Henry Pryor

With the end of the Stamp Duty holiday just two weeks away what might happen to those deals that don't make it? How many transactions are being pushed through and what happens when it end? Paul Lewis speaks to Dan Whitworth, to Stephanie who is trying to get her sale and purchase through, to Helen, a hassled conveyancer and to me.

People are traveling miles to see a house but what restrictions are there? Should you try and beat the Stamp Duty holiday? Why can someone go and view a property but I can't see my gran.

A chat with Ian Collins on BBC Radio Kent who wanted to know what to expect when we come out of Lock Down. Where next for prices, for rents and the impact on people thinking of moving.

Trouble for both residential and commercial landlords and tenants as the impact of Covid-19 grips businesses as well as people. Jeremy spoke to a pub landlord and to a residential tenant about their situations before speaking to me about the bigger picture.

Louise Cooper asks how government rules help tenants and landlords affected by coronavirus. With a series of questions from listeners I join a panel including Anny Cullum - National organiser for Acorn, a community and tenants union and John Stewart - Policy manager at the National Residential Landlords Association

The Government has advised that all property transactions be halted during the lock down, banned agents from inspecting properties or buyers viewing. Jeremy wants to know what can still progress and the implications. 

Their son James is self employed and unable to get a mortgage so mum and dad Pam & Keith are taking out a 40 year mortgage (https://www.thetimes.co.uk/article/we-took-out-a-marathon-mortgage-until-were-105-bbv9qd2c5) to help him to buy a home. I have some problems with this as I explained to Peter White via LuciLive in Umbria.

The Lawford Housing Enterprise Trust in Essex has the simple and sole aim of providing affordable local housing for young local people, within the Parishes of Lawford, Manningtree and Mistley. The Trust’s schemes support tenants to save funds to put towards a deposit to buy their own home; tenants pay an affordable monthly payment which includes rent and a deposit payment which is returned to them on successful completion of their tenancy. Clare Worden went along to see how it works and asked me for some comments on the idea of 'Almshouses for the young'. More detail here (http://www.lhet.org/about/)

To New Broadcasting House to chat to Dominic O'Connell about house builder Persimmon Homes record-breaking £1bn profits

To W1A to chat to John Humphreys about the latest RICS housing market survey with Simon Rubinsohn. Not as stark as has been reported, there is still a market but it's not the same market that we had perhaps in 2016. Big regional variations also make the national picture more complicated.

Bank of England Governor is reported to be preparing for a 30% fall in house prices in the event of a 'hard Brexit'. I'm joined by Ruben from PricedOut to discuss what he really said and what the implications might be IF prices were to crash.

[Research from Savills](https://www.savills.co.uk/blog/article/268550/residential-property/interactive-map--house-prices-in-the-north-to-rise-faster-than-in-the-south.aspx) suggests that house prices will rise across the country over the coming years and that the north may see greater house price inflation than the south. I explain the challenges of these kind of predictions to Winifred Robinson on You and Yours.

Could people who used the Governments Help to Buy scheme be facing negative equity? I'm joined by David O'Leary from the Home builders Federation to discuss this and other aspects of the scheme.

Bank of England Governor Mark Carney is reported to have told Cabinet that house prices might fall by 35% in the event of "a had Brexit". I've spent the day explaining to radio stations that this was not a prediction or forecast but rather the bank stress-testing in the event that this were to happen. They did similar modelling in November last year.  I'm chatting here to Rachel Berden and Nicky Campbell and in due course to Sean Farrington. This link helps clarify what has happened. https://www.bbc.co.uk/news/business-45516678

An early morning chat with Vanessa Feltz about Daily Mail headlines - is this peak property in the Capital? Could the market crash?

Peterborough & Exeter cathedrals are just two examples of the 42 cathedrals in this country that are reported to be in dire financial straites so the General Synod are considering passing a law to prevent courts from forcing the sale of these great buildings in the event that of bankruptcy.  Can we commercialise these churches? I debate with the charming Richard Fitzwilliams to explore the pro's and con's.

Having been to Belfast and to Edinburgh You & Yours sent Mike Young to London to take the temperature of the Capital's housing market. He spoke again to Marco Nardi whom he spoke to last year and who at the time was trying to sell his home in Kensington. He paid £3.95m for it in 2013, launched it first in Feb 2017 asking £4.85m but what did it eventually sell for? Also, Sinead Fox is selling her home in Dollis Hill. How has she faired and will her husband now realise just how much they have spent on it since they bought it five years ago?

Buy-to-let lending is down but is this unexpected and should we worry? Shari Vahl asks the questions but due to a rather busy news day I am cut off in my prime!

[Savills research](http://www.bbc.co.uk/news/business-43541990?intlink_from_url=&link_location=live-reporting-story) for BBC News suggests that people are moving less often than they used to and LBC's Shelagh Fogarty wanted to know why.

As the Chancellor stands up to deliver his Budget I debate with Sam Bowman from The Adam Smith Institute the merits of changing or even scrapping Stamp Duty.

A chat with Vanessa Feltz on BBC London who had read in the Evening Standard that house prices in the Capital are falling. True or false?

Marco Nardi wants to sell his home in Kensington but after five months he's had just five viewers and has now had to drop the asking price from £4.75m to £3.85m. Will he have to drop it further and is what's happening to the top end of the market in London likely to spread across other parts of the country asks Shari Vahl. Knight Frank are now selling Marco's home. You can find details here;- http://www.rightmove.co.uk/property-for-sale/property-67371425.html

Part 2 of the BBC Three Counties look at the leasehold issue this time with an interview with me.

A two-part focus on the scandal of leasehold homes including an interview with Louise O'Riordan who lives near Dunstable. Louise and her husband were first time buyers.

Winifred Robinson is concerned that we no longer have a single housing market and as a consequence it's no longer possible to be certain what's happening to prices and to sale volumes. She speak to me and to Annie Goak, a buyer in Manchester

Having been quoted on the front page of The Times Sean Farrington and Clare McDonnell were keen to chat to me about the state of the housing market just a week before the General Election.

A painful appearance mostly spent correcting research put out by London Central Portfolio suggesting a melt down in high end property. LCP interrogate the latest Land Registry data set for their numbers but this does mean that they are using incomplete data due to the time lag updating the records. Further more HMRC publish Stamp Duty receipts every month which confirm that in 1999/00 they raised £3.2bn and last year £10.7bn. The total will no doubt fall as transactions slow but we haven't seen this yet and claims that it has are refuted by the likes of Knight Frank and Savills whom I have spoken to. All we can really say is that the pendulum has swung from it being a sellers market to being a buyers market. Nice to finally meet business presenter Dominic O'Connell at last. Nice chap.

Changes introduced by George Osborne in his summer Budget last year means significant changes for the way that mortgage interest can be off-set against tax. Some landlords claim that they will lead to increased rents and to social housing tenants being given notice but who exactly might be affected, why and when? My contribution along with a spokesman for Property118, a landlord and a social housing tenant.

One of the great things about radio is the immediate feedback you get from the audience. Of course much of what I receive asks why I was booked to go on the program in the first place but this reaction to Vanessa Feltz was a rare exception

The Labour Party commissioned it's fourth housing review since 2004 and today Pete Redfern the chairman of Taylor Wimpey publishes his findings. I speak to Coletta Smith and Mickey Clark about whether it tells us anything new or if it provides any interesting answers.

A long and very enjoyable chat with Vanessa Feltz on BBC London as the Telegraph lead a campaign to amend the way Stamp Duty is charged.

Online agents - the future or one more reason for the public to hate estate agents? Paul Lewis quizzes Michael Brown, the boss and founder of PurpleBricks and gets an impressive scoop.

A trip to Radio 2 to find Vanessa Feltz standing in for Jeremy and to be joined first by the BBC's Business Editor Simon Jack and then a discussion with Vicky Pryce. Vicky favours the lower rate and the additional £60bn of Quantitive Easing that has been announced. I'm less happy...

A morning spent speaking to newspapers, magazines and broadcasters about what the Leave result means for the housing market. Here's my response the David Preever on BBC Berkshire

The government proposes to sell off Land Registry to private companies. Campaigners against the idea say Land Registry is the only system we have of property registration, and to allow that data into private hands would be deeply dangerous. I discuss the pros and cons with a Winifred Robinson.

George Osborne warns that a vote to leave the EU on 23rd June could lead to a 10-18% fall in house prices. Is he right or is he trying to scare people into voting to remain. I'm talking to Justin Webb (via Luci Live)

The independent think-tank, The Resolution Foundation, is set to present its first-ever audit of Britain's housing market. It may raise many issues in a country that’s not building enough new homes for a rising population. Share Radio's Robert Van Egghen asks me for my thoughts in his report as uncertainty over Brexit builds, and Britain's housebuilders warn of a construction slowdown.

New curbs on buy-to-let proposed by Bank of England following control being given by George Osborne. "What might the implications be?" asks Eddie Mair

Has the shine come off London's new build housing market? Tony Bonsignore looks at Nine Elms developments and speaks to Merryn Somerset Webb, Roarie Scarisbrick from Property Vision, selling agents Garton Jones & me on Radio 4's You and Yours.

Shadow housing minister John Healey has asked Peter Redfern, boss of house builder Taylor Wimpey to look into the problems of home ownership. Those expecting a smooth ride from Simon should pay attention to his killer offer to save the Review six months! Later in the day it was announced that Simon was to become BBC Business Editor although the two events may not have been connected. Full details of the Redfern Review here;- http://www.redfernreview.org

To New Broadcasting House to chat to Paul Lewis & Bob Howard about the impact of Stamp Duty changes for 2nd home owners. Great summary first from Lucian Cook of Savills 'down-theline' from Southampton

A chance to summarise the changes made in yesterdays Autumn Statement to Stamp Duty Land Tax ahead of a discussion the Jeremy had with the head of Priced Out! and the National Landlords Association. This introduction at the top of the program would usually be done by someone from the BBC Business Unit but they were all covering the story elsewhere (or on their Christmas lunch?).

Possibly my last trip to join superb Rebecca Pike & Simon Mayo on Radio 2 to discuss the announcement made in the Autumn Statement about a 3% increase in Stamp Duty for people buying a 2nd home - oh and to answer a question on pork!

'The one thing that stops my home from selling'. The Doctor is 'in' and the regular surgery is open on The Jeremy Vine Show on Radio 2. Strictly catch up first (of course) then it's broadband, solar panels and a potential gypsy camp that feature. Half an hour of chat, music and advice.

The regular phone in with Jeremy Vine on Radio 2 this month looking at how you might save money buying or selling this autumn.

Young couple Tom & Kimberly have managed to scrape together a 5% deposit and buy their first home but how common are mortgage products with such low deposits asks Peter White on BBC Radio 4's consumer program?

Reports that prime London property is being used to launder money has prompted David Cameron to announce he will tighten laws to make it much harder. I'm talking (via FaceTime) to Sarah Montague whilst in Italy about what's needed and if the PM's proposals could work. Global Witness & a recent Channel 4 film 'From Russia with Cash' have all pointed out just how easy it is for criminals to use London property.

A lively chat with Charlotte Dubenskij on Good Morning Wales considering the impact of possible Budget proposals for the Principality.

Five guests squeezed into the 6015 business slot on Today Program this morning meant little time to pull yesterday's Budget apart but still important to look at a few of the main points for property with Simon Jack in 114 seconds!

Insomnia? My contribution to Radio 5 Live's 'Up all Night' program as I chat to late-night host Dotun Adebayo about the Prime Minister and Chancellors latest plans to reinvigorate the housing market. Link;- https://www.gov.uk/government/news/pm-and-chancellor-announce-one-nation-plans-to-spread-homeownership-across-the-country

Winifred Robinson hears from a listener who says he was pressed to use in-house financial advisor and she wants to know if an estate agent can force a buyer to use their in-house mortgage broker. National Association of Estate Agents President Simon Gerrard joins me to explain what he thinks the right balance should be between an agents duty to his client, the seller and to his customer, the buyer. Had we had time I would have challenged Simon's view that "it's an old view" that agents no longer just act for the seller, he suggests that they also have a duty to provide services for customers.