Podcasts about origination

In today's episode, I tackle one of the most frustrating challenges lawyers face as they move up the ranks in Big Law: how to demonstrate value when you don't have origination credit. I've seen far too many talented attorneys get left out of compensation conversations, passed over for opportunities, or feel stuck because they seemingly rely on others to bring in work—even when they're the ones clients actually trust.  I break down real-world strategies to change how you're perceived inside your firm and with recruiters, even if you're not the billing or relationship partner on paper. I also walk through how to make a compelling lateral case without a traditional book of business and how to think long-term about origination in a way that keeps your options open and your standing strong. At a Glance:  00:00 Introduction and why origination or billing credit is a key challenge for BigLaw partners 01:20 The importance of finding a way through the origination credit problem 03:04 What to say when firm leadership questions your contribution 04:05 How to revive slowing client relationships and demonstrate business impact 06:15 When leadership doesn't see the full picture, and how to correct the record 06:56 Making a lateral move without a traditional book of business 07:36 The three strongest arguments for portable work without official billing credit 09:26 How to pitch yourself when someone else controls all client credit 10:02 The reality of working with a “credit hog” partner and what to do about it 11:08 Why high-value work still counts, even if your name isn't on the origination line 12:16 Building your value narrative for your current or next firm 12:57 Final thoughts and where to find more career resources Rate, Review, & Follow on Apple Podcasts & Spotify Do you enjoy listening to Big Law Life?  Please consider rating and reviewing the show! This helps support and reach more people like you who want to grow a career in Big Law.  For Apple Podcasts, click here, scroll to the bottom, tap to rate with five stars, and select “Write a Review.” Then be sure to let me know what you loved most about the episode! Also, if you haven't done so already, follow the podcast here!  For Spotify, tap here on your mobile phone, follow the podcast, listen to the show, then find the rating icon below the description, and tap to rate with five stars. Interested in doing 1-2-1 coaching with Laura Terrell? Or learning more about her work coaching and consulting? Here are ways to reach out to her: www.lauraterrell.com  laura@lauraterrell.com   LinkedIn: https://www.linkedin.com/in/lauralterrell/  Instagram: https://www.instagram.com/lauraterrellcoaching/  Show notes: https://www.lauraterrell.com/podcast

Guest: Kevin Cohn, Chief Customer Officer, Brightflag Host: David Cowen, President, The Cowen Group

Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.In today's episode, we look at how lending patterns translate to purchasing patterns from the primary to secondary markets. Plus, Robbie sits down with American Pacific's Audrey Boissoneau to ask her about the latest conversations that originators are having with borrowers as we enter Spring home buying season. And we close with a look at why the U.S. Treasury is increasing its borrowing estimate for the current quarter.Today's episode is sponsored by CreditXpert—the credit optimization platform that helps today's top mortgage originators and more than 60,000 mortgage professionals qualify more applicants, make more competitive offers, reduce LLPA premiums and close more loans. Download your free copy of the credit optimization playbook today at creditxpert.com/chrisman. 

Welcome to Connect, a podcast featuring one-on-one interviews with some of the top movers and shakers in the mortgage industry. This week we welcome Praveen Chandramohan, SVP, Origination Growth Solutions, Cotality Episode discussion timestamps: 1:27 - How you got into the mortgage business 2:44 - Big changes recently with the rebrand of CoreLogic to Cotality. Can you share with our listeners a little background on what inspired that change? 5:21 - Cotality has always focused on creating opportunities for customer retention. What's the main focus on that for 2025 for the company? 7:15 - How do you see business intelligence and analytics evolving in the mortgage industry over the next few years? Where is Cotality heading to meet these needs? 9:59 - Cotality is a member of the California MBA, and a Premier Sponsors at our Mortgage Innovators Conference happening May 7 - 8; thank you so much for your support. Can you share with our listeners why you choose to support our organization? 11:32 - You and I communicated earlier this year about the data your company has been compiling data on the Southern California wildfires. Are there any insights you can share around that data? Lenders, use "Cotality-Lenders" at checkout for an extra discount. Register for the Mortgage Innovators Conference here - https://my.cmba.com/events/mic25.html To learn more about the California MBA, visit cmba.com

I am so excited to introduce you to my dear friend and talented sound healer Nicole Rutsch. You may recognize her from Alo Yoga or her incredible sound healings and training, and she has taught a class at The Space. Nicole is a sound healer and a Reiki master. This conversation is so juicy and magical. Join us while we hang out in the higher realms and hear all about Nicole's journey. You are going to love this one. In this episode we discuss: Science of sound Origination of Reiki The Pure Meaning of Reiki What we can expect from Reiki Nicole's journey - owning a catering company to being an herbalist to then finding her purpose with the help of Reiki Thank you so much for being here! Current Offerings for Nicole Rutsch ✨ The Sanctuary: A Portal to Deep Healing & Transformation ✨ An exclusive monthly healing membership & app, designed to elevate your energy, restore balance, and guide you into profound transformation. The Sanctuary is your sacred space for spiritual expansion, offering immersive healing experiences to support your journey. Link: https://www.nicolerutsch.com/reikiandsoundmembership

I am so excited to introduce you to my dear friend and talented sound healer Nicole Rutsch. You may recognize her from Alo Yoga or her incredible sound healings and training, and she has taught a class at The Space. Nicole is a sound healer and a Reiki master. This conversation is so juicy and magical. Join us while we hang out in the higher realms and hear all about Nicole's journey. You are going to love this one. In this episode we discuss: Science of sound Origination of Reiki The Pure Meaning of Reiki What we can expect from Reiki Nicole's journey - owning a catering company to being an herbalist to then finding her purpose with the help of Reiki Thank you so much for being here! Current Offerings for Nicole Rutsch ✨ The Sanctuary: A Portal to Deep Healing & Transformation ✨ An exclusive monthly healing membership & app, designed to elevate your energy, restore balance, and guide you into profound transformation. The Sanctuary is your sacred space for spiritual expansion, offering immersive healing experiences to support your journey. Link: https://www.nicolerutsch.com/reikiandsoundmembership

In this episode of the Grow Your Wealth podcast, host Travis Miller chats with Harry Hyslop, a dynamic force in the world of property origination and private credit. Harry shares his journey from the northern beaches of Sydney to leading real estate investment deals and building a reputation in Australia's evolving private credit market. They dive into lessons from early career risks, the value of relationships, and how hustle and local insight drive success in origination. Harry also offers practical advice on creating long-term wealth, the importance of calculated risks, and the mindset needed to thrive in entrepreneurial finance. A must-listen for anyone interested in the intersection of real estate, private credit, and building lasting investor value. [00:00:00] - Introduction: Meet Harry Hyslop and His Path in Real Estate [00:01:28] - From Manly to Finance: Surfing, Study, and Social Networks [00:03:00] - Early Career: Property Consulting, Colliers, and Exposure at JLL [00:04:35] - Discovering Capital Markets: Relationships, Revenue, and Reputation [00:06:05] - Mentors and Influences: Family, Guidance, and Career Shifts [00:07:37] - Taking the Leap: Moving to Private Credit and Entrepreneurial Risk [00:09:20] - The Evolution of Private Credit: Market Growth and Maturity [00:10:31] - Pivotal Moments: Confidence, Appointments, and Fear as Motivation [00:12:08] - What Drives Success: Deals, Money, and the Adrenaline of Origination [00:13:15] - Advice to the Young: Learn, Build a Network, and Take Educated Risks [00:14:12] - Navigating Challenges: Syndication, Capital, and Market Volatility [00:16:19] - Structuring for Uncertainty: Exit Strategies and Clear Communication [00:17:06] - Documentation is Power: Managing Risk Through Terms [00:18:09] - Top Tips for Origination: Hustle, Market Insight, and Constant Learning [00:20:15] - Private Market Edge: Information Advantage and Qualitative Inputs [00:21:13] - What Success Looks Like: Asymmetric Returns and Investor Alpha [00:22:23] - Building a Legacy: Growth Mindset, Colleagues, and Future Aspirations [00:25:00] - Quickfire Round: First Job, Best Advice, and Driving Long-Term Wealth [00:28:02] - Common Mistakes: Overleveraging and the Risk of Inaction [00:29:05] - Life Outside of Work: Engagement, Surfing, and Balance [00:29:34] - Final Thoughts and Connecting with Harry on LinkedIn iPartners Website: www.ipartners.com.au Register Here: https://ipartners.iplatforms.com.au/register/register-as-wholesale/ iPartners LinkedIn: https://www.linkedin.com/company/ipartners-pty-ltd Follow Travis Miller: https://www.linkedin.com/in/travismilleripartners

In this episode, I break down the key issues surrounding origination credit, how firms allocate it, and the strategies you need to advocate for your fair share. Whether you're an equity partner, a non-equity partner, or a rising attorney thinking about your future, this discussion provides essential insights to help you navigate the often opaque world of credit allocation. Origination credit is one of the most critical factors determining compensation, recognition, and career advancement in Big Law—but many lawyers don't fully understand how it works until they hit roadblocks. I explore the different models firms use, the impact of origination credit on client relationships, and how to handle situations where credit is unfairly withheld. You'll also hear about practical approaches for protecting your interests and ensuring that your contributions are recognized. At a Glance: 00:00 Introduction: Why origination credit matters 01:20 The key role of origination credit in compensation and promotion 02:30 How firms allocate credit and why policies are often vague 05:15 Strategies for partners to claim and negotiate origination credit 07:30 How firms use multiple client numbers to distribute credit 09:10 When to escalate disputes over credit allocation 12:00 Should you ask clients to intervene on your behalf? 14:05 The risks of firms failing to update credit allocation policies Rate, Review, & Follow on Apple Podcasts & Spotify Do you enjoy listening to Big Law Life?  Please consider rating and reviewing the show! This helps support and reach more people like you who want to grow a career in Big Law.  For Apple Podcasts, click here, scroll to the bottom, tap to rate with five stars, and select “Write a Review.” Then be sure to let me know what you loved most about the episode! Also, if you haven't done so already, follow the podcast here!  For Spotify, tap here on your mobile phone, follow the podcast, listen to the show, then find the rating icon below the description, and tap to rate with five stars. Interested in doing 1-2-1 coaching with Laura Terrell? Or learning more about her work coaching and consulting? - here are ways to reach out to her: www.lauraterrell.com  laura@lauraterrell.com   LinkedIn: https://www.linkedin.com/in/lauralterrell/  Instagram: https://www.instagram.com/lauraterrellcoaching/  Show notes: https://www.lauraterrell.com/podcast  

Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.In today's episode, we look at MBAs profitability figures for Q4 2024. Plus, Robbie sits down with CMG's Sharon Barney to discuss Women's History Month. And after last week's inflation reports, attention this week turns toward Federal Reserve events.St. Patrick's Day is this week, but you don't need to rely on luck to find business! You can easily retain and recapture your customers as rates dip with Precision Marketing by CoreLogic. Precision Marketing alerts you to your client's home shopping activity and provides a highly accurate estimate of their current equity, leveraging outstanding liens and CoreLogic's powerful Total Home Value X AVM.  Whether it's using cash to purchase a home, debt consolidation, or a straight cash-out refinance, Precision Marketing's data-driven insights pinpoint your best opportunities to retain and recapture your clients. Originators who leverage Precision Marketing have seen their pipelines increase by up to four times when compared to traditional lead generation methods. This is just one of several innovative marketing and data solutions delivered on the ARAYA Smart Data Platform. Find out whether your clients are shopping for a home or ready to cash out today! Visit corelogic.com/chrisman to learn more or to schedule a free demo.

AI is transforming the mortgage industry in several ways, making processes faster, more efficient, and more customer-friendly. Here are some key impacts:1. Streamlining Loan Origination & UnderwritingAI-powered algorithms can quickly analyze an applicant's financial history, credit score, and risk factors, reducing the time it takes to approve loans.Machine learning models can assess alternative data (such as rental payment history and utility bills) to approve borrowers who may not have traditional credit histories.Automated underwriting systems can detect inconsistencies or potential fraud more effectively than manual review.2. Enhancing Customer ExperienceAI-driven chatbots and virtual assistants provide instant answers to mortgage-related questions, guiding customers through the application process 24/7.Personalized recommendations based on a borrower's financial profile help customers find the best mortgage products.3. Improving Risk Assessment & Fraud DetectionAI can analyze vast amounts of data to detect patterns indicative of fraud, such as falsified documents or identity theft.Predictive analytics help lenders anticipate potential loan defaults, allowing for proactive risk mitigation.4. Automating Document ProcessingOptical Character Recognition (OCR) and Natural Language Processing (NLP) enable AI to scan, extract, and verify information from documents like pay stubs, tax returns, and bank statements.This automation reduces manual errors and speeds up the mortgage approval timeline.5. Enhancing Regulatory ComplianceAI helps mortgage lenders stay compliant with regulations by continuously monitoring transactions and flagging potential compliance risks.Automated reporting tools simplify the audit process, ensuring transparency and reducing human error.6. Market Insights & Pricing OptimizationAI analyzes real estate market trends, interest rates, and borrower behavior to help lenders set competitive mortgage rates.Predictive analytics help lenders anticipate market shifts and adjust strategies accordingly.7. Expanding Access to HomeownershipAI-driven alternative credit scoring models provide more opportunities for individuals with non-traditional credit backgrounds to qualify for mortgages.More inclusive lending practices can help close homeownership gaps for underserved communities.Challenges & ConcernsWhile AI brings efficiency, there are some concerns:Bias in Algorithms: AI models may unintentionally reinforce biases if they are trained on biased historical data.Data Privacy: The increased use of AI requires stronger data protection measures to prevent breaches.Human Oversight: AI should complement, not replace, human decision-making to ensure fairness and accuracy.Overall, AI is reshaping the mortgage industry by making it more efficient, customer-friendly, and data-driven. However, balancing innovation with ethical considerations remains crucial.Are you exploring AI for a mortgage-related business, or just interested in how it's evolving?tune in and learn at https://www.ddamortgage.com/blogdidier malagies nmls#212566dda mortgage nmls#324329 Support the show

Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.In today's episode, we look at the latest origination data for the mortgage industry. Plus, Robbie sits down with Marr Labs Dave Grannan to talk about how AI is beingused to enhance customer interactions in mortgage lending. And he closes by examining some labor market indicators ahead of tomorrow's payrolls report.Today's podcast is brought to you by Floify, a leading point-of-sale platform for mortgage professionals. Known for its user-friendly interface and no-code configurability, Floify empowers small and midsize lenders and mortgage brokers with efficiency gains and cost savings. Features like native eSigning, electronic verification, and configurable loan applications reduce turn times and put money back in lenders' pockets. See the beauty of its simplicity at www.floify.com.

Stephan discusses the evolution of Bitcoin and the challenges of self-custody with Philip Hoenisch, co-founder of Lendasat. They explore the transition from traditional finance to on-chain solutions, the importance of self-custody, and the ideological divides within the Bitcoin community. Philipp shares his insight on the intricacies of Bitcoin lending, focusing on liquidation processes, collateralization ratios, and the role of technology in managing these aspects. He explains the cost structures associated with lending, including origination fees and transaction costs, and explores the potential for loan rollovers and credit lines. The discussion also touches on the future of stablecoins amidst regulatory risks and the growth of the lending market, particularly from the perspective of lenders. Finally, the conversation highlights the impact of technological innovations like CheckTemplateVerify (CTV) on the Bitcoin ecosystem.Takeaways

Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.In today's episode, we look at who is responsible for inflation. Plus, Robbie sits down with nCino's Sean Desmond to talk about his promotion to President and CEO. Tune in for a thought-provoking conversation on innovation, leadership, and the future of mortgage and capital markets.Today's podcast is brought to you by nCino, makers of the nCino Mortgage Suite for the modern mortgage lender. nCino Mortgage Suite's three core products -- nCino Mortgage, nCino Incentive Compensation, and nCino Mortgage Analytics -- unite the people, systems, and stages of the mortgage process. See how nCino can support a homeownership journey that your borrowers and your team will love at nCino.com.

Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.In today's episode, we check in over at the CFPB and what the latest developments mean for lenders and borrowers alike. Plus, Robbie sits down with Rocket's Bill Emerson for part two of an interview on the evolving digital landscape and the challenges of leading both individuals and organizations through technological transformation. Tune in for a thought-provoking conversation on innovation, leadership, and the future of mortgage and capital markets.Today's podcast is brought to you by nCino, makers of the nCino Mortgage Suite for the modern mortgage lender. nCino Mortgage Suite's three core products -- nCino Mortgage, nCino Incentive Compensation, and nCino Mortgage Analytics -- unite the people, systems, and stages of the mortgage process. See how nCino can support a homeownership journey that your borrowers and your team will love at nCino.com.

    Will Faulkner, Founder of Carbon Acumen     Susan Stroud, Founder and Analyst at No Bull     Jamie MacKinnon, SVP of Origination, Environmental Products, ANEW Climate     Moderator: Neil Koehler, President, KBE LLC

Garage Night with Craig Bentley and NOT Corey Bentley: Garage Beer, Go Birds, Super Bowl Bets, Craig a Rugby Guy Now, Craig and Keri Origination Story, Shout Outs

2025 15th Annual Capital Link Greek Shipping Forum | Alternative Finance Panel Featuring the institutional and industry leadership of global shipping, this forum addressed the industry's main trends and challenges, as well as the opportunities that lie ahead and strategies to compete in an increasingly complex and demanding landscape. The industry is impacted by major factors such as geopolitics, energy security, regulations, shifts in trade routes, global economic trends, commerce, and more. In this environment, the role of shipping as the link in the global supply chain remains vital. Moderator: Mr. Chris Vartzis, Partner, Head of Maritime Finance, Greece – Stephenson Harwood Panelists: • Mr. Nicholas M. Petrakakos, Partner & Managing Director, Maritime & Offshore Investment Banking – Alantra • Mr. George Fikaris, Managing Director – EnTrust Global • Mr. Kevin Kou, Director of Europe and America Department (Shipping) – ICBC Financial Leasing Co., Ltd. • Mr. Iraklis Tsirigotis, Director of Origination – Neptune Maritime Leasing In partnership with DNV and in cooperation with Nasdaq and NYSE Athenaeum Intercontinental Athens, Greece Friday, February 7, 2025 More Info: https://shorturl.at/uJIL0 #ShippingIndustry #MarineIndustry #ShippingLeadership #MaritimeExperts #Athens #Forums #Capitallink

In this episode, we speak to Dirk Sahlmer, Head of Origination, at SaaS Group, a conglomerate of independent SaaS businesses founded by experienced industry veterans with proven entrepreneurial, investing, and product backgrounds. Dirk speaks to 500+ SaaS CEOs a year and has a firm take on what good looks like! We particularly discuss his take on Exit Readiness from a founder and business perspective, which KPIs to have in order, what process to be ready for, and more. Some of the questions we discuss in this episode are: When is a good time to sell your SaaS business? Which are the key value drivers defining the value of your business? What common red flags will lead an acquirer to pass on you?  What type of historical and current data do you need to have available at all times, ready to share with an acquirer?   These are some of the questions we address with Dirk, and if you're a founder looking to sell your SaaS you'll find this episode useful. Tune in!

In this episode of Actualizing Success, Actualize Consulting's Partner Matt Seu and Tela Mathias, Chief Operating Officer at Phoenix Team and CEO and Chief Technology Officer at Phoenix First, explore the exciting intersection of Artificial Intelligence (AI) and mortgage loan origination. With over 50 years of combined experience in mortgage technology, our experts share their unique perspectives on AI's role in shaping the industry, the challenges ahead, and how generative AI might revolutionize mortgage origination in this engaging episode. Listen to learn more about:How AI has been quietly shaping the mortgage industry for decadesThe biggest challenges and opportunities generative AI presents for loan originationWhy compliance and data transparency are significant hurdles for AI adoptionThe potential of consumer-led underwriting and AI-driven lead generationHow we are leveraging generative AI to tackle regulatory change in the mortgage sectorAbout Matt Seu Matt is a Partner at Actualize Consulting, managing the Mortgage & Fixed Income practice. With three decades of experience in the mortgage industry, Matt is a wealth of information and a true thought leader committed to moving the industry forward through digital transformation and standardizing how the mortgage industry communicates. Before his time at Actualize, he served as a Vice President for Freddie Mac, focusing on large-scale business and technology change efforts. Matt is a two-time winner of MISMO's prestigious Outstanding Contribution Award and the 2023 Industry Titans Award.  Email: mseu@actualizeconsulting.com About Tela MathiasTela is the Chief Nerd and Mad Scientist at PhoenixTeam, where she is also the Chief Operating Officer. She is the Chief Executive Officer of Phoenix Burst, a generative artificial intelligence (genAI) regtech startup seeking to simplify compliance. She has 25 years of experience envisioning and delivering large scale mortgage technology products and is a recognized expert in genAI in mortgage.Email: tela.mathias@phoenixoutcomes.com Thanks for listening to this episode of the Actualizing Success Podcast! We hope you enjoyed the discussion and come back for more. In the meantime, don't forget to rate this episode and leave a review! Website: www.actualizeconsulting.com    If you have any questions or comments, we'd love to hear from you. You can contact us at podcast@actualizeconsulting.com. 

Watch Here: https://youtu.be/zo0kk24sKJMAbout the Guest(s): Brian Scanlon is the Managing Parnter of DealGen Partners, a company specializing in deal origination primarily for private equity funds and their portfolio companies. With a career path that started unexpectedly in college through managing Facebook posts for a PR firm, Brian built and exited his first business right after graduation. Further embedding himself in the market, he gained experience at a boutique M&A advisory firm where he honed his skills in B2B lead origination. In 2019, alongside his partner, he launched DealGen Partners to focus on originating acquisition opportunities in the middle-market for private equity investors.Episode Summary: Host Ronald Skelton talks with Brian Scanlon, co-founder of DealGen Partners, about their unique approach to deal origination for private equity and portfolio companies. Brian explains how they source acquisition opportunities, focusing on platform investments and tuck-ins, using a success-fee model and leveraging intermediaries like lawyers and CPAs for off-market deals. He also discusses the impact of AI on M&A and how they are using technology to streamline their processes and improve their deal flow.Key Takeaways:DealGen Partners specializes in deal origination for private equity firms, focusing on acquisition opportunities in the middle-market.The firm transitioned from retained search relationships to a success-only fee model, allowing greater flexibility in matching deals with the right funds.Intermediaries such as lawyers and CPAs play a crucial role in sourcing high-quality off-market deals.The landscape of M&A is evolving rapidly with technology, especially AI, streamlining processes in deal evaluation and lead generation.Emotional readiness and proper preparation are critical factors influencing the success of small to medium business acquisitions.--------------------------------------------------Contact Brian onLinkedin: https://www.linkedin.com/in/brianscanlondeals/Website: https://dealgenpartners.com/--------------------------------------------------

Welcome to The Private Equity Podcast by Raw Selection, hosted by Alex Rawlings. Today's guest is Jon Van Tuin, Managing Director at P4G Capital. With decades of experience in Private Equity, Jon shares his insights on deal origination, building relationships with deal sources, and standing out in an increasingly competitive market. Learn actionable strategies to improve deal flow, develop meaningful relationships, and elevate your firm's positioning as the preferred acquirer. Breakdown:[00:00] The current private equity landscape with over 3,500 funds and $1 trillion in undeployed assets.[00:28] Introduction to Jon Van Tuin and his role at P4G Capital.[00:57] Jon's background: 30+ years in private equity starting in the late 1980s.[01:27] A common mistake private equity firms make: Addressing portfolio issues too slowly.[02:27] The importance of acting quickly and getting the right people into key roles.[03:25] Jon's career reflections and the growth of private equity since the 1980s.[05:23] Jon's approach to deal origination: Focusing on relationships, not transactions.[06:21] Why 80% of P4G's deals come from a select group of intermediaries.[07:43] Adding value to intermediaries: Sharing insights instead of just asking for deal flow.[08:42] The value of a dedicated deal origination professional in private equity.[09:40] How origination teams keep pipelines full and differentiate firms in a crowded market.[10:39] Positioning P4G as a preferred acquirer: Building relationships and delivering on process.[11:07] Jon's multi-pronged approach: Over 700 face-to-face meetings and consistent outreach.[12:57] Staying top of mind: Leveraging tools like DealCloud for digital outreach.[13:25] The demands of travel: 43 weeks on the road to drive deal origination success.[14:22] Jon's influences: Focusing on leadership, culture, and aligning the right teams for success.[16:16] Recommended reading: Insights from McKinsey, Bain, Stephen Covey, and Jim Collins.[17:14] How to contact Jon Van Tuin: Email: jvantuin@p4gcap.comTo be added to the book waitlist, you can email alex.offer@raw-selection.comThank you for tuning in! You can connect with Jon Van Tuin on LinkedIn here. To get the newest Private Equity episodes, you can subscribe on iTunes or Spotify here.Lastly, if you have any feedback on the podcast or want to reach out to Alex with any questions, send an email to alex.rawlings@raw-selection.com

In this week's podcast, I was joined by Sohail Badruddin, owner of Provident Loan Servicing and an RMLO in Texas. Sohail shares insights from his extensive experience in the mortgage industry and discusses his vision for Provident Loan Servicing. He delves into the challenges and risks of mortgage lending, such as prepayment penalties, balloon provisions, and borrower bankruptcies. Additionally, Sohail covers key aspects of loan servicing and origination, emphasizing the importance of proper borrower qualification and strict adherence to timelines. Learn more about Provident Loan Servicing here: https://www.providentls.com/   Want to create your own seller-financed notes? MAKE SURE YOUR NOTES ARE SELLABLE, VALUABLE, AND COMPLIANT: https://calltheunderwriter.com/  Are you Ready to work with Dan to learn how to invest in notes yourself? SMALL GROUP LIVE COACHING: https://www.fusionnotes.com/livetraining PREMIUM CONTENT: Get a roadmap that shows you a step-by-step path for being a note investor, https://fusionnotes.ac-page.com/gameplan NOTE INVESTING ONLINE COURSES: https://www.fusionnotes.com/courses/  DAN'S LINKS FOR PODCAST LISTENERS: https:www.fusionnotes.com/listeners Get the FREE EBOOK on How to Make Outsized Profits in Notes in 2024: https://fusionnotes.ac-page.com/newsletter-signup-page-podcast WEBSITE: https://fusionnotes.com

In this episode of the Solar Maverick Podcast, Benoy interviews Jared Haines, CEO and COO of Catalyze.  Catalyze is accelerating the large-scale transition to clean, renewable energy by making it easy and profitable to integrate smart energy resources into new and existing infrastructure.  Jared speaks about how Catalyze differentiates from other Independent Power Producers(“IPPs”), how the company is able to scale asset ownership, and what states they are focused on.   Benoy Thanjan Benoy Thanjan is the Founder and CEO of Reneu Energy and he is also an advisor for several solar startup companies.  He has extensive project origination, development, and financial experience in the renewable energy industry and in the environmental commodities market.   This includes initial site evaluation, permitting, financing, sourcing equipment, and negotiating the long-term energy and environmental commodities off-take agreements. He manages due diligence processes on land, permitting, and utility interconnection and is in charge of financing and structuring through Note to Proceed (“NTP”) to Commercial Operation Date (“COD”). Benoy composes teams suitable for all project development and construction tasks. He is also involved in project planning and pipeline financial modeling. He has been part of all sides of the transaction and this allows him to provide unique perspectives and value. Benoy has extensive experience in financial engineering to make solar projects profitable. Before founding Reneu Energy, he was the SREC Trader in the Project Finance Group for SolarCity which merged with Tesla in 2016.  He originated SREC trades with buyers and co-developed their SREC monetization and hedging strategy with the senior management of SolarCity to move into the east coast markets.    Benoy was the Vice President at Vanguard Energy Partners which is a national solar installer where he focused on project finance solutions for commercial scale solar projects.  He also worked for Ridgewood Renewable Power, a private equity fund, where he analyzed potential investments in renewable energy projects and worked on maximizing the financial return of the projects in the portfolio.  Benoy also worked on the sale of all of the renewable energy projects in Ridgewood's portfolio.     He was in the Energy Structured Finance practice for Deloitte & Touche and in Financial Advisory Services practice at Ernst & Young.  Benoy received his first experience in Finance as an intern at D.E. Shaw & Co., which is a global investment firm with 37 billion dollars in investment capital. He has a MBA in Finance from Rutgers University and a BS in Finance and Economics from the Stern School of Business at New York University.  Benoy was an Alumni Scholar at the Stern School of Business.     Jared Haines Jared Haines brings over 20 years of senior leadership experience to Catalyze in his role as Chief Executive Officer and Chief Operations Officer. Prior to his current role, Jared was Catalyze's Vice President of Project and Business Development, leading his team in co-developing and acquiring Solar and Storage opportunities across the US with a focus in the NY Metro area. Jared boasts an impressive expertise in the solar sector, co-founding Mercury Solar Systems in 2006 and overseeing several business units as the company's President before a merger in 2014 with RGS Energy. At RGS, he managed the commercial division as the Chief Revenue Officer. Jared also has experience developing the solar distributed generation team as the Head of Origination for Nextera energy, and providing Community Solar development and consulting services for solar projects as a Principal for Sol Alliance. Jared earned his bachelor's degree from Tufts University.     Stay Connected: Benoy Thanjan Email: info@reneuenergy.com  LinkedIn: Benoy Thanjan Website: https://www.reneuenergy.com   Jared Haines Website:  https://catalyze.com/ LInkedin:  https://www.linkedin.com/in/jared-haines-4282b66/       We would like to thank Positive Deviancy for sponsoring this episode of the podcast.   Jade Garrett, founder of Positive Deviancy, is a Power Connector for the DOE's American-Made Program. Since 2018, Positive Deviancy has helped over 400 teams access $14 million in innovation funding from the American-Made Challenges.    Email:  jade@positivedeviancy.com Website:  www.PositiveDeviancy.com/  Linkedin:  https://www.linkedin.com/in/jadegarrett/    Contact Jade directly via email to get help to apply for these Energy Prizes:     Community Power Accelerator Round 3 Prize - Due  December 17th, 2024 The Community Power Accelerator R3 Prize is designed to fast-track the efforts of new, emerging, and expanding solar developers and codevelopers to grow multiple successful community-benefiting distributed solar projects. 25 teams are each awarded up to $400k.   TCU Energy and Food Sovereignty Nexus Prize - Due December 4th, 2024 The Energy and Food Sovereignty Nexus Prize encourages Tribal Colleges and Universities (TCUs) to develop student-led demonstration projects that increase their knowledge on clean energy and food sovereignty on TCU campuses. 30 TCUs can be awarded up to $250k for energy projects.    Join Reneu Energy, Positive Deviancy and the Solar Maverick Podcast for the Winter Solstice Fundraiser Celebrate the holidays with us at the Winter Solstice Fundraiser, hosted by Reneu Energy, Positive Deviancy, and the Solar Maverick Podcast. This special evening will take place on Wednesday, December 4th, from 6 PM to 10 PM at Hudson Hall in Jersey City, NJ. We'll also be raising funds for the Let's Share the Sun Foundation, which aids impoverished communities in harnessing solar energy.  Event Highlights: Venue: Hudson Hall, a Czech biergarten and smokehouse co-owned by Benoy, CEO of Reneu Energy. Time: 6 PM to 10 PM, with an open bar from 6 PM to 8 PM and delicious food throughout the evening. Tickets: Early Bird Pricing of $65 per person.  The pricing would be $75 starting on 11/27.   You can RSVP using the link provided below. Partnership with Grand Stand Sports & Memorabilia: We're excited to partner with Grand Stand Sports & Memorabilia, who will be offering sports memorabilia and experiences for sale. A portion of the proceeds will benefit the Let's Share the Sun Foundation. Sponsorship Opportunities: If you're interested in sponsoring this event and helping make a difference, please contact us at info@reneuenergy.com.   https://www.tickettailor.com/events/reneuenergy/1448299        

Today's podcast is brought to you by Truework, an all-in-one platform for verification of income and employment. With Truework, lenders save up to 50% on verification costs by replacing their complicated in-house waterfalls with a single platform that automatically orchestrates all major verification methods to produce an accurate and usable report for every verification request. Learn more at www.truework.com.

Welcome back to The Private Equity Podcast by Raw Selection, In this episode, host Alex Rawlings sits down with Matt Bodnar, founder and managing partner of Eidolon Capital. They discuss Eidolon's unique deal origination strategies, including innovative approaches like direct mail, and how their flexibility in deal-making helps them close deals where more rigid firms miss out. Matt also shares valuable insights on long-term investing, inspired by Berkshire Hathaway, and offers top recommendations on business, psychology, and deal-making books. Breakdown: [00:00] Matt explains how their market position was inspired by Berkshire Hathaway, leading them to find unique opportunities by being flexible where others are rigid.[00:12] PE firms often miss out on deals due to their rigid criteria; Eidolon benefits from a more flexible approach.[00:26] Matt mentions Extreme Ownership as one of his favorite books and shares it with his management teams.[00:53] Introduction to Matt Bodnar, founder of Eidolon Capital. The conversation covers deal origination, using direct mail, and valuable book recommendations.[01:21] Goldman Sachs, starting Eidolon Capital, and focusing on lower middle market companies with a long-term approach.[02:17] Matt identifies rigid deal structures as a common mistake PE firms make, missing opportunities to tailor deals based on sellers' needs.[03:09] Flexibility in deal-making, like structuring equity rolls and earn-outs, gives Eidolon an advantage over more rigid buyers.[04:34] Matt shares Eidolon's broad deal origination strategies, including cold email, LinkedIn, direct mail, and networking.[07:46] The importance of market positioning and personal outreach from principals to increase deal engagement.[09:39] Why principals contacting sellers directly makes a significant difference in building rapport and closing deals.[10:35] Direct mail as an effective, less crowded method for sourcing deals, especially in old-economy sectors like manufacturing and distribution.[13:23] Eidolon's brand focuses on long-term investing and taking care of all stakeholders, inspired by Berkshire Hathaway.[15:16] Eidolon's flexibility with capital and bespoke deal structures allows them to close deals even in suboptimal conditions where other firms might walk away.[17:09] How taking a long-term view, as opposed to the typical 3-5 year private equity time horizon, results in better decisions and stronger outcomes for companies.[19:25] Matt discusses the importance of staying informed on macroeconomic trends, the Fed, and market cycles to understand the broader impact on investment decisions.[20:48] Book recommendation: How to Make a Few Billion Dollars by Brad Jacobs, a prolific entrepreneur who founded or acquired several billion-dollar companies.[22:41] Matt shares how deep reading into human psychology and decision-making (Charlie Munger's Poor Charlie's Almanac and Robert Cialdini's Influence) shapes his approach to deals and negotiation.You can connect with Matt on LinkedIn by visiting his profile here.  To be added to the book waitlist, you can email alex.offer@raw-selection.comThank you for tuning in!To get the newest Private Equity episodes, you can subscribe on iTunes or Spotify here.Lastly, if you have any feedback on the podcast or want to reach out to Alex with any questions, send an email to alex.rawlings@raw-selection.com

Thanks to today's podcast sponsor, PHH Mortgage. For over 35 years, PHH Mortgage has provided industry-leading mortgage services. They are one of the largest servicers of residential mortgages in the United States and offer a variety of solutions for the entire mortgage lifecycle. If you are looking for a Correspondent Lending partner or an experienced, award-winning Subservicer who can manage your forward and reverse, residential and commercial, and performing and non-performing loans look no further than PHH. Learn more at business.phhmortgage.com.

In this episode, Steve, Camille, and Brenda discuss:Law firm compensation structures and challengesThe role of transparency in legal industry compensationSuccession planning and generational shifts in law firmsRecruiting and retaining legal talent in a competitive market Key Takeaways:Non-equity partnership tracks are becoming common, allowing lawyers to learn financial and managerial aspects before committing to buy-ins.Law school debt significantly influences young lawyers' careers, with some firms offering loan reimbursement to attract top talent.Compensation plans should align with a firm's goals and offer flexibility to retain high performers while balancing work-life needs.Origination credit structures can create competition within firms, but when managed well, they enhance succession planning and stability. "If you're willing to have conversations with people about what they want in life... you're speaking their love language at that point." —  Camille Stell"I had a partner tell me a long time ago, 'I don't need any new clients because all of our conference rooms are full,' and I'm just thinking how short-sighted that could possibly be." —  Brenda BarnesJoin Steve on November 15th for an exclusive 60-minute session focused on actionable strategies for business growth. Register now—seats are limited to the first 20 attorneys! Sign up here: https://www.fretzin.com/blog/category/events/ Thank you to our Sponsors!Rankings.io: https://rankings.io/Rainmakers Roundtable: https://www.fretzin.com/lawyer-coaching-and-training/peer-advisory-groups/ Episode References: Financial Feminist Podcast: https://podcasts.apple.com/us/podcast/financial-feminist/id1566054936About Camille Stell and Brenda Barnes: Camille Stell and Brenda Barnes are the authors of the newly published 2nd Edition of Respect: An Insight to Attorney Compensation Plans. Brenda and Camille are available for consults in succession planning, path to partnership, and compensation plans, including financial formulas for capital buy-in and retirement buy-out. Connect with Camille Stell and Brenda Barnes:  Website: http://www.lawyersmutualconsulting.com & http://www.brenda-barnes.comBook:  RESPECT - An Insight to Attorney Compensation Plans:https://www.amazon.com/RESPECT-Insight-Attorney-Compensation-Plans/dp/1734108665LinkedIn: https://www.linkedin.com/in/camillestell/ & https://www.linkedin.com/in/brendabarnes/Twitter: https://x.com/barneslegalmgmt Connect with Steve Fretzin:LinkedIn: Steve FretzinTwitter: @stevefretzinInstagram: @fretzinsteveFacebook: Fretzin, Inc.Website: Fretzin.comEmail: Steve@Fretzin.comBook: Legal Business Development Isn't Rocket Science and more!YouTube: Steve FretzinCall Steve directly at 847-602-6911 Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it. 

Rob Pizzola and Kirk Evans are joined by So Money Sports from the Edge Work team to discuss NHL betting, his origin story, origination, and a whole lot more Subscribe to Edge Work (NHL): https://www.youtube.com/@EdgeWorkHQ?sub_confirmation=1 Subscribe to Hit the Books (CFB): https://www.youtube.com/@HitTheBooksHQ?sub_confirmation=1 Subscribe to Forward Progress (NFL): https://www.youtube.com/@FwdProgressHQ?sub_confirmation=1 Make sure to subscribe to the Circles Off YouTube channel for more strategic betting content and drop a like/rate five stars if you enjoyed Circles Off now Presented by Pinnacle ON TWITTER... Follow CirclesOff - https://twitter.com/CirclesOff Follow Rob - https://twitter.com/RobPizzola Follow betstamp - https://twitter.com/Betstamp Follow The Hammer - https://twitter.com/TheHammerHQ Follow Zack - https://twitter.com/zackphill Follow So Money - https://x.com/SoMoneySports SHOW INDEX... (00:00) Intro (05:20) So Money Sports (12:41) Publicizing Picks (16:29) Copying the Screen to Origination (18:44) Day in the Life of NHL Betting (24:08) Mixing Content and Betting (27:13) Market Entry (30:48) News vs Numbers (34:47) Exploring Other Markets (39:24) Uniqueness of Hockey (41:12) Angles/Trends (45:45) Progression of a Season (49:40) CFL Betting (50:55) West Coast Betting (51:55) Live Betting (54:31) Interpreting Coach Speak (59:31) Most Memorable Bet (1:06:01) Responsibility to Educate (1:08:42) Plus EV/Minus EV (1:18:41) Advice to Younger Self If you want more from Rob Pizzola, Zack Phillips, and Johnny, check out the rest of their content on www.thehammer.bet NFL, NHL, NBA, MLB, and so much more from some of the biggest content creators in the sports betting space. Whether it be strategies, picks, reactions, previews, or picks... we've got it all. #SportsBetting #Betting #betstamp #bettingtips #bettingstrategy #bettingstrategies #bettingadvice #gambling Circles Off podcast is an entertainment podcast. The opinions expressed in the podcast are for the purpose of discussion in the area of sports betting, online gaming and other like markets. Circles Off podcast does not condone unlawful or illegal activity, and if you are unsure of the laws in your jurisdiction surrounding these markets, please seek the appropriate legal advice about strategies that you intend to implement. Please gamble responsibly. Learn more about your ad choices. Visit megaphone.fm/adchoices

If you bought a house in the last couple of years, you've probably been wondering, “When can I refinance?”The Federal Reserve has already made one interest rate cut, and more are expected before the end of the year. So when will it make sense to refinance your mortgage?If you're considering refinancing your mortgage, it's crucial to weigh various factors before making a decision. Movement Mortgage provides a helpful article, "Refinancing? Calculate Your Break-Even Point First!", which explains when refinancing makes sense and how to determine if it's right for you. While lower interest rates are a common reason to refinance, it's not the only factor to consider.What Is the Break-Even Point?One effective way to decide if refinancing is a good move is by calculating your "break-even point." This is when the savings from your lower monthly mortgage payments equal the costs of refinancing, which can range from 2% to 5% of the loan amount. Knowing this number can clarify how long it will take before you start to see financial benefits from the refinance.For example, if you're refinancing a $200,000 mortgage, the closing costs might range from $4,000 to $10,000. If your new mortgage payment saves you $200 per month, it would take 20 to 50 months to break even. If it takes over 60 months to reach your break-even point, it might be wise to hold off on refinancing until rates improve further.Factors Impacting Your Break-Even PointSeveral costs can impact your break-even point, including:Application and Origination Fees: Costs for processing your loan.Appraisal Fees: The cost of assessing your home's current value.Title and Insurance Fees: Includes title search, title insurance, and other required reports.Prepaid Interest: Covers interest from the closing date to the end of the first month.Property taxes and homeowners insurance may also need to be paid upfront at closing, contributing to the total closing costs. The more you save in interest each month, the quicker you'll reach your break-even point.Shorter Loan Terms Lead to Faster SavingsChoosing a shorter loan term, like refinancing from a 30-year to a 15-year mortgage, can help you reach your break-even point faster. Shorter terms typically come with lower interest rates, which means you'll pay off the refinance costs sooner and less in interest over the life of the loan. However, it's important not to extend the term of your mortgage when refinancing, as doing so could result in paying more interest over time.How Long Will You Stay in the Home?Another critical consideration is your future plans. You may not benefit from refinancing if you plan to sell the home in a few years. Use the break-even point calculation to determine if it aligns with your timeline. If you break even after 24 months but intend to sell the home in 18 months, there may be better choices than refinancing.Refinancing can be smart when interest rates drop, but it's essential to calculate your break-even point and consider your long-term plans. Whether you're reducing monthly payments or aligning with your future goals, these steps can help you make a wise decision for your financial well-being.Movement Mortgage: A Christian Mortgage OptionMovement Mortgage is a Christian-founded company that has donated over $377 million to communities in the U.S. and abroad. Their efforts include providing trained service dogs for veterans and supporting local churches with ministry resources. When you refinance through Movement Mortgage, your payments help fund these initiatives, making a difference beyond your financial goals.For more information on refinancing and calculating your break-even point, visit Movement.com/faith.On Today's Program, Rob Answers Listener Questions:I've got a mutual fund called a capital appreciation fund that uses both stocks and dividends. Can I use the dividends to get into more cash than I am in the stock and be safe?I have my finances set up in a trust. Within that trust investment setup, I have a Roth IRA and a traditional IRA. My parents have passed away, and I've gotten a portion of the inheritance, with more yet to come. Do I need both the Roth IRA and traditional IRA, or should I eliminate one of them?I'm self-employed, and my wife doesn't work, so I'm ensuring I do a good job saving for retirement. I'm almost 40 years old, and I have a Roth IRA. There are some years when I have more to set aside than what my Roth IRA can accept. What is my second choice after the Roth IRA for those years when I have additional funds to save for retirement?My mom, sister, and I have our names on a home. What will happen when my mom passes away? My sister says we will automatically be able to divide her portion, but I wanted to check with you on that. I'm not sure how the home is titled—is it with the right of survivorship or joint tenants?Resources Mentioned:Movement MortgageRefinancing? Calculate Your Break-Even Point First! (Movement Mortgage Article)Look At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

Thanks to today's podcast sponsor, LoanCare. LoanCare has successfully navigated clients and homeowners through market change for 40 years. The mortgage subservicer is known for delivering superior customer experience through personalization and convenience. Its award-winning portfolio management tool, LoanCare Analytics™, supports MSR investors with a focus on customer engagement, liquidity, and credit risk. LoanCare is part of Fidelity National Financial, a Fortune 500 company and leading provider of services to real estate and mortgage industries.

On today's episode, Editor in Chief Sarah Wheeler talks with Dan Hanson, executive director of enterprise partnerships at loanDepot, about origination trends, including home equity, ARM loans, M&A and more. Related to this episode: Dan Hanson | loanDepot HousingWire | YouTube More info about HousingWire Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team. Learn more about your ad choices. Visit megaphone.fm/adchoices

Thanks to Silk Title Co. Silk is for lenders who have centralized operations, are tech driven, process oriented, focused on the borrower experience, standardized in their approach, and most importantly… collaborative.

This week on the Power House podcast, Clayton sat down with Robert Pieklo, COO of American Financial Resources (AFR) and Adam Carmel, Founder & CEO of Polly to talk about current mortgage market dynamics and growth strategies amid changing rates. They also discuss prioritizing the customer experience, effectively scaling your operations, and how to develop an adaptable product mix as we go into 2025 and beyond. Here's what you'll learn: Cost to completion is a key metric for lenders. Forward-looking technology for effectively scaling operations. Staying ahead and adapting to changing interest rates. Changing of the guard in the mortgage world. Win one customer over at a time. Related to this episode: Robert Pieklo | LinkedIn Adam Carmel | LinkedIn Polly.io AFR Corp HousingWire | YouTube Enjoy the episode! The Power House podcast is a show about leadership, markets and entrepreneurship in the housing industry. Each Thursday, Clayton Collins speaks with CEOs and founders from the mortgage and real estate sector to reveal how housing executives think about business growth, operational strategy, and leadership. The Power House podcast reveals the full picture through the stories of the industry's most impactful leaders. Clayton Collins is the CEO of HousingWire, and the Power House podcast is produced by HousingWire's Content Studio. Initially launched in 2019 as the Housing News podcast, the show was relaunched as Power House in 2024. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, we sit down with Michael Vandi, CEO of Addy AI, to explore how artificial intelligence is transforming the mortgage lending industry. We dive into how AI can automate loan origination, streamline processes, and create a more equitable system for clients and lenders alike. Michael shares insights on the challenges of building a fintech company, the future of AI in financial services, and how his journey from Sierra Leone to Silicon Valley shaped his innovative approach to mortgage tech. Disclaimer: Not advice. Educational purposes only. Not an endorsement for or against. Results not vetted. Views of the guests do not represent those of the host or show. Do your due diligence. Click here to join PodMatch (the "AirBNB" of Podcasting): https://www.joinpodmatch.com/drchrisloomdphd We couldn't do it without the support of our listeners. To help support the show: CashApp- https://cash.app/$drchrisloomdphd Venmo- https://account.venmo.com/u/Chris-Loo-4 Spotify- https://podcasters.spotify.com/pod/show/christopher-loo/support Buy Me a Coffee- https://www.buymeacoffee.com/chrisJx Click here to schedule a 1-on-1 private coaching call: https://www.drchrisloomdphd.com/book-online Click here to check out our e-courses and bookstore here: https://www.drchrisloomdphd.com/shop Click here to purchase my books on Amazon: https://amzn.to/2PaQn4p For audiobooks, visit: https://www.audible.com/author/Christopher-H-Loo-MD-PhD/B07WFKBG1F Follow our YouTube channel: https://www.youtube.com/chL1357 Follow us on Twitter: https://www.twitter.com/drchrisloomdphd Follow us on Instagram: https://www.instagram.com/thereal_drchrisloo Follow us on Threads: https://www.threads.net/@thereal_drchrisloo Follow us on TikTok: https://www.tiktok.com/@drchrisloomddphd Follow our Blog: https://www.drchrisloomdphd.com/blog Follow the podcast on Spotify: https://open.spotify.com/show/3NkM6US7cjsiAYTBjWGdx6?si=1da9d0a17be14d18 Subscribe to our Substack newsletter: https://substack.com/@drchrisloomdphd1 Subscribe to our Medium newsletter: https://medium.com/@drchrisloomdphd Subscribe to our email newsletter: ⁠https://financial-freedom-for-physicians.ck.page/b4622e816d⁠ Subscribe to our LinkedIn newsletter: https://www.linkedin.com/build-relation/newsletter-follow?entityUrn=6992935013231071233 Thank you to our advertisers on Spotify. Financial Freedom for Physicians, Copyright 2024 --- Support this podcast: https://podcasters.spotify.com/pod/show/christopher-loo/support

In this episode of Banking Transformed, recorded at MeridianLink LIVE in Nashville, I interview Deanna Bublik, manager of product origination at American Airlines Federal Credit Union. Deanna offers unique insights into the digital transformation journey of a workplace credit union. We explore how American Airlines FCU is leveraging technology to enhance member experience, streamline operations, and tackle fraud prevention challenges. Deanna also emphasizes the importance of research, understanding workflow needs, and learning from other institutions' experiences when implementing new technologies.

Martin Lew and Joe Lynch discuss beyond the tracks: the next frontier of American rail. Martin is CEO at Commtrex, a tech-enabled rail logistics provider with a team of experienced rail professionals, an extensive network of partners, and a best-in-class technology platform that simplifies the movement of freight and creates a competitive advantage.  About Martin Lew Martin Lew is the Founder and Chief Executive Officer of Commtrex, the largest tech-enabled logistics platform in North America (US, Canada, and Mexico) for shippers to directly connect with railroads, transloaders, storage facilities, lessors, rail service providers, warehouses, and industry data. Under Lew's leadership, Commtrex has been named to the Freightwaves FreightTech 100 and has established partnerships with all seven class 1 railroads. Prior to Commtrex, Mr. Lew was the Head of Global Sales and Origination for Mabanaft Coal Trading, Vice President and Head of Origination for J.P.Morgan's Coal and Environmental Markets Group, Associate for the North American Coal and Emissions Trading Desk at Bear Stearns, and CEO of Equate Systems. Mr. Lew holds a Juris Doctorate from Boston College Law School, and a Bachelor of Arts Degree with majors in Communications and Political Science from the University of Southern California. About Commtrex Commtrex simplifies the movement of freight by rail with a tech-enabled platform that connects a network of reputable railroads, transloaders, lessors, and other rail service providers across the US, Canada, and Mexico. Commtrex's data-driven approach provides the rail and transload industry with visibility and connectivity that significantly accelerates the amount of time it takes for shippers to procure the services needed to manage their freight by rail. With a community of 4,000+ active members, including over 1,900 shippers, and partnerships with all six Class I Railroads, Commtrex stands at the forefront of the industry. Discover more at www.commtrex.com. Key Takeaways: Beyond the Tracks: The Next Frontier of American Rail Rail freight industry is exploring innovations like longer trains, digitization, cleaner energy, and inland terminals to enhance efficiency and sustainability. Rail transportation is suitable for high-volume freight over long distances, typically 500-600 miles or more, with a minimum volume equivalent to four to eight truckloads. Railroads move freight in two primary components: intermodal (containers on flatcars) and carload/merchandise commodities. Rail transportation enables efficient, low-carbon freight movement, reducing emissions by 75% compared to trucking. Trucking goods by rail instead of road has sustainability advantages and helps address the shortage of long-haul truck drivers. Commtrex is a platform connecting rail shippers with service providers across the US, Canada, and Mexico, providing visibility and facilitating communication. Short-line railroads transport freight from Class 1 railroads to the final destination, often using transloading facilities for last-mile delivery. The freight visibility platform Commtrex assists shippers in locating facilities and services required for rail transportation. Rail freight provides cost savings, sustainability benefits, and supply chain diversification/flexibility for shippers moving commodities or bulk goods. Commtrex connect shippers, logistics providers, railroads, facilitating rail freight growth to support nearshoring and environmental goals. Timestamps (00:00:02) Beyond the Tracks: The Next Frontier of American Rail (00:00:35) Commtrex Platform (00:02:10) Rail Fit and Economics (00:03:07) Martin's Background (00:12:28) Rail Freight Movement (00:18:00) Houston Rail Hub (00:21:50) Freight Movement by Rail (00:24:40) Commtrex Marketplace (00:30:32) Visibility for Shippers (00:33:18) Short Line Railroads (00:34:36) Commtrex Search Visibility (00:40:45) Educating Freight Brokers (00:46:00) Rail as an Option (00:50:17) Podcast Promotion Learn More About Beyond the Tracks: The Next Frontier of American Rail Martin Lew | Linkedin Commtrex | Linkedin Commtrex Everything in Logistics Let's Talk Supply Chain Freightwaves (People Speaking Rail) The Logistics of Logistics Podcast If you enjoy the podcast, please leave a positive review, subscribe, and share it with your friends and colleagues. The Logistics of Logistics Podcast: Google, Apple, Castbox, Spotify, Stitcher, PlayerFM, Tunein, Podbean, Owltail, Libsyn, Overcast Check out The Logistics of Logistics on Youtube

In this episode of ICMA Education & Training's latest vlog “Careers in Capital Markets”, Tim Skeet (Bank of China; ICMA UK Regional Chair) and Alex Malitsky (Director - Fixed Income Syndicate & Origination, TD Securities) discuss careers in finance.

You've saved up your downpayment and found the perfect house to buy. But have you considered closing costs?They're really the first big expense you'll have with home ownership. Which can you negotiate, and which are set in stone?The Hidden Costs of Homebuying: What You Need to Know About Closing CostsBuying a home is an exciting milestone, but amidst the thrill of owning your first house, it's easy to overlook the long list of closing costs that come with it. Many people think that because these costs are often rolled into the mortgage, they don't need to worry about them. However, understanding and negotiating these costs can save you a significant amount of money in the long run.For a typical mortgage, closing costs usually range between 3% to 6% of the mortgage amount. Let's break it down with an example. Suppose you borrow $250,000 at 6.5% interest on a 30-year loan. Your monthly payment would be around $1,580. If your closing costs are on the higher end—say $15,000—and you roll them into your mortgage, you're now borrowing $265,000 instead of $250,000. This increases your monthly payment by $95, leading to an additional cost of over $34,000 over the life of the loan.In short, closing costs matter. Being aware of them and negotiating where possible is crucial.Negotiable Closing CostsSome closing costs come with wiggle room, meaning you can negotiate them down. Here are a few:Homeowners Insurance: Your lender requires this, but you can shop around for the best rates. Don't assume the insurer suggested by your lender or agent is the best option.Origination Fee: This fee typically covers the cost of underwriting the loan and is usually about 1% of the loan amount. Always ask to have it waived or lowered; you might not succeed, but asking costs nothing.Underwriting Fee: Some lenders charge this fee in addition to or instead of the origination fee. Again, you can negotiate this.Loan Application Fee: This one-time fee for processing your loan can also be a candidate for negotiation, especially if you're already paying an origination or underwriting fee.Real Estate Commissions: Traditionally, sellers have paid the commissions for both the seller's and buyer's agents. However, recent changes in the real estate industry mean buyers may now be asked to contribute. It's another area to negotiate.Title Insurance: You'll need to buy lender's title insurance, which only protects the lender. You can shop around for better rates and suggest a different insurer to your lender. Don't forget to purchase owner's title insurance to protect your ownership.Non-Negotiable Closing CostsWhile some closing costs can be negotiated, others are fixed. These include the appraisal fee, credit check fee, government fees (such as title transfers or recording costs), and property taxes. You should be prepared to pay these costs without expecting any leeway.The Importance of Integrity in Your Mortgage CompanyWith so much money on the line, it's essential to work with a mortgage company that operates with transparency and integrity. Movement Mortgage is a Christian mortgage company founded during the 2008 housing crisis. Its mission is to help homebuyers while glorifying God by positively impacting communities within the U.S. and abroad.Movement Mortgage offers competitive rates and the opportunity to be part of a global movement of change. The company has donated $377 million to community projects both locally and internationally. With locations in all 50 states, Movement Mortgage is a lender you can trust to guide you through the home-buying process with integrity.For more information, you can visit FaithFi.com/Movement.On Today's Program, Rob Answers Listener Questions:Are permanent endowments biblical in a Christian context? I'm thinking of a Christian university, nonprofit, or other Christian organization with a permanent endowment where the original gift can never be touched and only the income can be used. What are your thoughts on the biblical perspective of this?I had a TIAA account that my husband took out as an adjunct professor at the local community college. It's just a small amount, and because I'm 76, I've been required to take a certain amount out each year. I want to give this to my son so those amounts can stay there and start accruing interest. Can I do that?I'm trying to mitigate the taxes on the sale of a rental house. Can I use the proceeds to satisfy my required minimum distribution (RMD), or does the RMD have to come from an IRA? Also, my husband has had a whole life insurance policy since he was 20. Is there ever a time when whole life insurance is beneficial?Resources Mentioned:Movement MortgageWill We Be Rewarded for Leaving Money to Christian Ministries in Our Wills? (Article by Randy Alcorn)Rich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

Fighting the Good Fight Part 3 – The Origination of Evil 1 Timothy 1

Fighting the Good Fight Part 3 – The Origination of Evil 1 Timothy 1

Fighting the Good Fight Part 3 – The Origination of Evil 1 Timothy 1

Fighting the Good Fight Part 2 – The Origination of Evil 1 Timothy 1

Fighting the Good Fight Part 2 – The Origination of Evil 1 Timothy 1

Fighting the Good Fight Part 2 – The Origination of Evil 1 Timothy 1

Fighting the Good Fight – The Origination of Evil 1 Timothy 1

Fighting the Good Fight – The Origination of Evil 1 Timothy 1

We'd love to hear from you. What are your thoughts and questions?In this episode, Allen Lomax interviews Kirill Bensonoff , the co-founder and CEO of New Silver, about the impact of AI on real estate investing. Kirill explains how New Silver uses technology and data to improve underwriting and origination processes in real estate investing. He also discusses the use of AI and blockchain in the industry. Kirill highlights the convenience and time-saving benefits of using AI tools like ChatGPT for passive investors. He also explains the basics of blockchain technology and its potential applications in real estate, such as speeding up settlement processes and fractionalization of property ownership.TakeawaysNew Silver uses technology and data to improve underwriting and origination processes in real estate investing.AI tools like ChatGPT can save time and help passive investors find suitable investment opportunities.Blockchain technology has the potential to speed up settlement processes and enable fractionalization of property ownership.Blockchain can also eliminate the need for intermediaries like title insurance companies and reduce the risk of fraud.The challenges in the fintech industry include market cyclicality, changes in work patterns, and uncertainties that affect technology development.Connect With Kirill Bensonoff:kirill@newsilver.comhttps://newsilver.com/https://www.facebook.com/newsilverlendinghttps://www.instagram.com/newsilverlending/https://www.linkedin.com/company/new-silver/

Rob Pizzola and Kirk Evans are joined by Frank Frijoles to discuss betting on niche sports, finding edges, edges that have eroded, and a whole lot more! Trenhaile Episode: https://youtu.be/U4ucta32frs Starting Strength: https://startingstrength.com/get-started/programs Want in-depth NFL coverage for the 2024/2025 season? Make sure to subscribe to the Forward Progress YouTube channel and find us wherever you get your podcasts! YouTube: https://www.youtube.com/@UCnpHpDsquK4-cZBNZd_Km8A  Spotify: https://open.spotify.com/show/25lclBfk6kxBJlyDulfCky?si=993d4854ea9e48e7 Apple: https://podcasts.apple.com/ca/podcast/forward-progress/id1643177623 Make sure to subscribe to the Circles Off YouTube channel for more strategic betting content and drop a like/rate five stars if you enjoyed Circles Off now Presented by Pinnacle ON TWITTER... Follow CirclesOff - https://twitter.com/CirclesOff Follow Rob - https://twitter.com/RobPizzola Follow betstamp - https://twitter.com/Betstamp Follow The Hammer - https://twitter.com/TheHammerHQ Follow Zack - https://twitter.com/zackphill Follow Kirk - https://x.com/KirkEvans0 Follow Frank - https://x.com/FrankFrijoles SHOW INDEX... (00:00) Intro (04:17) Frank Frijoles (13:49) Getting into Origination (17:10) Data Availability (18:19) Regulation of Betting & Kiosks (27:05) Behind the Name (28:37) Old Edges (35:35) Networking & Partnerships (37:51) Hedging Bets (42:58) Personal Reflections (47:59) Plus EV / Minus EV (58:38) Advice to Younger Self If you want more from Rob Pizzola, Zack Phillips, and Johnny, check out the rest of their content on www.thehammer.bet NFL, NHL, NBA, MLB, and so much more from some of the biggest content creators in the sports betting space. Whether it be strategies, picks, reactions, previews, or picks... we've got it all. #SportsBetting #Betting #betstamp #bettingtips #bettingstrategy #bettingstrategies #bettingadvice #gambling Learn more about your ad choices. Visit megaphone.fm/adchoices

Insight and analysis from the second day of the Solar & Energy Storage Summit 2024. Day 2 of the 2024 Solar and Energy Storage Summit and the conversation was still in full swing. David Banmiller was there once again to capture all the debate and discussion on the future of the solar energy sector. Electrification is at the heart of the energy transition. There's been a sharp rise in grid connection capabilities in the last couple of years, and it's causing a headache for the industry. Permitting queues are long, and connection charges are high. What needs to change to ease these? Kelly Snyder is Senior Director, Origination, at EDP Renewables. She joins David to discuss it, as well as the latest trends in solar PPAs.What's the future of US electricity demand? Data centres, EV infrastructure and widespread electrification are causing a surge in demand, so how much is going to be met by green energy? Leuwam Tesfai is Deputy Executive Director for Energy and Climate Policy at the California Public Utilities Commission. She spoke to David about California's plans to secure solar and storage supply chains to ensure there's enough clean energy to meet demand. Plus, conversations with Oscar Araujo, General Manager for North America at Canadian Solar, and Shaun Laughlin of Solaris Energy, on mitigating climate risk and clean energy finance. Connection bottlenecks and possible solutions to the problem, PPAs, solar and storage technology and trends in funding and finance: it's all here on our recap of day 2 of the summit.Subscribe to the show so you don't miss any of the analysis from the Solar and Energy Storage Summit. Find us on X – we're @interchangeshow.For more information from our sponsor Convergent Energy and Power on their industry-leading battery storage and solar solutions, please go to convergentep.comSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Rob Pizzola and Johnny from betstamp are joined by Chris Dierkes to discuss his entry into the sports betting space, origination versus top-down, main markets, betting on futures, and a whole lot more... Looking to sign up at new sportsbooks? Support Circles Off when you do! www.betstamp.app/circlesoff