Podcasts about Allianz

We discuss the big battle of the AI devices and the big tech players in that fight with our own Steve Kovach and Big Technology's Alex Kantrotwitz. Plus, Solus' Dan Greenhaus, iCapital's Sonali Basak and Invesco's Brian Levitt debate the state of the market as we near the end of the year. And, Mohamed El-Erian from Allianz tells us which potential Fed chair would be best for the equity market.  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In den Appellen der USA an Indien, sich gegen China "zu befreunden", lässt sich leicht die klassische Strategie der Angelsachsen erkennen, die darauf abzielt, eine Allianz zwischen diesen großen Akteuren auf dem Kontinent zu verhindern.  Von Juri Mawaschew

In this episode of Making Risk Flow, host Jake Harding speaks with Matthew Grant, founder and CEO of Instech and a veteran of 33 years in catastrophe modelling. Matthew unpacks why insurance's cautious approach to AI is more strategic than sceptical. Together, they explore how carriers can align technology adoption with real business problems, build trust in new data sources, and drive operational efficiency without disrupting core workflows. Matthew explains why consistency in user interfaces can mask major capability leaps, how to focus on outcomes rather than perfection in data quality, and why the industry's measured pace reflects deep risk intelligence. The conversation offers insurers a clear roadmap on how a purposeful adoption of AI and cultural innovation can drive a durable competitive advantage.Fan Mail: Got a challenge digitizing your intake? Share it with us, and we'll unpack solutions from our experience at Cytora.To receive a custom demo from Cytora, click here and use the code 'Making Risk Flow'.Our previous guests include: Bronek Masojada of PPL, Craig Knightly of Inigo, Andrew Horton of QBE Insurance, Simon McGinn of Allianz, Stephane Flaquet of Hiscox, Matthew Grant of InsTech, Paul Brand of Convex, Paolo Cuomo of Gallagher Re, and Thierry Daucourt of AXA.Check out the three most downloaded episodes: The Five Pillars of Data Analytics Strategy in Insurance | Craig Knightly, Inigo 20 Years as CEO of Hiscox: Personal Reflections and the Evolution of PPL | Bronek Masojada Implementing ESG in the Insurance and Underwriting Space | Simon Tighe, Chaucer, and Paul McCarney, Moody's

Olivier, Olivia und Alan sind in Adventsstimmung. Zeit für einen Netflix-Weihnachtsfilm: Ob «A Merry Little Ex-Mas» aber mehr hermacht als «The Merry Gentlemen» (2024) im letzten Jahr, wird sich zeigen müssen. Und an der Blockbuster-Front stellt sich das Moderationstrio dem Vorweihnachts-Kassenschlager «Wicked: For Good», dem zweiten Teil des Erfolgsmusicals mit Cynthia Erivo und Ariana Grande.0:00 Intro18:28 A Merry Little Ex-Mas31:21 Wicked: For Good44:48 Fragerunde: Die besten Film-Musicals

In dieser Episode des Allianz Gesundheitstalks sprechen Sabrina Volkmann und Angela von Bargen mit Prof. Dr. Nadia Harbeck, Leiterin des Brustzentrums der Frauenklinik der LMU München, über das Thema „Vorsorge ist Fürsorge – Brustkrebs frühzeitig erkennen – Früherkennung und Vorsorge“. Prof. Dr. Harbeck erklärt, warum Früherkennung Leben retten kann, welche modernen Diagnosemöglichkeiten es gibt – von Tastuntersuchungen über Mammografie bis zu Biomarkern – und wie Künstliche Intelligenz Radiologinnen und Radiologen heute unterstützt. Sie räumt mit Ängsten auf, gibt praktische Tipps für Frauen und Männer und betont: Vorsorge ist Teamarbeit – aus Wissenschaft, Medizin und bewusster Eigenverantwortung.

Gott will dir ganz nahe kommen – schon in 4Mose 11,16-17.24-29 wird sichtbar, wie sehr er seinem Volk seine Gegenwart schenken möchte. In ihrer Predigt vom 30. November 2025 zeigen Yvonne Costi und Alexander Hirsch, wie sich dieser rote Faden von den ersten Seiten der Bibel bis Pfingsten entfaltet: Nicht mehr nur einzelne Führungspersonen, sondern alle Gläubigen empfangen den Heiligen Geist und seine Gaben. Seine Nähe ist kein Ergebnis unseres Bemühens, sondern Ausdruck seines Herzens. Yvonne und Alexander teilen auch persönlich, wie sie Gottes Reden erleben – und wie sie in Zeiten umgehen, in denen er scheinbar schweigt. Die Einladung bleibt: sich neu auf Gottes Gegenwart einzulassen. (45 Minuten)

This week on Dividend Talk, we sit down together to look ahead to 2026 and ask a big question: is now the perfect moment to review and refine our dividend growth investing strategy?Every Friday, we chat about dividend stocks, and in this episode, we're diving deep into planning, discipline, and staying focused when the market (and the holiday season!) tests our impulses.We kick things off with some Black Friday fun, then move into what really matters:Why now is the right time to review our 2026 dividend planHow we avoid emotional decisions during the busiest time of the yearThe latest dividend news: HPQ, LVMH, Alimentation Couche-Tard, Omnicom, real estate REITs and moreWhat falling oil prices and weak consumer trends might mean for dividend investorsInsights from Goldman Sachs and Allianz on expected European equity performanceOur biggest lessons from past years — from dividend safety to tax optimisationHow to prepare your portfolio for next year's opportunities and risksAnd of course, your listener questions on income factory theory, REITs, AI disruption, sin stocks, and how we experience the real “snowball effect” of compoundingIf you want to continue the conversation, you can join our growing community of European dividend investors on Facebook or Discord — we're always there sharing ideas, lessons, and motivation.See you on the inside!Useful links: Continue the conversation with our community at ⁠⁠Facebook⁠ or ⁠⁠Discord⁠⁠ 20 Deep Dives a Year &Library of 150 EU & US Dividend stocks at ⁠⁠https://www.dividendtalk.eu

Daniel ist Autor und Essayist. Er hat über Zuhause, Nüchternheit und das Alleinsein geschrieben – und jetzt über die Liebe als politischen Akt. Wir haben das Gespräch live vor Publikum in Leipzig geführt. Ich wollte von ihm wissen, warum er seit einigen Jahren eine immer stärker werdende Welle des Hasses wahrnimmt und wieso er ausgerechnet in der Liebe eine politische Antwort darauf sieht. Wir sprechen darüber, wie sich seine eigene Angst und Retraumatisierung aus den 90ern anfühlt und warum Schweigen und Wegschauen für ihn keine Option mehr sind. Es geht um radikale Freundlichkeit, Nächstenliebe, über die Idee einer großen Allianz gegen rechtsextreme und neoliberale Eliten und die Frage, wie man mit Menschen spricht, die völlig andere politische Positionen haben. WERBEPARTNER & RABATTE: https://linktr.ee/hotelmatze MEIN GAST: https://www.instagram.com/thedanielschreiber/ DINGE: Daniels neues Buch “Liebe! Ein Aufruf”: https://bit.ly/48koPPd Daniel Schreiber - “Allein”: https://bit.ly/4oju5bW Daniels ZEIT-Artikel zum Thema “Heimat”: https://bit.ly/3KcD40K Daniel Schreiber - Schreibworkshops: https://salonfestival.de/schreibseminare/ March on Washington D.C. : https://bit.ly/3KnGRs5 Maximilian Frisch - Produktion Lena Rocholl - Redaktion Mit Vergnügen - Vermarktung und Distribution Hotel Matze live - https://eventim.de/artist/hotel-matze/ 06.12.2025 – Berlin – Deutsches Theater Berlin MEIN ZEUG: Mein Fragenset LIEBE: https://beherzt.net/liebe Mein erstes Fragenset: https://beherzt.net/matze Meine Spendenaktion: https://machmit.wellfair.ngo/hotel-matze-spendenaktion-2025 Mein Newsletter: https://matzehielscher.substack.com/ YouTube: https://bit.ly/2MXRILN TikTok: https://tiktok.com/@matzehielscher Instagram: https://instagram.com/matzehielscherHotel LinkedIn: https://linkedin.com/in/matzehielscher/ Mein Buch: https://bit.ly/39FtHQy

www.iotusecase.com#IndustrialIoT #Stahlwerk #MaschinenbauIn dieser Sonderfolge des IoT Use Case Podcasts begrüßt Gastgeberin Ing. Madeleine Mickeleit erstmals ihren neuen Podcast Co-Host Dr. Peter Schopf. Gemeinsam sprechen die beiden mit Jens Petri, Manager Business Development Digitalization bei GMN Paul Müller Industrie GmbH und Co. KG und erfahrener IoT-Praktiker aus der Stahlwerksumgebung.Im Fokus der Episode stehen die Umsetzung von IoT-Projekten, typische Stolpersteine und die Frage, warum viele Initiativen ohne ein klares Warum scheitern. Die Runde teilt Erfahrungen aus über hundert Industrieprojekten und zeigt, wie Unternehmen Use Cases sinnvoll priorisieren, funktionierende Partnerschaften aufbauen und kollektives Erfahrungswissen für ihre eigenen Projekte nutzen können.Podcast ZusammenfassungIoT erfolgreich umsetzen: Warum Purpose, Partnerschaften und kleine Use Cases zählenIn dieser Folge sprechen Ing. Madeleine Mickeleit, Dr. Peter Schopf und Jens Petri über zentrale Erfolgsfaktoren in IoT-Projekten. Im Mittelpunkt steht die Frage, warum viele Initiativen ins Stocken geraten und wie Unternehmen den Fokus vom Technologiestart hin zu einem klaren Nutzen entwickeln. Ein definiertes Warum wird zur Grundlage für Entscheidungen rund um Sensorik, Datenmodelle und Plattformen.Anhand konkreter Beispiele aus Stahlwerken und Maschinenbau zeigt Jens, wie kleine, präzise Use Cases schnell messbare Effekte erzielen, etwa durch frühzeitige Verschleißerkennung oder die Überwachung kritischer Komponenten. Solche Ansätze schaffen Vertrauen, erleichtern die Skalierung und verhindern teure Fehlentwicklungen.Ein weiterer Schwerpunkt ist die Bedeutung von Partnerschaften. IoT-Projekte leben von interoperablen Lösungen. Sensorik, Connectivity, Gateways und Software müssen zusammenwirken. Beispiele wie die fränkische Allianz von GMN zeigen, wie technologische Kooperation echte Innovation ermöglicht und alte Wettbewerbsgrenzen aufweicht.Außerdem erfahren die Hörer, warum Dr. Peter Schopf künftig den Podcast hosten wird und welche Perspektiven und Erfahrungen er dabei einbringt.Diese Episode liefert kompakte Orientierung für alle, die IoT-Projekte pragmatisch, skalierbar und mit Blick auf realen Nutzen umsetzen wollen.-----Relevant links from this episode:Madeleine (https://www.linkedin.com/in/madeleine-mickeleit/)Peter (https://www.linkedin.com/in/peter-schopf/)Jens (https://www.linkedin.com/in/jens-petri-56074385/)Jetzt IoT Use Case auf LinkedIn folgen1x monatlich IoT Use Case Update erhalten

Ole zu Gast in den heiligen Hallen Obenstrohes. Endlich mal wieder sinnieren über den #SVW und den #HSV

Die EZB warnt vor Aktienblasen und Dollar-Schwankungen, an den Märkten überwiegt dennoch die Zinshoffnung. Der DAX schließt den dritten Tag in Folge im Plus bei 23.726,22 Punkten, +1,11 %. An der Spitze steht die Commerzbank. Die Deutsche Bank sieht Gold perspektivisch bei 5.000 USD. Wir melden uns aus dem mobilen Studio vom Eigenkapitalforum in Frankfurt mit vielen frischen CEO- und Experteninterviews. Im Fokus der Unternehmen: Apple könnte Samsung laut Marktforschern vom Smartphone-Thron stoßen. Dell meldet dank KI-Servern Rekordzahlen. HP plant mit mehr KI bis zu 6.000 Stellen zu streichen, bei der Allianz-Reisesparte sollen 1.500 bis 1.800 Jobs wegfallen. Polen bestellt für rund 2,36 Mrd. € drei U-Boote beim schwedischen Rüstungskonzern Saab. Außerdem Thema: der Rückzug von Günter Papenburg beim Stahlkonzern Salzgitter.

In this special compilation episode of Making Risk Flow, host Juan de Castro revisits conversations with the industry leaders who shaped Season 7. Join Allison Thornicroft, Yaemish Rughoo, Mark Allan, Greg Hendrick, Bilge Mert, Jean-Jacques Henchoz, and Lambros Lambrou to explore why speed and efficiency matter in commercial insurance, how AI and technology are reshaping underwriting workflows, and the key strategies insurers are using to standardize processes and drive real value for clients. Discover how top carriers are accelerating quote-to-bind cycles, modernizing underwriting workflows, and redefining the insurance operating model for real impact.Fan Mail: Got a challenge digitizing your intake? Share it with us, and we'll unpack solutions from our experience at Cytora.To receive a custom demo from Cytora, click here and use the code 'Making Risk Flow'.Our previous guests include: Bronek Masojada of PPL, Craig Knightly of Inigo, Andrew Horton of QBE Insurance, Simon McGinn of Allianz, Stephane Flaquet of Hiscox, Matthew Grant of InsTech, Paul Brand of Convex, Paolo Cuomo of Gallagher Re, and Thierry Daucourt of AXA.Check out the three most downloaded episodes: The Five Pillars of Data Analytics Strategy in Insurance | Craig Knightly, Inigo 20 Years as CEO of Hiscox: Personal Reflections and the Evolution of PPL | Bronek Masojada Implementing ESG in the Insurance and Underwriting Space | Simon Tighe, Chaucer, and Paul McCarney, Moody's

Behind the scenes of the world's biggest companies lies a powerful, often invisible engine: high-stakes B2B transactions that move billions across borders. These deals are the lifeblood of global commerce—and when they go wrong, the ripple effects can be seismic. That's why insuring and protecting them isn't just smart—it's essential.On this episode of The Reboot Chronicles Show, we sit down with someone who doesn't just understand this world—he's reshaping it. Meet Artur Wisniewski, COO Allianz Trade Americas, part of the global powerhouse Allianz Group. With over $900 billion in assets under management and 156,000 employees across 70 countries, Allianz is one of the largest insurers and asset managers on the planet.Artur has spent the last two decades modernizing financial infrastructures across continents. From rebooting legacy systems to pioneering automation, AI, and data intelligence, he's been at the forefront of helping businesses navigate risk, scale smartly, and future-proof their operations.Listen in as Artur pulls back the curtain on; How trade credit insurance quietly powers our global economy, how AI and automation are transforming financial ecosystems, and what it takes to lead billion-dollar investments that reboot industries. It's a strategic blueprint in resilience, reinvention, and the art of safeguarding the world's most critical transactions. Join us as Artur guides us through the future of financial protection—and why it matters to all of us—now more than ever.

Die Erfüllung mit dem Heiligen Geist ist keine Option, sondern lebensnotwendig für die Nachfolge Jesu. Anhand von Epheser 5,18–21 zeigt Alexander Hirsch in seiner Predigt vom 23. November 2025, wie Gottes Geist unsere Anbetung, Dankbarkeit und Beziehungen prägt und uns in eine erfahrbare Nähe zu Gott führt. Er macht Mut, sich immer wieder neu nach dem Wirken des Geistes auszustrecken – auch für Gaben wie das Sprachengebet – und konkret um die Fülle des Heiligen Geistes zu bitten. (32 Minuten) Foto von Zac Harris auf Unsplash

Die Top-Meldungen am 21. November 2025: Monopolkommission sieht Wettbewerbsprobleme, Euronics sondiert Allianz mit Electronic Partner und Tarifstreit bei Oettinger zieht sich weiter hin

Der amerikanische Präsident Donald Trump reicht dem syrischen Machthaber Ahmed Al-Sharaa freundschaftlich die Hand – dem Mann, auf dessen Kopf noch bis vor Kurzem zehn Millionen USD Belohnung ausgesetzt waren. Zufall? Nur Provokation? Gar ein verrückter Pakt Trumps mit dem Terror? Wohl kaum. Hinter dem Treffen mit Al-Sharaa steckt weit mehr als Symbolpolitik: In dieser Folge gehen wir der Frage auf den Grund, welche strategischen Ziele Trump damit verfolgt, einem ehemaligen Top-Terroristen enthusiastisch die Hand zu reichen. Und auch, was das für die Machtbalance in Syrien, in Israel und in der ganzen Region des Nahen Ostens bedeutet. Aber auch der Perspektivwechsel ist wichtig. Deshalb beleuchtet diese Folge auch die Frage, warum sich der syrische Präsident Al-Sharaa – der noch bis vor Kurzem unter seinem islamistischen Kampfnamen "Abu Mohammad al-Jolani" auftrat – auf eine Allianz mit Amerika und dem Westen einzulassen scheint.   Anhören, weitersagen und fünf Sterne hinterlassen. Nur so kann der Podcast wachsen. -------- Unterstützte mich jetzt: www.tomdavidfrey.de/support --------

Megszólalt a NASA a földönkívülinek tartott objektumról: "békés látogató" érkezett a Naprendszerünkbe A NASA végre bemutatta a 3I/ATLAS-ról készült képeit Négyzetméterenként több mint száz dinoszaurusz-maradványt találtak egy erdélyi lelőhelyen Rusvai Miklós: Európa sincs teljes biztonságban az Ebolához hasonló halálos kórral szemben Ritka vírus betegített meg százakat hazánkban Az Amazónia gyorsabban szárad ki, mint ahogy a klímaváltozás indokolná 12 év után lelép a Meta egyik vezető mesterségesintelligencia-kutatója A Samsung és az Allianz együtt figyel a felhasználók egészségére Rendet tenne Európa a felugró sütiablakoknál Meg kell szoknunk, hogy a Robotaxik karamboloznak Egyre több látogatót hozhat a weboldalaknak az AI Drámai: ismét kínai űrhajósok rekedtek az űrben A ChatGPT segítő mondata még a cikkben volt, amikor kinyomtatták – nagymúltú lapnál történt a kínos baki Nincs MI-lufi, de a szuperintelligencia ettől még óriási bukta lesz A további adásainkat keresd a podcast.hirstart.hu oldalunkon. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Fan Mail: Got a challenge digitizing your intake? Share it with us, and we'll unpack solutions from our experience at Cytora.In this episode of Making Risk Flow, host Jake Harding speaks with Ross Wirth, Head of Strategic Tech Ecosystem at CyberCube, about why cyber insurance requires a new playbook for risk assessment. Ross explains how traditional underwriting struggles to keep pace with dynamic security environments, and why real-time data visibility is now essential for identifying concentration risk, single points of failure, and systemic exposures like cloud outages. The conversation explores shifting from static applications to continuous monitoring, balancing AI-driven insights with human judgment, and designing underwriting strategies that prioritise prevention over post-incident repair. Whether you're an underwriter, broker, or cyber risk leader, this episode offers practical guidance on using data intelligently while preserving the relationship-driven core of insurance.To receive a custom demo from Cytora, click here and use the code 'Making Risk Flow'.Our previous guests include: Bronek Masojada of PPL, Craig Knightly of Inigo, Andrew Horton of QBE Insurance, Simon McGinn of Allianz, Stephane Flaquet of Hiscox, Matthew Grant of InsTech, Paul Brand of Convex, Paolo Cuomo of Gallagher Re, and Thierry Daucourt of AXA.Check out the three most downloaded episodes: The Five Pillars of Data Analytics Strategy in Insurance | Craig Knightly, Inigo 20 Years as CEO of Hiscox: Personal Reflections and the Evolution of PPL | Bronek Masojada Implementing ESG in the Insurance and Underwriting Space | Simon Tighe, Chaucer, and Paul McCarney, Moody's

Schweden ist das jüngste NATO-Mitglied, nach mehr als 200 Jahren Neutralität war das Land im vergangenen Jahr dem Bündnis beigetreten. Bereits seit 2014 - nach der Annexion der Krim durch Russland - kümmert sich Schweden deutlich stärker um die eigene Verteidigung. Was genau das bedeutet und welche Konzepte entwickelt wurden, erklärt der Oberbefehlshaber der schwedischen Streitkräfte, Michael Claesson, im Gespräch mit Host Stefan Niemann. Der General schätzt ein, wie bedrohlich aus seiner Sicht Russland aktuell für Schweden und die anderen NATO-Staaten ist und er weist auf die wichtige Rolle hin, die sein Land in der Allianz und beim Schutz der Ostsee spielt. Während in Deutschland noch darüber diskutiert wird, ob es wirklich ohne Wehrpflicht gehen kann, hat Schweden diese schon vor einigen Jahren wieder eingeführt. Laut Claesson gibt es in der schwedischen Gesellschaft keine große Debatte darüber. Der General plädiert im Podcast außerdem dafür, die Ukraine stärker zu unterstützen, etwa mit gemeinsam produzierten Waffen. Der ukrainische Präsident ist auf Europatour und besucht verschiedene Länder. Von Frankreich will Selenskyj u.a. Rafale-Kampfjets und Flugabwehrsysteme kaufen. Die Hintergründe dazu liefert Kai Küstner. Er berichtet über den Versuch Selenskyjs, die Istanbuler Friedensgespräche wiederzubeleben und vom Druck auf Russland, den die EU und die USA erhöhen wollen. Stimmt Trump doch dem scharfen Kongress-Sanktionspaket gegen Russland zu? Außerdem blickt Kai auf die aktuelle Lage in der umkämpften Stadt Pokrowsk. Und auf zwei Ereignisse, die mit dem Krieg in Verbindung gebracht werden: Das Feuer auf einem türkischen Tankschiff und Sprengstoffanschläge auf eine strategisch wichtige Bahnlinie in Polen. Lob und Kritik, alles bitte per Mail an streitkraefte@ndr.de Interview mit General Michael Claesson: https://www.ndr.de/nachrichten/info/audio-332480.html Folge zu strategischer Bedeutung von Pokrowsk mit Franz-Stefan Gady: https://www.ardaudiothek.de/episode/urn:ard:episode:b86d8124c5d25354/ Interview mit Janis Kluge zur Wirkung von Sanktionen gegen Russland: https://www.ardaudiothek.de/episode/urn:ard:episode:3148993811c641ce/ Alle Folgen von “Streitkräfte und Strategien”: https://www.ndr.de/nachrichten/info/podcast2998.html Podcast-Tipp: Alles Geschichte - Der History-Podcast https://www.ardaudiothek.de/sendung/urn:ard:show:fdb83c5530d71150/

Guests: Alexander Pabst, Deputy Group CISO, Allianz Lars Koenig,  Global Head of D&R, Allianz  Topics:  Moving from traditional SIEM to an agentic SOC model, especially in a heavily regulated insurer, is a massive undertaking. What did the collaboration model with your vendor look like?  Agentic AI introduces a new layer of risk - that of unconstrained or unintended autonomous action. In the context of Allianz, how did you establish the governance framework for the SOC alert triage agents? Where did you draw the line between fully automated action and the mandatory "human-in-the-loop" for investigation or response? Agentic triage is only as good as the data it analyzes. From your perspective, what were the biggest challenges - and wins - in ensuring the data fidelity, freshness, and completeness in your SIEM to fuel reliable agent decisions? We've been talking about SOC automation for years, but this agentic wave feels different. As a deputy CISO, what was your primary, non-negotiable goal for the agent? Was it purely Mean Time to Respond (MTTR) reduction, or was the bigger strategic prize to fundamentally re-skill and uplevel your Tier 2/3 analysts by removing the low-value alert noise? As you built this out, were there any surprises along the way that left you shaking your head or laughing at the unexpected AI behaviors? We felt a major lack of proof - Anton kept asking for pudding - that any of the agentic SOC vendors we saw at RSA had actually achieved anything beyond hype! When it comes to your org, how are you measuring agent success?  What are the key metrics you are using right now? Resources: EP238 Google Lessons for Using AI Agents for Securing Our Enterprise EP242 The AI SOC: Is This The Automation We've Been Waiting For? EP249 Data First: What Really Makes Your SOC 'AI Ready'? EP236 Accelerated SIEM Journey: A SOC Leader's Playbook for Modernization and AI "Simple to Ask: Is Your SOC AI Ready? Not Simple to Answer!" blog "How Google Does It: Building AI agents for cybersecurity and defense" blog Company annual report to look for risk "How to Win Friends and Influence People" by Dale Carnegie "Will It Make the Boat Go Faster?" book

Bull Markets, Investor Hubris, and the Hidden Risks of Annuities Are you feeling smarter about your investments after years of strong market returns? In this episode of The Financial Hour of The Tom Dupree Show, Tom Dupree and Mike Johnson explore a critical truth that even legendary investors like Benjamin Graham learned the hard way: bull markets can create dangerous overconfidence. For those thinking about retirement or already in retirement in Kentucky, this discussion reveals why understanding what you own—and maintaining investment humility—matters more than chasing the latest “simple solution.” Unlike mass-market advisory firms that promote one-size-fits-all products, Dupree Financial Group emphasizes personalized investment management and portfolio transparency. This episode examines the psychology of market success, the realities of annuity contracts, and why direct access to portfolio managers who show you exactly what you own provides than opaque insurance products. Key Takeaways: Investment Lessons from Market History Bull Markets Create False Confidence: Even Benjamin Graham, Warren Buffett’s mentor, nearly lost everything after early success made him believe he “had Wall Street by the tail”—a lesson for today’s investors experiencing strong returns Market Success Often Includes Luck: Quick wins can lead to psychological distortions, especially when you’ve “unknowingly broken the rules of the game but won anyway” The Dangers of Autopilot Investing: Index funds and passive strategies mean following a “prescribed path that lots of other people are going,” with little thought given to how portfolios are composed Annuities Are Complex Insurance Products: Despite being marketed as simple solutions, annuities involve counterparty risk, surrender penalties, and fine print that rarely delivers promised returns Portfolio Transparency Is Powerful: Understanding exactly what you own—seeing individual stocks and bonds rather than packaged products—provides genuine comfort during market volatility Fear-Based Investing Creates Poor Outcomes: Investment decisions driven solely by fear (whether fear of loss or fear of missing out) typically underperform thoughtful, process-driven strategies The Benjamin Graham Story: When Success Breeds Dangerous Confidence Mike Johnson shares a compelling historical example that resonates powerfully with today’s investment environment. Benjamin Graham—the father of value investing and Warren Buffett’s teacher—started his investment firm in the Roaring Twenties with $400,000. Within just three years, he turned that into $2.5 million. As Mike explains: “Because of the great success over that short period of time, he knew that he knew it all, had Wall Street by the tail. He was thinking about owning a large yacht, a villa in Newport, race horses. And he said, ‘I was too young to realize that I’d caught a bad case of hubris.'” The consequences? When Graham thought the worst of the 1930 market crash was over, he went all in—and even used leverage. The result nearly wiped him out personally, and his firm had to be bailed out by a partner. By 1932, his portfolio had lost over 50%, dropping from $2.5 million back to just $375,000. Tom Dupree emphasizes the universal lesson: “The market can humble you real quick. You always have to view past successes in the lens of ‘okay, you may have had a good run, a good success, and some of that could be luck.'” Why This Matters for Kentucky Retirement Planning Today For those thinking about retirement who have benefited from recent market strength, this story serves as a critical reminder. Mike notes: “In the environment we’ve been in for the last several years in the market, some people have made life-changing money. Some people have made good returns and they got to their goal quicker than they thought they would.” The question becomes: How do you respect the gift the market has given you? Through careful analysis with a local financial advisor who can provide personalized portfolio analysis rather than assuming past success will automatically continue. The Problem with “Autopilot” Investing: Index Funds and Groupthink Tom Dupree delivers a powerful critique of passive index investing that challenges conventional wisdom. When Mike mentions autopilot investing, Tom responds: “Autopilot isn’t ever autopilot. It’s a path that someone else has selected that you’re going on and you’re going on it because everybody else is.” He continues with a critical observation: “In the case of an index, it’s an arbitrarily picked index of, say, 500 stocks that meet a certain size criteria, certain management criteria. What you don’t understand frequently is that by going on autopilot, you’re actually being told what to do. You’re not just going with the flow—there’s almost no thought going into it. There’s no real investing.” Mike adds: “That’s the definition of mediocrity. Even if the return is good and everybody’s getting a good return because the market’s doing well, it’s still mediocrity because you’re not spending any time thinking about what you’re doing or how you’re doing it.” The Windfall Effect: Why Unearned Money Often Gets Lost Mike shares another psychological insight relevant to both inheritance and market windfalls: “We’ve seen it when someone inherits a windfall unexpectedly. A lot of times you see bad decisions with that money. Not all the time, but a lot of times. They’ve never had that kind of money before. They didn’t earn it. How can you respect it that way? How can you fear it?” This applies directly to portfolios that have grown significantly without the owner fully understanding why or how. As Mike notes: “You don’t have the respect that also goes along with having made it. That’s why you see somebody that’s gradually built something over a long period of time—you don’t have that dopamine hit.” For Kentucky retirement planning, this suggests the importance of understanding your investment philosophy and how each holding contributes to your goals, rather than simply celebrating portfolio growth without comprehension. Annuities: The “Simple Solution” That Rarely Delivers The second half of the episode tackles annuities—insurance products increasingly marketed to those in or approaching retirement. Mike presents sobering statistics: “In 2025, more Americans than ever are going to be turning 65—about 4.2 million US citizens will be turning 65 this year.” He connects this demographic trend with research from Allianz: “64% of those surveyed were more worried about running out of money than death.” Tom responds: “That’s a really frightening comment on where a lot of people are.” This fear creates demand for products marketed as “easy solutions”—but the reality is far more complex. Types of Annuities and Their Real-World Performance Mike breaks down the main annuity categories: Index Annuities (Currently Most Popular): These promise you can earn up to a certain percentage annually without losing principal if markets decline. However, Mike explains the reality: “What you generally see is the rate of return on an index annuity averages pretty close to what the going CD rate is. That’s just the math of it.” The problem lies in the fine print. Mike offers a detailed example: “Let’s say it’s a one-year point-to-point, and they say over the year you can make up to 6%. If you take that on a monthly basis, that’s half a percent a month. If in January the market goes up 1%, they credit you half a percent. But then come December, the market goes down 7%. It’s still up for the year, but December wiped out your credit. Even though the market is up for the year, you’re credited with zero.” Immediate Annuities: The “purest form” where you give an insurance company principal in exchange for monthly income. Mike notes: “In those scenarios, you’re essentially getting your own money back for 15, 18 years, and then you start coming out ahead—not even taking into account time value of money.” Fixed Annuities: Similar to CDs inside a tax-deferred wrapper. The primary risk? “The insurance company is able to use the money to earn a return, and in exchange for what they’re paying you. The risk that you’re agreeing to take on is inflation risk.” Variable Annuities: Once popular in the 1990s and early 2000s but less common now due to previous issues at major insurers. The Hidden Risks Nobody Tells You About Annuities Beyond the obvious issues like surrender penalties (typically 7 years, but Mike has seen contracts as long as 14 years), several critical risks receive little attention: Counterparty Risk: Who’s Really Backing Your Annuity? Tom explains: “You have the insurance company as the counterparty, and the insurance company is investing its own money in corporate bonds, and some of those are going into these AI data centers.” Mike expands on this: “Most people think when they have an annuity from an insurance company that it’s similar to something AAA because it’s insured. But what’s it insured by? It’s insured by securities that are backing it that could have trouble.” Tom recalls historical examples: “I’ve seen it happen before. AIG, Executive Life before that—lots of it during my career. Hartford got in trouble with writing variable annuities.” The Insurance Company Squeeze: When Spreads Get Tight Mike reveals a current market concern: “There’s huge demand for bonds, and at the same time, the hyperscalers financing data centers are looking for buyers. The marginal buyer, the largest buyer, has been insurance companies of the data center debt.” The consequence? “Spreads are the tightest they’ve been since the nineties. They’re being priced for perfection, priced almost like a Treasury. But we’re talking about bonds that are backed by a data center with a revenue stream that’s not yet to be determined.” Tom summarizes: “When the spreads aren’t attractive, they’ll go out on the risk spectrum and take more risks to try to get a little more spread there. It’s a vicious cycle.” The Commission Structure Nobody Mentions Tom notes: “We didn’t even talk about the commission part of the annuity structure—the fact that it’s a very, very heavily commission-structured product.” This contrasts sharply with Dupree Financial Group’s approach: “We are fee-based, and it takes all incentive to not—well, we’re fiduciaries also, so we must by law do what’s best for the client. That aligns our interest with the clients as well, which gives you a different product.” The Power of Portfolio Transparency: Seeing What You Actually Own Throughout the episode, Tom and Mike return to a core principle that distinguishes personalized investment management from packaged products. Tom explains: “Our style of investing is that when you get your statement, you are looking under the hood because it’s right there. You’re seeing what your money’s invested in. You’re not looking at an investment that’s invested your money in something else that you can’t see.” Mike emphasizes why this matters over time: “You gain an understanding and a comfort level that’s not just taking somebody’s word for it. You’re seeing it with your own eyes over a long period of time. You see the income, you see price movement. You see these different aspects, and really, it makes the thing come to life.” This transparency provides advantages that no annuity contract or index fund can match: You know exactly which companies you own shares in You understand why each holding is in your portfolio You can see income generation in real-time, not theoretical returns You develop genuine comfort during market volatility because you know what you own You avoid the “black box” problem of packaged products Tom adds: “We’ve always invested with people typically where we show them what is under the hood, what they own. It’s not a package product. It’s not an ETF, it’s not a mutual fund, it isn’t an annuity. It’s not some structured note. It’s bonds and stocks for the most part.” Learning from Mistakes: The Value of Experience Tom shares an honest perspective on how Dupree Financial Group has developed its approach: “There’s nothing like mistakes to help you with financial stuff. Mistakes are valuable if you can limit them to a certain amount to where it doesn’t knock you out of the box. But one of the best investing tools is making mistakes.” He continues: “We’ve learned a lot in our firm with companies that we invested in that were just mistakes. We didn’t think they were mistakes at the time, but over time, you know, it was. And what we began to learn is: Don’t go there again. Let’s not do that one again.” This experiential learning creates pattern recognition: “When you see something again, you see similarities and differences and you’re like, ‘Okay, that’s an opportunity.’ You just learn.” This accumulated wisdom—built over 47 years in Tom’s case—represents a significant advantage of working with experienced local financial advisors rather than being assigned an investment counselor at a large national firm who may lack this depth of historical perspective. The Critical Questions to Ask About Your Retirement Portfolio Mike provides a framework for evaluating your current situation: “You have to pause and view it in the context of you, specifically your situation. There’s always going to be people richer than you. There’s always going to be people that have more of something than you have, and you have to be careful of viewing your situation through their context.” He offers specific questions: “Do the numbers work for you at where they are?” “Do a critical analysis of what the investments are” “Is there an investment plan?” “Or is it—has it just been on autopilot and the autopilot’s taking you where you wanted to go?” “You need to reevaluate where things are today” Mike emphasizes the market context: “This market—people who have had assets invested in the stock market for the last several years—you’ve been given a gift. Generally speaking, a gift in terms of the returns. And you need to respect the gift.” How do you respect it? “By analyzing what it is that you have and thinking critically about how can this be used. Is it being utilized properly in terms of an investment mix, in terms of just an investment approach?” Fear vs. Process: Making Better Investment Decisions A recurring theme throughout the episode is the danger of emotion-driven investing. Mike warns: “You have to be very concerned about allowing your investment decision to be driven only by fear. Yes. And to the point we were making in the first half, having a process—an investment process, an investment plan—that is dynamic enough to change when things need to change.” He identifies two common fear patterns: Fear of Loss: “Think about what fear drives you to do generally. You can look at fear in a situation like an annuity where you leave potential earnings on the table out of fear.” Fear of Missing Out: “And then sometimes there’s fear of missing out in an up market and you can jump in when you shouldn’t.” Tom adds: “Fear is a good thing to have in relation to investing.” Mike clarifies: “Respect. I would call it respect. A respect that things can happen.” This balanced perspective—maintaining respect for market risks while following a thoughtful process—characterizes the approach at Dupree Financial Group. Review their market commentary archive to see how this philosophy has been applied across various market cycles. When Annuities Actually Make Sense (It’s Rare, But It Happens) Despite the episode’s critical examination of annuities, Tom shares an important caveat: “I have seen annuities where they actually make sense for the person. And in those instances, keep it.” He shares a specific example: “I had a client one time that did buy an annuity. It grew in value. He passed away and his wife received a significantly higher payout than what would have happened if we had just invested in investments because the market had gone down, but the value of the annuity had gone up.” Tom reflects on the outcome: “That was a case where I feel like that lady was blessed. I’ve seen it happen too where there have been clients that I feel like—and the only way I can put it is—it’s like God touched them in ways that I can’t explain. Just in ways that it’s just a blessing.” The key takeaway? “You need to have an unbiased analysis of the contract. What are the terms? Does it actually accomplish your goals?” If you currently own an annuity, Mike encourages: “You can give us a call and we can talk with you about the specifics of your contract.” Why “Simple Solutions” Rarely Work for Retirement Mike concludes with a fundamental truth about retirement investing: “Investing’s never just a simple one decision solution. It’s a process. It has to be because things change. Markets change, people’s lives change, and there has to be a process behind what you’re doing.” Tom reinforces the warning: “Whenever they tell you you don’t have to look under the hood with this investment, you better look under the hood.” This principle applies equally to: Index funds marketed as “set it and forget it” solutions Annuities sold as eliminating all market risk Any investment product that promises complexity has been eliminated Mass-market approaches that treat all investors identically For those thinking about retirement or already in retirement in Kentucky, the alternative is working with advisors who provide direct access to portfolio managers, show you exactly what you own, and maintain a process-driven approach that adapts to changing circumstances while remaining grounded in time-tested principles. Ready to See What’s Really Under the Hood of Your Portfolio? If you’re concerned that recent market success may have created blind spots in your retirement planning—or if you’re evaluating whether an annuity truly serves your interests—Dupree Financial Group offers complimentary portfolio reviews for Kentucky residents thinking about retirement or already in retirement. During your consultation, you’ll receive: Honest assessment of your current portfolio’s strengths and vulnerabilities Analysis of whether you’re taking appropriate risks given your life stage Evaluation of any annuity contracts you currently own (unbiased review of actual terms) Direct conversation with experienced portfolio managers who personally manage client assets Clear explanation of what you own and why—no black boxes or packaged products Discussion of how to respect and protect the gains the market has provided Don’t let bull market confidence create blind spots in your retirement plan. Schedule your complimentary portfolio review today. Call Dupree Financial Group at (859) 233-0400 or visit www.dupreefinancial.com to schedule directly from our homepage. Experience the difference that personalized investment management, portfolio transparency, and direct access to portfolio managers makes in your Kentucky retirement planning journey. Frequently Asked Questions About Bull Markets, Annuities, and Retirement Investing What does it mean that “bull markets make you feel smarter than you really are”? This phrase captures how extended periods of market gains can create false confidence in investment abilities. As the Benjamin Graham story illustrates, even legendary investors can mistake favorable market conditions for personal genius. For those in or approaching retirement in Kentucky, this means strong recent returns shouldn’t lead to overconfidence or excessive risk-taking. Working with a local financial advisor who provides objective perspective helps distinguish between skill and fortunate timing. Why did Benjamin Graham nearly lose everything despite being Warren Buffett’s teacher? After turning $400,000 into $2.5 million in just three years during the 1920s, Graham developed what he called “hubris”—thinking he “had Wall Street by the tail.” When he believed the 1930 crash was over, he went all in using leverage. The market continued falling, and his portfolio dropped back to just $375,000. The lesson: even brilliant investors can be humbled by markets when success breeds overconfidence. His partner had to bail out the firm, and Graham didn’t take a salary for years while making clients whole. What’s wrong with index fund investing for retirement? While index funds work for some investors, Tom Dupree notes they represent “a path that someone else has selected that you’re going on because everybody else is.” There’s “no real investing” happening—just following an arbitrary selection of stocks based on size criteria. Mike Johnson adds this is “the definition of mediocrity” because “you’re not spending any time thinking about what you’re doing.” For Kentucky retirement planning, personalized investment management provides understanding of actual holdings rather than passive acceptance of whatever an index contains. How do index annuities actually work, and why do they underperform? Index annuities promise upside participation (often “up to 6% annually”) with downside protection. However, the mechanics rarely deliver. In a typical point-to-point structure, if the market gains 1% monthly for 11 months (crediting you 0.5% monthly due to caps), you’d have 5.5% credited. But if December sees a 7% decline, your entire credit gets wiped out even though the market is up for the year. The result: returns typically match CD rates despite the complex structure. The fine print and monthly/quarterly calculations favor the insurance company. What is counterparty risk with annuities? Counterparty risk refers to the possibility that the insurance company backing your annuity could face financial trouble. Insurance companies invest your principal in corporate bonds and other securities to earn returns higher than what they promise to pay you. Currently, many insurers are heavily invested in AI data center debt with unproven revenue streams. Historical examples like AIG, Executive Life, and Hartford show this isn’t theoretical—insurance companies can and do get into trouble, potentially affecting annuity values. Are there situations where annuities make sense? Yes, though they’re rare. Tom Dupree shares an example where a client’s widow received significantly more from an annuity than she would have from traditional investments because her husband passed away after the annuity grew but when markets had declined. However, these favorable outcomes are exceptions. The key is having an unbiased analysis of your specific contract terms and whether they truly accomplish your goals. If you own an annuity, Dupree Financial Group can review whether keeping it makes sense for your situation. What does it mean to “look under the hood” of your portfolio? Looking under the hood means seeing exactly what individual stocks and bonds you own rather than just seeing a packaged product name and account value. Tom Dupree explains: “When you get your statement, you are looking under the hood because it’s right there. You’re seeing what your money’s invested in, not what packaged product your money is in.” This transparency allows you to understand what companies you own, why you own them, and how they generate income—creating genuine comfort during market volatility. Why is “autopilot” investing dangerous for those approaching retirement? Autopilot investing—whether through target-date funds, robo-advisors, or simple index strategies—means following a prescribed path with little thought given to your specific situation. Tom notes you’re “actually being told what to do” rather than having a strategy tailored to your goals, timeline, and risk tolerance. As retirement nears, one-size-fits-all approaches can leave you overexposed to market declines or invested in ways that don’t generate needed income. Personalized investment management adapts to your changing life circumstances. What should I do if I’ve benefited from recent strong market returns? Mike Johnson advises: “You’ve been given a gift. Generally speaking, a gift in terms of the returns. And you need to respect the gift.” Respecting it means analyzing what you have, ensuring your investment mix still makes sense, and not assuming past success will automatically continue. Ask: “Do the numbers work for you at where they are?” and “Is there an investment plan, or has it just been on autopilot?” A complimentary portfolio review with Kentucky retirement planning specialists can provide this objective assessment. How do I know if fear is driving my investment decisions? Fear-driven investing shows up in two ways: fear of loss (leading to overly conservative choices like annuities that sacrifice potential growth) and fear of missing out (jumping into hot investments at precisely the wrong time). Both create poor outcomes. The alternative is what Tom calls “respect” for markets—acknowledging risks while following a thoughtful process. Mike emphasizes having “an investment plan that is dynamic enough to change when things need to change” rather than reacting emotionally to short-term events. What’s the difference between fee-based advisors and commission-based annuity sales? Annuities typically involve substantial commissions paid to the salesperson, creating incentives that may not align with your interests. Tom Dupree explains: “We are fee-based, and it takes all incentive to not—well, we’re fiduciaries also, so we must by law do what’s best for the client. That aligns our interest with the clients.” Fee-based structures mean advisors earn based on portfolio performance and client retention, not product sales. This fundamental difference affects which solutions get recommended. About The Financial Hour of The Tom Dupree Show The Financial Hour provides practical investment wisdom and retirement planning guidance for Kentucky residents approaching or living in retirement. Hosted by Tom Dupree, founder of Dupree Financial Group, with insights from portfolio manager Mike Johnson, each episode delivers actionable strategies based on decades of experience in personalized investment management and portfolio transparency. Listen to more episodes and read additional market commentary at www.dupreefinancial.com/podcast. The post Bull Markets, Investor Hubris, and the Hidden Risks of Annuities  appeared first on Dupree Financial.

APAC stocks were pressured following the sell-off stateside, where tech was hit on valuation and China AI race concerns, while sentiment was also not helped by recent hawkish-leaning Fed rhetoric and mixed Chinese activity data.Chinese activity data was mixed, in which Industrial Production disappointed and Retail Sales marginally topped estimates, but both showed a slowdown from the previous, while Chinese House Prices continued to contract.US BLS said it is working on a plan to release the delayed data and stated, "We appreciate your patience while we work to get this information out ASAP, as it may take time to fully assess the situation and finalise revised release dates", according to WSJ.UK PM Starmer and Chancellor Reeves reportedly ditched budget plans to increase income tax rates, according to FT.European equity futures indicate a lower cash market open with Euro Stoxx 50 futures down 0.3% after the cash market closed with losses of 0.8% on Thursday.Looking ahead, highlights include German Wholesale Price Index (Oct), French/Spanish CPI Final (Oct), EU Trade Balance (Sep), EU GDP Flash Estimate (Q3), Speakers including ECB's Cipollone, Elderson & Lane, Fed's Bostic, Schmid & Logan, Earnings from Swiss Re, Allianz & Siemens Energy.Read the full report covering Equities, Forex, Fixed Income, Commodites and more on Newsquawk

Repasamos nombres como Siemens Energy, Allianz, Infineon, Stellantis y Richemont. Con Javier Etcheverry, analista y trader profesional.

"Ist Monogamie ein Märchen?" - Mit dieser Frage hat uns eine Hörerin konfrontiert und uns darum gebeten, monogame Landzeitbeziehungen zum Thema zu machen. Diesem Wunsch kommen wir natürlich sehr gerne nach. Denn: In monogamen Langzeitbeziehungen gibt es tatsächlich "viel Langeweile", sagt Ann-Marlene. Oft findet kaum bis gar kein Sex mehr statt. Allenfalls geht es darum, "es" ab und zu mal zu machen. Die Folge: Nicht selten bricht der mehrwollende Partner oder die Partnerin aus der Beziehung aus, geht fremd oder trennt sich. Doch so weit muss es nicht kommen. Denn mit ein wenig "(Reparatur-)Arbeit" kann dem Wunsch nach Verbindung und Intimität auch in langen, monogamen Beziehungen nachgegangen werden, wenn sich beide für diese Beziehungsform (es gibt weitere!) entschieden haben. Was es dafür braucht: zwei reife, differenzierte Partner und eine "kollaborative Allianz".

Fan Mail: Got a challenge digitizing your intake? Share it with us, and we'll unpack solutions from our experience at Cytora.In this episode of Making Risk Flow, Juan de Castro sits down with Mark Allan, CEO of Ki Insurance, to explore how a digital-first, data-led approach is transforming underwriting in the London market. Mark shares how Ki combines algorithmic precision with human expertise to underwrite individual risks at unprecedented speed, while maintaining portfolio-level oversight.This episode explores Ki's mission-driven culture, the challenges of blending technology and insurance talent, and how partnerships with brokers and carriers are amplifying the impact of their platform. From building a billion-dollar business to enabling a more seamless, data-driven flow of risk, Mark explains how Ki is reshaping the ecosystem and setting a new standard for efficiency, collaboration, and innovation in insurance.To receive a custom demo from Cytora, click here and use the code 'Making Risk Flow'.Our previous guests include: Bronek Masojada of PPL, Craig Knightly of Inigo, Andrew Horton of QBE Insurance, Simon McGinn of Allianz, Stephane Flaquet of Hiscox, Matthew Grant of InsTech, Paul Brand of Convex, Paolo Cuomo of Gallagher Re, and Thierry Daucourt of AXA.Check out the three most downloaded episodes: The Five Pillars of Data Analytics Strategy in Insurance | Craig Knightly, Inigo 20 Years as CEO of Hiscox: Personal Reflections and the Evolution of PPL | Bronek Masojada Implementing ESG in the Insurance and Underwriting Space | Simon Tighe, Chaucer, and Paul McCarney, Moody's

Dans l'Allier, à Montluçon, un colis piégé a explosé dans les locaux de l'assureur Allianz. Le fils du patron de l'agence a été blessé au moment d'ouvrir les colis dans la boîte aux lettres, lundi 10 novembre. En début d'après-midi, Thibault, 34 ans, a récupéré deux colis dans la boîte aux lettres, insérée dans la façade de l'immeuble. À l'ouverture de l'un d'eux, une explosion se produit, blessant le jeune homme aux mains, aux bras et au thorax. Au micro de RTL, une riveraine dit avoir entendu un bruit surprenant depuis son appartement, situé à quelques dizaines de mètres de là. "J'ai vu le jeune qui nettoyait comme de la poudre blanche sur ses marches. Je l'ai vu qui tenait son poignet droit et qu'il était complètement courbé", raconte-t-elle. Sur place, deux types de poudres différentes auraient été retrouvées par les enquêteurs, ainsi que des boulons. La police scientifique et les démineurs, venus de Lyon, ont inspecté les lieux jusqu'au milieu de la nuit. Hébergé par Audiomeans. Visitez audiomeans.fr/politique-de-confidentialite pour plus d'informations.

Tá brú leanúnach ag teacht ar an Chumann Lúthchleas Gael deireadh a chur leis an cheangal atá acu leis an chomhlacht árachais Allianz. Tá contaetha Thír Eoghain agus Uibh Fháilí i ndiaidh theacht amach ag rá gur cheart deireadh a chur leis an cheangal agus tá Nodlaig linn le plé a dhéanamh ar seo,

Im Krieg Russland gegen die Ukraine geht es um die globale Neuverteilung der Macht, sagt Oberst Markus Reisner, Europa ist bereits Kriegspartei, will es aber nicht wahrhaben. Ein Podcast von Pragmaticus.Das ThemaWir sind die Schlafwandler des 21. Jahrhunderts, Russland greift den Westen mit einer Reihe von unkonventionellen Methoden an, nur wissen die wenigsten, dass Kriegsführung im 21. Jahrhundert auf verschiedenen Fronten stattfindet. Oberst Markus Reisner hat die Entwicklungen der neuen geopolitischen Machtkämpfe im Überblick. Im Pragmaticus-Podcast dröselt er auf, was viele nicht wahrhaben wollen. Erstens: Dass Russland seine Zermürbungstaktik nur mit Hilfe von China und der Allianz des Globalen Südens führen kann. Zweitens: Dass Russland den Westen durch kognitive Kriegsführung destabilisiert, durch Polarisierung der Öffentlichkeit. Und drittens: Dass hybride Kriegsmittel wie Sabotage-Akte längst an der Tagesordnung sind. Drohnenüberflüge in baltischen Staaten oder München sind konkrete Provokationen und „tragen Russlands Handschrift“, sagt Reisner. Was tun? Ganz klar: Zusammenrücken, Bedrohungen erkennen und Abwehr aufbauen, sagt er, weil das die einzige Sprache ist, die Aggressoren verstehen.Unser Gast in dieser Folge: Markus Reisner ist Oberst des Generalstabsdienstes im Österreichischen Bundesheer und Leiter der Offiziersausbildung an der Militärakademie Wiener Neustadt. Er hat Rechtswissenschaften und Geschichte an der Universität Wien studiert, eine Dissertation über Drohnen geschrieben. Seit 2017 ist er Mitglied des militärhistorischen Beirats der Wissenschaftskommission beim Bundesministerium für Landesverteidigung und Sport. Zudem ist er Vorstandsmitglied des Clausewitz Netzwerks für Strategische Studien.Dies ist ein Podcast von Der Pragmaticus. Sie finden uns auch auf Instagram, Facebook, LinkedIn und X (Twitter).  

Kevin Sandelin of Allianz Commercial explains how climate-driven risks now extend far beyond property damage, impacting supply chains, workforce safety, operations, and business reputation in this clip from … Read More » The post Climate Risk Is More Than Just Property Damage | Risky Future Summit 2025 appeared first on Insurance Journal TV.

1256. La palabra inspiración es lo primero que me viene a la cabeza cuando pienso en este lunes podcastero y en el podcast que os traigo hoy: Mentes valientes. No solo por el contenido en sí, sino por quienes lo conducen y por la historia personal que tengo asociada a uno de sus protagonistas. Este proyecto, breve pero muy potente, está conducido por Álex Roca junto a su mujer Mari Carme Maza, y aunque apenas cuenta con cinco episodios, su impacto es de los que dejan huella. Y como ya sabéis, yo cuando algo me toca de verdad, necesito compartirlo. A Álex le conocí —como muchos— a través de un vídeo viral cruzando la meta de una media maratón. Y desde entonces, cada vez que tengo una carrera o necesito un empujón de motivación, recurro a ver ese mismo vídeo. Su lema “El límite te lo pones tú” no solo se queda en una frase bonita para una camiseta, sino que lo transmite en cada paso, en cada palabra, en cada gesto. Y lo mismo puedo decir de Mari Carme, que además de acompañarle en su día a día, lo hace también en este podcast actuando como intérprete y, por qué no decirlo, como cómplice perfecta._____________Durante años hemos presumido de tener la mejor sanidad del mundo. Pero algo ha cambiado. Hoy las listas de espera baten récords, faltan más de cien mil sanitarios y uno de cada cuatro españoles ya tiene un seguro privado.¿Qué le está pasando a nuestro sistema de salud? ¿Y por qué nadie parece capaz de arreglarlo? No es país para enfermos es un pódcast narrativo que investiga por qué la mejor sanidad del mundo está al borde del colapso. A través de historias de pacientes y sanitarios y del análisis de los expertos, explora asuntos como la avalancha de enfermos crónicos que se viene, el auge de la sanidad privada o la preparación para la próxima pandemia. Escucha 'No es país para enfermos' en tu plataforma de podcast favorita: https://pod.link/1849715001_____________ En este podcast producido por Podium Podcast y LACOProductora con Allianz detrás, se exploran conceptos como el propósito, la resiliencia, el coraje, la visión y la determinación. Y no se quedan en teoría: cada episodio viene acompañado por dos invitados que representan esos valores. Desde deportistas olímpicos hasta periodistas, empresarios o pilotos, sus historias se entrelazan con las preguntas y reflexiones de Álex y Mari Carme, creando un espacio íntimo, lleno de emoción y, sobre todo, humanidad. Personalmente, me fastidia un poco que no haya más entregas previstas. Cinco capítulos se me han hecho cortos. Pero también entiendo que no todos los proyectos tienen que ser eternos. A veces, lo breve y bien hecho, si inspira, vale por tres temporadas. Y Mentes valientes es uno de esos casos. Se escucha rápido, pero se queda dentro. También quiero destacar un pequeño gesto que comentan en el podcast y que me ha parecido precioso: la costumbre de regalar a los amigos invisibles un... No te lo voy a decir, tendrás que escuchar Mentes valientes para descubrirlo.Puedes suscribirte a 'Mentes valientes' a través de tu plataforma favorita entrando en el siguiente enlace: https://pod.link/1839248388 _____________Consigue tu entrada para el directo de 'Estamos al mando' el 14 de noviembre en las Podnights Madrid a través de Eventbritehttps://www.eventbrite.es/e/entradas-estamos-al-mando-en-podnights-madrid-1547995098009?aff=oddtdtcreator_____________ ¡Gracias por pasarte 'Al otro lado del micrófono' un día más para seguir aprendiendo sobre podcasting! Si quieres descubrir cómo puedes unirte a la comunidad o a los diferentes canales donde está presente este podcast, te invito a visitar https://alotroladodelmicrofono.com/unete Además, puedes apoyar el proyecto mediante un pequeño impulso mensual, desde un granito de café mensual hasta un brunch digital. Descubre las diferentes opciones entrando en: https://alotroladodelmicrofono.com/cafe. También puedes apoyar el proyecto a través de tus compras en Amazon mediante mi enlace de afiliados https://alotroladodelmicrofono.com/amazon La voz que puedes escuchar en la intro del podcast es de Juan Navarro Torelló (PoniendoVoces) y el diseño visual es de Antonio Poveda. La dirección, grabación y locución corre a cargo de Jorge Marín. La sintonía que puedes escuchar en cada capítulo ha sido creada por Jason Show y se titula: 2 Above Zero.  'Al otro lado del micrófono' es una creación de EOVE Productora.

Fan Mail: Got a challenge digitizing your intake? Share it with us, and we'll unpack solutions from our experience at Cytora.Welcome to a new episode of Making Risk Flow: Exploring the Ecosystem. Our host Jake Harding welcomes Alan Ringvald, CEO and co-founder of Relativity6, to unpack how AI and multi-source data are redefining underwriting. Together, they explore why insurers must move beyond generic AI tools toward workflow-specific solutions that integrate seamlessly into real underwriting environments.Alan shares how intelligent data aggregation can empower underwriters with trusted, actionable insights, without adding complexity, and why automation is now essential to handle rising submission volumes profitably. The conversation highlights a future where AI enhances, rather than replaces, human judgment, creating a true partnership between people and machines. Discover how early adopters of intelligent automation will lead the next era of efficient, insight-driven insurance.To receive a custom demo from Cytora, click here and use the code 'Making Risk Flow'.Our previous guests include: Bronek Masojada of PPL, Craig Knightly of Inigo, Andrew Horton of QBE Insurance, Simon McGinn of Allianz, Stephane Flaquet of Hiscox, Matthew Grant of InsTech, Paul Brand of Convex, Paolo Cuomo of Gallagher Re, and Thierry Daucourt of AXA.Check out the three most downloaded episodes: The Five Pillars of Data Analytics Strategy in Insurance | Craig Knightly, Inigo 20 Years as CEO of Hiscox: Personal Reflections and the Evolution of PPL | Bronek Masojada Implementing ESG in the Insurance and Underwriting Space | Simon Tighe, Chaucer, and Paul McCarney, Moody's

From ransomware to technical breakdowns, Allianz identifies supply chain disruptions as a major factor behind losses across manufacturing, retail, and professional services sectors. To watch the full interview … Read More » The post Inside Allianz's Cyber Report – Supply Chain Risks on the Rise appeared first on Insurance Journal TV.

From ransomware to technical breakdowns, Allianz identifies supply chain disruptions as a major factor behind losses across manufacturing, retail, and professional services sectors. To watch the full interview … Read More » The post Inside Allianz's Cyber Report – Supply Chain Risks on the Rise appeared first on Insurance Journal TV.

Reporter, Barry Gallagher assesses the damage done to the Irish headquarters of global insurer, Allianz which was vandalised last night.

Während die EU seit über zwei Jahren um Einigkeit im Ukraine-Konflikt ringt, wächst in Mittelosteuropa der Widerstand gegen den bisherigen Kurs. Ungarn, Slowakei und Tschechien könnten eine neue Gegenallianz bilden.

In this week's episode, I caught up with Dave Connors, CEO and Founder of distriBind, who's on a mission to transform how the insurance industry handles data.Dave shared the story of how distriBind is eliminating spreadsheet chaos in delegated authority processes—a problem even the largest insurers struggle with. The AI Reality Check:One of the most refreshing parts of our conversation? Dave's perspective on AI. While everyone's rushing to apply AI to every problem, Dave explained why data ingestion and transformation doesn't need AI—traditional methods can be more efficient and cost-effective. Where AI does add value is in the analytics layer: but you need to solve the foundational data problem first.Other Key Insights:Why enforcing a single data standard across the industry misses the point—distriBind's approach transforms and enriches data to meet each receiver's needsTheir dual product strategy: distriBind as the digital workbench for post-bind data exchange and processing, and their newer product Sunapto, focused on the due diligence and onboarding phaseThe importance of having patience and developing long-term client relationships—building trust from the early days when clients believed in their vision to now processing over $1 billion in premium annuallyHow they've grown ARR by 50-60% this year through expansion with existing clients - like Allianz where they started small and are now expanding into US operationsTheir expansion strategy into the US market and the global delegated authority spaceWhy having deep industry expertise is crucial to solving this problem—it's not just a tech challenge, it's an insurance industry challengeDave's journey from 2019 to today offers valuable lessons on building in a complex space, choosing the right technology for the job, and why sometimes the best innovation is making the fundamentals work properly before adding bells and whistles.If you're interested in insurance innovation, practical vs. hyped technology, or building sustainable client relationships in complex markets, this episode is for you. Hosted on Acast. See acast.com/privacy for more information.

Für viele Europäer war es ein Schock, als aus China die Bilder von einem Treffen zwischen Xi Jinping, Wladimir Putin und Kim Jong Un auftauchten: Sie zeigten eine demonstrative Allianz gegen den Westen und vor allem gegen die USA. Europa spielte dabei kaum eine Rolle – vielleicht ein Grund zur Sorge, vielleicht auch zur Erleichterung, dass zumindest keine offenen Feindseligkeiten aus Peking kamenEs diskutieren: Die Sinologin Marina Rudyak (Uni Heidelberg), der Journalist Felix Lee (Süddeutsche Zeitung), China-Korrespondentin Alexandra Siebenhofer (ORF) und der ehemalige Leiter der EU-Handelskammer in China, Jörg Wuttke. Eine Veranstaltung des Bruno Kreisky Forums Hosted on Acast. See acast.com/privacy for more information.

Die Vernehmlassung zum Europa-Paket des Bundesrats ist beendet. Und es zeigt sich: Die europapolitische Allianz von links bis zur FDP spielt wieder – wenngleich teilweise mit mehr oder weniger lauten Nebentönen. Alle Themen: (00:00) Intro und Schlagzeilen (01:18) Vernehmlassung zu EU-Paket endet - Positionen klären sich (06:36) Nachrichtenübersicht (12:18) Islamisten schneiden Mali von Benzinlieferungen ab (18:16) Wenn es auf der Baustelle summt statt brummt (23:03) Neue Studie: Schimpansen können Entscheidungen überdenken

Die Vernehmlassung zum Europa-Paket des Bundesrats ist beendet. Und es wird deutlich: Die europaolitische Allianz von links bis zur FDP spielt wieder – wenn auch mit mehr oder weniger lauten Nebentönen. Weitere Themen: Wie können Baustellen klimafreundlicher werden? Ein Forschungsprojekt der Hochschule Luzern geht dieser Frage nach. Konkret geht es um den Einsatz elektrisch betriebener Baumaschinen. Der Besuch auf einer Pilot-Baustelle in Luzern. Das Geschäftsmodell von Unternehmensberatungen ist lukrativ. Doch das scheint sich zu ändern. Denn die Arbeit der Beraterinnen und Berater wird zusehends von Künstlicher Intelligenz erledigt. Die Kundschaft ist aber nicht bereit, für diese Maschinenarbeit hohe Honorare zu zahlen.

This week, Offaly's county board called for the termination of commercial ties between the GAA and Allianz due to the company's ties with Israel. Former footballer, manager, and pundit Colm O'Rourke speaks to the programme.

Er wagt, was sich kaum einer traut: Javier Milei, der libertäre Präsident Argentiniens, hat mit radikalen Reformen die Inflation drastisch gesenkt - doch zu welchem Preis?In dieser Folge spricht Paul mit Susanne Käss, der Leiterin der Konrad-Adenauer-Stiftung in Buenos Aires, über Mileis überraschenden Erfolg bei den Parlamentswahlen, seine umstrittene Allianz mit Donald Trump und darüber, ob sein radikaler Sparkurs Argentinien rettet oder ruiniert.Käss erklärt, warum viele Argentinier Milei trotz Korruptionsvorwürfen weiter vertrauen, wie er es geschafft hat, das Land aus einer Hyperinflation zu führen und weshalb Europa, vor allem Deutschland, dringend genauer nach Argentinien blicken sollte.Zum Schluss diskutieren die beiden die zentrale Frage: Kann Deutschland von Mileis Mut zur Reform lernen - oder wäre ein solcher Kurs hier fatal?Wenn euch der Podcast gefällt, dann lasst gerne Like & Abo da! Ihr habt Fragen, Kritik oder Themenvorschläge? Schreibt an ronzheimer@axelspringer.comPaul auf Instagram | Paul auf XRedaktion: Filipp Piatov & Lieven JenrichPost Production: Lieven JenrichExecutive Producer: Daniel van Moll Hosted on Acast. See acast.com/privacy for more information.

Marty Morrissey, Gaelic Games Correspondent, highlights Offaly County Board's passing of a motion asking the GAA to “begin the process of ending all commercial involvement" with Allianz Insurance.

Fan Mail: Got a challenge digitizing your intake? Share it with us, and we'll unpack solutions from our experience at Cytora.In this episode of Making Risk Flow, host Juan de Castro welcomes Lambros Lambrou, Chief Strategy Officer at Aon, to explore how one of the world's largest insurance brokers is transforming risk management through data, AI, and innovation. They discuss how global megatrends, trade, technology, weather, and workforce are reshaping the insurance landscape and why a shift from traditional risk protection to enabling upside growth is crucial. Lambrou explains how Aon's “One Data Lake,” Risk Analyzers, and Broker Copilot tools provide real-time, predictive insights that help clients make smarter decisions across property, casualty, cyber, and health insurance. The conversation highlights the importance of breaking down silos, aligning teams around client outcomes, and leveraging technology to deliver integrated, intelligent risk solutions worldwide.To receive a custom demo from Cytora, click here and use the code 'Making Risk Flow'.Our previous guests include: Bronek Masojada of PPL, Craig Knightly of Inigo, Andrew Horton of QBE Insurance, Simon McGinn of Allianz, Stephane Flaquet of Hiscox, Matthew Grant of InsTech, Paul Brand of Convex, Paolo Cuomo of Gallagher Re, and Thierry Daucourt of AXA.Check out the three most downloaded episodes: The Five Pillars of Data Analytics Strategy in Insurance | Craig Knightly, Inigo 20 Years as CEO of Hiscox: Personal Reflections and the Evolution of PPL | Bronek Masojada Implementing ESG in the Insurance and Underwriting Space | Simon Tighe, Chaucer, and Paul McCarney, Moody's

Die USA sind Japans Schutzmacht. Bei einem Gipfeltreffen in Tokio kündigen beide Länder eine weitere Stärkung ihrer Sicherheitsallianz an; auch im Wirtschaftsbereich. Ein Signal an China.

US-Präsident Donald Trump startet am 27. Oktober den dreitägigen Staatsbesuch in Japan. Gemeinsam mit Premierministerin Sanae Takaichi, der ersten Frau an Japans Regierungsspitze, will er das Bündnis beider Nationen auf eine neue Ebene heben. Ein gemeinsamer Flug mit dem Präsidentenhelikopter „Marine One“ gilt als außergewöhnliches Symbol für das Vertrauen zwischen Washington und Tokio.

The Morning Footy crew previews tomorrow's massive Der Klassiker clash! Bayern Munich enter the showdown with a flawless 10 wins from 10 in all competitions, but can Borussia Dortmund play spoiler at the Allianz? The crew breaks down what the Black and Yellow must do to halt Vincent Kompany's red-hot team, key matchups to watch, and which stars could decide Germany's biggest rivalry. Morning Footy is available for free on the Audacy app as well as Apple Podcasts, Spotify and wherever else you listen to podcasts. Visit the ⁠betting arena on CBSSports.com⁠ for all the latest in ⁠sportsbook reviews⁠ and ⁠sportsbook promos⁠ for ⁠betting on soccer⁠ For more soccer coverage from CBS Sports, visit ⁠https://www.cbssports.com/soccer/⁠ To hear more from the CBS Sports Podcast Network, visit ⁠https://www.cbssports.com/podcasts/⁠ Watch UEFA Champions League, UEFA Europa League, UEFA Europa Conference League, UEFA Women's Champions League, EFL Championship, EFL League Cup, Carabao Cup, Serie A, Coppa Italia, CONCACAF Nations League, CONCACAF World Cup Qualifiers, Lamar Hunt U.S. Open Cup, NWSL, Scottish Premiership, AFC Champion League by subscribing to ⁠⁠⁠⁠⁠⁠⁠⁠Paramount+⁠⁠⁠⁠⁠⁠⁠⁠ Visit the betting arena on CBS Sports.com: ⁠https://www.cbssports.com/betting/⁠ For all the latest in sportsbook reviews: ⁠https://www.cbssports.com/betting/news/sportsbook-promos/⁠ And sportsbook promos: ⁠https://www.cbssports.com/betting/news/sportsbook-promos/ To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

The market had a big mid-day move with the regional banks at the center of it. Leslie Picker explains all the details. Charles Schwab's Liz Ann Sonders and Solus' Dan Greenhaus tell us how they're playing today's action. Plus, Allianz's Mohamed El-Erian maps out what he thinks is the path ahead for the Fed. And, top strategist Jeff DeGraaf breaks down the big move in yields.  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Fan Mail: Got a challenge digitizing your intake? Share it with us, and we'll unpack solutions from our experience at Cytora.In this episode of Making Risk Flow, host Juan de Castro welcomes Graham Blackwell, President of Applied Systems, to explore the transformative power of technology in insurance. They discuss how Applied Systems and Cytora are joining forces to streamline workflows, reduce manual processes, and enhance collaboration between brokers and carriers. From reimagining commercial submissions to maximising “hero work,” Graham shares insights on leveraging AI to create a seamless, efficient, and connected insurance ecosystem. Discover how Applied Systems evolved into a market leader, the role of AI in eliminating mundane tasks, and the strategic vision for integrating agency workflows, carrier connectivity, and automation to accelerate insurance processes and empower professionals across the industry.To receive a custom demo from Cytora, click here and use the code 'Making Risk Flow'.Our previous guests include: Bronek Masojada of PPL, Craig Knightly of Inigo, Andrew Horton of QBE Insurance, Simon McGinn of Allianz, Stephane Flaquet of Hiscox, Matthew Grant of InsTech, Paul Brand of Convex, Paolo Cuomo of Gallagher Re, and Thierry Daucourt of AXA.Check out the three most downloaded episodes: The Five Pillars of Data Analytics Strategy in Insurance | Craig Knightly, Inigo 20 Years as CEO of Hiscox: Personal Reflections and the Evolution of PPL | Bronek Masojada Implementing ESG in the Insurance and Underwriting Space | Simon Tighe, Chaucer, and Paul McCarney, Moody's

LdN447 Trump überrascht mit Ukraine-Prognose, Was soll die Anerkennung Palästinas?, Euer Umgang mit der Weltlage, Neue Strategie der Bahn (Dirk Flege, Allianz Pro Schiene), Kimmel is back, Wirtschaftsministerin kopiert von RWE und eon, Wie Ihr mit Strom Geld verdient