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When a man saw something lurking in New Orleans City Park in 2010, he had no idea the natives who lived there centuries ago had described the exact same creature.IN THIS EPISODE: The creature had dark or black skin covered in masses of “skin or fins” that looked like algae growing all over its body. It seemed to have gills or matted hair that looked like gills on its face and head; two yellow eyes leered out from under a prominent forehead. That's the description one witness had for the thing in City Park, New Orleans. (The City Park Thing) *** Anyone who knew the little family before that July day would say that one thing was certain, Vernon Plager loved his wife and daughter more than anything. But then Paul Reed moved to the neighborhood, and it led to more than just a broken marriage… it led to murder. (Wrapped in Ivy) *** The moose is said to be a ghostly white and a giant of stature and weight, antlers bigger than any other moose ever seen. Considered a harbinger of doom, it was first reported in 1891… but has been seen as recently as 2002. Could this giant, ghostly moose at Lobster Lake, North Dakota actually have existed – or still exist? (The Specter Moose of Lobster Lake) *** For the citizens of Brabant Province, Belgium, the era of the Brabant Killers, left behind traumatic wounds that have never really healed. Making matters worse is the fact that the killers were never brought to justice. (The Killers of Brabant) CHAPTERS & TIME STAMPS (All Times Approximate)…00:00:00.000 = The Foreboding00:00:49.812 = Show Open00:03:07.374 = The City Park Thing00:08:00.797 = Wrapped In Ivy00:28:01.763 = The Specter Moose of Lobster Lake00:34:55.229 = The Killers of Brabant00:48:56.205 = The Haunted Wendy's00:54:46.389 = Show Close *** = Begins immediately after inserted ad breakSOURCES and RESOURCES:“The City Park Thing” is from Haunted America Tours: https://weirddarkness.tiny.us/rw3aza96“Wrapped in Ivy” originally posted in “Rockford Writes”, edited by Heath Alberts for HauntedRockford.com:https://weirddarkness.tiny.us/2tn299te“The Specter Moose of Lobster Lake” by Kathy Weiser for LegendsOfAmerica.com: https://weirddarkness.tiny.us/bbb5jzbk“The Killers of Brabant” by Benjamin Welton for ListVerse: https://weirddarkness.tiny.us/jve5ku2d“Haunted Wendy's” by Weirdo family member, Ethan Hahn=====(Over time links may become invalid, disappear, or have different content. I always make sure to give authors credit for the material I use whenever possible. If I somehow overlooked doing so for a story, or if a credit is incorrect, please let me know and I will rectify it in these show notes immediately. Some links included above may benefit me financially through qualifying purchases.)= = = = ="I have come into the world as a light, so that no one who believes in me should stay in darkness." — John 12:46= = = = =WeirdDarkness® is a registered trademark. Copyright ©2026, Weird Darkness.=====Originally aired: June 16, 2021EPISODE PAGE (includes sources): https://weirddarkness.com/CityParkThingABOUT WEIRD DARKNESS: Weird Darkness is a true crime and paranormal podcast narrated by professional award-winning voice actor, Darren Marlar. Seven days per week, Weird Darkness focuses on all things strange and macabre such as haunted locations, unsolved mysteries, true ghost stories, supernatural manifestations, urban legends, unsolved or cold cases, conspiracy theories, and more. Weird Darkness has been named one of the “20 Best Storytellers in Podcasting” by Podcast Business Journal. Listeners have described the show as a blend of “Coast to Coast AM”, “The Twilight Zone”, “Unsolved Mysteries”, and “In Search Of”.DISCLAIMER: Stories and content in Weird Darkness can be disturbing for some listeners and intended for mature audiences only. Parental discretion is strongly advised.#WeirdDarkness, #NewOrleans, #Cryptid, #SwampMonster, #MardiGras, #CreatureSighting, #UrbanLegend, #HauntedNewOrleans, #Louisiana, #TrueStory
Today on Coast To Coast Hoops it is a straight forward podcast, there's just under 140 college basketball games on the betting board for Saturday & Greg picks & analyzes EVERY one of them!Link To Greg's Spreadsheet of handicapped lines: https://vsin.com/college-basketball/greg-petersons-daily-college-basketball-lines/Greg's TikTok With Pickmas Pick Videos: https://www.tiktok.com/@gregpetersonsports?is_from_webapp=1&sender_device=pcPodcast Highlights 4:06-Start of picks NC State vs Pittsburgh 6:04-Picks & analysis for Nebraska vs Minnesota 8:16-Picks & analysis for Ole Miss vs Kentucky 10:06-Picks & analysis for Clemson vs Georgia Tech12:34-Picks & analysis for Maryland vs Michigan St15:13-Picks & analysis for Niagara vs Sacred Heart 17:33-Picks & analysis for Georgetown vs Providence 20:00-Picks & analysis for Villanova vs Connecticut22:24-Picks & analysis for Mercer vs Wofford25:16-Picks & analysis for Drake vs Indiana St27:34-Picks & analysis for Southern Miss vs Coastal Carolina 30:17-Picks & analysis for Georgia vs Texas33:00-Picks & analysis for Quinnipiac vs Marist35:12-Picks & analysis for Hofstra vs William & Mary37:54-Picks & analysis for Florida International vs New Mexico St40:36-Picks & analysis for West Virginia vs Arizona43:06-Picks & analysis for Northern Carolina vs Virginia 45:29-Picks & analysis for Northeastern vs Drexel 47:47-Picks & analysis for St. Thomas vs South Dakota 50:18-Picks & analysis for UW Milwaukee vs Youngstown St52:55-Picks & analysis for Oklahoma vs Missouri 55:33-Picks & analysis for UW Green Bay vs Robert Morris 58:06-Picks & analysis for Duquesne vs Loyola Chicago1;00:17-Picks & analysis for Towson vs North Carolina A&T1:02:43-Picks & analysis for Brown vs Princeton 1:04:44-Picks & analysis for Arkansas St vs Georgia St1:07:07-Picks & analysis for Northern Illinois vs Ball St1:09:40-Picks & analysis for Yale vs Pennsylvania 1:11:56-Picks & analysis for Columbia vs Dartmouth1:14:06-Picks & analysis for Temple vs UT San Antonio1:16:55-Picks & analysis for George Mason vs Rhode Island 1:19:44-Picks & analysis for Cornell vs Harvard1:22:20-Picks & analysis for Miami vs Syracuse 1:24:46-Picks & analysis for St. John's vs Xavier1:27:10-Picks & analysis for UNC Wilmington vs Hampton1:30:02-Picks & analysis for Illinois vs Purdue1:32:27-Picks & analysis for St. Peter's vs Merrimack 1:34:39-Picks & analysis for Central Florida vs Colorado1:37:09-Picks & analysis for Richmond vs George Washington 1:39:21-Picks & analysis for Troy vs Georgia Southern1:41:48-Picks & analysis for Oakland vs Detroit 1:44:26-Picks & analysis for Kent St vs Eastern Michigan 1:46:32-Picks & analysis for Western Kentucky vs Sam Houston1:49:12-Picks & analysis for Eastern Illinois vs Morehead St1:51:47-Picks & analysis for VMI vs Western Carolina 1:54:19-Picks & analysis for South Carolina vs Texas A&M 1:56:48-Picks & analysis for Virginia Tech vs Louisville 1:59:12-Picks & analysis for Memphis vs Wichita St2:01:32-Picks & analysis for San Diego St vs UNLV2:04:09-Picks & analysis for Auburn vs Florida 2:07:10-Picks & analysis for North Dakota vs Denver 2:10:11-Picks & analysis for Florida St vs SMU2:12:49-Picks & analysis for Monmouth vs Campbell2:15:25-Picks & analysis for Iowa St vs Oklahoma St2:18:02-Picks & analysis for Missouri St vs UTEP2:20:12-Picks & analysis for San Jose St vs Wyoming 2:22:29-Picks & analysis for Murray St vs Northern Iowa2:25:20-Picks & analysis for Elon vs Charleston2:27:52-Picks & analysis for Texas St vs James Madison 2:30:20-Picks & analysis for Air Force vs Boise St2:33:06-Picks & analysis for Tennessee St vs Lindenwood2:36:12-Picks & analysis for Bowling Green vs Toledo2:38:44-Picks & analysis for Rider vs Mount St. Mary's2:40:05-Picks & analysis for Portland St vs Idaho2:43:46-Picks & analysis for VCU vs Davidson2:46:12-Picks & analysis for UC Riverside vs UC Davis2:48:51-Picks & analysis for Tennessee Tech vs SIU Edwardsville 2:51:21-Picks & analysis for Seton Hall vs DePaul2:54:03-Picks & analysis for Sacramento St vs Eastern Washington 2:57:09-Picks & analysis for Utah vs BYU3::00:00-Picks & analysis for Wake Forest vs Duke3:02:23-Picks & analysis for Northwestern vs UCLA3:05:03-Picks & analysis for TCU vs Baylor3:08:07-Picks & analysis for Central Michigan vs Western Michigan 3:10:23-Picks & analysis for Dayton vs St. Joseph's 3:12:54-Picks & analysis for Pepperdine vs Washington St3:15:37-Picks & analysis for Idaho St vs Montana3:18:17-Picks & analysis for Delaware vs Liberty 3:20:43-Picks & analysis for Vanderbilt vs Mississippi St3:23:12-Picks & analysis for Boston College vs Notre Dame 3:25:27-Picks & analysis for Houston vs Texas Tech 3:27:54-Picks & analysis for Manhattan vs Iona3:30:13-Picks & analysis for Northern Kentucky vs Wright St 3:32:42-Picks & analysis for Seattle vs Pacific3:35:06-Picks & analysis for CS Fullerton vs Cal Poly3:37:49-Picks & analysis for Canisius vs Fairfield 3:40:10-Picks & analysis for UC Santa Barbara vs Long Beach St3:42:33-Picks & analysis for Grand Canyon vs Fresno St3:44:31-Picks & analysis for Kansas vs Kansas St3:46:45-Picks & analysis for Utah Valley vs Cal Baptist3:49:25-Picks & analysis for North Dakota St vs Oral Roberts 3:51:33-Picks & analysis for Chattanooga vs Samford3:53:24-Picks & analysis for San Francisco vs Gonzaga 3:55:54-Picks & analysis for California vs Stanford 3:58:25-Picks & analysis for Weber St vs Montana St4:00:23-Picks & analysis for Omaha vs Kansas City 4:02:20-Picks & analysis for Illinois Chicago vs Bradley4:04:35-Picks & analysis for Nevada vs New Mexico4:06:42-Picks & analysis for St. Mary's vs Portland4:08:52-Picks & analysis for Northern Colorado vs Northern Arizona 4:11:02-Picks & analysis for Tennessee vs Alabama4:13:07-Picks & analysis for LSU vs Arkansas 4:15:00-Picks & analysis for Southern Utah vs Utah Tech4:17:12-Picks & analysis for Santa Clara vs San Diego 4:19:15-Picks & analysis for UC Irvine vs UC San Diego 4:21:14-Picks & analysis for Cincinnati vs Arizona 4:23:12-Picks & analysis for CS Northridge vs Hawaii4:25:26-Start of extra games UMass Lowell vs UMBC4:27:37-Picks & analysis for Vermont vs Bryant4:29:31-Picks & analysis for Army vs Navy4:31:17-Picks & analysis for American vs Holy Cross4:33:16-Picks & analysis for Bellarmine vs North Florida 4:35:04-Picks & analysis for Albany vs New Hampshire 4:37:35-Picks & analysis for Boston U vs Colgate4:39:55-Picks & analysis for Binghamton vs Maine4:42:04-Picks & analysis for Eastern Kentucky vs Jacksonville 4:44:21-Picks & analysis for Alabama A&M vs Texas Southern 4:46:23-Picks & analysis for Jackson St vs Bethune Cookman 4:48:30-Picks & analysis for Winthrop vs Presbyterian 4:50:27-Picks & analysis for Nicholls vs SE Louisiana 4:52:20-Picks & analysis for Coppin St vs Norfolk St4:54:27-Picks & analysis for UT Rio Grande Valley vs Houston Christian 4:56:48-Picks & analysis for Queens NC vs West Georgia 4:59:06-Picks & analysis for New Orleans vs McNeese 5:01:17-Picks & analysis for Texas A&M CC vs Incarnate Word5:03:12-Picks & analysis for Bucknell vs Loyola MD 5:05:20-Picks & analysis for Mississippi Valley St vs Grambling 5:07:27-Picks & analysis for Alabama St vs Prairie View5:09:35-Picks & analysis for Morgan St vs Howard5:13:13-Picks & analysis for Alcorn St vs Florida A&M5:15:24-Picks & analysis for Arkansas Pine Bluff vs Southern5:17:08-Picks & analysis for Lafayette vs Lehigh5:19:04-Picks & analysis for Stephen F Austin vs Lamar Hosted by Simplecast, an AdsWizz company. 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A friend of mine recently mentioned that a flock of crows were raising a ruckus outside his home in north Fargo. When the crows are in a tizzy, it often means they have found an owl to harass. Sure enough, when he went to check it out, the object of the mobbing was a barred owl.
The primary focus of today's discourse centers upon the perilous and severe cold conditions that are currently afflicting substantial portions of the Midwest and Northern Plains, with warnings issued by the National Weather Service indicating wind chills plummeting to a staggering -25 to -45 degrees Fahrenheit. As we delve into the implications of this arctic front, we will explore the expansion of winter weather alerts extending from eastern North Carolina to Texas, where the potential for hazardous icing and treacherous road conditions manifests imminently. Furthermore, we shall address the recent seismic activity in Wyoming, specifically a magnitude 4.7 earthquake, which has elicited minimal damage reports thus far. Additionally, we will highlight FEMA's initiation of a 90-day appeal window for updated flood maps in Central Lane County, Oregon, emphasizing the importance of community preparedness in the face of these extreme weather phenomena. Join us as we navigate through these critical updates, ensuring that we remain informed and vigilant during this tumultuous winter period.Takeaways:* The National Weather Service has issued extreme cold warnings affecting areas such as Chicago and North Dakota.* A substantial arctic front is anticipated to bring significant winter weather across multiple states this weekend.* FEMA has initiated a 90-day appeal process for updated flood maps in Central Lane County, Oregon, necessitating property owner awareness.* North Dakota continues to experience life-threatening wind chills due to extreme cold warnings in effect this morning.* A magnitude 4.7 earthquake was reported south of Evanston, Wyoming, with no significant damage reported thus far.* Residents in eastern North Carolina are under a winter storm watch, with significant ice and power outages possible.Sources[NWS Austin/San Antonio | https://www.weather.gov/ewx/][NWS EWX Warning Text | https://forecast.weather.gov/wwamap/wwatxtget.php?cwa=EWX&wwa=extreme+cold+warning][NWS Houston/Galveston Briefing | https://www.weather.gov/media/hgx/Winter/webinar3_januarywinterstorm.pdf][NWS Buffalo | https://forecast.weather.gov/wwamap/wwatxtget.php?cwa=usa&wwa=winter+storm+watch][NWS Chicago | https://www.weather.gov/lot/][NWS Chicago DSS Packet (Jan 23) | https://www.weather.gov/media/lot/DssPacket.pdf][NWS Newport/Morehead City | https://www.weather.gov/mhx/][NWS MHX Winter Storm Watch Text | https://forecast.weather.gov/wwamap/wwatxtget.php?cwa=usa&wwa=winter+storm+watch][NWS MHX Briefing (Jan 23) | https://www.weather.gov/media/mhx/LatestBriefing.pdf][NWS Bismarck — Extreme Cold Warning | https://forecast.weather.gov/wwamap/wwatxtget.php?cwa=usa&wwa=Extreme+Cold+Warning][NWS Norman | https://www.weather.gov/oun/][Oklahoma DOT prep advisory | https://oklahoma.gov/odot/about-us/newsroom/2026/odot-crews-prepare-statewide-ahead-of-forecasted-winter-storm.html][OK LPG Emergency HOS Extension (Jan 21) | https://oklahoma.gov/content/dam/ok/en/lpgas/documents/2026-01-21-Declaration-LPG-Delivery-Drivers.pdf][FEMA Press Release | https://www.fema.gov/press-release/20260122/fema-updates-flood-maps-central-lane-county-oregon][How to Challenge a Flood Zone | https://www.fema.gov/flood-maps/change-your-flood-zone][USGS Event Page — M4.7 S of Evanston | https://earthquake.usgs.gov/earthquakes/eventpage/uu80127891][CISA — Known Exploited Vulnerabilities | https://www.cisa.gov/known-exploited-vulnerabilities-catalog] This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit emnetwork.substack.com/subscribe
It's the Ranch It Up Radio Show Herd It Here Weekly Report! A 3-minute look at cattle markets, reports, news info, or anything that has to do with those of us who live at the end of dirt roads. Join Jeff 'Tigger' Erhardt, the Boss Lady Rebecca Wanner aka 'BEC' by subscribing on your favorite podcasting app or on the Ranch It Up Radio Show YouTube Channel. EPISODE 117 DETAILS Cow-Calf Pairs In Kansas Top The Market Manhattan Commission Company in Manhattan, Kansas recently topped the market with cow calf pairs. They sold 7 head of Red Angus 2nd Calf Heifers with Black & Red Angus Sired September - October calves at side. The heifers were exposed to an Angus bull from November 11, 2025. The calves have had Bovishield Gold One Shot and Ultra Bac 7 shots and the bull calves were banded. They sold for $6,500.00 a pair! For a full market report from Manhattan Commission Company, click HERE. Bred Heifers At Napoleon Livestock In North Dakota Set Barn Record. Napoleon Livestock, Napoleon, North Dakota recently broke barn records by selling a group of commercial bred heifers, weighing 1,164 pounds for $5,555.00 per head. They were developed by Tim Erbele and originated off the Zenker Ranch. For a full market report from Napoleon Livestock, click HERE. Upcoming Bull & Heifer Sales On RanchChannel.Com Lot's of bull and heifer sales coming up on the RanchChannel.Com sale calendar. Check out the full line up HERE. SPONSORS Jorgensen Land & Cattle https://jorgensenfarms.com/ @JorLandCat Ranch Channel https://ranchchannel.com/ @RanchChannel Questions & Concerns From The Field? Call or Text your questions, or comments to 707-RANCH20 or 707-726-2420 Or email RanchItUpShow@gmail.com FOLLOW Facebook/Instagram: @RanchItUpShow SUBSCRIBE to the Ranch It Up YouTube Channel: @ranchitup Website: RanchItUpShow.com https://ranchitupshow.com/ The Ranch It Up Podcast is available on ALL podcasting apps. https://ranchitup.podbean.com/ Rural America is center-stage on this outfit. AND how is that? Because of Tigger & BEC... Live This Western Lifestyle. Tigger & BEC represent the Working Ranch world by providing the cowboys, cowgirls, beef cattle producers & successful farmers the knowledge and education needed to bring high-quality beef & meat to your table for dinner. Learn more about Jeff 'Tigger' Erhardt & Rebecca Wanner aka BEC here: TiggerandBEC.com https://tiggerandbec.com/
Today is Friday, January 23. Here are the latest headlines from the Fargo, North Dakota area. InForum Minute is produced by Forum Communications and brought to you by reporters from The Forum of Fargo-Moorhead and WDAY TV. For more news from throughout the day, visit InForum.com.
This Case Snapshot examines the 1990 murder of Robin Enockson in rural North Dakota. Beginning with an escape from a state hospital a decade earlier, the episode lays out the crime, the investigation, and how the case was ultimately resolved years later after a confession. Archival news audio courtesy of the State Historical Society of North Dakota. Produced by James Wolner. Research assistance by Mari Zoerb Hansen. Check out the full catalog and everything Dakota Spotlight: https://dakotaspotlight.com/ Get all episodes early, ad-free, and more. Subscribe to Spotlight PLUS: https://dakotaspotlight.com/spotlight-plus/ Sign up for the Dakota Spotlight newsletter: https://dakotaspotlight.com/newsletter/ Email: dakotaspotlight@gmail.com Facebook: https://facebook.com/groups/dakotaspotlight X/Twitter: @dakotaspotlight Instagram: @dakotaspotlight TikTok: @dakotaspotlight Bluesky: @dakotaspotlight.bsky.social YouTube: @dakotaspotlightpodcast4800 Proudly produced by Six Horse Media: info@sixhorsemedia.com Advertise your podcast or brand in Dakota Spotlight episodes: info@sixhorsemedia.com All content in this podcast, including audio, interviews, and soundscapes, is the property of Six Horse Media. Any unauthorized use, reproduction, or rebroadcast of this material without the express written consent of Six Horse Media is strictly prohibited. For permissions or inquiries, please contact info@sixhorsemedia.com. Learn more about your ad choices. Visit megaphone.fm/adchoices
Lesley Logan and Brad Crowell unpack the conversation with Pav Lertjitbanjong, founder of Pavness Leadership Lab, and why job security is an illusion for most people. They explore what it really means to build career resilience so you feel less anxious about change and more confident in your options. The conversation also highlights the three key numbers Pav says everyone should know to create stability in uncertain times. If you've been waiting to feel secure before making a move, this episode is a reminder that security is something you build. If you have any questions about this episode or want to get some of the resources we mentioned, head over to LesleyLogan.co/podcast https://lesleylogan.co/podcast/. If you have any comments or questions about the Be It pod shoot us a message at beit@lesleylogan.co mailto:beit@lesleylogan.co. And as always, if you're enjoying the show please share it with someone who you think would enjoy it as well. It is your continued support that will help us continue to help others. Thank you so much! Never miss another show by subscribing at LesleyLogan.co/subscribe https://lesleylogan.co/podcast/#follow-subscribe-free.In this episode you will learn about:Understanding career resilience as knowing your value beyond a job title.How emotional clarity reduces fear during career uncertainty.Understanding the role financial numbers play in personal stability.How strategic debt can support long-term financial stability.Why maintaining client relationships protects income for entrepreneurs.Episode References/Links:Cambodia Retreat Waitlist - https://crowsnestretreats.comAgency Mini - https://prfit.biz/miniContrology Pilates Conference in Poland - https://xxll.co/polandContrology Pilates Conference in Brussels - https://xxll.co/brusselsPOT in London - https://xxll.co/potSpring Training: How To Get Overhead - https://opc.me/eventsPilates Posters - https://opc.me/postersSubmit your wins or questions - https://beitpod.com/questionsLayoff-Proof Your Life Emergency Checklist - https://www.layoffready.com/emergencykitPav Lertjitbanjong's Website - https://www.pavness.comEp. 352: Tess Waresmith - https://beitpod.com/tesswaresmith If you enjoyed this episode, make sure and give us a five star rating and leave us a review on iTunes, Podcast Addict, Podchaser or Castbox. https://lovethepodcast.com/BITYSIDEALS! 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DEALS! https://onlinepilatesclasses.com/memberships/perks/#equipmentCheck out all our Preferred Vendors & Special Deals from Clair Sparrow, Sensate, Lyfefuel BeeKeeper's Naturals, Sauna Space, HigherDose, AG1 and ToeSox https://onlinepilatesclasses.com/memberships/perks/#equipmentBe in the know with all the workshops at OPC https://workshops.onlinepilatesclasses.com/lp-workshop-waitlistBe It Till You See It Podcast Survey https://pod.lesleylogan.co/be-it-podcasts-surveyBe a part of Lesley's Pilates Mentorship https://lesleylogan.co/elevate/FREE Ditching Busy Webinar https://ditchingbusy.com/Resources:Watch the Be It Till You See It podcast on YouTube! https://www.youtube.com/channel/UCq08HES7xLMvVa3Fy5DR8-gLesley Logan website https://lesleylogan.co/Be It Till You See It Podcast https://lesleylogan.co/podcast/Online Pilates Classes by Lesley Logan https://onlinepilatesclasses.com/Online Pilates Classes by Lesley Logan on YouTube https://www.youtube.com/channel/UCjogqXLnfyhS5VlU4rdzlnQProfitable Pilates https://profitablepilates.com/about/Follow Us on Social Media:Instagram https://www.instagram.com/lesley.logan/The Be It Till You See It Podcast YouTube channel https://www.youtube.com/channel/UCq08HES7xLMvVa3Fy5DR8-gFacebook https://www.facebook.com/llogan.pilatesLinkedIn https://www.linkedin.com/in/lesley-logan/The OPC YouTube Channel https://www.youtube.com/@OnlinePilatesClasses Episode Transcript:Lesley Logan 0:00 People do need to know that their job security is an illusion, so that they can not only have career resilience, but also just be really aware of that they have a lot more power than they think. And I think sometimes people go, oh, my ability to stay in this job is their decision when it's actually your decision. Lesley Logan 0:18 Welcome to the Be It Till You See It podcast where we talk about taking messy action, knowing that perfect is boring. I'm Lesley Logan, Pilates instructor and fitness business coach. I've trained thousands of people around the world and the number one thing I see stopping people from achieving anything is self-doubt. My friends, action brings clarity and it's the antidote to fear. Each week, my guest will bring bold, executable, intrinsic and targeted steps that you can use to put yourself first and Be It Till You See It. It's a practice, not a perfect. Let's get started. Brad Crowell 1:01 Take it away. Lesley Logan 1:03 Welcome back to the Be It Till You See It interview recap where my co-host in life, Brad, and I are going to dig into the purposeful convo I had with Pav Lertjitbanjong in our last episode. If you haven't yet listened to that interview, feel free to pause us now, go back and listen to that one and then come back and join us. Yeah. Do both. You got time. You can also put it on a 1.5 speed. I mean, we talk fast, but you can still understand us.Brad Crowell 1:26 Yeah. I mean, it's gonna be awesome. It was actually a great, very transparent convo is the right way to say it.Lesley Logan 1:33 I would say so I actually really appreciate, like, having someone be so honest about the transition that they're on. I don't think enough people share that. And so I think that was a beautiful gift for everyone listening. Because otherwise you just listen, people got their shit together, and you're like, oh, they got it all together. And it's like, well, you know, they they have it looks that way, but it's a journey.Brad Crowell 1:53 Yeah. And I think, I think the idea of preparing to step away from a job is always a win, you know, to have it together on the inside. So that's good. Anyway. What is today?Lesley Logan 2:04 Yes, well, today is January 22nd. It's four days until my birthday, everyone. Brad Crowell 2:09 What? Lesley Logan 2:09 Yeah, but that's not what today is. Today is January 22nd 2026 and it's Roe Versus Wade Day. Roe Versus Wade Day is celebrated on January 22nd, the anniversary of the court case that gave women agency over their bodies. And here we go. The US Supreme Court made a ruling that legalized abortion throughout the country, with variations from state to state depending on the length of the pregnancy, no matter what your opinion is on the controversial abortion debat,e should not be fucking controversial, and it does matter what your opinion is. But here we go. Roe Versus Wade Day marked a pivotal turn in US history, the anniversary of landmark court decision celebrated by people everywhere, especially by women. Unfortunately, on Friday, June 24th 2022 the Supreme Court overturned Roe Versus Wade, the landmark piece of legislation that made access to abortion a federal right in the United States. The decision dismantled 50 years of legal protection paved the way for individual states to curtail or outright ban abortion rights. My loves. Brad Crowell 2:59 Which is happening. Lesley Logan 3:01 It's happening. It's happened. People, women are losing their ability to have have babies because they can't get what they need. The biggest thing if you, if you're like, uncomfortable with the word abortion, and I get that because if you were raised religious, you probably were raised and it's like, the worst thing anyone can do. And like all these women regret it. I can't speak for these people. What I can say is, men get to go to every fucking state in the country, and their rights don't change. But if I go to different states, my rights do change. And for the majority of the listeners, you go to a different state, your rights do change. And it's just really pisses me off that we don't have like that we're constantly fighting for equality in this capacity. And what this means is hospitals and doctors in the areas where there is not abortion available will have less experience and less understanding about what to do when a mother needs it. And if you try to tell me, in case of like, the healthcare of the mother, the doctors are so scared and they will have to answer questions. Brad Crowell 3:59 That they're not helping the mother.Lesley Logan 4:01 That they're that they're not so we have to wait till women go septic, yeah, which is the worst you you are lucky if you come back from that a normal person. So it just really pisses me off, because this is not a this should not be a fucking law. This is a health right.Brad Crowell 4:15 So as of November of this year, 2025, 12 states have near abortion bans, or for all intents and purposes, abortion bans in place. Alabama, Arkansas, Idaho, Indiana, Kentucky, Louisiana, Mississippi, Oklahoma, South Dakota, Tennessee, Texas and West Virginia. Lesley Logan 4:32 Was Idaho on there? Brad Crowell 4:33 Idaho is on there. And addition, North Dakota has a near total ban that was recently revived in the state's Supreme Court, which makes it a felony to perform an abortion, except in limited medical emergency or cases of rape and incest. And that's the problem. The problem is the limited medical emergencies, and that's never clear. And so regardless of whether or not the doctor knows that that's what needs to happen, the hospital is basically saying, don't, don't do it because they're gonna get. Yeah or the doctors themselves are worried about it, because, you know, like, in Texas, they're like, going after doctors. It's nuts.Lesley Logan 5:09 There's okay. So I saw something recently, and I'm hopefully, as I as I say out loud, I'll get it right. So because some states are trying to grab doctors from other states that are helping women access abortion, right? Like some doctors from New York can send medications to people in different states and and allow them to safely, you know, have a decision over their body. And some of these states are trying to, poor women are going to different states, and then, you know, so the state that the woman is from is trying to do something to the doctors or the woman for doing that right in the place where they have a right. And someone explained it like, okay, Nevada has legalized gambling, right? But let's say you're from a state that doesn't have legalized gambling, and you go to Nevada and you gamble, and you win money, right? You gamble. It's proof you did it. That would be like the state you're from arresting you for gambling.Brad Crowell 6:06 So you didn't finish that. So then you go home to whatever state, yes, and they arrest you, yes. But you were in Nevada.Lesley Logan 6:12 Yes, where it's legal. Brad Crowell 6:14 Right. Lesley Logan 6:15 So if that, if you're like, oh, that doesn't make any sense. It's the same fucking thing when it comes to women's and abortions like this is and to be honest, like if you struggle with this, I really need you to do some extra research on what an abortion is, on what the Bible has even said. I need you to understand what, what, what week a baby is even viable on their own. And then I need you to look at how much it costs to be a parent, and you need to understand if you are also not voting for health care for children, for food at all of their schools and all these different things you do not care about life, you don't. If you are not, if you are also not voting for every single thing that makes it illegal to be poor in this country, you do you don't understand what being pro life actually means. And I know that sounds harsh, but that's how I feel. It's how I feel. I used to, used to think, okay, well, they can have a difference of opinion, not anymore, not when women are dying, not when women who are not able to have the babies that they want to have because something went wrong and that affects their ability to have babies in the future. No.Brad Crowell 7:21 Yeah, the laws that that are being passed are, I would argue that the terminology is confusing that I would not say it's fair to call them pro life. They're, in fact, pro birth. So they're, they're not looking out for the mother ever. They're looking out for what could hypothetically be a child someday, maybe. Right?Lesley Logan 7:43 Yeah, that they don't, that they're not going to care for once it's once it's born. Brad Crowell 7:48 Well, that's not necessarily the case but. Lesley Logan 7:50 I'm not talking about the parents. I'm talking about the law. I'm talking about the, the parents, oh, some of these people already have kids and they're like, I have enough. Some of them just are in the wrong time of their life. Some of them don't want to have them. Some of them, you know, it is with someone that they don't want to have a child with. This is all their rights to have. Brad Crowell 8:05 Yeah. I mean, the running joke is that the law cares before you're born, and then once you turn 18 and you can join the military, but between those times, good luck.Lesley Logan 8:15 Yeah, yeah. So anyways, I, I know, I know there's there's there's, I understand if you are someone who has a hard time with this topic, because I do remember being a child and a teenager and a young adult having a problem with this topic. And the more research I did, the more I realized how many, how, how hard it is for a for the woman in this country, specifically, and how, how much, how, in this country, we have women who will die giving birth because we do not do proper medical research, we do not care baby like we have a high mortality rate in this country that we should for a first world country, because of all, and because what I've seen what having a baby does with her body, it is her choice. She should be able to do what she wants, and there isn't judgment negatively around it.Brad Crowell 9:03 Yeah,we have a higher maternal mortality rate than most other high income countries. Whis is mind blowing.Lesley Logan 9:09 And then when you go deeper, when you go deeper, look at how high it is for black women versus white women.Brad Crowell 9:14 Yeah, significantly higher risk for black women and women over 40.Lesley Logan 9:17 And if you are worried, it's because, oh, maybe it's a different No, a high school educated white woman will have more likelihood of surviving over a medically educated black woman because of racism in this country and the stress it does on our bodies. My loves, like I will always, I will fight for women's rights, and one of those rights is having choice over what happens to your body, period, no matter what state you're in and if you don't want babies to be aborted, then you need to go to your congress people make sure that they're taken care of, because I think more women would even have a child if they had help and support. We don't do that here. So on this day, call your congress person, see what they're doing for people who have children and need help.Brad Crowell 10:00 Yeah, yeah. This is a tough this is a tough conversation. I think that. Lesley Logan 10:06 It's hard. Brad Crowell 10:06 Well, it's, what frustrates me is also that this is for 50 years the law was clear, yeah, and then three years ago now, we've got a bunch of Supreme Court justices who are like, just kidding, and they're just taking these kinds of rights away. And that frustrates me more than anything, is that that, that that's even an option. That shit, it was, it was the law of the land, you know. So that's, that's insane to me, and I, I think that the only way that stability gets created is if we are all paying attention to the things that are happening in our state and also in our federal government. But you know, right now, it's up to every single state to protect their women, you know, individually. And so it's important for you to participate in this and be educated and call the people who are making the decisions in your state.Lesley Logan 11:01 And also, it used to be, if you didn't like something for you personally, you just don't do it. So if you don't like abortion, don't get one. Brad Crowell 11:08 Right. Lesley Logan 11:09 But like, like, you know, it's just, it's really hard. It's just it get gets me really. I was just at the I was just at the women's clinic today. I love my women's clinic. If you do live in Las Vegas, the WHASN clinic. Shout out to the WHASNclinic. It is fucking phenomenal. At any rate, they have like, a sign on the wall, which is like, how to prevent pregnancy, right? And sterilization for a woman, or vasectomy for a man, are in are like, not going to have a baby, not going to happen, okay? And then they go through like, okay here are the birth controls. This is how we have to change them. This is how effective they are. So it starts to go from 99.9% to like 97% to 94% here effectiveness in preventing pregnancy. And here's what it said at the bottom of this. And this is like mind blowing that they do not teach people in school because they don't want you to know, because they want you. They want you dumb and pregnant. They if you are not doing anything to prevent pregnancy. So you aren't on a birth control, you don't have any protection going on birth like things like that. He doesn't have anything. You're 85% likely to have a baby if you are, if you have reproductive abilities and you don't, don't do any intervention, the chance of you getting pregnant annually will be 85% not in your lifetime, annually. So don't be shocked when people end up pregnant. People can, they can accidentally take not even accidentally. They could get sick and they need an antibiotic, and it it causes their their birth control to not work, literally, right? I have friends who had IUDs, and their parents got pregnant with them. So like all people can do all the right things and still have this pregnancy happen, and it might not be the right time for them, or it might not be the right thing for them, and they that is their fucking business. Period. I have no judgment towards people who do it or don't do it. It's up to you, but it should be up to you, and the fact that it's not in certain states pisses me off. Anyways, we do need to move on, yeah, but hope, hopefully you're off. I feel like people are fired up with us, but just pass it on to your friend.Brad Crowell 13:09 Yeah. Well, look, let's shift gears here. That's a heavy topic that we're obviously very passionate about. So thanks for following along. Here's what's coming up in our world here. So it's right now, today, January 22nd is the second to last day to get the early bird for joining us this year in Cambodia at a Pilates retreat at Crow's nest, right? So go to crowsnestretreats.com. Tomorrow is the last day to get the early bird. January 23rd is the last day to get the early bird. Go to crowsnestretreats.com or just DM us if you want the link, we'll send it over. Next week is Lesley's birthday, like she already said.Lesley Logan 13:44 I know, I'll be 43 I know, so good. Brad Crowell 13:48 We're just, we're just sharing that. We're probably gonna. Lesley Logan 13:51 No birthday sale. Brad Crowell 13:52 Go out to dinner or something here.Lesley Logan 13:54 Open a party, babe. We're having a party where you dress for the wrong party party.Brad Crowell 13:58 Oh yeah, yeah, we're doing that. That's right. Next month, February, Agency Mini is coming back. We're going to be doing Profitable Pilates is hosting Agency Mini. If you have ever felt like, what's the thing that sets me apart as a Pilates teacher from my my super close friend who's also a Pilates teacher, then you should come to Agency Mini. Lesley Logan 14:16 Yeah. Or if you're frustrated by the studios in town where they are lacking training their own. They're like, they're buying, like, cheap and cheerful $200 reformers and packing people. And you're like, come to Agency Mini because we will with you and also give you what you need to stand out, because that's what we do.Brad Crowell 14:33 Yeah, so go to prfit.biz/mini. Just make a noise over there. Lesley Logan 14:40 Just me making noise. Brad Crowell 14:41 prfit.biz/mini that's profit without the O dot biz. And then in March, we're going to be bopping around Europe and looking forward to that. We're going to be in Poland and then in Brussels. So if you are anywhere near either of those places, go to xxll.co/poland, or xxll.co/brussels. And then in April, we're going to be at POT in London. Lesley Logan 15:05 And by now it has announced. Brad Crowell 15:07 Yeah, it's announced. Tickets are available. So come join us. Come hang out. It's gonna be super fun. Go to xxll.co/pot. And then finally, this is new for those of you who listen every week, thank you for that. May. We are going to be doing spring training again, and this time, we have a really cool topic. We're going to be doing How to Get Overhead.Lesley Logan 15:25 Yeah, we're getting your butts upside down. Brad Crowell 15:27 Get your buns in the air. Lesley Logan 15:28 So if you struggle with overhead exercises, or you feel like it's not in your practice, or you want to be doing them, we're talking like back knives, headstands, control balance, all the ones upside down. Brad Crowell 15:39 Any of those. Lesley Logan 15:40 And you don't have to have to have equipment. We'll have mat classes, we'll have Reformer, we'll have everything. We'll have something for everybody. And if you're on the early bird wait list, for sure, you get a better access options all that good stuff. Brad Crowell 15:49 So go to opc.me/events that's opc.me/events plural, and sign up for the events waitlist. And you know, we'll let you know about the things that happen throughout the year, and then, yeah, so that's what's happening through May. And then this week, we actually had a question from one of our eLevate grads. Her name is Shannon Billings, and she pinged us on IG and she said, hey, I saw those, those posters that you guys made of all the exercises in a grid, and I want to hang them on my wall. Lesley Logan 16:20 Yeah, they're pretty. Brad Crowell 16:21 But I cannot find them. I don't know where I'm supposed to be looking. Where should I where can I find those posters?Lesley Logan 16:26 Yeah, so they're on the OPC site, and the quickest link is just opc.me/posters. And here's the coolest thing about these posters. You guys right now, we're not good at going to the post office, so these are print on demand posters. They're beautiful, so don't let that change. They don't. Doesn't change the quality. Quality is freaking awesome. Yeah, they're great. What it means is, when you, wherever you live in the world, they'll probably print it somewhere near you. So that means shipping to you is actually not astronomical.Brad Crowell 16:50 Yeah, it's pretty reasonable. We've had people order them in Europe or in Australia, and it's, it's not crazy, it's not an arm I'm gonna like to ship. So, yeah, go check that out opc.me/posters, and if you have any questions, just text us at 310-905-5534,Brad Crowell 17:03 Or beitpod.com/questions Brad Crowell 17:04 beitpod.com/questions where you can also leave a win. Lesley Logan 17:10 I just want to add to that, some people are putting two posters per poster frame. So like on one side, it's the mat, and the other side is the reformer or tower. And so if you have not a lot of space, but you want all the posters, order all of them, because you can get frames that have clear stuff on both sides, and you can just like, flip it. Brad Crowell 17:30 Flip it. Yeah. That's clever. Lesley Logan 17:31 I saw a girl who she has my posters, and then she has a different set of posters that are black and white. And so sometimes she wants color, sometimes she wants it to be not. So you can do that. Brad Crowell 17:41 Love that. Lesley Logan 17:42 I know people are so creative, you got to share that stuff.Brad Crowell 17:46 Well, stick around. We'll be right back. We're gonna talk about Pav Lertjitbanjong. Brad Crowell 17:53 All right, welcome back. Let's talk about your conversation with Pav. Pav Lertjitbanjong is the creator of Layoff Ready, the financial resilience program that she built before her work evolved into Pavness Leadership Lab. Lesley Logan 18:08 I love it. So cute. Brad Crowell 18:09 The Pavness Leadership Lab, I love it. She after a divorce that left her financially and emotionally depleted. She spent months avoiding the reality of her situation before finally facing her budget a single day of focus work that revealed nearly a half a million dollars in a forgotten 401(k), pretty crazy. From there, she paid off six figures in debt, rebuilt her stability and retired from corporate life at the age of 43. Today, through the pavness leadership lab, Pav studies how people build courage and make clear decisions under pressure, continuing her mission to empower others, to create long-lasting stability, confidence and options in your lives. Yeah. Lesley Logan 18:47 Yeah. I really enjoyed this conversation, because I think we talk a lot about strengths and knowing what your strengths are. And, you know, we even have a conversation about retirement coming up and things like that. But, like, I think people live in fear of different change, what if I lose my job, what if I lose this. But she's like, okay, so what if we've talked about career resilience and having a career resilience and so allowing yourself to really understand it's better, that it's more than just like, okay, I'm financially ready if I get laid off. It's like, no, like, how can you really understand who you are and what you do, what makes you amazing? So which I really love that she brought up, like, job security is an illusion. It fucking is. And it pisses me off that banks value a W2 when some of us are over here betting on ourselves and every year kicking ass. I'm just saying from personal experience, it's just me. But what don't you think? Brad Crowell 19:32 You're not wrong. It's really annoying. I mean, I don't know how else they would should do it, but like, just historically.Lesley Logan 19:39 Just look at my history. Just look at my taxes last look at what I'm doing. Brad Crowell 19:43 Yeah, there's that.Lesley Logan 19:46 But I but I appreciate that she brought that up. I think we I think people do need to know that their job security is an illusion, so that they can not only have career resilience, but also just be really aware of that they have a lot more power than they think. And I think sometimes people go, oh, my ability to stay in this job is their decision when it's actually your decision. You know, just like an interview, if you want a job, it's your decision, all that stuff. And she also brought up, and I thought this is really cool, the emotional clarity that gives you peace of mind. When you have career resilience, it gives you a lot more clarity. So I think it means, like, less anxiety about, I'm going to lose my job. What am I going to do? Like you just feel a lot better about it, you know? And it's critical, because we are going into a weird world of AI, and I don't even know what that means for a lot of people's jobs, because I teach Pilates, and luckily, right now, AI kind of sucks at doing that.Brad Crowell 20:35 Yeah. I mean, so the conversation that y'all had was more focused on not necessarily walking away from a job that you might currently have, but what if, right, being prepared for worst case scenario? Because who knows, you know, who knows? Like nothing is especially now, things feel very unstable, economically, I think it's more of a feeling than it is a numbers thing. But it doesn't change the fact that it's a feeling still, and people are feeling weird about it.Lesley Logan 21:04 Yeah, and weird feelings have changed economies many times in history. And so, yeah, I also think I just want to bring up.Brad Crowell 21:12 But the point the point is, then that, you know, not necessarily wanting to leave a job, but how do you be prepared for it? And this is the kind of thing that she digs into. Like, she, she talked about layoff being layoff proof.Lesley Logan 21:25 She even has a checklist for you guys, and I think that that is, if that's something you are, like, I want to be layoff proof. Like, I might as well start now. You know, you don't want to start it after. So it's layoff ready.com/emergencykit.Brad Crowell 21:39 Yeah, look, and here's the thing, for those of you who are entrepreneurs like us, you're clearly not laying yourself off. The best thing, the biggest thing you could possibly be doing is conveying to your clients how you are adding value into their life, and not necessarily you are, although inadvertently you are. Pilates is how is your teaching? How? What is it that is benefiting them? How is their life changing? And I'm working on a series right now with our Agency members, where I'm helping walk them through not only how to identify the benefits the changes that they're seeing, but also how to communicate those to their clients without feeling weird about it and not being overly like salesy, because if you can continue to reinforce the why that they initially told you that they were coming and then reminding them about the changes that you're seeing as a teacher in their world, right, it's going to change the way that they value their practice with you. So especially for y'all you know, entrepreneurs out there who laying layoff proof, like, what am I supposed to do for that? I'm not, I'm not firing myself. So how do we make sure that we are maintaining our income? We really have to continue to build relationships with our clients. You have to continue to do that.Lesley Logan 22:59 Yeah, I think that's and we actually have a relationship, like authentic relationship episode coming out soon, like, and they'll be in April. Brad Crowell 23:07 Amazing. I love that. Yeah. Well, one of the things I really dug that she mentioned was she said, how can you really design a life that you wanted to live? It could give you the freedom to walk away, whether that means leaving the job or retiring early. And she said, if you are waiting for security, if you're waiting to feel security, you should be building it, not waiting for it. So whether that is maybe you're learning how to do another skill, or maybe you're learning how to manage money, you know, we've had a bunch of people over the years in the pod about this, like Tess Waresmith is one that comes back to me here and talking about financial stability and literacy, financial literacy. So these are things that you could be learning how to just think through. Lesley Logan 23:51 We have Tess Waresmith coming back. Brad Crowell 23:53 Oh, that's even better. Lesley Logan 23:53 I just oh, it's a great interview, guys. It's gonna be so good. I was just like, girl, I need you to tell me how I'm supposed to do when it's like this, and it's crazy like now, when it feels crazy. I also just want to highlight the don't wait for security created. This is everything this is, this is be it till you see it right here, because I was listening to a phone call conversation in a book club I'm in, and some people were complaining that the situation they're in, they can't create a culture. They have all these other outside things. It's affecting the culture they're creating, and I'm listening to them and like, I get that right? And I was like, I waited a second. I was just like, well, I am in a different studio all the time. Like, I'm in a I don't have a studio, right? And so what do I do? And I'm like, oh, in every space that I go, I own the space that I am, and I create the intention that I want. I create the culture I want them to experience, and I set the stage and I shared that with them. I said, instead of waiting until you can, like, move studios or move this, what if you just acted the culture you want to create in the space right now? Because then, if you do get to change a situation, you'll already have practiced it. It'll be really easy for you to do, or you might not even have to leave. Maybe the culture just changes around you. And so it goes back to like, don't wait to feel secure. Create security. What is the be it till you see it? What does security for you in your job or something else look like? And how can you create it in the space that you're in and wait, instead of waiting for someone to wait for someone to come, put a fence up, you know, you know what I mean, like, you're gonna wait for someone to, like, hand you a lottery tickets you have extra money. Like, what are you gonna do? I think that I like the action step that she's providing here.Brad Crowell 25:29 Yeah, one thing that she was talking about, which might sound a little scary, she actively leveraged debt to to consolidate and then pay off her debt, right? I mean, I've done that too, where I took out a credit card with a balance. I transferred one or two or three credit cards to that one, right? It had something like, if you transfer it in, you get 12 months of, no, you know, no fees, yeah. And so, you know, took those 12 months to pay it down, yeah? So, you know, it just something that seems straightforward, but also might feel you might feel hesitant to get started on that, but you know that stuff's worth, worth thinking through. I think so.Lesley Logan 26:12 I think it's worth talking to people who who understand it too, like a wealth manager or things like that. But like to be honest, that is how the rich get richer, right? Like credit score is, if you're in the States, your credit score is pretty much just like, how do you manage debt? So if you're debt free, and you've always been debt free, and you don't get any cards, you actually don't have a perfect credit score, because you don't have credit for them to like, see how you do. So it is all about strategically leveraging debt to, like, increase that score. You can strategically leverage it to allow you to have the security you need for in case something negative happens in your career or in the journey that you're on.Brad Crowell 26:47 Yeah, well, stick around. We'll be right back. We're gonna cover those Be It Action Items that you had with Pav. Brad Crowell 26:53 Okay, welcome back. Let's talk about those Be It Action Items. What bold, executable, intrinsic or targeted action items can we take away from your convo with Pav Lertjitbanjong.Lesley Logan 27:07 Pav let us know if, after the four attempts, any of us got close on that.Brad Crowell 27:11 She said, Know your numbers, which is so funny, because this is like, I never stopped saying this to our coaching clients. It's so easy to know your numbers, but it seems so hard, right? It seems like this scary black hole of like, oh my God, I don't even know what I need to know. So it just seems like this amorphous, like blob of unknown. And when we dig into the things that most people need to really know is, what are your expenses and what are your income? Those are the things. That's where you want to start, right? What are your expenses and what are your income? Yeah, so she said, for her, it's, she said there's three numbers that truly matter. One is your net worth, right? So she's, she said, assets minus liability. What does that mean? An asset would be, maybe you have a house, right? Liability would be, I have a credit card debt and it has, you know, $10,000 on it. Okay, great. So you have a house that has, you know, or actually, you could say the house is worth $250,000 I still have a loan of $150,000 against the house. So I have equity of $100,000 right? So that's net that's your net worth, right? So that's an easier way to think about that. She also said the second number is something she calls an FU fund, what she describes as that six month cushion that lets you walk away from anything you have to, you know. And today we were talking about it. Maybe it's a little more than six, maybe it's six to nine months, or something like that, where you know, okay, because you know your expenses, and let's just hypothetically say your expenses are 10,000 a month, you know, how do we what's the quickest way that we can get to setting aside $60,000 that's a scary number to be honest. That's a lot, you know, but we got to get started. You have to start sometime, right? And that that kind of buffer will certainly protect you were something bad to happen at an employment situation, and then you feel like, stuck, and you're like, Oh my God, but at least you have a buffer, right? So that's what that that's for. And then finally, she said, your firing number, your fire number, how much money would you need to invest in the market so you can make smaller amount each year on 4% and still have money left to reinvest, right? So what does that mean? That's your like retirement number, right? So for anyone who's who's like financial planner, they'll ask you the question of, all right, how much money do you want to live on a month? Again, let's just say $10,000 and then they'll, what they'll do is they'll work backwards based on your your retirement portfolio, and they're going to assume that you'll be able to live if $10,000 a month is the 4% number, then they'll be able to reverse engineer the number and be like, great. You need to have $2 million or, I think it's more than that, but you'll need to, need to have X amount of dollars in your portfolio so that you can live comfortably on $10,000 a month and never have to worry about it again, because it's in the market, right? So, and the reason that she said 4% is because the average market return is eight, like seven to 8% or maybe even it's eight to nine, I don't remember, but if you can live on half of that, that gives you the other half of what you hypothetically are earning to reinvest back into the market again, right? So that's, that's where the numbers, that's how that kind of breaks down. It's a bit in the weeds. So thanks for following me there.Lesley Logan 30:25 I love that she has those and that you did those ones, because the other one is pretty amazing. And this is simple, but true. Bold doesn't have to be loud, but it has to be true. And so you don't have to have this, like, law, the way I interpret this, like you don't have to make this bold move where you're like, what was that Tom Cruise movie, where he just, like, was like, goodbye, fuck you. I'm out of here. Like, who's coming with me? And like, Renee's. What was that movie? It's the one that everyone quotes, and it's the worst one. Jerry Maguire.Brad Crowell 30:55 Jerry Maguire. Lesley Logan 30:55 Jerry Maguire. Brad Crowell 30:56 Show me the money. Lesley Logan 30:57 Show me the money. And like, but it doesn't have to be like that, but it but, but whatever you do needs to be true to you. And I think that's where a lot of people don't take time, is to, like, really understand, like, what do you want? What do you need, you know, and, and that's scary, because maybe what you want and need is different than what you've been doing, you know, or maybe you've been letting yourself realize, like, how strong you are. And we have a couple great episodes coming up about, like, getting to know yourself and like, also being kind yourself if you haven't lived in that way. But truly, I think that's one of the best be it action items, if you if you can do that, if you could live authentically to you, and you can know your numbers, you are resilient, and you could probably kick some ass. Brad Crowell 31:39 Kicks some ass.Lesley Logan 31:40 Yeah, yeah. So the other thing is, is that Pav has actually been, recently, been doing more coaching in a focused position on the science of making courageous decisions under pressure. And so if you are needing more help with like, making great decisions under pressure, things like that, you can also coach with her. And I think that'll be really if you liked how she sounds and how she coaches and her insight on things. I think that's a really great thing that she's doing. You know, because making courageous decisions are really hard, and also, like, she understands how to, like, take imperfect action, even your nervous system resists. And a lot of people, you know, when you have to make big decisions, sometimes your nervous system does have anxiety. And so of course, it does. Why wouldn't it? It it would be so against what our brain does to go into the fear. So I highly recommend reaching out to her. Brad Crowell 32:25 Awesome. Yeah, that's great. Lesley Logan 32:27 Well, I'm Lesley Logan. Brad Crowell 32:28 And I'm Brad Crowell. Lesley Logan 32:29 Thanks so much for being here, and thanks for listening to our rants. I do happen to know that people like them and someone reach out after our Transgender Day, and they were so glad that they found us. They found our Pilates stuff, and they like our little rants there. So thank you for that. Send this to a friend who needs to hear it, especially one who needs some career resilience or some support, support under making decisions under pressure and until next time, Be It Till You See It. Brad Crowell 32:53 Bye for now. Lesley Logan 32:54 That's all I got for this episode of the Be It Till You See It Podcast. One thing that would help both myself and future listeners is for you to rate the show and leave a review and follow or subscribe for free wherever you listen to your podcast. Also, make sure to introduce yourself over at the Be It Pod on Instagram. I would love to know more about you. Share this episode with whoever you think needs to hear it. Help us and others Be It Till You See It. Have an awesome day. Be It Till You See It is a production of The Bloom Podcast Network. If you want to leave us a message or a question that we might read on another episode, you can text us at +1-310-905-5534 or send a DM on Instagram @BeItPod.Brad Crowell 33:37 It's written, filmed, and recorded by your host, Lesley Logan, and me, Brad Crowell.Lesley Logan 33:42 It is transcribed, produced and edited by the epic team at Disenyo.co.Brad Crowell 33:46 Our theme music is by Ali at Apex Production Music and our branding by designer and artist, Gianfranco Cioffi.Lesley Logan 33:53 Special thanks to Melissa Solomon for creating our visuals.Brad Crowell 33:57 Also to Angelina Herico for adding all of our content to our website. And finally to Meridith Root for keeping us all on point and on time.Transcribed by https://otter.aiSupport this podcast at — https://redcircle.com/be-it-till-you-see-it/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
Unsolved for more than forty years.Was the murder of a 19-year-old girl from North Dakota linked to a national satanic cult?Were there links to the Son of Sam?Join our PATREON !(Get extra episodes, research articles and more)
Denver Richard and Kitzia Goodman Hockey Head Coach David Carle and defensemen Kent Anderson and Boston Buckberger join longtime Pioneers broadcaster Jay Stickney live at the Campus Lounge to discuss the series split in North Dakota and preview the upcoming games against St. Cloud State on the DU Coaches Radio Show.
Today is Thursday, January 22. Here are the latest headlines from the Fargo, North Dakota area. InForum Minute is produced by Forum Communications and brought to you by reporters from The Forum of Fargo-Moorhead and WDAY TV. For more news from throughout the day, visit InForum.com.
WDAY First News anchors Lisa Budeau, Scott Engen and Robert Poynter break down your regional news and weather for Thursday, January 22. InForum Minute is produced by Forum Communications and brought to you by reporters from The Forum of Fargo-Moorhead and WDAY TV. Visit https://www.inforum.com/subscribe to subscribe.
01/22/26: John Hoeven serves as the senior U.S. senator from North Dakota, a seat he has held since 2011, and also served as the 31st governor of North Dakota from 2000 to 2010. He joins Joel on "News and Views" to talk about the big stories around the country, including his views on ICE tactics and President Trump's deal with Greenland. (Joel Heitkamp is a talk show host on the Mighty 790 KFGO in Fargo-Moorhead. His award-winning program, “News & Views,” can be heard weekdays from 8 – 11 a.m. Follow Joel on X/Twitter @JoelKFGO.)See omnystudio.com/listener for privacy information.
North Dakota State University Extension and University of Minnesota Extension will host the annual Best of the Best in Wheat and Soybean Research Meetings at the Alerus Center in Grand Forks, North Dakota, on Feb. 4, and at the Courtyard Marriott Hotel in Moorhead, Minnesota, on Feb. 5. Source: North Dakota State University ExtensionSee omnystudio.com/listener for privacy information.
Today on Coast To Coast Hoops Greg recaps Wednesday's college basketball results, talks to Colby Marchio of Your Betting News about the sport's top teams experiencing some tough tests, why the futures market is currently murky, the Big East landscape, & handicapping scheduling spots, & Greg picks & analyzes every Thursday game!Link To Greg's Spreadsheet of handicapped lines: https://vsin.com/college-basketball/greg-petersons-daily-college-basketball-lines/Greg's TikTok With Pickmas Pick Videos: https://www.tiktok.com/@gregpetersonsports?is_from_webapp=1&sender_device=pcPodcast Highlights 1:16-Recap of Wednesday's Results18:18-Interview with Colby Marchio36:07-Start of picks UW Green Bay vs Youngstown St38:35-Picks & analysis for Louisiana vs Appalachian St41:08-Picks & analysis for Campbell vs Charleston43:26-Picks & analysis for South Alabama vs James Madison46:00-Picks & analysis for Monmouth vs Hampton48:19-Picks & analysis for Wisconsin vs Penn St50:54-Picks & analysis for UW Milwaukee vs Robert Morris53:16-Picks & analysis for Southern Miss vs Georgia St56:26-Picks & analysis for South Florida vs UAB58:52-Picks & analysis for Texas St vs Coastal Carolina1:01:22-Picks & analysis for Merrimack vs Iona1:03:20-Picks & analysis for Stony Brook vs Northeastern1:06:09-Picks & analysis for UNC Wilmington vs William & Mary1:09:07-Picks & analysis for Quinnipiac vs Mount St. Mary's1:11:32-Picks & analysis for Canisius vs Sacred Heart1:14:/03-Picks & analysis for Hofstra vs North Carolina A&T1:16:57-Picks & analysis for Marist vs Siena1:19:38-Picks & analysis for Arkansas St vs Georgia Southern1:22:12-Picks & analysis for Towson vs Elon1:24:55-Picks & analysis for Niagara vs Fairfield1:27:12-Picks & analysis for UL Monroe vs Marshall1:29:32-Picks & analysis for Western Illinois vs Morehead St1:32:14-Picks & analysis for North Dakota vs Oral Roberts1:34:42-Picks & analysis for Eastern Illinois vs Southern Indiana1:37:03-Picks & analysis for Tennessee Tech vs Lindenwood1:39:33-Picks & analysis for Little Rock vs SE Missouri St1:42:14-Picks & analysis for Weber St vs Montana1:44:38-Picks & analysis for Missouri St vs New Mexico St1:46:57-Picks & analysis for Tennessee St vs SIU Edwardsville1:49:00-Picks & analysis for Sacramento St vs Idaho1:51:53-Picks & analysis for Portland St vs Eastern Washington1:54:55-Picks & analysis for South Dakota St vs St. Thomas1:57:38-Picks & analysis for Cal Poly vs UC Santa Barbara1:59:59-Picks & analysis for UC San Diego vs UC Davis2:02:33-Picks & analysis for Idaho St vs Montana St2:05:20-Picks & analysis for Florida International vs UTEP2:07:33-Picks & analysis for North Dakota St vs Denver2:10:02-Picks & analysis for UC Irvine vs UC Riverside2:12:19-Picks & analysis for Long Beach St vs CS Fullerton2:15:03-Picks & analysis for CS Bakersfield vs Hawaii2:17:47-Start of extra games Vermont vs UMass Lowell2:19:54-Picks & analysis for Albany vs Maine2:22:30-Picks & analysis for Binghamton vs New Hampshire2:24:46-Picks & analysis for NJIT vs UMBC2:27:00-Picks & analysis for Bellarmine vs Jacksonville2:29:24-Picks & analysis for Central Arkansas vs West Georgia2:31:49-Picks & analysis for Eastern Kentucky vs North Florida2:34:08-Picks & analysis for Stetson vs Lipscomb2:36:30-Picks & analysis for Florida Gulf Coast vs Austin Peay Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
You don't win two state championships by accident. You don't earn the respect of an entire state for decades without a profound philosophy. In this episode of Swim Lessons the Podcast, we sit down with North Dakota basketball legend Coach Rick Smith. Rick is the head boys coach at Four Winds. Beyond the trophies and the wins, Coach Smith reveals the core principles that have shaped his program, principles about leadership, community, sacrifice, and what true success looks off the court.
Brad and Jayson return to discuss key players back from injuries, freshman goalies emerging, North Dakota as a legitimate national title contender, Lindenwood's firepower, Sacred Heart's statement weekend, the big guns gunning for Penn State, Lake Superior State hopping the border, Cornell doing Cornell things, Providence's talented young defense corps, and tons more. Follow Brad Schlossman on X (@SchlossmanGF) and Bluesky (@schlossmangf.bsky.social) Follow the Grand Forks Herald on X (@GFHerald) Follow College Hockey Inc. on X (@collegehockey), Bluesky (@collegehockey), Threads (@collegehockeyinc) and Instagram (@collegehockeyinc) Email the show at info@collegehockeyinc.com!
The principal focus of today's discussion centers upon the imminent arrival of Arctic air in the Northern Plains, which necessitates the issuance of winter weather advisories and extreme cold watches. We elucidate the implications of a significant winter storm anticipated to develop this Friday, affecting regions from the Southern Rockies to the mid-south, with forewarnings of perilous wind chills and deteriorating travel conditions. Furthermore, we examine the recent seismic activity, including a magnitude 4.9 earthquake recorded in California, which has been followed by a series of aftershocks, yet fortunately, no major damage has been reported. In addition, we highlight FEMA's reopening of the Bethel Assistance Hub in Alaska, aimed at providing crucial support to survivors of the October 2025 storms. As we navigate through these pressing weather and disaster updates, we urge our listeners to remain vigilant and to heed safety advisories.Takeaways:* The Northern Plains are currently experiencing Arctic Air and winter weather advisories.* A significant winter storm is anticipated to develop from the Southern Rockies to the mid south.* FEMA's Bethel Assistance Hub is reopening to aid survivors from the October 2025 storms.* A magnitude 4.9 earthquake occurred near Indio, California, with minor aftershocks reported.* Winter weather advisories are in effect for much of North Dakota today, warning of hazardous conditions.* Minnesota faces winter weather advisories today, with extreme cold expected later this week.Sourceshttps://www.wpc.ncep.noaa.gov/index.phphttps://www.weather.gov/bis/https://www.weather.gov/mpx/https://www.wpc.ncep.noaa.gov/wwd/wssi/wssi.phphttps://www.weather.gov/hfo/watchwarnhttps://www.weather.gov/hfohttps://earthquake.usgs.gov/earthquakes/eventpage/ci41162719/executivehttps://scedc.caltech.edu/recent/Quakes/ci41162719.htmlhttps://earthquake.usgs.gov/earthquakes/eventpage/nm60617031/executivehttps://www.nbcchicago.com/news/local/did-you-feel-that-3-8-magnitude-earthquake-confirmed-in-illinois/3878476/https://www.fema.gov/press-release/20260116/fema-alaska-call-center-bethel-assistance-hub-closing-monday-observancehttps://www.fema.gov/press-release/20260116/fema-alaska-call-center-bethel-assistance-hub-closing-monday-observancehttps://earthquake.usgs.gov/earthquakes/eventpage/ci41162719/executivehttps://scedc.caltech.edu/recent/Quakes/ci41162719.htmlhttps://www.weather.gov/lox/https://www.weather.gov/jax/https://www.weather.gov/hfo/watchwarnhttps://www.weather.gov/hfohttps://earthquake.usgs.gov/earthquakes/eventpage/nm60617031/executivehttps://www.nbcchicago.com/news/local/did-you-feel-that-3-8-magnitude-earthquake-confirmed-in-illinois/3878476/https://www.weather.gov/mpx?id=RPDhttps://www.weather.gov/mpx/https://www.weather.gov/bis/ This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit emnetwork.substack.com/subscribe
In this episode of NDO Podcast we visit with Logan Weyand, Department wildlife veterinarian, about his career path, experiences and initial thoughts, priorities and stories on the job here. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.
Mason Lautenschlager and his wife Hannah run Arrow L Ranch near Berthold in northwest North Dakota, where they focus on grass-based enterprises including a cow-calf herd, some direct grass-finished beef, and selling multi-bred composite coming 2-year-old bulls developed on forage. In This Episode, We Explore: Building a ranch back after his family sold out of farming and ranching Buying cows at the top of the market and navigating the crash afterward Shifting the whole operation toward lower labor and lower equipment intensity Winter grazing decision-making around snow cover, forage quality, and flexibility Bale grazing setup, timing, and what it changed on poorer soil areas Water limitations, fencing lanes, and building a system for easier moves Stockpiling forage and planning grazing around winter and spring needs Increasing plant diversity through grazing management rather than seeding Using forage clippings to estimate available dry matter per acre Developing bulls on forage and selecting for longevity and fertility over max production Why This Episode Matters If winter feed, labor, and equipment costs are squeezing your operation, Mason's story is a practical look at how constraints can force better systems. This conversation gets into the real tradeoffs of stockpile grazing versus bale grazing, how water and fencing design affect what is possible, and why selection for fertility and longevity can matter more than pushing production. Resources Mentioned Agriculture Alberta video series: Managing Risk in Winter Grazing Principled Land Managers grazing school (Bart Carmichael and Pat Guptill) North Dakota Grazing Lands Coalition DV Auction Movie: Moneyball Book: Lasater Philosophy of Cattle Raising (Tom Lasater) Find Out More Arrow L Ranch Facebook page | https://www.facebook.com/arrowlranchDV Auction video catalog for the Arrow L Ranch bull sale (opens Feb 6, closes Feb 8 with a soft close) | https://www.dvauction.com/video_catalogs/13210 Looking for grass-based breeders? Explore the Grass Based Genetics directory.Upcoming Grazing EventsNoble Profitability Essentials - Ardmore, OK - February 4-5, 2026Feb 8, 2026 Arrow L Ranch Annual Production SaleVisit our Sponsors:Noble Research InstituteRedmond AgricultureArrow L Ranch Facebook page | https://www.facebook.com/arrowlranchDV Auction video catalog for the Arrow L Ranch bull sale (opens Feb 6, closes Feb 8 with a soft close) Grazing Grass LinksWebsiteCommunity (on Facebook)Original Music by Louis Palfrey
Today is Wednesday, January 21. Here are the latest headlines from the Fargo, North Dakota area. InForum Minute is produced by Forum Communications and brought to you by reporters from The Forum of Fargo-Moorhead and WDAY TV. For more news from throughout the day, visit InForum.com.
Listen to the SF Daily podcast for today, January 21, 2026, with host Lorrie Boyer. These quick and informative episodes cover the commodity markets, weather, and the big things happening in agriculture each morning. Commodity markets are showing signs of stabilization after trade tensions, with soybeans supported by meal and oil strength, and corn by Brazilian harvest delays. US egg production in December rose slightly, with 9.110 billion eggs produced, including 7.818 million table eggs and 60 million broiler-type hatching eggs. Live and feeder cattle markets saw volatility due to New World screw worm concerns. Winter storms are forecasted across the central US, with extreme cold warnings in North Dakota to Michigan. Learn more about your ad choices. Visit podcastchoices.com/adchoices
This episode we head to North Dakota, a place that is extremely flat, very windy, and filled with some of the kindest humans I've ever met, including Dr. Erik Heitkamp, a hospitalist in Fargo, and Courtney Koebele, the Executive Director of the North Dakota Medical Association. Together, we dig into what physician advocacy actually looks like at the state level, not the cable-news chaos, but the real work: drafting bills, educating legislators, protecting hospital workers, fighting bad vaccine legislation, improving prior authorization laws, and making sure evidence-based medicine still has a seat at the table. We talk about why doctors often feel hesitant to get involved, why advocacy doesn't actually require that much time, and how telling one patient's story can change policy faster than a stack of statistics. We also get into recording patients, AI charting consent, scope-of-practice battles, rural medicine realities, and why state medical associations might be one of the last places healthcare progress is still happening. If you've ever felt overwhelmed by the state of healthcare, this episode is your reminder that wins are still happening… just closer to home than you think. Takeaways: Advocacy Isn't Politics: It's education, storytelling, and showing up when legislation affects patient care. State-Level Wins Are Real: Prior authorization reform, hospital worker protection, and evidence-based vaccine policy actually passed. Stories Beat Statistics: One patient story can change a law faster than a spreadsheet. Modern Threats to Trust: Recording doctors, AI charting, and social media are reshaping clinical encounters. Getting Involved Is Easier Than You Think: Sometimes it's just joining your state medical association and speaking up once. Want more Dr. Erik Heitkamp & Courtney Koebele? Facebook: https://www.facebook.com/NDMEDASSN Twitter: https://x.com/NDMedAssn LinkedIn: https://www.linkedin.com/company/north-dakota-medical-association Instagram: https://www.instagram.com/ndmedicalassn https://www.ndmed.org/ — To Get Tickets to Wife & Death: You can visit Glaucomflecken.com/live We want to hear YOUR stories (and medical puns)! Shoot us an email and say hi! knockknockhi@human-content.com Can't get enough of us? Shucks. You can support the show on Patreon for early episode access, exclusive bonus shows, livestream hangouts, and much more! – http://www.patreon.com/glaucomflecken Also, be sure to check out the newsletter: https://glaucomflecken.com/glauc-to-me/ If you are interested in buying a book from one of our guests, check them all out here: https://www.amazon.com/shop/dr.glaucomflecken If you want more information on models I use: Anatomy Warehouse provides for the best, crafting custom anatomical products, medical simulation kits and presentation models that create a lasting educational impact. For more information go to Anatomy Warehouse DOT com. Link: https://anatomywarehouse.com/?aff=14 Plus for 15% off use code: Glaucomflecken15 -- A friendly reminder from the G's and Tarsus: If you want to learn more about Demodex Blepharitis, making an appointment with your eye doctor for an eyelid exam can help you know for sure. Visit http://www.EyelidCheck.com for more information. Produced by Human Content Learn more about your ad choices. Visit megaphone.fm/adchoices
In this episode of the Arc Junkies Podcast, Jason sits down with George Rolla, a pipe welder, inspector, educator, and industry leader with over 50 years of hands-on experience in the welding trade. George shares his journey from welding in the Canadian Arctic and North Dakota oil fields to becoming an AWS Senior Certified Welding Inspector, Certified Welding Engineer, and founder of the California Welding Institute. Together, Jason and George have an honest, in-depth conversation about what's broken in welding education, why instructor quality matters more than ever, and how poor training creates ripple effects throughout fabrication, inspection, and code compliance. They also discuss fast-track training done the right way, the realities of workforce development, the challenges of welding codes becoming law, and why documentation, ethics, and real-world experience still matter in a rapidly changing industry. This is a must-listen episode for welders, inspectors, educators, and anyone who cares about protecting the integrity of the trade.
Today is Tuesday, January 20. Here are the latest headlines from the Fargo, North Dakota area. InForum Minute is produced by Forum Communications and brought to you by reporters from The Forum of Fargo-Moorhead and WDAY TV. For more news from throughout the day, visit InForum.com.
WDAY First News anchors Lisa Budeau, Scott Engen and Robert Poynter break down your regional news and weather for Tuesday, January 20. InForum Minute is produced by Forum Communications and brought to you by reporters from The Forum of Fargo-Moorhead and WDAY TV. Visit https://www.inforum.com/subscribe to subscribe.
01/20/26: Joel Heitkamp and Jack Michaels are joined by Bryan Shinn to learn about the upcoming Boat and Marine Products Show. North Dakota's largest boat show will be January 23-25 at the Fargodome. Learn more and buy your tickets at fargoboatshow.com. Joel Heitkamp is a talk show host on the Mighty 790 KFGO in Fargo-Moorhead. His award-winning program, “News & Views,” can be heard weekdays from 8 – 11 a.m. Follow Joel on X/Twitter @JoelKFGO.)See omnystudio.com/listener for privacy information.
The fourth annual Tri-State Producers Conference recently brought together young farmers and ranchers from Oklahoma, North Dakota, and South Dakota. NAFB News ServiceSee omnystudio.com/listener for privacy information.
In part two of our discussion with Sherry Neas from North Dakota, we lay out a practical playbook that starts with a precise legislative summary, aligns interpretations with partners like risk management and the AG, and then moves through manuals, training, website updates, and template revisions that vendors can actually follow.We talk about capacity like operators do: splitting the team so daily buying continues while a focused group drives implementation on deadline. Sherry shares how to use bill tracking tools to catch amendments that change scope at the last minute, and how to communicate updates to counties, cities, schools, and vendors in plain language. We also dig into sponsor relationships and why a short, proactive email confirming a policy launch or contract award earns lasting trust at the capitol. When vendors escalate, transparency about protests and resolution processes turns conflict into clarity.If you care about public procurement, legislative implementation, vendor communication, and building leaders who think in laws and deliver in practice, this one's for you. Listen, share with your team, and leave a review telling us your best post-session habit.Follow & subscribe to stay up-to-date on NASPO!naspo.org | Pulse Blog | LinkedIn | Youtube | Facebook
In part one of our discussion with Sherry Neas, Division Director of Shared Services for North Dakota's OMB, we walk through a practical framework for pre-session preparation, stakeholder alignment, and testimony that actually moves the needle.We start with the pre-legislative rhythm: weekly collaboration with higher ed, monthly sessions with state agencies, and a quarterly procurement advisory council that surfaces policy gaps early. Sherry explains how to decide what belongs in statute versus guidelines, why governments express authority matters, and how opening a law invites amendments you need to anticipate. Then we dive into testimony craft—writing with busy legislators in mind, using concrete examples, pausing for questions, and closing with a crisp call to action. We talk media training, committee protocol, and choosing speakers who want the podium and can handle rapid-fire questions.Once the session heats up, systems and teamwork take over. Sherry details a bill tracking workflow, cross-division assignments, and the necessity of freeing someone's time to focus on legislative work. We get into internal approvals—how subject matter experts, legal counsel, leadership, and the governor's office align positions with policy, resources, and fiscal notes. When stakeholders disagree, she shows how to prevent surprises by briefing sponsors and chairs early, proposing amendments, and keeping associations in the loop. And when controversy sends a bill to conference committee, Sherry treats it like a complex RFP: listen first, map concerns, iterate toward solutions, and support the carrier with clear talking points.If you're a procurement leader navigating legislative season, this conversation offers a repeatable playbook: begin with the end in mind, engage stakeholders early, testify with clarity, and build relationships through respect and helpfulness. Subscribe, share with your team, and leave a review telling us your best tip for surviving the session storm.Follow & subscribe to stay up-to-date on NASPO!naspo.org | Pulse Blog | LinkedIn | Youtube | Facebook
Today is Monday, January 19. Here are the latest headlines from the Fargo, North Dakota area. InForum Minute is produced by Forum Communications and brought to you by reporters from The Forum of Fargo-Moorhead and WDAY TV. For more news from throughout the day, visit InForum.com.
01/19/26: Trygve Hammer is a retired Marine Corps officer and a veteran of the Global War on Terror. In his civilian life, he taught 7-12 grade science in a rural school, worked on oil rigs in the Bakken, as a freight rail conductor, and as a counselor for Job Corps in Minot. In 2024, Hammer received 30% of the statewide vote while Fedorchak received 70%, and he announced with Joel that he will be running against Congresswoman Fedorchak again this year. (Joel Heitkamp is a talk show host on the Mighty 790 KFGO in Fargo-Moorhead. His award-winning program, “News & Views,” can be heard weekdays from 8 – 11 a.m. Follow Joel on X/Twitter @JoelKFGO.)See omnystudio.com/listener for privacy information.
01/19/26: Joel Heitkamp is joined on "News and Views" by former United States Senator, Kent Conrad, to remember their friend, Byron Knutson, who passed away December 6. Joel also gets Senator Conrad's take on the current political climate around Greenland and the United States. Byron Knutson, who joined Martin Luther King Jr., in the 1965 voting rights march from Selma toMontgomery, Ala., passed away December 6 in Bismarck at 96, surrounded by family. North Dakota voters elected Knutson to serve as legislator, insurance commissioner, and labor commissioner. He served in the Korean War as a Marine in the 1950s. (Joel Heitkamp is a talk show host on the Mighty 790 KFGO in Fargo-Moorhead. His award-winning program, “News & Views,” can be heard weekdays from 8 – 11 a.m. Follow Joel on X/Twitter @JoelKFGO.)See omnystudio.com/listener for privacy information.
How bougie are you really? Take our food quiz featuring foods most Americans haven't tried, from escargot to turtle soup, plus in the headlines there is a new Bighorn Sheep record in North Dakota and a Montana National Guard pilot is fined over antler shed hunting. Join radio hosts Rebecca Wanner aka ‘BEC' and Jeff ‘Tigger' Erhardt (Tigger & BEC) with the latest in Outdoors & Western Lifestyle News! How Bougie Is Your Palate? Take the Ultimate Food Experience Quiz Think you're adventurous when it comes to food? We put together a quiz featuring 25 foods from around the USA that test just how refined—or daring—your taste buds really are. From escargot and frog legs to turtle soup and other uncommon delicacies, the results may surprise you. Studies suggest the average American has only tried about five of these foods. How many can you check off? Listen to take the quiz and find out where you rank on the bougie scale. Have You Tried? Octopus Escargot Squid Frog Legs Turtle or Turtle Soup Sauerkraut SPAM Just a few to get your mouth watering... or NOT. Listen to hear how we did on this quiz! Outdoor News: Record Bighorn Sheep Taken in North Dakota According to KFYR TV, Thirty-year-old Nick Schmitz of, N.D., shot the ram from 346 yards on Oct. 31, west of Grassy Butte, with his .270 Winchester, Leupold LP 5 scope, using Federal Fusion 130 grain rounds. The ram was officially scored a 194. The 10.5-year-old ram weighed 264 pounds off the hoof. The previous state record was 186 3/8 and was held by David Suda of Fargo. The world record was shot in South Dakota in 2018 by Clayton Miller, scoring 209 1/8. Reference: https://www.kfyrtv.com/2025/11/12/mekinock-nd-hunter-shoots-state-record-bighorn-sheep/ Montana National Guard Pilot Fined for Using Military Helicopter to Collect Elk Antlers According to Outdoor Life, a Montana National Guard helicopter pilot has pleaded no contest after using a military aircraft to collect elk antlers on a private ranch without permission. Deni Lynn Draper, a part-time National Guard pilot, admitted no contest to a criminal trespassing charge tied to a May 2025 incident in Sweet Grass County. Prosecutors say Draper and two other servicemen landed a Black Hawk helicopter on a private ranch to gather shed elk antlers. Draper was fined $500, the maximum penalty for the misdemeanor, and his sentencing was deferred for six months. If he avoids further legal trouble, the charge could be cleared from his record. The judge said Draper was held to a higher standard because of his military service. As part of the agreement, Draper also gave up any claim to the antlers, which were seized by state wildlife officials and will be returned to the landowner. The other two servicemen involved have pleaded not guilty and still face criminal trespassing charges, with court hearings scheduled later this month. The Montana National Guard confirmed it conducted a separate internal investigation into the incident. Guard leaders say policies have since been updated to strictly ban antler collecting on any land using military resources. Officials emphasized that while the court case addresses trespassing, additional consequences could still come through military channels, reinforcing that misuse of government equipment will not be tolerated. Reference https://www.outdoorlife.com/hunting/montana-national-guard-shed-hunting-plea/ OUTDOORS FIELD REPORTS & COMMENTS We want to hear from you! If you have any questions, comments, or stories to share about bighorn sheep, outdoor adventures, or wildlife conservation, don't hesitate to reach out. Call or text us at 305-900-BEND (305-900-2363), or send an email to BendRadioShow@gmail.com. Stay connected by following us on social media at Facebook/Instagram @thebendshow or by subscribing to The Bend Show on YouTube. Visit our website at TheBendShow.com for more exciting content and updates! https://thebendshow.com/ https://www.facebook.com/thebendshow WESTERN LIFESTYLE & THE OUTDOORS Jeff ‘Tigger' Erhardt & Rebecca ‘BEC' Wanner are passionate news broadcasters who represent the working ranch world, rodeo, and the Western way of life. They are also staunch advocates for the outdoors and wildlife conservation. As outdoorsmen themselves, Tigger and BEC provide valuable insight and education to hunters, adventurers, ranchers, and anyone interested in agriculture and conservation. With a shared love for the outdoors, Tigger & BEC are committed to bringing high-quality beef and wild game from the field to your table. They understand the importance of sharing meals with family, cooking the fruits of your labor, and making memories in the great outdoors. Through their work, they aim to educate and inspire those who appreciate God's Country and life on the land. United by a common mission, Tigger & BEC offer a glimpse into the life beyond the beaten path and down dirt roads. They're here to share knowledge, answer your questions, and join you in your own success story. Adventure awaits around the bend. With The Outdoors, the Western Heritage, Rural America, and Wildlife Conservation at the forefront, Tigger and BEC live this lifestyle every day. To learn more about Tigger & BEC's journey and their passion for the outdoors, visit TiggerandBEC.com. https://tiggerandbec.com/
Coming Down the Pipe... [0:00] - The intro for Season 21 of The Pipeline Show [1:14] - Guy has some News and Notes from the WHL, BCHL and NCAA plus the guest list for this week. [15:30] - Mike Farwell is the voice of the Kitchener Rangers and he joins Guy this week to recap a busy OHL trade deadline. Now that it's done, which teams made the most noise and who is poised for a championship run? [50:43] - The QMJHL appears to be coming down to two or three teams. RDS reporter Stephane Leroux is our guide to the post-trade deadline QMJHL and offers his thoughts on who and what to watch for the rest of the season. [1:18:18] - The 2026 Draft Spotlight segment wraps things up for this week featuring one of the top ranked players in the entire Class of 2026; defenceman Keaton Verhoeff from the University of North Dakota.
HEY! We encourage you to listen to this show as part of the "Happy Hour with John Gaskins" daily podcast, which you can find at SiouxFallsLive.com, and most podcast platforms like the one you find here! So, if you enjoy the topics Matt & John cover, you'll get those topics, plus relevant local guests, every Monday through Thursday on Happy Hour... so we highly recommend you check that out!We are living in a college sports Bizarro World. Indiana is the No. 1 football team in America, while Nebraska sports the No. 8 men's basketball team. Let that sink in. In a "Nobody's Listening Anyway" episode that included plenty of the usual Jackrabbits, Coyotes, FCS, transfer port and Summit League basketball banter, Sioux Falls Live sports editor Matt Zimmer and the Happy Hour host took some time to digest this "what planet are we on" concept — Hoosiers football and Huskers basketball on heaters. Zim explains why he is enjoying Curt Cignetti and Indiana's rise, and not just because it is a once-in-a-lifetime rags-to-riches football story. Plus, Zim is engages the host — not just a Husker football zealot but a long-suffering "Nebrasketball" nut — about the excitement of Fred Hoiberg's squad potentially taking Big Red basketball to where it has never been. Other topics covered: * Why not nearly as many USD fans will become nearly as engaged in Hawkeye football with L.J. Phillips playing in Iowa as SDSU fans who hopped on the train with Mark Gronowski * Griffin Wilde getting a much more experienced and famous offensive coordinator at Northwestern — former Oregon, 49ers, and Eagles head coach Chip Kelly — than his former SDSU OC Zach Lujan * Former SDSU and Washington State offensive coordinator Danny Freund landing not with former SDSU head coach Jimmy Rogers at Iowa State, but back at North Dakota, where he was the OC before coming to Brookings in 2024 and Pullman in '25 * The monster basketball showdowns SDSU's men and women have with North Dakota State this week * Why O'Gorman boys basketball coach Derek Robey — who announced Friday that after 40 seasons and six state titles that this season will be his last — is "one of the most underrated coaches in South Dakota history," not just for high school hoops, but all sports at all levels.
Today's central theme revolves around the significant winter weather conditions that are anticipated to impact various regions, particularly the Great Lakes and Interior Northeast. The Weather Prediction Center has identified a high likelihood of severe snow accumulation, with multiple winter storm and blizzard warnings currently in effect across several states. In particular, Alaska continues to face winter hazards, while California is under dense fog advisories and expects Santa Ana winds. Michigan and New York also remain vigilant as lake effect and system snow persist, potentially leading to hazardous travel conditions. As we delve into the specifics of this weather forecast, we underscore the importance of remaining informed and prepared for the challenges posed by these winter storms.Takeaways:* The Weather Prediction Center indicates a high probability of impactful snow across the Great Lakes.* Winter storm and blizzard warnings are currently active in the Interior and western regions of the country.* California is experiencing dense fog advisories in the Central Valley and Bay Area today.* Wind chills are expected to drop significantly below zero in North Dakota tonight and into Saturday.* Pennsylvania will see winter weather advisories this evening with potential for heavy snow showers.* Texas is bracing for a strong cold front, leading to gusty winds and possible light snow.Sources[NWS Fairbanks | https://forecast.weather.gov/wwamap/wwatxtget.php?cwa=usa&wwa=winter%20storm%20warning][NWS Fairbanks (Blizzard) | https://forecast.weather.gov/showsigwx.php?product1=Blizzard%20Warning&warnzone=AKZ821][NWS Anchorage | https://forecast.weather.gov/wwamap/wwatxtget.php?cwa=usa&wwa=winter%20weather%20advisory][NWS Hanford | https://www.weather.gov/hnx/][NWS San Francisco Bay Area (AFD citing fog advisory) | https://forecast.weather.gov/product.php?issuedby=mtr&product=afd&site=mtr][NWS San Diego | https://www.weather.gov/sgx/][NWS Grand Rapids (Advisory) | https://forecast.weather.gov/wwamap/wwatxtget.php?cwa=grr&wwa=winter%20weather%20advisory][NWS Gaylord (Advisory) | https://forecast.weather.gov/wwamap/wwatxtget.php?cwa=usa&wwa=winter%20weather%20advisory][NWS Buffalo (HWO & Warning) | https://forecast.weather.gov/product.php?issuedby=BUF&product=HWO&site=NWS][NWS Buffalo (Warning details) | https://forecast.weather.gov/showsigwx.php?warnzone=NYZ006&product1=Lake%20Effect%20Snow%20Warning][NWS Bismarck (Warnings/Advisories) | https://www.weather.gov/bis/][NWS Bismarck point forecast (High Wind) | https://forecast.weather.gov/MapClick.php?lat=46.80536&lon=-100.77933][NWS State College (Advisories/HWO) | https://forecast.weather.gov/wwamap/wwatxtget.php?cwa=ctp&wwa=hazardous%20weather%20outlook][NWS State College (Advisory text) | https://forecast.weather.gov/wwamap/wwatxtget.php?cwa=usa&wwa=winter%20weather%20advisory][NWS Aberdeen (Advisory) | https://forecast.weather.gov/wwamap/wwatxtget.php?cwa=usa&wwa=winter%20weather%20advisory][NWS Aberdeen Office Page | https://www.weather.gov/index.php/abr/][NWS Austin/San Antonio (Front and winds) | https://www.weather.gov/ewx/forecasts][NWS Amarillo (snow chance) | https://www.weather.gov/ama/ama/winter][NWS Duluth (Iron County Warning) | https://forecast.weather.gov/wwamap/wwatxtget.php?cwa=usa&wwa=winter%20storm%20warning][NWS Cheyenne (Warnings) | https://www.weather.gov/cys/highwind][NWS Cheyenne WWA text | https://www.weather.gov/wwamap/wwatxtget.php?cwa=cys&wwa=all] This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit emnetwork.substack.com/subscribe
Today is Friday, January 16. Here are the latest headlines from the Fargo, North Dakota area. InForum Minute is produced by Forum Communications and brought to you by reporters from The Forum of Fargo-Moorhead and WDAY TV. For more news from throughout the day, visit InForum.com.
01/16/26: Mac Schneider served as the US Attorney for the District of North Dakota, and while working as an attorney in private practice, he also represented Grand Forks’ District 42 in the North Dakota Senate from 2008 to 2016. At least six career prosecutors in the Minneapolis U.S. Attorney's office — including Assistant U.S. Attorney Joe Thompson — have resigned as the office continues to face pressure to treat the investigation of the fatal shooting of a Minneapolis woman by an ICE officer as an assault on a federal officer case. Read more. (Joel Heitkamp is a talk show host on the Mighty 790 KFGO in Fargo-Moorhead. His award-winning program, “News & Views,” can be heard weekdays from 8 – 11 a.m. Follow Joel on X/Twitter @JoelKFGO.)See omnystudio.com/listener for privacy information.
North Dakota Ag Commissioner Doug Goehring discusses the Farmer Bridge Assistance Program. See omnystudio.com/listener for privacy information.
In North Dakota, the 2026 election cycle isn't really going to be about whether our state is governed by Republicans or Democrats. It's going to be about which type of Republicans hold the majority. So far, the state's traditional Republicans have been successful in holding the line against a rising tide of populists invigorated by the Trump era, but the populists have managed to capture control of key leadership positions within the NDGOP. They hold a slim majority of district chairs, which in turn has allowed them to elect one of their own as state party chair. The populists will likely endorse their preferred candidates at the party's local and statewide conventions. The tradional, normie Republicans will mostly take their case to the voters on the June primary ballot. District 3, in Minot, may well be key ground in this battle. The state House incumbents here are Rep. Jeff Hoverson and Rep. Lori VanWinkle, two bible-thumping religious zealots who are notorious for promoting culture war issues and little else. They face a challenge from Tim Mihalick and Blaine DesLauriers, who say they'd like to go to Bismarck to support Gov. Kelly Armstrong's agenda. "I really like what Governor Armstrong has brought to the table," DesLauriers said on this episode of Plain Talk. "I think he needs more allies that think and act like him and that's what I want to do." For his part, Mihalick says he'd like to bring a more collaborative approach to the legislature. Reacting to comments Hoverson made declaring people who disagree with him as "enemies," Mihalick says he doesn't see politics that way. "I don't see [political opponents] as my enemies," he told us. "I spent my life negotiating and recognizing that everybody needs to win when you complete a deal." We asked the two candidates if Armstrong asked them to run. "Yeah, he did," Mihalick said. DesLauier said that while Armstrong hasn't officially backed their candidacies yet, "we're expecting his endorsement." Also on this episode, we discussed the ongoing questions about finances at the F5 Project, a high-profile, Fargo-based nonprofit. Me and co-host Chad Oban also discussed the resgination of Nico Rios, and the upcoming special session. If you want to participate in Plain Talk, just give us a call or text at 701-587-3141. It's super easy — leave your message, tell us your name and where you're from, and we might feature it on an upcoming episode. To subscribe to Plain Talk, search for the show wherever you get your podcasts or use one of the links below. Apple Podcasts | Spotify | YouTube | Pocket Casts | Episode Archive
In North Dakota, the 2026 election cycle isn't really going to be about whether our state is governed by Republicans or Democrats. It's going to be about which type of Republicans hold the majority. So far, the state's traditional Republicans have been successful in holding the line against a rising tide of populists invigorated by the Trump era, but the populists have managed to capture control of key leadership positions within the NDGOP. They hold a slim majority of district chairs, which in turn has allowed them to elect one of their own as state party chair. The populists will likely endorse their preferred candidates at the party's local and statewide conventions. The tradional, normie Republicans will mostly take their case to the voters on the June primary ballot. District 3, in Minot, may well be key ground in this battle. The state House incumbents here are Rep. Jeff Hoverson and Rep. Lori VanWinkle, two bible-thumping religious zealots who are notorious for promoting culture war issues and little else. They face a challenge from Tim Mihalick and Blaine DesLauriers, who say they'd like to go to Bismarck to support Gov. Kelly Armstrong's agenda. "I really like what Governor Armstrong has brought to the table," DesLauriers said on this episode of Plain Talk. "I think he needs more allies that think and act like him and that's what I want to do." For his part, Mihalick says he'd like to bring a more collaborative approach to the legislature. Reacting to comments Hoverson made declaring people who disagree with him as "enemies," Mihalick says he doesn't see politics that way. "I don't see [political opponents] as my enemies," he told us. "I spent my life negotiating and recognizing that everybody needs to win when you complete a deal." We asked the two candidates if Armstrong asked them to run. "Yeah, he did," Mihalick said. DesLauier said that while Armstrong hasn't officially backed their candidacies yet, "we're expecting his endorsement." Also on this episode, we discussed the ongoing questions about finances at the F5 Project, a high-profile, Fargo-based nonprofit. Me and co-host Chad Oban also discussed the resgination of Nico Rios, and the upcoming special session. If you want to participate in Plain Talk, just give us a call or text at 701-587-3141. It's super easy — leave your message, tell us your name and where you're from, and we might feature it on an upcoming episode. To subscribe to Plain Talk, search for the show wherever you get your podcasts or use one of the links below. Apple Podcasts | Spotify | YouTube | Pocket Casts | Episode Archive
Two teams will enter undefeated on Saturday in conference play, and one will leave with their first Summit League loss of the season when St. Thomas plays NDSU in Fargo on Saturday afternoon. After a big win for the Tommies on Thursday night against North Dakota it's “game on” for a big Saturday tilt. The Tommie men are tied for first place in the CCHA heading into a weekend series hosting Bemidji State. Congrats to coach Caruso who will be inducted into the Minnesota Football Coaches Association Hall of Fame. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Clint Boyd, North Dakota's State Paleontologist, has found a new Tyrannosaurus rex skeleton at a dig site in southwest North Dakota. Boyd said to his knowledge this is the third partial T. rex skeleton found in North Dakota. And, notes that this is one of his biggest finds. But, the hope is that there is much more as they start digging in that area. All the bones found were at surface level. See omnystudio.com/listener for privacy information.
In this deeply inspiring episode, Amb. Elisha sits down with Lance Cayko—architect, builder, real estate developer, and host of the top-ranked podcast Inside the Firm—to explore what it truly means to be fruitful and multiply in business, faith, and life.
In 1861, President Abraham Lincoln appointed Dr. William Jayne as territorial governor. Jayne recognized that the territory needed some form of defense. The legislature passed "An Act to Organize and Discipline the Militia of the Territory of Dakota."
Today is Thursday, January 15. Here are the latest headlines from the Fargo, North Dakota area. InForum Minute is produced by Forum Communications and brought to you by reporters from The Forum of Fargo-Moorhead and WDAY TV. For more news from throughout the day, visit InForum.com.
01/15/26: Joel Heitkamp is joined by former Congressman and current Governor of North Dakota, Kelly Armstrong, for a conversation on the ICE attacks in Minnesota, the North Dakota special session next week, and he shares his comments on a retirement announcement. (Joel Heitkamp is a talk show host on the Mighty 790 KFGO in Fargo-Moorhead. His award-winning program, “News & Views,” can be heard weekdays from 8 – 11 a.m. Follow Joel on X/Twitter @JoelKFGO.)See omnystudio.com/listener for privacy information.
Jim and Todd welcome back a familiar face to the Bourbon Road: Drew Hannush, the host of the Whiskey Lore podcast and author of the massive new travel compendium, Experiencing American Whiskey . With the 2026 edition of his book hot off the press, Drew joins the hosts to discuss the monumental task of documenting over 1,000 distilleries across all 50 states . From the historic roots of Kentucky to the surprising whiskey scenes in states like New York and North Dakota, Drew shares stories from the road and tips for planning the ultimate whiskey adventure In the second half of the show, the trio dives into a "virtual road trip" tasting, sampling three distinct craft whiskeys from across the country. Todd kicks things off with a pour from Michigan: New Holland's "Walleye Run" Malted Rye Whiskey. This barrel pick, selected by friend of the show Dusty Dan, surprises the group with delightful notes of "grilled peaches" and a unique fruit-forward profile that defies typical rye expectations. Next, Drew introduces a true curiosity from Virginia: Malarkey Distilling's "Smokehouse" Whiskey. This experimental spirit is finished with wood staves that were smoked alongside pounds of bacon, resulting in a savory, meaty profile that Drew likens to a "bacon-smoky Tootsie Roll" . It's a polarizing but fascinating pour that proves there's always something new to discover in American whiskey. Finally, Jim heads west to Nevada for a sip of Frey Ranch Estate Grown Straight Rye Whiskey. Known for their "ground-to-glass" operation, Frey Ranch delivers a robust 100% rye mash bill that showcases the terroir of the high desert with classic spice and a rich mouthfeel. Throughout the episode, Drew offers insights into the shifting landscape of craft whiskey, highlighting how states like New York and Ohio are becoming major players . He also shares a fun travel tip for those visiting their 50th state: the "Save the Best for Last" club in Fargo, North Dakota . Tune in for a globetrotting conversation that will inspire your next distillery road trip! Be sure to check out our private Facebook group, "The Bourbon Roadies" for a great group of bourbon loving people. You will be welcomed with open arms!
Keith explores two big themes shaping real estate investors' futures: Why more Americans are becoming "forever renters"—and how long-term lifestyle and demographic shifts (not just today's prices and rates) are quietly reshaping the demand for rentals. The growing conversation around eliminating property taxes—which states are making the most noise, and why the real issue isn't whether property taxes go away, but what would realistically replace them. Keith also zooms out for a quick year-end tour of major asset classes—from stocks and real estate to metals and crypto—so listeners can see where real estate fits in the broader investing landscape and what these shifts might mean for their wealth-building strategy. Episode Page: GetRichEducation.com/588 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments. For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text 1-937-795-8989 to speak with a freedom coach Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review" For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com or text 'GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript: Keith Weinhold 0:01 Welcome to GRE. I'm your host. Keith Weinhold, the Forever renter trend keeps getting embedded deeper into American culture. What's behind it? It's more than just finances. Then there's been more talk about eliminating property taxes, if they go away, what replaces them? And we'll discuss more today on get rich education. Keith Weinhold 0:27 Since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors, and delivers a new show every week since 2014 there's been millions of listener downloads of 188 world nations. He has a list show guests include top selling personal finance author Robert Kiyosaki. Get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast, or visit get rich education.com Corey Coates 1:12 You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education. Keith Weinhold 1:28 Welcome to GRE from Jamestown, New York to Jamestown, North Dakota and across 108 nations worldwide. I'm Keith Weinhold, and this is get rich education. Most investments reduce your income until you can start drawing on it and paying taxes on it in your 60s. That's a lot of decades of living below your means. Here learn how to grow your means and invest in vehicles that pay you when you're young enough to enjoy it and pay you five ways tax advantaged. Hey, there's a big misunderstanding about the housing market taking place right now. Yes, today's higher cost of home ownership contributes to Americans renting longer, for sure, but let's not make the mistake of thinking this is a new phenomenon just because home prices moved higher or mortgage rates began normalizing again a few years ago, that's not what it's about Americans renting longer. That is a trend decades in the making, and it has had and will continue to have major implications on the rental housing market decades into the future, buying your first home at 25 that was your grandparents or maybe your parents. Today, it kind of goes like this in life's journey for the wannabe homeowner, First comes the gray hair, then comes the mortgage. Last year, we learned that the average first time homebuyer age in America has moved up to 40. Back in 1981 it was age 29 per the NAR. More specifically one's real estate journey, it basically now goes like this, rent, rent, rent, have roommates again, go back to renting, chiropractor, Bank of mom and dad, then a mortgage maybe. Keith Weinhold 3:34 Yeah, the home ownership rate, it keeps falling among every age group, most sharply among 30 somethings. The translation here is that more renters are coming. For those in their 30s, the home ownership rate maxed out at 69% in 1980 it's fallen to just 47% today. Those that are older, for those in their 40s, the homeownership rate maxed out at 78% in 1982 it has fallen to just 62% today and so on. Every 10 year age group all the way to those age 80 plus, the homeownership rate has fallen for all of them over the decades too, every single age cohort. The home ownership rate has fallen over the decades, and that is all per the Census Bureau. I'll tell you why this forever renter trend just keeps strengthening in a moment. But if you don't own your home, here are your current housing options. You can live with your parents. Yes, welcome back childhood bedroom with those glow in the dark stars on the ceiling. Sadly, you can be homeless. That is really not good. Or the other option is you can rent something nice, new, modern, and energy eficient. The group in which home ownership has fallen the most are those 30 somethings. 20 somethings aren't even part of what the Census Bureau reported here. It fell most sharply in the 1980s and then again, after the great recession. And here's what I know you might be thinking because we have some of the smartest listeners around. I bet that during times that buying was cheaper than renting, the trend reversed. That's what you might be thinking. No, it didn't. Regardless of what is cheaper, over time, the home ownership rate just keeps falling despite those periods, whatever is cheaper renting or owning now the overall home ownership rate that's fallen just since 2023 from 66% down to 65% that might not sound like much, but a Full 1% drop there means 1.3 million new renters already, just since 2023 and now you might be thinking, well, this is like totally because home prices and mortgage rates have been higher since that time. They've been higher since 2023 you are, in fact, somewhat correct about the affordability on a median priced home today, which is around 420k, I mean a 10% down payment and closing costs, that means you're out of pocket, probably more than 50k and it's 100k plus for a 20% down payment. And this is often an insurmountable hurdle without financial help from the Bank of mom and dad. But this is all part of a longer, multi decade set of trends. And look, a lot of these trends don't have much of anything to do with finances. People are renting longer because Americans wait longer to marry and have kids, and this has persisted, whether economic cycles are good or bad, and certainly, regardless of what mortgage rate levels are, younger generations value flexibility. That's another reason people are renting longer. Also 30 somethings are just simply more comfortable with subscription models like renting. I mean, look at Netflix and Uber and Spotify. It's been decades since anyone actually bought DVDs or CDs. Yeah, renting is just sort of another subscription model. More. Boomers are also renting for convenience. They would rather play pickleball instead of mow a lawn. This is something that they figured out a while ago. Also higher consumer and educational debt keeps people renting. You've got buy now, pay later. Companies like Klarna that are booming and mortgage eligibility got sucked from souls when all this happened? Hey, I've got more a ton of reasons for why more and more people are renters today, and how this trend is your friend if you are a rental property investor. Keith Weinhold 8:13 Also, let's be mindful when we broke the gold standard in 1971 asset prices took off like a Blue Origin launch, and wages stagnated. That makes it tough to patch together a down payment and look, there is still an antiquated notion out there that apartments especially are like replete with paper thin walls and one in every five units is a meth lab. Have you toured apartment buildings, fourplexes, duplexes and single family rentals built in the last 10 years? Sheesh. Great amenities. Expect to see granite countertops, patios, fenced yards, gyms, sometimes even pet spas at Class A apartments, washer, dryer in unit. I mean, that has been standard for a long time, LED lighting, smart locks, increasingly office nooks for remote workers. Those are the modern amenities that you find in a rental. So the bottom line here is that as Americans age, there is an elongated renter stage of life. It's not just prices or rates, it is lifestyle. And this is why, even when affordability improves, the homeownership rate should continue to drop. More rental demand is coming. So yes, an elongated renter stage, this forever renter, if you will. That is somewhat about finances, but it is more, and this shapes the landlordtenant landscape for decades. And of course, your advantage here at GRE is even if you live in a High Cost part of the nation, we know how to buy here, say, a brand new build to rent single family property in an investor advantage place like Indiana, Missouri, Alabama or Florida, and we get it for, say, 300k or so, and you get a tenant that will pay you rent for four years or more in a lot of cases. So we've been talking about where the rental demand is coming from. It is both a lifestyle choice and a financial consideration for your tenant. Now this forever renter trend, that's something that really matters if you are providing housing to people. But some real estate trends just move so slowly, so glacier like that, you can kind of get lulled to sleep, until one day you look up and a trend has crystallized like the one that I just described. Let's compare a trend like that to something that people think matters a lot, and this does matter, but its importance is overinflated, and that is, for example, the President's nomination of a new Fed chair this year, and how that's going to move the real estate market. No, not as much as people think, as we've learned here, mortgage rates actually don't have that much to do with home prices. And yes, mortgage rates do move. They are correlated with the Fed funds rate. Yes, they are. When one is high, the other will be high. When one is low, the other will be low. They just don't move in direct lockstep. Let's listen in to the remarks of one Donald John Trump on the matter, because he talks about housing here. This is about a minute long, and then I come back to comment when Trump says him, he is apparently pointing to Treasury Secretary Scott Besant, who was in the room at the time, but as you'll hear, he's not expected to be the Fed Chair selection. Speaker 1 12:06 Have you started the interviews for the Fed chair? Yes. Who have you interviewed? Ithink I already know my choice well. I like to him, but he's not going to take the job very fast. You like Treasury better, right? Much better, sir. So we are talking to various people and the I mean, frankly, I'd love to get the guy currently, and they're out right now,but people are holding me back. He's done a terrible job, hurting housing a little bit. The truth is, we've been so successful, we've blown past his interest rate. Stupidity. He's been wrong. That's why I call him too late. He's too late. Jerome, too late. Powell, he was recommended to me by a guy that made a bad, you know, bad choice, and it's too bad. But despite that, it's having very little impact, because we have, you know, we have all of these things happening, but it has an impact on housing to a certain extent. He's a fool. He's a stupid man, but we have some very good people Keith Weinhold 13:09 yeah. So this matters, but it's as much entertainment and almost comedy against a demographic trend like the Forever renter propensity, a calendar year recently ended. It's time to make a quick rundown of the overall investing landscape. Once in a while we do that. It's good to check the movement on other asset classes outside real estate. It's our asset class rundown for last year, the s, p5, 100 was up nearly 17% that's the third year in a row of double digit gains in the year that Warren Buffett stepped down as CEO of Berkshire Hathaway, there's a warning. The S and P Schiller price to earnings ratio soared above 40 for only the second time in history. That's an indicator that stocks are overvalued. The only other time that happened was during the.com bubble in real estate, single family home values were up about 2% per the NAR just over 1% per Kay Shiller, apartment building values were flat to a slight decline. There is no such thing as an official apartment building Price Index, CPI inflation, up almost 3% on the year. It now hasn't been at the Fed's target of 2% or lower for a calendar year since 2019 Yeah, it has run hot all that time. Last year, mortgage rates fell from 6.9% to 6.2% and then, as you would expect, the yield on the 10 year treasury note also fell from 4.6 to 4.2 The dollar fell hard with a thud down 9% its worst performance since 2017 WTI oil prices fell from 70 bucks to $58 that's an 18% decline, but really the story of the year among all asset. Classes is what happened with precious metals, gold up a staggering 68% over the past year, touching an all time high of about $4,500 silver, up about 155% leaving investors flabbergasted and slack jawed, touching an all time high of over $80 platinum and palladium had near triple digit gains the real price of gold. This means inflation adjusted even jumped to its all time high last year, significantly surpassing the previous peaks of 1980 2011, and 2020. Realized this. More than 80% of all the recoverable gold on earth has already been extracted. Silver has been the top performing major asset class. In fact, today, a little one ounce silver coin is worth more than a 300 pound barrel of oil. Sticking with the topic of metals, inflation finally killed a penny. The last one was minted in 2025 in Philadelphia, ending a continuous run of the US minting the penny since 1792 no more. Bitcoin was down 6% falling from 93k to 87k the NASDAQ is aiming for near round the clock trading. It currently trades 16 hours a day, five days a week. They are looking to go up to 23 hours a day, five days a week in the second half of this year. That's our year end asset class rundown Keith Weinhold 16:34 coming up in future weeks of the get rich education podcast. I am going to do an episode on overpopulation versus underpopulation? Is the world over or underpopulated, and is the United States over or underpopulated? This obviously has huge implications for the housing market. Then on another episode, we're going to discuss a real estate axis strategy we've never discussed before, called the 721 exchange. Now you might have heard of the better known 1031 tax deferred exchange, but the 731 is different. When you get older as a property owner and you realize that you don't want the hassles of landlording anymore, you can sell your properties to a partnership. The 721 exchange dictates that this is not a taxable event, and therefore no capital gains taxes or depreciation recapture are due. Property owners still get the benefits of cash flow and the appreciation across a greater number of properties and markets, and it's a great estate planning tool as well. Yes, that's the 721, exchange. We are going to cover it here. When it comes to investment real estate, I guess we cover nearly everything that's coming up on a future episode. As for today, we're talking about property taxes, if they go away, what replaces them that comes up shortly? Visit get richeducation.com to learn more about how we help you and what we do, and to get connected with real estate. Pays five ways type of properties. Visit gre marketplace.com. I'm Keith Weinhold. You're listening to get rich education. Keith Weinhold 18:23 You know, most people think they're playing it safe with their liquid money, but they're actually losing savings accounts and bonds don't keep up when true inflation eats six or 7% of your wealth. Every single year, I invest my liquidity with FFI freedom family investments in their flagship program. Why? Fixed 10 to 12% returns have been predictable and paid quarterly. There's real world security backed by needs based real estate like affordable housing, Senior Living and health care. Ask about the freedom flagship program when you speak to a freedom coach there, and that's just one part of their family of products. They've got workshops, webinars and seminars designed to educate you before you invest. Start with as little as 25k and finally, get your money working as hard as you do. Get started at Freedom family investments.com/gre, or send a text. Now it's 1-937-795-8989,yep, text their freedom coach directly. Again, 1-937-795-8989, Keith Weinhold 19:34 the same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage, start your pre qual and even chat with President chailey Ridge personally while it's on your mind. Start at Ridge lending group.com that's Ridge lending group.com Jim Rickards 20:05 this is author Jim Rickards. Listen to get rich education with Keith Weinhold, and don't quit your Daydream. Keith Weinhold 20:22 Welcome back to get rich education. Episode 588 for the 12th consecutive year here, I'm your host. Keith Weinhold, I look forward to perhaps meeting you in person this coming weekend, as I'll be attending the real estate guys create your future goals retreat event in Colorado Springs. You probably remember that we have had the events host and leader, Robert Helms, of the real estate guys on the show with us here several times in the past. What a class act I am spending a few extra days after the event in Colorado Springs to both look at local real estate in that market and climb the Manitou incline, that's this grueling climbing challenge up a slope of Pikes Peak. If you want to climb with me after the real estate guys event, bring your running shoes and I'll lead a group of us up there Keith Weinhold 21:13 if property taxes go away, what replaces them? Realtor.com recently had a terrific article about this that you can look up the property tax revolt is spreading, but the replacement plan isn't let's look at the probability and possibility of eliminating property tax. Think about how property tax elimination would increase the value of your property well, because now every buyer could afford to pay more, since they won't have that property tax expense. And of course, if you were to remove property tax as a line item from your income and expense statement, your cash flow could double, triple, or even five or 10x depending on your current cash, on cash return. But that cash flow part is less likely because most efforts to eliminate the property tax, they focus on homes, primary residences. Well, several states have either active legislation efforts or these sort of informal grassroots movements to significantly cut down or just totally abolish property tax, but no state has fully eliminated them yet. The most prominent efforts are in five states, most notably Florida, where Governor Ron DeSantis has made the most noise about it. He proposed eliminating property taxes on homesteaded which are primary residence properties, and he aims for a constitutional amendment on the November ballot to achieve this, that is 10 months from now. And that proposal, it's still pretty early in the legislative stages, and the state is also considering property tax rebates in the meantime. Now, even if you own rental property, and property tax were only eliminated on primary residences, it would still cause the value of your property to boom pretty nicely, even if it didn't help the cash flow. The state that's made the second most noise is Ohio. A grassroots organization has called Citizens for property tax reform. They have actively campaigned to place a constitutional amendment on their ballot that would just totally abolish property taxes statewide. Third most is Kansas. They propose legislation and that aims to effectively bump up sales tax to replace property tax. The fourth out of five is North Dakota. Let's look at what they're doing following a failed 2024, ballot measure to just totally abolish the property tax outright. Well, there's a new proposal from the governor, and that seeks this phased out elimination for most homeowners over a decade. And see, North Dakota has a slightly better chance of pulling that off, because they can fund that from the state's Legacy Fund, that's their oil well fund, and then making the fifth most abolition of property tax noise is my home state of Pennsylvania. Lawmakers have introduced bills to eliminate all property tax. They also aim for a constitutional amendment to put that issue before the voters. So they are the five states that have made the most noise, and that's what their approach is. Keith Weinhold 24:43 Now, seemingly for most of my life, homeowners and landlords have griped about property tax, saying it's the most ridiculous tax of them all, because you pay it year after year after year in perpetuity. And it just never goes away. Unlike other taxes that are just a one time tax, even if your property's mortgage is paid off, you still have a house payment, and that is largely due to property tax. Understand, though, that currently a lot of states give you a reduced property tax once you reach a senior age, usually age 65 plus some start as low as 61 but when it comes to eliminating the property tax, there's a part of the conversation that's really important, and it has been notably absent, and that is a novel solution to replace the lost revenue. And it gets rather interesting to look around and see where else the money might be raised if they eliminate property tax. See, and this is really important to understand, property taxes generate 70% of local revenue, up to 90% of school funding and 25% of all state and local tax revenue in aggregate in Florida. Okay, that's just in Florida those numbers, but a lot of states have a similar scenario, and in Florida, that comes out to about $50 billion a year. That is a big hole to plug, that is a big gap to fill, and it underlines both the burden homeowners are currently shouldering and how hard it's going to be to fill that gap with anything that's more stable or equitable, that's going to last as a funding source, yes, 90% of school funding. You heard that, right? If you talk to an old timer, you know sometimes you still hear an elderly person refer to property taxes as school taxes. So see, this question of, Do you want to abolish property taxes? One reason that's become louder and louder these past few years, and why you hear more about it is due to that increased affordability strain. That's why you're hearing more about it now the question, do you want to abolish property taxes? That is the wrong question. A grassroots push to AX the property tax that's gained traction, really, among some senior homeowners facing property tax bills that are as high as their mortgage. Once was last summer, for example, in Mahoning County, Ohio, the tax delinquency rate hit 18% almost one in five people having trouble paying their property tax, and that county had more than 70 million in unpaid property taxes. In some neighborhoods in Youngstown, as many as one in three homeowners were behind. And in Cuyahoga County, which is basically Cleveland, values jumped 32% on average after reassessments that fueled a $60 million dollar increase in past due balances this whole do we want to abolish property taxes? Question? You're going to see why that's the wrong question and why it's incomplete, because that slogan that skips the only part that really matters here, and that is, what is the replacement plan, realistically, taxpayers should be asked if, in lieu of property tax, they'd rather pay higher sales taxes or higher income taxes, or for those with no state income tax, like Texas or Florida, pay one for the first time. I don't like those answers. I wish governments would spend more efficiently, but that's not the angle that we're looking at here. Property taxes are the true lifeblood of local governments. I mean, they fund everything from public safety to roads to schools, and just because property taxes disappear, well that doesn't mean that the need for firefighters goes away, that the need for police officers goes away, or the infrastructure for public school systems is going to be gone, or the roads go away. So if property taxes are cut, then another revenue generating device has to emerge to keep services funded and running. And it's a little funny. I've been talking about certain states here. But of course, property taxes are exacted and assessed at the county and local level. And look, I mean, you know how the world works, you know what the nature of society is. As soon as someone has their income stream, they quickly grow into that lifestyle and the new larger spending pattern. So taking away an existing income stream or even reducing it a little, I mean, that can almost trigger outrage and protests, for example, the outcry that we had last year about cutting snap payments. But it works this way. With anything. I mean, sheesh. For the majority of Americans, if you cut their income even 10% they would struggle to survive. They would struggle to put food in the fridge. So these repeal the property tax campaigns, they often avoid the reality of the replacement math. Keith Weinhold 30:19 Now, some states have taken a swing at replacing property tax revenue, but few, if any, have succeeded. Now, Nebraska lawmakers, what they did is they floated higher cigarette taxes as a way to fund a goal of cutting their property taxes by 40% I mean, nice try. But according to an analysis by the Tax Foundation, that tax base was far too small. I mean to tell you more about what a terrible miss. This example is Nebraska cigarette taxes. They raised about $52 million in 2024 while property taxes raised $5.3 billion that is 100 times more, not even close, even if you could raise more money in the short run, excise revenues like this cigarette tax, they're pretty volatile, and they often shrink as the demand ebbs and flows. So it really makes them a poor backbone for expenses that grow over time, and they don't eliminate the cost so much as concentrated. So what they do is they sort of shift this broad civic obligation funding all this stuff, police, fire, school, from homeowners onto a much narrower group, in this case, people who smoke. That is not going to work for Nebraska, all right, well, what about a bigger deal, like replacing it with sales tax? Well, they run into a different problem. Local economies are not built the same. You might have a sales tax heavy tourist County, well, they can raise far more money than an agricultural county. And Florida is a clear illustration. They have lots of tourism and lots of agriculture replacing property taxes with sales tax. That would require eye popping sales tax rates too. According to the Tax Foundation Florida statewide, they would have to go from 7% to over 15% sales tax in Florida. But it gets even worse, because counties with a thin sales tax base would have to charge over 32% sales tax. My gosh, that is not going to work, all right. Well, how about another big one? Let's have income taxes replace property tax in a lot of states. I mean, the income tax that's large enough to raise pretty meaningful revenue. But the trade off is that income taxes come with their own sort of economic and political distortions, and once they're added, you know, they rarely stay confined to the tidy swap that voters were promised. I mean, look at New Jersey. They adopted an income tax in the 1970s to provide property tax relief, but over time, that swap proved hard to manage and hard to enforce, and now today, New Jersey has one of the highest effective property tax and state income tax rates combined in the nation. So the point is that all these property tax replacement tools are just inherently piecemeal. Each tax or fee has like this different payer base or some different vulnerability. I mean, if tourism dips, for example, revenues could drop really fast. And the same is true if a regulated industry contracts, or if consumption patterns shift. And you know that volatility, that's manageable for some narrow program, but that is dangerous as the foundation for essential services like public safety and street maintenance and police and schools and fire. Well, how about forgetting all that? Let's just have the government then totally get out of providing public safety and not have the government provide street maintenance and have the government get out of schools. I mean, we used to have more private companies provide you with some of those services. We didn't even have a federal income tax at all until 1913 other than a temporary one to fund the Civil War. But all of that is a bigger topic that we are not going to get into today. The point is, instead of asking the question, do you want to abolish property taxes? The better question is, which replacement are you choosing and who pays for it? Because local costs come on, they're just not likely to shrink anytime soon. After all, all of this schools, fire and police departments, public works, divisions, they're all subject to the same inflation and the same rising costs as the rest of the economy is so the property tax is unpopular. As it is, it does have one functional advantage. It is tied to this immovable base of properties. It's collected locally, and it's designed to fund on going services. That is not to say that some homeowners don't need relief. Some of them clearly do. But eliminating property taxes, that just does not eliminate the underlying cost of government. All it does is reallocate it, and that reallocation can get messy, that shifts a bigger burden onto a smaller share of taxpayers, whether it's smokers, like it was in Nebraska, or whether it's rural shoppers like the Florida sales tax example, or doubly on working homeowners, like it is in the New Jersey income tax example. I have studied this, and I have not seen novel approaches that really keep communities funded without creating some new distortion somewhere else. But unfortunately, one thing that I have seen is this repeal rhetoric, and it makes these political platitudes all that want to just conveniently skip the replacement plan, but it all sounds good and popular when someone stands up there and says that they want to eliminate property taxes. So really the honest question on a ballot. It's not, do you want to abolish property taxes? The honest question is, are you willing to pay higher sales taxes or higher income taxes or adopt one for the first time and accept the distortions that those choices to create to eliminate the property tax? I'm not going to get into the political side of all this, because that's not what we do here. The bottom line is, though, that you're probably going to hear more about the property tax going away. It is unlikely, of course, as income property investors here, property tax is largely built into the rent. It is passed along to your tenant, and a small reduction would help you out, probably not so much on your cash flow side, since most of these proposals are only for primary residences, but even a small property tax reduction on primary residences that would boost all property values, even rental property in the one to four unit space. But you shouldn't expect much here. If property taxes are eliminated, there is just no easy and viable replacement. That's your answer today, if you represent a company that serves real estate investors get rich. Education has over 3 million IAB certified downloads and 5.8 million total listener downloads. You can learn more about advertising on the show at getricheducation.com/ad, that's get rich education.com/ad Speaker 2 37:51 for the production team here at GRE, that's our sound engineer, bedroom jampo, who has edited every single GRE podcast episode since 2014 QC and show notes Brenda Almendariz, video lead, Binaya Gyawali, strategy Tallah Mugal, video editor, Saroza KC and producer me, we'll run it back next week for you. I'm your host. Keith Weinhold, Don't Quit Your Daydream. Speaker 3 38:17 nothing on this show should be considered specific personal or professional advice, please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively Keith Weinhold 38:45 The preceding program was brought to you by your home for wealth building, getricheducation.com