Podcasts about deposits

Dallas Fed warns tokenized deposits could strip $700B from U.S. banks' lending capacity. Two Dallas Fed economists estimate tokenized deposits could strip about $700 billion from U.S. banks' capacity to fund long-term loans, as instant settlement makes it easier for depositors to chase yield and switch banks. The report warns that could push up the cost of credit for consumers and businesses. CoinDesk's Uyen Truong hosts "CoinDesk Daily." - This episode is brought to you by RealFi, a smarter stablecoin, backed by real-world assets. Find out more at⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ realfi.co⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. - This episode was hosted by Uyen Truong. “CoinDesk Daily” is produced by Jennifer Sanasie and edited by Victor Chen.

Would you let a stranger run up a bill in your name for 10 years and say nothing? That's exactly what you've been doing to yourself. The debt collector you've been avoiding is already staring back at you in the mirror. And this morning, 45 minutes before recording this episode, George sat in his car and scrolled YouTube Shorts for 15 minutes. He caught it. He's showing you exactly what he did next. This is a first-of-its-kind format for the show, a step-by-step implementation guide built from a guest interview. George takes Dr. Lester Clowes' concept of promised debt and turns it into an actionable, practical system you can start tonight. One kept promise. One small deposit. That's where it begins. What You'll Learn In This Episode: What promised debt is and why it's a debt problem, not a discipline problem How to identify where you're making withdrawals in your business right now Why big commitments make promised debt worse and what to do instead The embarrassingly small promise system and why it rebuilds trust faster than anything else The Gap vs. the Gain framework from Dan Sullivan and Benjamin Hardy Why gain thinking is the only operating system that makes this whole system actually work The one piece of scripture that ties the entire framework together Key Takeaways: ✔️Promised debt is what happens when you keep making promises to yourself and breaking them, one by one, silently. Most people are years in the negative and wonder why they can't trust themselves. ✔️This is not a discipline problem. It's a debt problem. The imposter feeling, the second-guessing, the burnout, it's almost always promised debt underneath. ✔️When you realize your balance is negative, the instinct is to go big. That's wrong. Bigger commitments make the balance worse when they collapse. The fix is embarrassingly small ones. ✔️If the promise doesn't feel a little embarrassing to write down, it's probably still too big. ✔️One kept promise that small, seven days in a row, rebuilds more self-trust than one heroic effort that collapses on day three. ✔️The Gap measures you against a moving future target. The Gain measures you against where you started. Promise debt only works long-term if you're running it through the Gain. ✔️Motivation comes and goes. The system, the physical ledger, the written promise, the checkmark, is what holds when motivation doesn't. ✔️Whoever can be trusted with very little can also be trusted with much. Luke 16:10. Start with the seed. Timestamps & Highlights: [00:00] — The stranger running up a bill in your name and who it actually is [01:31] — What happened 45 minutes before recording: the YouTube Shorts confession [03:30] — What promised debt actually is and Lester's concept of motivation porn [06:00] — What promised debt looks like in your business right now [08:00] — Deposits vs. withdrawals: the ledger that's running whether you track it or not [10:30] — Why big commitments make the balance worse, the Sunday night Tony Robbins spiral [13:00] — The embarrassingly small promise system and the actual mechanism [16:00] — The Gap vs. the Gain, Dan Sullivan and Benjamin Hardy [20:00] — Why gain thinking is the prerequisite for the whole system to work [23:00] — The assignment: one sentence, one promise, tonight [24:30] — Luke 16:10 and why the small seed is the whole game [25:30] — George's legal pad in real time: what his list actually looks like Your Challenge This Week: Tonight, before you go to bed: one sentence. One embarrassingly small promise for tomorrow. Write it on paper. Tomorrow, keep it. Check it off. Do it again. Send George feedback on this new implementation guide format, he wants to know if it's landing. Follow George: @itsgeorgebryant Work with George:The Alliance — Community for entrepreneurs building self-trust one promise at a time.  1:1 Coaching — Limited spots. Apply at mindofgeorge.com/coaching-consulting/ Live Retreats — In-person experiences where the systems get installed, not just introduced.

Enova International has spent two decades using machine learning underwriting to serve consumers and small businesses who sit outside prime bank criteria, and its pending $369 million acquisition of Grasshopper Bank would give it a national charter for the first time. Steve Cunningham became CEO in January 2026 after nearly a decade as the company's CFO, following earlier stops as a bank regulator at the FDIC and as chief risk officer at Discover. He joins the show to explain what a fully digital lender looks for in a nonprime borrower, why credit quality looks solid in his portfolio right now, and how he's answering the senators and state attorneys general who want regulators to block the Grasshopper deal.What We CoveredSteve's path from FDIC regulator to Capital One, Harley-Davidson, and DiscoverMoving from the CFO chair to the CEO chair six months inEnova's brand portfolio: CashNet, NetCredit, and OnDeckUnderwriting nonprime and near-prime consumers versus underwriting small businessesThe lift Enova's proprietary models get over a plain FICO or VantageScoreWhy all their products use different underwriting modelsWhat Enova's weekly vintage data shows about the health of the consumerWhy gas prices matter less to consumer spending than headlines suggestHow Enova is using generative and agentic AI across the businessThe real thesis behind the Grasshopper Bank acquisition (see my podcast with CEO Mike Butler)Steve's response to the senators and state attorneys general opposing the dealWhat banking-as-a-service adds to Enova's roadmapWhere Enova wants to be by 2030Key TakeawaysEnova's NetCredit yields and losses aren't outliers when benchmarked against what banks themselves report to the FDIC each quarter, Cunningham argues, pushing back on the "predatory" framing critics apply to the company.The Grasshopper deal is primarily about simplifying a patchwork of direct state licenses and bank partnership arrangements, not chasing cheap deposits, though the deposit base is a welcome bonus.Because Enova's consumer loans repay every two weeks or faster, the company sees shifts in borrower behavior in its own vintage data well before those shifts show up in macro statistics.Small business underwriting at Enova is built around the health of roughly 900 different industry codes rather than a borrower's personal credit, making it a fundamentally different discipline than consumer underwriting.About Steve CunninghamSteve Cunningham is CEO of Enova International, a role he took on in January 2026 after nearly a decade as the company's CFO. He previously served as chief risk officer and treasurer at Discover, CFO of Harley-Davidson Financial Services, held senior finance roles at Capital One, and began his career as a bank regulator at the FDIC.Connect with Fintech One-on-One:Tweet me @PeterRentonConnect with me on LinkedInFind previous Fintech One-on-One episodes

Organic Relationship Growth is Easier Than Prospecting and Available Daily Your cheapest growth engine is the customer whose transaction history you're already holding. Every month, your customers' accounts send money out to banks, brokerages, mortgage companies, auto lenders and installment lenders. At the customer level, that's a flow of funds analysis: where money enters, where it leaves, and which parts of the relationship are being served somewhere else. It won't tell you everything a customer owns or owes, but it will show you where money is going, how often it moves, and which outside relationships are active. Deposits and investments held elsewhere leave a trail as outbound transfers, and no credit bureau reports them, so your bank or credit union may be the only one positioned to see them. Loans held elsewhere show up as recurring debits. Every one of those is a form of credit somebody else underwrote for a customer you had already acquired and already paid for. Acquisition costs are rarely fully loaded, and roughly a third of new accounts leave within the first year. That's what makes this an organic growth argument rather than a reporting exercise, and it's growth you can begin sizing before you spend, because the volume, the frequency and the timing are already visible. Jim Marous shares his own money movement across two top 5 institutions, neither of which has ever offered him an alternative to what they can see him doing elsewhere. Some institutions have never assembled this view. Others have assembled it and attached no action to it. Different starting points, and the same result for the customer. Hosted by Jim Marous. Subscribe to Banking Transformed for new episodes multiple times each week.

In this episode of The Community Bank Podcast, SouthState's Tara Edmonds joins Caleb Stevens to unpack one of banking's hottest topics: stablecoins, tokenized deposits, and the future of money movement. Tara explains what community bankers need to know, why regulatory clarity is accelerating adoption, and how emerging payment technologies could reshape deposits, customer relationships, and the banking industry itself. Register for the Elevate Banking Forum here. The views, information, or opinions expressed during this show are solely those of the participants involved and do not necessarily represent those of SouthState Bank and its employees. SouthState Bank, N.A. - Member FDIC

Sterling Metals CEO Mathew Wilson told Mining Stock Daily that the September 2025 MEPS discovery at the Soo Copper Project near Sault Ste. Marie — which returned 265 metres grading 1.05% copper equivalent — is not an isolated hole, but the center point of a 30-kilometre mineralized corridor bookended by two historic copper mines. The company launched a 20,000-metre drill program intended to establish the footprint and grade of that mineralized area.

In a World Using Less Cash, Banks Keep Opening Branches! Why?Bank branches are everywhere, even as more of our banking happens online.You can deposit a check from your phone, transfer money in seconds, and apply for a loan without ever walking into a bank. Yet some of the country's largest banks and credit unions continue investing heavily in physical locations.So what makes the bank branch so valuable?The role of the branch has changed. Many of the routine transactions that once required a teller can now happen digitally. That leaves the physical location to do something more important: attract deposits, acquire customers, build trust, serve businesses, and create deeper relationships.Chris Ressa sees a strong parallel to retail.For years, ecommerce was expected to make physical stores less relevant. Then digital customer acquisition became more expensive, and retailers learned that stores could actually make their entire business stronger. Physical and digital weren't competing. They were working together.Banks are seeing the same thing.A customer might open an account online and do most of their banking from a phone. But they still drive past their local branch. They know the name. They know where to go when they need help. That physical presence creates familiarity and trust that can turn one account into a much larger, longer relationship.And that's where the economics get interesting.For landlords, investors, and anyone in retail real estate, foot traffic doesn't tell the full story of a bank branch. Deposits, customer acquisition, retention, and long-term relationships can be far more important.As banking becomes more digital, the branch isn't disappearing. Its purpose is changing, and that helps explain why banks still want four walls on great corners.What You'll HearWhy banks still want physical branches in a digital worldHow technology actually changed the value of the bank branchWhy deposits and customer relationships matter more than foot trafficWhat banks are learning from the evolution of physical retailWhy the branch and the app are stronger togetherHow great real estate can become a customer acquisition toolChaptersChapters00:00 — Why are banks opening new branches?The contradiction between digital banking and continued investment in physical locations.01:45 — The changing role of the bank branchTechnology has changed what happens inside a branch and where its value comes from.03:15 — Moving toward higher-margin relationshipsWhy branches can focus less on routine transactions and more on valuable customer relationships.04:10 — Why deposits drive the economicsDeposits are the raw material of banking, and physical relationships can make them stickier.05:05 — Customer acquisition costs are the new rentWhy acquiring customers through physical locations can compete with increasingly expensive digital channels.06:25 — What banks can learn from retailThe evolution of bank branches looks a lot like what physical retail experienced with ecommerce.08:00 — Building deeper banking relationshipsHow branches can help turn one account into a long-term, multi-product relationship.09:25 — The branch and the app work togetherWhy digital and physical banking can strengthen each other instead of competing.10:30 — More than four walls in a communityHow branches create trust, visibility, and a lasting physical presence in local markets.11:19 — Why physical branches still matterWhat continued investment in branches says about the value of physical banking.

Tokenised deposits are putting commercial banks back in the centre of the evolution of digital money. Lee McNabb, head of digital assets at NatWest Group, joins John Orchard, chairman of the Digital Monetary Institute at OMFIF, about the benefits and remaining challenges of bringing tokenised commercial bank money to wholesale and retail users. They discuss the ways central banks and policy-makers are working on this development, which will allow the existing financial architecture to combine the benefits of blockchain with the guardrails and infrastructure of the two-tier financial system. Read the latest edition of the Digital Monetary Institute Journal for more insights on tokenised deposits.

In a world where 21,883 software companies are all chasing the same narrow pool of buyers, automation isn't a competitive edge — it's the noise. Neal Goyal, who has closed $41M in software revenue with 81% of it sourced from LinkedIn, makes a compelling case for slowing down to speed up. This episode breaks down why trust is the only moat that can't be replicated, how LinkedIn is actually a stage where your ideal buyers are sitting in the audience, and why the kindergarten rules you already know — give before you ask, show up for others first — are the most powerful GTM strategy available right now. If you're over-automating and under-relating, this one is a wake-up call.Key Takeaways[0:00] — The counterintuitive edge: doing things that don't scale is the most powerful thing you can do in a world where everyone has the same automation tools[6:09] — The ecommerce SaaS explosion: from 5,000 to 21,883 software companies chasing the same TAM — and why that kills trust by default[8:47] — You're not competing against direct mail competitors; you're competing for the finite bandwidth of a 3–5 person marketing team[13:33] — Why 100% inbound pipeline is a "cancer" — it feels great but attracts everyone, not the right ones[16:46] — 81% of $41M in closed revenue sourced from LinkedIn — what the first 8–9 months of posting with zero engagement actually looked like[18:48] — The theater analogy: your buyers are in the seats, but only 1 in 100 sellers ever gets on stage[21:15] — The lurker phenomenon: LinkedIn engagement is low because it's public and professional — and that's exactly why the relationship value is high[21:18] — Why your LinkedIn connect request is like asking for someone's phone number at a bar — and what to do instead[26:37] — The bank account model: you can't make a withdrawal from an account you never opened. Deposits (engagement, value) must come before asks (connection requests, pitches)[32:47] — Email as a trust eroder by default — and why "who sent it" matters infinitely more than any subject line[34:45] — "Relationships beat algorithms" — why building rapport on LinkedIn before hitting the inbox changes the open rate entirely[36:46] — How to get organizational buy-in for a long-game strategy: lead from the front, be the best BDR on your own team[40:38] — What to do when your target prospect isn't posting on LinkedIn: write about them, spotlight their work, and watch what happens[44:09] — The founder question almost nobody is asking: where is your moat beyond technology? Care at scale is the answerTweetable Quotes"Automation takes away the most valuable skills we learned in kindergarten — give to others before you ask for anything in return." — Neal Goyal"Trust doesn't scale. That's exactly why it works." — Jeff Mains"You're not competing against direct mail companies. You're competing for the limited bandwidth of a 3-person marketing team alongside 21,000 other software vendors." — Neal Goyal"Nobody remembers who liked their post. They remember who left a comment that showed you actually read it." — Jeff Mains"Every cold pitch you send is a withdrawal from an account you never opened." — Jeff Mains"Only 1 in 100 sellers posts on LinkedIn — but your buyers are there 7, 8, 9 times a day. That IS the stage." — Neal Goyal"If you post 3 times a week, you move to the top 1% of content creators on LinkedIn. That's how low the bar is — and how big the opportunity is." — Neal Goyal"Care is going to be the thing that stands out above everything we talk about with AI. If you can demonstrate it, you're going to win." — Neal GoyalSaaS Leadership Lessons1. Do the things that don't scale — on purpose. When everyone has access to the same AI tools, the same sequences, and the same targeting data, doing what everyone else is doing makes you invisible. Genuine human attention is rare enough that when a prospect receives it, it stops them cold. That's your competitive edge.2. Trust is the only moat automation can't replicate. With the software landscape growing 4–5x in a few years and churn becoming a top threat, the relationship you build before the sale is what keeps the customer after it. The companies that invest in their customers the way they invest in prospects will win the retention wars ahead.3. LinkedIn is a stage, not a social app — and almost no one is using it that way. Your buyers are on LinkedIn every day. Only 1 in 100 sellers posts. If you post three times a week, you're in the top 1% of creators on a billion-person platform. Stop thinking about it as a channel and start thinking about it as the most accessible stage you'll ever have.4. Deposits before withdrawals — always. The bank account model isn't a metaphor, it's a system. Comment authentically on your prospects' posts before sending a connection request. Connect before pitching. Build before asking. This sequence flips connect acceptance rates by 3–5x and transforms cold email into warm email.5. Lead from the front to change a team's culture. Philosophy alone doesn't move teams. Results do. When Neal steps into a new org, he operates like an IC first — showing, not just telling. When the team sees the long game producing pipeline, they buy in. You can't coach trust-building from the sidelines.6. You're not competing against your category — you're competing for attention. Whether you're at seed stage or Series C, the real battle is for a limited-bandwidth buyer with 3–5 people on their team and 21,000 vendors in their inbox. The question isn't "are we better than our direct competitors?" It's "are we worth their attention right now, and are we earning it?"Guest Resourceshttps://www.linkedin.com/in/nealgoyal/Episode SponsorThe Futureproof Series - https://www.youtube.com/playlist?list=PLfkXKUPZ5xuOqMPR7_gzGybncTtavyR1NThe Captain's KeysSmall Fish, Big Pond – https://smallfishbigpond.com/ Use the promo code ‘SaaSFuel'Champion Leadership Group – https://championleadership.com/https://jeffmains.com/books/SaaS Fuel ResourcesWebsite - https://championleadership.com/Jeff Mains on LinkedIn - https://www.linkedin.com/in/jeffkmains/Twitter - https://twitter.com/jeffkmainsFacebook - https://www.facebook.com/thesaasguy/Instagram - https://instagram.com/jeffkmains

Your commission process should give collectors confidence, not leave your best opportunities waiting in limbo. When someone reaches out about a commission, it's easy to assume genuine interest will naturally lead to a finished piece. I've learned through years of experience that even enthusiastic collectors can get stuck when the process feels unclear or overwhelming. This episode is about creating a commission experience that respects your time, supports your clients, and helps both of you move forward with confidence. I'll walk you through the practical shifts that transformed the way I handle commissions so more conversations become completed artwork instead of unfinished intentions.

This week, Cyra (a chartered accountant and doctor) interviews Donna Butler, a technical support solicitor at Talbots Law, about why buying and selling property is so slow and stressful. Donna outlines common transactions (sales, purchases, remortgages, transfers of equity, buy-to-lets) and explains the behind-the-scenes parties solicitors deal with. She defines core property searches (local authority, water and drainage, environmental) and optional searches (e.g., mining, agricultural), and distinguishes searches from inquiries raised on contract papers, title, forms, and guarantees. Donna explains how solicitors contextualize results, when indemnity insurance is used or unsuitable (e.g., agricultural occupancy restrictions), and that solicitors act for both buyer and lender. She clarifies exchange vs completion, deposits, fund movements, vacant possession, post-completion steps (stamp duty return, Land Registry, management company notices), common causes of chain collapse, and advises early instruction, quick ID/source-of-funds responses, preparation of documents, and not chasing solicitors daily.00:00 Welcome and guest intro01:22 What conveyancers handle02:42 Mover vs solicitor view04:55 Property searches explained08:47 Interpreting search results11:26 Listed homes and detective work13:19 Management companies and fees15:40 Inquiries vs searches17:42 Indemnity insurance basics20:56 Mortgage offers and lender panels24:28 Exchange vs completion26:39 Exchange Day Reality27:30 Packing and Planning28:25 Deposits and Fund Flow31:32 Completion Day Rules33:03 After Completion Paperwork34:54 Speeding Up Your Sale36:51 Red Tape and ID Checks38:41 Why Chains Collapse41:29 Gazumping and Gazundering44:12 Chasing Solicitors Myth46:52 Top Tips Recap49:03 Final Thanks and WrapWant the latest financial tips for doctors and exclusive invites? Join 71,000 doctors here https://www.medicsmoney.co.uk/join-medics-money/Want a free assessment of your finances? Click here https://medics-hnz5twj1.scoreapp.comWant to improve your finances fast? Then come on our coursehttps://www.medicsmoney.co.uk/medics-money-financial-wellbeing-course/Want to find out more about our other courses?www.medicsmoney.co.uk/coursesFollow us on InstagramFollow us on TwitterDisclaimer:The information provided in this content is for educational and informational purposes only and does not constitute financial advice. You should not rely on this content as a substitute for professional advice tailored to your specific financial situation. The value of your investments can go down as well as up. Past performance is not indicative of future results.

In this episode of Australian Retirement Podcast, Owen Rask sits down with Kanish Chugh, Head of ETF Sales at PIMCO Australia, to unpack why higher interest rates are changing the case for defensive assets. They explore why bonds are no longer the 'boring' part of a portfolio, what today's yield environment means for retirees and income-focused investors, and why the starting yield on fixed income matters more than many people realise. Owen and Kanish break down the trade-offs between savings accounts, term deposits and cash ETFs, including why liquidity, monthly distributions and portfolio role matter just as much as headline yield. They also explain how short-duration strategies differ from longer-duration bond exposures, why retirees often need a clearer cash plan than accumulators, and how fixed income can reduce the need to sell growth assets in weak markets. If you're building a retirement income plan, managing a cash bucket or simply trying to understand where fixed income fits in 2026, this conversation offers a practical framework for researching your next move. Kanish also shares the PIMCO products and fixed income ideas investors can add to a watchlist and explains why now may be one of the most compelling periods in years to revisit bonds, cash-plus strategies and diversified defensive exposure. Episode resources – PIMCO - EARN – PIMCO - PGBF – PIMCO - PDFI – PIMCO - PAUS – PIMCO - PCRD – Ask a question (select the Retirement podcast) Show partner resources – Visit TermPlus to learn more – Join Pearler using the code "RASKSWITCH" and get $32 of Pearler Credit – Whatever comes next for your business, power it with Stripe EOFY deals to know about - ending June/July 2026 – 1 free trade per month, for 12 months, for new Pearler customers Rask resources – All services – Financial Planning – Invest with us – Access Show Notes – Ask a question – We love feedback! Follow us on social media – Instagram: @rask.invest – TikTok: @rask.invest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you're confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

Nubank can change the economics of deposits that it has never won. The Brazilian digital bank has conditional approval for a U.S. national bank charter and plans to open by 2027, and most coverage is asking whether it can take a meaningful share of the market from American institutions. Jim Marous gives the pragmatic take: Share is the wrong thing to watch. Nubank built more than 130 million customer relationships in Latin America by leading with credit and earning the deposits afterward, in markets where many people had kept their savings at home rather than trust a bank. Its global platform now runs at an efficiency ratio below 20%, compared with a U.S. norm near 60%. That gap is the story. It lets Nubank pay depositors more than a typical U.S. bank or credit union can, and still earn a stronger margin, using deposit rates as an acquisition channel the way it did with Cuenta Nu in Mexico, where the yield went from 9% to 15% and pulled in $3.8 billion in 18 months. The exposure for American institutions shows up as margin, not attrition. Nubank does not have to reprice every deposit in the country. It only has to reset the price of the next dollar you need to keep or replace, and with a national average savings-account rate under half a percent against the best rates near ten times that, your customers are already comparing. Jim Marous is co-publisher of The Financial Brand and host of the Banking Transformed podcast. This Banking Insights episode covers what Nubank built in Brazil, why Chime's track record shortens Nubank's path, the one fair-lending question that could slow its rollout, and three moves banks and credit unions should make before someone else sets their deposit floor. Subscribe to Banking Transformed for new episodes multiple times each week.

Paul talks to Ken O'Flynn TD about what happens to all the deposits paid when people buy bottles and cans but do not return them. Hosted on Acast. See acast.com/privacy for more information.

Paul Byrne takes calls on how we should deal with unclaimed bottle and can deposits, hears Cobh woman Niamh talk about life in Australia where she is running the Sydney Marathon, looks back at the life of the late Glen Hansard. And more... Hosted on Acast. See acast.com/privacy for more information.

Security deposits come up in almost every hosting conversation, but a lot of what hosts believe about them is wrong. We break down the difference between a deposit and an authorization hold, and why refunding deposits drains money from every stay. We cover damage waivers, when to charge a guest for damage, and how to build one full protection strategy. How a security deposit and an authorization hold are actually different Why hotels never really "hold" your cash, and what they do instead The nine-day window a lot of hosts don't know they're racing against How to decide between an authorization hold and a damage waiver What to document before you ever charge a guest for damage Thanks so much for hanging out with us today. We know this one got a little technical, but understanding how the money side of damage protection actually works will save you real headaches down the road. If this helped, subscribe and leave us a quick review, it means a lot. Check out our videos on YouTube: https://www.youtube.com/@ShortTermRentalRiches Grab your free management eBook: https://strriches.com/#tools-resources Looking to earn more with your property (without the headaches)? Chat with our expert management team: https://strriches.com/management-services/  

Could a lender ever pull the rug and demand your mortgage back early? And should you be topping up your tenants' deposits every time the rent goes up? Your questions are tackled on this week's Ask Rob & Rob. (00:44) Josh wants to know, due to economic uncertainty, whether a lender could ever demand full repayment before the end of the term - even if he's never missed a payment. Rob B draws on experience from the last market crash to explain what lenders do when property values drop. (04:35) Luke rents in Hong Kong where deposit top-ups are standard practice. Should he be doing the same with his portfolio in the UK? Rob D explains the logic behind it, and what you need to get right if you do. Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Got a question? Send it in here Find out more about Property Hub Invest

WE FINALLY HAVE MERCH! Shop our new hats at https://doweknowthem.comMachine Washable Rugs, Made Better. For a limited time only, our listeners get 10% off + free shipping attumbleliving.com/DWKT #Tumble #ad Shop at REVOLVE.com/DWKT and use code DWKT for 15% off your first order. #REVOLVEpartnerIf you're 21 or older, get 30% OFF your first subscription order + free shipping @IndaCloud with code DWKT at https://inda.shop/DWKT! #indacloudpod In today's episode, the girlies discuss a viral stranger photoshoot but unfortunately... not because it went well. Then they break down yet another tattoo vs client debacle after the tattoo artist cancels a client's appointment and he's left trying to chase her down in order to get his deposit back.We Love the Internets:https://www.tiktok.com/t/ZTSn47DNk/https://www.instagram.com/reel/DaqTys_Rqkf/00:00 Introduction01:18 Stranger Photo Shoot Gone Wrong41:51 Tattoo Artist Cancels Appointments After Getting Deposits1:03:53 We Love the InternetWe hope you enjoyed this episode!  For even more content, go join The Other Girlies over on our Patreon! https://www.patreon.com/c/doweknowthemPlease let us know on Twitter or Instagram if you have any topic suggestions for a future episode! (@lily_marston & @jessismiles__)PS. The girlies have officially entered their short form content era! Follow our official accounts: https://instagram.com/doweknowthempodcast & https://tiktok.com/@doweknowthempodcastBusiness Inquiries: doweknowthempodcast@gmail.comDo We Know Them PodcastHosted by Lily Marston & Jessi Smiles

Robinhood Earn hits $100m in deposits. Ambire extends Gas Tank supports for Safe. And Etherscan releases a guide to tokenized stocks. Read more: https://ethdaily.io/992 ETH Daily sponsorships are now open. Reach over 10,000 Ethereum-native subscribers every weekday. Learn more at ethdaily.io/ads Disclaimer: Content is for informational purposes only, not endorsement or investment advice. The accuracy of information is not guaranteed.  

Tenants across India's six biggest metros have handed landlords Rs 1.26 trillion in security deposits, a new NoBroker study estimates. Around $15 billion of tenant money, refundable in name, sits in landlords' accounts earning interest for people it does not belong to. In this episode, host Snigdha Sharma ask what a deposit actually costs a renter, and arrives at a number: nearly a month's rent, every year. The same tenant who pays 2 months' deposit in Mumbai is asked for 10 in Bengaluru, and in Delhi NCR, about 4 in 10 never got their full deposit back. Renting was meant to be a phase. But with home ownership drifting out of reach, tenants may be extending this loan for decades.Tune in.Recommendations:It sucks to be a tenant in Bengaluru right now*Take The Ken's audit hereDaybreak is produced from the newsroom of The Ken, India's first subscriber-only business news platform. Subscribe for more exclusive, deeply-reported, and analytical business stories.

In this episode of Mining Stock Education, host Bill Powers welcomes Dr. Rob Stevens, author of 'Mineral Exploration and Mining Essentials.' Dr. Stevens presents on what every copper and gold mining investor should know about sulfide vs. oxide deposits. He provides examples, reviews the economic impacts of these deposit types, explains supergene enrichment zones, refractory deposits, laterites and much more. Dr. Stevens' book and online courses are available at miningessentials.com. 00:00 Introduction 01:01 Oxide vs Sulfide 02:08 Defining Deposit Types 06:54 How Processing Differs 09:40 Refractory and Laterites 12:38 Supergene Enrichment 15:55 Economics and Examples 20:13 Investor Checklist 22:54 Q&A Link to this presentation on YouTube: https://youtu.be/0w9Cz5fTkPo To learn about Dr. Steven's book and online training courses: https://www.miningessentials.com/ Dr. Steven's YouTube channel: https://www.youtube.com/@mining-essentials Sign up for our free newsletter and receive interview transcripts, stock profiles and investment ideas: http://eepurl.com/cHxJ39 This episode was not sponsored. MSE received no compensation to speak favorably of Rob Stevens' book and has no revenue-sharing arrangement with Dr. Stevens. Mining Stock Education offers informational content based on available data but it does not constitute investment, tax, or legal advice. It may not be appropriate for all situations or objectives. Readers and listeners should seek professional advice, make independent investigations and assessments before investing. MSE does not guarantee the accuracy or completeness of its content and should not be solely relied upon for investment decisions. MSE and its owner may hold financial interests in the companies discussed and can trade such securities without notice. MSE is biased towards its advertising sponsors which make this platform possible. MSE is not liable for representations, warranties, or omissions in its content. By accessing MSE content, users agree that MSE and its affiliates bear no liability related to the information provided or the investment decisions you make. Full disclaimer: https://www.miningstockeducation.com/disclaimer/

When tenants secure housing in Isla Vista, most landlords will ask for a security deposit. AS-UCSB Legal Advisor Robin Unander shares information that renters need to know about security deposits - and how to ensure that all or most of the funds will be returned upon move out. Robin is interviewed by KCSB News Reporter Malia Guy.

The checkout has become one of the most important moments in the customer journey — where growth, customer experience and digital transformation converge.   In this episode, Patricia Brolly, head of EMEA Merchant Acquiring Product, and Ciaran Walsh, head of Europe Corporate Sales at J.P. Morgan Payments, explore why the checkout has evolved from an operational necessity into a strategic growth engine. They discuss how businesses can reduce friction, localize payment experiences, leverage data and AI, as well as balance innovation with security to drive conversion and scale across EMEA's diverse markets.     This episode was recorded on May 26, 2026.   J.P. Morgan and third parties listed on this page have not entered into a legal partnership to provide the services described above. Third party trademarks, brand names, and descriptions of products and services that appear on this page are provided by the respective third party. J.P. Morgan is not liable or responsible for such trademarks, brand names, descriptions of products, companies, and/or services. J.P. Morgan may generate profit from the use of any services or products provided by the third parties. Nothing in this material shall be taken as an endorsement of any third party or advice on the suitability of the third party services for the client. You shall make an independent determination for selection of the services provided by the third parties. Neither J.P. Morgan nor its affiliates shall be liable to you for any loss or liability suffered by you from the use of the third party services. The views and opinions expressed herein are those of the author and do not necessarily reflect the views of J.P. Morgan, its affiliates, or its employees. The information set forth herein has been obtained or derived from sources believed to be reliable. Neither the author nor J.P. Morgan makes any representations or warranties as to the information's accuracy or completeness. The information contained herein has been provided solely for informational purposes and does not constitute an offer, solicitation, advice, or recommendation to make any investment decisions or purchase any financial instruments and may not be construed as such. Any future capabilities of mobility payment systems are under development. Features and timelines are subject to change at the bank's sole discretion. Copyright 2026 JPMorgan Chase & Co. All rights reserved. JPMorgan Chase Bank, N.A. Member FDIC. Deposits held in non-US branches are not FDIC-insured. Non-deposit products are not FDIC-insured. The statements herein are confidential and proprietary and not intended to be legally binding. Not all products and services are available in all geographical areas. Visit jpmorgan.com/paymentsdisclosure for further disclosures and disclaimers related to this content.

Everyone on the show is always watching things. Everyone except one person. Well that all changes today. Naturally, he's breaking his streak of not watching things by watching slightly stale rom coms starring Miranda Cosgrove. Also Hoppers. That's relatively new, right?Official discussion hub: https://completedisaster.live/2026/07/06/july-6th-2026/

Today's Cruise News covers three stories from across the industry. Norwegian Cruise Line's Norwegian Sun has dropped four Baltic ports — Nynäshamn/Stockholm, Klaipeda, Gdynia/Gdansk, and Kiel — from its June 24, 2026 sailing after propulsion issues limited the ship to 11 knots, with affected guests offered a $100 onboard credit per stateroom, a 25% future cruise credit, and a 25% fare refund. Ambassador Cruise Line has cut deposits to £99 per person on its 2026-27 fly-Caribbean program aboard Renaissance, featuring 14-night round-trips from Bridgetown, Barbados with Virgin Atlantic charter flights from London Heathrow and Manchester. And Hurtigruten's MS Vesteralen has returned to the classic Bergen–Kirkenes Coastal Express after a heritage-led refit that renovated 100 cabins and added new Arctic Superior cabins and Mini Suites. Visit CruiseNews.io for the full stories and to sign up for free email alerts.

Elaine Ellingham, President and CEO of Omai Gold Mines Corp. (TSX.V: OMG) (OTCQB: OMGGF), joins me for a special video presentation and visual exploration update, with mineralization expanding in the updated Resource Estimate to ~8 million ounces of gold in all categories, from the combined Wenot and Gilt Creek Projects at the Company's 100%-owned Omai Gold Project in Guyana, South America.  We also discuss the dual path of the company now, split between exploration, and all the project derisking being factored into development and the upcoming updated economic study.   The Omai Gold Property hosts two orogenic gold deposits: the shear-hosted Wenot Deposit and the adjacent, intrusion-hosted Gilt Deposit (Figure 1), with a combined updated MRE (over the August 2025 MRE) of: 2,495,000 ounces of gold (Indicated MRE), a 17.6% increase, averaging 2.04 g/t Au in 38.1 Mt and 5,465,000 ounces of gold (Inferred MRE), a 24.7% increase, averaging 1.59 g/t Au in 106.6 Mt    That updated model will then be incorporated into the upcoming Preliminary Economic Assessment (PEA), slated for Q3 of 2026; building upon the prior PEA that was released in 2024, which was only on 45% of the mineral inventory focused on the open-pit at Wenot.  That prior PEA did not yet include rest of the resources at Wenot or the expanded profile in the updated MRE, nor did it include the underground project economics from the Gilt Creek deposit.  The updated PEA slated for next quarter will be more advanced and will factor in the combined economics of the open-pit at Wenot, and the underground at Gilt Creek, representing the value proposition of the total project more accurately.     Multiple zones of gold mineralization were intersected in each of the recent assays from the ongoing 50,000-metre diamond drill program.   *Highlights from the recent drilling include:   Hole 26ODD-169 – 2.90 g/t Au over 22.9m o Including 9.13 g/t Au over 4.1m o 2.64 g/t Au over 19.2m o Including 4.90 g/t Au over 8.9m Hole 26ODD-173 – 3.49 g/t Au over 16.9m o Including 13.21 g/t Au over 1.5m o Including 46.68 g/t Au over 0.6m o 3.86 g/t Au over 23.8m o Including 66.21 g/t Au over 0.8m o Including 28.33 g/t Au over 0.9m Hole 26ODD-173W – 2.63 g/t Au over 11.5m o 3.68 g/t Au over 8.1m o 2.62 g/t Au over 13.1m o 5.79 g/t Au over 7.7m Hole 26ODD-180 – 8.54 g/t Au over 20.6m o Including 25.89 g/t Au over 2.5m o Including 13.42 g/t Au over 5.8m o 3.43 g/t Au over 12.3m o Including 5.57 g/t Au over 5.4m Hole 26ODD-183 – 2.96 g/t Au over 14.3m o 1.57 g/t Au over 22.5m o Including 3.94 g/t Au over 5.5m Hole 26ODD-185 – 7.26 g/t Au over 34.8m o Including 19.94 g/t Au over 2.5m o Including 54.05 g/t Au over 1.5m o Including 9.83 g/t Au over 3.0m o 15.89 g/t Au over 1.9m o 1.71 g/t Au over 14.0m o 2.10 g/t Au over 10.9m o 7.22 g/t Au over 2.4m o 2.28 g/t Au over 6.9m   Next we discussed the favorable results from this first phase of metallurgical testing, and that both Wenot and Gilt are orogenic gold deposits that are responsive to reliable, industrially proven processing technologies and consistent with the historical production results. High gold extraction was achieved from testwork with 93% gold (“Au”) extraction at 1.0 g/t Au to 95% Au extraction at 3.2 g/t Au, from a material grind size of 80% passing 75 microns    Wrapping up we discussed the company valuation compared to peers on a P/NAV basis and price per ounce basis, some of the recent high-profile M&A deals in the sector includingG2 Goldfields in Guyana, the ongoing permitting process work towards the EIA, and other derisking work on the Project, gathering all this data to be utilized in the upcoming PEA.     If you have any questions for Elaine regarding Omai Gold Mines, then please email those to me at Shad@kereport.com.   Click here to see the latest news from Omai Gold Mines.     For more market commentary & interview summaries, subscribe to our Substacks:   The KE Report: https://kereport.substack.com/ Shad's resource market commentary: https://excelsiorprosperity.substack.com/     Investment disclaimer: This content is for informational and educational purposes only and does not constitute investment advice, an offer, or a solicitation to buy or sell any security. Investing in equities and commodities involves risk, including the possible loss of principal. Do your own research and consult a licensed financial advisor before making any investment decisions. Guests and hosts may own shares in companies mentioned.

Sponsor Link:This episode of SpaceTime is brought to you by Incogni, your first stop in reclaiming your online privacy.To check out our special offer for SpaceTime listeners, visit www.incogni.com/stuartgarySpaceTime Series 29 Episode 73 The earliest known flickering quasar Astronomers have discovered the earliest known flickering quasar dating back to a time when the universe was just 850 million years old. ExoMars to target vast clay beds in search for life on Mars The European Space Agency has selected a vast clay bed called Oxia Planum as the best place on the red planet to search for signs of life. Understanding neutron star mergers Scientists have used deep learning neural networks to better understand the violent events associated with the merger of neutron stars. The Science Report New GLP-3 drugs significantly improve blood sugar levels and lead to substantial weight loss. Ocean waves generated in the Southern Ocean tracked all the way to the shores of Alaska. Are dogs left or right handed? Skeptics guide to fish oil supplements.   Our Guests This Week: Kovi Rose from the University of Sydney   And our regular guests: Alex Zaharov-Reutt from techadvice.life Tim Mendham from Australian Skeptics  

Connect with Early Riders // Connect with OnrampPresented collaboratively by Early Riders & Onramp Media...Final Settlement is a weekly podcast covering capital markets, dealmaking, early-stage venture, bitcoin applications and protocol development.This week Brian, Michael, and Liam cover the SpaceX IPO and the capital-rotation narrative around Bitcoin, the Bernie Sanders / David Sachs debate over government equity stakes in AI companies, the Zcash inflation bug that allowed unlimited mint for four years before Claude caught it, JPMorgan's tokenized-deposit consortium with Citi, Bank of America, Wells Fargo, and Chase, the Stripe / Visa / MasterCard stablecoin consortium, Morgan Stanley's Galaxy partnership letting high-net-worth clients lend Bitcoin for in-kind ETF conversions, Tether's first gold-backed Visa card, the US sanctioning Iran's largest crypto exchange Nobitex, and the Polymarket MicroStrategy resolution controversy.Chapters00:00 - The State of Digital Assets01:13 - Upcoming IPOs and Market Dynamics05:54 - Contrasting Views on Investment Strategies08:19 - Long-Term Perspectives on Bitcoin14:11 - Speculation vs. Saving in Investments18:32 - Government Involvement and Market Bubbles25:22 - Zcash Inflation Bug and Crypto Vulnerabilities31:12 - Tokenization of Deposits and Future of Banking34:12 - Understanding the Future of Investment and Money35:56 - The Role of Traditional Finance in Digital Assets37:11 - Morgan Stanley's Bitcoin Lending and ETF Strategy40:54 - Market Timing and ETF Launches42:48 - The Evolution of Wealth Management and Asset Preservation44:40 - Stablecoins and 24/7 Trading in Crypto Markets49:05 - US Sanctions and the Impact on Crypto Markets52:59 - Tether's Gold-Backed Innovations55:19 - The Future of Agentic Payments and Prediction MarketsIf you found this valuable, please subscribe to Early Riders Insights for access to the best content in the ecosystem weekly.Keep up with Michael:https://x.com/MTangumahttps://www.linkedin.com/in/mtanguma/Keep up with Liam:https://x.com/Lnelson_21https://www.linkedin.com/in/liam-nelson1/Keep up with Brian:https://x.com/BackslashBTChttps://www.linkedin.com/in/brian-cubellis-00b1a660/

Send us Fan MailOn Episode 95 of The Plant Movement Podcast, Keith Crouse of Howard and Son Farms returns for his second appearance on the show to share a practical, no-nonsense look at what it takes to build a nursery from the ground up.Keith balances life as a firefighter while growing Howard and Son Farms, a nursery operation focused on liner production, propagation, and continuous improvement. In this episode, he pulls back the curtain on everything from greenhouse construction and irrigation management to financing growth, hiring employees, calculating plant costs, and building a nursery business that can scale.This conversation is packed with actionable advice for growers, nursery owners, landscapers, and entrepreneurs looking to understand the realities of operating a successful nursery.Topics include:

Interview with William Sheriff of Manhattan MetalsRecording date: 22nd May 2026Manhattan Metals Corp is a pre-IPO gold and silver company with a business model that is straightforward in concept but rare in practice: acquire small, high-grade gold deposits in Nevada that major mining companies overlook, and process them through a centrally owned mill to generate near-term cash flow. The company was founded by Bill Sheriff, a veteran geologist with decades of exploration experience in Nevada and a track record of executing this exact model in the Yukon.The core insight behind Manhattan Metals is that Nevada, one of the most gold-rich states in the US, with more than 300 identified gold districts, contains hundreds of viable deposits that sit idle because they do not meet the scale requirements of major producers. A deposit of 250,000 ounces of gold is worth over one billion dollars at current prices. Yet without a mill and without institutional-scale tonnage, it generates nothing. Manhattan Metals is positioning itself as the entity that provides the missing infrastructure.The company has already acquired a 400-ton-per-day gravity flotation mill which is a tangible hard asset that distinguishes it from the majority of junior mining companies whose primary asset is a future promise. The mill needs to be relocated and repermitted, a process expected to take approximately two years, and site selection is the near-term priority before a public listing proceeds. A smaller 20-to-25-ton-per-day circuit is also planned for exceptionally high-grade, low-tonnage material.Manhattan Metals currently controls seven Nevada properties, including one with a historic resource of several hundred thousand ounces and an underexplored high-grade vein system with only three drill holes completed. Beyond its owned assets, the company has identified more than 50 additional candidate deposits and owns an in-house reverse circulation drilling rig to validate them cost-effectively. The technical team includes a senior metallurgist with international milling and heap-leach experience which Sheriff acknowledges is in short supply across the industry.The investment case rests on several distinct pillars. First, the strategy addresses a segment of the market with no meaningful competition, as both major miners and conventional juniors are oriented toward different scale targets. Second, the model is designed to generate revenue relatively quickly compared to traditional junior mining timelines, reducing the dilution risk that characterizes most early-stage resource companies. Third, management has signaled a long-term intention to pay dividends, an unusual and investor-friendly commitment in this sector.The primary risks are permitting timeline uncertainty, the pre-revenue nature of the company, and the operational complexity of moving and reestablishing a milling facility. These are real and material considerations. However, the combination of a proven operator, owned infrastructure, an in-house drilling capability, and a clearly defined pipeline of assets positions Manhattan Metals as one of the more substantively prepared pre-IPO mining companies currently approaching public markets.For investors seeking gold exposure grounded in operational execution rather than speculative exploration, Manhattan Metals represents a proposition worth evaluating closely as it moves toward its public listing.Learn more: https://cruxinvestor.comSign up for Crux Investor: https://cruxinvestor.com

What happens to a deposit when the account holder dies — and why are banks so unprepared for the one moment they know is coming?In this episode of the One Vision Podcast, Theodora Lau sits down with Martha Underwood, Founder and CEO of Prismm and author of the new release: The Death of Deposits. Drawing on 25+ years across IBM, Silicon Valley, and BBVA Compass, Martha talks about the unspoken assumption in banking — that the user will always be there — and how that assumption is now colliding with the largest generational wealth transfer in history.Together, Theo and Martha unpack the retention illusion, why the beneficiary field is the richest unused lead list sitting inside every bank's core, and why deposit attrition at death is an infrastructure problem, not a marketing one. They dig into the operational reality, the cultural reality, and the human reality, and why AI's real job is orchestration under pressure (not more automation). A deeply human conversation about deposits, design, and what it really means to extend a banking relationship beyond a single account holder. 

Join us on the Jeep Talk Show as we sit down with Natasha from Lithia Fireside RV Rental! From delivering campers instead of hitting the trails at major Jeep events to building an incredible Jeep collection, Natasha shares her journey blending the Jeep lifestyle with the RV rental business. In this episode, we dive into: - Her love for Jeeps and off-roading (including her Barbie-Con TJ, pumpkin Gladiator, and Tuscadero Pink 392 Rubicon) - The challenges of balancing business growth with trail time - Why Jeeping and camping go hand-in-hand - Real talk about Florida wheeling, mud, Jeep Beach, and saltwater Jeep maintenance - How she and her husband built their RV rental franchise with Fireside RV Rental - Tips for renting RVs, towing with Jeeps/Gladiators, and what to expect Natasha also shares heartwarming stories of helping families create memories and the realities of running a high-volume rental fleet. **

The convergence between traditional finance and public blockchain is no longer theoretical. It's live, it's operational, and it's scaling. Oli Harris, Head of Kinexys, and Emma Landriault, Head of Labs from Kinexys by J.P. Morgan discuss what's driving institutional adoption today, why compliance, privacy, and finality are the design requirements that separate what works from what doesn't, how deposit tokens and stablecoins each serve distinct roles, and where the next wave of value creation is headed as friction continues to be removed across the value chain.   This episode was recorded on May 19, 2026.   ©2026 JPMorgan Chase & Co. All rights reserved. JPMorgan Chase Bank, N.A. Member FDIC. Deposits held in non-U.S. branches are not FDIC insured. Non-deposit products are not FDIC insured. The statements herein are confidential and proprietary and not intended to be legally binding. Visit jpmorgan.com/payments disclosure for further disclosures and disclaimers related to this content. This video-podcast/guide is confidential and proprietary to J.P. Morgan and is provided for your general information only. It is subject to change without notice and is not intended to be legally binding. Any services described in this video-podcast/guide are subject to applicable laws and regulations and service terms. Not all products and services are available in all locations. Eligibility for particular products and services will be determined by JPMorgan Chase Bank, N.A. or its affiliates. J.P. Morgan makes no representations as to the legal, regulatory, tax or accounting implications of the matters referred to herein. Any mentions of third-party trademarks, brand names, products and services are for referential purposes only and any mention thereof is not meant to imply any sponsorship, endorsement, or affiliation. J.P. Morgan and J.P. Morgan Payments are marketing names for certain businesses of JPMorgan Chase & Co. and its affiliates and subsidiaries worldwide JPMorgan Chase Bank, N.A., organized under the laws of U.S.A. with limited liability. The views and opinions expressed herein are those of the author or speakers and do not necessarily reflect the views of J.P. Morgan, its affiliates, or its employees. The information set forth herein has been obtained or derived from sources believed to be reliable. Neither the author or speakers nor J.P. Morgan makes any representations or warranties as to the information's accuracy or completeness. The information contained herein has been provided solely for informational purposes and does not constitute an offer, solicitation, advice or recommendation, to make any investment decisions or purchase any financial instruments and may not be construed as such. ©2026 JPMorgan Chase & Co. All rights reserved.

What happens to a deposit when the account holder dies — and why are banks so unprepared for the one moment they know is coming?In this episode of the One Vision Podcast, Theodora Lau sits down with Martha Underwood, Founder and CEO of Prismm and author of the new release: The Death of Deposits. Drawing on 25+ years across IBM, Silicon Valley, and BBVA Compass, Martha talks about the unspoken assumption in banking — that the user will always be there — and how that assumption is now colliding with the largest generational wealth transfer in history.Together, Theo and Martha unpack the retention illusion, why the beneficiary field is the richest unused lead list sitting inside every bank's core, and why deposit attrition at death is an infrastructure problem, not a marketing one. They dig into the operational reality, the cultural reality, and the human reality, and why AI's real job is orchestration under pressure (not more automation). A deeply human conversation about deposits, design, and what it really means to extend a banking relationship beyond a single account holder.

A newly released batch of Justice Department documents revealed troubling details about the conduct of Tova Noel, one of the correctional officers assigned to monitor Jeffrey Epstein at the Metropolitan Correctional Center in Manhattan the night he died in August 2019. According to the records, Noel searched Google for “latest on Epstein in jail” twice—at 5:42 a.m. and 5:52 a.m., less than forty minutes before Epstein was discovered dead in his cell at approximately 6:30 a.m. The documents also indicate that Noel and another guard on duty, Michael Thomas, had failed to carry out mandatory checks on Epstein every thirty minutes as required. Instead, investigators said the guards spent portions of the shift browsing the internet, shopping online, or sleeping. Both guards were previously accused of falsifying prison logs to claim they had performed the required checks, though the criminal charges against them were later dropped.The files also highlighted suspicious financial activity involving Noel. Banking records showed that ten days before Epstein's death she made a $5,000 cash deposit, the largest of several deposits that totaled nearly $12,000 over a period of months, transactions that had been flagged in a suspicious activity report. Surveillance footage from the prison additionally captured what investigators described as a blurry orange figure approaching the area of Epstein's cell around 10:40 p.m. the night before he died; an FBI briefing suggested the figure was likely Noel carrying linens or clothing. Epstein was later found hanging in his cell with strips of cloth. Noel told investigators she did not remember searching Epstein online and denied providing linens or having any role in his death. The newly disclosed information has revived scrutiny over the circumstances surrounding Epstein's death and the conduct of prison staff responsible for monitoring him.to contact me:bobbycapucci@protonmail.comsource:Jeffrey Epstein prison guard googled him minutes before his body was found: DOJBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-epstein-chronicles--5003294/support.

Ryan Rugg, Global Head of Digital Assets for Citibank's TTS business, joined us at the Solana Policy Institute's Summit to discuss Citibank's digital asset, tokenization and blockchain initiatives. We dive into the nuances of tokenized deposits and stablecoins and much more. Brought to you by

Most banks and credit unions say growth is the top priority heading into 2026. At the same time, fintechs are winning the relationships that drive future deposits, payments, and engagement. In this episode, Lee Wetherington from Jack Henry joins me to break down the findings from their 2026 Strategic Benchmark Study and explain why many financial institutions still struggle to act on signals already sitting in their own data. We discuss silent attrition, payment flow analytics, Gen Z deposit growth, AI investment priorities, and why payments have become the control point in the customer relationship. This conversation is not just about technology. It's about how the game of banking is changing. This episode is sponsored by Jack Henry®. At Jack Henry, we believe the world is a better place with community and regional banks and credit unions. For 50 years, we've put financial institutions at the center of our modernization. We're here to help you innovate faster, differentiate strategically, and compete successfully – with one goal in mind: to improve the financial health of the people you serve. To learn more about the findings discussed in today's episode, download the full Strategy Benchmark study here: https://discover.jackhenry.com/strategy-benchmark-study-2026 Subscribe to Banking Transformed for new episodes published multiple times weekly. #BankingTransformed #Banking #DigitalBanking #Fintech #AIinBanking #Payments #BankStrategy #CustomerExperience #FutureOfBanking #GenZBanking

The multifamily industry is rethinking one of its oldest practices: the security deposit. In this episode, we explore why operators are questioning the value of traditional deposits and what’s driving the rapid adoption of deposit‑free and risk‑based alternatives. Affordability pressures, evolving resident expectations, and the push for seamless leasing are forcing operators to reconsider how they balance protection and experience. We dive into how innovative organizations are modernizing their approach, the financial and operational implications, and why clinging to legacy deposit models may hinder competitiveness in a changing market. Is the security deposit becoming obsolete—or is this simply the next step in a more data‑driven, resident‑centric approach to risk? Join Krista Hurley, Industry Principal at RealPage, and Lisa Gedmin, Strategic Insurance Executive at RealPage, as they break down what this shift means for operators and the future of leasing.

In an environment with higher-yielding options, how can banks compete for effectively for deposits? On the latest episode of the ABA Banking Journal Podcast — presented by Nexcess — Marc Womack, who leads the U.S. consumer deposits franchise at TD Bank, discusses his approach to maximizing data, customizing deposit offerings, developing valuable product bundles and using both physical and digital touchpoints to meet consumer needs. "There is a lot of money in movement and people are looking to optimize yield, but they're balancing that with their overall financial goals and are not just making the exclusive decision to go with an institution just because they have the highest yield," Womack says. "That may be the only product or service that they actually offer that customer needs at that particular point in time, and they may have other needs that are broader than that one particular product or service."

You're pulling in $25,000, maybe $30,000 a month on Amazon. Deposits are rolling in, ads are running, and inventory is moving. Looks like a real business, right? But here's the catch: your P&L — that profit and loss statement — is more than just an accounting document. Neil Twa breaks down why it's crucial for sustainable growth. We dive into real-world examples, like a home goods brand doing $18,000 a month with three SKUs. Neil shares three actionable moves to build your contribution margin per SKU this week. If you've been running your business off deposits and ad reports instead of a real P&L, you're not alone. The High Voltage Business Builders Podcast is here to guide sellers at every level, from $5K to $1M+ per month, to truly understand their numbers.

──────────────────────────────────────── [00:02:09] Trump Mobile Scam: 600,000 Supporters Paid $100 Deposits — $60 Million Collected, No Phones Shipped 600,000 supporters paid $100 deposits on a gold $500 phone. Terms were later revised: the deposit is not a purchase, Trump Mobile has no delivery obligation, and refunds are denied. ──────────────────────────────────────── [00:07:39] The Iran War Has Cost Every American Household $1,000 — The Pentagon Budget Adds Another $11,100 Independent analysts put the Iran war at $72 billion in 60 days — $1,000 per household. The $1.5 trillion Pentagon budget adds $11,100 per household. Knight: none of it asked for by the American people. ──────────────────────────────────────── [00:20:55] Trump Considering Making Venezuela the 51st State — While Promising to Stop Immigration Trump is considering making Venezuela the 51st state for its oil, not ruling out military intervention. Knight: the man who ran on stopping Venezuelan immigration is now proposing to make Venezuelans citizens. ──────────────────────────────────────── [00:31:58] FCC Democrat Commissioner: 'You Cannot Buy Trump's Favor — You Can Only Borrow It, and the Price Always Goes Up' Commissioner Gomez, referencing the $16M Stephanopoulos settlement, told Disney it did not buy peace. Knight: favor can only be borrowed, never purchased, and the price always goes up. ──────────────────────────────────────── [00:41:55] Trump Reflecting Pool Started at $1.8 Million — Now Seven Times Higher Via No-Bid Emergency Contract The reflecting pool project was pitched at $1.8 million, tripled, then doubled again — now seven times the estimate via a no-bid contract justified by declaring it a national emergency. ──────────────────────────────────────── [00:46:00] Independent Analysts Put Iran War Cost at $72 Billion in 60 Days — Trump Claims $25 Billion Stephen Simler estimates $72 billion in the first 60 days — nearly three times Trump's figure. Americans have also paid $37 billion more in energy costs since the war began. ──────────────────────────────────────── [00:53:20] ICE Mobile Fortify App Scans Faces and Fingers of Anyone Agents Encounter — 300 Million Americans in the Database ICE's Mobile Fortify photographs individuals on contact, runs fingerprint checks, and retains biometric data for 15 years. Georgetown Law found ICE had data on three in four adults as of 2022. ──────────────────────────────────────── [01:04:59] Epstein Pitching Palantir to Ehud Barak on Video — Now Palantir Runs ICE's Surveillance Dragnet A video shows Epstein pitching Palantir to Ehud Barak as essential intelligence infrastructure. Palantir now runs ICE's ELITE — Enhanced Leads Identification and Targeting for Enforcement. ──────────────────────────────────────── [01:18:43] FCC Wants Government ID to Activate Any Phone — Killing Prepaid Anonymity for Journalists and Whistleblowers The FCC is proposing mandatory ID before activating any phone, including prepaid cash phones, to stop robocalls. Knight: journalists, abuse survivors, and whistleblowers rely on prepaid anonymity. ──────────────────────────────────────── [01:50:00] Massey Primary: Up by One Point With One Week Left — $25 Million From AIPAC and Israeli Billionaires AIPAC, Miriam Adelson, Paul Singer, and John Paulson funded MAGA Kentucky. Adelson is an Israeli national who has given Trump over $200 million. One week left. ──────────────────────────────────────── Money should have intrinsic value AND transactional privacy: Go to https://davidknight.gold/ for great deals on physical gold/silver For 10% off Gerald Celente's prescient Trends Journal, go to https://trendsjournal.com/ and enter the code “KNIGHT” For high quality made in America products go to HomeSteadProducts.shop and use promo code “Knight” for 10% off your purchases Find out more about the show and where you can watch it at TheDavidKnightShow.com If you would like to support the show and our family please consider subscribing monthly here: SubscribeStar https://www.subscribestar.com/the-david-knight-show Or you can send a donation throughMail: David Knight POB 994 Kodak, TN 37764Zelle: @DavidKnightShow@protonmail.comCash App at: $davidknightshowBTC to: bc1qkuec29hkuye4xse9unh7nptvu3y9qmv24vanh7Become a supporter of this podcast: https://www.spreaker.com/podcast/the-david-knight-show--2653468/support.

──────────────────────────────────────── [00:02:09] Trump Mobile Scam: 600,000 Supporters Paid $100 Deposits — $60 Million Collected, No Phones Shipped 600,000 supporters paid $100 deposits on a gold $500 phone. Terms were later revised: the deposit is not a purchase, Trump Mobile has no delivery obligation, and refunds are denied. ──────────────────────────────────────── [00:07:39] The Iran War Has Cost Every American Household $1,000 — The Pentagon Budget Adds Another $11,100 Independent analysts put the Iran war at $72 billion in 60 days — $1,000 per household. The $1.5 trillion Pentagon budget adds $11,100 per household. Knight: none of it asked for by the American people. ──────────────────────────────────────── [00:20:55] Trump Considering Making Venezuela the 51st State — While Promising to Stop Immigration Trump is considering making Venezuela the 51st state for its oil, not ruling out military intervention. Knight: the man who ran on stopping Venezuelan immigration is now proposing to make Venezuelans citizens. ──────────────────────────────────────── [00:31:58] FCC Democrat Commissioner: 'You Cannot Buy Trump's Favor — You Can Only Borrow It, and the Price Always Goes Up' Commissioner Gomez, referencing the $16M Stephanopoulos settlement, told Disney it did not buy peace. Knight: favor can only be borrowed, never purchased, and the price always goes up. ──────────────────────────────────────── [00:41:55] Trump Reflecting Pool Started at $1.8 Million — Now Seven Times Higher Via No-Bid Emergency Contract The reflecting pool project was pitched at $1.8 million, tripled, then doubled again — now seven times the estimate via a no-bid contract justified by declaring it a national emergency. ──────────────────────────────────────── [00:46:00] Independent Analysts Put Iran War Cost at $72 Billion in 60 Days — Trump Claims $25 Billion Stephen Simler estimates $72 billion in the first 60 days — nearly three times Trump's figure. Americans have also paid $37 billion more in energy costs since the war began. ──────────────────────────────────────── [00:53:20] ICE Mobile Fortify App Scans Faces and Fingers of Anyone Agents Encounter — 300 Million Americans in the Database ICE's Mobile Fortify photographs individuals on contact, runs fingerprint checks, and retains biometric data for 15 years. Georgetown Law found ICE had data on three in four adults as of 2022. ──────────────────────────────────────── [01:04:59] Epstein Pitching Palantir to Ehud Barak on Video — Now Palantir Runs ICE's Surveillance Dragnet A video shows Epstein pitching Palantir to Ehud Barak as essential intelligence infrastructure. Palantir now runs ICE's ELITE — Enhanced Leads Identification and Targeting for Enforcement. ──────────────────────────────────────── [01:18:43] FCC Wants Government ID to Activate Any Phone — Killing Prepaid Anonymity for Journalists and Whistleblowers The FCC is proposing mandatory ID before activating any phone, including prepaid cash phones, to stop robocalls. Knight: journalists, abuse survivors, and whistleblowers rely on prepaid anonymity. ──────────────────────────────────────── [01:50:00] Massey Primary: Up by One Point With One Week Left — $25 Million From AIPAC and Israeli Billionaires AIPAC, Miriam Adelson, Paul Singer, and John Paulson funded MAGA Kentucky. Adelson is an Israeli national who has given Trump over $200 million. One week left. ──────────────────────────────────────── Money should have intrinsic value AND transactional privacy: Go to https://davidknight.gold/ for great deals on physical gold/silver For 10% off Gerald Celente's prescient Trends Journal, go to https://trendsjournal.com/ and enter the code “KNIGHT” For high quality made in America products go to HomeSteadProducts.shop and use promo code “Knight” for 10% off your purchases Find out more about the show and where you can watch it at TheDavidKnightShow.com If you would like to support the show and our family please consider subscribing monthly here: SubscribeStar https://www.subscribestar.com/the-david-knight-show Or you can send a donation throughMail: David Knight POB 994 Kodak, TN 37764Zelle: @DavidKnightShow@protonmail.comCash App at: $davidknightshowBTC to: bc1qkuec29hkuye4xse9unh7nptvu3y9qmv24vanh7Become a supporter of this podcast: https://www.spreaker.com/podcast/the-real-david-knight-show--5282736/support.

3/16: Professor John Yoo argues California's high energy prices result from sacrificing affordability for climate ideology. This approach ignores natural resources like the shale deposits in the middle of the state.1574

Deposit strategist Neil Stanley sits down with guest host Barb Rehm to discuss how AI is changing depositor behavior, pricing strategy, and the future of bank funding. He explains why static rate sheets and traditional CDs may become increasingly vulnerable as AI tools help customers optimize their cash automatically, and why banks will need more dynamic pricing, personalization, and frontline expertise to stay competitive.

Lease insurance for rental property explained: Andrew Bowen of LeaseLock breaks down how to replace deposits and protect your assets at scale.In this episode of RealDealChat, Jack Hoss sits down with Andrew Bowen, VP at LeaseLock, to break down why the security deposit model is broken and what smart operators are replacing it with.Andrew brings 30 years across rental housing, SaaS, and InsureTech. He's seen both sides of the table and pulls no punches on what most operators are getting wrong.What lease insurance actually is and how it replaces the deposit with a certificate worth 1–3x coverageHow $90k in claims on a 260-unit deal translated to $1.6M in preserved asset value at saleWhy 59% of Americans can't cover a $1,000 emergency, and what that means for your leasing funnelHow underwriting works at the asset level, not the individual tenant levelThe zero deposit marketing advantage and why it fills buildings fasterThe biggest operational gap Andrew sees across rental portfolios nationwideThe cost per lead trap that's quietly killing multifamily marketing ROIWhy most operators think they're unique, but probably aren'tThis episode is for multifamily operators, property managers, and buy-and-hold investors tired of deposit disputes eating into their returns.

Everyday you are making a deposit for your future and your chances for being successful in the future

SEG 11: Conrad Black Biographer Conrad Black details Canada's immense chromium deposits in the "Ring of Fire." He highlights its strategic value for stainless steel production and US national security, potentially ending reliance on several unreliable foreign minerals sources. (12)1903 CANADA

PREVIEW FOR LATER TONIGHT: Conrad Black. Conrad Black discusses Ontario's massive chromium deposits, which could supply the world for a century. Developing these reserves with the U.S. would secure stainless steel production and reduce reliance on Chinaand rivals. (1)1900 ST LAWRENCE AND ITS BASIN