Podcasts about Initiate

  On this episode, the fifth installment of our eight-part, issue-specific series, we'll explore how nonprofits can boldly and safely advocate for gender and reproductive justice. We'll review recent policy developments and discuss how nonprofits can respond through legislative, executive, and judicial branch advocacy. Join us as we break down the rules and share recent examples of how nonprofits are advancing gender and reproductive justice.     Attorneys for this episode    Quyen Tu  Brittany Hacker  Melissa Marichal Zayas    Shownotes  Gender and Reproductive Justice Headlines  Executive Branch Actions  Since taking office, President Trump has signed several sweeping executive orders that undermine the rights of transgender people and women and reduce access to reproductive health care.   These include, for example, orders that terminate federal diversity, equity, and inclusion programs; rescind executive orders that expanded access to reproductive health care; ban transgender people from serving in the military; limit coverage for gender-affirming care; and require federal agencies to recognize only two, “not changeable” sexes.  The DOJ has announced that, outside of extraordinary circumstances, it will stop enforcing the Freedom of Access to Clinic Entrances Act, a law that protects reproductive clinic staff from violence and harassment.   HHS Secretary Robert F. Kennedy Jr. has directed the FDA to review its approval of the medication abortion pill Mifepristone.   We've also seen major funding cuts across several agencies. HHS, for example, has terminated NIH grants focused on LGBTQ+ health issues and frozen millions of dollars of Title X funds, which help provide reproductive health services in low-income communities.    Litigation  Many nonprofits, as well as state attorneys general, have filed lawsuits challenging the executive orders that seek to curtail LGBTQ+ rights and DEI initiatives.   In February, for example, a group of several civil rights nonprofits, along with Crowell & Moring LLP, filed a lawsuit on behalf of Chicago Women in Trades to challenge the Trump administration's anti-DEI executive orders. As a result, a federal court has temporarily blocked the Labor Department from requiring Chicago Women in Trades and other federal contracts or grant recipients to certify that they don't operate any programs that violate Federal anti-discrimination laws, which one of these EOs would require.   Many other provisions of these EOs, however, remain in effect as the cases make their way through the courts.   The National Council of Nonprofits has a continuously updated chart tracking executive orders that impact nonprofits and their current legal status. Just Security has an even broader resource that is tracking all legal challenges to Trump administration actions.    Legislation  Congress is currently considering deep cuts to Medicaid. These proposed cuts would lead to an estimated 8 million Americans becoming uninsured, and would eliminate all federal funding to Planned Parenthood, including funding for preventative health screenings and testing. Proposed budget cuts would also further restrict transgender peoples' access to gender-affirming care.   In Missouri, the state legislature recently approved a new ballot referendum that, if passed, would repeal last year's voter-approved constitutional amendment guaranteeing a right to abortion. This ballet referendum will appear on the ballot in November of 2026 or earlier if Missouri's governor calls a special election.     What can 501(c)(3)s do to respond?   As a reminder, 501(c)(3)s cannot support or oppose candidates for elective public office. This means they can't engage in activity that helps or hurts the chances of a candidate winning an election.  But here's what they can do: They can engage in an unlimited amount of non-lobbying advocacy, and they can engage in a limited amount of lobbying.    Non-Lobbying Advocacy   Educate the public about issues of importance to your organization  The Center for Reproductive Rights' tool, Repro Red Flags: Agency Watch, which tracks key Trump administration appointments and actions related to reproductive health.   PFLAG is tracking and reporting on federal and state legislation and litigation impacting the LGBTQ+ community through its weekly Policy Matters Newsletter and Executive Orders Explainers and Resources web page.  The National Women's Law Center has released a report highlighting how the cuts would impact women and LGBTQ+ individuals.  Engage in administrative advocacy  A March letter sent by Equal Rights Advocates and several other civil rights organizations to Acting EEOC Chair Andrea Lucas urges her to immediately withdraw a series of letters and guidance documents pressuring employers to abandon DEI programs.   Hold a rally  In April, the Coalition for Inclusive Schools & Communities, Live in Your Truth, and the Montgomery County Pride Family held a  rally in support of inclusive education outside the U.S. Supreme Court during oral arguments in Mahmoud v. Taylor.  Initiate or participate in litigation  In May, a Michigan state court permanently struck down three of Michigan's abortion restrictions, agreeing with Northland Family Planning Centers and Medical Students for Choice—two nonprofits plaintiffs represented by the Center for Reproductive Rights—that the restrictions violate the state's constitutional amendment.  Fund advocacy  Public and private foundations can fund advocacy through general operating grants or specific project grants.    Lobbying  501(c)(3) public charities can engage in lobbying, but they are limited in how much lobbying they may engage in.  Under the federal tax rules, most public charities can choose between two tests to determine how much lobbying they can engage in: the insubstantial part test or the 501(h) expenditure test.  Under either test, lobbying includes attempts to influence legislation at any level of government. The exact activities that will count as lobbying will depend on which test the organization uses.   When engaging in lobbying, remember to track and report your lobbying on your annual Form 990, stay within your lobbying limits, and use unrestricted funds.   In addition to the tax rules, federal, state, or local level lobbyist registration and reporting requirements may apply when engaging in legislative and executive branch advocacy. These requirements vary by state and city, so make sure to confirm the types of activities and thresholds that trigger reporting in the jurisdictions where you are lobbying.   The IRS considers ballot measure advocacy a form of direct lobbying because the voters act as legislators when they vote to approve or reject a ballot measure, but keep in mind that your organization may also be required to register and report on ballot measure activity under state or local campaign finance laws.  Since 2022, 501(c)(3) public charities have helped to pass ballot measures that establish a right to abortion in eleven states.    Resources  The Advocacy Playbook for Gender and Reproductive Justice  Public Charities Can Lobby (Factsheet)  What is Advocacy? 2.0 (Factsheet)  Administrative Advocacy: Influencing Rules, Regulations, and Executive Orders (Factsheet)  What Nonprofits Needs to Know About Lobbying in Your State    Understanding the Federal Lobbying Disclosure Act (Factsheet)  Investing in Change: A Funder's Guide to Supporting Advocacy 

Our Redeemer lives so we can live a blessed & fulfilling life. Initiate the actions that create right moments in time & right places in life. Tap into His Grace.

Today's guest is someone who knows a thing or two about business growth and profitability—Mike Michalowicz the entrepreneur behind three multimillion-dollar companies and the bestselling author of Profit First, Clockwork, The Pumpkin Plan, and his latest book, All In. He's also been a small business columnist for The Wall Street Journal and a business makeover expert on MSNBC. These days, he travels the world helping entrepreneurs simplify their businesses, grow sustainably, and—most importantly—avoid burnout.His mission? To lift the weight off the entrepreneurial spirit. In this episode, Mike sits down with Kendra Johnson, International Car Wash Association Senior VP of Growth, to talk about practical, no-nonsense ways car wash owners can streamline their business and set themselves up for long-term success. You'll learn:Simplifying Business Finances – Car wash owners often feel overwhelmed by the numbers, but Mike's NFN (Now, Future, Next) model cuts through the noise and makes managing finances easier.Smart Hiring & Employee Retention – Finding and keeping great employees is critical. Mike shares why hiring for the right reasons is key and how business owners can:Give employees authority and control so they take ownership.Personalize the experience (like putting their names on a company truck) to boost engagement.Initiate knowledge—the more employees know, the more invested they become.Provide psychological equity, which makes employees feel valued beyond just a paycheck.The Power of Recognition – Not all employees want recognition the same way—Mike explains how to tailor it, so it actually means something to your team.Training & Growth – Striking the right balance between employee contribution and personal growth leads to a stronger, more committed team.Identifying Your Best Customer – Here's a surprising truth: your best customer might not be who you think! Mike breaks down:Why you shouldn't just trust what customers say—trust their wallets instead.How to evaluate if a customer is truly valuable to your business.The intersection of customer value and your excitement—the sweet spot for business success.Customer Retention Strategies That Work – Want to keep customers coming back? Mike shares why subscriptions are a game-changer.

In today's episode continuing our eight-part series, we examine how nonprofits are effectively advocating for environmental justice. We'll analyze practical strategies for building awareness and securing advocacy funding while navigating the regulatory frameworks that govern nonprofit activism. Join us for a clear-eyed look at how organizations are making meaningful progress in environmental protection and climate action.    Attorneys for this episode   Tim Mooney  Quyen Tu  Susan Finkle Sourlis    Shownotes   Current Events / Executive Orders:  • Trump Administration Environmental Rollbacks  • Rescinded EPA's Environmental Justice Screening Tool (EJSCREEN)  • Repealed Biden-era executive orders on Justice40, climate equity, and cumulative impacts assessments  • Reinstated NEPA rules from 2019, reducing environmental review for pipelines, highways, and factories  • Revoked protections for sacred Indigenous lands (e.g., Bears Ears downsizing, drilling leases on Chaco Canyon perimeter)  • Impacts on Vulnerable Communities:  • Halted all EPA funding for community air monitoring programs in EJ-designated census tracts  • Suspended grants to community-based climate resilience projects  • Cut FEMA's BRIC (Building Resilient Infrastructure and Communities) equity prioritization language  • Reopened refineries and power plants previously closed for Clean Air Act violations, especially in Black and Latino neighborhoods  • EPA DEI cuts:  • Environmental Protection Agency (EPA) has announced plans to cancel nearly 800 environmental justice grants, totaling over $1.5 billion, which were intended to support projects mitigating climate change impacts in vulnerable communities .  •  Additionally, the EPA is undergoing a reduction in force, affecting employees in its Office of Environmental Justice and External Civil Rights, as part of a broader effort to realign the agency's mission    ·      Non-Lobbying Advocacy o   Nonpartisan Advocacy 101: 501(c)(3)s cannot support or oppose candidates for public office, but they can… o   Educate the public about issues of importance to your organization. §  Waterkeeper Alliance is holding EPA Admin Lee Zeldin accountable for cuts to PFAS research. o   Hold a rally §  Memphis Community Against Pollution rallied to celebrate a victory for clean water, while turning its attention to a clean air fight against an Elon Musk-owned company's proposed data center. o   Initiate or participate in litigation §  AFJ member Earthjustice has sued the Trump administration's improper withholding of IRA grant funds for projects that included Rural Energy for America Program (REAP) grants to install solar panels on small farms. o   Fund Advocacy §  Meyer Memorial Trust funded  41 organizations with EJ awards totaling $6.9 million in 2024 with a focus on frontline and indigenous communities   ·      Lobbying o   501(c)(3) public charities are also allowed to use unrestricted funds to engage in some lobbying activities. o   Tax Code Lobbying 101: Public charities can lobby, but they are limited in how much lobbying they may engage in. §  Insubstantial part test vs. 501(h) expenditure test. §  Under either test, lobbying includes attempts to influence legislation at any level of government. §  Track your local, state, and federal lobbying, and stay within your lobbying limits. o   State/local level lobbyist registration and reporting requirements may also apply when engaging in legislative and executive branch advocacy. o   Ballot measure advocacy (direct lobbying) could also implicate state / local campaign finance and election laws. o   Lobbying wins §  Hawaii just passed a first-of-its-kind climate tax on short-term accommodations to fund defenses against climate change fueled disasters. Sierra Club of Hawaii has been actively lobbying on climate change legislation for years. §  Ballot measure wins (h/t The Nature Conservancy) ·      California: $10 billion climate bond that funds climate resilience, protecting clean drinking water and preventing catastrophic wildfires.  ·      Washington: An effort to roll back the state's Climate Commitment Act was defeated. The CCA provides millions for conservation, climate and wildfire funding, including funding for Tribal nations and at-risk communities. ·      Minnesota: Renewal of the Environment and Natural Resources Trust Fund for another 25 years. The fund will provide $2 billion ($80 million per year from state lottery proceeds) to protect water, land and wildlife across the state. Resources – ·      Earth & Equity: The Advocacy Playbook for Environmental Justice ·      Public Charities Can Lobby (Factsheet) ·      Practical Guidance: what your nonprofit needs to know about lobbying in your state ·      Investing in Change: A Funder's Guide to Supporting Advocacy ·      What is Advocacy? 2.0  

Have you ever initiated with your spouse only to be denied time and time again? In this fun lighthearted episode, we share the ways to "successfully" initiate with your spouse, and the fun ways to do so!If you haven't already, go check out the Ultimate Intimacy App in the app stores, or at ultimateintimacy.com to find "Ultimate Intimacy" in your marriage. It's FREE to download and so much fun! Find out why close to 1M people have downloaded the app and give it such high ratings and reviews!Check out the new UandI App we just released after a year in development.WANT AMAZING PRODUCTS TO SPICE THINGS UP? YES PLEASE... CLICK HEREFollow us on Instagram @ultimateintimacyapp for app updates, polls, giveaways, daily marriage quotes and more.If you have any feedback, comments or topics you would like to hear on future episodes, reach out to us at amy@ultimateintimacy.com and let us know! We greatly appreciate your feedback and please leave us a review.Enjoy the podcast or have some feedback for us? Shoot us a message!

Initiate

Is sexual energy purely sexual? What is making love? This episode intertwines the purpose of triggers and the purpose of sexual energy. Initiate creativity by making connection with desire in this new episode with Human MRI/Psychic Surgeon, Gao Motsemme!BIOGao Motsemme, APMG Change Management Certified, Balanced Leadership, Communication, Interviewing & Presentation, CIMA Cert BA, AAT. Languages; English, Deutsch(C1) and SetswanaA mother of 3Human MRI/Psychic Surgeon,Freedom Illuminator(Embodiment Queen) devoted to helping individuals break free from patterns of generational toxic relationships and imprints, tap into unwavering self-love, and radiate true confidence so they can crush it in the boardroom, bedroom AND Beyond... in 90 days or lessFor the past 7 years I have been empowering Individuals to Reinvent themselves, Redesign their life and Rebuild their confidence after major life shifts and initiations.I was initiated to my work through major life shifts. Not only was I mourning the end of a relationship and marriage but I faced a judicial Injustice which led to being separated from my children for 5 years, and that woke me to my Power and calling.I have a unique ability to tune in to your energetic fields, scan and work on the patterns that interferes with your freedom and success.https://www.awakeningconfidence.com/68539e4e-freebieGao Motsemme Magnetic Confidence | Unapologetically YOU(8) Facebook(14) Gao Motsemme - YouTubeGao Motsemme (@gaomotsemme.magneticconfidence) • Instagram photos and videos(63) LinkedInGao.Motsemme (@gaoconfidence.motsemme) | TikTok#alittlelessfearpodcast #sexualenergy #makinglove #creation #creativity #patterns #desire #creativity #triggers #trigger #alignment #youmission #confidence #podcast #drlinomartinez #fypThis is Dr. Lino Martinez the host for A Little Less Fear Podcast. For more information, please use the information below. Thanks so much for your support!Author | A Little Less FearA Little LESS FEAR Podcast (@alittlelessfearpodcast) • Instagram photos and videosLino Marinez (@alittlelessfear) TikTok | Watch Lino Marinez's Newest TikTok Videos(4) A Little Less Fear Podcast - YouTube

What's the why? Why would you sign a lease that gives away all your protections?   

Did you know there might be life-changing benefits and financial advantages you're missing out on simply because you never asked, “What am I entitled to as a veteran?” In this episode of Cut to the Chase: Podcast, Gregg is joined by a very special guest—his father, Max Goldfarb. A Korean War veteran, practicing attorney of 67 years, and the self-proclaimed “King of Collection” in Florida, Max shares his journey navigating VA benefits, disability ratings, and advocating for himself and other vets. From his frontline experiences during the Korean War to receiving full VA disability and benefits, Max offers helpful advice for veterans who may not be aware of the support they're entitled to. Whether you're a veteran, have one in your family, or just love a story filled with wisdom, resilience, and humor, this episode is for you. What you'll learn in this episode: Why so many veterans, especially from older wars, are unaware of their full VA benefits Max's journey from Korean War frontlines to discovering and successfully claiming disability ratings (PTSD, tinnitus, and physical injury) How to navigate application forms, administrative appeals, and advocate-driven compensation increases Why you need legal advocates to boost disability ratings and win appeals, especially when records have been lost or destroyed Using disability status for property tax relief in Florida—step-by-step from partial to full exemption The VA hospital experience: Debunking myths with real positive reporting Funeral & Memorial Benefits: What military families should know Honor Flight: A special resource for veterans to visit D.C. war memorials (and why you should apply!) Practical tips for lawyers advising veteran clients: Filing VA claims, documenting experiences, and finding advocacy support Key Takeaways: Don't Assume Veterans Know Their Rights: Many older veterans, especially from earlier wars, aren't aware of the full spectrum of benefits available. Initiate the conversation. Encourage Clients to Apply (or Appeal): Disability claims can be filed (and retroactively increased) decades after discharge, even if service records have been lost. Use Advocates: Connect clients with dedicated veteran's advocates to maximize their claims—these professionals can make or break a complex case. Stay Resourceful: If crucial documentation is missing, alternative evidence (doctor's letters, witness statements) can still win the day. Leverage Local Laws: Understand and utilize state-specific tax exemptions and statutory advantages for disabled veterans. Stay in Touch With Real-World Impact: Inform clients about programs like Honor Flight and funeral benefits—they're deeply meaningful and legally relevant. Make Your Firm Veteran-Friendly: Share resources (like VA forms and advocate contacts) directly on your website or in client communications. Familiarize yourself with VA Form 21-526EZ for disability compensation and keep a list of trusted VA advocates for client referrals. Stay tuned for more updates, and don't miss our next deep dive on Cut to The Chase: Podcast with Gregg Goldfarb! Subscribe, rate, review, and share this episode of the Cut to the Chase: Podcast!   Resources: VA Disability Claim Form 21-526EZ: https://www.va.gov/find-forms/about-form-21-526ez  Honor Flight South Florida: https://www.honorflightsouthflorida.org Max Goldfarb's Law Office: 19 West Flagler Street, Room 802, Miami, FL Phone: 305-371-2538   This episode was produced and brought to you by Reignite Media.

On this episode of the Rules of the Game podcast (the third in an eight-part, issue-specific podcast series), we'll discuss recent headlines impacting criminal legal reform advocates and explain how nonprofits can take action with legislative, executive branch, and judicial branch advocacy. From responding to legislative proposals to initiating litigation, nonprofits nationwide are standing up to fight for our rights and critical reforms to our criminal legal system. This episode will highlight their work and provide information about the rules that apply when nonprofits engage in advocacy to ensure due process, protect the rights of the accused, and improve judicial systems. Attorneys for this episode Monika Graham Melissa Marichal Zayas Natalie Roetzel Ossenfort   Show notes ·      Recent Headlines: Legislation, Litigation, and More! o   Legislation: §  Family Notification of Death, Injury, or Illness in Custody Act: Bipartisan legislation introduced in the U.S. Senate. Would require the DOJ to issue guidance on how federal prisons should promptly notify families of incarcerated individuals who become seriously ill or pass away in prison. o   Litigation §  Criminal legal reform advocates scored a win in Michigan recently, when the MI Supreme Court ruled that mandatory / automatic life without parole sentences for 19-20 year olds convicted of murder are unconstitutional. o   Executive Branch Actions: §  Earlier this year, the DOJ froze work on police reform and other civil rights cases. Now, (in the absence of DOJ leadership on these issues), the burden has shifted to local governments to take action. o   Keep on Your Radar: Trump's “Opening Salvo” in His War Against Criminal Justice Reform Starts With This Nonprofit §  The Vera Institute of Justice, a major criminal justice reform nonprofit, had all five of its federal grants—worth about $5 million—abruptly terminated by the Department of Justice under Attorney General Pam Bondi, a key Trump ally. §  Evaluate your funding sources, and make sure you're not overly dependent on any one source.   ·      Non-Lobbying Advocacy o   Nonpartisan Advocacy 101: 501(c)(3)s cannot support or oppose candidates for public office, but they can… o   Educate the public about issues of importance to your organization. §  Equal Justice Initiative recently provided education related to the wrongful incarceration and conviction of black defendants in murder cases. Not only did they report on research from the National Registry of Exonerations that black Americans are nearly 8x more likely to be wrongfully convicted of murder, but they noted that they are also likely to spend more years in prison than wrongfully convicted white people. o   Hold a rally: §  Earlier this year, a coalition of criminal justice reform advocates and nonprofits in New Mexico held a rally to call attention to the reality of mass incarceration and to propose common-sense alternatives to harsh prison sentences. o   Initiate or participate in litigation: §  The Innocence Project (AFJ Member) and other members of the Innocence Network, engage in litigation on behalf of wrongfully convicted persons who can be proven innocent with DNA and other types of evidence. o   Fund Advocacy §  Private and public foundations can support organizations advancing their charitable missions through general operating grants and/or specific project grants, ensuring flexibility and sustainability in pursuit of shared goals.   ·      Lobbying o   501(c)(3) public charities are also allowed to use unrestricted funds to engage in some lobbying activities. o   Tax Code Lobbying 101: Public charities can lobby, but they are limited in how much lobbying they may engage in. §  Insubstantial part test vs. 501(h) expenditure test. §  Under either test, lobbying includes attempts to influence legislation at any level of government. §  Track your local, state, and federal lobbying, and stay within your lobbying limits. o   State/local level lobbyist registration and reporting requirements may also apply when engaging in legislative and executive branch advocacy. o   Ballot measure advocacy (direct lobbying) could also implicate state / local campaign finance and election laws. o   Lobbying win! §  In March, DC Justice Lab, an AFJ member, and several other nonprofits lobbied in support of Maryland's Second Look Act by submitting testimony to the Senate Judicial Proceedings Committee. This legislation would permit individuals convicted of certain crimes between the ages of 18 and 25, and have served over 20 years of their sentence, to petition the court to modify or reduce their sentence based on demonstrated rehabilitation. Since the committee's hearing, the Maryland General Assembly has passedthe Second Look Act, which now awaits Governor Moore's signature.   Resources – ·      Justice & Equity: The Advocacy Playbook for Criminal Legal Reform ·      Public Charities Can Lobby (Factsheet) ·      Practical Guidance: what your nonprofit needs to know about lobbying in your state ·      Investing in Change: A Funder's Guide to Supporting Advocacy ·      What is Advocacy? 2.0

“Reciprocate and Initiate”: Pastor Daniel Kraft 4.27.25

Click here to Shop Affirmation Decks, Oracle Decks, and more! Use Promo code: RCPODCAST20 for 20% off your first order!   Today's Power Affirmation: By giving thanks, I initiate abundance. Through generosity, I spread it around.   Today's Oracle of Motivation: When you give thanks, you attract abundance. Focus on what you have, not what you don't. It's not about how many likes you got on your social post, but about each individual who took the time to engage with your little creative space. They shared a moment with you, and that is fucking beautiful. It's not about the amount of money you still need, but about the ocean of abundance already surrounding you. When you pay attention to what you do have, you realize there is always enough, and never too little. The Universe provides. When you generously give thanks and share your abundance, you spread joy to all areas of your life.   Designed to Motivate Your Creative Maniac Mind The 60-Second Power Affirmations Podcast is designed to help you focus, affirm your visions, and harness the power within your creative maniac mind! Join us daily for a new 60-second power affirmation followed by a blast of oracle motivation from the Universe (+ a quick breathing meditation). It's time to take off your procrastination diaper and share your musings with the world!   For more musings, visit RageCreate.com     Leave a Review & Share! Apple Podcast reviews are one of THE most important factors for podcasts. If you enjoy the show, please take a second to leave the show a review on Apple Podcasts! Click this link: Leave a review on Apple Podcasts Hit “Listen on Apple Podcasts” on the left-hand side under the picture. Scroll down under “Ratings & Reviews” & click “Write A Review” Leave an honest review. You're awesome!  

Will he or won't he?! The battle of waiting to finding out if he is going to ask you out. It's led some to wonder if women can make the first move. Let's chat about that and these topics:•The difference in showing interest vs. initiating•Who should make the first move?•What to do if a guy is being slow or shy to ask you out.•How to show your available without coming across as desperate.Make the first move toward better food—use my code "DFH" to get $40 off your quality meat subscription at https://go.goodranchers.com/dfhConnect with Christian or find her new book "Break Up with What Broke You" at ChristianBevere.com

Join us on the #aBitOfCCS Podcast as we dive into political agenda-setting with Daniel Sandvej Eriksen, Post-Doc at the University of Aarhus, Department of Political Science.In this episode, we discuss Daniel's latest research, "Initiate and Elevate! How Political Parties Can Set an Agenda." His study introduces The Issue Initiation Model, which explains how political parties proactively shape discussions . . Using computational methods, Daniel analyzes over 5.5 million tweets and 750,000 news articles from the UK and Denmark (2015-2022) to uncover how parties and MPs strategically set the agenda.Hosted by Jana Bernhard-Harrer, this episode explores the intersection of computational social science and political communication, revealing how digital traces help us understand political strategy.Preprint: https://osf.io/preprints/osf/yajsh_v1?view_only= 

Today, Tahverlee shares seven simple yet powerful practices to help you deepen your connection to intuition—the heart of your spiritual gifts. From movement like dance or lifting weights to recognizing your inner “sacred no,” these tools help quiet the outside world and tune in to your inner wisdom.You'll learn how to trust the first whispers of guidance, connect with the spirit realm, and follow the gentle nudges that shape your path. These daily practices open your awareness and empower your spiritual journey—one intuitive step at a time.Tahverlee is a Social Impact Entrepreneur, High Priestess, Ritualist, and Initiate of the Sacred Way. Visit Moon Temple Mystery School for ancient teachings for our modern world, spiritual coaching, and everything you need to know as you walk your awakening path.

If you're used to the initiation style that women use in porn, and don't have much non-honeymoon stage experience with other women, you may well miss the signals that your wife is open to having sex. Covered in this episode: how she may be initiating, the impact of confident momentum in bed, and the limitations of some men's demand that their wives "communicate more directly."Follow me on Substack!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://substack.com/@drpsychmom1⁠⁠⁠⁠⁠⁠⁠⁠Subscribe if you love the DPM show! https://creators.spotify.com/pod/show/drpsychmomshow/subscribe and you'll get all my awesome bonus episodes! Most recent subscriber episode: "Jealousy Isn't All Bad."For my secret Facebook group, the "best money I've ever spent" according to numerous members: ⁠⁠⁠⁠⁠⁠https://www.facebook.com/groups/drpsychmom⁠⁠⁠⁠⁠⁠For coaching from DPM, visit https://www.drpsychmom.com/coaching/For therapy or life coaching, contact us at https://www.bestlifebehavioralhealth.com/

The Magical & Mystical System developed by Aleister Crowley and George Cecil Jones, commonly denoted as the A∴A∴, consists of Eleven Grades or Degrees; these in turn compose Three Orders. Edward Mason and I will take a look at these Three Orders, and how they apply to the Path of the Initiate.

It's critical that companies pay attention to the new Section 232 investigation on critical minerals & rare earth elements. Listen for details on Two Minutes in Trade. 

April 16th, 2025:  Spy Wednesday; Judas' Betrayal & the Loss of Eucharistic Faith; The Strong Women of the Passion; The Path of Betrayal; It Takes a Judas to Initiate the Passion

Initiating sex is something that a lot of people struggle with. So why is it hard, and how can we make it easier? That’s what we’re talking about in today’s show. In this episode, we're revisiting a wonderful conversation I had with Vanessa and Xander Marin, the co-hosts of the “Pillow Talks” podcast and co-authors of the book, Sex Talks: Five Conversations That Will Transform Your Love Life. Some of the questions we answer include: Why is initiating sex so hard for so many people? What are the dos and don’ts of sexual initiation? How do you figure out your initiation style? How do you say “no” to a partner's initiation attempt without hurting their feelings? Are there ways to encourage your partner to initiate sex more often? Make sure to check out Vanessa and Xander's website, and visit their Youtube, Instagram, and TikTok to learn more. And be sure to get a copy of Sex Talks! Got a sex question? Send me a podcast voicemail to have it answered on a future episode at speakpipe.com/sexandpsychology. *** Thank you to our sponsors!  Tap into your natural sex appeal, attract the person you're looking for, cultivate meaningful connections, and re-ignite the spark in your relationship with The Art of Sex Appeal class by Shan Boodram on Masterclass. Sex and Psychology listeners can get an additional 15% off any annual Masterclass membership at masterclass.com/sexandpsychology The Kinsey Institute at Indiana University has been a trusted source for scientific knowledge and research on critical issues in sexuality, gender, and reproduction for over 75 years. Learn about more research and upcoming events at kinseyinstitute.org or look for them on social media @kinseyinstitute. *** Want to learn more about Sex and Psychology? Click here for previous articles or follow the blog on Facebook, Twitter, or Bluesky to receive updates. You can also follow Dr. Lehmiller on YouTube and Instagram. Listen and stream all episodes on Apple, Spotify, Google, or Amazon. Subscribe to automatically receive new episodes and please rate and review the podcast! Credits: Precision Podcasting (Podcast editing) and Shutterstock/Florian (Music). Image created with Canva; photos used with permission of guest.

a love note from fierce, hungry MA. for the Ready.Mentioned in the episode—want to work with me 1:1? email hi@mgallerdice.com with the subject line "INITIATE" for more information + to book ❤️‍

Secret Founder of the Church of Satan exposes how people are initiated into the church in exchange for riches... (Continued)

Dive into a thought-provoking episode that explores the intersection of AI technology and witchcraft practices. Discover whether AI can enhance your spellwork or if it lacks the emotional and energetic essence crucial for rituals. Tahverlee shares her experiences experimenting with AI tools to solve community challenges and contrasts them with traditional spell crafting methods. Uncover the potential of AI as a supportive tool for organizing and tracking your magical practices while keeping the vital human connection to nature and body at the heart of your rituals. Tahverlee is a Social Impact Entrepreneur, High Priestess, Ritualist, and Initiate of the Sacred Way. Visit Moon Temple Mystery School for ancient teachings for our modern world, spiritual coaching, and everything you need to know as you walk your awakening path.

Interview with Steven J. Warach, MD, PhD, author of Optimal Delay Time to Initiate Anticoagulation After Ischemic Stroke in Atrial Fibrillation: A Pragmatic, Response-Adaptive Randomized Clinical Trial. Hosted by Cynthia E. Armand, MD. Related Content: Optimal Delay Time to Initiate Anticoagulation After Ischemic Stroke in Atrial Fibrillation

Interview with Steven J. Warach, MD, PhD, author of Optimal Delay Time to Initiate Anticoagulation After Ischemic Stroke in Atrial Fibrillation: A Pragmatic, Response-Adaptive Randomized Clinical Trial. Hosted by Cynthia E. Armand, MD. Related Content: Optimal Delay Time to Initiate Anticoagulation After Ischemic Stroke in Atrial Fibrillation

Making friends as an adult can be difficult, awkward and uncomfortable. But having good friends enriches our lives and as social beings our relationships are very important. In today's episode I am sharing my simple three step process to creating meaningful friendships as an adult. Put yourself out there- I highly recommend joining an interest group; for example, book club, bible study, pottery class, rec sports league Initiate- don't be afraid to be the one to reach out to others and initate a hang out  Go deep- get to know people, ask them about themselves, remember those things, follow up. To have good friends it's important to be a good friend FREE Goal Setting Guide Daily Planning Notepad

In this episode of the Intimate Marriage Podcast, Dr. Alexandra Stockwell and her husband, Dr. Rodd Stockwell, discuss ways men successfully initiate intimacy with their wives. Drawing on their own experience being married for 29 years, they share how their intimacy dynamics have evolved over the years, and what changed for it to become as wonderful as it is now. They also discuss how their communication skills have been refined over time, and why this is important to the quality and frequency of sex. You'll learn a lot from this vulnerable episode as Rodd candidly shares his journey, learning how to initiate sex in ways that Alexandra responds to, and his own personal struggles with maintaining intimacy and navigating feelings of rejection, and incompetence    Tips in this episode: Despite a lack of helpful guidelines in personal development, growth is achievable through collaborative efforts and shared communication, and guidance. Overcoming feelings of incompetence in initiating intimacy involves changing self-talk, and separating thoughts from facts. Applying skills and confidence from one's professional life improves romantic relationships. Leadership and decisiveness in a relationship should be balanced with respect and attunement to a partner's needs.   Read Dr. Alexandra's book “Uncompromising Intimacy” https://amzn.to/2ymI3Hl      Sign up for the Masterclass “How to Ask Your Woman for Sex (so she's more likely to say YES)” www.alexandrastockwell.com/yes   Subscribe To The Intimate Marriage Podcast: Apple Podcast | YouTube | Spotify Connect With Alexandra Stockwell, MD: Website | Linkedin | Instagram   Get your copy of “Uncompromising Intimacy” by Dr. Alexandra Stockwell here: https://amzn.to/2ymI3Hl Download the first chapter of Dr Alexandra's bestselling book, “Uncompromising Intimacy,” here:  https://www.alexandrastockwell.com/book Cultivate your intimacy skills (without compromise) in Aligned & Hot Marriage, Dr. Alexandra's proven method for smart couples ready to love more fully:  www.alignedhotmarriage.com Join Dr. Alexandra's email list to stay connected. She shares inspiring stories, her latest insights and opportunities to learn with her:  https://www.alexandrastockwell.com/subscribe   This Podcast Is Produced, Engineered & Edited By:  Simplified Impact

CardioNerds co-founders Dr. Daniel Ambinder and Dr. Amit Goyal are joined by Dr. Spencer Weintraub, Chief Resident of Internal Medicine at Northwell Health, Dr. Michael Albosta, third-year Internal Medicine resident at the University of Miami, and Anna Biggins, Registered Dietitian Nutritionist at the Georgia Heart Institute. Expert commentary is provided by Dr. Zahid Ahmad, Associate Professor in the Division of Endocrinology at the University of Texas Southwestern. Together, they discuss a fascinating case involving a patient with a new diagnosis of hypertriglyceridemia. Episode audio was edited by CardioNerds Intern Student Dr. Pacey Wetstein. A woman in her 30s with type 2 diabetes, HIV, and polycystic ovarian syndrome presented with one day of sharp epigastric pain, non-bloody vomiting, and a new lower extremity rash. She was diagnosed with hypertriglyceridemia-induced pancreatitis, necessitating insulin infusion and plasmapheresis.   The CardioNerds discuss the pathophysiology of hypertriglyceridemia-induced pancreatitis, potential organic and iatrogenic causes, and the cardiovascular implications of triglyceride disorders. We explore differential diagnoses for cardiac and non-cardiac causes of epigastric pain, review acute and long-term management of hypertriglyceridemia, and discuss strategies for the management of the chylomicronemia syndrome, focusing on lifestyle changes and pharmacotherapy.  This episode is part of a case reports series developed in collaboration with the National Lipid Association and their Lipid Scholarship Program, with mentorship from Dr. Daniel Soffer and Dr. Eugenia Gianos. US Cardiology Review is now the official journal of CardioNerds! Submit your manuscript here. CardioNerds Case Reports PageCardioNerds Episode PageCardioNerds AcademyCardionerds Healy Honor Roll CardioNerds Journal ClubSubscribe to The Heartbeat Newsletter!Check out CardioNerds SWAG!Become a CardioNerds Patron! Pearls - Hypertriglyceridemia Cardiac sarcoidosis can present with a variety of symptoms, including arrhythmias, heart block, heart failure, or sudden cardiac death. The acute management of hypertriglyceridemia-induced pancreatitis involves prompt recognition and initiation of therapy to lower triglyceride levels using either plasmapheresis or intravenous insulin infusion +/- heparin infusion. Insulin infusion is used more commonly, while plasmapheresis is preferred in pregnancy.   Medications such as fibrates and omega-3 fatty acids can be used to maintain long-term triglyceride reduction to prevent the recurrence of pancreatitis, especially in patients with persistent triglyceride elevation despite lifestyle modifications. Statins can be used in patients for ASCVD reduction in patients with a 10-year ASCVD risk > 5%, age > 40 years old, and diabetes or diabetes with end-organ damage or known atherosclerosis. Consider preferential use of icosapent ethyl as an omega-3 fatty acid for triglyceride lowering if the patients fit the populations that appeared to benefit in the REDUCE IT trial.   Apply targeted dietary interventions within the context of an overall healthy dietary pattern, such as a Mediterranean or DASH diet. Limit full-fat dairy, fatty meats, refined starches, added sugars, and alcohol. Encourage high-fiber vegetables, whole fruits, low-fat or fat-free dairy, plant proteins, lean poultry, and fish. Pay special attention to the cooking oils to ensure the patient is not using palm oil, coconut oil, or butter when cooking. Instead, use liquid non-tropical plant oils. Initiate a very low-fat diet (< 5% of total daily calories from fat) for 1-4 weeks when TG levels are > 750 mg/dL.  Recommend and encourage patients to exercise regularly, with a minimum goal of 150 minutes/week of moderate-intensity aerobic activity. If weight loss is required, aim for more than >225 - 250 minutes/week.   Develop patient-centered and multidisciplinary stra...

Dive into a soul-stirring exploration of focus and manifestation with Tahverlee. In a world full of distractions, learn how to harness your energy through an empowering exercise designed to manifest joy and peace in your life. Discover the magic of focused energy and its potential to transform your life. Tahverlee provides practical tips and personal insights, emphasizing the importance of mastering this vital aspect of spiritual practice. Whether you seek a small change or a significant transformation, this episode equips you with tools to turn focused intention into tangible reality. Tahverlee is a Social Impact Entrepreneur, High Priestess, Ritualist, and Initiate of the Sacred Way. Visit Moon Temple Mystery School for ancient teachings for our modern world, spiritual coaching, and everything you need to know as you walk your awakening path.

Send us a textManifest DIY: Real Manifestation — No Fluff. Just Magick. What if you could manifest love, money, clarity, and power… without waiting for anyone to “bless” you first?Welcome to Manifest DIY — a real, raw, and radically different approach to manifestation. This cast is the 1st official trailer for the upcoming audio-visual experience that blends metaphysics, mindset, spiritual tools, and divine frequency to help you call in the life you truly deserve and desire.In this first trailer, I break down the 3 sacred meanings behind “DIY”:

Stephen Grootes speaks to Mitchan Adams, Co-founder and CEO of Aions Ventures, about the firm's strategic shift to seed funding and its mission to empower African startups. The Money Show is a podcast hosted by well-known journalist and radio presenter, Stephen Grootes. He explores the latest economic trends, business developments, investment opportunities, and personal finance strategies. Each episode features engaging conversations with top newsmakers, industry experts, financial advisors, entrepreneurs, and politicians, offering you thought-provoking insights to navigate the ever-changing financial landscape.Thank you for listening to The Money Show podcast.Listen live - The Money Show with Stephen Grootes is broadcast weekdays between 18:00 and 20:00 (SA Time) on 702 and CapeTalk. There’s more from the show at www.themoneyshow.co.za Subscribe to the Money Show daily and weekly newslettersThe Money Show is brought to you by Absa. Follow us on:702 on Facebook: www.facebook.com/TalkRadio702 702 on TikTok: www.tiktok.com/@talkradio702702 on Instagram: www.instagram.com/talkradio702702 on X: www.x.com/Radio702702 on YouTube: www.youtube.com/@radio702CapeTalk on Facebook: www.facebook.com/CapeTalk CapeTalk on TikTok: www.tiktok.com/@capetalk CapeTalk on Instagram: www.instagram.com/capetalkzaCapeTalk on YouTube: www.youtube.com/@CapeTalk567CapeTalk on X: www.x.com/CapeTalkSee omnystudio.com/listener for privacy information.

Fred Reggie is the author of the soon-to-be-released book, Tell Me: How to Initiate and Nurture Meaningful Conversations with Anyone, Anywhere, Anytime. Throughout his career, Fred has worked with Fortune 500 companies and service organizations across the U.S., helping leaders cultivate meaningful connections and drive success. Fred Reggie an executive coach, international speaker, and expert in leadership and service culture development. He is well-known in our community and for years spent his time building funding resources for  St. Jude Children's Research Hospital, a cause dear to many of our hearts. The Power of Communication Fred believes that genuine communication stems from an internal motivation to share a message with others. However, many people struggle with seeing the value they bring to conversations, often due to deep-seated self-doubt and imposter syndrome. He explores how, from an early age, we are celebrated for speaking but later conditioned to limit our expressions, being told to quiet down or avoid talking to strangers. This conditioning, Fred explains, creates subconscious barriers. As adults, many of us hesitate to speak up because we question whether our words have value. Moreover, societal norms and technology have reshaped how we communicate, further distancing us from authentic, face-to-face interactions. The Disruption of Conversation Fred discusses how technology has altered human connection. Younger generations, he notes, often prefer texting over direct conversation, avoiding phone calls altogether. "Cocooned communication," as Fred calls it, has been evolving for decades—beginning with the automobile, which removed people from their porches and into isolated vehicles, and continuing with the rise of television, personal computers, and smartphones. Today, many people live in bubbles of self-communication, limiting the organic conversations that once thrived in everyday life. The Art of "Tell Me" At the heart of Fred's book is a simple yet profound concept: using the phrase "Tell me" to invite others into meaningful conversations. Rather than asking closed-ended questions, this approach encourages people to share freely, fostering deeper connections. He recalls a powerful moment when James Earl Jones, upon meeting an adoring fan, responded not with a simple "Who are you?" but with "Tell me your name." That small shift in language made the woman feel seen and valued. Fred encourages using this technique in all conversations, whether personal or professional, to create an environment of trust and engagement. The Neuroscience of Connection Fred emphasizes that engaging conversations have a physiological impact. When we participate in meaningful discussions, our brains release oxytocin, dopamine, and serotonin—chemicals that enhance emotional intelligence, empathy, and overall well-being. Conversely, negative or disconnected conversations can leave us feeling drained and isolated. The Legacy of Storytelling Growing up in a Lebanese family, Fred was surrounded by master storytellers who didn't just recount events but embodied the characters they spoke about. He believes that storytelling is fundamental to great conversation—it transforms the exchange of information into a compelling, memorable experience. Fred encourages people to embrace storytelling in their daily interactions, whether through professional networking or personal relationships. He also urges listeners to recognize the ripple effect of their words, as every interaction has the power to uplift or deflate another person. A Call to Action: Create Conversational Moments Fred concludes with a simple yet powerful challenge: create conversational moments. He encourages listeners to step outside their comfort zones, engage with strangers, and make genuine connections. By doing so, we can break the cycle of disconnected communication and bring back the lost art of conversation.

Questions about initiating conversations with someone who thinks he's going to Heaven but who isn't showing any signs he's following God, how to talk to unsaved friends and family who identify as Christians, and resources to help someone learn what true Christianity is.   How can I initiate a conversation with my brother who thinks he's going to Heaven because he has an intellectual belief that Jesus is the Son of God, but who doesn't really show any signs that he's following God? How would you suggest talking to friends or family who identify as Christians despite strong evidence they're merely nominal or cultural Christians? Are there resources I can share with my brother that will help him learn what true Christianity is?

Wondering why your psychic gifts aren't working as they should?Tahverlee delves deep into the common blocks that prevent us from accessing our intuition—the foundation of our psychic and spiritual gifts. She highlights two primary reasons we ignore our intuitive hits: the fear of offending others and the attachment to a preconceived narrative.Through her own experiences, Tahverlee illustrates how we can harness our intuition and dismantle misleading teachings about intuition with practical advice on acknowledging and nurturing it. By recognizing these blocks, you can take actionable steps to increase your intuitive power and enhance your spiritual gifts.Tahverlee is a Social Impact Entrepreneur, High Priestess, Ritualist, and Initiate of the Sacred Way. Visit Moon Temple Mystery School for ancient teachings for our modern world, spiritual coaching, and everything you need to know as you walk your awakening path.

Corey, Jade, Erica & Caroline discuss a viewer question Do You Pursue Dates 1-3 Then Wait For Her To Initiate Contact?Click "Follow" For The Best Self-Reliance Tips, News & Information. Subscribe To My Newsletter To Read My eBooks “3% Man” & “Mastering Yourself” Free:http://bit.ly/CCWeBooks Follow Caroline on Instagram:https://www.instagram.com/carolinevelsss/

This week: It's the calm before the astrological storm, but Mercury, the ruler of the First Quarter Moon in Gemini, enters zesty Aries and makes an aspect with Pluto. The Sun and Mars flow in a harmonious trine aspect, bringing plenty of energy and enthusiasm. And a listener question about how to work with planets in fall, detriment, and mutual reception. Plus: Important info up front, President Harrison Ford, and swinging Tarzan style! Join April this weekend for a webinar on The Eclipses of 2025! It takes place on Sat., March 8 (10 am PST). Information and registration here! Read a full transcript of this episode. Have a question you'd like answered on the show? Email April or leave it here! Subscribe to April's mailing list and get a free lunar workbook at each New Moon! Love the show? Make a donation! Timestamps [1:43] Mercury enters Aries on March 3 (1:04 am PST). A good transit for fast thinking and self-defense. But avoid moving too quickly without thinking; when Mercury goes retrograde (March 14), it will catch up with you. [3:15] On March 5 (5:13 am PST), Mercury makes the first of three sextiles to Pluto (the others are on March 25 and April 20), at 3º00' Aries and Aquarius. It's the beginning of a three-part story about the truth of who we are, who others are, and the nature of situations. [6:24] Moon Report! The Gemini First Quarter Moon is on March 6 (8:32 am PST) at 16º21' Gemini. Take action on your Feb. 27 Pisces New Moon plans. Use Gemini's best qualities, such as a love of variety and willingness to try new things, but curb gossip and acerbic talk. [8:33] This is the First Quarter in a lunar phase family cycle (LPFC) that began at the June 6, 2024 New Moon at 16º17' Gemini. The Full Moon in this LPFC is on Dec. 4, 2025, the Last Quarter on Sep. 4, 2026. [10:15] Void-of-Course (VOC) Moon periods. The Moon in Taurus sextiles Neptune on March 5 (2:53 am PST). It's VOC for 1 hour 36 minutes, then enters Gemini (4:29 am PST). Manage insomnia with a book or ambiance video on YouTube with a crackling fire or rain noises. [11:23] On March 7 (6:57 am PST), the Moon in Gemini squares Neptune. It's VOC for 1 hour 32 minutes, then enters Cancer (8:29 am PST). Initiate a creative healing outlet (perhaps a tarot journaling practice?) for occasional emotional surges. [13:24] On March 9 (2:32 pm PST), the Moon in Cancer trines Neptune. It's VOC for 1 hour, 27 minutes, then enters Leeeeoooo (3:59 pm PST). Life is stressful: enjoy a nice Sunday brunch! Indulge in joy, good food and drink. [14:32] Mars trines the Sun on March 7 (9:13 pm) at 17º52' Pisces-Cancer. Look for increased energy, enthusiasm, and focus. Dance off, anyone?!? The Sun's Sabian symbol is 18 Pisces, A gigantic tent and Mars's is 18 Cancer, A hen scratching for her chicks. Give your joy and creativity to the service of the people and creatures that you love. [16:30] Listener Percy on the PATH Train asks about working with planets in detriment, fall, and mutual reception. Astrologer Dana Gerhardt was mentioned. [21:41] If you'd like to have a question answered on a future episode, leave a message of one minute or less at speakpipe.com/bigskyastrologypodcast or email april (at) bigskyastrology (dot) com; put “Podcast Question” in the subject line. Free ways to support the podcast: Subscribe, like, review and share with a friend! [22:14] A tribute to this week's donors! If you would like to support the show and receive access to April's special donors-only videos, go to BigSkyAstropod.com and contribute $10 or more. You can make a one-time donation in any amount or become an ongoing monthly contributor.

How do we genuinely handle the difficult people in our lives? Tahverlee brings us the most potent rituals and mindset shifts needed to address challenges with others. Dive deep into understanding our core wounds and how they influence our interactions and realize that true change begins with recognizing our own energy and the role we play in each relationship.Tahverlee guides us on how to blend rituals with self-discovery to maintain a high vibrational alignment. Packed with practical steps, this conversation is a beacon for those ready to transform their experiences with difficult people through heightened self-awareness and magic.Tahverlee is a Social Impact Entrepreneur, High Priestess, Ritualist, and Initiate of the Sacred Way. Visit Moon Temple Mystery School for ancient teachings for our modern world, spiritual coaching, and everything you need to know as you walk your awakening path.

You grab your tackle box, tie on your favorite lure, and head to the shore for a relaxing day of fishing.But, hours later, you haven't had a single fish bite your line.  Parenting can feel like that sometimes. Especially when you are trying to communicate with boys. When it doesn't seem like your son is listening, it's time to adjust your approach, time to connect with him. Put your phone down. Give him your focused attention, eye to eye contact. Initiate physical touch. But even if he still doesn't seem to hear you, don't lose heart. After all, the most rewarding fish to catch is the one you catch after a day of no bites. For more parenting ideas on raising boys into godly men visit Trail Life USA or RaisingGodlyBoys.com.

In episode 187, Coffey talks with Leah Stiegler about best practices for the intake process for workplaceinvestigations.They discuss when employers must investigate complaints versus when they can decline; examples ofinvestigations that revealed unexpected findings; handling confidentiality requests from complainants;documentation requirements for complaints and investigations; managing employees who don't wantformal investigations; proper record retention practices.Good Morning, HR is brought to you by Imperative—Bulletproof Background Checks. For moreinformation about our commitment to quality and excellent customer service, visit us athttps://imperativeinfo.com.If you are an HRCI or SHRM-certified professional, this episode of Good Morning, HR has been pre-approved for half a recertification credit. To obtain the recertification information for this episode, visithttps://goodmorninghr.com.About our Guest:Leah can walk employers through any workplace situation. From complex personnel matters, toimplementing client-specific performance management practices, Leah advises employers to navigatethese issues to keep them out of court. Her counseling covers the entire employment spectrum:recruitment, onboarding, workplace culture, pay equity audits, RIFs, terminations and severancepackages. Leah handles workplace investigations and defends actions before administrative agenciessuch as the EEOC, DOL, and NLRB. Leah has extensive litigation experience, defending employers in stateand federal court on claims including but not limited to: Breach of employment agreementsHarassment, discrimination, and retaliation (Title VII) Whistleblower complaints ADA or religious-basedfailure to accommodate claims FMLA non-compliance Workplace violence and negligent supervisionFLSA unpaid overtime, misclassification and off-the-clock claims Workplace safety, OSHA, or VOSHactions.Leah also represents employers navigating union issues, labor relations arbitrations and collectivebargaining. Every workforce loves Leah's dynamic public speaking style. Having traveled the Mid-Atlanticto train front-line employees, upper management, HR and other industry professionals, Leah createscustom workforce training programs with her team and has fun doing it!Leah also maintains a higher education practice. She provides day-to-day compliance advice to publicand private higher ed institutions on employment and student-related matters. These include navigatingTitle VII, Title IX, and code of conduct investigations, faculty, administrative, and athletic coach contractsand severance packages, tenure and promotion processes, and pay equity audits. Leah also trains schoolleadership, such as Deans and Chairs, on improving documentation and engaging in performancemanagement of faculty.To see Leah in action, check out What's the Tea in L&E!Leah is perpetually single with lots of free time to fine-tune her stand-up comedy routine. When not inthe office, you can find Leah crossing up (and trash talking) opponents on the basketball court or bustingout a less-technical, overly passionate Moon Walk at hip hop class.Leah Stiegler can be reached athttps://www.woodsrogers.com/https://www.linkedin.com/in/leah-stiegler-28aa7a62/About Mike Coffey:Mike Coffey is an entrepreneur, licensed private investigator, business strategist, HR consultant, andregistered yoga teacher.In 1999, he founded Imperative, a background investigations and due diligence firm helping risk-averseclients make well-informed decisions about the people they involve in their business.Imperative delivers in-depth employment background investigations, know-your-customer and anti-money laundering compliance, and due diligence investigations to more than 300 risk-averse corporateclients across the US, and, through its PFC Caregiver & Household Screening brand, many more privateestates, family offices, and personal service agencies.Imperative has been named a Best Places to Work, the Texas Association of Business' small business ofthe year, and is accredited by the Professional Background Screening Association.Mike shares his insight from 25+ years of HR-entrepreneurship on the Good Morning, HR podcast, whereeach week he talks to business leaders about bringing people together to create value for customers,shareholders, and community.Mike has been recognized as an Entrepreneur of Excellence by FW, Inc. and has twice been recognized asthe North Texas HR Professional of the Year.Mike serves as a board member of a number of organizations, including the Texas State Council, wherehe serves Texas' 31 SHRM chapters as State Director-Elect; Workforce Solutions for Tarrant County; theTexas Association of Business; and the Fort Worth Chamber of Commerce, where he is chair of theTalent Committee.Mike is a certified Senior Professional in Human Resources (SPHR) through the HR Certification Instituteand a SHRM Senior Certified Professional (SHRM-SCP). He is also a Yoga Alliance registered yoga teacher(RYT-200) and teaches multiple times each week.Mike and his very patient wife of 28 years are empty nesters in Fort Worth.Learning Objectives:1. Identify when informal complaints trigger an organization's duty to investigate2. Develop effective intake procedures that protect both the organization and complainant whilemaintaining appropriate documentation3. Implement systematic investigation processes that follow proper scope and documentationprotocols regardless of complaint severity

Is a spirit trying to get your attention?Tahverlee reveals the common ways spirits communicate with us, such as the unexpected smell of smoke, flickering lights, and objects moving slightly. She emphasizes the importance of noting these experiences to understand their messages, whether they offer confirmations or warnings in our daily lives.If you've ever experienced a sudden, unexplained scent or seen objects move on their own, these occurrences are often signs of spirits or ancestors reaching out. Be mindful of these signs, journal your experiences, and interpret the context to grasp the spirits' messages.

It's February, which means we can all complain about it officially being the coldest month of the year. To start things off, Jordana tells Jared about her sister's recent stay at her place and the creative new ways her seven-year-old nephew stress tested her new furniture. Jared's hot off of a star-studded show at the Comedy Cellar, where Madonna inexplicably performed a 40-minute comedy set. Later we dive into our mailbox, and hear from a listener who worries that all her longterm relationships will end up with a dead bedroom. Also, a recent divorcee finds herself stumbling through her reentry into the dating world and regrettably commissions a pet portrait for a man she was casually seeing whose dog died. In “Awkward Encounter,” Jared & Jordana advise a listener who just realized she went on dates with two guys who are close friends and debates whether or not she should tell them. In “Red Flag or Deal Breaker?“, we hear about a guy who pretends he went to an Ivy League school, an ex-boyfriend who might be a little too obsessed with his sister and a woman who won't stop comparing the man she's seeing to her ex. Have a dating question for Jordana and Jared? Send an email or voice memo to uup@betches.com or leave us a voicemail at our dating hotline 212-589-8903.  Learn more about your ad choices. Visit megaphone.fm/adchoices

3pm: Trump administration drafting executive order to initiate Department of Education’s elimination // History of the Dept. of Education // U.S. Set to Begin Migrant Flights to Guantanamo Bay // El Salvador Offers To House Violent U.S. Criminals and Deportees // Like Biden, Trump Does Not Control the Price of Eggs // Up is down, black is white, and the Mariners are just fine, according to Jerry Dipoto // Why T-Mobile Park is such a “Pitcher’s Park”

Initiation! It can be daunting but what can you do to ease the discomfort? How to receive and give and how to lean into it! Homecoming Retreat is coming up July 17-20th! Are you planning to be there?  Doors are officially open and we only have 16 spots available!  Use code HOMECOMING to receive $400 off your spot! 

The NBA is so bad that not even Caitlin Clark wants to be associated with it. As the National Basketball Association continues to decline, more and more people are distancing themselves from the once-heralded association. Whitlock points out that poor leadership has led to the plateau in viewership the NBA has seen recently. Adam Silver has no idea how to get the train back on the tracks, as he even suggests that teams should play only 10-minute quarters, just like the WNBA. Even worse, Caitlin Clark turned down the NBA's offer to participate in a three-point shooting contest during All-Star Weekend. Someone better grab a life raft, because this ship is sinking. Steve Kim joins Jason to weigh in on the NBA's decline while also covering the unrivaled league's surprising ratings, Bill Belichick wanting to rename the Lombardi Trophy after Tom Brady, Joe Montana saying Dan Marino is the best quarterback of all time, Cam Newton stirring the pot and framing Dwight Howard as gay, and the new movement to boycott the Super Bowl. Later, T.J. Moe joins "Fearless" to debate whether Tony Dungy running for Senate in Michigan is a good idea. The former Super Bowl-winning coach is currently part of NBC's "Football Night in America." Assuming Dungy's Christian faith aligns him with the Republican MAGA movement, a career in politics would almost certainly end his TV career, especially at NBC. Wrapping up our show, Shemeka Michelle discusses a recent Vanity Fair article debunking the Obama drama. Is this just an attempt to cover up what could be the start of the collapse of the Democratic Party? Tune in to find out. We want to hear from the Fearless Army!! Join the conversation in the show chat, leave a comment or email Jason at FearlessBlazeShow@gmail.com Visit https://TheBlaze.com. Explore the all-new ad-free experience and see for yourself how we're standing up against suppression and prioritizing independent journalism. SHOW OUTLINE 00:00 Intro ​​Today's Sponsors: Brave the Dark Brave the Dark reminds us that one meaningful connection can change everything. I encourage you to see Brave the Dark in theaters today! Get your tickets today at https://Angel.com/JASON. Relief Factor Wherever you're hurting, back, neck, joints or muscles… make 2025 the year of feeling good again. Try Relief Factor's 3-Week QuickStart today. Visit https://ReliefFactor.com or call 1-800-4-Relief. Puridy Debt Solutions Make this the year you take control of your debt. Get a free debt analysis right now at https://pdsdebt.com/fearless. It only takes thirty seconds! LISTEN OR LOSE: WIN $100 IN FREE BITCOIN! email us lolonfearless@gmail.com Download and sign up for Fold App by visiting website https://foldapp.com/whitlock  Get 10% off Blaze swag by using code Fearless10 at https://shop.blazemedia.com/fearless Make yourself an official member of the “Fearless Army!” Support Conservative Voices! Subscribe to BlazeTV at https://get.blazetv.com/FEARLESS and get $20 off your yearly subscription. CLICK HERE to Subscribe to Jason Whitlock's YouTube: https://bit.ly/3jFL36G CLICK HERE to Listen to Jason Whitlock's podcast: https://apple.co/3zHaeLT CLICK HERE to Follow Jason Whitlock on Twitter: https://bit.ly/3hvSjiJ Learn more about your ad choices. Visit megaphone.fm/adchoices

What you'll learn in this episode: How to talk to your woman about the way she initiates sex with you.How to feel confident in how you initiate sex with your woman.Why "feedback" is your friend, not enemy!Apply to work with me: https://stephanieganowski.typeform.com/to/Fm6LGfa9(My rates increase February 1st, 2025!)Free Guide:3 Steps To Fix Your Sex Life

Are you yearning to deepen your spiritual practice? Tahverlee delves into foundational practices to help elevate your spiritual journey. She emphasizes how daily meditation, breath work, staying hydrated, and eating nutrient-dense foods create a solid base for maintaining expansive and magnetic energy. Learn how connecting with elemental magic through exercise and making time for solitude can be powerful tools for spiritual growth.Whether you're in the early stages of spiritual awakening or a seasoned practitioner, Tahverlee's guidance provides essential steps to enrich your path and enhance your rituals and spells. Dive into these practical tips that will support your spirituality and improve your overall well-being and fulfillment.

Cost segregation studies can significantly reduce taxable income by accelerating depreciation on rental properties. They reclassify certain property components, such as flooring and lighting, to shorter depreciation schedules (5, 7, or 15 years) instead of the standard 27.5 years for residential or 39 years for commercial properties.  This method can result in substantial tax savings. For example, a $510,000 duplex study yielded $131,000 in accelerated depreciation, potentially saving $40,000 in taxes at a 30% rate.  Although the percentage has been stepping down, it may be reinstated to 100% under the Trump administration. Initiate a cost segregation study estimate here to determine the potential tax savings.  GRE Free Investment Coaching: GREmarketplace.com/Coach For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com Show Notes: GetRichEducation.com/537 Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  You get paid first: Text FAMILY to 66866 Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review”  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Automatically Transcribed With Otter.ai    Keith Weinhold  0:01   Welcome to GRE. I'm your host. Keith Weinhold, when you reduce your taxable income, that's a zero risk return on your investment. You'll learn how to do that today with any rental real estate that you own through what's known as a cost segregation study, even those without a giant portfolio can save 10s or hundreds of 1000s of dollars. An expert guests and I break it down with real life examples, see just how it can help you today. On get rich education   Speaker 1  0:34   since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors, and delivers a new show every week since 2014 there's been millions of listener downloads of 188 world nations. He has a list show, guess who? Top Selling personal finance author Robert Kiyosaki, get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast, or visit get rich education.com   Corey Coates  1:19   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:35   Welcome to GRE from Berlin, Pennsylvania to Berlin, Germany and across 188 nations worldwide. I'm Keith Weinhold. You're listening to get rich education. And one way that I like to be positioned in real estate is the sense that I own it directly, yet I use a property manager so that I'm shielded from the day to day responsibility. I care, but I can still live my life now you might favor direct ownership like I do, yet choose to self manage your property instead. That's a viable way to do it. Self management is how I started out, but however you handle the management when you own directly, you can alter your effective post tax rate of return on your investment, and that's what we're talking about doing today with a cost segregation what this effectively does is increase your tax depreciation benefit. Though depreciation sounds bad as a word in the real estate world, even without spending any of your own money, it's still classified by the tax code as an expense that you can deduct from your taxable income. You don't want to reduce your income, only the taxable income reducing the portion that the IRS can get a piece of. Now, unless it's a condo, your rental property probably includes both a structure called the improvement and also the land. Now your improvement has components that wear out, and even the IRS knows that the land does not wear out yet. There are items on the land that you can get this accelerated depreciation on through a cost segregation, like fencing and lighting and carports. A lot of people don't know that, so there is therefore a land improvement segregation often on a 15 year schedule, but it's even more lucrative to get cost segregations applied to things inside your building or home that wear out faster, like countertops or flooring, as we'll see today, on shorter schedules, like five or seven years. Said another way what you're doing is that you are shielding more of your taxable income. And I'm going to ask today's Cost Segregation expert guest for an example near the start of our conversation, so he'll give us some numbers. And you want to listen to that part closely, and you might find yourself skipping back to re listen to some parts today as we give real life examples on how a cost seg works. Now, today is a Presidential Inauguration Day, so it's appropriate that we cover this today, because Trump is widely expected to reset 100% bonus depreciation, which, as you'll see, factors into our discussion today. And frequent GRE guest Tom wheelwright thinks that this is going to happen too this 100% bonus depreciation. What that means that, for example, all those land improvements that I mentioned on a 15 year depreciation schedule, where you could front load it and get it all in year one of your ownership and those components indoors. On shorter depreciation schedules, like five to seven years, you can get all those write offs in year one without waiting five to seven years. So that's. The sweetener that 100% bonus depreciation is, if Trump indeed brings that back, and you might say, wait a second, this sounds a little too good to be true. I mean, getting these amounts, you'll see they can be over 100k in tax savings, even for a small investor, that you can reduce your taxable income by Well, you know, it is just a little too good to be true, because when you sell the property down the road, you have to pay back 25% of what you wrote off this way in what's known as a depreciation recapture tax. So it's still worth doing. In a lot of cases, you would keep 75% of your benefit then, unless you do a tax deferred exchange on your sale, and then you could defer that 25% depreciation recapture tax. So yes, today's episode is deeper than most. And you know, being a Presidential Inauguration Day, and knowing that I like to drop a little levity here before we delve into deep topics, what does the outgoing presidential administration have to say about cost? Segregations get hot.   Speaker 2  6:13    I got Lana. I got hairy legs that turn that turnblonde in the sun, and the kids used to come up and reach in the pool and rub my leg down so it was trained, and then watch the hair come back up again.   Keith Weinhold  6:32   I don't know what just happened there. Let me just give him another chance to clear things up. I mean, you really can do a cost segregation,    Speaker 2  6:41   we have this notion that somehow, if you're poor, you cannot do it. Poor kids are just as bright and just as tall as white kids.    Keith Weinhold  6:51   Gosh, oh dear, I don't I don't know where to go with that. And hey, if you're a new listener, you know, over time, we poke a little fun at every president. We do with Trump as well. We do with Jerome Powell. No one is immune around here. Some people, hey, they might find it funny that a former real estate investor President like Trump wants to expand America's real estate portfolio by taking Canada and Greenland in the Panama Canal back too. Politics matter, but this is not a politically partisan platform in any way. What's politically partisan? It's saying that the economy is like absolutely awful, but then as soon as your guy gets sworn in, one hour later, you're willing to call that same economy. Now suddenly, a great economy. No, a national economy does not change in one hour. So free thinking and thinking for yourself beats polarizing political partisanship. That's a way it's been around here from day one. Yeah, a little levity, a good knee slapper now and then knee slapper coming up in future weeks on the show here, the real estate guys radio show host and a friend, Robert Helms, will be here to update us on what's happening in the short term rental market, mid term rental market and more. We'll also announce a big collaboration that he and I are going to do together this year, and you'll be invited to join us today, let's discuss cost segregation.   You can take your tax burden and put a huge dent in it by accelerating your real estate depreciation deduction with a cost segregation This could save you 1000s of dollars every year or more depending on the size of your real estate portfolio. We're talking about how to specifically do this with a cost seg expert. He's been a real estate investor for over 20 years. He builds new rentals to hold, and he and his son do that together. In fact, you're currently building a 24 unit complex now. But the reason he's here is because he started a specific cost segregation company in 2012 and he completes over 100 cost seg studies every year. So he's really the guy to talk to. Steve, welcome on to the show. Thanks for having me. I appreciate it. It's great to have an expert like you here and Steve, I think a lot of real estate investors, they're familiar with tax depreciation. That's where for rental property, with residential, there's a 27 and a half year schedule. And commercial has a 39 year schedule. We take the reciprocal of those numbers, and that means that, for example, in residential, you can write off about 3.6% of the improved property value every year. That's pretty nice on a 500k property that right there is 18k that can be sheltered from taxes annually. But most investors stop right there. So in a lot of cases, they aren't maximizing their tax benefit. You can write off substantially more than that, potentially. With a cost segregation. So tell us about it.    Steve Trussell  10:04   Cost Segregation. As you just mentioned, you have your regular depreciation, which most do take. Believe it or not, I've come across a few people that own property for a few years, and they're not taking it at all, which is, I don't understand that maybe they're doing on accounting, but we get them on track with that. But as you said, 27 and a half and 39 year depreciation, whether it's residential, 27 a half commercial, 39 that's all well and good, but there's a lot of money left on the table, because when you look at the the piece of real estate, there's a probably 22 to 32% of the asset itself, the depreciable asset that's shorter life, for example, cabinets, flooring, light fixtures, uh, outside the landscaping, retaining walls, things like that that are shorter life. So what we do in a cost segregation study, we go in and we rebuild the property through an engineered study, we pull out the five and the 15 year property and reclassified. And so usually you're going to wind up with about 70, 75% of it will stay on the schedule. It was on whether it be 27 and a half or 39 but then that 20 to 30% that we're going to bring forward is a huge number. So for example, I just recently did one. It was a duplex, $510,000 was the purchase 433, was the basis, after land, the depreciable basis. It was kicking out about 16,000 a year in regular depreciation. For the investor, which covered, you know, their cash flow and so forth, so forth. Most people know how that works. We were able to go back and accelerate it and get 131,000 or about 31% of it in 515, year property. So they had $131,000 depreciation amount sitting there. Then they still were able to write off the 302, that was left at 11,000 a year. So they're still getting their normal depreciation, a smaller number, but that 131,000 if they can use it with bonus depreciation, is $131,000 of money sitting there. They could offset $131,000 of income. That's a huge number. If they're not doing that now, they're leaving money on the table.   Keith Weinhold  12:01    Gosh, $131,000 of potential tax sheltering, which is, yeah, a huge number on a 500k duplex, like you described.   Steve Trussell  12:11   It's a substantial number. And if you're not doing cost segregation, then you're leaving a lot of money on the table, like I said. So then it comes down to it. It's a, I guess, cost versus benefits. So the first thing we do is, I get the data from your purchase of your piece of real estate or server, whatever it is, we put together an estimate of benefit to give you an idea of what that would look like for you, like in this example, that's what we produced. Was what we thought we could bring forward for this investor. And then at that point, once we determine that you look at 131,000 the cost of our study is $1,830 so 131 versus 1830 is a pretty good bargain. I believe. I mean, I know I'm selling my product, but that's a pretty good bargain. Yeah. And then the third part of it is, so we've established that it's probably makes sense. But then can you use it? If you're a real estate professional, if you're familiar with what that means, you can write that off against your active and passive income. If you're not, you're a w2 and you're not quite there. Yet it may be that you don't do it now. You do it in a couple of years, but either way, the process is there when you can use it. Probably 80% of my investors are able to use it the year we do it. And if you don't use all of it, you carry it forward. So it's makes sense, typically, to do a cost segregation study, but that's what we help you establish by one, the estimate, and two, discussing with you or with your CPA, does this fit you? Is this something you can use as from a tax standpoint?   Keith Weinhold  13:37   Yes, it was just a few episodes ago. I describe more about what real estate professional status is. The main thing is, typically, real estate needs to be you, the investor's principal activity. So it's not very likely that you're going to be a real estate professional if you still have a full time day job.   Steve Trussell  13:56   There are doctors and lawyers and people like that that have a full time job, and they just could not justify spending the amount of time and being a real estate professional. But sometimes their wife would be the candidate to be that. So their wife becomes or this, or the husband. If the wife is there's the breadwinner, becomes the real estate professional, and then they can take that and write it off against their active income. And I don't want to jump into the CPA side of this. That's more of a CPA question, but that's how I understand it works. And I've seen that happen before, where someone who has a full time job is able to bring their spouse in as their real estate professional, and they're able to use utilize it that way.   Keith Weinhold  14:34   Well, to talk more about this benefit of $131,000 on the duplex example that you gave, if all that is able to be deducted at a 30% income tax rate, that is 40k of savings. 40k is about 30% of this $131,000 number. So that's the money the increase in net income in your pocket.   Steve Trussell  15:00    yeah, which is substantial, and that's where you look at your individual tax break. I'm gonna save 40,000 in taxes, and I'm gonna spend $1,800 for the study. Makes sense to me to do that. It's pretty good return on your money, but it comes down to being able to use it. And so that's the things that we explore when I'm talking to a client.    Keith Weinhold  15:19   Now, Steve, I know in the past, I have talked to cost segregation engineers and their firms on the phone, where they've looked at some properties that I had, and I don't remember whether they charged me for this or not, but what I learned is it wouldn't be worth going ahead with a cost segregation study on and I'm thinking that they didn't charge me anything to tell me that, but really what I'm getting at is, can you tell us more about when it makes sense to do a cost seg on properties, and when it does not?    Steve Trussell  15:46   Well, there's okay if you're going to sell it the next few years, it does because you're going to recapture so you don't want to spend money for a study only to get the benefit for a year and then sell it and have to recapture it. Now, in my personal situation, I have done that because I bought more property and I was able to use the cost segregation to offset my gains versus a 1031 So by and large, it doesn't make sense. If you're going to sell it, that's number one. You may have owned it for eight or nine years, 10 years, maybe you've used a lot of your depreciation already. So that delta between the accelerated depreciation and which you've already taken may not be enough to make sense. It may be a property that's, you know, $80,000 probably doesn't make a lot of sense to spend the money. The mass just doesn't typically work there. I've done some as low as that because they wanted the tax benefit, and I'll do whatever the client wants me to do. But those are the three things that I would say probably would determine whether it makes sense or not. But that's where the estimate comes in. I mean, you bring me a property, and if it's $40,000 I'll tell you before I do anything, probably not worth messing with it. It's you're not gonna get much benefit. But if you bring me a property and it's $125,000 asset, we'll take a look at it. I'll do a quick estimate for you, no charge, and it'll either apply and make sense for you, or it won't. And I'll be the first to tell you, if it doesn't you know your individual tax situation, I'm just talking about the dollars that we create for you versus the cost. If it doesn't make sense, I'll tell you. I don't want you to waste your money doing a cost segregation study if you don't need it or can't use it.    Keith Weinhold  17:14   Okay, So there are a number of factors here, which could include how long the investors own the property, how soon they plan to sell the property. It sounds like there's generally a correlation here, with the larger the property, the more likely it is that it makes sense to do the study as well.   Steve Trussell  17:29   It does. I have a client that I'm working on right now. He has six properties, and I think they were 2021, acquisition. So that was it four years ago, and they're not on a depreciation schedule, he hasn't taken anything. So in this case, it's, you certainly would want to do a cost segregation study, and that you need to have your properties on a depreciation schedule anyway, for whatever reason they weren't there. So in this case, if you came across a client that had a property for 10 years or for some reason it was never on a depreciation schedule, which that's, I don't know how that would happen, but let's assume it did. In that case, you would make sense to do because you're going to catch up all that depreciation from back, from 10 years ago all the way through today, which would even be a larger number. So that happens occasionally, rarely it happens, but it does happen where someone has never depreciated a property.    Keith Weinhold  18:17   We're talking with a man that can greatly reduce your tax burden. I think for one thing, first, he's gonna check to make sure that you're taking the basic tax depreciation. But beyond that, as you can see here, there's a potential to do a lot more with a cost segregation. You're listening to get rich education more when we come back on cost seg studies, I'm your host. Keith Weinhold.    hey, you can get your mortgage loans at the same place where I get mine, at Ridge lending group NMLS, 42056, they provided our listeners with more loans than any provider in the entire nation because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. You can start your pre qualification and chat with President CaeliRidge personally. Start now while it's on your mind at Ridge lendinggroup.com that's Ridge lendinggroup.com.   Oh geez, the initial average bank account pays less than 1% on your savings, so your bank is getting rich off of you. You've got to earn way more, or else you're losing your hard earned cash to inflation. Let the liquidity fund help you put your money to work with minimum risk, your cash generates up to a 10% return and compounds year in and year out. Instead of earning less than 1% in your bank account, the minimum investment is just 25k you keep getting paid until you decide you want your money back. Their decade plus track record proves they've always paid their investors 100% in full and on time. And you know how I'd know, because I'm an investor in this myself. Earn. And 10% like me and GRE listeners are. Text family to 66866, to learn about freedom, family investments, liquidity fund on your journey to financial freedom through passive income. Text family to 66866   Robert Helms  20:17    Hey everybody. It's Robert helms with the real estate guys radio program. So glad you found Keith whitehold and get rich education. Don't quit your Daydream.   Keith Weinhold  20:32   Welcome back to get rich education. I love talking about tax savings vehicles, because it's like a no risk instant ROI to you, that's what we're doing today, when we're talking about accelerating your depreciation and reducing your tax burden through a cost segregation. And Steve, in my experience, I know that you can't just ask anyone to go do this study, like your Slack John, uncle with a tape measure and sending him out there. It takes a person with a certain credential in a Cost Segregation engineering analysis. So can you tell us more about what physically needs to take place to have a cost seg done?   Steve Trussell  21:09   Yeah, you're right. People. You could try to do this yourself, but it probably wouldn't pass muster with the IRS if you were to, if they were to question the study. One thing that we do, and most firms like mine would do also, we do back up the study, and we do guarantee that we will defend the study on your behalf. If there's a question, very rarely does it come up, but if there's a question from the IRS, we step in in your place and defend the study and justify how we arrived at these and that's only through a call to an engineered study. So if you have your your uncle, as you mentioned, doing it, it doesn't follow the audit technique guide. Doesn't follow the guides that are required for cost segregation study. You're probably going to find it getting kicked out and wind up owing taxes and penalties. So you want to make sure you're someone who's qualified and they do an engineer study, same thing as a CPA. CPAs aren't qualified to do a cost segregation study because it is an engineered study. We're breaking down the entire property and rebuilding it with our software on commercial buildings. You'd mentioned. What do we do? Commercial building? We do a physical site visit. We actually go to the property. Those are more expensive because we're there at the property and travel time and so forth. That to do that with engineers on residential we have a unique program. We do a virtual site visit where I can do this or my desktop, and that's why I'm able to keep the cost down. But we still do a site visit, because there's so many tools available today to be able to do a virtual site visit, I mean, for anywhere in the United States. So we can do this anywhere in the United States, and I take the tools that we have, the data I get from the client, we can do a virtual site visit and create the study from that    Keith Weinhold  22:43   really what the IRS is doing, whether this probably isn't reality, but you're saying your property wears out completely in 27 and a half years. That means that you can take some portion of that and depreciate it each year, but with some of these components that you mentioned, like the flooring and like the bushes. I think even the landscaping is one of the components that you can do a cost seg on. Basically they're saying that wears out faster.    Steve Trussell  23:11   Correct. Pretty much everything outside the building is 15 year life, sometimes even shorter than that. But that's how it classes 15 year life. Like your driveway, your like I said earlier, your retaining walls, grass, landscaping, fences, things like that, outdoor lighting, stuff like that. The inside the building is the five year property, which is your countertops, your flooring, fixtures. Think of things. I mean, floor is going to wear out before 27 half years, you're going to be replaced. You do it in your own home. Typically, you know? Well, I would never keep it for 27 and a half years. I would I wouldn't thank him in my house, but because they do wear out sooner. Tile is a little different animal. There's some debate about that, but for the most part, it's components like that that we're able to reclass in a five year classification.    Keith Weinhold  23:54   That's pretty generous. Grass wears out in 15 years.   Steve Trussell  23:58   Well, it's a 15 year. Yeah, it dies. You know, things change landscape, things like that. So yeah, you do. Those can be classed at 15 years.    Keith Weinhold  24:08   All right, we've talked about the cost in terms of dollars a bit for what a cost segregation study might cost. How much time does it take from the time one is initiated?   Steve Trussell  24:16   It depends. We could typically work with your schedule. I get a lot of last minute folks that get with me in September and they need their October 15, or even this September 15 depends on what kind of entry Do you have it in. And so we can turn these as quickly as you need it, typically, if I have all the data and all the information, especially if it's a residential where I'm not having to travel, but by and large, I can turn these in less than 30 days back to you, and if you need it sooner, we'll burn the midnight oil and get it done for you. That's during crutch time for between January 1 and April 15. If you file early or on time, if you file in October and you extend your taxes and the automatic extension in April, you've got to have the study done before you file. Your taxes. So if you wanted it for 2024 you need to have a study completed by April 15 of 2025 if you're going to file it April 15, if you're gonna file in October, the automatic extension, you need to have it completed by then. So our busy season is January through April 15, and then probably starting July, August time frame through October 15. That's our busy season. So the point of it, if you're going to do a study and use it for your current tax year, it must be completed no matter when you purchased it, but it must be completed prior to you filing your taxes, so you can use it on that tax return.   Keith Weinhold  25:35   All right, so we're just getting into Steve's busy season. So if you think this can benefit you. You want to initiate that sooner rather than later. But Steve, when we talk more about the benefits, we've had a change in presidential administration. So tell us more about the bonus depreciation benefit.   Steve Trussell  25:53   Your bonus appreciation came out in the previous administration before this last one, Trump's first administration that came out of that. So the anything where you reclass is five, seven and 15, your property, but it's 100% bonus. In other words, if you go back to the 131,000 I mentioned on the duplex, all of that in between September 2017 through December 31 to 2022 you get 100% of that. It's starting in January of 2023 through the end of december 23 it went to 80% and the next year, 60, and in 2025 it's going to be 40. But there's been an extension that was passed last in 2024 in the house to go back to the 100% installed in the Senate. And we think with the new administration, we'll probably in the new tax cuts, we'll probably see this reinstated and go back to the 100% which is substantial. If you're getting, you know, 60% of the 131, what is that? 78,000 bucks, roughly, something like that. And if you're getting 100% that's a big difference. So we're hopeful that we'll see that sometime in the first quarter. And so even if you file your taxes in April and it hasn't passed yet and you've only gotten four, you only get 40% bonus depreciation. You'll get that extra 60 the next year. What's happening now, though, before it, if it without being stated, you're still getting a bigger benefit. Because, as I mentioned before, the 131 comes forward, and you get the percentage of that the 302 is left over. In that example I used earlier, you've got your regular 27 net fear depreciation, but that 131 is still five and 15 year property, so you're depreciating that much faster than you would on a 27 after your schedule. So you're still getting a benefit, just not as good as when you get 100% bonus depreciation.   Keith Weinhold  27:34   Okay. And again, when you're talking about five, seven and 15 year property, you're talking about those component lifespans, correct, where we reclass that bonus depreciation benefit started out at 100% a few years ago. It's been stepping down 20% each year, and that is set to most likely refresh here sometime this year, back to the full 100% bonus depreciation. And if that does indeed happening you the listener. You're going to be hearing about that from your real estate investor friends and your social media feed and everything else, and you're going to maybe be feeling left out of that unless you get on top of it and take part of this. That's exactly what we're talking about doing right now. Steve, why don't you talk to us about some of those other components that are included or excluded from a cost segregation study, whether that's lighting fixtures or parking lot asphalt, tell us more.   Steve Trussell  28:27   Exterior is the 15 year life we talked about, the parking lots, the big residential the driveways, the landscaping, the fencing, retaining walls, bushes, the things that are gonna be outside. Okay, everything outside is 15 years pretty much, yes. And then when you go inside, look at the things that you would typically change out. You're not gonna change your plumbing. It's in your foundation and your walls, unless it breaks. You're not gonna change your roof. Is also, even though you change it out, it's also a permanent part of the structure. The roof is but the inside the house you have your or even outside, you've got your brick on the outside of your siding, that's 27 half for your property inside the cabinets, your countertops, flooring, your decorative light fixtures, the your plumbing fixtures, things like that, glass mirrors, things like that, that are going to be naturally shorter life. And it's pretty easy to look at a piece of property and see what's permanent again, like I use the example, the foundation, the studs in the wall, the brick, the she rock on the wall, those things are permanent fixtures. It's the things that are movable parts, typically, that you could look at, and that makes up 22 to 32% I've had to go higher, but 22 to 32 is a good range of the asset from five year and 15 year.   Keith Weinhold  29:42   All right, so really, the dividing line for Cost Segregation is stated as what is a permanent fixture and what is not permanent.    Steve Trussell  29:50   Yeah, probably in the general sense, yeah, I would say that. Well, are there any   Keith Weinhold  29:53   other things that one should know about a cost segregation study, whether that's myths or misunderstandings that need. To be cleared up, or just anything else at all. One needs to know about a cost segregation study. A couple   Speaker 3  30:05   things. One, the myth is that a lot of people think that it triggers audits that you're changing your accounting or you're getting this big bonus depreciation that's in the tax law, and so you're just taking advantage of the same zero to depreciation. Putting depreciation on your schedule, on your tax return, doesn't trigger audits. I mean, that's just buying property and you're putting it on the return. Accelerated depreciation doesn't either, because you do an engineered study. So part of the myth people think that they're going to call it, it's going to trigger an audit. It doesn't. It's a standard practice that accepted by the IRS and the study. The only thing that might, that might trigger isn't the agent. If they're doing an audit of your taxes, they might look at the study and say, Why did you classify this as this but this amount? Well, we go back through our data and our study through our software, and we could prove out how we came up with that value, and that's what they would ask. Is something like that, but it doesn't trigger an audit necessarily, just because you do a study. Second thing I've said this, I'll save all my clients. I said a couple times here, it's important that you can use it, that you can use the benefit. It does not do any good to go spend money for a study and get $131,000 appreciation, like I mentioned earlier, and it just sits there your w2 income, and you can't use it towards that that's far exceeds what you're making on your property. There's still a point in doing that until you can use it. There are other companies out there. They won't discuss that with you. They'll just tell you, you know, let's do a cost segregation study, because you get all these great benefits, but it doesn't do any good if you can't use it. Like I said that 131 be sitting on your depreciation schedule. That's bonus depreciation, but you're not able to do anything with it. If you're a high earner and you're not a real estate professional, you can't use it. So just be aware of that. If anybody brings a cost segregation study to you, and they don't discuss with you how it benefits you, I just be aware of that it's got to benefit you. What's the point if it doesn't    Keith Weinhold  31:57   that's a really great reminder you want to have this done the right way with someone that knows it can benefit you and more than offset the cost of the study. Maybe I should just bring up one example here of maybe a common turnkey property that a listener might buy that's not very high cost. Say that someone buys a fully rehabilitated, just $180,000 rental single family home built in the 1970s two bed, one bath. I'm sure there are some. It depends factors, but in general, would that be a candidate for a Cost Segregation if that were a new purchase for an investor?   Steve Trussell  32:35   I do it all the time, because it doesn't matter how old the property is. What matters is when you purchases. That's when your start date hits and or when you sell it to start date for the next person as well. So yeah, in that case, you're going to take roughly 15% for land. We go to the county website and see what they're using for land, and if they're using 6% that's what we'll use. But 15% is acceptable by the IRS. So in that case, 15% is what $27,000 so your 147 I think, would be your depreciable amount in it, 25% of that is 25 and almost $40,000 of depreciation versus an $1,800 study. And so if you're in a third step bracket, you're gonna save 12,000 in taxes and spend 1800 to save it. I mean, I would swap 1800 for 12,000 Gosh, any time. So, yeah, it would work. But then that comes down to, you know, you individually. What do you do for a living? What's your income? Like it would what level of income you're at. But can you use the 40,000 and celebrate depreciation? And that can be determined between a conversation with me, you and probably your CPA, so they know your tax situation the best, and then I really like the CPA to be involved. It's up to the client, but I'd prefer them to be involved so they know exactly what we're doing. Some CPAs aren't that familiar with it, so we can help them with getting this on the tax schedule. If they need us to on depreciation schedule, they really want the CPA to be involved if the client is comfortable with it because they know your tax situation the best. I can create the benefit for you. They can help you determine if you can use it.   Keith Weinhold  34:08   That's a good point. I would imagine that there are some tax preparers that have never seen this on one of their clients returns before, so that's a great help. And that was an awesome breakdown of just how things might actually look for someone. It just kind of has that most basic, low cost, 180k turnkey property. Steve, before I ask you if you have any last thoughts or anything else that the listeners should know if you want to connect with Steve, do that in the same way that you learn about our properties and our providers at GRE marketplace.com, click in the coaching area, your investment coach is going to help connect you with Steve all of his resources and adjacent resources that are helpful with you. Steve, is there any last thing that someone ought to know?   Speaker 3  34:50   I just think if you own property at all, it makes sense to get an estimate for cost segregation. It doesn't cost you anything. And then we could decide to. Together Again, like I said, along with your CPA, here's my benefit. Can I use it? And they cost you nothing to do that. Your CPA may charge you some time, I'm not sure, but working with me to get through the estimate phase up to the benefit, what's gonna look like for you that we do that for free, and so if you own any property, it makes sense to take a look at it or just have a phone conversation, because if you call me, you tell me, I make $300,000 a year. I'm a engineer, doctor, whatever it happens to be, and I work full time. My wife works full time. I'm probably gonna tell you, you know, you're probably not a candidate right now, because, like, we'd be a great benefit, but you can't use this great benefit right now. Let's revisit it when maybe you can. So it's just worth a phone conversation and you get me the data that I need, which is pretty simple stuff. I could put together an estimate before you turn it around and you decide, what if it makes sense for you?    Keith Weinhold  35:48   Yeah, if you have that conversation with Steve and worst case scenario, you can't use it, you better believe you're going to come off being pretty well informed in knowing the next time that you can use it, perhaps on your next purchase. Well, this has been supremely helpful, Steve. A lot of people are going to benefit from it. It's been great having you here on the show to talk about cost segregation.   Steve Trussell  36:09   I appreciate you having me. Thank you very much.   Keith Weinhold  36:17   Like Steve said, it's about 22 to 32% of the depreciable assets value, which is that house or building, not the land, can be deducted at an accelerated depreciation rate, faster than the 27 and a half year residential or 39 year Commercial depreciation rate. And Steve told me that before some investors even buy property, they will ask him how it would look with a cost segregation and hold on the numbers, and that way you can use it for your pro forma ROI calculation. Yeah, before you've even purchased a property, like I said, you can't have your Slack John uncle do a cost seg study. Plus your uncle is in slack jawed. Anyway. In fact, I'm the only slack jaw you've ever known. Now, I personally plan to send Steve a copy of my depreciation schedule so he can tell me how things would look for my properties. He can do this for you just the same. There is no charge. It's best to submit everything by mid March at the latest, if you file your taxes in mid April. So we are now in their busy season at GRE marketplace, that's where you do more than connect with our investment coaches and properties. There are also service providers, including Steve. Our coaches are there to help you optimize your ROI. This is a type of thing where if you think it's a good idea, you know you're probably not going to pick this up later if you don't move at the speed of instruction now. So if you think that it can benefit you from GRE marketplace.com, click in the coaching area. Get that set up, and we'll connect you to Steve and help you with anything else that you might need in your real estate portfolio. Until next week, I'm your host, Keith Weinhold, don't quit your Daydream.   Speaker 4  38:13   Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively.   Keith Weinhold  38:41   The preceding program was brought to you by your home for wealth, building, getricheducation.com.