Podcasts about deposits

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions!---

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share their year-end money checklist to save on taxes and ensure wealth building for decades to come. ---

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions!---⚙️ Automate your entire financial workflow, from investing to saving, with ⁠Sequence⁠.

Ready to start 2026 on your terms—with movement, magic, and a community that actually feels like you belong? We're hosting a curated Central Florida retreat built around three themes: epic adventure, extraordinary movement, and pure celebration with fellow Extraordinary Strides podcast listeners! Think flexible dates, thoughtful resort choices on the Skyliner, and a weekend you can shape to your energy: group yoga, a medal-earning 5K, Epic Universe thrills or relaxed resort time, and a flat, friendly race in the town of Celebration.We brought in Ashley from Mystical Dream Travel to make planning easy and personal. She walks through value, moderate, and deluxe resort options (Pop Century, Caribbean Beach, Riviera), organizes group transportation for our outings, and helps you customize park days without the guesswork. Deposits are straightforward, travel protection is available, and dietary or accessibility needs can be noted in advance. You can reach Ashley at ashleyl@mysticaldreamtravel.com for more information on how to secure your spot for this magical celebration. Whether you're a runner, walker, or elite cheer squad captain, we'll help you craft an itinerary that fits your budget, schedule, and vibe.The crowning event of the weekend is Sunday's Celebration Half/Full Marathon—a flat, PR-ready race that's welcoming for first-timers and back-of-the-pack legends alike. We share why this course is ideal if you're chasing a personal best or working on a new Proof of Time for better runDisney corral placement, plus a discount code (EXTRA2026) that saves $15 before tier pricing rises. After the finish, we reset at Epcot to toast milestones, maybe a champagne in France, maybe that famous moonshine sour in America, before Monday's mellow goodbyes. If you want a training plan that can deliver an extraordinary & celebratory experience, our 16-week half-marathon program starts October 6, with community support through the Extraordinary League. Fill out your training interest form here or reach out at christine@extraordinarystrides.com If your New Year's momentum needs warmth, guidance, and good company, this is your weekend. We can't wait to celebrate with you.Have questions or want to chat? Send me a text!Support the showJoin the newsletter list for updates, special offers, and exclusive behind-the-scenes content.Join fellow pod and running enthusiasts at The Stride Collective community on Facebook or follow us on Instagram.

The Presence Driven Life - Part 35 October 1st 2025 - Wednesday Evening

Send us a textIn this episode, Matt Gordon shares his approach to building long-term health, mental clarity, and family balance through what he calls “daily deposits. ” From his early fitness journey to garage workouts during COVID, Matt emphasizes that staying active doesn't require elite skills or expensive equipment, just commitment, creativity, and showing up.He also dives into navigating social media, maintaining perspective, unplugging to reset your mind, and modeling healthy habits for his kids. Matt reflects on lessons learned from his high school coaches, the power of routine, and how fatherhood has reshaped his priorities.Whether you're looking to improve your fitness, mental health, or daily habits, this conversation is a blueprint for making small moves that add up to big impact.Check out Matt's Daily Deposit Method PDF: https://therealgordo.gumroad.com/l/rgaakx?_gl=1%2Ap4l9e8%2A_ga%2ANzc1NjAzNDY2LjE3NTY3ODQ2OTg.%2A_ga_6LJN6D94N6%2AczE3NTY3ODQ2OTgkbzEkZzEkdDE3NTY3ODQ3MjYkajMyJGwwJGgw&fbclid=PAZXh0bgNhZW0CMTEAAac2TpANokESqtPvamSDkw3kP1mw99dJJEE-6rJtktkEt4R7O-4796iuk7COAw_aem_vd59YkbH4BHTOi91fCHFnQ 

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz sit down with Ilya Pozin, the co-founder and CEO of Telly. Telly's business model is simple: give away premium TVs for free, then make money on the backend with ads. To learn more about Ilya Pozin, follow him on X and Instagram. To sign up for Telly's waitlist, visit their website. ---

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions!---

In the wake of the summer's Genius Act, many banks and nonbanks have announced new stablecoin initiatives. Another digital asset — tokenized deposits — may meet needs similar to stablecoins, but the two asset types have significantly different features based on their underlying designs. On this episode of the ABA Banking Journal Podcast, ABA experts Brooke Ybarra and Yikai Wang discuss: The key differences between stablecoins and tokenized deposits. Risks that widespread payment stablecoin adoption poses to community bank lending. Use cases for payment stablecoins (and areas where hype might exceed value). How U.S. banks are approaching stablecoin and tokenized deposit pilots.  

Our second wave of FinovateFall coverage includes interviews with the founders of Gentreo and Wysh- two young firms aiming to preserve member deposits across life cycles- as well as Veep Software, which delivers early wage access alongside financial education through the FI channel. Also- Glen reveals his Best of Show ballot, and touches on the startling plot twists with Plaid, Chase and open banking (spoilers entirely warranted).        Links related to this episode:   Wysh: https://www.wysh.com/    Gentreo: https://www.gentreo.com/    Veep Software: https://veepsoftware.io/    Veep's post-interview announcement of its partnership with financial education content provider nudge: https://www.financialcontent.com/article/getnews-2025-9-17-veep-launches-ewa-20-and-announces-first-global-partnership-with-nudge    Videos of all 63 FinovateFall demos: https://finovate.com//videos/?filtertype=&showtypes=FinovateFall&videostartyear=2025&showletters=A-Z    FinovareFall's Best of Show Winners: https://finovate.com/finovatefall-2025-best-of-show-winners-announced/    Alex Johnson's Fintech Take on the Prisoner's Dilemma aspect of JPMC, Plaid, and open banking: https://fintechtakes.com/      Follow us on LinkedIn:  https://www.linkedin.com/company/best-innovation-group/   https://www.linkedin.com/in/jbfintech/  https://www.linkedin.com/in/glensarvady/

Ready to unlock your Property Investment game in 2025? Grab your FREE copy of our Buy-to-Let market guide today! https://bit.ly/buy-to-let-hotspots-guide-2025 ——————————————————————In this episode of This Property Life, Sarah Blaney welcomes Elina James to discuss the dynamic world of property flipping in one of the most competitive markets in the world; London. Property flipping in high-value areas often feels unattainable, but Elina proves otherwise with her bold and strategic approach. What You'll Learn:How to creatively structure a property deal in a high-value market like LondonThe power of networking and relationship-building in finding off-market dealsWhy understanding your target buyer is essential in property design and renovationHow to deliver high-impact renovations quickly and cost-effectivelyThe strategic value of multiple exit options and smart negotiation tacticsTimestamps[00:00] - Introduction & Guest Welcome[03:32] - From Finland to London: Elina's Property Journey[05:53] - How Networking Unearthed a Hidden Gem[08:57] - Creative Deal-Making and Securing Below Market Value[12:12] - Rapid Renovation: A 2.5-Week Turnaround for £21K[16:04] - High-End Marketing with a Twist[21:00] - Agent Relationships & Finding the Next Deal[22:10] - Key Takeaways for Flipping in Competitive Markets[28:16] - Closing ThoughtsThis Episode is Kindly Sponsored by:Visit thispropertylife.co.uk for more resources, networking events, and industry insights.Follow Elina James Socials:LinkedIn: https://www.linkedin.com/in/elinaajames/?originalSubdomain=ukFacebook: https://www.facebook.com/people/Elina-James-Property/61577611802724/#Follow This Property Life Podcast on Socials:Website:https://thispropertylife.co.uk/ Instagram: https://www.instagram.com/thispropertylife/# Apple: https://podcasts.apple.com/gb/podcast/this-property-life-podcast/id1540075591 Spotify: https://open.spotify.com/show/6ULlN2eRKWojGRAkiSa0mZ LinkedIn: https://www.linkedin.com/company/this-property-life-podcast/about/ YouTube: https://www.youtube.com/channel/UCtmPj98bC6swNuYRCaUGPUg Hosted on Acast. See acast.com/privacy for more information.

Scaling a Community Bank: Tech, Team, and Deposits Hosts - Tara Wean, Vice President, The Kafafian Group, Inc.         Ben Crowley, Managing Director, The Kafafian Group, Inc. Guests - Brant Ward, President, Signature Bank of Arkansas

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz explain how $9.99 tricks your brain into buying more subscriptions than you need. By simply investing the $194 / month the average American has in subscriptions they don't use at 12% over 30 years, you'll have $678K in retirement. ---

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Happy Friday Our Podcast Fam! We got carried away talking about poor money decisions lol So we hope you enjoy today's episode. See the topics below!- Planning a trip and then paying for it- The withdrawals vs deposits- Spending money before you have it- App subscriptions- Savings Clubs- Alien Meteor in Panama- HTML Graphics on your webpage- Apple ios update- For the love of the MoonIn Music News -Little Simz - Dont Leave Soon , Drake ft Yeat & Julia Wolf - Dog House , Young Thug - Miss My DogsFollow @degreescouchchronicles on all podcast platforms.Tune into our social for all updates.Click the link here for fitness by Phoenix fit workouts, meals, and more https://www.etsy.com/shop/FitnesswithphoenixGlow Nude @Glow.nude on IG

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions!---

Monterey County has updates on cleanup efforts following the January battery plant fire. But residents and some supervisors remain frustrated by the lack of information about possible human and environmental health impacts. Ongoing research from Moss Landing Marine Labs may help answer their questions.

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz interview Collin West. Collin is the founder and managing partner of Ensemble VC. Under his leadership, Ensemble has invested into countless startups that have turned into multi-billion dollar companies. In this interview, we learn about Collin's exact strategy for differentiating between the winners and the losers. ---

Join today's sermon podcast exploring what the “good life” really is: a generous, faith-filled life rooted in the gift God placed within you. Drawing from 2 Timothy 1:1–7, the speaker invites listeners to recognize the breath of life, stir up their spiritual gifts, and surrender both their strengths and weaknesses to God. The message emphasizes humility, stewardship, and the freedom that comes from offering your life back to God—so He can use you to bless others and fulfill His purposes. A clear call to salvation and wholehearted dedication closes the episode, encouraging listeners to give their lives and gifts to Christ. ---- The Good Life: Direct Deposits 2 Timothy 1:1-7 NKJV Main Idea: We are blessed to be channels for God's love and life to flow through us to others. Introduction Our default nature is stinginess, not generosity. God has put a gift within us. Our Foundation: Dirt - Genesis 2:7 "God formed man out of dirt." God can use anyone or anything for His glory and purpose. Our Gift: Stir It Up! - 2 Timothy 1:6-7 Our most valuable asset is "borrowed breath" from God. "Stirring it up" means using the gift God has given us. The Three Entities After Your Gift God wants your gift. The enemy wants your gift. Other people want your gift. Freedom comes from putting both your gift and your dirt into God's Conclusion: Whose Hands is the Gift In? An object's value is determined by the hands it's in. The "good life" is giving both your gift and your dirt back to God to be used for His glory. With Pastor Mike Curry. Find other Podcasts, Sermon Notes and the Bulletin here. https://www.mvcnaz.org/live Stay in touch with our Church Center App at https://www.mvcnaz.org/churchcenter Contact us through our CONNECT form at https://www.mvcnaz.org/connect

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions!---

Welcome back to Bank Nerd Corner featuring Kiah Haslett (whose inaugural Fintech Takes Banking newsletter is officially live – subscribe here to stay dangerously informed and entertained). First up: big banks are asking the OCC to write one uniform rulebook that overrides conflicting state rules. We unpack OCC vs the state regulators' group (CSBS), why it's harder to cut a Fed master account off from payment rails, and how crypto-related trust charters and 50-state licenses tangle the map. Next: a fintech fraud story is embedded within the Aspiration x Kawhi Leonard saga. A bankruptcy filing lists an LLC tied to Kawhi getting a reported $24M in cash for little or no work plus $20M in equity, while Clippers owner Steve Ballmer had invested in Aspiration a year earlier (definitely an awkward look under the NBA's salary cap). And since we're already in fraud-land, a quick detour to Lisa Cook: the administration's attempt to remove a Fed governor over alleged mortgage fraud, an FHFA records sweep of old mortgage files, what counts as “cause,” and why markets barely blinked. And finally: hear Kiah ruminate on tokenized deposits (think regular bank dollars recorded on a blockchain). Banks pitch them for big-company payments and shared visibility; Kiah asks if that's better than today's rails or just a faster path for scammers. We separate practical plumbing from analyst bait and who should actually care. Sign up for Alex's Fintech Takes newsletter for the latest insightful analysis on fintech trends, along with a heaping pile of pop culture references and copious footnotes. Every Monday and Thursday: https://workweek.com/brand/fintech-takes/ And for more exclusive insider content, don't forget to check out my YouTube page.   Follow Kiah: LinkedIn: https://www.linkedin.com/in/khaslett/ Twitter: https://twitter.com/khaslett   Follow Alex:  YouTube: https://www.youtube.com/channel/UCJgfH47QEwbQmkQlz1V9rQA/videos LinkedIn: https://www.linkedin.com/in/alexhjohnson

This week, we're diving deep into the future of dating — and it's getting a high-tech upgrade. Bumble founder Whitney Wolfe Herd says AI could soon help you navigate dating anxiety, improve your communication, and even “date” other AIs to find your perfect match. Helpful or horrifying? We weigh in. Then, tennis pro Sachia Vickery has gone viral after revealing she requires a $1,000 deposit before any date. Is this setting boundaries or setting a new trend? And what does that conversation actually sound like? Also, are we okay with step-parents adopting kids when the biological parent is still involved? The internet is buzzing with rumors about Russell Wilson and Ciara's son with rapper Future. We unpack the debate. Over in the UK, families are now eligible for 30 hours of free childcare per week — a major win for working parents. So why is Florida trying to eliminate all vaccine requirements for kids? We discuss the contrast. Tune in for the hot takes, the real talk, and the questions nobody else is asking. CONNECT WITH US ON SOCIAL MEDIA: CARLA WILMARIS | DEX

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz have a conversation with Ben Miller -- the CEO of Fundrise.Fundrise pioneered real estate investing for the average American. Today, they manage billions for hundreds of thousands of customers across multiple different asset classes.If you're not yet investing in real estate through Fundrise's platform, you're missing out.

For years, the Windfall Elimination Provision and Government Pension Offset reduced benefits for those who had rightfully earned them. Now that those policies are gone, many are left with questions. Eddie Holland joins us to help clarify what's changed and what it means for your retirement.Eddie Holland is a Senior Private Wealth Advisor and partner of Blue Trust in Greenville, South Carolina. He's also a CPA, a Certified Financial Planner (CFP®), and a Certified Kingdom Advisor (CKA®).A Quick History of WEP and GPOThe Windfall Elimination Provision (WEP), enacted over 40 years ago, reduces Social Security benefits for individuals receiving a non-covered pension—a pension from which no Social Security taxes were withheld. This often included employees in state and local government jobs, such as teachers, police officers, and firefighters.Similarly, the Government Pension Offset (GPO) reduced a spousal or survivor benefit for individuals in the same situation. These rules were designed to prevent “double-dipping,” but they often unfairly penalized modest-income workers, sometimes reducing their monthly Social Security checks by hundreds of dollars—or even eliminating their spousal or survivor benefits entirely.The Social Security Fairness Act of 2025That changed on January 5, 2025, when President Joe Biden signed the Social Security Fairness Act. This legislation repealed both WEP and GPO, effective retroactively as of January 2024. As a result:Nearly 3 million Americans became eligible for retroactive benefits.Future monthly benefits for those affected have also been adjusted upward.This marks a significant win for many retired public servants who had long felt the weight of these provisions.What to Expect if You're AffectedThere are two phases of payments:Retroactive Payments – Starting in March 2025, some individuals received large one-time deposits representing the benefits they should have received since January 2024. These payments often arrived with little to no explanation, leaving many confused. Adjusted Monthly Benefits – Beginning in April 2025, Social Security began increasing ongoing monthly benefits for those impacted.It's important to note that these changes only apply to individuals with a non-covered pension, not all civil service employees.Steps to Take if You Think You QualifyIf you believe these changes may apply to you, Eddie recommends two simple steps:Check Your Account Online. Visit SSA.gov to log in to your account (or create one if you haven't already). Contact the Social Security Administration. If your account doesn't show any updates or you have questions, call 1-800-772-1213 or schedule an appointment at your local SSA office to speak directly with an agent.If navigating these changes feels overwhelming, consider consulting a Certified Kingdom Advisor (CKA) who specializes in matters related to Social Security, who can help you make informed, faith-based financial decisions. You can find one in your area by visiting FaithFi.com and clicking “Find a Professional”. On Today's Program, Rob Answers Listener Questions:I'm 60 years old and planning to retire early at 62. I'd also like to pay off my house before I retire. Is that a smart move, and is it realistic given my current financial situation?I understand that retiring before my full retirement age will result in a reduction of approximately 8% per year in my Social Security benefit. How do Social Security cost-of-living adjustments factor into that reduction?My grandson wants to be added as an authorized user on my credit card to take advantage of my good credit score so he can get a lower interest rate on a car loan. Is that a wise decision?At what age am I required to start taking distributions from my 401(k)? Also, I have two family members—one with dementia and another recovering from a stroke. How can we protect their assets, such as their house and 401(k), if they need long-term care?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Social Security Administration (SSA.gov)Wisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions!---

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share the blueprint for diversifying your portfolio no matter the size. ---

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions!---

For a long time to buy a home in Australia you needed a 20 per cent deposit or you'd have to pay a big lender's mortgage insurance fee.It's asking a lot, given house prices in our major cities are around the million-dollar mark or more. This week, the government expanded a five per cent deposit scheme for first home buyers, with no income caps and more expensive homes now eligible. Today, finance expert Alan Kohler on how it works, what it means for house prices and why he's a huge fan of the scheme. Featured: Alan Kohler, ABC finance expert

The Australian government has expanded the First Home Buyer Guarantee scheme to help young people purchase homes sooner. While the government describes it as a major relief for first-time buyers, the opposition warns that it could drive housing prices up further. Tune in to this podcast with Sydney-based real estate agent Raj Bhandari, as we discuss the housing situation.

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz sit down with stable coin expert Nick Elledge, CEO of Stablecore. Nick walks us through the GENIUS Act, how it's impacting individuals and small business owners all around the world, and how to best position yourself for the future. ---

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions!---

Welcome to Credit Union Conversations, where we explore the latest in the credit union industry with host Mark Ritter. Today, we're thrilled to have Rachel Snyder from CU Business Group diving into how credit unions can excel in business lending. From education and training to building strong small business relationships in your community, we'll cover strategies to grow your portfolio and tackle challenges like delinquency. IN THIS EPISODE:(00:00) Intro: Meet Rachel Snyder(03:00) CU Business Group's launch in 2002 to support credit unions with business lending (06:17) CU Business Group is committed to education, offering webinars and training (11:56) Small business deposits fund commercial loans, enhancing credit union stability(15:15) Specific markets of small business deposits and loans can ensure effective service(18:35) Discussion of credit union accounts, ripe for business lending opportunities(22:22) Rachel recommends basic business checking/savings and advanced services like remote deposit capture(25:49) Rachel addresses rising delinquency in loans, urging credit unions to manage portfolio risks proactivelyKEY TAKEAWAYS:Education and training are critical for credit unions to develop expertise in business lending. CU Business Group offers webinars and conferences to support small business loans and deposits, enhancing community engagement and portfolio growth.Targeting specific community markets for small business deposits and loans allows credit unions to serve effectively, avoiding overextension and building a sustainable commercial portfolio.Rising delinquency in commercial loans necessitates proactive management, as credit unions require expert assistance to address distressed credits early and maintain a healthier portfolio.RESOURCE LINKSMark Ritter - WebsiteMark Ritter - LinkedInRachel Snyder - LinkedInBIOGRAPHY:Rachel Snyder is a longtime member of CU Business Group and the organization's COO. After a career in corporate credit unions, Rachel leads the educational offering at CUBG and a wide variety of other functions. KEYWORDS: Credit Unions, Business Lending, CU Business Group, Education, Training, Small Business, Deposits, Community, Webinars, Conferences, Delinquency, Commercial Loans, Business Deposits, Business Loans, Portfolio Growth, Check Accounts, Savings Accounts

Modi Hits Jackpot with Discovery of Gold & Oil | $40 Trillion Gold Deposits Worries America & China

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share with you how to 70X, 26X, and 10X your money over time. Remember, investing doesn't mean you're taking thousands of dollars at once and putting it in the markets – but sometimes $5 or $10. When you have compound interest on your side, investing any amount of money moves the needle over time. You can find this money in your weekend spending, your car payment, or even your monthly mortgage. Have a plan, stick to it, and stay consistent!—

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions!---

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share their three personal strategies for overcoming their own emotions during times of market volatility. ---

This Airbnb host had a nightmare experience after a guest brought a pet without properly handling the rules. Should the host add a refundable pet deposit? Things got even worse when the guest used a roach infestation excuse to snag a free night stay! Who's really in the wrong here?

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions!---

Alicia breaks down the most significant QuickBooks Online updates from July 2025, including enhanced bill approval workflows in Bill Pay Elite to protect against fraudulent payments, a completely redesigned estimate-to-deposit system that properly handles liability accounting, and the long-awaited ability to correct paychecks in closed quarters. She also covers improvements to the employee cost rate calculator for better project costing.https://www.firmofthefuture.com/product-update/july-2025-mpu/Kristen Nies Ciraldo's Restaurants (and Bars) in QuickBooks Online: August 19, 9am to 12pm3 CPE, intermediate-level classRegister at http://royl.ws/restaurants?affiliate=5393907Resources LinkedIn Group: https://www.linkedin.com/groups/14630719/YouTube Channel: https://www.youtube.com/@UnofficialQuickBooksPodcastEmail: unofficialquickbookspodcast@gmail.com (00:00) - Welcome to The Unofficial QuickBooks Accountants Podcast (00:42) - Enhancements in QuickBooks Bill Pay (02:29) - Streamlined Workflow for Estimates and Deposits (06:17) - QuickBooks Online Payroll Improvements (09:31) - QuickBooks Live Expert Assist and Priority Service (11:16) - Special Announcement: Restaurant Accounting Course (12:58) - Conclusion and Closing Remarks

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz sit down with Reid Hoffman. Reid was part of the "PayPal Mafia" from back in the late-90s. He sold PayPal to eBay for $1.5 billion in 2002. A few months later, Reid co-founded LinkedIn. Microsoft acquired LinkedIn for $26B in 2016. This interview was special. Reid is an incredible bright, kind, and thoughtful human being. We're so grateful to have been able to host him on the show! ---

In this episode of SpaceTime, we embark on a thrilling journey through the cosmos, exploring the potential for life on Mars, a remarkable discovery in the outer solar system, and the crucial mapping of sulfur throughout our galaxy.Searching for Life on MarsA new study reveals that thick layers of clay on Mars could indicate stable environments conducive to life billions of years ago. Researchers have identified that these clay deposits likely formed in standing bodies of water, providing the right conditions for chemical weathering and potentially supporting ancient life. The findings suggest that the balance between water and carbon cycles on Mars may explain the planet's geological history and the absence of carbonate rocks. Lead author Rhianna Moore discusses how these stable terrains could have fostered habitable conditions for extended periods, offering insights into the Red Planet's wet past.Discovery of 2020 VN40: A Distant Cosmic CompanionAstronomers have discovered a rare celestial body, 2020 VN40, located far beyond Neptune, moving in perfect synchronicity with the ice giant. This trans-Neptunian object orbits the sun once for every ten orbits Neptune completes, providing new insights into the dynamics of the outer solar system. The discovery, reported in the Planetary Science journal, enhances our understanding of how distant objects interact with Neptune's gravity and offers clues about the solar system's evolution.Mapping Sulfur in the Milky WayA groundbreaking study has mapped the distribution of sulfur across the Milky Way, an essential element for life. Utilizing the CRISM X-Ray Imaging and Spectroscopy mission, scientists have directly measured sulfur in both its gaseous and solid forms within the interstellar medium. The findings shed light on sulfur's role in the cosmos and its potential implications for understanding life's distribution throughout the galaxy. This research marks a significant step in answering fundamental questions about the building blocks of life in the universe.www.spacetimewithstuartgary.com✍️ Episode ReferencesNature Astronomyhttps://www.nature.com/natureastronomy/Planetary Science Journalhttps://iopscience.iop.org/journal/2632-3338CRISM Missionhttps://www.nasa.gov/mission_pages/asteroids/overview/crism.htmlBecome a supporter of this podcast: https://www.spreaker.com/podcast/spacetime-space-astronomy--2458531/support.

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions, joined by our special guest Zaid Admani! Zaid is the host of the Rundown podcast by Public -- we highly recommend tuning into that show on a weekly basis as well. ---

Alex Johnson, founder and publisher of FinTech Takes, sorts through what happens now that Congress has passed a new law to regulate stablecoins. Will stablecoins take over finance, and if so, are they a bigger threat to banks or money market mutual funds? What are the use cases for stablecoins vs. tokenized deposits? Can big banks beat stablecoin issuers at their own game?   

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share Robert's framework for building successful online brands. This is the exact same framework he used to build SillyBandz into a $200M+ online brand in the early-2010s. ---

In this insightful episode of Paisa Vaisa, join host Anupam Gupta as he explores the intricate world of Indian banking with Narendranath Mishra, Head of Retail and Agri Loans at DCB Bank. Discover how bank deposits stack up against the booming mutual fund industry and what this means for your financial planning. Mr. Mishra breaks down the impact of RBI rate cuts on your home loans, business loans, and deposit rates, explaining how banks manage this transmission. Learn critical insights into credit card usage trends in India, including the surprising statistics on responsible credit behavior and the benefits of secured credit cards. The conversation also dives deep into financial literacy, offering indispensable safety tips to protect your bank account and UPI transactions from cyber fraud and online scams. Understand how to choose a good bank based on digital infrastructure, interest rates, and customer service, with a peek into DCB Bank's innovative products like the DCB Happy Savings Account and DCB WOW Account. Finally, gain wisdom from Mr. Mishra's personal book recommendations, including "War and Wisdom" and the Valmiki Ramayan, and how these ancient texts offer modern management lessons and leadership insights. Tune in for a comprehensive guide to navigating today's personal finance landscape securely and strategically.See omnystudio.com/listener for privacy information.

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions! ---

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz sit down with Karlton Dennis to learn more about tax-saving strategies.The strategies shared by Karlton Dennis is this episode can be applied no matter how much you make, as everyone's personal finance situation is different. They also discuss a handful of the most consequential tax code updates from the One Big Beautiful Bill passed on July 4, 2025. ---

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions! They talk about relying on pensions during retirement, investing throughout college, mortgages in Australia, accessing investments before 59.5 years of age, when it's appropriate to begin talking about money with your partner, saving for a down payment for a new duplex, and driving Uber full-time to fund an IUL. ---

Please enjoy a flashback to one of your favorite Rich Habits Podcast episodes! We're excited to get back to making new content for you this week! ---In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz sit down with Sahil Bloom to learn more about his framework for building wealth in our everyday lives. ---Download our FREE Financial Planning Workbook for 2025!

Thank you for your patience as I navigate this incredibly difficult time in my life. I'm grateful to have the opportunity to record weekly podcast episodes for you all, and I plan to jump back on the saddle as soon as I can. ---In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions!---Sign up for the⁠ ⁠⁠Rich Habits Newsletter⁠⁠⁠ and join 52K+ like minded investors in receiving weekly market updates,⁠ ⁠⁠click here!⁠⁠⁠---