Podcasts about florida they

Is Bob doing okay? That's where we start - Why do we call them a ‘pair of pants' when it's just ONE or a ‘pair of scissors' when it's just ONE? - Bob teaches us about pantaloons in the 16th century - People are already asking us about this year's Stuff-A-Bus details and we love it - Guy got naked at Busch Gardens in Florida - They may have found the remains of Brian Laundrie and, no, Dog the Bounty Hunter isn't there - We don't know what to do with ourselves on Steelers bye week - It's about to be mix and match BOOSTER time - Royal Caribbean is doing a 9 month cruise around the world…during an ongoing pandemic

Kendall and Lillian discuss the latest on coronavirus and the Republican Party’s newest chairman… a congressman from Florida…They are joined by the former statewide Field Director from the Beto for Texas campaign, Zack Malitz.

In today's episode, Cody and Justin are joined by Kim from The Frugal Engineers. Kim started nowhere near engineering and with no financial goals. A math professor and an intro to Dave Ramsey would turn her life and career choice completely around. Kim would eventually build a side hustle that would become her full-time job. That side hustle brought in more money than she ever made in traditional employment, allowed her to stay at home with her child, and even let her husband reduce to part-time work. Now both Kim and her husband are self-employed and working for joy instead of stressing about finances. Listen and follow along with the summary below and make sure to check out the links at the bottom of the page. Episode Summary Kim took a gap year after her junior year of college to work at Disney world She had been living off scholarships and didn’t really have to worry about income During that gap year, the scholarships ended She bought a car and racked up $10k in credit card debt  The main culprit was a guy she was dating who was already in a corporate job She kept trying to keep up with his spending along with the travel and eating out Kim ended up graduating with an engineering degree Engineering wasn’t on her radar until a math professor pushed her that way Her financial turnaround came after a friend introduced her to Dave Ramsey While she always understood the math she didn’t have a grasp on the psychological side From there she made a plan that included never taking on debt again In grad school, she’d meet her future husband who took her on a date to dollar tree Kim made a vow to pay off all her debt before they would get married It was on their debt payoff celebration that he proposed Then we dig into how she graduated from just Dave Ramsey teachings Now that she’s comfortable with credit cards, she fully embraces travel rewards Fast forward and they have a child and are just discovering the FIRE community After some quick math, they realized at age 29 they were only 6 years from retirement That plan was if nothing changed but Kim wanted to work from home Kim dual-hatted a side hustle with her job She built that up so much that she now works from home and reduce childcare costs After just two years she was making much more than her traditional work Inspired by Kim’s transition her husband started working for himself as a consultant Kim’s side job was hard to juggle with being a new mom at first After calculating things, they realized it was more profitable for her husband to go part-time and free up time for her and greatly increased their work-life balance Once they were completely location-agnostic they decided to leave Florida They tried Oregon for a while but it was too expensive Starting this year they started the journey of finding a place to put down roots They tried Tennessee, Alaska, Nevada but ultimately settled on Wyoming Wyoming has great tax benefits and access to skiing for their daughter Now the next thing they needed to tackle health insurance They tried standard heathlcare.gov plan with a high deductible Then they tried a health share program through Liberty These plans are interesting because they can be more selective of who they cover It was $450 per month for a family of three Kim would have to pay upfront for the bills and then file for reimbursement They struggled with timelines on reimbursement and lack of understanding from doctors After 6 months they went back to a standard plan that was over $900 per month Currently, they’re on a “short-term” health insurance plan It’s only $230 per month but comes with a high deductible and no HSA Then we shift to discussing the detailed steps of finding your FIRE home They made spreadsheets that would mimic their spending in a specific city They visited playgrounds, realtors, and the Wal-Mart Test

In Tight Labor Market, Blue-Collar Employers Turn To Non-Compete Clauseshttps://one.npr.org/i/736508029:736508030 What does a stockbroker in New York have in common with a security guard in Florida? They both probably had to sign non-competes. Non-compete contracts are becoming more and more prevalent for blue collar workers. Fast food restaurants like Carl's Jr, Arby's, Burger King, Dunkin' Donuts, and Five Guys all had Non-Compete as of 2018. The article attached blames the proliferation non-competes on a tightening labor market but since non-competes had become more and more popular since the mid-2000s I think it's more reasonable to conclude the non-compete abuse is another example of corporate entitlement and less to do with a shrinking labor pool.Studying Millennials' Net Worthhttps://one.npr.org/i/728878825:728878826millennials are killing the housing market, so says popular culture. They're also accused of trying to get rid of credit cards, bar soap, weddings and American cheese. Americans aged 18 to 35 has dropped 34 percent since 1996, according to a new study.Malls are catering to a new type of customer: gamershttps://www.cnn.com/2019/07/01/business/esports-ar-video-games-malls-simon/index.htmlSimon Property Group (SPG) said it will invest $5 million in the entertainment company Allied Esports, which will create lounges for competitive video game events at Simon's malls. Simon is also working with Niantic — the company behind the augmented reality game "Harry Potter: Wizards Unite" — to turn 200 of its shopping centers into in-game locations. Malls have been on life-support for a decade and a half can the rebirth of arcades save them?

In today's episode, Cody and Justin bring you the dynamic duo of Mike and Lauren. You may know them from their fantastic DIY YouTube videos or hearing about their huge European travels. These two have had some interesting jobs: experimental marketing, gemologist, commercial real estate, and YouTube guru to name a few. They've never had a typical desk-job but that hasn't stopped them from being retired by age 30! Oh, and did I forget to mention they have two kids which they gave birth to in Costa Rica? Trust me there's a lot to unfold her so you'll want to listen for sure. Episode Summary Met when 12 Dated at 15 Married at 19 and 21 Never had a desk job but have been employed a couple times Started a commercial cleaning company in college in 2007 Got successful so he dropped out of college She moved to New York City and became a gemologist They lived with family while she was getting her gemologist certification She now stays home with her two kids She started making $50k after her 6 months of schooling He then got into this experiential marketing gig where one of his jobs was to create a mobile quicksand booth He talks about the hardest part of starting his cleaning his business was going door to door and getting told no so many times as he tried to get the word out They got their first big contract was through word of mouth but they underbid by a large margin They initially bid $10k per month and then quickly realized they needed to increase to $24k per month  and their client was totally cool with it She worked at Saks 5th Avenue and Tiffany's They loved NYC but it was just too cold for them after 3 years there He did some lighting and production for a church and she worked at a friends Jewelry store when they moved back to Florida They both worked at those for 4 years and quit She quit to have their first son and he quit to go full time on YouTube in 2016 His first year on YouTube he made $20k His second year that jumped to $68k They did a 10 week trip for two across Europe for $10k which spurred the idea of doing YouTube travel videos They jump into how they still continue to travel even with kids including a 7-week backpacking trip to Europe They recommend traveling a little slower with kids and not bouncing from city to city every couple days but maybe every week After seeing some success from their YouTube channel they started making online courses They gave birth to both kids in Costa Rica They did so to get dual citizenship and avoid a lot of health care costs U.S. healthcare wouldn't give them exact quotes while Costa Rica gave them a specific menu They gained full citizenship and their children gained dual citizenship to Costa Rica They had the affordable care act plans which allowed them to have really low cost of insurance due to their low income when covered They pay $50 per month to be a part of Costa Rica's universal health care system as a fall back plan They retired when he was 30 and now just blog, YouTube and travel They're cash flow FI vs the traditional large nest egg FI They completed the purchase of a warehouse were the cash-flow comes from through owner financing The warehouse needed a good bit of work that Mike was able to do mostly himself outside of some plumbing and electrical Key Takeaways Stability isn't necessary:  We often stay focused on building careers and working our way up ladders. They showed that we can keep things fresh and do a wide variety of jobs and still make perfect progress towards early retirement. Don't assume America is the answer: They chose to go outside of the U.S. for healthcare and it was only partly to save money. They also appreciated the transparency and stated that the level of care was beyond what they would have gotten at a local hospital anyways. Challenge assumptions such as the U.S. being your option for healthcare.

Matt and Karina break break down new GOP tactics for voter suppressions in North Dakota, Texas, Georgia and Florida They discuss the crossover of politics and celebrity, and dispense a much needed "Reality Check".

What's the role of an attorney in a real estate transaction in the state of Florida? They usually only get involved when issues of legality arise. Looking to sell your home? Get a FREE home value reportLooking to buy a home? Search all homes on the MLSIn today's episode of the "Keeping in Tune With the Market," I wanted to answer a question about your attorney's role when buying and selling real estate in the Tampa Bay area. In Florida, most buyers and sellers utilize a licensed Realtor to prepare a contract of sale. The form has been pre-approved by the Florida Association of Realtors and Florida Bar Association. The Realtor will fill in the form, which is then signed by the buyer and seller. At that point, we have a fully executed contract. The contract is then submitted to the title company for review so they can do a title search and make sure everything is legal so that a full warranty deed can be transferred from seller to buyer at the closing. That said, there are many times when an attorney needs to get involved, especially if your home is held in a trust or probate or you have legal issues like a divorce.“Most buyers and sellers utilize a licensed Realtor to prepare a contract of sale. ” If you ever have a question for an attorney, you should absolutely ask it. There's no harm in doing it even after you've gone to contract to make sure you have everything answered. If you have any questions you'd like me to answer in a future episode of "Keeping in Tune With the Market," just give me a call or send me an email. I'll be sending a $10 Panera gift to Jan for having her questions answered. If you ask a question that I answer in future videos, you'll win a gift card too.Until then, make it a great day!