Podcasts about whole life

Have you ever heard someone say you can use an IUL for Infinite Banking? Maybe you've seen a slick video online, or a persuasive advisor with charts and projections that promise you higher returns, flexible premiums, and “upside potential.” It sounds convincing—especially when you compare the numbers on an illustration. Who wouldn't want more cash value and lower premiums? But here's the sobering reality: when it comes to Infinite Banking, an Indexed Universal Life policy (IUL) doesn't deliver what matters most. https://www.youtube.com/live/beR3FnHLAG4 And that's a big problem, because Infinite Banking is not about chasing the highest return—it's about creating a system of certainty and control. If you build your family's financial foundation on a shifting product with no guarantees, the consequences don't show up immediately—but when they do, they can devastate your future. I don't say this lightly. My co-host, Bruce Wehner, has seen it firsthand. For decades, he has worked with clients who were told their Universal Life or Variable Universal Life would “never fail.” And yet, over time, those policies collapsed under rising costs, vanishing crediting, or shifting assumptions. I'll weave some of his stories in throughout this article, because you deserve to see not just the theory, but the real-world results. Today, I want to give you clarity. I want to cut through the confusion and soundbites and show you exactly why IULs cannot serve as the foundation for Infinite Banking, and what you should do instead. What Infinite Banking Really Is (and Isn't)Can You Use IUL for Infinite Banking?Whole Life vs. IUL: The Key Differences1. Guarantees2. Premiums3. Cash Value Growth4. Loan Provisions5. EndowmentWhy Guarantees Matter for Infinite BankingCommon Misconceptions About IUL for Infinite Banking“IULs never lose money.”“IULs have more upside.”“IULs are more flexible.”Lessons from Real PeopleThe Bigger Picture: Stewardship and LegacyThe Answer to the IUL MythBook A Strategy CallFAQ: IUL for Infinite BankingCan you use IUL for Infinite Banking?Why does Infinite Banking require Whole Life insurance?Do IULs really offer more upside?What happens if I underfund an IUL?What's the safest way to start Infinite Banking? By the end of this article, you'll understand: Why Infinite Banking requires certainty, control, and guarantees. How Whole Life and IUL compare—and why IUL falls short. The most common misconceptions about IUL for Infinite Banking. Real lessons from history and clients who have lived through these products. How to take the next step if you're serious about building your own banking system. Let's dive in. What Infinite Banking Really Is (and Isn't) When people first hear about Infinite Banking, they often confuse it with “just buying life insurance.” Here's the truth: Infinite Banking is not about the product. It's about the process. At its heart, Infinite Banking is about taking control of your cash flows—those dollars that normally flow out of your life to banks, credit card companies, finance companies, and investment firms—and capturing them inside your own financial system. It's about becoming your own banker. And that requires certainty. Infinite Banking utilizing life insurance only works if you can rely on three things: Guaranteed cash value growth – You need to know your pool of capital will increase every single year, no matter what. Guaranteed level premiums – You need to know exactly what you'll owe, so you can plan and build discipline. Guaranteed death benefit – You need the confidence that your legacy will be secure for your family, no matter what happens. If any of those guarantees are missing, you're not in control. You're gambling. This is why Whole Life insurance from a mutual company has always been the proper tool for Infinite Banking. And it's also why IUL fails the test. Can You Use IUL for Infinite Banking?

John Davis and Alex Ferrari discuss the historical and theological context of Jesus' teachings, emphasizing the influence of Greco-Roman Christians and the Roman Catholic Church. John argues that the New Testament, particularly the writings of Luke and Paul, were created centuries after Jesus' death and reflect a messianic agenda. He highlights the importance of Jesus' teachings on self-empowerment and the inner kingdom of heaven, contrasting them with the fear-based doctrines of the Catholic Church. John also recounts his past life regression experiences and the significance of Jesus' laughter and joy, which he believes were central to his teachings. John Davis and Alex Ferrari discuss the evolution of religious beliefs, emphasizing the inclusivity of faiths like Baha'i and Zoroastrianism. They critique the fear-based origins of Abrahamic religions and the shift towards a more loving, conscious world.John shares personal anecdotes, including his son's profound understanding of God and his own health transformation through positive affirmations. They explore the King James Bible's translation and the influence of the Catholic Church on historical texts. The conversation also touches on the New Age concept of the 5D, the rapture, and the misconceptions around hell and Satan, highlighting the importance of present-moment consciousness and love. John Davis emphasizes the importance of living in the present and expressing love, referencing the teachings of Jeshua. He invites people to take control of their own narratives, suggesting that choosing a positive outlook on life is more fulfilling. John promotes his work through his website, johnofnew.com, and his YouTube channels, including "The Recovering Catholic." Alex Ferrari praises Davis's contributions and mentions their collaboration on an upcoming course available at Next Level Soul.Become a supporter of this podcast: https://www.spreaker.com/podcast/next-level-soul-podcast-with-alex-ferrari--4858435/support.

Are you thinking about converting your term life policy to a whole life policy? Many people purchase term life insurance for the affordability and protection it offers during their working years. But as life changes, the question often comes up: should you convert your term life policy into a whole life policy? In this video, Peter with Richon Planning and Erin Kennedy break down what you need to know, including: ✅ The key differences between term and whole life ✅ Why some people choose to convert ✅ The potential costs and drawbacks ✅ How to know if it's the right move for you If you'd like to sit down with Peter to determine if converting your term life policey makes sense as part of your financial plan, of if you'd like to discuss the pros and cons of investing in a whole life policy, please call (919) 300-5886 or visit www.RichonPlanning.com  

Making a special appearance at the 56th Annual Nashville Film Festival was actor Tonatiuh. The festival awarded him their Rising Star Award for his incredible performance as the lead in KISS OF THE SPIDER WOMAN (also starring Jennifer Lopez and Diego Luna). Sure to get some Oscar buzz for his portrayal of Luis Molina and Kendall Nesbitt in the musical film, Tonatiuh spent some time with us on the red carpet and chatted about working with veteran actors Lopez and Luna, his dance background that came into play here and how he's waited his whole life for a role like this.

Episode 680: Therapeutic grunts. Brett is worried that last weeks guest doesn't think China did 9/11. Who is Nick Fuentes anyway? How many Jews live in China; the whole world. Andrew's Grandmother goes to tranny Zoom temple. The Jews of Wheeling, West Virginia. Cone Piss. Puke's cult church childhood. Watching Sumo Wrestling.

Why should we study the Bible for ourselves, especially since we have so many pastors and teachers? Where should we start? How should I study my Bible? How does the Bible reveal who God is in every book? My friend, Cindy Garland shares the answers to these questions and so much more as we talk about the need to become students of the Word for ourselves.For the handout on study methods:http://www.sitstillmydaughter.com/bible-resources.htmlHere are the links Cindy mentioned:Simeon Trusthttps://simeontrust.orgNancy Guthriehttps://www.nancyguthrie.com/help-me-teach-the-bible-podcast

On today's episode Kaleb and I talk through how heavy everything feels right now—political division, violence, tragedy—and how the murder of Charlie Kirk especially is forcing us to work through where our hearts are and how we respond. We share how it's affected us personally, what I've been wrestling with, and what I'm trying to live out: saying something when silence isn't an option, holding onto scripture as truth, loving people even when we disagree, and praying that God would soften hearts (including mine). I also reflect on how even in deepest sorrow, God can bring good—people turning to Jesus because of what's happened—and why that gives me hope. In This Episode 02:30 – The Reality of a Dark World 04:20 – Reflecting on Charlie Kirk's Murder 06:30 – The Trauma of Graphic Content Online 08:45 – Calling Evil What It Is 11:30 – Addressing the “What About…” Responses 14:45 – Standing for Truth and Hope 17:20 – The Importance of Free Speech and Civil Debate 20:15 – Staying in Your Lane While Still Speaking Truth 22:00 – How the Enemy Works: Divide and Destroy 23:45 – Hope for Unity, Even in a Divided World 26:30 – A Reminder About Social Media Algorithms 29:00 – Charlie Kirk's Legacy & the Gospel Message 32:15 – Honest Wrestling with God's Sovereignty 34:45 – Don't Judge a Whole Life by a 30‑Second Clip 36:00 – Final Encouragement: Cling to the Gospel 38:00 – Prayer for Erica Kirk, for Unity, for Healing 40:00 – Final Words and Love for Our Listeners OUR SPONSORS Betterhelp: Our listeners get 10% off their first month at - ⁠betterhelp.com/happyhealthy⁠ Function: Function gives you a near-360 view of your health, and my followers get a $100 credit toward membership. Just go to ⁠functionhealth.com/HAPPY⁠ or use gift code HAPPY100 at sign-up to start owning your health today. Our Place: Go to ⁠fromourplace.com/HEALTHY⁠ and use code HEALTHY for 10% off sitewide. Ritual: Get 25% off your first month at ritual.com/HEALTHY. NIV Bible App: You can save an extra 10% on any NIV Application Bible or NIV Application Commentary resource by visiting ⁠⁠⁠⁠faithgateway.com/ NIVAB⁠⁠⁠⁠ and using code HEALTHY at checkout. Boll & Branch: Get 15% off plus free shipping on your first set of sheets at ⁠⁠⁠⁠BollAndBranch.com/HAPPYANDHEALTHY.⁠⁠⁠⁠ Brooklyn Bedding: Go to ⁠⁠⁠brooklynbedding.com⁠⁠⁠ and use my promo code HEALTHY at checkout to get 30% off sitewide. Knowing God's Voice: ⁠It's available now⁠ everywhere books are sold, so grab your copy today! If you'd like to partner with Jeanine as a sponsor for the Happy & Healthy podcast, fill out our ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Advertise With Us⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ form! Follow us on Instagram!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠Happy and Healthy⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠Jeanine⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠Jeanine and Kaleb⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Follow us on TikTok! ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠Happy and Healthy⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Jeanine Learn more about your ad choices. Visit megaphone.fm/adchoices

Why live your life half way when you could have your cup full?FAITHBUCKS.COM

Running a business doesn't just test your strategy—it tests you. Your health, your relationships, your energy, even your sense of self-worth all show up in how you lead and grow. In this episode, Erin and Steve make the case for whole life coaching—a coaching approach that goes beyond narrow niches and into the full reality of being a business owner. You'll hear why compartmentalizing your challenges into silos (money here, relationships there, strategy over there) can actually hold you back, and how bringing your whole self into the coaching relationship unlocks deeper growth and sustainability. They also explore: The hidden cost of “tough love” coaching styles Why strategic rest is a growth tool, not a luxury How emotions aren't obstacles but sources of power What to look for (and avoid) in a coaching relationship This isn't about warm fuzzies for the sake of it. It's about building a business that actually supports your life—not one that burns you out or isolates you. If you've ever wondered whether coaching could make a deeper difference in your work and your life, this conversation will show you what's possible. Learn more and apply for a discovery package or VIP coaching at besuperabound.com/consultation.

What if your entire life could change—not by doing more, but by seeing differently? In this soul-awakening episode of the Positive Mindset Podcast, we unpack the raw truth: you create what you perceive.If you've ever felt stuck, overwhelmed, or heavy with the weight of your reality—this is your invitation to RISE. Your perspective is your power. Shift it, and you shift everything.Inside this episode:Why your current reality is just a mirror of your focusHow to access your higher self's viewpoint (and why it matters)The secret spiritual law that turns pain into powerA guided breathwork activation to integrate this frequency nowA prayer to anchor you in truth, peace, and higher visionThis is more than motivation — this is a transmission. If you're ready to see with new eyes, step into your divine power, and start co-creating a life that reflects your true light — listen to the end.

Mikey & Jeremy have prepared a new slate of games to play for the Eternal Off Season that lies ahead. They unveil the new categories and take them out on a maiden voyage with a few old favorites already covered on the podcast. Including but not limited to The Crow, Jurassic Park, and The Matrix. They also announce the first movie of the E.O.S., Back to the Future.  Be sure to email in to Cobraguys@hotmail.com to play the games and hear your email read out on the podcast! 

Why live your life half way when you could have your cup full?

For many people, an approach that incorporates whole life insurance has become part of their broader retirement strategy. Is that a good way to go? That's what David McKnight addresses in this episode. While Whole Life has some legitimate applications, especially for people who are risk-averse and are looking for guaranteed steady accumulation, there's an option that does the job more effectively: Indexed Universal Life (IUL). David touches upon why you may want to opt for IUL instead of Whole Life, including the fact that, with IUL, you can access your cash value in retirement without having to pay loan interest.  That gives you more flexibility and more efficiency when using IUL as a source of income. David compares Whole Life and Indexed Universal Life. If your goal is to shield your retirement portfolio from market downturns, then Whole Life is like taking the scenic route: You'll get there. but it will cost you more time, fuel, and money. IUL, by contrast, is like taking the express lane: Same destination, just faster, cheaper, and more efficient. “If efficiency matters to you, and you're trying to increase the likelihood that your money will last as long as you do, then Indexed Universal Life is the superior alternative”, says David. David goes over what happens when you borrow money from your Whole Life policy vs. from your IUL.  It's good to know that some IUL policies have wash loans or zero-cost loans that make accessing your money more predictable and sustainable. David believes that, when it comes to retirement income and the volatility buffer concept, the IUL is more efficient and effective, as it gives you higher growth potential and more favorable loan features.     Mentioned in this episode: David's national bestselling book: The Guru Gap: How America's Financial Gurus Are Leading You Astray, and How to Get Back on Track DavidMcKnight.com DavidMcKnightBooks.com PowerOfZero.com (free video series) @mcknightandco on Twitter  @davidcmcknight on Instagram David McKnight on YouTube Get David's Tax-free Tool Kit at taxfreetoolkit.com

PAVING THE WAY HOME:   YouTube Channel: https://www.youtube.com/@pavingthewayhome85 Apple Podcasts: https://podcasts.apple.com/ie/podcast/paving-the-way-home-podcast/id1517252693 Spotify: https://open.spotify.com/show/0sywWGWjqXFSErvxOcNeEt?si=jjRM2DjsQvGUJppEQqFS_g   HOLY FAMILY MISSION If you wish to support the work that Holy Family Mission do, you will find details on how to do so here - https://www.holyfamilymission.ie/

Hello, If you've been feeling like you want a fresh start, a clean slate, or just a little more clarity as we move into the new season, this episode is for you. With September here and the back-to-school energy all around, it's the perfect time to reset, realign, and approach life with a renewed sense of purpose. In today's episode of Choose Happy with Marie, we're talking about how you can create a life that feels like a fresh start. Whether you're facing the busy fall season or just looking for a mental reset, this episode will help you reframe your mindset, set meaningful intentions, and step into the new season with clarity and confidence. In This Episode, You'll Learn: ✨ How the back-to-school season is the perfect opportunity for a mindset reset ✨ Practical ways to embrace a fresh start and realign your goals this fall ✨ How to create a season of intentional growth that aligns with your values As the year transitions into fall, it's a great time to take a step back and refocus. Whether you're looking to tackle new projects or simply want more balance, this episode will guide you in making the shift you've been wanting. Cheers, Marie   Become a Choose Happy Member (It's Free!) If today's episode resonated with you, I'd love to invite you into the Choose Happy community. As a member, you'll receive exclusive journal prompts, mindset reflections, and free resources—like my Morning Routine Checklist with affirmations.

In the latest episode of "Elevate Your Mind," Rebecca invites you to embark on the transformative journey of the Whole Life Happy Method. It's not about waiting for the perfect moment; it's about embracing who you are meant to be right now. Here are three key takeaways from the episode: You Are the Common Denominator: Recognize that you are the central figure in your life. Every thought, emotion, and dream impacts all areas of your life. By understanding this interconnectedness, you can create a life that feels as fulfilling on the inside as it appears on the outside. Transform Relationships Through Self-Love: As you learn to love and honor yourself, your relationships naturally transform. Authenticity and worthiness become the foundation of your interactions with partners, family, friends, and colleagues. Embrace Creativity and Worthiness: Your creativity is fueled by self-love and worthiness. Trust in your ability to manifest solutions and opportunities, and watch as your envisioned life unfolds. Ready to transform your mindset and embrace the abundance that awaits you? Discover how you can lead from your next level self, and if you're eager to go deeper, set up a free consultation at callwithRebecca.com. Your journey to a whole life happy begins now!  

EncycloMedia Series #33 Guaranteed Insurability RiderIn this installment we discuss the ability to secure additional insurance now, for in the future. This rider provides for a significant addition to protection and bankability to a whole life insurance policy for those of us implementing Infinite Banking!You should understand this option. Happy learning!Welcome to our EncycloMedia Series!This series is dedicated to defining, classifying, and describing the particulars of Whole Life Insurance as the ideal asset to use for Infinite Banking as described by R. Nelson Nash in his book, Becoming Your Own Banker. ⚔️ LIVE & LEAVE A LASTING LEGACY

SpeakerLes Brownhttps://lesbrown.com/Music:Licensed from Audiojungle Hosted on Acast. See acast.com/privacy for more information.

August 24, 2025   —   This Morning Senior Pastor Rob Ginter preached a Sermon “Banking Your Whole Life On It” John 19: 38- 20: 31

Introducing Foresters LiveWell Plus: New Whole Life Product Overview & How It Works Join Gina Hawks from The Alliance as she introduces Jim Tom, National Sales Specialist, who provides a comprehensive overview of Foresters' new whole life product, LiveWell Plus. This episode covers the features, benefits, and digital end-to-end process of the new product, including guaranteed level premiums, death benefits, and cash values. Jim also discusses various scenarios, underwriting guidelines, and additional member benefits. Tune in to learn how this innovative product can help with cash accumulation and wealth transfer strategies.

Ever wondered how banks accumulate so much wealth? This episode unveils the secret: Bank Owned Life Insurance (BOLI). With banks holding an incredible $182 billion in life insurance, I am going to help you understand why this strategy is so crucial for their success. In this episode I will be breaking down how banks use BOLI and contrast it with everyday banking practices.    The highlight? You can apply these strategies too by implementing the Infinite Banking Concept. This episode will show you how to manage your finances like a bank using Whole Life insurance. When you're ready to get started, or if you have any questions please reach out to us!   To view a recorded version of our presentation on the Infinite Banking Concept, please visit: https://bit.ly/tmm-podcast-ppt   Registration is LIVE for The Money Multiplier Mastermind event in Denver, CO. For details, please visit: https://bit.ly/lt-mm2025   For other resources: https://linktr.ee/themoneymultiplier    Hannah: https://www.instagram.com/hannah_kesler #TheMoneyMultiplier #FinanceTips #InfiniteBanking   Music Content ID Code: W1PAII3MR9FZFQGY

Most people think worship means singing songs—but the Bible reveals it's far deeper. True worship is a lifestyle of beholding, intimacy, and sacrifice. In short, it must become the posture of your heart, the focus of your life, and the daily offering of yourself to God. In this Christ-centered Bible teaching, Nathan Johnson explores what biblical worship really means, uncovering its rich depth in Scripture through the ideas of beholding, kissing, and sacrifice. Discover how worship is a lifestyle that transforms every area of your life, helping you glorify Jesus Christ in everything you do. Whether you're a new believer or a mature Christian longing to go deeper, this message will help you understand that worship goes beyond music and will inspire you to live fully for the preeminence, majesty, and glory of Jesus.Watch this episode as a video on YouTubeCheck out the study notes for this episode-----------------» Join the Deeper Christian community and receive the Deeper Digest each Saturday, which includes all the quotes, articles, podcasts, and resources from Nathan and Deeper Christian from the week to help you grow spiritually.-----------------Deeper Christian Podcast • Episode 362View the shownotes for this episode and get other Christ-centered teaching and resources at: deeperChristian.com/362

In this episode of The Genesis Frequency, we pick up right where we left off—diving deeper into the principles that shape lasting prosperity in all areas of life.Starting with Prosperity Blocks, we explore the hidden mental, emotional, and habitual patterns that quietly sabotage our abundance. You'll learn how to identify these blocks, how they often disguise themselves as “logic” or “reality,” and how to replace them with thoughts and actions that open the floodgates to prosperity.From there, we discuss how to shift your inner narrative, align with a whole-life prosperity mindset, and take aligned action that moves you toward your dreams in wealth, health, relationships, and fulfillment. This isn't just about money—it's about creating the life you truly would love to live - personally and professionally.Produced by:Dr. Koz (and effect!)Dr. Stephen J. Kosmyna, Ph.D.The Genesis Frequency Podcast / Success Ocean International / LMI-USAPersonal, Professional and Leadership Development

“I was in Auschwitz 6-7 weeks ago,” world-renowned author and physician Dr. Gabor Maté says, “at the very spot where my grandparents landed, before they were sent to the gas chambers, where my mother and I almost ended up in June of 1945. We came very close. And nothing in the world ever resembles the horror of Auschwitz, but the spirit of it, the inhumanity, the cruelty of it, the starving of people, the killing of starving people—that's going on right now, and the world is watching.” In this urgent installment of our ongoing series “Not in Our Name” on The Marc Steiner Show, Marc speaks with Dr. Maté about growing up Jewish in the wake of the Holocaust and being Jewish in the midst of Israel's genocide of Palestinians in Gaza.Guest:Dr. Gabor Maté is a Hungarian-born Canadian physician, Holocaust survivor, and a world-renowned expert on addiction and trauma. Dr. Maté has written several bestselling books, including the New York Times bestseller The Myth of Normal, the award-winning In the Realm of Hungry Ghosts: Close Encounters with Addiction; When the Body Says No: The Cost of Hidden Stress; and Scattered Minds: The Origins and Healing of Attention Deficit Disorder. He is also the co-author of Hold On to Your Kids: Why Parents Need to Matter More Than Peers. His works have been published internationally in more than forty languages.Additional resources:Dr. Gabor Maté, Toronto Star, “Beautiful dream of Israel has become a nightmare”Credits:Producer: Rosette SewaliStudio Production: Cameron GranadinoAudio Post-Production: Stephen FrankFollow The Marc Steiner Show on Spotify Follow The Marc Steiner Show on Apple PodcastsHelp us continue producing The Marc Steiner Show by following us and becoming a monthly sustainer.Sign up for our newsletterFollow us on:Bluesky: @therealnews.comFacebook: The Real News NetworkTwitter: @TheRealNewsYouTube: @therealnewsInstagram: @therealnewsnetwork

In this episode of The Broker Link, Crystal Bustillos from The Brokerage Inc. discusses how the back-to-school season is the perfect time for agents to talk with parents about long-term financial planning—specifically life insurance. She highlights how juvenile life insurance can lock in low premiums, secure lifetime insurability, and build cash value for future expenses like college, a first home, or a wedding. Crystal reviews standout products, including Gerber's Children's Whole Life and United of Omaha's Children's Whole Life, plus IUL options for kids. She explains key features like guaranteed purchase options, face amount increases at age 18, and underwriting guidelines. This episode is full of actionable ideas for helping families protect their children's futures while easing financial stress during the busy school season. Learn more about partnering with The Brokerage Inc. by visiting our website, www.thebrokerageinc.com. Remember to like, share, and subscribe to our show!  New episodes are available every Tuesday. Join our Community! LinkedIn: https://www.linkedin.com/company/the-brokerage-inc-/   Facebook:  https://www.facebook.com/thebrokerageinc/  Instagram:  https://www.instagram.com/thebrokerageinc/  YouTube:  https://www.youtube.com/@TheBrokerageIncTexas  Website:  https://thebrokerageinc.com/ 

“I was in Auschwitz 6-7 weeks ago,” world-renowned author and physician Dr. Gabor Maté says, “at the very spot where my grandparents landed, before they were sent to the gas chambers, where my mother and I almost ended up in June of 1945. We came very close. And nothing in the world ever resembles the horror of Auschwitz, but the spirit of it, the inhumanity, the cruelty of it, the starving of people, the killing of starving people—that's going on right now, and the world is watching.” In this urgent installment of our ongoing series “Not in Our Name” on The Marc Steiner Show, Marc speaks with Dr. Maté about growing up Jewish in the wake of the Holocaust and being Jewish in the midst of Israel's genocide of Palestinians in Gaza.Guest:Dr. Gabor Maté is a Hungarian-born Canadian physician, Holocaust survivor, and a world-renowned expert on addiction and trauma. Dr. Maté has written several bestselling books, including the New York Times bestseller The Myth of Normal, the award-winning In the Realm of Hungry Ghosts: Close Encounters with Addiction; When the Body Says No: The Cost of Hidden Stress; and Scattered Minds: The Origins and Healing of Attention Deficit Disorder. He is also the co-author of Hold On to Your Kids: Why Parents Need to Matter More Than Peers. His works have been published internationally in more than forty languages.Additional resources:Dr. Gabor Maté, Toronto Star, “Beautiful dream of Israel has become a nightmare”Credits:Producer: Rosette SewaliStudio Production: Cameron GranadinoAudio Post-Production: Stephen FrankFollow The Marc Steiner Show on Spotify Follow The Marc Steiner Show on Apple PodcastsHelp us continue producing The Marc Steiner Show by following us and becoming a monthly sustainer.Sign up for our newsletterFollow us on:Bluesky: @therealnews.comFacebook: The Real News NetworkTwitter: @TheRealNewsYouTube: @therealnewsInstagram: @therealnewsnetwork

You've probably heard the debate about whether term or whole life insurance is "better" and wondered which side is right. In this episode, we explain why you're asking the wrong question entirely. Comparing these two types of insurance based on premium alone will lead you to the wrong conclusion every time. We'll show you why term and whole life insurance are designed for completely different purposes. Term insurance efficiently protects against lost wages if you die prematurely. It's temporary, affordable coverage that handles a specific risk during your working years. Whole life insurance serves entirely different needs, like covering estate administration costs, final expenses, and supplementing retirement income. You'll learn about the five distinct situations where whole life makes sense, including its unique cash value component. We also discuss why the higher premium for whole life isn't a bug—it's a feature based on the mathematical certainty that the insurance company will eventually pay a claim. You might discover that you need both types of coverage, not one or the other. We'll help you understand when each tool is appropriate and why trying to force one product to do the other's job is a recipe for frustration. This isn't about which product is superior—it's about matching the right solution to your specific situation. ____________________________________ Ready to figure out which type of life insurance fits your needs? Contact us to discuss your specific situation and clarify your coverage options.

You are in for a treat today as I chat with my client, Juanita. During our conversation, Juanita opens up about the ebbs and flows of navigating a weight loss journey while in the throes of perimenopause. She shares what she's learning and how she has changed, which hopefully will give you encouragement and inspiration on your own health journey!    I pray this episode encourages you!    If this episode helps you, I would love to hear about it! Feel free to DM me on Instagram or leave me a voicemail! The link is below.      Grab my free cheat sheet: Macro Cheat Sheet for Midlife Women   If you enjoyed the episode, please leave me a review or share it with someone who could benefit from it!    Next Steps: If you're ready to ditch the diet and take the next step toward a sustainable path to fitness, book a one-hour coaching call. I would love the opportunity to help you!   During the call you will receive practical, personalized advice and direction to help you to finally know the next step to take in order to make progress with health and fitness in a clear, doable way.   Or need some accountability and community?   Join my free Macros & Midlife, Sustainable Weight Loss for Christian Women Facebook group to chat with other likeminded ladies who are working on improving their health and fitness too!   Follow me on Instagram: Emily Iboa Coaching on Instagram   Do you have a question or a comment you want me to feature on the show? Leave me a voicemail! https://www.speakpipe.com/Macros_Midlife

In this powerful first part of a two-part series, Dr. Stephen Kosmyna takes you back to the foundational principles that transformed his own life from debt and scarcity to abundance and success. Prosperity is not just about money—it's about living fully, with abundance flowing in every area of your life: finances, relationships, health, and purpose.In this episode, you'll discover:What prosperity consciousness really is and why it matters more than effort or luck.The core principles that shift your thinking from lack to abundance.Why gratitude is a magnet for prosperity and how to practice it effectively.The role of your thoughts in creating your reality and how to reprogram them for success.Stephen shares his personal story of transformation and invites you to begin your own journey into Whole Life Prosperity. This isn't theory—it's a practical roadmap to align your mind, energy, and actions with the universal flow of abundance.

Get The Calm Founder Blueprint here: https://fos.now/yt-gd-discover-calm-founder-blueprintWant to SCALE your business and audience? Go here: https://fos.now/yt-apply-53In this video, I break down why relaxation is actually a superpower, how the founders making millions are working 4 hours a day while others burn out, and the strategic stillness that unlocks your ultimate creative genius.You'll discover the relaxation paradox, why the market rewards calm over chaos, and the 4 core strategies that let you build a profitable business while living your dream life.Want to LEARN proven systems to grow your personal brand? Go here: https://fos.now/yt-newsletter-53Video title ideas (for the algo):Relaxation is PowerYou'd be Richer if You RelaxedThe Calm Founder's Secret to MillionsWhy Relaxed Founders Make More MoneyThe Most Successful Founders Work 4 Hours a DayConnect with me:My website: https://fos.now/yt-founder-os-53Twitter: https://twitter.com/matt_gray_LinkedIn: https://www.linkedin.com/in/mattgray1TikTok: https://www.tiktok.com/@realmattgrayInstagram: https://instagram.com/matthgray00:00 - Intro07:00 - The Relaxation Paradox15:04 - Profitable Calm Business16:11 - Core Strategy #1: Clear Your Mind17:41 - Core Strategy #2: Automate Operations20:35 - Core Strategy #3: Limit Your Focus24:41 - Core Strategy #4: Master Your Energy#onepersonbusiness #creatoreconomy #entrepreneurship

In this episode of Beer and Money, Ryan Burklo, Alex Collins, and Mark SanGiacomo delve into the complexities of life insurance, discussing its various types, the importance of income replacement, and how to determine the right amount of coverage. They explore the differences between term and permanent insurance, including whole life and universal life policies, emphasizing the need for personalized financial planning. The conversation highlights the significance of understanding insurance products, their benefits, and potential drawbacks, ultimately guiding listeners towards making informed decisions about their financial security. Check out our website:  beerandmoney.net For a quick assessment of your current financial life go to: https://www.livingbalancesheet.com/lbsVision/lite/RyanBurklo Takeaways Life insurance is primarily about income replacement. Determining the right amount of insurance is crucial. Your most valuable asset is yourself and your income. Life insurance should fit into a broader financial plan. There are two main types of life insurance: term and permanent. Universal life insurance offers flexibility but has growing costs. Whole life insurance provides guarantees and stability. Policy dividends can enhance whole life policies but are not guaranteed. Understanding the terms of your policy is essential for long-term planning. Consulting with a financial professional is vital for making informed decisions. Chapters 00:00 Introduction to Life Insurance Types 02:52 Understanding Income Replacement and Coverage Needs 05:57 Exploring Life Insurance Products: Term vs. Permanent 08:50 Diving Deeper into Universal Life Insurance 12:00 Understanding Whole Life Insurance 15:06 Comparing Universal Life and Whole Life Insurance 18:00 The Importance of Professional Guidance in Life Insurance 21:03 Final Thoughts on Life Insurance Strategies  

All of us know what it is like to feel helpless. But when we are following Jesus, we aren't helpless or useless. Instead, we can become willing conduits of His Kingdom. Join us this week as we explore what it means to follow Jesus with our whole life

From a working-class childhood in Tottenham to the Cabinet table, David Lammy's path to becoming Foreign Secretary was anything but straightforward. Raised by a single mother after his father disappeared when he was twelve, David's early life was shaped by absence, ambition and a fierce sense of justice.In this deeply personal conversation with James O'Brien, David opens up about the chaos of his childhood, the teachers and parish priests who changed his life, and the duality of growing up between two worlds- North London and a Peterborough choir school. He reflects on the trauma of police harassment, the fear of prison that haunted his youth, and the rage and hope that drove him to become a barrister and, eventually, an MP.They discuss what it means to represent a place like Tottenham, the emotional toll of public service, and the long shadow of imposter syndrome- even as a Cabinet minister. With disarming honesty, David revisits his father's alcoholism, the moment he chose not to see him before he died, and how he finally shook off the feeling he didn't belong- only when he became Foreign Secretary.From LA Law dreams to Harvard halls, David charts the improbable course that brought him to Number 10. And he reveals why, despite the calls for him to run for PM, he's convinced he's exactly where he's meant to be.Now at the heart of British foreign policy during a time of global instability- from Ukraine, to Sudan and the continuing crisis in Gaza- David also shares the limits and frustrations of diplomacy, the responsibility of not being complicit, and the moral weight of trying to end a war that feels impossible to stop.

This week's product call will be hosted by Roberto Silva from American Amicable & Nick Greco. They're going to be covering the American Amicable Security Solution whole life product & how to help your clients who are interested in the infinite banking concept with this product. Tune in today to learn more!

What happens when you find out the story your mother told you about your life… wasn't true?Today we're talking to about:How gaslighting from a parent distorts a child's realityWhat betrayal trauma feels like when the gaslighter is your motherWhy self-trust gets severed after emotional manipulation and medical abuseHow trauma teaches you not to believe yourselfThe grief, rage, and confusion that surface when you start to see clearlyGentle, actionable steps to start rebuilding your sense of self and truthWhether your mother lied outright, withheld the truth, or used concern as a disguise for control, this episode will help you name what happened and take the first steps toward reclaiming your life.You'll learn:How to recognize the subtle forms of gaslighting in familiesWhat it means to anchor in the present when the past feels blurryHow to begin healing identity confusion and chronic self-doubtQuestions that gently guide you back to your own knowingThis episode is for you if:You were made to feel like you were the problemYou're struggling to trust yourself or your memoriesYou're tired of shrinking, performing, or questioning everything you feelYou want to start healing from emotional abuse, parental control, and betrayalResources Mentioned:Join the Mayhem Daughters Community : A therapeutic space for daughters of narcissistic and emotionally limited mothers.Tuesday & Thursday Support Groups — Live peer support groups with HeatherSimple Scripts for Saying Hard Things

Your skincare routine? Precise. Your career? Thriving. Your friendships? Healthy. Your wardrobe? Curated. Your dating life? FUCKED. What tf happened there, exactly? You have top-notch standards for every single area of your life…but for some reason, you're tolerating all kinds of bullshit when it comes to dating. Not anymore. Sit down, strap in, and get ready to set—and HOLD—some actual fucking standards instead of giving someone a dozen chances to meet them when we both know they're never going to. (But it's so nice to get to blame them when it doesn't work out yet again, isn't it?) Nothing's going to change before you do. Let's get to work.   WORK WITH MICHELLE:  Sign up for SWIPE RIGHT, my signature dating program that is going to help you attract genuine, long-term love: https://michellepanning.com/swipe-right  These aren't just retreats. These are where we turn your inner chaos into GOLD. Sign up for THE AWAKENING RETREATS now before they sell out: https://michellepanning.com/awakening  Sign up for THE EXPERIENCE, an exclusive 12-month mentorship experience where you go all in on YOU (aka, you get direct access to me as a mentor, access to every offer I run over your year, and MORE): https://michellepanning.com/the-experience   CONNECT WITH MICHELLE: Instagram: http://www.instagram.com/michellepanning Website: http://www.michellepanning.com

Anything you do, when you give it to God, is better than when you do it by yourself. It is what He wants and what He has designed. 

On this episode of the Passive Income Playbook, Pascal Wagner interviews Chris Miles, founder of Money Ripples and a former financial advisor who now teaches financial freedom through alternative investing and infinite banking. Chris shares his journey from traditional advisor to financially independent investor—twice—after losing it all in the 2008 crash. He discusses his transition from active real estate to LP investing, his diversification across asset classes like oil and gas, raw land, and multifamily, and why he values control, liquidity, and low liability as a passive investor. The episode also dives into Chris's unique take on infinite banking, including how he optimizes whole life insurance policies for tax-free returns and cash flow flexibility. Chris Miles Current Role: Founder of Money Ripples Based in: Utah Say hi to them at: moneyripples.com, or on social @moneyripples Get a 4-week trial, free postage, and a digital scale at ⁠https://www.stamps.com/cre⁠. Thanks to Stamps.com for sponsoring the show! Post your job for free at https://www.linkedin.com/BRE. Terms and conditions apply. Join the Best Ever Community  The Best Ever Community is live and growing - and we want serious commercial real estate investors like you inside. It's free to join, but you must apply and meet the criteria.  Connect with top operators, LPs, GPs, and more, get real insights, and be part of a curated network built to help you grow. Apply now at ⁠www.bestevercommunity.com⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

Ernst & Young recently came out with a new updated study, which is likely to scandalize mainstream financial experts like they did with their 2021 study. Back then, they asked the question, “Is the stock market-only retirement approach really the strategy that gives you the highest levels of income and the best outcomes over a 30-year retirement?” In their new study, on the other hand, they substituted Indexed Universal Life for Whole Life, and Fixed Index Annuities for Deferred Income Annuities – a move that led to unexpected and spectacular results.  Host David McKnight explains that by going beyond the investment-only playbook and by integrating tools like Whole Life and Deferred Income Annuities into your retirement strategy, you get higher levels of income and a higher likelihood of your money lasting through life expectancy and beyond. For years, Indexed Universal Life and Fixed Index Annuities have been misrepresented by many (inexperienced) insurance agents, have been vilified by media personalities using a “one-size-fits-all” approach, and have been ignored by investment-only advisors. In the latest iteration of their study, Ernst & Young ran three case studies: one featuring a 35-year-old couple just starting their financial journey, one involving a 45-year-old couple, and the last one looking at a 65-year-old couple on the doorstep of retirement. David asks why, if the E&Y case studies show that IULs and FIAs can dramatically improve income levels and the likelihood of money lasting through life expectancy and wealth to heirs, they have been so frequently demonized? David touches upon three distinct reasons why he believes the critiques occur. “Together, the IUL and FIA act as the stabilizers on your retirement journey,” says David. Utilized in conjunction with your investment portfolio, IUL and FIA increase your income, the likelihood your money lasts through life expectancy, and they increase the money that gets passed on to your heirs. For David, data proves that cash value life insurance and annuities work whether you're just getting started or are stepping into retirement.     Mentioned in this episode: David's national bestselling book: The Guru Gap: How America's Financial Gurus Are Leading You Astray, and How to Get Back on Track DavidMcKnight.com DavidMcKnightBooks.com PowerOfZero.com (free video series) @mcknightandco on Twitter  @davidcmcknight on Instagram David McKnight on YouTube Get David's Tax-free Tool Kit at taxfreetoolkit.com Ernst & Young Dave Ramsey Suze Orman S&P 500

The message of Jesus divides because it demands a response of whole life worship. But in responding to Jesus, the reward is immeasurable.

In this episode, Crystal Bustillos from The Brokerage Inc. dives into the critical role life insurance plays in achieving financial independence and long-term security. She explains how life insurance not only provides peace of mind by covering funeral costs and lost income, but also offers living benefits through permanent policies like Whole Life or Indexed Universal Life. These policies can build cash value—a flexible financial tool that can be used for emergencies, retirement income, or other major life expenses. Mike Papuc also shares details about an upcoming ACA agent training in Corpus Christi on July 10, encouraging agents to stay engaged and continue learning. She wraps by reminding agents to take full advantage of the resources offered by The Brokerage Inc., including past webinars, training materials, and marketing tools to better serve their clients and grow their business. Learn more about partnering with The Brokerage Inc. by visiting our website, www.thebrokerageinc.com. Remember to like, share, and subscribe to our show!  New episodes are available every Tuesday. Join our Community! LinkedIn: https://www.linkedin.com/company/the-brokerage-inc-/   Facebook:  https://www.facebook.com/thebrokerageinc/  Instagram:  https://www.instagram.com/thebrokerageinc/  YouTube:  https://www.youtube.com/@TheBrokerageIncTexas  Website:  https://thebrokerageinc.com/ 

Lately, we've seen a troubling trend online. People—some well-meaning, some not—are sharing misinformation about mutual holding companies, claiming these companies are no longer mutually owned or that they've quietly abandoned their policyholders. That couldn't be further from the truth. So Joe, Bruce, and I decided it was time to clear the air. Because when it comes to protecting your family's legacy, clarity matters more than opinion. You deserve to understand the facts—not fear-based interpretations. And as we've seen too often, when confusion spreads unchecked, people start making financial decisions on the wrong foundation. That's not stewardship. That's reaction. Why We Had to Talk About Mutual Holding CompaniesWhat Is a Mutual Holding Company?Do Policyholders Still Have Ownership and Voting Rights?Why Would a Company Make This Change?Are Mutual Holding Companies Dangerous?What Does This Mean for Your Infinite Banking Strategy?What This Means for YouBook A Strategy Call Why We Had to Talk About Mutual Holding Companies When you use whole life insurance as a long-term asset—and especially when you're building a Privatized Banking System—you want to know the company you've partnered with is stable, aligned with your values, and built to honor policyholders for the long haul. That's why we recorded this episode: To define what a mutual holding company really is To contrast it with traditional mutual companies To explore how it affects voting rights, ownership, and trust And to provide clarity amid a cloud of online confusion Our goal is not to push any specific company, nor to attack those raising questions. But we do want to make sure the conversation is grounded in accuracy—because your stewardship depends on it. What Is a Mutual Holding Company? At its core, a mutual holding company (MHC) is a specific kind of corporate structure that allows a life insurance company to retain mutual ownership while gaining the flexibility to create stock subsidiaries. This means the parent company is still owned by policyholders, while the subsidiary has the ability to raise capital through stock offerings. Bruce broke it down this way: “A mutual company is owned by the policyholders... When it becomes a mutual holding company, it's still owned by the policyholders, but they insert a stock company below that for reasons like expanding or raising capital.” This structural change is about flexibility—especially for future growth, acquisitions, or increased reserve requirements. It's not inherently negative. It's a strategic business decision, and it's one we should understand, not fear. Do Policyholders Still Have Ownership and Voting Rights? Yes—and this is where the misinformation gets loudest and most misleading. In a mutual holding company, policyholders still own the mutual holding company itself. That hasn't changed. What has changed is that the operational insurance company underneath the holding company is now a stock entity—one that may have shareholders in addition to the parent company. Rachel explained: “There's this perception that if a company becomes a mutual holding company, they're no longer mutually owned... But that's not true. The policyholders still own the mutual holding company. They still elect the board.” So yes, the structure is layered. But no, policyholders haven't been stripped of ownership or voting rights. Joe added that this structure can even be a way for companies to avoid full demutualization, which would entirely sever mutual ownership. Why Would a Company Make This Change? There are many reasons an insurer might transition to an MHC: To raise capital for growth To meet solvency or reserve requirements To create a defensive structure to avoid hostile takeovers or future demutualization To diversify business offerings or form subsidiaries Bruce emphasized that mutual companies must act in the poli...

In a season of Stillness, but I'm still here. ❤️‍

Friends! It's been a while. Almost 7 months, actually. Find out how we got here in this short introduction. Ready to binge the first official drop of Stacy's new podcast Recommened listening order (but you do you!): From Myth-Busting to Meaning: Reclaiming Joy with Sarah Ballantyne, PhD Diets Didn't Work. This Did. Rethinking 'Clean' Living with Lindsay Dahl Why This, Why Now? Pop Culture Decoded with College Besties  Real Talk, Whole Life is hosted by Stacy Toth, bestselling diet culture author turned anti-diet health at any size educator. Her goal is to create a safe space for all to explore their own version of wellness without the elitist self-focused woo woo.  Previously The Whole View and The Paleo View, this evolution of the podcast is a reflection of the growth we all go through exploring being middle aged. Expect a wide variety of guests on an even greater variety of topics, but always inclusive ways for non-toxic living (mental and physical). Find Stacy: ⁠realeverything.com⁠ ⁠instagram.com/realstacytoth⁠ ⁠missionmakersart.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Creating multiple revenue streams, making $100 a day from affiliate revenue, and committing to consistent content creation with Mary Smith from Mary's Whole Life. ----- Welcome to episode 524 of The Food Blogger Pro Podcast! This week on the podcast, Bjork interviews Mary Smith from Mary's Whole Life. How Mary Smith Uses Her 500k Instagram Followers to Monetize Across Platforms This week is our third (and final!) episode in our mini-series with Grocers List. In this episode, we chat with a gluten-free food creator who's built an incredible business by staying consistent, continually learning, and always looking for new ways to serve her audience. Today, Mary gets over 600,000 monthly blog page views and brings in revenue through ads, affiliate links, and brand partnerships. She shares more about her Instagram strategy (with over 500k followers), including her tips for viral Reels, how she uses Grocers List to capture emails, make deep links, and customize meal plans, and how working with a management company has transformed her brand partnerships. Three episode takeaways: How to be intentional with your affiliate strategy and deep linking — By using deep linking on the Amazon affiliate links she shares, Mary has boosted her conversion rate from 5% to 21%, a massive jump that now brings in around $100/day in revenue. She recommends using tools strategically to lower costs, like applying deep links only on Instagram, and doubling down on what converts. How to use tools to bring social followers into your email ecosystem — Switching from ManyChat to Grocers List helped Mary streamline subscriber growth and increase engagement (the “save to email” feature led to 3,000 new subscribers in just a few months)! Mary also explains her process for creating and promoting an ebook opt-in on Instagram. How to make weekly meal plans for your email list — One of the ways Mary has added value for her email subscribers is by sending out a weekly Friday morning email with a meal plan for her subscribers with a curated grocery list. She explains how she formats and customizes these resources with very little effort in this episode! Resources: Mary's Whole Life Mediavine Raptive Reels for Food Creators Course Bailey Campbell on Instagram What Molly Made Tastemaker Conference Canva Etsy How Recipe Creators Can Increase Affiliate Sales With Amazon Deep Links The Food Blogger Pro Podcast: Maximizing Affiliate Revenue with Deep Linking Ecko Digital Media Applegate Jovial Foods Follow Mary on Instagram Join the Food Blogger Pro Podcast Facebook Group Thank you to our sponsors! This episode is sponsored by Grocers List. Interested in working with us too? Learn more about our sponsorship opportunities and how to get started here. If you have any comments, questions, or suggestions for interviews, be sure to email them to podcast@foodbloggerpro.com. Learn more about joining the Food Blogger Pro community at foodbloggerpro.com/membership.

Sometimes the best days don't start out that way. In this episode, Ryan Holiday shares a personal story about how a seemingly ordinary, maybe even chaotic, day with his kids turned into something unexpectedly perfect.