Podcasts about deposits

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions!---

Licensed mental health counselor and author Jill Sylvester discusses strategies and tips, along with trusting your own inner voice, to live your very best life.   Today's discussion: 5 Minute Counseling: Do You Make Daily Deposits to Your Mental Health?Contact Jill SylvesterFollow us on IG @jillsylvesterSend us questions or feedback at jill@jillsylvester.comFor more information or to check out our other products: www.jillsylvester.comThanks to Carl Sylvester for production, Jon Grabowski for sound engineering, Tracy Colucci for newsletter creation, and Good Health Hanover Massachusetts for sponsorship. With their support, the TYI podcast is made possible for YOU to gain personal development strategies and live your best life. Thanks for listening!

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz walk you through the five financial accounts you need to set up BEFORE the calendar turns to 2026. ---

Become a supporter of this podcast: https://www.spreaker.com/podcast/the-good-morning-portugal-podcast-with-carl-munson--2903992/support.Let us help you find YOUR home in Portugal...Whether you are looking to BUY, RENT or SCOUT, reach out to Carl Munson and connect with the biggest and best network of professionals that have come together through Good Morning Portugal! over the last five years that have seen Portugal's meteoric rise in popularity.Simply contact Carl by phone/WhatsApp on (00 351) 913 590 303, email carl@carlmunson.com or enter your details at www.goodmorningportugal.com And join The Portugal Club FREE here - www.theportugalclub.com

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions!---

Caller Questions & More: Dr. Alice gives advice on what to do when your kids withdraw from you. Deposits in relationships pay dividends down the road. What can I do when my husband gives me the silent treatment? He's been silent for five weeks now. I was married to a con artist for 17 months […]

Caller Questions & More: Dr. Alice gives advice on what to do when your kids withdraw from you. Deposits in relationships pay dividends down the road. What can I do when my husband gives me the silent treatment? He's been silent for five weeks now. I was married to a con artist for 17 months […]

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz are joined by Bilal Little, the Director of Exchange Traded Products at the New York Stock Exchange. Bilal uncovered headline-worthy statistics surrounding ETFs, as well as shared his own definition of "diversification" when it comes to investing. ---

In this episode of Do The Work | Mindset Mastery, I talk about the power of deposits the small, consistent actions that build the life you truly want. The Vision That Started It All This past weekend, I celebrated my birthday surrounded by my family. It reminded me how far I've come from that 16 year old kid who dreamed of owning his first car. Back then, I didn't have the money, but I had a clear vision. I knew exactly what I wanted, and that vision became the fuel that carried me through the work that was required. Every lawn I cut, every car I washed, every dollar I saved was a deposit toward that goal. My parents taught me that work ethic mattered, but I learned early that effort without direction isn't enough. You need a vision to reinforce your actions. That's what kept me going knowing that each deposit, no matter how small, was getting me closer to something bigger. When I finally bought that red 1987 Nissan Sentra, it wasn't just about the car. It was about proving to myself that anything I truly want requires consistent deposits over time. Deposits and Withdrawals That same principle applies to everything in life business, marriage, health, and faith. For years, I forgot that. I worked hard but neglected the deposits that mattered most. In my marriage, I withdrew more than I deposited. I expected peace, connection, and understanding, but I wasn't putting in the daily effort to earn them. The same thing happened in my business. I made the right deposits for a while, saw success, then stopped reinforcing those habits. When challenges hit, I had nothing left to pull from. I was overdrafted emotionally, mentally, and financially. It wasn't until my mid 30s that I realized the pattern. The moments I neglected myself skipped workouts, ignored my faith, avoided hard conversations were withdrawals. Every ignored priority created debt that showed up later as frustration, stress, or failure. The Power of Preparation Life will test you. You can make every deposit and still face setbacks. What matters is whether you've prepared yourself to recover. When I had surgery recently, I was back at the office the next day not because I'm superhuman, but because my body and mind are conditioned through years of consistent deposits. The same applies to business and relationships. You can't expect to withstand challenges if you haven't built the endurance to do so. Most people don't break because of one bad day. They break because of a slow burn months or years of neglecting the deposits that build strength and clarity. That's why I train daily. That's why I eat clean, journal, pray, and stay connected to my purpose. These actions prepare me for the inevitable withdrawals life demands. Living from Surplus The goal isn't just to make deposits it's to create a surplus. When you live in surplus, you operate from overflow, not survival. You can give more to your family, your business, your faith, and your community because you're not running on empty. Scarcity, abundance, and prosperity are all connected. Scarcity is survival mode. Abundance feels good but can vanish with one bad decision. Prosperity is the standard when your deposits are so consistent that even a setback can't derail you. That's what I'm building toward every day. Prosperity in mind, body, and spirit. It's what allows me to show up for my family, lead this company, and continue to grow with purpose. Reflection Questions Where in your life are you trying to withdraw without first making enough deposits? What daily actions could you commit to that would strengthen your spiritual, mental, or physical bank accounts? Are you living in scarcity, abundance, or prosperity and what would it take to reach the next level? Notable Quotes “Anything that I want is going to require deposits.” “Every skipped workout, every ignored conversation, every avoided marketing piece it all adds up.” “The goal is not just to make deposits but to build a surplus that allows you to live from overflow, not survival.” Follow A.Z. Araujo on Social Media: Instagram: @azaraujo Facebook: A.Z. Araujo TikTok: A.Z. Araujo YouTube: Do The Work Podcast   For Real Estate Agents in AZ: Learn more about Do The Work Coaching and A.Z. & Associates: dothework.com/azaa   Upcoming Events: If you're a real estate brokerage owner, sign up for one of our upcoming events. Visit: dothework.com bigmoneybrokerage.com Join my mailing list for updates!   New Do The Work Gear: Check out the latest DTW and Do The Work Gear! Hats, shirts, journals, and more: • • shop.dothework.com

Become a supporter of this podcast: https://www.spreaker.com/podcast/the-good-morning-portugal-podcast-with-carl-munson--2903992/support.Let us help you find YOUR home in Portugal...Whether you are looking to BUY, RENT or SCOUT, reach out to Carl Munson and connect with the biggest and best network of professionals that have come together through Good Morning Portugal! over the last five years that have seen Portugal's meteoric rise in popularity.Simply contact Carl by phone/WhatsApp on (00 351) 913 590 303, email carl@carlmunson.com or enter your details at www.goodmorningportugal.com And join The Portugal Club FREE here - www.theportugalclub.com

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions!Thank you all SO much for leaving such kind comments last week on our 100th Q&A episode, we're incredibly grateful to have so many of you that come back every week to listen to our show. ---

In this conversation, Tim Stuart shares his firsthand experience at a real estate auction, detailing the process and dynamics involved in property sales through auctions. He highlights the roles of auctioneers and the excitement of bidding.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz sit down with Stephen Sikes, the COO of Public to discuss their newest product launch -- direct indexing!---

Have you seen any TikToks about how wedding vendors have ripped off unsuspecting and innocent engaged couples by taking their deposit and then ghosting them, never to be seen again? While some of those stories are true, in my experience in hospitality, events and weddings, they are super, SUPER rare.What many couples are most surprised about is the payment of the booking fee, deposit or retainer payment in the first place:What does a deposit payment actually cover? How much of a percentage of the total cost or a flat fee is standard for the wedding industry?Is a wedding vendor deposit ever refundable?These are questions that I get asked several times a week, and perhaps some of the most frustrating for couples who don't understand how the majority of professional wedding vendors work and operate their business to protect you and them. RESOURCESConsumer Protection Agency WebsitesAustralia: Australian Competition and Consumer Commission (ACCC): https://www.accc.gov.au​USA: Consumer Financial Protection Bureau (CFPB): https://www.consumerfinance.gov/about-us/the-bureau/USA: Department of Justice - Consumer Protection Branch:https://www.justice.gov/archives/civil/consumer-protection-branch​UK: Consumer Protection Bureau: https://www.consumerprotectionbureau.co.uk​Canada: Office of Consumer Affairs: http://www.consumer.ic.gc.caUnbridely Suppliers who contributed: Terresia from Lyons Den CakesBetty from The Bake SpaceChelsea from Easy As EventsAlison from Alison Pickel CelebrantSam from Amuse Event Lighting and AVPete from Him & Her MusicCarolyn from Sweet Nothings FlowersDax from Tasty Bakes & Wedding CakesHayley from Style To HireSend Unbridely a 90-second audio message on Speakpipe: https://www.speakpipe.com/unbridelypodcast*The Unbridely Podcast is sponsored by its listeners. When you purchase products or services through links on our website or via the podcast, we may earn an affiliate commission.*------This episode of the Unbridely Modern Wedding Planning Podcast is brought to you by WedSites.com, Unbridely's recommended wedding website builder, guest management platform & wedding planning tool all in one.Visit WedSites.com to get started on your FREE wedding website and use code UNBRIDELY10 to get 10% off any of their paid plans.-----Unbridely acknowledges the Traditional Owners of the Land we record this podcast on, the Kaurna People. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander cultures.Support the showFollow us on Instagram: https://www.instagram.com/unbridely/or TikTok: https://www.tiktok.com/@unbridelyEmail the Unbridely Podcast:hello@unbridely.com

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions!---

Nigel Grant (Head of Wealth Products, ASB) is joined by friend of the podcast Chris Tennent-Brown (Senior Economist, ASB) to unpack the Reserve Bank's latest OCR decision. Together, they break down how changes to the OCR influence mortgage and term deposit rates, why rates don't always move in step, and what it all means for your financial strategy in today's changing rate environment.

On this week's episode of The Feel Good Daily Show, Jess and Sam explore the concept of habits as deposits and withdrawals in a metaphorical feel-good bank account. They discuss how small daily habits can contributepositively or negatively to one's overall well-being, emphasizing the importance of mindfulness and self-awareness in recognizing these patterns. Theconversation also touches on the significance of delayed gratification in building healthy habits and the need to take inventory of one's habits without judgment. Chapters00:00 The Power of Habits02:14 Feel Good Deposits vs Withdrawals10:28 Delayed Gratification and Long-Term Benefits20:52 Taking Inventory of Your Habits TakeawaysPeople do not decide their futures, they decide theirhabits.Habits can be seen as deposits and withdrawals in ourfeel-good bank account.Mindfulness is key in recognizing habits that contributepositively or negatively to our lives.Delayed gratification is essential for building healthyhabits.It's important to take inventory of our habits withoutjudgment.Small daily habits can lead to significant changes overtime.Not all habits are inherently good or bad; it depends on theindividual.Recognizing when withdrawals feel like deposits can help inmaking better choices.Investing in self-care can lead to long-term benefits.Being kind to oneself while evaluating habits is crucial. Try the BFF App for 7 days or free

For decades, Indian households relied on fixed deposits, insurance, and gold to grow their savings. A large faction still continues to do that. But in the last few years, more and more Indians have opened demat accounts, started SIPs, and entered the stock market. In this episode, we explore what's driving this shift in how Indians invest, and whether the rise of domestic investors is making our markets more resilient at the time when foreign investors have been pulling money out from Indian stock markets. Guest: Ankit Mandholia, Head Equity and Derivatives, Wealth Management at Motilal Oswal Financial Services Host: Devyanshi Bihani Edited by Jude Francis Weston Learn more about your ad choices. Visit megaphone.fm/adchoices

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share their year-end money checklist to save on taxes and ensure wealth building for decades to come. ---

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions!---⚙️ Automate your entire financial workflow, from investing to saving, with ⁠Sequence⁠.

Ready to start 2026 on your terms—with movement, magic, and a community that actually feels like you belong? We're hosting a curated Central Florida retreat built around three themes: epic adventure, extraordinary movement, and pure celebration with fellow Extraordinary Strides podcast listeners! Think flexible dates, thoughtful resort choices on the Skyliner, and a weekend you can shape to your energy: group yoga, a medal-earning 5K, Epic Universe thrills or relaxed resort time, and a flat, friendly race in the town of Celebration.We brought in Ashley from Mystical Dream Travel to make planning easy and personal. She walks through value, moderate, and deluxe resort options (Pop Century, Caribbean Beach, Riviera), organizes group transportation for our outings, and helps you customize park days without the guesswork. Deposits are straightforward, travel protection is available, and dietary or accessibility needs can be noted in advance. You can reach Ashley at ashleyl@mysticaldreamtravel.com for more information on how to secure your spot for this magical celebration. Whether you're a runner, walker, or elite cheer squad captain, we'll help you craft an itinerary that fits your budget, schedule, and vibe.The crowning event of the weekend is Sunday's Celebration Half/Full Marathon—a flat, PR-ready race that's welcoming for first-timers and back-of-the-pack legends alike. We share why this course is ideal if you're chasing a personal best or working on a new Proof of Time for better runDisney corral placement, plus a discount code (EXTRA2026) that saves $15 before tier pricing rises. After the finish, we reset at Epcot to toast milestones, maybe a champagne in France, maybe that famous moonshine sour in America, before Monday's mellow goodbyes. If you want a training plan that can deliver an extraordinary & celebratory experience, our 16-week half-marathon program starts October 6, with community support through the Extraordinary League. Fill out your training interest form here or reach out at christine@extraordinarystrides.com If your New Year's momentum needs warmth, guidance, and good company, this is your weekend. We can't wait to celebrate with you.Have questions or want to chat? Send me a text!Support the showJoin the newsletter list for updates, special offers, and exclusive behind-the-scenes content.Join fellow pod and running enthusiasts at The Stride Collective community on Facebook or follow us on Instagram.

The Presence Driven Life - Part 35 October 1st 2025 - Wednesday Evening

Send us a textIn this episode, Matt Gordon shares his approach to building long-term health, mental clarity, and family balance through what he calls “daily deposits. ” From his early fitness journey to garage workouts during COVID, Matt emphasizes that staying active doesn't require elite skills or expensive equipment, just commitment, creativity, and showing up.He also dives into navigating social media, maintaining perspective, unplugging to reset your mind, and modeling healthy habits for his kids. Matt reflects on lessons learned from his high school coaches, the power of routine, and how fatherhood has reshaped his priorities.Whether you're looking to improve your fitness, mental health, or daily habits, this conversation is a blueprint for making small moves that add up to big impact.Check out Matt's Daily Deposit Method PDF: https://therealgordo.gumroad.com/l/rgaakx?_gl=1%2Ap4l9e8%2A_ga%2ANzc1NjAzNDY2LjE3NTY3ODQ2OTg.%2A_ga_6LJN6D94N6%2AczE3NTY3ODQ2OTgkbzEkZzEkdDE3NTY3ODQ3MjYkajMyJGwwJGgw&fbclid=PAZXh0bgNhZW0CMTEAAac2TpANokESqtPvamSDkw3kP1mw99dJJEE-6rJtktkEt4R7O-4796iuk7COAw_aem_vd59YkbH4BHTOi91fCHFnQ 

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz sit down with Ilya Pozin, the co-founder and CEO of Telly. Telly's business model is simple: give away premium TVs for free, then make money on the backend with ads. To learn more about Ilya Pozin, follow him on X and Instagram. To sign up for Telly's waitlist, visit their website. ---

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions!---

In the wake of the summer's Genius Act, many banks and nonbanks have announced new stablecoin initiatives. Another digital asset — tokenized deposits — may meet needs similar to stablecoins, but the two asset types have significantly different features based on their underlying designs. On this episode of the ABA Banking Journal Podcast, ABA experts Brooke Ybarra and Yikai Wang discuss: The key differences between stablecoins and tokenized deposits. Risks that widespread payment stablecoin adoption poses to community bank lending. Use cases for payment stablecoins (and areas where hype might exceed value). How U.S. banks are approaching stablecoin and tokenized deposit pilots.  

Our second wave of FinovateFall coverage includes interviews with the founders of Gentreo and Wysh- two young firms aiming to preserve member deposits across life cycles- as well as Veep Software, which delivers early wage access alongside financial education through the FI channel. Also- Glen reveals his Best of Show ballot, and touches on the startling plot twists with Plaid, Chase and open banking (spoilers entirely warranted).        Links related to this episode:   Wysh: https://www.wysh.com/    Gentreo: https://www.gentreo.com/    Veep Software: https://veepsoftware.io/    Veep's post-interview announcement of its partnership with financial education content provider nudge: https://www.financialcontent.com/article/getnews-2025-9-17-veep-launches-ewa-20-and-announces-first-global-partnership-with-nudge    Videos of all 63 FinovateFall demos: https://finovate.com//videos/?filtertype=&showtypes=FinovateFall&videostartyear=2025&showletters=A-Z    FinovareFall's Best of Show Winners: https://finovate.com/finovatefall-2025-best-of-show-winners-announced/    Alex Johnson's Fintech Take on the Prisoner's Dilemma aspect of JPMC, Plaid, and open banking: https://fintechtakes.com/      Follow us on LinkedIn:  https://www.linkedin.com/company/best-innovation-group/   https://www.linkedin.com/in/jbfintech/  https://www.linkedin.com/in/glensarvady/

Ready to unlock your Property Investment game in 2025? Grab your FREE copy of our Buy-to-Let market guide today! https://bit.ly/buy-to-let-hotspots-guide-2025 ——————————————————————In this episode of This Property Life, Sarah Blaney welcomes Elina James to discuss the dynamic world of property flipping in one of the most competitive markets in the world; London. Property flipping in high-value areas often feels unattainable, but Elina proves otherwise with her bold and strategic approach. What You'll Learn:How to creatively structure a property deal in a high-value market like LondonThe power of networking and relationship-building in finding off-market dealsWhy understanding your target buyer is essential in property design and renovationHow to deliver high-impact renovations quickly and cost-effectivelyThe strategic value of multiple exit options and smart negotiation tacticsTimestamps[00:00] - Introduction & Guest Welcome[03:32] - From Finland to London: Elina's Property Journey[05:53] - How Networking Unearthed a Hidden Gem[08:57] - Creative Deal-Making and Securing Below Market Value[12:12] - Rapid Renovation: A 2.5-Week Turnaround for £21K[16:04] - High-End Marketing with a Twist[21:00] - Agent Relationships & Finding the Next Deal[22:10] - Key Takeaways for Flipping in Competitive Markets[28:16] - Closing ThoughtsThis Episode is Kindly Sponsored by:Visit thispropertylife.co.uk for more resources, networking events, and industry insights.Follow Elina James Socials:LinkedIn: https://www.linkedin.com/in/elinaajames/?originalSubdomain=ukFacebook: https://www.facebook.com/people/Elina-James-Property/61577611802724/#Follow This Property Life Podcast on Socials:Website:https://thispropertylife.co.uk/ Instagram: https://www.instagram.com/thispropertylife/# Apple: https://podcasts.apple.com/gb/podcast/this-property-life-podcast/id1540075591 Spotify: https://open.spotify.com/show/6ULlN2eRKWojGRAkiSa0mZ LinkedIn: https://www.linkedin.com/company/this-property-life-podcast/about/ YouTube: https://www.youtube.com/channel/UCtmPj98bC6swNuYRCaUGPUg Hosted on Acast. See acast.com/privacy for more information.

Scaling a Community Bank: Tech, Team, and Deposits Hosts - Tara Wean, Vice President, The Kafafian Group, Inc.         Ben Crowley, Managing Director, The Kafafian Group, Inc. Guests - Brant Ward, President, Signature Bank of Arkansas

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz explain how $9.99 tricks your brain into buying more subscriptions than you need. By simply investing the $194 / month the average American has in subscriptions they don't use at 12% over 30 years, you'll have $678K in retirement. ---

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Happy Friday Our Podcast Fam! We got carried away talking about poor money decisions lol So we hope you enjoy today's episode. See the topics below!- Planning a trip and then paying for it- The withdrawals vs deposits- Spending money before you have it- App subscriptions- Savings Clubs- Alien Meteor in Panama- HTML Graphics on your webpage- Apple ios update- For the love of the MoonIn Music News -Little Simz - Dont Leave Soon , Drake ft Yeat & Julia Wolf - Dog House , Young Thug - Miss My DogsFollow @degreescouchchronicles on all podcast platforms.Tune into our social for all updates.Click the link here for fitness by Phoenix fit workouts, meals, and more https://www.etsy.com/shop/FitnesswithphoenixGlow Nude @Glow.nude on IG

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions!---

Monterey County has updates on cleanup efforts following the January battery plant fire. But residents and some supervisors remain frustrated by the lack of information about possible human and environmental health impacts. Ongoing research from Moss Landing Marine Labs may help answer their questions.

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz interview Collin West. Collin is the founder and managing partner of Ensemble VC. Under his leadership, Ensemble has invested into countless startups that have turned into multi-billion dollar companies. In this interview, we learn about Collin's exact strategy for differentiating between the winners and the losers. ---

Join today's sermon podcast exploring what the “good life” really is: a generous, faith-filled life rooted in the gift God placed within you. Drawing from 2 Timothy 1:1–7, the speaker invites listeners to recognize the breath of life, stir up their spiritual gifts, and surrender both their strengths and weaknesses to God. The message emphasizes humility, stewardship, and the freedom that comes from offering your life back to God—so He can use you to bless others and fulfill His purposes. A clear call to salvation and wholehearted dedication closes the episode, encouraging listeners to give their lives and gifts to Christ. ---- The Good Life: Direct Deposits 2 Timothy 1:1-7 NKJV Main Idea: We are blessed to be channels for God's love and life to flow through us to others. Introduction Our default nature is stinginess, not generosity. God has put a gift within us. Our Foundation: Dirt - Genesis 2:7 "God formed man out of dirt." God can use anyone or anything for His glory and purpose. Our Gift: Stir It Up! - 2 Timothy 1:6-7 Our most valuable asset is "borrowed breath" from God. "Stirring it up" means using the gift God has given us. The Three Entities After Your Gift God wants your gift. The enemy wants your gift. Other people want your gift. Freedom comes from putting both your gift and your dirt into God's Conclusion: Whose Hands is the Gift In? An object's value is determined by the hands it's in. The "good life" is giving both your gift and your dirt back to God to be used for His glory. With Pastor Mike Curry. Find other Podcasts, Sermon Notes and the Bulletin here. https://www.mvcnaz.org/live Stay in touch with our Church Center App at https://www.mvcnaz.org/churchcenter Contact us through our CONNECT form at https://www.mvcnaz.org/connect

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions!---

This week, we're diving deep into the future of dating — and it's getting a high-tech upgrade. Bumble founder Whitney Wolfe Herd says AI could soon help you navigate dating anxiety, improve your communication, and even “date” other AIs to find your perfect match. Helpful or horrifying? We weigh in. Then, tennis pro Sachia Vickery has gone viral after revealing she requires a $1,000 deposit before any date. Is this setting boundaries or setting a new trend? And what does that conversation actually sound like? Also, are we okay with step-parents adopting kids when the biological parent is still involved? The internet is buzzing with rumors about Russell Wilson and Ciara's son with rapper Future. We unpack the debate. Over in the UK, families are now eligible for 30 hours of free childcare per week — a major win for working parents. So why is Florida trying to eliminate all vaccine requirements for kids? We discuss the contrast. Tune in for the hot takes, the real talk, and the questions nobody else is asking. CONNECT WITH US ON SOCIAL MEDIA: CARLA WILMARIS | DEX

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz have a conversation with Ben Miller -- the CEO of Fundrise.Fundrise pioneered real estate investing for the average American. Today, they manage billions for hundreds of thousands of customers across multiple different asset classes.If you're not yet investing in real estate through Fundrise's platform, you're missing out.

For years, the Windfall Elimination Provision and Government Pension Offset reduced benefits for those who had rightfully earned them. Now that those policies are gone, many are left with questions. Eddie Holland joins us to help clarify what's changed and what it means for your retirement.Eddie Holland is a Senior Private Wealth Advisor and partner of Blue Trust in Greenville, South Carolina. He's also a CPA, a Certified Financial Planner (CFP®), and a Certified Kingdom Advisor (CKA®).A Quick History of WEP and GPOThe Windfall Elimination Provision (WEP), enacted over 40 years ago, reduces Social Security benefits for individuals receiving a non-covered pension—a pension from which no Social Security taxes were withheld. This often included employees in state and local government jobs, such as teachers, police officers, and firefighters.Similarly, the Government Pension Offset (GPO) reduced a spousal or survivor benefit for individuals in the same situation. These rules were designed to prevent “double-dipping,” but they often unfairly penalized modest-income workers, sometimes reducing their monthly Social Security checks by hundreds of dollars—or even eliminating their spousal or survivor benefits entirely.The Social Security Fairness Act of 2025That changed on January 5, 2025, when President Joe Biden signed the Social Security Fairness Act. This legislation repealed both WEP and GPO, effective retroactively as of January 2024. As a result:Nearly 3 million Americans became eligible for retroactive benefits.Future monthly benefits for those affected have also been adjusted upward.This marks a significant win for many retired public servants who had long felt the weight of these provisions.What to Expect if You're AffectedThere are two phases of payments:Retroactive Payments – Starting in March 2025, some individuals received large one-time deposits representing the benefits they should have received since January 2024. These payments often arrived with little to no explanation, leaving many confused. Adjusted Monthly Benefits – Beginning in April 2025, Social Security began increasing ongoing monthly benefits for those impacted.It's important to note that these changes only apply to individuals with a non-covered pension, not all civil service employees.Steps to Take if You Think You QualifyIf you believe these changes may apply to you, Eddie recommends two simple steps:Check Your Account Online. Visit SSA.gov to log in to your account (or create one if you haven't already). Contact the Social Security Administration. If your account doesn't show any updates or you have questions, call 1-800-772-1213 or schedule an appointment at your local SSA office to speak directly with an agent.If navigating these changes feels overwhelming, consider consulting a Certified Kingdom Advisor (CKA) who specializes in matters related to Social Security, who can help you make informed, faith-based financial decisions. You can find one in your area by visiting FaithFi.com and clicking “Find a Professional”. On Today's Program, Rob Answers Listener Questions:I'm 60 years old and planning to retire early at 62. I'd also like to pay off my house before I retire. Is that a smart move, and is it realistic given my current financial situation?I understand that retiring before my full retirement age will result in a reduction of approximately 8% per year in my Social Security benefit. How do Social Security cost-of-living adjustments factor into that reduction?My grandson wants to be added as an authorized user on my credit card to take advantage of my good credit score so he can get a lower interest rate on a car loan. Is that a wise decision?At what age am I required to start taking distributions from my 401(k)? Also, I have two family members—one with dementia and another recovering from a stroke. How can we protect their assets, such as their house and 401(k), if they need long-term care?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Social Security Administration (SSA.gov)Wisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions!---

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share the blueprint for diversifying your portfolio no matter the size. ---

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions!---

For a long time to buy a home in Australia you needed a 20 per cent deposit or you'd have to pay a big lender's mortgage insurance fee.It's asking a lot, given house prices in our major cities are around the million-dollar mark or more. This week, the government expanded a five per cent deposit scheme for first home buyers, with no income caps and more expensive homes now eligible. Today, finance expert Alan Kohler on how it works, what it means for house prices and why he's a huge fan of the scheme. Featured: Alan Kohler, ABC finance expert

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz sit down with stable coin expert Nick Elledge, CEO of Stablecore. Nick walks us through the GENIUS Act, how it's impacting individuals and small business owners all around the world, and how to best position yourself for the future. ---

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions!---

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share with you how to 70X, 26X, and 10X your money over time. Remember, investing doesn't mean you're taking thousands of dollars at once and putting it in the markets – but sometimes $5 or $10. When you have compound interest on your side, investing any amount of money moves the needle over time. You can find this money in your weekend spending, your car payment, or even your monthly mortgage. Have a plan, stick to it, and stay consistent!—

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions!---

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share their three personal strategies for overcoming their own emotions during times of market volatility. ---

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions!---