Podcasts about North Dakota

After the original Capitol building burned down in 1930, a great deal of thought and effort went into constructing the new Capitol. Very different from the domed buildings most states were accustomed to, North Dakota wanted to rebuild something great and ultra-usable.

Today is Wednesday, Dec. 24. Here are the latest headlines from the Fargo, North Dakota area. InForum Minute is produced by Forum Communications and brought to you by reporters from The Forum of Fargo-Moorhead and WDAY TV. For more news from throughout the day, visit InForum.com.

I had a great talk with TJ, we touched on his days at North Dakota, playing in St Louis with that great group and of course his Olympic drama and winning a cup with Ovi and the Caps in 2018. Hosted on Acast. See acast.com/privacy for more information.

In episode 321 of the Glass and Out Podcast, Head Coach of the Charlottetown Islanders, Jim Hulton, stops by to chat. Currently in his 11th season as the organization's Head Coach and General Manager, Hulton has enjoyed an incredible career that spans over 30 years. During his tenure with the Islanders, he has been named QMJHL General Manager of the Year, QMJHL Coach of the Year twice and CHL Coach of the Year. Prior to landing in PEI, he spent time as the Head Coach of three OHL franchises, the Mississauga Ice Dogs, Bellville Bulls and Kingston Frontenacs. He then spent three seasons with friend Pete DeBoer's staff with the Florida Panthers as they cut their teeth in the NHL.  Internationally, Hulton represented Canada on several occasions, including being an Assistant Coach with the 2005 World Junior Team, who captured Gold in North Dakota and are considered by many to be the most impressive collection of talent ever assembled at the tournament. Listen as he shares how to improve a player's ability to think the game, his approach to making in-game adjustments, and the power of asking questions. Watch on Youtube: https://youtu.be/PZMBMicFiNg Learn more about our presenting sponsors: State & Liberty: stateandliberty.com/tcs Biosteel: BioSteelTeams.com/Glassandout Hudl: hudl.com/tcs

While Ben Eielson is North Dakota's most famous aviator, others came before him, though their names are less well known. On June 9, 1911, Fargo banks and stores closed as more than 12,000 people flocked to the fairgrounds to watch Robert St. Henry take to the air in his Glenn Curtiss biplane. St. Henry was working for Curtiss, the New York airplane designer based in Hammondsport.

Today is Tuesday, Dec. 23. Here are the latest headlines from the Fargo, North Dakota area. InForum Minute is produced by Forum Communications and brought to you by reporters from The Forum of Fargo-Moorhead and WDAY TV. For more news from throughout the day, visit InForum.com.

Allen, Joel, Rosemary, and Yolanda break down the TPI Composites bankruptcy fallout. Vestas is acquiring TPI’s Mexico and India operations while a UAE company picks up the Turkish factories. That leaves GE in a tough spot with no clear path to blade manufacturing. Plus the crew discusses blade scarcity, FSA availability floors, and whether a new blade manufacturer could emerge. Sign up now for Uptime Tech News, our weekly email update on all things wind technology. This episode is sponsored by Weather Guard Lightning Tech. Learn more about Weather Guard’s StrikeTape Wind Turbine LPS retrofit. Follow the show on Facebook, YouTube, Twitter, Linkedin and visit Weather Guard on the web. And subscribe to Rosemary Barnes’ YouTube channel here. Have a question we can answer on the show? Email us! Allen Hall: [00:00:00] Welcome to the Uptime Wind Energy Podcast. I’m your host, Allen Hall. I’ve got Yolanda Padron and Joel Saxum in Texas. And Rosemary Barnes is back from her long Vacation in Australia and TPI. Composites is big in the news this week, everybody, because they’re in bankruptcy hearings and they are selling off parts of the business. Vestas is, at least according to News Reports positioned to acquire. A couple of the LLCs down in Mexico. So there’s uh, two of them, TPI in Mexico, five LLC, and TPI in Mexico, six LLC. There are other LLCs, of course involved with this down in Mexico. So they’re buying, not sure exactly what the assets are, but probably a couple of the factories in which their blades were being manufactured in. Uh, this. Is occurring because Vestas stepped in. They were trying to have an auction and Vestas stepped forward and just ended up buying these two LLCs. [00:01:00] Other things that are happening here, Joel, is that, uh, TPI evidently sold their Turkish division. Do you recall to who they sold? That, uh, part of the Joel Saxum: business too, two companies involved in that, that were TPI Turkey, uh, and that was bought by a company called XCS composites. Uh, and they are out of the United Arab Emirates, so I believe they’re either going to be Abu Dhabi or Dubai based. Uh, but they took over the tube wind blade manufacturing plants in Isme, uh, also a field service and inspection repair business. And around 2,700 employees, uh, from the Turkish operation. So that happened just, just after, I mean, it was a couple weeks after the bankruptcy claim, uh, went through here in August, uh, in the States. So it went August bankruptcy for TPI, September, all the Turkish operations were bought and now we’ve got Vestas swooping in and uh, taking a bunch of the Mexican operations. Allen Hall: Right. And [00:02:00] Vestas is also taking TPI composites India. Which is a part of the business that is not in bankruptcy, uh, that’s a, a separate business, a separate, basically LLC incorporation Over in India, the Vestus is going to acquire, so they’re gonna acquire three separate things in this transaction. The question everybody’s asking today after seeing this Vestus move is, what is GE doing? Because, uh, GE Renova has a lot of blades manufactured by TPI down in Mexico. No word on that. And you would think if, if TPI is auctioning off assets that GE renova would be at the front of the line, but that’s not what we’re hearing on the ground. Joel Saxum: Yeah, I mean it’s, the interesting part of this thing is for Vestas, TPI was about 35% of their blade capacity for manufacturing in 2024. If their 30, if, if Vestas was 35%, then GE had to be 50%. There [00:03:00] demand 60. So Vesta is making a really smart move here by basically saying, uh, we’ve gotta lock down our supply chain for blades. We gotta do something. So we need to do this. GE is gonna be the odd man out because, I mean, I think it would be a, a cold day in Denmark if Vestas was gonna manufacture blades for ge. Allen Hall: Will the sale price that Vest has paid for this asset show up in the bankruptcy? Hearings or disclosures? I think that it would, I haven’t seen it yet, but eventually it’ll, it must show up, right? All, all the bankruptcy hearings and transactions are, they have an overseer essentially, what happens to, so TPI can’t purchase or sell anything without an, um, getting approved by the courts, so that’ll eventually be disclosed. Uh, the Turkish sale will be, I would assume, would be disclosed. Also really curious to see what the asset value. Was for those factories. Joel Saxum: So the Turkish sale is actually public knowledge right now, and [00:04:00] that is, lemme get the number here to make sure I get it right. 92.9 million Euros. Uh, but of, of course TPI laden with a bunch of non-convertible and convertible debt. So a ton of that money went right down to debt. Uh, but to be able to purchase that. They had to assu, uh, XCS composites in Turkey, had to assume debt as is, uh, under the bankruptcy kind of proceedings. So I would assume that Vestas is gonna have to do the same thing, is assume the debt as is to take these assets over and, uh, and assets. We don’t know what it is yet. We don’t know if it’s employees, if it’s operations, if it’s ip, if it’s just factories. We don’t know what’s all involved in it. Um, but like you said, because. TPI being a publicly traded company in the United States, they have to file all this stuff with SEC. Allen Hall: Well, they’ll, they’re be delisted off of. Was it, they were Joel Saxum: in Nasdaq? Is that where they were listed? The India stuff that could be private. You may ne we may not ever hear about what happened. Valuation there. Allen Hall: Okay, so what is the, the [00:05:00] future then for wind blade production? ’cause TPI was doing a substantial part of it for the world. I mean, outside of China, it’s TPI. And LM a little bit, right? LM didn’t have the capacity, I don’t think TPI that TPI does or did. It puts Joel Saxum: specifically GE in a tight spot, right? Because GEs, most of their blades were if it was built to spec or built to print. Built to spec was designed, uh, by LM and built by lm. But now LM as we have seen in the past months year, has basically relinquished themselves of all of their good engineering, uh, and ability to iterate going forward. So that’s kind of like dwindling to an end. TPI also a big side of who makes blades for ge if Vestas is gonna own the majority of their capacity, Vestas isn’t gonna make blades for ge. So GEs going to be looking at what can we, what can we still build with lm? And then you have the kind of the, the odd ducks there. You have the Aris, [00:06:00] you have the MFG, um, I mean Sonoma is out there. This XCS factory is there still in Turkey. Um, you may see some new players pop up. Uh, I don’t know. Um, we’ll see. I mean, uh, Rosemary, what’s, what’s your take? Uh, you guys are starting to really ramp up down in Australia right now and are gonna be in the need of blades in general with this kind of shakeup. Rosemary Barnes: What do we say? My main concern is. Around the service of the blades that we’ve already got. Um, and when I talk to people that I know at LM or XLM, my understanding is that those parts of the organization are still mostly intact. So I actually don’t expect any big changes there. Not to say that the status quo. Good enough. It’s not like, like every single OEM whose, um, FSAs that I work with, uh, support is never good enough. But, um, [00:07:00] it shouldn’t get any worse anyway. And then for upcoming projects, yeah, I, I don’t know. I mean, I guess it’s gonna be on a case by case basis. Uh, I mean, it always was when you got a new, a new project, you need a whole bunch of blades. It was always a matter of figuring out which factory they were going to come from and if they had capacity. It’ll be the same. It’s just that then instead of, you know, half a dozen factories to choose from, there’s like, what, like one or two. So, um, yeah, I, that’s, that’s my expectation of what’s gonna happen. I presumably ge aren’t selling turbines that they have no capability to make blades for. Um, so I, I guess they’re just gonna have a lot less sales. That’s the only real way I can make it work. Allen Hall: GE has never run a Blade factory by themselves. They’ve always had LM or somebody do it, uh, down in Brazil or TPI in Mexico or wherever. Uh, are we thinking that GE Renova is not gonna run a Blade Factory? Is that the thought, or, or is [00:08:00] that’s not in the cards either. Rosemary Barnes: I don’t think it’s that easy to just, just start running a Blade Factory. I mean, I know that GE had blade design capabilities. I used to design the blades that TPI would make. So, um, that part of it. Sure. Um, they can, they can still do that, but it’s not, yeah, it’s, it’s not like you just buy a Blade factory and like press start on the factory and then the, you know, production line just starts off and blades come out the other end. Like there is a lot of a, a lot of knowhow needed if that was something that they wanted to do. That should have been what they started doing from day one after they bought lm. You know, that was the opportunity that they had to become, you know, a Blade factory owner. They could have started to, you know, make, um, have GE. Take up full ownership of the, the blade factories and how that all worked. But instead, they kept on operating like pretty autonomously without that many [00:09:00] changes at the factory level. Like if they were to now say, oh, you know, hey, it’s, uh, we really want to. Have our own blade factories and make blades. It’s just like, what the hell were you doing for the last, was it like seven years or something? Like you, you could easily have done what? And now you haven’t made it as hard for yourselves as possible. So like I’m not ruling out that that’s what they’re gonna try and do, because like I said, I don’t think it’s been like executed well, but. My God, it’s like even stupid of the whole situation. If that’s where we end up with them now scrambling to build from scratch blade, um, manufacturing capability because there’s Yolanda Padron: already a blade scarcity, right? Like at least in the us I don’t know if you guys are seeing it in, in Australia as well, but there’s a blade scarcity for these GE blades, right? So you’re, they kind of put themselves in an even more tough spot by just now. You, you don’t have access to a lot of these TPI factories written in theory. From what we’re seeing. You mean to get like replacement blades? Yeah. So like for, for issues? Yeah. New [00:10:00] construction issues under FSA, that, Rosemary Barnes: yeah. I mean, we’ve always waited a, a long time for new blades. Like it’s never great. If you need a new blade, you’re always gonna be waiting six months, maybe 12 months. So that’s always been the case, but now we are seeing delays of that. Maybe, maybe sometimes longer, but also it’s like, oh well. We can’t replace, like, for like, you’re gonna be getting a, a different kind of blade. Um, that will work. Um, but you know, so that is fine, except for that, that means you can’t do a single blade replacement anymore. Now, what should have been a single blade replacement might be a full set replacement. And so it does start to really, um, yeah. Mess things up and like, yeah, it’s covered by the FSA, like that’s on them to buy the three blades instead of one, but. It does matter because, you know, if they’re losing money on, um, managing your wind farm, then it, it is gonna lead to worse outcomes for you because, you know, they’re gonna have to skimp and scrape where they [00:11:00] can to, you know, like, um, minimize their losses. So I, I don’t think it’s, it’s, it’s Yolanda Padron: not great. Yeah. And if you’re running a wind farm, you have other stakeholders too, right? It’s not like you’re running it just for yourself. So having all that downtime from towers down for a year. Because you can’t get blades on your site. Like it’s just really not great. Rosemary Barnes: Yeah, and I mean, there’s flaws on there. Like they’ve got an availability guarantee. Then, you know, below that they do have to, um, pay for that, those losses. But there’s a flaw on that. So once you know, you, you blast through the floor of your availability, then you know, that is on the owner. Now it’s not on the, um, service provider. So it’s definitely. Something that, yeah, there’s lots of things where you might think, oh, I don’t have to worry about my blades ’cause I’ve got an F, SA, but you know, that’s just one example where, okay, you will, you will start worrying if they, they yeah. Fall through the floor of their availability guarantee. Joel Saxum: Two questions that pop up in my mind from this one, the first one, the first one is [00:12:00] directly from Alan. You and I did a webinar, we do so many of ’em yesterday, and it was about, it was in the nor in North America, ferc, so. They have new icing readiness, uh, reporting you, so, so basically like if you’re on the, if you’re connected to the grid, you’re a wind farm or solar farm and you have an icing event, you need to explain to them why you had an outage, um, and why, what you’re doing about it. Or if you’re not doing something about it, you have to justify it. You have to do all these things to say. Hey, some electrons weren’t flowing into the grid. There’s certain levels. It’s much more complicated than this, but electrons weren’t flowing into the grid because of an issue. We now have to report to FERC about this. So is there a stage when a FERC or uh, some other regulatory agency starts stepping into the wind industry saying like, someone’s gotta secure a supply chain here. ’cause they’re already looking at things when electrons are on the grid. Someone’s got a secure supply chain here so we can ensure that [00:13:00]these electrons are gonna get on the grid. Could, can something like that happen or was, I mean, I mean, of course that’s, to me, in my opinion, that’s a lot of governmental overreach, but could we see that start to come down the line like, Hey, we see from an agency’s perspective, we see some problems here. What are you doing to shore this up? Allen Hall: Oh, totally. Right. I, I think the industry in general has an issue. This is not an OEM specific problem. At the minute, if this is a industry-wide problem, there seems to be more dispersed. Manufacturers are gonna be popping up. And when we were in Scotland, uh, we learned a lot more about that. Right, Joel? So the industry has more diversification. I, I, here’s, here’s my concern at the minute, so. For all these blade manufacturers that we would otherwise know off the top of our heads. Right. Uh, lm, TPI, uh, Aris down in Brazil. The Vestus manufacturing facilities, the Siemens manufacturing [00:14:00] facilities. Right. You, you’re, you’re in this place where. You know, everybody’s kind of connected up the chain, uh, to a large OEM and all this made sense. You know, who was rebuilding your blades next year and the year down, two years down the road. Today you don’t, so you don’t know who owns that company. You don’t know how the manager’s gonna respond. Are you negotiating with a company that you can trust’s? Gonna be there in two or three years because you may have to wait that long to get blades delivered. I don’t know. I think that it, it put a lot of investment, uh, companies in a real quandary of whether they wanna proceed or not based upon the, what they is, what they would perceive to be the stability of these blade companies. That’s what I would think. I, I, Vestas is probably the best suited at the minute, besides Siemens. You know, Vestas is probably best suited to have the most perceived reliability capability. Control, Joel Saxum: but they have their own [00:15:00] blade factories already, right? So if they buy the TPI ones, they’re just kind of like they can do some copy pasting to get the the things in place. And to be honest with you, Vesta right now makes the best blades out there, in my opinion, least amount of serial defects. Remove one, remove one big issue from the last couple Allen Hall: years. But I think all the OEMs have problems. It’s a question of how widely known those problems are. I, I don’t think it’s that. I think the, the, the. When you talk to operators and, and they do a lot of shopping on wind turbines, what they’ll tell you generally is vestus is about somewhere around 20% higher in terms of cost to purchase a turbine from them. And Vestus is gonna put on a, a full service agreement of some sort that’s gonna run roughly 30 years. So there’s a lot of overhead that comes with buying a, a Vestas turbine. Yes. You, you get the quality. Yes. You get the name. Yes, you get the full service agreement, which you may or [00:16:00] may not really want over time. Uh, that’s a huge decision. But as pieces are being removed from the board of what you can possibly do, there’s it, it’s getting narrow or narrow by the minute. So it, it’s either a vestus in, in today’s world, like right today, I think we should talk about this, but it’s either Vestus or Nordic. Those are the two that are being decided upon. Mostly by a lot of the operators today. Joel Saxum: That’s true. We’re, and we just saw Nordex, just inked a one gigawatt deal with Alliant Energy, uh, just last week. And that’s new because Alliant has traditionally been a GE buyer. Right. They have five or six ge, two X wind farms in the, in the middle of the United States, and now they’ve secured a deal with Nordex for a gigawatt. Same thing we saw up at Hydro Quebec. Right. Vestas and Nordex are the only ones that qualify for that big, and that’s supposed to be like a 10 gigawatt tender over time. Right. But the, so it brings me to my, I guess my other question, I was thinking about this be [00:17:00] after the FERC thing was, does do, will we see a new blade manufacturer Allen Hall: pop Joel Saxum: up? Allen Hall: No, I don’t think you see a new one. I think you see an acquisition, uh, a transfer of assets to somebody else to run it, but that is really insecure. I, I always think when you’re buying distressed assets and you think you’re gonna run it better than the next guy that. Is rare in industry to do that. Think about the times you’ve seen that happen and it doesn’t work out probably more than 75% of the time. It doesn’t work out. It lasts a year or two or three, and they had the same problems they had when the original company was there. You got the same people inside the same building, building the same product, what do you think is magically gonna change? Right? You have this culture problem or a a already established culture, you’re not likely to change that unless you’re willing to fire, you know, a third of the staff to, to make changes. I don’t see anybody here doing that at the minute because. Finding wind blade technicians, manufacturing people is [00:18:00] extremely hard to do, to find people that are qualified. So you don’t wanna lose them. Joel Saxum: So this is why I say, this is why I pose the question, because in my mind, in in recent wind history, the perfect storm for a new blade manufacturer is happening right now. And the, and the why I say this is there is good engineers on the streets available. Now washing them of their old bad habits and the cultures and those things, that’s a monumental task. That’s not possible. Allen Hall: Rosemary worked at a large blade manufacturer and it has a culture to it. That culture really didn’t change even after they were acquired by a large OEM. The culture basically Rosemary Barnes: remained, they bizarrely didn’t try and change that culture, like they didn’t try to make it a GE company so that it wasn’t dur, it was wasn’t durable. You know, they, they could have. Used that as a shortcut to gaining, um, blade manufacturing capabilities and they didn’t. And that was a, I think it was a choice. I don’t think it’s an inevitability. It’s never easy to go in and change a, a culture, [00:19:00] but it is possible to at least, you know, get parts of it. Um, the, the knowledge should, you should be able to transfer and then get rid of the old culture once you’ve done that, you know, like, uh. Yeah, like you, you bring it in and suck out all the good stuff and spit out the rest. They didn’t do that. Joel Saxum: The opportunity here is, is that you’ve got a, you’ve got people, there’s gonna be a shortage of blade capacity, right? So if you are, if you are going to start up a blade manufacturing facility, you, if you’re clever enough, you may be able to get the backlog of a bunch of orders to get running without having to try to figure it out as you go. Yolanda Padron: I feel like I’d almost make the case that like the blade repair versus replace gap or the business cases is getting larger and larger now, right? So I feel like there’s more of a market for like some sort of holistic maintenance team to come in and say, Hey, I know this OEM hasn’t been taking care of your blades really well, but here are these retrofits that have proven to be [00:20:00]to work on your blades and solve these issues and we’ll get you up and running. Rosemary Barnes: We are seeing more and more of of that. The thing that makes it hard for that to be a really great solution is that they don’t have the information that they need. They have to reverse engineer everything, and that is. Very challenging because like you can reverse engineer what a blade is, but it doesn’t mean that, you know, um, exactly like, because a, the blade that you end up with is not an optimized blade in every location, right? There’s some parts that are overbuilt and um, sometimes some parts that are underbuilt, which gives you, um, you know, serial issues. But, so reverse engineering isn’t necessarily gonna make it safe, and so that does mean that yeah, like anyone coming in with a really big, significant repair that doesn’t go through the OEM, it’s a, it’s a risk. It, it’s always a risk that they have, you know, like there’s certain repairs where you can reverse engineer enough to know that you’re safe. But any really big [00:21:00] one, um, or anything that involves multiple components, um, is. Is a bit of a gamble if it doesn’t go through the OEM. Joel Saxum: No, but so between, I guess between the comments there, Yolanda and Rosemary, are we then entering the the golden age of opportunity for in independent engineering experts? Rosemary Barnes: I believe so. I’m staking, staking my whole business on it. Allen Hall: I think you have to be careful here, everybody, because the problem is gonna be Chinese blade manufacturers. If you wanna try to establish yourself as a blade manufacturer and you’re taking an existing factory, say, say you bought a TPI factory in Turkey or somewhere, and you thought, okay, I, I know how to do this better than everybody else. That could be totally true. However, the OEMs are not committed to buying blades from you and your competition isn’t the Blade Factory in Denmark or in Colorado or North Dakota, or in Mexico or Canada, Spain, wherever your competition is when, [00:22:00] uh, the OEM says, I can buy these blades for 20 to 30% less money in China, and that’s what you’re gonna be held as, as a standard. That is what’s gonna kill most of these things with a 25% tariff on top. Right? Exactly. But still they’re still bringing Joel Saxum: blades in. That’s why I’m saying a local blade manufacturer, Rosemary Barnes: I think it’s less the case. That everyone thinks about China, although maybe a little bit unconventional opinion a about China, they certainly can manufacture blades with, uh, as good a quality as anyone. I mean, obviously all of the, um, Danish, uh, American manufacturers have factories in China that are putting out excellent quality blades. So I’m not trying to say that they dunno how to make a good blade, but with their. New designs, you know, and the really cheap ones. There’s a couple of, um, there’s a couple of reasons for that that mean that I don’t think that it just slots really well into just replacing all of the rest of the world’s, um, wind turbines. The first is that there are a lot of [00:23:00] subsidies in China. Surely there can only continue so long as their economy is strong. You know, like if their economy slows down, like to what extent are they gonna be able to continue to, um, continue with these subsidies? I would be a little bit nervous about buying an asset that I needed support for the next 30 years from a company like. That ecosystem. Then the other thing is that, um, that development, they move really fast because they take some shortcuts. There’s no judgment there. In fact, from a develop product development point of view, that is absolutely the best way to move really fast and get to a really good product fast. It will be pervasive all the way through every aspect of it. Um, non-Chinese companies are just working to a different standard, which slows them down. But also means that along the way, like I would be much happier with a half developed, um, product from a non-Chinese manufacturer than a half developed product from a Chinese manufacturer. The end point, like if China can keep on going long enough with this, [00:24:00] you know, like just really move fast, make bold decisions, learn everything you can. If they can continue with that long enough to get to a mature product, then absolutely they will just smash the rest of the world to pieces. So for me, it’s a matter of, um, does their economy stay strong enough to support that level of, uh, competition? Allen Hall: Well, no, that’s a really good take. It’s an engineering take, and I think the decision is made in the procurement offices of the OEMs and when they start looking at the numbers and trying to determine profitability. That extra 20% savings they can get on blades made in China comes into play quite often. This is why they’re having such a large discussion about Chinese manufacturers coming into the eu. More broadly is the the Vestas and the Siemens CAAs and even the GE Re Novas. No, it’s big time trouble because the cost structure is lower. It just is, and I. [00:25:00] As much as I would love to see Vestas and Siemens and GE Renova compete on a global stage, they can’t at the moment. That’s evident. I don’t think it’s a great time to be opening any new Blade Factory. If you’re not an already established company, it’s gonna be extremely difficult. Wind Energy O and M Australia is back February 17th and 18th at Melbourne’s Pullman on the park. Which is a great hotel. We built this year’s agenda directly from the conversations we’ve had in 2025 and tackling serial defects, insurance pressures, blade repairs, and the operational challenges that keeps everybody up at night around the world. So we have two days of technical sessions, interactive roundtables and networking that actually moves the industry for. Forward. And if you’re interested in attending this, you need to go to WMA 2020 six.com. It’s WOMA 2020 six.com. Rosemary, a lot of, uh, great events gonna happen at. W 2026. Why don’t [00:26:00] you give us a little highlight. Parlet iss gonna be there. Rosemary Barnes: Parlow is gonna be there. I mean, a highlight for me is always getting together with the, the group. And also, I mean, I just really love the size of the event that uh, every single person who’s there is interested in the same types of things that you are interested in. So the highlight for me is, uh, the conversations that I don’t know that I’m gonna have yet. So looking forward to that. But we are also. Making sure that we’ve got a really great program. We’ve got a good mix of Australian speakers and a few people bringing international experience as well. There’s also a few side events that are being organized, like there’s an operators only forum, which unfortunately none of us will be able to enter because we’re not operators, but that is gonna be really great for. For all of them to be able to get together and talk about issues that they have with no, nobody else in the room. So if, if you are an operator and you’re not aware of that, then get in touch and we’ll pass on your details to make sure you can join. Um, yeah, and people just, you know, [00:27:00] taking the opportunities to catch up with clients, you know, for paddle load. Most or all of our clients are, are gonna be there. So it is nice to get off Zoom and um, yeah, actually sit face to face and discuss things in person. So definitely encourage everyone to try and arrange those sorts of things while they’re there. Joel Saxum: You know, one of the things I think is really important about this event is that, uh, we’re, we’re continuing the conversation from last year, but a piece of feedback last year was. Fantastic job with the conversation and helping people with o and m issues and giving us things we can take back and actually integrate into our operations right away. But then a week or two or three weeks after the event, we had those things, but the conversation stopped. So this year we’re putting some things in place. One of ’em being like Rosemary was talking about the private operator forum. Where there’s a couple of operators that have actually taken the reins with this thing and they wanna put this, they wanna make this group a thing where they’re want to have quarterly meetings and they want to continue this conversation and knowledge share and boost that whole Australian market in the wind [00:28:00]side up right? Rising waters floats all boats, and we’re gonna really take that to the next level this year at Allen Hall: WMA down in Melbourne. That’s why I need a register now at Wilma 2020 six.com because the industry needs solutions. Speeches. That wraps up another episode of the Uptime Wind Energy Podcast. Thanks for joining us. We appreciate all the feedback and support we received from the wind industry. If today’s discussion sparked any questions or ideas, we’d love to hear from you. Just reach out to us on LinkedIn and please don’t forget to subscribe so you’d never miss an episode. For Joel Rosemary and Yolanda, I’m Allen Hall. We’ll catch you next week on the Uptime Wind Energy Podcast.

Welcome to RIMScast. Your host is Justin Smulison, Business Content Manager at RIMS, the Risk and Insurance Management Society.   In this last episode of 2025, Justin interviews Morgan O'Rourke and Hilary Tuttle of RIMS Risk Management magazine on the most impactful risks of 2025 and what's expected in 2026. They discuss the difficulty of reporting on the rapid pace of risk change. Morgan and Hilary discuss the most impactful natural events of 2025: wildfires in California and Canada, Hurricane Melissa, and flooding. They discuss the economic risks posed by the unusual tariff changes in 2025 and how supply chains and inflation are affected. These risks are covered in the Q4 edition of RIMS Risk Management magazine online now.   Morgan and Hilary will return for the first episode of 2026, launching on January 5th.   Key Takeaways: [:01] About RIMS and RIMScast. [:17] About this episode of RIMScast. This is our final episode of 2025, and who better to spend it with than Morgan O'Rourke and Hilary Tuttle of RIMS Risk Management magazine? [:44] We will discuss some of the top risk management stories of 2025 and what they might mean for 2026. They will rejoin us for the first episode of 2026! But first… [:55] RIMS-CRMP and Some Prep Courses. The next virtual prep course will be held on January 14th and 15th, 2026. These are virtual courses. Links to these courses can be found through the Certification page of RIMS.org and through this episode's show notes. [1:12] RIMS Virtual Workshops are coming up. On January 21st and 22nd, Chris Hansen returns to deliver the course, "Managing Worker Compensation, Employer's Liability and Employment Practices in the US". [1:26] The full schedule of virtual workshops can be found on the RIMS.org/education and RIMS.org/education/online-learning pages. A link is also in this episode's notes. [1:38] RIMS members always enjoy deep discounts on the virtual workshops. [1:48] The RIMS-CRO Certificate Program in Advanced Enterprise Risk Management is hosted by the famous James Lam. This is a live virtual program that helps elevate your expertise and career in ERM. [2:01] You can enroll now for the next cohort, which will be held over 12 weeks from January through March of 2026. Registration closes on January 5th. Or Spring ahead and register for the cohort that will be held from April through June, 2026. Registration closes on April 6th. [2:20] Links to registration and enrollment are in this episode's show notes. [2:27] On with the show! The annual Year in Risk Review edition of RIMS Risk Management magazine is now available. Visit RMmagazine.com for more information. [2:39] I wanted to dive deeper into some of the pages and the stories that made major headlines in risk management this year. Morgan and Hilary are rejoining us as part of our annual tradition. [2:54] We're not just looking back; we're also going to talk about how these events should be some warning signs and provide some extra insight for risk managers around the world. [3:05] Interview! This is our final episode of the year, and we're going out with a bang with two of my favorite people! [3:12] Morgan O'Rourke and Hilary Tuttle, welcome back to RIMScast! [3:23] Justin saw Morgan and Hilary, just a month ago in Seattle, at the ERM Conference. Morgan says it was raining the whole time, but it was a good conference. It was well-attended, and everybody enjoyed themselves, and the attendees got a lot out of it. It was a great event! [3:51] Hilary also thought it was great! The turnout was fantastic! There was some great feedback on a lot of the sessions. There were some packed rooms! People seemed pleased with the programming. Hilary didn't see the sun until she left, but she enjoyed the city! [5:12] Morgan and Hilary's goal for attending the ERM Conference is to gather good ideas for articles. They look for presenters who might be good content contributors in other formats. They look to get a sense of what is new and what is emerging. [5:24] Morgan and Hilary talk to members about what they're seeing in practice and what's concerning to them. Morgan says if there's a packed room for a session, it's clearly a topic that's resonating, which bumps it to the top of the list of things to pursue, since there's interest in it. [6:17] Justin notes that Morgan's always there in the sessions with pen and paper. He's old school! [7:36] Morgan says the hardest part of reporting on risk is the breadth of the risks they cover. Everything has a lot more nuance and a lot more effect. This incident happened, which had 57 knock-on effects. [7:47] Morgan explains why distilling that down to something that makes sense in article form is a huge challenge and compares writing about risk to the experience risk managers have with everything they deal with. [8:10] Morgan says that, at the end of the year, spotlighting the year in risk coverage is a challenge. How do you get the entire economic, geopolitical situation down to 200 words? [8:37] Hilary says the velocity of change is a challenge when covering risk. Unlike in everyday news coverage, they have to add an amount of value or takeaways for a reader who is looking to do something about risk. Developing that value, at the speed of risk, is particularly challenging. [9:15] Hilary continues. Crises are compounded now. You can't ignore a lot of those factors that make a crisis a bad issue. Hilary cites hurricanes, rapid intensification, which is a knock-on effect of climate change, lax building codes, and people building more in certain regions. [9:38] Hilary says you have to add so many layers to explain why this crisis is happening now. It becomes a lot more challenging to figure out how it impacts insurance. You have to take into account different exclusions or the way the policies are created. There are a lot of moving parts. [10:04] Morgan says, It's not just your picture. It's the picture of your suppliers and your customers, who might be across the country or around the world. All of their risks become your risks or, at least, will impact your business. [10:33] Justin compliments the digital layout of RIMS Risk Manager magazine. He speaks of how Morgan and Hilary go to RIMS events looking for inspiration for content and content contributors. [11:05] Morgan says, We're only as good as the information we've learned through the people we've met, or what we've read. We're not practicing risk managers. Hearing from experts who deal with it every day is the strongest way to get good content that resonates with our readers. [12:17] Morgan says wildfires were probably the most costly insured loss of 2025. Hilary says that earthquakes were the most costly in terms of the loss of life. The LA fire was the largest single economic loss. There are lots of expensive homes in Southern California. [13:26] Canada has had wildfires raging almost non-stop for two or three years. Wildfires are no longer secondary perils. They're a prime source of loss. Severe convective storms, in the aggregate, probably caused more damage than wildfires this year. [14:04] Hilary says severe convective storms have been in the top 10 for seven out of the last 10 years. Morgan says this was one of the top convective storm years. In natural disasters, you're not looking just at hurricanes and earthquakes, but also fires, floods, and more. [14:32] Hilary talks about secondary factors, like tremendous wind events in California, increasing the rate at which fires spread, making containment difficult. Things were moving fast. A lot of buildings were burning. It took three weeks to put out two of the largest fires. [15:05] Canada faced different challenges. All but two provinces had record, above-average fire seasons. Some fires impacted remote areas where getting people out is logistically extremely difficult. Seventy-something First Nations communities had to be evacuated. [15:35] If you're dealing with areas that are largely only accessible by air, getting communities of people out for long periods is logistically very challenging, with a devastating human impact. They're very different fires. [15:52] Hilary says it was quite a year. Morgan ties it back to the impact of climate change. It starts with drought, and it's exacerbated by winds. Then you've got these weird things that pop up where Mother Nature says, Hey, I've got a weird twist for you! [16:13] Quick Break! RISKWORLD 2026 will be held from May 3rd through the 6th in Philadelphia, Pennsylvania. RISKWORLD attracts more than 10,000 risk professionals from across the globe. It's time to Connect, Cultivate, and Collaborate with them. Booth sales are open now! [16:35] General registration and speaker registration are also open right now! Marketplace and Hospitality badges will be available starting on March 3rd. Links are in this episode's show notes. [16:50] Let's Return to Our Interview with Morgan O'Rourke and Hilary Tuttle! [17:11] Some of the fires Canada experienced this year were zombie fires, also called holdover fires, or overwintering fires. They can live in the soil under the snow until it gets warm, the snow melts, and they reignite. Some of the fires of 2025 were started in 2023. [16:23] Hilary believes those holdover fires were in Saskatchewan, Manitoba, the Northwest Territories, and up North. Holdover fires are most common in the Arctic Circle. [18:43] Morgan and Hilary believe that's a good example of things that will happen more frequently with climate change, affecting a larger number of people than before. [19:15] Morgan says convective storms are tornadoes and thunderstorms. Hilary adds that it has to do with the pressure front that leads to forming them. Outbreaks of many tornadoes in a couple of days wreak havoc in the U.S. Midwest. [20:06] Morgan says the highest intensity of a tornado is EF5. There was an EF5 tornado in North Dakota for the first time in 10 years. It touched down in a place where there were not a lot of people. [20:35] Hilary says we're seeing increasingly severe convective storms and inland flooding losses. Severe storms are flooding areas that weren't thought of as being at risk of flooding. [20:50] The more we build into these plains with high-value properties, the more damaging convective storms are getting. The storms are also getting worse. We're also seeing increasingly damaging hail. That's a severe convective storm issue, as well. [21:27] Morgan says climate change makes things more intense and widespread. Morgan says his favorite climate change after-effect was the attack of the jellyfish this year. [21:57] There were multiple instances of French nuclear power plants being taken offline by giant swarms of jellyfish clogging the coolant intake lines. Europe had a super-hot summer. Water temperatures rose, which increased jellyfish activity and presence. [22:26] There were so many jellyfish, they ended up in places they shouldn't be. France generates 70% of its electricity through nuclear power. If nuclear power plants are taken offline, it's not just a minor annoyance. [22:51] If you're a company during a blackout, you don't care that it was jellyfish. You're still not in business for the time that you don't have power. Suddenly, this climate change effect is now a part of a disaster preparedness plan because of climate change. You have to plan for jellyfish. [24:43] Hurricane Melissa was another storm with widespread flooding and enormous insured losses. Morgan notes that 2025 was a relatively low-activity season from the standpoint of how many hurricanes made landfall. [25:18] Melissa was the most damaging and probably accounted for 90% of economic losses and loss of life. It did billions of dollars' worth of damage. [25:33] There were three Category 5 Hurricanes this year; four is the record, but they mostly went out into the ocean; they didn't do anything. That doesn't mean it's always going to happen. If one storm hits the right place, you're in trouble. [26:07] It was an active storm season for Jamaica. It only takes one storm in your area to be an active season for you. [26:25] Hilary says Melissa is a textbook case of some of the perils of rapid intensification. It got much worse very quickly. The fact that we've seen such a proportion of Category 5 storms is a pattern that is concerning. [26:57] They discussed rapid intensification in the hurricane outlook for the season. Hurricane Erin also occurred this year. It intensified quickly, but it didn't cause a lot of damage. Your lead time is less when a storm intensifies quickly. [27:32] Morgan says it's important to get things in order before storms hit because you may not have the time to do it when it's mid-season. You don't know where or when a storm will hit. [27:50] Wikipedia calls Melissa the costliest storm in Jamaican history, at $10 billion in damage, 102 fatalities, 141 injuries, and 27 missing. [28:38] A Final Break! The Spencer Educational Foundation's goal to help build a talent pipeline of risk management and insurance professionals is achieved, in part, by its collaboration with risk management and insurance educators across the U.S. and Canada. [28:57] Spencer awards undergraduate, graduate, Ph.D., and Pre-Instructor of Practice Scholarships to students enrolled at an accredited college or university in the U.S. and Canada, and physically studying in either location. No remote coursework eligibility from other locations. [29:14] Including part-time, graduate scholarships to risk management and insurance professionals continuing their education. [29:20] Since 1980, Spencer has invested more than $11.1 million in the scholarship program with awards to over 1,700 students. More than 85% of Spencer's scholarship recipients remain in the industry to this day. [29:35] They've got undergraduate scholarships, full-time Master's scholarships, part-time Master's scholarships, pre-dissertation Ph.D. candidates, doctoral candidates, and pre-instructor of practice scholarships all open now. The application deadline is January 31st, 2026. [29:57] Visit SpencerEd.org/scholarships. You'll find the different application buttons. See the link in this episode's show notes for more information, giving you some extra homework to do over the holiday break, if you are taking a holiday break! [30:14] Let's Return to the Conclusion of Our Interview with Morgan O'Rourke and Hilary Tuttle!  [30:46] Justin mentions that tariffs in 2025 affect 90% of U.S. imports. That's a supply chain management issue and an ERM issue. Tariffs themselves are an issue. [31:16] What Morgan connects most to tariffs is the uncertainty they create, especially in the way they've been implemented this year. Tariffs are promised, then the terms are changed, creating uncertainty. What level of costs will businesses absorb or pass on to customers? [31:50] Morgan says those things make the business landscape unstable. Tariffs in April would be better than 57 different announcements that change the picture every other week and tend to tank the stock market. [32:20] Morgan says Goldman Sachs estimated in September that 55% of the incurred costs have been passed to consumers, depending on the business. Once it impacts your customers, you've got less revenue coming in. It's an unstable environment. [32:47] Hilary contrasts this year's tariffs with past tariffs. Usually, it's a "set it and forget it" situation. Hilary calls this year's tariffs erratic and confusing. The scale and the frequency of change are unprecedented. [33:31] Morgan says you can feel it when you go to the store. That's not helping from a personal standpoint or a business standpoint. Justin speaks of shrinkflation. [33:47] Tariffs are going to affect inflation. Nobody wants that. [34:22] Hilary speaks of alternate supply chains that are in more friendly tariff environments. Some of the items in your products are going to be different. Some of your processes will be different. You don't know if you're also going to be getting inferior products. [34:52] Morgan says it's not as simple as saying just get a new supplier. That's an operational shift from procurement, on. Hilary says, hopefully, you won't have to do product safety testing or environmental impact studies, or reporting around your supply chain. [35:09] Morgan notes that some raw materials may only be available in five countries, like a rare earth mineral. [35:32] Justin asks if this is explored in depth in the Q4 edition of RIMS Risk Management magazine. Hilary says we are not talking about rare earth minerals in that issue. Morgan is working on figuring out how we can cover that, perhaps, in 2026. [35:53] Morgan is fascinated by this topic. There are limited deposits of things. The broader point is that if you're affected by tariffs and you're trying to change suppliers or sources, you may not have all the options. [36:12] Hilary says it is a situation where the risk is very much there, but the management or mitigation of it is not necessarily something you can do much about. Only so many places make cobalt. Morgan adds, There are only so many mines out there. [36:31] Justin says, The Q4 edition of RIMS Risk Management magazine is out now. This is the last episode of 2025. We're going to have you back to discuss a little bit more in the first episode of 2026. [37:01] Morgan's parting words: "I'm just glad you're listening. I'm glad you're listening. I'm glad you're reading. I'm glad you're here. I feel like it's a privilege to keep writing for you, talking to you, so hopefully, we continue to do that in the new year. Everybody, be safe and happy." [37:14] Hilary's parting words: "Thanks for making it through another year!" [37:18] So, we're going to have you back in January, and we'll pick up there, probably with some cyber and some Data Privacy Day kick-off, January 5th, 2026. [37:35] Special thanks again to Morgan O'Rourke and Hilary Tuttle of RIMS Risk Management magazine and the RIMS Publications Department for joining us on RIMScast. They will rejoin us for the first episode of 2026. That will launch on January 5th. [37:52] Mark your calendar and subscribe to RIMScast through your podcasting app of choice! Visit RMmagazine.com to check out The Year in Risk edition of Risk Management magazine. That's the Q4 edition. This is reporting from the best in the profession. [38:12] You can't get any better than RIMS Risk Management magazine. [38:17] Plug Time! You can sponsor a RIMScast episode for this, our weekly show, or a dedicated episode. Links to sponsored episodes are in the show notes. [38:44] RIMScast has a global audience of risk and insurance professionals, legal professionals, students, business leaders, C-Suite executives, and more. Let's collaborate and help you reach them! Contact pd@rims.org for more information. [39:01] Become a RIMS member and get access to the tools, thought leadership, and network you need to succeed. Visit RIMS.org/membership or email membershipdept@RIMS.org for more information. [39:18] Risk Knowledge is the RIMS searchable content library that provides relevant information for today's risk professionals. Materials include RIMS executive reports, survey findings, contributed articles, industry research, benchmarking data, and more. [39:34] For the best reporting on the profession of risk management, read Risk Management Magazine at RMMagazine.com. It is written and published by the best minds in risk management. [39:47] Justin Smulison is the Business Content Manager at RIMS. Please remember to subscribe to RIMScast on your favorite podcasting app. You can email us at Content@RIMS.org. [39:59] Practice good risk management, stay safe, and thank you again for your continuous support!   Links: RIMS Risk Management Magazine: Year In Risk Edition | Feature Article Facilitating Risk-Based Decision Making | Virtual Workshop | March 4‒5, 2026 RIMS-CRO Certificate Program In Advanced Enterprise Risk Management | Jan‒March 2026 Cohort | Led by James Lam RISKWORLD 2026 Registration — Open for exhibitors, members and non-members! Reserve your booth at RISKWORLD 2026! The Strategic and Enterprise Risk Center RIMS Diversity Equity Inclusion Council RIMS Risk Management magazine | Contribute RIMS Now Spencer Educational Foundation Scholarships | Submission Deadline Jan. 31, 2026 RISK PAC | RIMS Advocacy RIMS-Certified Risk Management Professional (RIMS-CRMP) | Insights Series Featuring Joe Milan! Upcoming RIMS-CRMP Prep Virtual Workshops: RIMS-CRMP Exam Prep | January 14‒15, 2026,  9:00 am‒4:00 pm EST, Virtual Full RIMS-CRMP Prep Course Schedule See the full calendar of RIMS Virtual Workshops "Managing Worker Compensation, Employer's Liability and Employment Practices in the US" | Jan. 21‒22, 2026   Upcoming RIMS Webinars: RIMS.org/Webinars   Related RIMScast Episodes: "Mid-Year Update 2025: RIMS Legislative and Risk Management News" "James Lam on ERM, Strategy, and the Modern CRO" "The Evolving Role of the Risk Analyst" "Presilience and Cognitive Biases with Dr. Gav Schneider and Shreen Williams" "Risk Rotation with Lori Flaherty and Bill Coller of Paychex" "Risk Quantification Through Value-Based Frameworks"   Sponsored RIMScast Episodes: "Secondary Perils, Major Risks: The New Face of Weather-Related Challenges" | Sponsored by AXA XL (New!) "The ART of Risk: Rethinking Risk Through Insight, Design, and Innovation" | Sponsored by Alliant "Mastering ERM: Leveraging Internal and External Risk Factors" | Sponsored by Diligent "Cyberrisk: Preparing Beyond 2025" | Sponsored by Alliant "The New Reality of Risk Engineering: From Code Compliance to Resilience" | Sponsored by AXA XL "Change Management: AI's Role in Loss Control and Property Insurance" | Sponsored by Global Risk Consultants, a TÜV SÜD Company "Demystifying Multinational Fronting Insurance Programs" | Sponsored by Zurich "Understanding Third-Party Litigation Funding" | Sponsored by Zurich "What Risk Managers Can Learn From School Shootings" | Sponsored by Merrill Herzog "Simplifying the Challenges of OSHA Recordkeeping" | Sponsored by Medcor "How Insurance Builds Resilience Against An Active Assailant Attack" | Sponsored by Merrill Herzog "Third-Party and Cyber Risk Management Tips" | Sponsored by Alliant   RIMS Publications, Content, and Links: RIMS Membership — Whether you are a new member or need to transition, be a part of the global risk management community! RIMS Virtual Workshops On-Demand Webinars RIMS-Certified Risk Management Professional (RIMS-CRMP) RISK PAC | RIMS Advocacy RIMS Strategic & Enterprise Risk Center RIMS-CRMP Stories — Featuring RIMS President Kristen Peed!   RIMS Events, Education, and Services: RIMS Risk Maturity Model®   Sponsor RIMScast: Contact sales@rims.org or pd@rims.org for more information.   Want to Learn More? Keep up with the podcast on RIMS.org, and listen on Spotify and Apple Podcasts.   Have a question or suggestion? Email: Content@rims.org.   Join the Conversation! Follow @RIMSorg on Facebook, Twitter, and LinkedIn.   About our guests: Morgan O'Rourke, RIMS Director of Publications and Risk Management Magazine Editor in Chief Hilary Tuttle, Managing Editor, Risk Management Magazine   Production and engineering provided by Podfly.  

Joe's Premium Subscription: www.standardgrain.comGrain Markets and Other Stuff Links —Apple PodcastsSpotifyTikTokYouTubeFutures and options trading involves risk of loss and is not suitable for everyone.

-Nebraska hadn't played since the Illinois game last Saturday…were there signs of rust vs. a North Dakota team that just beat Winthrop (a team that Nebraska struggled with)?-Now, another wait before Nebraska plays New Hampshire on December 30th at PBA before the big game vs. Michigan StateShow sponsored by SANDHILLS GLOBALOur Sponsors:* Check out Hims: https://hims.com/EARLYBREAK* Check out Infinite Epigenetics: https://infiniteepigenetics.com/EARLYBREAK* Check out Washington Red Raspberries: https://redrazz.orgAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

She is an assistant coach for women's swimming and diving at Northern State University, plus she does triathlons and trains for ultra-runs. Her coaching career ranges from high school and the club team to Dakota Sports and Fitness to a USA swim coach with a team in North Dakota and another, later, in South Dakota. She has also provided private coaching for collegiate athletes. During her master's program she completed an internship at the University of Texas, coaching their youth Longhorns swim camp all summer, and at the University of Kansas camp. As a student-athlete she competed for three seasons at the University of Mary after having been a varsity swimmer all four years of high school, when she was a regional and state qualifier.

Today is Monday, Dec. 22. Here are the latest headlines from the Fargo, North Dakota area. InForum Minute is produced by Forum Communications and brought to you by reporters from The Forum of Fargo-Moorhead and WDAY TV. For more news from throughout the day, visit InForum.com.

After a shaky start at Pinnacle Bank Arena against North Dakota, Jack and Kaleb try to identify what went so right in the second half that went so wrong in the first half (hint: not missing a million 3s).But the wild swings between halves were overshadowed by Berke Buyuktuncel getting the program's fourth-ever Triple Double, and you won't believe when Jack said he predicted it.Plus, whatever happened to sleepy, sparse crowds during Holiday Break buy games?Finally, the NCAA Tournament Meter admittedly didn't move much, but it somehow still created controversy about Jack's fatalism. Yet somehow, this accusation was being leveled as Jack was describing his fantasy about the next four weeks of the season, and, well, it's out there. For more from the I-80 Club, become a Patron and get bonus episodes, access to the I-80 Club Discord server, and so much more: patreon.com/i80clubSubscribe to the I-80 Club YouTube channel and don't miss any of our public episodes, see shorts, and other videos! Hosted on Acast. See acast.com/privacy for more information.

Adoption isn't one-size-fits-all. Catholic Charities ND experts discuss modern adoption, AASK, and why counseling, respect, and support matter at every step.

Guest host Karla Rose-Hanson is joined by Melissa Markegard, the suicide prevention administrator for North Dakota’s Health and Human Services, Behavioral Health Division, for and extended conversation about suicide prevention and resources for those who need help.See omnystudio.com/listener for privacy information.

Guest host Karla Rose-Hanson spends the final hour of her show with Sarah Aker, Executive Director Medical Services, for a discussion about rural healthcare in our state.See omnystudio.com/listener for privacy information.

Guest host Karla Rose-Hanson is joined by Jonathan Holth, commissioner of Recovery & Reentry, for a discussion about some of the efforts the state is enacting to facilitate recovery and reentry. We also discuss some upcoming leglislation to further address the issue.See omnystudio.com/listener for privacy information.

Man! 2025 has certainly been the year of the Pheasant in North Dakota! Wess, George and Myself recap our favorite moments of the season. We also chat about an EPIC hunt to finish off the season in style!

What if you could actually see the hidden influencers on your campus and use those connections to move culture forward instead of fighting it?​ In this energizing Aspire to Lead episode, Joshua Stamper sits down with Dr. Ben Johnson, assistant superintendent and executive coach, and award-winning principal Bobby Dodd to unpack their new book, Intentional Influence, Harnessing Cultural Mapping to Build Commitment. Together, they introduce cultural mapping as a practical way to “make the invisible visible,” helping leaders identify formal and informal influencers, understand levels of commitment, and design intentional moves that build trust, belonging, and buy-in across a school or district.​ Ben and Bobby walk through their three-phase process—mapping your people, reflecting on commitment and connections, and planning next steps—while sharing real stories of shifting disengagement, navigating resistance, and turning isolated talent into aligned teams that carry initiatives forward instead of waiting for top-down directives. Whether you lead a classroom, a building, or a system, this conversation offers a human-centered roadmap for using relationships as your strongest currency and building a culture where people feel seen, supported, and ready to commit to the work that matters most. About Dr. Ben Johnson: Dr. Ben Johnson serves as the Assistant Superintendent for Secondary Schools in Bismarck Public Schools, North Dakota. A leader, author, and executive coach, Ben has a passion for developing innovative systems that align culture, leadership, and learning through his Cultural Mapping framework. His work centers on building commitment through relationships and purpose—helping leaders transform compliance into authentic engagement. Ben is also the author of Intentional Influence: Harnessing Cultural Mapping to Build Commitment. Follow Dr. Ben Johnson Website:https://cascadingsolutions.org Twitter (X): @dr_ben_johnson Instagram:@dr_ben_johnson80 Facebook:@dr_ben_johnson80 Linkedin:linkedin.com/in/drbenjohnson80 About Bobby Dodd: Bobby Dodd (JD) is an award-winning educational leader, speaker, and principal known for his focus on organizational culture and innovative leadership. He brings decades of experience helping schools and leaders build capacity through trust, collaboration, and reflection. Bobby's leadership philosophy blends servant leadership with practical strategy—empowering leaders to develop high-performing, connected teams where everyone leads with purpose. Bobby is also the coauthor of Intentional Influence: Harnessing Cultural Mapping to Build Commitment. Follow Bobby Dodd Website:https://cascadingsolutions.org 

In this sermon, Pastor Cody unpacks the second commandment: "You shall not make for yourself an idol."We hope you enjoyed this sermon! To learn more about our ministry, you can visit us at the Harvest Plains website.Harvest Plains Church is a small church plant located in Mapleton, North Dakota. Our heart is to bring the Gospel of Jesus Christ to our local communities, and to build disciples with Bible-centered preaching. If you're near Mapleton or the Fargo/Moorhead area, we'd love to have you join us!

Today on Coast To Coast Hoops Greg recaps Saturday's results, talks to Note Hornung of Your Better News about the top teams in the country being dominant, handicapping buy games before Christmas with students away from campus, & Sunday's games, & Greg picks & analyzes EVERY Sunday college basketball game!Link To Greg's Spreadsheet of handicapped lines: https://vsin.com/college-basketball/greg-petersons-daily-college-basketball-lines/Greg's TikTok With Pickmas Pick Videos: https://www.tiktok.com/@gregpetersonsports?is_from_webapp=1&sender_device=pcPodcast Highlights 3:12-Recap of Saturday's results21:01-Interview With Nate Hornung39:10-Start of picks Penn State vs Pittsburgh41:30-Picks & analysis for Charleston vs Northern Kentucky43:36-Picks & analysis for Quinnipiac vs Hofstra46:03-Picks & analysis for Ole Miss vs NC State48:30-Picks & analysis for Stony Brook vs Marist51:01-Picks & analysis for Vanderbilt vs Wake Forest53:18-Picks & analysis for Kennesaw St vs Alabama55:46-Picks & analysis for Southern Illinois vs Bradley58:46-Picks & analysis for Fort Wayne vs Notre Dame1:01:09-Picks & analysis for Murray St vs Valparaiso1:03:27-Picks & analysis for CS Fullerton vs Oklahoma St1:06:07-Picks & analysis for Illinois Chicago vs Charlotte1:08:12-Picks & analysis for Oregon St vs Arizona St1:10:03-Picks & analysis for CIncinnati vs Clemson1:12:10-Picks & analysis for La Salle vs Michigan1:14:39-Picks & analysis for Drake vs Evansville 1:16:31-Picks & analysis for Sam Houston vs New Mexico St1:19:09-Picks & analysis for Connecticut vs DePaul1:21:32-Picks & analysis for UW Milwaukee vs Cleveland St1:24:19-Picks & analysis for Columbia vs California1:26:53-Picks & analysis for Indiana St vs Illinois St1:30:13-Picks & analysis for Campbell vs Minnesota1:33:02-Picks & analysis for Gonzaga vs Oregon1:35:24-Picks & analysis for Long Beach St vs Iowa St1:38:07-Picks & analysis for UC Davis vs Idaho St1:40:24-Picks & analysis for Idaho vs Cal Poly1:43:14-Picks & analysis for North Dakota vs Nebraska1:45:31-Picks & analysis for UC Irvine vs North Dakota St1:48:22-Picks & analysis for Norfolk St vs UTEP1:51:04-Stat of extra games UMass Lowell vs Boston U1:53:27-Picks & analysis for Colgate vs Florida1:55:33-Picks & analysis for Lehigh vs Monmouth1:57:52-Picks & analysis for Southern vs Baylor2:00:16-Picks & analysis for Maine vs Drexel2:02:51-Picks & analysis for Central Arkansas vs SMU2:05:13-Picks & analysis for Loyola MD vs George Mason2:07:29-Picks & analysis for Presbyterian vs Manhattan2:09:44-Picks & analysis for Charleston Southern vs Furman2:11:57-Picks & analysis for VMI vs Radford2:14:14-Picks & analysis for Gardner Webb vs Tennessee2:16:44-Picks & analysis for Cornell vs Albany2:19:30-Picks & analysis for UMBC vs South FLorida2:22:20-Picks & analysis for UNC Asheville vs UAB2:24:34-Picks & analysis for Northern Arizona vs Incarnate Word2:27:10-Picks & analysis for New Hampshire vs St. Louis2:29:36-Picks & analysis for East Texas A&M vs Texas A&M2:32:06-Picks & analysis for North Florida vs Miami2:34:28-Picks & analysis for Florida A&M vs TCU2:36:37-Picks & analysis for Eastern Kentucky vs Wichita St2:39:06-Picks & analysis for Chattanooga vs Alabama A&M2:41:42-Picks & analysis for Austin Peay vs Kansas City2:44:13-Picks & analysis for Morgan St vs San Francisco2:46:39-Picks & analysis for Nicholls vs Pacific Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

The Tech talk to have with family over the holidays. We dive into why tracking passwords and setting up two-step authentication safely is a must—especially for seniors and elderly users. Plus we have hunting news of a rare pheasant. Join radio hosts Rebecca Wanner aka ‘BEC' and Jeff ‘Tigger' Erhardt (Tigger & BEC) with the latest in Outdoors & Western Lifestyle News! Rare White Pheasant Harvested in North Dakota According to KFYR TV, a Minot, North Dakota hunter harvested a rare white Pheasant south of the city on December 7, 2025. 37-year-old Eric Henke of Minot first saw the bird a few years ago on his family farm. A couple weeks ago, he and six others, plus four dogs, went out for a pheasant hunt. The group flushed the bird, and it flew into some brush. It was flushed again about 10 yards from Henke. With a pull of the trigger from his Benelli Super Black Eagle II 12 gauge, the bird dropped and ran, thankful to have one of the dogs retrieve it for him. Henke is now having the bird mounted by Dakota Taxidermy in Bismarck, North Dakota. In addition to being a rare white pheasant, it also had magnificent tail feathers that measured to about 22.5 inches long. Congrats Eric Henke! The Importance of Tracking Passwords and Two-Step Authentication for Seniors and Families Why Password Management Is More Important Than Ever In today's digital world, almost every essential service requires a password—banking, medical portals, email, social security accounts, utilities, and even prescription refills. For elderly and older adults, managing multiple passwords can quickly become overwhelming. Forgotten passwords, locked accounts, and inaccessible phones can lead to stress, financial risk, and complete loss of access to critical services. Common Problems Seniors Face: Forgotten passwords or PINs Locked accounts due to failed login attempts Smartphones breaking, updating, or resetting Two-step authentication codes sent to unavailable devices Difficulty remembering complex security rules Without a proper system in place, a simple phone update can become a major crisis. What Is Two-Step Authentication (2FA) — and Why It Can Be Risky Without Backup Two-step authentication (also called 2FA or multi-factor authentication) adds an extra layer of security by requiring: Something you know (password) Something you have (phone, text message, authentication app) While 2FA improves security, it can lock users out permanently if: The phone is lost or broken The phone number changes The device updates or resets The authentication app is deleted This is especially dangerous for seniors who rely on one single smartphone. How to Set Up Two-Step Authentication the Right Way (Senior-Friendly) To avoid lockouts, seniors and families should always set up backup access options. Best Practices: Save backup recovery codes on paper and digitally Add a trusted family member's email or phone number Use authentication apps that allow device recovery Avoid using only SMS codes when possible Tip: Print recovery codes and store them in a safe, labeled folder at home. Final Checklist for Seniors and Caregivers Track all passwords in one secure place Set up 2FA with backup recovery options Share access with trusted family members Store printed recovery information safely Review passwords yearly or after major updates Final Thought - A broken phone or forgotten password should never mean losing access to your life. OUTDOORS FIELD REPORTS & COMMENTS We want to hear from you! If you have any questions, comments, or stories to share about bighorn sheep, outdoor adventures, or wildlife conservation, don't hesitate to reach out. Call or text us at 305-900-BEND (305-900-2363), or send an email to BendRadioShow@gmail.com. Stay connected by following us on social media at Facebook/Instagram @thebendshow or by subscribing to The Bend Show on YouTube. Visit our website at TheBendShow.com for more exciting content and updates! https://thebendshow.com/ https://www.facebook.com/thebendshow WESTERN LIFESTYLE & THE OUTDOORS Jeff ‘Tigger' Erhardt & Rebecca ‘BEC' Wanner are passionate news broadcasters who represent the working ranch world, rodeo, and the Western way of life. They are also staunch advocates for the outdoors and wildlife conservation. As outdoorsmen themselves, Tigger and BEC provide valuable insight and education to hunters, adventurers, ranchers, and anyone interested in agriculture and conservation. With a shared love for the outdoors, Tigger & BEC are committed to bringing high-quality beef and wild game from the field to your table. They understand the importance of sharing meals with family, cooking the fruits of your labor, and making memories in the great outdoors. Through their work, they aim to educate and inspire those who appreciate God's Country and life on the land. United by a common mission, Tigger & BEC offer a glimpse into the life beyond the beaten path and down dirt roads. They're here to share knowledge, answer your questions, and join you in your own success story. Adventure awaits around the bend. With The Outdoors, the Western Heritage, Rural America, and Wildlife Conservation at the forefront, Tigger and BEC live this lifestyle every day. To learn more about Tigger & BEC's journey and their passion for the outdoors, visit TiggerandBEC.com. https://tiggerandbec.com/

On the evening of December 30, 2019, 42-year-old Chad Entzel headed out to his weekly bowling league in Bismarck, North Dakota. Friends said he was in good spirits, laughing and joking like always, before heading home for what should have been an ordinary night. But over the next several days, Chad stopped answering calls, didn't show up for work, and seemed to vanish inside his own home - until a 911 call on January 2 reported a fire at the property. When firefighters arrived, they found more than just smoke and flames. Inside the primary bedroom was Chad's body, a propane heater, and a shotgun. At first glance, it looked like a suicide and accidental fire. But as investigators began examining the scene, a very different story emerged involving missing surveillance footage, a sudden insurance policy, and a secret relationship Chad knew nothing about. Try our coffee! - www.CriminalCoffeeCo.com Become a Patreon member -- > https://www.patreon.com/CrimeWeekly Shop for your Crime Weekly gear here --> https://crimeweeklypodcast.com/shop Youtube: https://www.youtube.com/c/CrimeWeeklyPodcast Website: CrimeWeeklyPodcast.com Instagram: @CrimeWeeklyPod Twitter: @CrimeWeeklyPod Facebook: @CrimeWeeklyPod ADS: 1. https://www.WildGrain.com/CrimeWeekly30 - Get $30 off your first box and FREE croissants! 2. https://www.SimpliSafe.com/CrimeWeekly - Get 50% off any new SimpliSafe System! 3. https://www.PDSDebt.com/CrimeWeekly - Get your FREE debt assessment TODAY! 4. https://www.EatIQBAR.com - Text WEEKLY to 64000 for 20% off ALL IQBAR products and FREE shipping! 5. https://www.Quince.com/CrimeWeekly - Get FREE shipping and 365-day returns with Quince! 

Dr. Esben Kjaer joins the Blazin' Grazin' hosts to talk fire, forage, and the fine art of managing rangelands for both cattle and wildlife. His work from Kansas to North Dakota reveals how prescribed fire and strategic grazing shape biodiversity - from plant and insect communities to nesting birds. He shares what happens when conservation meets production, and how landowners can use grazing without losing habitat. The conversation also dives into fire aversion, Kentucky bluegrass invasions, and why fire still beats grazing when it comes to restoring native prairies. From the challenges of burning in the frozen north to bringing new fire science to Oklahoma, Dr. Kjaer offers both research and real-world lessons for anyone who loves the land, livestock, and a good burn plan. Resources: - OkState Department of Natural Resource Ecology Management - Esben Kjaer Ph.D.

Today is Friday, Dec. 19. Here are the latest headlines from the Fargo, North Dakota area. InForum Minute is produced by Forum Communications and brought to you by reporters from The Forum of Fargo-Moorhead and WDAY TV. For more news from throughout the day, visit InForum.com.

Listen to the SF Daily podcast for today, December 19, 2025, with host Lorrie Boyer. These quick and informative episodes cover the commodity markets, weather, and the big things happening in agriculture each morning. The US's flash sales and China's soybean purchase target, and increased corn and wheat imports despite a strong domestic crop. USDA data showed corn exports up 70% YoY, wheat exports up 23%, and soybean exports down 46%. China's November corn imports rose 87.5% YoY, and wheat imports surged 279%. Cattle futures dropped, with estimates for cattle on feed at 98.3%. Extremely dry conditions in western Nebraska and dangerously cold weather in North Dakota were also noted. Learn more about your ad choices. Visit podcastchoices.com/adchoices

On your Berkshire Hathaway Home Services Family Realty Podcast, realty expert Makenna Fenner is talking about North Dakota Winters bad or not so bad?   Show is recorded at Grand Forks Best Source. For studio information, visit www.gfbestsource.com Or message us at bit.ly/44meos1   #grandforksnd @grandforksnd @THECHAMBERGFEGF #realestate #market #equity #grandforksbestsource #grandcities @homesgrandforks #berkshirehathaway

-As this show has often said---it seems like Nebraska's ceiling every year is ‘bubble team'…but we've never seen anything like this before -CBS Sports' Matt Norlander wrote about Nebraska and pointed out that with games upcoming vs. North Dakota and New Hampshire, the Huskers should be 13-0…in the last 30 years, 96 high-major conference teams have started 13-0 and of those 96 teams, 86 made the tournament---an 89.6% success rate. But this is more than just ‘making' the Dance…Show Sponsored by NEBCOOur Sponsors:* Check out Hims: https://hims.com/EARLYBREAK* Check out Infinite Epigenetics: https://infiniteepigenetics.com/EARLYBREAK* Check out Washington Red Raspberries: https://redrazz.orgAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Brethren, this Short Talk Bulletin Podcast episode was written by MW B. Stuart Parker, PGM – Manitoba, and was first delivered to a Communication of the Grand Lodge of North Dakota. Here, MW Bro Parker should like to attempt to sketch out his concept of the true heart of the Fraternity, the source of the power that Freemasonry has to develop such an intense loyalty in the hearts of the husbands and fathers and sons who are its members. Enjoy, and do share this and all of these Podcast episodes with your brothers and your Lodge.

The primary focus of today's discussion centers on the severe weather conditions currently impacting the Pacific Northwest and surrounding regions. A high-impact Pacific storm is delivering substantial rainfall, strong winds, and snowfall across various areas, raising significant concerns about flooding and hazardous travel conditions. As we navigate through the complexities of this weather event, it is imperative to recognize the ongoing flood warnings, winter hazards, and the risks posed by blizzard conditions in states such as North Dakota and Montana. Furthermore, we shall highlight the critical situation in Washington, where record flooding has necessitated numerous rescues and evacuations. We will continue to monitor these developments closely as we provide updates on the evolving weather patterns and their implications.The recent episode of our podcast delves into the multifaceted impacts of a powerful Pacific storm currently affecting the western United States, particularly in Washington and Oregon. Our discussion begins with a detailed analysis of the meteorological phenomena at play, including the significant precipitation and high winds that have resulted in severe flooding across these regions. We examine the National Weather Service's ongoing flood warnings and advisories, which highlight the urgency of the situation as urban flooding and hazardous conditions threaten the safety and well-being of residents. Furthermore, we explore the implications of saturated soils, which have led to widespread power outages and fatalities, emphasizing the dire need for preparedness in the face of such natural disasters.As the episode progresses, we provide a state-by-state breakdown of the weather conditions, detailing the specific challenges faced by each area. In California, for instance, we discuss the anticipated rainfall and the potential for minor urban flooding, while in Idaho, we highlight the blizzard conditions and the resultant dangers posed to travelers. Our analysis does not shy away from the human aspect of these events, as we recount reports of fatalities linked to the extreme weather, underscoring the importance of vigilance and community response during such crises. By the conclusion of our discourse, we aim to impart a comprehensive understanding of the current storm's impact, fostering awareness and preparedness among our listeners.Takeaways:* A potent Pacific storm is currently causing significant flooding and hazardous weather across the Northwest region. * Wind advisories and winter weather warnings have been issued for multiple states due to severe conditions. * The ongoing weather events have resulted in major power outages and numerous emergency responses throughout the affected areas. * Travel remains extremely dangerous in regions experiencing blizzard conditions and high winds, particularly in North Dakota and Montana. * Flood warnings and advisories continue to be in effect as heavy rainfall persists in western Oregon and California. * Authorities are urging residents to remain vigilant and prepared for changing weather conditions and potential evacuations. Sources[NWS Eureka AFD | https://forecast.weather.gov/product.php?format=CI&glossary=1&highlight=off&issuedby=EKA&product=AFD&site=NWS&version=1][NWS Bay Area Dense Fog Advisory | https://www.weather.gov/wwamap/wwatxtget.php?cwa=lox&wwa=all][NWS Denver/Boulder AFD | https://www.weather.gov/bou/afd][NWS Denver/Boulder Hazards | https://www.weather.gov/bou/][NWS Pocatello Hazards | https://www.weather.gov/pih/][AP | https://apnews.com/article/fe814b86139b6d30b8e19f5f1d44e47e][NWS Duluth Hazards | https://www.weather.gov/dlh/][NWS Duluth Marine | https://www.weather.gov/dlh/marine][NWS Glasgow | https://www.weather.gov/ggw/][NWS text for MT/ND blizzard | https://www.weather.gov/wwamap/wwatxtget.php?cwa=bis&wwa=all][NWS Bismarck | https://www.weather.gov/bis/][BIS Decision Support Blizzard Brief (PDF) | https://www.weather.gov/media/bis/DssPacket.pdf][NWS Portland Briefing/Hazards | https://www.weather.gov/pqr/][NWS Coastal Flood Advisory | https://www.weather.gov/wwamap/wwatxtget.php?cwa=pqr&wwa=all][NWS/WPC ERO | https://www.wpc.ncep.noaa.gov/qpf/excessive_rainfall_outlook_ero.php][NWS Aberdeen | https://www.weather.gov/abr/][NWS Seattle Hazards | https://www.weather.gov/sew/][AP regional impacts | https://apnews.com/article/fe814b86139b6d30b8e19f5f1d44e47e][NWS Cheyenne High Wind Warning | https://www.weather.gov/cys/highwind][NWS Cheyenne Hazards | https://www.weather.gov/cys/] This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit emnetwork.substack.com/subscribe

Today is Thursday, Dec. 18. Here are the latest headlines from the Fargo, North Dakota area. InForum Minute is produced by Forum Communications and brought to you by reporters from The Forum of Fargo-Moorhead and WDAY TV. For more news from throughout the day, visit InForum.com.

Matt Perdue is the newly-elected president of the North Dakota Farmers Union. While he was campaigning among Farmers Union members for that office earlier this year, he said he spent a lot of time talking about health care. And not because he was asking about it. "I've spent the last few months traveling the state, visiting with folks in small towns across North Dakota, and I think it's really important to make the point that I have not asked them to talk about healthcare, he said on this episode of Plain Talk. "They have asked me to talk about healthcare. It's a top-of-mind issue for farmers and ranchers and small business owners and independent contractors across our state." As Congress continues to debate whether to extend subsidies for health insurance policies sold on the federal exchanges -- where 25% to 30% of North Dakota farmers get their insurance, per Perdue -- he says his constituents are tired of the issue being used for political posturing while they face significant financial strain. "Let's set the Rs and D's, the conservative and liberals aside and say, 'Hey, we have the most expensive health care system in the world. How can we work together to actually make it work for real families and not make it a political football over and over again?'" Perdue also said the so-called "farmer bailout" -- a federal relief package touted by President Donald Trump's administration to help the agriculture industry deal with low crop prices and rising input costs -- "necessary" and a "good thing to do." But only in the short term. "I hate that we're relying on emergency ad hoc payments again," he said. Perdue argued that the agricultural industry currently relies on emergency bailouts for a wide variety of stressors, including trade disputes, natural disasters, and market fluctuations caused by COVID-19, because the existing safety net is not built to withstand these pressures. Farmers need a "stable, consistent system of relief" so they can make "real long-term business decisions." If you want to participate in Plain Talk, just give us a call or text at 701-587-3141. It's super easy — leave your message, tell us your name and where you're from, and we might feature it on an upcoming episode. To subscribe to Plain Talk, search for the show wherever you get your podcasts or use one of the links below. Apple Podcasts | Spotify | YouTube | Pocket Casts | Episode Archive  

Matt Perdue is the newly-elected president of the North Dakota Farmers Union. While he was campaigning among Farmers Union members for that office earlier this year, he said he spent a lot of time talking about health care. And not because he was asking about it. "I've spent the last few months traveling the state, visiting with folks in small towns across North Dakota, and I think it's really important to make the point that I have not asked them to talk about healthcare, he said on this episode of Plain Talk. "They have asked me to talk about healthcare. It's a top-of-mind issue for farmers and ranchers and small business owners and independent contractors across our state." As Congress continues to debate whether to extend subsidies for health insurance policies sold on the federal exchanges -- where 25% to 30% of North Dakota farmers get their insurance, per Perdue -- he says his constituents are tired of the issue being used for political posturing while they face significant financial strain. "Let's set the Rs and D's, the conservative and liberals aside and say, 'Hey, we have the most expensive health care system in the world. How can we work together to actually make it work for real families and not make it a political football over and over again?'" Perdue also said the so-called "farmer bailout" -- a federal relief package touted by President Donald Trump's administration to help the agriculture industry deal with low crop prices and rising input costs -- "necessary" and a "good thing to do." But only in the short term. "I hate that we're relying on emergency ad hoc payments again," he said. Perdue argued that the agricultural industry currently relies on emergency bailouts for a wide variety of stressors, including trade disputes, natural disasters, and market fluctuations caused by COVID-19, because the existing safety net is not built to withstand these pressures. Farmers need a "stable, consistent system of relief" so they can make "real long-term business decisions." If you want to participate in Plain Talk, just give us a call or text at 701-587-3141. It's super easy — leave your message, tell us your name and where you're from, and we might feature it on an upcoming episode. To subscribe to Plain Talk, search for the show wherever you get your podcasts or use one of the links below. Apple Podcasts | Spotify | YouTube | Pocket Casts | Episode Archive

With exactly one week until Christmas Eve, Scott Hennen and the team cut through the "noise" to find the "signal." This episode features a masterclass in current events—from a deep dive into the first year of the Trump administration's results versus the media's personality-driven narrative to a surprising look at property tax relief hitting North Dakota mailboxes. We also sit down with Paul Fisher of Capstone Classical Academy to discuss the "miracle" of classical education in Fargo, and catch up with Robbie Loft for a fascinating update on the Theodore Roosevelt Presidential Library. From AI-powered conversations with Teddy to 8,000-gallon fuel bunkers in the North Dakota countryside, today's show covers the boulders being pushed and the legacies being built. Episode Highlights [00:01:30] Personality vs. Results Scott breaks down a Peggy Noonan column on whether Trump is "losing his touch," arguing that the media focuses on "mean tweets" while ignoring major shifts at the border and in global trade deals. [00:03:45] The $800 Tax Win A look at the "bounty of oil" in action as North Dakotans receive property tax statements. Scott shares his own $800 reduction and discusses the 50,000 households whose property tax tab went to zero. [00:05:30] The Miracle of Capstone Headmaster Paul Fisher discusses the national reputation of Capstone Classical Academy and why parents are fleeing "postmodern identity politics" for academic rigor and Christian virtue. [00:09:00] The "Bedwetting" Crowd & Polling Psyops The guys tackle flagging poll numbers on the economy and immigration, questioning whether they reflect reality or a "deluge of propaganda" designed to fray the MAGA community. [00:21:40] Property Tax 101 with Ryan Rauschenberger State Tax Commissioner Brian Kroshus joins the show to explain the Primary Residence Credit (PRC) and how residents can tap into up to $4,000 of relief. [00:25:00] The "Farmhouse Bunker" A look at a unique real estate listing: a countryside retreat featuring 10,000-gallon water tanks, twin generators, and a hidden three-room bunker. [00:29:15] The Badlands Phoenix Executive Director Robbie Loft provides an 80% completion update on the Theodore Roosevelt Presidential Library, opening July 4, 2026. [00:33:10] Debating an AI Teddy Robbie explains how the new library will use AI to allow visitors to actually converse and debate with a digital version of the 26th President based on his 30+ books and thousands of letters.

Our final episode of 2025 delves into first-half chaos, much-needed rest for the Independent teams, Holy Cross and Bentley duking it out, Trey Augustine leveling up during Big Ten play, Josh Kotai anchoring Augustana, ECAC teams in the at-large picture, UNH surging, and North Dakota's Jan Špunar making school history. Plus, World Juniors, Spengler Cup, and what Schloss is hearing about midseason roster additions.

Special interests related to renewable fuels have been part of the push to investigate China shortfalls on ag purchases. Growth Energy's senior vice president for regulatory affairs Chris Bliley joins us to discuss the issue. Jay Myers of North Dakota and Bob Hemesath of Iowa join us for this week's Farmer Forum. Topics include trade plus Chinese purchases, bridge payments, inputs plans for next year and more.See omnystudio.com/listener for privacy information.

The salient point of our discussion today centers on the impending severe weather conditions forecasted to affect multiple regions, particularly as a formidable Pacific storm approaches from the Northwest. This meteorological event is anticipated to bring damaging winds, mountain snow, and localized blizzard conditions across the Northern Rockies and Plains. Furthermore, we delve into the ongoing flood response in Western Washington, where the region grapples with the aftermath of excessive rainfall, compounded by river warnings and landslide risks as additional weather fronts approach. We also highlight the potential for hazardous travel conditions due to high winds and snow in various states, including North Dakota and Montana, as well as the growing concerns over winter storm watches and blizzard conditions in the northern plains. As we progress through our analysis, we will remain vigilant in tracking river stages, wind advisories, and the timing of forthcoming storms, ensuring that our audience is well-informed and prepared for the evolving weather scenarios.A thorough examination of the current meteorological landscape reveals the intricate dynamics of a formidable Pacific storm traversing the United States, particularly as it approaches the Northern Rockies and Plains. This storm is characterized by its capacity to generate damaging winds ranging from 50 to 70 mph, coupled with significant snowfall and the potential for localized blizzard conditions. The podcast meticulously unpacks the repercussions of this weather event, particularly for Western Washington, which is currently in a state of flood response following an extensive period of heavy precipitation. The discussion focuses on the heightened risks of river flooding and landslides, a situation exacerbated by the saturated soils resulting from recent rainfall. As the storm progresses, listeners are informed of the potential for additional fronts to exacerbate these conditions, emphasizing the ongoing vulnerability of the region.The narrative further extends to the specific weather advisories across various states, detailing the high wind advisories and renewed flood threats that are expected to emerge in Northwest Oregon and Southwest Washington. The podcast dissects the implications of these advisories, particularly for transportation and infrastructure, as well as the efforts of local and national weather services to keep the public informed. The dangers posed by high winds and blizzard conditions in the High Plains are highlighted, illustrating the widespread impact of the storm across state lines. The podcast adeptly conveys the seriousness of the situation, advocating for public awareness and action in response to the impending weather challenges.As the episode draws to a close, the discussion encapsulates the necessity for vigilance and preparedness in the face of such formidable weather phenomena. It calls upon listeners to remain abreast of the evolving circumstances, emphasizing the importance of heeding warnings and taking precautionary measures to ensure safety. Ultimately, the podcast serves as an invaluable resource for understanding the complexities of severe weather and underscores the imperative of community resilience in the face of natural adversities.Takeaways:* The Pacific storm is expected to bring significant damaging winds and snow across various regions today. * Western Washington continues to face serious flooding issues following an extended period of heavy rainfall. * High wind warnings and advisories are in effect across numerous states, indicating hazardous conditions. * Travel disruptions are anticipated due to heavy winds and potential blizzard conditions in the northern regions. * Forecasters predict a powerful atmospheric river to impact the area with heavy rain and rising rivers soon. * Weather advisories highlight the risk of downed trees and utility outages due to saturated soils. Sources[WPC | https://www.wpc.ncep.noaa.gov][NWS Seattle | https://www.weather.gov/sew/][USGS Latest Earthquakes (map) | https://earthquake.usgs.gov/earthquakes/map/?extent=16.8,-137.2&extent=55.0,-52.8&listOnlyShown=true][NOAA SWPC | https://www.swpc.noaa.gov/products/forecast-discussion][NWS Seattle — AFD/hazards | https://forecast.weather.gov/product.php?issuedby=SEW&product=AFD&site=sew][NWS Seattle homepage | https://www.weather.gov/sew/][AP recap of state impacts | https://apnews.com/article/5a5d085e96e98d24c96a889b4d7d8e6c][WSDOT | https://wsdot.wa.gov/][NWS Portland hazards | https://www.weather.gov/pqr/][NWS Pendleton alert (media relay) | https://ktvz.com/weather/alerts-weather/2025/12/17/high-wind-warning-issued-december-17-at-134am-pst-until-december-17-at-400pm-pst-by-nws-pendleton-or/][ODOT TripCheck closures | https://www.tripcheck.com/DynamicReports/Report/RoadConditions][NWS Bay Area AFD — key messages | https://forecast.weather.gov/product.php?issuedby=MTR&product=AFD&site=mtr][WPC Excessive Rainfall Outlook overview | https://www.wpc.ncep.noaa.gov][NWS Boise AFD/advisories | https://forecast.weather.gov/product.php?issuedby=BOI&product=AFD&site=BOI][NWS Pocatello High Wind Warning | https://forecast.weather.gov/showsigwx.php?warnzone=IDZ073&product1=High+Wind+Warning][Boise hazards | https://www.weather.gov/boi/][NWS Great Falls/TFX warnings | https://forecast.weather.gov/wwamap/wwatxtget.php?cwa=byz&wwa=all][East Glacier hazard page | https://forecast.weather.gov/MapClick.php?lat=48.4438&lon=-113.2255][NWS Cheyenne warnings text | https://www.weather.gov/wwamap/wwatxtget.php?cwa=cys&wwa=all][NWS Denver/Boulder — point forecast showing High Wind Warning | https://forecast.weather.gov/MapClick.php?lat=40.56&lon=-105.07][WPC national hazards note | https://www.wpc.ncep.noaa.gov][NWS Bismarck state forecast product | https://forecast.weather.gov/product.php?issuedby=ND&product=SFP&site=AKQ][NWS Grand Forks DSS/Blizzard potential PDF | https://www.weather.gov/media/fgf/DssPacket.pdf][NWS Rapid City AFD | https://forecast.weather.gov/product.php?issuedby=UNR&product=AFD&site=UNR][NWS Rapid City High Wind Warning text | https://forecast.weather.gov/showsigwx.php?warnzone=SDZ076&product1=High+Wind+Warning][NWS North Platte HWO | https://forecast.weather.gov/product.php?issuedby=LBF&product=HWO&site=NWS][WFO North Platte hazards map | https://www.weather.gov/lbf/][NWS Salt Lake City homepage advisory | https://www.weather.gov/slc/][SLC point forecast showing Wind Advisory | https://forecast.weather.gov/MapClick.php?lat=40.7585&lon=-111.8881][NWS Duluth hazards | https://www.weather.gov/dlh/][NWS Grand Forks web brief | https://www.weather.gov/fgf/] This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit emnetwork.substack.com/subscribe

On this date in 1919, North Dakota finally brought the notorious Guyer gang to justice.

Today is Wednesday, Dec. 17. Here are the latest headlines from the Fargo, North Dakota area. InForum Minute is produced by Forum Communications and brought to you by reporters from The Forum of Fargo-Moorhead and WDAY TV. For more news from throughout the day, visit InForum.com.

North Dakota Carbon Dioxide Case K-State National Champion Crops Judging Team Heifer Breeding Exams   00:01:05 – North Dakota Carbon Dioxide Case: Roger McEowen, K-State and Washburn law professor, kicks off today's show explaining a case in North Dakota that shows a taking of private property and what is currently happening. Roger on AgManager.info WashburnLaw.edu/WALTR   00:12:05 – K-State National Champion Crops Judging Team: The show continues with Kansas State University students Karlie Albright and Ella Pachta as they discuss their experience and recent success as competitors on K-State's 34th national champion crops judging team.   00:23:05 – Heifer Breeding Exams: Part of the Beef Cattle Institute's Cattle Chat podcast with Brad White, Bob Larson and Jason Warner concludes the show as they converse about pre-breeding exams for heifers. BCI Cattle Chat Podcast Bovine Science with BCI Podcast Email BCI at bci@ksu.edu     Send comments, questions or requests for copies of past programs to ksrenews@ksu.edu.   Agriculture Today is a daily program featuring Kansas State University agricultural specialists and other experts examining ag issues facing Kansas and the nation. It is hosted by Shelby Varner and distributed to radio stations throughout Kansas and as a daily podcast.   K‑State Extension is a short name for the Kansas State University Agricultural Experiment Service, a program designed to generate and distribute useful knowledge for the well‑being of Kansans. Supported by county, state, federal and private funds, the program has county Extension offices statewide. Its headquarters is on the K‑State campus in Manhattan. For more information, visit www.ksre.ksu.edu. K-State Extension is an equal opportunity provider and employer.

12/17/25: Joel Heitkamp is joined on "News and Views" by former Congressman Earl Pomeroy to talk about the Affordable Care Act. Congressman Pomeroy served as North Dakota’s at-large U.S. Representative from 1993 to 2011 and North Dakota Insurance Commissioner from 1985 through 1992. On the night that the House passed the Affordable Care Act in March 2010, Congressman Pomeroy cast the 218th out of 219 votes to pass the bill. Then that November, he was one of 63 Democrats who lost their seats because of his support for the 2010 health care law, sometimes known as Obamacare. As we near the end of the year, it's looking likely that Congress will leave without extending Affordable Care Act health insurance subsidies. The enhanced subsidies for ACA marketplace plans will expire, spiking premiums for millions of Americans, with many seeing the price tag of their plans double or triple. (Joel Heitkamp is a talk show host on the Mighty 790 KFGO in Fargo-Moorhead. His award-winning program, “News & Views,” can be heard weekdays from 8 – 11 a.m. Follow Joel on X/Twitter @JoelKFGO.)See omnystudio.com/listener for privacy information.

North Dakota has made large strides towards using investments of public funds not just as a way to generate revenue for the for the state but also, by making those investments in North Dakota companies, to benefit the state's economy. But these investments are happening in a lot of different ways, and when some investments made through some programs go bad, and make negative headlines, they can sour the public's view of this sort of public investing. One complicating factor in this is that the state has dozens and dozens of economic development programs, overseen by a patchwork of boards and government entities, and that can make things like transparency and accountability difficult. "We've just got too many too many programs," Rep. Glenn Bosch, a Republican from Bismarck, said on this episode of Plain Talk. Bosch, along with Rep. Jonathan Warrey, a Republican from Casselton who also joined us, serves on a committee overseeing Legacy Fund investments. They want to make sure the public understands the success the state is having with its in-state investment programs. But to better communicate that message, it may require consolidating some of what the state is doing. In South Dakota "they really just have two or three different places that economic development funds flow out of," Bosch said. "It's either type A, type B, or type C. When people come to the state and want to understand what economic development looks like in South Dakota, that's what they offer. When they come here, they're given all these different options, and they're trying to figure it out." "We just need to consolidate," he continued. "Have a plan and have a framework that people can understand when they want to talk about economic development." But despite some of the confusion, Warrey and Bosch said North Dakota's investments are going well. North Dakota has the "second largest in-state investment program in the country, really second only to California," Bosch said, noting that relative to the state's gross domestic product, it is the largest. That program, specifically, uses a portion of the Legacy Fund, and includes investments in private equity, through the North Dakota Growth Fund, real assets, through the North Dakota Real Assets fund, low-interest loans to companies through the Match Program, and in infrastructure projects through the Infrastructure Revolving Loan Fund. In the three years since the in-state investment program began, "there has been 24 investments made with committed capital of $122 million," Warrey added. Also on this episode, we discuss a shift in Fargo away from property tax incentives, whether a universal school lunch ballot measure will pass, and whether Gov. Tim Walz ought to resign amid the fraud scandal which has rocked his state. If you want to participate in Plain Talk, just give us a call or text at 701-587-3141. It's super easy — leave your message, tell us your name and where you're from, and we might feature it on an upcoming episode. To subscribe to Plain Talk, search for the show wherever you get your podcasts or use one of the links below. Apple Podcasts | Spotify | YouTube | Pocket Casts | Episode Archive

North Dakota has made large strides towards using investments of public funds not just as a way to generate revenue for the for the state but also, by making those investments in North Dakota companies, to benefit the state's economy. But these investments are happening in a lot of different ways, and when some investments made through some programs go bad, and make negative headlines, they can sour the public's view of this sort of public investing. One complicating factor in this is that the state has dozens and dozens of economic development programs, overseen by a patchwork of boards and government entities, and that can make things like transparency and accountability difficult. "We've just got too many too many programs," Rep. Glenn Bosch, a Republican from Bismarck, said on this episode of Plain Talk. Bosch, along with Rep. Jonathan Warrey, a Republican from Casselton who also joined us, serves on a committee overseeing Legacy Fund investments. They want to make sure the public understands the success the state is having with its in-state investment programs. But to better communicate that message, it may require consolidating some of what the state is doing. In South Dakota "they really just have two or three different places that economic development funds flow out of," Bosch said. "It's either type A, type B, or type C. When people come to the state and want to understand what economic development looks like in South Dakota, that's what they offer. When they come here, they're given all these different options, and they're trying to figure it out." "We just need to consolidate," he continued. "Have a plan and have a framework that people can understand when they want to talk about economic development." But despite some of the confusion, Warrey and Bosch said North Dakota's investments are going well. North Dakota has the "second largest in-state investment program in the country, really second only to California," Bosch said, noting that relative to the state's gross domestic product, it is the largest. That program, specifically, uses a portion of the Legacy Fund, and includes investments in private equity, through the North Dakota Growth Fund, real assets, through the North Dakota Real Assets fund, low-interest loans to companies through the Match Program, and in infrastructure projects through the Infrastructure Revolving Loan Fund. In the three years since the in-state investment program began, "there has been 24 investments made with committed capital of $122 million," Warrey added. Also on this episode, we discuss a shift in Fargo away from property tax incentives, whether a universal school lunch ballot measure will pass, and whether Gov. Tim Walz ought to resign amid the fraud scandal which has rocked his state. If you want to participate in Plain Talk, just give us a call or text at 701-587-3141. It's super easy — leave your message, tell us your name and where you're from, and we might feature it on an upcoming episode. To subscribe to Plain Talk, search for the show wherever you get your podcasts or use one of the links below. Apple Podcasts | Spotify | YouTube | Pocket Casts | Episode Archive

Our guest on the podcast today is Lyle Fitterer, a senior portfolio manager and co-lead on the municipal bond sector for Baird Advisors. He has 36 years of experience managing bond portfolios. Prior to joining Baird in 2019, he served as the co-head of global fixed income and the head of the municipal fixed income team as Wells Fargo Asset Management. Lyle obtained his undergraduate degree in accounting from the University of North Dakota. He earned the chartered financial analyst designation in 1996 and is currently a member of the CFA Institute and the CFA Society of Milwaukee.BackgroundBioBaird Short-Term Municipal Bond Fund BTMIXBaird Strategic Municipal Bond Fund BSNIXBaird Quality Intermediate Municipal Bond Fund BMBIXBaird Core Intermediate Municipal Bond Fund BMNIXBaird Municipal Bond Fund BMQIXMuni-Bond Funds“The New Allure of Muni Bond Funds. Two Pros Point the Way,” by Debbie Carlson, barrons.com, Aug. 21, 2025.“Fitterer: Muni Bond Market Offers Compelling Opportunities,” Podcast with Chuck Jaffe, bairdassetmanagement.com, July 29, 2025.“Muni Bonds Aren't Just for Rich Folks,” by Jeff Schlegel, fa-mag.com, Nov. 1, 2024.“Muni Bonds Are Looking Better,” by Elizabeth Foos, Morningstar.com, Oct. 28, 2025.OtherVanguard Tax-Exempt Bond Index Fund ETF Shares VTEBVanguard Tax-Exempt Bond Index Fund Admiral Shares VTEAX“In Wreckage of Muni Market Crash, Brave Investors Eye Bonds at 90% Yields,” by Amanda Albright, advisorperspectives.com, March 25, 2020. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Non-Rev Adventures: From Mongolia to Anchorage – Gate Agent EtiquetteIn this episode, Kelsey, Nicole, and Tyler discuss their recent travels and experiences as airline employees. They delve into their career backgrounds, and Nicole shares insights from her previous job in global operations, including process simulations and passenger recovery. The conversation shifts to their latest trips: Tyler's challenging adventure in Mongolia, Nicole's achievement of her 50th state milestone in North Dakota, and Kelsey's memorable experiences in Curacao and Alaska. They also highlight the importance of proper non-rev etiquette, offering practical tips for airline companions, and discuss Temporary Duty (TDY) opportunities, contemplating dream locations for brief work stays. This episode provides an informative and entertaining take on the fascinating worlds of aviation and non-revenue travel.00:00 Catch-Up and Career Updates02:28 Airline Operations and Challenges04:28 Transition Back to Airport Work06:40 Steel-Toed Boots and Safety10:42 New Airport Developments14:39 Travel Adventures and Experiences15:19 Mongolia: A Unique Journey29:37 Travel Logistics and Challenges35:29 Caribbean Getaway: Curacao40:14 Oshkosh Airshow Highlights42:22 Air Show Highlights and Fireworks42:36 Tribute to Rob Holland42:49 Photography and Tickets43:05 Family Fun and Free Swag44:08 Air Traffic Coordination45:00 North Dakota: The Best for Last Club45:30 Exploring Fargo47:17 Alaska Adventures49:50 New England Road Trip55:32 Gate Agent Etiquette and Non-Rev Tips01:08:42 Temporary Duty Assignments (TDY)01:12:28 Travel Dreams and Recommendations01:17:48 Conclusion and Farewell

With the fifth entry of the Parker series, The Score, Richard Stark aka Donald E. Westlake puts his career criminal anti-hero in charge of his most ambitious heist yet: the 12-man robbery of a North Dakota mining town. This allows the author to expand the violent world of Parker by introducing a slew of fresh characters, including thespian-thief Alan Grofield, who would go on to star in four solo novels of his own. We discuss the series' change in scope and structure in a book that would set the scene moving forward, the first of several to make the spectacular job the whole show. We also talk about the little-seen French movie adaptation, the introduction of this goofball Grofield and why Parker insists on taking jobs with such obvious risks. The Score artwork by Tony Stella. The Pink Smoke on Twitter: twitter.com/thepinksmoke Christopher Funderburg on Twitter: twitter.com/cfunderburg John Cribbs on Twitter: twitter.com/TheLastMachine Intro music: Unleash the Bastards / "Tea for Two" Outro music: Marcus Pinn / "Vegas"

Keith discusses the K-shaped economy, where income from capital assets is rising while labor income is declining.  In 1965, 50% of income came from labor and 50% from capital; by 1990, it was 54% and 46%, respectively, and today it's 57% and 43%. Keith emphasizes the importance of how capital compounds over labor and advises on building ownership in real estate and businesses.  Finally, he answers your listener's questions about: agricultural real estate inflation, profiting on mortgage loans, transitioning from accumulation to preservation and a fast-growing state that no one talks about. Episode Page: GetRichEducation.com/584 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  1-937-795-8989 to speak with a freedom coach Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review"  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com or text 'GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript: Keith Weinhold  0:00   Keith, welcome to GRE. I'm your host. Keith Weinhold, capital compounds, labor doesn't realizing this can change allocation decisions for the rest of your life. Then I discuss giving. Finally, I answer your listener questions about agricultural real estate inflation, profiting on mortgage loans when it's time for you to stop accumulating properties and a fast growing state that no one talks about today on get rich education   Speaker 1  0:33   since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors, and delivers a new show every week since 2014 there's been millions of listener downloads of 188 world nations. He has a list show guests include top selling personal finance author Robert Kiyosaki, get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast or visit get rich education.com   Corey Coates  1:18   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:34   Welcome to GRE from Williamsburg, Virginia to Williamsport, Pennsylvania and across 188 nations worldwide. I'm Keith Weinhold, and you're listening to get rich education, and I'm somewhat near Williamsport, Pennsylvania today. For years, I've told you about the widening canyon between the haves and the have nots, and that's something that you might have only visualized in your head or merely considered a theory, but now you can see it. There's a chart that I recently shared with our newsletter subscribers that might just make your spine tingle and look, I don't like saying this, but hard work just does not pay off like it used to. This is emblematic of the K shaped economy. Just visualize the upper branch of the K, a line rising over time, and the lower branch of a letter k, that line falling over time, both plotted on the same chart. So what steadily happened over the last 60 years really is quite astonishing. And look, I don't want the world to be the way that I'm about to tell you it is, but that's just what's occurring. The share of one's income from capital assets is rising, while the share from labor keeps decreasing simultaneously. Now just think about your own personal economy. What share of your income is from your invested capital versus how much of your income is derived from your labor. When you're the youngest, it's all labor. When I got out of college and had my first job, all of my income was from labor. I certainly didn't have any rental property cash flow or stock dividends. But for Americans, here is how it's changed over time, and this K shaped divergence is alarming people in 1965 it was 5050 by 1990 54% of income was from capital and 46% labor. Today it's 57% capital and only 43 labor. Gosh, the divergence is real, and it's only getting wider, and I really had to dig for the sources on this K shaped economy chart. They are the BLS, the Tax Foundation and the International Labor Organization. Increasingly, asset owners are the haves. The upper part of this K shaped economy, that line is drifting up like a helium balloon that you forgot to tie to the chair. It just keeps going up and then the labor share of income, which is shrinking, that is also known as how much of the economic pie goes to people who actually work for a living. That is another way to think of it. So frankly, that's why I say hard work just does not pay off like it used to, because with each wave of inflation, assets, pump, leveraged assets, mega pump and wages lag behind, and we can't allocate our resources in the way that we want the. World to be, but how the world really is. In fact, the disparity is even greater than the chart that I just described to you, because it doesn't even include value accumulation, also known as appreciation. I was only talking about income there, and the reality is that working for a paycheck just pays off less and less and less. No amount of working overtime on a Saturday can make you wealthy, but it might make you miserable. Owning assets pays off more and more. In fact, the effect is even more exaggerated than what I even described, because, as we know, the tax treatment is lighter on your capital gains than it is your income derived through labor. As the economy keeps evolving, those who benefit the most, they do not sell their time for money. They're not trading their time for dollars. In fact, let me distill it down here are, yeah, it's just four words that could change the way you allocate your time and your effort for the rest of your life. Capital compounds, labor doesn't. yeah, there's a lot right there. If you want to keep up or get ahead, you need to be on the capital part of the K, the upper part. And what would that really look like for you in real life? What does that practically mean? It means building ownership into your financial life, owning real estate, owning businesses using prudent leverage, owning things that produce income, and even merely owning more things that appreciate. And here's the great news, though, real estate is still the most accessible, leverageable, tax favored capital friendly asset class ever created. That's whether you're just patching together like 43k for a down payment on your first turnkey single family rental, or making a tax deferred exchange into a 212 door apartment complex. Okay, this is how that can look in real life. The bottom line here is that as the economy gets more and more K shaped, with this divergence between Americans capital share of income increasing and labor share decreasing, that you want to stack real income generating assets. That is the big takeaway.    Keith Weinhold  7:44   Well, this is the time of year where a lot of people feel compelled to give donations. And as a GRE listener that's paid five ways, you've got more ability than others to give, I need to caution you about some things. I'm sorry that it is this way, because I do want to promote giving. It's kind, it's virtuous, and it's not a completely selfless act either, because when I give, it makes me feel good too. You're making a difference, and that feels great. Let's talk about the downsides of giving, though, because few people discuss that. We already know about the upsides when I give to an organization, say, 1500 bucks here, $1,000 over there, well, inevitably, you do get on that organization's contact list. And yeah, I suppose that it is easier to retain a customer or donor than it is to find a new one. Sometimes I just make what I expected to be a one time donation, but they will keep contacting you. Now, I was once on the other side of this. I served on a volunteer committee that organizes athletic events, and a friend of mine, John made a $1,000 donation to our organization one year, which was really kind, and he's just a day job working kind of guy when he didn't make the donation. The following year, someone made it a line item in our meeting minutes to say that John's donation was not renewed. Like that's the only thing they brought up. Oh gosh, that really struck me the wrong way, because here's a guy that traded his time for dollars at a job that I happen to know he doesn't like very much, and the committee statement was that the guy didn't renew his donation. Sheesh, now, when it comes to the tax treatment of, say, $1,000 that you make in a donation, there's a lot of misunderstanding about how that works, and this is the type of subject that you're thinking about now, because sometimes people want to get a tax break tallied up before year end, because some people think that after the year ends, well, the IRS pays you back the $1,000 you donated because it's tax deductible. No, that's how a tax credit. Works. But a tax deduction, which is all that you might be eligible for, means that if your annual income is 100k well then a 1k donation lowers your taxable income to 99k so if you're in the 24% tax bracket, then you'd get 240 bucks back. But you know, in many or even most cases, you're not going to get any tax break at all for making a donation, and this is because you did not exceed the standard deduction threshold, which is now almost 16k if you're single and almost 32k married, you get to deduct those amounts from your taxable income no matter what. So the standard deduction, in a way, it's nice, because you don't have to keep receipts and do all that tracking for everything. So I've had that experience myself where, huh, feeling a little generous throughout the year, giving $1,500 here, $1,000 there. Oh, and then realizing that it does nothing for me on taxes, you have to give more to exceed the standard deduction amount and start itemizing them. And mortgage interest does go into that amount. Okay, it does go into the amount to try to get your total above the standard deduction threshold. So go ahead and give freely, but in a lot of cases, keep in mind that it often does nothing for your taxes, because you're taking that standard deduction if you indeed are. There's been another tip flation trend that's annoying, and that is increasingly when I give a donation online, I'm asked to if I want to leave a tip on top of the donation. That is so weird, a tip is for good service. I'm serving you by being generous enough to give a donation. Sheesh, a tip request on top of a donation. But please do give when you do, one thing that you might want to specify is that it is a one time donation, if that is your intent, or they will constantly follow up with you.    Keith Weinhold  12:06   Coming up next, I'm going to answer your listener questions. A member of Team GRE, who you haven't heard before, is going to come in to ask me your listener questions, and one of them is going to be among the most important topics that our show has never addressed, and it's about time. I'm Keith Weinhold. You're listening to get rich education.    Keith Weinhold  12:28   You know, most people think they're playing it safe with their liquid money, but they're actually losing savings accounts and bonds don't keep up when true inflation eats six or 7% of your wealth every single year I invest my liquidity with FFI freedom family investments in their flagship program. Why fixed 10 to 12% returns have been predictable and paid quarterly. There's real world security backed by needs based real estate like affordable housing, Senior Living and healthcare. Ask about the freedom flagship program when you speak to a freedom coach there, and that's just one part of their family of products, they've got workshops, webinars and seminars designed to educate you before you invest. Start with as little as 25k and finally, get your money working as hard as you do. Get started at Freedom, family investments.com/gre, or send a text now it's 1-937-795-8989, yep, text their freedom coach, directly again, 1-937-795-8989   Keith Weinhold  13:40   the same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your prequel and even chat with President Caeli Ridge personally while it's on your mind, start at Ridge lending group.com that's Ridge lending group.com   Kristen Tate  14:14   this is author Kristin Tate. Listen to get rich education with Keith Weinhold, and don't quit your Daydream.   Keith Weinhold  14:32   Welcome back to get rich Education. I'm your host. Keith Weinhold, they say that it takes a village to get some things done and well, it takes a team to prop up this slack jawed operation one GRE team member, capably behind the scenes for more than a year and a half now, is Brenda Almendariz, welcome in. Brenda, Hi, Keith, thanks. Rather than me asking the listener questions this time you. You get to do it, but before we do that, just tell us a bit about your real estate investing.    Brenda  15:07   Sure. So I started maybe learning a little bit about investing and kind of looking into other options to grow my wealth. And I came across the GRE podcast and a few others. So I think about 2018 I did a little bit of just learning and kind of educating myself. And then 2019 I bought my first turnkey property. Turned out well. And then 2020 I bought my second one. And then in 2021 I decided, okay, this is working really well. Maybe I'll do a house hack. I'll do something a little different, and in a year, then maybe I'll do something else. But I've been in my 2021 home now for about almost five years. I'm looking for the next one, hopefully within the next year. But yeah, it's been great. Turnkey. Just met real estate investment company here at my local REIA, and then I learned that I could actually connect with other companies across other places through GRE but yeah, it's been great.   Keith Weinhold  16:02   Brenda lives in Phoenix, just about as close to the center of Phoenix as you can possibly be. I sat down with Brenda for lunch the last time that I was in Phoenix, and like a lot of people, almost everybody that works here at GRE they started out as a listener before they ever worked here. And really, it's that same story with Brenda as well. So yeah, Brenda will want to ask us the first of what we have about four listener questions today   Brenda  16:31   we do, so I'll go over the first one here. Question is, I would love for you to revisit some of the non traditional example, coffee plantation, CBD manufacturing, teak plantation, Belize resort properties and syndication projects you've discussed on the GRE podcast just to see how they turned out. I'm sure some of them failed to deliver the expected returns, and it's the failures that many of us learn the most from   Keith Weinhold  17:02   Yeah, totally. Okay, so not so much a listener question here, but a comment to discuss more of these agricultural real estate investments or ones that are in syndications off of the investment type that you can't do yourself, is what we're talking about here, rather than direct ownership of residential rental property and an appeal to follow up down the road to see how they really turned out. And you know, Brenda, I'll address you because we don't have the listener name with this question. Most people in my position, if an investment has been discussed on the show, and then that investment didn't go as well as was hoped for, you know what? They never tell the audience about it. However, there's the Panama coffee farm investment. We first discussed that here way back in 2015 and we had a GRE field trip where I met a lot of you in person there in Panama. And as I often do when we discuss a particular investment here, I bought and still own Panama coffee farm parcels myself. That investment, it paid cash flow from the crop yields for a few years, and then it stopped. The good yields stopped due to covid disruption, and since then, there have also been erratic weather patterns like drought and precipitation of the wrong levels and at the wrong time of year, and there's been more of a prevalence of pests in disease like coffee leaf, rust and the operator. They have been communicative and forthcoming all the while they're still issuing the annual report that I read, and sometime after that, I think that a lot of investors were assured, because it sort of made national news, international news, that markets for both coffee and cacao have been suppressed, at least from the standpoint of there's not enough crop yield. I mean, that is a problem in a lot of places worldwide. Now I hope that turns around, and it very well may. In fact, we did something here that very few shows do. Back on episode 431, we had the Panama coffee farm CEO come back on the show to describe exactly what I just told you about there. And few shows are willing to do that. Some people just want you to think that every single investment that's discussed goes as well it was hoped for, or even better than expected. But that is not real world. You got to be authentic in real So, okay. Listener, comment, well, taken there. They appreciate that sort of follow up, and they would like more of that. All right, that's great. What's the next question? Brenda.   Brenda  19:40   Sure. So the next one comes to us from our audience over on YouTube. So in response to our real estate pays five ways in a slow market, YouTube video matrices wrote, There is no inflation profiting. You would have to be paying off the loan with an income that goes up with housing inflation. That's plausible if you are a wage earner, but if your source of income is rental properties, then there isn't a wage increase that reduces the effective loan amount. You are double dipping in the inflation profiting column by counting appreciation which you earn as a real estate investor and inflation profiting, which you earn only if your wages go up at the rate of housing inflation, and you use those wages to pay off the loan, which you don't   Keith Weinhold  20:33   Okay, again, somewhat of a statement here. I suppose there's a question implicit within that for matrices. I'm not sure how you say that name exactly. Wondering about inflation profiting. Are you counting it? Right? I don't know about that. The part about paying off the loan faster if you're a wage earner, I mean, that's plausible, but not if your income is from rental properties. I mean, see that's actually backwards, because your cash flow goes up faster than the rate of inflation due to your biggest payment, your principal and interest staying fixed, so your net rent income goes up even faster than the rate of inflation. So inflation profiting, therefore it's even better than how I've been presenting it and calculating it. Now with that understood matrices, here's one way for real estate investors to understand inflation profiting on your loan if you still have trouble getting with that. 30 years ago, in 1995 the US median home price was 130k with an 80% loan, your mortgage balance at origination would have been 104k and the monthly mortgage payment is 763 with the 8% market mortgage rate level that you would have gotten at that time. Now, even if we don't apply any principal pay down at all, your mortgage balance today is still just 104k and your payment is still just 736 bucks, and it is substantially easier to make that payment today, because your wages and salaries and rent incomes are multiples higher. When you originate a loan, the bank doesn't ask to be repaid in dollars or their equivalent. The loan documents only say dollars and dollars are worth less and less and less. So today, your median priced property is worth over 400k despite still having that tiny 104k loan balance. And of course, your tenant would have paid that down to zero, and we aren't even counting that part, I think, to really exaggerate the effect and help make the inflation profiting concept crystallize for you, matrices. If you go back 100 years, the median home cost was 11,600 bucks. An 80% loan would be just over 9k that you borrowed. Okay, so at a 7% interest rate, 30 year loan, the monthly payment would be 94 bucks, laughably small. That's less than the cost of a nice dinner out today. That's all you owe on a median priced property, which is over 400k today. So because it doesn't feel like you're tangibly walking away with anything when you sell a property, hopefully that helps make it real mitricas. And one last way to think about it is, let's just forget real estate for a moment. Would you loan your best friend 100k for 30 years interest free, even if we're somehow absolutely guaranteed that he would pay you back? Well, of course, he wouldn't do that, because inflation destroys the lender and benefits the borrower. So you would want to be the borrower in that case, because the borrower profits from inflation, profiting just like you're the borrower with income property. That's the position that you want to be in. But I'm glad we brought this up, because a lot of people have that question. That was a good one. Matrices, even though you seem to sort of be doubting if inflation profiting is a real thing with the way you approach the question, hey, I really appreciate it. Anyway, what's the next one? Brenda   Brenda  24:10   yep. So the next one we have is Mark. He wrote into our general inbox, and he says, I have been listening to your podcasts from the beginning, and I believe I have not missed a single show. Wow. Yeah, it would be hard to argue with your strategy of using debt to rapidly increase your returns and expand your rental real estate portfolio. This method is great for the accumulation phase of one's life. However, I believe that you have never addressed the next chapter of everyone's life, phase two. I am, of course, talking about preserving your wealth, which is phase two. Yeah, I only ask this because that is what stage of life I am in. For background, he has 15 rentals, seven mortgages. Age 62. Currently all managed by a property manager, and he is married and an empty nester. Please note, no matter how much money is made from rentals, he said, his wife's view is that it is work, and so she does not want any more homes or work. This would be a great idea for an upcoming show. Please consider thanks, Mark.   Keith Weinhold  25:20   Yeah. Great stuff, Mark. And before Brenda came on, we discussed which questions that she's going to choose. And I definitely wanted to have this one in there, because, I mean, this is one of the most important topics that's never been answered on the show, and it really needs to be answered today. The accumulation phase of Mark's life is done. He wants to know about how to approach the preservation stage. First of all, Mark, congratulations. You've listened to every GRE episode, 584, of them now, and you've clearly benefited from acting so good for you to be in this position. In fact, this show had its inception in 2014 and it doesn't even take these 1011, years to reach financial freedom, if you follow my plan. So you are there. All right, so, Mark, you've got 15 rentals, seven mortgages. You're age 62 they're currently managed by a property manager. You're married in an empty nester. I mean, you've made it, and you know that you've made it when you have enough income to support your desired lifestyle. That's what we're talking about here. Financially Free, beat step free and all of that, I'm going to speculate mark that if you had tried paying all cash for every property, you wouldn't have gotten very far. You wouldn't have made it to this point. You know why this question resonates so well with me, Mark, despite being quite a bit younger than you, I am at that stage as well. I definitely don't need to add more properties for the rest of my life. Now. I don't have kids yet either, so there's no clear air there. In fact, one reason that I hold on to my properties is to help educate our audience to be a real investor in the game and to be able to keep up with trends. You can just kind of tell when someone's not investing in real estate themselves. So if I talk it, I want to keep doing it now for you, Mark, it's not about rushing to pay off your seven mortgages, as you know from listening, that's usually not your best return on capital. If you've already made it, there is absolutely zero reason to add more properties, I would agree, especially if you know, in your wife's eyes, that creates a headache, and maybe yours as well, once you get to a certain point. So as far as this preservation stage, since you've moved away from the accumulation phase, the LLC is the favorite protection structure, not a C or an S Corp. And I have done shows on that with attorneys before. Since I'm not one of your 15 properties, if one or two are less profitable or for whatever reason, you just have difficulty getting those rented during vacancies, okay, you can sell those off if you don't want to do the 1031, exchange into more property, you can pay the tax. That's an option, but you will also have to pay depreciation recapture on those properties and mark. If there's one thing I wish I knew, it's that if you do have children or clear heirs, but the gold standard for passing along properties to heirs is a revocable living trust, and if you only remember one thing about that, a properly drafted living trust is the number one way to pass along rental properties smoothly. And why it's great is that it avoids probate. Probate is a court supervised process. It takes months or years of delay. So instead, with a revocable living trust, heirs get access to your properties almost immediately. Now you are age 62 hopefully this isn't happening anytime soon, but you do keep full control while you're alive, it's easy to update a revocable living trust, but the big one probably is that it prevents family disputes and it keeps everything private. That way there's no public probate record. And the bonus is, if you own properties in multiple states, a trust avoids multiple probates, that's huge. So those are some considerations. Mark as you've Congratulations again. Move from the accumulation phase to the preservation stage. It's a completely normal, natural process. You sure don't have to keep adding properties for ever and ever. Congrats. You made it. You did it.    Brenda  29:37   Great. We've got another one, Keith. This one is from Tim in Philomath, Oregon, and he says, I would be interested in the days ahead, if you would be able to help us understand why North Dakota is projected to grow so much.   Keith Weinhold  29:54   Okay, thanks, Tim in follow math, Oregon, another word I'm not sure how to pronounce. Now, yeah, you might think it's unusual that I would want to answer this question. For a low population state of under 1 million people, like North Dakota, from today to 2050 there's forecast to be 9% population growth nationally, but in North Dakota, it is 34% that is quite a surge, and that is per visual capitalist via the University of Virginia, but North Dakota's projected growth, it looks surprisingly strong on paper, especially for a cold, rural, low population state. But really, there are at least four major forces behind the fast 2025 to 2050, Outlook, and when you break them down, the growth actually makes sense. So I want to talk about this, because it's really a template for what makes for a growing place and a good future real estate market, no matter where it is. But in North Dakota, you've got this continued energy sector, strength, oil, gas and next generation energy. Part of what's driving the growth is something that's definitely not a new story. It is still the Bach and shale. It's still one of the top US oil fields. You got advances in drilling. That means more production with fewer rigs. That makes a sector more resilient. You've got global demand for liquid fuels projected to remain high through 2050 I know people like to talk about renewables, and there probably is a future there. But it's not like we're going to go all renewable right away. North Dakota is aggressively expanding carbon capture. So energy equals jobs. Jobs equals population retention and in migration, there's a national labor shortage in North Dakota. It's got this skilled worker hole. The US is going to face a major labor shortage through 2050 that's because of trends that you really can't change, like an aging population and low birth rates. That makes these high wage, high demand energy and engineering jobs stickier. North Dakota consistently leads in labor force participation, job availability, good starting wages for skilled trades, and they always seem to have a low unemployment rate, lower than the national average. So in other words, people move where the jobs are, even if it's cold. They really have one of the best economic outlooks in the country. There's a report called Rich states, poor states. In their latest one, they ranked North Dakota fifth nationwide in economic outlook, and that's above Texas and Florida and Tennessee, and that's because North Dakota has low taxes. They're business friendly, they're light on regulation. Businesses like that, their budgets are stable, and they've got strong public finances. So states with those fundamentals, they tend to grow pretty well over long horizons, and North Dakota has this demographic momentum. It's a younger state than all the surrounding states. They have a younger median age, high birth rates, so they've got this faster natural replacement rates, and they have really strong university systems, both und and North Dakota State, and what that does is that retains those graduates for jobs like energy and engineering and agriculture. So North Dakota benefits from this high stay rate, like a lot of people move for jobs, and they end up staying there, and their population growth seems fast, but the overall population small, so a net gain of 150,000 people, that really seems huge in percentage terms. It's steady rather than explosive growth. We're talking about annual gain. So really, a takeaway for investors is that North Dakota's growth is not a fluke. It's from strong economic policy, a big, durable energy engine, high earning jobs. You got this favorable business climate, and really unexpectedly young demographics. I read that the counties that will grow fastest are Cass Williams and stark and, you know, Brenda. If we learn about a reputable North Dakota property provider, maybe we'll talk about them here on the show. So if you the listener or anyone else know about one, write into us at get rich education, comm slash contact, and we'll check them out. And also, more broadly, if you want your listener question answered in the future, that's where to write to us as well, again, at get rich education.com/contact, thank thanks for the North Dakota question, Tim and Brenda, it's nice to have you here to ask the questions in a different voice.   Brenda  34:29   Thanks, Keith. Yeah, it's good to be on this side of the show instead of   Keith Weinhold  34:34   a listener. After all these years, there's one episode I'm sure you'll be listening to, and it's this one that you're on today.   Keith Weinhold  34:48   Yeah, much of our team here were GRE listeners before they ever worked here. We just made another hire two months ago. That woman worked for a payment processor. I said at the time, that sounds really boring. It definitely sounds more interesting to work at the GRE podcast. To review what you learned today, capital compounds labor doesn't though I promote being a giver, there are downsides to giving, but they're manageable. Inflation, profiting is the most often misunderstood of the five ways, and you will reach a tipping point where you've won in which you no longer have to add properties. That is transitioning from the accumulation phase to the preservation phase. That is one of the more important unaddressed things on the show until today, and finally, North Dakota's booming growth projections coming up soon on the show, I'll reveal GRE national home price appreciation forecast for next year, where you will learn the exact percent appreciation or decline expected in the future. Until then, check us out at get richeducation.com I'm your host. Keith Weinhold, don't quit your Daydream.   Speaker 3  36:00   You nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of Get Rich Education LLC, exclusively.   Keith Weinhold  36:32   The preceding program was brought to you by your home for wealth building, GetRichEducation.com  

The Red River of the North starts at the confluence of the Bois de Sioux and Otter Tail rivers and forms most of the border between Minnesota and North Dakota. It then crosses into Manitoba and empties into Lake Winnipeg before its waters finally flow into the sea at Hudson Bay. Cities have grown up along its banks including Fargo, Grand Forks and Winnipeg and their residents are all too aware of one unfortunate feature of the river. Unlike most large U.S. rivers, it flows from south to north.

On the evening of December 30, 2019, 42-year-old Chad Entzel headed out to his weekly bowling league in Bismarck, North Dakota. Friends said he was in good spirits, laughing and joking like always, before heading home for what should have been an ordinary night. But over the next several days, Chad stopped answering calls, didn't show up for work, and seemed to vanish inside his own home - until a 911 call on January 2 reported a fire at the property. When firefighters arrived, they found more than just smoke and flames. Inside the primary bedroom was Chad's body, a propane heater, and a shotgun. At first glance, it looked like a suicide and accidental fire. But as investigators began examining the scene, a very different story emerged involving missing surveillance footage, a sudden insurance policy, and a secret relationship Chad knew nothing about. Try our coffee! - www.CriminalCoffeeCo.com Become a Patreon member -- > https://www.patreon.com/CrimeWeekly Shop for your Crime Weekly gear here --> https://crimeweeklypodcast.com/shop Youtube: https://www.youtube.com/c/CrimeWeeklyPodcast Website: CrimeWeeklyPodcast.com Instagram: @CrimeWeeklyPod Twitter: @CrimeWeeklyPod Facebook: @CrimeWeeklyPod ADS: 1. https://www.Smalls.com/CrimeWeekly - Use code CRIMEWEEKLY for 60% off your first order and FREE shipping! 2. https://www.TryFum.com - Use code CRIMEWEEKLY for a FREE gift with your Journey Pack! 3. https://www.SKIMS.com - Find the perfect gift for everyone on your list! After you place your order, let them know we sent you! 4. https://www.FactorMeals.com/CrimeWeekly50Off - Use code CRIMEWEEKLY50OFF for 50% off your first box and FREE breakfast for one year! 5. https://www.Manscaped.com - Use code CRIMEWEEKLY for 15% off your entire order!

In this episode of The Birdshot Podcast, Nick Larson sits down with Minnesota upland hunter Isaiah Osborne to talk pheasants, sharptails, German shorthaired pointers, and growing up hunting without a bird dog. Isaiah shares his journey from discovering wild birds with friends in high school, to serving in the Marine Corps, to learning bird dogs from professional trainers in Arizona. The conversation covers pheasant behavior, Gambel's quail, tracking vs. true dogs, winter pheasant strategies, and building a reliable upland hunting truck setup. Isaiah Osborne is a dedicated upland hunter from New Ulm, Minnesota. Raised in a large family with no dogs allowed, he eventually found his way into upland hunting, served in the Marine Corps, trained with Gordon's Gun Dogs in Arizona, and now hunts behind two German shorthaired pointers across Minnesota and the Great Plains. Expect to Learn How Isaiah grew up pheasant hunting without dogs and how bird dogs changed everything What he learned training quail dogs in Arizona with professional handlers The difference between true dogs and tracking dogs in upland hunting Why pheasants run early season and hold tight after snowfall How Isaiah hunts Gambel's quail, sharptail grouse, and Minnesota pheasants Tips for public land hunting, dog handling, and winter bird behavior Details of his truck, kennel, and gear setup for multi-dog upland hunting Episode Breakdown with Timestamps [00:00:00] - Introduction and winter conditions [00:03:26] - Growing up in New Ulm and discovering pheasant hunting [00:06:11] - Bird-hunting article and Isaiah's background [00:12:15] - Hunting Gambel's quail with and without dogs [00:15:52] - How many birds did they walk past without dogs [00:18:05] - Tracking dogs vs. true dogs in pheasant country [00:26:14] - Snow conditions and birds holding tight [00:32:27] - Ideal pheasant hunting weather [00:40:08] - Sharptail grouse hunting in North Dakota [00:40:51] - Adjusting pheasant dogs to big running prairie birds [00:44:56] - Isaiah's bird dog training setup with pigeons [00:52:13] - Truck setup: F-150, topper, Decked drawers, Ruff Land kennels [01:02:24] - Favorite shotguns and 28-gauge pheasant loads [01:03:15] - Closing thoughts and hunt-swap idea Follow the Guest Isaiah:  Instagram: https://www.instagram.com/isaiah_osborne10/ Follow the Host Nick: Instagram: @birdshot.podcast Website: www.birdshotpodcast.com Listening Links: Spotify: https://open.spotify.com/show/17EVUDJPwR2iJggzhLYil7 Apple Podcasts: https://podcasts.apple.com/us/podcast/birdshot-podcast/id1288308609 YouTube: http://www.youtube.com/@birdshot.podcast SUPPORT | http://www.patreon.com/birdshot Use Promo Code | BSP20 to save 20% on https://www.onxmaps.com/hunt/app Use Promo Code | BS10 to save 10% on https://trulockchokes.com/ The Birdshot Podcast is Presented By: https://www.onxmaps.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices