Podcasts about North Dakota

In this episode, Dr. Karen Litzy and Dr. Stephanie Weyrauch discuss the evolving landscape of physical therapy as they look ahead to 2026. They explore the identity crisis within the profession, the shift from volume to value, the role of AI, the importance of clinician leadership, and the need for community building over social media algorithms. The conversation emphasizes the proactive nature of physical therapy and the opportunities for growth and visibility in the field.   Takeaways   ·      Physical therapy is at a pivotal moment with evolving technology. ·      The profession faces an identity crisis regarding its role and value. ·      Visibility and storytelling are crucial for physical therapy practices. ·      AI can enhance patient care by taking over mundane tasks. ·      Clinicians should embrace leadership roles beyond traditional settings. ·      Building community is essential for the future of healthcare. ·      Proactive care can prevent injuries and improve quality of life. ·      Trust is the new currency in healthcare interactions. ·      Physical therapists can help patients age gracefully and actively. ·      Advocacy for the profession is vital for its future growth.   Chapters   ·      00:00 Introduction to the State of Physical Therapy ·      11:22 APTA's Strategic Framework for 2030 ·      14:52 Physical Therapy's Identity Crisis and Opportunities ·      26:26 Navigating the Identity Crisis in Physical Therapy ·      32:24 The Shift from Volume to Value in Healthcare ·      36:39 Embracing AI: A Tool for Enhancement, Not Replacement ·      40:41 Clinicians as Leaders: Expanding Roles Beyond Treatment ·      45:19 Building Community Over Algorithms   More About Dr. Weyrauch: Stephanie Weyrauch, PT, DPT is a doctor of physical therapy with MovementX in Billings, Montana. She helps people across all ages and abilities reduce pain, increase strength, restore mobility and balance, and optimize performance. Specialties: -Pelvic Health PT for All Genders -Pre/Post Pregnancy & Obstetric Rehabilitation -Sports Injury Recovery and Prevention -Hands-On Manual Therapy -Post-Surgical Rehabilitation -Balance Training & Falls Prevention -Group or Family Sessions -Telehealth (offered in North Dakota, Montana, Connecticut, and Minnesota)   Resources from this Episode: Stephanie on Instagram Stephanie on LinkedIn Stephanie on Substack Dr. Eva Norman's Healthy Wealthy & Smart episode Dr. Rebecca Seagraves Instagram   Jane Sponsorship Information: Book a one-on-one demo here Mention the code LITZY1MO for a free month   Follow Dr. Karen Litzy on Social Media: Karen's Instagram Karen's LinkedIn   Subscribe to Healthy, Wealthy & Smart: YouTube Website Apple Podcast Spotify SoundCloud Stitcher iHeart Radio

Join us in this heartfelt episode as we speak with Ryan Reichert, owner of Our Protector Development, host of the podcast 'Our Healer, Our Protector,' and author of the 'Protector Development' book series. Ryan shares his incredible journey from growing up in small-town North Dakota, serving as a Lieutenant Colonel in the Army, battling addiction, to becoming a healer and protector through his various ventures. Discover how faith, discipline, and a relentless pursuit of improvement have shaped his life and mission to help others. This inspiring conversation delves into the highs and lows of leadership, personal recovery, and the importance of kindness and accountability in creating meaningful change. 00:00 Introduction: Awakening Hearts 00:46 Meet Ryan Reichert: A Journey of Service and Entrepreneurship 02:34 Ryan's Early Life and Military Career 04:54 Transition to Civilian Life and Entrepreneurship 08:52 Overcoming Addiction and Embracing Faith 14:06 The Power of Accountability and Community Service 17:33 Writing and Spiritual Practices 23:51 Emotional Intelligence and Personal Growth 29:47 Podcasting and Future Directions 30:13 Navigating Post-Divorce Life 30:54 Reflections on Faith and Leadership 32:17 Inspiring Stories of Resilience 33:27 The Power of Gratitude and Discipline 37:19 Overcoming Addiction and Embracing Change 40:09 The Journey of Self-Improvement 41:24 The Importance of Honesty and Emotional Intelligence 48:43 The Value of Reading and Continuous Learning 55:42 Final Thoughts and Call to Action 57:56 A Poetic Tribute to Ryan's Journey Social Media: Instagram: @armyrt1978, Facebook: @RyanT.Reichert, LinkedIn: @RyanReichert78, X: @RyanTReichert, TikTok: @armyrt1978, YouTube Channel: @OurHealerOurProtector Website: www.OurProtectorDevelopment.com

North Dakota's old Capitol building in Bismarck, built in 1884, was home to state officials, including the governor, the secretary of state, and the attorney general. It was also where the two houses of the state legislature met. By the early 1900s, the building was showing its age.

Today is Tuesday, January 6. Here are the latest headlines from the Fargo, North Dakota area. InForum Minute is produced by Forum Communications and brought to you by reporters from The Forum of Fargo-Moorhead and WDAY TV. For more news from throughout the day, visit InForum.com.

Today is Monday, January 5. Here are the latest headlines from the Fargo, North Dakota area. InForum Minute is produced by Forum Communications and brought to you by reporters from The Forum of Fargo-Moorhead and WDAY TV. For more news from throughout the day, visit InForum.com.

Katy enjoyed a delightful vacation back to her hometown with her mother! Discover all the activities she experienced in North Dakota, right here!The fun continues on our social media pages!Jeremy, Katy & Josh Facebook: CLICK HERE Jeremy, Katy & Josh Instagram: CLICK HERE

Think a great wine grape can't survive where winters drop to minus forty? We sit down with breeder Dr. Harlene Hatterman-Valenti from North Dakota State University to unpack how a young industry, a focused research program, and some stubborn optimism produced two new cultivars built for the northern plains. From the early days of variety trials and policy hurdles to the release of Dakota Primus and Radiant, Harlene shares how hybrid genetics, gritty selection, and clever management turned a hostile climate into an advantage.We dig into the science of cold hardiness: why photoperiod sensitivity matters more than you think, how vines must read shortening days to lay down periderm before sudden freezes, and the three critical windows where cold injury strikes—fall acclimation, deep midwinter lows, and late-winter temperature whiplash. Harlene explains the growth calendar for a North Dakota vineyard with just 130 frost-free days, from delayed pruning and cautious budbreak to early-August veraison and mid-September harvests. Beyond the vineyard, we explore how the state's wine scene found its footing, why regulations evolved to support consistent supply, and how tourism now fuels growth. The conversation closes with what's next: chasing an ultra-cold-hardy red, expanding into table grapes for farmers markets, and celebrating the team effort—students, specialists, and collaborators—that made progress possible. If you're curious about cold-climate viticulture, breeding under polar vortex pressure, or how science builds regional wine identities, this one's for you.Additional information in available in these articles:Complex Plant Process Trait Evaluation Through Decomposition of Higher-order Interaction: A Case Study in Acclimation Responses of Cold-climate Hybrid Grapevine Through Bilinear and Multiway MethodsCold Climate Winegrape Cultivar Sensitivity to Sulfur in the Northern Great Plains Region of the United States‘NDMutant1': A Novel Determinate Interspecific Grapevine for Genetic and Physiological Study and Breeding ApplicationsEnjoyed the conversation? Follow the show, share it with a friend, and leave a review to help more growers and wine lovers find us.Learn more about the American Society for Horticultural Science (ASHS) at https://ashs.org/.HortTechnology, HortScience and the Journal of the American Society for Horticultural Science are all open-access and peer-reviewed journals, published by the American Society of Horticultural Science (ASHS). Find them at journals.ashs.org.Consider becoming an ASHS member at https://ashs.org/page/Becomeamember!You can also find the official webpage for Plants, People, Science at ashs.org/plantspeoplesciencepodcast, and we encourage you to send us feedback or suggestions at https://ashs.org/webinarpodcastsuggestion. Podcast transcripts are available at https://plantspeoplescience.buzzsprout.com.On LinkedIn find Sam Humphrey at linkedin.com/in/samson-humphrey. Curt Rom is at https://www.linkedin.com/in/curt-rom-611085134/. Lena Wilson is at https://www.linkedin.com/in/lena-wilson-2531a5141/. Thank you for listening! ...

In this sermon, Pastor Philip calls us to look backwards and remember all that God has done to deliver us from the power of sin through the Gospel.We hope you enjoyed this sermon! To learn more about our ministry, you can visit us at the Harvest Plains website.Harvest Plains Church is a small church plant located in Mapleton, North Dakota. Our heart is to bring the Gospel of Jesus Christ to our local communities, and to build disciples with Bible-centered preaching. If you're near Mapleton or the Fargo/Moorhead area, we'd love to have you join us!

Today is Friday, January 2. Here are the latest headlines from the Fargo, North Dakota area. InForum Minute is produced by Forum Communications and brought to you by reporters from The Forum of Fargo-Moorhead and WDAY TV. For more news from throughout the day, visit InForum.com.

Today's guest is a lifelong athlete whose competitive spirit carried him from the wrestling mats of small-town North Dakota to the bright lights of the UFC Octagon. Chris Tuchscherer was raised in Rugby, North Dakota, where he built his foundation in wrestling, a discipline that would shape not only his athletic career, but his approach to life. After a standout high school run, he continued competing at North Dakota State University before transferring to Minnesota State University Moorhead, where he became a two-time NCAA Division II All-American. That same relentless drive propelled him into mixed martial arts. Known to fans as “The Crowbar,” Chris became a feared heavyweight with crushing wrestling, unshakable toughness, and a reputation for outworking anyone standing across from him. His impressive professional career earned him a spot on the sport's biggest stage, where he competed in the UFC against some of the division's most formidable names. Beyond the cage, Chris has remained deeply invested in the growth of combat sports in his home state. He founded Crowbar MMA and promoted regional MMA events in North Dakota, events I was lucky enough to be involved with as a judge. But stepping away from fighting didn't mean stepping away from competition. Staying true to his blue-collar roots, Chris shifted gears, literally, into IMCA dirt track racing, where he now brings the same intensity and passion he once showed in the cage. Alongside racing, he runs his agricultural businesses and remains closely connected to the communities that shaped him. A wrestler.A fighter.A racer.A businessman.A husband and a father. Please enjoy my interview with my friend Chris Tuchscherer.

What do lightning storms on a remote mountain plateau have to do with fungus? Daile Zhang, assistant professor of atmospheric sciences at the University of North Dakota, explores the connection. Daile Zhang is an Assistant Professor at University of North Dakota. Her research focuses on atmospheric electricity and remote sensing. Daile received her PhD degree […]

Today is Wednesday, December 31. Here are the latest headlines from the Fargo, North Dakota area. InForum Minute is produced by Forum Communications and brought to you by reporters from The Forum of Fargo-Moorhead and WDAY TV. For more news from throughout the day, visit InForum.com.

Listen to the Whole Tuesday Episode at A special guest joins us for the teaser!  (echoes of COVID-era recordings). The duo catches up casually — We recall recording in the attic back in the day, Dave mentions Linda guesting once and shares a wild memory of a bum flicking a cigarette that hit him in the mouth outside CVS.Spotify Comments Segment Dave reads listener comments from the previous Tuesday episode (Ray & Alan guest-hosted):A new listener (another Ray) appreciates the Nick Reiner discussions and hopes for more old interviews.Mucho Gringo teases Zoe's Patreon critique of Dave's Nick handling.Richard calls the Reiner focus a “pathological obsession” and threatens to unsubscribe by spring 2026.Romanil agrees it's sensationalizing and suggests smudging the attic with sage.Dave reveals he depublished the Nick Reiner compilation episodes due to backlash and personal guilt (“It's haunting me”).Listener Email: Andrew Zane's Wild Pitch Dave reads a lengthy email from Andrew Zane asking how to guest on Dopey. Highlights of Andrew's story:Groomed into drugs as a child (huffing Freon, mouthwash, morning glory seeds, intro to heroin).Teen oxy → heroin addiction, crime spree across Midwest with a girlfriend (scamming hospitals for Dilaudid, policy changes in North Dakota(?)).Prostitution, prison for her, desert life in Arizona (licking psychedelic Sonoran Desert Toads, first meth).Arrested drunk pushing daughter's stroller, divorce, more rehab, dope sick on xylazine-laced street heroin.Grindr hookup turned near-sex-trafficking + months-long psychosis.Overprescribed Vyvanse gone wrong; now mostly sober using kratom (harm reduction) and occasional toad psychedelics.Andrew wants to discuss drugs + human trafficking on dating apps and stimulant overprescription.Discussion: Sex Trafficking & Dating Apps They dive into the dark side of apps like Tinder/Grindr — coerced prostitution, pimps forcing partners, shades of consent, why victims don't just leave. Dave admits struggling to understand the coercion aspect until reading the legal definition.Cliffhanger & Patreon Plug Dave teases that he and Ray are starting to work on a movie script together — details only available to Patreon subscribers (patreon.com/dopeypodcast). The free teaser ends here. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Bigfoot seems to be alive and well in North Dakota. Listen in as we examine the latest run in's with this strange creature in the Peace Garden State.

Today is Tuesday, December 30. Here are the latest headlines from the Fargo, North Dakota area. InForum Minute is produced by Forum Communications and brought to you by reporters from The Forum of Fargo-Moorhead and WDAY TV. For more news from throughout the day, visit InForum.com.

12/30/25: Michelle Kommer is filling in for Joel Heitkamp on "News and Views" and has a full studio to have a conversation about different generations in the workforce. Michelle previously served as North Dakota’s Labor Commissioner and Commerce Commissioner, and chats with mother and daughter duo, Krista and Lily Andrews for more generational perspective. Krista Andrews is a shareholder in ABST Law in Fargo and Lily Andrews is a student at the University of St. Andrews in Scotland. (Joel Heitkamp is a talk show host on the Mighty 790 KFGO in Fargo-Moorhead. His award-winning program, “News & Views,” can be heard weekdays from 8 – 11 a.m. Follow Joel on X/Twitter @JoelKFGO.)See omnystudio.com/listener for privacy information.

John Quiñones details how he and his team defrosted after facing bitterly cold snow while reporting on the chilling murder case and love triangle that shocked Bismarck, North Dakota.   Learn more about your ad choices. Visit podcastchoices.com/adchoices

On this date in 1917, former Attorney General of North Dakota, Henry J. Linde, died. He had suffered a stroke three months earlier, after many years of illness. He was only 37 years old.

Today is Monday, December 29. Here are the latest headlines from the Fargo, North Dakota area. InForum Minute is produced by Forum Communications and brought to you by reporters from The Forum of Fargo-Moorhead and WDAY TV. For more news from throughout the day, visit InForum.com.

12/29/25: North Dakota State Senator Josh Boschee is filling in for Joel Heitkamp on "News and Views," and is joined in the KFGO studio by Levi Bachmeier. Governor Armstrong appointed West Fargo School District Business Manager Levi Bachmeier as North Dakota’s next Superintendent of Public Instruction. He served as business manager of the West Fargo School District since 2019, while also coaching track and field. From 2016 to 2019 he served as education policy adviser and policy director for then-Gov. Doug Burgum. Bachmeier previously taught high school social studies for two years with Teach for America and spent a summer as a policy analyst fellow at the U.S. Department of Education. (Joel Heitkamp is a talk show host on the Mighty 790 KFGO in Fargo-Moorhead. His award-winning program, “News & Views,” can be heard weekdays from 8 – 11 a.m. Follow Joel on X/Twitter @JoelKFGO.)See omnystudio.com/listener for privacy information.

Plus a winter storm threatens to bring blizzards and ice to a large part of the U-S from North Dakota to New England, a North Texas family is in deep sorrow over the murder of a McKinney couple and the arrest of their adult son, one of the iconic Campisi's restaurants in Dallas will be closed for awhile because of a weekend fire, and more!

Today on America in the MorningTrump's Meeting With Zelenskyy & Putin President Trump and Ukrainian President Volodomir Zelenskyy met at Mar-A-Lago this weekend for discussions on the White House's peace plan to end the war in Ukraine with Russia.  John Stolnis has the latest from Washington.   Severe Winter Weather A winter storm threatens to bring blizzards and ice to a large swath of the US from North Dakota to New England, hampering holiday travel at one of the busiest times of the year.  Correspondent Julie Walker reports.  NJ Helicopter Crash There was tragedy in the skies of Southern New Jersey as two helicopters crashed midair on Sunday, killing one pilot and critically injuring the other.  Correspondent Clayton Neville reports.   Chinese Retaliation It appears that China is retaliating for the recent announcement of US arms shipments to Taiwan.  Correspondent Donna Warder reports that the Chinese government is imposing sanctions on 20 U.S. defense companies.    Gas Prices Falling This continues to be one of the busier travel weeks of the year, and just in time as you take to the roads, the average price of gas for the nation is at its lowest point of 2025.    They Want Their Day In Court A number of men who were part of a group of deported Venezuelan migrants sent to an El Salvador prison are demanding American justice after a Federal judge in Washington ruled against the Trump administration.  Correspondent Lisa Dwyer reports.     Search Continues For Missing Texas Teen There are stories of hope and despair in Texas as one teenager has been missing since Christmas Eve and is believed to be in 'imminent danger,' while the father of another teen girl managed to track his kidnapped daughter down.  Correspondent Clayton Neville reports.   Pelosi Speaks Out In a wide-ranging interview, she said she didn't mean to do it.  Former House Speaker Nancy Pelosi said she tore up President Trump's State of the Union speech "spontaneously."  More from correspondent Joan Jones.   California Cleanup California is cleaning up from a week of catastrophic weather that included four people dead from storm-related incidents, some areas between San Francisco and San Diego getting more than a foot of rain and more than 3 feet of snow falling in the mountains, dangerous Santa Ana winds gusting over 60 miles per hour, with mud and rock slides causing damage including power outages and washed out roads.  Lisa Dwyer reports.   Conspiracy Theories Behind January 6 Pipe Bomber A Virginia man arrested earlier this month, suspected of being the person who planted pipe bombs outside the headquarters of the Democratic and Republican National Committees on January 6, 2021, repeatedly cited conspiracy theories about the 2020 election when he was taken into custody.  Anger Over Somaliland Recognition As Benjamin Netanyahu meets with President Trump today, the African Union and some European nations are rejecting Israel's recognition of Somalia's breakaway region.  Correspondent Donna Warder reports.   Candidate Drops Out Bryce Reeves has dropped out of the U.S. Senate race in Virginia, leaving Republicans without a leading candidate to unseat three-term Democrat Senator Mark Warner.   Tech News Many people get gift cards around the holiday season, but may have difficulty deciding what to buy with them.  Chuck Palm has this story today in his new segment, the New Old Tech Guy. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Mainstreet welcomes author Lillian Joubert to discuss her North Dakota-set romcom novel Freelance Finance at Mistletoe Inn. We'll share a story from Fargo's live monthly storytelling event The Tell about how a group of supportive women became not just friends, but a family. And Tom Brosseau takes you to one of his favorite downtown Grand Forks eateries, Ely's Ivy.

Guest host Thomas Beadle welcomes University of North Dakota goalie Zach Sandy to chat about the first half of the season and how UND can maintain it's momentum the rest of the year.See omnystudio.com/listener for privacy information.

Representative Mike Nathe is on Afternoons Live with guest host Thomas Beadle to discuss the Primary Residence Tax Credit and how it is helping reduce property tax for North Dakotans.See omnystudio.com/listener for privacy information.

In this sermon, Pastor Cody unpacks the third commandment: "You shall not misuse the name of the Lord your God."We hope you enjoyed this sermon! To learn more about our ministry, you can visit us at the Harvest Plains website.Harvest Plains Church is a small church plant located in Mapleton, North Dakota. Our heart is to bring the Gospel of Jesus Christ to our local communities, and to build disciples with Bible-centered preaching. If you're near Mapleton or the Fargo/Moorhead area, we'd love to have you join us!

How a North Dakota love triangle ended with murder and a house in flames. Learn more about your ad choices. Visit podcastchoices.com/adchoices

This week on the Free Outside Podcast, I am joined by Jeff Eklund, an “ordinary Jeff” calling in from North Carolina who quickly proves he is anything but ordinary. We kick things off with a Jeff quiz show where every answer is a different Jeff, and it immediately derails into the best kind of chaos.Jeff shares his winding path into running, including randomly ripping a 3:16 at Chicago in his 40s, qualifying for Boston (and skipping it because life happened), then stepping away before coming back strong after knee replacements. He talks about what it felt like to start running again, why he refuses to accept “don't run” as a life sentence, and his current mission to break two hours in the half marathon while stalking the competition on Strava like a proper veteran.Then we shift into the second life arc, Jeff and his wife selling basically everything during COVID, moving into a 27-foot Airstream, and traveling to 47 states. We talk minimalism, Facebook Marketplace hustle, getting “pulled around” the country by life, and the underrated places that surprised him most, from Rhode Island to Arizona to the hidden gems of Nebraska.Somewhere in the middle, Jeff goes full historian and takes us deep into his obsession with Theodore Roosevelt (the strenuous life, Rough Riders lore, the teddy bear origin story, and meeting a TR impersonator in North Dakota that turns into a legit hike). We also get a side quest on Fred Harvey restaurants, Harvey Girls, and old-school American road culture, plus a list of roadside oddities that feels like a hallucination timeline from mile 20 of a marathon.We wrap with a quick masterclass in sales (relationships, listening, and handling rejection), lessons Jeff wishes he knew when he was younger, and a perfect cherry on top story about Brooks customer service, a surprise signed Scott Jurek book, and the greatest accidental Instagram mix-up of all time.If you like running, reinvention, road trips, American history tangents, and a guest who can turn one question into six stories, this one is for you.Chapters00:00 The Jeff Quiz Show Begins04:52 Jeff Eklund's Journey into Running07:49 Overcoming Challenges and Finding Motivation10:50 The Impact of Family on Running13:45 Rediscovering the Love for Running16:42 Transitioning to Life in an Airstream19:28 Selling Everything and Embracing Minimalism22:23 Exploring the Open Road and Human Connection24:56 Theodore Roosevelt: A Personal Connection26:29 Meeting the Impersonator: A Unique Encounter28:47 The Legacy of Theodore Roosevelt30:23 The Teddy Bear Origin Story31:40 The Strenuous Life Philosophy33:40 Fred Harvey and the Railroad Era37:24 The Harvey Girls: Pioneers of the West39:07 Underrated States: Personal Reflections41:34 Hidden Gems in the Midwest45:20 Exploring Unique Destinations48:13 The Art of Selling50:29 Reflections on Youth and Education55:10 Customer Service and Personal Connections01:00:18 Celebrating Ordinary HeroesSubscribe to Substack: http://freeoutside.substack.comSupport this content on patreon: HTTP://patreon.com/freeoutsideBuy my book "Free Outside" on Amazon: https://amzn.to/39LpoSFEmail me to buy a signed copy of my book, "Free Outside" at jeff@freeoutside.comWatch the movie about setting the record on the Colorado Trail: https://tubitv.com/movies/100019916/free-outsideWebsite: www.Freeoutside.comInstagram: thefreeoutsidefacebook: www.facebook.com/freeoutside

The morning after Christmas is usually reserved for sitting with a warm cup of coffee while perusing newspaper ads for major sales. However, on this day in 1994, many North Dakotans likely stopped leafing through the paper in shock to reread a story about a man from California.

After the original Capitol building burned down in 1930, a great deal of thought and effort went into constructing the new Capitol. Very different from the domed buildings most states were accustomed to, North Dakota wanted to rebuild something great and ultra-usable.

Professor Grant Garnder, an ag economist at the University of Kentucky, joins us to discuss the results of the latest Ag Economist's Monthly Monitor. Our last Farmer Forum for 2025 features Tim Recker of Iowa and Mike Appert of North Dakota. Topics include reaction to the bridge payments plan, what kind of support are farmers really looking for from the White House, looking back on 2025, and looking ahead to 2026.See omnystudio.com/listener for privacy information.

In this episode of NDO Podcast Casey and Cayla sing their way through the highlights of 2025 in an off-tune rendition of the “Twelve Days of Game and Fishmas.” Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

Today is Wednesday, Dec. 24. Here are the latest headlines from the Fargo, North Dakota area. InForum Minute is produced by Forum Communications and brought to you by reporters from The Forum of Fargo-Moorhead and WDAY TV. For more news from throughout the day, visit InForum.com.

Episode #181: It's A 2 Dog Night Hosts: Johnny Starr & Ron the Banker It's time for our annual Christmas episode, and as usual, Louie's in the studio to add to the festivities. While the tendency is to stray from the fireworks discussions this time of year, we manage to stay on track for most of this episode. John shares his 2026 market predictions, and we review what's going on with the Semiquincentennial initiative. This episode was recorded at Pyropodcast Studios in Chicago. This episode was recorded at PyroPodcast Studios in Chicago. If you like our podcast, subscribe to our YouTube channel. Some of the Topics Discussed How to Make 1,000 Pierogi Without Blowing Anything Up Pyro Purge Live & Let Die Live Pyro Analysis & Recap 2026 Market Update Semiquincentennial Corner AI's Impression of a Perfect Firework Fireworks News / Las Vegas / International Fireworks Championships Would You Rather Let’s Talk Pyro CONTACT US Follow Us! youtube.com/fireworksbrigadetwitter.com/pyropodcastspotify.com/fireworksbrigade Visit Starr Fireworks In search of the largest selection of fireworks in North Dakota? Visit our store online or in person, year round. CHECK US OUT 12.24 2025 It's A 2 Dog Night 11.24 2025 Stuffing & Tariffs 11.5 2025 The Truth of It Next Page

I had a great talk with TJ, we touched on his days at North Dakota, playing in St Louis with that great group and of course his Olympic drama and winning a cup with Ovi and the Caps in 2018. Hosted on Acast. See acast.com/privacy for more information.

In episode 321 of the Glass and Out Podcast, Head Coach of the Charlottetown Islanders, Jim Hulton, stops by to chat. Currently in his 11th season as the organization's Head Coach and General Manager, Hulton has enjoyed an incredible career that spans over 30 years. During his tenure with the Islanders, he has been named QMJHL General Manager of the Year, QMJHL Coach of the Year twice and CHL Coach of the Year. Prior to landing in PEI, he spent time as the Head Coach of three OHL franchises, the Mississauga Ice Dogs, Bellville Bulls and Kingston Frontenacs. He then spent three seasons with friend Pete DeBoer's staff with the Florida Panthers as they cut their teeth in the NHL.  Internationally, Hulton represented Canada on several occasions, including being an Assistant Coach with the 2005 World Junior Team, who captured Gold in North Dakota and are considered by many to be the most impressive collection of talent ever assembled at the tournament. Listen as he shares how to improve a player's ability to think the game, his approach to making in-game adjustments, and the power of asking questions. Watch on Youtube: https://youtu.be/PZMBMicFiNg Learn more about our presenting sponsors: State & Liberty: stateandliberty.com/tcs Biosteel: BioSteelTeams.com/Glassandout Hudl: hudl.com/tcs

While Ben Eielson is North Dakota's most famous aviator, others came before him, though their names are less well known. On June 9, 1911, Fargo banks and stores closed as more than 12,000 people flocked to the fairgrounds to watch Robert St. Henry take to the air in his Glenn Curtiss biplane. St. Henry was working for Curtiss, the New York airplane designer based in Hammondsport.

Today is Tuesday, Dec. 23. Here are the latest headlines from the Fargo, North Dakota area. InForum Minute is produced by Forum Communications and brought to you by reporters from The Forum of Fargo-Moorhead and WDAY TV. For more news from throughout the day, visit InForum.com.

Joe's Premium Subscription: www.standardgrain.comGrain Markets and Other Stuff Links —Apple PodcastsSpotifyTikTokYouTubeFutures and options trading involves risk of loss and is not suitable for everyone.

-Nebraska hadn't played since the Illinois game last Saturday…were there signs of rust vs. a North Dakota team that just beat Winthrop (a team that Nebraska struggled with)?-Now, another wait before Nebraska plays New Hampshire on December 30th at PBA before the big game vs. Michigan StateShow sponsored by SANDHILLS GLOBALOur Sponsors:* Check out Hims: https://hims.com/EARLYBREAK* Check out Infinite Epigenetics: https://infiniteepigenetics.com/EARLYBREAK* Check out Washington Red Raspberries: https://redrazz.orgAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

She is an assistant coach for women's swimming and diving at Northern State University, plus she does triathlons and trains for ultra-runs. Her coaching career ranges from high school and the club team to Dakota Sports and Fitness to a USA swim coach with a team in North Dakota and another, later, in South Dakota. She has also provided private coaching for collegiate athletes. During her master's program she completed an internship at the University of Texas, coaching their youth Longhorns swim camp all summer, and at the University of Kansas camp. As a student-athlete she competed for three seasons at the University of Mary after having been a varsity swimmer all four years of high school, when she was a regional and state qualifier.

September 11, 2025 - This episode continues our celebration of the 2025 Cooperative Hall of Fame Inductees with a special conversation featuring honoree Lori Capouch, former Rural Development Director for the North Dakota Association of Rural Electric Cooperatives (NDAREC). Lori reflects on her career and shares lessons from her work in strengthening rural communities—ranging from sustaining grocery stores to expanding childcare and food access. Lori Capouch is a recently retired rural development professional who spent her career helping communities establish the businesses they envisioned. She most recently served as Rural Development Director for the North Dakota Association of Rural Electric Cooperatives (NDAREC), where she managed the Rural Electric and Telecommunications Development Center in Mandan, North Dakota. She also led the Rural Development Finance Corporation, a $9 million revolving loan fund that supports rural businesses, and previously directed the North Dakota Agricultural Products Utilization Commission, a state agency providing grants for high-risk startup ventures. Beyond her work with NDAREC, Lori provided contracted services to the North Dakota Rural Rehabilitation Corporation and the State Board of Agricultural Research and Education. She was also secretary/treasurer of the Dakotas America governing board, which invests New Market Tax Credits in economically distressed communities nationwide. She currently serves as Vice Chair of the North Dakota Consensus Council. Throughout her career, Lori's signature efforts focused on strengthening cooperative and nonprofit enterprises in North Dakota's rural communities, with a particular emphasis on improving food access, sustaining local grocery stores, expanding childcare, and advancing small-scale meat processing. Lori holds a BS in Business Management from the University of Mary in Bismarck, North Dakota, and is a certified Economic Development Finance Professional through the National Development Council.

Today is Monday, Dec. 22. Here are the latest headlines from the Fargo, North Dakota area. InForum Minute is produced by Forum Communications and brought to you by reporters from The Forum of Fargo-Moorhead and WDAY TV. For more news from throughout the day, visit InForum.com.

Man! 2025 has certainly been the year of the Pheasant in North Dakota! Wess, George and Myself recap our favorite moments of the season. We also chat about an EPIC hunt to finish off the season in style!

What if you could actually see the hidden influencers on your campus and use those connections to move culture forward instead of fighting it?​ In this energizing Aspire to Lead episode, Joshua Stamper sits down with Dr. Ben Johnson, assistant superintendent and executive coach, and award-winning principal Bobby Dodd to unpack their new book, Intentional Influence, Harnessing Cultural Mapping to Build Commitment. Together, they introduce cultural mapping as a practical way to “make the invisible visible,” helping leaders identify formal and informal influencers, understand levels of commitment, and design intentional moves that build trust, belonging, and buy-in across a school or district.​ Ben and Bobby walk through their three-phase process—mapping your people, reflecting on commitment and connections, and planning next steps—while sharing real stories of shifting disengagement, navigating resistance, and turning isolated talent into aligned teams that carry initiatives forward instead of waiting for top-down directives. Whether you lead a classroom, a building, or a system, this conversation offers a human-centered roadmap for using relationships as your strongest currency and building a culture where people feel seen, supported, and ready to commit to the work that matters most. About Dr. Ben Johnson: Dr. Ben Johnson serves as the Assistant Superintendent for Secondary Schools in Bismarck Public Schools, North Dakota. A leader, author, and executive coach, Ben has a passion for developing innovative systems that align culture, leadership, and learning through his Cultural Mapping framework. His work centers on building commitment through relationships and purpose—helping leaders transform compliance into authentic engagement. Ben is also the author of Intentional Influence: Harnessing Cultural Mapping to Build Commitment. Follow Dr. Ben Johnson Website:https://cascadingsolutions.org Twitter (X): @dr_ben_johnson Instagram:@dr_ben_johnson80 Facebook:@dr_ben_johnson80 Linkedin:linkedin.com/in/drbenjohnson80 About Bobby Dodd: Bobby Dodd (JD) is an award-winning educational leader, speaker, and principal known for his focus on organizational culture and innovative leadership. He brings decades of experience helping schools and leaders build capacity through trust, collaboration, and reflection. Bobby's leadership philosophy blends servant leadership with practical strategy—empowering leaders to develop high-performing, connected teams where everyone leads with purpose. Bobby is also the coauthor of Intentional Influence: Harnessing Cultural Mapping to Build Commitment. Follow Bobby Dodd Website:https://cascadingsolutions.org 

On the evening of December 30, 2019, 42-year-old Chad Entzel headed out to his weekly bowling league in Bismarck, North Dakota. Friends said he was in good spirits, laughing and joking like always, before heading home for what should have been an ordinary night. But over the next several days, Chad stopped answering calls, didn't show up for work, and seemed to vanish inside his own home - until a 911 call on January 2 reported a fire at the property. When firefighters arrived, they found more than just smoke and flames. Inside the primary bedroom was Chad's body, a propane heater, and a shotgun. At first glance, it looked like a suicide and accidental fire. But as investigators began examining the scene, a very different story emerged involving missing surveillance footage, a sudden insurance policy, and a secret relationship Chad knew nothing about. Try our coffee! - www.CriminalCoffeeCo.com Become a Patreon member -- > https://www.patreon.com/CrimeWeekly Shop for your Crime Weekly gear here --> https://crimeweeklypodcast.com/shop Youtube: https://www.youtube.com/c/CrimeWeeklyPodcast Website: CrimeWeeklyPodcast.com Instagram: @CrimeWeeklyPod Twitter: @CrimeWeeklyPod Facebook: @CrimeWeeklyPod ADS: 1. https://www.WildGrain.com/CrimeWeekly30 - Get $30 off your first box and FREE croissants! 2. https://www.SimpliSafe.com/CrimeWeekly - Get 50% off any new SimpliSafe System! 3. https://www.PDSDebt.com/CrimeWeekly - Get your FREE debt assessment TODAY! 4. https://www.EatIQBAR.com - Text WEEKLY to 64000 for 20% off ALL IQBAR products and FREE shipping! 5. https://www.Quince.com/CrimeWeekly - Get FREE shipping and 365-day returns with Quince! 

Dr. Esben Kjaer joins the Blazin' Grazin' hosts to talk fire, forage, and the fine art of managing rangelands for both cattle and wildlife. His work from Kansas to North Dakota reveals how prescribed fire and strategic grazing shape biodiversity - from plant and insect communities to nesting birds. He shares what happens when conservation meets production, and how landowners can use grazing without losing habitat. The conversation also dives into fire aversion, Kentucky bluegrass invasions, and why fire still beats grazing when it comes to restoring native prairies. From the challenges of burning in the frozen north to bringing new fire science to Oklahoma, Dr. Kjaer offers both research and real-world lessons for anyone who loves the land, livestock, and a good burn plan. Resources: - OkState Department of Natural Resource Ecology Management - Esben Kjaer Ph.D.

Our guest on the podcast today is Lyle Fitterer, a senior portfolio manager and co-lead on the municipal bond sector for Baird Advisors. He has 36 years of experience managing bond portfolios. Prior to joining Baird in 2019, he served as the co-head of global fixed income and the head of the municipal fixed income team as Wells Fargo Asset Management. Lyle obtained his undergraduate degree in accounting from the University of North Dakota. He earned the chartered financial analyst designation in 1996 and is currently a member of the CFA Institute and the CFA Society of Milwaukee.BackgroundBioBaird Short-Term Municipal Bond Fund BTMIXBaird Strategic Municipal Bond Fund BSNIXBaird Quality Intermediate Municipal Bond Fund BMBIXBaird Core Intermediate Municipal Bond Fund BMNIXBaird Municipal Bond Fund BMQIXMuni-Bond Funds“The New Allure of Muni Bond Funds. Two Pros Point the Way,” by Debbie Carlson, barrons.com, Aug. 21, 2025.“Fitterer: Muni Bond Market Offers Compelling Opportunities,” Podcast with Chuck Jaffe, bairdassetmanagement.com, July 29, 2025.“Muni Bonds Aren't Just for Rich Folks,” by Jeff Schlegel, fa-mag.com, Nov. 1, 2024.“Muni Bonds Are Looking Better,” by Elizabeth Foos, Morningstar.com, Oct. 28, 2025.OtherVanguard Tax-Exempt Bond Index Fund ETF Shares VTEBVanguard Tax-Exempt Bond Index Fund Admiral Shares VTEAX“In Wreckage of Muni Market Crash, Brave Investors Eye Bonds at 90% Yields,” by Amanda Albright, advisorperspectives.com, March 25, 2020. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Keith discusses the K-shaped economy, where income from capital assets is rising while labor income is declining.  In 1965, 50% of income came from labor and 50% from capital; by 1990, it was 54% and 46%, respectively, and today it's 57% and 43%. Keith emphasizes the importance of how capital compounds over labor and advises on building ownership in real estate and businesses.  Finally, he answers your listener's questions about: agricultural real estate inflation, profiting on mortgage loans, transitioning from accumulation to preservation and a fast-growing state that no one talks about. Episode Page: GetRichEducation.com/584 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  1-937-795-8989 to speak with a freedom coach Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review"  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com or text 'GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript: Keith Weinhold  0:00   Keith, welcome to GRE. I'm your host. Keith Weinhold, capital compounds, labor doesn't realizing this can change allocation decisions for the rest of your life. Then I discuss giving. Finally, I answer your listener questions about agricultural real estate inflation, profiting on mortgage loans when it's time for you to stop accumulating properties and a fast growing state that no one talks about today on get rich education   Speaker 1  0:33   since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors, and delivers a new show every week since 2014 there's been millions of listener downloads of 188 world nations. He has a list show guests include top selling personal finance author Robert Kiyosaki, get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast or visit get rich education.com   Corey Coates  1:18   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:34   Welcome to GRE from Williamsburg, Virginia to Williamsport, Pennsylvania and across 188 nations worldwide. I'm Keith Weinhold, and you're listening to get rich education, and I'm somewhat near Williamsport, Pennsylvania today. For years, I've told you about the widening canyon between the haves and the have nots, and that's something that you might have only visualized in your head or merely considered a theory, but now you can see it. There's a chart that I recently shared with our newsletter subscribers that might just make your spine tingle and look, I don't like saying this, but hard work just does not pay off like it used to. This is emblematic of the K shaped economy. Just visualize the upper branch of the K, a line rising over time, and the lower branch of a letter k, that line falling over time, both plotted on the same chart. So what steadily happened over the last 60 years really is quite astonishing. And look, I don't want the world to be the way that I'm about to tell you it is, but that's just what's occurring. The share of one's income from capital assets is rising, while the share from labor keeps decreasing simultaneously. Now just think about your own personal economy. What share of your income is from your invested capital versus how much of your income is derived from your labor. When you're the youngest, it's all labor. When I got out of college and had my first job, all of my income was from labor. I certainly didn't have any rental property cash flow or stock dividends. But for Americans, here is how it's changed over time, and this K shaped divergence is alarming people in 1965 it was 5050 by 1990 54% of income was from capital and 46% labor. Today it's 57% capital and only 43 labor. Gosh, the divergence is real, and it's only getting wider, and I really had to dig for the sources on this K shaped economy chart. They are the BLS, the Tax Foundation and the International Labor Organization. Increasingly, asset owners are the haves. The upper part of this K shaped economy, that line is drifting up like a helium balloon that you forgot to tie to the chair. It just keeps going up and then the labor share of income, which is shrinking, that is also known as how much of the economic pie goes to people who actually work for a living. That is another way to think of it. So frankly, that's why I say hard work just does not pay off like it used to, because with each wave of inflation, assets, pump, leveraged assets, mega pump and wages lag behind, and we can't allocate our resources in the way that we want the. World to be, but how the world really is. In fact, the disparity is even greater than the chart that I just described to you, because it doesn't even include value accumulation, also known as appreciation. I was only talking about income there, and the reality is that working for a paycheck just pays off less and less and less. No amount of working overtime on a Saturday can make you wealthy, but it might make you miserable. Owning assets pays off more and more. In fact, the effect is even more exaggerated than what I even described, because, as we know, the tax treatment is lighter on your capital gains than it is your income derived through labor. As the economy keeps evolving, those who benefit the most, they do not sell their time for money. They're not trading their time for dollars. In fact, let me distill it down here are, yeah, it's just four words that could change the way you allocate your time and your effort for the rest of your life. Capital compounds, labor doesn't. yeah, there's a lot right there. If you want to keep up or get ahead, you need to be on the capital part of the K, the upper part. And what would that really look like for you in real life? What does that practically mean? It means building ownership into your financial life, owning real estate, owning businesses using prudent leverage, owning things that produce income, and even merely owning more things that appreciate. And here's the great news, though, real estate is still the most accessible, leverageable, tax favored capital friendly asset class ever created. That's whether you're just patching together like 43k for a down payment on your first turnkey single family rental, or making a tax deferred exchange into a 212 door apartment complex. Okay, this is how that can look in real life. The bottom line here is that as the economy gets more and more K shaped, with this divergence between Americans capital share of income increasing and labor share decreasing, that you want to stack real income generating assets. That is the big takeaway.    Keith Weinhold  7:44   Well, this is the time of year where a lot of people feel compelled to give donations. And as a GRE listener that's paid five ways, you've got more ability than others to give, I need to caution you about some things. I'm sorry that it is this way, because I do want to promote giving. It's kind, it's virtuous, and it's not a completely selfless act either, because when I give, it makes me feel good too. You're making a difference, and that feels great. Let's talk about the downsides of giving, though, because few people discuss that. We already know about the upsides when I give to an organization, say, 1500 bucks here, $1,000 over there, well, inevitably, you do get on that organization's contact list. And yeah, I suppose that it is easier to retain a customer or donor than it is to find a new one. Sometimes I just make what I expected to be a one time donation, but they will keep contacting you. Now, I was once on the other side of this. I served on a volunteer committee that organizes athletic events, and a friend of mine, John made a $1,000 donation to our organization one year, which was really kind, and he's just a day job working kind of guy when he didn't make the donation. The following year, someone made it a line item in our meeting minutes to say that John's donation was not renewed. Like that's the only thing they brought up. Oh gosh, that really struck me the wrong way, because here's a guy that traded his time for dollars at a job that I happen to know he doesn't like very much, and the committee statement was that the guy didn't renew his donation. Sheesh, now, when it comes to the tax treatment of, say, $1,000 that you make in a donation, there's a lot of misunderstanding about how that works, and this is the type of subject that you're thinking about now, because sometimes people want to get a tax break tallied up before year end, because some people think that after the year ends, well, the IRS pays you back the $1,000 you donated because it's tax deductible. No, that's how a tax credit. Works. But a tax deduction, which is all that you might be eligible for, means that if your annual income is 100k well then a 1k donation lowers your taxable income to 99k so if you're in the 24% tax bracket, then you'd get 240 bucks back. But you know, in many or even most cases, you're not going to get any tax break at all for making a donation, and this is because you did not exceed the standard deduction threshold, which is now almost 16k if you're single and almost 32k married, you get to deduct those amounts from your taxable income no matter what. So the standard deduction, in a way, it's nice, because you don't have to keep receipts and do all that tracking for everything. So I've had that experience myself where, huh, feeling a little generous throughout the year, giving $1,500 here, $1,000 there. Oh, and then realizing that it does nothing for me on taxes, you have to give more to exceed the standard deduction amount and start itemizing them. And mortgage interest does go into that amount. Okay, it does go into the amount to try to get your total above the standard deduction threshold. So go ahead and give freely, but in a lot of cases, keep in mind that it often does nothing for your taxes, because you're taking that standard deduction if you indeed are. There's been another tip flation trend that's annoying, and that is increasingly when I give a donation online, I'm asked to if I want to leave a tip on top of the donation. That is so weird, a tip is for good service. I'm serving you by being generous enough to give a donation. Sheesh, a tip request on top of a donation. But please do give when you do, one thing that you might want to specify is that it is a one time donation, if that is your intent, or they will constantly follow up with you.    Keith Weinhold  12:06   Coming up next, I'm going to answer your listener questions. A member of Team GRE, who you haven't heard before, is going to come in to ask me your listener questions, and one of them is going to be among the most important topics that our show has never addressed, and it's about time. I'm Keith Weinhold. You're listening to get rich education.    Keith Weinhold  12:28   You know, most people think they're playing it safe with their liquid money, but they're actually losing savings accounts and bonds don't keep up when true inflation eats six or 7% of your wealth every single year I invest my liquidity with FFI freedom family investments in their flagship program. Why fixed 10 to 12% returns have been predictable and paid quarterly. There's real world security backed by needs based real estate like affordable housing, Senior Living and healthcare. Ask about the freedom flagship program when you speak to a freedom coach there, and that's just one part of their family of products, they've got workshops, webinars and seminars designed to educate you before you invest. Start with as little as 25k and finally, get your money working as hard as you do. Get started at Freedom, family investments.com/gre, or send a text now it's 1-937-795-8989, yep, text their freedom coach, directly again, 1-937-795-8989   Keith Weinhold  13:40   the same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your prequel and even chat with President Caeli Ridge personally while it's on your mind, start at Ridge lending group.com that's Ridge lending group.com   Kristen Tate  14:14   this is author Kristin Tate. Listen to get rich education with Keith Weinhold, and don't quit your Daydream.   Keith Weinhold  14:32   Welcome back to get rich Education. I'm your host. Keith Weinhold, they say that it takes a village to get some things done and well, it takes a team to prop up this slack jawed operation one GRE team member, capably behind the scenes for more than a year and a half now, is Brenda Almendariz, welcome in. Brenda, Hi, Keith, thanks. Rather than me asking the listener questions this time you. You get to do it, but before we do that, just tell us a bit about your real estate investing.    Brenda  15:07   Sure. So I started maybe learning a little bit about investing and kind of looking into other options to grow my wealth. And I came across the GRE podcast and a few others. So I think about 2018 I did a little bit of just learning and kind of educating myself. And then 2019 I bought my first turnkey property. Turned out well. And then 2020 I bought my second one. And then in 2021 I decided, okay, this is working really well. Maybe I'll do a house hack. I'll do something a little different, and in a year, then maybe I'll do something else. But I've been in my 2021 home now for about almost five years. I'm looking for the next one, hopefully within the next year. But yeah, it's been great. Turnkey. Just met real estate investment company here at my local REIA, and then I learned that I could actually connect with other companies across other places through GRE but yeah, it's been great.   Keith Weinhold  16:02   Brenda lives in Phoenix, just about as close to the center of Phoenix as you can possibly be. I sat down with Brenda for lunch the last time that I was in Phoenix, and like a lot of people, almost everybody that works here at GRE they started out as a listener before they ever worked here. And really, it's that same story with Brenda as well. So yeah, Brenda will want to ask us the first of what we have about four listener questions today   Brenda  16:31   we do, so I'll go over the first one here. Question is, I would love for you to revisit some of the non traditional example, coffee plantation, CBD manufacturing, teak plantation, Belize resort properties and syndication projects you've discussed on the GRE podcast just to see how they turned out. I'm sure some of them failed to deliver the expected returns, and it's the failures that many of us learn the most from   Keith Weinhold  17:02   Yeah, totally. Okay, so not so much a listener question here, but a comment to discuss more of these agricultural real estate investments or ones that are in syndications off of the investment type that you can't do yourself, is what we're talking about here, rather than direct ownership of residential rental property and an appeal to follow up down the road to see how they really turned out. And you know, Brenda, I'll address you because we don't have the listener name with this question. Most people in my position, if an investment has been discussed on the show, and then that investment didn't go as well as was hoped for, you know what? They never tell the audience about it. However, there's the Panama coffee farm investment. We first discussed that here way back in 2015 and we had a GRE field trip where I met a lot of you in person there in Panama. And as I often do when we discuss a particular investment here, I bought and still own Panama coffee farm parcels myself. That investment, it paid cash flow from the crop yields for a few years, and then it stopped. The good yields stopped due to covid disruption, and since then, there have also been erratic weather patterns like drought and precipitation of the wrong levels and at the wrong time of year, and there's been more of a prevalence of pests in disease like coffee leaf, rust and the operator. They have been communicative and forthcoming all the while they're still issuing the annual report that I read, and sometime after that, I think that a lot of investors were assured, because it sort of made national news, international news, that markets for both coffee and cacao have been suppressed, at least from the standpoint of there's not enough crop yield. I mean, that is a problem in a lot of places worldwide. Now I hope that turns around, and it very well may. In fact, we did something here that very few shows do. Back on episode 431, we had the Panama coffee farm CEO come back on the show to describe exactly what I just told you about there. And few shows are willing to do that. Some people just want you to think that every single investment that's discussed goes as well it was hoped for, or even better than expected. But that is not real world. You got to be authentic in real So, okay. Listener, comment, well, taken there. They appreciate that sort of follow up, and they would like more of that. All right, that's great. What's the next question? Brenda.   Brenda  19:40   Sure. So the next one comes to us from our audience over on YouTube. So in response to our real estate pays five ways in a slow market, YouTube video matrices wrote, There is no inflation profiting. You would have to be paying off the loan with an income that goes up with housing inflation. That's plausible if you are a wage earner, but if your source of income is rental properties, then there isn't a wage increase that reduces the effective loan amount. You are double dipping in the inflation profiting column by counting appreciation which you earn as a real estate investor and inflation profiting, which you earn only if your wages go up at the rate of housing inflation, and you use those wages to pay off the loan, which you don't   Keith Weinhold  20:33   Okay, again, somewhat of a statement here. I suppose there's a question implicit within that for matrices. I'm not sure how you say that name exactly. Wondering about inflation profiting. Are you counting it? Right? I don't know about that. The part about paying off the loan faster if you're a wage earner, I mean, that's plausible, but not if your income is from rental properties. I mean, see that's actually backwards, because your cash flow goes up faster than the rate of inflation due to your biggest payment, your principal and interest staying fixed, so your net rent income goes up even faster than the rate of inflation. So inflation profiting, therefore it's even better than how I've been presenting it and calculating it. Now with that understood matrices, here's one way for real estate investors to understand inflation profiting on your loan if you still have trouble getting with that. 30 years ago, in 1995 the US median home price was 130k with an 80% loan, your mortgage balance at origination would have been 104k and the monthly mortgage payment is 763 with the 8% market mortgage rate level that you would have gotten at that time. Now, even if we don't apply any principal pay down at all, your mortgage balance today is still just 104k and your payment is still just 736 bucks, and it is substantially easier to make that payment today, because your wages and salaries and rent incomes are multiples higher. When you originate a loan, the bank doesn't ask to be repaid in dollars or their equivalent. The loan documents only say dollars and dollars are worth less and less and less. So today, your median priced property is worth over 400k despite still having that tiny 104k loan balance. And of course, your tenant would have paid that down to zero, and we aren't even counting that part, I think, to really exaggerate the effect and help make the inflation profiting concept crystallize for you, matrices. If you go back 100 years, the median home cost was 11,600 bucks. An 80% loan would be just over 9k that you borrowed. Okay, so at a 7% interest rate, 30 year loan, the monthly payment would be 94 bucks, laughably small. That's less than the cost of a nice dinner out today. That's all you owe on a median priced property, which is over 400k today. So because it doesn't feel like you're tangibly walking away with anything when you sell a property, hopefully that helps make it real mitricas. And one last way to think about it is, let's just forget real estate for a moment. Would you loan your best friend 100k for 30 years interest free, even if we're somehow absolutely guaranteed that he would pay you back? Well, of course, he wouldn't do that, because inflation destroys the lender and benefits the borrower. So you would want to be the borrower in that case, because the borrower profits from inflation, profiting just like you're the borrower with income property. That's the position that you want to be in. But I'm glad we brought this up, because a lot of people have that question. That was a good one. Matrices, even though you seem to sort of be doubting if inflation profiting is a real thing with the way you approach the question, hey, I really appreciate it. Anyway, what's the next one? Brenda   Brenda  24:10   yep. So the next one we have is Mark. He wrote into our general inbox, and he says, I have been listening to your podcasts from the beginning, and I believe I have not missed a single show. Wow. Yeah, it would be hard to argue with your strategy of using debt to rapidly increase your returns and expand your rental real estate portfolio. This method is great for the accumulation phase of one's life. However, I believe that you have never addressed the next chapter of everyone's life, phase two. I am, of course, talking about preserving your wealth, which is phase two. Yeah, I only ask this because that is what stage of life I am in. For background, he has 15 rentals, seven mortgages. Age 62. Currently all managed by a property manager, and he is married and an empty nester. Please note, no matter how much money is made from rentals, he said, his wife's view is that it is work, and so she does not want any more homes or work. This would be a great idea for an upcoming show. Please consider thanks, Mark.   Keith Weinhold  25:20   Yeah. Great stuff, Mark. And before Brenda came on, we discussed which questions that she's going to choose. And I definitely wanted to have this one in there, because, I mean, this is one of the most important topics that's never been answered on the show, and it really needs to be answered today. The accumulation phase of Mark's life is done. He wants to know about how to approach the preservation stage. First of all, Mark, congratulations. You've listened to every GRE episode, 584, of them now, and you've clearly benefited from acting so good for you to be in this position. In fact, this show had its inception in 2014 and it doesn't even take these 1011, years to reach financial freedom, if you follow my plan. So you are there. All right, so, Mark, you've got 15 rentals, seven mortgages. You're age 62 they're currently managed by a property manager. You're married in an empty nester. I mean, you've made it, and you know that you've made it when you have enough income to support your desired lifestyle. That's what we're talking about here. Financially Free, beat step free and all of that, I'm going to speculate mark that if you had tried paying all cash for every property, you wouldn't have gotten very far. You wouldn't have made it to this point. You know why this question resonates so well with me, Mark, despite being quite a bit younger than you, I am at that stage as well. I definitely don't need to add more properties for the rest of my life. Now. I don't have kids yet either, so there's no clear air there. In fact, one reason that I hold on to my properties is to help educate our audience to be a real investor in the game and to be able to keep up with trends. You can just kind of tell when someone's not investing in real estate themselves. So if I talk it, I want to keep doing it now for you, Mark, it's not about rushing to pay off your seven mortgages, as you know from listening, that's usually not your best return on capital. If you've already made it, there is absolutely zero reason to add more properties, I would agree, especially if you know, in your wife's eyes, that creates a headache, and maybe yours as well, once you get to a certain point. So as far as this preservation stage, since you've moved away from the accumulation phase, the LLC is the favorite protection structure, not a C or an S Corp. And I have done shows on that with attorneys before. Since I'm not one of your 15 properties, if one or two are less profitable or for whatever reason, you just have difficulty getting those rented during vacancies, okay, you can sell those off if you don't want to do the 1031, exchange into more property, you can pay the tax. That's an option, but you will also have to pay depreciation recapture on those properties and mark. If there's one thing I wish I knew, it's that if you do have children or clear heirs, but the gold standard for passing along properties to heirs is a revocable living trust, and if you only remember one thing about that, a properly drafted living trust is the number one way to pass along rental properties smoothly. And why it's great is that it avoids probate. Probate is a court supervised process. It takes months or years of delay. So instead, with a revocable living trust, heirs get access to your properties almost immediately. Now you are age 62 hopefully this isn't happening anytime soon, but you do keep full control while you're alive, it's easy to update a revocable living trust, but the big one probably is that it prevents family disputes and it keeps everything private. That way there's no public probate record. And the bonus is, if you own properties in multiple states, a trust avoids multiple probates, that's huge. So those are some considerations. Mark as you've Congratulations again. Move from the accumulation phase to the preservation stage. It's a completely normal, natural process. You sure don't have to keep adding properties for ever and ever. Congrats. You made it. You did it.    Brenda  29:37   Great. We've got another one, Keith. This one is from Tim in Philomath, Oregon, and he says, I would be interested in the days ahead, if you would be able to help us understand why North Dakota is projected to grow so much.   Keith Weinhold  29:54   Okay, thanks, Tim in follow math, Oregon, another word I'm not sure how to pronounce. Now, yeah, you might think it's unusual that I would want to answer this question. For a low population state of under 1 million people, like North Dakota, from today to 2050 there's forecast to be 9% population growth nationally, but in North Dakota, it is 34% that is quite a surge, and that is per visual capitalist via the University of Virginia, but North Dakota's projected growth, it looks surprisingly strong on paper, especially for a cold, rural, low population state. But really, there are at least four major forces behind the fast 2025 to 2050, Outlook, and when you break them down, the growth actually makes sense. So I want to talk about this, because it's really a template for what makes for a growing place and a good future real estate market, no matter where it is. But in North Dakota, you've got this continued energy sector, strength, oil, gas and next generation energy. Part of what's driving the growth is something that's definitely not a new story. It is still the Bach and shale. It's still one of the top US oil fields. You got advances in drilling. That means more production with fewer rigs. That makes a sector more resilient. You've got global demand for liquid fuels projected to remain high through 2050 I know people like to talk about renewables, and there probably is a future there. But it's not like we're going to go all renewable right away. North Dakota is aggressively expanding carbon capture. So energy equals jobs. Jobs equals population retention and in migration, there's a national labor shortage in North Dakota. It's got this skilled worker hole. The US is going to face a major labor shortage through 2050 that's because of trends that you really can't change, like an aging population and low birth rates. That makes these high wage, high demand energy and engineering jobs stickier. North Dakota consistently leads in labor force participation, job availability, good starting wages for skilled trades, and they always seem to have a low unemployment rate, lower than the national average. So in other words, people move where the jobs are, even if it's cold. They really have one of the best economic outlooks in the country. There's a report called Rich states, poor states. In their latest one, they ranked North Dakota fifth nationwide in economic outlook, and that's above Texas and Florida and Tennessee, and that's because North Dakota has low taxes. They're business friendly, they're light on regulation. Businesses like that, their budgets are stable, and they've got strong public finances. So states with those fundamentals, they tend to grow pretty well over long horizons, and North Dakota has this demographic momentum. It's a younger state than all the surrounding states. They have a younger median age, high birth rates, so they've got this faster natural replacement rates, and they have really strong university systems, both und and North Dakota State, and what that does is that retains those graduates for jobs like energy and engineering and agriculture. So North Dakota benefits from this high stay rate, like a lot of people move for jobs, and they end up staying there, and their population growth seems fast, but the overall population small, so a net gain of 150,000 people, that really seems huge in percentage terms. It's steady rather than explosive growth. We're talking about annual gain. So really, a takeaway for investors is that North Dakota's growth is not a fluke. It's from strong economic policy, a big, durable energy engine, high earning jobs. You got this favorable business climate, and really unexpectedly young demographics. I read that the counties that will grow fastest are Cass Williams and stark and, you know, Brenda. If we learn about a reputable North Dakota property provider, maybe we'll talk about them here on the show. So if you the listener or anyone else know about one, write into us at get rich education, comm slash contact, and we'll check them out. And also, more broadly, if you want your listener question answered in the future, that's where to write to us as well, again, at get rich education.com/contact, thank thanks for the North Dakota question, Tim and Brenda, it's nice to have you here to ask the questions in a different voice.   Brenda  34:29   Thanks, Keith. Yeah, it's good to be on this side of the show instead of   Keith Weinhold  34:34   a listener. After all these years, there's one episode I'm sure you'll be listening to, and it's this one that you're on today.   Keith Weinhold  34:48   Yeah, much of our team here were GRE listeners before they ever worked here. We just made another hire two months ago. That woman worked for a payment processor. I said at the time, that sounds really boring. It definitely sounds more interesting to work at the GRE podcast. To review what you learned today, capital compounds labor doesn't though I promote being a giver, there are downsides to giving, but they're manageable. Inflation, profiting is the most often misunderstood of the five ways, and you will reach a tipping point where you've won in which you no longer have to add properties. That is transitioning from the accumulation phase to the preservation phase. That is one of the more important unaddressed things on the show until today, and finally, North Dakota's booming growth projections coming up soon on the show, I'll reveal GRE national home price appreciation forecast for next year, where you will learn the exact percent appreciation or decline expected in the future. Until then, check us out at get richeducation.com I'm your host. Keith Weinhold, don't quit your Daydream.   Speaker 3  36:00   You nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of Get Rich Education LLC, exclusively.   Keith Weinhold  36:32   The preceding program was brought to you by your home for wealth building, GetRichEducation.com  

On the evening of December 30, 2019, 42-year-old Chad Entzel headed out to his weekly bowling league in Bismarck, North Dakota. Friends said he was in good spirits, laughing and joking like always, before heading home for what should have been an ordinary night. But over the next several days, Chad stopped answering calls, didn't show up for work, and seemed to vanish inside his own home - until a 911 call on January 2 reported a fire at the property. When firefighters arrived, they found more than just smoke and flames. Inside the primary bedroom was Chad's body, a propane heater, and a shotgun. At first glance, it looked like a suicide and accidental fire. But as investigators began examining the scene, a very different story emerged involving missing surveillance footage, a sudden insurance policy, and a secret relationship Chad knew nothing about. Try our coffee! - www.CriminalCoffeeCo.com Become a Patreon member -- > https://www.patreon.com/CrimeWeekly Shop for your Crime Weekly gear here --> https://crimeweeklypodcast.com/shop Youtube: https://www.youtube.com/c/CrimeWeeklyPodcast Website: CrimeWeeklyPodcast.com Instagram: @CrimeWeeklyPod Twitter: @CrimeWeeklyPod Facebook: @CrimeWeeklyPod ADS: 1. https://www.Smalls.com/CrimeWeekly - Use code CRIMEWEEKLY for 60% off your first order and FREE shipping! 2. https://www.TryFum.com - Use code CRIMEWEEKLY for a FREE gift with your Journey Pack! 3. https://www.SKIMS.com - Find the perfect gift for everyone on your list! After you place your order, let them know we sent you! 4. https://www.FactorMeals.com/CrimeWeekly50Off - Use code CRIMEWEEKLY50OFF for 50% off your first box and FREE breakfast for one year! 5. https://www.Manscaped.com - Use code CRIMEWEEKLY for 15% off your entire order!