Income Investing With Alexis Assadi

We cover the investment strategy known as “dividend growth investing” as well as funds that employ it. We discuss how it can be a hedge against inflation and is particularly useful for those on a fixed income. We look at 6 examples, including the Vanguard Dividend Appreciation ETF, the WisdomTree International Quality Dividend Growth Fund, the TD Dividend Growth Fund, the Proshares S&P 500 Dividend Aristocrats, the Proshares S&P MidCap 400 Dividend Aristocrats ETF and the WisdomTree U.S. SmallCap Quality Dividend Growth Fund.

We discuss Index Funds, which are similar to ETFs (exchange-traded funds). Like ETFs, index funds are designed to track an index, such as a stock market or commodity prices. We compare index funds and ETFs and assess which investment is superior. We talk about the Vanguard 500 Index Fund, the Vanguard High Dividend Yield Index Fund, the Federated Strategic Value Dividend Fund and Neuberger Berman Equity Income Fund.

We discuss Exchange-Traded Notes (ETNs). These investments are similar to a blend of bonds and ETFs. They are loans that generate a return based on an underlying index.

We look at various exchange-traded funds (ETFs) that pay monthly income, including SuperIncome Preferred ETF (SPFF), Enhanced Income Energy ETF (HEE), Diversified Monthly Income ETF (XTR), WisdomTree U.S. High Dividend Fund (DHS) and iShares Global Monthly Dividend Index ETF (CYH). We also address a question about the crowdfunding platform, Fundrise.

We discuss exchange-traded funds (ETFs). These are investment funds that trade on the stock market and track a particular index, like the NYSE, dividend/income-producing companies, technology companies, etc. We discuss traditional, inverse and leveraged ETFs, like Vanguard Real Estate ETF, iShares MBS ETF, First Trust Nasdaq Clean Edge Green Energy ETF, Technology Select Sector SPDR Fund, Invesco KBW High Dividend Yield Financial ETF, ProShares Ultra Yen ETF, ProShares Short Oil & Gas ETF, Direxion Daily CSI 300 China Inverse ETF, ProShares Short Basic Materials ETF, Direxion Daily Semiconductor Bull and Bear 3X Shares Direxion Daily S&P Biotech Bear 3x Shares. Alexis also introduces the Market Intelligence Report, available at alexisassadi.net/market.

We continue our discussion about single-asset real estate companies by exploring one that is currently raising money from investors. We look at the structure, business plan and how investors are treated.

We discuss companies that are formed for a single purpose: to acquire real estate. These are becoming increasingly available to retail investors in the private placement market. We see why it's important to understand the structure of the deal; not just the underlying asset. Done correctly, these can make for solid income producing investments.

We explore real estate funds, which invest either directly or indirectly into property. We look at the two types of real estate funds and discuss important due diligence factors.

Investment funds often invest in products issued or guaranteed by Fannie Mae, Freddie Mac, Ginnie Mae (USA) and the Canada Housing Trust. In this episode, we explore what this all means and why it’s so important to the real estate markets of both countries. We also discuss the concepts of securitization and mortgage-backed securities (MBSs).

Mortgage funds are popular investments for income investors. They can generally invest in mortgages in two ways. They either do so as lenders, or they purchase mortgage loans in the debt markets. Either way, their goal is usually to produce revenue for their shareholders.

We discuss the mechanisms behind how investors in funds can earn a profit. For example, why do some funds pay income, while others don't? What determines when that income is paid? How can investors profit through a capital gain?

There is no Income Investing podcast this week. I have been working on a new course and funding 3 deals, so I didn't have time to record an episode. We will reconvene next Wednesday. Thanks for your patience and support!

We discuss explore "classes" and "series." These are found in companies large and small, but can be especially applicable to investment funds.

Practically all investment funds have 4 things in common. They comprise the structural basis for hundreds of thousands of funds across the world.

Investment funds can be effective producers of income and dividends. We begin this new segment of the Income Investing Podcast with an introduction into investment funds: what are they? Who can buy into them? What do they invest in?

This is the final episode in our segment about mortgage lending. We wrap up the segment with a game of "true or false." We end by introducing the next segment.

I launched a business in 2017, called Pacific Income. This episode explores how I did, where we get our deals from - and more.

We explore how you can lend money and secure it with a mortgage on real estate.

A mortgage is not always enough to protect a loan. Lenders will often add more collateral to bolster their security. We talk about how to add more collateral to a mortgage loan in this episode.

Entrepreneurs often prefer to borrow money instead of to give ownership in the business venture to outside investors. This is particularly common in real estate deals, but it's applicable throughout commerce.

Private lenders finance a lot of the loans in the real estate industry. They're also key to businesses. They don't just cater to low-credit borrowers.

Lenders aren't really in control of their interest rates. They react to the policies put in place by central banks, like the US Fed and the Bank of Canada.

Mortgages, bonds and all other credit instruments can trade on the debt market. It's an important place for income investors to understand. Join Alexis as he discusses it on this episode.

How mortgage lenders can manage liquidity risk. Alexis discusses Immediate Repayment clauses and selling loan agreements.

How mortgage lenders can manage default and origination risk.

Mortgage lending is not without risk. Here's what you can expect.

Mortgages can be effective income investments, although most people are used to viewing them from the perspective of the borrower. This episode explores mortgages from the other side of the transaction.

Mortgages can be promising investments. They can offer substantial amount of monthly income and are also backed by real estate.

There are numerous investment funds that purchase REITs. Some own them exclusively, while others also own other real estate or income products. REIT funds are an easy way to gain exposure to several real estate investment trusts. But there are some added layers of due diligence.

Timberland REITs invest in forestry and natural resource holdings. They have access to thousands, even millions, of acres of land with trees, minerals, oil and gas, and can create income by harvesting their resources and selling them. In this episode of Income Investing, Alexis explores Timberland REITs, along with both the upsides and downsides of investing in them.

Companies like Google, Facebook, IBM and Amazon store their computing infrastructure in properties called Data Centers. These facilities provide, among other things, security and a cool temperature to house one of today's most valuable commodities. REITs are a big player in this space, owning millions of feet of real estate and leasing them to billion-dollar companies.

Hotels, motels and resorts can make for attractive investments. One way to gain exposure to them is through REITs. But they come with a unique risk profile and are closely tethered to the economy. Alexis discusses all of this, and more, in episode 6 of the Income Investing podcast.

There are now more millennials in North America than baby boomers. This generation has a different wealth profile, as well as an alternative perspective on home ownership. In this podcast, Alexis explores how millennials are impacting real estate investment trusts and how investors can profit from it.

We discuss the real estate opportunities created by the vast number of aging Baby Boomers (people born between 1940-1960s), and how REIT investors can profit from that trend. We explore both healthcare real estate, such as properties that rent to hospitals and medical clinics, and senior-living facilities.

We discuss how internet giants like Amazon have created new opportunities for real estate investors and, by extension, REITs. They have caused industrial properties like warehouses and storage space to benefit enormously. However, eCommerce businesses have also made it difficult for office and retail operators to stay relevant in the 21st century.

We discuss real estate investment trusts (REITS), which can be a great way for investors to gain exposure to income-producing properties. They exist across the property markets, whether commercial, residential, industrial or otherwise. We explore what REITs are and how they operate, along with their various benefits and risks. Both publicly-traded and privately-held REITs are covered in this episode.

This first episode introduces the Income Investing podcast. We discuss some of the investments that we'll explore, like real estate investment trusts (REITs), income funds, rental properties, mortgage investment corporations (MICs)and many more. We also discuss why so many people find investing for passive income to be appealing. Finally, we lay out what to expect in future shows.