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In this epic debate, Chris Kirkpatrick @LIFE180 and James Barber @OregonCashFlowPro go head-to-head to argue the risks, rewards, and realities of using IUL vs whole life for Infinite Banking. They don't just argue theory — they break down a real IUL policy illustration and analyze the numbers. This is the most detailed and honest conversation on the internet about IUL vs Whole Life.Want Us To Review Your Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-reviewWant To Start Infinite Banking? Go Here: https://bttr.ly/bw-yt-aa-clarity Want FREE Whole Life Insurance Resources & Education? Go Here: https://bttr.ly/yt-bw-vault00:00 Intro02:46 Understanding Policy Design and Performance06:08 The Role of Market Conditions in Policy Success09:00 The Misrepresentation of IULs12:03 Aligning Financial Products with Values15:11 The Importance of Proper Policy Design18:04 The Future of IULs and Whole Life Policies20:57 Navigating the Life Insurance Landscape38:11 Understanding Cap Rates and Product Variability39:50 The Impact of Policy Timing on Returns42:07 Mortality Rates and Dividend Adjustments44:34 Whole Life vs. IUL: A Comparative Analysis52:08 Investment Philosophy: IUL as a De-risking Tool54:31 Bond Alternatives and Market Exposure01:01:56 Understanding Borrowing Costs in Life Insurance Policies01:04:35 The Role of Whole Life and IUL in Financial Strategy01:06:52 Income Projections and the Risks of Life Insurance Products01:09:03 Debating IUL vs Whole Life: Key Arguments and Counterarguments01:12:50 Regulatory Changes and Their Impact on Life Insurance Products01:16:00 Philosophical Perspectives on Life Insurance as an Investment01:20:54 Final Thoughts on IUL and Whole Life StrategiesDISCLAIMER: https://bttr.ly/aapolicy*This video is for entertainment purposes only and is not financial or legal advice.Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.
Investor Fuel Real Estate Investing Mastermind - Audio Version
In this episode, Brett McCollum interviews Janeisha Farquharson, a life insurance expert who shares her journey from growing up in an entrepreneurial household in Brooklyn to navigating the challenges of starting her own insurance business during the pandemic. Janeisha discusses the importance of client relationships in the insurance industry, the various life insurance products available, and how they can benefit real estate investors. She emphasizes the need for personalized service and the value of understanding clients' unique needs in order to provide the best insurance solutions. Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind: Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply Investor Machine Marketing Partnership: Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com Coaching with Mike Hambright: Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform! Register here: https://myinvestorinsurance.com/ New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club —--------------------
OpenAI CEO Sam Altman laid out a big vision for the future of ChatGPT at an AI event hosted by VC firm Sequoia earlier this month. When asked by one attendee about how ChatGPT can become more personalized, Altman replied that he eventually wants the model to document and remember everything in a person's life. Learn more about your ad choices. Visit podcastchoices.com/adchoices
In this episode, we ask: How might you finance your future without the fees? How might you grow and accumulate wealth? How about the transformative reality of whole life insurance? Who is Evan Greathouse? How about comparing the costs? How about a case study? Would you like to hear Episode 143? What about irregular or...
Curious about how a Roth IRA stacks up against a whole life insurance policy for Infinite Banking? In this episode, we break down the key differences, from control and liquidity to tax treatment and long-term benefits, helping you decide which option fits your financial goals. Audio Production by Podsworth Media - https://podsworth.com
Commentary by Dr. Jian'an Wang.
Show Links:The YLF Framework: https://yourlevelfitness.com/frameworkDaily Email: https://yourlevelfitness.com/daily-emailThe YLF Blog: https://yourlevelfitness.com/blogStart Here: https://yourlevelfitness.com/ylf30YLF Overview: https://yourlevelfitness.com/blog/ylf-self-paced-resourcesQ&A Response YouTube Playlist: https://www.youtube.com/playlist?list=PLjSupgaY5KA66MD2IdmCwFhLFbDe-pk1lWork With Daryl: https://yourlevelfitness.com/coachingIn this episode, I share some exciting updates about the YLF Framework and how it's expanding beyond just health and fitness. This framework started as a resource to help with goal setting and progress tracking around weight loss, but it's grown into something much bigger. It now includes a structure for building an inside/out life, helping you work on your mental and emotional health too. I talk about how you can use this structure to exceed your goals, reflect weekly, and apply this to every area of life—not just fitness.I also explain how feedback from the YLF community has helped shape the tools and resources I'm putting out, and why your input is essential to keeping the framework useful and relevant. This is a collaborative process, and I'd love to hear how it's working for you or how it could be improved.Please share this episode with anyone you think would be interested in listening to it.Visit darylperrypodcast.com for links to the show page on each of the major podcast directories. From there, you can subscribe and share this pod.For comments, questions, topic ideas, possible collaborations please email daryl@yourlevelfitness.com
In this episode, I dive deep into the importance of sleep and how it affects every aspect of your life. Did you know that the average person spends 26 years of their life sleeping?? That is wild!The list of benefits about getting good sleep is LONG. Just scratching the surface, a few benefits include more energy, better mood, stronger immune system, better regulated hormones and metabolism, cell regeneration, improved memory and decision making skills, and reduced stress.Some questions answered during this episode are:✅Why is sleep important?✅What are the impacts of not getting enough sleep?✅What is the 35,000 foot view of sleep?✅What happens when we sleep?As always, I wrap up the episode by teaching you some tips to help improve your sleep!If you have a chance, please rate and review the podcast so more women just like you can learn more about the Rockstar way! I appreciate you for your support and love ❤️Links:Join the Rockstar Fit Chicks Weekly Newsletter https://rockthatfitness.kit.com/e10d0c66ebCheck Out Our Newest Offer for Extensive Lab Work with Marek Health https://www.rockthatfitness.com/rock-that-fitness-marek-healthIf You Like the Gear that I'm Rocking, Head to the Store: https://rockthatfitness.itemorder.com/shop/sale/FREE 30 Day Strength Challenge (dumbbell only) https://www.rockthatfitness.com/rock-that-fitness-30-day-strength-challengeFREE 30 Day Strength Challenge Next Level (full gym equipment needed) https://www.rockthatfitness.com/rock-that-fitness-30-day-strength-challenge-next-levelApply for RTF 1:1 Coaching https://www.rockthatfitness.com/coachingHead to the Rock That Fitness Instagram Page https://www.instagram.com/rockthatfitness/ Music from Uppbeat (free for Creators!):https://uppbeat.io/t/cruen/we-got-thisLicense code: RBWENWHGXSWXAEUE
Ash's command of the English language has been shaky over the years but his world has been recently rocked, we hum for your mum and somehow Luttsy has elected himself Pope of the StudioSee omnystudio.com/listener for privacy information.
What does it mean to really trust God with your whole life—your time, your money, your future? In this episode, we dive into Matthew 6 and the Exodus story to explore how Jesus and the Father invite us out of fear and into a life shaped by freedom and trust. Join us as we talk discipleship, daily manna, and the radical invitation to live like we actually believe God is who He says He is.
What does it mean to really trust God with your whole life—your time, your money, your future? In this episode, we dive into Matthew 6 and the Exodus story to explore how Jesus and the Father invite us out of fear and into a life shaped by freedom and trust. Join us as we talk discipleship, daily manna, and the radical invitation to live like we actually believe God is who He says He is.
Feeling stuck AF? You're not broken — your intuition's just been on mute. Today, I'm chatting with the amazing Isabel Chiara to uncover how to stop sabotaging yourself, trust your gut again, and actually nourish your mind, body, and soul — without feeling like you're a DIY project that needs constant fixing. We're swerving off the usual path and getting real about what's actually driving your behaviors. (Hint: It's not your willpower, it's not your macros, and it's definitely not a broken metabolism.) Inside this episode, Isabel and I dig into: ✨ Why ignoring your gut keeps you stuck (and how to trust it again) ✨ How one playground insult can haunt you for decades (and how to finally let it go) ✨ How to shift your vibe from "I suck" ➡️ "I'm magical AF" ✨ Why the scale needs to lose your number (and how to break up with it for good) ✨ How “nourish” became Isabel's power word for radical mindset shifts ✨ The real reason you reach for unlimited carbs (spoiler: it's not because you're weak) PLUS — Isabel shares her Nourish App — a simple, powerful way to rewire old patterns without spending the next 10 years in therapy. (She's even giving you a FREE month to try it out — don't sleep on this!) If your brain's been stuck on the same struggle-bus loop, this episode is the permission slip you didn't know you needed.
Do you know the three basic types of life insurance? In this video, Rob Gill provides clear and simple explanations of Term, Whole Life, and Universal Life Insurance. You'll gain a solid understanding of the differences between these options and learn how each type can fit into your overall financial strategy. Whether you're looking to provide for your loved ones, build cash value, or secure flexible coverage, Rob breaks down the key benefits and considerations for each type of policy. By the end of this video, you'll be better equipped to make an informed decision on which life insurance plan best aligns with your financial goals and needs.
Today, Bruce and I want to unpack a question we frequently encounter: Is cash value life insurance enough for retirement? It's a compelling question, but one without a simple yes or no answer. The effectiveness of cash value life insurance as your primary retirement vehicle heavily depends on your personal discipline, your overall financial strategy, and, importantly, your understanding of what retirement means to you. https://www.youtube.com/live/rASx9CvIpbg When I started my financial career back in the late 1980s, a presentation caught my attention. It claimed that by consistently funding a whole life insurance policy, individuals could join the "Lucky 3%"—those who felt completely secure about their retirement. This idea was captivating, promising financial freedom through disciplined saving. Yet, over the years, I discovered something crucial: consistency, discipline, and long-term thinking significantly outweigh the choice of any specific financial product. The Retirement Dream vs. RealityIs Cash Value Life Insurance Enough for Retirement?Defining Retirement: What Does It Really Mean?The Importance of Consistent Savings and DisciplineWhole Life vs. VUL and IUL: Stability and GuaranteesThe Myth of "Zero is Your Hero" in Indexed Universal Life (IUL)Cash Value Life Insurance as Part of a Comprehensive Retirement PlanThe Infinite Banking AdvantageCan You Rely Solely on Cash Value Life Insurance?Book A Strategy Call The Retirement Dream vs. Reality By the end of this article, you will clearly understand whether cash value life insurance—such as whole life, variable universal life (VUL), or indexed universal life (IUL)—can sufficiently fund your retirement. We'll explore the advantages and drawbacks of using life insurance as your main retirement tool, emphasize the critical importance of consistent saving, and outline how to effectively integrate life insurance into a comprehensive retirement plan for optimal security and growth. Furthermore, you'll understand why no single financial instrument is perfect for everyone, and why a diversified, well-balanced retirement strategy that includes guaranteed income, buffer assets, and growth-oriented investments can lead to lasting financial security and peace of mind. Is Cash Value Life Insurance Enough for Retirement? Defining Retirement: What Does It Really Mean? Many of us grow up envisioning retirement as a milestone where we stop working at age 65 and comfortably live off our accumulated savings. However, this traditional model presents significant challenges. The reality is that you're often expecting 40 years of work to fund potentially 30 or more years of retirement, especially as life expectancy increases. Rather than viewing retirement as an abrupt halt to working life, a more sustainable approach is to see retirement as a transition to financial independence. Instead of merely accumulating savings, focus on acquiring cash-flowing assets, such as rental properties, dividend-producing stocks, or profitable businesses, which can continuously generate income regardless of market fluctuations. The Importance of Consistent Savings and Discipline Bruce emphasizes that consistent saving and disciplined behavior are the foundation of successful retirement planning. Unfortunately, many people fall short in their savings efforts early in life, later attempting to compensate by chasing higher-risk investments for potentially greater returns. This strategy often introduces unnecessary risk precisely when financial security is most critical. Establishing disciplined savings habits early and maintaining them throughout your career is far more important than selecting the "perfect" financial product. Time and consistency enable compound growth, providing greater financial security in your retirement years than riskier, late-stage investments ever could. Whole Life vs. VUL and IUL: Stability and Guarantees
We are back in our Mark series with Mark 12:35-44, a series of stories in which Jesus is confronting the scribes and religious leaders and their distorted view of God. He then gives us the commendable example of a widow who gives an offering of all that she had. Her offering points us, ultimately, to Christ and his offering for all of us. Mark 12:35-44 Pastor Matthew McCleary, Associate Pastor Visit our website at www.fremontpres.org Email us at podcast@fremontpres.org
It's not about working harder or trying to be “more spiritual.” One shift in your mindset can flip you from reacting to life to commanding it. Today, I'll show you how to unlock the mind of Christ—and the mind of a champion—so you can start living at Level 10.
We're back live this Monday, but in the meantime... Mother Monster herself Lady Gaga opened up to us about her new album Mayhem, describing it as a collection of dark dreams expressed through celebration, with Abracadabra embodying resilience on the dancefloor. She shared how the music video, choreographed by Paris Goebel, represents the fight of life and was inspired by the strength and joy of the LGBTQ+ community. Gaga expressed deep gratitude to her queer fans, acknowledging their role in shaping her career and emphasizing the importance of standing together. Beyond music, Gaga revealed she’s prioritizing love, family, and creative freedom, even dreaming of writing her own Broadway show in the future. And in the chat, Gaga hints at an Aussie tour.See omnystudio.com/listener for privacy information.
Did you know that the Golden Bridge in San Francisco was meant to be of another color? Not solid red, as we're used to seeing it. But covered with yellow and black stripes. Very often objects we see or use every day were meant to be different. Let's take a look at these 200+ objects and unveil some of their secrets. #brightside Animation is created by Bright Side. Music by Epidemic Sound https://www.epidemicsound.com/ Check our Bright Side podcast on Spotify and leave a positive review! https://open.spotify.com/show/0hUkPxD... Subscribe to Bright Side : https://goo.gl/rQTJZz ---------------------------------------------------------------------------------------- Our Social Media: Facebook: / brightside Instagram: / brightside.official Tik Tok: https://www.tiktok.com/@brightside.of... Stock materials (photos, footages and other): https://www.depositphotos.com https://www.shutterstock.com https://www.eastnews.ru ---------------------------------------------------------------------------------------- For more videos and articles visit: http://www.brightside.me/ Learn more about your ad choices. Visit megaphone.fm/adchoices
Can the heartland states save our country? The heartland states are 20 states pretty much in the center of the country. They have been regaining economic strength over the years and currently about 39% of the US population lives in these states, according to the census bureau for 2024. The population growth in this area was above the rest of the country for the last five years with numbers that have not been seen in over 65 years. Employers in this area grew by 13.2% between 2020 to 2023 and business capital expenditures totaled $76.9 billion in 2023 and have seen an average annual growth of 9.43% since the beginning of Covid. These 20 states on average have established more business-friendly policies along with tax incentives and grant programs that draw businesses to their area. The East and the West Coast just can't seem to compete with the affordability of states in the middle of America. These mid America states have lower cost for land and utilities are far less being as much as 1/3 less than the rest of the country. This is according to the Energy Information Administration (EIA). The overall cost of living is lower, so wages can also be lower and still provide a good standard of living for their employees. In my opinion, states like California and others need to wake up and realize that perhaps stats in Middle America are on to something with policies that are attracting new residents. It would appear that foreign companies coming to the United States would build and prosper in one of these 20 states rather than states that are against business or have high taxes and other costs. Consumer actions aren't matching their words We continue to see negative surveys about consumer confidence and sentiment, but you wouldn't think consumers feel bad after looking at the recent retail sales report. March sales climbed 4.6% compared to last year and if gas stations, which fell 4.3%, are excluded the report was even more impressive as it climbed 5.3%. Some of this is likely due to concerns over looming tariffs as consumers pull forward demand before expected price increases. Some areas that are likely more impacted did see large gains as motor vehicle and parts dealers saw an increase of 8.8% and sales at furniture and home furnishing stores climbed 7.7%. With those said gains were quite widespread in the report and areas that would not see a pull forward in demand like food services and drinking places still saw a nice gain of 4.8%. If people were truly worried about the economy, they would not be spending money at restaurants, especially considering the fact that dining out has gotten quite expensive. While I am expecting the tariffs to have a short-term impact on the economy, we must remember the consumer is coming from a point of strength with relatively low debt levels, a low unemployment rate, and balance sheets that have seen asset prices significantly increase over the last several years. I continue to believe that our economy and the consumer will be able to whether this volatility, but the numbers will likely decelerate from here. We will continue to watch these reports closely, but I again remain confident we will get through the concerns about these tariffs. Are TV networks tapped out on sports deals? Last year Disney signed a $2.6 billion a year deal with the NBA; however, ESPN said goodbye after a 35-year relationship with the MLB where they were paying $550 million a year for their package of games. One area of growth that surprised me was Formula One car racing as over the last six years it has seen viewership double to 1.1 million viewers in a season. Liberty Media, who owns F1, is trying to get a rights package between $150-$180 million a year and all they're hearing is crickets. Research firms estimate that it is worth over $100 million but it is not at the $150-$180 million that Liberty wants. Netflix, Warner Bros. Discovery, Fox, Amazon and NBC are not showing much interest in the asset. Netflix will probably not bid since there's no real gain for them considering the estimate that 75% of F1 fans already have Netflix subscriptions. With so many people having Netflix, multiple big dollar sports packages probably don't make much sense for the company. In a couple of months around June, Warner Brothers is distributing an Apple film called F1, starring Brad Pitt. If you want to watch this movie, which is projected to be a blockbuster, you must subscribe to Apple TV. I almost feel like I want to add Apple TV to the five or six other subscriptions I have, but I can't watch everything I have access to now, so I should probably resist. Financial Planning: Why Life Insurance Is a Poor Retirement Vehicle (And What to Do Instead) Cash value life insurance is often pitched as a tax-free retirement strategy. On the surface it sounds great. You get tax-deferred growth, tax-free loans, no contribution limits, and a death benefit, but when you look under the hood the numbers often don't work out. First, the returns simply don't compare. With Indexed Universal Life (IUL) or Whole Life, your cash value growth is limited by caps and participation rates, and you miss out on dividends. Add in the cost of insurance, admin fees, and other hidden charges, and the actual return on cash value often falls well below the market. Second, the fees get larger over time. The older you get, the higher your cost of insurance becomes which directly eats into your cash value. If you're taking policy loans and the policy lapses, you could even get hit with a massive tax bill in retirement. Third, the opportunity cost is huge. The high premiums needed to fund a policy could instead be invested in assets with better returns, more liquidity, and lower fees. Meanwhile, better tools for tax-free retirement income already exist. Most 401(k)s now offer a Roth option, allowing you to contribute after-tax dollars and grow your money tax-free, exactly what cash value life insurance offers. You can pair this with a Roth IRA or even a Backdoor Roth IRA if your income is too high to contribute directly. Together, these vehicles allow for substantial tax-free retirement savings without the complexity, high fees, or risk of policy lapse that come with life insurance. Don't let marketing hype cloud your long-term strategy. Run the numbers and stick with what works. Companies Discussed: Nvidia (NVDA), Hertz Global Holdings (HTZ), Car Max, Inc. (KMX) & (DOW)
What if your anxiety isn't fear, and your trauma might not be real? Dr. Lisa Feldman Barrett reveals how your brain creates emotional illusions. Dr. Lisa Feldman Barrett is a Professor of Psychology and among the top 0.1% of most cited scientists for her revolutionary research in psychology and neuroscience. She is also the author of books such as ‘Seven and a Half Lessons About the Brain'. In this conversation, Dr. Lisa and Steven discuss topics such as, how anxiety is a predictive error in the brain, the shocking truth about childhood trauma, how trauma can be contagious, and why you don't have any free will. 00:00 Intro 02:22 Lisa's Mission 04:14 Why Is It Important to Understand How the Brain Works? 10:48 Measuring Emotions 13:55 What Is the Predictive Brain? 16:08 Examples of the Brain Making Predictions 24:13 Is the Predictive Brain at the Root of Trauma? 31:27 Cultural Inheritance, Trauma, Anxiety, and Depression 36:29 How Reframing Past Events Can Change Identity 42:41 Meaning as a Consequence of Action 44:11 How to Overcome Fear by Taking Action 45:43 Prediction Error 47:37 Learning Through Exposure 49:47 Dangers of Social Contagion 54:06 Anxiety in the Context of Social Contagion 58:33 Is Social Media Programming Us to Be Sad? 1:02:08 Ads 1:03:03 First Step to Overcoming Mental Health Issues 1:05:18 Chronic Pain 1:08:23 What Is Depression? 1:09:17 Body Budgeting and Body Bankruptcy 1:12:26 How Stress Contributes to Weight Gain 1:15:00 Depression in Adolescents 1:17:02 Is Depression a Chemical Imbalance? 1:18:30 The Story of Lisa's Daughter 1:21:09 Oral Birth Control as a Risk Factor for Depression 1:24:07 How Lisa Helped Her Daughter Overcome Depression 1:29:11 Social Support 1:35:26 Lisa's Daughter's Recovery from Depression 1:39:12 Does Alcohol Affect the Body Budget and Increase Depression Risk? 1:42:45 Ads 1:44:00 Can People Change Emotions by Smiling? 1:45:49 Lisa's Perspective on ADHD 1:48:01 The Power of Words to Facilitate Emotion 1:52:26 Stress as a Burden to the Metabolic Budget 1:53:27 Lisa's View on God and Religion 1:54:25 What Is the Meaning of Life in Lisa's Opinion? 1:59:32 Question from the Previous Guest Follow Dr Lisa: X - https://g2ul0.app.link/JlkAHKXhCSb Website - https://g2ul0.app.link/TWOO6vZhCSb You can purchase Dr Lisa's book, ‘Seven and a Half Lessons About the Brain', here: https://g2ul0.app.link/35oJGs4hCSb Watch the episodes on Youtube - https://g2ul0.app.link/DOACEpisodes The 1% Diary is back - and it won't be around for long, so act fast! https://bit.ly/1-Diary-Megaphone-ad-reads You can purchase the The Diary Of A CEO Conversation Cards: Second Edition, here: https://g2ul0.app.link/f31dsUttKKb Sign up to receive email updates about Diary Of A CEO here: https://bit.ly/diary-of-a-ceo-yt Ready to think like a CEO? Gain access to the 100 CEOs newsletter here: https://bit.ly/100-ceos-newsletter Follow me: https://g2ul0.app.link/gnGqL4IsKKb Sponsors: Ekster - http://partner.ekster.com/DOAC and use code STEVEN to get an extra 10% off on top of their current Spring sale Shopify - https://shopify.com/bartlett Learn more about your ad choices. Visit megaphone.fm/adchoices
This listener-inspired micro episode is a celebration of holistic cross-training—not for your muscles, but for your life. Just as music thrives on harmony and balance, so do we. I'm sharing my top 5 favorite podcasts across different areas of life—from health and spirituality to productivity and news—all of which support my personal rhythm and help me live more intentionally. Consider it a curated playlist for whole-life wellness. Links and notes related to this episode can be found at https://mpetersonmusic.com/podcast/micro32 Connect with us: Newsletter: https://mpetersonmusic.com/subscribe Facebook: https://www.facebook.com/EnhanceLifeMusic/ Instagram: https://www.instagram.com/enhancelifemusic/ LinkedIn: https://www.linkedin.com/in/mpetersonpiano/ Twitter: https://twitter.com/musicenhances Sponsorship information: https://mpetersonmusic.com/podcast/sponsor Leave us a review on Podchaser.com! https://www.podchaser.com/podcasts/enhance-life-with-music-909096 In-episode promo: Living Well with Dr. Michelle or use Coupon Code musicenhances10 for 10% off. (Or buy on Amazon.)
rwh12april Ep.359 – Run With Horses Podcast – How's Your Self-Discipline? Podcast: rwh.podbean.com Website: www.runwithhorses.net Youtube: https://youtube.com/@rwhpodcast Facebook: https://www.facebook.com/RWHpodcast Instagram: https://www.instagram.com/rwh_podcast Twitter: https://twitter.com/RWH_podcast Author pages with links to all books on Amazon. https://www.amazon.com/stores/author/B0BCSDDVLB – James Norman Smith https://www.amazon.com/stores/author/B0BMGW51FW – Susan Jane Smith **(24:00)** Following Jesus was never meant to be easy. Self-discipline is a key component of a Christian's walk with Christ, especially for those who are striving to be obedient to His call to be disciple makers. Self-discipline - today we look at what it is and what it matters. Welcome to Run With Horses! My name is Norman and my goal is to help you thrive as a follower of Jesus. The spiritual life is simple in many ways, but potentially the most difficult part of your life. God invites you to grow, to live intentionally and to join in His mission. It's very cool that we can do that together! Thank you for joining me today! “If you're new here, you can check out past episodes at runwithhorses.net. As always, I appreciate your feedback, questions, and reviews!” **(23:00 – 0:00)* * PART 1 Biblical theology, emphasizes holiness, and sanctification. Self-discipline is an essential piece of the puzzle for growing your faith, honoring God, and becoming more like Christ. 1. Self-Discipline is Essential for Spiritual Growth The Bible teaches that following Jesus involves ongoing transformation. Self-discipline enables a Christian to maintain focus on spiritual growth and maturity. This growth is not passive; it requires intentional effort to discipline oneself in the faith. 1 Corinthians 9:24-27 (NKJV): “Do you not know that those who run in a race all run, but one receives the prize? Run in such a way that you may obtain it. And everyone who competes for the prize is temperate in all things. Now they do it to obtain a perishable crown, but we for an imperishable crown. Therefore I run thus: not with uncertainty. Thus I fight: not as one who beats the air. But I discipline my body and bring it into subjection, lest, when I have preached to others, I myself should become disqualified.” In this passage, Paul emphasizes the importance of self-discipline in the Christian life. Like an athlete training for a race, the believer must discipline their body and actions to ensure they live a life pleasing to God. This passage also highlights that discipline is necessary for not only spiritual progress but also for preventing spiritual failure. 2. Self-Discipline in Fleeing Sin and Pursuing Holiness Self-discipline is crucial for resisting temptation and living a holy life. Christians are called to reject sin and live in a way that honors God, and this requires discipline in thoughts, words, and actions. 1 Timothy 4:7-8 (NKJV): “But reject profane and old wives' fables, and exercise yourself toward godliness. For bodily exercise profits a little, but godliness is profitable for all things, having promise of the life that now is and of that which is to come.” Paul urges Timothy to “exercise” toward godliness, which speaks to the discipline of growing in spiritual maturity. This is contrasted with physical exercise, which has limited benefits, while spiritual discipline has eternal value. Titus 2:11-12 (NKJV): “For the grace of God that brings salvation has appeared to all men, teaching us that, denying ungodliness and worldly lusts, we should live soberly, righteously, and godly in the present age.” The grace of God teaches the believer to deny sinful desires and live disciplined lives, demonstrating the power of grace in enabling self-control. 3. Self-Discipline in the Use of Time and Resources Christians are called to be stewards of their time, talents, and resources. Practicing self-discipline helps them use these gifts in a way that honors God and furthers His kingdom. Ephesians 5:15-16 (NKJV): “See then that you walk circumspectly, not as fools but as wise, redeeming the time, because the days are evil.” This passage speaks to the importance of using time wisely. Self-discipline involves making choices that align with God's will, ensuring that the believer is living for eternal purposes rather than temporary desires. 4. Self-Discipline in Prayer and Bible Study A disciplined prayer life and consistent study of Scripture are vital for growth in the faith. Christians must intentionally set aside time to communicate with God and immerse themselves in His Word. Matthew 26:41 (NKJV): “Watch and pray, lest you enter into temptation. The spirit indeed is willing, but the flesh is weak.” Jesus speaks to the importance of watchfulness and prayer to avoid falling into temptation. Self-discipline in maintaining a life of prayer is necessary for strength against sin. 2 Timothy 2:15 (NKJV): “Be diligent to present yourself approved to God, a worker who does not need to be ashamed, rightly dividing the word of truth.” This emphasizes the discipline required in studying Scripture. A believer who wants to rightly divide the Word must be diligent and disciplined in their study. 5. Self-Discipline in Following Jesus' Example Lastly, the ultimate example of self-discipline is Jesus Himself. He lived a life of perfect self-discipline, obeying the Father's will even to the point of death on the cross. Luke 9:23 (NKJV): “Then He said to them all, ‘If anyone desires to come after Me, let him deny himself, and take up his cross daily, and follow Me.'” To follow Jesus is to practice daily self-discipline, denying one's own desires and submitting to the will of God. Conclusion For anyone who is striving to follow Jesus, self-discipline is not merely about willpower, but it is a response to God's grace and a necessary aspect of sanctification. It requires a commitment to spiritual practices, a resistance to temptation, and an ongoing pursuit of holiness. Through self-discipline, believers not only grow in Christ-likeness but also glorify God in all aspects of their lives. Self-discipline is both a duty and a privilege, empowered by the Holy Spirit and essential to the believer's walk with Christ. It is through discipline that Christians can live according to God's Word and fulfill their calling to be holy and set apart for His purposes. **(00:00) END PART 1** **(27:00 – 5:00) BEGIN PART 2** Developing self-discipline as a follower of Jesus requires intentional effort and commitment. A commitment to the spiritual disciplines can be a big part of the process of growing as a follower of Jesus. These disciplines are practices that help a believer grow in their relationship with God, resist temptation, and align their lives more closely with His will. In the context of following Jesus, self-discipline is rooted in God's grace but also requires the active participation of the believer in cultivating habits that foster spiritual growth. The spiritual disciplines are habits that help us keep our focus. Prayer, Bible reading, meditation and study Silence, Solitude, Community, Fasting. These are habits that help you build a strong spiritual life. We have talked about them before and will come back to them again but for now, Know that studying and practicing the spiritual disciplines should be a part of your spiritual life. Developing personal self-discipline is a key aspect of spiritual growth and daily life, especially for a Christian who is striving to follow Jesus. While spiritual disciplines like prayer, Bible study, and worship are vital, personal self-discipline in everyday activities also plays a significant role in the overall process. Here are practical steps that can help someone develop or increase their personal self-discipline: 1. Set Clear Goals and Priorities Having clear goals allows you to stay focused and motivated. Self-discipline thrives when you have a sense of purpose. Start by determining what is most important to you, both in your spiritual life and personal life. Actionable Step: Write down your goals—spiritual, personal, and professional—and prioritize them. Break them down into smaller, achievable tasks. For example, if your goal is to read through the Bible in a year, break it into daily reading plans. 2. Create a Routine or Schedule A structured routine helps build self-discipline because it instills consistency. When you have a set schedule, you're less likely to be distracted by fleeting desires or emotions. Actionable Step: Create a daily or weekly schedule that includes time for prayer, Bible study, work, exercise, meals, and sleep. Setting fixed times for these activities helps cultivate habits and limits procrastination. NEXT ACTION. DO IT. Proverbs 12:1 (NKJV): “Whoever loves instruction loves knowledge, But he who hates correction is stupid.” A disciplined schedule allows you to grow in knowledge and wisdom, as it gives you time to learn and apply godly principles. 3. Develop Healthy Habits Small, healthy habits can lead to big changes. Good habits can gradually transform your life and build the foundation for self-discipline. These habits can include morning routines, exercise, and eating habits. Whole Life stewardship requires WHOLE LIFE DISCIPLINE. Actionable Step: Start by adopting one healthy habit at a time, such as drinking water in the morning, avoiding social media first thing, or exercising regularly. Focus on consistency, and gradually build other habits on top of that. 1 Corinthians 6:19-20 (NKJV): “Or do you not know that your body is the temple of the Holy Spirit who is in you, whom you have from God, and you are not your own? For you were bought at a price; therefore glorify God in your body and in your spirit, which are God's.” Taking care of your body through healthy habits is a way to honor God and develop discipline. 4. Practice Accountability Accountability is a powerful tool in developing self-discipline. When you know someone is holding you accountable, it increases your motivation and helps you stay on track. You aren't in this alone. Actionable Step: Find an accountability partner or a group that shares your spiritual goals. This could be a prayer partner, a mentor, or a small group from your church. Regular check-ins and mutual encouragement can strengthen your resolve. Proverbs 27:17 (NKJV): “As iron sharpens iron, so a man sharpens the countenance of his friend.” Accountability helps keep you on the path of discipline and encourages you to grow together with others. 5. Learn to Say No Self-discipline often involves making hard choices and learning to say no to things that are not aligned with your goals or that hinder your progress. This applies to both time management and spiritual focus. You must be clear on God's calling for you life and let nothing hinder your pursuit of Him and His mission. Actionable Step: Practice saying no to distractions, whether it's binge-watching TV, spending excessive time on social media, or even good things that might prevent you from focusing on what matters most, like spending time with God or with family. Matthew 5:37 (NKJV): “But let your ‘Yes' be ‘Yes,' and your ‘No,' ‘No.' For whatever is more than these is from the evil one.” Learning to say no when necessary is part of being disciplined, especially when it comes to guarding your time and energy. 6. Eliminate Distractions Distractions are one of the biggest barriers to self-discipline. It's difficult to stay focused when you're surrounded by temptations or interruptions. By intentionally reducing distractions, you can stay on task and make better use of your time. Remember Mary and Martha. There is one thing you need. Actionable Step: Identify areas of your life where you tend to get distracted—such as your phone, the internet, or unproductive relationships—and take steps to minimize those distractions. For instance, you could put your phone in another room while reading your Bible or studying. Matthew 6:6 (NKJV): “But you, when you pray, go into your room, and when you have shut your door, pray to your Father who is in the secret place; and your Father who sees in secret will reward you openly.” Finding a quiet, distraction-free space for prayer or study is essential in maintaining self-discipline. 7. Take Breaks and Rest Self-discipline doesn't mean working yourself to exhaustion. Taking breaks is important for mental and physical well-being. Rest allows you to recharge and maintain focus over time. Actionable Step: Schedule regular breaks throughout the day to rest and recharge. Ensure that you also take time off from work and other obligations to rest, whether it's a weekly Sabbath, a day off, or short breaks during the day. Exodus 20:8-10 (NKJV): “Remember the Sabbath day, to keep it holy. Six days you shall labor and do all your work, but the seventh day is the Sabbath of the Lord your God. In it you shall do no work...” Resting is essential for spiritual, emotional, and physical renewal, and it's a discipline that promotes a balanced life. 8. Practice Self-Control in Small Things Building self-discipline in small areas of life can create a ripple effect that leads to greater self-control in bigger things. Start with simple acts of self-restraint, and work up to more challenging areas. Actionable Step: Practice self-control by limiting small indulgences, such as sweets, caffeine, or unnecessary spending. This builds the muscle of self-discipline, which will help in more significant areas like temptation or long-term goals. Galatians 5:22-23 (NKJV): “But the fruit of the Spirit is love, joy, peace, longsuffering, kindness, goodness, faithfulness, gentleness, self-control. Against such there is no law.” Self-control is a fruit of the Spirit that grows as we practice it in daily life. 9. Celebrate Small Wins It's easy to become discouraged if you're only focused on long-term results. Acknowledge and celebrate small victories along the way to stay motivated. Actionable Step: When you accomplish a goal or stick to a discipline for a certain period, reward yourself with something meaningful—whether it's a small treat, a break, or a time of reflection and gratitude. 1 Corinthians 9:24 (NKJV): “Do you not know that those who run in a race all run, but one receives the prize? Run in such a way that you may obtain it.” Recognizing progress along the way encourages perseverance and motivates you to continue toward your final goal. 10. Seek God's Help and Grace Ultimately, self-discipline is not about relying solely on your strength, but on God's grace. Ask the Lord to help you develop discipline, giving you the strength to overcome weaknesses and the wisdom to prioritize what matters most. Philippians 4:13 (NKJV): “I can do all things through Christ who strengthens me.” Depend on God's strength to help you grow in discipline, especially when things seem too difficult. Conclusion: Developing self-discipline is a process that requires intentional action and reliance on God's grace. By setting clear goals, creating a structured routine, developing healthy habits, and seeking accountability, you can grow in self-discipline and make progress in your personal and spiritual life. Keep focusing on small, practical steps while relying on God's strength and guidance through it all. **(5:00 – 1:00)** Doctrine Today Church Role in Discerning God's Will **(1:00)** How are you doing at keeping those hard tasks on your schedule? Doing the right thing is seldom easy and it often takes more effort that we would like. But it is worth it do be disciplined and maintain our focus. When you fail, start over, persistence is a big part of discipline! – “Thank you for listening today! -If you enjoyed the show you can listen to all the past shows wherever you listen to podcasts. A good place to start is at runwithhorses.net. You can also write me at norman@runwithhorses.net or leave a comment on the Run With Horses Podcast facebook page. May we all be found faithful, ready, and living for eternity. Until next time, keep your eyes on Jesus and never stop running." **(00:00)**
We are diving into the principle of capitalization, comparing how it works in life insurance policies versus land ownership. Let's look at why using whole life insurance as a financial tool can offer more flexibility and better access to capital than traditional bank loans, especially when managing land and farm investments. Audio Production by Podsworth Media - https://podsworth.com
We ARE the legacy for our loved ones who have passed over. In this episode I share my story about losing my brother Fergus in 2007 and how it totally changed my entire life, my direction and led me into this life. The post #162 World Domination: How Losing My Little Brother Changed Me & My Whole Life appeared first on Monica Ferguson Mindset Coach .
Sponsored by Eric Starkman in friendship and appreciation
"In My Father's house are many mansions; if it were not so, I would have told you. I go to prepare a place for you. And if I go and prepare a place for you, I will come again and receive you to Myself; that where I am, there you may be also." -John 14:1-3 What you thought was dead, look again.What you thought was impossible, He disagreed with you--feel the Promise of It. All you have to do is keep facing the Son, and letting these words water you, letting your practice work the soil, while you face the Son. While you feel the blooming, the flowering, the fruiting, the Law of Love. It must be. Whatever it is... it must be. I Love you,niknikki@curlynikki.comPlease support the show: ▶▶https://www.patreon.com/goodmornings▶▶ Cash App $NikWalton __________________________________________LINKSSurrender Novena Day 7-Father Ruotolo Dolindo I perform miracles in proportion to your full surrender to me and to your not thinking of yourselves. I sow treasure troves of graces when you are in the deepest poverty. No person of reason, no thinker, has ever perform miracles, not even among the saints. He does divine works whosoever surrenders to God. So don't think about it anymore, because your mind is acute and for you it is very hard to see evil and to trust in me and to not think of yourself. Do this for all your needs, do this all of you and you will see great continual silent miracles. I will take care of things, I promise this to you. O Jesus, I surrender myself to you, take care of everything! (10 times)Mother, I am yours now and forever. Through you and with you I always want to belong completely to Jesus.Amen""I Come to Him Running The Prophet said, God Most High has said: When my worshipper's thoughts turn to Me, there am I with him. And when he makes mention of Me within himself, I make mention of him within Myself. and when he makes mention of Me in company, I make mention of him in a better company. Ifhe draw near to Me a hand's breadth, I draw near to him an arm's length; and if he draw near to Me an arm's length, I draw near to him the length of both arms wide outstretched; and if he come to Me walking, I come to him running. And if he meet Me with sins equivalent to the whole world, I will greet him with forgiveness equal to it." - The Mishkat Al- Masabih
Send us a textGerry is a very credentialed Doctor. His career has taken him far and wide. He also spent the majority of his life a serious alcoholic. After loosing several prestigious jobs, multiple ICU and Psych Ward stays, he decided to live a safer way. Today he has a wild story to tell and he joined me to tell it. Reach out to Gerry herevanhorngerald@gmail.com✅ Buy us a coffee!✅ Need HKT Merch?✅ Check out EHN Canada✅ Bunny Hugs and Mental Health✅ Wellness News Support the showWe've got fresh merch and it's amazing! Pick yours up HERE Are you getting something from our content? Tap here and buy us a coffee to say thanks and help us keep this train on the tracks! Check us out on YouTube:https://www.youtube.com/@hardknoxtalksWant to listen to our episodes uncensored? Become a channel member here!
Whole Life Insurance is widely misunderstood, yet for billionaires and family offices, it's a powerful tool for long-term financial security.While most people see life insurance as an expense, the wealthy use Whole Life Insurance as a financial foundation—one that offers liquidity, tax-free growth, and a guaranteed rate of return.In this episode, Caleb Guilliams, founder of BetterWealth, joins me to break down the real benefits of Whole Life Insurance—and how to use it the way the wealthy do.We discuss why most policies are structured incorrectly, the biggest mistakes to avoid, and why banks and billionaires hold massive amounts of Whole Life Insurance as part of their asset allocation strategy. In This Episode, You'll Learn:1.) Why Whole Life Insurance isn't an investment—and how the wealthy use it to build lasting financial security.2.) The truth about Whole Life Insurance—the key benefits, hidden pitfalls, and the biggest misconceptions that trip people up.3.) The costly mistakes people make when setting up a Whole Life policy—and how to structure yours for maximum flexibility and returns.Show Notes: LifestyleInvestor.com/232Tax Strategy MasterclassIf you're interested in learning more about Tax Strategy and how YOU can apply 28 of the best, most effective strategies right away, check out our BRAND NEW Tax Strategy Masterclass: www.lifestyleinvestor.com/taxStrategy Session For a limited time, my team is hosting free, personalized consultation calls to learn more about your goals and determine which of our courses or masterminds will get you to the next level. To book your free session, visit LifestyleInvestor.com/consultationThe Lifestyle Investor InsiderJoin The Lifestyle Investor Insider, our brand new AI - curated newsletter - FREE for all podcast listeners for a limited time: www.lifestyleinvestor.com/insiderRate & ReviewIf you enjoyed today's episode of The Lifestyle Investor, hit the subscribe button on Apple Podcasts, Spotify, or wherever you listen, so future episodes are automatically downloaded directly to your device. You can also help by providing an honest rating & review.Connect with Justin DonaldFacebookYouTubeInstagramLinkedInTwitterSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
It's Wayback Wednesday and we thought during these pandemic times it was important to discuss Life Insurance. We brought back one of our fav episodes to break it down. That's right Get a Life and pod up!Get a Life! That's right, we said it, "Get a Life...Insurance Policy". If you keel over right now, are your loved ones protected? Have you even taken a good hard look at life insurance to see what your options are? Term, Whole Life --"insurance is a huge generational wealth building tool",they say, "insurance is a scam", they say, "we all need it", they say. Yo, they say a lot so, we're getting to the bottom of it on this week's episode. Lock in and pod up because it may be time for you to "Get a Life!" on Two Black Guys with Good Credit!!Support this show http://supporter.acast.com/2bg. Hosted on Acast. See acast.com/privacy for more information.
Come and listen to Host Tina chat with her guest Angela Wilson on Confidence in Bloom only on the Divas That Care Network. Meet Angela Wilson, an international best-selling author, captivating speaker, and the Founder of Angela Unlimited. Through her work, Angela empowers women to explore and embody their Unlimited Life - a life brimming with wealth in all its forms. She is passionately dedicated to guiding women on how to find their authentic voice, live out loud, and embrace the richness of the life that awaits them. Driven by her own quest for greater meaning, Angela courageously confronted the question, "Isn't there more to life than this?" and resoundingly answered, "Yes, there is." https://www.facebook.com/Angela-Unlimited-114708136845176 https://www.linkedin.com/in/angela-wilson-036676a8/https://www.instagram.com/angelaunlimited/
This week, Mac and Andrew discuss the key differences between term and whole life insurance. They share how each type of policy works, the advantages and limitations of both, and who might benefit most from each option. Learning about the difference between term and whole life insurance can help you determine which option will work better for you. Don't forget to subscribe for more practical advice from the SK team! Resources mentioned in this podcast: The Supreme Court Blows Up a Popular Small-Business Succession Plan - WSJ
In this episode, you'll learn about the tax advantages of whole life insurance that make it a powerful financial tool. Discover how whole life insurance offers tax-deferred growth, tax-free access to cash value, and income tax-free death benefits without complex financial maneuvers. Explore how these features compare to other investment options like Roth IRAs and 401(k)s, and why combining these benefits in one product creates unique advantages for retirement planning. Learn about using whole life insurance to supplement retirement income, minimize sequence of returns risk, and create an estate for your loved ones—all with favorable tax treatment. _____________________________________ Have questions about how whole life insurance might fit into your financial strategy? Contact us today to learn how these tax advantages could benefit your specific situation.
Crisco is questioning everything in his life now after a recent admission from his mother. Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Crisco is questioning everything in his life now after a recent admission from his mother. Learn more about your ad choices. Visit podcastchoices.com/adchoices
Before I started gardening, I was addicted to food and struggled with a very low self image. It wasn't until I traveled overseas that I saw how growing fresh food can change the way you eat, the way you interact with nature, and the entire rhythm of your day. Taking up gardening changed the way I ate, the way I moved my body, and the way I felt about myself. It literally changed my whole life. In this episode, I tell you my 10 “hacks” for living a healthier lifestyle that I learned from gardening. These lessons are not about being skinny or having a perfect body. They're about how you FEEL, how much energy you have to get through your day. They're not part of a fad or a diet. They're a lifestyle, and they can change your life too. Head's up: I talk a lot about
Our guest today is Tim Anderson who is a chef and food writer based in London. Tim's early interest in Japanese food led him to global adventures in L.A., Japan and the U.K. A bowl of ramen he encountered in L.A. fueled his passion for studying it and he moved to Fukuoka, Japan. Then he opened his ramen restaurants in the U.K. after winning the popular MasterChef competition on BBC One. Now he writes and communicates his insight into various aspects of Japanese food culture. It is remarkable and inspiring to see how Tim's life unfolded into consecutive, unexpected lucky events through his interest in Japanese food. In this episode, we will discuss how Tim got into Japanese food, his life in Japan studying ramen and Japanese food culture, how he won the MasterChef competition with his Japanese food knowledge and skills, his excellent books that cover a variety of topics, including Nanban dishes and Hokkaido food culture and much, much more!!!
Daily Dad Jokes (19 Mar 2025)The official Daily Dad Jokes Podcast electronic button now available on Amazon. The perfect gift for dad! Click here here to view!Email Newsletter: Looking for more dad joke humour to share? Then subscribe to our new weekly email newsletter. It's our weekly round-up of the best dad jokes, memes, and humor for you to enjoy. Spread the laughs, and groans, and sign up today! Click here to subscribe!Listen to the Daily Dad Jokes podcast here: https://dailydadjokespodcast.com/ or search "Daily Dad Jokes" in your podcast app.Interested in Business and Finance news? Then listen to our sister show: The Daily Business and Finance Show. Check out the website here or search "Daily Business and Finance Show" in your podcast app.Jokes sourced and curated from reddit.com/r/dadjokes.Joke credits: r1pen, Careless_Spring_6764, Left-Distribution-13, Fancy-Praline-431, Heroic-Forger, CoolEqual, ilikesidehugs, SmeLLy_PuTiN, OldThrashbarg2000, Hargol, IthinkIknowwhothatis, Der_fluter_mouse, , RaineFilms, Sid_Krishna_Shiva, Witty-Window-322, RFOttawa613, SmokersLiveForever, zahi36501, altarf02, bastalynSubscribe to this podcast via:iHeartMediaSpotifyiTunesGoogle PodcastsYouTube ChannelSocial media:InstagramFacebookTwitterTikTokDiscordInterested in advertising or sponsoring our show? Contact us at mediasales@klassicstudios.comProduced by Klassic Studios using AutoGen Podcast technology (http://klassicstudios.com/autogen-podcasts/)See omnystudio.com/listener for privacy information.
Would it surprise you to know that God has always been interested in you? Did you know He knew you before you were born? He has a vested interest in how your life turns out.Romans 8:31 tells us, “If God is for us, who can be against us?”He isn't some remote deity. God doesn't pay attention only most of the time. He doesn't form His plans here and there. He is there for us all the time.The question is, where are we? Before you were born, it was God's will that you would have a relationship with Him. He has always wanted your life to be successful. He wanted you to have joy hundreds of years before your parents were even born!So, God's will for your life isn't confined to now, or even now, and going forward. He has always been with you, guiding you through your life. As you look back now, you can see that this is true.Being in God's will is all-encompassing. It is the beginning, middle, and end of our stories.If you weren't exactly in God's will in the past, you can learn from that, and move forward with Him all the time.Let's pray.Lord, you hold us in your protection for the entirety of our lives. We thank you that you never get tired of that. In Jesus' name, amen. Change your shirt, and you can change the world! Save 15% Off your entire purchase of faith-based apparel + gifts at Kerusso.com with code KDD15.
You've heard the claims about whole life insurance, but what's the reality? In this episode, we dive into the actual performance data from our book of business spanning over 10 years. We reveal that whole life policies have averaged a 5% year-over-year growth in cash value. We explain why whole life insurance performance often exceeds expectations as policies age. You'll learn about the factors that influence returns, including policy design, premium amount, and funding duration. We also compare whole life's stable growth pattern to other financial instruments and discuss its tax advantages. This episode provides clarity on one of the most misunderstood financial products. You'll understand the true role whole life can play in your financial planning and why its liquidity, guarantees, and consistent growth make it worth considering as part of your portfolio. __________________________ Have questions about how whole life insurance might fit into your financial strategy? Contact us to review your specific situation and see if this approach makes sense for you. We can analyze your needs, explain policy options, and help you design a solution that aligns with your long-term financial goals.
Mother Monster herself Lady Gaga opened up to us about her new album Mayhem, describing it as a collection of dark dreams expressed through celebration, with Abracadabra embodying resilience on the dancefloor. She shared how the music video, choreographed by Paris Goebel, represents the fight of life and was inspired by the strength and joy of the LGBTQ+ community. Gaga expressed deep gratitude to her queer fans, acknowledging their role in shaping her career and emphasizing the importance of standing together. Beyond music, Gaga revealed she’s prioritizing love, family, and creative freedom, even dreaming of writing her own Broadway show in the future. And in the chat, Gaga hints at an Aussie tour.See omnystudio.com/listener for privacy information.
Today we are talking all about insurance. We answer a few questions about tail coverage. We talk about annuities and whole life insurance and yet again encourage you all to avoid these products. We also have a short interview with a doc who has found himself working in the insurance world. We then answer a question about mortgages and the implication of property tax and home insurance. As you prepare your taxes this season, you might be wondering if you're paying more than you should. Over the past decade, clients of Cerebral Tax Advisors have seen an average return of 453.53% on their investment in Cerebral's tax planning services. As a White Coat Investor-recommended firm trusted by physicians nationwide, Cerebral uses court-tested, IRS-approved strategies to reduce personal and business taxes. Cerebral founder, Alexis Gallati, comes from a family of physicians and brings over 20 years of expertise in tax strategy and multi-state tax preparation. Don't let another year go by leaving money on the table - schedule your free Discovery Session today at https://cerebraltaxadvisors.com The White Coat Investor has been helping doctors with their money since 2011. Our free financial planning resource covers a variety of topics from doctor mortgage loans and refinancing medical school loans to physician disability insurance and malpractice insurance. Learn about loan refinancing or consolidation, explore new investment strategies, and discover loan programs specifically aimed at helping doctors. If you're a high-income professional and ready to get a "fair shake" on Wall Street, The White Coat Investor is for you! Main Website: https://www.whitecoatinvestor.com YouTube: https://www.whitecoatinvestor.com/youtube Student Loan Advice: https://studentloanadvice.com Facebook: https://www.facebook.com/thewhitecoatinvestor Twitter: https://twitter.com/WCInvestor Instagram: https://www.instagram.com/thewhitecoatinvestor Subreddit: https://www.reddit.com/r/whitecoatinvestor Online Courses: https://whitecoatinvestor.teachable.com Newsletter: https://www.whitecoatinvestor.com/free-monthly-newsletter
Episode 233 - Have you spent a mill in your whole life?In this episode, we talk about:Charging a fee for mentorship Lying and calling in sick to workBurna Boy & Sophie Men and their sexual urges Is it possible to not think of another woman sexually?Table Tennis battleShare your thoughts with us and lets keep the conversation going! Our playlist - shorturl.at/blvEW Follow us on TikTok: @wyhapodFollow us on Instagram: @wyhapodFollow us on Twitter: @wyhapod Watch the full episode on YouTube: WYHA Podcast Hosted on Acast. See acast.com/privacy for more information.
Send us a textShownotes can be found at https://www.profitwithlaw.com/470.How can whole life insurance pave the way for generational wealth?Join Moshe Amsel and Tom Wall, a keynote speaker and expert in permanent life insurance-based strategies as they share their insights on how whole life insurance can be used as a tool for retirement, tax strategy, and wealth creation. Moshe and Tom delve into the advantages of whole life insurance beyond just coverage for loved ones, exploring its potential as a conservative asset with tax-free growth and as a liquidity tool for business owners and real estate investors.Listen now to learn how to leverage whole life insurance as a strategic asset in achieving generational wealth!Chapters:[00:00] Introduction to Tom Wall[05:35] When Business Owners Should Consider Whole Life Insurance[12:00] Can You Retire on Your Policy's Cash Value?[14:32] Borrowing & Tax Benefits: Using Whole Life Insurance as a Business Asset[21:28] 401(k) vs. Whole Life[30:49] Managing Risk, Taxes & Access: Why Whole Life is the Best “Boring” Money[41:31] Tom's Parting Piece of AdviceResources mentioned:Book your FREE strategy session today!: profitwithlaw.com/strategysessionTake the Law Firm Growth Assessment and find out how you rate as a law firm owner! Check out our Profit with Law YouTube channel!Learn more about the Profit with Law Elite Coaching Program hereConnect with Tom Wall: Instagram | LinkedInPermission to Spend: Maximize Your Retirement with the Best-Kept Secret in Personal Finance by Tom Wall - https://www.amazon.com/Permission-Spend-Maximize-Retirement-Best-Kept/dp/1959840215Join our Facebook Community: https://www.facebook.com/groups/lawfirmgrowthsummit/To request a show topic, recommend a guest or ask a question for the show, please send an email to info@dreambuilderfinancial.com.Connect with Moshe on:Facebook - https://www.facebook.com/moshe.amselLinkedIn - https://www.linkedin.com/in/mosheamsel/
Deb Barrett is an accomplished, prolific and highly regarded authority in the design industry with a varied background and experience. A fascination with what's around the corner and the constant search for inspiration has led to her current roles in the design industry. • As an award-winning designer and Principal in Window Dressings, Deb Barrett has built a reputation for cutting edge couture treatments and soft furnishings • As an educator, Deb is a recognized design authority and thought leader. She is a frequent speaker for a variety of industry events. She has championed design education and innovation throughout her career; developing and producing CEU accredited educational events under her brand. • As a consultant, Deb provides insights, intelligence and lateral inspiration across a broad range of products and services within the design. • As a design guide, Deb has been hosting Décor Tours to international trade shows for design professionals for over a decade. Speaker, Consultant and Coach | Deb Barrett Window Fashion Expert | Designer Design Guide to the World's Markets| Decor Tours Links and Resources; WRT 96 - Paris Decor Tours Podcast with Susan Woodcock The Long Tail: Why the Future of Business is Selling Less of More by Chris Anderson The Tipping Point by Malcolm Gladwell (Some of the links I provide, specifically to Amazon and a few others, require me to let you know that if you use those links and make a purchase, I will make some money. I won't make a million dollars, but I might be able to get a cup of coffee, so thank you!) The Sew Much More Podcast is sponsored by; Klimaka Studios The Workroom Channel Scarlet Thread Consulting The WCAA The Curtains and Soft Furnishings Resource Library Merril Y Landis, LTD Angel's Distributing, LLC National Upholstery Association Workroom Tech
Andrew DiCecco's "Rookie Diary" with Eagles RB Will Shipley, who talks about his experiences in the week leading up to Super Bowl LIX and preparing for the game. #jalenhurts #jalencarter #philadelphiaeagles #flyeagles#fly #superbowllix #chiefskingdom #willshipley
As part of our New Beginnings series, unlock the secrets to savoring the beauty in every ordinary moment.In this insightful culminating episode, Jonathan shares a powerful roadmap for crafting days overflowing with presence, purpose and joy. Discover transformative yet simple practices like mindful check-ins, designing your day with intention, finding delight in creativity, and starting/ending with gratitude. Learn how establishing these intentional daily rhythms can help you experience the extraordinary in the seemingly mundane - making 2025 your most present, meaningful year yet.Episode TranscriptIf you LOVED this episode:You can find the 1-page worksheet HERE.Find all of the New Beginnings: Redesigning Your Life in 2025 episodes.Check out our offerings & partners: Join My New Writing Project: Awake at the WheelVisit Our Sponsor Page For Great Resources & Discount Codes Hosted on Acast. See acast.com/privacy for more information.