Podcasts about mortgage

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In this episode, Liz Ann Sonders welcomes Collin Martin as her new co‑host. Collin outlines his role as Schwab's head of fixed income research and strategy, highlighting his broad coverage of the bond market—from Treasuries and Fed policy to corporate credit, municipals, mortgages, and global bonds.  The conversation then turns to markets and geopolitics, focusing on the ongoing conflict involving Iran and its market impact. Liz Ann explains that while major equity indexes have appeared relatively resilient, this masks significant volatility beneath the surface. She notes sharp rotations across sectors, wide drawdowns among individual stocks, and heightened churn driven by shifting narratives—ranging from AI disruption concerns to war‑related energy shocks.  Collin connects these equity dynamics to fixed income, explaining why Treasury yields have risen rather than fallen despite geopolitical uncertainty. Elevated oil prices and rising inflation expectations have pushed yields higher, countering the typical “flight to safety” dynamic. He also highlights how shifting Fed expectations are influencing bond markets and raises the key uncertainty: whether prolonged conflict could eventually tilt the focus from inflation risk to economic growth risk, potentially reversing yield trends. On Investing is an original podcast from Charles Schwab. For more on the show, visit schwab.com/OnInvesting.  If you enjoy the show, please leave a rating or review on Apple Podcasts. Important Disclosures This material is intended for general informational and educational purposes only. This should not be considered an individualized recommendation or personalized investment advice. The investment strategies mentioned are not suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decisions. All expressions of opinion are subject to change without notice in reaction to shifting market, economic or political conditions. Data contained herein from third party providers is obtained from what are considered reliable sources. However, its accuracy, completeness or reliability cannot be guaranteed. Past performance is no guarantee of future results. Investing involves risk, including loss of principal. Performance may be affected by risks associated with non-diversification, including investments in specific countries or sectors. Additional risks may also include, but are not limited to, investments in foreign securities, especially emerging markets, real estate investment trusts (REITs), fixed income, municipal securities including state specific municipal securities, small capitalization securities and commodities. Each individual investor should consider these risks carefully before investing in a particular security or strategy. Preferred securities are a type of hybrid investment that share characteristics of both stock and bonds. They are often callable, meaning the issuing company may redeem the security at a certain price after a certain date. Such call features, and the timing of a call, may affect the security's yield. Preferred securities generally have lower credit ratings and a lower claim to assets than the issuer's individual bonds. Like bonds, prices of preferred securities tend to move inversely with interest rates, so their prices may fall during periods of rising interest rates. Investment value will fluctuate, and preferred securities, when sold before maturity, may be worth more or less than original cost. Preferred securities are subject to various other risks including changes in interest rates and credit quality, default risks, market valuations, liquidity, prepayments, early redemption, deferral risk, corporate events, tax ramifications, and other factors. Mortgage-backed securities (MBS) may be more sensitive to interest rate changes than other fixed income investments. They are subject to extension risk, where borrowers extend the duration of their mortgages as interest rates rise, and prepayment risk, where borrowers pay off their mortgages earlier as interest rates fall. These risks may reduce returns. All names and market data shown above are for illustrative purposes only and are not a recommendation, offer to sell, or a solicitation of an offer to buy any security. Forecasts contained herein are for illustrative purposes only, may be based upon proprietary research and are developed through analysis of historical public data. The policy analysis provided by Charles Schwab & Co., Inc., does not constitute and should not be interpreted as an endorsement of any political party. Indexes are unmanaged, do not incur management fees, costs, and expenses and cannot be invested in directly. For more information on indexes, please see schwab.com/indexdefinitions (0326-T915) Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Mortgage rates have jumped to their highest levels since September, dealing another blow to an already struggling spring housing market. The combination of elevated rates and economic uncertainty is forcing potential buyers to reconsider their plans.Today's Stocks & Topics: UL Solutions Inc. (ULS), Precious Metals, Copper, Investing Apps, Eli Lilly and Company (LLY), Hertz Global Holdings, Inc. (HTZ), Sibanye Stillwater Limited (SBSW), Will Mortgage Rates Kill the Spring Housing Market?, Suburban Propane Partners, L.P. (SPH), Inflation, Alcoa Corporation (AA), Century Aluminum Company (CENX), Consumer Spending.Introducing our Third Annual InvestTalk Market Madness! Join the mayhem before May 18th at 11:59 pm PST for the chance to win $1,500! Fill out your bracket below: https://kppfinancial.com/investtalk-madnessOur Sponsors:* Check out Anthropic: https://claude.ai/invest* Check out Pebl: https://hipebl.ai* Check out Progressive: https://progressive.com* Check out Quince: https://quince.com/INVESTAdvertising Inquiries: https://redcircle.com/brands

President Trump has signed new executive orders aimed at improving housing affordability by addressing both supply and mortgage lending. Federal agencies are being directed to review regulatory barriers that may be slowing home construction and limiting access to credit for qualified buyers. In this episode, Kathy Fettke breaks down what these housing executive orders actually do—and what they don't. Plus, how changes to permitting, development costs, and mortgage access could impact real estate investors if implemented.

Mortgage note investing offers a powerful path to passive income and cash flow through alternative investments, distinct from traditional Wall Street stocks, bonds, or mutual funds. In this episode of Get Your Fill, host Christine McCarron speaks with best-selling author and educator Fred Moskowitz, who has trained countless investors on creating hands-off income streams. Unlike direct real estate investing—which demands time-consuming property management, tenant issues, repairs, and renovations—note investing lets you own the debt on a property as the lender. Homeowners handle all maintenance, freeing investors (especially busy professionals from tech or other fields) to scale portfolios without the daily grind, while still benefiting from real estate exposure.

Episode #963====Sign up for the Ron & Don Newsletter to get more information at⁠⁠www.ronanddonradio.com⁠⁠ (http://www.ronanddonradio.com/)====To schedule a Ron & Don Sit Down to talk about your Real Estate journey, go to⁠⁠www.ronanddonsitdown.com⁠⁠ (http://www.ronanddonsitdown.com/) ====Thanks to everyone that has become an Individual Sponsor of the Ron & Don Show. If you'd like to learn more about how that works:Just click the link and enter your amount at⁠⁠https://glow.fm/ronanddonradio/⁠⁠⁠⁠RonandDonRadio.com⁠⁠ (https://anchor.fm/dashboard/episode/ea5ecu/metadata/RonandDonRadio.com)Episodes are free and drop on Monday's , Wednesday's & Thursday's and a bonus Real Estate Only episode on Fridays.From Seattle's own radio personalities, Ron Upshaw and Don O'Neill.Connect with us on Facebook⁠⁠Ron's Facebook Page⁠⁠ (https://www.facebook.com/ron.upshaw/)⁠⁠Don's Facebook Page⁠⁠ (https://www.facebook.com/theronanddonshow

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3492: Scott Rieckens explains how refinancing a mortgage can accelerate the path to financial independence when done strategically. He walks through how to evaluate lenders, compare rates and fees, and prepare your credit and documents so the refinancing process goes smoothly. Understanding these steps helps you avoid costly mistakes and secure a loan that saves money over the long term. Read along with the original article(s) here: https://www.playingwithfire.co/blog/refinance-my-mortgage Quotes to ponder: "The goal here is to reach FI faster and if your current lender isn't the best one to help you get there, it's time to jump ship." "Before starting the mortgage refinancing process, check your credit history. Lenders will check your credit before approving you for refinancing, so it's important to know that what's being reported on your credit history is accurate." "Mortgage refinancing can be a great tool to help you lower your monthly mortgage payments and pay less in interest." Episode references: Annual Credit Report: https://www.annualcreditreport.com Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, Scott Carson, the note guy, shares insights on buying mortgage notes, distressed debt, and how investors can leverage note investing for passive income. Discover the process, misconceptions, and tips to start in the note business.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Is 2026 the year Australia's housing market splits in two?   We've had another interest rate rise. There's talk of tax reform. Global political instability is back on the radar. And yet, in some cities, entry-level property prices are still surging at double-digit rates.   So what's really going on?   Are we heading for a slowdown… or are supply shortages and strong demand about to push prices higher again?   Today I'm joined by Dr Nicola Powell, Chief of Research & Economics for Domain, and while we'll unpack their latest First Home Buyer Report, this conversation goes much further than that.   Because what's happening to first home buyers is a leading indicator.   It tells us where demand is building, where pressure is intensifying, which cities are reshuffling their affordability rankings, and where mortgage stress is becoming structural rather than cyclical.   We're also going to talk about what's ahead for our property markets this year in light of interest rate and tax changes.   Takeaways  ·        Domain's First Home Buyer Report examines future housing market trends in Australia. ·        The report shows rising entry-level prices in Brisbane and Perth. ·        Saving for deposits is harder as prices outpace wages, notably in Sydney and Brisbane. ·        Mortgage stress is increasing across capitals, affecting houses and units. ·        The rental market is tight, with modest rent growth expected. ·        Policy reforms should focus on supply, with faster approvals and smarter zoning. ·        Changes to capital gains tax and negative gearing need a balanced approach. ·        Modest price growth is expected, driven by population and migration. ·        Victoria is a fast-growing area with high housing demand. ·        No housing market crash is expected; markets remain fragmented.   Links and Resources:   Answer this week's trivia question here - https://www.propertytrivia.com.au/ ·        Win a hard copy of How To Grow A Multi-Million Dollar Property Portfolio In Your Spare Time. Everyone wins a copy of a fully updated property report. ·        Everyone wins a copy of a fully updated property report   Get a bundle of eBooks and Reports at: www.PodcastBonus.com.au    Get the team at Metropole to create a Strategic Property Plan for your needs. Click here and have a chat with us.   Michael Yardney Subscribe to my Property Update newsletter here   Dr Nicola Powell - Chief of Research & Economics for Domain: https://www.domain.com.au/news/author/dr-nicola-powell/   Domain's First Home Buyers Report: https://propertyupdate.com.au/australias-first-home-buyers-are-facing-a-new-reality-and-its-not-just-about-interest-rates-anymore/   Join Michael Yardney, plus a team of experts, at Wealth Retreat 2026 on the Gold Coast in May. Find out more about it here and register your interest www.wealthretreat.com.au. It's Australia's premier event for successful investors and business people.     Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future.   About The Michael Yardney Podcast | Property Investment And Wealth Creation  Australia   The Michael Yardney Podcast is one of Australia's leading property investment podcasts, helping investors understand the Australian property market and build long-term wealth through strategic property investing.   Each week we explore: • Australian property market updates• Property investment strategies in Australia• Melbourne property market trends• Sydney property market forecasts• Brisbane property investment opportunities• Capital growth property strategies• Property cycles in Australia• Negative gearing and tax strategy• Interest rates and their impact on property• Buyer's agent insights and investment planning   If you're serious about building a high-performance property portfolio and creating financial freedom through real estate, this podcast will give you the clarity and strategy you need.   Learn more at:https://propertyupdate.com.auhttps://metropole.com.au

If you're thinking about buying a home and want to learn the smartest way to get started, visit https://www.theeducatedhomebuyer.com/start.Mortgage rates might not fall anytime soon — and oil prices could be the reason why.In this episode of The Educated Homebuyer, Jeb Smith and Josh Lewis break down the surprising connection between oil prices, inflation, and mortgage rates. While many buyers focus on the Federal Reserve, global energy markets may actually play a bigger role in where interest rates go next.With rising tensions in the Middle East pushing oil prices higher, the ripple effects could impact inflation expectations and keep mortgage rates elevated longer than many buyers expect.In this episode, we discuss:Why oil prices can influence mortgage ratesHow global conflicts affect inflation and financial marketsThe connection between energy prices and interest ratesWhy uncertainty in global markets can keep rates higherWhat homebuyers should actually be watching right nowIf you're waiting for mortgage rates to drop before buying a home, understanding these macro forces can help you make smarter decisions instead of reacting to headlines.Thinking about buying soon?Start here → https://www.theeducatedhomebuyer.com/startSubscribe to The Educated Homebuyer for weekly insights on buying right, borrowing smart, and building long-term wealth through real estate.

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3492: Scott Rieckens explains how refinancing a mortgage can accelerate the path to financial independence when done strategically. He walks through how to evaluate lenders, compare rates and fees, and prepare your credit and documents so the refinancing process goes smoothly. Understanding these steps helps you avoid costly mistakes and secure a loan that saves money over the long term. Read along with the original article(s) here: https://www.playingwithfire.co/blog/refinance-my-mortgage Quotes to ponder: "The goal here is to reach FI faster and if your current lender isn't the best one to help you get there, it's time to jump ship." "Before starting the mortgage refinancing process, check your credit history. Lenders will check your credit before approving you for refinancing, so it's important to know that what's being reported on your credit history is accurate." "Mortgage refinancing can be a great tool to help you lower your monthly mortgage payments and pay less in interest." Episode references: Annual Credit Report: https://www.annualcreditreport.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3491: Scott Rieckens explains how mortgage refinancing works and why lower interest rates can potentially accelerate the path to financial independence. He breaks down the major mortgage types, the impact of lowering your rate, and when switching loan structures might make sense. Understanding these factors can help you decide whether refinancing will truly save money, or keep you stuck in long-term debt. Read along with the original article(s) here: https://www.playingwithfire.co/blog/refinance-my-mortgage Quotes to ponder: "When used correctly, refinancing a mortgage can be a great choice. When used incorrectly, it can lead you down a slippery slope of never paying off your debt." "Mortgage refinancing works by taking out a new mortgage to replace your existing mortgage." "When you refinance to a lower interest rate, you not only lower your monthly payment but you also lower the total amount of interest you pay over the life of the loan." Episode references: Freddie Mac: https://www.freddiemac.com USDA Home Loans: https://www.rd.usda.gov/programs-services/single-family-housing-programs VA Home Loans: https://www.va.gov/housing-assistance/home-loans/ Fannie Mae: https://www.fanniemae.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3491: Scott Rieckens explains how mortgage refinancing works and why lower interest rates can potentially accelerate the path to financial independence. He breaks down the major mortgage types, the impact of lowering your rate, and when switching loan structures might make sense. Understanding these factors can help you decide whether refinancing will truly save money, or keep you stuck in long-term debt. Read along with the original article(s) here: https://www.playingwithfire.co/blog/refinance-my-mortgage Quotes to ponder: "When used correctly, refinancing a mortgage can be a great choice. When used incorrectly, it can lead you down a slippery slope of never paying off your debt." "Mortgage refinancing works by taking out a new mortgage to replace your existing mortgage." "When you refinance to a lower interest rate, you not only lower your monthly payment but you also lower the total amount of interest you pay over the life of the loan." Episode references: Freddie Mac: https://www.freddiemac.com USDA Home Loans: https://www.rd.usda.gov/programs-services/single-family-housing-programs VA Home Loans: https://www.va.gov/housing-assistance/home-loans/ Fannie Mae: https://www.fanniemae.com Learn more about your ad choices. Visit megaphone.fm/adchoices

We started this week's show by talking with Mike Huston, Assistant Manager of Lindholm Roofing, who reminds listeners to be wary of storm-chasing door knockers. Next, Tim Stearns, owner and president of TJ Stearns Financial Planning & Benefits, discusses why now is the time for a better retirement planning strategy. Then, Frank Wasilewski, CEO of Access Elevators reminds listeners that freak accidents can […]

Featured on WGN Radio's Home Sweet Home Chicago on March 14, 2026: Lindholm Roofing's Assistant Manager Mike Huston talks about why people should be cautious of storm-chasing door-to-door contractors, and avoid signing blank contracts instead of trusting in a local contractor like Lindholm Roofing! Listen to find out! To learn more about what Lindholm Roofing […]

Featured on WGN Radio's “Home Sweet Home Chicago” on March 14, 2026: Frank Wasilewski, CEO of Access Elevators, joins the show to inform listeners that accidents can happen anytime and the assistance families can qualify for. To learn more about what Access Elevator can do for you, go to allaboutaccess.com or call 630-616-6249.

Featured on WGN Radio's “Home Sweet Home Chicago” on March 14, 2026: Tim Stearns, owner and president of TJ Stearns Financial Planning & Benefits, joins David Hochberg to discuss why now is the time for a better retirement planning strategy. For more information, call 800-640-2256.

The Unfiltered Truth About Real Estate & Lending | Day Drinking with Moose Math & Keith Akada What happens when you sit a top-tier Realtor and a veteran Mortgage Broker down for a few drinks? You get the unfiltered truth about what it actually takes to win in today's hyper-digital market. In this episode of Day Drinking Conversations with CEOs, we're joined by Moose Math and Keith Akada. We're stripping away the "polished" corporate personas to talk about the grit, the failures, and the massive digital pivots—from AI-driven search to social media authority—that built their entrepreneurial journeys. Key Takeaways from the Bar: The AI Shift: Why AI is moving the battlefield from social feeds back to "Intent-Based" search. Are you findable when a client asks ChatGPT for the "best agent near me or local mortage lender"? Social Media vs. Search: How to stop chasing "likes" and start building "searchable authority" that compounds over time. The Power of Google & Reviews: Why your Google Business Profile is your most valuable employee and how to leverage reviews to rank higher. Digital Marketing Strategy: Moose and Keith break down how they use modern tech to automate the "noise" while keeping the "human" element in their deals. Connect with Our Guests: Moose Math https://moosemath.johnlscott.com/home  https://www.instagram.com/moosemath/ Keith Akada https://themortgagereel.com/  https://www.instagram.com/keithakada/ Support our Podcast: If you want to master the intersection of real estate and technology, SMASH that like button, subscribe for more unfiltered CEO conversations, and ring the bell! Drink of The Day Clover Club Gin Of Your Choice  Fresh Squeezed Lemon Juice Raspberry Syrup Egg White Shout out to our #podcast sponsors A Advanced Services https://aadvancedservices.com/  Fuse Networks https://www.fusenetworks.com/ Warrior Injury Law https://warriorinjurylaw.com/ Creative Block Seattle https://www.creativeblockseattle.com/ Valor Marketing LLC https://valormarketingllc.com/  

2:00 – State debates: Oklahoma, Florida, Pennsylvania, Arizona, Idaho8:00 – Mortgage situation & refusing to give up that 2% COVID rate12:00 – BlackRock's rent-to-give-back communities / modern sharecropping16:00 – Wrestling Soup intro17:00 – Sol Ruca on Stephanie McMahon's podcast; toxic masculinity & male vulnerability in wrestling24:00 – WWE's boomer creative problem & Kirsten's promotion to Raw writer30:00 – Ricky Saints' concert segment pulled from YouTube (w/ clip)37:00 – Zoe Stark promo comparison; conspiracy theory: creative sabotaging indie darlings43:00 – WWE's financial machine vs. creative bankruptcy; WrestleMania apathy50:00 – Nostalgia as WWE's only product (Blink-182 analogy, Reese's cups lawsuit)55:00 – UFC vs. WWE audience divide; WWE trying to be Applebee's1:02:00 – WrestleMania card breakdown: Dominik, Finn Bálor demon, Grande Americano1:07:00 – WrestleMania Vegas attendance concerns; Wrestlecon ticket sales tanking1:12:00 – WWE casino slot machine "Road to Gold" announced1:18:00 – Idea for a "Why Did They Get Fired?" wrestling card game1:22:00 – Dan Hausen debut/interview clip; WWE setting him up to fail1:31:00 – Cody Rhodes losing momentum; Jar Jar Binks / Star Wars prequels analogy1:37:00 – Sam Roberts' transformation; Joe Rogan's moral drift1:42:00 – Dave Chappelle & Bill Cosby extended riff1:29:00 – Sign-off / Patreon & Spitball Media shoutoutBecome a supporter of this podcast: https://www.spreaker.com/podcast/wrestling-soup--1425249/support.

This week Trent Johnson and Chelsea Zuccato cover: Windy city weather and atmospheric river in Oregon. Flatbed spot rates hit their highest point since October 2022, If you're buying or selling lumber on delivered pricing, this matters right now. The mood at the LMC show in Chicago was positive with no negativity on the floor. Mortgage applications ticked up but so did mortgage rates. March is going to tell us a lot! Patrick Lumber Co. is producing longer-length Alder, and yes, the product is beautiful and the industry perception that PNW hardwood trees don't grow long enough is simply not true. Ashley Townsend Cribb is stepping down as EVP of Wood Products at Rayonier, to take a CEO role elsewhere. We're keeping an eye on where she lands! Congrats to Andy Beckerman on his new VP of Vendor Relations role at Gulf Eagle. Questions Comments? Email us at lumberslingers@gmail.com

Dillan Vancil, Republican Candidate for Congress in Illinois' 17th District, talks about why he's running, his background and experience, key issues facing voters in the district, and why he's the better candidate to face incumbent Eric Sorenson.

Mortgage rates just surged again this week, even as the latest inflation data came in largely in line with expectations. So what's really driving mortgage rates higher?In today's episode of The Rate Update, we break down the major forces moving the housing and mortgage markets right now:• Congress just passed a major housing bill — the 21st Century ROAD to Housing Act• Mortgage rates are spiking to new highs again• The Iran conflict is escalating, pushing oil toward $100 per barrel• Inflation pressures from energy could keep rates elevated• The Federal Reserve meets next week, and the bond market is already reactingWe'll walk through what all of this means for:

Join us LIVE as we break down the biggest policy and economic developments impacting housing and financial markets right now.Congress just passed a major bipartisan housing package known as the 21st Century ROAD to Housing Act, aimed at increasing housing supply and improving affordability. But the real question is:Will it actually help housing — or is it just another policy promise?At the same time, global tensions are escalating in the Middle East, oil prices are rising, and markets are preparing for next week's Federal Reserve meeting.In this special live event we'll cover:• The 21st Century Road to Housing Act — what's actually in the bill• Whether federal housing policy can realistically improve affordability• Iran conflict and rising oil prices and the potential impact on inflation• A weekend review of the biggest market developments• What to watch as the Federal Reserve meets next week• The real factors that drive housing affordability in the United StatesIf you're a homebuyer, homeowner, real estate investor, or mortgage professional, this is a conversation you won't want to miss.

Join us LIVE as we break down the biggest policy and economic developments impacting housing and financial markets right now.Congress just passed a major bipartisan housing package known as the 21st Century ROAD to Housing Act, aimed at increasing housing supply and improving affordability. But the real question is:Will it actually help housing — or is it just another policy promise?At the same time, global tensions are escalating in the Middle East, oil prices are rising, and markets are preparing for next week's Federal Reserve meeting.In this special live event we'll cover:• The 21st Century Road to Housing Act — what's actually in the bill• Whether federal housing policy can realistically improve affordability• Iran conflict and rising oil prices and the potential impact on inflation• A weekend review of the biggest market developments• What to watch as the Federal Reserve meets next week• The real factors that drive housing affordability in the United StatesIf you're a homebuyer, homeowner, real estate investor, or mortgage professional, this is a conversation you won't want to miss.

Join us LIVE as we break down the biggest policy and economic developments impacting housing and financial markets right now.Congress just passed a major bipartisan housing package known as the 21st Century ROAD to Housing Act, aimed at increasing housing supply and improving affordability. But the real question is:Will it actually help housing — or is it just another policy promise?At the same time, global tensions are escalating in the Middle East, oil prices are rising, and markets are preparing for next week's Federal Reserve meeting.In this special live event we'll cover:• The 21st Century Road to Housing Act — what's actually in the bill• Whether federal housing policy can realistically improve affordability• Iran conflict and rising oil prices and the potential impact on inflation• A weekend review of the biggest market developments• What to watch as the Federal Reserve meets next week• The real factors that drive housing affordability in the United StatesIf you're a homebuyer, homeowner, real estate investor, or mortgage professional, this is a conversation you won't want to miss.

Our co-heads of Securitized Products Research Jay Bacow and James Egan discuss the impact of upcoming regulatory changes on U.S. mortgage rates and home sales.Read more insights from Morgan Stanley.----- Transcript -----Jay Bacow: It is March and there's some madness going on. I'm Jay Bacow, here with Jim Egan, noted Wahoo Wa fan. James Egan: Hey, it looks like Virginia's going to be back in the tournament this year, hoping for a three seed, looking like a four seed. It's the first year that my son is really excited about it. So, hoping we can win a few games. Jay Bacow: Let's hope they don't lose the first game and make him cry like you did a few years ago. But … Welcome to Thoughts on the Market. I'm Jay Bacow, co-head of Securitized Products Research at Morgan Stanley. James Egan: And I'm Jim Egan, the other co-head of Securitized Products Research at Morgan Stanley. Jay Bacow: Today, with everything going on in the world, we thought it'd be prudent to discuss the U.S. mortgage and housing market. It's Thursday, March 12th at 10:30am in New York. James Egan: Jay, as you mentioned, there is a lot going on in markets right now, but hey, people need to live somewhere. And those somewheres remain pretty unaffordable. But this administration has been very focused on affordability, and we also have some updates on what is clearly the most exciting part of the housing and mortgage markets – regulation. What's going on there? Jay Bacow: Look, nothing gets me more excited than thinking about the regulatory outlook for the mortgage market. We've been focusing a lot on what's happening in D.C. with possible changes that could be helping out affordability, changes to the investor program, changes to the policy rate. But Michelle Bowman, who is the Vice Chair of Supervision, has been recently on the tape saying that we could get an update and a proposal for the Basel Endgame by the end of this month; and that proposal for the Basel Endgame is likely to make it easier for banks to hold loans on their balance sheet. It's going to give banks excess capital and the combination of these, along with some other changes that are going to be coming from the Fed, the FDIC and the OCC around: For instance, the GSIB surcharge that our banking analysts led by Manan Gosalia have spoken about – it's really going to help out the mortgage market in our view. James Egan: Alright, so freeing up capital, helping the mortgage market. When we think about the implications to affordability specifically, what do you think it means for mortgage rates? Jay Bacow: Right. So, it's important that [when] we think about the mortgage rate, we realize where it's coming from. The mortgage rate starts off with the level of Treasury rates, and then you add upon that a spread. And the spread is dependent among a number of different factors. But one of the biggest ones is just the demand. And one of the reasons why mortgage rates have been so high over the previous four years was (a) Treasury rates were high, but also the spread was wide. And we think one of the biggest reasons why the spread was wide is that the domestic banks, who are the largest asset type investor in mortgages – they own $3 trillion of mortgages – basically weren't buying them over the past four years. And one of the reasons they weren't buying was they didn't have the regulatory clarity. And so, if the banks come back, that will cause that spread to tighten, which will likely cause the mortgage rate to come down. That is presumably, Jim, good about affordability, right? James Egan: Yes. And I want to clarify, or at least emphasize, that affordability itself has been improving. Over the course of the past four to five months at this point, we've been close to, if not at the lowest mortgage rate we've seen in three years. And when we think about what that has practically done to the monthly principal and interest payment on homes purchased today. Like that monthly payment on the median priced home is down $150 over the past year. That's about a 7 percent decrease. When we lay in incomes – or when we layer in incomes to get into that actual affordability equation, we're at our most affordable place since the second quarter of 2022. So yes, big picture, this is still a challenge to affordability environment. But it's not as challenged as it's been over the past three years. Jay Bacow: All right, so affordability improving. It's still challenged though. What does that mean for home prices then? James Egan: So, when we think about the home price implication of mortgage rates coming down; of mortgage rates coming down in an environment where incomes are going up – we're thinking about demand for shelter, purchase volumes and supply of that shelter. And demand really has not reacted to the improved affordability environment. That's not unusual. Normally takes about 12 months for affordability improvement to pull through in terms of increased transaction volumes. But we do think that the lock-in effect that we've talked about in detail on this podcast in the past, that is going to play a role here. Mortgage rates end of February finally hit a five handle, really, for the first time in three years. They're back above that now with the volatility in the interest rate markets. But from 4 percent to 6 percent, mortgage rates is effectively an air pocket. We don't think you're going to get a lot of unlocking at these levels. So we think that transaction volumes will pick up. We're calling for 3 to 4 percent growth in purchase volumes this year. But they've been largely flat for two to three years at this point. And more importantly, any improvement in affordability that comes from a decrease in mortgage rates is going to lead to commensurately more supply alongside that growth in demand – which is going to keep home prices, specifically, very range bound here. The pace of growth is slowed to about 1.3 to 1.5 percent right now. We've been here for four or five months. We think we're pretty much going to stay here. We we're calling for 2 percent growth, so a little bit acceleration. But we think you're in a very range bound home price market. Jay Bacow: All right, so home prices range bound, affordability improved. But still has a little bit of room to go. Some possible tailwinds from the deregulatory path that will make homes being a little bit more affordable. Fair amount going on. Jim, always a pleasure speaking to you James Egan: And always great speaking to you too, Jay. And to all of our regular listeners, thank you for adding us to your playlist. Let us know what you think wherever you get this podcast. And share Thoughts on the Market with a friend or colleague today.Jay Bacow: Go smash that subscribe button!

In this episode we answer emails from TJ, John and Optimus Bill.  We discuss TJ's modified Golden Ratio portfolio and backtests, maximizing withdrawals with flexibility, ZROZ vs. TLT simulated leverage, gambling problems, intermediate accumulation to pay down a mortgage, and assorted allocations questions about mid-caps and other funds.We also talk about our Fairfax CASA fundraiser in our Queen Mary segment and a recent Catching Up to FI presentation at the end.Links:Links:Fairfax CASA Donation Page:  Donate - Fairfax CASATJ's Portfolio:  testfol.io/?s=gJEgezdqVdyPortfolio Charts Risk Parity style Accumulation Article:  Minimize Your Miss – Portfolio ChartsRisk Parity Chronicles ZROZ vs. TLT Analysis:  Bond Allocation Sizing - Google SheetsRisk Parity Chronicles KBWP Article:  The Search for a Low-Beta Equity Unicorn - by JustinCatching Up to FI Presentation:  Catching Up To FI Illinois/Wisconsin Meeting Presentation - YouTubeCatching Up to FI Presentation Slides:  The_Risk_Parity_Mission for Catching Up To FI.pdf - Google DriveCatching Up to FI Presentation Summary Video:  Catching Up To FI Risk Parity Portfolios Meeting and Presentation.mp4 - Google DriveBreathless Unedited AI-Bot Summary:A listener writes from overseas with a situation that strips retirement down to the essentials: no pension, no Social Security “backup plan,” and a real need to get the portfolio right. We walk through his modified Golden Ratio style allocation using growth and value funds, small-cap value tilts, long-duration Treasury strips, gold, and alternatives like DBMF, then talk about what matters more than a pretty spreadsheet: whether you can live with the drawdowns and keep the plan steady for decades.From there we get practical about retirement withdrawals and the assumptions hiding underneath them. We explain why a 5.5% withdrawal rate can be realistic when you pair it with flexible rules like a floor and ceiling approach, and why “inflation” is not one number that applies to everyone. If you're living abroad, spending in another currency, or even willing to relocate, your personal inflation experience can diverge from CPI, which changes how you should think about risk, resilience, and what flexibility is worth.We also tackle the investor temptations that never seem to go away: debating ZROZ versus TLT, obsessing over duration ratios, and tinkering with allocations when the market gets loud. We share a simple constraint that helps many DIY investors stay sane: build a small sandbox for experiments so your core portfolio stays intact. We finish with an intermediate accumulation question about investing toward a future mortgage payoff, plus a clear framework for why splitting short and long Treasurys can be useful, and why international diversification often shows up as currency exposure in modern markets. Subscribe, share this with a friend who's rebuilding their portfolio, and leave a review with the withdrawal rate question you're trying to answer.Support the show

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Buying a home with little or no money down sounds like the perfect shortcut to homeownership. But what most young buyers don't realize is that many "down payment assistance" programs are actually loans disguised as help — and they can create serious financial problems if you don't understand how they work. Mary Jo shares recent conversations with young potential clients who were approved for mortgages despite having little to no savings. The reality? Many of these programs include second liens, PMI, and repayment rules that buyers often don't discover until it's too late. Tarisa also shares her own experience using a down payment assistance program — including what worked, what she didn't understand at the time, and why the real estate environment today is very different than it was just a few years ago. Together they unpack: How down payment assistance actually works Why selling your home early can cost you thousands The hidden costs of PMI and low-equity mortgages Why renting can sometimes be the smarter financial move The dangers of financial advice from social media Questions every first-time homebuyer should ask before signing a mortgage Homeownership can be a powerful wealth-building tool — but only when you understand the numbers and the long-term commitment. Before you sign a mortgage, make sure you understand exactly what you're getting into. Key Takeaways: "No money down" usually means you're borrowing the down payment Many assistance programs place a second lien on your home PMI can add hundreds of dollars per month that builds no equity If you sell too soon, you may owe money just to get out of the house Renting while saving can sometimes be the better financial strategy Social media rarely talks about the real risks of homeownership Chapters: 00:00 Introduction 02:00 The reality behind no-money-down mortgages 05:30 What down payment assistance really is 09:00 Understanding PMI and second liens 13:30 The real costs of owning a home 18:00 When renting makes more financial sense 22:30 Why social media gives incomplete advice 26:00 Questions to ask before buying a house 30:00 Final thoughts

Mortgage interest rates are moving higher due to uncertainy in the Middle East and how it will impact oil prices and inflation going forward. In this LIVE episode, we're breaking down what's really driving mortgage rates, how the latest inflation and jobs data impact the housing market, and what it all means for buyers and homeowners heading into 2026 so you can make smart decisions and become The Educated HomeBuyer.Start your stress-free loan journey todayJoin Rate Watch – we'll watch rates for youEmail: info@theeducatedhomebuyer.comConnect with Us

The UK property market has quietly hit record highs – but is anyone actually paying attention?  February's data reveals a market that's technically stronger than it's been in years, yet sentiment hasn't caught up. Rob & Rob break down the numbers that matter, from surprising regional rental gaps to the mortgage market improvements that could fuel the year ahead.   (0:54) House prices reach new peaks  (2:28) Record supply and 40% of homes now cheaper to buy than rent  (4:54) North East rental growth hits 8% versus London's 1.1%  (8:20) Mortgage market improvements and the Bank of England rate decision  (9:15) Renters' Rights Bill updates  (14:30) Hub Extra  Links mentioned:  Halifax House Price Data: Get here  Personal Tax Receipt calculator: Get here  London's 2026 Housing Crisis Explained: Watch here  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Find out more about Property Hub Invest 

AP correspondent Alex Veiga has the latest on mortgage rates.

No end in sight for the war in Iran and investors turn, once again, to oil as world markets collapse.  That's where we start this evening in The Business News Headlines for Thursday the 12th day of March.  Thank you for listening. In other news, a bipartisan bill passed the senate and it all has to do with…housing. That social media trial in California winds down and we'll have the latest. Mortgage rates didn't stay down for long…we have new news. We'll check the numbers in The Wall Street Report and executives at Live Nation bragged about “robbing customers blind” or so we learn from their chats with each other.  A quick programing note. Tomorrow is a travel day for us so we'll not air a newscast Friday evening but we are back on the air Sunday, Noon Central with the Business Week in Review and only on News/Talk 1540 KXEL and yes, we do stream.   Thanks for listening! The award winning Insight on Business the News Hour with Michael Libbie is the only weekday business news podcast in the Midwest. The national, regional and some local business news along with long-form business interviews can be heard Monday - Friday. You can subscribe on  PlayerFM, Podbean, iTunes, Spotify, Stitcher or TuneIn Radio. And you can catch The Business News Hour Week in Review each Sunday Noon Central on News/Talk 1540 KXEL. The Business News Hour is a production of Insight Advertising, Marketing & Communications. You can follow us on Twitter @IoB_NewsHour...and on Threads @Insight_On_Business.

Morse code transcription: vvv vvv Mortgage rates rise and deals pulled over Iran war turmoil The Aldi style insurgents who could be about to shake up the vets market Teenage girl stabbed at Norfolk school, leading to police hunt UK ticket holder wins 181m EuroMillions jackpot Member of Iranian football delegation granted Australian asylum changes her mind Secret of hedgehog hearing discovered at far beyond human range Government approves Met request to ban Al Quds Day march Glen Sannox ferry needs 3.2m repairs after one year in service Hereditary peers to be removed from Lords as bill passes Epstein had two key aides so why do they still control his money and secrets

Morse code transcription: vvv vvv Prison inmate charged with Huntley murder appears in court Jeremy Bowen Trump has called for an Iran uprising but the lessons from Iraq in 1991 loom large Even under missiles we carry on living how young Iranians are coping with war Teenage girl stabbed at Norfolk school, leading to police hunt A weirdly rushed appointment and other key takeaways from Mandelson files Zack Polanski stood by breast enlargment hypnosis claim Misleading weather apps can cost attractions up to 137k a day Mortgage rates rise and deals pulled over Iran war turmoil Menopause Alternative to HRT for hot flushes now on NHS PM warned of reputational risk over Mandelsons Epstein links

On this episode of Power House, Zeb Lowe sits down with mortgage coach and industry veteran Dave Savage to discuss what separates the industry's top originators from the rest and why that gap is likely to grow. Savage explains how shifting from a rate-focused sales approach to an advice-driven process transformed his own career and why consistent systems and repeatable customer experiences are the real differentiators among top producers. The conversation also explores the industry's ongoing challenge with technology adoption and why investing in tools alone isn't enough. Real competitive advantage, Savage argues, comes when technology becomes embedded in daily workflows and company culture. Looking ahead, Savage believes artificial intelligence will dramatically reshape how borrowers find loan officers and receive guidance. Rather than replacing originators, AI will amplify those who position themselves as trusted advisors. For mortgage professionals navigating a changing market, Savage offers clear guidance: build a personal brand, experiment with AI, and focus on delivering advice—not just transactions. Related to the episode: Zeb Lowe's LinkedIn Dave Savage's LinkedIn The Power House podcast brings the biggest names in housing to answer hard-hitting questions about industry trends, operational and growth strategy, and leadership. Join HousingWire's Zeb Lowe every Thursday morning for candid conversations with industry leaders to learn how they're differentiating themselves from the competition. Hosted and produced by the HousingWire Content Studio.

Guest: Pete HeimRates slip into the High 5s as the “rate flip” loosens lock-in sellers, while cash buyers surge and affordability shifts across regions. We share practical buying strategies, explain the new FinCEN rule for entity cash deals, and outline spring selling moves that actually pay off.• New show cadence and focus on bigger real estate shifts• Mortgage rate dip and first “rate flip” in five years• Low inventory dynamics and millions re-entering the market• Why cash offers win and how to compete without cash• FinCEN reporting for LLC and Entity Purchases• Renting versus Buying by region and affordability data• Down payment assistance options including PHFA trade-offs• Spring prep that boosts ROI and pricing discipline• Wages rising faster than prices!!Thanks for watching the show every Thursday at 7 p.m ---Welcome to The Brad Weisman Show, where we dive into the world of real estate, real life, and everything in between with your host, Brad Weisman!

Rising oil prices and market turmoil as a result of the war in the Middle East are fuelling fears the cost of living crisis could get even tougher. Energy bills, mortgage rates and petrol prices could all surge in the fallout from the conflict. So how much could the war tighten the screws on our personal finances? Lucy Hough speaks to the deputy editor of the Guardian's money section, Rupert Jones – watch on YouTube How will war in the Middle East affect your finances?. Help support our independent journalism at theguardian.com/infocus

We've been covering the macro housing bust for some time, and while it's still there another major problem has come up and for the same reasons. Mortgage delinquencies and even foreclosures have come into the conversation, especially in places like Texas. Rates continue to tick lower but no one is buying houses, home price growth has completely stalled, and now more borrowers are falling behind on their loans. Eurodollar University's Money & Macro Analysis----------------------------------------------------------------------------------What if your gold could actually pay you every month… in MORE gold?That's exactly what Monetary Metals does. You still own your gold, fully insured in your name, but instead of sitting idle, it earns real yield paid in physical gold. No selling. No trading. Just more gold every month.Check it out here: https://monetary-metals.com/snider----------------------------------------------------------------------------------NAR Existing-Home Sales Report Shows 1.7% Increase in Februaryhttps://www.nar.realtor/newsroom/nar-existing-home-sales-report-shows-1-7-increase-in-februaryCities With the Highest Mortgage Delinquency Rateshttps://wallethub.com/edu/cities-mortgage-delinquency-rates/141263VantageScore CreditGauge™ January 2026: Mortgage Delinquencies Rise as Early-Stage Credit Stress Broadens Across Borrowershttps://vantagescore.com/resources/knowledge-center/press_releases/vantagescore-creditgauge-january-2026-mortgage-delinquencies-rise-as-early-stage-credit-stress-broadens-across-borrowersMortgage Delinquencies Increase in the Fourth Quarter of 2025https://www.mba.org/news-and-research/newsroom/news/2026/02/12/mortgage-delinquencies-increase-in-the-fourth-quarter-of-2025HOUSEHOLD DEBT AND CREDIT REPORThttps://www.newyorkfed.org/microeconomics/hhdc.htmlhttps://www.eurodollar.universityTwitter: https://twitter.com/JeffSnider_EDU

In this episode of the Real Estate Pros Podcast, host Quentin Edmonds interviews Stacia Weishaar, an independent mortgage broker with a background in software and technology. Stacia shares her journey from working at Microsoft to entering the mortgage industry after experiencing a difficult home-buying process herself. She discusses how her experience in both software and lending allows her to approach mortgage solutions differently. Stacia explains the importance of problem-solving in lending, especially for entrepreneurs and self-employed borrowers who may not fit traditional loan requirements. She also highlights the growing role of technology, AI, and innovative lending products such as non-qualified mortgages in expanding access to home financing.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Rodger Erker, a native of St. Louis, earned his Real Estate Broker's License in the state of Missouri. After moving to Tulsa in 1966, he became a Sales Associate with Detrick Realtors. In 1975, Rodger became a partner with Joe McGraw and Harold Grimmer in the firm of McGraw Breckinridge Realtors.Rodger Erker Realtors was formed in 1984 with the main office in Tulsa's Midtown Brookside area, for over 25 years. Rodger sold his company to McGraw Realtors in 1992 while remaining with the firm.In his oral history, Rodger talks about his time in a catholic seminary, the family carpet business, how he started selling houses, and how diabetes affected his family -- on the podcast and website VoicesOfOklahoma.com.

Special Guest: Monica Shea#howimetyourmortgage​ #justthetipscoaching​ #justthetips​ #salescoachingdenver​ #salescoaching​ #realestate​ #mortgage​ #sales​ #salestips​ #businesstips​ #tunein​ #podcast​ #videocast​ #applepodcast​ #spotifypodcast

As the mortgage industry prepares for one of its largest annual gatherings, Diego Sanchez sits down with Bob Hart to preview what professionals can expect at Experience 2026, hosted by ICE Mortgage Technology at the Wynn Las Vegas. The event will bring together more than 3,000 industry leaders, hundreds of companies, and a full agenda focused on innovation, strategy, and the future of mortgage technology. Hart explains how the conference is designed to give attendees practical insights and tools they can immediately apply to their businesses. The conversation explores key themes shaping this year's event—including artificial intelligence in mortgage operations, cybersecurity and fraud prevention, market conditions affecting lenders, and leadership development across the industry. Hart also previews new technology investments aimed at creating a more connected ecosystem linking originators, servicers, and consumers. For professionals navigating a rapidly evolving market, this episode offers an inside look at the conversations and innovations shaping the next chapter of mortgage technology. Related to this episode: Bob Hart's LinkedIn ICE Mortgage Technology The Power House podcast brings the biggest names in housing to answer hard-hitting questions about industry trends, operational and growth strategy, and leadership. Join HousingWire's Zeb Lowe every Thursday morning for candid conversations with industry leaders to learn how they're differentiating themselves from the competition. Hosted and produced by the HousingWire Content Studio.

We're back to discuss all the latest, greatest, and strangest happenings in the rock world with Geekwire! Here's what we're digging into this time: Sebastian Bach joins Twisted Sister with Dee Snider's full blessing, and the band also added Joey Cassata on drums for the upcoming shows. Jon Bon Jovi is still showing vocal struggles in public performance, this time during a Tony Robbins appearance. Zakk Wylde revealed the song that first made him want to pick up the guitar and explained his motivation for opening for Black Label Society. Reactivated Sister Sin has released “Drive,” only its second new single in 12 years. Metallica has added six more “Life Burns Faster” Sphere residency shows in Las Vegas. Mortgage brokers are standing by. A massive Ozzy Osbourne statue will be unveiled at Hellfest, while Sharon says Ozzfest will return in 2027. Members of Ace Frehley's solo band have announced an Australian tour celebrating a late KISS legend. Geddy Lee says Anika Nilles didn't click immediately, but by day five she had nailed it. But, is it for the glory or the cash? Sammy Hagar and Michael Anthony say they have not been asked to take part in Alex Van Halen's project with Steve Lukather. Additionally, what the heck IS this project exactly? All that and more on this edition of Geekwire! Decibel Geek is a proud member of the Pantheon Podcasts family. Contact Us! Rate, Review, and Subscribe in iTunes Join the Facebook Fan Page Follow on Twitter Follow on Instagram E-mail Us Subscribe to our Youtube channel! Support Us! Buy a T-Shirt! Donate to the show! Stream Us! Stitcher Radio Spreaker TuneIn Become a VIP Subscriber! Click HERE for more info! Comment Below Direct Download  Learn more about your ad choices. Visit megaphone.fm/adchoices

Everyone's favorite mortgage guru, Bill Payne, is BACK to give us an early spring update to explain how rates have changed and what that means for the buyers and sellers in the Charleston market. He also shares insight into trends he's seeing and best practices when looking for a mortgage in today's market.

We're back to discuss all the latest, greatest, and strangest happenings in the rock world with Geekwire! Here's what we're digging into this time: Sebastian Bach joins Twisted Sister with Dee Snider's full blessing, and the band also added Joey Cassata on drums for the upcoming shows. Jon Bon Jovi is still showing vocal struggles in public performance, this time during a Tony Robbins appearance. Zakk Wylde revealed the song that first made him want to pick up the guitar and explained his motivation for opening for Black Label Society. Reactivated Sister Sin has released “Drive,” only its second new single in 12 years. Metallica has added six more “Life Burns Faster” Sphere residency shows in Las Vegas. Mortgage brokers are standing by. A massive Ozzy Osbourne statue will be unveiled at Hellfest, while Sharon says Ozzfest will return in 2027. Members of Ace Frehley's solo band have announced an Australian tour celebrating a late KISS legend. Geddy Lee says Anika Nilles didn't click immediately, but by day five she had nailed it. But, is it for the glory or the cash? Sammy Hagar and Michael Anthony say they have not been asked to take part in Alex Van Halen's project with Steve Lukather. Additionally, what the heck IS this project exactly? All that and more on this edition of Geekwire! Decibel Geek is a proud member of the Pantheon Podcasts family. Contact Us! Rate, Review, and Subscribe in iTunes Join the Facebook Fan Page Follow on Twitter Follow on Instagram E-mail Us Subscribe to our Youtube channel! Support Us! Buy a T-Shirt! Donate to the show! Stream Us! Stitcher Radio Spreaker TuneIn Become a VIP Subscriber! Click HERE for more info! Comment Below Direct Download  Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of the Culture Matters Podcast, Jay Doran sits down with Jay Stoll, founder of All Things Retirement Group, for a powerful conversation about reinvention, discipline, service, and purpose.All Things Retirement Group operates within the ecosystem of All Things Insurance Group, founded by longtime friend of the Culture Matters Podcast and frequent guest, Pete Fournier.Jay Stoll shares his incredible journey from serving in law enforcement to working in physical therapy and eventually building a thriving business in the insurance and retirement planning space. Along the way, he opens up about the defining moments that shaped him, including the emotional decision to leave law enforcement after missing one of the most important moments in his son's life.This conversation goes far beyond insurance. It is about what it means to lead with humility, check your ego, stay coachable, and build a life centered around faith, family, and long-term impact. Jay also breaks down the deeper purpose behind retirement planning, mortgage protection, long-term care, and helping families prepare for the moments they hope never come.If you have ever wrestled with changing careers, chasing purpose, providing for your family, or building something meaningful from the ground up, this episode will speak to you.00:00 Intro and Jay Stoll's story of reinvention03:10 From law enforcement to life-changing perspective07:15 Missing his son's first steps and making the pivot11:20 Entering the insurance world and finding purpose16:05 What retirement planning really means21:10 Mortgage protection and planning for the unexpected27:00 Long-term care, family burden, and hard conversations34:25 Education over confusion in financial planning39:10 Mentorship, humility, and learning from proven people45:20 Building All Things Retirement Group50:15 Persistence, faith, and what it takes to keep going55:00 Final thoughts on legacy, leadership, and serving familiesThis episode covers:Reinventing your life when your priorities changeHow law enforcement shaped Jay's discipline and decision-makingThe moment he knew he had to choose family firstWhy mentorship and humility matter in businessHow to think about retirement, protection, and legacyThe power of persistence when building something new

#695: The U.S. lost 92,000 jobs in February, pushing unemployment to 4.4 percent.That result contradicts a different report released two days earlier showing 63,000 jobs added, leaving economists trying to square the circle. Many agree that we're in a "low hire, low fire" jobs environment.We walk through several major economic stories using a three-layer framework: the household economy, markets and policy, and long-term forces shaping the future.First, the household layer. Hiring has become uneven across sectors. Health care and education previously drove much of the job growth, but layoffs in those areas now appear in the data.Job openings have also fallen to 6.54 million, the lowest level since the pandemic began. Workers are switching jobs less often, and the pay bump for job-hopping has shrunk.Mortgage rates recently crossed 6 percent, influenced in part by rising Treasury yields and concerns about inflation. Gas prices climbed about 26 cents per gallon in a week, partly due to tensions affecting oil shipments through the Strait of Hormuz, which normally carries about one-fifth of global oil supply.The episode also looks at household finances. Six percent of workers in Vanguard plans took hardship withdrawals from their 401(k)s in 2025, up from five percent the year before. That increase suggests some households are leaning on retirement savings to manage financial stress.At the end of the episode, economist Dr. Ben Zweig, CEO of Revelio Labs, joins us to unpack the conflicting employment reports and explain why the labor market may look weaker than expected. He also discusses why health care hiring may be slowing and how economists interpret mixed signals across multiple labor data sources. (0:00) February jobs shock(1:02) Three-layer economy framework(2:03) BLS job losses explained(3:12) ADP vs BLS data gap(4:30) Job openings decline(5:39) Layoffs and AI cuts(7:15) Mortgage rates near 6 percent(8:26) Gas price spike(10:02) Markets react to oil shock(16:00) Record 401k withdrawals(19:30) Asset owners vs nonowners gap(21:22) Supreme Court tariff ruling(23:31) AI costs collapse, usage surge(27:03) Fed reactions to jobs report(33:33) Economist Ben Zweig interview Share this episode with a friend, colleagues, and your job recruiter: https://affordanything.com/episode695 Learn more about your ad choices. Visit podcastchoices.com/adchoices

Remember those juicy mortgage rates from back in 2021? You don't actually need a time machine to get one today. You just need to find someone willing to sell their house AND their mortgage to you. Called ‘assumable mortgages,' they take a long time to get,, and you'll probably need a fat wad of cash.On today's show, how to buy your way into a cheap mortgage rate.Related episodes: How mortgage rates get madeHow mortgage interest rates work (and why they're currently out of whack)For sponsor-free episodes of The Indicator from Planet Money, subscribe to Planet Money+ via Apple Podcasts or at plus.npr.org. Fact-checking by Tyler Jones. Music by Drop Electric. Find us: TikTok, Instagram, Facebook, Newsletter.To manage podcast ad preferences, review the links below:See pcm.adswizz.com for information about our collection and use of personal data for sponsorship and to manage your podcast sponsorship preferences.Learn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy