, c'est simple, aucun navire ne peut accoster de ce côté. As a result, it's simple: no ship can dock on this side.Deuxièmement, la cause de toute cette colère. Le cœur du problème, c'est la concurrence déloyale. Secondly, the cause of all this anger. The heart of the problem is unfair competition.Il y a des compagnies étrangères qui naviguent sous pavillon international, italien notamment, et qui opèrent sur des lignes françaises, comme vers la Corse. There are foreign companies sailing under international flags, notably Italian, which operate on French lines, such as towards Corsica.Le souci, c'est que ces compagnies emploient des marins avec des contrats non français et ils sont payés beaucoup, beaucoup moins cher. The concern is that these companies employ sailors with non-French contracts and they are paid much, much less.On parle de 650 à 1 200 dollars par mois. We are talking about 650 to 1,200 dollars per month.Forcément pour les compagnies françaises comme Corsica Linea, qui respectent la loi, la compétition est juste impossible. Inevitably, for French companies like Corsica Linea, which follow the law, competition is simply impossible.Ils exigent que l'État français intervienne. They demand that the French state intervene.Ils veulent que toutes les compagnies qui opèrent en France respectent la loi française. They want all companies operating in France to respect French law. Hébergé par Acast. Visitez acast.com/privacy pour plus d'informations.

– Are we about to see a change in CGT? – It’s expectations season – PR-by-ASX-announcement? Go to https://surfshark.com/motley or use code MOTLEY at checkout to get 4 extra months of Surfshark VPN!See omnystudio.com/listener for privacy information.

"Politics is about choices—who do you stand with and for, and who are you against?"⭐ The debate over the capital gains tax discount is here to stay. Many Gen Z's and Millennials are fully aware that they will be unable to afford a home without major tax reform - and that's only the start.But with older and asset-rich Australians benefiting heavily from the CGT discount, is it too politically dangerous to give it the axe?

In this episode of The Pure Property Podcast, co-hosts Paul Glossop and Phil Tarrant discuss the economic forces shaping Australia's property market and what they mean for investors. Glossop outlines how unexpected inflation data has prompted the Reserve Bank of Australia to reconsider its rate path, fuelling speculation about future interest rate movements. The hosts note a divide among major banks: some forecast stability, while Westpac anticipates further hikes, adding to market uncertainty. Drawing on insights from Chris Joye of Coolabah Capital, the episode highlights how shifting economic data has challenged earlier forecasts and reinforced the need for investors to remain adaptable. The conversation also examines debates about persistent inflation, including criticisms that government spending and subsidies contribute to it. Glossop stresses that investors should focus on fundamentals and adopt disciplined strategies to navigate these headwinds. Potential policy changes, such as adjustments to the capital gains tax (CGT) discount, are flagged as risks that could dampen market liquidity by encouraging investors to hold properties longer. Despite these pressures, strong housing demand, structural undersupply, and strategic planning continue to support long-term opportunities for property investors.

Pete and Roger answer six listener questions covering Coast FIRE strategies with GIAs, US 401(k) tax implications in the UK, record keeping for IHT-exempt gifts, Australian pension taxation for UK residents, pension contributions to avoid the £100k tax trap, and managing a £2M portfolio as Power of Attorney. Shownotes: https://meaningfulmoney.tv/QA39    01:17  Question 1 Hi Pete and Roger, I'm 29 and working towards Coast FIRE within the next 2–3 years so I can begin a digital nomad lifestyle — working remotely while knowing my long-term retirement is taken care of. Right now, I've got: - £45k in a Stocks & Shares ISA - £25k in a workplace pension (via salary sacrifice) - A Lifetime ISA for a future house deposit (or later retirement) - A fully funded emergency fund I've already maxed out my ISA for this tax year and plan to continue doing that every year. But I have more money to invest now, and I know that to reach Coast FIRE on my timeline, I need to start using a General Investment Account (GIA). Here's where I'm stuck: I want to keep things simple and tax-efficient, but I feel a bit nervous about GIAs. I keep hearing about the "bed and ISA" strategy but don't really understand how it works in practice or how to implement it over time. Could you explain: - How best to use a GIA alongside an ISA when working towards FIRE? - How to manage capital gains and dividend tax efficiently? - And how the bed and ISA approach actually works — especially for someone trying to keep things simple? Thank you both so much — your podcast has been an incredible resource and a big part of why I've been able to take control of my finances. Warmly, Pauline 12:22  Question 2 Hello Pete & Roger I am very late convert to the podcast but have been ploughing through the Q&A for a few days now. I think I only have another 592 episodes to get through so should be up to date by the end of the week !! I am not sure whether this has been covered or not. I have a 401K plan that has been hibernating in the USA for 20 years. I have only recently started looking at it and now need to understand the tax implications. I have tried to read HMRC guidelines on tax treaties etc but get even more confused than before. My current belief is that the provider will pay this money out by means of US issued cheque (not a problem) but withhold 30% tax (a problem). How will HMRC treat this? The usual sources http://unbiased.co.uk for one run for the hills on finding information about this, is this an area you can provide guidance, but obviously not advice as I know you cannot through the podcast. Regards, Stephen 16:10  Question 3 Hi Pete & Roger, Like so many people I am really impressed, not just with your knowledge and great communication skills, but that you put out such life changing content. You're providing us with the means to help ourselves in this financial world as well as letting us know when to seek professional help. On to my question: we're (wife and I) retired (late-60s) and are lucky enough to have more than enough to comfortably live on, thanks to DB & state pensions, house price inflation etc. Not really through any financial planning but just having been born at the right time! So we do now have an IHT liability. We have a joint second death Whole Of Life policy (in trust) in place for potential IHT and have given help with house deposits for our children. We also are gifting to the kids out of our excess income and would like your thoughts on the type of record keeping needed for this. We have letters stating the intention to give the gifts, recording who to etc. We keep completed IHT403 forms which we update annually. We also have a monthly/annual spreadsheet of income/expenses which demonstrates our surplus and keep track of expenses with the MeMo transaction tracker (thanks for that). These are all in our 'WID' file (again thanks to you for that). What we're not sure about is any documentation that might be needed to evidence the figures. Income is straightforward with P60s, statements of interest/dividends. However, what is required for expenses? Can't really keep all supermarket receipts etc and even bank/credit card statements would be quite bulky over several years. Not sure if we're overthinking but don't want to leave a difficult task for our kids when we're gone. Thank you both again for all the good you are doing Simon 20:33 Question 4 Brian (in Australia) Thank you for all your podcasts and videos but I think I may have to sign up to the academy to fully get my head around all the UK rules. We are looking to move to the UK from Australia - we have no UK govt pension entitlements but are retired with personal Australian private superannuation account pensions. The pension income payments and withdrawals are all tax free in Australia but will the UK government apply a tax on these pension payments once we are UK residents?   Thanks again for all your useful information. Regards, Brian 22:55  Question 5 Hi Roger (and Pete), I had a question which is boiling my brain far more than it should and I was hoping you could include it in one of your Q&A episodes. I'm in the fortunate position of being caught by the £100k 'tax trap' due to being paid a bonus for the first time in a number of years. This particular first-world problem is being made all the worse because my daughter will start nursery next year so in addition to the 60% tax charge on my bonus, we would also lose the 30 free hours of childcare we currently have access to. I currently salary sacrifice roughly £5,000 of salary into my pension (which my employer matches) and this holds my income at £99,000. However there is no option for me to do any kind of 'bonus sacrifice'. My only choice is to receive the bonus payment net of tax & NI through PAYE and then make a payment into my personal pension (a Vanguard, low cost multi-asset fund, just like you taught us!). I think I'm right in saying my pension provider will claim back the basic rate tax automatically for me, and I can then claim back the other 20% via my tax return with HMRC paying this extra 20% back to me directly. So far so easy, but what I can't work out is just how much I have to pay in to my pension in order to take all of the bonus payment out of my taxable income. Presumably its not the net amount extra that gets paid into my bank account on the month my bonus is paid because this will also be net of NI, meaning I wouldn't have paid enough in to avoid the £100k trap. Assuming my bonus payment was £10,000 (I don't know the exact figure yet but its likely to be around this amount), could you talk through how to calculate the net payment I need to make into a personal pension to achieve the desired result? As a follow up to this, if HMRC send me a cheque (very 1990's) for say £2000 of refunded higher rate tax, do I need to pay this into my pension in the next tax year to avoid having it counted towards my taxable income in that financial year? Please keep up the great work that you both do, you've really helped me get my financial life in order after an extremely difficult period in my life. Thank you both! Jimmy 27:29  Question 6 Hi Pete and Rog, Firstly, a huge thank you for all the insight and support you continue to offer. The impact of the Meaningful Money Podcast is immense—I've personally benefited so much from your free content over the years. I'll keep this as brief as I can: My great aunt (now 84) has built a substantial portfolio over decades—about £2 million across ~60 individual company shares, with approx. £1.3 million in a GIA and the rest in S&S ISAs. She also holds £400k in fixed-term bonds, savings accounts, and premium bonds. Sadly, she was diagnosed last year with dementia and Alzheimer's and now resides in a care home. I am her Power of Attorney and want to act in her best interests—simplifying her affairs and ensuring tax efficiency, especially regarding her legacy. She has no spouse or children but wishes to leave money to nieces, nephews, and charities. Here's my working plan: - Offset gains in the GIA by selling loss-making investments (totalling £30k–£40k) alongside some of the profit making investments to reduce market exposure without incurring CGT costs.     - Liquidate all shares in her S&S ISAs and transfer funds into cash ISAs with decent interest rates - Leave most of the GIA portfolio untouched to benefit from the CGT uplift on death Am I broadly on the right track for tax efficiency and sensible financial planning? Should I seek formal advice to ensure I'm doing the best by her? Thanks again for all you do—it really matters. Best regards, Josh  

C dans l'air du 10 février 2026 - Le chômage remonte, l'Europe décrocheAlors que le chef de l'État visait le plein emploi au cours de ses campagnes présidentielles, le chômage atteint son plus haut niveau depuis plusieurs années. Selon les chiffres de l'Insee publiés ce mardi 10 février, le taux de chômage en France, hors Mayotte, a augmenté de 0,2 point au quatrième trimestre 2025 pour atteindre 7,9 %, son plus haut niveau depuis le troisième trimestre 2021. Le nombre de demandeurs d'emploi au sens du Bureau international du travail atteint ainsi 2,5 millions de personnes, en hausse de 56 000 par rapport au trimestre précédent.Depuis plusieurs mois, le nombre de défaillances d'entreprises est en hausse, et la CGT sonne la sonnette d'alarme sur la situation de l'industrie française. La Confédération générale du travail a publié ce mardi sa liste noire des plans sociaux. Elle compte ainsi, à ce jour, 483 plans de licenciement.Dans ce contexte, Emmanuel Macron a mis en garde ce matin contre les menaces américaines et chinoises. À quelques jours d'une réunion informelle des dirigeants européens à Bruxelles, jeudi, le président de la République appelle, dans un entretien au Monde et à plusieurs journaux européens, à instaurer une « préférence européenne » dans plusieurs secteurs, notamment les technologies vertes et le numérique, mais aussi la défense et la sécurité. Face aux investissements massifs de la Chine et des États-Unis, le sort industriel des Européens pourrait être scellé en « 3 à 5 ans », estime le chef de l'État, relançant l'idée d'un endettement commun européen.Face à la Chine, l'industrie française est en « danger de mort », a assuré de son côté Clément Beaune hier sur TF1. Le haut-commissaire à la Stratégie et au Plan, qui a présenté lundi les grandes lignes de son rapport intitulé « L'industrie européenne face au rouleau compresseur chinois », propose la mise en place d'un « bouclier commercial massif ».Alors, quel est l'état de l'industrie française ? L'Europe est-elle en train de décrocher ? Que peut faire l'UE face à la Chine et aux États-Unis ? Comment l'Empire du Milieu fait-il main basse sur l'industrie de la Hongrie ? Derrière les bons résultats économiques, quelle est la réalité italienne ?Nos experts :- Dominique SEUX - Éditorialiste - Les Echos et France Inter - Christophe BARBIER - Éditorialiste politique, conseiller de la rédaction - Franc-Tireur - Mathieu PLANE - Economiste à l'OFCE- Sophie FAY - Journaliste au service économie – Le Monde

Aerolíneas como Iberia harán una parada antes de llegar a Cuba para repostar pero otras, como Air Canadá, suspenden los vuelos a la isla. El Parlamento Europeo pide medidas que faciliten la construcción y renovación de viviendas en toda Europa. Los sindicatos minoritarios CGT y Sindicato Ferroviario mantienen la huelga del sector, a pesar del acuerdo alcanzado por CCOO, UGT y el Semaf con el Ministerio de Transportes.

Labor members persistently call for an AXE to the 50% Capital Gains Tax (CGT) discount!

پس از آخرین افزایش نرخ بهره های بانکی در استرالیا، دولت فدرال با فشار مجدد اتحادیه‌ها و اقتصاددانان برای اصلاح تخفیف ۵۰ درصدی مالیات بر عایدی سرمایه (CGT) روبرو است، که منتقدان آن را «طرح اجتناب مالیاتی» به نفع ثروتمندترین استرالیایی‌ها می‌نامند.

Programa 5/2/25: Hablamos de la situación en Venezuela a un mes desde la intervención de EE.UU. y detención de Maduro, y en Australia, exploramos la presión sobre el gobierno para reformar el descuento del CGT. También te ofrecemos noticias deportivas de la jornada.

durée : 00:33:15 - Questions du soir : le débat - par : Quentin Lafay, Stéphanie Villeneuve - Si des secteurs tels que l'aéronautique ou la défense continuent de performer, l'industrie française connaît encore de nombreux désagréments. Selon un recensement de la CGT, 45 000 emplois industriels ont été supprimés depuis 2024 et de nombreux sites sont en difficulté. - invités : Antoine Foucher président du cabinet Quintet, spécialiste des questions sociales, ancien directeur de cabinet de la ministre du Travail de 2017 à 2020, auteur de Sortir du travail qui ne paie plus, (L'Aube, 2024) ; Anaïs Voy-Gillis géographe, spécialiste des enjeux industriels en France et en Europe

Sau đợt tăng lãi suất gần đây nhất, Chính phủ Liên bang đang phải đối mặt với áp lực mới từ các công đoàn và các nhà kinh tế, về việc cải cách chính sách giảm ‘thuế thu nhập từ vốn' - Capital Gain Tax hay CGT 50%, mà các nhà phê bình gọi là "chương trình trốn thuế" có lợi cho những người giàu nhất nước Úc. Trong khi Tổng trưởng Tài chính vẫn tập trung vào nguồn cung nhà ở, những người ủng hộ cải cách lập luận rằng việc thu hồi các ưu đãi này, có thể thu hồi 20 tỷ đô la doanh thu hàng năm và giảm bớt khủng hoảng chi phí sinh hoạt ,cho lực lượng lao động cả nước.

Dawlada Federaalka ayaa la rumeysan yahay inay ka fiirsaneyso in la beddelo ama la tirtiro cashuur-dhimis horey u jirtey oo la yiraahdo (Capital Gains Tax) si loo xalliyo u-sinnaan la'aanta guryaha ee jiilasha kala duwan, iyo in la xakameeyo sicir-bararka. Cashuur-dhimistan CGT, iyo sidoo kale nidaamka negative gearing, waxaa aad loogu eedeeyaa, inay ka mid yihiin sababaha kordhiya qiimaha, sidaana ku adkeeya helitaankooda.

Dla jednych to fundament bezpieczeństwa finansowego, dla innych – symbol rażącej niesprawiedliwości. W Australii już ponad dwa miliony dwieście tysięcy osób posiada co najmniej jedną nieruchomość inwestycyjną, korzystając z przywilejów, o których zwykły pracownik może tylko pomarzyć. Podczas gdy stopy procentowe znów idą w górę, rząd staje przed dramatycznym pytaniem: czy dalej chronić 50-procentową ulgę podatkową dla właścicieli domów, czy odzyskać 20 miliardów dolarów, by ratować resztę społeczeństwa przed kryzysem kosztów życia? Sprawdzamy, dlaczego ulga CGT stała się najbardziej gorącym tematem w kraju, gdzie własny dom staje się luksusem dla wybranych.

** បុរសម្នាក់ដែលត្រូវបានចោទប្រកាន់ថាបានគប់គ្រាប់បែកចូលទៅក្នុងការតវ៉ាទិវា Invasion Day នៅទីក្រុងភឺត ជាប់ចោទពីបទភេរវកម្ម។ ** រដ្ឋមន្ត្រីការបរទេសនិយាយថា អូស្ត្រាលីកំពុងពិចារណាចំពោះសមាជិកភាពនៅក្នុងក្រុមប្រឹក្សាសន្តិភាពរបស់លោកដូណាល់ ត្រាំ។ ** រដ្ឋាភិបាលសហព័ន្ធ កំពុងពិចារណាដកចេញឬផ្លាស់ប្តូរ ការបន្ធូរបន្ថយពន្ធលើផលចំណេញមូលធន CGT។

Following the latest interest rate rise, the Federal Government is facing renewed pressure from unions and economists to reform the 50 per cent Capital Gains Tax ((CGT)) discount, which critics label a "tax avoidance scheme" favouring the wealthiest Australians. While the Treasurer maintains a focus on housing supply, proponents of the reform argue that winding back these concessions could reclaim $20 billion in annual revenue and ease the cost-of-living crisis for the nation's workforce. - حالیہ شرحِ سود میں اضافے کے بعد وفاقی حکومت پر یونینز اور ماہرینِ معاشیات کی جانب سے 50 فیصد کیپیٹل گینز ٹیکس ((CGT)) رعایت میں اصلاحات کے لیے دوبارہ دباؤ بڑھ گیا ہے، جسے ناقدین امیر ترین آسٹریلین شہریوں کے حق میں "ٹیکس بچانے کی اسکیم" قرار دیتے ہیں۔ اگرچہ خزانچی رہائشی فراہمی پر توجہ برقرار رکھتے ہیں، اصلاحات کے حامیوں کا کہنا ہے کہ ان مراعات میں کمی سے سالانہ 20 بلین ڈالر ریونیو حاصل ہو سکتا ہے اور ملک کے افرادی قوت کے لیے مہنگائی کے بحران میں کمی لائی جا سکتی ہے۔

¿Nuestra red ferroviaria es segura? ¿Falta inversión? ¿Qué papel ha jugado la liberalización del sector? ¿Se ha priorizado la red de alta velocidad frente a la convencional? ¿Es posible un tren más justo? Los accidentes mortales en Adamuz y Gelida han abierto el debate sobre el estado del sistema ferroviario español, las necesidades que afronta y quién debe asumir responsabilidades. Lo analizamos con con Alfonso Alba, director de Cordópolis, Mateu Oliver, ingeniero y vicepresidente del Colegio de Ingenieros Industriales; Carlos Gutiérrez, profesor de Economía Industrial en la Universidad Miguel Hernández. Y los trabajadores Diego Toribio, oficial de telecomunicaciones de Adif en Andalucía con más de 40 años de experiencia, y Elisabet Ramos, maquinista de Rodalies; ambos afiliados a CGT, uno de los sindicatos que secunda la huelga de febrero convocada por los maquinistas tras perder a dos compañeros. Y hablamos con Juan Mena, portavoz del Movimiento Tren Ruta de la Plata. Más información aquí: https://www.eldiario.es/132_c5691c Haz posible Carne Cruda: http://bit.ly/ProduceCC

In this episode of Inside Residential Property, host Liam Garman is joined by Patrick Casey, managing director of Rethink Wealth, and Andrew, a young and active investor, to unpack a practical financial playbook for Australians in their 20s to 40s looking to build wealth through residential property. Using Andrew's real investment journey as a case study, the episode explores how early action, smart asset selection, and strategic use of debt can accelerate portfolio growth, while also highlighting the financial trade-offs that often emerge as investors juggle serviceability, borrowing capacity, lifestyle goals, and tax considerations. Andrew shares how he entered the market in 2018, starting with a modest Queensland unit and later using equity and timing to progress through off-the-plan and renovation-led moves. The conversation then turns to one of the most common forks in the road for younger investors: principal place of residence versus rentvesting. Patrick and Liam unpack how each path can influence borrowing capacity and long-term flexibility, and why personal circumstances, including relationships, future family plans and lifestyle needs, should be considered alongside spreadsheet outcomes. The episode also tackles the longer-term question of when to shift from capital growth to cash flow, outlining the risks of transitioning too early (and sacrificing asset quality) or too late (and being asset-rich but cash-flow poor). Patrick shares a clear framework for thinking in "windows of opportunity" across life stages, and why building a team and having a plan matters more than chasing the next hotspot. What you'll learn in this episode: How investors in their 20s to 40s can build a strategy that supports long-term wealth creation. Why "action over perfection" often matters in the early accumulation phase. How serviceability and borrowing capacity shape what's possible – and when it can happen. The key differences between rentvesting versus owning your home (and how to decide). How capital gains tax (CGT) rules and transaction costs should influence buy, hold, or sell decisions. When it makes sense to transition from capital growth to cash flow – and the risks either way. Why property flipping and "hotspot hopping" can quietly destroy long-term returns. How to avoid analysis paralysis and focus on sustainable, high-quality asset decisions. This episode is essential listening for younger residential property investors who want clarity on the financial strategy behind portfolio growth – offering a practical, experience-led perspective on serviceability, tax, life-stage planning and how to keep making smart moves without getting stuck.