18th-century German composer
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My guest this week is sound engineer Dave Sinko, who returns to chat about The David Grisman Quintet.We've talked about that record a lot on the podcast, but this is less about the story behind the album and more about how it influenced Dave and informed the way he approaches recording. In his words 'it changed my life.'We chat about his subsequent work with members of the DGQ, including Grisman himself, and recording Tony Rice for a project with Alison Brown. We also discuss how that first DGQ record set the standard for what acoustic instruments could and should sound like, the contributions Bill Wolf and Bob Shumaker made to recording acoustic music and how Dave approaches miking instruments, based on what he learned from the first DGQ album, including on Chris Thile's latest Bach album, an extraordinary and challenging project to work on.I hope you enjoy this one as much as I did. Support the show===Thanks to Bryan Sutton for his wonderful theme tune to Bluegrass Jam Along (and to Justin Moses for playing the fiddle!) Bluegrass Jam Along is proud to be sponsored by Collings Guitars and Mandolins- Sign up to get updates on new episodes - Free fiddle tune chord sheets- Here's a list of all the Bluegrass Jam Along interviews- Follow Bluegrass Jam Along for regular updates: Instagram Facebook - Review us on Apple Podcasts
durée : 01:58:46 - Le Bach du dimanche du dimanche 25 janvier 2026 - par : Corinne Schneider - Au programme de cette 368e émission : on fête les 50 ans de Renaud Capuçon (né le 27 janvier 1976) avec la parution des Six Sonates et Partitas pour violon seul (Deutsche Grammophon, 23 janv.) ; et zoom sur le cor avec le collectif britannique Solomon's Knot (Prospero, 29 août). - réalisé par : Anne-Lise Assada Vous aimez ce podcast ? Pour écouter tous les autres épisodes sans limite, rendez-vous sur Radio France.
Noah was the last person the Bible records to surpass 900 years in age. Through his long life, God made him a vital link between the pre-Flood and post-Flood world, especially for the transmission of his Word.Music Credit: J. S. Bach, “Wir eilen mit schwachen, doch emsigen Schritten,” aria from “Jesu, der du meine Seele,” BWV 78 (Leipzig, 1724).
(SPOILER) Your Daily Roundup covers todays weekly podcast with Courtney Robertson, Mel Owens on She's All Bach yesterday, SLOMW premiere date, is Travis Kelce coming back to the NFL, & KCav toning it down for her kids. Music written by Jimmer Podrasky (B'Jingo Songs/Machia Music/Bug Music BMI) Ads: Factor Meals - 50% off your first box PLUS free breakfast for a year at https://factormeals.com/realitysteve50off Promo Code: realitysteve50off Learn more about your ad choices. Visit megaphone.fm/adchoices
David Bach joins Steve Chen to discuss the evolution of The Automatic Millionaire and his newest idea, the IRA Flat Tax, which aims to rethink how Americans use their retirement savings. Bach explains that decades of automation have helped millions accumulate wealth, but most retirees now delay spending their money until required minimum distributions, leaving trillions of dollars idle. He proposes a limited window allowing early retirement withdrawals at a flat tax rate to encourage spending, improve retiree quality of life, and stimulate the economy. The conversation also explores the difficulty of shifting from saving to spending, the importance of enjoying wealth while health allows, and how AI is reshaping financial planning without replacing the need for human guidance, reinforcing Bach's long-held belief that money is ultimately a tool to support a better life.
Myles and Eugene discuss the Iranian uprising and the Gospel in the ‘closed' countries of the world .As is their custom, a freewheeling discussion ensues, touching on relevant topics for Bible believers.Insight for secular listeners will be heard as well, especially regarding the politics of the nations...Support the show
Jeden Montag und Donnerstag Kult: SWR3-Moderator Kristian Thees und seine beste Freundin Anke Engelke erzählen sich gegenseitig ihre kleinen Geschichtchen des Tages.
In this episode of One Symphony, conductor Devin Patrick Hughes sits down with pianist/composer Joachim Horsley to explore Afro-Cuban rhythm, genre “walls,” and what orchestras can learn from dance-driven music. Horsley shares how he got “fired” from classical piano lessons, why rhythm is the “warrior that carries the message,” and how Afro Bachreimagines Bach through Caribbean and Latin frameworks—without losing the soul of the original. Episode excerpts include: “Bach's Cuban Concerto for Piano and Tres” “Beethoven in Havana” “African Partita (Afro Bach Overture)” “Bach Cumbia” “Afrobeats Prelude and Amapiano Fugue” Want behind-the-scenes extras and a way to support the show? Join the Patreon: https://patreon.com/OneSymphonywithDevinPatrickHughes?utm_medium=unknown&utm_source=join_link&utm_campaign=creatorshare_fan&utm_content=copyLink
Diese Podcast-Episode ist auch als Video mit Untertiteln auf YouTube verfügbar: https://youtu.be/JE3LKSUFFTQ In dieser Episode sprechen wir mit Kris Bach, einer Linguistin, Deutschlehrerin und YouTuberin aus den USA, über das große Thema Aussprache. Sie erzählt, wie sie es geschafft hat, ihren Akzent fast vollständig zu verlieren, welche Rückschläge sie erlebt hat und warum Bewusstsein, Mindset und gezieltes Üben entscheidend sind. Transkript und Vokabelhilfe Werde ein Easy German Mitglied und du bekommst unsere Vokabelhilfe, ein interaktives Transkript und Bonusmaterial zu jeder Episode: easygerman.org/membership Sponsor Seedlang : Start learning German now with Seedlang! Use the spaced repetition method to practice and repeat words and phrases. You can download the app for free for iOS and Android or visit seedlang.com. Show Notes Kris' YouTube-Kanal: @deutschmitkris Kris' Website: Deutsch mit Kris Support Easy German and get interactive transcripts, live vocabulary and bonus content: easygerman.org/membership
Send us a textIt's Date Night! Notorious serial killer Closed Casket Jack is about to embark on his one way journey to Hell... so as a Last Hurrah his girlfriend Sadie Jayne is pulling out all the stops to give him the night of his life. Fire and food, love and laughter, blood and guts!Music provided by:Lobo Loco – Bells of HappinessSoularflair – It's the Smiles that Keep us Going, Everlasting Embrace, Something Broken SomewhereGregor Quendel – arrangement of Bach's Tocatta & fugue in D minorPlease subscribe through Buzzsprout, Stitcher, Spotify, Podchaser, or iTunesFind me on social media on Instagram Facebook and Twitter, or email me direct at AScaryHomeCompanion@gmail.comSupport our PATREON page! And check out the Redbubble merch shop. Support the showSupport the show
Jonah Kaplan from WCCO TV joins us after a prison interview with Feeding Our Future leader Amy Bach.
Unter den Werken des Bach-Sohns Carl Philipp Emanuel sind auch viele für die Flöte bestimmt, wie das Konzert in A. Emmanuel Pahud, Soloflötist der Berliner Philharmoniker, hat mit BR-KLASSIK über dieses Starke Stück gesprochen.
The Confession of St. Peter ORISON: You are the Christ, O Lord (Tune: WYNGATE CANON) – Richard Wayne Dirksen (1921-2003) PSALM 118:14-29 – Plainsong, Tone VIII.1 HYMN: Jesus, priceless treasure (Tune: JESU, MEINE FREUDE) – Johann Cruger (1598-1662), alt.; and J. S. Bach (1685-1750) NUNC DIMITTIS – Plainsong, Tone III; harm. Carolus Andreae (1550-1627) ANTHEM: Quem […]
durée : 01:58:47 - Le Bach du dimanche du dimanche 18 janvier 2026 - par : Corinne Schneider - Au programme de cette 367e émission : « Bach versus Scheibe » à l'écoute de Marie-Sophie Pollack et du Concerto Köln (Berlin Classics, 5 sept.) ; « Back to Bach » d'Olivier Latry à l'orgue Rieger de la Philharmonie de Paris ; et le nouveau CD de la claveciniste Lillian Gordis (Artalinna, 16 janv.) - réalisé par : Anne-Lise Assada Vous aimez ce podcast ? Pour écouter tous les autres épisodes sans limite, rendez-vous sur Radio France.
We have looked at the curse of Canaan and the blessing given to Shem. In this devotion, we consider the blessing given to Japheth.Music Credit: J. S. Bach, “Wir eilen mit schwachen, doch emsigen Schritten,” aria from “Jesu, der du meine Seele,” BWV 78 (Leipzig, 1724).
Bach's music turns up everywhere from cigar ads to horror films. You can probably hum bits of Bach even if you're not a classical fan. But what makes his music so popular and why is he still so influential 300 years on? To celebrate The Bach Choir's 150th Anniversary, we've made three special episodes all about Bach and his best-known compositions. This time our host and Musical Director, David Hill, is joined by BBC Radio 3's Linton Stephens to talk about six of Bach's most famous pieces. Along the way they tackle musical taboos (why can't most classical musicians improvise?), classical music wrangles (did Bach actually write the Toccata and Fugue?), and great stories (why did Bach once threaten a bassoonist with a sword?). Plus, we hear from some of our friends - including superstar organist and broadcaster Anna Lapwood - about their favourite Bach pieces.Want to see the video version of this podcast? Watch here on YouTube – https://youtu.be/etxZzSAo-6QChaptersIntroduction - 0.00Linton's favourite Bach piece - 4.09Bach's beginnings (Toccata and Fugue in D minor) - 5.35A melody that transcends time (Jesu, Joy of Man's Desiring) - 12.24The essence of Bach, and of music itself (Cello Suite No. 1 in G Major) - 17.40Why can't classical musicians improvise anymore? (Brandenburg Concertos) - 24.02The father of harmony (Well-Tempered Clavier) - 28.44A painting with just two colours (Air on a G String) - 32.46Anna Lapwood's favourite Bach works - 37.35Bach's legacy - 38.32If you'd like to hear more from David Hill and The Bach Choir, our newsletter is the answer. Every month we send out performance videos, musical analysis, exclusive offers and details of The Bach Choir's live concert dates. We're currently giving away a free concert video of Rachmaninoff's Vespers to new subscribers. Sign up here to have that full concert video sent to your email address – https://thebachchoir.org.uk/thanks-for-listening-signup/Linton's podcast So, Hear Me Out, which he presents with Gillian Moore for Southbank Centre, is also all about getting more people into classical music. You can listen or watch it here – https://www.southbankcentre.co.uk/so-hear-me-out/Change Your Tune is a Podcart production. The series producer is Jayne Morgan. Video by Joe Garvey.Pieces in this podcast (in order)JS Bach – Toccata and Fugue in D minor, BWV 565Performed by Kevin MacLeodJS Bach – Herz und Mund und Tat und Leben, BWV 147 (‘Jesu, Joy of Man's Desiring')Performed by The Bach Choir (choir and piano version)JS Bach – Herz und Mund und Tat und Leben, BWV 147Performed by Orchestra Ali Armonici (orchestral version)JS Bach – Herz und Mund und Tat und Leben, BWV 147Performed by Michel Rondeau and Aline Letendre (organ and trumpet version)JS Bach – Cello Suite No. 1 in G Major, BWV 1007 (‘Air on a G String')Performed by Philip MilmanJS Bach – Double Violin Concerto in D minor, BWV 1043Performed by the Advent Chamber Orchestra with David Parry and Roxana Pavel GoldsteinJS Bach – Prelude No. 1 in C major, BWV 846 (‘Well-Tempered Clavier')By Audio LibraryJS Bach – Goldberg Variations, No. 25, BWV 988Performed by Shelley KatzJS Bach – Orchestral Suite No. 3 in D major, BWV 1068 (‘Air on a G String')Music provided by Classical Music Copyright FreeJS Bach – Toccata and Fugue in D minor, BWV 538 (‘Dorian Toccata')Performed by Jarle FagerheimJS Bach – Concerto in G Major, BWV 1048 (‘Brandenburg Concertos')Performed by Advent Chamber Orchestra Hosted on Acast. See acast.com/privacy for more information.
Rev Dr Jonathan Arnold takes Eamonn and Robert through the different celebrations this midwinter time, with music by the late Andrew Carter, Orlandus Lassus, J.S.Bach and Joanna Marsh. Support this show http://supporter.acast.com/choral-chihuahua. Hosted on Acast. See acast.com/privacy for more information.
The English contralto Alfreda Hodgson (07 June 1940 – 16 April 1992) has been featured numerous times on Countermelody and when I recently acquired a copy of her 1980 solo recital recording originally released on Pearl Records, I decided that the time was right to do a full episode on this rich-voiced, profoundly musical singer. Though she was equally superb in Bach, Mahler, Handel, and Elgar, I have chosen to focus on her performances of the music of Johannes Brahms, including superb recordings of the Alto Rhapsody, the Songs for Alto and Viola, the Vier ernste Gesänge, and a posthumously-assembled collection of his Lieder published under the title Mädchenlieder. Artists accompanying Hodgson include Bernard Haitink, Edward Downes, violist Ludmila Navrath, and her long-standing pianist, the late Keith Swallow. I begin the episode with brief examples of Hodgson singing (in English) the music of her countrymen Lennox Berkeley, Edward Elgar, and John Ireland in the company of Peter Pears, Gennady Rozhdestvensky, Steuart Bedford, and Alan Rowlands. Countermelody is the podcast devoted to the glory and the power of the human voice raised in song. Singer and vocal aficionado Daniel Gundlach explores great singers of the past and present focusing in particular on those who are less well-remembered today than they should be. Daniel's lifetime in music as a professional countertenor, pianist, vocal coach, voice teacher, and author yields an exciting array of anecdotes, impressions, and “inside stories.” At Countermelody's core is the celebration of great singers of all stripes, their instruments, and the connection they make to the words they sing. By clicking on the following link (https://linktr.ee/CountermelodyPodcast) you can find the dedicated Countermelody website which contains additional content including artist photos and episode setlists. The link will also take you to Countermelody's Patreon page, where you can pledge your monthly or yearly support at whatever level you can afford.
durée : 00:15:49 - Cantate BWV 168 « Tue Rechnung ! Donnerwort ! » - Bach compose la Cantate BWV 168 « Tue Rechnung ! Donnerwort ! » / « Rends compte ! Parole foudroyante ! » à Leipzig pour le 9e dimanche après la Trinité (29 juillet 1725), à partir d'un livret (1715) de Salomon Franck, le poète de la cour de Weimar. Vous aimez ce podcast ? Pour écouter tous les autres épisodes sans limite, rendez-vous sur Radio France.
durée : 01:58:45 - Le Bach du dimanche du dimanche 11 janvier 2026 - par : Corinne Schneider - Au programme de cette 366e émission : une heure de piano à l'écoute des nouveaux CD de Vikingur Olafsson (DG, 21 nov.) et Pierre-Laurent Aimard (Pentatone, 24 oct.) ; l'organiste anglais James McVinnie à la Biennale de l'orgue à Lyon ; et la 16e édition de l'Académie Bach de Bruges (13-18 janvier). - réalisé par : Anne-Lise Assada Vous aimez ce podcast ? Pour écouter tous les autres épisodes sans limite, rendez-vous sur Radio France.
In Genesis 9:24–27, Noah doesn't just pronounce a curse on Ham's son Canaan. He also pronounces blessings on Shem and Japheth. In this devotion, we look at the blessing pronounced on Shem, or rather on “the LORD, the God of Shem.”Music Credit: J. S. Bach, “Wir eilen mit schwachen, doch emsigen Schritten,” aria from “Jesu, der du meine Seele,” BWV 78 (Leipzig, 1724).
In this episode, San Francisco Symphony Assistant Principal Bassist Stephen Tramontozzi joins Jason to talk about his new solo album Basso Antico. Alongside his orchestral work, Steve has built a wide‑ranging career as a soloist and educator. He has released a series of solo recordings, including Walkabout, Home Bass, Urban Bass, and Basso Novo. In this conversation, Steve shares the musical and historical ideas behind Basso Antico, which traces the evolution of the cello and bass voice from 17th‑century Italy through the world of J. S. Bach. He discusses approaching ricercari, early sonatas, and Bach's Suite No. 4 on the modern double bass, and how elements such as improvisation, counterpoint, and dance inform his interpretation. Download Steve's sheet music edition of Gabrielli: 7 Ricercari for solo double bass. Enjoy, and check out Basso Antico on Spotify or wherever you listen to music! Connect with DBHQ Join Our Newsletter Double Bass Resources Double Bass Sheet Music Double Bass Merch Gear used to record this podcast Zoom H6 studio 8-Track 32-Bit Float Handy Recorder Rode Podmic Sony Alpha 7 IV Full-frame Mirrorless Interchangeable Lens Camera Sony FE 16-35mm F2.8 GM Lens Sony FE 24-70mm F2.8 GM Lens When you buy a product using a link on this page, we may receive a commission at no additional cost to you. Thank you for supporting DBHQ. Thank you to our sponsors! Upton Bass - From Grammy Award winners and Philharmonic players like Max Zeugner of the New York Philharmonic, each Upton Bass is crafted with precision in Connecticut, USA, and built to last for generations. Discover your perfect bass with Upton Bass today! theme music by Eric Hochberg
Wir springen in dieser Folge direkt in die Zeit der Einigungskriege. Genauer springen wir nach Frankreich, wo im Oktober 1870 ein berühmter Preuße in einer Gefängniszelle sitzt und kurz davor ist, als Spion verurteilt zu werden. Der Mann ist allerdings weder Soldat noch Spion, sondern Autor: Theodor Fontane. Wir sprechen in dieser Folge darüber, wie er in diese Situation kam, und was das für ihn, sein Werk und sein Vermächtnis bedeutete. //Erwähnte Folgen - GAG443: J.S. Bach oder Wie sich ein Komponist den Lebensunterhalt verdient – https://gadg.fm/443 - GAG510: Ludwig van Beethoven oder Wie eine Symphonie entsteht – https://gadg.fm/510 - GAG431: Auguste Escoffier, Kaiser der Köche – https://gadg.fm/431 //Literatur - Fontane, Theodor, und Emilie Fontane. Die Zuneigung Ist Etwas Rätselvolles. Aufbau Digital, 2018. - Gordon A. Craig. Theodor Fontane: Literature and History in the Bismarck Reich. Oxford University Press, 1999. - Helmuth Nürnberger. Theodor Fontane. Rowohlt E-Book, 1968. - Jörn Sack. Fontane als Kriegschronist. Franz Steiner Verlag, 2018. - Theodor Fontane. Gesammelte Werke - Romane, Gedichte, Reiseberichte usw. Ideenbrücke, 2016. - Theodor Storm und Theodor Fontane. _THEODOR STORM - THEODOR FONTANE DER BRIEFWECHSEL: historisch-kritische und kommentierte ausgabe. Erich Schmidt Verlag GmbH & Company, 2018. - Tobias Arand. 1870/71: Die Geschichte Des Deutsch-Französischen Krieges Erzählt in Einzelschicksalen. Osburg Verlag, 2019. Das Episodenbild zeigt eine Zeichnung Fontanes von Max Liebermann aus dem Jahr 1890. //Aus unserer Werbung Du möchtest mehr über unsere Werbepartner erfahren? Hier findest du alle Infos & Rabatte: https://linktr.ee/GeschichtenausderGeschichte //Geschichten aus der Geschichte jetzt auch als Brettspiel! Werkelt mit uns am Flickerlteppich! Gibt es dort, wo es auch Becher, T-Shirts oder Hoodies zu kaufen gibt: https://geschichte.shop // Wir sind jetzt auch bei CampfireFM! Wer direkt in Folgen kommentieren will, Zusatzmaterial und Blicke hinter die Kulissen sehen will: einfach die App installieren und unserer Community beitreten: https://www.joincampfire.fm/podcasts/22 //Wir haben auch ein Buch geschrieben: Wer es erwerben will, es ist überall im Handel, aber auch direkt über den Verlag zu erwerben: https://www.piper.de/buecher/geschichten-aus-der-geschichte-isbn-978-3-492-06363-0 Wer unsere Folgen lieber ohne Werbung anhören will, kann das über eine kleine Unterstützung auf Steady oder ein Abo des GeschichteFM-Plus Kanals auf Apple Podcasts tun. Wir freuen uns, wenn ihr den Podcast bei Apple Podcasts oder wo auch immer dies möglich ist rezensiert oder bewertet. Wir freuen uns auch immer, wenn ihr euren Freundinnen und Freunden, Kolleginnen und Kollegen oder sogar Nachbarinnen und Nachbarn von uns erzählt! Du möchtest Werbung in diesem Podcast schalten? Dann erfahre hier mehr über die Werbemöglichkeiten bei Seven.One Audio: https://www.seven.one/portfolio/sevenone-audio
Happy New Year! In this brand new episode, financial guru and NYT bestselling author David Bach returns to So Money to mark the 20th anniversary of The Automatic Millionaire, which has been expanded and updated, and to explain why its core message still holds up—even in today's high-cost, AI-driven economy. Bach argues that we now live in an “automatic economy” that can quietly make us richer or poorer depending on how our money flows, and that paying yourself first through automation remains the most dependable path to financial security. Drawing on personal stories, market data, and lessons from living abroad in Italy, he reframes wealth as freedom, not just net worth, and makes a compelling case for starting small, investing consistently, and using money to build a life—not just a balance sheet. Hosted on Acast. See acast.com/privacy for more information.
Counterpoint is the “huge topic” that crowns the Neapolitan method and the Paris Conservatoire tradition—and yet it's often taught today in ways that leave students confused, discouraged, and musically disconnected. In this Counterpoint Panel, I'm joined by: • Robert O. Gjerdingen (Author of "Music in the Galant Style", "Child Composers") • Peter van Tour (Author of "Counterpoint and Partimento") • Job IJzerman (Author of "Harmony, Counterpoint, Partimento") We talk about how counterpoint was introduced to each of them, why modern harmony courses often set students up for failure, and why “rules on paper” don't work without singing, playing, and real stylistic vocabulary. We also tackle: • Why counterpoint matters (and what it actually trains) • The truth about Fux and why the “species-only” pipeline so often collapses • Why asking students to “write like Bach” can be a disaster—and what to use instead • Whether everyone needs to write a fugue • What “written counterpoint” training should look like when students already have practical skills • Counterpoint's future: horizontality, melody-making, and creative freedom • If you teach, study, or care about the old training paths (solfeggio → partimento → counterpoint), this episode completes the trilogy. Subscribe for more interviews & deep dives into partimento, improvisation, historical pedagogy, and musicianship.
Margaret Atwood is a Canadian writer. She has published more than sixty books spanning novels, poetry, short stories, non-fiction, children's literature, and graphic novels, and has been called “one of the sharpest and most imaginative novelists writing in English”. She is one of only four writers to have won the Booker Prize twice: for The Blind Assassin in 2000 and for her 2019 follow-up to The Handmaid's Tale, The Testaments.Margaret was born in Ottawa in November 1939, shortly after the outbreak of World War II, the second of three children to Carl Atwood, an entomologist. During her early life, she would spend the warmer months in the remote forests of northern Quebec and Ontario where her father tracked insect infestations, and the winters in the city (first Ottawa, later Toronto). She didn't attend school for a full year until the age of twelve.Her childhood scribblings – a “novel” about an ant called Annie, a volume of rhyming poems about cats, and a play about a giant – turned into a more serious ambition to become a writer when Margaret was sixteen. After studying English at the University of Toronto, where she began publishing poems in the college magazine, her first novel, The Edible Woman, came out in 1969, following five collections of poetry. Her most famous work, The Handmaid's Tale, was published in 1985 and depicted a dystopian vision of the United States as a patriarchal and totalitarian place called Gilead. Although it was written during the Reagan era, it has become eerily relevant again in the wake of the election of Donald Trump. Margaret lost her life partner, the writer Graeme Gibson, in 2019. She lives in Toronto.DISC ONE: Anchors Aweigh - US Navy Band DISC TWO: Hearts of Stone - The Charms DISC THREE: Offenbach: Les contes d'Hoffmann, Giulietta Act: Barcarolle. Belle nuit, ô nuit d'amour. Performed by Joan Sutherland (soprano) Huguette Tourangeau (soprano), Plácido Domingo (tenor), Andre Neury (bass), Pro Arte Choir, Lausanne, Choeur Du Brassus, Choeur de la Radio Suisse Romande, Orchestre de la Suisse Romande, conducted by Richard Bonynge DISC FOUR: Four Strong Winds - Ian & Sylvia DISC FIVE: Barrett's Privateers - Stan Rogers DISC SIX: The Handmaid's Tale, Act I Scene 6: The Doctor. Composed by Poul Ruders and performed by Marianne Rorholm, Hanne Fischer (Mezzo-sopranos), Royal Danish Opera Chorus and Royal Danish Orchestra, conducted by Michael Schønwandt DISC SEVEN: We Praise the Tiny Perfect Moles - Orville Stoeber DISC EIGHT: Symphony No. 6 in F Major, Op. 68 "Pastoral": II. Scene am Bach. Andante molto moto. Composed by Beethoven and performed by Philharmonia Orchestra, conducted by Otto Klemperer BOOK CHOICE: How to Survive on a Desert Island by Samantha Bell LUXURY ITEM: A knife and matchbox CASTAWAY'S FAVOURITE: Hearts of Stone - The Charms Presenter: Lauren Laverne Producer: Sarah Taylor
durée : 01:58:29 - Le Bach du dimanche du dimanche 04 janvier 2026 - par : Corinne Schneider - Au programme de cette 365e émission : reportage à l'exposition Kandinsky de la Philharmonie de Paris (15 oct. 2025-1er fév. 2026) en compagnie de Marie-Pauline Martin, directrice du Musée de la musique et commissaire de l'exposition ; la Missa brevis en fa majeur par Pygmalion, Raphaël Pichon (dir.) - réalisé par : Anne-Lise Assada Vous aimez ce podcast ? Pour écouter tous les autres épisodes sans limite, rendez-vous sur Radio France.
durée : 00:19:08 - Cantate BWV 65 « Sie werden aus Saba alle kommen » - Bach compose la Cantate BWV 65 « Sie werden aus Saba alle kommen » / « Ils viendront tous de Saba » à Leipzig pour la fête de l'Epiphnaie (6 janvier 1724). Vous aimez ce podcast ? Pour écouter tous les autres épisodes sans limite, rendez-vous sur Radio France.
Die Welt scheint aus den Fugen zu geraten: Klimakrise, Artensterben, Kriege, taumelnde Demokratien – und das Gefühl, dass alles den Bach runtergeht. Doch während viele sich vom Zustand der Welt entmutigen lassen, bleibt Dirk Steffens hartnäckig: hoffnungslos optimistisch.In dieser Folge des Weltwach Podcasts spricht der bekannte Wissenschaftsjournalist, Fernsehmoderator und Autor über das Denken in Krisen – und warum genau jetzt der richtige Moment ist, sich für eine neue Erzählung über unsere Zukunft stark zu machen, denn: “Die Zukunft wird so sein, wie wir heute über sie sprechen.” So plädiert Dirk für einen Optimismus, der nicht naiv ist, sondern notwendig: weil Resignation keine Option ist.Wir sprechen über die Kraft von Narrativen, über kognitive Verzerrungen und gefühlte Realitäten, über politischen Stillstand und wissenschaftliche Lösungen, die längst da sind – aber noch nicht umgesetzt werden. Es geht um Wale, Vertical Farming, demokratische Verantwortung und eine zentrale Frage: Wie kann ein Mensch angesichts all dessen optimistisch bleiben?Dirk Steffens ist mehrfach ausgezeichneter Wissenschaftsjournalist, UN-Botschafter für Biodiversität und Bestsellerautor. Sein neues Buch „Hoffnungslos optimistisch – Ein ziemlich wissenschaftlicher Blick in die Zukunft“ ist ein leidenschaftliches Plädoyer für kluge Zuversicht und reflektiertes Handeln.Termine und Tickets zu Dirks Live-Tour: https://www.eventim.de/artist/dirk-steffens/?affiliate=GMD ----------------------------------Redaktion & Postproduktion: Erik Lorenz----------------------------------Dieser Podcast wird auch durch unsere Hörerschaft ermöglicht. Wenn du gern zuhörst, kannst du dazu beitragen, dass unsere Show auch weiterhin besteht und regelmäßig erscheint. Zum Dank erhältst du Zugriff auf unseren werbefreien Feed und auf unsere Bonusfolgen. Diese Möglichkeiten zur Unterstützung bestehen:Weltwach Supporters Club bei Steady. Du kannst ihn auch direkt über Spotify ansteuern. Alternativ kannst du bei Apple Podcasts UnterstützerIn werden.----------------------------------WERBEPARTNERhttps://linktr.ee/weltwach Hosted on Acast. See acast.com/privacy for more information.
Now that we know what the curse of Canaan was, and wasn't, how was it actually fulfilled?Music Credit: J. S. Bach, “Wir eilen mit schwachen, doch emsigen Schritten,” aria from “Jesu, der du meine Seele,” BWV 78 (Leipzig, 1724).
durée : 00:58:27 - Le 13/14 - par : Bruno Duvic - Le jeune guitariste classique Thibaut Garcia vient de sortir un album autour de Bach chez Warner où il joue les Variations Goldberg, et il sera en concert avec l'Orchestre National de France pour les concerts du Nouvel An les 31 décembre et 1er janvier à l'Auditorium de la Maison de la Radio. Vous aimez ce podcast ? Pour écouter tous les autres épisodes sans limite, rendez-vous sur Radio France.
Welcome back to The Viall Files: Reality Recap! Hope everyone had a great holiday!!!! To celebrate the return to the studio and the last recap of the year, we're joined by Tyler Cameron and Tate Madden to get into all the Christmas family lore. Plus, we get into some Taylor Frankie Paul and Mormon Wives headlines and the most recent episode of RHOP! You won't want to miss it. "I don't know what giddy means, but I do get excited sometimes" Buy Our Merch: https://shop.viallfiles.com/ Are you interested in being a part of a dating docuseries, with the opportunity of meeting your one? Fill out our casting call! https://docs.google.com/forms/d/e/1FAIpQLSc8_echsNPYsFZZ1tIpyY_aMD75tB3kZwKWCfgVZuYeS-xJQg/viewform Subscribe to The ENVY Media Newsletter Today: https://www.viallfiles.com/newsletter Listen to Humble Brag with Cynthia Bailey and Crystal Kung Minkoff. Available wherever you get your podcasts and YouTube: https://www.youtube.com/@humblebragpod https://podcasts.apple.com/us/podcast/humble-brag-with-crystal-and-cynthia/id1774286896 Start your 7 Day Free Trial of Viall Files + here: https://viallfiles.supportingcast.fm/ We've partnered with Mint Mobile to open a hot takes hotline to hear your scorching hot opinions! Give us your hot takes, thoughts and theories and we'll read and react to the best ones on an upcoming Reality Recap episode! All you have to do is call 1-855-MINT-TLK or, if you prefer the numbers, that's 1-855-646-8855 and leave us a message. Please make sure to subscribe so you don't miss an episode and as always send in your relationship questions to asknick@theviallfiles.com to be a part of our Monday episodes. Follow us on X/Twitter: https://twitter.com/TheViallFiles Listen To Disrespectfully now! Listen on Apple: https://podcasts.apple.com/us/podcast/disrespectfully/id1516710301 Listen on Spotify: https://open.spotify.com/show/0J6DW1KeDX6SpoVEuQpl7z?si=c35995a56b8d4038 Watch on YouTube: https://www.youtube.com/channel/UCCh8MqSsiGkfJcWhkan0D0w To Order Nick's Book Go To: http://www.viallfiles.com If you would like to get some texting advice on Office Hours send an email to asknick@theviallfiles.com with "Texting Office Hours" in the subject line! To advertise on this podcast please email: ad-sales@libsyn.com or go to: https://advertising.libsyn.com/theviallfiles THANK YOU TO OUR SPONSORS: Legendz - Go to https://legendz.com and use promo code VIALL. Grammarly - Sign up for FREE and experience how Grammarly can elevate your professional writing from start to finish. Visit https://grammarly.com/podcast Starbucks - Together is the best place to be. Connect over your holiday favorites at Starbucks. Thrive Market - Head to https://thrivemarket.com/viall to explore better snacks and pantry options and get 30% off your first order and a free $60 gift Timestamps: 00:00 - Holiday Talk 27:09 - Household Headlines 50:16 - RHOP Episode Socials: @viallfiles @nickviall @nnataliejjoy @tylerjcameron @tada_itstate @ciaracrobinson @justinkaphillips @leahgsilberstein @the_mare_bare
On Asarah B'Tevet Nebuchadnezzar laid siege to Yerushalayim, the beginning of the process that eventually led to the destruction of the First Beit HaMikdash. On this fast day, part of our avodah is introspection—looking inward and correcting the very issues that caused that destruction in the first place. The Gemara in Masechet Yoma teaches that the First Beit HaMikdash was destroyed because the people were steeped in the three cardinal aveirot. Yet the Gemara in Masechet Nedarim tells us something deeper. The Nevi'im and the Chachamim could not understand the root cause of the churban until Hashem Himself revealed it: the people had "left His Torah." And the Gemara explains that this means they did not say the berachot on the Torah before learning it. The mefarshim explain that this was not a technical oversight. If they had viewed Torah learning the way it is meant to be viewed, as something that truly warrants a berachah, then the Torah itself would have elevated them. It would have refined them spiritually and protected them from sinking to the point of committing those terrible aveirot. The Bach, in siman מז in Orach Chaim, explains the matter with great depth. Hashem's intention in commanding us to delve into Torah study is that our neshamot should become one with Him in this world. The Torah contains within it the kedushah of the One who created it. When we learn Torah with the proper intention, we become a place where Hashem can rest His Shechinah. Hashem desires to be down here with us, as close as possible. It is up to us to make ourselves into a vessel that can receive His Presence. That vessel is formed specifically through deep, sincere engagement with the holy words of Torah. But in the generation of the First Beit HaMikdash, Torah was being learned for other reasons. Some learned because it was enjoyable. Some learned only to know the halachot they needed. Some learned to demonstrate their intellectual ability. But they were not learning in order to absorb the kedushah of Hashem, to become a מקום להשראת השכינה , a place where the Shechinah could rest. Without that inner מקום , the connection to HaKadosh Baruch Hu weakened. And if there is no inner dwelling place for Hashem within the people, there is no reason for a physical dwelling place to remain standing either. The Bach concludes that when a person prepares to learn Torah and recites Birkat HaTorah, he should have in mind deep gratitude: that Hashem chose us to share His holy Torah with , and that through it He enables us to attach ourselves to Him. How fortunate we are that Hashem wants to be close to us. Because we are physical beings, it is difficult to attach ourselves to the spiritual. So Hashem gave us the Torah, which is spiritual, and through it we ourselves become elevated and spiritual, capable of clinging to Him. The deeper we immerse ourselves in Torah, the more kedushah it brings into us. But only if it is learned with the right intentions. When a person is truly connected to Hashem, he gains tremendous strength. He can overcome the tests that the yetzer hara places before him. The spiritual light of Torah provides the energy, motivation, and excitement to live a life of Torah and mitzvot. On Asarah B'Tevet, we are fasting not only for a siege that took place long ago, but for the loss of that inner connection. We are reminded that the Beit HaMikdash was destroyed not because Torah was absent, but because Torah was no longer serving its true purpose. Let us appreciate the gift of Torah and learn it as much as we can, with the intention of drawing closer to Hashem through it, and making ourselves worthy vessels for His Presence once again.
durée : 01:58:55 - Le Bach du dimanche du dimanche 28 décembre 2025 - par : Corinne Schneider - Au programme de cette 364e émission : reportage en Alsace pour le 140e anniversaire du Chœur de Saint-Guillaume de Strasbourg autour de la Messe en si mineur (29 et 30 novembre 2025) ; l'achèvement de l'intégrale de l'œuvre d'orgue d'Eric Lebrun et Marie-Ange Leurent (vol. 10 Monthabor, 12 déc.) - réalisé par : Anne-Lise Assada Vous aimez ce podcast ? Pour écouter tous les autres épisodes sans limite, rendez-vous sur Radio France.
durée : 00:13:51 - Bach et l'orgue du dimanche 28 décembre 2025 - Vous aimez ce podcast ? Pour écouter tous les autres épisodes sans limite, rendez-vous sur Radio France.
durée : 01:58:50 - Le Bach du dimanche du dimanche 28 décembre 2025 - par : Corinne Schneider - Au programme de cette 364e émission : reportage en Alsace pour le 140e anniversaire du Chœur de Saint-Guillaume de Strasbourg autour de la Messe en si mineur (29 et 30 novembre 2025) ; l'achèvement de l'intégrale de l'œuvre d'orgue d'Eric Lebrun et Marie-Ange Leurent (vol. 10 Monthabor, 12 déc.) - réalisé par : Anne-Lise Assada Vous aimez ce podcast ? Pour écouter tous les autres épisodes sans limite, rendez-vous sur Radio France.
durée : 01:58:42 - Concertos déconcertants - par : Christian Merlin - Point commun entre le Double Concerto de Brahms, le Triple de Beethoven, les Brandebourgeois de Bach, le Don Quichotte de Strauss, la Rhapsodie sur un thème de Paganini de Rachmaninov ? Ce sont des concertos atypiques qui dévient par rapport à la norme. Laissons-nous déconcerter ! - réalisé par : Marie Grout Vous aimez ce podcast ? Pour écouter tous les autres épisodes sans limite, rendez-vous sur Radio France.
Noah didn't just pronounce a curse on Canaan so that the curse would be more limited than, for instance, a curse pronounced on his son Ham, but also because he saw, by divine inspiration, how Ham's moral perversity would live on among the Canaanites.Music Credit: J. S. Bach, “Wir eilen mit schwachen, doch emsigen Schritten,” aria from “Jesu, der du meine Seele,” BWV 78 (Leipzig, 1724).
Bedtime History: Inspirational Stories for Kids and Families
Johann Sebastian Bach was a German composer who lived in the 1600s and 1700s. He wrote hundreds of pieces for choirs, organs, harpsichords, and orchestras. His music is known for being beautifully layered and full of emotion. Even though Bach wasn't very famous during his lifetime, later musicians discovered his work and realized how talented he was. Today, he is considered one of the greatest composers in history. Try Cocomelon Sing & Play for Free on your smart TV Volley App
Robbie Bach, former president of Microsoft's Entertainment and Devices Division, discusses his transition from technology executive to author of political techno-thrillers, focusing on his latest book, The Blockchain Syndicate. The narrative explores themes of digital identity, misinformation, and the vulnerabilities of modern institutions, emphasizing that technology itself is neutral; it can be used for both beneficial and harmful purposes. Bach highlights the character of Tamika Smith, a military veteran, as a lens through which to examine leadership in a complex landscape of technology and public trust.Bach elaborates on the psychological and technical aspects of his story, particularly the implications of digital identity and authenticity. He notes that the plot involves a blackmail scenario linked to a character presumed dead, raising questions about the authenticity of digital communications. This reflects broader concerns about cybersecurity, where vulnerabilities are often exploited rather than created anew. Bach emphasizes the importance of grounding his narrative in real-world technology and experiences, blending factual research with creative storytelling.The conversation also touches on the governance of technology, critiquing current regulatory approaches that tend to be reactive rather than proactive. Bach argues that effective governance requires forward-thinking leadership capable of anticipating future challenges, particularly in areas like AI and blockchain. He stresses the need for businesses, including small and medium-sized enterprises, to engage with these issues beyond mere compliance, advocating for a broader sense of responsibility that includes stakeholder value.For Managed Service Providers (MSPs) and IT service leaders, Bach's insights underscore the critical role they play in navigating the complexities of technology governance and cybersecurity. By understanding the vulnerabilities inherent in digital systems and advocating for responsible practices, MSPs can better support their clients in mitigating risks associated with misinformation and identity fraud. The episode serves as a reminder of the importance of ethical considerations in technology deployment and the need for proactive engagement in shaping a secure digital future.
Summary: In this special Christmas episode, Michael sits down with the legendary Michael W. Smith for a rich, joyful, and deeply reflective conversation about worship, songwriting, and the heart behind Christmas music. Originally recorded in 2020, their dialogue remains just as relevant and refreshing today. Smith shares how his understanding of worship has matured from music-driven moments to an entire lifestyle shaped by loving God and loving others. The two discuss the origins of some of Smith's most beloved Christmas songs—like “All Is Well” and “The Promise”—including powerful stories behind their melodies and lyrics. Smith describes the surprising ease of some compositions (“it just fell out of the sky”) and the disciplined humility required to step back when a song isn't ready. He also recounts influences ranging from Bach and Handel to Andy Williams and classic orchestral Christmas recordings he devoured as a child. Smith opens up about the grind and the beauty of his December touring schedule, the spiritual responsibility of leading worship, and the weight of pride that often shadows artists early in their careers. With honesty and warmth, this episode explores worship as a lifestyle, the craft of songwriting, and the glory of Christ at Christmas. Takeaways: Worship is not music alone but a lifestyle of loving God and others. Growth in worship leadership means decreasing pride, disappearing on stage, and guiding people to meet with God. Smith emphasizes that worship requires purity of heart, not just musical excellence. Links Mentioned Prayer by Tim Keller Intimacy with the Almighty by Charles Swindoll For more inContext interviews, click here.
Welcome to a special end-of-the-year series on Making Risk Flow as we count down the weeks to the end of 2025. The series is a collection of our top episodes from this year. Each Tuesday, we will re-release one standout episode as we build up to releasing our top fan favourite on the last Tuesday.In this episode replay, host Juan de Castro sits down with Carl Bach, CEO of Hartford Underwriting Agency, about how a 200-year-old insurer is modernising for the future. They discuss Hartford's brand refresh, maintaining its historic stag emblem while evolving its global identity. Carl outlines the company's strategic transformation since 2019, which is focused on streamlining operations and ramping up specialisation in marine, energy, and financial lines. The conversation also covers Hartford's international growth ambitions through Lloyd's syndicate 1221, its approach to serving diverse market segments, and its use of AI and intelligent document processing in underwriting. Carl shares insights on balancing tradition with innovation, underscoring Hartford's values, especially "own it with pace," as the company embraces change and seizes new opportunities in a fast-evolving industry.Fan Mail: Got a challenge digitizing your intake? Share it with us, and we'll unpack solutions from our experience at Cytora.To receive a custom demo from Cytora, click here and use the code 'Making Risk Flow'.Our previous guests include: Bronek Masojada of PPL, Craig Knightly of Inigo, Andrew Horton of QBE Insurance, Simon McGinn of Allianz, Stephane Flaquet of Hiscox, Matthew Grant of InsTech, Paul Brand of Convex, Paolo Cuomo of Gallagher Re, and Thierry Daucourt of AXA.Check out the three most downloaded episodes: The Five Pillars of Data Analytics Strategy in Insurance | Craig Knightly, Inigo 20 Years as CEO of Hiscox: Personal Reflections and the Evolution of PPL | Bronek Masojada Implementing ESG in the Insurance and Underwriting Space | Simon Tighe, Chaucer, and Paul McCarney, Moody's
Send us a textWhat if the most meaningful Christmas gift you could give doesn't come from a store? In this heartfelt episode of The Way of Valor, Angie Taylor shares a powerful story sparked by an unexpected encounter with Johann Sebastian Bach's music and how faithfulness, obedience, and presence can echo into eternity.Angie invites us to reconsider how we give, reminding us that the greatest gift we can offer our loved ones is our undivided presence and the intentional acknowledgment of who God created them to be. This episode is a gentle yet profound call to slow down, see people deeply, and honor their gifts in ways that truly matter especially during the Christmas season.What You'll Hear in This EpisodeA personal story of weariness, prayer, and unexpected soul healing through Bach's musicThe legacy of Johann Sebastian Bach and what his faithfulness teaches us about obedience and impactWhy presence not presents is the most powerful gift we can giveMeaningful, creative gift ideas that honor people rather than accumulate “stuff”Why experiences and acknowledgment are remembered long after material gifts are forgottenA reflection on Jesus as the ultimate gift of presencePractical ways to honor loved ones through notes, stories, and shared memoriesA simple but powerful year-end review practice for couples and familiesYear End Review DocumentConnect with Angie Taylor on:IG: https://www.instagram.com/mrsangietaylor/?hl=enFB: https://www.facebook.com/profile.php?id=100090424997350
To celebrate the old bird/broad role models who've appeared on The Shift with Sam Baker I'll be rerunning some of these conversations throughout December and into January. Next up is Australian literary legend Helen Garner who, in her 83rd year has finally broken out in the UK and US and won the Baillie Gifford Prize for her collected diaries, How To End A Story... --- My guest today is the writer Helen Garner. I'm pretty sure that right now you are either going, wow I LOVE her, or looking a bit vague. Because despite being one of Australia's greatest living writers she is surprisingly little known here. But not for much longer because, at the age of 81, she is finally about to see almost all her books in print in the UK and US for the first time. Born in 1941 in Geelong, Victoria, the eldest of six, Helen has lived a fascinating life and one that has found its way into her 13 books. Her debut Monkey Grip, published in 1977 when she was a single mother, is still in print today; her second novel, The Children's Bach (which is where I recommend you start if you've never read her), has been compared with Hemingway and Fitzgerald; and, her true crime classic, This House of Grief, has been declared one of the best books of the 21st century. Not bad for a regular kid from, as she puts it, “an ordinary Australian home - not many books and not much talk.” I was lucky enough to get to chat to Helen (and her chooks) from her home near Melbourne. In fact she kept me up long past my bedtime (!) as we discussed the difficult father-daughter relationship, making peace with the older generations and the emotional impact of being a war baby. She also told me why getting married a fourth time would have been the definition of madness, how she couldn't give a monkeys about the withdrawal of the erotic gaze and why grandmothering has been the greatest pleasure of her life. * You can buy all the books mentioned in this podcast at The Shift bookshop on Bookshop.org. * If you enjoyed this episode and you fancy buying me a coffee, pop over to my page on buymeacoffee.com. • And if you'd like to support the work that goes into making this podcast and get a weekly newsletter plus loads more content including exclusive transcripts of the podcast, why not join The Shift community, come and have a look around at www.theshiftwithsambaker.substack.com Learn more about your ad choices. Visit megaphone.fm/adchoices
durée : 00:03:36 - Le Regard culturel - par : Lucile Commeaux - Les guitaristes français Thibaut Garcia et Antoine Morinière se sont attaqués aux redoutables Variations Goldberg de Jean-Sébastien Bach, et s'en sortent haut la main, avec un disque superbe paru chez Erato qui permet de les entendre autrement.
(SPOILER) Your Daily Roundup covers more from St. Lucia and Taylor Frankie Paul, live re-watch getting pushed back a day, a Bach in Paradise couple gets married (which in turn gives an F-U to an alum), & your Survivor finale will take longer than usual tonight. Music written by Jimmer Podrasky (B'Jingo Songs/Machia Music/Bug Music BMI) Ads: ZocDoc – Click on https://zocdoc.com/RealitySteve to find and instantly book a top rated doctor today. Learn more about your ad choices. Visit megaphone.fm/adchoices
Pianist and conductor Ignat Solzhenitsyn reflects on growing up in exile as the son of Nobel laureate Aleksandr Solzhenitsyn, moving from Soviet persecution to a quiet childhood in rural Vermont. Ignat recounts how music, faith, and Russian culture sustained his family far from home, how cellist and conductor Mstislav Rostropovich helped set him on a musical path, and what it meant to carry a historic name while forging his own life between Russia and America. The conversation ranges from the moral legacy of his father's The Gulag Archipelago to the emotional power of Russian music, the meaning of freedom, and the enduring truth that the line between good and evil runs through every human heart. It's a deeply personal conversation on memory, exile, and the choices that shape a life. The episode concludes with Ignat at the piano performing a section from Bach's Cantata No. 208, Sheep May Safely Graze. Subscribe to Uncommon Knowledge at hoover.org/uk
In this episode of the 18Forty Podcast, we speak with Philip Goff—a philosophy professor who devotes much of his work to investigating the ultimate nature of reality—about consciousness, mysticism, and God. We also hear from Rabbi Eli Rubin about the possibility of “Jewish panpsychism.”In this episode we discuss:What is the relationship between consciousness and scientific observation?How should people find purpose in their lives?How does a secular philosopher make the decision to turn to religion?Tune in to hear a conversation about whether mysticism has scientific credibility. Interview begins at 9:22.Philip Goff is a philosophy professor at Durham University, UK, where he devotes much of his work to investigating the ultimate nature of reality. He publishes weekly interviews and articles on his Substack. Goff is known for defending panpsychism as the best available theory of consciousness; his TEDx talk, "Is there consciousness beyond the brain?" presents this view to a wider audience. His recent book, Why? The Purpose of the Universe (Oxford University Press, 2023), explores panpsychism as a middle ground between traditional belief in God and secular atheism. He is a recent convert to a form of “heretical Christianity".References:Kabbalah and the Rupture of Modernity by Eli RubinGalileo's Error by Philip GoffMy Bright Abyss by Christian WimanThe Varieties of Religious Experience by William JamesGödel, Escher, Bach by Douglas R. HofstadterTanya Chapter 2For more 18Forty:NEWSLETTER: 18forty.org/joinCALL: (212) 582-1840EMAIL: info@18forty.orgWEBSITE: 18forty.orgIG: @18fortyX: @18_fortyWhatsApp: join hereBecome a supporter of this podcast: https://www.spreaker.com/podcast/18forty-podcast--4344730/support.
Keith discusses the K-shaped economy, where income from capital assets is rising while labor income is declining. In 1965, 50% of income came from labor and 50% from capital; by 1990, it was 54% and 46%, respectively, and today it's 57% and 43%. Keith emphasizes the importance of how capital compounds over labor and advises on building ownership in real estate and businesses. Finally, he answers your listener's questions about: agricultural real estate inflation, profiting on mortgage loans, transitioning from accumulation to preservation and a fast-growing state that no one talks about. Episode Page: GetRichEducation.com/584 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments. For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text 1-937-795-8989 to speak with a freedom coach Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review" For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com or text 'GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript: Keith Weinhold 0:00 Keith, welcome to GRE. I'm your host. Keith Weinhold, capital compounds, labor doesn't realizing this can change allocation decisions for the rest of your life. Then I discuss giving. Finally, I answer your listener questions about agricultural real estate inflation, profiting on mortgage loans when it's time for you to stop accumulating properties and a fast growing state that no one talks about today on get rich education Speaker 1 0:33 since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors, and delivers a new show every week since 2014 there's been millions of listener downloads of 188 world nations. He has a list show guests include top selling personal finance author Robert Kiyosaki, get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast or visit get rich education.com Corey Coates 1:18 You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education. Keith Weinhold 1:34 Welcome to GRE from Williamsburg, Virginia to Williamsport, Pennsylvania and across 188 nations worldwide. I'm Keith Weinhold, and you're listening to get rich education, and I'm somewhat near Williamsport, Pennsylvania today. For years, I've told you about the widening canyon between the haves and the have nots, and that's something that you might have only visualized in your head or merely considered a theory, but now you can see it. There's a chart that I recently shared with our newsletter subscribers that might just make your spine tingle and look, I don't like saying this, but hard work just does not pay off like it used to. This is emblematic of the K shaped economy. Just visualize the upper branch of the K, a line rising over time, and the lower branch of a letter k, that line falling over time, both plotted on the same chart. So what steadily happened over the last 60 years really is quite astonishing. And look, I don't want the world to be the way that I'm about to tell you it is, but that's just what's occurring. The share of one's income from capital assets is rising, while the share from labor keeps decreasing simultaneously. Now just think about your own personal economy. What share of your income is from your invested capital versus how much of your income is derived from your labor. When you're the youngest, it's all labor. When I got out of college and had my first job, all of my income was from labor. I certainly didn't have any rental property cash flow or stock dividends. But for Americans, here is how it's changed over time, and this K shaped divergence is alarming people in 1965 it was 5050 by 1990 54% of income was from capital and 46% labor. Today it's 57% capital and only 43 labor. Gosh, the divergence is real, and it's only getting wider, and I really had to dig for the sources on this K shaped economy chart. They are the BLS, the Tax Foundation and the International Labor Organization. Increasingly, asset owners are the haves. The upper part of this K shaped economy, that line is drifting up like a helium balloon that you forgot to tie to the chair. It just keeps going up and then the labor share of income, which is shrinking, that is also known as how much of the economic pie goes to people who actually work for a living. That is another way to think of it. So frankly, that's why I say hard work just does not pay off like it used to, because with each wave of inflation, assets, pump, leveraged assets, mega pump and wages lag behind, and we can't allocate our resources in the way that we want the. World to be, but how the world really is. In fact, the disparity is even greater than the chart that I just described to you, because it doesn't even include value accumulation, also known as appreciation. I was only talking about income there, and the reality is that working for a paycheck just pays off less and less and less. No amount of working overtime on a Saturday can make you wealthy, but it might make you miserable. Owning assets pays off more and more. In fact, the effect is even more exaggerated than what I even described, because, as we know, the tax treatment is lighter on your capital gains than it is your income derived through labor. As the economy keeps evolving, those who benefit the most, they do not sell their time for money. They're not trading their time for dollars. In fact, let me distill it down here are, yeah, it's just four words that could change the way you allocate your time and your effort for the rest of your life. Capital compounds, labor doesn't. yeah, there's a lot right there. If you want to keep up or get ahead, you need to be on the capital part of the K, the upper part. And what would that really look like for you in real life? What does that practically mean? It means building ownership into your financial life, owning real estate, owning businesses using prudent leverage, owning things that produce income, and even merely owning more things that appreciate. And here's the great news, though, real estate is still the most accessible, leverageable, tax favored capital friendly asset class ever created. That's whether you're just patching together like 43k for a down payment on your first turnkey single family rental, or making a tax deferred exchange into a 212 door apartment complex. Okay, this is how that can look in real life. The bottom line here is that as the economy gets more and more K shaped, with this divergence between Americans capital share of income increasing and labor share decreasing, that you want to stack real income generating assets. That is the big takeaway. Keith Weinhold 7:44 Well, this is the time of year where a lot of people feel compelled to give donations. And as a GRE listener that's paid five ways, you've got more ability than others to give, I need to caution you about some things. I'm sorry that it is this way, because I do want to promote giving. It's kind, it's virtuous, and it's not a completely selfless act either, because when I give, it makes me feel good too. You're making a difference, and that feels great. Let's talk about the downsides of giving, though, because few people discuss that. We already know about the upsides when I give to an organization, say, 1500 bucks here, $1,000 over there, well, inevitably, you do get on that organization's contact list. And yeah, I suppose that it is easier to retain a customer or donor than it is to find a new one. Sometimes I just make what I expected to be a one time donation, but they will keep contacting you. Now, I was once on the other side of this. I served on a volunteer committee that organizes athletic events, and a friend of mine, John made a $1,000 donation to our organization one year, which was really kind, and he's just a day job working kind of guy when he didn't make the donation. The following year, someone made it a line item in our meeting minutes to say that John's donation was not renewed. Like that's the only thing they brought up. Oh gosh, that really struck me the wrong way, because here's a guy that traded his time for dollars at a job that I happen to know he doesn't like very much, and the committee statement was that the guy didn't renew his donation. Sheesh, now, when it comes to the tax treatment of, say, $1,000 that you make in a donation, there's a lot of misunderstanding about how that works, and this is the type of subject that you're thinking about now, because sometimes people want to get a tax break tallied up before year end, because some people think that after the year ends, well, the IRS pays you back the $1,000 you donated because it's tax deductible. No, that's how a tax credit. Works. But a tax deduction, which is all that you might be eligible for, means that if your annual income is 100k well then a 1k donation lowers your taxable income to 99k so if you're in the 24% tax bracket, then you'd get 240 bucks back. But you know, in many or even most cases, you're not going to get any tax break at all for making a donation, and this is because you did not exceed the standard deduction threshold, which is now almost 16k if you're single and almost 32k married, you get to deduct those amounts from your taxable income no matter what. So the standard deduction, in a way, it's nice, because you don't have to keep receipts and do all that tracking for everything. So I've had that experience myself where, huh, feeling a little generous throughout the year, giving $1,500 here, $1,000 there. Oh, and then realizing that it does nothing for me on taxes, you have to give more to exceed the standard deduction amount and start itemizing them. And mortgage interest does go into that amount. Okay, it does go into the amount to try to get your total above the standard deduction threshold. So go ahead and give freely, but in a lot of cases, keep in mind that it often does nothing for your taxes, because you're taking that standard deduction if you indeed are. There's been another tip flation trend that's annoying, and that is increasingly when I give a donation online, I'm asked to if I want to leave a tip on top of the donation. That is so weird, a tip is for good service. I'm serving you by being generous enough to give a donation. Sheesh, a tip request on top of a donation. But please do give when you do, one thing that you might want to specify is that it is a one time donation, if that is your intent, or they will constantly follow up with you. Keith Weinhold 12:06 Coming up next, I'm going to answer your listener questions. A member of Team GRE, who you haven't heard before, is going to come in to ask me your listener questions, and one of them is going to be among the most important topics that our show has never addressed, and it's about time. I'm Keith Weinhold. You're listening to get rich education. Keith Weinhold 12:28 You know, most people think they're playing it safe with their liquid money, but they're actually losing savings accounts and bonds don't keep up when true inflation eats six or 7% of your wealth every single year I invest my liquidity with FFI freedom family investments in their flagship program. Why fixed 10 to 12% returns have been predictable and paid quarterly. There's real world security backed by needs based real estate like affordable housing, Senior Living and healthcare. Ask about the freedom flagship program when you speak to a freedom coach there, and that's just one part of their family of products, they've got workshops, webinars and seminars designed to educate you before you invest. Start with as little as 25k and finally, get your money working as hard as you do. Get started at Freedom, family investments.com/gre, or send a text now it's 1-937-795-8989, yep, text their freedom coach, directly again, 1-937-795-8989 Keith Weinhold 13:40 the same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your prequel and even chat with President Caeli Ridge personally while it's on your mind, start at Ridge lending group.com that's Ridge lending group.com Kristen Tate 14:14 this is author Kristin Tate. Listen to get rich education with Keith Weinhold, and don't quit your Daydream. Keith Weinhold 14:32 Welcome back to get rich Education. I'm your host. Keith Weinhold, they say that it takes a village to get some things done and well, it takes a team to prop up this slack jawed operation one GRE team member, capably behind the scenes for more than a year and a half now, is Brenda Almendariz, welcome in. Brenda, Hi, Keith, thanks. Rather than me asking the listener questions this time you. You get to do it, but before we do that, just tell us a bit about your real estate investing. Brenda 15:07 Sure. So I started maybe learning a little bit about investing and kind of looking into other options to grow my wealth. And I came across the GRE podcast and a few others. So I think about 2018 I did a little bit of just learning and kind of educating myself. And then 2019 I bought my first turnkey property. Turned out well. And then 2020 I bought my second one. And then in 2021 I decided, okay, this is working really well. Maybe I'll do a house hack. I'll do something a little different, and in a year, then maybe I'll do something else. But I've been in my 2021 home now for about almost five years. I'm looking for the next one, hopefully within the next year. But yeah, it's been great. Turnkey. Just met real estate investment company here at my local REIA, and then I learned that I could actually connect with other companies across other places through GRE but yeah, it's been great. Keith Weinhold 16:02 Brenda lives in Phoenix, just about as close to the center of Phoenix as you can possibly be. I sat down with Brenda for lunch the last time that I was in Phoenix, and like a lot of people, almost everybody that works here at GRE they started out as a listener before they ever worked here. And really, it's that same story with Brenda as well. So yeah, Brenda will want to ask us the first of what we have about four listener questions today Brenda 16:31 we do, so I'll go over the first one here. Question is, I would love for you to revisit some of the non traditional example, coffee plantation, CBD manufacturing, teak plantation, Belize resort properties and syndication projects you've discussed on the GRE podcast just to see how they turned out. I'm sure some of them failed to deliver the expected returns, and it's the failures that many of us learn the most from Keith Weinhold 17:02 Yeah, totally. Okay, so not so much a listener question here, but a comment to discuss more of these agricultural real estate investments or ones that are in syndications off of the investment type that you can't do yourself, is what we're talking about here, rather than direct ownership of residential rental property and an appeal to follow up down the road to see how they really turned out. And you know, Brenda, I'll address you because we don't have the listener name with this question. Most people in my position, if an investment has been discussed on the show, and then that investment didn't go as well as was hoped for, you know what? They never tell the audience about it. However, there's the Panama coffee farm investment. We first discussed that here way back in 2015 and we had a GRE field trip where I met a lot of you in person there in Panama. And as I often do when we discuss a particular investment here, I bought and still own Panama coffee farm parcels myself. That investment, it paid cash flow from the crop yields for a few years, and then it stopped. The good yields stopped due to covid disruption, and since then, there have also been erratic weather patterns like drought and precipitation of the wrong levels and at the wrong time of year, and there's been more of a prevalence of pests in disease like coffee leaf, rust and the operator. They have been communicative and forthcoming all the while they're still issuing the annual report that I read, and sometime after that, I think that a lot of investors were assured, because it sort of made national news, international news, that markets for both coffee and cacao have been suppressed, at least from the standpoint of there's not enough crop yield. I mean, that is a problem in a lot of places worldwide. Now I hope that turns around, and it very well may. In fact, we did something here that very few shows do. Back on episode 431, we had the Panama coffee farm CEO come back on the show to describe exactly what I just told you about there. And few shows are willing to do that. Some people just want you to think that every single investment that's discussed goes as well it was hoped for, or even better than expected. But that is not real world. You got to be authentic in real So, okay. Listener, comment, well, taken there. They appreciate that sort of follow up, and they would like more of that. All right, that's great. What's the next question? Brenda. Brenda 19:40 Sure. So the next one comes to us from our audience over on YouTube. So in response to our real estate pays five ways in a slow market, YouTube video matrices wrote, There is no inflation profiting. You would have to be paying off the loan with an income that goes up with housing inflation. That's plausible if you are a wage earner, but if your source of income is rental properties, then there isn't a wage increase that reduces the effective loan amount. You are double dipping in the inflation profiting column by counting appreciation which you earn as a real estate investor and inflation profiting, which you earn only if your wages go up at the rate of housing inflation, and you use those wages to pay off the loan, which you don't Keith Weinhold 20:33 Okay, again, somewhat of a statement here. I suppose there's a question implicit within that for matrices. I'm not sure how you say that name exactly. Wondering about inflation profiting. Are you counting it? Right? I don't know about that. The part about paying off the loan faster if you're a wage earner, I mean, that's plausible, but not if your income is from rental properties. I mean, see that's actually backwards, because your cash flow goes up faster than the rate of inflation due to your biggest payment, your principal and interest staying fixed, so your net rent income goes up even faster than the rate of inflation. So inflation profiting, therefore it's even better than how I've been presenting it and calculating it. Now with that understood matrices, here's one way for real estate investors to understand inflation profiting on your loan if you still have trouble getting with that. 30 years ago, in 1995 the US median home price was 130k with an 80% loan, your mortgage balance at origination would have been 104k and the monthly mortgage payment is 763 with the 8% market mortgage rate level that you would have gotten at that time. Now, even if we don't apply any principal pay down at all, your mortgage balance today is still just 104k and your payment is still just 736 bucks, and it is substantially easier to make that payment today, because your wages and salaries and rent incomes are multiples higher. When you originate a loan, the bank doesn't ask to be repaid in dollars or their equivalent. The loan documents only say dollars and dollars are worth less and less and less. So today, your median priced property is worth over 400k despite still having that tiny 104k loan balance. And of course, your tenant would have paid that down to zero, and we aren't even counting that part, I think, to really exaggerate the effect and help make the inflation profiting concept crystallize for you, matrices. If you go back 100 years, the median home cost was 11,600 bucks. An 80% loan would be just over 9k that you borrowed. Okay, so at a 7% interest rate, 30 year loan, the monthly payment would be 94 bucks, laughably small. That's less than the cost of a nice dinner out today. That's all you owe on a median priced property, which is over 400k today. So because it doesn't feel like you're tangibly walking away with anything when you sell a property, hopefully that helps make it real mitricas. And one last way to think about it is, let's just forget real estate for a moment. Would you loan your best friend 100k for 30 years interest free, even if we're somehow absolutely guaranteed that he would pay you back? Well, of course, he wouldn't do that, because inflation destroys the lender and benefits the borrower. So you would want to be the borrower in that case, because the borrower profits from inflation, profiting just like you're the borrower with income property. That's the position that you want to be in. But I'm glad we brought this up, because a lot of people have that question. That was a good one. Matrices, even though you seem to sort of be doubting if inflation profiting is a real thing with the way you approach the question, hey, I really appreciate it. Anyway, what's the next one? Brenda Brenda 24:10 yep. So the next one we have is Mark. He wrote into our general inbox, and he says, I have been listening to your podcasts from the beginning, and I believe I have not missed a single show. Wow. Yeah, it would be hard to argue with your strategy of using debt to rapidly increase your returns and expand your rental real estate portfolio. This method is great for the accumulation phase of one's life. However, I believe that you have never addressed the next chapter of everyone's life, phase two. I am, of course, talking about preserving your wealth, which is phase two. Yeah, I only ask this because that is what stage of life I am in. For background, he has 15 rentals, seven mortgages. Age 62. Currently all managed by a property manager, and he is married and an empty nester. Please note, no matter how much money is made from rentals, he said, his wife's view is that it is work, and so she does not want any more homes or work. This would be a great idea for an upcoming show. Please consider thanks, Mark. Keith Weinhold 25:20 Yeah. Great stuff, Mark. And before Brenda came on, we discussed which questions that she's going to choose. And I definitely wanted to have this one in there, because, I mean, this is one of the most important topics that's never been answered on the show, and it really needs to be answered today. The accumulation phase of Mark's life is done. He wants to know about how to approach the preservation stage. First of all, Mark, congratulations. You've listened to every GRE episode, 584, of them now, and you've clearly benefited from acting so good for you to be in this position. In fact, this show had its inception in 2014 and it doesn't even take these 1011, years to reach financial freedom, if you follow my plan. So you are there. All right, so, Mark, you've got 15 rentals, seven mortgages. You're age 62 they're currently managed by a property manager. You're married in an empty nester. I mean, you've made it, and you know that you've made it when you have enough income to support your desired lifestyle. That's what we're talking about here. Financially Free, beat step free and all of that, I'm going to speculate mark that if you had tried paying all cash for every property, you wouldn't have gotten very far. You wouldn't have made it to this point. You know why this question resonates so well with me, Mark, despite being quite a bit younger than you, I am at that stage as well. I definitely don't need to add more properties for the rest of my life. Now. I don't have kids yet either, so there's no clear air there. In fact, one reason that I hold on to my properties is to help educate our audience to be a real investor in the game and to be able to keep up with trends. You can just kind of tell when someone's not investing in real estate themselves. So if I talk it, I want to keep doing it now for you, Mark, it's not about rushing to pay off your seven mortgages, as you know from listening, that's usually not your best return on capital. If you've already made it, there is absolutely zero reason to add more properties, I would agree, especially if you know, in your wife's eyes, that creates a headache, and maybe yours as well, once you get to a certain point. So as far as this preservation stage, since you've moved away from the accumulation phase, the LLC is the favorite protection structure, not a C or an S Corp. And I have done shows on that with attorneys before. Since I'm not one of your 15 properties, if one or two are less profitable or for whatever reason, you just have difficulty getting those rented during vacancies, okay, you can sell those off if you don't want to do the 1031, exchange into more property, you can pay the tax. That's an option, but you will also have to pay depreciation recapture on those properties and mark. If there's one thing I wish I knew, it's that if you do have children or clear heirs, but the gold standard for passing along properties to heirs is a revocable living trust, and if you only remember one thing about that, a properly drafted living trust is the number one way to pass along rental properties smoothly. And why it's great is that it avoids probate. Probate is a court supervised process. It takes months or years of delay. So instead, with a revocable living trust, heirs get access to your properties almost immediately. Now you are age 62 hopefully this isn't happening anytime soon, but you do keep full control while you're alive, it's easy to update a revocable living trust, but the big one probably is that it prevents family disputes and it keeps everything private. That way there's no public probate record. And the bonus is, if you own properties in multiple states, a trust avoids multiple probates, that's huge. So those are some considerations. Mark as you've Congratulations again. Move from the accumulation phase to the preservation stage. It's a completely normal, natural process. You sure don't have to keep adding properties for ever and ever. Congrats. You made it. You did it. Brenda 29:37 Great. We've got another one, Keith. This one is from Tim in Philomath, Oregon, and he says, I would be interested in the days ahead, if you would be able to help us understand why North Dakota is projected to grow so much. Keith Weinhold 29:54 Okay, thanks, Tim in follow math, Oregon, another word I'm not sure how to pronounce. Now, yeah, you might think it's unusual that I would want to answer this question. For a low population state of under 1 million people, like North Dakota, from today to 2050 there's forecast to be 9% population growth nationally, but in North Dakota, it is 34% that is quite a surge, and that is per visual capitalist via the University of Virginia, but North Dakota's projected growth, it looks surprisingly strong on paper, especially for a cold, rural, low population state. But really, there are at least four major forces behind the fast 2025 to 2050, Outlook, and when you break them down, the growth actually makes sense. So I want to talk about this, because it's really a template for what makes for a growing place and a good future real estate market, no matter where it is. But in North Dakota, you've got this continued energy sector, strength, oil, gas and next generation energy. Part of what's driving the growth is something that's definitely not a new story. It is still the Bach and shale. It's still one of the top US oil fields. You got advances in drilling. That means more production with fewer rigs. That makes a sector more resilient. You've got global demand for liquid fuels projected to remain high through 2050 I know people like to talk about renewables, and there probably is a future there. But it's not like we're going to go all renewable right away. North Dakota is aggressively expanding carbon capture. So energy equals jobs. Jobs equals population retention and in migration, there's a national labor shortage in North Dakota. It's got this skilled worker hole. The US is going to face a major labor shortage through 2050 that's because of trends that you really can't change, like an aging population and low birth rates. That makes these high wage, high demand energy and engineering jobs stickier. North Dakota consistently leads in labor force participation, job availability, good starting wages for skilled trades, and they always seem to have a low unemployment rate, lower than the national average. So in other words, people move where the jobs are, even if it's cold. They really have one of the best economic outlooks in the country. There's a report called Rich states, poor states. In their latest one, they ranked North Dakota fifth nationwide in economic outlook, and that's above Texas and Florida and Tennessee, and that's because North Dakota has low taxes. They're business friendly, they're light on regulation. Businesses like that, their budgets are stable, and they've got strong public finances. So states with those fundamentals, they tend to grow pretty well over long horizons, and North Dakota has this demographic momentum. It's a younger state than all the surrounding states. They have a younger median age, high birth rates, so they've got this faster natural replacement rates, and they have really strong university systems, both und and North Dakota State, and what that does is that retains those graduates for jobs like energy and engineering and agriculture. So North Dakota benefits from this high stay rate, like a lot of people move for jobs, and they end up staying there, and their population growth seems fast, but the overall population small, so a net gain of 150,000 people, that really seems huge in percentage terms. It's steady rather than explosive growth. We're talking about annual gain. So really, a takeaway for investors is that North Dakota's growth is not a fluke. It's from strong economic policy, a big, durable energy engine, high earning jobs. You got this favorable business climate, and really unexpectedly young demographics. I read that the counties that will grow fastest are Cass Williams and stark and, you know, Brenda. If we learn about a reputable North Dakota property provider, maybe we'll talk about them here on the show. So if you the listener or anyone else know about one, write into us at get rich education, comm slash contact, and we'll check them out. And also, more broadly, if you want your listener question answered in the future, that's where to write to us as well, again, at get rich education.com/contact, thank thanks for the North Dakota question, Tim and Brenda, it's nice to have you here to ask the questions in a different voice. Brenda 34:29 Thanks, Keith. Yeah, it's good to be on this side of the show instead of Keith Weinhold 34:34 a listener. After all these years, there's one episode I'm sure you'll be listening to, and it's this one that you're on today. Keith Weinhold 34:48 Yeah, much of our team here were GRE listeners before they ever worked here. We just made another hire two months ago. That woman worked for a payment processor. I said at the time, that sounds really boring. It definitely sounds more interesting to work at the GRE podcast. To review what you learned today, capital compounds labor doesn't though I promote being a giver, there are downsides to giving, but they're manageable. Inflation, profiting is the most often misunderstood of the five ways, and you will reach a tipping point where you've won in which you no longer have to add properties. That is transitioning from the accumulation phase to the preservation phase. That is one of the more important unaddressed things on the show until today, and finally, North Dakota's booming growth projections coming up soon on the show, I'll reveal GRE national home price appreciation forecast for next year, where you will learn the exact percent appreciation or decline expected in the future. Until then, check us out at get richeducation.com I'm your host. Keith Weinhold, don't quit your Daydream. Speaker 3 36:00 You nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of Get Rich Education LLC, exclusively. Keith Weinhold 36:32 The preceding program was brought to you by your home for wealth building, GetRichEducation.com