Podcasts about mortgage lending

With 60 days until our next event, I'm asking a bigger question: What standards should a private lending conference actually hold to?There are more conferences than ever, but are they creating enough value for lenders, sponsors and attendees?I'm laying out what we're trying to do differently, challenging some of the norms in the industry, and getting my dad's perspective after 20 years of building one of the biggest brands in private lending.The 60-day countdown starts now.

Property markets always favour either the buyer or the seller - someone's gonna get more out of it. It's hard to know what move to make in the property market, and even harder to know when. Harcourts Managing Director Martin Cooper joins Tim Beveridge to answer your questions about the property market, and how to know when to buy, sell or hold. LISTEN ABOVESee omnystudio.com/listener for privacy information.

What if the strongest business strategy is simply learning how to connect with people? Mortgage professional and podcaster Joseph Webb joins Rich to explain why relationships, trust, and genuine curiosity remain powerful in an increasingly impersonal world.Joseph has spent more than 20 years in mortgage lending and is a partner at Blevins Home Mortgage. He is also the creator of Connected to the Webb, a locally focused video podcast showcasing the people, businesses, organizations, and stories that make the community special.In this conversation: Learn why Joseph places relationships ahead of transactions  Hear how an unexpected career change led him into mortgage lending  Discover how podcasting strengthened his network and business  Explore the importance of showing the person behind a brand  Hear Joseph's plans for growing Connected to the Webb The conversation also takes a few entertaining turns through bourbon, oysters, cigars, basement podcast studios, and a possible future community tasting event.Look for Connected to the Webb on YouTube and learn more about Joseph's work through Blevins Home Mortgage.This episode is sponsored by Paul Applegate of Edward Jones. Call 410-297-7267 to ask about a no-cost, no-obligation retirement checkup.Subscribe to Conversations with Rich Bennett, leave a review, share this episode, and join the conversation by leaving a comment or contacting Rich directly.Send us Fan MailPaul ApplegatePaul offers No Cost No Obligation Retirement Check Ups and Consultations.Disclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.Support the showRate & Review on Apple Podcasts Follow the Conversations with Rich Bennett podcast on Social Media:Facebook – Conversations with Rich Bennett Facebook Group (Join the conversation) – Conversations with Rich Bennett podcast group | FacebookTwitter – Conversations with Rich Bennett Instagram – @conversationswithrichbennettTikTok – CWRB (@conversationsrichbennett) | TikTokSponsors, Affiliates, and ways we pay the bills:Hosted on BuzzsproutSquadCastSubscribe by Email

Send us Fan MailMortgage companies are recruiting Realtors to obtain MLO licenses and earn mortgage-side compensation. Is this smart vertical integration—or could it create a RESPA problem?In this episode of RealEstateAF, Mark Jones sits down with San Antonio independent mortgage broker John Hudson, who brings nearly 29 years of mortgage experience, to examine the growing Realtor-to-MLO trend.We are not arguing that Realtors should never become loan officers. Texas permits someone to serve in both roles under certain conditions. The real question is what the person is being paid to do.Is the Realtor performing real, necessary and documented mortgage-origination services—or is an MLO license being used as a wrapper around a paid referral?THE CENTRAL TAKEAWAY:A license may authorize someone to perform mortgage work. It does not automatically make a referral compensable. The actual mortgage work matters.IN THIS EPISODE:• Why Realtors and mortgage companies are exploring new revenue streams• How a tougher housing market helped create this trend• The difference between a referral and legitimate origination work• Why “limited extra effort” is a major warning sign• RESPA Section 8 and unearned-fee concerns• Consumer steering, divided loyalty and lender choice• Whether the borrower is actually receiving better pricing• Builder incentives and the payment-first sales strategy• Gen Z buyers and down-payment-assistance opportunities• Why fundamentals may generate more income than dual licensing• Questions every Realtor should ask before joining one of these programsQUESTIONS REALTORS SHOULD ASK:• What exact mortgage responsibilities will I perform?• Who will supervise and train me?• Who is responsible for compliance?• Who will actually structure and complete the loan?• What happens when a loan is transferred to another originator?• Can my client freely select another lender?• Will I be expected to recommend this company to every client?• Has my real estate broker approved the arrangement?• Does the lender or investor permit the dual role?• Is my compensation different on down-payment-assistance loans?• Would this arrangement still make sense without my personal leads?Mark's position:“I'm not against Realtors becoming serious mortgage professionals. I'm against Realtors obtaining an MLO license for the sole purpose of receiving compensation for handing the transaction to someone else.”ABOUT THE GUEST:John HudsonIndependent Mortgage Broker | San Antonio, Texashttps://hmmtg.com/john-hudson/POWERED BY:LoanBot — Smarter Mortgage MatchingLoanbot.comCONNECT WITH MARK:https://mortgagetalkwithmark.comPRIMARY RESOURCES:CFPB — RESPA Section 8 FAQs:https://www.consumerfinance.gov/compliance/compliance-resources/mortgage-resources/real-estate-settlement-procedures-act/real-estate-settlement-procedures-act-faqs/CFPB — Regulation X §1024.14:https://www.consumerfinance.gov/rules-policy/regulations/1024/14/Texas Department of Savings and Mortgage Lending:https://www.sml.texas.gov/mortgage-origination/faqs/Texas Real Estate Commission Rules:https://www.trec.texas.gov/agency-information/rules-and-laws/trec-rulesData, rates, programs and market conditions discussed were current as of the recording date and may have changed.DISCLAIMER:This program is provided for education and entertainment only. It is not legal, compliance, tax, financial, real estate or individualized mortgage advice. The opinions expressed by the host and guest are their own. Discussion of marketing materials or business models should not be interpreted as an allegation that any particular company or individual violated the law. Mortgage programs, rates, terms and eligibility requirements are subject to change and underwriting approval.Mark Jones | NMLS #513437iThink Mortgage powered by Premier Mortgage Resources LLC | NMLS #1169Equal Housing Lender#RealEstateAF #RESPA #MortgageIndustry00:00 The Realtor-to-MLO controversy04:55 The RESPA line: referral vs. real mortgage work09:40 Why this trend is growing now20:15 Mortgage rates and the housing lock-in effect28:10 The “limited extra effort” recruiting pitch35:10 Does the consumer actually get a better deal?37:35 How builders are winning payment-sensitive buyers45:55 Gen Z, FHA and down-payment assistance53:30 Shortcuts have ceilings—fundamentals don't57:30 Questions Realtors must ask and our final verdictSupport the showRealEstateAF is Powered by LoanBot.com Host: Mark Jones | Sr. Loan Officer | NMLS# 513437 If you would like to work with Mark on your next home purchase or as a partner visit iThink Mortgage.

What happens when a mid-sized credit union outgrows its comfort zone? Andrew Wilson of Navigator Credit Union joins host Mark Ritter to unpack the strategy behind explosive net income growth, a booming mortgage lending portfolio, and a scrappy new commercial lending division built almost from scratch. Wilson gets candid about surviving NCUA Exams, building trust with regulators, and why CUSO partnerships have become a secret weapon for smaller credit unions competing against the biggest banks in the country. Along the way, Auburn football and Mississippi Gulf Coast living make for a genuinely fun listen.What You Will Learn in This Episode: ✅ How Navigator Credit Union built a thriving commercial lending program through smart CUSO partnerships✅ Why strong credit union lending yields and low cost of funds drive outsized net income✅ Practical tips for surviving NCUA exams and building lasting relationships with regulators✅ How digital banking and mortgage lending growth expanded member access along the Mississippi Gulf CoastSubscribe to Credit Union Conversations for the latest credit union trends and insights on loan volume and business lending! Connect with MBFS to boost your credit union's growth today.TIMESTAMPS: (00:00) Andrew Wilson of Navigator Credit Union talks about Birmingham, growth along the Mississippi Gulf Coast and Auburn football(13:29) A discussion on CUSO partnerships and collaboration among credit unions in commercial lending(16:45) Wilson explains how Navigator balances digital banking with in-branch member experience(20:07) The strategy behind Navigator's high net income and impressive credit union lending yields(22:32) Wilson shares his top tips for navigating NCUA exams and building examiner relationships(28:43) Wilson details loan portfolio diversification and strong mortgage lending growth and shares his outlook for the futureKEY TAKEAWAYS:

Send us Fan Mail⚠️ Viewer discretion advised: This episode contains strong language and candid adult conversation.According to the 2026 agent-production chart referenced during this episode, approximately 84% of NAR-registered agents had closed zero transactions between January 1 and July 6, 2026, while approximately 97% had closed four transactions or fewer.So what is actually happening inside the real estate industry?In this unfiltered episode of RealEstateAF, Mark Jones sits down with three experienced San Antonio real estate brokers: Jeff Garza, Robert Saenz and Cesar Amezcua.The panel breaks down why so many agents are struggling, whether real estate has been incorrectly marketed as a side hustle and why simply changing brokerages rarely fixes the real problem.They also get brutally honest about:• Whether real estate licensing standards adequately protect consumers• Why experience and fiduciary responsibility still matter• Massive builder commissions and new-construction incentives• Finding the actual cash value of a new home• Why so many real estate contracts are falling apart• Performative social-media success and “I just capped” posts• The temporary excitement of changing brokerages• What real rainmaker activity actually looks like• Whether struggling agents are surrounded by the wrong people• When becoming a dual-licensed Realtor and loan officer makes sense• Better ways agents can create additional sources of income• Social-media boundaries, lead verification and agent safetyThis is not an attack on struggling agents. It is an honest conversation about the difference between holding a real estate license and building a sustainable professional real estate business.Statistics discussed in this episode are based on a chart displayed and referenced by the panel. RealEstateAF has not independently audited the underlying dataset.━━━━━━━━━━━━━━━━━━━━TODAY'S GUESTSJeff GarzaCEO and Broker, Redbird Realtyhttps://redbird-realty.com/Robert SaenzBroker, Xsellence Realtyhttps://www.xsellencerealtysa.com/Cesar AmezcuaOwner and Sponsoring Broker, CA & Company, REALTORS®https://cacompanyrealtors.com/━━━━━━━━━━━━━━━━━━━━CHAPTERS00:00 – Cold Open: Get Better Every Day00:32 – Introducing Jeff Garza, Robert Saenz and Cesar Amezcua02:46 – The 2026 Agent Chart: 84% Closed Zero Transactions08:00 – Real Estate Licensing Standards and Consumer Protection12:25 – Builder Incentives, New Construction and Fiduciary Duty24:37 – Failed Contracts and Performative Social-Media Success31:00 – Brokerage Hopping and the 60-Day Honeymoon50:26 – What Real Rainmakers Actually Do1:00:26 – The 84%, Top Producers and Dual Licensing1:16:45 – Agent Safety, Social-Media Boundaries and Final Takeaways━━━━━━━━━━━━━━━━━━━━POWERED BY LOANBOTRealEstateAF is powered by LoanBot — Smarter Mortgage Matching.Search LoanBot in the Apple App Store or Google Play.Affiliation disclosure: RealEstateAF host Mark Jones is a co-founder of and holds an ownership interest in LoanBot.LoanBot is an educational mortgage-matching and technology platform. It does not issue loan approvals, make underwriting decisions or provide a commitment to lend.━━━━━━━━━━━━━━━━━━━━CONNECT WITH MARKConsidering buying, refinancing or developing a mortgage strategy?Visit:https://MortgageTalkWithMark.comMark JonesBranch Manager and Senior Loan OfficerNMLS #513437iTHINK Mortgage powered by Premier Mortgage Resources, LLCNMLS #116924123 Boerne Stage Road, Suite 103San Antonio, Texas 78255Equal Housing Opportunity━━━━━━━━━━━━━━━━━━━━CHANNEL AND PODCAST DISCLOSUREThe information presented in this podcast is provided for general educational and entertainment purposes only. It is not legal, tax, financial, investment, real estate, accounting or individualized mortgage advice.Guests appear for informational and discussion purposes and speak on their own behalf. Their statements, opinions and experiences do not necessarily represent the opinions or policies of Mark Jones, RealEstateAF, iTHINK Mortgage, Premier Mortgage Resources, LLC, LoanBot or any affiliated organization.No compensation is paid or received in exchange for referrals, endorsements or podcast appearances. Nothing discussed during this episode should be interpreted as an agreement to refer settlement-service business or as a requirement to use any particular real estate broker, lender, title company, insurance company or other service provider.Mark Jones is a licensed mortgage loan originator. This content does not constitute an offer to extend credit or a commitment to lend. All loan programs, interest rates, terms, qualifying requirements and product availability are subject to change without notice. All financing is subject to application, credit review, property approval, underwriting approval and applicable investor or agency guidelines. Not all applicants will qualify, and not all products are available in every state.Mortgage examples discussed during the podcast may be hypothetical and may not reflect current interest rates, loan costs, property conditions or an individual borrower's eligibility.Premier Mortgage Resources, LLC is not affiliated with or acting on behalf of the United States government, HUD, FHA, VA, USDA or any other governmental agency.Mark Jones | NMLS #513437Premier Mortgage Resources, LLC | NMLS #1169Equal Housing OpportunityNMLS Consumer Access:https://www.nmlsconsumeraccess.org/━━━━━━━━━━━━━━━━━━━━TEXAS CONSUMER NOTICEConsumers wishing to file a complaint against a mortgage banker or a licensed mortgage banker residential mortgage loan originator should complete and submit a complaint form to the Texas Department of Savings and Mortgage Lending.Complaint forms and instructions may be obtained from the Department's website at:https://www.sml.texas.gov/A toll-free consumer hotline is available at 1-877-276-5550.The Department maintains a recovery fund to make payments of certain actual out-of-pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the Department before payment of a claim. Additional information about the recovery fund is available through the Department's website.━━━━━━━━━━━━━━━━━━━━

From bartending in Estes Park to golf lessons to running a multimillion-dollar CUSO, Michael Nagl's story proves that the best leaders take unexpected roads. He and Mark Ritter dig into mortgage-lending boom-and-bust cycles, why member service still beats automation, and how a niche auto-leasing program now serves credit unions nationwide. They also swap stories about golf at altitude and Estes Park, Colorado. Whether you run lending or just love a great career journey story, this episode of Credit Union Conversation delivers insight, humor, and real talk about building lasting credit union partnerships in a shifting rate environment.What You Will Learn in This Episode: ✅ How credit union lending partners like Centennial balance mortgage rate cycles with steady member service✅ Why member business loans and commercial real estate lending demand local market expertise✅ How indirect auto loans and leasing give credit unions a low-delinquency, high-yield product✅ What separates a true credit union partnership from a simple vendor relationshipSubscribe to Credit Union Conversations for the latest credit union trends and insights on loan volume and business lending! Connect with MBFS to boost your credit union's growth today.TIMESTAMPS: 00:00 Meet Michael Nagl, CEO of Centennial Lending, and learn about his ties to Estes Park, Colorado05:10 From bartending to golf pro, Michael's unconventional path into credit union lending12:19 Managing mortgage lending boom and bust cycles, including the 2023 workforce reduction16:02 Why member service still wins over automation in today's mortgage lending market22:56 Inside Centennial's member business loans and commercial real estate lending strategy29:53 How indirect auto loans and leasing became a niche win for the credit union service organization37:13 What makes a strong credit union partnership work, plus Centennial's four strategic pillarsKEY TAKEAWAYS:

#112: Want to know the exact difference between how a rookie analyzes a deal and how a seasoned pro spots an immediate "yes"? Most investors freeze before their first property because they lack one foundational skill.  Welcome to the Lenders playbook podcast Episode 112- we are your go to podcast for all things private lending, real estate and entrepreneurship, I am your host Matt Rosen In this episode, mortgage expert and real estate investor Gerard Mier shares his journey from high school roots to running a multi-project investment empire. We pull back the curtain on his exact process—from finding a deal to closing it and break down:The #1 skill you must master before buying your first property.The internal systems and key hires that allow him to scale projects while running a mortgage business.His $0 "start-over" blueprint and the habits driving his success.Ready to stop analyzing from the sidelines? Hit subscribe so you never miss an episode, and leave a 5-star review if this blueprint helped you plan your next deal!We would like to have you join us! Oct. 9-10 in Las Vegas at the Green Valley Ranch is the most anticipated private lending event of the year! Don't miss it! Go to https://www.americanlendingconference.com/

What happens when a bank decides to invest in mortgage while much of the industry is pulling back? On this episode of Power House, Zeb Lowe sits down with James Sias, Head of Mortgage Lending and Indirect Dealer Services at Fifth Third Bank, to discuss leadership, growth and the long-term future of mortgage lending. The discussion also tackles the broader forces shaping mortgage today—from Basel III capital requirements and regulatory policy to the role customer relationships play in a large banking environment. Throughout the conversation, Sias argues that sustainable growth comes from staying focused on the customer, investing through market cycles and creating an environment where loan officers can succeed. Related to the episode: ⁠Zeb Lowe's LinkedIn⁠ James Sias' LinkedIn Fifth Third Bank Want more from Zeb? Don't forget to subscribe to LendingLife. The Power House podcast brings the biggest names in housing to answer hard-hitting questions about industry trends, operational and growth strategy, and leadership. Join HousingWire's Zeb Lowe every Thursday morning for candid conversations with industry leaders to learn how they're differentiating themselves from the competition. Hosted and produced by the HousingWire Content Studio.

In this engaging episode of the Loan Officer Podcast, host Dustin Owen sits down with special guest Coach Kristi Nowrouzi, also known as Credit Kristi, to delve into the mortgage industry's first major credit scoring shift in three decades: the recent approval of VantageScore to be used alongside the traditional FICO scores. Together, they provide an in-depth exploration of the key differences between these two credit scoring models, highlighting how VantageScore offers unique advantages, particularly for borrowers with thin credit files and those who benefit from the model's recognition of trended data. Throughout their conversation, Dustin and Kristi discuss the real-world implications of this change for both borrowers and industry professionals. They examine how the expanded use of VantageScore could open new doors for individuals who may have previously struggled to qualify for a mortgage, and how loan originators now have fresh opportunities to revisit and potentially assist clients who were previously declined under the old scoring system. The discussion also addresses some of the challenges and uncertainties surrounding lender adoption of the new model, including the need for education and updates to underwriting processes. In addition to the main topic, Kristi shares exciting personal and professional updates. She talks about the launch of her new mortgage brokerage, her acceptance into an upcoming PhD program, and the development of a comprehensive 16-week mortgage originator bootcamp designed to help new and experienced professionals elevate their careers. The episode is packed with valuable insights, practical advice, and forward-looking perspectives on the evolving landscape of credit scoring and mortgage lending. TLOP's Originator Coaching:

On the KMOJ Morning Show, Shawna Frazier and Fola Badwas join Chantel Sings to discuss The Next Chapter Home Tour, a special event designed to help individuals and families explore downsizing, right-sizing, and new construction options with confidence. Shawna explains why more homeowners are reconsidering what they need in a home and shares common questions people have about building new, financing options, and builder incentives available in today's market. Listeners will also hear practical advice about what to know before selling one home and buying another, along with how touring multiple communities in one day can provide clarity—even for those not planning an immediate move. The conversation also highlights event details for the Saturday, June 20 tour, including a complimentary lunch, mortgage insights from special guest speaker Fola Badwas, and how to register by texting “NEXT” to 952-220-0582.

On this episode of Power House, Zeb Lowe sits down with longtime mortgage executive, consultant and podcast host Coby Hakalir for a candid conversation about one of the housing industry's most contentious topics: credit reporting, FICO scoring and the future of mortgage regulation. The discussion centers around his viral op-ed challenging the current mortgage credit ecosystem and questioning whether the industry has become too defensive of legacy systems at the expense of competition and innovation. Zeb and Coby unpack rising credit report costs, the role of the FHFA, unintended consequences of regulation and why loan officers need a deeper understanding of the systems shaping borrower outcomes. The conversation also explores misinformation in today's market, the importance of industry engagement and why difficult cycles often reveal which professionals are truly committed to evolving with the business. At its core, this episode is about challenging assumptions, questioning entrenched systems and asking what a smarter, more competitive mortgage industry could actually look like. Related to the episode: ⁠Zeb Lowe's LinkedIn⁠ Coby Hakalir's LinkedIn Opinion: FICO, the 3Bs: Fruit from a rotten tree. Here's how we fix It. The Power House podcast brings the biggest names in housing to answer hard-hitting questions about industry trends, operational and growth strategy, and leadership. Join HousingWire's Zeb Lowe every Thursday morning for candid conversations with industry leaders to learn how they're differentiating themselves from the competition. Hosted and produced by the HousingWire Content Studio.

Mortgage lending is entering a major transition as the industry begins testing newer credit scoring models like FICO 10T and VantageScore 4.0. In this episode, Kathy Fettke breaks down what these modern credit scores are, why lenders are concerned about risk and pricing, and how the changes could impact mortgage approvals, housing demand, and the future of real estate investing. Learn why investors should pay attention as the mortgage market moves toward a new era of credit scoring and lending standards. Source: https://www.housingwire.com/articles/gse-modern-credit-scores/

Mortgage changes have been announced this morning which will allow first time buyers the ability to borrow five times their income, for the first time since the Celtic Tiger era. The initiative, which was set up by mortgage lender Núa Money, claims the move is, however, not a return to Celtic Tiger era standards.Joining Shane to discuss this is Karl Deeter, Financial Analyst.

If you're a loan officer trying to grow your business right now, there's a good chance you've run into this…You're making the calls.You're following up.You're quoting competitive rates.And yet the results still aren't where they should be. The deals might be coming in, but too many of them are falling apart because clients are rate shopping at the last minute.In this episode of The 360 Experience Podcast, Tim Braheem sits down with top-producing originator Matt Kuglin (who closed over 300 units and $150M in volume)to break down what's actually working in today's market when it comes to building referral relationships, winning more business, and creating long-term success.This conversation goes far beyond surface-level tactics. It reveals the mindset shifts and daily disciplines that separate top producers from everyone else.What Loan Officers Will LearnWhy most originators struggle simply because they aren't getting enough “at bats”—and how to change thatThe real reason cold outreach to Realtors fails (and what works instead)How to position yourself so clients don't feel the need to rate shopWhy being the #1 lender isn't required to win more dealsHow to identify the right referral partners—and avoid the ones that lead to burnoutMost loan officers spend their time trying to convince people to work with them. Top producers take a different approach. They focus on connection, consistency, and putting themselves in the right environments — so opportunities come to them.ABOUT TIM BRAHEEMWith more than 25 years of experience as a highly successful mortgage professional, industry leader, educator, and life coach, Tim Braheem is committed to engaging with people on a deep level and helping them uncover the barriers they have placed in the way of having the level of success they deserve in both their business and personal lives.FOLLOW Instagram ► https://www.instagram.com/tbraheem/LinkedIn ► https://www.linkedin.com/in/timbraheemTHE LOAN ATLASJOIN ► https://go.theloanatlas.com/membership FOLLOWInstagram ► https://www.instagram.com/theloanatlas/YOUTUBE ► https://www.youtube.com/@LoanAtlas----------Mentioned in this episode:Book a Strategy Call with The Loan Atlas! Follow the link below to schedule a demo session with our team! https://go.theloanatlas.com/book-a-demo

Credit unions are playing an increasingly important role in the mortgage market, with lending reaching record levels and close to €1 billion now issued in home loans. It comes as more people look for alternatives to traditional banks, with credit unions highlighting competitive rates and a more personal approach. Alan Morrissey was joined in studio by Louis Faye from St Francis Credit Union in Ennis to find out more. Image © Clare Fm

Welcome back to The Lender's Playbook! I'm your host, Matt Rosen, and today we're tackling one thing every private lender wants: consistent, qualified deal flow.I sit down with Stephen Lawrence from BlueCraft Leads to break down their system designed specifically for private lenders. We cover how they attract serious borrowers, filter out unqualified leads, and deliver results for private lenders, brokers, and funds alike.If you're ready to stop chasing deals and start building a predictable pipeline, this episode is for you.Thank you Sponsor~ This episode is brought to you by Title Ease, a turnkey franchise solution to start your own title and closing company. Launch a new revenue stream, increase your enterprise value, and take control of your customers' transactions. Check them out at https://www.titleeasefranchise.com/ and meet them at the American Lending Conference, Oct 9–10 in Las Vegas. American Lending Conference -Oct 9-10, 2026 Las Vegashttps://www.americanlendingconference.com/

On this episode of Power House, Zeb Lowe sits down with Jeremy Davis to discuss a leadership philosophy rooted in community trust, culture and long-term relationships. Davis shares how growing up in public housing shaped his understanding of how trust actually forms within underserved communities, and why lenders often miss the places where those relationships begin. He explains his concept of “community institutions of trust,” including barbershops, churches and neighborhood gathering spots where reputations and recommendations carry real influence. The conversation explores Davis' “barbershop to browser” framework, which connects real-world community engagement with digital strategy. Instead of using online platforms to introduce lenders to new audiences, Davis believes digital presence should reinforce trust already built through authentic relationships. Inside Southern Bancorp, Davis has built a culture-first operating model that prioritizes service, consistency and community presence. The results include strong first-time homebuyer growth, deep rural market penetration and rare loan officer retention in today's competitive mortgage environment. For leaders thinking about the future of lending, Davis offers a simple principle: trust can't be scaled, but it can be built intentionally. Related to the episode: Zeb Lowe's LinkedIn Jeremy Davis' LinkedIn Jeremy Davis' Op-Ed Southern Bancorp The Power House podcast brings the biggest names in housing to answer hard-hitting questions about industry trends, operational and growth strategy, and leadership. Join HousingWire's Zeb Lowe every Thursday morning for candid conversations with industry leaders to learn how they're differentiating themselves from the competition. Hosted and produced by the HousingWire Content Studio.

The mortgage industry is debating whether to move away from the long-standing TriMerge credit reporting standard. Wendy Hannah-Olson of Equifax speaks with mathematician and behavioral modeling researcher Joni Baker at Andrew Davidson & Company about new research analyzing credit score differences across the three credit bureaus. Their discussion reveals how shifting to single or bi-merge credit reports could affect loan qualification, mortgage pricing, and risk—potentially costing consumers thousands of dollars and reshaping how lenders evaluate credit.In this episode:Why are lenders debating moving away from the TriMerge credit report?Some policymakers and industry groups are exploring whether using a single credit report or a bi-merge report could reduce costs and streamline the mortgage process. However, new research suggests that using fewer credit reports may introduce pricing uncertainty, increase risk, and lead to inconsistent loan qualification outcomes.How different can credit scores be between the three credit bureaus?According to a recent study from Andrew Davidson & Company, credit scores across bureaus can differ significantly. In the data analyzed, 27% of consumers had score differences of at least 10 points between bureaus, 14% had differences of 20 points or more, and nearly 1 in 10 had differences of 30 points or more.How could moving away from TriMerge affect mortgage pricing?If lenders rely on a single credit score instead of the TriMerge median, borrowers could move between pricing tiers more frequently. In some scenarios, a change of just 10–20 credit score points could alter loan pricing, potentially affecting mortgage costs by $3,000 to $5,000 or more over the life of a loan.

"It's hard, it's hard to be consistent in anything and that's why so few people can do it successfully. But when you do, when you are consistent in whatever goal you're trying to get to, typically you get the results you want."Scotsman Guide Top 500 in the Country Loan Officer, Mortgage Executive Magazine Top One Percent Mortgage Originator, Philadelphia Magazine Five Star Mortgage Professional Award recipient, and Senior Vice President of Mortgage Lending at Guaranteed Rate Rob Wishnick has finally made his way back to the show and we are not wasting a minute.  Rob and Jay are jumping right in with the importance of consistency and how it can lead to both professional and personal improvement, how something as simple as showing up and doing the basics the right way everyday can lead to better and more consistent habits, what the mortgage business looks like today and why a broker can be one of your best friends during the home buying process, and what the three columns are that will help you maximize your efficiency.  This was a wonderful and informative discussion and we hope you enjoy this conversation with Mr. Rob Wishnick.

In this powerful episode of the Connect Podcast by California MBA, host and CEO Paul Gigliotti, sits down with Sasha Stair, CMB®, CMO at Xactus, to unpack the massive shift happening in mortgage verification. Say goodbye to outdated, manual, paper-based processes — Xactus 360 delivers dynamic, data-driven verification that adapts in real time. Powered by strategic partnerships with Plaid (bank data) and FICO (advanced scoring), lenders can now consolidate credit, income, employment, identity, fraud, flood, and more into smarter, faster workflows. Episode highlights: - Over 40% of U.S. workers have non-traditional income — how intelligent verification handles complexity without friction - Fannie Mae & MBA stats: ~25% of loans fall out due to incorrect income verification — the costly problem Xactus solves - Combining AI/machine learning automation with expert human consultation for lender-specific customization - Reducing loan fallout, speeding up pipelines, and improving borrower experience - Sneak peek at the upcoming Xactus Mortgage Intent Index — predicting borrower intent before they even apply Whether you're a lender, mortgage exec, or fintech innovator, this conversation reveals how technology + strategic data partnerships are reshaping origination and borrower engagement. Subscribe to California MBA's Connect Podcast for more insider conversations on mortgage innovation, compliance, and growth strategies. Timestamps: 0:00 Intro & Guest Welcome 2:30 Evolution of Verification Landscape 8:15 The Non-Traditional Income Challenge 15:40 How Xactus 360 Works 22:10 Partnerships: Plaid, FICO & More 30:00 Reducing Fallout & Streamlining Workflows 38:45 Future: Mortgage Intent Index 45:00 Sponsor Thanks & Closing

This is the shortened "highlights" version of episode 106. You can listen to the full interview here.Was the housing market really oversupplied in the mid-2000s? Kevin Erdmann says no, and he explains how this misunderstanding is at the root of present-day affordability problems. This is part 8 of our series on misaligned incentives in housing policy.Show notes:Erdmann, K. (2018). Housing Was Undersupplied during the Great Housing Bubble. Mercatus Center.Erdmann, K. (2024). Getting Corporate Money Out of Single-Family Homes Won't Help the Housing Affordability Crisis. Mercatus Center.Erdmann Housing Tracker: Mortgages Outstanding by Credit ScoreErdmann Housing Tracker: Follow-Up: Mortgages by Credit ScoreErdmann, K. (2021). A Suggested Mortgage Amortization Structure: Fixed Amortization, Adjustable Principal. Mercatus Center.

Was the housing market really oversupplied in the mid-2000s? Kevin Erdmann says no, and he explains how this misunderstanding is at the root of present-day affordability problems. This is part 8 of our series on misaligned incentives in housing policy.Show notes:Erdmann, K. (2018). Housing Was Undersupplied during the Great Housing Bubble. Mercatus Center.Erdmann, K. (2024). Getting Corporate Money Out of Single-Family Homes Won't Help the Housing Affordability Crisis. Mercatus Center.Erdmann Housing Tracker: Mortgages Outstanding by Credit ScoreErdmann Housing Tracker: Follow-Up: Mortgages by Credit ScoreErdmann, K. (2021). A Suggested Mortgage Amortization Structure: Fixed Amortization, Adjustable Principal. Mercatus Center.

Jennifer Henry of Equifax sits down with Christina Randolph of Freddie Mac to discuss how lenders can drive efficiency, improve data quality, and build resilience through digitization and automation. From reducing origination costs to leveraging tools like Loan Product Advisor, AIM, and verified income data, the conversation offers practical insights to help lenders prepare for the next market cycle while delivering a better borrower experience.In this episode:How are lenders improving efficiency in today's housing finance market?Lenders are improving efficiency by digitizing and automating key steps in the mortgage process, including underwriting, income and employment verification, and data validation. Tools that reduce manual documentation help lower origination costs, shorten cycle times, and improve consistency across fluctuating market conditions.What does resilience mean in the mortgage and housing finance ecosystem?Resilience means a lender's ability to perform consistently across economic cycles by managing risk, maintaining data quality, and using technology that scales with volume changes. A resilient mortgage operation is prepared for both market slowdowns and rapid growth without sacrificing loan quality or borrower experience.Why is loan data quality critical for mortgage lenders and investors?Loan data quality is critical because inaccurate or incomplete data increases defects, repurchase risk, and operational costs. Verifying income, employment, and assets earlier in the loan lifecycle helps lenders deliver cleaner loans, meet investor requirements, and reduce downstream risk.How can digital income and employment verification reduce mortgage costs?Digital income and employment verification reduce costs by eliminating manual document collection and repeated reviews. Lenders using automated, source-verified data can save hundreds to thousands of dollars per loan, reduce cycle times by several days, and significantly lower the likelihood of income-related defects.

Today's episode is a big one.Welcome to the Lenders Playbook! Today is a big day for us. This is our 100th episode, and I honestly couldn't think of a more fitting way to mark the milestone here at the start of 2026.When I look back at why this podcast started, it was always about bringing real conversations, real operators, and real value to this industry—not hype, not noise, but people who are actually in the arena doing the work.That's why having Nema and Kevin Kim on for episode 100 feels perfect.They represent exactly what this show is about: long-term thinking, discipline, execution, and building something that lasts. Their journey, the way they operate as a law firm and the impact they've had in this space align completely with the standards we try to hold here every single episode.So if you've been with us since episode one—or if this is your first time tuning in—this conversation is a powerful one. I'm excited, grateful, and proud to bring you episode 100 with Nema Degbandan and Kevin Kim from Fortra Law.Let's get into it.

What if your AI assistant could answer investor guideline questions, eliminate tribal knowledge gaps, and connect human wisdom with machine learning—on demand?

In this conversation, Tyler Hodgson shares his journey into the mortgage industry and discusses the emerging role of cryptocurrency in mortgage lending. He details a unique case involving a $4 million crypto asset depletion loan, highlighting the challenges and opportunities presented by this niche market. The discussion covers the verification of cryptocurrency ownership, the volatility of crypto assets, and the future of crypto lending in the mortgage industry. Tyler emphasizes the importance of curiosity and continuous learning for loan officers to stay relevant in an evolving market. Here's a glimpse of what you'll learn: Tyler's journey into the mortgage industry began after serving in the Marine Corps. How Tyler's path from the Marine Corps to mortgages shaped his approach to lending Why asset depletion loans matter for nontraditional borrowers How cryptocurrency can be used to qualify for a mortgage What “proof of Satoshi” means and why ownership verification is critical How volatility changes risk calculations for both lenders and borrowers Why crypto is slowly gaining recognition as a valid mortgage asset The role curiosity plays in solving complex loan scenarios Why loan officers must continuously learn to stay relevant How edge-case loans often preview mainstream adoptionWhat the future may hold for crypto-backed mortgage lending Related to this episode: Tyler Hodgson LinkedIn UMortgage The Power House podcast brings the biggest names in housing to answer hard-hitting questions about industry trends, operational and growth strategy, and leadership. Join HousingWire president Diego Sanchez every Thursday morning for candid conversations with industry leaders to learn how they're differentiating themselves from the competition. Hosted and produced by the HousingWire Content Studio.

Rita Santamaria interviews Chris Kelso, producing regional manager at Rate, to discuss why agents should get to know their loan officers, quarter points and BIPS, finding independent contractors, marketing yourself within your sphere of influence, mastering the mundane, and how “money will follow if you have a passion for what you do.”

Is your mortgage business unknowingly bleeding revenue?In this powerful and eye-opening episode of the Fintech Hunting Podcast, host Michael Hammond sits down with returning guest Tim Nguyen, CEO and founder of BeSmartee, to uncover one of the most overlooked—and costly—problems in mortgage lending: application abandonment.Why are 30–40% of borrowers starting but never submitting applications?What's the ROI of fixing just 10% of your funnel?Is your point-of-sale (POS) platform silently working against you?Tim shares practical, actionable insights on how lenders can stop leaving money on the table—without increasing ad spend or adding staff. From tracking application submission ratios to improving digital workflows and using AI to increase conversions, this episode delivers high-impact strategies you can implement immediately.Key Takeaways:The number one metric every lender must trackHow to identify conversion drop-offs and fix themWhy your current tech stack may be sabotaging growthWhat commercial lending can teach the mortgage world about efficiencyWhat's next in AI-powered lending from BeSmarteeWhether you're a lender, loan officer, fintech vendor, or executive, this episode will challenge your assumptions and offer fresh perspectives on driving digital efficiency and profitability.

How are innovation, data, and AI are transforming the mortgage experience? Wendy Hannah-Olson, SVP of Digital Alliances and Strategy Execution at Equifax, sits down with Jonas Moe, SVP of Marketing at ICE Mortgage Technology to discuss this evolution, from streamlining operations and improving borrower engagement to keeping the human connection at the heart of lending.In this episode:How are lenders improving the borrower experience?The focus is shifting toward a complete borrower lifecycle — creating a seamless experience from application through servicing. Lenders are embracing automation in the “middleware” stages, such as underwriting and processing, to remove friction while keeping human engagement where it matters most.How is ICE Mortgage Technology evolving its platform?By integrating technologies from MERS, Simplifile, Ellie Mae, and Black Knight under the ICE umbrella, the company is building a truly end-to-end ecosystem that connects origination and servicing to eliminate friction, reduce costs, and enhance borrower visibility.What role does AI play in operational efficiency?ICE uses AI to make compliance and servicing smarter — for instance, through “Ask Reggie,” a tool that simplifies complex AllRegs compliance searches, and an AI-powered call agent that routes consumers efficiently to either automated answers or human assistance when needed.What's next for credit scores and data innovation?ICE is collaborating closely with FHFA, Fannie, Freddie, and Equifax to support the rollout of new credit models responsibly. Equifax's new crisis-period dataset — tracing behavior before, during, and after 2008 — helps the industry model risk more accurately as scoring systems evolve.

In this episode, D.O. shares a major career move: fully committing to TLOP and going brand agnostic after years of working within specific mortgage companies. He discusses the journey of turning a passion project into a full-scale mission to elevate the mortgage industry, supporting loan officers, brokers, and realtors with innovative coaching, consulting, and media content. D.O. dives into the challenges and excitement of entrepreneurship, the importance of industry relationships, and his vision for scaling impact across the mortgage space. Whether you're an industry newbie or a seasoned professional, this episode delivers refreshing insights, bold announcements, and true inspiration for anyone in the business.

Recorded live at MBA Annual25 in Las Vegas, host Rebecca Kritzman, SVP of Experience and Partner Marketing at Equifax, sits down with Emmaline Aliff, Tom Ciulla, and Chris Mock to unpack the biggest themes from Day One — from innovation and data-driven lending to the industry's ongoing dialogue around tri-merge vs. single-bureau credit models.Who are the speakers?Rebecca Kritzman – SVP, Experience & Partner Marketing, EquifaxEmmaline Aliff – Leader, Equifax AdvisorsTom Ciulla – SVP, Enterprise Alliances, EquifaxChris Mock – VP Mortgage Verification Services, EquifaxTogether, they bring perspectives from marketing, data strategy, sales, and economic analysis. What are the major takeaways from MBA Annual25 Day One?Optimism and Energy: Attendees are feeling energized by collaboration and the potential for industry innovation.Tri-Merge vs. Single-Bureau Debate: Executives discussed the implications of recent announcements on credit models and what they mean for lenders and low-to-moderate-income borrowers.Data-Driven Decisions: The Equifax team emphasized how expanded data, tri-bureau perspectives, and new credit indicators help lenders make more responsible, inclusive lending decisions.Balancing Innovation and Safety: Many sessions focused on adopting new technologies without compromising trust or consumer protection.Industry Alignment: Across meetings, Equifax was recognized for leadership in data innovation and responsible lending. Why is innovation such a key theme this year?Rapid regulatory shifts, market uncertainty, and announcements about credit scoring models have pushed lenders to explore new data sources, smarter automation, and more personalized credit insights. The conversation centered on how innovation can serve both lenders and consumers — improving efficiency while promoting fair access to credit.  What challenges did the speakers highlight?The group noted miscommunication and uncertainty around policy changes and data use. They stressed the need for industry education, transparent communication, and data-backed decision-making to reduce fear and misinformation.  What gives them hope about the mortgage market?Every guest emphasized a shared sense of responsibility and care within the industry — a collective commitment to helping people live their financial best through responsible, data-driven lending.  

Recorded live at MBA Annual25 in Las Vegas, host Rebecca Kritzman and guests Ashley Sellers, Elaina McFarland, and Bobby Deery break down what lenders are asking for right now: AI-driven workflow efficiency, expanding use of soft-pull strategies, and dual processing to analyze Vantage Score alongside existing scores. Who are the speakers?Rebecca Kritzman – SVP, Experience & Partner Marketing, EquifaxAshley Sellers – VP, Mortgage Sales, EquifaxElaina McFarland – Leader, Solution Sales Experts (Credit & Verification), EquifaxBobby Deery – SVP, Product, Credit Division, EquifaxTogether, they explore the intersection of innovation, compliance, and customer trust.What were the major insights from Day Two?AI and Automation in Workflows: Lenders are adopting AI to streamline process flows and improve efficiency from application through close.Rising Interest in Dual Processing: Many lenders are testing Vantage Score alongside existing models to compare outcomes and assess portfolio risk.Soft Pull Momentum: Equifax's soft-pull tools are helping lenders pre-qualify borrowers and protect consumers' credit scores, especially under the new trigger law.Voice of the Customer: Product teams are incorporating direct lender feedback to guide new innovations such as income qualify and telco/pay-TV/utility data integrations.Education and Clarity: With rapid industry change — from FICO model updates to 1B vs. 3B credit reporting — customers are asking for clear, data-driven guidance. What challenges did attendees highlight?Widespread uncertainty dominated discussions — from pricing implications and trigger-law timing to confusion around single- vs. tri-bureau models. Customers expressed concern about misinformation and asked for help educating both lenders and consumers on what these changes truly mean.What recommendations did Equifax leaders share?Stand up dual-score processing to compare outcomes between Vantage and FICO models.Collaborate with Equifax product teams to provide feedback that shapes future solutions.Audit your process flows to align products (credit, verification, income qualify) with milestones that deliver the most value.Prioritize education and communication — both internally and with consumers — to navigate market shifts confidently. 

Did you know that, if you own your home, a Home Equity Line of Credit or Loan could help you access funds for home improvements, education, debt consolidation, or other major expenses?   John Chevalier knows! And he joins us to share all the ins and outs of leveraging Home Equity to make your dreams come true.  John and his team handle the Mortgage Lending efforts for GainFCU, and that helps Members realize the dream of home ownership. Of course, he also handles the Home Equity Lending efforts, which enable Members to tap into their equity to improve their existing residence, consolidate debts, or just to make their lives easier. Start banking with Gain and enjoy all the benefits you're about to hear about! To Know More visit TheBetterBankingPodcast.com Follow us on social: Facebook: GainCreditUnion Twitter: @gainfcu Instagram: @gainfcu John Chevalier personal NMLS #1053306 The views and opinions expressed by hosts and guests of The Better Banking Podcast are not those of Gain Federal Credit Union. Gain is insured by the NCUA and an Equal Housing Lender. NMLS #407810. ©2025 Gain Federal Credit Union

For the first time in decades, new college graduates are entering one of the toughest job markets in recent history and it's starting to ripple through housing and lending. In this week's episode of The RE Source, we break down what this means for realtors, lenders, and families alike. From shrinking job opportunities to delayed homeownership, this shift could reshape the future of the market for years to come. Whether you're in real estate, lending, or a parent of a college student, this episode will open your eyes to what's really happening and how to prepare.

In this episode, I sit down with Dustin Grenier, VP of Mortgage Lending at Epic Mortgage, to break down today's interest rate environment, explain what's behind the recent swings, and share tactical guidance for both buyers and homeowners considering refinancing.✨ Key Takeaways: 

In this episode of the Investor Fuel Podcast, host Skyler Byrd interviews mortgage broker Michael Braswell, who shares insights from his 20 years in the real estate industry. Michael discusses the importance of working with a broker, the current state of interest rates, and how to prepare for the mortgage process. He also highlights innovative rental strategies, such as renting out properties by the room, and emphasizes the significance of having a solid business entity for investors. Michael provides valuable advice for both first-time home buyers and experienced investors looking to navigate the lending landscape effectively.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

In this episode of the Investor Fuel podcast, host Michelle Kesil interviews Richard Yeppez, a mortgage lender focused on helping individuals achieve homeownership. Richard discusses his approach to making the mortgage process accessible and less intimidating, emphasizing transparency and support for clients. He shares insights on common challenges faced by homebuyers, the importance of social media and AI in growing his business, and his commitment to serving first-time homebuyers and investors alike. Richard's passion for helping others navigate the complexities of homeownership shines through as he outlines his goals for the future and the tools he provides to empower clients.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

In this episode of the Real Estate Pros Podcast, host Kristen Knapp interviews mortgage lending expert Mark Davis, who shares his extensive experience in the industry. Mark discusses his journey into mortgage lending, the importance of non-traditional loans, and the current state of the real estate market. He emphasizes the significance of understanding different loan options for those who may not qualify for traditional mortgages and provides insights into market trends and investment strategies. Mark concludes with advice on the importance of long-term investment in real estate and other assets.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

In this Mission Matters episode, ⁠Adam Torres⁠ interviews ⁠Jose Tejada⁠, VP of Mortgage Lending at Rate, Inc. and host of the Hispanic Wealth Matters podcast. Jose reflects on his leadership at NAHREP Los Angeles, the growth of Latino-focused initiatives like LatinaTu, and how authentic financial solutions — including fully Spanish mortgage lending — are creating real generational impact. Follow Adam on Instagram at ⁠https://www.instagram.com/askadamtorres/⁠ for up to date information on book releases and tour schedule. Apply to be a guest on our podcast:⁠https://missionmatters.lpages.co/podcastguest/⁠ Visit our website:⁠https://missionmatters.com/⁠ More FREE content from Mission Matters here: ⁠https://linktr.ee/missionmattersmedia⁠ Learn more about your ad choices. Visit podcastchoices.com/adchoices

In this episode of the Real Estate Pros Podcast, Sean Harper, a mortgage lender in Arizona, shares his insights on the importance of accurate financial information, the current housing market, and the various options available for first-time homebuyers. He emphasizes the need for education in the mortgage process and discusses creative financing solutions that can help individuals build long-term financial security through homeownership. Sean also shares real-life success stories that illustrate the potential benefits of utilizing home equity and strategic planning in real estate investments.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

In this conversation, Parker Strong, a mortgage lender based in Utah, shares his insights on the rapidly changing real estate market in Utah, his journey into the mortgage industry, and the challenges and successes he has faced in his first year as a lender. He emphasizes the importance of niche marketing, particularly for self-employed clients, and discusses the balance between being regionally focused and open to out-of-state opportunities. Parker also highlights the significance of building genuine relationships in the lending business and offers advice for those looking to enter the field.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

In this episode of the Real Estate Pros podcast, Kristen Knapp interviews James McKibban, a mortgage lender at Movement Mortgage. They discuss James's journey into the mortgage industry, the importance of experience and communication in lending, and the common mistakes first-time homebuyers make. James shares insights on the significance of treating every client equally, the challenges of navigating licensing across states, and the compliance landscape in lending. He also offers advice for aspiring mortgage lenders and emphasizes the importance of creativity in problem-solving within the industry.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

In this episode of the Investor Fuel podcast, host Michelle Kesil speaks with Graham Parham, a seasoned expert in mortgage lending and real estate investing. Graham shares his journey from being a novice investor to managing a substantial portfolio of properties. He discusses current market trends, offers valuable advice for new investors, and explains strategies like the Burr method for maximizing cash flow. The conversation emphasizes the importance of networking and building relationships in the real estate industry, as well as the necessity of thorough due diligence when purchasing properties.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

In this conversation, Justin Humphries, a Nashville-based mortgage lender, shares his journey into the mortgage industry, emphasizing the importance of local lending and thorough due diligence in the home financing process. He discusses the dynamics of Nashville's real estate market, the challenges of scaling in the lending space, and the significance of alternative loan products. Justin also highlights the benefits of assumable loans and the need for adaptability in the ever-changing real estate landscape. Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

In this episode of the Real Estate Pro Show, host Erika interviews Daniel Archer, a special operations veteran turned mortgage lender. Daniel shares his unique journey from military service to the lending industry, emphasizing his passion for veteran care. He discusses the importance of simplifying the VA loan process for veterans and how his Equine Valor Project blends therapy with lending to support veterans' mental health. Daniel also highlights his strategies for building a successful lending business and his future goals of empowering veterans nationwide through mentorship and community support. Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

In this conversation, Wendell Cox shares his journey from mortgage lending to credit repair, emphasizing the importance of credit in achieving homeownership. He discusses the natural transition between these fields, the significance of building relationships with realtors, and how he helps clients establish and repair their credit. Wendell also highlights strategies for young adults to build credit and the comprehensive services his company offers, including business credit establishment. The discussion concludes with Wendell providing contact information for those interested in his services. Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

In this conversation, Randhir Singh, a senior business consultant, shares insights on the importance of data analytics in consulting, the role of competitor analysis, and strategies for market research. He emphasizes the need for businesses to understand their data from day one and how to leverage it for growth. Randhir also discusses the evolving job market and the importance of building a strong personal brand, particularly on platforms like LinkedIn. Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

New policies are shaking up both the rental and mortgage landscapes. In today's episode, we explore how pet-friendly rental listings can help landlords lease units faster and why nearly 60% of renters now have a pet. Then, we break down a major shift in mortgage underwriting: Fannie Mae and Freddie Mac will now allow lenders to use VantageScore 4.0, a move that could expand homeownership access and lower costs for millions. Whether you're a landlord, renter, or real estate investor, this episode has the insights you need to stay ahead. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of Mortgage Lending Mastery, Lady Jen Du Plessis interviews seasoned loan officer Randy Fiocchi about strategies for navigating the challenging real estate market. Randy shares insights on the value of staying in touch with past clients, supporting listing agents, and leveraging innovative tools like Insta Show for better lead management and safety. They also discuss personal development for loan officers and strategies to maintain success as market conditions evolve. ______________________ Connect with Lady Jen Connect and Schedule a Strategy call at ⁠https://supportfromjen.com/⁠ YouTube: ⁠https://www.youtube.com/@LadyJenDuPlessis⁠ Free Gifts: ⁠https://jenduplessis.com/gifts/⁠ _______________________ Get to know Randy Fiocchi Randy Fiocchi is a seasoned mortgage professional with 24 years of experience in both residential and commercial lending. Throughout his career, Randy has developed a deep understanding of both real estate and finance, helping countless clients achieve their dreams of homeownership. His extensive knowledge and expertise have made him a trusted advisor in these fields. Randy's dedication and achievements extend beyond his professional life. He is among the youngest Eagle Scouts in U.S. history and was a previously a college athlete. Randy resides in York, Pennsylvania, with his wife and two children. When he's not assisting clients, he enjoys spending quality time with his family and playing disc golf. Connect with Randy Website: ⁠www.annie-mac.com Facebook: ⁠https://www.facebook.com/Randylends Learn more about your ad choices. Visit megaphone.fm/adchoices