Podcasts about lifetime income

What does retirement really look like? Spoiler alert: it's not all white sand beaches and 4 p.m. tee times. Today, we're pulling back the curtain on how Americans retire. Not in theory, but in practice. On the most recent episode of Your Money Map, our weekly show with the Alliance for Lifetime Income, we sit down with Wall Street Journal reporters Veronica Dagher and Anne Tergesen to talk about their series: “The Way We Retire Now.” If you like this episode and want more, check out all of our Your Money Map episodes at protectedincome.org/your-money-map/ or tune in live every Wednesday at 12 PM ET on Facebook or LinkedIn. Looking for more financial confidence?

The integration of guaranteed lifetime income solutions into workplace retirement plans remains a hot topic among plan advisors, sponsors and participants. To get an idea of the current state of these efforts, we talk with Matt Stubblefield, Aggregator Channel Director at Allianz, who highlights some key findings from a new report by the Allianz Center for the Future of Retirement, part of Allianz Life Insurance Company of North America.The report that examines participant attitudes, preferences and demand for annuities in defined contribution retirement plans, and Stubblefield will share ideas on how plan advisors can put these learnings into practice to enhance their client offerings.Key Insights:Rising Demand for Lifetime Income SolutionsAllianz's research reveals that participants strongly favor guaranteed lifetime income options like annuities, with 86% preferring predictable income over managing a lump sum. This trend reflects growing concerns around market volatility, inflation, and longevity risk.Millennials and Diverse Groups Lead Interest in AnnuitiesMillennials show the highest interest in adding annuities to their retirement plans, followed by Gen X and Baby Boomers. Black, Hispanic, and Asian-American participants express more interest than white participants, showing a shift toward securing stable retirement income across demographics.In-Plan Annuities and Personalized Advice Are PreferredParticipants prefer contributing to annuities gradually via payroll deductions. They prioritize features like market protection, flexibility, and portability. Many view personalized advice and managed accounts as critical tools for effectively incorporating these products into retirement strategies.See Also:Solving the Portability Puzzle with Allianz Life's Ben ThomasonExploring Retirement Income Strategies with Joshua Grass and Todd LevyResearch Cited: The State of Lifetime Income: Participant Survey, conducted by the Allianz Center for the Future of Retirement in November 2024 with a nationally representative sample of 2,488 respondents aged 18+ who are currently contributing to an employer-sponsored retirement plan.Fixed index annuities are designed to meet long-term needs for retirement income. They provide guarantees against the loss of principal and credited interest, tax-deferred accumulation potential, and the reassurance of a death benefit for beneficiaries.This content is for general educational purposes only. It is not intended to provide fiduciary, tax, or legal advice and cannot be used to avoid tax penalties or to promote, market, or recommend any tax plan or arrangement. Please note that Allianz Life Insurance Company of North America, its affiliated companies, and their representatives and employees do not give fiduciary, tax, or legal advice. Allianz does not provide financial planning services.Guarantees are backed solely by the financial strength and claims-paying ability of the issuing insurance company.Allianz Life Insurance Company of North America is not Affiliated with 401(k) SpecialistAllianz Life Insurance Company of North America (Allianz), 5701 Golden Hills Drive, Minneapolis, MN 55416-1297. 800.542.5724 www.allianzlife.comFor institutional use only - not intended for use with the public.

We've all been there: endlessly scrolling through financial headlines, absorbing TikTok hot takes, or reading investing books with dreams of becoming the next Warren Buffett. But what if all that advice is doing more harm than good? On the most recent episode of Your Money Map, our weekly show with the Alliance for Lifetime Income, we sit down with Barry Ritholtz, host of Bloomberg's Masters in Business podcast, CIO of Ritholtz Wealth Management, and author of the new book How Not to Invest: The Ideas, Numbers, and Behaviors That Destroy Wealth and How to Avoid Them. His mission? To help us unlearn everything that's steering us in the wrong direction. If you like this episode and want more, check out all of our Your Money Map episodes at protectedincome.org/your-money-map/ or tune in live every Wednesday at 12 PM ET on Facebook or LinkedIn.

Tom Totten, an actuary and serial entrepreneur, shares his journey from a defined benefit consultant to advising companies on Employee Stock Ownership Plans (ESOPs). The conversation delves into the intricacies of ESOPs, their guarantees, and the liquidity risks associated with them. Tom discusses the purpose of lifetime income strategies, including the use of annuities, and reflects on the evolving relationship between employers and employees in the context of retirement planning. In this conversation, the speakers discuss the benefits of including lifetime income solutions in retirement planning, emphasizing the role of the workplace in providing these solutions. They explore the challenges of communicating the value of lifetime income to pre-retirees and retirees, the impact of technology on retirement planning, and the benefits of diversification in investment strategies. The discussion also touches on the potential of ESOPs as a means of wealth creation for employees and the evolving landscape of retirement planning in light of alternative investments.

Dollar Down, Yields Up: Is This the End of American Exceptionalism?Brief DescriptionIn this razor-sharp episode of Jae's Corner, Jae Oh, CFP® and Fellow at the Alliance for Lifetime Income, joins his AI co-host Cass to break down the baffling paradox of falling dollars and rising bond yields. With markets convulsing and credibility on the line, they unpack global capital flight, fragile fiscal discipline, and why the bond market—not the President—might actually be in charge. Don't miss the insights Jae delivers beneath the snark.In This Podcast00:00:00 Welcome to Jae's Corner: Snark, Substack, and Soul-Crushing Truth00:01:15 Why Does Jae Wake Up at 3AM? Because Shanghai Decided Something Stupid00:02:30 Bond Yields Spike While the Dollar Drops—Market Tantrum or Structural Shift?00:05:10 Is American Exceptionalism Cracking Under Global Scrutiny?00:08:00 The Dollar's Decline and the Emerging Question of Capital Flight00:10:55 Tariff Pause: The President Submits to the Bond Market00:13:45 When the Yield Curve Becomes the Shadow President00:16:20 CFOs, Chaos, and Why Strategic Planning Is Now a Gamble00:19:40 Foreign Firms Rethinking US Investment Amid Legal and Fiscal Uncertainty00:22:10 JPMorgan Earnings Preview: Confidence Theater Begins

This week, DPL's Regional Vice President, Jackson Bradley, and Sales Desk Manager, Willie Jones, talk about the misconceptions about annuities, specifically lifetime income. They discuss how annuities can be a powerful retirement tool and how advisors can leverage these products to create a personal pension for their clients and provide much-needed peace of mind in retirement. Learn more at https://www.dplfp.com/series/advisor-revelations-podcast.

What does it truly mean to live a wealthy life? If you think it's all about money, think again. On the most recent episode of Your Money Map, our weekly show with the Alliance for Lifetime Income, we sit down with Sahil Bloom, entrepreneur, writer, and author of The Five Types of Wealth, to explore a new, holistic approach to wealth-building. Sahil shares his personal journey of redefining success and explains why financial wealth is just one piece of the puzzle. If you like this episode and want more, check out all of our Your Money Map episodes at protectedincome.org/your-money-map/ or tune in live every Wednesday at 12 PM ET on Facebook or LinkedIn.

If DOGE Called, Here's How To Fix Healthcare in the USA Stay ahead in today's complex financial landscape with Jae's Corner! In this video, Jae, a certified financial planner and author of 'Maximize Your Medicare,' breaks down critical financial strategies, risk management techniques, and investment insights. Discover how understanding benefits like COBRA, Medicaid, and Medicare can save you thousands, and learn why flexibility and awareness are crucial during economic uncertainty. Ideal for investors, financial enthusiasts, and anyone navigating financial decisions, this video offers clear, practical advice to boost your financial literacy and security. Subscribe for more expert guidance!My research note for the Alliance for Lifetime Income: https://www.gh2benefits.com/my-note-alliance-for-lifetime-income/Chapter List:00:00 Introduction to Jae's Corner and Financial Planning10:00 The White Collar Recession: Job Loss and Financial Impact20:00 COBRA and Health Insurance Options Explained30:00 ACA, Medicaid, and Tax Credit Strategies40:00 Navigating Market Volatility and Financial Stability45:00 Medicare Overview: Prescription Drug Benefits and Pitfalls50:00 Impact of Government Policies on Health Coverage55:00 Financial Planning for Unemployment and Job Transitions01:00:00 Strategies for Managing Healthcare Costs and Risks01:05:00 Conclusion: Key Financial Takeaways and Next Steps✅ Subscribe to Jae's Corner on Substack: https://bit.ly/3u8TR8s✅ Let's connect: https://linktr.ee/jaeohcfp✅ Join America's Cardroom and get a huge deposit bonus: https://bit.ly/3Plb9bz✅ Free Prescription Discount Card: https://bit.ly/3vv2gpi✅ 2nd Free Prescription Discount Card: https://bit.ly/3NWIBp8✅ Free Term Life Insurance Quote: https://bit.ly/37xaYJL✅ Free Instant Short-Term Disability Quote: https://bit.ly/34O8EwY✅ Your private appointment https://calendly.com/justjae/ ✅ Free Medicare Guidance: https://bit.ly/3OpfOtG✅Link to Free Quoting Tool: https://bit.ly/FreeACATool

2025 is officially here, and with it comes a new administration in the White House, along with new economic policies that will impact you and your wallet.  On the most recent episode of Your Money Map, our weekly show with the Alliance for Lifetime Income, we're joined by Betsey Stevenson, University of Michigan Public Policy and Economics Professor and Former Chief Economist of the U.S. Department of Labor, to talk about what economic changes in the New Year could mean for retirees. If you like this episode and want more, check out all of our Your Money Map episodes at protectedincome.org/your-money-map/ or tune in live every Wednesday at 12 PM ET on Facebook or LinkedIn. Resources mentioned in this episode: Think Like An Economist Podcast Alliance for Lifetime Income: ProtectedIncome.org Learn more about InvestingFixx, our women's investing club where you can vote on stocks, build a model portfolio, and grow your financial knowledge. Take the next step in your financial journey with FinanceFixx, our money makeover program. Have a question for us? Write to us (or send us a voice note!) at mailbag@hermoney.com. While you're at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe! Learn more about your ad choices. Visit megaphone.fm/adchoices

Coach Pete teams up with Bruce Rosenbloom to explore the “advance and protect” strategy, the value of a trusty fiduciary, and the differences between high yield savings accounts and fixed indexed annuities—ensuring your golden years stay afloat. They highlight the crucial role of a financial coach in guiding you through hidden pitfalls, emphasizing lifetime income plans, spend-and-leave strategies, and the power of diversification. So, grab your life jacket and jump aboard this high-energy discussion, where a thorough financial review can mean smooth sailing for your secure retirement!See omnystudio.com/listener for privacy information.

In this episode, DPL's Regional Vice President of Member Success, Jackson Bradley, and Internal Consultant, Matt Robinson, talk about guaranteed lifetime income and long-term care solutions. They explore the difference between annuitization and lifetime income, tax treatments of lifetime income withdrawals, and long-term care enhancements. Learn more at https://www.dplfp.com/series/advisor-revelations-podcast.

This week, Jackie Campbell discusses essential strategies for retirement planning, focusing on the importance of lifetime income, the role of annuities, and the need for customized financial plans. She emphasizes the significance of tax planning, particularly regarding Roth conversions, and encourages listeners to prepare for the upcoming year with informed financial decisions. The conversation also highlights the importance of asking the right questions when consulting with financial advisors to ensure a comprehensive understanding of one's financial future. For more information or to schedule a consultation call 352-251-1015 or visit www.mycampbellandco.com!See omnystudio.com/listener for privacy information.

This is the best time to establish Guaranteed Lifetime Income in 42+ years!    There are guaranteed lifetime products that offer up to a 30% bonus with a 8% guaranteed benefit increase annually. You can increase the income you receive in one year by 40%, guaranteed for life. Other products offer a 10% annual increase in your guaranteed lifetime income benefit. If you defer income for 7 years, you double your guaranteed lifetime income.   The most common concern retirees have is running out of money before they run out of time. Guaranteed Lifetime Income is exactly what it sounds like. You cannot out-live the income. Pensions are a common example of guaranteed lifetime income. You can fund a "private pension".    Blackrock, Goldman Sachs, and JP Morgan analysts all predict S&P 500 index returns will average 3-5% annually for the next decade. If the analysts are correct, Your Personal Bank dividends, annuities, and guaranteed lifetime income will all outperform the S&P 500 over the next decade without market risk and tax-favored.   Many financial experts are calling this the "golden age" of fixed investments.     Even if the Trump administration does everything right, some problems will take a while to fix. Debt is a major challenge. Record levels of debt requires record selling of bonds. This pushes bond interest rates higher.  Until the government starts paying down debt, bond interest rates will remain elevated.   At the same time, the Federal Reserve is lowering borrowing costs by reducing interest rates.    This creates an opportunity.  Your Personal Bank allows you to earn dividends (likely increasing) while accessing funds to pay off debt, purchase items, or invest in assets. If dividends are higher than the borrowing costs, you keep the difference. This creates positive cash flow (positive arbitrage) on your money.   We are likely headed to a historical positive arbitrage scenario. Historically, positive arbitrage has been available 24 of the past 28 years. The other 4 years the dividends and borrowing costs were similar. The average annual positive arbitrage was 2-3%. This is interest you earn on money you spent or allocated elsewhere!

Many of us spend decades saving for retirement. But what happens when it's time to spend those hard-earned dollars…how do you make them last?  On the most recent episode of Your Money Map, our bi-weekly show with the Alliance for Lifetime Income, we talk about all things decumulation with the pros — Christine Benz, Director of Personal Finance and Retirement Planning for Morningstar, and David Blanchett, Research Fellow with the Alliance for Lifetime Income Institute. If you like this episode and want more, check out all of our Your Money Map episodes at protectedincome.org/your-money-map/ or tune in live every other Wednesday at 12 PM ET on Facebook or LinkedIn. CHAPTERS: 00:00 Retirement worries 05:00 Why spending down our money in retirement can be so stressful 16:00 Redefining retirement as financial independence 25:00 Spending for maximum happiness TAKEAWAYS: Start by identifying your essential expenses and aligning them with guaranteed income like Social Security or annuities to cover the basics. Lifelong savers often struggle to spend their hard-earned money. To overcome this mindset, consider using strategies like “spending pots” for travel or hobbies, which allow you to enjoy your savings guilt-free. Adding guaranteed income (like annuities) to your retirement plan can provide peace of mind and allow you to spend more freely, knowing your essential needs are covered. Learn more about our Finance Fixx program here. Use code PODCAST for a $100 discount. Interested in learning more about investing alongside hundreds of other women? Join us every other Monday night on Zoom at investingfixx.com. Have a question for us? Write to us at mailbag@hermoney.com. While you're at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe! Use promo code HERMONEY at the link below to get an exclusive 60% off an annual plan at https://incogni.com/hermoney. The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney. Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com. Learn more about your ad choices. Visit megaphone.fm/adchoices

  We're at the midway mark for AEP! It's time to stop, listen to this episode, and assess if your sales strategy could use some improvements.    Read the text version     Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.   Resources: 5 Pillars of Integrity ft. Jason Meyers: https://link.chtbl.com/ASGM20230925 7 Powerful Practices for Selling Prescription Drug Plans: https://ritterim.com/blog/7-powerful-practices-for-selling-prescription-drug-plans/ Ask Integrity: https://www.askintegrity.com/ Events with Ritter Insurance Marketing: https://ritterim.com/events/ Facebook Basics for Insurance Agents: https://link.chtbl.com/ASG607 FAQs About Third-Party Marketing Organizations (TPMOS) Disclaimers: https://link.chtbl.com/ASG6225 Free eBook & Guides: https://ritterim.com/guides/ Get Your Medicare Advantages Sales Contracts Here – Recommendations for 2025: https://ritterim.com/blog/get-your-medicare-advantage-sales-contracts-here-recommendations-for-2025/ Get Your Portfolio Reviewed: https://ritterim.com/portfolio/ Get Your PlanEnroll Site: https://ritterim.com/planenroll/ How Ask Integrity Can Streamline Your Medicare Sales Appointments: https://link.chtbl.com/ASG6255 How Client Retention Boosts Insurance Sales: https://link.chtbl.com/ASG580 How to Survive AEP: Wellness Tips for Insurance Agents: https://link.chtbl.com/ASG553 Insurance Agents as TPMOS: What CMS Compliance Regulations Mean for You: https://link.chtbl.com/ASG622 Keys to Client Retention: Face-to-Face Communication: https://link.chtbl.com/ASG578 Knight School Online Training: https://ritterim.com/knight-school/ Learn About Integrity's Tools: https://ritterim.com/integrity-tools/ Learn more about PlanEnroll: https://ritterim.com/planenroll/ MedicareCENTER: https://integrity.com/medicarecenter/ Meet Your Ritter Sales Team: https://ritterim.com/meet-your-sales-team/ PlanEnroll Lead Program Training Registration: https://trainings.planenroll.com/ Should You Hire an Assistant for Your Insurance Business: https://ritterim.com/blog/should-you-hire-an-assistant-for-your-insurance-business/ Staying Motivated Amidst Change & Disruption: https://link.chtbl.com/ASGM20240710 Surviving AEP Resource List: https://ritterim.com/aep/ The Beginner's Guide to D-SNPs: https://ritterim.com/blog/the-beginners-guide-to-dsnps/ The Hidden Value of Selling Medicare Supplements During AEP: https://ritterim.com/blog/the-hidden-value-of-selling-medicare-supplements-during-aep/ The Value of Plan N for Medicare Shoppers ft. Ted Sims: https://link.chtbl.com/ASGTedSims2024 TikTok Basics for Insurance Agents: https://link.chtbl.com/ASG603 When Do Med Supp Plans K, L, M, & N Make Sense: https://ritterim.com/blog/when-do-med-supp-plans-k-l-m-and-n-make-sense/ X (fka Twitter) Basics for Insurance Agents: https://link.chtbl.com/ASG609 What Agents Forget to Do When Preparing for Appointments: https://link.chtbl.com/ASG6245 You're Not Alone This AEP! https://link.chtbl.com/ASGM20241104   References: Diamond, Dan. “10,000 People Are Now Enrolling in Medicare - Every Day.” Forbes, Forbes Magazine, 11 June 2024, www.forbes.com/sites/dandiamond/2015/07/13/aging-in-america-10000-people-enroll-in-medicare-every-day/#1ebb581f3657. “Medicare Program; Contract Year 2023 Policy and Technical Changes to the Medicare Advantage and Medicare Prescription Drug Benefit Programs; Policy and Regulatory Revisions in Response to the COVID-19 Public Health Emergency; Additional Policy and Regulatory Revisions in Response to the COVID-19 Public Health Emergency.” Federal Register, www.federalregister.gov/documents/2022/05/09/2022-09375/medicare-program-contract-year-2023-policy-and-technical-changes-to-the-medicare-advantage-and. Accessed 31 Oct. 2024. Fichtner, Jason J. “The Peak 65® Zone Is Here Creating a New Framework for America's Retirement Security.” Protected Income, Protected Lifetime Income Alliance for Lifetime Income, www.protectedincome.org/wp-content/uploads/2024/01/Whitepaper_Fichtner.pdf. Accessed 31 Oct. 2024. Neil Kokemuller. “Why Do People Buy Brand Names?” Small Business - Chron.Com, Chron.com, 29 Jan. 2019, www.smallbusiness.chron.com/people-buy-brand-names-69654.html.   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance    Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/   Not affiliated with or endorsed by Medicare or any government agency.

Weekly jobless claims fell more than expected, pointing to a steady labor market, Mr Mortgage Man Scott W Thompson on mortgages, More on the Wealth Preservation in Retirement: Planning for Lifetime Income seminar with EP Wealth CFP Chad Burton 6:30pm Thursday, September 26th at the Juniper Hotel in Cupertino

Weekly jobless claims fell more than expected, pointing to a steady labor market, Mr Mortgage Man Scott W Thompson on mortgages, More on the Wealth Preservation in Retirement: Planning for Lifetime Income seminar with EP Wealth CFP Chad Burton 6:30pm Thursday, September 26th at the Juniper Hotel in CupertinoSee omnystudio.com/listener for privacy information.

Briefing.com Strategist Patrick O'Hare Talks About the Markets, The S and P 500 trading near record highs, More on the Wealth Preservation in Retirement: Planning for Lifetime Income seminar with EP Wealth CFP Chad Burton 6:30pm Thursday, September 26th at the Juniper Hotel in Cupertino

Briefing.com Strategist Patrick O'Hare Talks About the Markets, The S and P 500 trading near record highs, More on the Wealth Preservation in Retirement: Planning for Lifetime Income seminar with EP Wealth CFP Chad Burton 6:30pm Thursday, September 26th at the Juniper Hotel in CupertinoSee omnystudio.com/listener for privacy information.

More on the Wealth Preservation in Retirement: Planning for Lifetime Income seminar with EP Wealth CFP Chad Burton 6:30pm Thursday, September 26th at the Juniper Hotel in Cupertino

More on the Wealth Preservation in Retirement: Planning for Lifetime Income seminar with EP Wealth CFP Chad Burton 6:30pm Thursday, September 26th at the Juniper Hotel in CupertinoSee omnystudio.com/listener for privacy information.

The S and P 500 rose slightly after excitement over last week's interest rate cut propelled stocks to a record-high levels, We are seeing a softening in the lower end of the labor market, More on the Wealth Preservation in Retirement: Planning for Lifetime Income seminar with EP Wealth CFP Chad Burton 6:30pm Thursday, September 26th at the Juniper Hotel in Cupertino

The S and P 500 rose slightly after excitement over last week's interest rate cut propelled stocks to a record-high levels, We are seeing a softening in the lower end of the labor market, More on the Wealth Preservation in Retirement: Planning for Lifetime Income seminar with EP Wealth CFP Chad Burton 6:30pm Thursday, September 26th at the Juniper Hotel in CupertinoSee omnystudio.com/listener for privacy information.

What a new CEO means to a company, Looking Back at the movie The Wolf of Wall Street, More on the Wealth Preservation in Retirement: Planning for Lifetime Income seminar with EP Wealth CFP Chad Burton 6:30pm Thursday, September 26th at the Juniper Hotel in Cupertino

What a new CEO means to a company, Looking Back at the movie The Wolf of Wall Street, More on the Wealth Preservation in Retirement: Planning for Lifetime Income seminar with EP Wealth CFP Chad Burton 6:30pm Thursday, September 26th at the Juniper Hotel in CupertinoSee omnystudio.com/listener for privacy information.

Stocks rose after the Federal Reserve's Wednesday decision to lower interest rates to 4.75 percent to 5 percent from 5.25 percent to 5.5 percent, Weekly Jobless Claims fell by 12,000 to 219,000 which was far below estimates, More on the Wealth Preservation in Retirement: Planning for Lifetime Income seminar with EP Wealth CFP Chad Burton 6:30pm Thursday, September 26th at the Juniper Hotel in Cupertino

Stocks rose after the Federal Reserve's Wednesday decision to lower interest rates to 4.75 percent to 5 percent from 5.25 percent to 5.5 percent, Weekly Jobless Claims fell by 12,000 to 219,000 which was far below estimates, More on the Wealth Preservation in Retirement: Planning for Lifetime Income seminar with EP Wealth CFP Chad Burton 6:30pm Thursday, September 26th at the Juniper Hotel in CupertinoSee omnystudio.com/listener for privacy information.

Briefing.com Strategist Patrick O'Hare Talks About the Markets, Houses becoming more affordable due to rate cut, More on the Wealth Preservation in Retirement: Planning for Lifetime Income seminar with EP Wealth CFP Chad Burton 6:30pm Thursday, September 26th at the Juniper Hotel in Cupertino

Briefing.com Strategist Patrick O'Hare Talks About the Markets, Houses becoming more affordable due to rate cut, More on the Wealth Preservation in Retirement: Planning for Lifetime Income seminar with EP Wealth CFP Chad Burton 6:30pm Thursday, September 26th at the Juniper Hotel in CupertinoSee omnystudio.com/listener for privacy information.

Today on Your Money, Your Wealth® podcast 495, Joe Anderson, CFP® and Big Al Clopine CPA spitball on three different listeners' strategies for paying the tax on a Roth conversion now, to have lifetime tax-free growth on that money in the future. Should Neo in San Clemente, California convert to Roth at the beginning or end of the year in his plan to make quarterly estimated tax payments on his conversion? Is it a good strategy for Tim in Minnesota to use reimbursements from his health savings account to pay Roth conversion taxes? And what do Joe and Big Al think of Samantha in Northern California's plan to convert to Roth and pay the tax with her IRA money? Plus, the fellas answer questions from our YouTube and Spotify followers on required minimum distributions from Roth accounts, reasons to put retirement withdrawals in a brokerage account instead of a Roth, choosing pension options, and the difference between commercial annuities and pension annuities. Plus, their thoughts on single premium immediate annuities (SPIA). Access all the following free financial resources and the episode transcript: https://bit.ly/ymyw-495 CALCULATE: A Financial Blueprint of your retirement readiness for free! DOWNLOAD: Complete Roth Papers Package  DOWNLOAD: Retirement Readiness Guide WATCH: What Happens to Your 401(k) & IRA at Retirement? YMYW TV REQUEST: Retirement Spitball Analysis SCHEDULE: free financial assessment SUBSCRIBE: YMYW on YouTube DOWNLOAD: more free guides READ: financial blogs WATCH: educational videos SUBSCRIBE: YMYW Newsletter Timestamps:  00:00 - Intro 01:02 - Timing of Roth Conversions - and Paying Quarterly Estimated Taxes (Neo, San Clemente) 06:37 - Is Using HSA Reimbursement to Pay Roth Conversion Taxes a Good Strategy? (Tim, MN) 08:44 - Complete Roth Papers Package - free download. Financial Blueprint - free retirement analysis 09:39 - How Is Our Plan to Convert to Roth and Pay the Tax With IRA Money? (Samantha, Northern California) 19:15 - What Happens to Your 401(k) & IRA at Retirement? Watch YMYW TV, download the Retirement Readiness Guide 20:01 - RMDs for Roth Accounts: Clarification for Solo 401k (Andy, YouTube) 21:43 - Joe and Al walk into a bar… (Tony, YouTube) 22:44 - Any Reason to Put Withdrawals in Brokerage Instead of Roth? (Globe Trotter, YouTube) 23:35 - How to Decide Between Pension Options? (Frank, YouTube) 25:40 - Is a Pension Annuity a Bad Thing? (Invictus, YouTube) 26:47 - Are SPIAs the Best Annuity for Lifetime Income? (1212482970, Spotify) 29:23 - Outro 30:58 - The Derails

Market awaits the Federal Reserve's key interest rate cut decision, TikTok fights its ban in court, More on the Wealth Preservation in Retirement: Planning for Lifetime Income seminar with EP Wealth CFP Chad Burton 6:30pm Thursday, September 26th at the Juniper Hotel in Cupertino

Market awaits the Federal Reserve's key interest rate cut decision, TikTok fights its ban in court, More on the Wealth Preservation in Retirement: Planning for Lifetime Income seminar with EP Wealth CFP Chad Burton 6:30pm Thursday, September 26th at the Juniper Hotel in CupertinoSee omnystudio.com/listener for privacy information.

Questions about the Fed Cut, Fifty Days till the Election, More on the Wealth Preservation in Retirement: Planning for Lifetime Income seminar with EP Wealth CFP Chad Burton 6:30pm Thursday, September 26th at the Juniper Hotel in Cupertino

Talking investments and getting to retirement, Where to get your research, More on the Wealth Preservation in Retirement: Planning for Lifetime Income seminar with EP Wealth CFP Chad Burton 6:30pm Thursday, September 26th at the Juniper Hotel in Cupertino

S and P 500 goes for fourth straight gain, A new record was just set for the most people orbiting Earth at one time, More on the Wealth Preservation in Retirement: Planning for Lifetime Income seminar with EP Wealth CFP Chad Burton 6:30pm Thursday, September 26th at the Juniper Hotel in Cupertino

An 85 percent chance that the Fed will approve a 25 basis point interest rate reduction at its Sept. 17-18 meeting, Briefing.com Strategist Patrick O'Hare Talks About the Markets, More on the Wealth Preservation in Retirement: Planning for Lifetime Income seminar with EP Wealth CFP Chad Burton 6:30pm Thursday, September 26th at the Juniper Hotel in Cupertino

The moves follow Monday's sharp rebound which saw the major gauges surge over 1 percent as investors went post-rout bargain hunting, Apple shares edged lower after the company lost an EU court battle over a 14 billion dollar tax bill, More on the Wealth Preservation in Retirement: Planning for Lifetime Income seminar with EP Wealth CFP Chad Burton 6:30pm Thursday, September 26th at the Juniper Hotel in Cupertino

The S and P 500 tumbled 4.3 percent registering its worst week since March 2023, Huawei's trifold phone Mate XT gets 2.7 million pre-orders ahead of Apple's iPhone 16 launch, More on the Wealth Preservation in Retirement: Planning for Lifetime Income seminar with EP Wealth CFP Chad Burton 6:30pm Thursday, September 26th at the Juniper Hotel in Cupertino

With over 20 years of experience in financial services, I have focused for the last 12 years on providing retirement planning services. Our approach is guided by the golden rule of treating others as we would like to be treated. We prioritize understanding the needs of our clients before seeking to be understood.Learn More: https://www.smartbenefitgroupllc.com/The following concepts have been simplified; however, each individual has a distinct situation and should, therefore, consult a tax preparer about how the concepts will impact their tax outcome.Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-david-smart-ceo-of-smart-benefit-group-discussing-ensuring-a-lifetime-income

With over 20 years of experience in financial services, I have focused for the last 12 years on providing retirement planning services. Our approach is guided by the golden rule of treating others as we would like to be treated. We prioritize understanding the needs of our clients before seeking to be understood.Learn More: https://www.smartbenefitgroupllc.com/The following concepts have been simplified; however, each individual has a distinct situation and should, therefore, consult a tax preparer about how the concepts will impact their tax outcome.Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-david-smart-ceo-of-smart-benefit-group-discussing-ensuring-a-lifetime-income

Apple's release of AI phones this Monday, New Jobs Numbers points to a smaller Fed rate cut, More on the Wealth Preservation in Retirement: Planning for Lifetime Income seminar with EP Wealth CFP Chad Burton 6:30pm Thursday, September 26th at the Juniper Hotel in Cupertino

Following back to back losing sessions as investors snatched up beaten down technology stocks ahead of Friday's keynote labor report, Mr Mortgage Man Scott W Thompson on mortgages, More on the Wealth Preservation in Retirement: Planning for Lifetime Income seminar with EP Wealth CFP Chad Burton 6:30pm Thursday, September 26th at the Juniper Hotel in Cupertino

Briefing.com Strategist Patrick O'Hare Talks About the Markets, Nvidia rose 1.5 percent after Nvidia tumbled more than 9 percent in Tuesday's session amid a broader pullback in semiconductor stocks, More on the Wealth Preservation in Retirement: Planning for Lifetime Income seminar with EP Wealth CFP Chad Burton 6:30pm Thursday, September 26th at the Juniper Hotel in Cupertino

The stock market is having its worst day since August 5th of this year, Rush Hour isn't what it used to be, More on the Wealth Preservation in Retirement: Planning for Lifetime Income seminar with EP Wealth CFP Chad Burton 6:30pm Thursday, September 26th at the Juniper Hotel in Cupertino

Apple Insights, Recent report from Briefing.com Strategist Patrick O'Hare about the Markets, More on the Wealth Preservation in Retirement: Planning for Lifetime Income seminar with EP Wealth CFP Chad Burton 6:30pm Thursday, September 26th at the Juniper Hotel in Cupertino

Lessons from Buffett, Looking at the Markets this week, More on the Wealth Preservation in Retirement: Planning for Lifetime Income seminar with EP Wealth CFP Chad Burton 6:30pm Thursday, September 26th at the Juniper Hotel in Cupertino

Stocks rose as investors looked to recover from declines seen in the previous session Nvidia was down 3 percent after posting its latest earnings, Berkshire Hathaway Joins the Trillion Dollar Club, More on the Wealth Preservation in Retirement: Planning for Lifetime Income seminar with EP Wealth CFP Chad Burton 6:30pm Thursday, September 26th at the Juniper Hotel in Cupertino

Briefing.com Strategist Patrick O'Hare Talks About the Markets, Wall Street is keeping an eye on Nvidia to gauge the sustainability of the broader tech and AI trade, More on the Wealth Preservation in Retirement: Planning for Lifetime Income seminar with EP Wealth CFP Chad Burton 6:30pm Thursday, September 26th at the Juniper Hotel in Cupertino

Investors are treading carefully on the eve of Nvidia's report could ripple through techs as it tests the AI trade that has driven gains, Friday's reading on the PCE price index could dent or cement bets on a 0.5 percent interest rate cut next month, More on the Wealth Preservation in Retirement: Planning for Lifetime Income seminar with EP Wealth CFP Chad Burton 6:30pm Thursday, September 26th at the Juniper Hotel in Cupertino

ATM fees have hit a new high, Subway's 5 dollar footlong is now an 8 dollar to 15 dollar footlong as the 5 dollar deal ended in 2014, More on the Wealth Preservation in Retirement: Planning for Lifetime Income seminar with EP Wealth CFP Chad Burton 6:30pm Thursday, September 26th at the Juniper Hotel in Cupertino