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If you'd like to work with us on your Medicare health plan, we're licensed in 45 states and actively helping clients across the country. Christian and the team at Everything Senior Insurance represent many of the top insurance companies in the Medicare space. We're happy to help—just reach out! ➡️ Visit our site: https://www.eseniorinsurance.com✅ Call us: (801) 255-5340
Looking for long-term stability in your healthcare coverage? In this episode, we explore how Medicare Supplement plans deliver consistent benefits year after year, broad doctor access without network restrictions, and stronger financial protection against rising medical costs. Learn how this reliable coverage can help safeguard both your health and your retirement savings for the years ahead.
Living in a rural area? A limited provider network can quickly become a major healthcare headache. In this episode, we explain why Medicare Supplement plans often outperform Medicare Advantage for rural residents, offering broader doctor access, fewer restrictions, better flexibility for travel, and more peace of mind when care options are limited.
Worried about Medicare Advantage claim denials? In this episode, we break down why services get denied, how prior authorization and medical necessity rules work, and what these restrictions can mean for your access to care. Learn why a Medicare Supplement plan may offer a safer, more predictable option for protecting your health and peace of mind.
Your first Medicare enrollment decision can shape your healthcare access and costs for years to come. In this episode, we explain why your initial choice matters so much, how it affects long-term flexibility and budgeting, and why enrolling in a Medicare Supplement plan early is often the smartest strategy for stable coverage and lasting peace of mind.
What happens if you have a medical emergency while on Medicare? In this episode, we compare how Medicare Supplement and Medicare Advantage plans handle emergencies, covering key differences in costs, provider networks, and travel coverage. Learn which option may offer stronger protection for both your health and your finances when the unexpected happens.
If you'd like to work with us on your Medicare health plan, we're licensed in 45 states and actively helping clients across the country. Christian and the team at Everything Senior Insurance represent many of the top insurance companies in the Medicare space. We're happy to help—just reach out! ➡️ Visit our site: https://www.eseniorinsurance.com✅ Call us: (801) 255-5340
Have a client that wants to switch Med Supp plans? If they live in a Med Supp birthday rule state, it might be easier than you think! Learn more about the states and their rules in this ASG Podcast episode. Read the text version
Did you know Original Medicare has no annual out-of-pocket maximum? That means there's technically no limit to what you could pay in a serious medical year. In this episode, we explain why this coverage gap exists, how it can impact your retirement savings, and how a Medicare Supplement plan can help protect you from potentially unlimited medical bills and costly surprises.
Many retirees are shocked to learn Medicare doesn't cover everything. In this episode, we uncover the hidden and unexpected costs that can catch you off guard—like deductibles, coinsurance, excess charges, and common gaps such as dental and vision. Learn what Original Medicare doesn't cover and how a Medicare Supplement plan can help protect your savings from costly surprise medical bills.
Wondering what Original Medicare doesn't cover? In this episode, we break down the most common coverage gaps that can lead to expensive out-of-pocket costs—and how Medicare Supplement plans help fill them. Learn about 2026 deductibles, foreign travel emergency benefits, and smart ways to protect your retirement savings with more predictable coverage.
Looking to keep your Medicare Supplement premiums under control? In this episode, we share proven strategies to help you lower your costs—by understanding pricing methods, taking advantage of household discounts, and enrolling at the right time. Learn how small, informed decisions today can lead to long-term savings and more affordable coverage in retirement.
Traveling outside the U.S.? In this episode, we explain how Medicare Supplement plans can help cover foreign travel emergency medical costs—and what Medicare typically won't pay for overseas. Learn the key differences between Plan G, Plan N, and other Medigap options, so you can travel with confidence while protecting both your health and your wallet.
Discover why the Maximum Out-of-Pocket limit in Medicare Advantage plans may not offer the financial safety you expect. Learn what is covered, what is excluded, and how Medicare Supplement plans can provide better protection for your retirement savings.
Is Medicare's 20% coinsurance costing you more than you realize? In this episode, we break down how the 20% gap in Original Medicare works—and why there's no cap on what you could owe in a major medical year. Learn how a Medicare Supplement plan can help shield you from potentially unlimited bills, giving you greater financial protection and peace of mind in retirement.
Is a Medicare Supplement plan really worth the premium? In this episode, we break down the true price vs. value of Medigap coverage—comparing monthly costs to potential out-of-pocket exposure, long-term savings, and the peace of mind that comes with predictable healthcare expenses. Get the clarity you need to decide if the investment pays off for your retirement.
Are your doctors suddenly leaving your Medicare Advantage network? In this episode, we explain why provider dropouts happen, how losing in-network access can lead to higher costs and disrupted care, and what you can do to protect yourself. Learn how Medicare Supplement plans can offer broader provider access, fewer restrictions, and the peace of mind that comes with true network freedom.
Confused by what Medicare Advantage really costs? In this episode, we break down how copays, coinsurance, and deductibles work in 2026, and why these out-of-pocket expenses can add up faster than many retirees expect. Learn how a Medicare Supplement plan may provide more predictable costs and stronger financial protection for your retirement.
Wondering what really determines the cost of a Medicare Supplement plan? In this episode, we break down the key factors that affect your premiums—from pricing methods and age to health, location, and the timing of your enrollment. Learn smart strategies to control your costs and find the best value for the coverage and peace of mind you deserve. Start exploring your Medicare Supplement options today.
Ever wonder who really decides what care your Medicare Advantage plan will approve? In this episode, we uncover how prior authorization and medical necessity rules can impact your access to treatment—sometimes delaying or denying the care you need. Learn why a Medicare Supplement plan may offer more freedom, fewer restrictions, and greater peace of mind. Ready to explore your options? Get your free quote today.
Feeling stuck with network limits, unexpected denial letters, or rising out-of-pocket costs? In this episode, we break down the 9 clear warning signs that your Medicare Advantage plan may no longer be meeting your needs. Learn how a Medicare Supplement plan can provide greater flexibility, more predictable expenses, and the peace of mind that comes with true healthcare freedom. Don't miss this must-hear guide to protecting your coverage and your wallet.
When it comes to Medicare, provider access can matter far more than flashy extra benefits. In this episode, we explore why the freedom to choose your doctors and hospitals is so important—and how Medicare Supplement plans offer fewer restrictions, broader access, and more peace of mind compared to Medicare Advantage. Tune in to learn which option may better protect your healthcare choices in retirement.
Want to protect your retirement savings from rising healthcare costs? In this episode, we explain how Medicare Supplement plans help shield you from high out-of-pocket expenses with predictable premiums, fewer surprises, and nationwide coverage. Learn why this long-term, stable approach can offer greater value and peace of mind compared to pay-as-you-go Medicare options.
Considering a switch from Medicare Advantage to Original Medicare? In this episode, we break down the key differences between the two, the important enrollment windows you need to know, and how to secure a Medicare Supplement plan for more flexibility, fewer restrictions, and stronger long-term coverage. Tune in to learn the smart steps to make the transition with confidence.
Want to make sure you're comparing Medicare Supplement quotes the right way? In this episode, we walk you through a simple, step-by-step process to evaluate premiums, pricing methods, and carrier stability—so you can spot the best value, avoid costly surprises, and choose the plan that truly fits your needs.
Feeling frustrated with your health plan? In this episode, we reveal the top 10 most common Medicare Advantage complaints—from hidden out-of-pocket costs and denial letters to provider network restrictions and unexpected hassles. Learn why more seniors are turning to Medicare Supplement plans for greater freedom, stability, and peace of mind. Find out which option may be the better fit for your future.
If you'd like to work with us on your Medicare health plan, we're licensed in 45 states and actively helping clients across the country. Christian and the team at Everything Senior Insurance represent many of the top insurance companies in the Medicare space. We're happy to help—just reach out! ➡️ Visit our site: https://www.eseniorinsurance.com✅ Call us: (801) 255-5340
Discover why Medicare Supplement is the most transparent Medicare option. Learn how standardized benefits, clear pricing, and nationwide access eliminate insurance confusion and hidden costs.
Discover how Medicare Supplement plans provide complete doctor freedom nationwide. Learn why Medicare Supplement insurance offers no networks, no referrals, and access to any doctor who accepts Medicare.
Is your Medicare plan really protecting you if cancer strikes? In this episode, we break down how Medicare Supplement cancer coverage stacks up against Medicare Advantage, uncovering the real differences in out-of-pocket costs, prior authorization roadblocks, and freedom to choose your doctors. Learn why Medicare Supplement plans can offer stronger, more predictable protection when you need it most.
Sick of insurance companies standing between you and your doctor? In this episode, we break down how Medicare Supplement coverage eliminates roadblocks like prior authorizations and restrictive networks, so your healthcare decisions stay exactly where they belong: between you and your physician.
Tired of jumping through hoops just to get the care you deserve? In this episode, we break down how Medicare Supplement plans can help you sidestep prior authorization headaches, so you can avoid delays, reduce stress, and get timely access to the treatment your doctor recommends, without the insurance runaround.
This is episode 131, “Helpful, but Should be Unnecessary.” In this episode, host Joe Sparks explains how the new Virginia Medigap Birthday Rule law helps people who have Medigap plans, also known as Medicare Supplement plans. He also discusses why the benefits provided by this law would be even better with Medicare for All. Do not miss this episode as host Joe Sparks explains the benefits of this new law and how it could reduce your Medigap premiums in Virginia. As I said in this podcast episode, there are several other states that have similar programs. The specific details vary by state, so make sure to check the particulars for your state. Here is the list of states with similar programs: California, Connecticut, Idaho, Illinois, Kentucky, Louisiana, Maine, Maryland, Missouri, Nevada, New York, Oklahoma, Utah, Oregon, and Wyoming.
Hans and Robby are back again this week with a brand new episode! This week, they discuss medicare supplement "Medigap" for 2026. Don't forget to get your copy of "The Complete Cardinal Guide to Planning for and Living in Retirement" on Amazon or on CardinalGuide.com for free! You can contact Hans and Cardinal by emailing hans@cardinalguide.com or calling 919-535-8261. Learn more at CardinalGuide.com. Find us on YouTube: Cardinal Advisors.
If you'd like to work with us on your Medicare health plan, we're licensed in 45 states and actively helping clients across the country. Christian and the team at Everything Senior Insurance represent many of the top insurance companies in the Medicare space. We're happy to help—just reach out! ➡️ Visit our site: https://www.eseniorinsurance.com✅ Call us: (801) 255-5340
Discover the 7 most common Medicare Advantage surprise costs that can drain your retirement savings. Learn why Medicare Supplement plans may offer the financial predictability you need.
What does Medicare really cover when it comes to preventive care, and what can still cost you? In this episode, we break down Medicare's preventive benefits, including wellness visits, essential screenings, and vaccines, and reveal how Medicare Supplement plans can shield you from surprise diagnostic expenses so you can focus on your health, not the bills.
Are rising premiums straining your budget? Discover how to know if it is time to switch to a lower Medicare Supplement plan like Plan G or N to save money without sacrificing care.
Medicare Advantage promises extra perks like dental, vision, and hearing, but what's the real cost? In this episode, we uncover the hidden limitations behind these popular “extras,” why they often disappoint when you actually need care, and how pairing a Medicare Supplement with standalone coverage can deliver stronger protection, broader access, and true freedom of choice.
Living with a chronic condition means your healthcare choices matter more than ever. In this episode, we break down why Medicare Supplement can be a smarter, less restrictive option than Medicare Advantage—from broader access to top specialists and nationwide coverage to predictable out-of-pocket costs and fewer prior authorizations. If managing your health is a priority, this conversation could change how you think about your Medicare coverage.
Turning 65? This is the most important Medicare decision you'll ever make. In this episode, we break down why your 65th birthday opens a once-in-a-lifetime window to choose Medicare Supplement instead of Medicare Advantage, and what it could cost you if you miss it. Learn how to secure lower lifetime premiums, avoid medical underwriting and coverage denials, and gain the freedom to see doctors nationwide without referrals or network restrictions. Make the choice that protects your health, your finances, and your future, before the window closes.
Medicare costs are changing, and your wallet could feel it. In this episode, we break down why Medicare Advantage out-of-pocket limits are climbing in 2026, what that really means for your healthcare expenses, and how these increases could impact your retirement budget. Plus, we explore why Medicare Supplement plans may provide the long-term financial stability and peace of mind many beneficiaries are looking for.
Medicare Advantage plans often look great on paper, but what aren't they telling you? In this episode, we uncover the hidden costs, network limits, and out-of-pocket surprises many beneficiaries don't see until it's too late, and explain why Medicare Supplement plans can provide more stable, predictable coverage and long-term peace of mind.
MEDICARE ADVANTAGE MINUTE: THE FUTURE FOR(?) MEDICARE ADVANTAGE! Includes a hint that funding for SHIP may be on the bubble in 2026! Eleven costly Medicare Mistakes you should avoid! These include The Drug plan selection problems, HSA precautions and MA vs Medicare Supplement differences. Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+) Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!" "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE" "MEDICARE FOR THE LAZY MAN: BARE BONES!" For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to help future readers. Official website: https://www.MedicareForTheLazyMan.com.
MEDICARE ADVANTAGE MINUTE: WATCH OUT FOR THE "MEDIGAP TRAP" YOUR MEDICARE BENEFIT 2025: URGENTLY NEEDED CARE OBAMACARE: the parties are preparing to wrestle over the imploding health insurance plans we have been stuck with for 15 years. The Dems want to keep it limping along as the next step towards socialized health insurance while the Republicans want to begin a trend toward privatization via establishment of Health Savings Accounts (HSAS). Norb writes to share the advice he got from a local Bay Area Medicare broker who made up some crap about HDG resulting in claim problems as the insured's age. I explained that was not true and used my personal experience as proof. Epilogue: He decided to ignore me and purchase the expensive Plan G rather than my recommended High Deductible Plan G. The episode, which began with sports trivia ends with a rousing series of Christmas trivia questions. Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+) Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2025; SIMPLEST & EASIEST GUIDE EVER!" "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE" "MEDICARE FOR THE LAZY MAN: BARE BONES!" For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to help future readers. Official website: https://www.MedicareForTheLazyMan.com.
Medicare Supplement comes in a few different variations, and each has its own merits. In this episode of our ASG Podcast, learn more about Med Supp Plan N and why it deserves a spot in your portfolio. Read the text version
Ditch the Suits - Financial, Investment, & Retirement Planning
Health insurance and Medicare often feel like a black box, especially for retirees, entrepreneurs, and anyone facing a major life transition. In this episode, Travis Maus (CEO of S.E.E.D. Planning Group) welcomes Cole Craven, founder and Head of Growth at Move Health, to shine a light on the complexities of healthcare coverage and empower listeners with practical, actionable knowledge. Whether you're planning for retirement, launching a business, or simply trying to make sense of your options, this conversation breaks down common myths, uncovers industry realities, and offers insights to help you make informed decisions about your health coverage. Cole shares his personal journey into the healthcare space, the founding story of Move Health, and why education is the key to overcoming uncertainty and fear around health insurance. Listeners will learn how Move Health helps advisors and clients navigate the maze of coverage options, why understanding your unique health and financial situation matters, and how to avoid common pitfalls, like choosing plans based solely on price or following advice that isn't tailored to your needs. Key Takeaways: Why health insurance is a top concern for retirees and entrepreneurs The importance of education and healthcare literacy How Move Health empowers advisors and clients with real data and objective advice The difference between Medicare Advantage and Medicare Supplement plans Why working with a trusted, objective partner is crucial Call to Action: Don't let health insurance be a source of stress or confusion. Seek out education, ask questions, and make sure you're working with someone who puts your best interests first. If you're unsure about your coverage, get informed and don't be afraid to ask for help.
If you'd like to work with us on your Medicare health plan, we're licensed in 45 states and actively helping clients across the country. Christian and the team at Everything Senior Insurance represent many of the top insurance companies in the Medicare space. We're happy to help—just reach out! ➡️ Visit our site: https://www.eseniorinsurance.com✅ Call us: (801) 255-5340
If you'd like to work with us on your Medicare health plan, we're licensed in 45 states and actively helping clients across the country. Christian and the team at Everything Senior Insurance represent many of the top insurance companies in the Medicare space. We're happy to help—just reach out! ➡️ Visit our site: https://www.eseniorinsurance.com✅ Call us: (801) 255-5340
Tonight we're diving into Pam Bondi's absolutely disastrous press conference where she dodged and danced around every question, somehow managing to say nothing at all. It was a mess, and it raised even bigger questions about what the Trump administration is planning next. Are they preparing to block the release of the Epstein files? Are they trying to limit what the public gets to see? We'll break down her evasive answers, the political signals she tried (and failed) to send, and what all of this might mean for transparency, accountability, and the fight to get these files released. This episode is brought to you by Graza. Take your food to the next level with Graza Olive Oil. Visit https://graza.co/DON and use promo code DON today for 20% off your first order! This episode is sponsored by MSI. Donate now to help millions of women get access to care — and to hope. You can Text LEMON to five eleven five eleven, or go to https://MSIUnited States.org. This episode is brought to you by Ollie. Take the guesswork out of your dog's well-being. Go to https://ollie.com/lemon and use code lemon to get 60% off your first box! This episode is sponsored by Beam. Go to https://shopbeam.com/LEMON, use code LEMON, and get up to 50% off during Beam's Cyber Sale. You can grab Dream for just $32.50—But here's the catch—Dream is only available at this price until it sells out. For free and unbiased Medicare help, dial 212-931-0855 to speak with my trusted partner, Chapter, or go to https://askchapter.org/don DISCLAIMER: Chapter and its affiliates are not connected with or endorsed by any government entity or the federal Medicare program. Chapter Advisory, LLC represents Medicare Advantage HMO, PPO, and PFFS organizations and stand alone prescription drug plans that have a Medicare contract. Enrollment depends on the plan's contract renewal. While we have a database of every Medicare plan nationwide and can help you to search among all plans, we have contracts with many but not all plans. As a result, we do not offer every plan available in your area. Currently we represent 50 organizations which offer 18,160 products nationwide. We search and recommend all plans, even those we don't directly offer. You can contact a licensed Chapter agent to find out the number of products available in your specific area. Please contact Medicare.gov, 1-800-Medicare, or your local State Health Insurance Program (SHIP) to get information on all of your options. Average potential savings are based on realized premium, co-pay, and out of pocket savings estimates self-reported by consumers that worked with Chapter Advisory LLC to enroll in a Medicare Supplement, Medicare Advantage, and/or Part D Prescription Drug Plan. The average is limited to consumers that chose to self-report. Savings information is subject to periodic updates and corrections. There is no guarantee of savings and any savings may vary by policy type, state, or other factors. Learn more about your ad choices. Visit megaphone.fm/adchoices