Podcasts about mortgage

Wondering where the real estate market is heading? In this July 2025 update, we break down the latest housing trends in the Greater Philadelphia area — including Chester, Bucks, Delaware, Montgomery, South Jersey, and northern Delaware.

Pat in Scarsdale, NY, called Mark to praise Warner Wolf from our morning show. Vincent in Brooklyn, NY, calls Mark to discuss Mortgage and tax fraud. See omnystudio.com/listener for privacy information.

Pat in Scarsdale, NY, called Mark to praise Warner Wolf from our morning show. Vincent in Brooklyn, NY, calls Mark to discuss Mortgage and tax fraud.

Think you need 20% down to buy a house? Or that your credit score has to be perfect? Not so fast. In this episode of Go Gaddis Real Estate Radio, we're separating fact from fiction when it comes to getting a mortgage. Whether you're a first-time buyer, thinking about refinancing, or simply curious about what it takes to qualify, this conversation could change the way you look at home financing. Joining me is our Expert Advisor, Matthew Scout, Vice President and Executive Mortgage Loan Originator with Southeast Mortgage. Together, we'll dig into: Fact vs. Fiction: The truth about down payment requirements, credit score minimums, and income qualifications. We'll bust the myths that keep too many buyers sitting on the sidelines. Market Timing: With interest rates bouncing up and down, is now the right moment to buy or refinance—or should you wait? Matthew shares the data and insight to help you decide. Step-by-Step Guidance: From pre-approval to keys in hand, we'll walk through the process so you know exactly what to expect. You'll also hear the biggest mistakes to avoid along the way. At Go Gaddis Real Estate Radio, our mission is to help you go from real estate novice to expert so you can buy or sell a home with total confidence—and without the stress that comes with life's biggest investments. We believe you should never learn something at or after closing that you could have known beforehand. And remember, with our programs, you get all the upside and all the options to make your next move your best one yet.

You could be leaving thousands of dollars on the table and not even know it. In this episode of Go Gaddis Real Estate Radio, we're shining a light on the mortgage programs and insider strategies most buyers never hear about. From VA, FHA, and USDA loans to state and local down payment assistance programs, you'll learn how to find out what you qualify for and how to use it to your advantage. Joining me is our Expert Advisor, Matthew Scout, Vice President and Executive Mortgage Loan Originator with Southeast Mortgage. Together, we'll uncover how to match the right mortgage program to your needs and avoid costly mistakes along the way. We'll break down the big missteps that can derail your approval or cost you thousands—like taking on new debt in the middle of the process—and explain why your choice between fixed or adjustable rates, or shorter versus longer terms, can say a lot about your financial style. We'll also look at what's changed for buyers in 2025, from new lending guidelines to the growing influence of AI in the mortgage industry. The tools, opportunities, and potential pitfalls have all evolved, and understanding them now can help you make a smarter, more confident move. At Go Gaddis Real Estate Radio, our mission is to help you go from real estate novice to expert so you can buy or sell a home with total confidence—and without the stress that comes with life's biggest investments. Remember, with our programs, you get all the upside and all the options so you can move forward with clarity and peace of mind.

Mortgage Expert, Tim Chermak explains if it's a good time to buy a house at the current 7% interest rates, what the true roll of the Fed is, and if we can expect housing rates to be cut in 2026. John Galt Mortgage Company: https://www.johngaltmortgage.com/ Want a Life Insurance Policy? Go Here: https://bttr.ly/bw-yt-aa-clarity Want FREE Whole Life Insurance Resources & Education? Go Here: https://bttr.ly/yt-bw-vaultWant Us To Review Your Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-review______________________________________________ Learn More About BetterWealth: https://betterwealth.com====================DISCLAIMER: https://bttr.ly/aapolicy*This video is for entertainment purposes only and is not financial or legal advice.Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

– Mortgage offsets do compound! – What about the Soul Patts and Brickworks merger? – Tariffs won’t cause a collapse in the US. – What should I look out for with mergers and acquisitions? – How do I evaluate overseas growth opportunities? – An important missive from Camembert ThislethwaiteSee omnystudio.com/listener for privacy information.

On today's episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the home builders and what's going on in the new home sales market. Related to this episode: ⁠Mortgage rates drop to another new low for 2025 | HousingWire⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠HousingWire | YouTube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠More info about HousingWire⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio. Learn more about your ad choices. Visit megaphone.fm/adchoices

What were your first impressions of your partner?And were you thinking about whether they were ‘MORTGAGE material as well as MARRIAGE material' when you first met, or was it a matter whether you fancied the pants off them?Columnist with the Irish Independent, Mary McCarthy feels that dating has become so much more transactional, and joins Seán to discuss.

In this episode of The Loan Officer Podcast with Chris Johnstone, discover how to double your referrals from your database and unlock new high-value referral partner relationships every single month—all using AI and The Loan Officer CRM.   You'll learn:   The Loan Officer Launch – How to wake up your past client and lead database with an irresistible AI tool that drives referrals. AI Database Activator – A year-long, automated workflow that nurtures clients, asks for referrals, and creates new referral partner opportunities monthly. Scalable AI Conversations – How to handle hundreds of client and partner conversations at once without lifting a finger.   If you're ready to get more business from the people who already know, like, and trust you—and start building partnerships with real estate agents, financial planners, and other professionals—this episode is your blueprint.   Watch now and see how you can launch this system in your business risk-free: https://LoanOfficerCRM.ai/offer

Think you know the truth about the housing market? From bidding wars to whether you really need perfect credit to get a mortgage, we're taking a sledgehammer to the biggest myths in real estate. We'll reveal how the national headlines stack up against what's really happening in your local market and what to watch for when shopping for a loan, helping you cut through the noise to make smarter moves in today's market. Featuring Stacie Staub, CEO and founder of West + Main Homes in Colorado; Todd Carson, director of sales performance for Planet Home Lending in California; and Ryan Melvin, Las Vegas real estate expert. Plus, in our Hot or Not segment: Is ‘mindless maximalism' the next big thing in home design or a trend best left behind?

Many seniors today face significant financial strain—some even resort to borrowing to cover their basic living expenses.For retirees on a fixed income, a reverse mortgage can be a practical solution to access the equity in their home and bring much-needed stability. Harlan Accola joins us today with a message of hope for those looking for margin in their retirement years.Harlan Accola is the National Reverse Mortgage Director at Movement Mortgage, an underwriter of Faith and Finance. He is also the author of Home Equity and Reverse Mortgages: The Cinderella of the Baby Boomer Retirement.The Real Issue: Seniors Struggling with Credit Card DebtNearly 70% of seniors that Movement speaks with are carrying credit card debt. These aren't impulsive spenders buying luxury items. They're retired, living on fixed incomes, and they're relying on credit just to pay for basics like groceries and prescriptions. They're often asset-rich but cash-poor—sitting on significant home equity but drowning in interest rates of 25% to 35%.Many people suffer silently, too embarrassed to discuss their financial challenges. They don't realize that the equity in their home could be used to ease their burden without losing the home they love.One of the biggest hurdles is the spread of misinformation. People believe they'll lose their house, or that a reverse mortgage is inherently bad.In truth, the Home Equity Conversion Mortgage (HECM)—the most common form of reverse mortgage—is federally insured and designed to protect both the homeowner and their heirs. Properly structured, it can be a safe and responsible tool.Who Should Consider a Reverse Mortgage?Anyone over 62 with at least 50–60% equity in their home should take a closer look. A typical scenario might be someone still making monthly mortgage payments, even with a small remaining balance. Those payments—$800, $1,500 or more—can strain fixed retirement budgets.One common misconception is that you lose control of your home. In fact, you and your spouse can stay in your home for life, even if one of you passes away. You can choose how to receive the funds—from monthly income to a lump sum to the most popular option: a line of credit.Whether it's a car repair or a medical bill, reverse mortgage lines of credit provide flexibility. And it's all about wise stewardship.At the heart of this decision is a stewardship principle. As Proverbs 24:3 reminds us, “By wisdom a house is built, and through understanding it is established.” It doesn't make sense to live in a paid-off home but struggle to pay for groceries while racking up 30% interest on credit cards. That's not good stewardship.Reverse mortgages aren't for everyone—but many avoid them simply due to fear or misunderstanding. For some, it could be a life-giving solution.If you're entering—or well into—retirement and want to explore whether a reverse mortgage might be a fit for your situation, visit Movement.com/Faith. On Today's Program, Rob Answers Listener Questions:I'm 71 and still working, but I'm not sure how much longer I'll be able to keep it up. Would a reverse mortgage help me eliminate my monthly mortgage payment, allowing me to manage better if I need to stop working?I have recently retired and hold a 401(k) account with Fidelity. Someone mentioned a company called Big Money Retirement Solution, which offers a 9% annual return on an annuity. Should I consider moving half of my portfolio there?I heard there's a way to get a free credit report that the government requires. How do I access that?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Movement MortgageAnnualCreditReport.comWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

On today's episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the lowest mortgage rates of the year and Trump's new tactic to undermine Fed Chair Jerome Powell. Related to this episode: Mortgage rates drop to another new low for 2025 | HousingWire ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠HousingWire | YouTube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠More info about HousingWire⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of the Investor Fuel podcast, host Q Edmonds interviews Chris Waipa, a seasoned mortgage banker with 23 years of experience. Chris shares his unique journey from a failed music career to becoming a successful mortgage lender. He discusses the challenges he faced in the mortgage industry, particularly with DSCR loans, and how he aims to disrupt the traditional mortgage process through his brand, Mortgage Punk. Chris emphasizes the importance of building relationships, having a servant mentality, and the transformative power of coaching in achieving success.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

There are over 20 million rental homes in the U.S. Because of the higher prices of these homes, however, investors are making less on them than they have in decades. These days, investors are making more money by financing the homes than owning and operating them. When you're the lender, you get monthly payments without having to manage the properties, and you generate higher returns. Eddie Speed, President and Founder of Note School, Coach, Discount Note Expert, and Author, has over 40 year's experience helping diversity investor portfolios with investments in first position mortgages. 

AP correspondent Alex Veiga report mortgage rates eased again.

#241: We cover new credit cards, increased welcome bonuses, and major changes to existing cards and their benefits. Plus, learn how to rack up thousands of points through airline and hotel challenges and giveaways. Link to Full Show Notes: https://chrishutchins.com/new-cards-increased-offers-points-challenges Partner Deals Copilot Money: Free 2 months access to my favorite personal finance app with code HACKS2 DeleteMe: 20% off removing your personal info from the web Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth Fabric: Affordable term life insurance for you and your family MasterClass: Learn from the world's best with 15% off For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Credit Cards Chris' Cards Page Citi Strata Elite℠ (100,000 point offer) Citi Strata℠ Citi Double Cash® Card Citi Strata Premier℠ Card U.S. Bank Smartly™ Visa Marriott Bonvoy Brilliant® American Express® Card Marriott Bonvoy Bevy® American Express® Card Marriott Bonvoy Business® American Express® Card American Express® Gold Card The Platinum Card® from American Express Bilt World Elite Mastercard® (Rates and Fees here) Mesa Homeowners Card (Referral code: FCRGNB) Nibbles Credit Card Rakuten American Express® Card Gemini Credit Card Coinbase One Card "Weird Al" Yankovic Rakuten: Free $30 here Airline & Hotel Challenges Frequent Miler: Million Mile Madness Recap Etihad: The Extraordinary Challenge JetBlue: 25 for 25 JetBlue: TrueBlue Partner Passport Challenge Choice Hotels: 1-Million Points Sweepstakes ATH Podcast Ep #228: Deep Dive on Citi Credit Cards and ThankYou Points (Best 2-Card Combo) Ep #236: Deep Dive on Amex Credit Cards and Membership Rewards Points Ep #234: Earn Points on Mortgage, 100k+ Card Bonuses, New 4% Card, Devaluations and More Southwest Cards Refresh Mesa Homeowners Card Membership Newsletter Leave a review: Apple Podcasts | Spotify Email for questions, hacks, deals, and feedback: podcast@allthehacks.com Full Show Notes (00:00) Introduction (00:51) Citi Strata Elite Card Perks & Earnings (05:24) 100K Welcome Offer (10:42) U.S. Bank Card Changes (15:48) Southwest Card Refresh (17:27) How to Earn a Southwest Companion Pass (20:10) Increased Bonuses on Marriott Bonvoy Cards (21:33) Elevated Amex Welcome Offers (23:56) Bilt Card & Benefits (28:20) Mesa Homeowners Card for Mortgage Payments (31:44) The Nibbles Card for Pets (33:33) The New Rakuten Card (36:08) Gemini Credit Card (40:15) The Coinbase One Card (46:28) Etihad & Turkish Airlines Points Challenge (48:50) Latest JetBlue Challenges (56:15) Choice Hotel 1M Sweepstake (57:07) Upcoming Changes to the Podcast (57:58) Chris' Birthday Request Connect with Chris Newsletter | Membership | X | Instagram | LinkedIn Editor's Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

U.S. household debt just hit a record $18.39 trillion in Q2 2025, according to the latest New York Fed data. Mortgage balances, HELOCs, credit cards, auto loans, and student debt are all climbing—and delinquencies are rising fast. In this episode, Kathy Fettke breaks down the numbers, explains what's driving the surge, and shares what it could mean for real estate investors. JOIN RealWealth® FOR FREE https://realwealth.com/join-step-1  FOLLOW OUR PODCASTS Real Wealth Show: Real Estate Investing Podcast https://link.chtbl.com/RWS SOURCES: https://www.newyorkfed.org/microeconomics/hhdc  https://www.pymnts.com/consumer-finance/2025/household-debt-rises-to-18-39-trillion-as-auto-mortgage-originations-tick-up/ 

Joseph Shalaby is the CEO and Broker of E Mortgage Capital Inc., a top-performing mortgage firm licensed in over 48 states. A UCSB graduate with honors and former law student at Abraham Lincoln University, Joseph has spent over 20 years in the mortgage industry, earning recognition from the Scotsman Guide, UWM Elite 100, and the BBB Torch Award. Known for his integrity-driven and innovative approach, he has helped expand E Mortgage Capital to 900+ licensed loan officers and 40+ physical locations nationwide. Born in Cairo and raised in California, Joseph's journey was shaped by his family's resilience—especially his father's rise from gas station worker to licensed physician. These experiences fueled his commitment to restoring the American Dream through accessible homeownership solutions and exceptional client service. Beyond business, Joseph founded the Shalaby Foundation to fight social injustice and support underserved communities through education and faith-based initiatives. His hands-on volunteer work, especially with the homeless, reflects a deep passion for giving back and creating lasting impact beyond the boardroom.   During the show we discussed: Mortgage eligibility for self-employed borrowers and required docs How lenders verify self-employed income Special loan programs for entrepreneurs Business income's impact on DTI ratio Considering business debts in applications Tax and financial statement requirements Using business assets for down payment/reserve Multiple income streams and loan approval Personal vs. business credit checks Strengthening applications with fluctuating income Refinancing for self-employed borrowers Income history needed before refinancing Benefits of cash-out refinancing for business growth Refinancing investment or second homes Refinancing's impact on future business credit Latest loan options available   Resources:  https://www.emortgagecapital.com/

Many student loan borrowers are falling behind again, and the impact is more than financial.A recent change in federal law has reshaped student loan repayment, and as collections ramp back up, millions are seeing their credit scores drop. If you're feeling the weight of repayment, you're not alone. Neile Simon joins us today with practical steps to help you regain control.Neile Simon is a Certified Credit Counselor with Christian Credit Counselors (CCC), an underwriter of Faith & Finance.Major Changes in Federal Student Loan RepaymentIn early July, sweeping legislation restructured federal student loan repayment options. Borrowers now face only two choices:Standard Repayment Plan: Lasting 10 to 25 yearsRepayment Assistance Plan (RAP): A 30-year plan with payments based on 1% to 10% of the borrower's income, with a minimum of $10 per monthWhile RAP may seem like a helpful tool, the new law eliminated borrower-friendly plans such as the SAVE plan and many income-driven repayment options. For borrowers who are unemployed or experiencing hardship, this is a significant loss. The end of pandemic-era protections, including deferments, has left many unprepared and falling behind.Adding to the challenge, federal collections resumed on May 5, signaling a firm end to COVID-19 relief. The result? A wave of financial instability.The Credit Score CrisisThe fallout from these changes has been swift and painful. According to AP News, in the first quarter of this year alone:Over 2.2 million borrowers experienced a credit score drop of more than 100 points.Over 1 million borrowers experienced a decrease of more than 150 points.This sharp decline has made it difficult for individuals to secure new credit. Car loans, mortgages, and even rental approvals are now being denied. With limited disposable income, many are forced to choose between paying rent, student loans, or credit cards.More people are relying on credit cards just to cover essentials like groceries and gas. It's a cycle that only deepens their debt and financial stress.How Credit Counseling Can HelpWhile Christian Credit Counselors doesn't directly manage student loans, they play a vital role for those overwhelmed by mounting credit card balances. Neely explains how nonprofit credit counseling agencies bring clarity and relief:One-on-One Counseling: Certified counselors review your debt, income, and budgetDebt Management Plan (DMP): Unsecured debts are consolidated into a single monthly paymentCreditor Negotiation: Lowered interest rates (often between 1% and 12%), reduced monthly payments, and elimination of late feesCommitment to Repayment: This is not a loan, bankruptcy, or debt settlement. You repay your full debt—just through a simplified plan.It's a way to honor your commitments while regaining control. And once enrolled, your interest rates remain fixed throughout the program.If you're feeling weighed down by debt, don't wait. Take an honest look at your budget, explore your options, and don't hesitate to reach out for help. You may feel stuck, but there are real solutions—and people who care.Christian Credit Counselors is here to walk with you, offering biblical guidance and practical solutions to help you achieve debt freedom. Visit ChristianCreditCounselors.org to connect with a certified credit counselor today.On Today's Program, Rob Answers Listener Questions:I've paid off my credit cards and car—praise God! Now I'm wondering how to balance my emergency fund and regular savings. How much should I aim for in each?I'm reinvesting the interest from a CD. Since I'm not withdrawing the money, do I still need to tithe on the interest?My wife is turning 65 but hasn't earned enough credits for Social Security on her own. Can she start receiving spousal benefits now—and how will that affect her survivor benefits down the road?I'm debt-free and contributing 15% to my 401(k), but I only have two months of emergency savings. Should I pause my retirement contributions to build up my emergency fund?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Christian Credit CounselorsWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

Quote of the Day: "I was not allowed in the clubhouses where all the other juniors were. The color of my skin dictated that. I put my shoes on in the parking lot and asked two questions: Where's the first tee, and what's the course record?"- Tiger WoodsAudio Source: https://youtu.be/ny8HK_FmU_g?si=9_uYtUrlmDln2IDNIf you enjoyed today's episode: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Leave a review on Apple Podcasts⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Support via Patreon⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Check Out My Business Adventures Podcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Join the Upcoming Newsletter

ActBlue's mortgage chicanery scandal is at the center of a deepening political storm — with potential links to corruption inside the Biden and Obama administrations. In this hard-hitting episode of Corsi Nation, host Dr. Jerome Corsi welcomes Mike McCormick, former White House stenographer and author of An Almost Insurmountable Evil: A President's Betrayal of America and the Man Who Tried to Stop Him. Together, they pull back the curtain on:ActBlue Mortgage Allegations — how the fundraising powerhouse may be entangled in questionable financial practices.Biden & Obama Era Corruption — insider perspectives from McCormick's time in the White House.Political Money Networks — tracing the influence behind the scenes.Election Integrity Concerns — the hidden connections between campaign finance and interference.This is an unfiltered look into the intersection of money, politics, and power — and why these revelations matter for America's future.Visit The Corsi Nation website: https://www.corsination.comIf you like what we are doing, please support our Sponsors:Get RX Meds Now: https://www.getrxmedsnow.comMyVitalC https://www.thetruthcentral.com/myvitalc-ess60-in-organic-olive-oil/Swiss America: https://www.swissamerica.com/offer/CorsiRMP.phpGet Dr. Corsi's new book, The Assassination of President John F. Kennedy: The Final Analysis: Forensic Analysis of the JFK Autopsy X-Rays Proves Two Headshots from the Right Front and One from the Rear, here: https://www.amazon.com/Assassination-President-John-Kennedy-Headshots/dp/B0CXLN1PX1/ref=sr_1_1?crid=20W8UDU55IGJJ&dib=eyJ2IjoiMSJ9.ymVX8y9V--_ztRoswluApKEN-WlqxoqrowcQP34CE3HdXRudvQJnTLmYKMMfv0gMYwaTTk_Ne3ssid8YroEAFg.e8i1TLonh9QRzDTIJSmDqJHrmMTVKBhCL7iTARroSzQ&dib_tag=se&keywords=jerome+r.+corsi+%2B+jfk&qid=1710126183&sprefix=%2Caps%2C275&sr=8-1Join Dr. Jerome Corsi on Substack: https://jeromecorsiphd.substack.com/Visit The Truth Central website: https://www.thetruthcentral.comGet your FREE copy of Dr. Corsi's new book with Swiss America CEO Dean Heskin, How the Coming Global Crash Will Create a Historic Gold Rush by calling: 800-519-6268Follow Dr. Jerome Corsi on X: @corsijerome1Become a supporter of this podcast: https://www.spreaker.com/podcast/corsi-nation--5810661/support.

Are you burning through your marketing budget without seeing mortgage leads? In this episode of the Local Marketing Lab, Drew Gillett, VP of Retail Marketing at Guild Mortgage, reveals what actually drives results in digital marketing for mortgage professionals. Drew shares battle-tested strategies from leading one of the nation's top retail mortgage companies and explains why most digital marketing for mortgage fails before it even starts.Here are some topics discussed in the episode around digital marketing for mortgage:Why video content is non-negotiable for local mortgage professionalsInfrastructure needed before launching paid advertising campaignsConduct a digital audit of your online presence and consistencyCommunity engagement strategies that go beyond traditional real estate partnershipsExamples of hyperlocal marketing that creates authentic connectionsResourcesConnect with Drew Gillett on LinkedIn.Learn more about Guild Mortgage.Check out Guild Mortgage on Instagram.Other shout-outsNike for their localized marathon ads in Mexico City

The guys are back and they recap the Patriots preseason opening win over the Commanders and look ahead to joint practices and preseason Game #2 with the Vikings. They will also discuss Dylan Lonergan being named B.C's starter and news from the other college camps. Finally, they will look ahead to the start of the high school season as well.

On August 4, 2025, the Salem Golf Club in North Salem, NY, set the stage for 914INC.'s CEOs & Business Leaders of the Year Golf Outing—a day of networking, friendly competition, and celebrating leadership excellence. From warm-up sessions at the driving range to a scenic shotgun-start tournament, attendees enjoyed both challenging play and breathtaking views. The festivities concluded with a cocktail reception, buffet dinner, and awards ceremony honoring the leaders featured in 914INC. magazine's special issue. In this episode, host Joan Franzino sits down with Irene Amato, CEO of ASAP Mortgage, to discuss her leadership journey, industry insights, and takeaways from this unforgettable event.

As President Trump orders federal troops into the streets of Washington, D.C. to “do whatever the hell they want” to stop crime, Sen. Peter Welch is traveling across Vermont to share what he insists is the real news that Trump is trying to divert attention from.Welch has tallied the impact of President Trump's economic policies and determined that they will cost families in Vermont an average of $2,120 each year. He says that 99.5% of all Vermont families will lose money as a result of Trump's tariffs and his budget reconciliation bill, which the Senate narrowly passed in early July after Vice President J.D. Vance cast a tie-breaking vote.The Vermont Conversation caught up with Welch at Snow Farm Vineyard in South Hero, where Welch held a listening session attended by about 150 people.Welch conceded that even he is “shocked” by the devastating impact of what he calls the “big ugly bill.” His office released a list of those impacts, including:As many as 45,000 Vermonters will lose health care As much as $1.7 billion in lost revenue for Vermont hospitals Over 26,000 Vermonters will lose access to discounted premiums on the Affordable Care Act marketplace 6,000 Vermonters are at risk of losing SNAP assistance Annual energy bills for Vermonters will rise by $290 The state will lose 1,400 jobs by ending green energy projects Mortgage payments will rise by $1,060 annually 78,000 Vermonters with student loans will pay $3,694 more over the course of their loansThese cuts will shred the country's social safety net, undoing social programs that date back to President Roosevelt's New Deal and President Lyndon Johnson's Great Society.“There (were) a lot of lies that were peddled by the administration and frankly by many of my Republican colleagues about how great the bill was," Welch said, while "ignoring the concrete reality” of how it will hurt the people they represent. Welch said Trump's budget will add about $4.5 trillion to the federal deficit.In a rare criticism of Governor Phil Scott, Welch slammed the governor's recent decision to provide the Trump administration sensitive data on thousands of Vermonters who receive nutrition assistance. “We should not be providing the private information of our citizens to the federal government,” said Vermont's junior senator. “We should be protecting the privacy of Vermont citizens.”All together, Welch said Trump's actions are part and parcel of an authoritarian push. He accused the president of employing a “dual standard” around crime in the nation's capital. “You had a riot that was inspired and incited by President Trump and those folks who were intent on doing real violence and hurt many of these law enforcement officers have been pardoned by the president.” Welch was in Congress hiding from mobs of Trump supporters who rampaged through the Capitol on January 6, 2021.Abroad, Sen. Welch was also sharply critical of Israel's war in Gaza. Since the October 7, 2023 attack in which Hamas killed some 1,200 Israelis and took hostage some 250 soldiers and civilians, Israel has killed over 61,000 Palestinians, detained about 3,000 people — none of whom have been charged with a crime — and waged a campaign of starvation against a desperate population. In response, Welch has called for a ceasefire, the return of hostages, and a cutoff of sales of offensive weapons to Israel.“Being against starvation is not at all being against the endurance of the democratic Jewish state of Israel. It's about being against starvation and that starvation being inflicted by the authority of the state.”American democracy is “fragile," Welch said.

In this episode of the Real Estate Pros podcast, Kristen Knapp interviews Sava Shqutaj, VP at Hoot Home Loans and VS Capital Group. They discuss Sava's journey into the real estate market, her experiences with investing in properties both in the US and abroad, particularly in Dubai, and the current trends in home ownership and lending. Sava shares valuable insights for first-time home buyers and emphasizes the importance of having the right team and understanding the market dynamics. She also introduces Hoot Home Loans and its unique approach to lending, highlighting the benefits of working with a broker. Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Biz barbershop mortgage rate prediction show!

Welcome back to Ask Rob & Rob, where we help tackle your property questions. Let's dive into the answers...  (0:49) Dee's been offered three mortgage deals with product fees of 5%, 3%, and 0% - but calculations suggest the highest fee might actually be the cheapest overall. Should Dee stick with his current lender's options or shop around?  (3:58) The EPC's have expired on Ryan's two properties. One letting agent says renew now, another says wait until a new tenancy. Who's giving the correct advice?  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question here – just hit record!.  Find out more about Property Hub Invest

In this episode of the Loan Officer Marketing Podcast with Chris Johnstone, discover how AI voice agents are transforming the mortgage industry and why loan officers who implement now are getting more qualified appointments, stronger realtor relationships, and closing more deals.   Here's what you'll learn:   Turn Missed Calls into Closed Loans: How AI voice answering captures every lead, qualifies them instantly, and books them on your calendar — without you picking up the phone. Dominate Open Houses with AI: Use AI check-in agents to partner with top listing agents, pre-qualify buyers, and get a steady stream of motivated borrowers. Proven Agent Appointment System: How to access and market to a qualified agent list, rotate irresistible offers, and book realtor meetings every week.   If you're a loan officer who wants more deals from the leads you already have — without chasing them down — this is a must-watch episode.   Special Offer: Visit LoanOfficerCRM.ai/offer to waive your $297 setup fee and get your AI voice agent running in under 30 days.

Confused about when mortgage rates will finally drop? You're not alone—and this episode brings the answers. Kendall Garrison, CEO of Amplify Credit Union, joins Mike Mills to unpack what the Fed's latest decision means for interest rates, real estate professionals, and your clients' wallets.

On this episode of the Deal Farm®, Kevin and Ken talk with Caeli Ridge about her journey from Bento truck entrepreneur to industry leader in real estate investing and lending. They discuss her family legacy at Ridge Lending Services, the evolution of turnkey investing, and the power of strategic financing. Caeli also breaks down the unique benefits of the All-in-One First Position HELOC  and how it can help real estate investors save thousands in interest while maximizing liquidity. Whether you're a seasoned investor or just getting started, this episode is packed with valuable insight.

Have you ever used your giving to steer decisions or send a message?It might seem harmless—or even wise—to designate your gift to specific ministries or withhold it when you disagree with leadership. But when our generosity becomes a tool for control, we've crossed a line. In this episode, we'll explore the subtle danger of using giving as leverage—and discover a better way rooted in surrender and trust.A Hidden Temptation in Church GivingLet's be honest—no one likes the word control when it's pointed at them. But in church life, this temptation surfaces more often than we'd like to admit.It might look like this:Giving only to certain ministries because you don't trust how the church allocates general funds.Withholding your giving when a leadership decision—like a staffing change or budget shift—doesn't sit well with you.Designating gifts to specific areas, not out of passion, but as a form of protest.On the surface, it may look like good financial stewardship. But beneath the surface, it's often an attempt to say, “I want things to go my way, and I'll use my money to make that happen.”That's not generosity. That's leverage. And Scripture warns us against it.The Corban Example: A Heart Check from JesusIn Mark 7, Jesus confronts the Pharisees for misusing a practice called Corban—a method of dedicating money or resources to God. While it sounded spiritual, the religious leaders were using it to dodge their responsibility to care for aging parents.As GotQuestions.org explains:“The Pharisees took a legitimate Corban offering and used it in an illegitimate and devious way to defraud their parents…Jesus tells the Pharisees that their misuse of Corban was an evil rationale to avoid doing what they should.”It wasn't the gift itself that Jesus condemned—it was the motive behind it.In the same way, when we give to maintain control or push our preferences, we're following the spirit of Corban. Even if our reasons sound righteous, they can mask a deeper issue: an unwillingness to surrender.From Leverage to Surrender: The Biblical CallThe Bible offers a better vision.Psalm 24:1 reminds us,“The earth is the Lord's, and everything in it.”That includes our finances. We don't give to direct the church. We give because God owns it all—and calls us to steward it faithfully.Consider the example in Acts 4. Believers sold land and possessions, then laid the proceeds at the apostles' feet. No strings attached. No demands were made about how it was to be used. Just trust, unity, and wholehearted surrender.Of course, that doesn't mean churches shouldn't be transparent or held accountable. Scripture calls leaders to wise and faithful stewardship. But giving with strings isn't about accountability—it's about control. And control is the opposite of trust.What's Driving Your Generosity?Ask yourself: What's driving my giving?Is it love for God?Faith in His provision?Worship and gratitude?Or is it something else?Preference?Power?Payback?When giving becomes conditional, it's no longer cheerful—it's contractual. We treat God's work like a business deal instead of a spiritual act of worship.But when we let go of control, something beautiful happens: we find peace. We no longer feel the pressure to manage every church decision. We can give freely, knowing God is at work—even when His ways don't align with our expectations.Moving Forward in Trust and GraceIf you realize that control has been influencing your giving, here are three steps to take:1. Confess it to the Lord. God is gracious and patient. Ask Him to realign your heart with His and help you give from a place of surrender.2. Release your preferences. You don't have to stop asking questions or seeking transparency. But your generosity shouldn't be tied to your personal comfort or preferences.3. Give with trust. Trust God's ability to work through imperfect people. Trust that when you give with the right heart, your gift brings Him glory.Because when we give to control, we place ourselves at the center. But when we give in faith, we put God at the center—where He belongs.A Resource for the JourneyWant to go deeper into the heart behind generosity? Request a copy of Faithful Steward, our quarterly magazine for FaithFi Partners. With a gift of $35/month or $400 annually, you'll receive this encouraging resource and join a growing community committed to biblical financial wisdom.Learn more at FaithFi.com/Partner.On Today's Program, Rob Answers Listener Questions:My husband's adult son often asks us for money. He and his wife are behind on their bills, but we know they also spend on partying and things like marijuana. My husband feels emotionally pulled in, especially when his son talks about possibly losing their home. We want to be generous, but we don't want to enable irresponsible behavior. How can we approach this situation in a way that's wise and biblical?I'd like to assign someone as my power of attorney, but I don't have any family members I trust to take on that role. What options do I have in this situation?Is it wise to purchase life insurance for your children or grandchildren? What are the pros and cons?I'm thinking about getting a reverse mortgage to create some extra income. Can you explain how they work, and whether they're a good idea? I'd also like to know what risks or downsides I should be aware of.Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Understanding Reverse: Simplifying the Reverse Mortgage by Dan HultquistWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

Do you have plans to buy a house but are unsure of what to expect? Sara from PFCU's mortgage department sits down with me to share what the mortgage process involves and how you can be best prepared. 

We started off this week's show by chatting with Janelle Iaccino of Rose Pest Solutions to discuss removing wasps and how extreme heat invites bugs in. Bob Schmitt of The Junkluggers shares how much plastic ends up in landfills and talks about how to repurpose it around your home. Then, Dave Schlueter of the Law Offices of David R. […]

Home ownership is a goal lots of people work towards. But it can be stressful putting your financial life under the microscope when you're trying to get a bank to say yes to a mortgage. Money correspondent Susan Edmunds spoke to Corin Dann.

Featured on WGN Radio's Home Sweet Home Chicago on 08/09/24: Rose Pest Solutions' Marketing Director Janelle Iaccino, A.K.A. ‘The Bug Girl', joins the program to discuss extreme heat, rats, and yellow jacket removal. To learn more about Rose Pest Solutions and what they can do for you, go to rosepestcontrol.com or call 1-800-GOT-PESTS.

Featured on WGN Radio's Home Sweet Home Chicago on 08/09/25: Bob Schmitt of The Junkluggers joins the show to inform WGN Radio listeners about how much plastic ends up in landfills and how to repurpose yours around your home. To learn more about what The Junkluggers can do for you, go to www.junkluggers.com or give them a […]

Featured on WGN Radio's Home Sweet Home Chicago on 08/09/25: Dave Schlueter of the Law Offices of David R. Schlueter discusses transfer taxes when selling a home. To learn more about what Dave Schlueter can help you with, go to schlueterlawoffice.com or call 1-630-285-5300.

On this episode of the BobbyCast, Bobby sits down with brothers Matt and Scott Thomas from the band Parmalee. Bobby kicks things off by asking the guys where the name Parmalee comes from and why they were being pushed as a rock band in the early years. Plus, after maxing out all their credit cards, the guys told the story of asking their mom for $11K, her taking out a 2nd mortgage on her house, and how she saved their career. They also talked about living in an RV in a parking lot, and a famous metal band they would get confused with. Follow on Instagram: @TheBobbyCast Follow on TikTok: @TheBobbyCast Watch this Episode on YoutubeSee omnystudio.com/listener for privacy information.

Interview with:Alicia JohnsonNational Organizer and Student Network ManagerWe discuss AMERICANS UNITED FOR SEPARATION OF CHURCH AND STATE.Investing Skeptically:The FED, Bond rates, Mortgage rates and bond marketsVanguard index funds and the overlap between Large Cap and Mid Cap index funds.