Podcasts about Allianz

In dieser Episode des Allianz Gesundheitstalks spricht Sabrina Volkmann gemeinsam mit ihrer Kollegin Sabine Jocham mit Dr. Stefan Waller über die enge Verbindung zwischen psychischer Gesundheit und einem starken Herzen. Dr. Waller erklärt, wie Stress, Emotionen und mentale Belastungen den Herzrhythmus beeinflussen und welche Rolle Selbstfürsorge im Alltag spielt. Mit praktischen Tipps, neuen wissenschaftlichen Erkenntnissen und leicht umsetzbaren Routinen zeigt die Folge, wie wir unser emotionales Wohlbefinden stärken und gleichzeitig unser Herz schützen können.

Fri, 26 Dec 2025 04:45:00 +0000 https://jungeanleger.podigee.io/2861-borsepeople-im-podcast-s22-18-christian-mattasits 9d2b56f933a4222d626f00875ffeaac5 Christian Mattasits ist CEO der Finanzfuchsgruppe, ausserdem spielt er in seinem eigenen Fussballteam. Einer, der sich der Vermögensberatung, Finanzierung und Finanzplanung für Private und Unternehmen verschrieben hat, holt dabei weit aus: Die Finanzfuchsgruppe ist ein grosser Arbeitgeber geworden und hat mehr als 20.000 Kunden in Österreich, Branchenpartner sind u.a. Allianz, Helvetia, Uniqa, Erste, Bawag, uvm.. Das Thema IT-Entwicklung wird grossgeschrieben, "Mehr Leben" ist die Botschaft des Unternehmens, die auch in den Sport hineingetragen wird, dies u.a. mit Dominic Thiem, Ivona Dadic und vielen mehr. Dazu gibt es auch eine Netflix-Facette. https://finanzfuchsgruppe.at Hans(wo)men Group Fresh Global Disruptive Einspieler: credi2.com Credi2 entwickelt, implementiert und betreibt Buy‑Now‑Pay‑Later‑Lösungen für Banken, Zahlungsinstitute und Händler. Die Plattform automatisiert alle Prozesse vollständig. Auf Basis dieser Technologie und Erfahrung wurden erfolgreich Produkte mit Partnern wie z.B. der Raiffeisen Bank International lanciert – erreichbar unter credi2.com. About: Die Serie Börsepeople des Podcasters Christian Drastil, der im Q4/24 in Frankfurt als "Finfluencer & Finanznetworker #1 Austria" ausgezeichnet wurde, findet im Rahmen von http://www.audio-cd.at und dem Podcast "Audio-CD.at Indie Podcasts" statt. Es handelt sich dabei um typische Personality- und Werdegang-Gespräche. Die Season 22 umfasst unter dem Motto „25 Börsepeople“ 25 Talks. Presenter der Season 22 ist die Hans(wo)men Group https://www.hanswomengroup.com. Welcher der meistgehörte Börsepeople Podcast ist, sieht man unter http://www.audio-cd.at/people. Der Zwischenstand des laufenden Rankings ist tagesaktuell um 12 Uhr aktualisiert. Bewertungen bei Apple (oder auch Spotify) machen mir Freude: http://www.audio-cd.at/spotify , http://www.audio-cd.at/apple . Du möchtest deine Werbung in diesem und vielen anderen Podcasts schalten? Kein Problem!Für deinen Zugang zu zielgerichteter Podcast-Werbung, klicke hier.Audiomarktplatz.de - Geschichten, die bleiben - überall und jederzeit! 2861 full no Christian Drastil Comm. (Agentur für Investor Relations und Podcasts) 2184

An Weihnachten feiern wir die Geburt von Jesus, dem Sohn Gottes. Später erzählt Jesus eine Geschichte von zwei Söhnen. Welche Rolle spielt er in dieser Geschichte - und welche Rolle spielen wir? Darüber spricht Alexander Hirsch in seiner Weihnachtspredigt vom 26. Dezember 2025. (22 Minuten)

Welcome to a special end-of-the-year series on Making Risk Flow as we count down the weeks to the end of 2025. The series is a collection of our top episodes from this year. Each Tuesday, we will re-release one standout episode as we build up to releasing our top fan favourite on the last Tuesday.In this episode replay, host Juan de Castro sits down with Carl Bach, CEO of Hartford Underwriting Agency, about how a 200-year-old insurer is modernising for the future. They discuss Hartford's brand refresh, maintaining its historic stag emblem while evolving its global identity. Carl outlines the company's strategic transformation since 2019, which is focused on streamlining operations and ramping up specialisation in marine, energy, and financial lines. The conversation also covers Hartford's international growth ambitions through Lloyd's syndicate 1221, its approach to serving diverse market segments, and its use of AI and intelligent document processing in underwriting. Carl shares insights on balancing tradition with innovation, underscoring Hartford's values, especially "own it with pace," as the company embraces change and seizes new opportunities in a fast-evolving industry.Fan Mail: Got a challenge digitizing your intake? Share it with us, and we'll unpack solutions from our experience at Cytora.To receive a custom demo from Cytora, click here and use the code 'Making Risk Flow'.Our previous guests include: Bronek Masojada of PPL, Craig Knightly of Inigo, Andrew Horton of QBE Insurance, Simon McGinn of Allianz, Stephane Flaquet of Hiscox, Matthew Grant of InsTech, Paul Brand of Convex, Paolo Cuomo of Gallagher Re, and Thierry Daucourt of AXA.Check out the three most downloaded episodes: The Five Pillars of Data Analytics Strategy in Insurance | Craig Knightly, Inigo 20 Years as CEO of Hiscox: Personal Reflections and the Evolution of PPL | Bronek Masojada Implementing ESG in the Insurance and Underwriting Space | Simon Tighe, Chaucer, and Paul McCarney, Moody's

Heute spreche ich mit Dr. Olivia Henke. Sie ist Vorständin der Stiftung Allianz für Entwicklung und Klima. Im Gespräch erklärt sie mir, wie die Stiftung als Plattform Unternehmen, Organisationen und Privatpersonen dabei unterstützt, Emissionen zu vermeiden, zu reduzieren und verbleibende Emissionen über hochwertige Projekte im globalen Süden auszugleichen. Sie betont, dass Kompensation nie eine Alternative zur Reduktion ist, sondern ein zusätzlicher Hebel für Klimaschutz und Entwicklungsziele. Wir werfen einen Blick auf die aktuelle Gemengelage aus Regulierung, Krisen, die aktuelle “Delle“ im Klimabewusstsein und sie unterstreicht, wie wichtig Beharrlichkeit, Qualität der Projekte und die Rolle von Frauen im Wandel sind.   Meine Takeaways Die Stiftung ist eine Plattform, die Unternehmen und Organisationen vernetzt, berät und Qualitätsstandards für Klimaschutzprojekte im globalen Süden setzt. Reduktion und Kompensation gehören zusammen, weil Netto-Null nur gelingt, wenn Industrieländer Emissionen senken und zugleich globale Transformationsprojekte unterstützen. Hochwertige Kompensationsprojekte basieren auf klaren Standards, messbaren SDG-Wirkungen und echten Co-Benefits wie Biodiversität und besseren Lebensbedingungen. 2025 war geprägt von Unsicherheit, doch viele Unternehmen bleiben trotz wirtschaftlicher und regulatorischer Dellen engagiert. Frauen sind Schlüsselakteurinnen der Transformation, und Durchhalten bleibt entscheidend, um das 1,5-Grad-Ziel nicht aus den Augen zu verlieren.   Kapitel 01:15  – Entstehung und Auftrag der Stiftung 04:20  – Verursacherländer, globaler Süden & Rolle der Kompensation 09:40  – Lage 2025: Regulierung, Unsicherheit & „Delle“ im Klimabewusstsein 16:50 – Wie die Stiftung Unternehmen konkret unterstützt 21:20 – Was ein „hochwertiges Projekt“ ist: Beispiel Brasilien & Agroforestry 29:50  – Geschäftsmodelle, Anreize & Herausforderungen in der Praxis 34:40 – Frauen und Wandel im globalen Süden und bei uns 36:30 – Empfehlungen, Durchhalten & 1,5-Grad-Debatte 38:00 - Abschlussfragen   Empfehlungen https://allianz-entwicklung-klima.de/ https://allianz-entwicklung-klima.de/informieren/infosheets_und_leitfaeden/ https://allianz-entwicklung-klima.de/die-allianz/unterstuetzer_in-werden/   Kontakt Dr. Olivia Henke https://www.linkedin.com/in/dr-olivia-henke/   Dein ESG-Talk-Podcast:   Social-Media Linkedin: https://www.linkedin.com/in/stella-ureta-dombrowsky/ Instagram: https://www.instagram.com/stella_ureta_dombrowsky/   Podcast - Links Spotify: https://open.spotify.com/show/0NUvvcweDOrPFQFaWTtMEl Apple: https://podcasts.apple.com/ch/podcast/esg-talk-podcast/id1682453395 Youtube:  https://www.youtube.com/@ESG-Talk-Podcast-Start-2023   NEWS des ESG-Talk-Podcasts: https://fad86c20.sibforms.com/serve/MUIFAJf-FhJp3Ki96hai0CHXtuWdZtcSUldIjAsee3sRROvfcSeK9vHH7YgQ6iK6kzq-zCcCJFH_VXaMrz_oeiGRBy72BSCU3wwrPUm4GOUM7pWHJ5nelkEqD1I4T3wrlLLDSmspF8hgPXtVRtQdCqDFVpVFYImA9wvN_FSi_y-lWfdXz0uO2v1SMe4XwkoIfSLN7cEdD0Y_gIje   Das Booklet  zum Podcast (gratis Download) Download: https://www.trimpact.net/esg-talk-booklet/   Mein Gastbeitrag zur nachhaltigen Geldanlage im Buch Green Finance https://fazbuch.de/produkt/green-finance/ref/1485/?utm_campaign=green-finance   Female-Finance-Coaching Starte mit deiner 30-Minuten-Gratis-Stunde und schreibe mich einfach an! Einzelstunden - sd@trimpact.net Alle Pakete - https://www.trimpact.net/femalefinance/   Kontakt: Stella Ureta-Dombrowsky sd@trimpact.net www.trimpact.net

The GAA's argument for maintaining its links to Allianz is flawed – tainted money is not worth having. So writes Sunday Independent Columnist and former Meath footballer Colm O'Rourke, who joined us on Newstalk Breakfast to discuss.

Tradition verpflichtet. Wir stellen jeweils unsere #HSV & #SVW-Top-11 vor. Natürlich spielt nur die emotionale Bindung eine Rolle. Frohes Fest!

The GAA's argument for maintaining its links to Allianz is flawed – tainted money is not worth having. So writes Sunday Independent Columnist and former Meath footballer Colm O'Rourke, who joined us on Newstalk Breakfast to discuss.

Unterm Tannenbaum noch schnell das Film- und Serienjahr Revue passieren lassen? Kein Problem: Alan, Olivia und Olivier wissen, was sich 2025 gelohnt hat, was eher enttäuschte – und was im kommenden Jahr Grosses auf uns zukommt (Stichwort: «Dunesday»). Was uns zwischen Pedro Pascal, K-Dramen und «Star Wars»-Reprisen sonst noch so begeistert hat, verrät der grosse Jahresrückblick.

In Christus finden wir Freude, Freiheit und Frieden – nicht als Reaktion auf unsere Umstände, sondern als Haltung des Glaubens. Darüber spricht Alexander Hirsch in seiner Predigt vom 21. Dezember 2025 zu Philipper 4,4-7 und erklärt, wie wir diese Wirklichkeiten praktisch erleben können, nicht nur im Advent. Foto von Håkon Grimstad auf Unsplash (24 Minuten)

Ich hatte es in der letzten Folge kurz angeteasert: Ich stecke meine Gewinne aus US-Wachstumsaktien jetzt vermehrt in Aktien, die regelmäßig Dividenden bezahlen  oder in entsprechende ETFs. Um dann die Dividenden für die täglichen Ausgaben zu nutzen. Alternativ könnte ich mir davon natürlich auch Anleihen kaufen und von den Zinsen leben. Aber Anleihen sind für meinen Geschmack  nicht so attraktiv. Die Inflation berücksichtigt verliert man mit Staatsanleihen bester Bonität Geld beim Anlegen. Das macht für mich keinen Sinn.Jetzt kann man argumentieren, die Zinsen sind fix, die Dividendenzahlungen könnten bei einer drohenden Rezession zurückkommen oder gar ausfallen. Aber deshalb würde ich auch nicht nur in einen Dividendenzahler, sondern in viele Dividendenaktien investieren, also in einen Dividenden-Fonds oder ETF. Und das sollte ein Produkt sein, dass möglichst viele Dividendenaristokraten enthält, sprich solche Unternehmen, die Jahr für Jahr sogar höhere Dividenden ausschütten. Jedenfalls achte ich darauf, dass die Dividenden aus laufenden Erträgen, sprich aus dem Cashflow bezahlt werden und nicht durch Schuldenaufnahmen des Unternehmen - das ist auf Dauer ungesund.  Mit Dividendenaktien kann man sich ein schönes Auszahlungsprofil basteln. Zu viel Extra-Erträge  darf man sich dann aber auch nicht erwarten. Wenn ich von drei Prozent Dividenden-Rendite ausgehe – in Österreich sind es eher vier bis fünf Prozent Dividendenrendite – dann muss ich in so ein Dividenden-Fonds oder ETF schon 440.000 Euro Vermögen liegen haben um mir 1000 Euro pro Monat auszahlen lassen zu können, ohne mein Fondsvermögen dabei anzuknabbern. Berücksichtige ich noch die Steuen, will ich also 1000 Euro netto entnehmen, muss ich schon je nach Gebühren  545.000 bis 555.000 Euro in ein entsprechendes Dividendenprodukt investiert haben, wenn ich das Fondsvermögen nicht angreifen möchte.Die höchsten Dividenden zahlt klassisch die sehr zyklische  Autoindustrie, die im kommenden Jahr allerdings auslassen könnte. Das trifft vor allem den DAX,  der viele dieser klassischen Dividendenkaiser bzw. Autowerte wie Mercedes, VW  oder BMW enthält, die allesamt weniger verdienen werden. Nach ersten Schätzungen des Handelsblatt zahlen die DAX-Konzerne mit 52 Milliarden Euro erstmals seit Corona weniger Dividenden als im Vorjahr, genau zwei Milliarden Euro weniger.Gute Dividendenzahler mit vier bis sechs Prozent Dividenrendite sind Telekomfirmen wie die Deutsche Telekom, die französische Orange oder AT&T oder auch Banken und Versicherungen wie eine MünchnerRück, Allianz, BNP Paribas oder AXA. Dividendenrenditen zwischen drei und fünf Prozent hören und fühlen  sich doch besser wie mickrige Anleihezinsen unter drei Prozent an, oder? Natürlich keine Gewähr und schon gar keine Anlageempfehlung. Übringens: Die Dividenenrendite ist jener Anteil vom aktuellen Kurswert, der an die Aktionäre ausgeschüttet wird. Schreibt mir doch im Kommentar, in welche Dividenenaktien ihrinvestiert. Schöne Dividenden auch im neuen Jahr 2026 wünscht euch Julia Kistner.Warnung: Dies ist weder eine Anlage-, noch Steuer- oder Rechtsberatung. Musik- & Soundrechte:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ https://www.geldmeisterin.com/index.php/musik-und-soundrechte/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠#Dividenden #Aktien # #anlegen #Rendite #investieren #podcast   

Mit der Aufweichung des Verbrennerverbots ab 2035 steht die Autoindustrie wieder im Fokus. Robert und Rüdiger analysieren die Lage.Erwähnte Titel: VW, Mercedes, BMW, Allianz, Zalando, IBM, MetaX, PayPal, Bonesupport, Copart, Owens Corning, Endava, Paramount, Netflix, Warner Bros.Dieser Podcast wird unterstützt von Raiffeisenfonds, einer Marke der Raiffeisen Kapitalanlage GmbH. Wir sind einer der größten Fondsmanager Österreichs und feiern heuer unser 40-jähriges Jubiläum: Vier Jahrzehnte Erfahrung und Expertise im Fondsmanagement. Vom Sparen zum Investieren: Mit unseren Fonds eröffnen sich neue Möglichkeiten für Ihre Finanzen. Schon ab 50 Euro monatlich können Sie auch digital abschließbar in Fonds von Raiffeisen investieren. Nutzen Sie unsere bewährten Strategien und fundiertes Wissen, um Ihre finanziellen Ziele zu erreichen.Bitte beachten Sie dabei, dass Investitionen in Fonds mit höheren Risiken verbunden sind, die auch zu Kapitalverlusten führen können. Raiffeisenfonds bieten eine breite Palette an Anlagemöglichkeiten, die von eher sicherheitsorientiert bis chancenorientiert reichen. Mehr dazu unter http://raiffeisenfonds.at/fondsfinderAlle Folgen finden Sie auch auf KURIER.at und kronehit.at.Weitere Podcasts finden Sie unter KURIER.at/podcasts Hosted on Acast. See acast.com/privacy for more information.

This week we led off with the Prem where Man City impressed at Selhurst Park, and Aston Villa continued their hot streak with a victory at West Ham in a thriller! Barça kept the gap at the top with a win at Camp Now over Osasuna, Inter jump to top spot in Serie A with a win away at Genoa, and bottom club Mainz went to the Allianz and took a point off Bayern!  We cover the groups in the World Cup draw, plus Wanderers have a big gaffer hire with the appointment of Vanni Sartini! 

Are we really as wealthy as the headlines claim? New Zealand recently ranked fifth globally in per capita wealth—but is that just an illusion? In this episode, Tim and Nick unpack why so much of our “wealth” is tied up in property, what that means for financial security, and practical steps to build resilience beyond bricks and mortar.(00:00:00) Intro: Are we really the fifth-wealthiest nation, or is it smoke and mirrors?(00:00:36) Why Kiwis feel squeezed despite global wealth rankings(00:00:49) The Allianz report and New Zealand's property-heavy balance sheet(00:03:38) Why housing wealth creates an illusion of security(00:04:29) The “third age” and risks of poor cash flow in retirement(00:06:40) Government incentives and our obsession with property(00:08:07) GDP per capita vs wealth rankings—what's the real story?(00:09:57) Why New Zealand's productivity has lagged for decades(00:13:30) Export strategy and lack of value-add in key industries(00:16:02) Practical steps for genuine financial resilienceThe Adviser Talk is available on all major streaming platforms, including Spotify and Apple Music.Nick Stewart is a Financial Adviser and CEO at Stewart Group, a Hawke's Bay and Wellington-based CEFEX-certified financial planning and advisory firm. Stewart Group provides personal fiduciary services, Wealth Management, Risk Insurance and KiwiSaver solutions.The information provided, or any opinions expressed in this show, are of a general nature only and should not be construed or relied on as a recommendation to invest in a financial product or class of financial products. You should seek financial advice specific to your circumstances from an Authorised Financial Adviser before making any financial decisions. A disclosure statement can be obtained free of charge by calling 0800 878 961 or visit our website, www.stewartgroup.co.nz Hosted on Acast. See acast.com/privacy for more information.

Wie sieht es nach den Niederlagen bei den Nordclubs aus? Wir besprechen den letzten Spieltag und schauen aufs Wochenende! #SVW #HSV

Welcome to a special end-of-the-year series on Making Risk Flow as we count down the weeks to the end of 2025. The series is a collection of our top episodes from this year based on views, downloads, and overall engagement. Each Tuesday, we will re-release one standout episode as we build up to releasing our top fan favourite on the last Tuesday.In this episode, host Juan de Castro sits down with Marcus Ryu, former CEO and current strategic adviser at Guidewire Software. Marcus shares his journey from management consulting to co-founding one of the leading software providers for the property and casualty insurance industry. He offers candid insights into the trials and triumphs of entrepreneurship, including pivotal moments such as navigating a competitive lawsuit and transitioning to the public markets.A central aspect of Marcus's story is Guidewire's contrarian belief in the power of vertical solutions. By developing mission-critical software tailored to the specific needs of the P&C insurance sector, Guidewire revolutionized how insurers manage claims, policies, and billing. Now a partner at Battery Ventures, Marcus discusses how his experiences at Guidewire inform his approach to investing in the next generation of startups. From the importance of customer-centricity to leveraging technology to solve real-world problems, this conversation is packed with actionable insights for founders and industry professionals alike.Whether you're revisiting the episode or viewing it for the first time,  this episode offers tactical guidance for actionable insights for founders and industry professionals alike.Fan Mail: Got a challenge digitizing your intake? Share it with us, and we'll unpack solutions from our experience at Cytora.To receive a custom demo from Cytora, click here and use the code 'Making Risk Flow'.Our previous guests include: Bronek Masojada of PPL, Craig Knightly of Inigo, Andrew Horton of QBE Insurance, Simon McGinn of Allianz, Stephane Flaquet of Hiscox, Matthew Grant of InsTech, Paul Brand of Convex, Paolo Cuomo of Gallagher Re, and Thierry Daucourt of AXA.Check out the three most downloaded episodes: The Five Pillars of Data Analytics Strategy in Insurance | Craig Knightly, Inigo 20 Years as CEO of Hiscox: Personal Reflections and the Evolution of PPL | Bronek Masojada Implementing ESG in the Insurance and Underwriting Space | Simon Tighe, Chaucer, and Paul McCarney, Moody's

In dieser Episode des Allianz Gesundheitstalks spricht Sabrina Volkmann gemeinsam mit Angela von Bargen mit Prof. Dr. Nadia Harbeck, einer der führenden Brustkrebsspezialistinnen Deutschlands. Im Fokus stehen die Einflussfaktoren auf den Heilungsverlauf und die vielfältigen Behandlungsmöglichkeiten nach einer Brustkrebsdiagnose. Prof. Harbeck erklärt, wie Bewegung, Ernährung und mentale Stärke zur Genesung beitragen können – und räumt mit Mythen rund um „Krebsdiäten“ oder alternative Therapien auf. Zudem erläutert sie aktuelle Entwicklungen in der personalisierten Medizin, den Stellenwert der Psychoonkologie und warum Brustkrebs heute in den meisten Fällen gut heilbar ist. Ein informativer und zugleich ermutigender Einblick in moderne Krebstherapie, Früherkennung und Lebensqualität während und nach der Behandlung.

Der Evangelist Lukas beginnt seine Berichte über Johannes den Täufer und Jesus mit ausführlichen historischen Angaben, etwa in Lukas 3,1-2: "Im fünfzehnten Jahr der Herrschaft des Kaisers Tiberius ..." Welche Bedeutung haben diese Datierungen für uns heute? Was haben sie zu sagen im Blick auf die Kämpfe, in denen wir stehen? Alexander Hirsch spricht darüber in seiner Predigt vom 14. Dezember 2025. (29 Minuten)

The training doesn't even stop for Santa!Irish Olympian Rhasidat Adeleke joined Dave for a chat, fresh off renewing her partnership with Allianz.

This Christmas, the soundtrack in your car could be shaping your driving more than you think. As millions take to the roads, Allianz is warning that fast-tempo music can subtly increase speed, stress and reaction times and is encouraging motorists to slow both the car and the beat. To support safer journeys this year, Allianz is urging drivers to plan ahead, take their time and never drink and drive. As part of this, Allianz Ireland has partnered with Spotify on a new data-driven initiative that helps drivers manage their mindset behind the wheel, simply by adjusting the tempo of the music they listen to. Building on this partnership, Allianz and Spotify have launched Seat Belters, an in-app experience that creates a personalised, lower-tempo playlist based on each user's listening history. Using Spotify's streaming intelligence, it identifies tracks in the 60-80 beat-per-minute (BPM) range to help promote a calmer mindset on the road - whether it's the school run, inching through town for a bit of shopping, or the long drive home across the country for Christmas. Studies show that music can have a direct influence on how we drive. Songs with a fast tempo (over 120 BPM) cansubconsciously encourage drivers to speed up and change lanes much more often. In contrast, music that matches the average resting heart rate (around 60-80 BPM) is associated with calmer, more focused driving. Behavioural Psychologist Dr. Becky Spelman offered insight into the science behind Seat Belters, and how the initiative can have real-world influence on driving behaviour: "As a psychologist, I'm always interested in the small, everyday inputs that shape how we feel and behave. Music is one of those influences that most of us overlook - we usually think of it as something enjoyable to have in the background, but the tempo and rhythm of what we listen to have a very real effect on the body. "When we're driving, these changes matter. A slight increase in heart rate or a feeling of urgency can lead to quicker reactions, more lane changes or a tendency to drive a little faster. These shifts are not usually conscious decisions; they are simply the body responding to stimulation. The research is very consistent in showing that high-tempo music makes us more reactive and more prone to quick decisions, which is not ideal when we are on the road and need calm, steady focus." A nationally representative survey commissioned by Allianz earlier this year found that over half of Irish adults believe music influences their driving style, with belief particularly strong among Gen Z, who are the demographic most likely to stream music while driving. Higher heart-rate variability, increased mental workload and erratic driving patterns have all been observed in response to faster music, making mindful playlist curation especially beneficial this Christmas. Dr. Spelman explains; "This is why the Allianz Seat Belters initiative is so useful. It takes something that people already do every day - listening to music in the car - and turns it into a practical safety support. By selecting music in the range of sixty to eighty beats per minute based on your listening history, the playlist encourages the body to settle. This slower rhythm is much closer to the natural pace of a calm and regulated nervous system. When we're in that state, our thinking becomes clearer, our decision making becomes steadier and we're less likely to behave impulsively, making the roads a safer place for everyone this Christmas." Allianz has also launched Dashboard Drumming, a social video activation pairing legendary drummer Stewart Copeland (The Police) with science content creator Big Manny. In a parked car, they use nothing but a dashboard and a drumbeat to demonstrate how changing tempo affects mindset, mood, and ultimately driving behaviour - making BPM instantly relatable and sharable. It's a fun but powerful way to show how we respond to rhythm behind the wheel. Start Your Better Driving Sou...

Ole meldet sich aus Oslo, Daniel aus Obenstrohe. Nachlese zum Nordderby! #HSV #SVW

Trading-Apps machen Börseninvestment einfach für jeden. Doch sie spionieren ihre Nutzer aus und beeinflussen ihr Verhalten. Belohnungssysteme machen Kleinanleger verwundbar. Es profitiert eine mächtige Allianz aus Big Tech und Hochfinanz. Lopez, Talin www.deutschlandfunkkultur.de, Zeitfragen. Feature

Baumeister, Julius; Spinrath, Andreas www.deutschlandfunk.de, Tag für Tag

Welcome to a special end-of-the-year series on Making Risk Flow as we count down the weeks to the end of 2025. Each Tuesday, we will re-release one standout episode as we build up to releasing our top fan favourite on the last Tuesday. In this episode, Juan de Castro is joined by his colleagues, Rich Lewis, Cytora's Sales Director, and Zaheer Hooda, Head of North America, for a deep dive into what makes proof-of-concept (POC) initiatives in risk digitisation succeed or fail.Drawing on firsthand experience from working with leading carriers, they break down five essential capabilities insurers need to get right when implementing digitisation initiatives, from extraction accuracy and full-spectrum intake handling to scalable deployment and human-in-the-loop exception management.They also provide a practical, inside look at how insurers structure effective proof of concept processes, including live workshops, data preparation, success metrics, and how to align POC design with measurable business outcomes.Whether you're revisiting the episode or viewing it for the first time,  this episode offers tactical guidance to ensure your technology investments deliver meaningful impact.Fan Mail: Got a challenge digitizing your intake? Share it with us, and we'll unpack solutions from our experience at Cytora.To receive a custom demo from Cytora, click here and use the code 'Making Risk Flow'.Our previous guests include: Bronek Masojada of PPL, Craig Knightly of Inigo, Andrew Horton of QBE Insurance, Simon McGinn of Allianz, Stephane Flaquet of Hiscox, Matthew Grant of InsTech, Paul Brand of Convex, Paolo Cuomo of Gallagher Re, and Thierry Daucourt of AXA.Check out the three most downloaded episodes: The Five Pillars of Data Analytics Strategy in Insurance | Craig Knightly, Inigo 20 Years as CEO of Hiscox: Personal Reflections and the Evolution of PPL | Bronek Masojada Implementing ESG in the Insurance and Underwriting Space | Simon Tighe, Chaucer, and Paul McCarney, Moody's

In this episode, we dive into the future of Talent Acquisition with AI at its core. Dominik Hahn, Global Head of Group Talent Acquisition at Allianz, joins Jason Averbook and Jess Von Bank to explore how organizations can responsibly harness AI to transform recruiting on a global scale. Tune in to hear insights on enhancing candidate experience while maintaining the human touch, building trust through ethical AI practices, and scaling recruitment technology across diverse regions and business lines. Don't miss this thoughtful conversation on the evolving landscape of recruitment in the age of AI.

Introduction In this episode, Robin Merttens is joined by Jack Miller, CEO and Co-founder of nettle, to explore how generative AI is being applied to one of insurance's most complex and resource-constrained challenges: risk engineering. Jack shares how his work at McKinsey, leading AI transformations for insurers, exposed him to the inefficiencies in assessing commercial property risks and how that inspired Nettle's founding. From mass retirements of risk engineers to the reality that most properties are never physically assessed, Jack outlines why the status quo is unsustainable and how AI can help underwriters make faster, more informed decisions without sacrificing depth or judgement. He explains how nettle is already working with insurers like Allianz to roll out configurable, production-ready tools that reduce manual burden, unlock previously inaccessible insights and integrate directly into existing underwriting platforms. In this conversation, Jack shares: Why risk engineering is facing a capacity crunch and how that affects underwriting quality The surprising statistic that sparked nettle's creation: 97.5% of properties are never visited How generative AI can enhance, not replace, expert judgement in high-value underwriting Why depth, not breadth, is the key to building meaningful AI solutions in insurance Lessons from building a product insurers can implement in weeks not years The importance of involving underwriters in AI adoption from day one What most insurers get wrong about pilots, procurement and “proper” GenAI strategies How nettle's partnership with Allianz helped shape a scalable, enterprise-ready product Why commercial P&C is the perfect proving ground for next-generation InsurTech If you like what you're hearing, please leave us a review on whichever platform you use or contact Jack Miller or Robin Merttens on LinkedIn. Sign up to the InsTech newsletter for a fresh view on the world every Wednesday morning.

We discuss the big battle of the AI devices and the big tech players in that fight with our own Steve Kovach and Big Technology's Alex Kantrotwitz. Plus, Solus' Dan Greenhaus, iCapital's Sonali Basak and Invesco's Brian Levitt debate the state of the market as we near the end of the year. And, Mohamed El-Erian from Allianz tells us which potential Fed chair would be best for the equity market.  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In this episode of Making Risk Flow, host Jake Harding speaks with Matthew Grant, founder and CEO of Instech and a veteran of 33 years in catastrophe modelling. Matthew unpacks why insurance's cautious approach to AI is more strategic than sceptical. Together, they explore how carriers can align technology adoption with real business problems, build trust in new data sources, and drive operational efficiency without disrupting core workflows. Matthew explains why consistency in user interfaces can mask major capability leaps, how to focus on outcomes rather than perfection in data quality, and why the industry's measured pace reflects deep risk intelligence. The conversation offers insurers a clear roadmap on how a purposeful adoption of AI and cultural innovation can drive a durable competitive advantage.Fan Mail: Got a challenge digitizing your intake? Share it with us, and we'll unpack solutions from our experience at Cytora.To receive a custom demo from Cytora, click here and use the code 'Making Risk Flow'.Our previous guests include: Bronek Masojada of PPL, Craig Knightly of Inigo, Andrew Horton of QBE Insurance, Simon McGinn of Allianz, Stephane Flaquet of Hiscox, Matthew Grant of InsTech, Paul Brand of Convex, Paolo Cuomo of Gallagher Re, and Thierry Daucourt of AXA.Check out the three most downloaded episodes: The Five Pillars of Data Analytics Strategy in Insurance | Craig Knightly, Inigo 20 Years as CEO of Hiscox: Personal Reflections and the Evolution of PPL | Bronek Masojada Implementing ESG in the Insurance and Underwriting Space | Simon Tighe, Chaucer, and Paul McCarney, Moody's

Das Internet - ein Mensch-Maschine-Zombie, weil keiner weiß, welche Inhalte von KI generiert werden, sagt unser Gast. Unser Kollege setzt in Zeiten von Trump und Putin auf eine Allianz von Merz und Tusk. Unser Host schaut auf Böller und Verbrenner. Von WDR 5.

This week on Dividend Talk, we sit down together to look ahead to 2026 and ask a big question: is now the perfect moment to review and refine our dividend growth investing strategy?Every Friday, we chat about dividend stocks, and in this episode, we're diving deep into planning, discipline, and staying focused when the market (and the holiday season!) tests our impulses.We kick things off with some Black Friday fun, then move into what really matters:Why now is the right time to review our 2026 dividend planHow we avoid emotional decisions during the busiest time of the yearThe latest dividend news: HPQ, LVMH, Alimentation Couche-Tard, Omnicom, real estate REITs and moreWhat falling oil prices and weak consumer trends might mean for dividend investorsInsights from Goldman Sachs and Allianz on expected European equity performanceOur biggest lessons from past years — from dividend safety to tax optimisationHow to prepare your portfolio for next year's opportunities and risksAnd of course, your listener questions on income factory theory, REITs, AI disruption, sin stocks, and how we experience the real “snowball effect” of compoundingIf you want to continue the conversation, you can join our growing community of European dividend investors on Facebook or Discord — we're always there sharing ideas, lessons, and motivation.See you on the inside!Useful links: Continue the conversation with our community at ⁠⁠Facebook⁠ or ⁠⁠Discord⁠⁠ 20 Deep Dives a Year &Library of 150 EU & US Dividend stocks at ⁠⁠https://www.dividendtalk.eu

Daniel ist Autor und Essayist. Er hat über Zuhause, Nüchternheit und das Alleinsein geschrieben – und jetzt über die Liebe als politischen Akt. Wir haben das Gespräch live vor Publikum in Leipzig geführt. Ich wollte von ihm wissen, warum er seit einigen Jahren eine immer stärker werdende Welle des Hasses wahrnimmt und wieso er ausgerechnet in der Liebe eine politische Antwort darauf sieht. Wir sprechen darüber, wie sich seine eigene Angst und Retraumatisierung aus den 90ern anfühlt und warum Schweigen und Wegschauen für ihn keine Option mehr sind. Es geht um radikale Freundlichkeit, Nächstenliebe, über die Idee einer großen Allianz gegen rechtsextreme und neoliberale Eliten und die Frage, wie man mit Menschen spricht, die völlig andere politische Positionen haben. WERBEPARTNER & RABATTE: https://linktr.ee/hotelmatze MEIN GAST: https://www.instagram.com/thedanielschreiber/ DINGE: Daniels neues Buch “Liebe! Ein Aufruf”: https://bit.ly/48koPPd Daniel Schreiber - “Allein”: https://bit.ly/4oju5bW Daniels ZEIT-Artikel zum Thema “Heimat”: https://bit.ly/3KcD40K Daniel Schreiber - Schreibworkshops: https://salonfestival.de/schreibseminare/ March on Washington D.C. : https://bit.ly/3KnGRs5 Maximilian Frisch - Produktion Lena Rocholl - Redaktion Mit Vergnügen - Vermarktung und Distribution Hotel Matze live - https://eventim.de/artist/hotel-matze/ 06.12.2025 – Berlin – Deutsches Theater Berlin MEIN ZEUG: Mein Fragenset LIEBE: https://beherzt.net/liebe Mein erstes Fragenset: https://beherzt.net/matze Meine Spendenaktion: https://machmit.wellfair.ngo/hotel-matze-spendenaktion-2025 Mein Newsletter: https://matzehielscher.substack.com/ YouTube: https://bit.ly/2MXRILN TikTok: https://tiktok.com/@matzehielscher Instagram: https://instagram.com/matzehielscherHotel LinkedIn: https://linkedin.com/in/matzehielscher/ Mein Buch: https://bit.ly/39FtHQy

In this special compilation episode of Making Risk Flow, host Juan de Castro revisits conversations with the industry leaders who shaped Season 7. Join Allison Thornicroft, Yaemish Rughoo, Mark Allan, Greg Hendrick, Bilge Mert, Jean-Jacques Henchoz, and Lambros Lambrou to explore why speed and efficiency matter in commercial insurance, how AI and technology are reshaping underwriting workflows, and the key strategies insurers are using to standardize processes and drive real value for clients. Discover how top carriers are accelerating quote-to-bind cycles, modernizing underwriting workflows, and redefining the insurance operating model for real impact.Fan Mail: Got a challenge digitizing your intake? Share it with us, and we'll unpack solutions from our experience at Cytora.To receive a custom demo from Cytora, click here and use the code 'Making Risk Flow'.Our previous guests include: Bronek Masojada of PPL, Craig Knightly of Inigo, Andrew Horton of QBE Insurance, Simon McGinn of Allianz, Stephane Flaquet of Hiscox, Matthew Grant of InsTech, Paul Brand of Convex, Paolo Cuomo of Gallagher Re, and Thierry Daucourt of AXA.Check out the three most downloaded episodes: The Five Pillars of Data Analytics Strategy in Insurance | Craig Knightly, Inigo 20 Years as CEO of Hiscox: Personal Reflections and the Evolution of PPL | Bronek Masojada Implementing ESG in the Insurance and Underwriting Space | Simon Tighe, Chaucer, and Paul McCarney, Moody's

Behind the scenes of the world's biggest companies lies a powerful, often invisible engine: high-stakes B2B transactions that move billions across borders. These deals are the lifeblood of global commerce—and when they go wrong, the ripple effects can be seismic. That's why insuring and protecting them isn't just smart—it's essential.On this episode of The Reboot Chronicles Show, we sit down with someone who doesn't just understand this world—he's reshaping it. Meet Artur Wisniewski, COO Allianz Trade Americas, part of the global powerhouse Allianz Group. With over $900 billion in assets under management and 156,000 employees across 70 countries, Allianz is one of the largest insurers and asset managers on the planet.Artur has spent the last two decades modernizing financial infrastructures across continents. From rebooting legacy systems to pioneering automation, AI, and data intelligence, he's been at the forefront of helping businesses navigate risk, scale smartly, and future-proof their operations.Listen in as Artur pulls back the curtain on; How trade credit insurance quietly powers our global economy, how AI and automation are transforming financial ecosystems, and what it takes to lead billion-dollar investments that reboot industries. It's a strategic blueprint in resilience, reinvention, and the art of safeguarding the world's most critical transactions. Join us as Artur guides us through the future of financial protection—and why it matters to all of us—now more than ever.

Fan Mail: Got a challenge digitizing your intake? Share it with us, and we'll unpack solutions from our experience at Cytora.In this episode of Making Risk Flow, host Jake Harding speaks with Ross Wirth, Head of Strategic Tech Ecosystem at CyberCube, about why cyber insurance requires a new playbook for risk assessment. Ross explains how traditional underwriting struggles to keep pace with dynamic security environments, and why real-time data visibility is now essential for identifying concentration risk, single points of failure, and systemic exposures like cloud outages. The conversation explores shifting from static applications to continuous monitoring, balancing AI-driven insights with human judgment, and designing underwriting strategies that prioritise prevention over post-incident repair. Whether you're an underwriter, broker, or cyber risk leader, this episode offers practical guidance on using data intelligently while preserving the relationship-driven core of insurance.To receive a custom demo from Cytora, click here and use the code 'Making Risk Flow'.Our previous guests include: Bronek Masojada of PPL, Craig Knightly of Inigo, Andrew Horton of QBE Insurance, Simon McGinn of Allianz, Stephane Flaquet of Hiscox, Matthew Grant of InsTech, Paul Brand of Convex, Paolo Cuomo of Gallagher Re, and Thierry Daucourt of AXA.Check out the three most downloaded episodes: The Five Pillars of Data Analytics Strategy in Insurance | Craig Knightly, Inigo 20 Years as CEO of Hiscox: Personal Reflections and the Evolution of PPL | Bronek Masojada Implementing ESG in the Insurance and Underwriting Space | Simon Tighe, Chaucer, and Paul McCarney, Moody's

Schweden ist das jüngste NATO-Mitglied, nach mehr als 200 Jahren Neutralität war das Land im vergangenen Jahr dem Bündnis beigetreten. Bereits seit 2014 - nach der Annexion der Krim durch Russland - kümmert sich Schweden deutlich stärker um die eigene Verteidigung. Was genau das bedeutet und welche Konzepte entwickelt wurden, erklärt der Oberbefehlshaber der schwedischen Streitkräfte, Michael Claesson, im Gespräch mit Host Stefan Niemann. Der General schätzt ein, wie bedrohlich aus seiner Sicht Russland aktuell für Schweden und die anderen NATO-Staaten ist und er weist auf die wichtige Rolle hin, die sein Land in der Allianz und beim Schutz der Ostsee spielt. Während in Deutschland noch darüber diskutiert wird, ob es wirklich ohne Wehrpflicht gehen kann, hat Schweden diese schon vor einigen Jahren wieder eingeführt. Laut Claesson gibt es in der schwedischen Gesellschaft keine große Debatte darüber. Der General plädiert im Podcast außerdem dafür, die Ukraine stärker zu unterstützen, etwa mit gemeinsam produzierten Waffen. Der ukrainische Präsident ist auf Europatour und besucht verschiedene Länder. Von Frankreich will Selenskyj u.a. Rafale-Kampfjets und Flugabwehrsysteme kaufen. Die Hintergründe dazu liefert Kai Küstner. Er berichtet über den Versuch Selenskyjs, die Istanbuler Friedensgespräche wiederzubeleben und vom Druck auf Russland, den die EU und die USA erhöhen wollen. Stimmt Trump doch dem scharfen Kongress-Sanktionspaket gegen Russland zu? Außerdem blickt Kai auf die aktuelle Lage in der umkämpften Stadt Pokrowsk. Und auf zwei Ereignisse, die mit dem Krieg in Verbindung gebracht werden: Das Feuer auf einem türkischen Tankschiff und Sprengstoffanschläge auf eine strategisch wichtige Bahnlinie in Polen. Lob und Kritik, alles bitte per Mail an streitkraefte@ndr.de Interview mit General Michael Claesson: https://www.ndr.de/nachrichten/info/audio-332480.html Folge zu strategischer Bedeutung von Pokrowsk mit Franz-Stefan Gady: https://www.ardaudiothek.de/episode/urn:ard:episode:b86d8124c5d25354/ Interview mit Janis Kluge zur Wirkung von Sanktionen gegen Russland: https://www.ardaudiothek.de/episode/urn:ard:episode:3148993811c641ce/ Alle Folgen von “Streitkräfte und Strategien”: https://www.ndr.de/nachrichten/info/podcast2998.html Podcast-Tipp: Alles Geschichte - Der History-Podcast https://www.ardaudiothek.de/sendung/urn:ard:show:fdb83c5530d71150/

Guests: Alexander Pabst, Deputy Group CISO, Allianz Lars Koenig,  Global Head of D&R, Allianz  Topics:  Moving from traditional SIEM to an agentic SOC model, especially in a heavily regulated insurer, is a massive undertaking. What did the collaboration model with your vendor look like?  Agentic AI introduces a new layer of risk - that of unconstrained or unintended autonomous action. In the context of Allianz, how did you establish the governance framework for the SOC alert triage agents? Where did you draw the line between fully automated action and the mandatory "human-in-the-loop" for investigation or response? Agentic triage is only as good as the data it analyzes. From your perspective, what were the biggest challenges - and wins - in ensuring the data fidelity, freshness, and completeness in your SIEM to fuel reliable agent decisions? We've been talking about SOC automation for years, but this agentic wave feels different. As a deputy CISO, what was your primary, non-negotiable goal for the agent? Was it purely Mean Time to Respond (MTTR) reduction, or was the bigger strategic prize to fundamentally re-skill and uplevel your Tier 2/3 analysts by removing the low-value alert noise? As you built this out, were there any surprises along the way that left you shaking your head or laughing at the unexpected AI behaviors? We felt a major lack of proof - Anton kept asking for pudding - that any of the agentic SOC vendors we saw at RSA had actually achieved anything beyond hype! When it comes to your org, how are you measuring agent success?  What are the key metrics you are using right now? Resources: EP238 Google Lessons for Using AI Agents for Securing Our Enterprise EP242 The AI SOC: Is This The Automation We've Been Waiting For? EP249 Data First: What Really Makes Your SOC 'AI Ready'? EP236 Accelerated SIEM Journey: A SOC Leader's Playbook for Modernization and AI "Simple to Ask: Is Your SOC AI Ready? Not Simple to Answer!" blog "How Google Does It: Building AI agents for cybersecurity and defense" blog Company annual report to look for risk "How to Win Friends and Influence People" by Dale Carnegie "Will It Make the Boat Go Faster?" book

Bull Markets, Investor Hubris, and the Hidden Risks of Annuities Are you feeling smarter about your investments after years of strong market returns? In this episode of The Financial Hour of The Tom Dupree Show, Tom Dupree and Mike Johnson explore a critical truth that even legendary investors like Benjamin Graham learned the hard way: bull markets can create dangerous overconfidence. For those thinking about retirement or already in retirement in Kentucky, this discussion reveals why understanding what you own—and maintaining investment humility—matters more than chasing the latest “simple solution.” Unlike mass-market advisory firms that promote one-size-fits-all products, Dupree Financial Group emphasizes personalized investment management and portfolio transparency. This episode examines the psychology of market success, the realities of annuity contracts, and why direct access to portfolio managers who show you exactly what you own provides than opaque insurance products. Key Takeaways: Investment Lessons from Market History Bull Markets Create False Confidence: Even Benjamin Graham, Warren Buffett’s mentor, nearly lost everything after early success made him believe he “had Wall Street by the tail”—a lesson for today’s investors experiencing strong returns Market Success Often Includes Luck: Quick wins can lead to psychological distortions, especially when you’ve “unknowingly broken the rules of the game but won anyway” The Dangers of Autopilot Investing: Index funds and passive strategies mean following a “prescribed path that lots of other people are going,” with little thought given to how portfolios are composed Annuities Are Complex Insurance Products: Despite being marketed as simple solutions, annuities involve counterparty risk, surrender penalties, and fine print that rarely delivers promised returns Portfolio Transparency Is Powerful: Understanding exactly what you own—seeing individual stocks and bonds rather than packaged products—provides genuine comfort during market volatility Fear-Based Investing Creates Poor Outcomes: Investment decisions driven solely by fear (whether fear of loss or fear of missing out) typically underperform thoughtful, process-driven strategies The Benjamin Graham Story: When Success Breeds Dangerous Confidence Mike Johnson shares a compelling historical example that resonates powerfully with today’s investment environment. Benjamin Graham—the father of value investing and Warren Buffett’s teacher—started his investment firm in the Roaring Twenties with $400,000. Within just three years, he turned that into $2.5 million. As Mike explains: “Because of the great success over that short period of time, he knew that he knew it all, had Wall Street by the tail. He was thinking about owning a large yacht, a villa in Newport, race horses. And he said, ‘I was too young to realize that I’d caught a bad case of hubris.'” The consequences? When Graham thought the worst of the 1930 market crash was over, he went all in—and even used leverage. The result nearly wiped him out personally, and his firm had to be bailed out by a partner. By 1932, his portfolio had lost over 50%, dropping from $2.5 million back to just $375,000. Tom Dupree emphasizes the universal lesson: “The market can humble you real quick. You always have to view past successes in the lens of ‘okay, you may have had a good run, a good success, and some of that could be luck.'” Why This Matters for Kentucky Retirement Planning Today For those thinking about retirement who have benefited from recent market strength, this story serves as a critical reminder. Mike notes: “In the environment we’ve been in for the last several years in the market, some people have made life-changing money. Some people have made good returns and they got to their goal quicker than they thought they would.” The question becomes: How do you respect the gift the market has given you? Through careful analysis with a local financial advisor who can provide personalized portfolio analysis rather than assuming past success will automatically continue. The Problem with “Autopilot” Investing: Index Funds and Groupthink Tom Dupree delivers a powerful critique of passive index investing that challenges conventional wisdom. When Mike mentions autopilot investing, Tom responds: “Autopilot isn’t ever autopilot. It’s a path that someone else has selected that you’re going on and you’re going on it because everybody else is.” He continues with a critical observation: “In the case of an index, it’s an arbitrarily picked index of, say, 500 stocks that meet a certain size criteria, certain management criteria. What you don’t understand frequently is that by going on autopilot, you’re actually being told what to do. You’re not just going with the flow—there’s almost no thought going into it. There’s no real investing.” Mike adds: “That’s the definition of mediocrity. Even if the return is good and everybody’s getting a good return because the market’s doing well, it’s still mediocrity because you’re not spending any time thinking about what you’re doing or how you’re doing it.” The Windfall Effect: Why Unearned Money Often Gets Lost Mike shares another psychological insight relevant to both inheritance and market windfalls: “We’ve seen it when someone inherits a windfall unexpectedly. A lot of times you see bad decisions with that money. Not all the time, but a lot of times. They’ve never had that kind of money before. They didn’t earn it. How can you respect it that way? How can you fear it?” This applies directly to portfolios that have grown significantly without the owner fully understanding why or how. As Mike notes: “You don’t have the respect that also goes along with having made it. That’s why you see somebody that’s gradually built something over a long period of time—you don’t have that dopamine hit.” For Kentucky retirement planning, this suggests the importance of understanding your investment philosophy and how each holding contributes to your goals, rather than simply celebrating portfolio growth without comprehension. Annuities: The “Simple Solution” That Rarely Delivers The second half of the episode tackles annuities—insurance products increasingly marketed to those in or approaching retirement. Mike presents sobering statistics: “In 2025, more Americans than ever are going to be turning 65—about 4.2 million US citizens will be turning 65 this year.” He connects this demographic trend with research from Allianz: “64% of those surveyed were more worried about running out of money than death.” Tom responds: “That’s a really frightening comment on where a lot of people are.” This fear creates demand for products marketed as “easy solutions”—but the reality is far more complex. Types of Annuities and Their Real-World Performance Mike breaks down the main annuity categories: Index Annuities (Currently Most Popular): These promise you can earn up to a certain percentage annually without losing principal if markets decline. However, Mike explains the reality: “What you generally see is the rate of return on an index annuity averages pretty close to what the going CD rate is. That’s just the math of it.” The problem lies in the fine print. Mike offers a detailed example: “Let’s say it’s a one-year point-to-point, and they say over the year you can make up to 6%. If you take that on a monthly basis, that’s half a percent a month. If in January the market goes up 1%, they credit you half a percent. But then come December, the market goes down 7%. It’s still up for the year, but December wiped out your credit. Even though the market is up for the year, you’re credited with zero.” Immediate Annuities: The “purest form” where you give an insurance company principal in exchange for monthly income. Mike notes: “In those scenarios, you’re essentially getting your own money back for 15, 18 years, and then you start coming out ahead—not even taking into account time value of money.” Fixed Annuities: Similar to CDs inside a tax-deferred wrapper. The primary risk? “The insurance company is able to use the money to earn a return, and in exchange for what they’re paying you. The risk that you’re agreeing to take on is inflation risk.” Variable Annuities: Once popular in the 1990s and early 2000s but less common now due to previous issues at major insurers. The Hidden Risks Nobody Tells You About Annuities Beyond the obvious issues like surrender penalties (typically 7 years, but Mike has seen contracts as long as 14 years), several critical risks receive little attention: Counterparty Risk: Who’s Really Backing Your Annuity? Tom explains: “You have the insurance company as the counterparty, and the insurance company is investing its own money in corporate bonds, and some of those are going into these AI data centers.” Mike expands on this: “Most people think when they have an annuity from an insurance company that it’s similar to something AAA because it’s insured. But what’s it insured by? It’s insured by securities that are backing it that could have trouble.” Tom recalls historical examples: “I’ve seen it happen before. AIG, Executive Life before that—lots of it during my career. Hartford got in trouble with writing variable annuities.” The Insurance Company Squeeze: When Spreads Get Tight Mike reveals a current market concern: “There’s huge demand for bonds, and at the same time, the hyperscalers financing data centers are looking for buyers. The marginal buyer, the largest buyer, has been insurance companies of the data center debt.” The consequence? “Spreads are the tightest they’ve been since the nineties. They’re being priced for perfection, priced almost like a Treasury. But we’re talking about bonds that are backed by a data center with a revenue stream that’s not yet to be determined.” Tom summarizes: “When the spreads aren’t attractive, they’ll go out on the risk spectrum and take more risks to try to get a little more spread there. It’s a vicious cycle.” The Commission Structure Nobody Mentions Tom notes: “We didn’t even talk about the commission part of the annuity structure—the fact that it’s a very, very heavily commission-structured product.” This contrasts sharply with Dupree Financial Group’s approach: “We are fee-based, and it takes all incentive to not—well, we’re fiduciaries also, so we must by law do what’s best for the client. That aligns our interest with the clients as well, which gives you a different product.” The Power of Portfolio Transparency: Seeing What You Actually Own Throughout the episode, Tom and Mike return to a core principle that distinguishes personalized investment management from packaged products. Tom explains: “Our style of investing is that when you get your statement, you are looking under the hood because it’s right there. You’re seeing what your money’s invested in. You’re not looking at an investment that’s invested your money in something else that you can’t see.” Mike emphasizes why this matters over time: “You gain an understanding and a comfort level that’s not just taking somebody’s word for it. You’re seeing it with your own eyes over a long period of time. You see the income, you see price movement. You see these different aspects, and really, it makes the thing come to life.” This transparency provides advantages that no annuity contract or index fund can match: You know exactly which companies you own shares in You understand why each holding is in your portfolio You can see income generation in real-time, not theoretical returns You develop genuine comfort during market volatility because you know what you own You avoid the “black box” problem of packaged products Tom adds: “We’ve always invested with people typically where we show them what is under the hood, what they own. It’s not a package product. It’s not an ETF, it’s not a mutual fund, it isn’t an annuity. It’s not some structured note. It’s bonds and stocks for the most part.” Learning from Mistakes: The Value of Experience Tom shares an honest perspective on how Dupree Financial Group has developed its approach: “There’s nothing like mistakes to help you with financial stuff. Mistakes are valuable if you can limit them to a certain amount to where it doesn’t knock you out of the box. But one of the best investing tools is making mistakes.” He continues: “We’ve learned a lot in our firm with companies that we invested in that were just mistakes. We didn’t think they were mistakes at the time, but over time, you know, it was. And what we began to learn is: Don’t go there again. Let’s not do that one again.” This experiential learning creates pattern recognition: “When you see something again, you see similarities and differences and you’re like, ‘Okay, that’s an opportunity.’ You just learn.” This accumulated wisdom—built over 47 years in Tom’s case—represents a significant advantage of working with experienced local financial advisors rather than being assigned an investment counselor at a large national firm who may lack this depth of historical perspective. The Critical Questions to Ask About Your Retirement Portfolio Mike provides a framework for evaluating your current situation: “You have to pause and view it in the context of you, specifically your situation. There’s always going to be people richer than you. There’s always going to be people that have more of something than you have, and you have to be careful of viewing your situation through their context.” He offers specific questions: “Do the numbers work for you at where they are?” “Do a critical analysis of what the investments are” “Is there an investment plan?” “Or is it—has it just been on autopilot and the autopilot’s taking you where you wanted to go?” “You need to reevaluate where things are today” Mike emphasizes the market context: “This market—people who have had assets invested in the stock market for the last several years—you’ve been given a gift. Generally speaking, a gift in terms of the returns. And you need to respect the gift.” How do you respect it? “By analyzing what it is that you have and thinking critically about how can this be used. Is it being utilized properly in terms of an investment mix, in terms of just an investment approach?” Fear vs. Process: Making Better Investment Decisions A recurring theme throughout the episode is the danger of emotion-driven investing. Mike warns: “You have to be very concerned about allowing your investment decision to be driven only by fear. Yes. And to the point we were making in the first half, having a process—an investment process, an investment plan—that is dynamic enough to change when things need to change.” He identifies two common fear patterns: Fear of Loss: “Think about what fear drives you to do generally. You can look at fear in a situation like an annuity where you leave potential earnings on the table out of fear.” Fear of Missing Out: “And then sometimes there’s fear of missing out in an up market and you can jump in when you shouldn’t.” Tom adds: “Fear is a good thing to have in relation to investing.” Mike clarifies: “Respect. I would call it respect. A respect that things can happen.” This balanced perspective—maintaining respect for market risks while following a thoughtful process—characterizes the approach at Dupree Financial Group. Review their market commentary archive to see how this philosophy has been applied across various market cycles. When Annuities Actually Make Sense (It’s Rare, But It Happens) Despite the episode’s critical examination of annuities, Tom shares an important caveat: “I have seen annuities where they actually make sense for the person. And in those instances, keep it.” He shares a specific example: “I had a client one time that did buy an annuity. It grew in value. He passed away and his wife received a significantly higher payout than what would have happened if we had just invested in investments because the market had gone down, but the value of the annuity had gone up.” Tom reflects on the outcome: “That was a case where I feel like that lady was blessed. I’ve seen it happen too where there have been clients that I feel like—and the only way I can put it is—it’s like God touched them in ways that I can’t explain. Just in ways that it’s just a blessing.” The key takeaway? “You need to have an unbiased analysis of the contract. What are the terms? Does it actually accomplish your goals?” If you currently own an annuity, Mike encourages: “You can give us a call and we can talk with you about the specifics of your contract.” Why “Simple Solutions” Rarely Work for Retirement Mike concludes with a fundamental truth about retirement investing: “Investing’s never just a simple one decision solution. It’s a process. It has to be because things change. Markets change, people’s lives change, and there has to be a process behind what you’re doing.” Tom reinforces the warning: “Whenever they tell you you don’t have to look under the hood with this investment, you better look under the hood.” This principle applies equally to: Index funds marketed as “set it and forget it” solutions Annuities sold as eliminating all market risk Any investment product that promises complexity has been eliminated Mass-market approaches that treat all investors identically For those thinking about retirement or already in retirement in Kentucky, the alternative is working with advisors who provide direct access to portfolio managers, show you exactly what you own, and maintain a process-driven approach that adapts to changing circumstances while remaining grounded in time-tested principles. Ready to See What’s Really Under the Hood of Your Portfolio? If you’re concerned that recent market success may have created blind spots in your retirement planning—or if you’re evaluating whether an annuity truly serves your interests—Dupree Financial Group offers complimentary portfolio reviews for Kentucky residents thinking about retirement or already in retirement. During your consultation, you’ll receive: Honest assessment of your current portfolio’s strengths and vulnerabilities Analysis of whether you’re taking appropriate risks given your life stage Evaluation of any annuity contracts you currently own (unbiased review of actual terms) Direct conversation with experienced portfolio managers who personally manage client assets Clear explanation of what you own and why—no black boxes or packaged products Discussion of how to respect and protect the gains the market has provided Don’t let bull market confidence create blind spots in your retirement plan. Schedule your complimentary portfolio review today. Call Dupree Financial Group at (859) 233-0400 or visit www.dupreefinancial.com to schedule directly from our homepage. Experience the difference that personalized investment management, portfolio transparency, and direct access to portfolio managers makes in your Kentucky retirement planning journey. Frequently Asked Questions About Bull Markets, Annuities, and Retirement Investing What does it mean that “bull markets make you feel smarter than you really are”? This phrase captures how extended periods of market gains can create false confidence in investment abilities. As the Benjamin Graham story illustrates, even legendary investors can mistake favorable market conditions for personal genius. For those in or approaching retirement in Kentucky, this means strong recent returns shouldn’t lead to overconfidence or excessive risk-taking. Working with a local financial advisor who provides objective perspective helps distinguish between skill and fortunate timing. Why did Benjamin Graham nearly lose everything despite being Warren Buffett’s teacher? After turning $400,000 into $2.5 million in just three years during the 1920s, Graham developed what he called “hubris”—thinking he “had Wall Street by the tail.” When he believed the 1930 crash was over, he went all in using leverage. The market continued falling, and his portfolio dropped back to just $375,000. The lesson: even brilliant investors can be humbled by markets when success breeds overconfidence. His partner had to bail out the firm, and Graham didn’t take a salary for years while making clients whole. What’s wrong with index fund investing for retirement? While index funds work for some investors, Tom Dupree notes they represent “a path that someone else has selected that you’re going on because everybody else is.” There’s “no real investing” happening—just following an arbitrary selection of stocks based on size criteria. Mike Johnson adds this is “the definition of mediocrity” because “you’re not spending any time thinking about what you’re doing.” For Kentucky retirement planning, personalized investment management provides understanding of actual holdings rather than passive acceptance of whatever an index contains. How do index annuities actually work, and why do they underperform? Index annuities promise upside participation (often “up to 6% annually”) with downside protection. However, the mechanics rarely deliver. In a typical point-to-point structure, if the market gains 1% monthly for 11 months (crediting you 0.5% monthly due to caps), you’d have 5.5% credited. But if December sees a 7% decline, your entire credit gets wiped out even though the market is up for the year. The result: returns typically match CD rates despite the complex structure. The fine print and monthly/quarterly calculations favor the insurance company. What is counterparty risk with annuities? Counterparty risk refers to the possibility that the insurance company backing your annuity could face financial trouble. Insurance companies invest your principal in corporate bonds and other securities to earn returns higher than what they promise to pay you. Currently, many insurers are heavily invested in AI data center debt with unproven revenue streams. Historical examples like AIG, Executive Life, and Hartford show this isn’t theoretical—insurance companies can and do get into trouble, potentially affecting annuity values. Are there situations where annuities make sense? Yes, though they’re rare. Tom Dupree shares an example where a client’s widow received significantly more from an annuity than she would have from traditional investments because her husband passed away after the annuity grew but when markets had declined. However, these favorable outcomes are exceptions. The key is having an unbiased analysis of your specific contract terms and whether they truly accomplish your goals. If you own an annuity, Dupree Financial Group can review whether keeping it makes sense for your situation. What does it mean to “look under the hood” of your portfolio? Looking under the hood means seeing exactly what individual stocks and bonds you own rather than just seeing a packaged product name and account value. Tom Dupree explains: “When you get your statement, you are looking under the hood because it’s right there. You’re seeing what your money’s invested in, not what packaged product your money is in.” This transparency allows you to understand what companies you own, why you own them, and how they generate income—creating genuine comfort during market volatility. Why is “autopilot” investing dangerous for those approaching retirement? Autopilot investing—whether through target-date funds, robo-advisors, or simple index strategies—means following a prescribed path with little thought given to your specific situation. Tom notes you’re “actually being told what to do” rather than having a strategy tailored to your goals, timeline, and risk tolerance. As retirement nears, one-size-fits-all approaches can leave you overexposed to market declines or invested in ways that don’t generate needed income. Personalized investment management adapts to your changing life circumstances. What should I do if I’ve benefited from recent strong market returns? Mike Johnson advises: “You’ve been given a gift. Generally speaking, a gift in terms of the returns. And you need to respect the gift.” Respecting it means analyzing what you have, ensuring your investment mix still makes sense, and not assuming past success will automatically continue. Ask: “Do the numbers work for you at where they are?” and “Is there an investment plan, or has it just been on autopilot?” A complimentary portfolio review with Kentucky retirement planning specialists can provide this objective assessment. How do I know if fear is driving my investment decisions? Fear-driven investing shows up in two ways: fear of loss (leading to overly conservative choices like annuities that sacrifice potential growth) and fear of missing out (jumping into hot investments at precisely the wrong time). Both create poor outcomes. The alternative is what Tom calls “respect” for markets—acknowledging risks while following a thoughtful process. Mike emphasizes having “an investment plan that is dynamic enough to change when things need to change” rather than reacting emotionally to short-term events. What’s the difference between fee-based advisors and commission-based annuity sales? Annuities typically involve substantial commissions paid to the salesperson, creating incentives that may not align with your interests. Tom Dupree explains: “We are fee-based, and it takes all incentive to not—well, we’re fiduciaries also, so we must by law do what’s best for the client. That aligns our interest with the clients.” Fee-based structures mean advisors earn based on portfolio performance and client retention, not product sales. This fundamental difference affects which solutions get recommended. About The Financial Hour of The Tom Dupree Show The Financial Hour provides practical investment wisdom and retirement planning guidance for Kentucky residents approaching or living in retirement. Hosted by Tom Dupree, founder of Dupree Financial Group, with insights from portfolio manager Mike Johnson, each episode delivers actionable strategies based on decades of experience in personalized investment management and portfolio transparency. Listen to more episodes and read additional market commentary at www.dupreefinancial.com/podcast. The post Bull Markets, Investor Hubris, and the Hidden Risks of Annuities  appeared first on Dupree Financial.

APAC stocks were pressured following the sell-off stateside, where tech was hit on valuation and China AI race concerns, while sentiment was also not helped by recent hawkish-leaning Fed rhetoric and mixed Chinese activity data.Chinese activity data was mixed, in which Industrial Production disappointed and Retail Sales marginally topped estimates, but both showed a slowdown from the previous, while Chinese House Prices continued to contract.US BLS said it is working on a plan to release the delayed data and stated, "We appreciate your patience while we work to get this information out ASAP, as it may take time to fully assess the situation and finalise revised release dates", according to WSJ.UK PM Starmer and Chancellor Reeves reportedly ditched budget plans to increase income tax rates, according to FT.European equity futures indicate a lower cash market open with Euro Stoxx 50 futures down 0.3% after the cash market closed with losses of 0.8% on Thursday.Looking ahead, highlights include German Wholesale Price Index (Oct), French/Spanish CPI Final (Oct), EU Trade Balance (Sep), EU GDP Flash Estimate (Q3), Speakers including ECB's Cipollone, Elderson & Lane, Fed's Bostic, Schmid & Logan, Earnings from Swiss Re, Allianz & Siemens Energy.Read the full report covering Equities, Forex, Fixed Income, Commodites and more on Newsquawk

Fan Mail: Got a challenge digitizing your intake? Share it with us, and we'll unpack solutions from our experience at Cytora.In this episode of Making Risk Flow, Juan de Castro sits down with Mark Allan, CEO of Ki Insurance, to explore how a digital-first, data-led approach is transforming underwriting in the London market. Mark shares how Ki combines algorithmic precision with human expertise to underwrite individual risks at unprecedented speed, while maintaining portfolio-level oversight.This episode explores Ki's mission-driven culture, the challenges of blending technology and insurance talent, and how partnerships with brokers and carriers are amplifying the impact of their platform. From building a billion-dollar business to enabling a more seamless, data-driven flow of risk, Mark explains how Ki is reshaping the ecosystem and setting a new standard for efficiency, collaboration, and innovation in insurance.To receive a custom demo from Cytora, click here and use the code 'Making Risk Flow'.Our previous guests include: Bronek Masojada of PPL, Craig Knightly of Inigo, Andrew Horton of QBE Insurance, Simon McGinn of Allianz, Stephane Flaquet of Hiscox, Matthew Grant of InsTech, Paul Brand of Convex, Paolo Cuomo of Gallagher Re, and Thierry Daucourt of AXA.Check out the three most downloaded episodes: The Five Pillars of Data Analytics Strategy in Insurance | Craig Knightly, Inigo 20 Years as CEO of Hiscox: Personal Reflections and the Evolution of PPL | Bronek Masojada Implementing ESG in the Insurance and Underwriting Space | Simon Tighe, Chaucer, and Paul McCarney, Moody's

Dans l'Allier, à Montluçon, un colis piégé a explosé dans les locaux de l'assureur Allianz. Le fils du patron de l'agence a été blessé au moment d'ouvrir les colis dans la boîte aux lettres, lundi 10 novembre. En début d'après-midi, Thibault, 34 ans, a récupéré deux colis dans la boîte aux lettres, insérée dans la façade de l'immeuble. À l'ouverture de l'un d'eux, une explosion se produit, blessant le jeune homme aux mains, aux bras et au thorax. Au micro de RTL, une riveraine dit avoir entendu un bruit surprenant depuis son appartement, situé à quelques dizaines de mètres de là. "J'ai vu le jeune qui nettoyait comme de la poudre blanche sur ses marches. Je l'ai vu qui tenait son poignet droit et qu'il était complètement courbé", raconte-t-elle. Sur place, deux types de poudres différentes auraient été retrouvées par les enquêteurs, ainsi que des boulons. La police scientifique et les démineurs, venus de Lyon, ont inspecté les lieux jusqu'au milieu de la nuit. Hébergé par Audiomeans. Visitez audiomeans.fr/politique-de-confidentialite pour plus d'informations.

Tá brú leanúnach ag teacht ar an Chumann Lúthchleas Gael deireadh a chur leis an cheangal atá acu leis an chomhlacht árachais Allianz. Tá contaetha Thír Eoghain agus Uibh Fháilí i ndiaidh theacht amach ag rá gur cheart deireadh a chur leis an cheangal agus tá Nodlaig linn le plé a dhéanamh ar seo,

Fan Mail: Got a challenge digitizing your intake? Share it with us, and we'll unpack solutions from our experience at Cytora.Welcome to a new episode of Making Risk Flow: Exploring the Ecosystem. Our host Jake Harding welcomes Alan Ringvald, CEO and co-founder of Relativity6, to unpack how AI and multi-source data are redefining underwriting. Together, they explore why insurers must move beyond generic AI tools toward workflow-specific solutions that integrate seamlessly into real underwriting environments.Alan shares how intelligent data aggregation can empower underwriters with trusted, actionable insights, without adding complexity, and why automation is now essential to handle rising submission volumes profitably. The conversation highlights a future where AI enhances, rather than replaces, human judgment, creating a true partnership between people and machines. Discover how early adopters of intelligent automation will lead the next era of efficient, insight-driven insurance.To receive a custom demo from Cytora, click here and use the code 'Making Risk Flow'.Our previous guests include: Bronek Masojada of PPL, Craig Knightly of Inigo, Andrew Horton of QBE Insurance, Simon McGinn of Allianz, Stephane Flaquet of Hiscox, Matthew Grant of InsTech, Paul Brand of Convex, Paolo Cuomo of Gallagher Re, and Thierry Daucourt of AXA.Check out the three most downloaded episodes: The Five Pillars of Data Analytics Strategy in Insurance | Craig Knightly, Inigo 20 Years as CEO of Hiscox: Personal Reflections and the Evolution of PPL | Bronek Masojada Implementing ESG in the Insurance and Underwriting Space | Simon Tighe, Chaucer, and Paul McCarney, Moody's

Reporter, Barry Gallagher assesses the damage done to the Irish headquarters of global insurer, Allianz which was vandalised last night.

Während die EU seit über zwei Jahren um Einigkeit im Ukraine-Konflikt ringt, wächst in Mittelosteuropa der Widerstand gegen den bisherigen Kurs. Ungarn, Slowakei und Tschechien könnten eine neue Gegenallianz bilden.

Für viele Europäer war es ein Schock, als aus China die Bilder von einem Treffen zwischen Xi Jinping, Wladimir Putin und Kim Jong Un auftauchten: Sie zeigten eine demonstrative Allianz gegen den Westen und vor allem gegen die USA. Europa spielte dabei kaum eine Rolle – vielleicht ein Grund zur Sorge, vielleicht auch zur Erleichterung, dass zumindest keine offenen Feindseligkeiten aus Peking kamenEs diskutieren: Die Sinologin Marina Rudyak (Uni Heidelberg), der Journalist Felix Lee (Süddeutsche Zeitung), China-Korrespondentin Alexandra Siebenhofer (ORF) und der ehemalige Leiter der EU-Handelskammer in China, Jörg Wuttke. Eine Veranstaltung des Bruno Kreisky Forums Hosted on Acast. See acast.com/privacy for more information.

Die Vernehmlassung zum Europa-Paket des Bundesrats ist beendet. Und es zeigt sich: Die europapolitische Allianz von links bis zur FDP spielt wieder – wenngleich teilweise mit mehr oder weniger lauten Nebentönen. Alle Themen: (00:00) Intro und Schlagzeilen (01:18) Vernehmlassung zu EU-Paket endet - Positionen klären sich (06:36) Nachrichtenübersicht (12:18) Islamisten schneiden Mali von Benzinlieferungen ab (18:16) Wenn es auf der Baustelle summt statt brummt (23:03) Neue Studie: Schimpansen können Entscheidungen überdenken

Marty Morrissey, Gaelic Games Correspondent, highlights Offaly County Board's passing of a motion asking the GAA to “begin the process of ending all commercial involvement" with Allianz Insurance.

Fan Mail: Got a challenge digitizing your intake? Share it with us, and we'll unpack solutions from our experience at Cytora.In this episode of Making Risk Flow, host Juan de Castro welcomes Lambros Lambrou, Chief Strategy Officer at Aon, to explore how one of the world's largest insurance brokers is transforming risk management through data, AI, and innovation. They discuss how global megatrends, trade, technology, weather, and workforce are reshaping the insurance landscape and why a shift from traditional risk protection to enabling upside growth is crucial. Lambrou explains how Aon's “One Data Lake,” Risk Analyzers, and Broker Copilot tools provide real-time, predictive insights that help clients make smarter decisions across property, casualty, cyber, and health insurance. The conversation highlights the importance of breaking down silos, aligning teams around client outcomes, and leveraging technology to deliver integrated, intelligent risk solutions worldwide.To receive a custom demo from Cytora, click here and use the code 'Making Risk Flow'.Our previous guests include: Bronek Masojada of PPL, Craig Knightly of Inigo, Andrew Horton of QBE Insurance, Simon McGinn of Allianz, Stephane Flaquet of Hiscox, Matthew Grant of InsTech, Paul Brand of Convex, Paolo Cuomo of Gallagher Re, and Thierry Daucourt of AXA.Check out the three most downloaded episodes: The Five Pillars of Data Analytics Strategy in Insurance | Craig Knightly, Inigo 20 Years as CEO of Hiscox: Personal Reflections and the Evolution of PPL | Bronek Masojada Implementing ESG in the Insurance and Underwriting Space | Simon Tighe, Chaucer, and Paul McCarney, Moody's

Die USA sind Japans Schutzmacht. Bei einem Gipfeltreffen in Tokio kündigen beide Länder eine weitere Stärkung ihrer Sicherheitsallianz an; auch im Wirtschaftsbereich. Ein Signal an China.

LdN447 Trump überrascht mit Ukraine-Prognose, Was soll die Anerkennung Palästinas?, Euer Umgang mit der Weltlage, Neue Strategie der Bahn (Dirk Flege, Allianz Pro Schiene), Kimmel is back, Wirtschaftsministerin kopiert von RWE und eon, Wie Ihr mit Strom Geld verdient