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The retirement landscape is undergoing a dramatic shift, characterized by unprecedented challenges such as increased longevity and unpredictable market conditions. Traditional retirement models centered solely on wealth accumulation are no longer sufficient. A more holistic approach is imperative to effectively manage risks, generate sustainable income, and ensure financial security throughout retirement.To explain this transformation, joining us on the 401(k) Specialist Pod(k)ast are a pair of well-versed subject matter experts in Joshua Grass, CFA, Senior Strategic Accounts Associate at Allianz Life, and Todd Levy, Managing Director, RIA, with The Retirement Plan Company.Josh and Todd share thoughts on how the landscape is changing, the new challenges emerging, how to adapt strategies that prioritize the creation of a sustainable income stream for retirees, and how to address participant concerns about retirement income planning.Key InsightsEvolving Retirement Landscape:Retirement planning is shifting from a primary focus on wealth accumulation to a more holistic approach emphasizing risk management and sustainable income due to increased longevity and demographic changes.New Strategies for Retirement Income:Industry experts highlight the importance of guaranteed lifetime income solutions, such as annuities, which provide stability and protection against market downturns, ensuring a reliable income stream throughout retirement.Participant Concerns and Industry Response:Many participants fear outliving their savings more than death itself. The industry is responding with services and products that offer personalized advice, inflation protection, and easy-to-understand income strategies, improving participants' financial confidence and retirement security.Research cited in the podcast:Alliance for Lifetime Income, “Welcome to the Peak 65® Zone – A New Chapter in American's Retirement Landscape,” January 2024Allianz Life conducted an online survey, the 2024 1Q Quarterly Market Perceptions Study, in February 2024 with a nationally representative sample of 1,005 individuals age 18+The Allianz 2024 Annual Retirement Study, conducted online in February and March 2024 with a nationally representative sample of 1,000 individuals age 25+ in the contiguous U.S. with an annual household income of $50k+ (single) / $75k+ (married/partnered) OR investable assets of $150k+U.S. Social Security Administration, Period Life Table, 2020, as used in the 2023 Trustees ReportAllianz Life Insurance Company of North America does not provide financial planning services.Allianz Life Insurance Co
Unlocking the Door to Broader Adoption of Guaranteed Lifetime Income in 401(k)s: Matt Gray and Todd LevyGuaranteed lifetime income remains a hot topic in the workplace retirement plan market and there are plenty of factors at play these days that are helping these solutions gain traction—and more widespread adoption—in 401(k) plans.Matt Gray, Assistant Vice President, Workplace and Middle Markets at Allianz Life, and Todd Levy, a “first mover” for lifetime income in DC plans who is Managing Director of RIA for The Retirement Plan Company, join the 401(k) Specialist Pod(k)ast to discuss how these products are evolving to meet the wants and needs of 401(k) participants.
Rob and Seth first share some of their thoughts on the current Coronavirus COVID-19 -driven nightmare. Rob relates how he wants to devote all of the show's energy to helping people who have lost jobs in the music and entertainment industry, and Seth announced his forthcoming Virtual Passover Seder to raise money for Conscious Alliance. Then they speak with Scott Bernstein of JamBase. Scott talks about how JamBase "pivoted" and swiftly developed a new "Live Streams" section of the web site - he specifically points to the web site's developer Todd Levy and CEO David Onigman for their vital efforts in getting this done so quickly. Scott also takes us into his personal experience living and working in New York City while it is one of the epicenters of a global pandemic. He talks about how some in his building have tested positive, and about how he finds comfort in the way his neighbors show the health care workers their appreciation on a nightly basis. The conversation shifts to finding hope in the currently bleak future of the music business, and Scotty shares his experience attending The Brothers and the Love Rocks concerts the same week that this virus began to consume New York. The one and only ScottyB also talks about how Eddie Roberts' The Payback organization has teamed with Color Red Music and The Sound Mind Collective to launch a fund to support musicians struggling financially during this Coronavirus COVID-19 fucking nightmare, See acast.com/privacy for privacy and opt-out information.
Ro, a two-year-old startup known for its online pharmacy of men's health products, has named BuzzFeed's Todd Levy its chief technology officer. Levy first joined BuzzFeed in 2014 as the digital media company's vice president of engineering; he was named CTO in 2016. Prior to BuzzFeed, Levy co-founded and led link management tool bit.ly. Levy begins his new role Wednesday, August 14. We've reached out to BuzzFeed for comment.
Cincinnati Business Talk highlights the positive side of Cincinnati area businesses. We will be talking to CEOs who have won awards and had great success. Today's guests are Chief Executive Officers of their companies. We are talking leadership. Bill rumpke, Ken Lewis of New Rif Distillery, Todd Levy of Global Cloud and Greg Houston of Dean houston Creative. Together, they share with us almost 100 years of Leadership tips. The show went live at 4 PM on Friday March 13th. Listen to this link: http://tobtr.com/s/7354085 You can listen to the show on Apple iTunes as a Podcast. You can add the podcast at: http://www.blogtalkradio.com/Cincy-Business-talk.rss You can add Cincy-Business-Talk as an RSS feed to your Outlook email program. The exact feed http://www.blogtalkradio.com/Cincy-Business-talk.rss
Cincinnati Business Talk highlights the positive side of Cincinnati area businesses. We will be talking to CEOs who have won awards, innovated with new products and services. Today's guest is Todd Levy, CEO - CoFounder of Global Cloud. Todd will share his perspectives and insights on current HOT business issues in the area of digital brand translation and online brand management. The show streamed live on Friday Febuary 6th at 4 PM. Listen to this link: http://tobtr.com/s/7323371 You can listen to the show on Apple iTunes as a Podcast. You can add the podcast at: http://www.blogtalkradio.com/Cincy-Business-talk.rss You can add Cincy-Business-Talk as an RSS feed to your Outlook email program. The exact feed http://www.blogtalkradio.com/Cincy-Business-talk.rss
In this podcast: 1. Todd Levy and Elena Abend, 2. Jan Latham Koenig, 3. Todd Levy and Elena Abend, 4. Jan Latham Koenig, 5. Shlomo Mintz, 6. Gleusteen and Ordronneau, 7. Markus Groh
In this podcast: 1. Todd Levy and Elena Abend, 2. Shlomo Mintz, 3. Shlomo Mintz, 4. Leon McCawley, 5. Shlomo Mintz, 6. Elizabeth Wolff, 7. Todd Levy and Elena Abend, 8. Tanya Tomkins and Eric Zivian, 9. Markus Groh
In this podcast: 1. Todd Levy and Elena Abend, 2. Johannesburg Philharmonic, 3. Todd Levy and Elena Abend, 4. Shlomo Mintz, 5. Shlomo Mintz, 6. Gleusteen and Ordronneau, 7. Shlomo Mintz
In this podcast: 1. Liquid Zen, 2. Paul Avgerinos, 3. Todd Levy and Elena Abend, 4. Phebe Craig and Katherine Westine, 5. DAC Crowell, 6. Dufay Collective, 7. Shlomo Mintz, 8. Brook Street Band, 9. The Sarasa Ensemble, 10. Jami Sieber
In this podcast: 1. The Sarasa Ensemble, 2. John Williams, 3. Todd Levy and Elena Abend, 4. Laurel Zucker, 5. Philharmonia Baroque, 6. SCD, 7. The Sarasa Ensemble, 8. Daniel Ben Pienaar, 9. Philharmonia Baroque, 10. Kenji Williams, 11. Richard Savino, 12. Wadsworth and Sampson, 13. Laurel Zucker, 14. Leon McCawley