Podcasts about Borrow

Hey, Survivor! In today's episode, we uncover a tactic every survivor of narcissistic abuse needs to understand: The narcissist will use you to woo. Using your name… your reputation… your kindness… your credibility… even your faith language, scripture, or values — narcissists will borrow any part of your goodness to soften their manipulation and influence others. This is called borrowed credibility, and it's rooted in coercive control. I share a real story from the murder trial involving fake emails, spiritual guilt language, and reputation abuse — and we explore why survivors often miss this pattern until long after the relationship ends.  We'll dig into the psychology behind this deception and L.E.A.N. into healing. This is a validating, grounding, empowering episode for anyone who has ever been used, misrepresented, or manipulated by someone they trusted. You were the good one. You were the credible one. And the fact they borrowed your light shows how bright you shine. Know who you're dealing with.  Know who you are.

If you have big goals for 2026 but no idea what thoughts your brain actually needs to think to create them, this episode will give you a much clearer map. I'm breaking down the kinds of thought patterns that keep you stuck in body insecurity, imposter syndrome, dating frustration, family tension, or money anxiety and how to use the four Confidence Compass skills to shift those patterns for good. No matter what your goals are, you will hear at least one thought you can borrow and apply immediately to the area of your life you want to evolve next. Get full show notes, transcript, and more information here: schoolofnewfeministthought.com/446Follow along on Instagram: instagram.com/karaloewentheil/ Join me to for Create More Confidence: A Pop-Up Coaching Program on December 8-10, 2025 here: schoolofnewfeministthought.com/confident

Season 12 is here! We talk Episode 1 "Keep Calm and Carry On" including the return of Lady Fancy Pants, the gratuitous Sam water scene, and Mary finally getting out of that effin nightgown. Liz introduces this season's lore theme of the Hermetic Order of the Golden Dawn, which may be the inspiration for the British Men of Letters, and tells part 1 of the story of Annie Kingsford (the founder of the Hermetic Society and possibly the world's first vegan influencer). Research LinksSupernatural Will Move To Prime Video After 13-Year Netflix RunVivisection - WikipediaTheosophy - WikipediaAnna Kingsford and Helena Blavatsky – Arnaldo Sisson Filho and Marina CesarHealth, Beauty and the Toilet: Letters to Ladies from a Lady DoctorRed Cactus: The Life of Anna Kingsford - Alan Pert - Google LivrosMadame Blavatsky's baboon : a history of the mystics, mediums, and misfits who brought spiritualism to America : Washington, Peter : Free Download, Borrow, and Streaming : Internet ArchiveThe Strange Story of Anna Kingsford - The Cabinet of CuriosityW. B. Yeats and "A Vision": The Hermetic SocietyDennis Denisoff, “The Hermetic Order of the Golden Dawn, 1888-1901” | BRANCH

Are you looking to save time, make money, and start winning with less risk? Then head to https://www.ovtlyr.com.If trading ever felt confusing, overwhelming, or just plain chaotic, this class is the reset button. This session of OVTLYR University dives into what actually keeps traders alive in the market long enough to win: structure, discipline, and a real trading plan that makes sense in the real world.This is not about chasing fast money or trying to guess the next big move. It is about deciding what you are allowed to trade, when you are allowed to trade it, and how much you are willing to risk before you ever click the buy button. Most traders skip this step. That is why most traders do not last.One of the biggest takeaways from this session is how important liquidity really is. If you cannot get in and out of a trade smoothly, nothing else matters. Open interest, volume, and tight spreads are not technical jargon. They are the difference between freedom and being stuck in a bad trade with no exit.Risk management takes center stage in this lesson, exactly where it belongs. Every position is treated as a cost to find out if a trade will work, not a lottery ticket. Stops exist to protect capital, not pride. One rule stands out above everything else: stops only move in one direction. Up. Never down.Here are a few of the most powerful concepts covered in this class:✅ How to define exactly what you are allowed to trade based on skill and comfort✅ Why liquidity rules protect you from disaster before it ever happens✅ How market conditions decide when you trade, not emotions✅ How to build position size from your stop loss backward✅ Why consistent risk per trade creates long term stabilityPosition sizing through volatility and ATR gets broken down in a way that actually clicks. Instead of risking random amounts on different stocks, each trade is normalized so the dollar risk stays consistent across everything you trade. That means no single trade can secretly sink your account while you are not paying attention.There is also a strong focus on protecting the account first. Not dreams. Not ego. Not fantasy profits. Protect the account. Starting at one percent risk is not playing small. It is playing smart. Scaling too fast destroys more traders than bad entries ever will. Survival is the first win.This session also makes something very clear. No one else is responsible for your rules. No one is coming to save you if those rules get broken. You are in control of what you trade, when you trade, and how much you risk. That responsibility is what turns trading from gambling into a real business.The homework is simple, but not easy. Build your own rules. Do not copy someone else's plan word for word. Learn from frameworks. Borrow what works. But your execution must always be your own.If you want to stop guessing and start trading with confidence, this lesson is required watching.Gain instant access to the AI-powered tools and behavioral insights top traders use to spot big moves before the crowd. Start trading smarter today

I am so thrilled to be welcoming Jason Vitug back to the podcast for this episode! As a reminder or in case you didn't hear that episode (if you didn't, I definitely recommend going back and giving it a listen), Jason is an author, entrepreneur, and former credit union executive, and our conversation today focuses on the financial struggles many people are facing due to the rising cost of living and other economic factors. Jason explains how people across the whole country, whether in big cities or small towns, are struggling to make ends meet, impacting their overall well-being and mood. He notes that frugality is making a comeback as people try to stretch their dollars further, but he advocates for a more holistic approach to financial wellness, focusing on maximizing the value of one's time rather than just cutting corners.Our discussion gets into the challenges of affordability, particularly in the housing market, with Jason citing some research that shows that there is actually a surplus of homes available, but many are priced out of reach for younger generations. He is critical of "solutions" like 50-year mortgages, arguing that they may provide short-term relief but don't address the root issues, and, as a business owner and leader, he shares how he has had to make tough decisions to stay true to his values and purpose, even when it meant walking away from some lucrative contracts. He also stresses the importance of leaders aligning their actions with their stated values, as this filters down to impact the entire team.I also share a similar experience of firing a client who was not a good fit, despite the short-term financial impact, and we talk about how removing "dead weight" can actually lead to greater long-term growth and joy by allowing you to focus on your best clients and employees. Our conversation overall highlights the need for both personal and organizational leaders to take a more holistic approach to financial decisions and growth, and Jason offers some great advice for listeners on how to start this journey even when facing significant financial challenges!Time Stamps:[01:52] - Jason introduces himself as an author focused on financial wellbeing as well as a former credit-union exec.[03:10] - Jason explains that people everywhere feel financial strain and are looking for ways to stretch limited income.[06:47] - Jason argues that housing is unaffordable because expensive luxury houses dominate the market despite a surplus of homes.[09:32] - I reflect on growth - our personal and leadership choices often deepen financial pitfalls.[12:17] - Jason stresses intentional growth, noting leaders must prune misaligned pursuits to protect foundations.[15:04] - Hear Jason describe having rejected lucrative clients because their profit-driven values clashed with his purpose.[17:55] - I describe choosing values over income.[21:07] - Aligning decisions with values attracts better clients and eases team stress.[24:55] - Financial freedom enables value-based choices and urges tiny progress toward stability.[27:35] - Jason explains that past mistakes don't define us and urges creating a vision-led financial plan.[29:58] - Jason stresses that owning past financial choices and drafting a plan is si important for change.[32:37] - Jason stresses the importance of building an emergency safety net so that crises don't derail stability.[33:38] - Jason reveals where he can be found online and encourages listeners to grab his books.Resources:The Accidental Leader - Websiteyournarketing.cobo@yourmarketingco.comBo McDonald on LinkedInThe Accidental Leader - “Finding balance in your leadership life with Special Guest: Jason Vitug”Jason Vitug on LinkedInJason Vitug on InstagramJason Vitug - Happy Money Happy Life: A Multidimensional Approach to Health, Wealth, and Financial FreedomJason Vitug - Make Your Money Smile: A Personal Finance How-To Guide to Manage, Earn, Grow, Borrow, and Protect Your WealthJason Vitug - You Only Live Once: The Roadmap to Financial Wellness and a Purposeful LifePhroogal - Website

Join Pastor Jose as he shares a powerful message from Luke 5:1-3 about saying yes to Jesus. This sermon will challenge us to surrender our plans, step away from old habits, embrace lifelong growth, and step into a new identity in Christ. 

Whatsapp/Call: +91 6364252164 Email: info@febaonline.org

Welcome to this week's episode of the Money and Investing Show with Andrew Baxter and co-host Mitch. In this episode, we take a clear look at one of the biggest questions facing home buyers today. When your dream suburb is far beyond what you can borrow, Rentvesting in Australia may be the strategy that lets you live where you want while still owning a property that fits your budget. Drawing on real examples, practical scenarios, and current housing trends, the conversation breaks down how this approach works, who it suits, and the financial trade-offs to consider. You will hear why entering the market with a property you can afford is often better than waiting for the perfect home. The discussion covers the pros and cons of renting in a higher-priced area while owning an investment property elsewhere, how affordability pressures have shaped Rentvesting in Australia, and how this strategy can support wealth building over the long term. The episode also takes you through costs, tax considerations, depreciation, structures, and the real-life challenges many investors face when balancing lifestyle and financial goals. If you are weighing up how to get started in property, or trying to find a practical pathway into your preferred suburb, this episode offers insight you can apply straight away. It is a timely guide for anyone thinking about Rentvesting in Australia and the options available in a tough housing market. If you enjoy the episode, make sure to subscribe, leave a review, or share it with someone who needs to hear it. Subscribe to our Channel: https://www.youtube.com/channel/UCfmaldKMEUc5qXeIQ7zEBeA?sub_confirmation=1  FREE Online Training with Andrew Baxter: https://bit.ly/cod-online   Subscribe to Money and Investing Podcast: http://www.moneyandinvesting.com.au/  The Wealth Playbook: Your Ultimate Guide to Financial Security: https://www.wealthplaybook.com.au/  The Wealth Playbook on Audible: https://www.audible.com.au/pd/The-Wealth-Playbook-Audiobook/B0CXYYWZTB?qid=1711282387  

Several reports of men who were abducted by extraterrestrials and forced into intercourse with apparent alien females are discussed.Links/Sources:AFU 19831100 APRO Bulletin v31 n10 : Free Download, Borrow, and Streaming : Internet ArchiveUFO Update No 11 : Free Download, Borrow, and Streaming : Internet ArchiveHAIR OF THE ALIEN by Bill Chalker: https://amzn.to/49Maca0Support Extraterrestrial Reality/Quirk Zone on Patreon:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.patreon.com/c/Extraterrestrial_Reality⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Check out my YouTube channel:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Quirk Zone - YouTube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Extraterrestrial Reality Book Recommendations:Link to ROSWELL: THE ULTIMATE COLD CASE: CLOSED: https://amzn.to/3O2loSILink to COMMUNION by Whitley Strieber: https://amzn.to/3xuPGqiLink to THE THREAT by David M. Jacobs: https://amzn.to/3Lk52njLink to TOP SECRET/MAJIC by Stanton Friedman: https://amzn.to/3xvidfvLink to NEED TO KNOW by Timothy Good:  https://amzn.to/3BNftfTLink to UFOS AND THE NATIONAL SECURITY STATE, VOLUME 1:  https://amzn.to/3xxJvlvLink to UFOS AND THE NATIONAL SECURITY STATE, VOLUME 2: https://amzn.to/3UhdQ1lLink to THE ALLAGASH ABDUCTIONS: https://amzn.to/3qNkLSgUFO CRASH RETRIEVALS by Leonard Stringfield: https://amzn.to/3RGEZKsFLYING SAUCERS FROM OUTER SPACE by Major Donald Keyhoe: https://amzn.to/3S7WkxvCAPTURED: THE BETTY AND BARNEY HILL UFO EXPERIENCE by Stanton Friedman and Kathleen Marden: https://amzn.to/3tKNVXn#ufos #aliens #vegas aliens #ufo podcast

Several reports of men who were abducted by extraterrestrials and forced into intercourse with apparent alien females are discussed.Links/Sources:AFU 19831100 APRO Bulletin v31 n10 : Free Download, Borrow, and Streaming : Internet ArchiveUFO Update No 11 : Free Download, Borrow, and Streaming : Internet ArchiveHAIR OF THE ALIEN by Bill Chalker: https://amzn.to/49Maca0Support Extraterrestrial Reality/Quirk Zone on Patreon:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.patreon.com/c/Extraterrestrial_Reality⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Check out my YouTube channel:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Quirk Zone - YouTube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Extraterrestrial Reality Book Recommendations:Link to ROSWELL: THE ULTIMATE COLD CASE: CLOSED: https://amzn.to/3O2loSILink to COMMUNION by Whitley Strieber: https://amzn.to/3xuPGqiLink to THE THREAT by David M. Jacobs: https://amzn.to/3Lk52njLink to TOP SECRET/MAJIC by Stanton Friedman: https://amzn.to/3xvidfvLink to NEED TO KNOW by Timothy Good:  https://amzn.to/3BNftfTLink to UFOS AND THE NATIONAL SECURITY STATE, VOLUME 1:  https://amzn.to/3xxJvlvLink to UFOS AND THE NATIONAL SECURITY STATE, VOLUME 2: https://amzn.to/3UhdQ1lLink to THE ALLAGASH ABDUCTIONS: https://amzn.to/3qNkLSgUFO CRASH RETRIEVALS by Leonard Stringfield: https://amzn.to/3RGEZKsFLYING SAUCERS FROM OUTER SPACE by Major Donald Keyhoe: https://amzn.to/3S7WkxvCAPTURED: THE BETTY AND BARNEY HILL UFO EXPERIENCE by Stanton Friedman and Kathleen Marden: https://amzn.to/3tKNVXn#ufos #aliens #vegas aliens #ufo podcast

Links"Defying Gravity" - Wicked 20th Anniversary Edition | WICKED the Musical - YouTubeLes Miserables 10th Anniversary "Dream Cast" [1080p Upscaled] - YouTubeGuinness book of world records : McWhirter, Ross, 1925-1975 : Free Download, Borrow, and Streaming : Internet ArchiveCelebrity Heights - Google SheetsFour construction workers posing in President William Howard Taft's bathtub during renovations to the White House in 1909 : r/OldSchoolCoolTrump's on JB Pritzker - YouTubeFull-length portrait of Lucia Zarate, Mexican Midget (Getty Museum)CHVRCHES - The Mother We Share - YouTubeThe Chokey | Roald Dahl Wiki | FandomThe Dust is Your Daddy | Do By FridaySesame Street: I Don't Want to Live on the Moon - YouTubeLetterkenny | Season 1 | Florida State Seminal Vesicles - YouTubeButterfly Curve -- from Wolfram MathWorldTop Four #4: Worst Weezer Singles - RelayRicky Jay & His 52 Assistants [1996] - RF Rip : Free Download, Borrow, and Streaming : Internet ArchiveiOS 26.2 Adds Alarms for Reminders - MacRumorsCaps for Sale - WikipediaBehaves So StrangelySometimes Behave So Strangely Looped - YouTubeEdward Dudley Metcalfe - WikipediaThe Crown on The Graham Norton Show - YouTubeThe Ultimate Miriam Margolyes Experience | The Graham Norton Show - YouTubeThe Wizard of Oz at Sphere Is Nightmare Fuel - YouTubeMr. Show - Mayostard / Mustardayonnaise / Mustmayostardayonnaise - YouTubeBob Mortimer & Richard in HYSTERICS over Bob's toilet story | Travel Man EXTRA - YouTubeRichard Ayoade & Bob Mortimer's funniest moments in Hamburg | Travel Man - YouTubeThe Crown (TV series) - WikipediaAudio Descriptions in The Crown actually add narrative insight, and it's awesome! | ResetEraReid My Mind » Blog Archive Flipping the Script on Audio Description - Moving Beyond Just USAudio Description Style Guide v2.5 – Netflix | Partner Help Center

Ladies and Gentlemen! Please be seated, because it is time for the second annual Thankful Awards!  Bask in the gratitude as Magda and Lindsay award their favorites in various bookish categories, including:  Character They're Most Thankful to Have Met Author They're Most Thankful to Have Discovered Adaptation They're Most Thankful for (Released) Book They're Most Thankful to Have Finished Book They're Most Thankful to Have Listened to Book They're Most Thankful to Have Read Podcast-Related Moment They're Most Thankful For No flash photography. No autographs. Nothing but love.    Email us!  Literally Books Website Literally Books Instagram Magda's Instagram Lindsay's Instagram Literally Books YouTube Literally Books TikTok   Intro & Outro Song: "Would it Kill You," courtesy of The Solder Thread   Book mentioned in the episode:  “The Mighty Red“ by Louise Erdrich “The Perfect Marriage“ by Jeneva Rose “Good Spirits“ by B.K. Borison “First-Time Caller“ by B.K. Borison “And Now, Back to You“ by B.K. Borison “Margo's Got Money Troubles“ by Rufi Thorpe “Atmosphere“ by Taylor Jenkins Reid “They Both Die at the End“ by Adam Sivera “The Knight and the Moth“ by Rachel Gillig “Frozen River“ by Ariel Lawhon “Oathbound“ by Tracy Deonn “Beg, Borrow, or Steal“ by Sarah Adams “When in Rome“ by Sarah Adams “We Have Reached the End of Our Show“ by Ali Gordon “The Girls Who Grew Big“ by Leila Mottley “Mickey7“ by Edward Ashton “Everything is Tuberculosis“ by John Green “The Perfect Divorce“ by Jeneva Rose “Bunny“ by Mona Awad “Dungeon Crawler Carl“ by Matt Dinniman “Letter to My Daughter“ by Maya Angelou “I Know Why the Caged Bird Sings“ by Maya Angelou “Death of the Author“ by Nnedi Okorafor “The Trouble with Love and Coaches“ by Harriet Ashford The Odyssey“ by Homer The People We Meet on Vacation“ by Emily Henry lesh“ by David Szalay Eloise“ by Kay Thompson Cry to Heaven“ by Anne Rice Interview with a Vampire“ by Anne Rice

Morning Mantra: "Borrow someone else's light until your light can shine brightly again." Strength, peace, and courage can all come and go when we are faced with trials. Sometimes you need to hang onto some else's hope. Someone else's peace and sanity while yours is under siege.Make sure to let people know when your strength is fading, when your light is dimming.  Look for their light to guide you.  God works through people but many times we are too proud or stubborn or embarrassed to seek support. But remember, there is nothing impressive about struggling when you don't need to.Most people will gladly lend a hand if they are aware of your need.  So borrow their light.  Then, when you are able, shine your light for others.#BeWillingToAskForHelpAndThenOfferItToOthers #BeHappy #BeHorsey #BeHippie #HorseHippie #MorningMantra #inspirationalQuotes #MorningMotivation #Equestrian #HorseLover #QuotesToInspire #HorseHippieBrand #HorseHippieBoutique

Is a recession coming? Maybe. But here's the truth: the only recession that really matters is the one happening in your household. In this candid, practical conversation, Shari Rash and financial coach Dylan Snowden reframe “Recession Core” from a fashion trend into a living, breathing money protocol. You'll learn how to strip out the hidden “cost of comfort,” build sustainable habits you won't abandon by February, and prepare for income dips without living like a monk. You'll hear: Why “personal recession” planning beats doom-scrolling economic headlines The “cost of comfort” leaks (parking, water bottles, drinks out) that quietly drain your budget Borrow > buy: tool libraries, Buy Nothing groups, and building community while saving cash DIY vs. pay the pro: when expertise is cheaper than mistakes A simple weekly “say no” rep to build your money boundaries If you loved this episode, keep the money convo going at everyonestalkinmoneypodcast.com— and join our newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices

Keith tells how much he paid for his first property and how he traded up for more and larger properties.  He highlights the benefits of owning real estate, noting that 63% of the median American's net worth is in home equity and retirement accounts, while the top 1% has 45% in private business and real estate.  He also shares his personal journey and emphasizes using other people's money to grow assets. Discover why outdated rent control policies harm housing supply and affordability.  Learn innovative ways to turn your property's unused spaces into effortless cash flow with today's best peer-to-peer platforms.  Sign up at GREletter.com to grow your means, and join a thriving community passionate about breaking free from financial limits! Resources: These platforms let property owners creatively monetize underutilized spaces. Neighbor.com – Rent out your garage, basement, driveway, or unused space. Swimply.com  – Rent out your swimming pool by the hour. StoreAtMyHouse.com  – Rent out your attic, closet, or other home storage spaces. SniffSpot.com  – Rent out your backyard as a private dog park. PureStorage.co  – Rent out extra storage space such as garages or sheds. PeerSpace.com  – Rent out your space (home, backyard, loft, warehouse, etc.) for events, meetings, or photoshoots. Episode Page: GetRichEducation.com/581 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  1-937-795-8989 to speak with a freedom coach Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review"  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com or text 'GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript: Keith Weinhold  0:01   Welcome to GRE. I'm your host. Keith Weinhold, talking about how I personally built and grew wealth myself with real numbers and real properties, what a rent freeze actually means to you, and how you could be losing income by not creatively generating more rent from properties that you already own. I'll talk about exactly how today on Get Rich Education.   Speaker 1  0:27   Since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors and delivers a new show every week since 2014 there's been millions of listener downloads of 188 world nations. He has a list show guests include top selling personal finance author Robert Kiyosaki. Get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast, or visit get rich education.com   Corey Coates  1:12   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:29   Welcome to GRE from Stonehenge, England to Stone Mountain, Georgia and across 188 nations worldwide. I'm Keith Weinhold, and you're listening to get rich education. I visited Stonehenge and made, by the way, today I'm back for another incomprehensibly slack jawed performance here, still a shaved mammal too. Status hasn't changed. And remain profligate and unrepentant about the whole thing. You probably know it by now that if you're listening here and you want to learn and do things the same way that everyone else does things, then you are squarely in the wrong place. I really mean it more on that later. But you know, Wall Street doesn't scorn real estate because it's risky. They dislike it because it doesn't scale the way that they need it to private real estate can get messy, operational, illiquid. Every real estate deal is different. Every market has its own physics. You can't package it into a fund with a push button deploy strategy. And that's precisely the point. The modern financial system rewards frictionless products that trade constantly and generate fees instead building real, durable wealth has never been frictionless. Here's what the wealth distribution actually shows for the median American. 63% of net worth is in home equity and retirement accounts. For the top 10% that tier, 25% is in real estate and private business ownership. But for the top 1% that highest tier, 45% combined is in private business equity and real estate. So as you approach the top 1% it's more skewed toward owning a business and directly owning real estate. Wall Street, they only offer derivative exposure to real estate through mega funds and REITs. But exposure isn't ownership. Your best risk adjusted returns live in the deals that are too small and too messy for institutions to touch, and that's where your yield lives. The control, the opportunity, the world's enduring fortunes weren't built just by buying exposure. They were built by owning things, land companies, assets that require some sweat to get them going. The next decade favors owners over allocators, the stuff that pays you perpetual dividends. So the irony is that the very things Wall Street avoids the messy hands on part of real estate. Oh, well, that's what makes it such a powerful wealth builder. And see, even, as we somewhat found out last week when we talked about AI property management here on the show, you can't fully automate relationships or construction or management, but that friction is exactly where the margin lives. What makes real estate frustrating for institutions is exactly what makes it valuable for operators and long term owners like you and I. It's the nuance, the inefficiency and the need to actually. Know something about a market, rather than just model it. Wealth that lasts comes from assets that you can influence, not just monitor, and that is the difference between you having mere exposure and true ownership. You can't outsource legacy, the messy path of ownership is often where meaning in real freedom is found. You've got to tend to the garden somewhat, whether your properties are professionally managed or self managed, but some people get overwhelmed if they're asked for a log in and a password, even we all know that feeling somewhat well, then they stay metaphorically logged out of success. Think about how easy remotely managing your real estate portfolio is today. Sheesh 200 years ago. There was no anesthesia. We had smallpox, brutal physical labor, no electricity today. What if a website tells you that you've got to reset your password? Oh my gosh, is the deal often just overwhelming? Can you imagine the effort now, two weeks ago, I mentioned to you that I went back and visited the first piece of real estate that I ever owned, that seminal blue fourplex. But did I ever tell you how I grew that seed into a massive real estate portfolio, and how you can do it by following GRE principles? Let me take you through the early steps here so you can see how you can get something similar going. Of course, your path will look different, but this is going to spawn a lot of ideas for you. I think you already know about my 10k to 11k down payment into that first ever fourplex as the FHA three and a half percent down. Owner occupied, but I didn't buy another piece of real estate for over three years, because real estate just was not that driving thing in my life yet. So I lived in one of those really modest four Plex units longer than I had to three plus years after that, I moved out to a pretty modest, still single family home five miles away, that I had just bought. And since I vacated one of the four Plex units in order to do that. Now, I had four rent incomes instead of three. But here is really the pivot point with what happened next. Now, what would most people do? They might hold on to that four Plex, keep self managing it, and when they could, perhaps aggressively, make principal payments, getting the building paid off before its organic 30 year amortization period. And then what else would they do once it was paid off? Say that would take them 12 years, which would entail a lot of sacrifice, like working overtime at their job and skipping vacations. Oh, they think something like, Oh, now the cash flow is really going to pour in with his paid off fourplex? Yeah, it sure would increase a lot, but after 12 years of toil and sacrifice cashflow off of one fourplex still wouldn't even let you quit your job. Staying small doesn't work, plus you live below your means for a really long time that is sweat and time that you're never going to relinquish. You started working for money. Rather than letting other people's money take over and work for you, it is right there waiting to do that for you. So instead of that path, what I did is when equity ran up in that first fourplex building. Its value increased from 295, to 425, in three and a third years, I did exactly the opposite. I borrowed the maximum out of that first fourplex building, 90% CLTV, and used those tax free funds. Yeah, tax free funds, when you do that to both spend money, well on vacations and make a 10% down payment on a second fourplex building that costs 530k now I'm still living in the single family home while I've got the two fourplex buildings, both with 90% loans on them, still cashflowing A little so eight rent incomes, more debt than I ever had, 10 to one leverage on two fourplexes, and this was all less than five years from the time that I bought the first fourplex. And yes, it probably took some password resets in there. Then next I learned that investing in only one Metro, which is what I had done to that point, that's actually pretty risky, because all eight of my rent incomes, plus my own primary residence, were exposed to the whims fortunes and misfortunes of only one economy. This was in 2012 now, so I started buying turnkey single family. Rentals in other economies that make sense. Investor advantage places is what you've got to look for, Florida, Texas, Ohio, Alabama, Tennessee. My first turnkey was bought in the Dallas Fort Worth metro. I know I've told you that before, all right, but how was I buying more even though I was still working a day job in a cubicle for the D, o, t. Well, it wasn't from my job, because that job is working for money. What it was is borrow tax free and grow, borrow tax free and grow, borrow tax free and grow. By then, enough equity had accumulated in the first two fourplexes that I traded, one for an eight Plex and the other for an 11 Plex. Now we're getting up to $3,500 of monthly cashflow at this point, which is probably 5k plus per month in inflation adjusted terms. And the 8plex cost 760k and the 11 Plex cost 850k back then, and I still remember that that was a big day for me back then, those buildings closed on either the same day or on consecutive days. I forget. Well, that was 1.6 million in purchases. Maybe that's two to two and a half million in today's dollars. And see that is sure more than what one paid off fourplex would have given me on that old slow track, yet I had all of this faster than waiting 12 years to aggressively pay off one fourplex. And you know, some could say back at that time, they would look at that situation from the outside and say, Keith, where did you get the money to make 20% down payments on that 1.6 million worth of real estate, that is 320k cash? Did you save up all the money? No, I didn't. I didn't have the ability to save that much money at my job. Did you use your existing properties like ATMs, raiding one property to buy another. Yeah, that's exactly what I did. That is the use of other people's money that is wiser than spending my time away from loved ones by selling my time for dollars that I'm never going to get back. And by the way, I have always been the sole owner of properties. No partners here. Now, at this point, I've got dozens of running units spread across multiple states, all professionally managed. And by the way, eight doors is the most that I've ever self managed, because I got professional management involved after that. Oh, there are a ton of lessons in there about what I just told you, many of them, which I've sprinkled through more than 500 episodes now, but now that I told you where I came from, do you know the lesson that I want to leave you with here on this one, for the most part, it's that I'm not even using my own money to do this now, I did add some of my own money for down payments. Sure, by far the minority portion, primarily and centrally. I keep leveraging the bank's money, and they make the down payment for me on the next property. Borrow tax free and grow, borrow tax free and grow, borrow tax free and grow. Yes, the pace of you doing this is going to fluctuate over time, but that is the playbook that I just gave you right there. Now I've done it in cycles that feel slower because appreciation is lower, but interest rates tend to be lower during those times. And I keep doing it in cycles that move faster because appreciation is higher and interest rates tend to be higher during those times. I've done it when lending was loose, like pre Dodd Frank, and I've done it when lending was tight and inflationary. Times supercharged this whole thing. Sooner than later, you would rather get $5 million worth of real estate out there under your belt, all floating up with inflation and appreciation, not just $1 million worth, $1 million worth, that's more like sticking with one fourplex and trying to pay it off. Anything worth doing, anything in your life is worth doing. Well, look, other people's money is still available to me and to you. So using my own money back when I was an employee, I mean, that's exactly when I would have had to trade more of my finite time for dollars and see, that's what the masses do, and that's precisely what keeps them as the mediocre masses. I really mean it. Now, I wanted to make things real for you with that soliloquy.   Keith Weinhold  14:47   Later today, I'll discuss the GRE principles. Did that formative story spawn? A few weeks ago, it made substantial news inside and outside the real estate world that Zohran Mamdani was elected to be the next New York City Mayor. His first day on the job will be the first of the coming year. And actually, it's easy for you to remember how New York City mayoral terms work, because it is the same as the President of the United States. Each term lasts four years, and they can serve up to two consecutive terms eight years. Let's you and I listen into the audio from this short video clip together. This Mamdani campaign spot ran back before election day, but it tells you what he stands for and where he's coming from with regard to rent. In a slightly corny way, the ad shows various tenants popping their heads out of apartment windows and such, saying like, Hey, wait, what? You're going to freeze my rent?   Speaker 2  15:50   I'm Assemblyman Zohran Mamdani, and I'm running for mayor to freeze the rent for every rent stabilized tenant.   Unknown Speaker  15:57   Wait, you're gonna freeze my rent?   Speaker 3  15:59   Yes, did I hear rent freeze?   Speaker 4  16:02   Yes, this guy's gonna freeze the rent. No. Pike none. This guy's gonna freeze the   Unknown Speaker  16:09   rent. It's true.   Dani-Lynn Robison  16:12   As your next mayor, I will freeze your rent paid for by Zoran for NYC.   Speaker 5  16:17   The banner at the end of the ad reads, Zoran for an affordable New York City. Oh, yeah, slogans like that are so catchy for anything. All right, he says he's going to freeze the rent for every rent stabilized tenant. And rent control and rent stabilization, they mean very similar things, ceilings on the rent. I'm soon going to tell you what I think about that, and I've got more on Mamdani shortly, but it's not going to be political This is not that kind of show. This is an investing show. I think that even our foreign listeners know how big and influential New York City is. It's not the political capital, but it is the capital of so many things in the United States, it's America's largest city by far, eight and a half million just in the city proper, 20 million in the metro. And New York's growing in sheer number of people. The Metro gained more population than any other city, almost a quarter million people added just last year, even if you doubled the population of the second largest city, LA, New York City would still be larger. All right. Well, how did we get here? A quick story of New York City rent control is that in 1918 New York City passed its first flavor of rent control, and that was the first US city to do so that didn't solve the problem. So in 1943 Congress passed the emergency price control act, and its name implied a temporary patch during World War Two. But even after it expired, and even after the war ended, New York State chose to make it basically permanent in 1950 that didn't solve the problem. So in 1962 New York state passed a law allowing cities to enact expanded rent control if they declared a, quote, housing emergency. Well, New York City did, and that housing emergency has essentially continued unresolved. Still, what they consider an emergency condition persists today, yeah, all these decades later. I mean, really a what, 60 to 70 year long emergency condition that didn't solve the problem. So in 1969 new york city passed what they called rent stabilization. It's really just a new flavor of rent control, and this greatly expanded the number of properties that were subject to these rent regulations. And about half of New York City's apartments are subject to that law that didn't solve the problem. So more expansion and more tweaks of regulating the rent were made in the decades that followed. You had notable ones in 1997 2003 2011 in 2015 but none of them solved the problem. So in 2019 New York expanded rent stabilization to include what they call vacancy control. Now what that means is rent caps are now applied to new renters, not just those existing tenants renewing a lease, and it also granted more tenant protections that didn't solve the problem. So in 2024 New York State passed what they call good cause eviction. That is a third expansion of rent regulation in these tenant protections. This time, they just gave it a slick name, kind of apropos of Madison Avenue's famed market. Marketing prowess. I suppose that didn't solve the problem. And by the way, rent caps came in below not only the rate of inflation, but also below household income growth almost every year over the last decade, and in some years, no increase was allowed at all. That is a rent freeze. But that didn't work either. And meanwhile, New York's public housing agency has 80 billion in deferred maintenance needs, and it's running a $200 million plus operating deficit. So government run housing that hasn't worked either. All right? Well, that brings us to 2025 where New York City is electing a mayor who campaign on freezing the rents and expanding public housing. So New York City now has, for over a century, chosen to expand and rebrand these ideas that just haven't worked, and yet they keep coming back for more and yeah, what exactly is the word for doubling and tripling and quadrupling down on ideas that have proven not to work? Is that word stupidity? Hmm, so throughout that history that I just brought you from 1918 whenever I say that didn't work, what do I mean by that? And here's the big takeaway for you. What I mean is that rent control hasn't worked in New York City because it discourages landlords from maintaining rental housing, and certainly from building new rental housing. So what that does is that it shrinks the supply over time When demand exceeds supply, you know what happens to price? And in Manhattan, just the studio apartment now averages $4,150 and the average rent citywide, that's Manhattan, Brooklyn, Queens, the Bronx and Staten Island, which does include some rough areas in this average rent is $3,560 so as a result, what really happens here is that rent control helps a few lucky tenants while driving up rents and then worsening the shortages for everyone else. So what is the solution here? It is simple. Actually do less. I mean, isn't it great when you can solve a problem in your life by actually doing less? Yeah, drop the regulations against building and drop all forms of rent control, that way we'll have more building, and with higher supply, natural price discovery could take place. So he says he's going to freeze the rent for every rent stabilized tenant. And you can start to understand why we don't discuss investing in New York City Housing very much on GRE what we do. We talk about it as a model of what not to do. The good news is that I don't have any evidence of rent control spreading into the investor advantage areas that we talk about here, like the southeast and the south central part of the United States and the Midwest. But here's the thing, just ask yourself this question, what if there was a force imposed on you by popular vote that froze your income. Okay, I'm talking about no matter what you do from work you're a software engineer, a doctor, a nurse, a paralegal, a carpenter. Would you think that was really unjust if your profession were singled out, and then voters said, hey, no more raises for you. We don't care if there's inflation, we don't care if you're getting better at your job. We don't care if you have rising expenses. We're going to put a cap on your income. How would you like that? Well, look, in New York City, they're voting for landlord's income to be frozen. They are singling out one profession, and these are really important people. These are the housing providers. So by the way, I've heard two people describe New York City mayor elect Zohran mandami. Is a good looking man? Is he good looking? I had to go look again. When people said this, I guess he's not bad looking. And hey, despite being a heterosexual male, I can say that some guys are good looking. I just never thought that with him.   Speaker 5  24:32   Now, do you have one friend kind of have that type of friend who always just seems to know what's happening in the housing market? Well, that person could be you. There is a way to do that. Boom, it's easy, and you're going to sound smart without reading a single boring, fed report. I don't sell courses. I don't wear sunglasses indoors, and I definitely don't tell you. To flip houses on Tiktok. I just talk here, and I send you a smart, short real estate newsletter. That's it. This is smart stuff that you can brag about at boring dinner parties, and you've got a lot of those coming up here at the holidays. It is free. I write our letter myself, and I'd love to have you as a reader, sign up at greletter.com it's quick and easy. Your future wealth will thank you for it. See what I did there. It takes less than three minutes to read, and it is super informative. GREletter.com Again, that's greletter.com, I've got more straight ahead.    Keith Weinhold  25:45   You know, most people think they're playing it safe with their liquid money, but they're actually losing savings accounts and bonds don't keep up when true inflation eats six or 7% of your wealth. Every single year, I invest my liquidity with FFI freedom family investments in their flagship program. Why? Fixed 10 to 12% returns have been predictable and paid quarterly. There's real world security backed by needs based real estate like affordable housing, Senior Living and health care. Ask about the freedom flagship program when you speak to a freedom coach there, and that's just one part of their family of products, they've got workshops, webinars and seminars designed to educate you before you invest. Start with as little as 25k and finally, get your money working as hard as you do. Get started at Freedom family investments.com/gre or send a text now it's 1-937-795-8989, yep, text their freedom coach, directly again. 1-937-795-8989   Keith Weinhold  26:57   the same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your prequel and even chat with President chailey Ridge personally while it's on your mind, start at Ridge lending group.com that's Ridge lending group.com   Dani-Lynn Robison  27:30   this is freedom family investments, co founder day. Lynn Robinson, listen to get rich education with Keith Weinhold, and don't quit your Daydream.   Keith Weinhold  27:37   welcome back to get reciprocation. I'm your host. Keith Weinhold, earlier this year, I talked to you about new ways where you can generate more income from the properties that you already own, and doing that through peer to peer leasing platforms, I got feedback from you that you loved it when I talked about it on that episode. Well, I've got more of them to tell you about today. This is exciting. Is there money sitting right under your nose and you haven't even collected it yet? And sometimes this happens in the world. This has nothing to do with finding Uranus, but it is similar to how they just discovered a new moon of Uranus, even though it's only six miles wide. Yes, that's something that scientists recently discovered, yes, much like this new small moon of Uranus that was really always there, but just discovered, metaphorically, this is what we're talking about with your real estate here now. This is a lot like how Airbnb rattled the hotel world about 15 years ago. These platforms let you rent out space and amenities that you already own but barely use. Neighbor.com, is the first one. I'm not going to say.com every time, because most of them are that way, and they've got a mobile app of the same name, all right, neighbor that's like Airbnb for your garage or your basement or even that creepy crawl space that you never go into. So instead of letting junk collect dust, you rent out your unused space to people who need that storage, meaning then that their clutter pays your mortgage. So customers request space and then you approve it. That's how it works. In fact, we have a woman here on staff at get rich education that easily made about 1000 bucks personally on neighbor, she rented out a parking space in her driveway. She rented that space to a college student that needed a place to park her car while she went back home for the summer. You can easily do that too. Then there. Swimply, S, W, I, M, P, L, Y, rent out your pool by the hour. Yes, your pool is no longer just for cannonballs, awkward barbecues and tanning sessions that you regret, although not typically, I've read about how some people have made passive income streams of $15,000 per month this way. I mean, gosh, did Marco Polo just get turned into a side hustle? Or what that is, swimply. Then there is store@myhouse.com Do you have an empty closet or an attic? You can turn that into a treasure vault for stranger stuff, and you can get paid while their clutter hides in your home instead of their home. So think of it as maybe some pretty passive income, only dustier, and who even lives there in your attic right now? Anyway, a bunch of raccoons. They're not paying your rent again. That is called store at my house. Sniff spot. It turns your backyard into a private dog park. Yeah, local pet owners can book your yard by the hour to let their pups run and sniff and play. You provide the grass. They bring the zoomies, and you pocket the cash that is sniff spot, Pure Storage. That one is a.co when people need storage, you swoop in like a friendly capitalist neighbor with your extra space. So you rent out your garage or a shed, or, say, even a corner of your basement, and you watch empty become income, you are basically running a mini Self Storage empire without the neon sign. I mean, sheesh, you are kind of like Jeff Bezos with cobwebs here. Okay. Again, that is purestorage.co, then there's peer space. Now I've used this one before, personally, and so has someone else here on staff on GRE she actually told me about it. What I did is I paid for a few hours as a renter, not the landlord on peerspace. In fact, I rented this space this past summer to give an in person real estate presentation where I covered real estate pays five ways and the inflation triple crown and all of that with peer space, you rent out your space for events, okay, so your home or your backyard or loft or some funky warehouse, you rent that out by the hour, and those events could be film shoots or workshops or parties or other events. That's what peer space is for. I mean, that could be a cool backdrop for an influencer or a film crew that has a pretty big budget. Renters come to you with alacrity. They will come to you because they can often save 50% or more versus using more traditional avenues. There, in fact, even public storage, like that's the company name Public Storage. They're the nation's largest self storage space operator. They even use neighbor.com to help lease out their leftover inventory. And so do some REITs that have extra space at their office or retail or apartment properties. They use neighbor.com as well. All right, so that's my roundup of more peer to peer leasing platforms, a few more of them than I told you about earlier this year, and the types of listings you can get creative. People are getting creative. They are monetizing everything from empty barns to vacant strip mall storefronts to church parking lots. I mean, consider how often church parking lots are empty. They're empty almost every day except Sunday. So get creative and think about space that's not being used. One thing to look out for, though, is that your HOA might try to crush your entrepreneurial spirit here. So keep that in mind. Just look around. Do you own any underutilized space or asset that you can rent out. Well, chances are there's already a peer to peer rental platform for it. And when you visit any of these platforms that I told you about, I mean, you're probably already going to see people offering space in your neighborhood. You'll be surprised.    Keith Weinhold  34:39   And this is not some unproven fad. Turo really took off about 10 years ago when they realized that most Americans' cars just sit idle, more than 95% of their time in their driveway or in their garage. Well, at that point, everyday people started to lease out their cars. Cars on Truro. So the bottom line here is that if you own most any real estate, then you've got options, and you can often make the rules peer to peer. Leasing platforms add new income streams to your life, and if you read my Don't quit your Daydream letter, you'll remember that I wrote about those resources and gave you their links and everything. See, that's the type of material that I put in the letter sometimes and again. You can get it at gre letter.com It shows you how to build wealth, much like I've been talking about on the show today. This is vital, because the conventional consumer finance world, you know, they just don't tell you about things like this. For example, did you ever wonder why economists aren't rich like maybe you would think that they would be Well, it's because schools and universities, they don't really teach you how to make money so someone can have an advanced degree, a Master's, or even a doctorate. That degree will be in finance or in economics, but they're still broke, or they're still trapped by their job, because the only way they know how to make money is by having a job. There's nothing wrong with having a job, but that's the only thing they know. They never learn how to earn and multiply money like with what I've been discussing today. Economists make between 70k and 180k per year in America today, you know, school taught both us and them the theory of money, how it's counted, how it's tracked, and how it flows through the system, but it really didn't teach them how to build a little diverter device on that flow to earn it or create it or leverage it to build freedom for themselves. And that is why this show is here. That's not a knock on economists. Economists are brilliant people, and some of the best known ones are guests on the show here with us. At times, we don't just want to live in a world of models and charts, though, when you build real world wealth with mortgages and markets and moves that don't always fit inside a formula, and certainly not a conventional one that you grew up with. So when you hear the experts talk about where the economy's heading, sure listen to them. I listen to them, but be sure to apply that to your own balance sheet, because you don't build wealth in theory, you build it in real life.    Keith Weinhold  37:44   Then how do you get a good deal? Build a relationship with a GRE investment coach like Naresh. Here you can do that on just 130 minute call with him, and then when the deal that you want becomes available, he'll let you know. By the time you find something on the internet, it's going to be too late, because that means a lot of people have already passed on that deal. If it's already out there publicly, like I said earlier, if you want to learn and do things the same way that everyone else does, then you are squarely in the wrong place. I really mean it. And why would that be? In fact, what does everyone else have? Not enough money at the end of the month, a budget where they constantly have to make sacrifices to meet it, because they think that is the way and they live below their means instead of grow their means. The underlying philosophy here at GRE is, don't live below your means. Grow your means. In fact, we have a T shirt with Grow Your means on it and our logo on it in our merch shop. That's why GRE has a tree in the logo. Grow your means. Instead of shrinking your lifestyle to fit your income, it's about expanding your income to fit your ambition, so don't cut your dreams to match your paycheck. Grow your paycheck to match your dreams. This really reflects the abundance mindset behind get rich education, that wealth isn't built by pinching pennies, but by creating more cash flow and assets and income streams in practical terms, like with what I talked about, about growing my own portfolio back at the beginning of today's show, this means buying cash flowing real estate that's growing your means leveraging good debt that's growing your means using inflation to advantage, that's growing your means investing in yourself or in new ventures. That's growing your means it's the mindset opposite of budget, harder. It is earn smarter at its core, grow your means. What that means is expand your capabilities in. Not just your comfort zone. Use creativity and leverage to multiply your results. View financial growth as a positive, proactive act, not a greedy one, because you're going to serve others with good housing and maintain it. This all encourages abundance over austerity, and it's the same idea behind the tagline financially free beats debt free.    Keith Weinhold  40:27   Thanksgiving is coming up this week, and I'll tell you something. Luckily, American ingenuity improved since the Pilgrims left England, traveled to a totally new continent, and called it New England. Fortunately, we have become more innovative since then, you are about to have more topics for conversation with family at the holidays. And note that Gen Z, ages 13 to 28 they are more likely to talk money today than they did previously. They are kind of the share everything on social generation. Tell relatives about your real estate investing, or at least some of the ideas you have. Tell them, perhaps something that they would be surprised to hear, that you learned on this show, like mortgage rates are, in fact, historically low today, actually, or something like that. And at Thanksgiving or Christmas, please tell a friend about the show. GRE is the work of my life, and that would mean the world to me. If you like listening every week, tell a friend about the show. Now use the Share button on your podcatcher if this show helps you see money or real estate differently. On Apple podcasts, touch the three dots and then the Share button. On Spotify, I think you can just hit the Share icon, the little rectangle with the arrow, and post it to your social feed or social story. That's how more people learn how to build real wealth like we do here at GRE and even better, Don't hoard the good stuff. If you learn something here, engage in the nicest kind of wealth redistribution. Tap the Share button right now and text this episode to one friend who'd appreciate it. Until next week, I'm your host, Keith Weinhold, have a happy Thanksgiving, and don't quit your Daydream.   Speaker 6  42:29   Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively.   Keith Weinhold  42:57   The preceding program was brought to you by your home for wealth building get richeducation.com

Siva Dhever – Head of Credit Analytics, Mettus SAfm Market Update - Podcasts and live stream

Jessica Swank, Chief People Officer at Box, joined us on The Modern People Leader. We talked about building an "org brain", preparing managers to lead teams of humans plus agents, avoiding agent sprawl and tech debt, and why every people leader needs to start experimenting with AI personally to stay ahead.----  Downloadable PDF with top takeaways: https://modernpeopleleader.kit.com/episode269Sponsor Links:

*Note: this is the Free Content version of my interview with Bastiaan van Rijn. To hear the entire interview, please consider joining my Patreon and becoming a member; alternately, this episode can be purchased for a one-time fee. More information at www.patreon.com/RejectedReligion.My guest this month is Dr. Bastiaan van Rijn.Bastiaan is a postdoctoral researcher at the University of Fribourg, Switzerland. During his PhD, he has investigated how practitioners of different movements in the nineteenth century tried to scientifically prove life after death exists. The outcome of this project is the book Afterlife Research (forthcoming), as well as several open-access articles. Beside this, he is also interested in playful approaches to religion and divination in the contemporary West. His newest project centers on spiritual tourism.This interview takes us into the fascinating world of Mesmerism—also known as animal magnetism—and its enduring influence on the boundaries between science, mysticism, and spiritual inquiry. Bastiaan gives a brief bio of Franz Anton Mesmer, who in the late 18th century proposed that an invisible fluid flowed through all living beings, capable of healing and revealing hidden truths. Though controversial and dismissed by many, Mesmer's ideas sparked a lineage of thought that continues to shape contemporary conversations about consciousness, healing, and the legitimacy of scientific inquiry.We discuss how Mesmerism blended science and mysticism, influenced public perception, and laid the groundwork for practices ranging from hypnotism and New Thought to modern-day energetic healing. Bastiaan's own research picks up this thread, tracing how the experimental impulse to make the invisible visible evolved into afterlife studies, somnambulism, and psychical research.From there, we dive into Bastiaan's dissertation, which examines the emergence of a “scientific culture” in afterlife research—one grappling with empirical inaccessibility, unreliable intermediaries, and skeptical resistance. Through case studies of three spiritual animal magnetizers, Bastiaan uncovers how different strategies were used to stabilize claims and navigate the tension between belief and method.Ultimately, this conversation invites us to rethink what counts as scientific, Bastiaan invites us to consider not just what these researchers claimed to find, but how they tried to find it, as well as how experimental practices in esoteric and spiritual domains contribute to broader dialogues about religion, and the unseen dimensions of human experience.What emerges is a rich, transhistorical culture of inquiry—one that challenges our assumptions about science, religion, and the boundaries of legitimate knowledge.PROGRAM NOTESFind Bastiaan:Bastiaan Benjamin Van Rijn - University of FribourgBastiaan van Rijn | LinkedInInstagramResearchGate – all research[PhD Diss.] The Experimental Culture of Afterlife Research: Attempts by Spiritual Animal Magnetizers to Prove Life after Death | Request PDF(PDF) Chapter 9 Building a Typology for Intentional Transformative Experiences: Louis- Alphonse Cahagnet's Experiments with Magnetic Somnambulism and HashishBastiaan van Rijn (0000-0003-4247-9198) - ORCIDOther Resources:1784: The Marquis de Puységur and the psychological turn in the west - PubMedThe seeress of Prevorst; being revelations concerning the inner-life of man, and the inter-diffusion of a world of spirits in the one we inhabit : Kerner, Justinus Andreas Christian, 1786-1862 : Free Download, Borrow, and Streaming : Internet ArchiveInvestigations of psychic/spiritual phenomena in the nineteenth century: somnambulism and spiritualism, 1811-1860A Republic of Mind and Spirit – Wonderful history of Metaphysics in the USA

In this first part of our two-episode series, we take on a topic many in recovery quietly fear: the overlap between addiction and narcissistic traits. Are they connected? Do early patterns of emotional detachment, superiority, and rule-bending feed an addiction, or does addiction reinforce those traits? And what does it really mean when a therapist says you're showing “narcissistic qualities”? We explore how control becomes a coping strategy, how addicts often use others for emotional regulation without realizing it, and why these patterns are so common in people who learned early on to hide or ignore their feelings. We also break down the dynamics that show up with spouses and even toddlers, why chaos can feel strangely “calming,” and how external regulation becomes a lifelong pattern. If you've ever feared the narcissistic label or wondered whether these traits tie into your addiction and emotional disconnection, this episode offers clarity, grounding, and hope.

Today we're joined by Sean Mullaney, an author and CPA who presented at this year's Bogleheads conference. We dive into smart ways to manage your taxes in retirement and explore the strategies that can make a meaningful difference over the long run. Sean walks us through when Roth conversions shine, when they don't, and how tax, retirement, and estate planning all fit together. If you want to feel more prepared for the financial side of retirement, this is an episode you won't want to miss. The discussion is intended to be for general educational purposes and is not tax, legal, or investment advice for any individual. Dr. Dahle and The White Coat Investor podcast do not endorse Sean Mullaney, Mullaney Financial & Tax, Inc. and their services. Median American wealth statistic source: https://www.ubs.com/us/en/wealth-management/insights/global-wealth-report.html  Today's episode is brought to us by SoFi, the folks who help you get your money right. Paying off student debt quickly and getting your finances back on track isn't easy, but that's where SoFi can help — they have exclusive, low rates designed to help medical residents refinance student loans—and that could end up saving you thousands of dollars, helping you get out of student debt sooner. SoFi also offers the ability to lower your payments to just $100 a month* while you're still in residency. And if you're already out of residency, SoFi's got you covered there too. For more information, go to https://www.whitecoatinvestor.com/Sofi SoFi Student Loans are originated by SoFi Bank, N.A. Member FDIC. Additional terms and conditions apply. NMLS 696891. The White Coat Investor has been helping doctors, dentists, and other high-income professionals with their money since 2011. Our free personal finance resource covers an array of topics including how to use your retirement accounts, getting a doctor mortgage loan, how to manage your student loans, buying physician disability and malpractice insurance, asset allocation & asset location, how to invest in real estate, and so much more. We will help you learn how to manage your finances like a pro so you can stop worrying about money and start living your best life. If you're a high-income professional and ready to get a "fair shake" on Wall Street, The White Coat Investor is for you! Find 1000's of written articles on the blog: https://www.whitecoatinvestor.com  Our YouTube channel if you prefer watching videos to learn: https://www.whitecoatinvestor.com/youtube  Student Loan Advice for all your student loan needs: https://studentloanadvice.com  Join the community on Facebook: https://www.facebook.com/thewhitecoatinvestor  Join the community on Twitter: https://twitter.com/WCInvestor  Join the community on Instagram: https://www.instagram.com/thewhitecoatinvestor  Join the community on Reddit: https://www.reddit.com/r/whitecoatinvestor  Learn faster with our Online Courses: https://whitecoatinvestor.teachable.com  Sign up for our Newsletter here: https://www.whitecoatinvestor.com/free-monthly-newsletter  00:00 WCI Podcast #446 04:25 Sean Mullaney, CPA Interview 06:00 5 Phases of Retirement 09:40 Early Retirement 16:00 The Golden Years of Retirement 23:38 IRMA 26:51 Taking Social Security 31:33 Qualified Charitable Distributions 37:22 Required Minimum Distributions 42:27 Widow Tax Trap 47:14 RMDs Are Not Bad 50:05 Roth vs. Traditional 55:03 Buy, Borrow, & Die 01:00:06 Tax Planning To and Through Early Retirement

Welcome to 30 Tips in 30 Days! Over the entire month of November, I will be releasing a short, bite sized episode of Fearless Presentations every morning covering things that are absolutely essential to being a better presenter. Whether you've been speaking professionally for years and years or are looking to just start your public speaking journey, applying just these 30 tips I cover here will instantly and easily make you improve as a speaker. This tip is very specifically worded because it's very easy to misinterpret and actually end up hurting your speech more than helping it. Quotes can be a very useful tool. If you are trying to add credibility to a position or decision you're presenting, directly quoting someone successful with your position or decision can make people think "well it worked for that successful person, maybe it's worth hearing out". So quotes are great, the chasms you can fall into come with how the quote is presented. Putting the quote up on the board, struggling to remember the speech, or misremembering it are all things that may actually hurt you more than help you.Show Notes: 101 Public Speaking Tips For Delivering Your Best Speech(https://www.fearlesspresentations.com/101-public-speaking-tips-for-delivering-your-best-speech/)

Host and Certified Financial Planner, Bryan Kuderna, delves into the "Buy, Borrow, and Die" strategy, a financial approach to minimize taxes. After three straight years of high stock market returns, investors should be aware of how to use their portfolio most efficiently. He discusses capital gains taxes, the benefits of long-term investing, tax loss harvesting and "wash sale" rules, step-up in basis for heirs, and the strategic use of donor-advised funds. This episode is brought to you by Weekly Wealthy Wisdom, my free e-newsletter. Go to www.bryankuderna.com to sign up now! This podcast is for informational purposes only. Guest speakers and their firms are not affiliated with or endorsed by PAS or Guardian. This material contains the current opinions of the speakers but not necessarily those of PAS, Guardian or its subsidiaries and such opinions are subject to change without notice. None of the organizations mentioned in this podcast have any affiliation with Guardian or PAS. Bryan Kuderna is a Registered Representative and Financial Advisor of Park Avenue Securities LLC (PAS). OSJ: 50 Tice Blvd. Woodcliff Lake, NJ 07677 (973)244-4420. Securities products and advisory services offered through PAS, member FINRA, SIPC. Financial Representative of The Guardian Life Insurance Company of America® (Guardian), New York, NY. PAS is a wholly owned subsidiary of Guardian. Kuderna Financial Team is not an affiliate or subsidiary of PAS or Guardian. CA Insurance License #OK04194 

We are one church with many locations across Sydney, united with a heart that people would know Jesus, find community and discover purpose. You can find more resources to this message on the Youversion Bible App, follow us on Instagram @c3.syd or reach out on our website c3syd.church/contact. We pray this message blesses you today!

Elaine Asher, Co-founder & Chief Strategy Officer of Eve Wealth joins The Aubservation to break down a simple reality: women are set to control ~$30T by 2030, and crypto is a once-in-a-generation on-ramp to real ownership.We cover:- Why 70% of widows fire their advisor in 3 months- AI-driven portfolios- Why women investors outperform men- Does bitcoin have product market fit?- The problem with bitcoin onboarding UXSubscribe for new episodes weekly. Follow Aubrey: https://x.com/aubreystrobel Follow the show: https://x.com/theaubservation Follow Elaine: https://x.com/EAsherSFListen on Spotify, Apple and more.Brought to you by Figure Markets, the platform to Earn and Borrow. This episode is brought to you by Figure, the platform to Earn and Borrow.Need liquidity without selling your crypto? Figure offers Crypto-Backed Loans, allowing you to borrow against your Bitcoin, Ethereum, Solana with 12-month terms and no prepayment penalties. They have the lowest rates in the industry at 8.91%, allowing you to access instant cash or buy more Bitcoin without triggering a tax event.Your BTC collateral is protected by decentralized MPC custody. You can always see your BTC ownership in your FM account and verify holdings in your personal BTC vault on chain.Unlock your crypto's potential today. Visit their app to apply for a Crypto Backed Loan today! https://figuremarkets.co/aubreyDisclosure: Figure Lending LLC dba Figure. Equal Opportunity Lender. NMLS 1717824. Terms and conditions apply. Visit figure.com for more information.Figure Markets Credit LLC. 650 S. Tryon Street, 8th Floor, Charlotte, NC 28202. (888) 926-6259. NMLS ID 2559612. Terms and conditions apply.

We Happy Few are here for Season 11, Episode 22. We are battling towards the end of the season. Liz tells the story of Cécile Fatiman, a Vodou priestess and Haitian revolutionary. Research LinksEzili Ge Rouge – OCCULT WORLDEncyclopedia Of African Religion : Free Download, Borrow, and Streaming : Internet ArchiveEzili Dantor - WikipediaVodou and History on JSTOR1 PERVERTING HAITI: The Transnational Imperialist Discourse of the Black Republic as the Premodern Land of “Voodoo/Vaudoux” The Transnational Imperialist Discourse of the Black Republic as the Premodern Land of “Voodoo/Vaudoux” from The Sexual Politics of Empire: Postcolonial Homophobia in Haiti on JSTOR4 Performing Diaspora: The Science of Speaking for Haiti The Science of Speaking for Haiti from Undisciplined: Science, Ethnography, and Personhood in the Americas, 1830-1940 on JSTORMythologizing the Lwa Demanbre: A Thought Experiment in the Nineteenth-Century History of Vodou A Thought Experiment in the Nineteenth-Century History of Vodou on JSTORRestoring Haitian Women's Voices and Verbalizing Sexual Trauma in "Breath, Eyes, Memory" on JSTORColonial Hell and Female Slave Resistance in Saint-Domingue on JSTORIn Her Own Image: Slave Women and the Re-imagining of the Polish Black Madonna as Ezili Dantò, the Fierce Female Lwa of Haitian Vodou

Newly promoted and still stuck in "super-doer" mode? Here's how to rebalance control, culture, and delegation so the whole team scales—safely and fast.  Why do new managers struggle when they're promoted from "star doer" to "leader"? Because your brain stays in production mode while your job has shifted to people, culture, and systems. After promotion, you're accountable not only for your own KPIs but for the entire team's outcomes. It's tempting to cling to tasks you control—dashboards, sequencing, reporting—because they're tangible and quick wins. But 2025 leadership in Japan, Australia, the US, and Europe demands more: setting strategy, articulating vision, and developing capability. The pivot is psychological—move from "I produce" to "I enable production," or you'll cap growth and burn out. Do now: List your top five "leader-only" responsibilities and five tasks to delegate this week; schedule handovers with owners and dates.  Mini-summary: New leaders fail by over-doing; succeed by re-wiring attention from personal output to team capability. What's the practical difference between managing processes and leading people? Managers ensure things are done right; leaders ensure we're doing the right things—and growing people as we go.Processes secure quality, timeliness, budget discipline, and compliance. Leadership adds direction: strategy, culture, talent development, and context setting. Across sectors—manufacturing in Aichi, B2B SaaS in Seattle, retail in Sydney—over-indexing on process alone turns humans into "system attachments," stifling initiative and innovation. Over-indexing on people without controls risks safety, regulatory breaches, and inconsistent delivery. The art is dynamic dosage: tighten or loosen controls as competency, risk, and stakes shift. Do now: For each workflow, rate "risk" and "competency." High risk/low competency → tighter checks; low risk/high competency → more autonomy.  Mini-summary: Processes protect, people propel; leaders tune both based on risk and capability. How much control is "just enough" without killing initiative or risking compliance? Use the guardrail test: prevent safety/compliance violations while leaving room for stretch, accountability, and growth. Post-pandemic supply chains, ESG scrutiny, and Japan's regulator expectations mean leaders can't "set and forget." Too few checks invite fines—or jail time for accountable officers; too many checks create Theory X micromanagement that freezes learning. Borrow from Toyota's jidoka spirit: stop the line when risk spikes, but otherwise let teams problem-solve. In SMEs and startups, standardise the critical few controls (safety, security, data) and keep the rest principle-based to preserve speed. Do now: Write a one-page "controls charter" listing non-negotiables (safety, compliance) and "managed freedoms" (experiments, pilots, scope to improve).  Mini-summary: Guardrails first, freedom second—enough control to stay legal and safe, enough autonomy to develop people. How do I stop doing my team's work and start scaling through delegation? Delegate outcomes, not chores—and accept short-term pain for long-term scale. Many first-time managers keep their player tasks because they distrust others or fear being accountable for mistakes. That works for a quarter, not a year. By FY2026, targets rise while your personal capacity doesn't. Multinationals from Rakuten to Siemens train leaders to assign the "what" and "why," agree on milestones and quality criteria, then coach on the "how." Expect a temporary dip as skills climb; measure trajectory, not perfection. Do now: Pick two tasks you still hoard. Define success, constraints, and checkpoints; delegate by Friday, then coach at the first checkpoint.  Mini-summary: Let go to grow; specify outcomes and coach to capability. How can I balance micro-management and neglect in day-to-day leadership? Replace "hovering" and "hands-off" with scheduled, high-leverage follow-up. Micromanagement announces low trust; neglect announces low care. Instead, run structured check-ins: purpose, progress, problems, pivots. In regulated environments (banks, healthcare, manufacturing), confirm evidence of controls; in creative or GTM teams, probe learning, experiments, and customer signals. Across APAC, leaders who share decision frameworks (RACI/DACI; risk thresholds; escalation paths) cut rework and surprise escalations. Do now: Implement a weekly 20-minute "PPP" per direct report—Progress (facts), Problems (risks), Pivots (next choices)—with artefacts attached in advance.  Mini-summary: Neither smother nor ignore—use predictable, evidence-based check-ins to align and de-risk. When should leaders "lead from the front" versus "get out of the way"? Front-load leadership in ambiguity; step back once clarity, competence, and controls exist. In crises, new markets, or safety-critical launches, visible, directive leadership calms noise and sets pace (think: first 90 days of a turnaround or a factory start-up). As routines stabilise, flip to servant leadership: remove blockers, broker resources, and celebrate small wins. In Japan, Nemawashi-style groundwork before meetings accelerates execution; in the US and Europe, crisp owner-dated action registers keep speed without rework. The best leaders oscillate based on context, not ego. Do now: For each initiative, label its phase (Explore/Build/Run). Explore = lead hands-on; Build = co-pilot; Run = empower with audits.  Mini-summary: Lead hard in fog; empower once the road is clear and guardrails hold. Conclusion: your real job is capability, culture, and controlled freedom Great organisations don't trade people for process or vice-versa—they orchestrate both. As of 2025, the winners grow leaders who tune controls to risk, develop people faster than targets rise, and delegate outcomes with smart follow-up. Stop carrying the team on your back. Build a team that carries the work—safely, compliantly, and proudly.  Optional FAQs Is micromanagement ever right? Only for high-risk, low-competency tasks; use it briefly, with a plan to taper. What if my team is slower than me? That's normal initially; coach cadence and quality, not perfection. How do I avoid regulator trouble? Document controls, evidence checks, and incident response paths; audit monthly. What do I say to ex-peers I now manage? Reset expectations: new role, shared goals, clear decision rights, and escalation routes.  Next steps for leaders/executives Write your one-page controls charter and review it with Legal/Compliance. Convert two "player" tasks into delegated outcomes this week. Install weekly PPP check-ins with artefacts attached in advance. Map each initiative to Explore/Build/Run and adjust your involvement accordingly.  Author Credentials Dr. Greg Story, Ph.D. in Japanese Decision-Making, is President of Dale Carnegie Tokyo Training and Adjunct Professor at Griffith University. He is a two-time winner of the Dale Carnegie "One Carnegie Award" (2018, 2021) and recipient of the Griffith University Business School Outstanding Alumnus Award (2012). As a Dale Carnegie Master Trainer, Greg is certified to deliver globally across all leadership, communication, sales, and presentation programs, including Leadership Training for Results. He has written several books, including three best-sellers — Japan Business Mastery, Japan Sales Mastery, and Japan Presentations Mastery — along with Japan Leadership Mastery and How to Stop Wasting Money on Training. His works have been translated into Japanese, including Za Eigyō (ザ営業), Purezen no Tatsujin (プレゼンの達人), Torēningu de Okane o Muda ni Suru no wa Yamemashō (トレーニングでお金を無駄にするのはやめましょう), and Gendaiban "Hito o Ugokasu" Rīdā (現代版「人を動かす」リーダー). Greg also publishes daily business insights on LinkedIn, Facebook, and Twitter, and hosts six weekly podcasts. On YouTube, he produces The Cutting Edge Japan Business Show, Japan Business Mastery, and Japan's Top Business Interviews. 

Jordi Visser is a macro investor with over 30 years of Wall Street experience. He also writes a Substack called “VisserLabs” and puts out investing YouTube videos. In this conversation, we discuss Bitcoin's “IPO moment” — why investors are feeling disappointed, what's really happening beneath the surface, and how these dynamics could reshape portfolios in the months ahead.  Jordi also shares his perspective on Tesla, artificial intelligence, and the shifting political landscape — explaining how the New York City mayor race and overall market sentiment could influence the next phase of global investing.======================Check out my NEW show for daily bite-sized breakdowns of the biggest stories in finance, technology, and politics: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://pompdesk.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠======================This episode is brought to you by Figure (https://figuremarkets.co/pomp), the platform to Earn and Borrow. Need liquidity without selling your crypto? Figure offers Crypto-Backed Loans, allowing you to borrow against your Bitcoin, Ethereum, & SOL with 12-month terms and no prepayment penalties. They have the lowest rates in the industry at 8.91%, allowing you to access instant cash or buy more Bitcoin without triggering a tax event. Your BTC collateral is protected by decentralized MPC custody. You can always see your BTC ownership in your FM account and verify holdings in your personal BTC vault on chain. Unlock your crypto's potential today. Visit their app to apply (https://figuremarkets.co/pomp) for a Crypto Backed Loan (https://figuremarkets.co/pomp) today! Figure Lending LLC dba Figure. Equal Opportunity Lender. NMLS 1717824. Terms and conditions apply. Visit figure.com for more information. Figure Markets Credit LLC. 650 S. Tryon Street, 8th Floor, Charlotte, NC 28202. (888) 926-6259. NMLS ID 2559612. Terms and conditions apply.======================As markets shift, headlines break, and interest rates swing, one thing stays true — opportunity is everywhere. At Arch Public, we help you do more than just buy and hold. Yes, our dynamic accumulation algorithms are built for long-term investors… but where we really shine? Our arbitrage algos — designed to farm volatility and turbocharge your core positions. The best part of Arch Public's products is they are free! Yes, you heard that right, try Arch Public for free! Take advantage of wild moves in assets like $SOL, $SUI, and $DOGE, and use them to stack more Bitcoin — completely hands-free. Arch Public is already a preferred partner with Coinbase, Kraken, Gemini, and Robinhood, and our team is here to help you build smarter in any market. Visit Arch Public today, at https://www.archpublic.com, your portfolio will thank you.======================DeFi Development Corp. (Nasdaq: DFDV) is pioneering a new category in crypto investing with the first Solana-focused Digital Asset Treasury. DFDV offers public market exposure to Solana's growth, yield, and onchain innovation, offering investors a leveraged way to participate in a trillion-dollar opportunity. Learn more about why Solana and why DFDV at SolanaTo10K.com.======================Timestamps: 0:00 – Intro2:05 – Bitcoin's “IPO moment” and illiquid markets6:51 – How stablecoins and AI will impact bitcoin12:34 – AI stocks and the next phase18:22 – Jobs report, unemployment, and inequality20:40 – NYC mayor race & rise of socialism27:35 – Will Tesla buy Uber?31:18 – Inflation, wages, and the restaurant reset40:45 – Elon's trillion-dollar Tesla bet44:06 – “Make Your AI Bed” — adapting to the new era

What if the most honest way to change minds isn't a new campaign, but a new way to see familiar things? Brian Singer, known as “Someguy,” makes work that lures us with beauty and play, then nudges us to sit with what's uncomfortable. Brian's projects cross gallery walls and public space. The 1000 Journals Project sent blank books into the world for strangers to fill. TWIT Spotting put photos of distracted drivers on billboards to make a daily danger impossible to ignore. His recent pieces deconstruct books, flags, and everyday objects to examine censorship, identity, and what we choose to remember. In this conversation, we talk about how design craft and social commentary can live together. We also talk about heritage, silence, and what it means to make work that is both kind and clear. For the Rule29 community, this is a practical lens for client work and culture. Brian shows how to use material, language, and context to create meaning. He shows why public engagement matters. And he reminds us that strong ideas don't need to shout. They need to connect. Brian Singer is a San Francisco artist and designer. His work has been exhibited at SFMOMA, the Skirball Cultural Center, and the Torrance Art Museum. The 1000 Journals Project became a book and a feature documentary. He has led design for brands like Apple, Adidas, and Chronicle Books, and served as AIGA SF president. What you'll learn: + Make the familiar new. Reframe common symbols. Use deconstruction and reconstruction to reveal hidden meaning. + Design for public impact. Borrow trusted forms. Invite participation. Meet people where they are. + Beauty is a strategy. A clean, striking form opens the door. The message keeps people in the room. + Hold tension with care. Pair empathy with truth. It is possible to be humane and direct. + Build time into ideas. Let projects evolve. Some work needs years, not weeks. + Lead with context. Materials matter. Where a piece lives changes what it says. If you want work that moves people, don't add more noise. Create encounters. Give your audience a role. Use your craft to lower defenses, then be honest about the issue. This approach works in public art, brand systems, and campaigns. It also builds trust. If this episode gives you one nudge, let it be this: pick one symbol you use every day and ask what it really says. Then design a way for someone to see it fresh. That's how change starts. Thanks for listening to Design Of. If this conversation helped you think differently, share it with one person who leads creative work. Leave a rating where you listen. And keep making work that tells the truth with care. Links and references for episode: https://someguy.is/

Block Q3 2025 Post-Mortem: Acceleration With An AI EnginePost MortemIn this episode of Around the Desk, Sean Emory, Founder & CIO of Avory & Co., breaks down why Block is re-accelerating across Cash App and Square, how Borrow economics compound inside the ecosystem, and why Goose AI is the quiet operating layer powering efficiency and product velocity.DisclaimerAvory is an investor in Block.Avory & Co. is a Registered Investment Adviser. This platform is solely for informational purposes. Advisory services are only offered to clients or prospective clients where Avory & Co. and its representatives are properly licensed or exempt from licensure. Past performance is no guarantee of future returns. Investing involves risk and possible loss of principal capital. No advice may be rendered by Avory & Co. unless a client service agreement is in place.Listeners and viewers are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance.“Likes” are not intended to be endorsements of our firm, our advisors, or our services. While we monitor comments and “likes,” we do not endorse or necessarily share the opinions expressed by site users. Any form of testimony from current or past clients about their experience with our firm is strictly forbidden under current securities laws. Please limit posts to industry-related educational information and comments.Third-party rankings and recognitions are no guarantee of future investment success and do not ensure that a client or prospective client will experience a higher level of performance or results. These ratings should not be construed as an endorsement of the advisor by any client nor are they representative of any one client's evaluation.Please reach out to Houston Hess, our Head of Compliance and Operations, for any further details.

Key Takeaways: Create self-sustaining income: Learn how to turn your investments into income-generating assets by smartly borrowing against valuable holdings. Think like the wealthy: The rich often use debt wisely to grow their wealth without selling their main assets. See Bitcoin's role in growth: Bitcoin is one of the most liquid and limited assets in the world, making it a strong choice for high-growth strategies. Manage risk carefully: Borrow conservatively and assess risks to stay financially strong, even during economic downturns. Build lasting wealth: Use smart planning to create tax-free income and compounding growth that can be passed on to future generations.   Chapters: Timestamp Summary 0:00 Regenerative Income Strategy: Borrowing Against Wealth for Tax-Free Living 3:33 Understanding Financial Systems Through Cosmic and Economic Analogies 5:42 Leveraging Bitcoin-Backed Securities for Strategic Financial Growth 10:23 Leveraging Assets and Loans for Wealth Growth 14:56 Building Wealth Through Strategic Borrowing and Compound Interest 18:02 Borrowing Strategies Versus Selling Investments for Wealth Management 21:10 Understanding the Tax-Free Nature of Borrowing Against Assets 23:12 Leveraging Financial Strategies for Optimal Investment Returns 27:44 Bitcoin as a Scarce and Liquid Asset for Investment 30:19 Investment Advice and Risk Management for Bitcoin Enthusiasts   Powered by Stone Hill Wealth Management   Social Media Handles    Follow Phillip Washington, Jr. on Instagram (@askphillip)   Subscribe to Wealth Building Made Simple newsletter https://www.wealthbuildingmadesimple.us/   Ready to turn your investing dreams into reality? Our "Wealth Building Made Simple" premium newsletter is your secret weapon. We break down investing in a way that's easy to understand, even if you're just starting out. Learn the tricks the wealthy use, discover exciting opportunities, and start building the future YOU want. Sign up now, and let's make those dreams happen!   WBMS Premium Subscription   Phillip Washington, Jr. is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.

Shehzan Maredia is the Founder of Lava, a company building financial tools for Bitcoin holders who want to enjoy life without selling their BTC. In this conversation, we discuss how wealthy Bitcoiners are using innovative lending and credit solutions to buy homes, cars, and experiences — all while keeping their Bitcoin. Shahzad shares real stories, insights, and the broader vision behind enabling financial freedom without liquidation.======================Check out my NEW show for daily bite-sized breakdowns of the biggest stories in finance, technology, and politics: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://pompdesk.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠======================This episode is brought to you by Figure (⁠⁠https://figuremarkets.co/pomp⁠⁠), the platform to Earn and Borrow. Need liquidity without selling your crypto? Figure offers Crypto-Backed Loans, allowing you to borrow against your Bitcoin, Ethereum, & SOL with 12-month terms and no prepayment penalties. They have the lowest rates in the industry at 8.91%, allowing you to access instant cash or buy more Bitcoin without triggering a tax event. Your BTC collateral is protected by decentralized MPC custody. You can always see your BTC ownership in your FM account and verify holdings in your personal BTC vault on chain. Unlock your crypto's potential today. Visit their app to apply (⁠⁠https://figuremarkets.co/pomp⁠⁠) for a Crypto Backed Loan (⁠⁠https://figuremarkets.co/pomp⁠⁠) today! Figure Lending LLC dba Figure. Equal Opportunity Lender. NMLS 1717824. Terms and conditions apply. Visit figure.com for more information. Figure Markets Credit LLC. 650 S. Tryon Street, 8th Floor, Charlotte, NC 28202. (888) 926-6259. NMLS ID 2559612. Terms and conditions apply.======================Simple Mining makes Bitcoin mining simple and accessible for everyone. We offer a premium white glove hosting service, helping you maximize the profitability of Bitcoin mining. For more information on Simple Mining or to get started mining Bitcoin, visit https://www.simplemining.io/======================Xapo Bank, the world's first fully licensed Bitcoin-enabled bank, offers military-grade security with an unmatched blend of physical and digital security, as well as pioneering regulatory oversight, so your funds are always protected. Beyond secure storage, they enable you to grow and use your Bitcoin. Earn daily interest in Bitcoin, spend with zero FX fees using a global card, and make instant payments via the Lightning Network for unrivalled access and convenience. Visit https://www.xapobank.com/pomp to join.======================Timestamps: 0:00 - Intro2:36 - Who are high-net-worth bitcoiners?8:24 – “Buy, borrow, die” wealth strategy12:35 – How Lava's bitcoin loan products work18:22 – Lava's new bitcoin line of credit19:22 - Real examples of users borrowing for homes and cars21:36 – How Lava makes money24:30 – Why Lava focuses only on Bitcoin26:15 – New bitcoin-backed credit card launch30:05 - The simplicity of bitcoin

Jordi Visser is a macro investor with over 30 years of Wall Street experience. He also writes a Substack called “VisserLabs” and puts out investing YouTube videos. In this conversation, we unpack the Fed's interest rate cuts, the U.S.–China trade dynamic, and what they signal for global markets. We also dive into the Bitcoin, AI, and tokenized assets — explaining how these forces, alongside Tesla's innovations, are shaping the next major investment cycle.======================Check out my NEW show for daily bite-sized breakdowns of the biggest stories in finance, technology, and politics: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://pompdesk.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠======================This episode is brought to you by Figure (⁠https://figuremarkets.co/pomp⁠), the platform to Earn and Borrow. Need liquidity without selling your crypto? Figure offers Crypto-Backed Loans, allowing you to borrow against your Bitcoin, Ethereum, & SOL with 12-month terms and no prepayment penalties. They have the lowest rates in the industry at 8.91%, allowing you to access instant cash or buy more Bitcoin without triggering a tax event. Your BTC collateral is protected by decentralized MPC custody. You can always see your BTC ownership in your FM account and verify holdings in your personal BTC vault on chain. Unlock your crypto's potential today. Visit their app to apply (⁠https://figuremarkets.co/pomp⁠) for a Crypto Backed Loan (⁠https://figuremarkets.co/pomp⁠) today! Figure Lending LLC dba Figure. Equal Opportunity Lender. NMLS 1717824. Terms and conditions apply. Visit figure.com for more information. Figure Markets Credit LLC. 650 S. Tryon Street, 8th Floor, Charlotte, NC 28202. (888) 926-6259. NMLS ID 2559612. Terms and conditions apply.======================In this episode, Pomp spotlights easyBitcoin.app—the app that pays you 1% extra on recurring buys, 2% annual bitcoin rewards, and 4.5% APY on USD. Download it now for iOS or Android at https://easybitcoin.onelink.me/F1zP/klc4v1p8 and start earning today. Your capital is at risk. Crypto markets are highly volatile. This content is informational and not financial advice.======================DeFi Development Corp. (Nasdaq: DFDV) is pioneering a new category in crypto investing with the first Solana-focused Digital Asset Treasury. DFDV offers public market exposure to Solana's growth, yield, and onchain innovation, offering investors a leveraged way to participate in a trillion-dollar opportunity. Learn more about why Solana and why DFDV at ⁠SolanaTo10K.com⁠.======================Timestamps: 0:00 – Intro2:08 – Fed rate cut and market reaction4:34 – US - China trade agreement and impact7:54 – How to navigate government shutdown, labor market, and AI22:03 – Generational divide, wealth gap, and rise of socialism in politics26:46 – Bitcoin sentiment and why investors are frustrated33:21 – Tokenization, stablecoins, and the future of payments38:40 – Token revolution and the merging of AI & crypto42:27 – Tesla, robo-taxis, and the future of self-driving cars

Jordi Visser is a macro investor with over 30 years of Wall Street experience. He also writes a Substack called “VisserLabs” and puts out investing YouTube videos. In this conversation, we cover Tesla's robo-taxis, inflation, interest rates, and the U.S.–China trade dynamic. Jordy also shares how he's positioning his portfolio, and what Bitcoin, gold, and market psychology reveal about where investors are headed next.======================Check out my NEW show for daily bite-sized breakdowns of the biggest stories in finance, technology, and politics: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://pompdesk.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠======================This episode is brought to you by Figure (https://figuremarkets.co/pomp), the platform to Earn and Borrow. Need liquidity without selling your crypto? Figure offers Crypto-Backed Loans, allowing you to borrow against your Bitcoin, Ethereum, & SOL with 12-month terms and no prepayment penalties. They have the lowest rates in the industry at 8.91%, allowing you to access instant cash or buy more Bitcoin without triggering a tax event. Your BTC collateral is protected by decentralized MPC custody. You can always see your BTC ownership in your FM account and verify holdings in your personal BTC vault on chain. Unlock your crypto's potential today. Visit their app to apply (https://figuremarkets.co/pomp) for a Crypto Backed Loan (https://figuremarkets.co/pomp) today! Figure Lending LLC dba Figure. Equal Opportunity Lender. NMLS 1717824. Terms and conditions apply. Visit figure.com for more information. Figure Markets Credit LLC. 650 S. Tryon Street, 8th Floor, Charlotte, NC 28202. (888) 926-6259. NMLS ID 2559612. Terms and conditions apply.======================As markets shift, headlines break, and interest rates swing, one thing stays true — opportunity is everywhere. At Arch Public, we help you do more than just buy and hold. Yes, our dynamic accumulation algorithms are built for long-term investors… but where we really shine? Our arbitrage algos — designed to farm volatility and turbocharge your core positions. The best part of Arch Public's products is they are free! Yes, you heard that right, try Arch Public for free! Take advantage of wild moves in assets like $SOL, $SUI, and $DOGE, and use them to stack more Bitcoin — completely hands-free. Arch Public is already a preferred partner with Coinbase, Kraken, Gemini, and Robinhood, and our team is here to help you build smarter in any market. Visit Arch Public today, at https://www.archpublic.com, your portfolio will thank you.======================DeFi Development Corp. (Nasdaq: DFDV) is pioneering a new category in crypto investing with the first Solana-focused Digital Asset Treasury. DFDV offers public market exposure to Solana's growth, yield, and onchain innovation, offering investors a leveraged way to participate in a trillion-dollar opportunity. Learn more about why Solana and why DFDV at SolanaTo10K.com.======================Timestamps: 0:00 - Intro1:39 - Tesla and the rise of robotaxis15:33 - How AI, abundance, and bitcoin connect21:05 - Generational divide and government control23:14 - Why AI adoption mirrors Bitcoin adoption26:00 - Gold's parabolic run and sharp pullback29:27 - China–US trade deal impact on gold and markets37:22 - Layoffs, future of automation, and wealth effect43:06 - Who could be selling bitcoin right now?48:58 - The inevitability of AI and the next wave of innovation