Podcasts about Initiate

If you're used to the initiation style that women use in porn, and don't have much non-honeymoon stage experience with other women, you may well miss the signals that your wife is open to having sex. Covered in this episode: how she may be initiating, the impact of confident momentum in bed, and the limitations of some men's demand that their wives "communicate more directly."Follow me on Substack!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://substack.com/@drpsychmom1⁠⁠⁠⁠⁠⁠⁠⁠Subscribe if you love the DPM show! https://creators.spotify.com/pod/show/drpsychmomshow/subscribe and you'll get all my awesome bonus episodes! Most recent subscriber episode: "Jealousy Isn't All Bad."For my secret Facebook group, the "best money I've ever spent" according to numerous members: ⁠⁠⁠⁠⁠⁠https://www.facebook.com/groups/drpsychmom⁠⁠⁠⁠⁠⁠For coaching from DPM, visit https://www.drpsychmom.com/coaching/For therapy or life coaching, contact us at https://www.bestlifebehavioralhealth.com/

It's critical that companies pay attention to the new Section 232 investigation on critical minerals & rare earth elements. Listen for details on Two Minutes in Trade. 

April 16th, 2025:  Spy Wednesday; Judas' Betrayal & the Loss of Eucharistic Faith; The Strong Women of the Passion; The Path of Betrayal; It Takes a Judas to Initiate the Passion

Initiating sex is something that a lot of people struggle with. So why is it hard, and how can we make it easier? That’s what we’re talking about in today’s show. In this episode, we're revisiting a wonderful conversation I had with Vanessa and Xander Marin, the co-hosts of the “Pillow Talks” podcast and co-authors of the book, Sex Talks: Five Conversations That Will Transform Your Love Life. Some of the questions we answer include: Why is initiating sex so hard for so many people? What are the dos and don’ts of sexual initiation? How do you figure out your initiation style? How do you say “no” to a partner's initiation attempt without hurting their feelings? Are there ways to encourage your partner to initiate sex more often? Make sure to check out Vanessa and Xander's website, and visit their Youtube, Instagram, and TikTok to learn more. And be sure to get a copy of Sex Talks! Got a sex question? Send me a podcast voicemail to have it answered on a future episode at speakpipe.com/sexandpsychology. *** Thank you to our sponsors!  Tap into your natural sex appeal, attract the person you're looking for, cultivate meaningful connections, and re-ignite the spark in your relationship with The Art of Sex Appeal class by Shan Boodram on Masterclass. Sex and Psychology listeners can get an additional 15% off any annual Masterclass membership at masterclass.com/sexandpsychology The Kinsey Institute at Indiana University has been a trusted source for scientific knowledge and research on critical issues in sexuality, gender, and reproduction for over 75 years. Learn about more research and upcoming events at kinseyinstitute.org or look for them on social media @kinseyinstitute. *** Want to learn more about Sex and Psychology? Click here for previous articles or follow the blog on Facebook, Twitter, or Bluesky to receive updates. You can also follow Dr. Lehmiller on YouTube and Instagram. Listen and stream all episodes on Apple, Spotify, Google, or Amazon. Subscribe to automatically receive new episodes and please rate and review the podcast! Credits: Precision Podcasting (Podcast editing) and Shutterstock/Florian (Music). Image created with Canva; photos used with permission of guest.

a love note from fierce, hungry MA. for the Ready.Mentioned in the episode—want to work with me 1:1? email hi@mgallerdice.com with the subject line "INITIATE" for more information + to book ❤️‍

Dive into a thought-provoking episode that explores the intersection of AI technology and witchcraft practices. Discover whether AI can enhance your spellwork or if it lacks the emotional and energetic essence crucial for rituals. Tahverlee shares her experiences experimenting with AI tools to solve community challenges and contrasts them with traditional spell crafting methods. Uncover the potential of AI as a supportive tool for organizing and tracking your magical practices while keeping the vital human connection to nature and body at the heart of your rituals. Tahverlee is a Social Impact Entrepreneur, High Priestess, Ritualist, and Initiate of the Sacred Way. Visit Moon Temple Mystery School for ancient teachings for our modern world, spiritual coaching, and everything you need to know as you walk your awakening path.

Interview with Steven J. Warach, MD, PhD, author of Optimal Delay Time to Initiate Anticoagulation After Ischemic Stroke in Atrial Fibrillation: A Pragmatic, Response-Adaptive Randomized Clinical Trial. Hosted by Cynthia E. Armand, MD. Related Content: Optimal Delay Time to Initiate Anticoagulation After Ischemic Stroke in Atrial Fibrillation

Interview with Steven J. Warach, MD, PhD, author of Optimal Delay Time to Initiate Anticoagulation After Ischemic Stroke in Atrial Fibrillation: A Pragmatic, Response-Adaptive Randomized Clinical Trial. Hosted by Cynthia E. Armand, MD. Related Content: Optimal Delay Time to Initiate Anticoagulation After Ischemic Stroke in Atrial Fibrillation

Making friends as an adult can be difficult, awkward and uncomfortable. But having good friends enriches our lives and as social beings our relationships are very important. In today's episode I am sharing my simple three step process to creating meaningful friendships as an adult. Put yourself out there- I highly recommend joining an interest group; for example, book club, bible study, pottery class, rec sports league Initiate- don't be afraid to be the one to reach out to others and initate a hang out  Go deep- get to know people, ask them about themselves, remember those things, follow up. To have good friends it's important to be a good friend FREE Goal Setting Guide Daily Planning Notepad

In this episode of the Intimate Marriage Podcast, Dr. Alexandra Stockwell and her husband, Dr. Rodd Stockwell, discuss ways men successfully initiate intimacy with their wives. Drawing on their own experience being married for 29 years, they share how their intimacy dynamics have evolved over the years, and what changed for it to become as wonderful as it is now. They also discuss how their communication skills have been refined over time, and why this is important to the quality and frequency of sex. You'll learn a lot from this vulnerable episode as Rodd candidly shares his journey, learning how to initiate sex in ways that Alexandra responds to, and his own personal struggles with maintaining intimacy and navigating feelings of rejection, and incompetence    Tips in this episode: Despite a lack of helpful guidelines in personal development, growth is achievable through collaborative efforts and shared communication, and guidance. Overcoming feelings of incompetence in initiating intimacy involves changing self-talk, and separating thoughts from facts. Applying skills and confidence from one's professional life improves romantic relationships. Leadership and decisiveness in a relationship should be balanced with respect and attunement to a partner's needs.   Read Dr. Alexandra's book “Uncompromising Intimacy” https://amzn.to/2ymI3Hl      Sign up for the Masterclass “How to Ask Your Woman for Sex (so she's more likely to say YES)” www.alexandrastockwell.com/yes   Subscribe To The Intimate Marriage Podcast: Apple Podcast | YouTube | Spotify Connect With Alexandra Stockwell, MD: Website | Linkedin | Instagram   Get your copy of “Uncompromising Intimacy” by Dr. Alexandra Stockwell here: https://amzn.to/2ymI3Hl Download the first chapter of Dr Alexandra's bestselling book, “Uncompromising Intimacy,” here:  https://www.alexandrastockwell.com/book Cultivate your intimacy skills (without compromise) in Aligned & Hot Marriage, Dr. Alexandra's proven method for smart couples ready to love more fully:  www.alignedhotmarriage.com Join Dr. Alexandra's email list to stay connected. She shares inspiring stories, her latest insights and opportunities to learn with her:  https://www.alexandrastockwell.com/subscribe   This Podcast Is Produced, Engineered & Edited By:  Simplified Impact

In this episode of the Intimate Marriage Podcast, Dr. Alexandra Stockwell and her husband, Dr. Rodd Stockwell, discuss ways men successfully initiate intimacy with their wives. Drawing on their own experience being married for 29 years, they share how their intimacy dynamics have evolved over the years, and what changed for it to become as wonderful as it is now. They also discuss how their communication skills have been refined over time, and why this is important to the quality and frequency of sex. You'll learn a lot from this vulnerable episode as Rodd candidly shares his journey, learning how to initiate sex in ways that Alexandra responds to, and his own personal struggles with maintaining intimacy and navigating feelings of rejection, and incompetence    Tips in this episode: Despite a lack of helpful guidelines in personal development, growth is achievable through collaborative efforts and shared communication, and guidance. Overcoming feelings of incompetence in initiating intimacy involves changing self-talk, and separating thoughts from facts. Applying skills and confidence from one's professional life improves romantic relationships. Leadership and decisiveness in a relationship should be balanced with respect and attunement to a partner's needs.   Read Dr. Alexandra's book “Uncompromising Intimacy” https://amzn.to/2ymI3Hl      Sign up for the Masterclass “How to Ask Your Woman for Sex (so she's more likely to say YES)” www.alexandrastockwell.com/yes   Subscribe To The Intimate Marriage Podcast: Apple Podcast | YouTube | Spotify Connect With Alexandra Stockwell, MD: Website | Linkedin | Instagram   Get your copy of “Uncompromising Intimacy” by Dr. Alexandra Stockwell here: https://amzn.to/2ymI3Hl Download the first chapter of Dr Alexandra's bestselling book, “Uncompromising Intimacy,” here:  https://www.alexandrastockwell.com/book Cultivate your intimacy skills (without compromise) in Aligned & Hot Marriage, Dr. Alexandra's proven method for smart couples ready to love more fully:  www.alignedhotmarriage.com Join Dr. Alexandra's email list to stay connected. She shares inspiring stories, her latest insights and opportunities to learn with her:  https://www.alexandrastockwell.com/subscribe   This Podcast Is Produced, Engineered & Edited By:  Simplified Impact

CardioNerds co-founders Dr. Daniel Ambinder and Dr. Amit Goyal are joined by Dr. Spencer Weintraub, Chief Resident of Internal Medicine at Northwell Health, Dr. Michael Albosta, third-year Internal Medicine resident at the University of Miami, and Anna Biggins, Registered Dietitian Nutritionist at the Georgia Heart Institute. Expert commentary is provided by Dr. Zahid Ahmad, Associate Professor in the Division of Endocrinology at the University of Texas Southwestern. Together, they discuss a fascinating case involving a patient with a new diagnosis of hypertriglyceridemia. Episode audio was edited by CardioNerds Intern Student Dr. Pacey Wetstein. A woman in her 30s with type 2 diabetes, HIV, and polycystic ovarian syndrome presented with one day of sharp epigastric pain, non-bloody vomiting, and a new lower extremity rash. She was diagnosed with hypertriglyceridemia-induced pancreatitis, necessitating insulin infusion and plasmapheresis.   The CardioNerds discuss the pathophysiology of hypertriglyceridemia-induced pancreatitis, potential organic and iatrogenic causes, and the cardiovascular implications of triglyceride disorders. We explore differential diagnoses for cardiac and non-cardiac causes of epigastric pain, review acute and long-term management of hypertriglyceridemia, and discuss strategies for the management of the chylomicronemia syndrome, focusing on lifestyle changes and pharmacotherapy.  This episode is part of a case reports series developed in collaboration with the National Lipid Association and their Lipid Scholarship Program, with mentorship from Dr. Daniel Soffer and Dr. Eugenia Gianos. US Cardiology Review is now the official journal of CardioNerds! Submit your manuscript here. CardioNerds Case Reports PageCardioNerds Episode PageCardioNerds AcademyCardionerds Healy Honor Roll CardioNerds Journal ClubSubscribe to The Heartbeat Newsletter!Check out CardioNerds SWAG!Become a CardioNerds Patron! Pearls - Hypertriglyceridemia Cardiac sarcoidosis can present with a variety of symptoms, including arrhythmias, heart block, heart failure, or sudden cardiac death. The acute management of hypertriglyceridemia-induced pancreatitis involves prompt recognition and initiation of therapy to lower triglyceride levels using either plasmapheresis or intravenous insulin infusion +/- heparin infusion. Insulin infusion is used more commonly, while plasmapheresis is preferred in pregnancy.   Medications such as fibrates and omega-3 fatty acids can be used to maintain long-term triglyceride reduction to prevent the recurrence of pancreatitis, especially in patients with persistent triglyceride elevation despite lifestyle modifications. Statins can be used in patients for ASCVD reduction in patients with a 10-year ASCVD risk > 5%, age > 40 years old, and diabetes or diabetes with end-organ damage or known atherosclerosis. Consider preferential use of icosapent ethyl as an omega-3 fatty acid for triglyceride lowering if the patients fit the populations that appeared to benefit in the REDUCE IT trial.   Apply targeted dietary interventions within the context of an overall healthy dietary pattern, such as a Mediterranean or DASH diet. Limit full-fat dairy, fatty meats, refined starches, added sugars, and alcohol. Encourage high-fiber vegetables, whole fruits, low-fat or fat-free dairy, plant proteins, lean poultry, and fish. Pay special attention to the cooking oils to ensure the patient is not using palm oil, coconut oil, or butter when cooking. Instead, use liquid non-tropical plant oils. Initiate a very low-fat diet (< 5% of total daily calories from fat) for 1-4 weeks when TG levels are > 750 mg/dL.  Recommend and encourage patients to exercise regularly, with a minimum goal of 150 minutes/week of moderate-intensity aerobic activity. If weight loss is required, aim for more than >225 - 250 minutes/week.   Develop patient-centered and multidisciplinary stra...

Dive into a soul-stirring exploration of focus and manifestation with Tahverlee. In a world full of distractions, learn how to harness your energy through an empowering exercise designed to manifest joy and peace in your life. Discover the magic of focused energy and its potential to transform your life. Tahverlee provides practical tips and personal insights, emphasizing the importance of mastering this vital aspect of spiritual practice. Whether you seek a small change or a significant transformation, this episode equips you with tools to turn focused intention into tangible reality. Tahverlee is a Social Impact Entrepreneur, High Priestess, Ritualist, and Initiate of the Sacred Way. Visit Moon Temple Mystery School for ancient teachings for our modern world, spiritual coaching, and everything you need to know as you walk your awakening path.

Send us a textManifest DIY: Real Manifestation — No Fluff. Just Magick. What if you could manifest love, money, clarity, and power… without waiting for anyone to “bless” you first?Welcome to Manifest DIY — a real, raw, and radically different approach to manifestation. This cast is the 1st official trailer for the upcoming audio-visual experience that blends metaphysics, mindset, spiritual tools, and divine frequency to help you call in the life you truly deserve and desire.In this first trailer, I break down the 3 sacred meanings behind “DIY”:

Stephen Grootes speaks to Mitchan Adams, Co-founder and CEO of Aions Ventures, about the firm's strategic shift to seed funding and its mission to empower African startups. The Money Show is a podcast hosted by well-known journalist and radio presenter, Stephen Grootes. He explores the latest economic trends, business developments, investment opportunities, and personal finance strategies. Each episode features engaging conversations with top newsmakers, industry experts, financial advisors, entrepreneurs, and politicians, offering you thought-provoking insights to navigate the ever-changing financial landscape.Thank you for listening to The Money Show podcast.Listen live - The Money Show with Stephen Grootes is broadcast weekdays between 18:00 and 20:00 (SA Time) on 702 and CapeTalk. There’s more from the show at www.themoneyshow.co.za Subscribe to the Money Show daily and weekly newslettersThe Money Show is brought to you by Absa. Follow us on:702 on Facebook: www.facebook.com/TalkRadio702 702 on TikTok: www.tiktok.com/@talkradio702702 on Instagram: www.instagram.com/talkradio702702 on X: www.x.com/Radio702702 on YouTube: www.youtube.com/@radio702CapeTalk on Facebook: www.facebook.com/CapeTalk CapeTalk on TikTok: www.tiktok.com/@capetalk CapeTalk on Instagram: www.instagram.com/capetalkzaCapeTalk on YouTube: www.youtube.com/@CapeTalk567CapeTalk on X: www.x.com/CapeTalkSee omnystudio.com/listener for privacy information.

Fred Reggie is the author of the soon-to-be-released book, Tell Me: How to Initiate and Nurture Meaningful Conversations with Anyone, Anywhere, Anytime. Throughout his career, Fred has worked with Fortune 500 companies and service organizations across the U.S., helping leaders cultivate meaningful connections and drive success. Fred Reggie an executive coach, international speaker, and expert in leadership and service culture development. He is well-known in our community and for years spent his time building funding resources for  St. Jude Children's Research Hospital, a cause dear to many of our hearts. The Power of Communication Fred believes that genuine communication stems from an internal motivation to share a message with others. However, many people struggle with seeing the value they bring to conversations, often due to deep-seated self-doubt and imposter syndrome. He explores how, from an early age, we are celebrated for speaking but later conditioned to limit our expressions, being told to quiet down or avoid talking to strangers. This conditioning, Fred explains, creates subconscious barriers. As adults, many of us hesitate to speak up because we question whether our words have value. Moreover, societal norms and technology have reshaped how we communicate, further distancing us from authentic, face-to-face interactions. The Disruption of Conversation Fred discusses how technology has altered human connection. Younger generations, he notes, often prefer texting over direct conversation, avoiding phone calls altogether. "Cocooned communication," as Fred calls it, has been evolving for decades—beginning with the automobile, which removed people from their porches and into isolated vehicles, and continuing with the rise of television, personal computers, and smartphones. Today, many people live in bubbles of self-communication, limiting the organic conversations that once thrived in everyday life. The Art of "Tell Me" At the heart of Fred's book is a simple yet profound concept: using the phrase "Tell me" to invite others into meaningful conversations. Rather than asking closed-ended questions, this approach encourages people to share freely, fostering deeper connections. He recalls a powerful moment when James Earl Jones, upon meeting an adoring fan, responded not with a simple "Who are you?" but with "Tell me your name." That small shift in language made the woman feel seen and valued. Fred encourages using this technique in all conversations, whether personal or professional, to create an environment of trust and engagement. The Neuroscience of Connection Fred emphasizes that engaging conversations have a physiological impact. When we participate in meaningful discussions, our brains release oxytocin, dopamine, and serotonin—chemicals that enhance emotional intelligence, empathy, and overall well-being. Conversely, negative or disconnected conversations can leave us feeling drained and isolated. The Legacy of Storytelling Growing up in a Lebanese family, Fred was surrounded by master storytellers who didn't just recount events but embodied the characters they spoke about. He believes that storytelling is fundamental to great conversation—it transforms the exchange of information into a compelling, memorable experience. Fred encourages people to embrace storytelling in their daily interactions, whether through professional networking or personal relationships. He also urges listeners to recognize the ripple effect of their words, as every interaction has the power to uplift or deflate another person. A Call to Action: Create Conversational Moments Fred concludes with a simple yet powerful challenge: create conversational moments. He encourages listeners to step outside their comfort zones, engage with strangers, and make genuine connections. By doing so, we can break the cycle of disconnected communication and bring back the lost art of conversation.

Questions about initiating conversations with someone who thinks he's going to Heaven but who isn't showing any signs he's following God, how to talk to unsaved friends and family who identify as Christians, and resources to help someone learn what true Christianity is.   How can I initiate a conversation with my brother who thinks he's going to Heaven because he has an intellectual belief that Jesus is the Son of God, but who doesn't really show any signs that he's following God? How would you suggest talking to friends or family who identify as Christians despite strong evidence they're merely nominal or cultural Christians? Are there resources I can share with my brother that will help him learn what true Christianity is?

Wondering why your psychic gifts aren't working as they should?Tahverlee delves deep into the common blocks that prevent us from accessing our intuition—the foundation of our psychic and spiritual gifts. She highlights two primary reasons we ignore our intuitive hits: the fear of offending others and the attachment to a preconceived narrative.Through her own experiences, Tahverlee illustrates how we can harness our intuition and dismantle misleading teachings about intuition with practical advice on acknowledging and nurturing it. By recognizing these blocks, you can take actionable steps to increase your intuitive power and enhance your spiritual gifts.Tahverlee is a Social Impact Entrepreneur, High Priestess, Ritualist, and Initiate of the Sacred Way. Visit Moon Temple Mystery School for ancient teachings for our modern world, spiritual coaching, and everything you need to know as you walk your awakening path.

Corey, Jade, Erica & Caroline discuss a viewer question Do You Pursue Dates 1-3 Then Wait For Her To Initiate Contact?Click "Follow" For The Best Self-Reliance Tips, News & Information. Subscribe To My Newsletter To Read My eBooks “3% Man” & “Mastering Yourself” Free:http://bit.ly/CCWeBooks Follow Caroline on Instagram:https://www.instagram.com/carolinevelsss/

This week: It's the calm before the astrological storm, but Mercury, the ruler of the First Quarter Moon in Gemini, enters zesty Aries and makes an aspect with Pluto. The Sun and Mars flow in a harmonious trine aspect, bringing plenty of energy and enthusiasm. And a listener question about how to work with planets in fall, detriment, and mutual reception. Plus: Important info up front, President Harrison Ford, and swinging Tarzan style! Join April this weekend for a webinar on The Eclipses of 2025! It takes place on Sat., March 8 (10 am PST). Information and registration here! Read a full transcript of this episode. Have a question you'd like answered on the show? Email April or leave it here! Subscribe to April's mailing list and get a free lunar workbook at each New Moon! Love the show? Make a donation! Timestamps [1:43] Mercury enters Aries on March 3 (1:04 am PST). A good transit for fast thinking and self-defense. But avoid moving too quickly without thinking; when Mercury goes retrograde (March 14), it will catch up with you. [3:15] On March 5 (5:13 am PST), Mercury makes the first of three sextiles to Pluto (the others are on March 25 and April 20), at 3º00' Aries and Aquarius. It's the beginning of a three-part story about the truth of who we are, who others are, and the nature of situations. [6:24] Moon Report! The Gemini First Quarter Moon is on March 6 (8:32 am PST) at 16º21' Gemini. Take action on your Feb. 27 Pisces New Moon plans. Use Gemini's best qualities, such as a love of variety and willingness to try new things, but curb gossip and acerbic talk. [8:33] This is the First Quarter in a lunar phase family cycle (LPFC) that began at the June 6, 2024 New Moon at 16º17' Gemini. The Full Moon in this LPFC is on Dec. 4, 2025, the Last Quarter on Sep. 4, 2026. [10:15] Void-of-Course (VOC) Moon periods. The Moon in Taurus sextiles Neptune on March 5 (2:53 am PST). It's VOC for 1 hour 36 minutes, then enters Gemini (4:29 am PST). Manage insomnia with a book or ambiance video on YouTube with a crackling fire or rain noises. [11:23] On March 7 (6:57 am PST), the Moon in Gemini squares Neptune. It's VOC for 1 hour 32 minutes, then enters Cancer (8:29 am PST). Initiate a creative healing outlet (perhaps a tarot journaling practice?) for occasional emotional surges. [13:24] On March 9 (2:32 pm PST), the Moon in Cancer trines Neptune. It's VOC for 1 hour, 27 minutes, then enters Leeeeoooo (3:59 pm PST). Life is stressful: enjoy a nice Sunday brunch! Indulge in joy, good food and drink. [14:32] Mars trines the Sun on March 7 (9:13 pm) at 17º52' Pisces-Cancer. Look for increased energy, enthusiasm, and focus. Dance off, anyone?!? The Sun's Sabian symbol is 18 Pisces, A gigantic tent and Mars's is 18 Cancer, A hen scratching for her chicks. Give your joy and creativity to the service of the people and creatures that you love. [16:30] Listener Percy on the PATH Train asks about working with planets in detriment, fall, and mutual reception. Astrologer Dana Gerhardt was mentioned. [21:41] If you'd like to have a question answered on a future episode, leave a message of one minute or less at speakpipe.com/bigskyastrologypodcast or email april (at) bigskyastrology (dot) com; put “Podcast Question” in the subject line. Free ways to support the podcast: Subscribe, like, review and share with a friend! [22:14] A tribute to this week's donors! If you would like to support the show and receive access to April's special donors-only videos, go to BigSkyAstropod.com and contribute $10 or more. You can make a one-time donation in any amount or become an ongoing monthly contributor.

How do we genuinely handle the difficult people in our lives? Tahverlee brings us the most potent rituals and mindset shifts needed to address challenges with others. Dive deep into understanding our core wounds and how they influence our interactions and realize that true change begins with recognizing our own energy and the role we play in each relationship.Tahverlee guides us on how to blend rituals with self-discovery to maintain a high vibrational alignment. Packed with practical steps, this conversation is a beacon for those ready to transform their experiences with difficult people through heightened self-awareness and magic.Tahverlee is a Social Impact Entrepreneur, High Priestess, Ritualist, and Initiate of the Sacred Way. Visit Moon Temple Mystery School for ancient teachings for our modern world, spiritual coaching, and everything you need to know as you walk your awakening path.

You grab your tackle box, tie on your favorite lure, and head to the shore for a relaxing day of fishing.But, hours later, you haven't had a single fish bite your line.  Parenting can feel like that sometimes. Especially when you are trying to communicate with boys. When it doesn't seem like your son is listening, it's time to adjust your approach, time to connect with him. Put your phone down. Give him your focused attention, eye to eye contact. Initiate physical touch. But even if he still doesn't seem to hear you, don't lose heart. After all, the most rewarding fish to catch is the one you catch after a day of no bites. For more parenting ideas on raising boys into godly men visit Trail Life USA or RaisingGodlyBoys.com.

In episode 187, Coffey talks with Leah Stiegler about best practices for the intake process for workplaceinvestigations.They discuss when employers must investigate complaints versus when they can decline; examples ofinvestigations that revealed unexpected findings; handling confidentiality requests from complainants;documentation requirements for complaints and investigations; managing employees who don't wantformal investigations; proper record retention practices.Good Morning, HR is brought to you by Imperative—Bulletproof Background Checks. For moreinformation about our commitment to quality and excellent customer service, visit us athttps://imperativeinfo.com.If you are an HRCI or SHRM-certified professional, this episode of Good Morning, HR has been pre-approved for half a recertification credit. To obtain the recertification information for this episode, visithttps://goodmorninghr.com.About our Guest:Leah can walk employers through any workplace situation. From complex personnel matters, toimplementing client-specific performance management practices, Leah advises employers to navigatethese issues to keep them out of court. Her counseling covers the entire employment spectrum:recruitment, onboarding, workplace culture, pay equity audits, RIFs, terminations and severancepackages. Leah handles workplace investigations and defends actions before administrative agenciessuch as the EEOC, DOL, and NLRB. Leah has extensive litigation experience, defending employers in stateand federal court on claims including but not limited to: Breach of employment agreementsHarassment, discrimination, and retaliation (Title VII) Whistleblower complaints ADA or religious-basedfailure to accommodate claims FMLA non-compliance Workplace violence and negligent supervisionFLSA unpaid overtime, misclassification and off-the-clock claims Workplace safety, OSHA, or VOSHactions.Leah also represents employers navigating union issues, labor relations arbitrations and collectivebargaining. Every workforce loves Leah's dynamic public speaking style. Having traveled the Mid-Atlanticto train front-line employees, upper management, HR and other industry professionals, Leah createscustom workforce training programs with her team and has fun doing it!Leah also maintains a higher education practice. She provides day-to-day compliance advice to publicand private higher ed institutions on employment and student-related matters. These include navigatingTitle VII, Title IX, and code of conduct investigations, faculty, administrative, and athletic coach contractsand severance packages, tenure and promotion processes, and pay equity audits. Leah also trains schoolleadership, such as Deans and Chairs, on improving documentation and engaging in performancemanagement of faculty.To see Leah in action, check out What's the Tea in L&E!Leah is perpetually single with lots of free time to fine-tune her stand-up comedy routine. When not inthe office, you can find Leah crossing up (and trash talking) opponents on the basketball court or bustingout a less-technical, overly passionate Moon Walk at hip hop class.Leah Stiegler can be reached athttps://www.woodsrogers.com/https://www.linkedin.com/in/leah-stiegler-28aa7a62/About Mike Coffey:Mike Coffey is an entrepreneur, licensed private investigator, business strategist, HR consultant, andregistered yoga teacher.In 1999, he founded Imperative, a background investigations and due diligence firm helping risk-averseclients make well-informed decisions about the people they involve in their business.Imperative delivers in-depth employment background investigations, know-your-customer and anti-money laundering compliance, and due diligence investigations to more than 300 risk-averse corporateclients across the US, and, through its PFC Caregiver & Household Screening brand, many more privateestates, family offices, and personal service agencies.Imperative has been named a Best Places to Work, the Texas Association of Business' small business ofthe year, and is accredited by the Professional Background Screening Association.Mike shares his insight from 25+ years of HR-entrepreneurship on the Good Morning, HR podcast, whereeach week he talks to business leaders about bringing people together to create value for customers,shareholders, and community.Mike has been recognized as an Entrepreneur of Excellence by FW, Inc. and has twice been recognized asthe North Texas HR Professional of the Year.Mike serves as a board member of a number of organizations, including the Texas State Council, wherehe serves Texas' 31 SHRM chapters as State Director-Elect; Workforce Solutions for Tarrant County; theTexas Association of Business; and the Fort Worth Chamber of Commerce, where he is chair of theTalent Committee.Mike is a certified Senior Professional in Human Resources (SPHR) through the HR Certification Instituteand a SHRM Senior Certified Professional (SHRM-SCP). He is also a Yoga Alliance registered yoga teacher(RYT-200) and teaches multiple times each week.Mike and his very patient wife of 28 years are empty nesters in Fort Worth.Learning Objectives:1. Identify when informal complaints trigger an organization's duty to investigate2. Develop effective intake procedures that protect both the organization and complainant whilemaintaining appropriate documentation3. Implement systematic investigation processes that follow proper scope and documentationprotocols regardless of complaint severity

Is a spirit trying to get your attention?Tahverlee reveals the common ways spirits communicate with us, such as the unexpected smell of smoke, flickering lights, and objects moving slightly. She emphasizes the importance of noting these experiences to understand their messages, whether they offer confirmations or warnings in our daily lives.If you've ever experienced a sudden, unexplained scent or seen objects move on their own, these occurrences are often signs of spirits or ancestors reaching out. Be mindful of these signs, journal your experiences, and interpret the context to grasp the spirits' messages.

It's February, which means we can all complain about it officially being the coldest month of the year. To start things off, Jordana tells Jared about her sister's recent stay at her place and the creative new ways her seven-year-old nephew stress tested her new furniture. Jared's hot off of a star-studded show at the Comedy Cellar, where Madonna inexplicably performed a 40-minute comedy set. Later we dive into our mailbox, and hear from a listener who worries that all her longterm relationships will end up with a dead bedroom. Also, a recent divorcee finds herself stumbling through her reentry into the dating world and regrettably commissions a pet portrait for a man she was casually seeing whose dog died. In “Awkward Encounter,” Jared & Jordana advise a listener who just realized she went on dates with two guys who are close friends and debates whether or not she should tell them. In “Red Flag or Deal Breaker?“, we hear about a guy who pretends he went to an Ivy League school, an ex-boyfriend who might be a little too obsessed with his sister and a woman who won't stop comparing the man she's seeing to her ex. Have a dating question for Jordana and Jared? Send an email or voice memo to uup@betches.com or leave us a voicemail at our dating hotline 212-589-8903.  Learn more about your ad choices. Visit megaphone.fm/adchoices

3pm: Trump administration drafting executive order to initiate Department of Education’s elimination // History of the Dept. of Education // U.S. Set to Begin Migrant Flights to Guantanamo Bay // El Salvador Offers To House Violent U.S. Criminals and Deportees // Like Biden, Trump Does Not Control the Price of Eggs // Up is down, black is white, and the Mariners are just fine, according to Jerry Dipoto // Why T-Mobile Park is such a “Pitcher’s Park”

Initiation! It can be daunting but what can you do to ease the discomfort? How to receive and give and how to lean into it! Homecoming Retreat is coming up July 17-20th! Are you planning to be there?  Doors are officially open and we only have 16 spots available!  Use code HOMECOMING to receive $400 off your spot! 

The NBA is so bad that not even Caitlin Clark wants to be associated with it. As the National Basketball Association continues to decline, more and more people are distancing themselves from the once-heralded association. Whitlock points out that poor leadership has led to the plateau in viewership the NBA has seen recently. Adam Silver has no idea how to get the train back on the tracks, as he even suggests that teams should play only 10-minute quarters, just like the WNBA. Even worse, Caitlin Clark turned down the NBA's offer to participate in a three-point shooting contest during All-Star Weekend. Someone better grab a life raft, because this ship is sinking. Steve Kim joins Jason to weigh in on the NBA's decline while also covering the unrivaled league's surprising ratings, Bill Belichick wanting to rename the Lombardi Trophy after Tom Brady, Joe Montana saying Dan Marino is the best quarterback of all time, Cam Newton stirring the pot and framing Dwight Howard as gay, and the new movement to boycott the Super Bowl. Later, T.J. Moe joins "Fearless" to debate whether Tony Dungy running for Senate in Michigan is a good idea. The former Super Bowl-winning coach is currently part of NBC's "Football Night in America." Assuming Dungy's Christian faith aligns him with the Republican MAGA movement, a career in politics would almost certainly end his TV career, especially at NBC. Wrapping up our show, Shemeka Michelle discusses a recent Vanity Fair article debunking the Obama drama. Is this just an attempt to cover up what could be the start of the collapse of the Democratic Party? Tune in to find out. We want to hear from the Fearless Army!! Join the conversation in the show chat, leave a comment or email Jason at FearlessBlazeShow@gmail.com Visit https://TheBlaze.com. Explore the all-new ad-free experience and see for yourself how we're standing up against suppression and prioritizing independent journalism. SHOW OUTLINE 00:00 Intro ​​Today's Sponsors: Brave the Dark Brave the Dark reminds us that one meaningful connection can change everything. I encourage you to see Brave the Dark in theaters today! Get your tickets today at https://Angel.com/JASON. Relief Factor Wherever you're hurting, back, neck, joints or muscles… make 2025 the year of feeling good again. Try Relief Factor's 3-Week QuickStart today. Visit https://ReliefFactor.com or call 1-800-4-Relief. Puridy Debt Solutions Make this the year you take control of your debt. Get a free debt analysis right now at https://pdsdebt.com/fearless. It only takes thirty seconds! LISTEN OR LOSE: WIN $100 IN FREE BITCOIN! email us lolonfearless@gmail.com Download and sign up for Fold App by visiting website https://foldapp.com/whitlock  Get 10% off Blaze swag by using code Fearless10 at https://shop.blazemedia.com/fearless Make yourself an official member of the “Fearless Army!” Support Conservative Voices! Subscribe to BlazeTV at https://get.blazetv.com/FEARLESS and get $20 off your yearly subscription. CLICK HERE to Subscribe to Jason Whitlock's YouTube: https://bit.ly/3jFL36G CLICK HERE to Listen to Jason Whitlock's podcast: https://apple.co/3zHaeLT CLICK HERE to Follow Jason Whitlock on Twitter: https://bit.ly/3hvSjiJ Learn more about your ad choices. Visit megaphone.fm/adchoices

What you'll learn in this episode: How to talk to your woman about the way she initiates sex with you.How to feel confident in how you initiate sex with your woman.Why "feedback" is your friend, not enemy!Apply to work with me: https://stephanieganowski.typeform.com/to/Fm6LGfa9(My rates increase February 1st, 2025!)Free Guide:3 Steps To Fix Your Sex Life

Are you yearning to deepen your spiritual practice? Tahverlee delves into foundational practices to help elevate your spiritual journey. She emphasizes how daily meditation, breath work, staying hydrated, and eating nutrient-dense foods create a solid base for maintaining expansive and magnetic energy. Learn how connecting with elemental magic through exercise and making time for solitude can be powerful tools for spiritual growth.Whether you're in the early stages of spiritual awakening or a seasoned practitioner, Tahverlee's guidance provides essential steps to enrich your path and enhance your rituals and spells. Dive into these practical tips that will support your spirituality and improve your overall well-being and fulfillment.

Cost segregation studies can significantly reduce taxable income by accelerating depreciation on rental properties. They reclassify certain property components, such as flooring and lighting, to shorter depreciation schedules (5, 7, or 15 years) instead of the standard 27.5 years for residential or 39 years for commercial properties.  This method can result in substantial tax savings. For example, a $510,000 duplex study yielded $131,000 in accelerated depreciation, potentially saving $40,000 in taxes at a 30% rate.  Although the percentage has been stepping down, it may be reinstated to 100% under the Trump administration. Initiate a cost segregation study estimate here to determine the potential tax savings.  GRE Free Investment Coaching: GREmarketplace.com/Coach For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com Show Notes: GetRichEducation.com/537 Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  You get paid first: Text FAMILY to 66866 Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review”  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Automatically Transcribed With Otter.ai    Keith Weinhold  0:01   Welcome to GRE. I'm your host. Keith Weinhold, when you reduce your taxable income, that's a zero risk return on your investment. You'll learn how to do that today with any rental real estate that you own through what's known as a cost segregation study, even those without a giant portfolio can save 10s or hundreds of 1000s of dollars. An expert guests and I break it down with real life examples, see just how it can help you today. On get rich education   Speaker 1  0:34   since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors, and delivers a new show every week since 2014 there's been millions of listener downloads of 188 world nations. He has a list show, guess who? Top Selling personal finance author Robert Kiyosaki, get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast, or visit get rich education.com   Corey Coates  1:19   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:35   Welcome to GRE from Berlin, Pennsylvania to Berlin, Germany and across 188 nations worldwide. I'm Keith Weinhold. You're listening to get rich education. And one way that I like to be positioned in real estate is the sense that I own it directly, yet I use a property manager so that I'm shielded from the day to day responsibility. I care, but I can still live my life now you might favor direct ownership like I do, yet choose to self manage your property instead. That's a viable way to do it. Self management is how I started out, but however you handle the management when you own directly, you can alter your effective post tax rate of return on your investment, and that's what we're talking about doing today with a cost segregation what this effectively does is increase your tax depreciation benefit. Though depreciation sounds bad as a word in the real estate world, even without spending any of your own money, it's still classified by the tax code as an expense that you can deduct from your taxable income. You don't want to reduce your income, only the taxable income reducing the portion that the IRS can get a piece of. Now, unless it's a condo, your rental property probably includes both a structure called the improvement and also the land. Now your improvement has components that wear out, and even the IRS knows that the land does not wear out yet. There are items on the land that you can get this accelerated depreciation on through a cost segregation, like fencing and lighting and carports. A lot of people don't know that, so there is therefore a land improvement segregation often on a 15 year schedule, but it's even more lucrative to get cost segregations applied to things inside your building or home that wear out faster, like countertops or flooring, as we'll see today, on shorter schedules, like five or seven years. Said another way what you're doing is that you are shielding more of your taxable income. And I'm going to ask today's Cost Segregation expert guest for an example near the start of our conversation, so he'll give us some numbers. And you want to listen to that part closely, and you might find yourself skipping back to re listen to some parts today as we give real life examples on how a cost seg works. Now, today is a Presidential Inauguration Day, so it's appropriate that we cover this today, because Trump is widely expected to reset 100% bonus depreciation, which, as you'll see, factors into our discussion today. And frequent GRE guest Tom wheelwright thinks that this is going to happen too this 100% bonus depreciation. What that means that, for example, all those land improvements that I mentioned on a 15 year depreciation schedule, where you could front load it and get it all in year one of your ownership and those components indoors. On shorter depreciation schedules, like five to seven years, you can get all those write offs in year one without waiting five to seven years. So that's. The sweetener that 100% bonus depreciation is, if Trump indeed brings that back, and you might say, wait a second, this sounds a little too good to be true. I mean, getting these amounts, you'll see they can be over 100k in tax savings, even for a small investor, that you can reduce your taxable income by Well, you know, it is just a little too good to be true, because when you sell the property down the road, you have to pay back 25% of what you wrote off this way in what's known as a depreciation recapture tax. So it's still worth doing. In a lot of cases, you would keep 75% of your benefit then, unless you do a tax deferred exchange on your sale, and then you could defer that 25% depreciation recapture tax. So yes, today's episode is deeper than most. And you know, being a Presidential Inauguration Day, and knowing that I like to drop a little levity here before we delve into deep topics, what does the outgoing presidential administration have to say about cost? Segregations get hot.   Speaker 2  6:13    I got Lana. I got hairy legs that turn that turnblonde in the sun, and the kids used to come up and reach in the pool and rub my leg down so it was trained, and then watch the hair come back up again.   Keith Weinhold  6:32   I don't know what just happened there. Let me just give him another chance to clear things up. I mean, you really can do a cost segregation,    Speaker 2  6:41   we have this notion that somehow, if you're poor, you cannot do it. Poor kids are just as bright and just as tall as white kids.    Keith Weinhold  6:51   Gosh, oh dear, I don't I don't know where to go with that. And hey, if you're a new listener, you know, over time, we poke a little fun at every president. We do with Trump as well. We do with Jerome Powell. No one is immune around here. Some people, hey, they might find it funny that a former real estate investor President like Trump wants to expand America's real estate portfolio by taking Canada and Greenland in the Panama Canal back too. Politics matter, but this is not a politically partisan platform in any way. What's politically partisan? It's saying that the economy is like absolutely awful, but then as soon as your guy gets sworn in, one hour later, you're willing to call that same economy. Now suddenly, a great economy. No, a national economy does not change in one hour. So free thinking and thinking for yourself beats polarizing political partisanship. That's a way it's been around here from day one. Yeah, a little levity, a good knee slapper now and then knee slapper coming up in future weeks on the show here, the real estate guys radio show host and a friend, Robert Helms, will be here to update us on what's happening in the short term rental market, mid term rental market and more. We'll also announce a big collaboration that he and I are going to do together this year, and you'll be invited to join us today, let's discuss cost segregation.   You can take your tax burden and put a huge dent in it by accelerating your real estate depreciation deduction with a cost segregation This could save you 1000s of dollars every year or more depending on the size of your real estate portfolio. We're talking about how to specifically do this with a cost seg expert. He's been a real estate investor for over 20 years. He builds new rentals to hold, and he and his son do that together. In fact, you're currently building a 24 unit complex now. But the reason he's here is because he started a specific cost segregation company in 2012 and he completes over 100 cost seg studies every year. So he's really the guy to talk to. Steve, welcome on to the show. Thanks for having me. I appreciate it. It's great to have an expert like you here and Steve, I think a lot of real estate investors, they're familiar with tax depreciation. That's where for rental property, with residential, there's a 27 and a half year schedule. And commercial has a 39 year schedule. We take the reciprocal of those numbers, and that means that, for example, in residential, you can write off about 3.6% of the improved property value every year. That's pretty nice on a 500k property that right there is 18k that can be sheltered from taxes annually. But most investors stop right there. So in a lot of cases, they aren't maximizing their tax benefit. You can write off substantially more than that, potentially. With a cost segregation. So tell us about it.    Steve Trussell  10:04   Cost Segregation. As you just mentioned, you have your regular depreciation, which most do take. Believe it or not, I've come across a few people that own property for a few years, and they're not taking it at all, which is, I don't understand that maybe they're doing on accounting, but we get them on track with that. But as you said, 27 and a half and 39 year depreciation, whether it's residential, 27 a half commercial, 39 that's all well and good, but there's a lot of money left on the table, because when you look at the the piece of real estate, there's a probably 22 to 32% of the asset itself, the depreciable asset that's shorter life, for example, cabinets, flooring, light fixtures, uh, outside the landscaping, retaining walls, things like that that are shorter life. So what we do in a cost segregation study, we go in and we rebuild the property through an engineered study, we pull out the five and the 15 year property and reclassified. And so usually you're going to wind up with about 70, 75% of it will stay on the schedule. It was on whether it be 27 and a half or 39 but then that 20 to 30% that we're going to bring forward is a huge number. So for example, I just recently did one. It was a duplex, $510,000 was the purchase 433, was the basis, after land, the depreciable basis. It was kicking out about 16,000 a year in regular depreciation. For the investor, which covered, you know, their cash flow and so forth, so forth. Most people know how that works. We were able to go back and accelerate it and get 131,000 or about 31% of it in 515, year property. So they had $131,000 depreciation amount sitting there. Then they still were able to write off the 302, that was left at 11,000 a year. So they're still getting their normal depreciation, a smaller number, but that 131,000 if they can use it with bonus depreciation, is $131,000 of money sitting there. They could offset $131,000 of income. That's a huge number. If they're not doing that now, they're leaving money on the table.   Keith Weinhold  12:01    Gosh, $131,000 of potential tax sheltering, which is, yeah, a huge number on a 500k duplex, like you described.   Steve Trussell  12:11   It's a substantial number. And if you're not doing cost segregation, then you're leaving a lot of money on the table, like I said. So then it comes down to it. It's a, I guess, cost versus benefits. So the first thing we do is, I get the data from your purchase of your piece of real estate or server, whatever it is, we put together an estimate of benefit to give you an idea of what that would look like for you, like in this example, that's what we produced. Was what we thought we could bring forward for this investor. And then at that point, once we determine that you look at 131,000 the cost of our study is $1,830 so 131 versus 1830 is a pretty good bargain. I believe. I mean, I know I'm selling my product, but that's a pretty good bargain. Yeah. And then the third part of it is, so we've established that it's probably makes sense. But then can you use it? If you're a real estate professional, if you're familiar with what that means, you can write that off against your active and passive income. If you're not, you're a w2 and you're not quite there. Yet it may be that you don't do it now. You do it in a couple of years, but either way, the process is there when you can use it. Probably 80% of my investors are able to use it the year we do it. And if you don't use all of it, you carry it forward. So it's makes sense, typically, to do a cost segregation study, but that's what we help you establish by one, the estimate, and two, discussing with you or with your CPA, does this fit you? Is this something you can use as from a tax standpoint?   Keith Weinhold  13:37   Yes, it was just a few episodes ago. I describe more about what real estate professional status is. The main thing is, typically, real estate needs to be you, the investor's principal activity. So it's not very likely that you're going to be a real estate professional if you still have a full time day job.   Steve Trussell  13:56   There are doctors and lawyers and people like that that have a full time job, and they just could not justify spending the amount of time and being a real estate professional. But sometimes their wife would be the candidate to be that. So their wife becomes or this, or the husband. If the wife is there's the breadwinner, becomes the real estate professional, and then they can take that and write it off against their active income. And I don't want to jump into the CPA side of this. That's more of a CPA question, but that's how I understand it works. And I've seen that happen before, where someone who has a full time job is able to bring their spouse in as their real estate professional, and they're able to use utilize it that way.   Keith Weinhold  14:34   Well, to talk more about this benefit of $131,000 on the duplex example that you gave, if all that is able to be deducted at a 30% income tax rate, that is 40k of savings. 40k is about 30% of this $131,000 number. So that's the money the increase in net income in your pocket.   Steve Trussell  15:00    yeah, which is substantial, and that's where you look at your individual tax break. I'm gonna save 40,000 in taxes, and I'm gonna spend $1,800 for the study. Makes sense to me to do that. It's pretty good return on your money, but it comes down to being able to use it. And so that's the things that we explore when I'm talking to a client.    Keith Weinhold  15:19   Now, Steve, I know in the past, I have talked to cost segregation engineers and their firms on the phone, where they've looked at some properties that I had, and I don't remember whether they charged me for this or not, but what I learned is it wouldn't be worth going ahead with a cost segregation study on and I'm thinking that they didn't charge me anything to tell me that, but really what I'm getting at is, can you tell us more about when it makes sense to do a cost seg on properties, and when it does not?    Steve Trussell  15:46   Well, there's okay if you're going to sell it the next few years, it does because you're going to recapture so you don't want to spend money for a study only to get the benefit for a year and then sell it and have to recapture it. Now, in my personal situation, I have done that because I bought more property and I was able to use the cost segregation to offset my gains versus a 1031 So by and large, it doesn't make sense. If you're going to sell it, that's number one. You may have owned it for eight or nine years, 10 years, maybe you've used a lot of your depreciation already. So that delta between the accelerated depreciation and which you've already taken may not be enough to make sense. It may be a property that's, you know, $80,000 probably doesn't make a lot of sense to spend the money. The mass just doesn't typically work there. I've done some as low as that because they wanted the tax benefit, and I'll do whatever the client wants me to do. But those are the three things that I would say probably would determine whether it makes sense or not. But that's where the estimate comes in. I mean, you bring me a property, and if it's $40,000 I'll tell you before I do anything, probably not worth messing with it. It's you're not gonna get much benefit. But if you bring me a property and it's $125,000 asset, we'll take a look at it. I'll do a quick estimate for you, no charge, and it'll either apply and make sense for you, or it won't. And I'll be the first to tell you, if it doesn't you know your individual tax situation, I'm just talking about the dollars that we create for you versus the cost. If it doesn't make sense, I'll tell you. I don't want you to waste your money doing a cost segregation study if you don't need it or can't use it.    Keith Weinhold  17:14   Okay, So there are a number of factors here, which could include how long the investors own the property, how soon they plan to sell the property. It sounds like there's generally a correlation here, with the larger the property, the more likely it is that it makes sense to do the study as well.   Steve Trussell  17:29   It does. I have a client that I'm working on right now. He has six properties, and I think they were 2021, acquisition. So that was it four years ago, and they're not on a depreciation schedule, he hasn't taken anything. So in this case, it's, you certainly would want to do a cost segregation study, and that you need to have your properties on a depreciation schedule anyway, for whatever reason they weren't there. So in this case, if you came across a client that had a property for 10 years or for some reason it was never on a depreciation schedule, which that's, I don't know how that would happen, but let's assume it did. In that case, you would make sense to do because you're going to catch up all that depreciation from back, from 10 years ago all the way through today, which would even be a larger number. So that happens occasionally, rarely it happens, but it does happen where someone has never depreciated a property.    Keith Weinhold  18:17   We're talking with a man that can greatly reduce your tax burden. I think for one thing, first, he's gonna check to make sure that you're taking the basic tax depreciation. But beyond that, as you can see here, there's a potential to do a lot more with a cost segregation. You're listening to get rich education more when we come back on cost seg studies, I'm your host. Keith Weinhold.    hey, you can get your mortgage loans at the same place where I get mine, at Ridge lending group NMLS, 42056, they provided our listeners with more loans than any provider in the entire nation because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. You can start your pre qualification and chat with President CaeliRidge personally. Start now while it's on your mind at Ridge lendinggroup.com that's Ridge lendinggroup.com.   Oh geez, the initial average bank account pays less than 1% on your savings, so your bank is getting rich off of you. You've got to earn way more, or else you're losing your hard earned cash to inflation. Let the liquidity fund help you put your money to work with minimum risk, your cash generates up to a 10% return and compounds year in and year out. Instead of earning less than 1% in your bank account, the minimum investment is just 25k you keep getting paid until you decide you want your money back. Their decade plus track record proves they've always paid their investors 100% in full and on time. And you know how I'd know, because I'm an investor in this myself. Earn. And 10% like me and GRE listeners are. Text family to 66866, to learn about freedom, family investments, liquidity fund on your journey to financial freedom through passive income. Text family to 66866   Robert Helms  20:17    Hey everybody. It's Robert helms with the real estate guys radio program. So glad you found Keith whitehold and get rich education. Don't quit your Daydream.   Keith Weinhold  20:32   Welcome back to get rich education. I love talking about tax savings vehicles, because it's like a no risk instant ROI to you, that's what we're doing today, when we're talking about accelerating your depreciation and reducing your tax burden through a cost segregation. And Steve, in my experience, I know that you can't just ask anyone to go do this study, like your Slack John, uncle with a tape measure and sending him out there. It takes a person with a certain credential in a Cost Segregation engineering analysis. So can you tell us more about what physically needs to take place to have a cost seg done?   Steve Trussell  21:09   Yeah, you're right. People. You could try to do this yourself, but it probably wouldn't pass muster with the IRS if you were to, if they were to question the study. One thing that we do, and most firms like mine would do also, we do back up the study, and we do guarantee that we will defend the study on your behalf. If there's a question, very rarely does it come up, but if there's a question from the IRS, we step in in your place and defend the study and justify how we arrived at these and that's only through a call to an engineered study. So if you have your your uncle, as you mentioned, doing it, it doesn't follow the audit technique guide. Doesn't follow the guides that are required for cost segregation study. You're probably going to find it getting kicked out and wind up owing taxes and penalties. So you want to make sure you're someone who's qualified and they do an engineer study, same thing as a CPA. CPAs aren't qualified to do a cost segregation study because it is an engineered study. We're breaking down the entire property and rebuilding it with our software on commercial buildings. You'd mentioned. What do we do? Commercial building? We do a physical site visit. We actually go to the property. Those are more expensive because we're there at the property and travel time and so forth. That to do that with engineers on residential we have a unique program. We do a virtual site visit where I can do this or my desktop, and that's why I'm able to keep the cost down. But we still do a site visit, because there's so many tools available today to be able to do a virtual site visit, I mean, for anywhere in the United States. So we can do this anywhere in the United States, and I take the tools that we have, the data I get from the client, we can do a virtual site visit and create the study from that    Keith Weinhold  22:43   really what the IRS is doing, whether this probably isn't reality, but you're saying your property wears out completely in 27 and a half years. That means that you can take some portion of that and depreciate it each year, but with some of these components that you mentioned, like the flooring and like the bushes. I think even the landscaping is one of the components that you can do a cost seg on. Basically they're saying that wears out faster.    Steve Trussell  23:11   Correct. Pretty much everything outside the building is 15 year life, sometimes even shorter than that. But that's how it classes 15 year life. Like your driveway, your like I said earlier, your retaining walls, grass, landscaping, fences, things like that, outdoor lighting, stuff like that. The inside the building is the five year property, which is your countertops, your flooring, fixtures. Think of things. I mean, floor is going to wear out before 27 half years, you're going to be replaced. You do it in your own home. Typically, you know? Well, I would never keep it for 27 and a half years. I would I wouldn't thank him in my house, but because they do wear out sooner. Tile is a little different animal. There's some debate about that, but for the most part, it's components like that that we're able to reclass in a five year classification.    Keith Weinhold  23:54   That's pretty generous. Grass wears out in 15 years.   Steve Trussell  23:58   Well, it's a 15 year. Yeah, it dies. You know, things change landscape, things like that. So yeah, you do. Those can be classed at 15 years.    Keith Weinhold  24:08   All right, we've talked about the cost in terms of dollars a bit for what a cost segregation study might cost. How much time does it take from the time one is initiated?   Steve Trussell  24:16   It depends. We could typically work with your schedule. I get a lot of last minute folks that get with me in September and they need their October 15, or even this September 15 depends on what kind of entry Do you have it in. And so we can turn these as quickly as you need it, typically, if I have all the data and all the information, especially if it's a residential where I'm not having to travel, but by and large, I can turn these in less than 30 days back to you, and if you need it sooner, we'll burn the midnight oil and get it done for you. That's during crutch time for between January 1 and April 15. If you file early or on time, if you file in October and you extend your taxes and the automatic extension in April, you've got to have the study done before you file. Your taxes. So if you wanted it for 2024 you need to have a study completed by April 15 of 2025 if you're going to file it April 15, if you're gonna file in October, the automatic extension, you need to have it completed by then. So our busy season is January through April 15, and then probably starting July, August time frame through October 15. That's our busy season. So the point of it, if you're going to do a study and use it for your current tax year, it must be completed no matter when you purchased it, but it must be completed prior to you filing your taxes, so you can use it on that tax return.   Keith Weinhold  25:35   All right, so we're just getting into Steve's busy season. So if you think this can benefit you. You want to initiate that sooner rather than later. But Steve, when we talk more about the benefits, we've had a change in presidential administration. So tell us more about the bonus depreciation benefit.   Steve Trussell  25:53   Your bonus appreciation came out in the previous administration before this last one, Trump's first administration that came out of that. So the anything where you reclass is five, seven and 15, your property, but it's 100% bonus. In other words, if you go back to the 131,000 I mentioned on the duplex, all of that in between September 2017 through December 31 to 2022 you get 100% of that. It's starting in January of 2023 through the end of december 23 it went to 80% and the next year, 60, and in 2025 it's going to be 40. But there's been an extension that was passed last in 2024 in the house to go back to the 100% installed in the Senate. And we think with the new administration, we'll probably in the new tax cuts, we'll probably see this reinstated and go back to the 100% which is substantial. If you're getting, you know, 60% of the 131, what is that? 78,000 bucks, roughly, something like that. And if you're getting 100% that's a big difference. So we're hopeful that we'll see that sometime in the first quarter. And so even if you file your taxes in April and it hasn't passed yet and you've only gotten four, you only get 40% bonus depreciation. You'll get that extra 60 the next year. What's happening now, though, before it, if it without being stated, you're still getting a bigger benefit. Because, as I mentioned before, the 131 comes forward, and you get the percentage of that the 302 is left over. In that example I used earlier, you've got your regular 27 net fear depreciation, but that 131 is still five and 15 year property, so you're depreciating that much faster than you would on a 27 after your schedule. So you're still getting a benefit, just not as good as when you get 100% bonus depreciation.   Keith Weinhold  27:34   Okay. And again, when you're talking about five, seven and 15 year property, you're talking about those component lifespans, correct, where we reclass that bonus depreciation benefit started out at 100% a few years ago. It's been stepping down 20% each year, and that is set to most likely refresh here sometime this year, back to the full 100% bonus depreciation. And if that does indeed happening you the listener. You're going to be hearing about that from your real estate investor friends and your social media feed and everything else, and you're going to maybe be feeling left out of that unless you get on top of it and take part of this. That's exactly what we're talking about doing right now. Steve, why don't you talk to us about some of those other components that are included or excluded from a cost segregation study, whether that's lighting fixtures or parking lot asphalt, tell us more.   Steve Trussell  28:27   Exterior is the 15 year life we talked about, the parking lots, the big residential the driveways, the landscaping, the fencing, retaining walls, bushes, the things that are gonna be outside. Okay, everything outside is 15 years pretty much, yes. And then when you go inside, look at the things that you would typically change out. You're not gonna change your plumbing. It's in your foundation and your walls, unless it breaks. You're not gonna change your roof. Is also, even though you change it out, it's also a permanent part of the structure. The roof is but the inside the house you have your or even outside, you've got your brick on the outside of your siding, that's 27 half for your property inside the cabinets, your countertops, flooring, your decorative light fixtures, the your plumbing fixtures, things like that, glass mirrors, things like that, that are going to be naturally shorter life. And it's pretty easy to look at a piece of property and see what's permanent again, like I use the example, the foundation, the studs in the wall, the brick, the she rock on the wall, those things are permanent fixtures. It's the things that are movable parts, typically, that you could look at, and that makes up 22 to 32% I've had to go higher, but 22 to 32 is a good range of the asset from five year and 15 year.   Keith Weinhold  29:42   All right, so really, the dividing line for Cost Segregation is stated as what is a permanent fixture and what is not permanent.    Steve Trussell  29:50   Yeah, probably in the general sense, yeah, I would say that. Well, are there any   Keith Weinhold  29:53   other things that one should know about a cost segregation study, whether that's myths or misunderstandings that need. To be cleared up, or just anything else at all. One needs to know about a cost segregation study. A couple   Speaker 3  30:05   things. One, the myth is that a lot of people think that it triggers audits that you're changing your accounting or you're getting this big bonus depreciation that's in the tax law, and so you're just taking advantage of the same zero to depreciation. Putting depreciation on your schedule, on your tax return, doesn't trigger audits. I mean, that's just buying property and you're putting it on the return. Accelerated depreciation doesn't either, because you do an engineered study. So part of the myth people think that they're going to call it, it's going to trigger an audit. It doesn't. It's a standard practice that accepted by the IRS and the study. The only thing that might, that might trigger isn't the agent. If they're doing an audit of your taxes, they might look at the study and say, Why did you classify this as this but this amount? Well, we go back through our data and our study through our software, and we could prove out how we came up with that value, and that's what they would ask. Is something like that, but it doesn't trigger an audit necessarily, just because you do a study. Second thing I've said this, I'll save all my clients. I said a couple times here, it's important that you can use it, that you can use the benefit. It does not do any good to go spend money for a study and get $131,000 appreciation, like I mentioned earlier, and it just sits there your w2 income, and you can't use it towards that that's far exceeds what you're making on your property. There's still a point in doing that until you can use it. There are other companies out there. They won't discuss that with you. They'll just tell you, you know, let's do a cost segregation study, because you get all these great benefits, but it doesn't do any good if you can't use it. Like I said that 131 be sitting on your depreciation schedule. That's bonus depreciation, but you're not able to do anything with it. If you're a high earner and you're not a real estate professional, you can't use it. So just be aware of that. If anybody brings a cost segregation study to you, and they don't discuss with you how it benefits you, I just be aware of that it's got to benefit you. What's the point if it doesn't    Keith Weinhold  31:57   that's a really great reminder you want to have this done the right way with someone that knows it can benefit you and more than offset the cost of the study. Maybe I should just bring up one example here of maybe a common turnkey property that a listener might buy that's not very high cost. Say that someone buys a fully rehabilitated, just $180,000 rental single family home built in the 1970s two bed, one bath. I'm sure there are some. It depends factors, but in general, would that be a candidate for a Cost Segregation if that were a new purchase for an investor?   Steve Trussell  32:35   I do it all the time, because it doesn't matter how old the property is. What matters is when you purchases. That's when your start date hits and or when you sell it to start date for the next person as well. So yeah, in that case, you're going to take roughly 15% for land. We go to the county website and see what they're using for land, and if they're using 6% that's what we'll use. But 15% is acceptable by the IRS. So in that case, 15% is what $27,000 so your 147 I think, would be your depreciable amount in it, 25% of that is 25 and almost $40,000 of depreciation versus an $1,800 study. And so if you're in a third step bracket, you're gonna save 12,000 in taxes and spend 1800 to save it. I mean, I would swap 1800 for 12,000 Gosh, any time. So, yeah, it would work. But then that comes down to, you know, you individually. What do you do for a living? What's your income? Like it would what level of income you're at. But can you use the 40,000 and celebrate depreciation? And that can be determined between a conversation with me, you and probably your CPA, so they know your tax situation the best, and then I really like the CPA to be involved. It's up to the client, but I'd prefer them to be involved so they know exactly what we're doing. Some CPAs aren't that familiar with it, so we can help them with getting this on the tax schedule. If they need us to on depreciation schedule, they really want the CPA to be involved if the client is comfortable with it because they know your tax situation the best. I can create the benefit for you. They can help you determine if you can use it.   Keith Weinhold  34:08   That's a good point. I would imagine that there are some tax preparers that have never seen this on one of their clients returns before, so that's a great help. And that was an awesome breakdown of just how things might actually look for someone. It just kind of has that most basic, low cost, 180k turnkey property. Steve, before I ask you if you have any last thoughts or anything else that the listeners should know if you want to connect with Steve, do that in the same way that you learn about our properties and our providers at GRE marketplace.com, click in the coaching area, your investment coach is going to help connect you with Steve all of his resources and adjacent resources that are helpful with you. Steve, is there any last thing that someone ought to know?   Speaker 3  34:50   I just think if you own property at all, it makes sense to get an estimate for cost segregation. It doesn't cost you anything. And then we could decide to. Together Again, like I said, along with your CPA, here's my benefit. Can I use it? And they cost you nothing to do that. Your CPA may charge you some time, I'm not sure, but working with me to get through the estimate phase up to the benefit, what's gonna look like for you that we do that for free, and so if you own any property, it makes sense to take a look at it or just have a phone conversation, because if you call me, you tell me, I make $300,000 a year. I'm a engineer, doctor, whatever it happens to be, and I work full time. My wife works full time. I'm probably gonna tell you, you know, you're probably not a candidate right now, because, like, we'd be a great benefit, but you can't use this great benefit right now. Let's revisit it when maybe you can. So it's just worth a phone conversation and you get me the data that I need, which is pretty simple stuff. I could put together an estimate before you turn it around and you decide, what if it makes sense for you?    Keith Weinhold  35:48   Yeah, if you have that conversation with Steve and worst case scenario, you can't use it, you better believe you're going to come off being pretty well informed in knowing the next time that you can use it, perhaps on your next purchase. Well, this has been supremely helpful, Steve. A lot of people are going to benefit from it. It's been great having you here on the show to talk about cost segregation.   Steve Trussell  36:09   I appreciate you having me. Thank you very much.   Keith Weinhold  36:17   Like Steve said, it's about 22 to 32% of the depreciable assets value, which is that house or building, not the land, can be deducted at an accelerated depreciation rate, faster than the 27 and a half year residential or 39 year Commercial depreciation rate. And Steve told me that before some investors even buy property, they will ask him how it would look with a cost segregation and hold on the numbers, and that way you can use it for your pro forma ROI calculation. Yeah, before you've even purchased a property, like I said, you can't have your Slack John uncle do a cost seg study. Plus your uncle is in slack jawed. Anyway. In fact, I'm the only slack jaw you've ever known. Now, I personally plan to send Steve a copy of my depreciation schedule so he can tell me how things would look for my properties. He can do this for you just the same. There is no charge. It's best to submit everything by mid March at the latest, if you file your taxes in mid April. So we are now in their busy season at GRE marketplace, that's where you do more than connect with our investment coaches and properties. There are also service providers, including Steve. Our coaches are there to help you optimize your ROI. This is a type of thing where if you think it's a good idea, you know you're probably not going to pick this up later if you don't move at the speed of instruction now. So if you think that it can benefit you from GRE marketplace.com, click in the coaching area. Get that set up, and we'll connect you to Steve and help you with anything else that you might need in your real estate portfolio. Until next week, I'm your host, Keith Weinhold, don't quit your Daydream.   Speaker 4  38:13   Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively.   Keith Weinhold  38:41   The preceding program was brought to you by your home for wealth, building, getricheducation.com.

A 29-year-old who is 8 weeks pregnant presents with a chief complaint of nausea and vomiting. She states, “I've been like this for three weeks. I don't know why this is called morning sickness since I feel sick to my stomach almost all the time”, reporting that she vomits 2-3 times nearly every day, stating, “I was worse 2-3 weeks ago, when I was throwing up 4-5 times a day. I figured out what food really bothers my stomach and cut those out.” A 24-h dietary recall reveals frequent low-fat meals and consistent sipping of liquids. She denies thirst or infrequent urination, and reports, “I'm just tired of feeling this way. I've missed so much work and can hardly keep up with my 3-year-old.”  Physical exam reveals the following; Alert, appears fatigued, with moist mucous membranes,  a 1 lb. weight loss since last visit 4 weeks ago, and minimal epigastric tenderness without rebound.   The NP considers advising on the following: A.  Initiate therapy with an oral  5HT-3 antagonist such as ondansetron (Zofran®).B.  Referral to high-risk for advise on further management.  C.  Advise on the use of daily dose of oral  vitamin B6  with doxylamine.  D. Increase fluid and fiber intake. Visit fhea.com to learn more!

In this episode, Dr. Rena Malik hosts Dr. Emily Jamea to explore the intricate dynamics of sexual intimacy and medical concerns related to sexual dysfunction. They discuss the common disconnect where men may use humor or playful gestures to initiate sex, which might not be effective for their female partners. Dr. Jamea provides techniques to bridge this communication gap, such as offering more specific guidance on what is arousing. They also delve into coping with various sexual dysfunctions, addressing both the emotional and medical aspects, and providing actionable tips for issues like premature ejaculation and erectile dysfunction. Become a Member to Receive Exclusive Content: renamalik.supercast.com Schedule an appointment with me: https://www.renamalikmd.com/appointments ▶️Chapters: Don't miss out—follow her now and check out these links! Instagram - https://www.instagram.com/dremilyjamea/ TikTok - https://www.tiktok.com/@dremilyjamea?lang=en Facebook - https://www.facebook.com/dremilyjamea/?ref=hl Website - www.emilyjamea.com Let's Connect!: WEBSITE: http://www.renamalikmd.com YOUTUBE: https://www.youtube.com/@RenaMalikMD INSTAGRAM: http://www.instagram.com/RenaMalikMD TWITTER: http://twitter.com/RenaMalikMD FACEBOOK: https://www.facebook.com/RenaMalikMD/ LINKEDIN: https://www.linkedin.com/in/renadmalik PINTEREST: https://www.pinterest.com/renamalikmd/ TIKTOK: https://www.tiktok.com/RenaMalikMD Learn more about your ad choices. Visit megaphone.fm/adchoices

Rachel Brenke is a multifaceted entrepreneur who has successfully balanced her roles as a lawyer, photographer, and business consultant.   Rachel found herself seeking a flexible career that could accommodate her unique circumstances.   Rachel helps entrepreneurs set up, strategize, and protect their businesses legally and emphasizes the importance of Liability Protection, Intellectual Property (IP), and Contracts & Legal Protection.   She stresses the importance of maximizing time and being strategic in decision-making to avoid burnout.   Rachel emphasizes scheduling everything and batching tasks, especially when managing multiple businesses.    She also balances being the face of her brand, ensuring alignment between her team and the business goals.   Website: Rachel Brenke  LinkedIn: Rachel Brenke  Instagram: rachelbrenke   Previous Episode: iam210-lawyer-photographer-and-business-consultant-helps-creatives-initiate-and-implement-strategic-plans   Check out our CEO Hack Buzz Newsletter–our premium newsletter with hacks and nuggets to level up your organization. Sign up HERE.  I AM CEO Handbook Volume 3 is HERE and it's FREE. Get your copy here: http://cbnation.co/iamceo3. Get the 100+ things that you can learn from 1600 business podcasts we recorded. Hear Gresh's story, learn the 16 business pillars from the podcast, find out about CBNation Architects and why you might be one and so much more. Did we mention it was FREE? Download it today!

Ever felt like your psychic gifts aren't working the way they should? Tahverlee explores three common reasons your spiritual abilities might be blocked: lack of prioritization, fear, and insufficient practice. She provides actionable steps to overcome these obstacles, emphasizing the importance of regular commitment and self-awareness in developing your innate talents.Whether you're just starting out or you've been on your spiritual journey for some time, Tahverlee's insights offer practical ways to enhance your psychic skills. By addressing these barriers and dedicating time to practice, you can unlock your full potential and connect more deeply with the unseen worlds to manifest your deepest desires.

Welcome to Day 6 of the 14-Day Relationship Transformation Challenge! Today, we're tackling a critical yet often tricky aspect of relationships: conflict resolution.Conflict is inevitable in any relationship, but how you approach it can make all the difference. In this episode, we'll explore how to resolve disagreements with compassion, turning moments of tension into opportunities for deeper understanding and connection. You'll learn how to shift from a "win-lose" mindset to a "win-win" approach that strengthens your relationship.By the end of today, you'll have actionable tools to navigate disagreements with respect, empathy, and love, fostering a healthier, more harmonious partnership.What You'll Learn in This Episode:Why conflicts arise and how to view them as opportunities for growth.How to approach disagreements with empathy and understanding.Simple strategies for communicating effectively during conflicts.The importance of finding common ground and prioritizing connection over being "right."Today's Challenge:Complete the Conflict Resolution Practice:Identify a recurring disagreement in your relationship.Initiate a calm, judgment-free discussion about the issue.Use "I" statements to express your feelings (e.g., "I feel hurt when...") and listen to your partner's perspective.Work together to identify a resolution that honors both of your needs.Key Quote from the Episode:"Conflict isn't about winning or losing—it's about understanding, compromise, and building a stronger connection."Resources & Links:Discover more tips on handling conflict in my book, Manifest a Joy-Filled Relationship. Order Your Copy Here.Connect with Us:Instagram | Facebook | YouTubeShare your progress using #RelationshipTransformationChallenge.Thank You for Listening!If today's episode resonated with you, please leave a review and share it with someone who could benefit. Let's create relationships built on mutual respect and compassion!Send us a text

Listen now on Apple, Spotify, and YouTube.—Kate stepped into a design strategist role at Constant Contact earlier this year, where she is focused on integrating GenAI capabilities into their email and digital marketing software to address long-standing user needs of small business owners. Previously, she spent five years honing her skills in mixed-methods research at Constant Contact as well as the Bentley University user experience center where she helped clients in different industries make their technology easier to use. Kate holds a Master's in Human Factors in Information Design from Bentley University and a Bachelor's from Colgate University. A self-described digital renaissance woman, she has worn many hats across her career, giving her a unique perspective on product development. She's passionate about reimagining the future of technology through a thoughtful blend of user insights and emerging innovations.In our conversation, we discuss:* The evolution from user research to strategy roles and how this transition enhances decision-making and business alignment.* Balancing user needs with business goals, emphasizing that they are not mutually exclusive but rather complementary.* Practical steps to integrate strategic thinking into research tasks and presentations, such as adding broader implications to findings.* Building relationships and co-creating roles to ensure alignment and foster collaboration across departments.* The role of intention setting in career transitions and how vision exercises can help clarify personal and professional goals.Check out the goal statement exercise here:Some takeaways:* Research findings need to connect to actionable opportunities. To make research impactful, include a “broader implications” slide in your presentations. This slide should tie research insights to organizational objectives and explore strategic opportunities. For instance, findings from usability tests can highlight broader trends or gaps in user behavior, fostering discussions on larger business implications.* Strategic roles require co-creation and proactive definition. Rather than relying solely on job descriptions, take an active role in shaping your position. Write down what you want to do, combining personal strengths with business needs. Discuss this vision with stakeholders to align expectations and gain buy-in for new responsibilities.* Building cross-departmental relationships is essential. Collaboration thrives on strong interpersonal connections. Initiate coffee chats or casual discussions with stakeholders from other teams. Leverage mutual connections to expand your network and gain insights into how different departments operate, facilitating smoother collaboration on strategic projects.* Career transitions benefit from goal-setting exercises. Set intentions by envisioning your future role in detail. Write a goal statement describing your ideal position, the work you'd like to do, and how you'll feel upon achieving it. Review this regularly to keep your actions aligned with your long-term aspirations.* Strategic thinking marries user and business needs. Adopt a holistic approach where user insights are not seen in isolation but as a means to drive business success. For example, service blueprints and customer journey maps should not only outline user pain points but also identify opportunities for growth, innovation, and profitability.Where to find Kate:* Website* LinkedIn* SubstackInterested in sponsoring the podcast?Interested in sponsoring or advertising on this podcast? I'm always looking to partner with brands and businesses that align with my audience. Reach out to me at nikki@userresearchacademy.com to learn more about sponsorship opportunities!The views and opinions expressed by the guests on this podcast are their own and do not necessarily reflect the views, positions, or policies of the host, the podcast, or any affiliated organizations or sponsors. This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit userresearchacademy.substack.com/subscribe

In this episode, we had a wonderful conversation with Marisol Chianello, TIGER Director at Learning Rights Law Center where she empowers parents of children in special education through the "Know Your Rights" program. With a legal career that began in 2005, Marisol has worked with many nonprofits advocating for marginalized groups, and she also currently serves as the President of the Rotary Club of Mental Health and Wellness. Marisol joins us for this episode to help us break down the differences between IEPs (Individualized Education Plans) and 504 plans, two essential tools that help children with disabilities receive the support they need in school. She explains how a 504 plan ensures students with disabilities receive necessary accommodations like providing Braille for blind students or access to elevators for those with mobility issues. An IEP, however, provides more specialized educational services, such as speech therapy or learning support, intended to help children make academic progress. Our conversation also explores how different disabilities (ranging from ADHD to learning disorders like dyslexia) might align with either plan and what steps parents should take if they believe that their child might need extra support. Marisol also delves into the legal safeguards that come with IEPs, empowering parents to advocate for their children's needs in IEP meetings. With practical advice on how to request an IEP, prepare for meetings, and ensure that children receive the required assessments, this episode is a must-listen for parents who want to navigate the educational system with confidence! Show Notes: [2:42] - Marisol explains the difference between a 504 plan and an IEP. [5:37] - It's common for parents to misunderstand the IEP and 504 plan, associating certain conditions with each. [8:35] - Marisol encourages parents to trust their instincts, communicate concerns with the school, and collaborate to determine the best action plan. [10:18] - A good starting point is to request an IEP in writing, outlining concerns, and carefully reviewing the assessment plan. [13:02] - Marisol reiterates that schools must assess students suspected of disabilities, while IEPs address all school-related challenges. [16:45] - An IEP or 504 plan is necessary when a child's ability to function in school is impacted. [17:51] - Marisol points out how IEPs offer more protections for parents, including consent and participation. [20:49] - It's common for parents to be unaware of their involvement in IEPs and the rights they have. [21:23] - Marisol argues that parents are equal team members in IEP meetings and should confidently speak up for their child. [23:05] - Marisol recommends reviewing records and assessments before the IEP meeting. [26:21] - IEPs should also highlight a child's strengths! [29:33] - Parents can request assessments in a child's second language, especially for bilingual or immersion students. [30:30] - Marisol adds that the assessment should be in the child's primary language as determined by an appropriate assessment. [32:17] - Don't allow fear or stigma to prevent you from seeking help; early intervention greatly benefits the child's progress! [34:42] - The TIGER program empowers parents through education and community. Links and Related Resources: Learning Rights Law Center Learning Rights Law Center - TIGER Program Learning Rights Law Center - Education Rights Clinic How to Initiate a Special Education Assessment Navigating Parent-Teacher Conferences with Neurodivergent Kids: Tips and Questions Episode 217: Assessing Learning Differences in Bilingual Students & Students in Dual Language Programs with Dr. Vindia Fernandez Connect with Us: Get on our Email List Book a Consultation Get Support and Connect with a ChildNEXUS Provider Register for Our Self-Paced Mini Courses: Support for Parents Who Have Children with ADHD, Anxiety, or Dyslexia 

Click here to Shop Affirmation Decks, Oracle Decks, and more! Use Promo code: RCPODCAST20 for 20% off your first order!   Today's Power Affirmation: By giving thanks I initiate abundance. Through generosity, I spread it around.   Today's Oracle of Motivation: When you give thanks, you attract abundance. Focus on what you have, not what you don't. It's not about how many likes you got on your social post, but about each individual who took the time to engage with your little creative space. They shared a moment with you, and that is fucking beautiful. It's not about the amount of money you still need, but about the ocean of abundance already surrounding you. When you pay attention to what you do have, you realize there is always enough, and never too little. The Universe provides. When you generously give thanks and share your abundance, you spread joy to all areas of your life.   Designed to Motivate Your Creative Maniac Mind The 60-Second Power Affirmations Podcast is designed to help you focus, affirm your visions, and harness the power within your creative maniac mind! Join us daily for a new 60-second power affirmation followed by a blast of oracle motivation from the Universe (+ a quick breathing meditation). It's time to take off your procrastination diaper and share your musings with the world!   For more musings, visit RageCreate.com     Leave a Review & Share! Apple Podcast reviews are one of THE most important factors for podcasts. If you enjoy the show please take a second to leave the show a review on Apple Podcasts! Click this link: Leave a review on Apple Podcasts Hit “Listen on Apple Podcasts” on the left-hand side under the picture. Scroll down under “Ratings & Reviews” & click “Write A Review” Leave an honest review. You're awesome!  

Have you set your intentions for 2025 yet?Discover the secrets to infusing your intentions with magic all year round with the Magic Tree ritual. Tahverlee guides us through setting long-term intentions, creating and working with a magic tree, and using it as a focal point for spells and rituals throughout the year.Learn how to harness the energy of the full and new moons to clear blockages and accelerate your manifestations with precision and power. The Magic Tree ritual can significantly boost your spells' speed and effectiveness, ensuring you stay aligned with your desires and adapt to changes swiftly.Learn how to cast a Vision Board that will actually work in episode #233, Vision Board Success.Watch this episode and all others of the Moon Temple Mystery School Podcast on YouTube.Get Four Weeks of Magic, a FREE guided journey for those curious about the witch's path, filled with journal prompts, rituals, and a taste of what magic can bring into your life.Tahverlee is a Social Impact Entrepreneur, High Priestess, Ritualist, and Initiate of the Sacred Way. Visit Moon Temple Mystery School for ancient teachings for our modern world, spiritual coaching, and everything you need to know as you walk your awakening path.Get Tahverlee's Sacred Gifts, your FREE pass to a magical awakening journey. Journey with us in Extraordinary to master and use the unique spiritual gifts you were born with. Discover our Witch Power Community, a powerful, private digital coven for witches of all paths and traditions. Join Spellbinders Club, the place for rituals, spellcasting & spiritual up-leveling. Visit The Witch Shop for workshops and practical teachings to bring magic into your daily life. Learn more about Tahverlee:Moon Temple Mystery School Contact Tahverlee directly:Tahverlee@MoonTempleSchool.com Follow Tahverlee:InstagramTikTokYouTube Theme Music by Les Konley | Produced by Les KonleySee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In this episode of The Kriya Yoga Podcast, we speak with Roy Thibodeau, a student of Kriya Yoga teacher, Oliver Black. https://www.yogacharyaoliver.com/ Ryan Kurczak and Roy Thibodeau talk about the book "My Dear Oliver", a limited edition book, which is a collection of the letters that Paramahansa Yogananda sent to Oliver Black. About our guest Roy Thibodeau Golden Lotus Yoga for Spiritual Awareness (GLYSA) was founded by Roy E. Thibodeau & Mary Ann Thibodeau in 2011.  We have been disciples of Yogacharya J. Oliver Black for over 45 years and GLYSA was founded to assure the continuation our lineage, legacy, and heritage through Babaji, Lahiri Mahasaya, Sri Yukteswar, Paramahansa Yogananda, and Yogacharya Oliver.   Yogacharya Oliver was one of Paramahansa Yogananda's most advanced direct disciples, establishing the Detroit, Michigan Self Realization Fellowship (SRF) Center which he ran as an SRF minister from 1951 until 1980's.  He also established Song of the Morning Yoga Retreat in Northern Michigan which he ran until his MahaSamadhi September 16, 1989.  He remained an SRF Minister, Authorized by Paramahansa Yogananda & SRF to give Kriya Yoga Initiation to qualified candidates until his MahaSamadhi.  You can find out more about Yogacharya Oliver at www.yogacharyaoliver.com.  Because of Yogacharya's relationship and loyalty to Paramahansa Yogananda & SRF he was never able to authorize any of his disciples to Initiate candidates into Kriya Yoga. Because of this situation and knowing our destiny to continue our Linage through Yogacharya Oliver we pursued authorization to perform Kriya Yoga Initiations through the help of Roy Eugene Davis another direct disciple of Paramahansa Yogananda and brother disciple to Yogacharya Oliver.  We asked him to ordain us authorizing us to give Kriya Yoga Initiation under Yogacharya Oliver's authority.  Roy graciously agreed and ordained us under Yogacharya Oliver's authority.  Because of that we incorporated two names into the name of our organization. - If you would like to participate in future live sessions consider becoming a member of The Kriya Yoga Online Patreon Community or applying to the Kriya Yoga Apprenticeship Program. For continued inspiration and instruction, please read my new book, An Essential Guide to Kriya Yoga Practice. Now available in hardcover and softback on Amazon.  Your host, Ryan Kurczak, is a Kriya Yoga meditation teacher and author. He was authorized to teach Kriya Yoga in 2005, by Roy Eugene Davis, a direct student of Paramahansa Yogananda. For more information about this work please visit: A community of Kriya Yoga practitioners engaged in supporting this work. https://www.patreon.com/KriyaYoga Blog posts, books and information on the Kriya Yoga Apprenticeship Course. https://kriyayogaonline.com/ A Year Long Kriya Yoga Introduction Course Kriya Yoga Online Ashram (teachable.com) Hundreds of hours of videos related to Kriya Yoga and spiritual growth. https://www.youtube.com/user/KriyaYogaOnline  

Joining us for this episode of the podcast is Dr. Vindia Fernandez, who has been on the show before back in episode 3. Dr. Fernandez earned her Ph.D. in clinical psychology from the University of Houston and completed her APA-accredited internship and fellowship at UCLA, specializing in neurodevelopmental issues like autism, ADHD, and learning disabilities. As founder of the Center for Pediatric Neuropsychology and director at UCLA's Cultural Neuropsychology Program, her focus is on culturally appropriate evaluations for Latino/a children and teaching social skills to neurodiverse youth. Dr. Fernandez discusses how bilingualism in children is often misunderstood and that it's usually good for cognitive development. She also elaborates upon some red flags when it comes to identifying possible learning disabilities such as dyslexia and how her procedures differ depending on whether or not the bilingual child is in an English-only classroom or if the child is in a dual language immersion program. She reflects on some of her frustrations around how bilingual children are assessed and what she hopes to see change in the future. While we have certainly seen great strides and progress in this area, there is still much work to do, such as honoring heritage languages, increasing integration, and identifying problems earlier. Dr. Fernandez is a wealth of knowledge on this topic, and her passion truly shines through.  Show Notes: [2:40] - Assessing bilingual children is a true passion for Dr. Fernandez. [3:44] - She feels that bilingualism in children is often misunderstood. [5:22] - Learning another language is incredibly dynamic and complex and is different for every child. [7:06] - Vindia reflects on a recent change of more children engaged in dual language immersion programs. [9:55] - What red flags should be paid attention to that don't tend to be problems with monolingual children? [13:11] - Vindia explains why her procedures differ depending on whether the bilingual child is in a dual language immersion program. [15:46] - Vindia explains why assessments might need to be done in both of a child's languages. [18:07] - What role do language disorders play in bilingual children? [21:28] - We ultimately want these children to be confident and to reach milestones. [24:15] - “You teach to the skill that you want to see improvement in.” [27:16] - Dr. Fernandez mentions that 50-75% of behavior therapy involves parents.  [30:55] - She gives some helpful advice to parents. Links and Related Resources: Episode 3: Neuropsychological Evaluations Through a Cultural Lens with Dr. Vindia Fernandez Episode 214: Private Neuropsychological Evaluation vs. School Evaluation How to Initiate a Special Education Assessment Connect with Us: Get on our Email List Book a Consultation Get Support and Connect with a ChildNEXUS Provider Register for Our Self-Paced Mini Courses: Support for Parents Who Have Children with ADHD, Anxiety, or Dyslexia  Connect with Dr. Vindia Fernandez: Dr. Vindia Fernandez's Website Dr. Fernandez's ChildNEXUS Page Email: center@pediatricneuropsych.com The Diverse Thinking Different Learning podcast is intended for informational purposes only and is not a substitute for medical or legal advice, diagnosis, or treatment. Additionally, the views and opinions expressed by the host and guests are not considered treatment and do not necessarily reflect those of ChildNEXUS, Inc. or the host, Dr. Karen Wilson.  

Have you ever wondered why your vision board isn't manifesting your dreams? Tahverlee dives into the magic of creating a vision board that actually works. She reveals the secrets to combining intentions, feelings, and laser-sharp clarity to make your dreams a reality. With guidance on setting intentions, cleansing your supplies, and infusing your vision board with personal energy, Tahverlee ensures you're equipped to bring your desires to fruition. Get ready to anchor your goals and experience measurable, magical outcomes in your life.Tahverlee is a Social Impact Entrepreneur, High Priestess, Ritualist, and Initiate of the Sacred Way. Visit Moon Temple Mystery School for ancient teachings for our modern world, spiritual coaching, and everything you need to know as you walk your awakening path. Get Tahverlee's Sacred Gifts, your FREE pass to a magical awakening journey. Journey with us in Extraordinary to master and use the unique spiritual gifts you were born with. Discover our Witch Power Community, a powerful, private digital coven for witches of all paths and traditions. Join Spellbinders Club, the place for rituals, spellcasting & spiritual up-leveling. Visit The Witch Shop for workshops and practical teachings to bring magic into your daily life. Learn more about Tahverlee:Moon Temple Mystery School Contact Tahverlee directly:Tahverlee@MoonTempleSchool.com Follow Tahverlee:InstagramTikTokYouTube Theme Music by Les Konley | Produced by Les KonleySee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Ikigai Summit 2024 - Ikigai Investing: Meaning & Money Jeri Andrews, Toussaint Bailey (Uplifting Capital) and Johny Mair (Ethic) discuss the integration of personal values and purpose within financial investing, advocating for a shift from traditional, profit-focused models to a more human-centered and impactful approach. The conversation highlights the need for the financial industry to evolve beyond commoditized services, emphasizing the importance of building meaningful relationships with clients through transparency, data-driven decision-making, and a focus on individual values. The conversation underscores that aligning investments with personal values can foster both financial success and a deeper sense of fulfillment. Key takeaways: ●Integrating values and purpose into financial planning is essential for both client satisfaction and the long-term sustainability of the wealth management industry. ●The traditional approach of focusing solely on profit is becoming obsolete, as there is an increasing demand for investments that resonate with personal values and contribute to positive global change. ●The financial industry must prioritize human-centered practices, deeper client connections, transparency, and data-driven methodologies that extend beyond traditional financial metrics. Actionable steps: ●Challenge assumptions: Question the belief that financial success is incompatible with doing good or acting on personal values. Seek investment options that align with your values and promote positive change. ●Engage in open dialogue: Initiate conversations with financial advisors or firms specializing in sustainable, values-based investing to discuss personal goals and values. ●Seek deeper connections: Look beyond financial gains by exploring how investment decisions can create joy and impact on issues you care about. www.ikigaistories.com

Listen in to dive into a topic this week that often confuses parents, educators, and professionals alike: the differences between neuropsychological assessments, psychoeducational evaluations, and school-based assessments. Listen as Karen breaks down the purpose, scope, and key distinctions of these evaluations. We begin by exploring the reasons why families might seek assessments, from academic struggles to behavioral or emotional challenges, and even to identify giftedness. Learn how school-based evaluations focus on academic impact and eligibility for accommodations, while neuropsychological assessments offer a comprehensive view of a child's brain functioning, including cognitive abilities, emotional well-being, and social skills. You can also expect to hear how evaluations provide a middle ground, often focusing on learning profiles and classroom support. Whether you're a parent trying to understand your child's struggles, an educator seeking clarity, and/or a fellow professional navigating these assessments, this episode provides essential guidance to help determine the best path forward! Show Notes: [0:53] - Parents often seek evaluations to understand their child's academic or behavioral challenges. [3:08] - Assessments can explore emotional, social, cognitive, or processing factors impacting school performance and peer interactions. [6:02] - School-based evaluations determine eligibility for school-based support but do not provide medical diagnoses like ADHD. [8:38] - We learn how neuropsychological assessments offer a detailed analysis of cognitive, academic, behavioral, and emotional functioning. [11:38] - Children benefit from neuropsychological assessments to address unexplained struggles or track cognitive changes over time. [14:16] - Discover how neuropsychological assessments explore broader brain-behavior relationships. [16:55] - Psychoeducational assessments emphasize academic skills and learning profiles. [18:24] - In closing, parents can seek help from practitioners to determine the most suitable evaluation for their child. Links and Related Resources: How to Initiate a Special Education Assessment Episode 113: Demystifying the Assessment Process Episode 205: Understanding ADHD Assessments Connect with Us: Get on our Email List Book a Consultation Get Support and Connect with a ChildNEXUS Provider Register for Our Self-Paced Mini Courses: Support for Parents Who Have Children with ADHD, Anxiety, or Dyslexia  The Diverse Thinking Different Learning podcast is intended for informational purposes only and is not a substitute for medical or legal advice, diagnosis, or treatment. Additionally, the views and opinions expressed by the host and guests are not considered treatment and do not necessarily reflect those of ChildNEXUS, Inc or the host, Dr. Karen Wilson.  

In this episode of the Sales Gravy Podcast, I highlight a key sales opportunity as we approach the final stretch of the year. There is no doubt that this has been a strange year, right? With the election, inflation, and so much uncertainty a lot of businesses held back on spending – even though, as a whole, the economy was pretty good.  Now that the election is over, these same businesses have a budget left over that they need to spend before the end of the year. Buyers are in a Good Mood The good news is the executives and owners who run these businesses are suddenly in a very good mood.   Over the past few weeks, I've been in multiple states and cities asking business leaders how they are feeling now that the election is over. The responses have been overwhelmingly positive. People are feeling good. Many are enthusiastic about the economy. Most tell me that their sales are up following the election.  How to Look for Unused Budget With a Simple Question I've also had my sales team calling our customers and asking specifically about the unused budget that needs to be spent by the end of the year. The strategy is working. We have the largest pipeline we've had in years and have inked more big deals in the last three weeks than we have in the last three months with more to come.  Last week, I was out with a field sales rep, and we called on one of his large conquest accounts. The rep was frustrated because every proposal he'd given them had stalled in the pipeline. He said, “I just can't get them to pull the trigger and make a decision.”  Before walking in I coached him to ask his contact, “How do you feel about business now that the election is over?”  After asking this question, his contact, the director of operations lit up—business was booming he said. Many of his customers who'd had their hands tied by budget constraints were now spending.  Four hours after our visit the contact called to say that his boss had given him a budget to spend by the end of the year and placed an order for almost a million dollars. Prime Time for Unused Budget So here's the deal: if you're in sales, now is prime time. What you need to do is pick up the phone, call your existing customers, your inactive customers, and even your closed/lost deals from earlier this year, and simply initiate a conversation. So, here's the moral of this story. If you're in sales or a business owner, now is the time to reach out to your customers. Engage them in a dialogue about how they're feeling post-election, and find the money that's out there and needs to be spent by the end of the year.  Keep it Simple Don't overcomplicate this. Initiate the conversation by asking about their post-election outlook. This will naturally lead to discussions about their immediate needs and leftover budget and how your product, service, or software can help them utilize their remaining budget effectively. Move fast because the clock is ticking. Once this year is over, today's leftover budget will be gone forever. ACE your next sales conversation with our FREE guide to buyer communication skills. Download Here