Podcasts about mortgage

Is Trump's 50-Year Mortgage Plan the answer to America's housing affordability crisis—or a financial trap? In this video, we break down the economics, politics, and history behind ultra-long mortgages.You'll learn:* Why a 50-year mortgage might not lower monthly payments as promised* How interest rates and risk pricing change with longer loan terms* The hidden costs: slower equity growth, higher lifetime interest, and systemic risk* Lessons from Japan's 50- and 100-year mortgages—and why they failed* What really drives housing affordability If you're curious about housing policy, mortgage mechanics, and the future of homeownership, this deep dive is for you.Patrick's Books:Statistics For The Trading Floor: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://amzn.to/3eerLA0⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Derivatives For The Trading Floor: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ https://amzn.to/3cjsyPF⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Corporate Finance: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://amzn.to/3fn3rvC ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Ways To Support The Channel:Patreon: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.patreon.com/PatrickBoyleOnFinance⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Buy Me a Coffee: https://www.buymeacoffee.com/patrickboyle

Seven-Lecture Series on Property Law Series Roadmaphttps://drive.google.com/file/d/1ceyxXw7KilPSTUMFf_Y8r6ktEzM_gm1Q/view?usp=sharingNavigating the Complex World of Real Estate Law: A Comprehensive GuideThe conversation delves into the complexities of property law, particularly focusing on the implications of selling the same property to multiple buyers and the critical role of recording acts in determining ownership rights.In the intricate world of real estate law, understanding the nuances of property transactions is crucial. This guide delves into the essential aspects of real estate law, providing a roadmap for tackling complex legal questions often encountered in law school finals or the bar exam.The Life Cycle of a Property Transaction: Every real estate transaction begins with a contract. Ensuring the contract is valid under the statute of frauds is the first hurdle. This requires a written agreement signed by the party to be charged. The contract must clearly identify the parties, describe the property, and state the essential terms, including price and intent.Title and Marketability: A critical aspect of property transactions is the quality of the title. The seller implicitly promises to deliver a marketable title, free from undisclosed encumbrances or defects. Buyers must conduct thorough title searches to uncover any potential issues before closing.Recording Acts and Priority: Understanding the recording acts is vital in determining priority in property disputes. The three main types—race, notice, and race-notice—dictate who prevails in a title race. Buyers must be aware of these statutes to protect their interests.Mortgages and Foreclosure: Mortgages are a common feature in property transactions, serving as security for loans. In the event of default, the foreclosure process can extinguish junior liens, emphasizing the importance of understanding priority rules and potential defenses.Zoning and Land Use Conflicts: Zoning laws regulate land use, but conflicts often arise between neighbors. Private nuisance claims and zoning violations are common issues that require careful legal analysis.Real estate law is a complex field that requires a structured approach to navigate effectively. By understanding the key concepts and legal principles, individuals can better manage property transactions and resolve disputes.Subscribe now to stay updated on the latest insights in real estate law.TakeawaysThe outcome of property disputes often hinges on state recording acts.Understanding the nuances of property law is essential for real estate professionals.Memorizing the different recording systems can significantly impact legal outcomes.The first buyer does not always have the legal advantage in property sales.Legal principles in property law can be counterintuitive and complex.Recording acts vary by jurisdiction, affecting property ownership.Real estate transactions require careful attention to legal details.The concept of 'title race' is crucial in property law discussions.Sellers must be aware of the legal implications of their transactions.Property law education is vital for anyone involved in real estate.property law, recording acts, title race, real estate, legal principles

This week: FHFA director Bill Pulte convinced Trump to back 50-year mortgages with some posterboard and a photo of FDR.  Felix Salmon, Elizabeth Spiers, and Emily Peck, discuss why Trump's post about 50-year mortgages angered conservatives – officials and voters alike – and why they're more of a hindrance than a solution to the housing crisis. Then, the White House is considering limiting the power of proxy advisers and index-fund managers on shareholder voting. The hosts explain what this would mean for shareholders and how billionaires like Elon Musk and Jamie Dimon, vocal opponents of these firms, stand to gain even more power if they do. Then finally, Robinhood has announced a new service that delivers cash to your door and the hosts ponder the use cases and mechanics of such a thing.  In the Slate Plus episode: Can You Do That With a Comma? Want to hear that discussion and hear more Slate Money? Join Slate Plus to unlock weekly bonus episodes. Plus, you'll access ad-free listening across all your favorite Slate podcasts. You can subscribe directly from the Slate Money show page on Apple Podcasts and Spotify. Or, visit slate.com/moneyplus to get access wherever you listen. Podcast production by Jessamine Molli and Cheyna Roth. Get 50% Off Monarch Money, the all-in-one financial tool at ⁠www.monarchmoney.com/SLATE⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

-- On the Bonus Show: White House unhappy about Trump's 50-year mortgage plan, white men disproportionately represented in podcasting, the Supreme Court set to hear a case on mail-in voting grace periods, and much more… Become a Member: https://www.davidpakman.com/membership  Subscribe to our (FREE) Substack newsletter: https://davidpakman.substack.com/  Buy David's book: https://davidpakman.com/book 

Is a 50-year mortgage really a step toward affordable housing or just a longer path to debt? In this rapid-fire solo episode, I'll break down why this proposed fix might cause more harm than good. Hit play to rethink what "affordable" really means.   Key takeaways to listen for Why 50-year mortgages are more about appearances than true affordability How policy changes can unintentionally inflate home prices What debt "ownership" really looks like over five decades   Resources mentioned in this episode Under All Is The Land - YouTube Debt Clock Mortgages - NerdWallet   Connect with Leigh Please subscribe to this podcast on your favorite podcast app at https://pod.link/1153262163, and never miss a beat from Leigh by visiting https://leighbrown.com. DM Leigh Brown on Instagram @ LeighThomasBrown.  

This week: FHFA director Bill Pulte convinced Trump to back 50-year mortgages with some posterboard and a photo of FDR.  Felix Salmon, Elizabeth Spiers, and Emily Peck, discuss why Trump's post about 50-year mortgages angered conservatives – officials and voters alike – and why they're more of a hindrance than a solution to the housing crisis. Then, the White House is considering limiting the power of proxy advisers and index-fund managers on shareholder voting. The hosts explain what this would mean for shareholders and how billionaires like Elon Musk and Jamie Dimon, vocal opponents of these firms, stand to gain even more power if they do. Then finally, Robinhood has announced a new service that delivers cash to your door and the hosts ponder the use cases and mechanics of such a thing.  In the Slate Plus episode: Can You Do That With a Comma? Want to hear that discussion and hear more Slate Money? Join Slate Plus to unlock weekly bonus episodes. Plus, you'll access ad-free listening across all your favorite Slate podcasts. You can subscribe directly from the Slate Money show page on Apple Podcasts and Spotify. Or, visit slate.com/moneyplus to get access wherever you listen. Podcast production by Jessamine Molli and Cheyna Roth. Get 50% Off Monarch Money, the all-in-one financial tool at ⁠www.monarchmoney.com/SLATE⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

Trump UpdatesEV sales after the end of the $7,500 tax credittax rates 2025 vs 2026Health Insurance costs for 2026Is a 50 year mortgage a good idea?

This week: FHFA director Bill Pulte convinced Trump to back 50-year mortgages with some posterboard and a photo of FDR.  Felix Salmon, Elizabeth Spiers, and Emily Peck, discuss why Trump's post about 50-year mortgages angered conservatives – officials and voters alike – and why they're more of a hindrance than a solution to the housing crisis. Then, the White House is considering limiting the power of proxy advisers and index-fund managers on shareholder voting. The hosts explain what this would mean for shareholders and how billionaires like Elon Musk and Jamie Dimon, vocal opponents of these firms, stand to gain even more power if they do. Then finally, Robinhood has announced a new service that delivers cash to your door and the hosts ponder the use cases and mechanics of such a thing.  In the Slate Plus episode: Can You Do That With a Comma? Want to hear that discussion and hear more Slate Money? Join Slate Plus to unlock weekly bonus episodes. Plus, you'll access ad-free listening across all your favorite Slate podcasts. You can subscribe directly from the Slate Money show page on Apple Podcasts and Spotify. Or, visit slate.com/moneyplus to get access wherever you listen. Podcast production by Jessamine Molli and Cheyna Roth. Get 50% Off Monarch Money, the all-in-one financial tool at ⁠www.monarchmoney.com/SLATE⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

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This week: FHFA director Bill Pulte convinced Trump to back 50-year mortgages with some posterboard and a photo of FDR.  Felix Salmon, Elizabeth Spiers, and Emily Peck, discuss why Trump's post about 50-year mortgages angered conservatives – officials and voters alike – and why they're more of a hindrance than a solution to the housing crisis. Then, the White House is considering limiting the power of proxy advisers and index-fund managers on shareholder voting. The hosts explain what this would mean for shareholders and how billionaires like Elon Musk and Jamie Dimon, vocal opponents of these firms, stand to gain even more power if they do. Then finally, Robinhood has announced a new service that delivers cash to your door and the hosts ponder the use cases and mechanics of such a thing.  In the Slate Plus episode: Can You Do That With a Comma? Want to hear that discussion and hear more Slate Money? Join Slate Plus to unlock weekly bonus episodes. Plus, you'll access ad-free listening across all your favorite Slate podcasts. You can subscribe directly from the Slate Money show page on Apple Podcasts and Spotify. Or, visit slate.com/moneyplus to get access wherever you listen. Podcast production by Jessamine Molli and Cheyna Roth. Get 50% Off Monarch Money, the all-in-one financial tool at ⁠www.monarchmoney.com/SLATE⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome to Dentist Money Two Cents, a look at the latest financial and economic news from the past week.
 On this episode of Dentist Money's Two Cents, Matt, Sean, and Rabih break down the ripple effects of the recent government shutdown. They also talk about the proposed 50-year mortgage, a policy aimed at improving housing affordability but also raises questions about long-term financial consequences. And finally, they touch on the end of the penny's production, discussing whether it may soon become more valuable as a collectible. Tune in for the past week's financial headlines! Learn more about the Dentist Money Launchpad Program, join the waitlist to learn everything you didn't learn about money in dental school through a series of live courses built exclusively for D4s and recent grads! Book a free consultation with a CFP® advisor who only works with dentists. Get an objective financial assessment and learn how Dentist Advisors can help you live your rich life.

The Moneywise Radio Show and Podcast Friday, November 14th BE MONEYWISE. Moneywise Wealth Management I "The Moneywise Radio Show & Podcast" call: 661-847-1000 text in anytime: 661-396-1000 website: www.MoneywiseGuys.com facebook: Moneywise_Wealth_Management LinkedIn: Moneywise_Wealth_Management Guest: Brian Miller, ROC/CTEC Principal, KHSD website: https://roc.kernhigh.org/  

As we close in on year-end, this week's “Henssler Money Talks” tackles three financial decisions that can make a major impact on your long-term plan. First, before you write that last charitable check of 2025, make sure you're doing it strategically. We break down the evolving charitable giving rules—from updated deduction limits to how Qualified Charitable Distributions and Donor Advised Funds can help you give more efficiently. Whether you donate regularly or ramp up your giving at year-end, understanding these rules can help you maximize both your impact and your tax benefit. Next, we dig into a question many listeners are asking: Should you stop saving and pay off the mortgage before retirement? While being debt-free sounds great, it may leave you “house-rich and cash-poor.” We unpack the trade-offs, including how mortgage rates compare to long-term investment returns, the risks of cutting back on 401(k) contributions, and why carrying some debt into retirement may actually support your overall financial flexibility. Finally, we explore the recommended “order to savings”—and why it's not a one-size-fits-all formula. From employer retirement plans to Roth IRAs to taxable brokerage accounts, where you save first can depend on your goals, timeline, and tax picture. We break down the most common prioritization framework and help you think through the right path for your personal situation. Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty. Henssler Money Talks — November 15, 2025  |  Season 39, Episode 46 Timestamps and Chapters 7:35: Smart Strategies for 2025 Charitable Contributions 21:32: Stop Saving to Pay Off the House? Let's Talk About It.26:58: Your Savings, Your Strategy: Where to Start 38:17: Shutdown Ends, Earnings Season and Selling NVIDIA Follow Henssler:Facebook: https://www.facebook.com/HensslerFinancial/ YouTube:  https://www.youtube.com/c/HensslerFinancial LinkedIn: https://www.linkedin.com/company/henssler-financial/ Instagram: https://www.instagram.com/hensslerfinancial/TikTok: https://www.tiktok.com/@hensslerfinancial?lang=enX: https://www.x.com/hensslergroup “Henssler Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ 

Join Brian Wickert and David Wickert for expert insights on Milwaukee's real estate and mortgage landscape. In this episode, they dissect the proposed 50-year mortgage—calculating that once you account for higher interest rates on longer terms, the payment savings is immaterial.From the front lines, David shares stories about creative financing strategies, including helping clients leverage second homes to purchase land and guiding homeowners through 15-year vs. 30-year refinancing decisions. The duo explores why Milwaukee's market has become “twos and tens”—where great listings get 10 offers instantly while others struggle.

 Chris Markowski, the Watchdog on Wall Street, discusses the current state of the financial world, focusing on the impact of long-term mortgages, the challenges young Americans face in home ownership, and the broader implications of government policies on capitalism. He critiques the existing economic system, highlighting the influence of special interests and the need for reform in executive compensation and housing policies. Markowski emphasizes the importance of financial literacy and the need for systemic change to ensure true economic freedom for all Americans.

We kicked off this week's show with Igor Murokh of Mr. Floor, who shared his expert advice on getting your floors holiday-ready and how to bring them back to life once the celebrations wind down. Next, Bob Schmitt of The Junkluggers broke down the successes and pitfalls of estate sales expansion and what homeowners should […]

Featured on WGN Radio's “Home Sweet Home Chicago” on Nov. 15, 2025: Mr. Floor himself, Igor Murokh, joins the program to share his top tips on getting your floors holiday-ready before the party starts, and more importantly, getting them back to life after the night ends. Igor is here to help make sure your floors […]

Featured on WGN Radio's “Home Sweet Home Chicago” on Nov. 15, 2025: IRS tax attorney Steven A. Leahy of the Law Office of Steven A. Leahy, PC, with Opem Tax Advocates, joins the program to discuss what taxpayers can expect after the IRS shutdown and the Illinois Amnesty Program, which ends on Nov. 17. To […]

Featured on WGN Radio's “Home Sweet Home Chicago” on Nov. 15, 2025: Bob Schmitt of The Junkluggers joins the show to inform WGN Radio listeners about the success and pitfalls of estate sales. To learn more about what The Junkluggers can do for you, go to www.junkluggers.com or give them a call at 1-800-LUG-JUNK (1-800-584-5865).

No surprise to me that there's a glut of apartments on the market  I saw the potential for this oversupply happening in San Diego a couple of years ago. It seemed anywhere you drove within a short distance you would see the construction of new apartment buildings. It is not just here in San Diego though as the glut of apartments is happening around the country. With the dynamics of supply and demand, if you're looking for an apartment today, you're in for a treat. In September rental rates had the steepest drop in more than 15 years. Landlords are now offering months of free rent, gift cards, free parking and some are even paying for your moving expenses just to get you to sign a lease. You may want to play hardball because in some areas they'll even cut the rent on top of all those incentives. In September, 37% of rentals agreed to concessions like months of free rent. What caused the problem for landlords is during the early years of the pandemic, developers could not begin building apartments fast enough, especially in the Sunbelt area where there was a major population migration. It became the biggest apartment construction boom in 40 years, but because of the delay of construction permits and labor shortages, development took much longer than they had hoped. It seemed no one looked around to see all the apartments going up, and now they're all competing with each other for renters. The landlords are hoping they can raise rents by the end of 2026 or at least sometime in 2027, but I don't think they are factoring in how many apartments are online with more still to come. Based on the current apartment inventory and new apartments coming online, renters could be in for lower rent maybe perhaps until 2028. This will not be good for the housing market because rent for houses will be the next to fall and then people will have to factor in the affordability of renting vs buying a home. This would also likely hurt the demand for buying rental properties as an investment if you can't get as much rent as you thought.    Are the large hyperscale companies like Meta, Microsoft, and Alphabet inflating earnings?  Michael Burry, who was made famous by "The Big Short", made the claim that some of America's largest tech companies are using aggressive accounting to pad their profits. He believes they are understating depreciation expenses by estimating that chips will have a longer life cycle than is realistic. Investors are likely aware of the huge investment these companies are making in AI, but they likely don't understand how the accounting of the investments work. If a business makes an investment in these semiconductors/servers of let's say $100 B, that doesn't hit earnings when the money is spent as under generally accepted accounting principles, or GAAP, they are instead able to spread out the cost of that asset as a yearly expense that is based on the company's estimate of how rapidly that asset depreciates in value. From what I've seen, these companies are generally depreciating their Nvidia chips for over 5 to 6 years. This seems to be a stretch considering Nvidia is on a 1-year chip production cycle, and the technology is changing quite rapidly. Burry estimated that from 2026 through 2028, the accounting maneuver would understate depreciation by about $176 billion and if Burry is correct, hyperscale's will have to write off AI capex as a bad investment, due to depreciation-useful life mismatch. This would then produce a major hit on earnings. While I remain a believer that AI is here to stay, I do believe there will be some big-time losers in this space given all the money that is being spent. Be careful chasing the hype as I do worry the fallout for some of these companies could be larger than many things possible. Burry has also warned this year that AI enthusiasm resembles the late-1990s tech bubble and recently disclosed put options betting against Nvidia and Palantir. He also stated that "more detail" was coming November 25th, and that readers should "stay tuned." I know I'm definitely curious what other information he has!    China is no longer just manufacturing; they are also beginning to innovate.  For many years innovation was generally done here in the US, and we would have the products manufactured in China. China is no longer happy with this arrangement, and its research and development spending is up nearly 9% a year well above the 1.7% here in United States. In 2024, China filed 70,160 international patents which was about 16,000 more than the 54,087 patents the US filed. China also seems to be more advanced in robotics installing 300,000 industrial robots in 2024 compared with roughly 30,000 industrial robots in the US. It also has been noted that when it comes to worldwide sales of electric vehicles, 66% came from China. While these developments seem positive for China, the country is still experiencing problems with a slowing economy as they have seen fixed asset investment decline and a slowdown in retail sales. The population of China has also declined over the last three years, and the real estate market after four years has really taken away a lot of household wealth. China's public and private debt continue to climb rapidly, which is becoming a problem for them as well. It is estimated that China is spending around $85-$95 billion on AI capital spending yet their economy is struggling as noted by the China Merchants Bank which talked about a 11% decline in consumption among customers and retail loans are now under pressure. China's exports to the US are down 27% because of the tariffs, but worldwide their exports are up 8%. It was recently reported that Beijing banned foreign AI chips from Nvidia, Advanced Micro Devices and Intel from government funding data center buildouts. Currently, China cannot pass the US and its allies in producing the most advance semiconductors, but they're making very good progress in developing mid-level chips and parts of the AI ecosystem. The US must continue to forge ahead because if we rest, China will be the world dominant power    Financial Planning: 50-year Mortgage: Helpful or Hurtful? A 50-year mortgage is being discussed as a way to reduce monthly payments and help with affordability, offering borrowers slightly lower costs that could help them qualify for homes otherwise out of reach. Critics argue that these loans would saddle buyers with far more interest paid to banks and that many borrowers would never pay off such a long mortgage, but those arguments often miss the bigger picture. Paying a low rate of interest to a bank is not inherently bad if it allows someone to invest money elsewhere at higher returns, just as today's homeowners with 30-year mortgages at 2% benefit greatly from not paying them off early. Also, most mortgages today are never fully paid off anyway because homes are sold, or loans are refinanced long before they reach maturity. A 50-year loan would be no different, especially since borrowers could always pay more than the minimum if they wanted to accelerate payoff. In practice, savvy investors would likely use the freed-up cash flow from 50-year mortgages to invest in higher-return opportunities, but most borrowers probably wouldn't resulting in slower wealth accumulation for the masses without addressing the root cause of housing affordability. If used correctly, this loan could be a useful tool, but I fear the overall impact could be damaging.     Companies Discussed:  Axon Enterprise (AXON), Zoetis Inc. (ZTS), Elf Beauty Inc. (ELF),Sweetgreen Inc. (SG)  

The Chartered Trading Standards Institute is warning people to keep a close eye on their bank and credit card accounts after thousands of unsuspecting shoppers have said they're having money taken without their knowledge. Individual payments are usually quite low, but if not spotted, they can quickly start to add up. Trading Standards say it's "outrageous" these payments are being taken without explicit consent. How can you spot and stop these payments?Two thirds of first time buyers are overpaying their mortgage and one in six hope to be mortgage free by the time they're 40 according to a report from TSB. Is it the same for other mortgage holders and what should you think about if you're considering overpaying on your mortgage?More than half of adults in the UK do not have a will. So if they die they will have no say in how their money, property, and possessions are distributed. WillAid, where solicitors all over the UK make free wills and suggest a donation to charity in exchange. How does it all work and what happens if someone dies without a will?Presenter: Paul Lewis Reporter: Dan Whitworth Researchers: Eimear Devlin and Jo Krasner Producers: Robert Cave Editor: Jess Quayle Senior News Editor: Sara Wadeson(First broadcast at 12pm on Saturday 18th October 2025)

Home Loans Radio 11.15.2025 With That Mortgage guy Don- 50 year Mortgage are not a good idea- Don explains why.www.thatmortgageguydon.com

In this segment, Fobby sits down with James Kleimann, Editor of the Mortgage Scoop, to tackle two of the most talked-about trends shaking the mortgage industry right now.

It's … Indicators of the Week! We look at some of the most fascinating economic numbers from the news and bring them to you.On today's episode: The cost of living is outstripping wage growth for most of us, the math behind the Trump administration's proposed 50-year mortgages, and how we're just giving Uber and Lyft free money. Related episodes: Trump's plans for the housing market The Money Illusion: Have Americans really gotten a raise? For sponsor-free episodes of The Indicator from Planet Money, subscribe to Planet Money+ via Apple Podcasts or at plus.npr.org. Fact-checking by Sierra Juarez. Music by Drop Electric. Find us: TikTok, Instagram, Facebook, Newsletter.  Learn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy

(0:00) Michael Burry's big short against AI (12:00) Why Palantir is so richly valued vs other tech companies (20:07) Home affordability crisis: Mortgage innovation, building, top priorities to win mid-terms (36:18) H-1B debate flares up again after Trump's comments on Fox News (42:37) Science Corner: Solar storms, coronal mass ejection, risks (51:14) Rich Americans fleeing "the great confiscation"   Join us at the All-In Holiday Spectacular!: https://allin.com/events   Follow the besties:  https://x.com/chamath https://x.com/Jason https://x.com/DavidSacks https://x.com/friedberg   Follow on X: https://x.com/theallinpod   Follow on Instagram: https://www.instagram.com/theallinpod   Follow on TikTok: https://www.tiktok.com/@theallinpod   Follow on LinkedIn:  https://www.linkedin.com/company/allinpod   Intro Music Credit: https://rb.gy/tppkzl https://x.com/yung_spielburg   Intro Video Credit: https://x.com/TheZachEffect   Referenced in the show: https://x.com/michaeljburry/status/1988778952299802818 https://x.com/_Investinq/status/1988847716613365845 https://x.com/michaeljburry/status/1987918650104283372 https://www.nytimes.com/2025/11/06/realestate/first-time-home-buyers.html https://x.com/jatanackov/status/1988256651103592564 https://x.com/omapproach/status/1988410644907856075 https://x.com/latestinspace/status/1988606899932299700 https://www.swpc.noaa.gov/  

Pay off your mortgage or invest? If you're pursuing FIRE, you've wrestled with this question. A paid-off house means thousands extra in your pocket each month and a lower FIRE number. But investing that same money could build significantly more wealth and get you to FIRE with a bigger nest egg. So which strategy wins? To help you decide, Scott built a brand-new mortgage calculator that accounts for interest rates, investment returns, and taxes. He and Mindy use it to analyze real-world scenarios—high mortgage balances, different life stages, various risk tolerances—proving there's no one-size-fits-all answer. In this episode, you'll learn: Who should prioritize paying off their mortgage early The hidden pros and cons of each strategy Why your timeline to FIRE changes everything How to use Scott's calculator for your specific situation Different paths for those retiring soon versus decades away Whether you want maximum wealth for a luxurious retirement or just want to quit your job as fast as possible, we've mapped out strategies for both. Learn more about your ad choices. Visit megaphone.fm/adchoices

Talking all things 50 Year Mortgages and the real problems going on in the money game these days. On this episode we dig into everything and more including: Housing Being the Most Unaffordable It's Ever BeenAmericans Already Drowning in DebtWhat a 50-Year Mortgage Really MeansWhy It's a Bad Deal for 99% of PeopleThe 1% Who It Can Benefit50 Days of Fitness Challenge ⁠⁠CLICK HERE⁠⁠ code "50BUCKS0FF" to save $50 Join our Built Difference Business Community ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠HERE ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Thanks to our Sponsors:AG1 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠CLICK HERE ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠for a 1 year supply of vitamin D3 with free travel packs or want a FREE sample? Trouble with Sleep Try AGZ as well for free: Shoot us a DM and ask!My Creatine & Coffee Code JSF for 10% off ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠CLICK HERE⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Sleeves Sold Separately My Workout Gear -  ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://sleevessoldseparately.com/collections/jscott⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Code JSCOTT15 for 15% off all clothes & gearJaylab Pro Our Protein, Turmeric, Collagen, Krill Oil - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://jeremyscottfitness.jaylabpro.com/products.html⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Dry Farms Wine - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠dryfarmwines.com/jeremyscottfitness⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Each new member will earn an extra bottle for just a penny with their first order of wine when they use this link.

Angel Studios https://Angel.com/HermanJoin the Angel Guild today and know you are not just watching, you're helping make bold, faith driven stories like Disciples in the Moonlight possible. That's Angel.com/HermanRenue Healthcare https://Renue.Healthcare/ToddYour journey to a better life starts at Renue Healthcare. Visit https://Renue.Healthcare/Todd Bulwark Capital https://KnowYourRiskPodcast.comRegister now for the free Review/Preview Webinar November 20th 3:30pm Pacific, schedule your free Know Your Risk Portfolio Review, and subscribe to Zach's Daily Market Recap at (SLOW) Know Your Risk Podcast dot com. Alan's Soaps https://www.AlansArtisanSoaps.comUse coupon code TODD to save an additional 10% off the bundle price.Bonefrog https://BonefrogCoffee.com/toddThe new GOLDEN AGE is here!  Use code TODD at checkout to receive 10% off your first purchase and 15% on subscriptions.LISTEN and SUBSCRIBE at:The Todd Herman Show - Podcast - Apple PodcastsThe Todd Herman Show | Podcast on SpotifyWATCH and SUBSCRIBE at: Todd Herman - The Todd Herman Show - YouTubeDonald Trump's 50 Year Mortgage… What's Zach Abraham's take? Plus, how disruptive is AI going to be for your job?

Farnoosh breaks down how much a 50-year mortgage would actually cost (spoiler: it's hardly a savings!) Plus: Getting your employer to help you with your down payment, helping your child become a millionaire, and splitting furniture costs with your partner when moving in together. Hosted on Acast. See acast.com/privacy for more information.

The Breitbart All-Stars Are Here! Frances Martel Talks Syria's President And John Nolte Talks Young Women Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In this week's episode of the Rich Habits Radar, Robert Croak and Austin Hankwitz walk through the government reopening, YouTubeTVs dispute with Disney over ESPN and ABC, as well as the 50-year mortgage. ---

On this week's episode of The Pete the Planner Show, Pete tackles what might be the most misguided “solution” to housing affordability ever pitched: the 50-year mortgage. On the surface, it sounds like a clever way to make homes more affordable — smaller payments, easier approval, and a chance for more people to buy. But dig a little deeper, and it's clear this “innovation” is really a long-term financial trap. Pete breaks down the math, explores who really benefits, and explains why stretching your loan to half a century could make you the bank's favorite customer — and your future self's worst enemy.

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On today’s show, Josh Hammer takes on President Trump’s latest proposals, including a 50-year mortgage plan and expanded H-1B visas. While Josh supports bold ideas to help more Americans buy homes, he explains why this isn’t the right way to do it—and why bringing in more foreign workers isn’t putting America First.Josh also tackles a disturbing new poll showing the decline of religion in the U.S., warning what it means for the country’s moral fabric. Then, he dives deeper into the Jeffrey Epstein case and the Left’s continued effort to falsely pin it on Donald Trump. Finally, Josh lays out what he believes the president must do now to fix a crisis that’s been badly mishandled since taking office.See omnystudio.com/listener for privacy information.

In this episode of Business Coaching Secrets, hosts Karl Bryan and Rode Dog dive into the realities behind the trending 50-year mortgage, strategies for raising client prices, and the powerful concept of creating lasting value rather than selling on features alone. They discuss generational financial policy, entrepreneurship advice for young business owners, and how the mindset around risk, investing, and habits shapes long-term success for coaches and their clients. Key Topics Covered The Truth About 50-Year Mortgages Karl Bryan breaks down why 50-year mortgages may be psychologically appealing but are often a disaster for long-term wealth. He reveals how fiscal policies typically benefit older asset holders, not young families, and explains actionable strategies for managing mortgage debt wisely (hint: double principal payments to cut interest costs). Debt, Fiscal Policy, and Asset Ownership A candid discussion about government incentives, student loans, movement, and the marketing of debt programs. The hosts explain how national debts, stock market, and real estate policy affect everyday entrepreneurs. Dave Ramsey's Approach vs. Entrepreneurial Investing Karl Bryan shares why Dave Ramsey's advice, though solid for most, isn't tailored to business owners and can actually hinder entrepreneurial growth. Coaches need to help clients recognize where profit really comes from—often through strategic hiring rather than traditional assets. Advice for Young Entrepreneurs For a 21-year-old approaching seven figures in business, Karl shares direct "notes to his younger self": Prioritize learning and history over hype Avoid gambling culture Understand the dangers of chasing status Find mentors closest to your goals Success follows through other people—cultivate loyalty Real success takes five years—play the long game How to Raise Client Prices and Increase Profitability Karl reveals a "scaling" pricing model to onboard high-ticket clients incrementally and why innovation and value creation are the keys to charging more. He provides a three-prong value breakdown—practical, inherent, and social—and explains how to move clients from being compared "apples to apples" to "apples to oranges" in their market. Group Coaching and Retention Leverage Retaining clients and boosting perceived value through live events and group coaching is explored. Karl draws direct connections between authority, events, and pricing power. Moment of Zen Inspiration from sports, family holidays, and leadership culture. Karl shares the magic of "Mickey Points" for family bonding and how elite athletes prime themselves for risk and resilience. The lesson: unlearning old habits is often the hardest—and most valuable—growth. Notable Quotes "Owning a home is as much psychological as it is an investment—it's security for your family." — Karl Bryan "Motivation is great, but a successful life is about avoiding stupid—capitalize, underline, and italicize 'stupid'!" — Karl Bryan "Raising prices is more complicated than just slapping on 10%—innovation and adding value are the keys to creating profitable clients." — Karl Bryan "Don't ask people close to you, ask people closest to your goal. If you want a great marriage, talk to someone with a 50-year marriage." — Karl Bryan "The higher-level question is: How can we increase profits 100% and keep clients happy?" — Karl Bryan Actionable Takeaways Be Critical of Debt Offers: Young families should double down on principal payments if stuck with a longer-term mortgage and avoid upgrading lifestyle unnecessarily. Invest in People Before Assets: Entrepreneurs get the highest ROI by investing in team and systems before stocks or real estate. Leverage Group and Live Events: Group coaching and live events increase perceived value, retention, and pricing power. Innovate to Escape Commodity Pricing: Break out from "apples to apples" pricing by amplifying practical, inherent, and social value—be different, not cheaper. Avoid Your Worst Activity: Personal and client progress accelerates by cutting the most counterproductive habits first, not just starting new ones. Play the Long Game: Real business and personal success takes at least five years—commit, persist, and learn continuously. Resources Mentioned Profit Acceleration Software — Created by Karl Bryan; helps coaches instantly demonstrate ROI and identify profit opportunities. Jumpstart 1212 — The structured operating system referenced by Karl Bryan to optimize businesses before scaling marketing/ad budgets. Letters to Shareholders — Study these documents for real-world business wisdom; better than chasing social media hype or new books. Focused.com — For accessing Biz Coaching tools and Karl's daily emails. The Six-Figure Coach Magazine — Free subscription for actionable business coaching tips: https://thesixfigurecoach.com/get-it Networking events and group coaching frameworks — Boost authority and client retention. Enjoyed the episode? Subscribe for future insights, share with a coach friend, and leave a review! Catch more strategies for business coaches every week on Business Coaching Secrets. Want to grow your coaching business and attract high-end clients? Get a demo of Profit Acceleration Software™ at Focused.com and join our thriving community.

In the 6 AM hour, Patrice Onwuka & Bethany Mandel discussed: VIDEO: Charlamagne Hails Crockett as 'Phenomenal Messenger' for Dems REALTOR.COM: Trump Proposes 50-Year Mortgages: Potential Benefits and Drawbacks for Homebuyers Where to find more about WMAL's morning show: Follow Podcasts on Apple, Audible and Spotify Follow WMAL's "O'Connor and Company" on X: @WMALDC, @LarryOConnor, @JGunlock, @PatricePinkfile, and @HeatherHunterDC Facebook: WMALDC and Larry O'Connor Instagram: WMALDC Website: WMAL.com/OConnor-Company Episode: Thursday, November 13, 2025 / 6 AM HourSee omnystudio.com/listener for privacy information.

Andrew, Ben, and Tom discuss what happened in yesterday's market, the bidding war for Warner Bros, portable mortgages, and the week ahead. Song: Kokomo - The Beach BoysFor information on how to join the Zoom calls live each morning at 8:30 EST, visit:https://www.narwhal.com/blog/daily-market-briefingsPlease see disclosures:https://www.narwhal.com/disclosure

In this episode of Real Estate Success: The Whissel Way, Kyle Whissel and Bryan Koci break down Trump's proposed 50 year mortgage and what it could mean for real estate agents, homebuyers, and the market as a whole. They compare payments between 30 and 50 year loans, explain how affordability changes, outline the dramatic interest differences, and discuss when the product might actually benefit buyers. They also explore potential risks, tax implications, appreciation impacts, and how lenders and agents may respond if this loan product becomes available. Chapters: 00:00 Introduction to the 50 Year Mortgage 01:20 What We Know and What We Assume 04:14 Running Real Mortgage Numbers 06:18 Million Dollar Example Breakdown 07:52 Payment Savings and Affordability 09:35 How Much More Home Buyers Could Afford 12:18 The Real Interest Cost Comparison 18:16 When a 50 Year Loan Might Make Sense 22:08 How Agents and Lenders Might Respond 28:20 Final Thoughts on Pros and Cons

People are talking about this new idea for a 50 Year Mortgage. Lower payments, easier entry and a chance to finally grab the home you've been staring at for years... at least that's how it's being sold.In this week's episode of the First Sip Podcast, I'm breaking down what a 50 year mortgage really means for buyers today. It sounds like a shortcut in a market where rates are high, prices are annoying, and inventory is non-existent. But once you look at the long term cost, the impact on interest payments, and how this doesn't fix the real issue of not enough homes being built, the picture changes fast. This episode goes into the math, the policy talk and the reality behind why affordability feels like it keeps slipping further away.What we're talking about this week:How a fifty year mortgage lowers the monthly payment in the short termThe massive long term interest cost most people never calculateWhy the real problem is still inventory shortages and zoning roadblocksHow policy conversations distract from the need for more buildingWhat first time buyers should think about before jumping at lower paymentsIf you've ever wondered whether these plans help regular buyers or just shift the pressure around, this episode will give you the clarity you need to think long term, not just month to month.Thank you for listening and as always...enjoy your first sip!☕️What did you think about this episode?--------------------------------

In this episode of the Mortgage Marketing Expert podcast, Phil Treadwell interviews Michael Most, a seasoned mortgage broker with extensive experience in the industry. Michael shares his journey from aspiring lawyer to successful mortgage broker, emphasizing the importance of understanding the 'why' behind processes and decisions in the mortgage industry. He discusses key traits for success, the significance of collaboration, and effective strategies for scaling a mortgage business. Michael also highlights the importance of having meaningful conversations with clients about their financial goals and navigating the current market dynamics. The episode concludes with a focus on building genuine relationships in the mortgage business. Michael Most is VP / Senior Loan Officer at Most Home Loans and host of The Most Mindset podcast, as well as a 25+ year mortgage veteran. From optimizing closing department systems early in his career to producing over $300M+ annually and more than $4B in lifetime volume, Michael has a proven track record of maximizing results. He knows how institutions quietly capture hidden margin, and he's committed to helping loan officers and originators who are tired of being undervalued and underpaid.  01:02 Introduction to Michael Most's Journey 03:54 Key Traits for Success in Mortgage Origination 06:57 Understanding the Current Market Dynamics 09:49 The Importance of Collaboration in the Industry 13:09 Scaling Your Mortgage Business 15:56 Time Management and Knowing Your Worth 22:05 Navigating Market Conversations with Clients 23:16 Understanding Borrower Mindsets 26:39 Navigating Market Predictions 28:18 The Importance of Personal Connection 31:09 Building Relationships in Business 35:43 Competing in the Jumbo Loan Market 39:55 Overcoming Underwriting Challenges Connect with Michael Most: https://themostmindset.com  FREE POWER PLANNING SUMMIT - THURSDAY, NOVEMBER 20TH If you are enjoying the MME podcast, please take a second and LEAVE US A REVIEW. And JOIN our Free Monthly Mastermind Group

Host Brian Walsh takes up ImpactAlpha's top stories with editor David Bank. Up this week: Instead of 50 year mortgages, actual solutions to make homeownership affordable; The case of the missing $54 billion in climate finance; And, highlights from this week's call, on plugging the financing gap for growth businesses in Africa.Story links:“From affordable home ownership to ‘fair-share appreciation' and generational wealth,” by David Bank and Roodgally Senatus.“The case of the missing $54 billion in development banks' climate financing," by Jessica Pothering. All of our call roundups: https://impactalpha.com/calls/

CannCon and Ashe in America jump straight into chaos as the morning starts with broken music cues, Mark Elias memes, and the never-ending Epstein narrative flooding the news cycle. They break down Christina Bobb's whistleblower complaint, the suspicious players surrounding the FBI, and the escalating oddities in the House Oversight Committee's selective Epstein leaks. Digging deeper, they expose media gaslighting, the weaponization of “Epstein files,” and why the narrative is designed to distract from Democrats' shutdown disaster. The hosts then wade through collapsing COVID science, retracted studies, ivermectin censorship, and Biden-era pharmaceutical corruption. In classic Badlands fashion, the conversation swerves from mortgage reforms and portable loans to Chinese student visas, H1B fights, and the absurd claim that Trump is “losing MAGA.” CannCon and Ashe slice through NBC propaganda, argue over Latin vs. French pronunciations, and end with a hilariously unhinged aerobics-style protest outside an ice arena.

Links & ResourcesFollow us on social media for updates: ⁠⁠Instagram⁠⁠ | ⁠⁠YouTube⁠⁠Check out our recommended tool: ⁠⁠Prop Stream⁠⁠Thank you for listening!

From the 100-year mortgage threatening to turn homeownership into a lifetime of debt to a deep dive into Elon Musk's "Makers vs. Takers" philosophy and a debate on whether billionaire philanthropy is a scam...Welcome to the Alfalfa Podcast

Marquett Burton is building a Training Center to be catalyst for global revolution. Support Via Cashapp: @MarquettDavonSupport via Venmo: @MarquettDavonSupport: https://donate.stripe.com/4gM9ATgXFcRx5Tf4rw0x200Become a member: https://thesasn.com/membership-account/membership-levels/Support with Bitcoin: BTC Deposit address: 3NtpN3eGwcmAgq1AYJsp7aV7QzQDeE9uwdMy Book: https://www.amazon.com/Black-Box-Marquett-Burton/dp/0578745062https://www.gofundme.com/f/support-marquett-burtons-training-centerBook Consultation: https://cozycal.com/sasn#Marquettism #FinancialFreedom #Entrepreneurship #Marquettdavon #Wealth #FoundationalBlackAmerican #Leadership #Deen #business #relationships #money