Wealth Curve Talk with John L. Smallwood

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John L. Smallwood, Certified Financial Planner™ and President of Smallwood Wealth Management, is a 6-time recipient of the Five Star℠ Wealth Manager Award. He has spoken at numerous events including the Entrepreneurs Conference by the Haas School of Business, the University of California at Berkeley…

Wealth Curve Talk with John L. Smallwood


    • Mar 15, 2022 LATEST EPISODE
    • monthly NEW EPISODES
    • 23m AVG DURATION
    • 89 EPISODES


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    Latest episodes from Wealth Curve Talk with John L. Smallwood

    The Foundation of a Financial Plan

    Play Episode Listen Later Mar 15, 2022 20:47


    As fear and uncertainty creep back into the market, John believes the best way to address it is with a solid financial plan. This week, he breaks down how to build a strong foundation for that plan and how to adapt as life and the market changes. Want to start building that foundation? Get your […] The post The Foundation of a Financial Plan appeared first on Smallwood Wealth Management.

    A Conversation About Market Volatility

    Play Episode Listen Later Mar 1, 2022 22:48


    It’s time for a conversation about market volatility. With the major Wall Street indices in correction territory after the Russian invasion of Ukraine, it’s natural to be concerned. But on this week’s episode, John discusses the volatility concept, stock market history, and why it’s important to have the strategies & confidence to weather the storm […] The post A Conversation About Market Volatility appeared first on Smallwood Wealth Management.

    As January Goes, So Goes the Year: The Return of Market Volatility

    Play Episode Listen Later Feb 8, 2022 30:00


    When it comes to investing, volatility is party of the game. But should you pay attention to the so-called January Barometer and other market “predictors?” John breaks down the stats on this week’s podcast, and explains how to approach investing for the long haul. Find out how market volatility affects your Wealth Curve. Get your […] The post As January Goes, So Goes the Year: The Return of Market Volatility appeared first on Smallwood Wealth Management.

    The Wealth Curve Conversation

    Play Episode Listen Later Jan 25, 2022 31:45


    When it comes to financial planning, rate of return is not everything. This week, John discusses the Wealth Curve conversation and why it’s important to discuss your family dynamics and life changes as part of the process with your financial advisor. Start the Wealth Curve conversation anytime at www.SmallwoodWealth.com. The post The Wealth Curve Conversation appeared first on Smallwood Wealth Management.

    Looking Back in Order to Get Ahead

    Play Episode Listen Later Jan 11, 2022 25:47


    It’s not too late to get started on some financial goals for the new year, but first, you might want to take a look back at 2021. This week, John suggests some ways to evaluate the year you had and how that can help you plan to hit your lifestyle goals in the future. Want […] The post Looking Back in Order to Get Ahead appeared first on Smallwood Wealth Management.

    The Swiss Army Knife Strategy for Inflation

    Play Episode Listen Later Dec 21, 2021 26:38


    At a time of high inflation, low interest rates, and a market near record highs, you have to be ready to adapt to the increasing pressure. This week, John discusses how to adopt the Swiss Army Knife strategy for inflation to give yourself the tools to help release the pressure on your portfolio. Want to […] The post The Swiss Army Knife Strategy for Inflation appeared first on Smallwood Wealth Management.

    Social Security Stupidity (Part 2)

    Play Episode Listen Later Dec 14, 2021 15:44


    Have you heard that it’s best to wait until 70 to claim Social Security benefits? This week’s podcast may change your thinking. John lays out a hypothetical scenario with a 65-year-old couple to show you how this decision can have a big impact on how you maximize your wealth through retirement. Find out how Social […] The post Social Security Stupidity (Part 2) appeared first on Smallwood Wealth Management.

    Social Security Stupidity

    Play Episode Listen Later Dec 7, 2021 18:36


    OK, we don’t want anyone to feel stupid…but this week’s episode is for those of you who might be thinking about waiting until age 70 to take your Social Security benefits. John challenges the typical advice, and discusses the reasons you might want to take it early! How would that affect your retirement income? Find […] The post Social Security Stupidity appeared first on Smallwood Wealth Management.

    The Wealth Curve Mindset Maximizer

    Play Episode Listen Later Nov 30, 2021 20:33


    This week’s podcast is for all ages. Whether you’re in your 20s, 40s or 60s, you probably want to find out how you can reach your maximum potential with your wealth. John walks you through actionable steps this week to help you get to your goals. Listen now & check out our free Wealth Curve […] The post The Wealth Curve Mindset Maximizer appeared first on Smallwood Wealth Management.

    19 Sources of Retirement Income (And How They’re Taxed!)

    Play Episode Listen Later Nov 16, 2021 33:34


    It looks like politicians in Washington, D.C. may have to settle for less than what they were hoping for in some of the latest tax proposals, which may give those of us who’ve saved for retirement more opportunities to do some forward tax planning. Listen this week as John L. Smallwood revisits the different sources […] The post 19 Sources of Retirement Income (And How They’re Taxed!) appeared first on Smallwood Wealth Management.

    The Infrastucture Bill: What It Means for You

    Play Episode Listen Later Nov 9, 2021 21:39


    The House has just passed a new massive infrastructure bill after months of negotiations. While it could mean that the annoying potholes on your daily commute might finally get fixed, it may also affect your wealth. Listen this week as John discusses the industries that might benefit from this spending package, and who’s going to […] The post The Infrastucture Bill: What It Means for You appeared first on Smallwood Wealth Management.

    Jumping the Wealth Curve with Special Guest Host Ed Bao

    Play Episode Listen Later Nov 2, 2021 14:55


    You’ve saved and saved for years just to get to retirement and feel like you’ve reached the top of the mountain. Now, how are you going to find your way down? Join Smallwood Wealth’s Ed Bao this week as he discusses the importance of finding the right guide in retirement. Be sure to check out […] The post Jumping the Wealth Curve with Special Guest Host Ed Bao appeared first on Smallwood Wealth Management.

    Taxes & Inflation: The Impact on Your Bottom Line

    Play Episode Listen Later Oct 26, 2021 16:31


    With inflation running at nearly 6% and tax changes coming soon, you might be wondering how these issues could affect your retirement income. This week, John dives into the numbers and discusses the strategies to consider to help control your tax bracket in retirement. Find out how taxes & inflation could affect your Wealth Curve […] The post Taxes & Inflation: The Impact on Your Bottom Line appeared first on Smallwood Wealth Management.

    Taxes: The Greatest Destructor of Wealth (Part 2)

    Play Episode Listen Later Oct 19, 2021 15:51


    In part two of John's special series on taxes, he highlights the major tax changes that Congress is debating in the final few months of 2021. Who could move up to a higher tax bracket? What about changes in tax deductions for small businesses? How could your heirs be affected? Find out how these tax […] The post Taxes: The Greatest Destructor of Wealth (Part 2) appeared first on Smallwood Wealth Management.

    Taxes: The Greatest Destructor of Wealth (Part 1)

    Play Episode Listen Later Oct 12, 2021 19:25


    As Washington debates some major tax changes, it's more important than ever to understand the rules available to you as a retirement saver, retiree or small business owner. This week, John starts a special series on taxes with information on current tax rates and the tax breaks you might still be able to take advantage […] The post Taxes: The Greatest Destructor of Wealth (Part 1) appeared first on Smallwood Wealth Management.

    Is Your Inflation Transitory?

    Play Episode Listen Later Oct 5, 2021 16:32


    From food to clothing to gasoline, the cost of just about everything is going up. But is inflation here to stay, or will we see it ease over the coming months? And how do you prepare your portfolio for the price spikes? John L. Smallwood explains on this week’s episode. Set up a time to […] The post Is Your Inflation Transitory? appeared first on Smallwood Wealth Management.

    ERC: The Business Tax Credit No One’s Talking About

    Play Episode Listen Later Sep 28, 2021 29:50


    It's been a tough 18 months for small business owners, so you deserve every tax break you can get! This week, John L. Smallwood talks with AmpliFi Founder & President Brent Allen about the Employee Retention Credit (ERC) and who might qualify. It's a must listen episode for anyone who held onto employees during the […] The post ERC: The Business Tax Credit No One’s Talking About appeared first on Smallwood Wealth Management.

    DOES YOUR QBI COME WITH SALTED BAIT?

    Play Episode Listen Later Aug 24, 2021 20:38


    Does your QBI come with salted BAIT? In this episode, John introduces to listeners about taxes, taxes, taxes, and the reduction of taxes. The reduction of taxes is the most important part of any wealth plan. You have to pay the least amount of taxes through these three phases. You need to pay the least […] The post DOES YOUR QBI COME WITH SALTED BAIT? appeared first on Smallwood Wealth Management.

    INFLATION IS HERE, ALWAYS HAS BEEN, AND ALWAYS WILL BE. HOW WILL IT IMPACT YOU?

    Play Episode Listen Later Jul 13, 2021 24:43


    In this episode John introduces listeners to Disability Insurance Awareness Month and discusses how disability done right can add value to your plan. He also explains how simulating the outcome of negativity is a key to good financial planning. The post INFLATION IS HERE, ALWAYS HAS BEEN, AND ALWAYS WILL BE. HOW WILL IT IMPACT YOU? appeared first on Smallwood Wealth Management.

    THE 7 BIGGEST TAX INCREASES PROPOSED BY THE BIDEN ADMINISTRATION

    Play Episode Listen Later Jun 9, 2021 31:20


    In this episode John introduces listeners to Disability Insurance Awareness Month and discusses how disability done right can add value to your plan. He also explains how simulating the outcome of negativity is a key to good financial planning. The post THE 7 BIGGEST TAX INCREASES PROPOSED BY THE BIDEN ADMINISTRATION appeared first on Smallwood Wealth Management.

    PROTECT YOUR #1 ASSET – THERE IS NO TIME TO WASTE WHEN IT COMES TO DISABILITY INSURANCE

    Play Episode Listen Later May 18, 2021 43:24


    In this episode John introduces listeners to Disability Insurance Awareness Month and discusses how disability done right can add value to your plan. He also explains how simulating the outcome of negativity is a key to good financial planning. The post PROTECT YOUR #1 ASSET – THERE IS NO TIME TO WASTE WHEN IT COMES TO DISABILITY INSURANCE appeared first on Smallwood Wealth Management.

    INTRODUCTION TO DISABILITY INSURANCE AWARENESS MONTH

    Play Episode Listen Later May 4, 2021 23:15


    In this episode John introduces listeners to Disability Insurance Awareness Month and discusses how disability done right can add value to your plan. He also explains how simulating the outcome of negativity is a key to good financial planning. The post INTRODUCTION TO DISABILITY INSURANCE AWARENESS MONTH appeared first on Smallwood Wealth Management.

    THE PIRATES OF MANHATTAN OWN THIS AS A FOUNDATION, DO YOU?

    Play Episode Listen Later Feb 19, 2021 48:47


    In this episode, John and Barry Dyke discuss crony capitalism and the secret that the big banks know but won’t tell you. The post THE PIRATES OF MANHATTAN OWN THIS AS A FOUNDATION, DO YOU? appeared first on Smallwood Wealth Management.

    FIGHTING COVID: THIS IS WHAT YOU CAN DO TO LOWER FINANCIAL STRESS

    Play Episode Listen Later Dec 7, 2020 22:35


    In this episode John discusses strategies for those experiencing financial stress due to COVID-19. The post FIGHTING COVID: THIS IS WHAT YOU CAN DO TO LOWER FINANCIAL STRESS appeared first on Smallwood Wealth Management.

    HOW TO KEEP MORE OF YOUR WEALTH WITH A CHARITABLE REMAINDER TRUST

    Play Episode Listen Later Dec 2, 2020 68:03


    In this episode John talks to host Joe Robert about the benefits of a charitable remainder trust. The post HOW TO KEEP MORE OF YOUR WEALTH WITH A CHARITABLE REMAINDER TRUST appeared first on Smallwood Wealth Management.

    THIS HOW TO PLAN SO YOU GET THE BEST REVERSE MORTGAGE

    Play Episode Listen Later Nov 20, 2020 52:04


    In this episode John and his guest Rob Lowe discuss the role a reverse mortgage has during retirement. The post THIS HOW TO PLAN SO YOU GET THE BEST REVERSE MORTGAGE appeared first on Smallwood Wealth Management.

    HOW ELECTIONS CAN IMPACT MARKET VOLATILITY & YOUR WEALTH

    Play Episode Listen Later Nov 9, 2020 56:04


    In this episode John and Ed from Smallwood Wealth Management discuss market volatility impacted by politics and the potential impact on your wealth. The post HOW ELECTIONS CAN IMPACT MARKET VOLATILITY & YOUR WEALTH appeared first on Smallwood Wealth Management.

    WHAT BIDEN’S 401(K) TAX PLAN COULD MEAN FOR YOU

    Play Episode Listen Later Oct 28, 2020 6:06


    In this Biden 401k-related episode John and Josh explain how a Biden tax plan can impact your 401k and wealth. The post WHAT BIDEN’S 401(K) TAX PLAN COULD MEAN FOR YOU appeared first on Smallwood Wealth Management.

    WHAT YOU NEED TO KNOW ABOUT THE BIDEN TAX PLAN

    Play Episode Listen Later Oct 20, 2020 47:45


    In this radio show episode John discusses with Josh Jalinski the impacts of a Biden tax plan The post WHAT YOU NEED TO KNOW ABOUT THE BIDEN TAX PLAN appeared first on Smallwood Wealth Management.

    RETIREMENT TIPS WITH LEE KANTOR

    Play Episode Listen Later Oct 5, 2020 30:06


    In this episode of Retirement Tips Radio, Lee Kantor and John discuss what you can do to boost your retirement income The post RETIREMENT TIPS WITH LEE KANTOR appeared first on Smallwood Wealth Management.

    WHY REVIEWING YOUR MEDICARE SUPPLEMENT ANNUALLY IS KEY

    Play Episode Listen Later Sep 1, 2020 64:34


    In this episode, John and Ed discuss with special guest Dan Mihlon... The post WHY REVIEWING YOUR MEDICARE SUPPLEMENT ANNUALLY IS KEY appeared first on Smallwood Wealth Management.

    BUILDING WEALTH AND HOW TO KEEP IT

    Play Episode Listen Later Jul 27, 2020 68:12


    In this episode, John and Ed discuss with special guests Jeffrey Clark the impact of pandemic, civil unrest, and loss of pensions on building wealth The post BUILDING WEALTH AND HOW TO KEEP IT appeared first on Smallwood Wealth Management.

    CHARITABLE REMAINDER TRUST: WHY YOU SHOULD HAVE IT

    Play Episode Listen Later Jul 16, 2020 24:30


    In this episode, John goes over the reasons for having a charitable remainder trust. The post CHARITABLE REMAINDER TRUST: WHY YOU SHOULD HAVE IT appeared first on Smallwood Wealth Management.

    HOW TO TAKE ADVANTAGE OF THE SURPRISING BENEFITS OF PRINCIPAL PAYDOWN

    Play Episode Listen Later Jul 1, 2020 17:56


    In this episode, John continues his series on the 19 Sources of Retirement Income, explaining how to strategically use principle pay downs to boost your retirement income. The post HOW TO TAKE ADVANTAGE OF THE SURPRISING BENEFITS OF PRINCIPAL PAYDOWN appeared first on Smallwood Wealth Management.

    THIS IS WHAT HAPPENS WHEN YOU ADD IRA TAX BENEFITS TO YOUR RETIREMENT PLAN

    Play Episode Listen Later Jun 24, 2020 18:41


    John continues his series on the 19 Sources of Retirement Income, explaining how to strategically use IRA income along with other income sources in retirement. The post THIS IS WHAT HAPPENS WHEN YOU ADD IRA TAX BENEFITS TO YOUR RETIREMENT PLAN appeared first on Smallwood Wealth Management.

    THE ROTH INCOME LIMITS THAT CAN MAKE YOUR RETIREMENT RICHER

    Play Episode Listen Later Jun 12, 2020 10:01


    John continues his series on the 19 Sources of Retirement Income, explaining how to create a tax-advantaged income stream from your Roth IRA in retirement. The post THE ROTH INCOME LIMITS THAT CAN MAKE YOUR RETIREMENT RICHER appeared first on Smallwood Wealth Management.

    HOW TO NAVIGATE FINANCIAL PRESSURES: THIS IS YOUR STRATEGY GUIDE PART 3

    Play Episode Listen Later Jun 8, 2020 68:21


    John and his partner Edward Bao, CFP, AIF®️ discuss the 9 areas that exert pressure on our wealth. The post HOW TO NAVIGATE FINANCIAL PRESSURES: THIS IS YOUR STRATEGY GUIDE PART 3 appeared first on Smallwood Wealth Management.

    THE ASTONISHING BENEFITS OF AN ANNUITY CONTRACT

    Play Episode Listen Later Jun 2, 2020 27:32


    In this episode, John continues his series on the 19 Sources of Retirement Income, explaining how using an annuity can help take the pressure off your other income sources in retirement. The post THE ASTONISHING BENEFITS OF AN ANNUITY CONTRACT appeared first on Smallwood Wealth Management.

    THIS IS HOW IMMEDIATE ANNUITY INCOME MAKES ALL THE DIFFERENCE

    Play Episode Listen Later May 27, 2020 14:50


    In this episode, John continues his series on the 19 Sources of Retirement Income, explaining how out of the many types of annuities, the immediate annuity can provide a guaranteed, tax-advantaged income stream in retirement. The post THIS IS HOW IMMEDIATE ANNUITY INCOME MAKES ALL THE DIFFERENCE appeared first on Smallwood Wealth Management.

    How to Navigate Financial Pressures: This is Your Strategy Guide Part 2

    Play Episode Listen Later May 22, 2020 58:20


    In this financial strategy guide episode, John and his partner Edward Bao, CFP®, AIF® discuss Smallwood Wealth’s approach to financial planning, and how your plans may shift emphasis under the current economic circumstances. The post How to Navigate Financial Pressures: This is Your Strategy Guide Part 2 appeared first on Smallwood Wealth Management.

    COVID-19 Webinar: The Second Stimulus Package

    Play Episode Listen Later May 15, 2020 66:29


    John and his partner Edward Bao, CFP®️, AIF®️ discuss the second stimulus bill and the fundamentals of financial planning that will help us withstand current economic pressures. The post COVID-19 Webinar: The Second Stimulus Package appeared first on Smallwood Wealth Management.

    How to Navigate Financial Pressures: This is Your Strategy Guide

    Play Episode Listen Later May 3, 2020 22:42


    In this episode, John reviews his Wealth Curve Pressure Identifier, a resource that walks you through 9 areas that are key to understanding the pressures on your wealth, now and in the future. The post How to Navigate Financial Pressures: This is Your Strategy Guide appeared first on Smallwood Wealth Management.

    Reverse Mortgage Explained: This is How it Can Work for You

    Play Episode Listen Later Apr 28, 2020 16:51


    The 19 Sources of Retirement Income: The Reverse Mortgage Explained Welcome to the Wealth under Pressure Podcast. John Smallwood, a certified financial planner, identifies key areas of pressure on your wealth and strategizes with you to reduce it. In this episode, John continues his series on the 19 Sources of Retirement Income, discussing the power […] The post Reverse Mortgage Explained: This is How it Can Work for You appeared first on Smallwood Wealth Management.

    How to Boost Your Real Estate Rental Income

    Play Episode Listen Later Apr 21, 2020 11:04


    The 19 Sources of Retirement Income: Real Estate Rental Income Welcome to the Wealth under Pressure Podcast, in which John Smallwood, a certified financial planner, identifies key areas of pressure on your wealth and strategizes with you to reduce it. In this episode, John continues his series on the 19 Sources of Retirement Income, discussing […] The post How to Boost Your Real Estate Rental Income appeared first on Smallwood Wealth Management.

    COVID-19 Webinar: The First Stimulus Bill

    Play Episode Listen Later Apr 6, 2020 40:25


    COVID-19 Webinar: The First Stimulus Bill In this webinar, John and his partner Edward Bao, CFP®, AIF® discuss the three phases of the Federal Government’s stimulus bill. Particularly they discuss how it may impact small business owners.   John is the author of 5 Ways Your Wealth is Under Attack. He has lectured extensively on […] The post COVID-19 Webinar: The First Stimulus Bill appeared first on Smallwood Wealth Management.

    The Exciting Benefits of Royalty Payments in Retirement

    Play Episode Listen Later Mar 5, 2020 8:03


    The 19 Sources of Retirement Income: Royalty Payments In this episode, John continues his series on the 19 Sources of Retirement Income, discussing the part that royalty payments and income can play in your retirement plan. John is the author of 5 Ways Your Wealth is Under Attack. He also is a seven-time winner of […] The post The Exciting Benefits of Royalty Payments in Retirement appeared first on Smallwood Wealth Management.

    Business Income: Is This The Best Thing In Your Retirement Plan?

    Play Episode Listen Later Feb 27, 2020 14:08


    The 19 Sources of Retirement Income: Business Income In this episode, John continues his series on the 19 Sources of Retirement Income. He discusses the benefits of holding on to your small or medium-sized business in retirement. John is the author of 5 Ways Your Wealth is Under Attack. He is also a seven-time winner […] The post Business Income: Is This The Best Thing In Your Retirement Plan? appeared first on Smallwood Wealth Management.

    This is Why You Need to Have Capital Gains Income

    Play Episode Listen Later Feb 20, 2020 19:23


    The 19 Sources of Retirement Income: Capital Gain Income In this episode, John continues his series on the 19 Sources of Retirement Income. He focuses on the low-taxation income available from long-term capital gains. John is the author of 5 Ways Your Wealth is Under Attack. He is also a seven-time winner of the Five […] The post This is Why You Need to Have Capital Gains Income appeared first on Smallwood Wealth Management.

    Whole Life Insurance Dividends: How To Get Tax Free Income

    Play Episode Listen Later Feb 13, 2020 25:45


    The 19 Sources of Retirement Income: Whole Life Insurance Dividends In this episode, John continues his series the 19 Sources of Retirement Income. He focuses on Whole Life Insurance. In the episode he describes the ways in which Whole Life differs from other types of life insurance. He also highlights how you can use the […] The post Whole Life Insurance Dividends: How To Get Tax Free Income appeared first on Smallwood Wealth Management.

    Tax Free Dividends: How to Get the Most of It

    Play Episode Listen Later Feb 6, 2020 13:48


    The 19 Sources of Retirement Income: Municipal Bond Dividends In this episode, John continues his series on the 19 Sources of Retirement Income. He focuses on yet another way to add tax-free income to your retirement plan: dividends from municipal bonds. John is the author of 5 Ways Your Wealth is Under Attack. He is […] The post Tax Free Dividends: How to Get the Most of It appeared first on Smallwood Wealth Management.

    This is How to Maximize on Qualified Dividends

    Play Episode Listen Later Jan 30, 2020 13:56


    The 19 Sources of Retirement Income: Qualified Dividends In this episode, John continues his series the 19 Sources of Retirement Income. He takes a deeper look at last week’s episode. He also explains qualified dividends, and how they differ from ordinary dividends. A mix of both can bring you a resilient and tax-efficient income stream. […] The post This is How to Maximize on Qualified Dividends appeared first on Smallwood Wealth Management.

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