Podcasts about when garrett

Welcome to Pillars of Wealth Creation, where we talk about building financial freedom with a special focus in business and Real Estate. Follow along as Todd Dexheimer interviews top entrepreneurs, investors, advisers and coaches. In this episode, Todd talks with Garrett White about his process for finding and investing in raw land for hunting. Garrett White is the President and Managing Member of White Real Estate Investment Firm. Garrett's real estate career began with the purchase of his first duplex at age 20. Since then, he has successfully partnered with multiple investors during house flips while steadily growing his rental portfolio. Garrett is currently the co-founder of the Carolina's Multifamily Network, the co-host of the Charlotte Multifamily Investor Nation Meetup, and a member of the Greater Charlotte Apartment Association. When Garrett’s not hunting for real estate, he can be found hunting whitetail and turkey. 3 Pillars 1. Cash flow business for the day-to-day 2. Real estate for net worth 3. Use other people’s capital for scalability Books: The Compound Effect by Darren Hardy, Atomic Habits by James Clear, and Rich Dad Poor Dad by Robert Kiyosaki You can connect with Garrett at Garrett@whiteinvestors.com, Facebook, Instagram, or www.whiteinvestors.com Interested in coaching? Schedule a call with Todd at www.coachwithdex.com Connect with Pillars Of Wealth Creation on Facebook: www.facebook.com/PillarsofWealthCreation/ Subscribe to our email list at www.pillarsofwealthcreation.com Subscribe to our YouTube channel: www.youtube.com/c/PillarsOfWealthCreation

Garrett Lister didn’t grow up in the traditional agricultural family lifestyle but his father was a high school ag teacher and, through that, Garrett found himself involved in 4-H and FFA. Attending college at Kansas State University, he figured he would start his degree in the world of Agricultural Economics, assuming that he would transfer to another direction when he discovered that passion.  Garret finds himself rotating between two different roles in his current position of cattle risk management for Innovative Livestock Services. One one end, he works at the hedge desk. Hedging based on risk and Garrett’s job is to deal with, primarily, price-risk. In hedging, you try to put yourself in a position that protects you from a negative market drop. If the market goes up, you don’t make as much but, if it goes down, you don’t lose as much.  By placing hedges, they are able to focus on the important aspects of raising cattle such as care of cattle, good herd health, cattle growth, and the production of a great product that packers will pay a premium for.  “We are there to take some of those swings in prices out of the equation, and let the producers focus on doing production to the best of their ability because it will directly drive their bottom line,” says Garrett.  When Garrett is working at the hedge desk, he is running the bid sheet and having conversation with buyers to execute strategy of what they are thinking in regards to the cattle and averages. Plugging in numbers, he is able to get values to make the snap decisions on if the cattle are worth the risk.  “Ultimately, a very good reason to manage risk that you know about ahead of time is that there is a lot of risk that you don’t know about, and, when they reveal themselves, you want to be able to give them your full attention,” says Garrett.  Being hedged and having that price risk taken care and a disciplined strategy for their business has allowed Innovative Livestock Services in 2020 to focus on the turbulent times that the COVID-19 pandemic has inflicted on the cattle markets. Through their structure, they were able to quickly think about the supply chain, market cattle, and focus on changes into the production inputs for cattle. It also required cost-analysis on the risk of leaving pens empty or purchasing cattle to fill those pens.  Post college, Garrett read a book called Grit by Angela Duckworth and found truth in her words about fostering passion. Garrett believes that passion is not something that can always be found through self-reflection or introspectively, but is something that you can discover through curiosity. Asking questions and realizing what topics or interests spark more questions is a great way to discover your passion. Be curious and you’ll find a passion to follow.  Make sure to subscribe to the https://www.youtube.com/channel/UClJpE4tdH2NN6Plj1UIWNwA (AgGrad YouTube Channel )to learn more about career opportunities in agriculture and follow along on the special “https://aggrad.com/introducing-aggrad-30-under-30/ (30 Under 30 in Agriculture)” series! Interested in nominating someone under 30? Nominate them https://aggrad.com/30-under-30/ (here)! 

Garrett's new executive assistant, Shelby Coley, had the idea to interview Garrett on what *really* she does. When Garrett first hired Shelby, Shelby wasn't sure exactly what an "executive mindset coach" does, and so she thought it would be prudent to get my take on what I do and how I do it, outside of podcasting. Tune in to learn about Garrett's journey into coaching, why she loves it, and how it can work for you! Plus, learn more about her WHY behind the new Dare To Eat 2.0: Life Coaching for Food Program. --------------------------------------------------------------------------- Follow Shelby on IG: @shelby_coley17 Email: shelbycoleycrof@gmail.com --------------------------------------------------------------------------- Enroll in Dare To Eat 2.0: Life Coaching for Food Program now, 15% off! Connect with Garrett for a Clarity Session: gwcrof@gmail.com Follow Dare To Move Podcast on IG: @daretomovepodcast Follow your host, Garrett on IG: @garrettnwood #daretomove #daretoeat2.0 #mindsetcoaching #coaching #lifecoaching #foodprogram #honest #stillness #teamwork #life #bodyimage

The Novel:Getting SchooledThe Author:Emma ChaseThe Not-so-Noobie:Laura, What to Read Next PodcastThe Synopsis:Head of the class...Garrett Daniels has this whole life thing figured out.The cocky, charismatic former high school star quarterback is an idolized football coach and "cool" teacher in the hometown where he's not just a golden boy—he's platinum. He has good friends, a great house on the lake, and the best damn sidekick a man could ask for: Snoopy, the albino beagle.Then...Callie Carpenter comes home.And knocks him right on his tight end zone.Back to school...Callie has a pretty sweet life herself...on the other side of the country. But circumstances—that she'd prefer to never speak of again—have brought her back home, helping out her parents and substitute teaching at her old high school.Now she's facing bickering, raging hormones, constant gossip, awkward weirdness, and drama galore...and that's just the teachers.Just like old times...When Garrett offers to show his former high school sweetheart the secrets of his winning teacher ways, Callie jumps at the chance—and then has to stop herself from jumping him.Good friends are all they can ever be.Or...these teachers just might end up getting schooled—hard—by love.*Trigger warning: loss of a pet*Show Notes:- Welcome to the September Book Club with Laura- Book overload in September!- A mini look at The 12 Days of Boobsmas...- The best of fall foliage and spooky activities- How to get away when you're not able to get away- Fall Book Recommendations from Laura (00:09:31)- Special Thanks to Valentine PR & Literary Management - Introducing this month's read... (00:15:03) - From DNF to Book Club pick - Changing reading habits during a pandemic- A brief synopsis for Getting Schooled (00:24:05)- Laura's complete distaste for second chance romance- Question: How do you feel about second chance romance? (00:32:39)- Initial impressions & what we loved most- Two thumbs up for parents who get it on in books!!- The hero is basically Kelly's dad... ew. (00:47:03)- Question: Who's your favorite fictional teacher? (00:49:39)- "Mr. Hall, I was riding the crimson wave."- Question: Who would you pick to play Garrett and Callie? (00:55:01)*Promo for The Dinner Sisters (01:00:21)- Let the Spoiler Talk begin... (01:01:16)- This book is all about #familygoals - One steamy sexcerpt... blame Laura (01:19:34)- Heart, Humor, & Heat Ratings (01:27:24)- It's not a Nikki Sloane book, but... - October Book Club announcement and Giveaway WinnerGiveaway Winner:Sarah BolineOctober Book Club:Shadows (Bayou Magic #1) by Kristen Proby Follow Boobies & Noobies on Twitter, Instagram, & Facebook and check out our blog, merch, and more on our brand new Boobies & Noobies website.*Boobies & Noobies is part of the Frolic Podcast Network. You can find more outstanding podcasts to subscribe to at Frolic.media/podcasts*

  Every week married couple Danielle K and Garrett J White share insights and perspectives from within their own lives regarding the following topics discussed each month: Week 1: Sex Week 2: Money Week 3: Parenting Week 4: Communication In This Week’s Podcast…Communication Point #1: People Pleaser or Conflict Avoider? Danielle believes women typically aren’t people-pleasers, they’re conflict avoiders. Some women are so afraid of confrontation that they always try to make peace. “But ultimately it’s not because we’re trying to please people,” offers Danielle, “it’s because we’re trying to avoid conflict, which later on actually causes us more harm.” QUESTION How does this play out in your marriage?   Point #2: On the Hunt As Garrett reflects this topic of conflict, he realizes that “Danielle is a conflict avoider at the highest level. If you go through what has happened with us in the past seventeen years, she has NEVER been a conflict person.” “The only way we could ever have a real conversation was if I brought the collision to her, and then inside of it, I would actually hunt her down and force her to have a serious conversation with me.” QUESTION Who is typically the “hunter” inside your marriage? Point #3:  Hot-Headed When men become hot-headed inside of a conversation, many women refuse to continue on with that conversation, thus making it appear to the men that women are in this place of avoidance. From Danielle’s perspective, “Women recognize when a conversation or argument isn’t in a logical place and is going nowhere. When Garrett flips his lid, and I feel like I can’t reason with him because the conversation is not in a healthy place, I will refuse to continue, knowing that in this state, nothing is going to get solved. QUESTION Who is typically the hot-headed one in your relationship? How does this affect your communication? Point #4: Initiate or Avoid? Garrett admits being more emotional than Danielle, and one who desires to get into a fight and collide. Speaking to Danielle, “You were never an initiator of any type of hard conversation. Your mode was to just swallow it, ignore it, reframe it in your mind, let it go and move on…and pretend like it never happened.” Danielle: I was avoiding confrontation, and was thinking, “Oh, it will go away, it’ll quiet down. I also came to this place where I didn’t know how to have direct conversations with you. QUESTION Inside conflict within your marriage, who typically avoids, and who typically initiates?” Point #5: Therapy After six years of behaviors and patterns that were not serving the White’s, everything came to a head one afternoon during a huge argument in their kitchen where an ultimatum was issued by Garrett: either we’re going to therapy, or we’re done. Danielle: Going to therapy, we both had a logical sounding board to hear one another’s feelings. It helped me open up and communicate better, and I feel like Garrett was able to go deeper into the story or conflict without hitting his tipping point. QUESTION What has been your experience inside the conversation of therapy? Communication Challenge: Have a conversation around the topic of “Avoider or Initiator.” Date Night Topic: During Date Night, have a conversation about the possibility of inserting Therapy into your lives. Quote of the Week: “Therapy gave us a better chance to pull off conflict and be in a conversation that would require both of us to own our shit.” —Garrett J White “In relationships, I think we argue to be right, not to get what we want. I think we both realized that there’s submission in getting what we want which makes us less willing to be right and more willing to get what we want.” —Danielle K White

Welcome to the Big Money Stylist Podcast with co-hosts Danielle K White and Anianne Rivera. The conversation inside this week’s episode includes the importance of taking a stand in your life and also explores the ten top reasons why people don’t start something (business or project) even after feeling inspired to do so. In Big Money Stylist, we go over the following formula each month: Week #1: Power Week #2: Production Week #3: Profit Week #4: Protection In This Week’s Episode…..Power Point #1: SELF DOUBT Ani: When it comes to a dream or idea that you’ve always wanted to accomplish, it’s so freaking scary that instead of immediately thinking ‘I got it’ the first thought is usually ‘I can’t do that!’ When Garrett suggested to Danielle that she start a brand, what initially held her back was that the idea of a brand didn’t even live in the realm of possibility for her. “I could be inspired by others but never once considered it for myself.” QUESTION In what area of your life do you tend to experience the most self-doubt? Point #2: I DON’T HAVE TIME Danielle: The lazier I get, the less I’ll do, but if I’m super busy, the more likely I am to MAKE time. The thing is, there’s always time; it’s just a matter of prioritizing what to choose to do with that time. It’s a matter of consolidating and prioritizing and deciding what will push you forward, and what you value the most. As professional businesswomen with massive amounts of responsibility on their plates, Danielle and Ani have chosen to prioritize their life to include the things that are most important to them, including family time and time for themselves. QUESTION What can you do to prioritize your time in order to make room for what’s most important to you? Point #3: WHERE DO I START? When you’re beginning a project or wanting to start a business, it can seem so overwhelming in the beginning as you think about everything that you need to do, which stops many people from moving forward. And many women think that committing to something will take time away from their children, which is the opposite of what they want. Ani: Just because you have children, it doesn’t mean that you have to be with them – or that they even want to be with you – 24/7. Danielle: You can commit to being a mom AND doing something else; it all comes down to a choice. QUESTION What have you been considering doing as a mom with kids but have been putting it off? Point #4: TARGETS & PASSIONS Danielle: If you look at the big picture, which is a year’s worth of goals and targets, you’ve got to remember that you’re not going to accomplish these in a week. If you think that way, you’ll go nuts. The key is creating calendars and then setting realistic goals and targets each month, one week at a time. Ani: A lot of people have these big ideas and dreams of things they would love to do. But if it’s not your passion, that’s going to make it a thousand times harder. I’ve been here for eighteen months and yet it feels like I’ve been here for five years. The more moves you make – and the quicker you’re willing to make them – the faster that timeline moves. QUESTION What is one thing you can do today to begin creating realistic targets towards your dreams? Point #5:  LACK OF CONSISTENCY Throughout their careers, both Danielle and Ani have learned that staying consistent has been the key to their success. The thing to remember though is this: when you’re starting out at something, you’re going to be shitty. That’s just how it is. Danielle: It’s hard to be passionate about staying consistent when you know you suck at what you’re doing. But it’s through consistency that, over time, you realize how far you’ve come, eventually becoming an expert in your field. Don’t underestimate the small consistencies on a daily basis that ultimately can create huge wins in your life. QUESTION Where in your world do you lack consistency? Quote of the Week: “Don’t underestimate the small consistencies on a daily basis that can ultimately create huge wins in your life.” —Danielle K White “You just have to make a decision. Are you going to let these reasons hold you back? Or, are you going to acknowledge that you have no idea how you’re going to accomplish your dream… and then ask yourself, ‘What’s the first thing I need to do?’ Do that. Then take it step by step.” –Anianne Rivera  

This week’s Date Your Wife podcast comes to you via the White’s actual Date Night where Garrett and Danielle explore the topics of conflict and avoidance inside their relationship. They reveal patterns and behaviors that did not serve them for years, which could have led to the demise of their marriage were it not for an ultimatum and decision during a huge argument – which ultimately created an opening that changed the trajectory of their marriage. .  Every week married couple Danielle K and Garrett J White share insights and perspectives from within their own lives regarding the following topics discussed each month: Week 1: Sex Week 2: Money Week 3: Parenting Week 4: Communication In This Week’s Podcast…Communication Point #1: People Pleaser or Conflict Avoider? Danielle believes women typically aren’t people pleasers; they’re conflict avoiders. Women are so afraid of confrontation that they always try to make peace. “But ultimately it’s not because we’re trying to please people,” offers Danielle, “it’s because we’re trying to avoid conflict, which later on actually causes us more harm.” QUESTION How does this play out in your marriage? Point #2: On the Hunt As Garrett reflects this topic of conflict, he realizes that “Danielle is a conflict avoider at the highest level. If you go through what has happened with us in the past seventeen years, she has NEVER been a conflict person.” “The only way we could ever have a real conversation was if I brought the collision to her, and then inside of it, I would actually hunt her down and force her to have a serious conversation with me.” QUESTION Who is typically the “hunter” inside your marriage? Point #3:  Hot-Headed When men become hot-headed inside of a conversation, many women refuse to continue on with that conversation, thus making it appear to the men that women are in this place of avoidance. From Danielle’s perspective, “Women recognize when a conversation/argument isn’t in a logical place and is going nowhere. When Garrett flips his lid, and I feel like I can’t reason with him because the conversation is not in a healthy place, I will refuse to continue, knowing that in this state, nothing is going to get solved. QUESTION Who is typically the hot-headed one in your relationship? How does this affect your communication? Point #4: Initiate or Avoid? Garrett admits being more emotional than Danielle, and one who is desires to get into a fight and collide. Speaking to Danielle, “You were never an initiator of any type of hard conversation. Your mode was to just swallow it, ignore it, reframe it in your mind, let it go and move on…and pretend like it never happened. Danielle: I was avoiding confrontation, and was thinking, “Oh, it will go away, it’ll quiet down. I also came to this place where I didn’t know how to have direct conversations with you. QUESTION Inside conflict within your marriage, who typically avoids, and who typically initiates?” Point #5: Therapy After six years of behaviors and patterns that were not serving the White’s, everything came to a head one afternoon during a huge argument in their kitchen where an ultimatum was issued by Garrett: Either we’re going to therapy, or we’re done. Danielle: Going to therapy, we both had a logical sounding board to hear one another’s feelings. It helped me open up and communicate better, and I feel like Garrett was able to go deeper into the story or conflict without hitting his tipping point. QUESTION What has been your experience inside the conversation of therapy? Communication Challenge: Have a conversation around the topic of “Avoider or Initiator.” Date Night Topic: During Date Night, have a conversation about the possibility of inserting Therapy into your lives. Quote of the Week: “Therapy gave us a better chance to pull off conflict and be in a conversation that would require both of us to own our shit.” —Garrett J White “In relationships, I think we argue to be right, not to get what we want. I think we both realized that there’s submission in getting what we want which makes us less willing to be right and more willing to get what we want.” —Danielle K White  

If you saw a need or an opportunity outside of your industry would you recognize it? Our guest did and he’s here to tell us about it. Alan Leard is one of the co-founders of Limelight Health, a quoting, underwriting, proposal platform that started as an idea for an app.  You'll hear the origin story of Limelight Health today as well as how it has evolved, plus Alan's thoughts on having four co-founders and making the transition into the CTO role. Join us for those insights and more on today's CTO Studio! In this episode, you’ll hear: Why four co-founders is the best number to have. What are the three questions I ask every CEO before I join a startup? When did he know it was time to make the transition into CTO at Limelight Health? What are the ways they mitigate risk? Why are the technical challenges of Limelight Health so attractive? And so much more! When I asked Alan to tell me what Limelight Health does he explained Limelight involves everything that needs to happen from the moment an employer says they are going to get insurance for their employees through the point when the employees are actually choosing the health insurance right for them. The process is about providing accurate information on what plans are available and quote them accurately, as well as apply contribution modeling as far as how much the employer is going to pay and how much the employee is going to pay. All of that gets wrapped up into a proposal that helps the employer make a decision. But how Limelight got its start goes back to one of Alan's first businesses: a make-your-own wine bar. Before he and his wife had kids they wanted to do something together, they wanted to run a business together. When they came across the idea of a make-your-own-wine wine bar it seemed perfect and they set about making it happen. They ran their bar together through all the ups and downs that entailed. That bar also led Alan to meet one of his future fellow co-founders of Limelight Health. It started after the wine bar had been up and running for about four years. Alan realized he was putting in 12 hours at the wine bar then coming home and making mobile apps as a hobby on the side. Along the way he also met Garrett when Alan hired him as a musician to play at one of the bar's Wine and Roses events. Alan had also gotten hired with Accelerator in a support role - he mainly offered support for other developers using that platform. When Garrett began talking to Alan about an app idea he had Alan's ears perked up. But Alan was no stranger to app ideas, he had so many people approach him with ideas that Alan had a series of questions he asked everyone who talked to him! The first was does that app already exist? Have you checked the app store? If they had and the app wasn't already made (which was the case with Garrett’s idea) then he had a follow-up question. That question was do you know what user stories are? Garrett didn't so Alan explained to him what they are. A week later Garrett came back with full-on wireframes and had written out user stories. So they built that app together, it was an app meant to help people find local artists online. After that Garrett saw the potential in his everyday line of work: insurance brokerage. This was about the time the Affordable Care Act was coming into existence and Garrett wanted to be able to help his families find the right options for them. So they turned it into a lead gen app: you would plug in your household size, your income and location. The app would then tell you what your insurance was going to cost. There was also an in-app purchase which would allow brokers to have their customers quickly get an idea of what they were going to pay and then the brokers would help the customers sign up for a plan straightaway. And that is how they found their other two co-founders Jason and Michael. Garrett showed them and a few months later they both came on board. That meant they have four co-founders and I was curious about what that first meeting was like. Alan's recollection of that meeting is fuzzy he says because he was the third-party; he had a lot going on outside of the app as he was running the winery and still working at Accelerator and a few other side projects. It took awhile before he became a co-founder and he explains why on this episode of CTO Studio.  We wrap up with a talk about the current state of healthcare, and what he is loving the most about being CTO of Limelight Health. This is a fascinating and frank chat about the reality of SaaS startups, working within the insurance industry and healthcare itself. Join us and hear for yourself on this edition of CTO Studio!

*This week's episode is a special encore presentation of a previously published episode of the Date Your Wife podcast.* This week Garrett and Danielle tackle the topic of money as dual producers. Their marriage was on the verge of divorce when Danielle found motivation to take care of herself as a possible single parent, ultimately leading to the success we see today with her salon, DKW Styling, and in her technique known as Natural Beaded Rows.   Point #1: Inside the Pit of Chaos During the time they were knocking on the door of divorce, Garrett was reeling from the market crash and had stopped producing. There’s an interesting game that plays out inside of money when the man isn’t producing, and together they were trying to figure it all out. During that transition, it really depolarized them as a couple energetically. Danielle realized she could help out financially and began turning her business into something more than a hobby. She wanted to be taken care of and also wanted to have freedom from the guilt of buying nice things for herself, remembering how her mother worked so their family could have nice things beyond their basic needs. QUESTION How have you seen your roles altered inside your marriage when financial challenges have arisen? Point #2: The Fight For the Throne There was this huge shift of power that came about because of money. Garrett went from the king of the castle to the servant of the queen who had her feet on both thrones while simultaneously wearing both the King’s crown and the Queen’s crown. This is the reality of production: it’s not just about the topic of money, it’s about the power play of production. Many times when a man loses the ability to produce and provide, and loses trust inside of that relationship, the woman is forced to go into masculine mode in order to produce, which creates this whole different dynamic and challenge. Garrett was under assault and fighting for the throne that Danielle was sitting on. Gentlemen, you’re not getting the throne until you prove that you’re actually the man. QUESTION Where are you as a couple in this Game of Thrones?  Point #3: From Gucci’s to Steel Toed Dude Shoes Danielle felt like she was the man in the relationship. If Garrett was trying to control her she’d tell him “you don’t have a fucking leg to stand on right now.” She was constantly annoyed by him and always trying to pull the rug out from under him which led to a lot of wars. When Garrett started becoming more consistent, Danielle felt that the safety net was back and she could start letting up a little on her intensity of the hustle and grind. As she let up on the gas, Garrett began getting in her face to prove he was more powerful. They started to go to war in a different direction which killed their ability to communicate. QUESTION How have you experienced this dynamic as a couple?  Point #4: Selective Cheap Bastard Mode Danielle: Garrett’s not big on any holiday. Most people look forward to holidays but he doesn’t. My love language is all about the gifts, but his isn’t. He’ll give a bum $40 and yet forget my birthday or won’t do anything for it. I’ve now figured out a little trick that gets me what I want from Garrett. Garrett: There will be times when Danielle wants to do something financially and I am thinking “this is ridiculous, there’s no fucking way, I don’t get it.” On the flip side, when it comes to rebuilding a salon, I’ll turn the switch on and Danielle goes into cheap bastard mode saying, “No!” My justification with money is: if it’s an investment, I put the money in. QUESTION What are your ‘Cheap Bastard Modes?’ What dynamic does that create in your relationship? Point #5: The Collision Inside the Money Game After eight months of not going to battle, they found themselves in the middle of a war zone recently around the topic of business. This reminded Garrett of a ‘shit show’ they created years back while dining in a quaint little restaurant in Beverly Hills, where they were both losing their minds and Garrett was ready to throw the table across the room. Garrett: It comes down to this: People want to feel validated in their desires with money. I want to feel validated inside my world when it comes to what I want financially, and you want to feel validated that your opinion matters when it comes to what you want financially. QUESTION  Do you battle often as a couple? How much of that is ‘healthy collision’ and how much of it is a down right war zone?   Communication Challenge: Begin the conversation of validation and what it looks like for each of you inside of your relationship.     Date Night Topic: What is going to be the next stretch for you two as a couple financially that will pull you two forward? For us, it was our new home. What will it be for you?   Quote of the Week: The moment I began to see that my family was an investment, I began to see the value in myself even more.” —Garrett J White “If you are trying to go to the next level in any area of your life, just take a look at what is possible. A lot of people focus on their current reality and think, “I can’t possibly go there” instead of asking, “What if?” or “I wonder?” We are both entrepreneurs, and I know that moving forward is always an option, regardless of where we currently are.” —Danielle K White

TIME FLIES!... When Garrett and I had first started, it was hectic...but we were committed and there is still a lot we hadn't figured out... Garrett threw out an amazing point! He said, "If you ask anyone in my team 'what we have accomplished', They will probably tell you nothing. Because we are always solving problems." And that's amazing because if there aren't problems in your business... then you aren't moving forward. If you shy away from problems...then you aren't moving forward. You have have to be committed to solving problems.