Podcasts about Exemption

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  • 599PODCASTS
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Best podcasts about Exemption

Show all podcasts related to exemption

Latest podcast episodes about Exemption

Defending Utah Radio
2022 Opt Out, Vaccines, Masks, Testing

Defending Utah Radio

Play Episode Listen Later Aug 8, 2022 16:31


2022 Opt Out of Vaccines, Masks, Testing.Government schools are the problem, but not everyone has figured out how to escape yet. Even in a private school, you still have to opt out from government vaccines. If you still have kids stuck in the system, here's some principles on opting out of medical tyranny with downloadable forms you can customize.Read article: https://www.defendingutah.org/VaccineOptOutBecome a supporter or member of Defending Utah http://www.defendingutah.org/membershipRead about Nullification:https://www.defendingutah.org/learn/nullify-to-protect-rights/Sign up for our email newsletter and alerts: https://mailchi.mp/defendingutah/signupAlternative video platformsBitChute: https://www.bitchute.com/channel/FiXxiHi396aJ/Rumble: https://rumble.com/c/DefendingUtahYouTube: https://www.youtube.com/c/RealDefendingUtahOdysee: https://odysee.com/@defendingutah:eOther mediaTelegram: https://t.me/RealDefendingUtahInstagram: https://www.instagram.com/defendingutah/Facebook: https://www.facebook.com/defendingutahTwitter: https://twitter.com/DefendingUtahSpreaker podcasts: https://www.spreaker.com/show/defending-utah-radioFree liberty boot camp here: https://www.defendingutah.org/courses/liberty-bootcamp/Liberty themed shirts and more https://defending-utah.creator-spring.com/The Proper Role of Government print editions: https://shop.defendingutah.org/product/the-proper-role-of-government/Please visit our sponsors:Seven Prep Steps, Be Prepared - https://www.7prepsteps.comFood Storage Depot, Utah's local preparedness store - https://www.foodstoragedepot.comShop for Liberty at Defending Utah - https://shop.defendingutah.orgHealth Saves, alternative health clinic - https://www.HealthSaves.orgLDS Freedom Books - https://www.ldsfreedombooks.comAllegiance Real Estate - https://ChandlerR.comGlobal Remarketing - https://www.globalremarketing.netAndersen Accounting - https://www.andersenaccounting.comIntegra Law - https://www.IntegraLaw.netFreedoms Rising Sun, Material to teach your family the constitution in your home - https://freedomsrisingsun.comWater of Champions - https://waterofchampions.orgHigher Calling Firearms - https://www.highercallingfirearms.comMount Zerin Ministries, get your religious exemption verified - https://www.MountZerin.org

Foundation Kings
Jab Exemption List

Foundation Kings

Play Episode Listen Later Aug 7, 2022 11:14


The Kings discuss the irony of many mandates for the jab for their livelihood, while a select few entities were on an exemption list... --- Send in a voice message: https://anchor.fm/foundationkings/message Support this podcast: https://anchor.fm/foundationkings/support

Foundation Kings
The Jab Exemption List

Foundation Kings

Play Episode Listen Later Aug 7, 2022 11:58


The Kings discuss the The Vaccine Exemption List.. --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app --- Send in a voice message: https://anchor.fm/foundationkings/message Support this podcast: https://anchor.fm/foundationkings/support

Baltimore Washington Financial Advisors Podcasts
EP21: Savings Bonds Education Exemption – 7.27.22

Baltimore Washington Financial Advisors Podcasts

Play Episode Listen Later Jul 27, 2022 7:17


SAVINGS BONDS EDUCATION EXEMPTION FROM BALTIMORE WASHINGTON FINANCIAL ADVISORS with Lawrence M. Post | CPA, MST, CFP®, CIMA® Senior Tax & Planning Advisor BWFA The post EP21: Savings Bonds Education Exemption – 7.27.22 appeared first on Baltimore Washington Financial Advisors.

Alabama AgCast
Ag Law & You and Jacob Davis

Alabama AgCast

Play Episode Listen Later Jul 22, 2022 14:20


Ag Legal Council John Allen Nichols has a conversation about current and upcoming tax law changes with Summer intern Taylor Johnston. Jacob Davis wraps up with look at the peanut crop this year.See the Application for Sales Tax Certificate of Exemption here.Be sure to check out Alabama Ag Credit and Alabama Farmers Federation.

Engineering News Online Audio Articles
Creecy announces EIA exemption for solar PV projects in low-, medium-risk areas

Engineering News Online Audio Articles

Play Episode Listen Later Jul 21, 2022 3:13


To get more energy generation capacity on line quicker, the Department of Forestry, Fisheries and the Environment (DFFE) will implement exemptions from environmental-impact assessment (EIA) requirements for certain energy projects. The department has earmarked solar photovoltaic (PV) power generation and certain transmission infrastructure for these exemptions, as it typically poses little risk to the surrounding environment. Forestry, Fisheries and the Environment Minister Barbara Creecy in a July 21 briefing conceded that the EIA approval process used to take up to 300 days, and, even with the department implementing various efficiencies, that has only reduced down to an average 176 days currently, which is still excessive and poses an impediment to projects reaching closure. Some of the department's initiatives have included identifying and gazetting 11 Renewable Energy Development Zones, five electricity transmission corridors and gas corridors, in which the environmental authorisation timeframes have been halved. Still, the DFFE deemed it necessary and helpful in resolving the country's energy crisis to include exclusions from the need to obtain an environmental authorisation – in low and medium sensitivity areas, as classified by the department's Web-based screening tool. The screening tool identifies areas of very high, high, medium and low environmental sensitivity for a number of environmental themes; the Minister intends to adopt the screening tool as an environmental management instrument. The notices in this regard will be gazetted for public comment in August. Creecy believes this intervention will speed up the environmental approval element for solar PV projects to within 60 days and, thereby, simplify the deployment of solar PV facilities. The exempted projects will, however, still be subject to a registration process to allow for compliance monitoring. The DFFE explains that, although no public participation process will be applicable to these projects, as no environmental authorisation is required, notification of the registrations will be gazetted to enable access to the registration decisions and to facilitate the possibility to submit appeals should a person wish to do so. The DFFE will confirm what information will be required for registration soon, but it will include a biodiversity and plant specialist or environmental assessment practitioner (EAP) visiting the site, as well as developers using the department's screening tool to generate a report on the project area in question. The EAP will prepare a site sensitivity verification report to ensure compliance with the allowable development limits. The DFFE has begun work on preparing a generic environmental management programme for solar PV projects in low or medium environmental sensitivity areas. Creecy confirmed that further work would be undertaken to consider ways of simplifying the EIA process for wind energy projects, without compromising the protection of birds and bats.

ThePrint
ThePrintPod: ‘Another blow' — Scientists worry as GST exemption removed for science equipment

ThePrint

Play Episode Listen Later Jul 21, 2022 5:32


GST rate of 18% will apply to all scientific equipment in public-funded research institutes, up from earlier concessional rate of 5%. Scientists call for supplementary grants.----more----Read the article here: https://theprint.in/india/governance/another-blow-scientists-worry-as-gst-exemption-removed-for-science-equipment/1046090/

PGurus
S-400 sanctions: 1st step to get exemption from CAATSA has been done by Ro Khanna. Realpolitik?

PGurus

Play Episode Listen Later Jul 16, 2022 5:31


On the S-400 sanctions, was Ro Khanna's move borne out of reality, or is it a system of politics or principles based on practical rather than moral or ideological considerations? Is there more going on than meets the eye? #S400 #CAATSA #RoKhanna #UnitedStates #Russia #Sanctions #India #NarendraModi #JoeBiden

Technol-AG Podcast
Technology to Drive Compliance for DOL PTE

Technol-AG Podcast

Play Episode Listen Later Jul 15, 2022 10:59


Hear from Technology Solutions Consultant Mark Matheny as he shares valuable insight into the DOL Prohibited Transaction Exemption requirements and how you can leverage technology to drive your business into compliance. Learn the importance of preparing and capturing data using the proper tools.

Daf Yomi
Ketubot 6

Daf Yomi

Play Episode Listen Later Jul 13, 2022 29:32


Ketubot 6 : Marc Chipkin : 2022-07-12 Further discussion about having relations for the first time on Shabbat with a virgin bride. Exemption from saying Shema due to preoccupation.

Federal Publications Seminars Podcasts
FPS Podcast #45 - Protecting Confidential Commercial Information FOIA Exemption 4

Federal Publications Seminars Podcasts

Play Episode Listen Later Jul 13, 2022 14:58


In Episode #45, we speak with Nathan Castellano from Jenner & Block about a very important topic to contractors who enter into agreements with the Federal Government.   In May 2022 issue of "Briefing Papers" Published by Thomson Reuters, Nathan discusses in length Exemption 4 where in 2019 the Supreme Court decided a case in Food Marketing Institute v. Argus Leader Media on that topic.   In FPS Podcast Episode #45, Nathan walks listeners through the importance of Exemption 4 and what contractors should do to protect against the release of commercial confidential information .  

Armstrong and Getty
The Selfie Exemption

Armstrong and Getty

Play Episode Listen Later Jul 12, 2022 37:35 Very Popular


Hour 1 of Tuesday's A&G: The guys talk about spending extra time with family, and robot camps. Hunter Biden continues to be gross. Biden will not run in 2024, says Joe Getty. Simone Biles was insulted on a plane, and more!  See omnystudio.com/listener for privacy information.

KSFO Podcast
The Selfie Exemption

KSFO Podcast

Play Episode Listen Later Jul 12, 2022 37:18


Hour 1 of Tuesday's A&G: The guys talk about spending extra time with family, and robot camps. Hunter Biden continues to be gross. Biden will not run in 2024, says Joe Getty. Simone Biles was insulted on a plane, and more!   See omnystudio.com/listener for privacy information.

Armstrong & Getty Podcast
The Selfie Exemption

Armstrong & Getty Podcast

Play Episode Listen Later Jul 12, 2022 37:18


Hour 1 of Tuesday's A&G: The guys talk about spending extra time with family, and robot camps. Hunter Biden continues to be gross. Biden will not run in 2024, says Joe Getty. Simone Biles was insulted on a plane, and more!   See omnystudio.com/listener for privacy information.

SBS Punjabi - ਐਸ ਬੀ ਐਸ ਪੰਜਾਬੀ
Singhs Motorcycle club seeks community support for helmet exemption - ਸਿੰਘਸ ਮੋਟਰਸਾਈਕਲ ਕਲੱਬ ਨੇ ਹੈਲਮੇਟ ਤੋਂ ਛੋਟ ਪ੍ਰਾਪਤ ਕਰਨ ਲਈ ਭਾਈਚਾਰੇ ਤੋਂ ਮੰਗਿ

SBS Punjabi - ਐਸ ਬੀ ਐਸ ਪੰਜਾਬੀ

Play Episode Listen Later Jul 12, 2022 12:54


Singhs Social Motorcycle Club Australia is working towards getting helmet exemption for its turban-wearing bike riders and is appealing to the wider community to provide any information that could help raise the matter with the authorities. - ਸਿੰਘਸ ਸੋਸ਼ਲ ਮੋਟਰਸਾਈਕਲ ਕਲੱਬ ਆਸਟ੍ਰੇਲੀਆ ਪਗੜੀਧਾਰੀ ਬਾਈਕ ਸਵਾਰਾਂ ਨੂੰ ਹੈਲਮੇਟ ਤੋਂ ਛੋਟ ਦਿਵਾਉਣ ਲਈ ਕੰਮ ਕਰ ਰਿਹਾ ਹੈ ਅਤੇ ਇਸ ਵਾਸਤੇ ਕਲੱਬ ਨੇ ਸਮੂਹ ਭਾਈਚਾਰੇ ਨੂੰ ਅਪੀਲ ਕੀਤੀ ਹੈ ਕਿ ਉਹ ਇਸ ਮਾਮਲੇ ਨੂੰ ਅਧਿਕਾਰੀਆਂ ਤੱਕ ਪਹੁੰਚਾਉਣ ਲਈ ਕਿਸੇ ਵੀ ਪ੍ਰਕਾਰ ਦੀ ਲੌਂੜੀਦੀ ਜਾਣਕਾਰੀ ਉਹਨਾਂ ਨੂੰ ਪ੍ਰਦਾਨ ਕਰਨ।

YUTORAH: R' Ezra Schwartz -- Recent Shiurim
Sukka #105 beis shamai and beis hillel on table outside of sukka and women's exemption (28a)

YUTORAH: R' Ezra Schwartz -- Recent Shiurim

Play Episode Listen Later Jul 10, 2022 58:43


Today in San Diego
Gaslamp Shooting Suspect Due in Court, Sexually Violent Predator Placements, City Covid Vaccine Exemption

Today in San Diego

Play Episode Listen Later Jul 7, 2022 4:55


On the "Today in San Diego" podcast, a 25-year-old man accused of shooting two bystanders in downtown is due in court, a proposal to place a sexually violent predator in Borrego Springs causes outrage among locals and dozens of city employees could face termination for refusing to get vaccinated for Covid.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Friars on the Farm
Episode #168: Matthew Batten gets the call, Eguy makes a great play, and the Antitrust Exemption

Friars on the Farm

Play Episode Listen Later Jul 6, 2022 80:14


Garrett Hawkins and Alan Mundo Make Storm history!!! They throw the affiliates first No-Hitter. Matthew Batten Gets the call the The Show. Roy and Donavan Discuss Jeff Passan's Twitter thread on the Justice system reviewing MLB's Antitrust exemption. Plus Affiliate Rundown.

Locked On MLB Prospects
Mailbag Monday! Updating the Rookie of the Year races, answering your Antitrust Exemption questions, and checking in on a few minor league outfielders!

Locked On MLB Prospects

Play Episode Listen Later Jul 4, 2022 38:18 Very Popular


On today's Mailbag Monday, we're answering your questions. First we look at the new BetOnline odds for Rookie of the Year: The American League has narrowed to a 3-man race between Bobby Witt, Julio Rodriguez, and Jeremy Pena. The National League has two new entrants on the board, both Atlanta Braves! Pitcher Spencer Strider and outfielder Michael Harris are now in the top 4, and someone's knocked Mackenzie Gore out of the top spot. Next, we break down the Senate Judiciary Committee's letter about possibly rescinding the MLB Antitrust Exemption and what it means for minor leaguers before answering twitter questions about Miami Marlins prospect OF JJ Bleday and San Francisco Giants prospect OF Hunter Bishop. Find and follow LockedOn MLB Prospects on your favorite podcast platforms: Apple Podcasts: https://podcasts.apple.com/us/podcast/locked-on-mlb-prospects/id1525225214 Spotify: https://open.spotify.com/show/2wzJIf26tGgVbB7rsoKyLD Stitcher: https://www.stitcher.com/show/locked-on-mlb-prospects Follow along with LockedOn MLB Prospects host Lindsay Crosby as we follow 120+ affiliated teams throughout the 2022 season! From prospect call-ups to impactful trades to the ever evolving battle for minor league living and working conditions, Lindsay is covering it all on five days a week. Available exclusively on the Locked On Podcast Network. Follow the show on twitter @LockedOnFarm and email your Mailbag Monday questions to LockedOnMLBProspects@gmail.com Follow Lindsay for up to the minute details on all things Minor League Baseball: On Twitter: https://twitter.com/CrosbyBaseball Support Us By Supporting Our Sponsors! Built Bar Built Bar is a protein bar that tastes like a candy bar. Go to builtbar.com and use promo code “LOCKED15,” and you'll get 15% off your next order. BetOnline BetOnline.net has you covered this season with more props, odds and lines than ever before. BetOnline – Where The Game Starts! Rock Auto Amazing selection. Reliably low prices. All the parts your car will ever need. Visit RockAuto.com and tell them Locked On sent you. Sports Card Investor Download the Sports Card Investor App today and easily browse over 630K cards from every sport, with hundreds more added each week . Available for free in the Google Play and Apple App stores or go to sportscardinvestor.com/lockedon. Blue Nile Make your moment sparkle with jewelry from Bluenile.com, and LOCKED ON SPORTS listeners get $50 off purchases of $500 or more using code LOCKEDON. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Nothing Personal with David Samson
Freddie Freeman Drama: NO CHANCE agent withheld offer from Braves; Rays owner sued by limited partners; MLB Anti-trust exemption and minor league future (Episode 626)

Nothing Personal with David Samson

Play Episode Listen Later Jun 30, 2022 49:21 Very Popular


Today's word of the day is ‘disclosure' as in hidden as in Freddie Freeman as in a report came out last night that Freddie Freeman's agent Casey Close had withheld the Atlanta Braves last offer to Freeman. Just insanity. There is no way this happened. There is no way Alex Anthopolous wouldn't reach out to Freeman. There is no way any of the Braves wouldn't have reached out to Freeman. So what is going on here? (16:15) So You Wanna Talk To Samson!? Someone asked me about the Tampa Bay Rays owner being sued again by his limited partners. You wanted to know if Stu Sternberg would be forced to sell. Hmmmmm. (32:35) Review: Leave No Trace. (37:35) NPPOD. (38:35) James Harden opted out of his $47M option. Why did he do this? The Sixers are going to pay him more money. Very simple. (42:20) What is the MLB Anti-Trust Exemption? What makes it so important? Learn more about your ad choices. Visit megaphone.fm/adchoices

Crushing Debt Podcast
How Will the Fed's Rate Hike Impact You? - Episode 327

Crushing Debt Podcast

Play Episode Listen Later Jun 30, 2022 32:46


The Fed raised interest rates. What does that mean for you? In this week's episode of The Crushing Debt Podcast, we discuss: The Fed's rate increase and its impact on inflation and interest rates. What you can do to curb the impact of inflation on your finances. Governor DeSantis's veto of the increase of the automobile exemption to $5,000. and other topics. You can find the article we discuss at this link: https://news.yahoo.com/five-ways-fed-interest-rate-100000962.html Let us know how you are or will be impacted by these changes? Do you think a recession is coming? Are we in a recession now? Please also visit our sponsors: Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com. Mark Purvis to help retirees who are looking for a fun and rewarding project  by capturing wisdom and stories that will bless their families today and for generations to come. www.LegacySpotlight.com. Let me know if you enjoy this episode and, if so, please share it with your friends that might gain value out of listening! To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com. To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com / www.YesnerLaw.com. 

Bloomberg Business of Sports
US Senate Revisiting MLB's Antitrust Exemption (Podcast)

Bloomberg Business of Sports

Play Episode Listen Later Jun 29, 2022 12:24 Very Popular


Bloomberg's Michael Barr and Scarlet Fu discuss golf pro Brooks Koepka's lastest comments on joining LIV Golf, the NHL's Stanley Cup TV viewership numbers, and the US Senate Judiciary Committee signalling their intentions to revisit the MLB's long-standing antitrust exemption. See omnystudio.com/listener for privacy information.

Web Crawlers
Abortion, Religious Exemption, & The Satanic Temple

Web Crawlers

Play Episode Listen Later Jun 28, 2022 36:36


With the stupid f*cking Supreme Court overturning Roe v. Wade we try to decipher what exactly is a religious exemption for abortion, and how is The Satanic Temple helping people to get abortions? We've donated to AbortionFunds.org, which is a national network of abortion funds that splits up your donation to several different funds around the country. Webcrawlerspod@gmail.com626-604-6262Discord / Twitter / Instagram / Patreon / MerchSupport this show http://supporter.acast.com/webcrawlers. See acast.com/privacy for privacy and opt-out information.

Street Knowledge: Chris Graham
What happens to baseball if MLB loses its federal antitrust exemption?

Street Knowledge: Chris Graham

Play Episode Listen Later Jun 28, 2022 43:52


The Senate Judiciary Committee is hinting at its interest in exploring Major League Baseball's 100-year-old antitrust exemption, which could portend seismic change for the MLB. Chris Graham and Scott German explore. Also on the show: A total of 12 players, coaches and other staff was handed down suspensions from a Sunday fight in the Seattle Mariners-Los Angeles Angels game. How about those suddenly streaking Baltimore Orioles? Bryce Harper is out for at least the next six weeks with a broken thumb.

Overdrive Radio
What if you didn't need 10 after 11 or 14 in the hours of service? Lee Schmitt aims to find out

Overdrive Radio

Play Episode Listen Later Jun 17, 2022 34:35


For this edition of Overdrive Radio, host Todd Dills is joined by Lee and Lisa Schmitt of Wisconsin. As regular readers may well be aware, Lee's requested as exemption from parts of the hours of service for himself -- it's the first such exemption request for an individual owner we've seen hit the Federal Register and go up for comment, in quite some time, a testament perhaps to the methodical nature of the Schmitts' pursuit of it. It's not like it's particularly difficult, though, to break through the dam, as it were, of the federal regulatory system, as Lisa notes in the podcast. Exemption requests and what's required of them are laid in the regs themselves, in 49 CFR 381.310. Having essentially followed the instructions laid out there, the Schmitts' request was posted to the Federal Register and put up for comment last week, and since then 600 comments have been filed. But there's been some confusion among some in the Overdrive audience about just what Lee Schmitt is asking for here. In a word, flexibility -- to use a daily 11 hours' worth of driving however he sees fit. He asks for exemption from the requirement to take a 10-hour break, from the 14-hour rule daily duty maximum, from the cumulative 60 in 7 days and/or 70 in 8 days duty limitations. But, crucially, not from the 11-hour maximum daily drive time limits, a fact lost on some readers who didn't fully engage with the hours of service exemption request's summary, as Lee notes in the podcast today. Comments on the exemption request are open through July 11: https://www.regulations.gov/docket/FMCSA-2022-0099 Also in today's podcast: We pause to remember owner-operator Troy Huddleston of Illinois, who passed away unexpectedly June 7. He was just 54 years old, and at the Shell Rotella SuperRigs competition this past weekend, owner-operators there who knew him memorialized Huddleston in a few ways, including by placing a signature of Huddleston's, a black Roadworks ball cap, over their hood ornaments. On the podcast we air for listeners recollections of and tributes to owner-operator Huddleston, with several owners Overdrive News Editor Matt Cole caught up with at the event. Catch a video version of the recollections via this link, if you missed it as yet: https://www.overdriveonline.com/life/article/15293098/owneroperators-pay-tribute-to-fellow-owner-friend-troy-huddleston Our sincerest condolences to Huddleston's family.

The Midday Report with Mandy Wiener
The Helen Suzman Foundation challenges termination of the Zimbabwean Exemption Permit in court.

The Midday Report with Mandy Wiener

Play Episode Listen Later Jun 17, 2022 4:24


Guest: Nicole Fritz | Executive Officer at Freedom Under Law See omnystudio.com/listener for privacy information.

The Best of Breakfast with Bongani Bingwa
The Helen Suzman Foundation challenging the termination of Zibabwe Exemption Permit

The Best of Breakfast with Bongani Bingwa

Play Episode Listen Later Jun 17, 2022 6:15


Senior legal researcher at Helen Suzman Foundation Christopher Fisher discusses why they are challenging the government's decision to terminate special permits for foreigners, whether the government is required to hold public consultations on such decisions, and whether we will have a vast majority of people who do not qualify. See omnystudio.com/listener for privacy information.

Afternoon Drive with John Maytham
HSF launches legal action to challenge decision to terminate the Zimbabwean Exemption Permit (ZEP)

Afternoon Drive with John Maytham

Play Episode Listen Later Jun 15, 2022 5:42


Guest: Nicole Fritz | Executive Officer at Freedom Under Law See omnystudio.com/listener for privacy information.

How to Scale Commercial Real Estate

  Ruben has a popular podcast about raising money for multifamily syndication called the Capital Raiser Show where he learns from the best multifamily syndicators in the country. In 2019, Ruben partnered with a local syndicator on the acquisition of 190 Units, and has since become a fund manager who is building a 98 unit housing subdivision in Louisiana, a 154 unit housing subdivision in Alabama and partnering with multiple select syndicators bringing equity, advisory and investor management. He primarily uses Regulation D. Exemption 506(c) in his deals including ones discussed here. He has partnered in $5M of capital raising partnerships. He got his start by bringing joint venture capital to successfully raise $625K for small Multifamily deals during the post-crash buying frenzy in Phoenix. Stay tuned and listen to how Ruben Greth shares his experiences and insights on how to raise your capital.   [00:01 - 03:36 Opening Segment   Ruben Greth started selling Mortgages and learning about Truth and Lending. He learned how to raise capital without actually asking for money Moving in Join Venture Capital raising during the real estate crash And eventually moving into Heavy Lift Multifamily Syndication Started “The Capital Raiser Show” Launching his fund structure. Ruben recommends using a fund structure rather than a Co GP structure to avoid legal compliance issues.   [03:37 - 15:32] How to Fund Your Security: Fund Structure, Interest Rates, and Returns Raising funds and deploying a check as a limited partner into somebody else's deal. As a limited partner, you don't participate in the decisions. But you have to do investor relations, Underwrite deals, Market the security, and operate the fund. Finding a way to get a side letter agreement with your deal sponsor if you want to participate in acquisition fees or advanced economics is essential. Vertical multifamily is detached multifamily units or, better said, houses like a full-blown house with the backyard [08:06 - 12:35] Smaller Neighborhood Development Takes More Time to Get Approved in Big Cities In larger markets can take longer to get approvals for multifamily projects than in smaller markets. In smaller markets, building a subdivision of two or 300 houses can be faster than in a bigger city. The biggest headache for financing a multifamily project is dealing with the moving parts of the construction process, such as lumber costs and interest rates. [12:36 - 16:13] How Vertical Multifamily Development Can Improve Stability and Rent Potential Ruben shares that their development goal is to sell the entire subdivision off to one particular buyer. Vertical apartment complexes typically require building the entire complex and then renting it out, while horizontal multifamily developments can be built in stages and leased out as they are completed. The density per acre difference between horizontal and vertical multifamily development is a critical factor in deciding which approach to take. In Phoenix, built around developers are building 2000 square-foot houses, while in Louisiana, a 1200 square-foot cottage is being developed. [16:14 - 23:44] Selling off your building The similarities between two-bedroom, three-bedroom, and four-bedroom townhome-style homes. The advantages of selling off a building instead of individual homes. There is nuance to the underwriting process, and the investor experience can be different depending on when they are paid. The goal is to calculate when the project will be profitable and then start distributing money to investors.   [23:44 - 24:14] Closing Segment   Reach out to Ruben See links below Final words   Tweetable Quotes “It's more about the operator and how we feel about them versus the deal. So, it's not about the market, it's not about the deal. It's about our relationship with existing operators” – Ruben Greth   “When you're building a vertical apartment complex, you typically have to build the entire thing and then start renting in order to make it. So that it's not Vacant anymore. You have to give away concessions and that's a problem. You have to wait a couple of years in order for it to stabilize. The thing that's different about horizontal is if you're building 10 or 20 at a time, you're leasing them up as they're being built. So, if you've built 50, you know, by the time you get to 60, 40 of them are already rented out.” – Ruben Greth     ----------------------------------------------------------------------------- Connect with Ruben Greth on LinkedIn. Visit their website. Capital Raiser Show   Connect with me:   I love helping others place money outside of traditional investments that both diversify a strategy and provide solid predictable returns.    Facebook   LinkedIn   Like, subscribe, and leave us a review on Apple Podcasts, Spotify, Google Podcasts, or whatever platform you listen on.  Thank you for tuning in!   Email me → sam@brickeninvestmentgroup.com       Want to read the full show notes of the episode? Check it out below:   [00:00:00] Ruben Greth: one thing that I would say is like, when you're building vertical apartment complex is you typically have to build the entire thing and then start renting and in order to make it so that it's not . Vacant anymore. You have to give away concessions and that's a problem. You have to wait a couple of years in order it to stabilize   [00:00:18] Sam Wilson: Ruben Greth is a fund manager podcast host and build a rent subdivision developer Ruben. Welcome to the show. Thanks   [00:00:38] Ruben Greth: man. I'm so stoked to be here, Sam, man, I really appreciate you. Hey   [00:00:42] Sam Wilson: pleasure.Is mine man. Three questions. I ask every guest that comes to the show in 90 seconds or less. Can you tell me, where did you start? Where are you now? And how did you get there?   [00:00:49] Ruben Greth: So I started in mortgage. I guess selling mortgages. And then from there learned a little bit about this thing called truth and lending. And really what I learned from that is how to capital raise without asking for money and also how to not promise any guaranteed money. So I moved into joint venture capital racing back during the real estate crash, eventually moved into. Syndication heavy lift multifamily syndication with the local mom and pop operator here then started my show. The capital raisers show learned about these capital raisers, their strategies. And I met all these sponsors and then the lawyers told me if you want to make money, putting these guys together, you need to start your own fund. So I left to go launch my own fund. When Andy McMillan, my partner at legacy acquisitions approached me and said, Hey Let's get into the build to rent space and then raise capital for these ultra other multi-family sponsors using fund structure so that we can legally stay compliant. And now, I'm a partner in his company and legacy acquisitions, and that's essentially what we do. We build out subdivisions and then sometimes we raise capital for select sponsors in the space and the multi-family value ad space.   [00:01:58] Sam Wilson: It's a lot of moving parts. So yeah, just to make sure I understand that where you guys are now you're developing subdivisions. And then also when the opportunity and deal makes a heck of a lot of sense, you'll take your fund and you'll say, okay, we're gonna deploy capital into your opportunity as well.   [00:02:11] Ruben Greth: tip typically it's more about the operator and how we feel about them versus the deal. Sure. So it's not about the market, it's not about the deal. It's about our relationship with existing operators and yeah, so we have two divisions of our business. One where we raise capital for other sponsors in fund structures or Co-GP structures. And then the other part is we build out subdivisions and raise capital for our own deals that way.   [00:02:36] Sam Wilson: Right, right. Let's talk about that. What we'll kind of tackle both of those and succession there fund versus co GP. How do you guys select which way you're taking it down? What are the differences and why?   [00:02:49] Ruben Greth: So a Co-GP P structure requires some kind of an ongoing duty in order for you to stay legally compliant. Typically that's either asset management or marketing or investor relations, underwriting of the deal and market analysis and stuff like that. So we have to have a board of advisory kind of position where we're constantly participating in the decision-making and the operations of a deal versus a fund. It's quite the opposite, right? So if fund you're your own security, you raise money in the fund, you deploy a check as a limited partner into somebody else's deal. And you're essentially not obligated to do anything, maybe participate in board of advisory, but you're managing your own security, right? So you've got to do investor relations.You've got to underwrite deals, you've got to do marketing, and then you got to do the operations of your own. But as far as operations of the deal go, it's completely hands-off because technically as the limited partner, you don't participate in the decisions. Right. So, but then the question becomes, well, how do you pay for your fund?When does it make sense? Well, there has to be, different tiers of money, or I should say interest and returns that you get as a fund. That's gotta be a. And beyond what a 50,000 retail investor makes. Right? So sometimes the fund makes money because it gets advanced economics like a better return structure, something.The money, I should say the fund gets paid because they participate in acquisition fees or other kinds of structures like that. And every time it's different, right? So every sponsor, even some sponsors will allow you to do both. You can either coach GP or you can do a fund. It just depends.You always wanted to make your investors the greatest amount of money, and you're always probing with your sponsors. Hey, what is that form? And in some cases, the coaching piece structured in some cases,   [00:04:42] Sam Wilson: Right, right. Yeah. And that's been one of the, one of the challenges that the fund structure has had is that, it does or could potentially dilute investor returns.So like you said, finding a way to get a side letter agreement with your with your general or with your deal sponsor. If you do want to participate in acquisition fees, or if it is like you said, a what'd you call it advanced economics, that's a nice way of. So, so I really love, like you said it's truly, it's an iterative process.It sounds like for you guys in that each person you work with, it might be a slightly different arrangement, but yet it's something that a. Just figure it out on the   [00:05:18] Ruben Greth: fly, even with the same sponsor from deal to deal, the agreement can change. But yeah, like you mentioned, the side letter agreement, which is extremely important when somebody comes and approaches us and says, we'd love to have you participate in our capital raise and you have a few weeks left to raise for XYZ deal At that point, it's too late because there's no side letter agreement in place typically. And we, it takes us time to build our own entity, create that structure, deal with our lawyer, probe our investors, to make sure that they liked the market and the sponsor. So at that point you're it's way beyond, too late. Right. Right. So you have to have the relationship in place with the side letter, understanding what you're going to get before the deal is even coming down the pipeline, honestly. So you need a great deal of time to raise in a fund, make sure that your investors have an appetite for whatever's that your investing.   [00:06:10] Sam Wilson: Right. No, that's a, that's great. Let's talk about the build to rent side of things. You I'm sure you're busy, but before we get into that, define the difference between, say vertical Mo multifamily and horizontal multi-phase.   [00:06:23] Ruben Greth: Okay. So vertical multifamily typically is like a garden style, four story building or something.That's built units on top of units on top of units with no backyard, no personal driveway, no, space of your own, right. You're sharing that space with other people that are above and below you in a lot of cases. Whereas bill to rent, at least the way that we approach it and look at it is it's horizontal.Multi-family meaning it's detached. Multi-family units. Or better even said his houses like a full-blown house with a backyard and a doggy door and a driveway and some cases technology. And we build these things out all in one subdivision so that all of your units at one place, so you can operate at the same way that a multifamily is operated, where a property manager can be onsite in some cases, or at least, have the general vicinity all in one place.And people love that because they want to buy a house. I should say institutions and really big buyers. They want to have like a hundred or a thousand or 8,000 houses, but they can't have them spread out in different counties. You can't property manage it effectively that way. So there's a big appetite from institutions and reeds and all these other huge buyers that are looking for, these mom and pop operators that are building about a hundred to 300 units at a time.And then here's the other thing too. It's like, you can do. In certain markets and it's going to be a lot easier and faster, like a sub market Or a secondary market better said in Louisiana, which is where we're building and an Alabama, you, the cities want to help you get across the finish line quickly because they need affordable housing and they're in growth stage.Whereas if you go to a city like Phoenix, Dallas, Atlanta, there's all this red tape. It may take two or three years before you can even entitle the land. Right? So our investors were wanting their money pretty. Quickly. So the, in these bigger markets, unless you're very well integrated into that market and have a track record and have figured out ways to move quicker, because you have a ton of private equity or private money from these big institutional players, you probably going to go through the process a lot slower.So in those cases, maybe bill Trent looks like, Hey, I'm going to buy a two acre piece of land and build five. Townhome buildings, right? Four units each or something like that. It's a lot faster to get through the red tape in a big city doing something like that. Whereas, if you're trying to build a subdivision of two or 300 houses in Phoenix, man, you better be able to wait because it takes a long time to get across the finish line.   [00:09:02] Sam Wilson: Yeah, no, that, that makes a lot of sense. You mentioned Louisiana and Alabama. I mean, what are the size of neighborhoods you're buying or building, I should say, and talk to us about the financing as it pertains to that. I mean, it's like a, it's like a construction loan, but it just keeps going on. I would imagine it's gotta be a really interesting kind of way that the financing.   [00:09:24] Ruben Greth: It's the biggest headache of the financing part, when you compare it to multi-family value, add syndication, right? Because there's moving parts, there are supply chain issues that are changing lumber costs and your lenders constantly looking at like, what's the cost for the next 10 units that you're going to build.And if it changes from 10 units to 10 units, well guess what? All of a sudden, the reserves change, the interest rates change. So it's a little bit trickier and it's. It's kind of more of a moving animal versus, you know, it'd be great. If some banks of community or regional bank was just like, Here's, like a huge check that, you can take out and draws, but it's a guaranteed interest rate for the duration of your construction. That would be like the ideal scenario. Some places will do that. And some places won't and then it based it's based on. Your market, your track record and your relationships, right? So like where are you building? Are you building right on the coast where hurricanes are landing and, we have to worry about insurance issues and tornadoes and hurricanes and cyclones and all that stuff or are you building in a place where it's a little bit safer where there's not going to be any fluff? Those things kind of taken to account are taken into account. So you asked about the size of these developments. The first one that we're doing is a little bit over 11 acres, maybe just shy of 12, we're building 98, what they refer to as cottages, but they're like little mini tank houses, all cookie cutter with the exact same floor plan that are built with cement board. So, they're designed for hurricanes, right? So the only thing that you're going to deal with. It's possibly a few shingles being blown by, heavy with. They're elevated. So you're not worried you're not in a flood zone, but you still have to do in this particular market, these things called retention pond. So if there's a hundred year storm, like the water has somewhere to drain within that subdivision. Right. But other than that, maybe like the worst thing that could happen is. A fence gets blown down. Nothing too crazy. But the big deal for the RA for the residents is like, if there's a big storm that comes through, how long is it going to take before my power comes on our, as the food in my refrigerator gonna survive are the fish. That get, circulating air in my aquarium. Are they going to die? Because we don't have electricity for 36 to 48 hours or whatever for whatever long it takes. So those are kind of the things. This next project is 18 acres that we're going to be doing. It's a 5 0 6 C all the stuff that we do is 5 0 6 C typically in the build to rent space. But this next one's going to be a unit mix of twos, two house, two bedroom houses, three bedroom and four bedroom. And then there's going to be a couple of attached townhome complexes, like three units. And the whole thing, I think if we ever try to sell it out individually would have to be like condo converted.So we'll probably sell the entire community. Not subdivided, but like this one that we're doing in Louisiana is each house is subdivided. So we have the opportunity if we need to, or want to sell them off as houses or chunks of house, like 10 at a time. But ideally what we want to do is just sell the entire subdivision off to one particular buyer.   [00:12:39] Sam Wilson: Yeah. And that's a great, that was the next question is what's the end game and it sounds like that's it. You're going to build these, get them stablized. And then move them off to an institutional buyer. Is that right? Yeah. And   [00:12:49] Ruben Greth: you asked about the differences between horizontal and vertical. And one thing that I would say is like, when you're building vertical apartment complex is you typically have to build the entire thing and then start renting and in order to make it so that it's not Vacant anymore. You have to give away concessions and that's a problem. You have to wait a couple of years in order for it to stabilize. The thing that's different about horizontal is if you're building 10 or 20 at a time, you're leasing them up as they're being built. So if you've built 50, you know, by the time you get to 60, 40 of them are already rented out. And then when you get to like hundred, you don't have to give away concessions for rent that the whole community is almost already rented typically in the markets where we are developing.   [00:13:36] Sam Wilson: Yeah. That's a brilliant point. Not something I would have thought about is that you could, it's a stabilized as you build approach. And that's a, that's really, that's a really compelling reason to go down that route. Is there a density per acre that I don't know, maybe asking the wrong term. So, what I'm thinking of is like on a vertical multifamily, there may be, I don't know, again, I don't know the right numbers here, but is there a, see if you can help clarify the question density per acre difference in horizontal versus vertical multi-family   [00:14:09] Ruben Greth: you're talking about zoning delineations and like how much density. In a specific area you're allowed to build, right? So for example, in our Foley Alabama project that we're going to be doing in about a month in may of 20, 22, or maybe June of 2022, we have a piece of land 18 acres that allows for 180 units, 180 houses, better set, but we're only going to build 150. And part of that is, to allow for, walkways. Places where people can run and have doggy parks and have amenities and things of that nature, it's going to increase the value to the point where we believe it. It's more effective to build bigger units versus that, which we can rent out for longer. By the way, when a renter comes into a house versus a apartment, they tend to stay for 40 months versus the average apartment rent, or might be there for 18 months. So that's another reason you really like the stability and long-term mindset of the renter in there and, or the resident as we call them. And then the other factor about that is, well, I mean, that's it in the internet.   [00:15:21] Sam Wilson: Right. Okay. Okay. What's the square footage, build the rent. Are they typically smaller? I'm just thinking on a typical home compared to a typical apartment apartments are typically smaller or the is the build for rent houses. Is that footprints?   [00:15:37] Ruben Greth: That's a pretty loaded question. Cause just depends on what you're trying to do. I know in Phoenix, the bill, Trent developers here are building like 2000 square foot houses. What we're doing in Louisiana is a 1200 foot little cottage, right? So it's a two bedroom, three bath. It's got some extra closet space and a living room, but it's nothing too grand, other than maybe a little bit of technology implemented, it's pretty basic. Cottage style home. And we like that on this next project, we're going to be doing similar floor plans, but we're going to be integrating a couple of unit mixes, right? Where there are two bedroom, three bedroom or four bedroom, or count home style. But essentially they're all going to be very cookie cutter when you compare them to each other. And they will look very similar on the inside, even though the elevation or exterior may be a little bit slightly different on the.   [00:16:27] Sam Wilson: Right. That's a that's cool. I love the thoughts around that. And really, I mean, in that space, there's, I would say, I would think the only competition is really speed to market and.   [00:16:39] Ruben Greth: that's a big part. Like how fast can you build these? How fast can you get your investor money back? So one of the things that we do to increase that speed is we entitle the property. Like we buy the property or either that, or put it under contract and entirely. And have it ready to go so we can stick the shovel in the ground, right? When the capital raise begins. So we're not raising money and then entitling, and then dealing with city, civil engineering and city red tape and everything else. Like we're already like way along the way, by the time that we start raising for these deals. As typically we do them as syndications, but at some point we're hoping to. A project or two to a fund model and say, Hey, we're just going to do this over and over in this fund. And at some point we're going to get there. But right now we're running these as syndicated.   [00:17:28] Sam Wilson: Right, right. Yeah. And I guess that's a question in it doesn't sound like you've gone full cycle on an entire neighborhood yet.   [00:17:36] Ruben Greth: Is that we're barely building our first one. Right? So we have eight, our first eight units on the it's called the Crestone Colorado. It's in Lafayette, Louisiana. And then we're about to. Starts while we're going through the entitlement process. And the city department has approved our plans, our architectural plans for this next one. And it's in an area of the country where they're starting to put in moratorium. So we've already been approved.That makes it exciting for us because they're not going to allow a bunch of developers to come in here. So we're going to have exclusivity in some, at some degree, but. That's kind of where we're at there. Right,   [00:18:13] Sam Wilson: So Ruben, tell me, I guess, on the investor side of things, because these get built, they get rented. Walk me through because I don't know, from my perspective, modeling that out and then modeling returns to investors would be very unique or different compared to say a multi-family project. We buy here's the value add plan. Here's what we're gonna, , rents change. And then we're done. I mean, is there some nuance to this and how you underwrite and then how you plan for distributions to your invest?   [00:18:40] Ruben Greth: Well, there is definitely, I wish I could say that I do the underwriting, the civil engineering, the construction management, but I only have one part that I really focused in on, which is creating relationships with investors and raising capital and bringing capital racers to become part owners of our funds.And there's definitely something to what you just said. Like, how do you underwrite this versus the multi-family syndication and like your calc, I think some of the moving pieces that you would add. Is like, what's your projecting? What are development costs along the way? Right? And then you get hit with a new charge that the city is wanting in order for you to create something or they say, in order for you to make this happen, you have to add this to the property. And you're trying to calculate that as best as you can. And the other part that we mentioned earlier is what's the loan product, right? So you're not dealing with the stabilized bridge loan that you know exactly even. That's less of a product that you want to keep long term, maybe it actually is not a bad situation for some multifamily syndicators in this market with the mark with the way that the economic climate in terms of interest rates is changing. But you have this moving animal where their bank is constantly. Re underwriting you right as you are going. So the investors get a little frustrated in comparison to multi-family syndication, where they know what the loan product is. They know exactly what it's going to be throughout the duration of the first three years. And then maybe they don't know what the refinance is or what the next loan product is. But with us, it's constantly changing for every 10 units that we're building. Unless we find a very specialized, sophisticated debt fund or. Building housing development, kind of loan, construction, private equity firm. That's already on board with the whole idea of bill Tourette's, but they're typically harder to find than than most, regular agency debt, lenders, or banks that you may join.   [00:20:34] Sam Wilson: Talk to me real quick. Your last question, before we jump off, talk to me about the investor experience. When does an investor in your models, when did they get paid? How does that work? Because again, it's, this is it's just a very different thing. So really.   [00:20:48] Ruben Greth: You're attempting to calculate at what occupancy are you breaking even? And what if that number is like 40, 50 or 60%? So once you get to 60% of the houses built and rented, even though the entire project maybe.Not completed. You can start collecting cashflow and then starting to start doing distributions to your investors. But the other thing that we typically like is that we're building these things out, or our construction team is very quickly so we can build a group of 10 houses every month, so we can build an entire subdivision and around 12 months possibly we would underwrite it and say, just in case of, for unforeseen circumstances, we're going to say that we're going to build this thing out in 18 months and sell it out in 30 months or something like that.But the reality is we can have these things completely built out and rented in about 18 months. And at that point you can potentially sell it. It may take you a few more. But you can beat the projection, a five-year projection. And in this space, you can typically get a two X equity, multiple, which means you can double your LP, your limited partner.Money in about 30 months or however long it takes you just to stabilize and sell the project, which once again, we're being very conservative because we believe that we can sell these. We can build these in about 10 months, we're projecting 18 months just in case anything crazy happens, but in reality, we're selling, Hey, we can double your money in about 30, 36 months. But the reality is we have these things stabilized and going in about 24, if not much.   [00:22:24] Sam Wilson: That's awesome. I love it. Ruben, thank you for taking the time, but to break down your business, how you guys are raising capital, where you see opportunity in the market and what you guys are doing to take these deals down a certainly love it. And thanks for breaking down, kind of that build to rent model. That's not something we've talked about a lot here on the show and I love. I love the way you guys are doing it. So thanks again for taking the time to come on today. If our listeners want to get in touch with you or learn more about you, what is the best way to do that?   [00:22:51] Ruben Greth: So  Check out the show at capital raisers show.com or check out our opportunities and my business, my construction and development and capital raising fund management business. That legacy acquisitions.com or just find me on LinkedIn.   [00:23:05] Sam Wilson: Awesome. We'll certainly include all of those links. Thank you again for your time, buddy. Ruben.   [00:23:08] Ruben Greth: Appreciate it. Thanks brother. This has been a blast.  

Kelly and Company
British Columbia receives exemption from drug laws

Kelly and Company

Play Episode Listen Later Jun 6, 2022 18:24


The federal government announced British Columbia would receive an exemption from drug laws that will, in effect, decriminalize possession of small amounts of illicit substances. Let's find out the implications of this with Danielle McLaughlin.

Fruit Grower Report
WAFLA on Overtime Changes Pt 2

Fruit Grower Report

Play Episode Listen Later Jun 2, 2022


New WAFLA CEO Enrique Gastelum talks about the challenges facing agriculture with the removal of overtime exemption for agriculture.

Fruit Grower Report
WAFLA on Overtime Changes Pt 1

Fruit Grower Report

Play Episode Listen Later Jun 1, 2022


New WAFLA CEO Enrique Gastelum talks about the challenges facing agriculture with the removal of overtime exemption for agriculture.

Airplane News Update
Airplane News: Spirit & JetBlue DRAMA, New Bombardier Plane, ALPA Age Change, 1500 Hour Exemption

Airplane News Update

Play Episode Listen Later May 27, 2022 6:10


This week in airplane news: Spirit tells shareholders to reject JetBlue offer, New Bombardier Global 8000, ALPA rejects retirement age change, and Republic has requested an exemption to the 1500 hour rule. Spirit called for another shareholder rejection of Jetblue's offer to purchase all shares This came in response to Jetblue launching a website and offering 60% higher for each share of Spirit. Spirit airlines is attempting to merge with Frontier. “JetBlue's tender offer has not addressed the core issue of the significant completion risk and insufficient protections for Spirit stockholders,” said Mac Gardner, chairman of the board of directors for Spirit Airlines. https://www.avweb.com/aviation-news/spirit-calls-for-stockholders-to-reject-jetblue-offer Bombardier has released the Global 8000, with a range of 8000 NM and a top speed of Mach .94 The Global 8000 is the “fastest and longest-range purpose-built business jet” “Today, Bombardier solidifies once more its position as the leader in business aviation with the newest member of the industry-leading Global family,” said Bombardier President and Chief Executive Officer Éric Martel. “The Global 8000 aircraft leverages the outstanding attributes of the Global 7500 aircraft, providing our customers with a flagship aircraft of a new era. We remain unmatched, which for an innovation-focused team like us, is great.” https://www.avweb.com/aviation-news/business-aviation-news/bombardier-introduces-global-8000 The Air Line Pilot Association says that raising the retirement age for pilots will not have an effect on the current pilot shortage ALPA released this statement after rumors of legislative action to increase the pilot retirement age from 65 to 67 or 68. ALPA says these rumors are an attempt “to divert attention away from their mismanagement of the pandemic relief while attempting to weaken aviation safety.” https://www.avweb.com/aviation-news/alpa-rejects-boost-in-retirement-age Due to the ongoing pilot shortage, Republic wants to put captains into their airplanes at 750 hours. Currently, the only exemption to the 1500-hour rile allows military pilots to get their ATP at 750 hours. Republic is claiming that their company-owned Lift Flight Academy matches or exceeds the standards for military pilots and is tailored for the airline https://www.avweb.com/aviation-news/republic-seeks-1500-hour-rule-exemption

KPBS Midday Edition
Similarities in police vaccine exemption requests raises questions

KPBS Midday Edition

Play Episode Listen Later May 9, 2022 44:43


Most San Diego police officers who requested COVID vaccine exemptions due to their religious beliefs gave heartfelt reasons for their requests. But were they genuine? Also, the chair of the San Diego Democratic Party is taking a leave of absence while assault allegations against him are investigated. Then, due to an increasingly severe drought that's drastically reduced the sierra snowpack, watering will be cut back to one day a week in parts of Southern California. Why not in San Diego? And, financial justice activists want Governor Newsom to eliminate court fees associated with late payments as part of his May budget revision. The fees disproportionately impact Black and Latino Californians hardest. Next, schools across San Diego county are expanding access to transitional kindergarten this fall. Finally, in an excerpt from the Parker Edison Project podcast, host Parker Edison dives into the world of work slang and how different occupations utilize and develop their own lingo.

Conduct Detrimental: The Sports Law Podcast
MLB Antitrust Exemption Lawsuit; Brian Flores Class Action Update; Sports Lawyers Association Conference

Conduct Detrimental: The Sports Law Podcast

Play Episode Listen Later May 5, 2022 69:31


The Dans discuss the recent updates in the Brian Flores v. NFL class action lawsuit following the initial status conference with the Judge. (3:15) They discuss what to expect seeing forward with the motion to compel arbitration, and who that arbitrator might be due to the bias of Roger Goodell.  We are joined again by Jim Quinn (20:30) to discuss updates in his case against the MLB and its antitrust exemption. Jim discusses the recent motion to dismiss filed by the MLB and his arguments for the strength of his case, as well as the impact of striking down the MLB antitrust exemption. Jim gives his take on the lockout and CBA negotiations of the MLB. The last time Jim was on he discussed his Oakland relocation lawsuit against the NFL and gives an update here. We are also joined by Gregg Clifton (@Gregg_Clifton) who is a sports law attorney and prior MLB agent to discuss the wild wild west of NIL. (47:48) Gregg also discusses the upcoming Sports Lawyers Association (SLA) Conference in Atlanta.  *** Have a topic you want to write about? ANYONE and EVERYONE can publish for ConductDetrimental.com. Let us know if you want to join the team. Dan Wallach (@WallachLegal) | Dan Lust (@SportsLawLust) | Mike Lawson (@mike_sonof_law) Twitter | Instagram | TikTok | YouTube | Website | Email

RNZ: Morning Report
Doctors baffled by loose mask exemption rules

RNZ: Morning Report

Play Episode Listen Later Apr 28, 2022 5:32


If you wear glasses, get irritated skin or a runny nose from wearing a mask, then you could qualify for an exemption. Masks are still compulsory in some situations, but people who can't wear one can apply for a new exemption card. Unlike before, the revised cards have legal standing, but doctors are baffled by how loose the criteria for one is. Northland emergency doctor Gary Payinda spoke to Kim Hill. The Ministry of Health has indicated the criteria could be reviewed in the near future.

RNZ: Morning Report
New card won't stop mask exemption troubles - retailer

RNZ: Morning Report

Play Episode Listen Later Apr 27, 2022 4:15


The government's announced a new face mask exemption card which it hopes will help both businesses and customers. Not everyone is sure about the benefits. Retailer Commonsense Organics spokesperson Lucy Kebbell spoke to Corin Dann.

Fruit Grower Report
Ag Overtime Updt Pt 2

Fruit Grower Report

Play Episode Listen Later Apr 27, 2022


Washington Policy Center's Initiative on Agriculture Director, Pam Lewison says adding a seasonality amending to the new ag overtime rules was unsuccessful in the past legislative session, but they'll keep trying.

Lancaster Farming Industrial Hemp Podcast
Is It Time for an Industrial Hemp Exemption?

Lancaster Farming Industrial Hemp Podcast

Play Episode Listen Later Apr 22, 2022 54:05


When it comes to hemp there are two distinct sectors — industrial and floral hemp. Industrial hemp involves the industrial application for the grain, fiber and hurd of the crop. Floral hemp focuses on harvesting the flowers of the plant for medicinal uses like CBD. These different arenas of hemp require different farming practices, different genetics, and different equipment. The problem is that there is only one set of rules governing these two very different sectors of the hemp industry. Our three podcast guests this week would like to change that. Courtney Moran from Agricultural Hemp Solutions, Morgan Elliott Tweet from IND HEMP, and Erica Stark from the National Hemp Coalition have teamed up to create an exemption for industrial hemp, separating it from floral hemp. The permit costs and testing fees are a barrier for entry to farmers who want to grow hemp grain and fiber. Our guests argue that industrial hemp needs to start being treated as the commodity crop that it's destined to be. To learn more about how this exemption would work, read “Why We Need an Industrial Hemp Exemption."  Help Support the Hemp Exemption https://www.hempexemption.com/ National Hemp Association https://nationalhempassociation.org/ Agricultural Hemp Solutions https://www.agriculturalhempsolutions.com/ Hemp Feed Coalition https://hempfeedcoalition.org/ PA Hemp Summit https://pahempsummit.com/ News Nuggets Cone Denim Debuts US Hemp Denim with BastCore https://sourcingjournal.com/denim/denim-mills/cone-denim-bastcore-hemp-denim-collection-alabama-tennessee-indigo-339207/ 40,000 expected at PA Cannabis Festival in Kutztown https://www.mcall.com/entertainment/mc-ent-pa-cannabis-festival-20220421-g3ybtn4wnffppo2txjueh5exzq-story.html Bedmaker becomes the UK's largest hemp grower https://www.furniturenews.net/news/articles/2022/04/823161547-bedmaker-becomes-uk%E2%80%99s-largest-hemp-grower PA's first home made out of ‘hempcrete' to be unveiled Friday https://phl17.com/pennsylvania-news/pas-first-home-made-out-of-hempcrete-to-be-unveiled-friday/ Thanks to our Sponsors iHemp Michigan's Midwest Hemp Expo, May 20 & 21 https://ihempmichigan.com/midwest-ihemp-expo/ IND HEMP https://www.indhemp.com/

Tore Says Show
Tue 19 Apr: Fearless Faith - Holy Tuesday - The Want - Morality Required - Wars Of Exemption - Core Respect - Cool God

Tore Says Show

Play Episode Listen Later Apr 20, 2022 162:43


There are fables and traditions that lead us to true understanding. A moral and knowledgeable citizenry are requirements for a constitutional republic. America is based on Christian values like basic respect. The power of controlling all thirsts. People convince themselves to be stupid. What we see and hear depends an where we stand. So said CS Lewis. Deadly sins and heavy hearts. Allah means god. Do not mock is good advice. There are zero exemptions for Christians. As always, it takes faith to overcome self preservation instincts. Being blacklisted and then scrubbed will make you ready. There's no looking back when reality has been shattered. How will we change tomorrow? When are we going to stand up? Let's never ask why we did nothing. To grow it our way, faith must water the future. Fighting for God and His words is the only way we win.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Daf in Halacha – OU Torah
Unborn Child: Exemption to Release from Yibum

Daf in Halacha – OU Torah

Play Episode Listen Later Apr 11, 2022


Zion Impact Ministries
Covenant of Exemption by Obedience - Prophet Hayford Kofi Gbemu

Zion Impact Ministries

Play Episode Listen Later Apr 10, 2022 75:24


"If you are willing and obedient, You shall eat the good of the land;" - Isaiah 1:19 (NKJV)

The Bob Frantz Authority Podcast
Always Right Radio- 4/8/22 with Dr. Swain on CRT & Christina Hagan on Abortion & Religious Exemption for the Vaccine

The Bob Frantz Authority Podcast

Play Episode Listen Later Apr 8, 2022 106:52


See omnystudio.com/listener for privacy information.

Crushing Debt Podcast
How Many People Live in Your House? - Episode 315

Crushing Debt Podcast

Play Episode Listen Later Apr 7, 2022 22:31


How much money does your spouse make? What about your significant other? What about your roommate or kids? Many clients get confused that bankruptcy is based on their income alone. Unfortunately, when someone files bankruptcy, whether they can file Chapter 7 or 13 is based on the household income whether or not the spouse, significant other, roommate, etc. files bankruptcy. Unfortunately, this can cause issues when the person filing makes no money, but others in the house make a significant amount of money. How do we calculate how many people are in the household? That's the subject of today's Crushing Debt Podcast episode. I also provide an update on the Paskay Memorial Bankruptcy Seminar, as well as the proposed increase in the automobile exemption in Florida to $5,000. We have a second sponsor, who has actually been with the show from the very beginning. Mark Purvis, owner of Real Time Productions, Inc. is the audio editor for the show. Mark has also helped with various videos on the Yesner Law website (www.YesnerLaw.com) and our YouTube channel (Yesner Law - YouTube). You can visit Mark's website at www.RealTimeTelevision.com. We also want to mention our long-time sponsor, Sam Cohen of Attorneys First Insurance. If you know an attorney starting his or her own law firm, or a brand new title company, that would be a great referral to Sam to write their professional liability coverage (malpractice coverage). You can reach Sam at Sam@AttorneysFirst.com or www.AttorneysFirst.com. 

Crushing Debt Podcast
Pay Off Your Car Loan! - Episode 314

Crushing Debt Podcast

Play Episode Listen Later Mar 31, 2022 23:39


Should you pay off your car prior to filing a bankruptcy? Should you pay off your car even if you're not contemplating bankruptcy? If you're in bankruptcy, and circumstances change, should you dismiss your case, or convert to another chapter in bankruptcy? Can you even do that? I think I got my sound fixed from last week's episode, proving that even veteran podcasters get mixed up from time to time but, the show must go on! I've also got an update on the Listener Pay It Forward Program! Do you want to go to Podfest with me, for FREE (small print: you have to pay for the hotel and transportation - but your Podfest Ticket would be no charge) !! www.podfestexpo.com I also talk about the title of today's episode - a possible increase in the automobile exemption in the state of Florida that, if passed, would raise the exemption from $1,000 to $5,000, allowing many people who file Chapter 7 bankruptcy in Florida to keep their cars! Also, when you're in bankruptcy and circumstances change, I describe the thought process behind dismissing your case versus converting to another chapter within the bankruptcy code (typically Chapter 7 to Chapter 13, or Chapter 13 to Chapter 7). You can find more information on these and other topics at my website - www.YesnerLaw.com or email me Shawn@YesnerLaw.com.  Finally, please remember to support our long-time friend and sponsor, Sam Cohen of Attorneys First Insurance. A great referral for Sam would be an attorney or title company that you know that is just starting a new business and needs malpractice insurance, especially if that new title company or law firm is located in Florida or Texas. www.AttorneysFirst.com or Sam@AttorneysFirst.com.

Well Versed World Podcast
Attorney Mat Staver – COVID Vaccine Religious Exemption Cases – 3.23.2022

Well Versed World Podcast

Play Episode Listen Later Mar 28, 2022 45:06


On this WPN Call #119, Dr. Jim Garlow is joined by Matt Staver, a pastor as well as the Founder and Chairman of Liberty Counsel. Mat has filed numerous briefs and argued in many federal and state courts, including the U.S. Supreme Court. He discusses the vaccine cases before the Supreme Court right now that involve families and the military.     Liberty Counsel website: https://lc.org/     Dr. Jim Garlow has partnered with Pastor Mario Bramnick and Adam Schindler to bring you World Prayer Network (WPN), which seeks out Holy Spirit given strategies for how to be an effective and contagious Christ-follower in our present national situations. WPN hosts weekly prayer calls to seek out strategies for the transformation of nations, including our own. During these live calls, we share briefings from key leaders and then pray into what we see and hear from the Lord.     Follow us on social media:  facebook.com/wellversedworld twitter: @wellversedworld instagram: @wellversedworld www.wellversedworld.org

Brian Lehrer: A Daily Politics Podcast
The Kyrie Irving Exemption As Seen From San Francisco

Brian Lehrer: A Daily Politics Podcast

Play Episode Listen Later Mar 25, 2022 22:42


This week Mayor Adams announced he would drop the vaccine mandate for sports players in New York City. On Today's Show:Monica Gandhi, MD, MPH, infectious-diseases specialist and professor of medicine at the University of California, San Francisco, argues it's time to drop strict employee vaccine mandates for all employees, not just wealthy athletes, "there are other ways, as opposed to firing, to keep people safe."

Nothing Personal with David Samson
MLB Rule Changes: Ghost Runners BACK, The Shohei Ohtani Rule; What is arbitration? Is Aaron Judge still going to get PAID? (Episode 561)

Nothing Personal with David Samson

Play Episode Listen Later Mar 23, 2022 47:28


Today's word of the day is ‘ghost runner' not ghost rider but ghost runner as in MLB's rule of having a runner on 2nd base to start extra innings. We need a better name for this. NEED IT! Let's talk about some rule changes between the players and owners. We now have a Shohei Ohtani rule! (13:50) What is arbitration? Which players are getting paid? Who is avoiding hearings? Why do you want to avoid hearings? (30:55) Review: Deep Water. (34:30) So You Wanna Talk To Samson!? Someone asked me about Bernie Sanders campaign against Major League Baseball's Anti-trust Exemption. (44:20) NPPOD.  Learn more about your ad choices. Visit megaphone.fm/adchoices

The Dom Giordano Program
Sister Dede Byrne Files Lawsuit against D.C. After Being Denied Religious Exemption

The Dom Giordano Program

Play Episode Listen Later Mar 16, 2022 10:25


Sister Dede Byrne, a Catholic nun, missionary, surgeon, and retired Army Colonel, returns to the Dom Giordano Program to discuss a lawsuit she has filed against the District of Columbia. Earlier this week, the Thomas More Society filed the lawsuit on behalf of Byrne, after the Sister was refused a religious exemption, filed due to personal beliefs about the development of the vaccines, which used cell lines produced from abortions, which Byrne is morally against. Byrne explains why she's filed the lawsuit even after being approved after a long wait, and tells why the trend to deny exemptions is detrimental to both society and finding our way out of the virus. (Photo Courtesy of the Committee on Arrangements for the 2020 Republican National Committee via Getty Images)

TBS eFM This Morning
0307 Heads Up Monday

TBS eFM This Morning

Play Episode Listen Later Mar 7, 2022 9:19


- Exemption from the PCR test mandate to be allowed for international arrivals- Trading for Russian ETF to be suspended- International Women's Day- The 20th presidential election day- 해외입국자 음성확인서 제출 예외제도 시행- 러시아 ETF 거래 정지- 세계여성의날- 제20대 대통령 선거Guest: Cho Na-young, ReporterSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.