Podcasts about Borrow

In this episode we answer an email from Cameron.  First, we consider the long history of consumer marketing and how the retail financial services industry fits into it, including reviewing developments in financial services business models over the past century.  In that context, we then break down why the current most popular business models are fear-based, which leads to retirement planning firms pushing “paycheck replacement,” annuities and other inefficient solutions involving buckets, ladders and flower pots.   We also discuss how AUM combined with fear-based business models leads to the biggest current problem in retirement planning -- chronic underspending, and why that is unlikely to change in the near future.And THEN we our go through our weekly portfolio reviews of the eight sample portfolios you can find at Portfolios | Risk Parity Radio.Links:Empire of Things:  Empire of Things: How We Became a World of Consumers, from the Fifteenth Century to the Twenty-First – An Epic History of Goods and the Modern Material Life: Trentmann, Frank: 9780062456328: Amazon.com: BooksPropaganda:  Bernays, Edward L. Propaganda [1928] [1936] : E. Bernays : Free Download, Borrow, and Streaming : Internet ArchiveInfluence:  Amazon.com: Influence, New and Expanded: The Psychology of Persuasion (Audible Audio Edition): Robert B. Cialdini, Robert B. Cialdini, Harper Business: Audible Books & OriginalsPsychology of Human Misjudgment:  Charlie Munger - 24 Cognitive Biases - Human Misjudgment full speech (Improved Audio & Captioned)Thinking, Fast and Slow Summary:  Microsoft Word - Thinking Fast and Slow Book Summary.docExtraordinary Popular Delusions and the Madness of Crowds:  The Project Gutenberg eBook of Memoirs of Extraordinary Popular Delusions and the Madness of Crowds, by Charles MackayFifty Years in Wall Street:  Fifty years in Wall Street by Henry Clews | Project GutenbergWhere Are The Customers' Yachts?:  Where Are the Customers' Yachts?: or A Good Hard Look at Wall Street (Wiley Investment Classics): Schwed Jr., Fred, Arno, Peter, Zweig, Jason: 9780471770893: Amazon.com: BooksClassifying Financial Advisors By Their Business Models:  Interacting with the Financial Services Industry with SC GutierrezWhite Coat Investor Podcast Episode -- (start at 57:30 -- "6 out of 7 retirees are underspending"):  Advanced Financial Planning Q&A for Physicians - WCI Podcast #489Source For The 6 Out of 7 Are Underspending Statistics:  How Do Retirees Actually Spend Their Money?Breathless Unedited AI-Bot Summary:A retirement plan that “feels like a paycheck” can be a comforting story, but comfort is not a strategy. We respond to a listener who sat through a pitch from an Atlanta-area retirement planning firm and walked away hearing the same two levers again and again: income and annuities, followed by taxes and crash fears when challenged. That's the hook for a much bigger conversation about why so much retirement advice is designed to manage anxiety instead of maximizing outcomes.We trace the roots of modern financial marketing through consumer culture and the persuasion playbook, from early propaganda techniques to the behavioral finance insights that explain how fear and incentives shape decisions. Then we map that history onto the financial services industry itself: the commission era, the loaded mutual fund era, the rise of assets under management (AUM), and today's shift toward selling “sleep well at night” reassurance. Along the way, we talk about why “income-first” retirement planning can be tax-inefficient, why liquidity and total return matter, and why bucket, ladder, and flower pot strategies often solve for feelings before they solve for math.After the big-picture rant, we bring it back to practical portfolio work. We run through the weekly market snapshot and performance across the show's diversified sample portfolios, spanning stocks, Treasury bonds, gold, commodities, managed futures, and more. We also detail an OPTRA portfolio rebalance after a long stretch without rebalancing, including exactly what we sold and bought and what the rule-based experiment is meant to reveal.Support the show

Jordi Visser is back by popular demand. I shared something I've been noticing all year — that Bitcoin sentiment feels different this cycle, less like a movement to fix a broken system and more like a line item in a portfolio. He pushed back harder than I expected. His argument is that the old financial system is breaking in front of us, a new one is forming faster than people think, and Bitcoin is the piece of it he's certain survives. We discuss: Whether the sudden push for AI regulation was coordinated, and who benefits His response to the argument that the data center debt looks like 2008 housing Why he says you can't understand where Bitcoin goes next without watching the rest of crypto Where he agrees with Michael Saylor, and where he says he sees Bitcoin differently than anyone he knows Why worrying about the future is the habit that costs investors the most Why he walked away from a top job at Morgan Stanley after 9/11 Follow Jordi Visser on X https://x.com/jvisserlabs  ---- Order Natalie's new book "Bitcoin is For Everyone," a simple introduction to Bitcoin and what's broken in our current financial system: https://amzn.to/3WzFzfU  ---- Borrow against your Bitcoin without selling it. Ledn offers Bitcoin-backed loans built for serious holders, with rates that get lower as your loan size increases. With Ledn's custodied loan product, your Bitcoin is held in custody and not lent out. Ledn has operated through multiple market cycles without a loss of client assets and publishes Proof of Reserves so you can verify what they hold. Get 0.25% off your first loan at ledn.io/natalie. Terms apply — see the site for details. ---- Bitdeer Technologies Group (NASDAQ: BTDR) powers AI and Bitcoin mining infrastructure with 3 GW of secured global energy — and owns the entire stack, from equipment manufacturing to data centers to proprietary orchestration software. Learn more at https://www.bitdeer.com ---- Abundant Mines is a fully-managed Bitcoin mining in the U.S. You own the miners. You keep 100% of the Bitcoin. Voted #1 mining company by peers. Get 1 month of free hosting: AbundantMines.com/Natalie ---- Bitgo is the digital asset infrastructure company trusted by institutions worldwide for regulated, insured custody, trading, settlement, and liquidity. BitGo now offers that same institutional-grade, insured qualified custodian to individuals—completely free! Learn more at https://www.bitgo.com/natalie  ---- Natalie's Bitcoin Product Partners: Multisig self-custody without a seed phrase! Download Bitkey Today and use my promo code STORIES to get 10% off the new Bitkey. This episode has been sponsored by Bitkey: https://bitkey.world/STORIES  Master Bitcoin self-custody and gain peace of mind with 1-on-1 training: https://www.thebitcoinway.com/natalie?utm_source=partner-natalie&utm_medium=podcast With BitcoinIRA, you can invest in bitcoin 24/7 inside a tax-advantaged IRA. Choose a Traditional IRA to defer taxes, or a Roth IRA for tax-free withdrawals later. Take control of your future with BitcoinIRA: https://www.bitcoinira.com/natalie  Kalshi is the largest prediction market in the world.Use code HODL and get $25 when you trade $25 http://kalshi.com/r/HODL  Natalie's Upcoming Events: The best time to plan for Bitcoin 2027 is right now. Early bird tickets are live — grab the lowest pricing available and use code HODL for 10% off: https://tickets.b.tc/event/bitcoin-2027?promoCodeTask=apply&promoCodeInput=HODL  Extra Services to Consider: One of the best decisions I made for both my heath and my bank account was joining CrowdHealth years ago. I never spend more than $200 on health coverage through my CrowdHealth plan and all my health events have been crowd-funded. Get started with a discounted plan at my link. : www.joincrowdhealth.com/natalie  ---- Disclaimer: The News Block and Coin Stories are for educational and entertainment purposes only and do not constitute financial, investment, legal, or tax advice. Natalie Brunell is not a financial advisor. Some content may include sponsorships or paid partnerships, which are disclosed. Always do your own research and consult a licensed professional before making financial decisions. Bitcoin and digital assets are volatile — never invest more than you can afford to lose.

Grace Remington and Sean Hagan break down the surge in #InstitutionalAdoption, a post-mortem on the #CLARITYAct, and #MacroInvesting conditions on #BitcoinMagazine TV (BMTV). Live Monday through Friday at 9:30am ET.Guests:- Phong Le — Strategy- Bill Miller IV — Miller Value Partners- Blue Macellari — T. Rowe PriceTyler Evans — UTXO Managementand more!To learn more and get the latest news on BMTV, visit: www.watchbmtv.comThank you to our BMTV Founding Sponsors!

Welcome to Episode 351 of Lucretius Today. This is a podcast dedicated to the poet Lucretius, who wrote "On The Nature of Things," the most complete presentation of Epicurean philosophy left to us from the ancient world. Each week we walk you through the Epicurean texts, and we discuss how Epicurean philosophy can apply to you today. If you find the Epicurean worldview attractive, we invite you to join us in the study of Epicurus at EpicureanFriends.com, where we discuss this and all of our podcast episodes. This week we are continuing our series reviewing Cicero's "Academic Questions" from an Epicurean perspective, which gives us an overview of the issues that split Plato's Academy and helps us understand Epicurus' position on the same issues. This week will continue in Section 16 of Book Two. Our text will come fromCicero - Academic Questions - Yonge We'll likely stick with Yonge primarily, but we'll also refer to the Rackham translation here: Cicero On Nature Of Gods Academica Loeb Rackham : Free Download, Borrow, and Streaming : Internet Archivehttps://www.epicureanfriends.com/thread/5261-episode-351-eataq33-heap-big-trouble-for-the-stoic-platonic-approach-to-knowledg/

Grace Remington and Sean Hagan break down #GlobalMacro conditions, the rise of open source #AI, and the latest flows into #Bitcoin ETFs on #BitcoinMagazine TV (BMTV). Live Monday through Friday at 9:30am ET.Guests:- Ric Edelman — Digital Assets Council of Financial Professionals (DACFP)- Dan Hillery — Buck Labs- Eric Balchunas — Bloomberg Intelligence- Zack Shapiro — Bitcoin Policy Instituteand more!To learn more and get the latest news on BMTV, visit: www.watchbmtv.comThank you to our BMTV Founding Sponsors!

Grace Remington and Sean Hagan break down the #Fed rate decision, what it means for risk assets, and the buildout of digital infrastructure on #BitcoinMagazine TV (BMTV). Live Monday through Friday at 9:30am ET.Guests: - Peter Schiff — The Peter Schiff Show - Mike Belshe — BitGo - Mark Yusko — Morgan Creek Capital Management - Khing Oei — Treasury and more! To learn more and get the latest news on BMTV, visit: www.watchbmtv.com Thank you to our BMTV Founding Sponsors!

Your business evolves over time, so why shouldn't your branding? In this episode of Building Your Brand, I chat with brand designer and self-styled "brand chef" Aiza Cheung of Studio Coya. We dive deep into why small business owners and service providers should stop flattening their services into generic lists and instead embrace the power of branding their signature offers. Aiza breaks down her signature food analogies to explain how your business brand acts as the restaurant, while your signature offer is that one distinctive dish everyone comes back for. We also talk about the brilliant concept of "themed branding," using pattern disruptions, and how you can steal clever campaign strategies from corporate giants to stand out in your own industry.   Key Takeaways The Restaurant vs. The Signature Dish: Your overarching business brand is there to nurture your audience and build general trust . Your signature offer branding is the entry point that shows clients exactly what specific solution you provide.   Pattern Disruption via Campaigns: Consistency builds trust, but audiences can become blind to the same visuals over time. Launching a dedicated campaign or signature offer provides a temporary window to play with new visual elements to peak curiosity.   Theming Grounds Your Messaging: Choosing an anchor or theme (like Aiza's food concept or Rachel Emma Wearing's space aesthetic) makes it exponentially easier to write copy, devise analogies, and feel creatively aligned.   Borrow from Other Industries: Instead of mimicking direct competitors, look outside your niche. Aiza looks to product-based food brands and hospitality to discover fresh ways to market online services.   Strategic Disruption vs. Trust: Standing out with an unusual industry colour palette is highly effective, but you must ensure your visual pattern disruption doesn't undermine the core trust required for your profession.   Episode Highlights 01:45: Aiza's journey from a linear design career to handling an unexpected redundancy that pushed her into running her studio   04:20: What exactly defines a signature offer and how service providers can apply the SaaS model to their programs   08:35: Pulling visual levers: Deciding how visually similar or distinct a sub-brand should be from your main parent brand   18:25: How Aiza stumbled across her food theme by mistake and how it transformed into her biggest marketing asset  20:15: Designing a theme that isn't loud: The story of The Two Lauras and their internal "comfy jumper and jeans" anchor   28:30: Why it is okay to play with visual trends in short-term marketing blocks rather than a permanent rebrand About the Guest Aiza Cheung is a brand designer, strategist, and the founder of Studio Coya . Known as the "brand chef," she helps online service-based businesses differentiate their primary brands and structure unique visual worlds around their signature offers. Website: studiocoya.com Instagram: @studiocoya Podcast: Nourish Your Brand Aiza's Free Theming Masterclass I would love to hear what you think of this episode, so please do let me know on Instagram where I'm @‌lizmmosley or @‌buildingyourbrandpodcast and I hope you enjoy the episode! This episode was written and recorded by me and produced by Lucy Lucraft lucylucraft.co.uk If you enjoyed this episode please leave a 5* rating and review!

Grace Remington and Sean Hagan break down the #FOMC outlook, the #ClarityAct vote, and the rise of digital credit on #Bitcoin Magazine TV (BMTV). Live Monday through Friday at 9:30am ET. Guests: - John Deaton — Managing Partner, The Deaton Law Firm - Matt Cole — Strive - Hunter Albright — SALT Lending and more! To learn more and get the latest news on BMTV, visit: www.watchbmtv.com Thank you to our BMTV Founding Sponsors!

Grace Remington and Sean Hagan launch #Bitcoin Magazine TV (BMTV) with a look at bitcoin, the #macro picture, and the road ahead for the #ClarityAct. To learn more and get the latest news on BMTV, visit: www.watchbmtv.comThank you to our BMTV Founding Sponsors!

She accepted your connection request four days ago. The message box has been open in a tab ev In this episode, Karen Yankovich breaks down the warm open: the one-sentence, zero-ask messag In this episode: - Why "thanks for connecting" is the same as sending nothing - The three things every warm open needs: a real reason, a specific detail, and zero ask - The 50-people test that separates a warm open from polite spam - What to do when there's no reason to reach out (yet) - Why "later in the year" is an appointment nobody put on your calendar - and how holding the Your homework is one message. Find one person who said yes to you and got silence back - a we   Resources Mentioned In The Episode: Ready for the whole system - how to find stages, get on them, and turn one room into the next four? Grab Karen's free Borrow the Stage masterclass (about an hour) >> Borrow the Stage Masterclass Visibility Salon: Karen's membership community, home of the Borrow of the Stage initiative LinkedIn for Women Community: Karen's free Facebook group where listeners post their weekly 20-minute windows for accountability. Work with Karen: Book a call to talk through your own visibility strategy.   Magical Quotes From The Episode: "Nobody handed you bad character. They handed you bad advice." "The absence of an ask is what makes the reply honest." "The follow up is not an imposition. The follow up is the second half of the same sentence."   Help Us Spread The Word! It would be awesome if you shared the Good Girls Get Rich Podcast with your fellow entrepreneurs on Twitter. Click here to tweet some love! If this episode has taught you just one thing, I would love if you could head on over to Apple Podcasts and SUBSCRIBE TO THE SHOW! And if you're moved to, kindly leave us a rating and review. Maybe you'll get a shout out on the show!   Ways to Subscribe to Good Girls Get Rich: Click here to subscribe via Apple Podcasts Click here to subscribe via PlayerFM Good Girls Get Rich is also on Spotify Take a listen on Podcast Addict

In recent weeks the US Treasury Secretary has tried to tame the bond markets. The cost of bonds affects how much you pay for borrowing such as mortgages and credit cards. But can Scott Bessent succeed where so many before him have failed?Also the luxury brand LVMH appears to be losing some of its shine. Why has the luxury giant lost its appeal and how much is the second-hand market to blame?Elsewhere the Ebola outbreak in the Democratic Republic of the Congo has killed more than 3,400 people, what does it take to develop a vaccine?(Photo Credit: EPA/Shutterstock)

In this week's episode of the Coin Stories News Block powered exclusively by Ledn, we cover these major headlines related to Bitcoin, macroeconomics, and global finance: The CEOs of multiple leading AI companies say the industry needs to slow down. We break down the major AI news story that broke over the weekend. Why a Fed rate hike now looks all but certain, and the tiny inflation number that sealed it Trump's $5,000 promise to every adult American. Who would actually pay for it? Metaplanet gives up $220 million to calm a shareholder revolt. Is it enough? Blockstream to the Liquid hackers: "It is theft." The 600 bitcoin standoff ---- Borrow against your Bitcoin without selling it. Ledn offers Bitcoin-backed loans built for serious holders, with rates that get lower as your loan size increases. With Ledn's custodied loan product, your Bitcoin is held in custody and not lent out. Ledn has operated through multiple market cycles without a loss of client assets and publishes Proof of Reserves so you can verify what they hold. Get 0.25% off your first loan at ledn.io/natalie. Terms apply — see the site for details. ---- Order my approachable introduction to Bitcoin book "Bitcoin is for Everyone: https://www.amazon.com/dp/1804091138?linkCode=ssc&tag=onamzameri07b-20&creativeASIN=1804091138&asc_item-id=amzn1.ideas.3Q6CKLCXBKGSV&ref_=aip_sf_list_spv_ons_mixed_d_asin  Limited signed copies are available for purchase at shop.talkingbitcoin.com powered by Speed Wallet.  ---- Read every story in the News Block with visuals and charts! Join our mailing list and subscribe to our free Bitcoin newsletter: https://thenewsblock.substack.com ---- Upcoming Events: The best time to plan for Bitcoin 2027 is right now. Early bird tickets are live — grab the lowest pricing available and use code HODL for 10% off: https://tickets.b.tc/event/bitcoin-2027?promoCodeTask=apply&promoCodeInput=HODL  ---- Disclaimer: The News Block and Coin Stories are for educational and entertainment purposes only and do not constitute financial, investment, legal, or tax advice. Natalie Brunell is not a financial advisor. Some content may include sponsorships or paid partnerships, which are disclosed. Always do your own research and consult a licensed professional before making financial decisions. Bitcoin and digital assets are volatile — never invest more than you can afford to lose.

In our final bold prediction before Trapital Summit, Guillaume de Chalendar, Executive Vice President and Head of Media and Entertainment Banking at Banc of California, joins us to discuss the growing wave of capital entering the music industry. Guillaume explains why artists and rights holders may borrow against their catalogs instead of selling them, along with the risks of overleveraging valuable music assets. We break down lender rights, foreclosure risk, capital stacks, rising loan-to-value ratios, and why choosing the right lender and advisors matters more than ever. Join us at Trapital Summit on September 15:https://www.trapital.com/summit/2026 CHAPTERS 02:22 Capital Influx02:43 Catalog Loans03:22 Foreclosure Risk06:12 Banks vs. New Lenders06:40 Sell, Borrow, or Stack?08:23 Music ABS Growth11:08Trapital Summit SPONSORS Chartmetric: Listen in for our Stat of the Week Symphonic: Distribute your music to one of the largest networks in the industry. Symphonic delivers your music to over 200 digital service providers ensuring that you're monetizing every stream and use of your music on Spotify, TikTok, YouTube, and more TRAPITAL Where technology shapes culture. New episodes and memos every week. Sign up here for free.

⏱️ Capítulos do vídeo00:00 A estratégia “Pegue Emprestado Até Morrer”00:39 O que é Buy, Borrow, Die02:12 Por que essa estratégia funciona nos Estados Unidos04:04 O que funciona no Brasil04:13 Como adiar impostos sem vender os ativos05:43 Empréstimos com garantia no Brasil06:28 A matemática da dívida08:33 RC Wealth09:04 O que acontece na sucessão brasileira11:22 A versão brasileira que pode funcionar12:44 Compre, estruture e garanta liquidez13:20 RC Wealth

Send us Fan MailWhat if debt isn't the enemy, but a tool you've been afraid to use?In this episode of The WEBB Remedy Podcast, we're rethinking the money mindsets that can keep entrepreneurs from moving forward: the fear of debt, the confusion around risk, and the shame that can sometimes arise when it's time to ask for capital.Host Rinnie Orr, Executive Director of WEBB Squared, is joined by Judy Batista, CEO and founder of Laughing Monitos, as well as PNC Bank Business Banking leaders Nicole “Nikki” Hibbs and Joshua Wingo.Together, they explore what it really means to become lending-ready and approach funding with greater clarity, confidence, and intention.The conversation examines how entrepreneurs can think strategically about debt, evaluate risk, understand cash flow, and prepare for productive conversations with lenders. It also invites business owners to consider a different perspective: funding conversations are not about personal worth or asking for a favor. They are opportunities to explore whether the right financial partnership can help bring a business vision to life.This episode is part of WEBB Squared's Money Mindset Conversation Series, sponsored by PNC Bank.Meet co-host Judy Batista CEO and Founder, Laughing MonitosJudy Batista is a bilingual speech-language pathologist with more than 15 years of experience supporting young children's communication development.As the founder of Laughing Monitos, Judy provides play-based, evidence-based therapy for children ages 0–4. She specializes in speech, language, and feeding disorders and is passionate about empowering multicultural families through compassionate, personalized care.Judy also brings the perspective of an entrepreneur who is building and growing a mission-driven business.Meet our guests:Nicole “Nikki” Hibbs, Business Banking Regional Sales Leader, PNC Bank — Western CarolinasNicole “Nikki” Hibbs is the Business Banking regional sales leader for PNC's Western Carolinas market, which includes the Triad and Charlotte regions.In this role, she leads a team of relationship managers who help local small business owners grow and scale their ventures.With 30 years of experience in financial services, Nikki brings broad expertise from a variety of roles across retail, business, and commercial banking.Based in Murphy, North Carolina, Nikki is actively involved in her community through organizations including the Cherokee County Chamber, the Murphy Business Association, and the Rotary Club of Murphy.Joshua Wingo, Business Banking Regional Sales Leader, PNC Bank — Eastern CarolinasJoshua Wingo serves as the Business Banking regional sales leader for PNC's Eastern Carolinas market, overseeing the Triangle, Wilmington, and Charleston regions.He leads a team of relationship managers dedicated to delivering lending, treasury management, and financial solutions that help businesses grow, improve cash flow, and operate more efficiently.With extensive experience in retail and business banking, Josh is recognized for his consultative leadership style, commitment to client success, and ability to develop high-performing teams.Based in Wilmington, North Carolina, Josh is an active supporter of local economic development efforts. He works closely with community organizations, business leaders, and nonprofits to promote entrepreneurship and strengthen the communities PNC serves.About The WEBB Remedy PodcastThe WEBB Remedy Podcast is a mindset-shifting podcast from WEBB Squared, a nonprofit working to recognize and address the wealth gap by building a supportive ecosystem around rural and underrepresented entrepreneurs in and around Chatham County, North Carolina.Through honest conversations, the podcast explores entrepreneurship, mindset, community, wealth-building, and the relationships that help people and businesses grow.Special thanks to PNC Bank for supporting this important conversation series and helping create space for entrepreneurs to build financial clarity, confidence, and capacity.Connect and Learn MoreLearn more about WEBB Squared, its coaching, workshops, and entrepreneur support services:  www.webbsquared.orgLearn more about Laughing Monitos:  www.laughingmonitos.comLearn more about PNC Bank's business banking resources: PNC Bank Business ResourcesSupport the showThank you for listening...Our theme this year is "Changemakers in Motion"To find out how you can be changemaker and connect - check out WEBB Squared.Become a changemaker today! Support WEBB Squared's annual campaign. We would love to hear from you.  Please contact rinnie@webbsquared.org for more information.

Natalie Brunell sits down with Vik Sharma, founder and CEO of Radar Chat, Cake Wallet and an active angel investor in the Bitcoin space. Vik spent decades in the steel industry in Pittsburgh before Bitcoin pulled him in, and he's now one of the most prolific builders and angel investors in the space. We discuss: The purchase that got him banned from Coinbase Sending money the same way you send a text What he saw people in China doing years before Apple Pay The strange reason tariffs made steel companies billions His line about Bitcoin's price that he says everyone has backwards Follow Vik Sharma on X https://x.com/vikrantnyc  ---- Borrow against your Bitcoin without selling it. Ledn offers Bitcoin-backed loans built for serious holders, with rates that get lower as your loan size increases. With Ledn's custodied loan product, your Bitcoin is held in custody and not lent out. Ledn has operated through multiple market cycles without a loss of client assets and publishes Proof of Reserves so you can verify what they hold. Get 0.25% off your first loan at ledn.io/natalie. Terms apply — see the site for details. ---- Bitdeer Technologies Group (NASDAQ: BTDR) powers AI and Bitcoin mining infrastructure with 3 GW of secured global energy — and owns the entire stack, from equipment manufacturing to data centers to proprietary orchestration software. Learn more at https://www.bitdeer.com. ---- Abundant Mines is a fully-managed Bitcoin mining in the U.S. You own the miners. You keep 100% of the Bitcoin. Voted #1 mining company by peers. Get 1 month of free hosting: AbundantMines.com/Natalie ---- BitGo is the digital asset infrastructure company trusted by institutions worldwide for regulated, insured custody, trading, settlement, and liquidity. BitGo now offers that same institutional-grade, insured qualified custody to individuals—completely free! Learn more at BitGo.com/natalie ---- Natalie's Bitcoin Product Partners: Multisig self-custody without a seed phrase! Download Bitkey Today and use my promo code STORIES to get 10% off the new Bitkey. This episode has been sponsored by Bitkey: https://bitkey.world/STORIES Master Bitcoin self-custody and gain peace of mind with 1-on-1 training: https://www.thebitcoinway.com/natalie?utm_source=partner-natalie&utm_medium=podcast With BitcoinIRA, you can invest in bitcoin 24/7 inside a tax-advantaged IRA. Choose a Traditional IRA to defer taxes, or a Roth IRA for tax-free withdrawals later. Take control of your future with BitcoinIRA: https://www.bitcoinira.com/natalie    Natalie's Upcoming Events: The best time to plan for Bitcoin 2027 is right now. Early bird tickets are live — grab the lowest pricing available and use code HODL for 10% off: https://tickets.b.tc/event/bitcoin-2027?promoCodeTask=apply&promoCodeInput=HODL  Extra Services to Consider: One of the best decisions I made for both my heath and my bank account was joining CrowdHealth years ago. I never spend more than $200 on health coverage through my CrowdHealth plan and all my health events have been crowd-funded. Get started with a discounted plan at my link. : www.joincrowdhealth.com/natalie  ---- Disclaimer: The News Block and Coin Stories are for educational and entertainment purposes only and do not constitute financial, investment, legal, or tax advice. Natalie Brunell is not a financial advisor. Some content may include sponsorships or paid partnerships, which are disclosed. Always do your own research and consult a licensed professional before making financial decisions. Bitcoin and digital assets are volatile — never invest more than you can afford to lose.

Discussion of a recent case that involved non-human intelligence causing, among other things, doppelgängers to appear in and around a New York family's home. Also discussed is the strange case of French schoolteacher Émilie Sagée, who, during her tenure at a Latvian school for girls in the 1840s, apparently had a doppelgänger that would regularly appear alongside her. While Sagée never saw the look-a-like herself, all of her pupils and members of the staff regularly witnessed the strange phenomenon. Also, recent Spotify polls are reviewed.Links/Sources:Émilie Sagée and the Curse of Unintentional Bilocation – Curious ArchiveFootfalls on the boundary of another world : Owen, Robert Dale, 1801-1877 : Free Download, Borrow, and Streaming : Internet ArchiveSupport Extraterrestrial Reality/Quirk Zone on Patreon:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.patreon.com/c/Extraterrestrial_Reality⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Check out my YouTube channel:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Quirk Zone - YouTube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Extraterrestrial Reality Book Recommendations:Link to ROSWELL: THE ULTIMATE COLD CASE: CLOSED: https://amzn.to/3O2loSILink to COMMUNION by Whitley Strieber: https://amzn.to/3xuPGqiLink to THE THREAT by David M. Jacobs: https://amzn.to/3Lk52njLink to TOP SECRET/MAJIC by Stanton Friedman: https://amzn.to/3xvidfvLink to NEED TO KNOW by Timothy Good:  https://amzn.to/3BNftfTLink to UFOS AND THE NATIONAL SECURITY STATE, VOLUME 1:  https://amzn.to/3xxJvlvLink to UFOS AND THE NATIONAL SECURITY STATE, VOLUME 2: https://amzn.to/3UhdQ1lLink to THE ALLAGASH ABDUCTIONS: https://amzn.to/3qNkLSgUFO CRASH RETRIEVALS by Leonard Stringfield: https://amzn.to/3RGEZKsFLYING SAUCERS FROM OUTER SPACE by Major Donald Keyhoe: https://amzn.to/3S7WkxvCAPTURED: THE BETTY AND BARNEY HILL UFO EXPERIENCE by Stanton Friedman and Kathleen Marden: https://amzn.to/3tKNVXn#ufos #aliens #vegas aliens #ufo podcast

Discussion of a recent case that involved non-human intelligence causing, among other things, doppelgängers to appear in and around a New York family's home. Also discussed is the strange case of French schoolteacher Émilie Sagée, who, during her tenure at a Latvian school for girls in the 1840s, apparently had a doppelgänger that would regularly appear alongside her. While Sagée never saw the look-a-like herself, all of her pupils and members of the staff regularly witnessed the strange phenomenon. Also, recent Spotify polls are reviewed.Links/Sources:Émilie Sagée and the Curse of Unintentional Bilocation – Curious ArchiveFootfalls on the boundary of another world : Owen, Robert Dale, 1801-1877 : Free Download, Borrow, and Streaming : Internet ArchiveSupport Extraterrestrial Reality/Quirk Zone on Patreon:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.patreon.com/c/Extraterrestrial_Reality⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Check out my YouTube channel:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Quirk Zone - YouTube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Extraterrestrial Reality Book Recommendations:Link to ROSWELL: THE ULTIMATE COLD CASE: CLOSED: https://amzn.to/3O2loSILink to COMMUNION by Whitley Strieber: https://amzn.to/3xuPGqiLink to THE THREAT by David M. Jacobs: https://amzn.to/3Lk52njLink to TOP SECRET/MAJIC by Stanton Friedman: https://amzn.to/3xvidfvLink to NEED TO KNOW by Timothy Good:  https://amzn.to/3BNftfTLink to UFOS AND THE NATIONAL SECURITY STATE, VOLUME 1:  https://amzn.to/3xxJvlvLink to UFOS AND THE NATIONAL SECURITY STATE, VOLUME 2: https://amzn.to/3UhdQ1lLink to THE ALLAGASH ABDUCTIONS: https://amzn.to/3qNkLSgUFO CRASH RETRIEVALS by Leonard Stringfield: https://amzn.to/3RGEZKsFLYING SAUCERS FROM OUTER SPACE by Major Donald Keyhoe: https://amzn.to/3S7WkxvCAPTURED: THE BETTY AND BARNEY HILL UFO EXPERIENCE by Stanton Friedman and Kathleen Marden: https://amzn.to/3tKNVXn#ufos #aliens #vegas aliens #ufo podcast

Welcome to Episode 350 of Lucretius Today. This is a podcast dedicated to the poet Lucretius, who wrote "On The Nature of Things," the most complete presentation of Epicurean philosophy left to us from the ancient world. Each week we walk you through the Epicurean texts, and we discuss how Epicurean philosophy can apply to you today. If you find the Epicurean worldview attractive, we invite you to join us in the study of Epicurus at EpicureanFriends.com, where we discuss this and all of our podcast episodes. This week we are continuing our series reviewing Cicero's "Academic Questions" from an Epicurean perspective, which gives us an overview of the issues that split Plato's Academy and helps us understand Epicurus' position on the same issues. This week will continue in Section 15 of Book Two. Our text will come fromCicero - Academic Questions - Yonge We'll likely stick with Yonge primarily, but we'll also refer to the Rackham translation here: Cicero On Nature Of Gods Academica Loeb Rackham : Free Download, Borrow, and Streaming : Internet Archivehttps://www.epicureanfriends.com/thread/5258-episode-350-eataq32-addressing-a-listener-question-on-the-flux-and-real-life/

Somebody told you never to speak for free. Know your worth, exposure doesn't pay the mortgage - and it sounds like respect. But that rule is written for people who already have a fee. In 2019, Karen spoke at a conference for free - a breakout room, about 40 women - and that one free session turned into four paid speaking gigs. Seven years later, a woman from one of those audiences just messaged her on LinkedIn asking her to speak again. In this episode, Karen breaks down the plan that makes a free stage pay: who actually books you next (it's not the organizer), the one-sentence test that gets you recommended, and exactly what to say when someone asks your fee. In this episode: Why "never speak for free" is incomplete advice, and who it actually protects Row six: the person who books you next is almost never the person who booked you The one-sentence test - could a stranger repeat what you do to someone with a budget? What to say when they ask your fee: ask your questions, say a number, stop talking "We don't have a budget" is the start of a negotiation - recordings, introductions, attendee access Your homework: write your sentence - under 15 words, with a verb, repeatable by a stranger to someone with a budget. Post it on LinkedIn, tag Karen or DM her the link. Want help with it? Bring it into the LinkedIn for Women community   Resources Mentioned In The Episode: Ready for the whole system - how to find stages, get on them, and turn one room into the next four? Grab Karen's free Borrow the Stage masterclass (about an hour) >> Borrow the Stage Masterclass Visibility Salon: Karen's membership community, home of the Borrow of the Stage initiative LinkedIn for Women Community: Karen's free Facebook group where listeners post their weekly 20-minute windows for accountability. Work with Karen: Book a call to talk through your own visibility strategy.   Magical Quotes From The Episode: "Free isn't the problem. Free with no plan is the problem." "Stop speaking to the front of the room. Speak to row six." "When somebody says we don't have a budget, that's the start of a negotiation, not the end of negotiation."   Help Us Spread The Word! It would be awesome if you shared the Good Girls Get Rich Podcast with your fellow entrepreneurs on Twitter. Click here to tweet some love! If this episode has taught you just one thing, I would love if you could head on over to Apple Podcasts and SUBSCRIBE TO THE SHOW! And if you're moved to, kindly leave us a rating and review. Maybe you'll get a shout out on the show!   Ways to Subscribe to Good Girls Get Rich: Click here to subscribe via Apple Podcasts Click here to subscribe via PlayerFM Good Girls Get Rich is also on Spotify Take a listen on Podcast Addict

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What happens when you buy a home, make roughly $120,000 in payments, and three years later feel like you're barely any further ahead? That's exactly what happened to one homebuyer who purchased in 2023 and is now wondering whether buying was a mistake.In this episode of The Educated HomeBuyer, we break down her real numbers and discuss five important homebuying lessons that every buyer should understand before purchasing a house. We cover the risks of assuming mortgage rates will fall, why “marry the house, date the rate” can backfire, temporary versus permanent mortgage rate buydowns, choosing the right loan strategy, and why your expected timeline in a home matters more than most buyers realize.We also discuss what happens when your life changes after buying a home, whether selling at or near your original purchase price is really a loss, the dangers of holding onto a property simply to “break even,” and why keeping your future down payment invested in the stock market could create unnecessary risk if you're planning to buy within the next couple of years.If you're a first-time homebuyer, thinking about buying a home, comparing mortgage options, or trying to decide whether now is the right time to buy, this episode will help you avoid some of the most common homebuying mistakes and make a smarter long-term decision.✅ Are you Ready To Become A Homeowner?https://www.buyrightborrowsmart.com/quiz✅ Start your stress-free journey today:theeducatedhomebuyer.com/startBuy right. Borrow smart. Build wealth.

Summary:  In this episode, Mitch Beinhacker interviews John Mullins, a professor of entrepreneurship at the London Business School. They discuss Mullins' background as an entrepreneur and how he transitioned into academia. They also talk about the evolution of entrepreneurship education and the impact of technology on startups. Mullins shares examples of successful companies that have emerged from entrepreneurship programs, such as World Remit. The conversation highlights the importance of real-world experience and collaboration in the classroom. The conversation explores the importance of planning and strategic thinking in entrepreneurship. It highlights the need for entrepreneurs to assess their ideas before starting a venture. The conversation also emphasizes the value of learning and acquiring the right mindset for entrepreneurial success. The guest, John Mullins, discusses his books and the key principles he teaches, including thinking outside the box, problem-first logic, and the six mindsets of successful entrepreneurs. The conversation explores six counter-conventional mindsets that entrepreneurs should adopt to increase their chances of success. These mindsets include: 1) Yes, we can!; 2) Problem first, not product first logic; 3) Think narrow, not broad; 4) Ask for the cash, ride the float; 5) Borrow assets instead of investing in them; and 6) Never ask permission, beg forgiveness later. The conversation also highlights examples from successful companies like Nike, Dell, and Tesla that have applied these mindsets. Keywords:  entrepreneurship, academia, startups, London Business School, education, technology, World Remit, entrepreneurship, planning, strategic thinking, business plan, mindset, problem-first logic, success, entrepreneurship, counter-conventional mindsets, success, customer-centric, problem-solving, narrow focus, cash flow, borrowing assets, permission vs forgiveness Takeaways Entrepreneurship education has evolved over the years, with more students pursuing entrepreneurship as a career path. Real-world experience and collaboration are crucial in entrepreneurship education. Technology has enabled the growth of innovative startups, such as World Remit. Entrepreneurship programs provide valuable resources and support for aspiring entrepreneurs. Assessing an idea crucial step before starting a venture. Entrepreneurs should be open to opportunities outside their comfort zone. Thinking about problems and finding innovative solutions is more important than focusing solely on the product. Successful entrepreneurs possess specific mindsets that differentiate them from other successful business people. Entrepreneurial thought and action are essential for driving innovation and creating jobs. Think customer first, not product first Focus on solving a problem rather than creating a product Narrow your focus to a specific target market Ask for payment upfront to validate your idea and accelerate growth Borrow assets instead of investing in them Take action and seek forgiveness later, rather than waiting for permission Titles From Entrepreneur to Professor The Impact of Technology on Startups The Six Mindsets of Successful Entrepreneurs Problem-First Logic: A Different Approach to Innovation The Benefits of Thinking Narrow The Power of Thinking Customer First   Sound Bites "I'm like Joe Montana, I get paid to have fun." "That company today is worth a couple of billion pounds." "Entrepreneurship programs provide valuable resources and support for aspiring entrepreneurs." "84% of the businesses started in the entrepreneurship summer school were still in business, and two-thirds of them were not the idea they started with." "The lack of planning and strategic approach in business owners is frustrating and leads to failure." "The odds of success in entrepreneurship are tough, but doing homework and planning can improve them." "Find a problem that you can solve and let the product follow" "Think narrow at the outset about a tiny target market" "Get paid before you even build a product"   Chapters 00:00 Introduction and Background 04:24 Transitioning from Entrepreneur to Professor 09:19 The Evolution of Entrepreneurship Education 12:39 The Impact of Technology on Startups 23:19 Assessing Ideas and Adapting 24:17 The Importance of Planning and Strategic Approach 26:16 Improving the Odds of Success 30:59 The Entrepreneurship Summer School at LBS 33:15 Break the Rules: Thinking and Acting Entrepreneurial 37:14 The Customer Funded Business 40:09 The Mindsets of Successful Entrepreneurs 49:19 Thinking Customer First 50:13 Solving Problems, Not Just Creating Products 53:26 Thinking Narrow 56:06 Asking for Payment Upfront 57:04 Borrowing Assets 01:07:09 Taking Action and Seeking Forgiveness  

What's the deal with bonds and interest rates? Find out on Words & Numbers, where we will use both words and numbers to get to the bottom of things.0:00 Introduction and Episode Preview0:42 Free Speech and the First Amendment7:45 Rutgers Dean Caught Recording Students09:55 Renaming the Great Lakes “Lake America”11:41 Foolishness of the Week: George Santos Gets Banned From Kalshi14:27 Is the Government Running Out of Places to Borrow?20:24 Why Treasury Investors Are Demanding Higher Returns22:10 The Federal Debt and the Interest Rate Spiral24:06 Can the Government Tax Its Way Out of the Deficit?26:24 Will the Government Eventually Monetize the Debt?27:43 The Federal Reserve vs. the Treasury33:05 Scott Bessent's Plan to Push Interest Rates Down36:42 Is the Treasury Gambling on Short-Term Debt?41:37 Is the Treasury Trying to Conduct Monetary Policy?44:38 Are We Seeing the Beginning of a U.S. Debt Crisis?49:03 Can Social Security Force Congress to Confront the Debt?51:35 Closing Thoughts: Find an Excuse to Be Nice

Sometimes, you need to borrow someone else's belief in you until you build enough belief in yourself. In this episode, Dr. Cindra Kamphoff shares how the people around us can shape what we believe is possible. She reflects on how her father believed in her interest in sport and performance psychology before she could fully see the path herself, allowing her to "borrow" his confidence. Cindra explains why confidence is social and why building your winning team matters. The people who have your ear can strengthen your belief, remind you what you're capable of, and help quiet your inner critic when you're pursuing something difficult. In this episode, you'll learn how to: • Identify the people who truly believe in you • Borrow their words when your inner critic gets loud • Surround yourself with a winning team that strengthens your confidence • Become a "confidence lender" by telling others what you see in them • Use someone else's belief as a bridge toward believing in yourself Cindra also challenges you to think of someone who believed in you before you believed in yourself. Thank them, then look for someone in your own life who might need to borrow a little confidence from you today. Power Phrase: "I believe in you, and I believe in me."   To order The Confidence Habit, visit: www.confidencetools.com To download our full study report, visit: confidencestudy.com To request a Free Breakthrough Call with a Mentally Strong Coach, visit: freementalbreakthroughcall.com To learn more about the Mentally Strong Institute, visit: mentallystronginstitute.com To learn about Dr. Cindra Kamphoff's speaking and coaching, visit: cindrakamphoff.com To follow Dr. Cindra on Instagram, visit: @cindrakamphoff

Borrow $800,000 for an EB-5 investment, and USCIS calls it capital. But if you borrowed the exact same amount for Canada's old immigrant investor program, it barely counted as money at all. The same debt with two different outcomes. In this episode, Mona and Rebecca dig into the collapse of the Canadian Immigrant Investor Program, showing how a structure built on interest-free government loans and zero investment risk quietly hollowed out its own economic case, leading to the central question: what actually makes borrowed money legitimate capital?Listeners may remember the Zhang litigation from the 2015 EB-5 era. The years-long fight over whether loan proceeds could qualify as valid capital or should instead be treated as “indebtedness,” and how the fungibility of cash became one of the most contested issues in EB-5 source-of-funds review. Tune in to find out more.

Welcome to Episode 349 of Lucretius Today. This is a podcast dedicated to the poet Lucretius, who wrote "On The Nature of Things," the most complete presentation of Epicurean philosophy left to us from the ancient world. Each week we walk you through the Epicurean texts, and we discuss how Epicurean philosophy can apply to you today. If you find the Epicurean worldview attractive, we invite you to join us in the study of Epicurus at EpicureanFriends.com, where we discuss this and all of our podcast episodes. This week we are continuing our series reviewing Cicero's "Academic Questions" from an Epicurean perspective, which gives us an overview of the issues that split Plato's Academy and helps us understand Epicurus' position on the same issues. This week will continue in Section 15 of Book Two. Our text will come fromCicero - Academic Questions - Yonge We'll likely stick with Yonge primarily, but we'll also refer to the Rackham translation here: Cicero On Nature Of Gods Academica Loeb Rackham : Free Download, Borrow, and Streaming : Internet Archivehttps://www.epicureanfriends.com/thread/5251-episode-349-eataq31-navigating-questions-of-knowledge-with-ships-and-heaps/

In this episode of Workday Playdate, Erin shares the story of how one question—“How do people actually do this?”—helped her go from improv workshop facilitator with zero keynote bookings to speaking on stages at Amazon, LinkedIn, and major association conferences. Along the way, she discovered that curiosity is a career-building practice. Erin breaks down the five curiosity practices she used to build her speaking career from scratch and how she applied those same practices to help team member Cristy von create her first keynote. Whether you're navigating a career pivot, developing your leadership skills, or wondering what your next move should be, this episode will help you stop waiting for the perfect plan and start pulling the thread. Inside This Episode: Curiosity Is a Practice, Not a Personality Trait: Discover why curiosity can be intentionally practiced and how asking better questions can fuel career growth, leadership, adaptability, and collaboration. Study People Who've Already Done It: Erin shares why researching people who are already where you want to go can reveal the path, shortcuts, and questions you didn't know to ask. Learn Before You Hire: Before investing in a coach, mentor, or course, Erin explains how free content can help you do your homework, find the right fit, and make smarter career development decisions. Borrow the Room Before You Build Your Own: From free speaking gigs to the “rubber chicken circuit,” Erin shares why small stages can become your curiosity lab for practicing, gathering feedback, and refining your skills. Get Curious About the Community: You don't have to figure everything out alone. Learn how finding the right professional community can expand your perspective, strengthen your network, and help you understand where you fit. What to Do Now: Name Your Next Move: Identify one career move, skill, opportunity, or goal you want to pursue next. Don't worry about the whole plan yet. Start with the question: How do people actually do this? Find the People Who Know: Identify two or three people who have already done the thing you want to do. Study their paths, content, and choices—and ask what you can learn from them. Learn Before You Invest: If you're considering a coach, mentor, course, or program, start with their free content. Get curious before you get out your credit card. Your Freebie The Confident Leader's Toolkit: Want to show up as a more confident, authentic leader without feeling like you have to perform? Download this practical 4-step guide to craft an intentional professional persona, so you can lead with clarity, confidence, and presence without burning yourself out. Connect with Erin Diehl x improve it! Leadership Playground online membership community Erin's website Erin's Instagram Erin's TikTok Erin's LinkedIn improve it!'s website improve it!'s Instagram Connect with Erin Diehl

What if building wealth required unlearning most of what you've been taught about money? Mark Quann, founder and CEO of The Perfect Portfolio, breaks down the "Buy, Borrow, Die" strategy, the five asset pillars he uses to build wealth, and why he believes borrowing against appreciating assets can be more powerful than selling them. Tune in to discover a radically different approach to investing, taxes, debt, and financial independence.    Key Takeaways To Listen For The career decision that forced Mark to rebuild his financial life from scratch Buy, Borrow, Die": why selling assets may not be the only way to access your wealth 5 asset classes Mark believes can reshape the way you build and preserve wealth When borrowing against assets can become a wealth-building tool instead of a liability Why changing your financial habits may matter more than how much money you start with   Resources/Links Mentioned In This Episode M1 Finance Be Smart Pay Zero Taxes by Mark J. Quann | Kindle and Paperback Rich Man Poor Bank by Mark J Quann | Kindle and Paperback Top 10 Ways to Avoid Taxes by Mark J Quann | Kindle and Paperback Top 25 Ways an IUL Can Secure Your Financial Future by Mark J Quann | Kindle and Paperback Conscious Capitalism by John Mackey and Rajendra Sisodia | Kindle, Hardcover, and Paperback Ikigai by Héctor García, and Francesc Miralles | Kindle, Hardcover, and Paperback   About Mark Quann Mark Quann is a bestselling author, financial educator, speaker, and founder of The Perfect Portfolio, where he teaches strategies designed to help individuals build wealth, reduce taxes, and gain greater control over their financial futures. His approach explores diversified investing across stocks, real estate, life insurance, cryptocurrency, and precious metals, as well as wealth strategies such as "Buy, Borrow, Die." Mark is also the author of Be Smart Pay Zero Taxes: Use the Buy, Borrow, Die Strategy to Get Rich and Stay Rich, which became a #1 bestseller in Amazon's Personal Taxes category. Through his courses, mastermind programs, books, and mentorship, he focuses on making sophisticated wealth-building and tax strategies more understandable and accessible to everyday investors.    Connect with Mark Website: The Perfect Portfolio LinkedIn: Mark Quann  Instagram: @markjquann X: @markjquann YouTube: The Perfect Portfolio  Connect With Us If you're looking to invest your hard-earned money into cash-flowing, value-add assets, reach out to us at https://slipstreamaii.com/.    Follow Keith's social media pages LinkedIn: Keith Borie Investor Club: Secret Passive Cashflow Investors Club Facebook: Keith Borie X: @BoboLlc80554  

Episode summary: You picked the topic. You built the landing page. Your slides are ready and your emails are scheduled. So why does nobody show up? In this broadcast, DeKesha breaks down six places she'd focus to drive more qualified people to a masterclass, without depending on one platform or a massive audience. Creating a great masterclass is only half the strategy. The other half is a real traffic plan.https://www.youtube.com/live/N7Ib5ClviDc?si=7SAraI9Jxb0P3MQY Key topics covered:Start with the people who already know you — your email list, text list, clients, and social followers. Treat attendees and no-shows as two different conversations.Borrow somebody else's audience through podcasts — and give listeners one clear next step instead of three scattered links.Turn speaking opportunities into audience-building opportunities — offer your masterclass as the complimentary resource when a stage won't let you sell.Make your social profiles work harder — check what your bio and pinned post are actually sending people to.Use paid advertising only when the system behind it is ready — a clear registration page and a real follow-up plan come before ad spend.Intentionally build referral partnerships — reciprocal relationships with people who serve your audience without doing what you do.Quotable moments:"You cannot create the event and then hope people find it. You need a traffic strategy.""Attention without direction is a missed opportunity.""Traffic is only valuable when there's a system waiting for it.""Posting your registration link three times and saying, 'Nobody signed up,' isn't a traffic strategy. Consistency is."Action step for listeners: Pick two or three of the six strategies and build a simple promotional calendar around them for the next four weeks. Choose one strategy and take one action today: send the email, pitch the podcast, update the bio link, or contact the referral partner.Connect with DeKesha: Idea + Implementation = Income™Be passionate. Be purposeful. More importantly, be profitable.Support the showFREE Resources to Generate Consistent Leads:If you want to learn the three tactics to generating consistent leads in your business grab this free resource - Create Consistent LeadsJoin our SKOOl community for resources on lead generation and client enrollment.  Work with DeKesha Williams:Apply for $10K Mastermind: 10K MastermindGet your online business started with Get Ish Done Tribe: The Tribe

You got booked on the podcast. It went great. The host said it was one of her favorite conversations, and then the episode dropped, you posted the link, and your sister-in-law liked it. That is not a visibility problem. That is a continuation problem, and it takes about twenty minutes to fix. A podcast has no way to keep you. There is no follow button that means anything for a guest, no messages tab, no way for the woman who thought "oh, she's good" to ever find you again. The show hands you forty minutes and then it takes the room back. LinkedIn is where you keep the room. In this episode: Why the guest list matters more than the download number, and how to pull it The connection request to send the host on the day you record, not the day it airs What to put in your LinkedIn Featured section, and why you rewrite the title The post that is not "so honored to have joined" The one question to ask when somebody messages you about the episode Your homework: find the last podcast you were on, even if it was two years ago. Pull up the episode list. Find ten guests who came on right before or right after you. Connect with five or ten of them on LinkedIn this week, each with a note referencing their episode. Ten people. That is the whole assignment.   Resources Mentioned In The Episode: Borrow the Stage Masterclass: Free on-demand training on building your speaker kit and using LinkedIn to book stages Visibility Salon: Karen's membership community, home of the Borrow of the Stage initiative LinkedIn for Women Community: Karen's free Facebook group where listeners post their weekly 20-minute windows for accountability. Work with Karen: Book a call to talk through your own visibility strategy.   Magical Quotes From The Episode: "The stage gets you seen. LinkedIn is where you get chosen." "Exposure doesn't pay. We want the access, and access has a shelf life of about a week." "The audience was the borrowed stage. The guest is the borrowed network. These are not the same asset."   Help Us Spread The Word! It would be awesome if you shared the Good Girls Get Rich Podcast with your fellow entrepreneurs on Twitter. Click here to tweet some love! If this episode has taught you just one thing, I would love if you could head on over to Apple Podcasts and SUBSCRIBE TO THE SHOW! And if you're moved to, kindly leave us a rating and review. Maybe you'll get a shout out on the show!   Ways to Subscribe to Good Girls Get Rich: Click here to subscribe via Apple Podcasts Click here to subscribe via PlayerFM Good Girls Get Rich is also on Spotify Take a listen on Podcast Addict

Start Artist Song Time Album Year 0:01:56 Andy Fischer-Price I Am the Mystery 4:57 Who You Are and Who You Seem to Be 2026 0:07:19 Gea Wildwood One Step Away From Dawn 3:03 The Ballads Of The Last Light 2026 0:10:35 Witch Of The Vale & Melanie All The Pretty Little Horses 1:43 Single 2026 0:12:42 David Carroll The Female Transport 5:22 FREE! 2026 0:18:27 Jessica Roch St. John on Bethnal Green, Oct. ’24 5:36 Human Music- Live Improvisations 2026 0:24:17 Dead Can Dance The Cicadas 5:48 Single 2026 0:30:53 Arun Sood & Angeline Morrison A Rìbhinn a Bheil Cuimhn’ Agad 4:50 Donn-Dubh 2026 0:36:03 Alison Cotton Sprigs of Heather 4:37 The Gods Laugh 2026 0:41:05 Andrew Bird Tables and Chairs (Orchestral Version) 5:02 Borrow or Rob 2026 0:46:39 Chelsea Wolfe Cold 4:25 The Dark 2026 0:51:20 The Thorn Of The Birds 3:40 Single 2026 Who You Are and Who You Seem to Be by Andy Fischer-Price favorite track I Am the Mystery Washington state singer-songwriter Andy Fischer-Price would seriously like to see some changes in the world, and I can't say that I disagree. These are songs of discernment and hope, with simple and effective production, offering a blueprint for better days. The Ballads Of The Last Light by Gea Wildwood favorite track One Step Away From Dawn Italian Gea Wildwood has collaborated with Canadian fantasy author Nick Betts here. Together they wrote the lyrics to two of the songs, and besides her dulcet vocals, she plays acoustic guitar, cello, zither, and Native American flute. Each song represents a different book of Betts' pentalogy, “Fates of Aten,” and are done in a medieval/Celtic style. All The Pretty Little Horses by Witch Of The Vale & Melanie Witch of the Vale with, yes, you heard me right, Melanie, take the classic little lullaby into darker territory. Spine-tinglingly spooky FREE! by David Carroll favorite track The Female Transport Folk rocker David Carroll returns with a few of his friends for some more rollicking and frolicking with traditional tunes under the guise of Bold Reynold. There are both male and female vocals here, plus instrumentation including crumhorns, cor anglais, uilleann pipes, fiddle, bouzouki, dulcimer, bass, percussion, and of course, electric guitar. Human Music: Live Improvisations I by Jessica Roch favorite track St. John on Bethnal Green, Oct. ’24 Multi-instrumentalist Jessica Roch is a classically trained violinist and pianist, but that doesn't stop her from exploring far afield. Here, she is improvising live, and the pieces are both spare and rich. She conceived this as “a protest and rejection of AI generated music,” and it illustrates beautifully that AI just isn't a substitute for artistry. The Cicadas by Dead Can Dance This is more Brendan Perry, solo, than DCD, but I feel this latest single captures much of the spirit of the incandescent duo. It's very medieval in feel, and the dissonant female chorus lightens up the darkness. Donn/Dubh by Arun Sood & Angeline Morrison favorite track A Rìbhinn a Bheil Cuimhn’ Agad Collaboration between Arun Sood and Angeline Morrison, this is altogether haunting. And fittingly so, as it is an exploration of ancient Celtic texts, which referred differing wind directions to certain colours. Chill-inducing, it feels as if you've suddenly awoken to find you have traversed time and found yourself on desolate shores, with music and voices drifting on the currents of wind. The Gods Laugh by Alison Cotton favorite track Sprigs of Heather UK Multi-instrumentalist and composer utilizes viola, harmonium, piano, percussion, and synths, plus her vocals on this drone-y psych-y folk-y release. She sometimes reaches into avant/ambient territory, further cementing the overall haunting atmosphere. Borrow or Rob by Andrew Bird favorite track Tables and Chairs (Orchestral Version) This is a reimagining of some of the pieces honouring a 20-year old release, that somehow skipped my attention at the time. Andrew is a superb violinist and vocalist, who writes very quirky songs that mostly touch on folk, rock and swing, and he whistles like nobody's business. Most of these are being performed with orchestra, live, on this outing. Sorry I missed the boat the first time, but I'm a happy passenger now. With snacks! The Dark by CHELSEA WOLFE favorite track Cold Dark gothic folk doom artist Chelsea Wolfe continues in her signature introspective and observational songwriting that define her work. The production is mostly hushed, with washy, fuzzed, and at times, bombastic guitars, provided by notable guests. These are all songs of loss, whether chosen or inflicted. Her anguished vocals and lyrics really cut to the heart of processing deep grief, and she finally finds solace among the night stars, and perhaps, even a ghost that she is mourning. Of The Birds by The Thorn This is the other single released this year by the artists formerly known as Large Plants. With it's fuzzy guitars, sweet vocals, and lysergic harmonies, this is gorgeous folk rock, harkening back to it's heyday, and perfectly executed.

Hello, and welcome back to Cash Flow Conversations, a podcast series sponsored by Nova Credit. If you've followed my work, you'll know that I'm obsessed with cash flow data because it has enormous potential to positively reshape consumer lending in the U.S. Cash Flow Conversations tracks that shift, from theory to practical use across the lending lifecycle. In Episode 7, I'm joined by Juan Hernandez, who leads underwriting and credit policy across Block and started his career as a data scientist at FICO, to explore how traditional credit scores became detached from what they were designed to measure. From there we get into the Cash App Score, the internal model Block built entirely on first-party data. Juan walks us through how Block's Borrow model without credit report data performed just as well in statistical validation and delivered higher approvals and conversion with lower losses in an A/B test. We talk about what it means to show that score to millions of customers directly inside the app, and why Juan thinks adverse action notices are the wrong model for how lenders should talk to the people they're evaluating. Finally, we get into what it takes for a score like this to work outside of Block's own ecosystem: the partnership with Nova Credit, the question of whether Block becomes a credit reporting agency in its own right, and why Juan thinks the biggest obstacle to alternative data taking over isn't the technology at all. It's convincing the people who fund loans that a new set of numbers can be trusted the way FICO has been trusted for decades. At its heart, this episode is about turning better underwriting from an internal lender capability into something customers can see, control, and carry into the broader market. I hope you enjoy the conversation as much as I enjoyed having it! --- This episode is brought to you by Nova Credit in collaboration with Block. Nova Credit is a credit infrastructure and analytics company that enables businesses to grow responsibly by harnessing consumer credit data. Learn more at novacredit.com. --- Sign up for Alex's Fintech Takes newsletter for the latest insightful analysis on fintech trends, along with a heaping pile of pop culture references and copious footnotes. Every Monday, Wednesday, and Friday: https://workweek.com/brand/fintech-takes/ And for more exclusive insider content, don't forget to check out my YouTube page. --- Follow Alex:  YouTube: https://www.youtube.com/channel/UCJgfH47QEwbQmkQlz1V9rQA/videos LinkedIn: https://www.linkedin.com/in/alexhjohnson Twitter: https://www.twitter.com/AlexH_Johnson Follow Juan: https://www.linkedin.com/in/juan-hernandez-025a5532/  Learn more about Nova Credit here.

For over 30 years, Jim Kwik has coached Hollywood, professional athletes, political leaders, and Harvard University on how to learn faster and think sharper — and in this episode, he tackles the question sitting underneath so much of modern life: what happens to your mind muscle when every cognitive task gets handed off to ChatGPT, Claude or Gemini? The good news: your brain, like your muscles, adapts to the demands placed upon it at any age or stage. Jim explains why frustration and failure aren't obstacles to brain training, shares his personal top ten list of brain-building habits, ranging from racket sports to language learning and volunteering.  He also delves into an MIT study examining the impact of ChatGPT and introduces his own framework for using AI as a genuine cognitive partner, rather than a replacement for human brain power.

Fear loves to rob today's peace with tomorrow's worries. In this episode, we talk about grounding in today's grace, trusting God step by step, and choosing courage over what ifs. The HOPE Zone...where there's HOPE for every situation!

When Jerry Kong sells a single-family home, buyers walk through the door with a compass app open to check the feng shui. When he leases an apartment, tenants just say, "Cool, where do I sign?" That single realization pushed Jerry — alongside his partners Anthony and April — from single-family investing into building a multifamily portfolio spanning Portland, Denver, San Antonio, and Tennessee, with over $50 million in assets under management and 1,000-plus doors. In this episode, Jerry breaks down the exact structure of his first-ever capital raise — a $1.6 million deal split four ways with an experienced sponsor, where he personally raised just shy of $400,000 over two and a half grueling months — and how leveraging that sponsor's name changed the way brokers treated him in his home market almost overnight. He also shares why he calls the biggest, most established operator in any new market before making a move, how radical transparency turned a friend's Porsche fund into an investment in his deal instead, and why the best compliment an investor can give is skipping the webinar because they already trust the process. Whether you're trying to structure your first capital raise or figure out how to keep investors engaged between deals, Jerry's approach to building credibility through consistency and honesty is a rare, unfiltered look inside how a real multifamily team actually operates.Five key takeaways:Multifamily is a fundamentally different sale than single-family. Jerry pivoted away from single-family, where emotional buyers scrutinize everything down to the feng shui, toward multifamily, where tenants sign a lease as a straightforward business transaction — a much better fit for his finance-driven, numbers-first mindset.Everyone on the team has to raise, no exceptions. Jerry's team runs on one rule: no matter your specialty — underwriting, investor relations, marketing — you're still expected to raise capital, because relying on one person for deal flow creates a single point of failure, as they learned firsthand when a team member's personal crisis stalled an entire market.Borrow the biggest name in any new market. Instead of competing against the top established operator in an unfamiliar market, Jerry calls them directly to partner, since that operator has likely already seen — and passed on — the deal for reasons a newcomer might completely miss.Radical transparency builds more trust than a polished pitch. Jerry never leads with upside; he walks investors through the worst-case scenario and every real-world risk built into his underwriting — which is exactly what convinced a savvy investor to delay buying his son a car and invest in Jerry's deal instead.Consistent, personal communication is a credibility engine. Sending newsletters from a personal email instead of a mass-mailer address, doing three touches per distribution, and treating an investor's "no thank you, I don't need the webinar" as the ultimate compliment are what keep investors coming back deal after deal.About Tim MaiTim Mai is a real estate investor, fund manager, mentor, and founder of HERO Mastermind for REI coaches.He has helped many real estate investors and coaches become millionaires. Tim continues to help busy professionals earn income and build wealth through passive investing.He is also a creative marketer and promoter with incredible knowledge and experience, which he freely shares. He has lifted himself from the aftermath of war, achieving technical expertise in computers, followed by investment success in real estate, management skills, and a lofty position among real estate educators and internet marketers.Tim is an industry leader who has acquired and exited well over $50 million worth of real estate and is currently an investor in over 2700 units of multifamily apartments.Connect with TimWebsite: Capital Raising PartyFacebook: Tim Mai | Capital Raising Nation Instagram: @timmaicomTwitter: @timmaiLinkedIn: Tim MaiYouTube: Tim Mai

Welcome to Episode 348 of Lucretius Today. This is a podcast dedicated to the poet Lucretius, who wrote "On The Nature of Things," the most complete presentation of Epicurean philosophy left to us from the ancient world. Each week we walk you through the Epicurean texts, and we discuss how Epicurean philosophy can apply to you today. If you find the Epicurean worldview attractive, we invite you to join us in the study of Epicurus at EpicureanFriends.com, where we discuss this and all of our podcast episodes. This week we are continuing our series reviewing Cicero's "Academic Questions" from an Epicurean perspective, which gives us an overview of the issues that split Plato's Academy and helps us understand Epicurus' position on the same issues. This week will continue in Section 14 of Book Two. Our text will come fromCicero - Academic Questions - Yonge We'll likely stick with Yonge primarily, but we'll also refer to the Rackham translation here: Cicero On Nature Of Gods Academica Loeb Rackham : Free Download, Borrow, and Streaming : Internet Archivehttps://www.epicureanfriends.com/thread/5229-episode-348-eataq30-neither-logic-nor-logos-are-shortcuts-to-truth/#post41077

Welcome back to a hot rich summer school, and today - we are looking at the art of borrowed fame, the power of proximity and why, who you are seen shoulder to shoulder with, either fills your fame cup, OR puts you in the negative balance. ALSO this was my first time colour grading. thanks I hated it lol!!! Hence why this felt a tiny bit off (especially the thumbnails!). I shan't attempt that again! Normal service next week

Brea and Mallory debate the rules of letting people borrow your books. Plus, they give advice on bloody library books, and recommend pre-historic fiction. Email us at readingglassespodcast at gmail dot com! Reading Glasses Merch Recommendations Store The Reading Glasses Book! Links - Reading Glasses Facebook Group Reading Glasses Goodreads Group Wish List Newsletter Libro.fm To join our Discord channel, email us proof of your Reading-Glasses-supporting Maximum Fun membership! Join us here!   Books Mentioned - Half His Age by Jennette McCurdyA Lady of Rooksgrave Manor by Kathryn Moon Shaman by Kim Stanley Robinson Ivory Carver series by Sue Harrison Help support this show and unlock bonus content! Become a member at https://maximumfun.org/joinglasses

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Someone Googled your name this week - and whatever came up was your entire first impression. Did your LinkedIn profile hold up its end of the deal? In this episode, Karen walks you through the exact incognito-browser test she uses to see what the internet says about her, and shows you why your LinkedIn profile - not your latest post - is the single biggest lever for controlling what people find when they search your name. Key Takeaways You can't delete the internet, but you can outrank it - and LinkedIn is your fastest, free tool for doing it. Your privacy setting is a revenue setting: if your LinkedIn public visibility is off, turn it on today. The first 30–40 characters of your headline are your billboard on Google. Write them for a real person, not a keyword filter. Your About section works like a Google meta description - open with what you do for people, not your résumé. Recommendations are other people's praise, indexed and working for you 24/7 - turn that toggle on too. Hit follow so you don't miss next week's episode on what to do after someone lands on your borrowed stage. And if this helped, share it with a woman in your circle who still Googles herself and gets nervous about what she'll find.   Resources Mentioned In The Episode: Borrow the Stage Masterclass: Free on-demand training on building your speaker kit and using LinkedIn to book stages Visibility Salon: Karen's membership community, home of the Borrow of the Stage initiative LinkedIn for Women Community: Karen's free Facebook group where listeners post their weekly 20-minute windows for accountability. Work with Karen: Book a call to talk through your own visibility strategy.   Magical Quotes From The Episode: "She is not a stranger. She is not a cold lead. She already knows you're good at what you do — and that's the most expensive thing to build." "Your network is not cold. It's sleeping." "The silence is something loud in your head — not hers."   Help Us Spread The Word! It would be awesome if you shared the Good Girls Get Rich Podcast with your fellow entrepreneurs on Twitter. Click here to tweet some love! If this episode has taught you just one thing, I would love if you could head on over to Apple Podcasts and SUBSCRIBE TO THE SHOW! And if you're moved to, kindly leave us a rating and review. Maybe you'll get a shout out on the show!   Ways to Subscribe to Good Girls Get Rich: Click here to subscribe via Apple Podcasts Click here to subscribe via PlayerFM Good Girls Get Rich is also on Spotify Take a listen on Podcast Addict

A replay of Layer2C Labs episode 001 on The CTO Advisor feed. The managed data plane is cheap and fast; the cost it hides is the chunking judgment it takes from you. Keith Townsend built a retrieval pipeline over thirteen years of Tech Field Day transcripts, about 237,000 segments, split between Amazon S3 Vectors and an NVIDIA DGX Spark on his desk, and traced where the decisions actually landed. Written by Keith Townsend and narrated by AI — the voice isn't his and isn't pretending to be. The full lab, with every number: https://labs.layer2c.com/labs/spark-s3vectors

What if the audience you're working so hard to build already exists?In this episode, we challenge the idea that every entrepreneur, podcaster, author, speaker, or content creator has to grow an audience completely from scratch. Instead, learn how to strategically borrow established audiences by getting in front of communities that already contain the people you want to reach.Podcasts, TV shows, YouTube channels, conferences, magazines, online communities, collaborations, and other media platforms have spent years building trust with their audiences. When you bring genuine value to those platforms, you gain an opportunity to introduce your expertise, message, business, and podcast to people who may have never discovered you otherwise.But borrowing an audience isn't about using someone else's platform for free promotion. You serve their audience first. You bring value, build credibility, establish relationships, and then create a natural pathway for interested people to continue the relationship with you.What a borrowed audience actually isWhy building from zero isn't always the smartest growth strategyHow podcasters can grow by appearing on other podcastsFinding platforms that already serve your ideal audienceHow to pitch yourself without sounding promotional or desperateWhy collaboration can be more powerful than competitionTurning guest appearances into long-term relationshipsMoving people from a borrowed audience into your own podcast, email list, community, or business ecosystemHow one strategic appearance can create multiple opportunitiesYou don't always have to build the room. Sometimes you need to get invited into the right room.Borrow the audience.Serve the audience.Build the relationship.Then give people a reason to follow you home.CTR Media Network

Most investors leave their largest assets dormant, but the wealthy use life insurance policy loans to generate passive income. This episode breaks down the exact mechanics of policy loan arbitrage, revealing how to borrow against an Indexed Universal Life (IUL) or whole life policy at a low cost while the principal continues to compound tax-free.By deploying this borrowed capital into higher-yielding private credit vehicles, like first-lien debt funds, investors can pocket a reliable interest rate spread. This risk-mitigated strategy transforms a single asset into a dual-purpose wealth engine, allowing individuals to replicate the banking business model and achieve steady monthly cash flow.KEY TOPICS DISCUSSEDLife insurance policy loan arbitrageInfinite banking and cash value leverageIndexed Universal Life (IUL) versus whole life policiesGenerating passive income through interest rate spreadsPrivate credit investing and first-lien debt fundsMitigating risk in high-volatility market environmentsCreating generational wealth with patient capitalKEY TAKEAWAYSBanks generate wealth by borrowing money at a low rate and lending it at a higher rate; investors can replicate this exact model using their life insurance policies.Borrowing against the cash value of a properly structured life insurance policy does not trigger a taxable event, and the original principal continues to compound uninterrupted.Deploying 5.5% capital into a 10% private credit vehicle creates a strong net cash flow spread without the need to sell assets or take on extreme stock market risk.Sustainable wealth building requires patient capital systems that generate steady base hits rather than relying on high-risk home run investments.CONNECT & TAKE ACTIONImagos Income Fund: Text "INCOME" or "DEALS" to 844-447-1555 to learn more about Matty A's private debt fund targeting 10% fixed returns paid out monthly.Visit skylineocresidences.com to discover luxury condo ownership at Skyline OC, Orange County's tallest residential tower. Get a free financial audit on your investment portfolio by texting X-Ray to 844-447-1555

Before Brian Alfaro helped raise more than $20 million for real estate, his first partnership attempt raised exactly $0. In this episode, Brian breaks down what went wrong on that failed raise — no positioning, no systems, no way for investors to trust him — and how spending the next 11 months building the right infrastructure led to a $1.2 million raise on the very next deal. Through his company, KeelBridge, Brian now helps real estate sponsors and syndicators build the positioning, systems, and strategy they need to raise capital consistently instead of just once. He shares how new capital raisers can "borrow somebody else's credibility" by aligning with experienced mentors and operators, why he believes capital tends to follow confident people, and how discovering an investor's true motivation — cash flow, tax savings, or community impact — is the difference between a pitch that lands and one that falls flat. Brian also opens up about the mistakes he made chasing quick flips with floating-rate debt, what he'd do differently if he could restart his journey, and why he believes real estate has always been, and should remain, a long-term wealth-building tool. If you're trying to raise your first dollar or your next ten million, this conversation is a blueprint for doing it the right way. Five key takeaways:Systems beat hustle. Brian's partner raised $0 with no positioning or systems in place; after 11 months of building real capital-raising infrastructure, they raised over $1.2 million on the very next deal — proof that consistency requires a repeatable process, not luck.Borrow credibility until you build your own. New capital raisers without a track record can lean on mentors and experienced partners, telling investors "I'm surrounded by people who've raised over $100 million" rather than pretending to be the expert themselves.Confidence attracts capital. Brian believes capital tends to follow confident people first — being convicted about what you're doing matters even before you've closed your first deal.Match the pitch to the investor's real motivation. Whether someone wants cash flow, tax savings, or community impact, discovering that motivation on a discovery call and speaking directly to it beats reciting IRR and cash-on-cash numbers nobody asked about.Communication is what protects trust after the check clears. Consistent updates, full transparency even with bad news, and staying in touch the same way you did before the investment are what separate sponsors investors reinvest with from the ones they never hear from again.About Tim MaiTim Mai is a real estate investor, fund manager, mentor, and founder of HERO Mastermind for REI coaches.He has helped many real estate investors and coaches become millionaires. Tim continues to help busy professionals earn income and build wealth through passive investing.He is also a creative marketer and promoter with incredible knowledge and experience, which he freely shares. He has lifted himself from the aftermath of war, achieving technical expertise in computers, followed by investment success in real estate, management skills, and a lofty position among real estate educators and internet marketers.Tim is an industry leader who has acquired and exited well over $50 million worth of real estate and is currently an investor in over 2700 units of multifamily apartments.Connect with TimWebsite: Capital Raising PartyFacebook: Tim Mai | Capital Raising Nation Instagram: @timmaicomTwitter: @timmaiLinkedIn: Tim MaiYouTube: Tim Mai

Why would anyone willingly pay interest to access money they already have? In this episode, Russ and Joey continue their Becoming Your Own Banker book review by explaining Nelson Nash's grocery store example to address one of the most common questions about Infinite Banking.They break down the surprising answer behind the question and reveal why this mindset shift can completely change how you think about money, ownership, and building wealth.Top three things you will learn:-Why paying interest can actually benefit your financial system-How the grocery store example changes the way you think about money-Why discipline is the key to becoming your own bankerBuy the Book (Becoming Your Own Banker):

In this week's episode of the Coin Stories News Block powered exclusively by Ledn, we cover these major headlines related to Bitcoin, macroeconomics, and global finance: Bitcoin jumps to nearly $70K after a surprise move by the U.S. Treasury Trump hosts crypto CEOs at the White House as a make-or-break vote looms Japan's biggest Bitcoin company is coming to America Tether finally got audited after a decade of doubters. Here's what they found Hackers leaked the names and home addresses of thousands of Bitcoin holders Bitcoin volatility has almost never been this quiet. Fidelity says that won't last. ---- Borrow against your Bitcoin without selling it. Ledn offers Bitcoin-backed loans built for serious holders, with rates that get lower as your loan size increases. With Ledn's custodied loan product, your Bitcoin is held in custody and not lent out. Ledn has operated through multiple market cycles without a loss of client assets and publishes Proof of Reserves so you can verify what they hold. Get 0.25% off your first loan at ledn.io/natalie. Terms apply — see the site for details. ---- Order my approachable introduction to Bitcoin book "Bitcoin is for Everyone: https://www.amazon.com/dp/1804091138?linkCode=ssc&tag=onamzameri07b-20&creativeASIN=1804091138&asc_item-id=amzn1.ideas.3Q6CKLCXBKGSV&ref_=aip_sf_list_spv_ons_mixed_d_asin  Limited signed copies are available for purchase at shop.talkingbitcoin.com powered by Speed Wallet.  ---- Read every story in the News Block with visuals and charts! Join our mailing list and subscribe to our free Bitcoin newsletter: https://thenewsblock.substack.com ---- Upcoming Events: The best time to plan for Bitcoin 2027 is right now. Early bird tickets are live — grab the lowest pricing available and use code HODL for 10% off: https://tickets.b.tc/event/bitcoin-2027?promoCodeTask=apply&promoCodeInput=HODL  ---- Disclaimer: The News Block and Coin Stories are for educational and entertainment purposes only and do not constitute financial, investment, legal, or tax advice. Natalie Brunell is not a financial advisor. Some content may include sponsorships or paid partnerships, which are disclosed. Always do your own research and consult a licensed professional before making financial decisions. Bitcoin and digital assets are volatile — never invest more than you can afford to lose.

You were probably told to save money, build good credit, contribute to retirement accounts, work for several decades and eventually retire somewhere with a Costco membership and surprisingly strong opinions about thermostat settings. Mark Quann thinks that entire playbook deserves cross-examination. In ROI Podcast® #513, Law Smith and Eric Readinger talk with Mark Quann, founder of The Perfect Portfolio and author of Be Smart Pay Zero Taxes, about the wealth strategy known as Buy, Borrow, Die. Mark explains the basic idea: buy appreciating assets, avoid unnecessarily selling those assets, and potentially use loans secured by those investments to access liquidity instead. The conversation gets into margin loans, stocks and ETFs, real estate, life insurance, precious metals, Bitcoin, inflation, capital gains, financial education and why Mark believes wealthy investors think about debt differently. Law naturally stress-tests the strategy by asking how somebody should finance a cocaine habit. Somebody had to. Mark also explains why he's bullish on Bitcoin but considerably less affectionate toward the rest of crypto, why he questions conventional retirement and banking advice, and why he's teaching investment concepts to homeschool students young enough to still require permission to operate the toaster. His road into finance wasn't exactly Wharton-to-Goldman. Mark talks about dropping out of school, growing up poor, becoming a private investigator in Los Angeles, conducting workers' compensation surveillance, meeting Patrick Bet-David early in his career, becoming a financial advisor, writing books and eventually building The Perfect Portfolio. It's personal finance, investing, entrepreneurship, tax strategy, childhood LSD, private-investigator urine bottles and Eric somehow getting accused of racism. So, basically, Bloomberg with worse adult supervision. Guest: Mark Quann, The Perfect Portfolio Hosts: Law Smith, @LawSmithWorks, LawSmithWorks.com | Eric Readinger, @EricReadinger ROI Podcast®: @ROIshow, ROIshow.com Tocobaga: SolvingHow.com The description reflects subjects and claims actually discussed in the provided transcript and audio and not financial advice. Law Smith Instagram: @lawsmithworks. ROI's own posts consistently tag that account. X: @LawSmithWorks. YouTube: @LawSmithWorks. Facebook: Law Smith Works / @LawSmithWorks. LinkedIn: Law Smith / lawsmithworks. Eric Readinger Instagram: @ericreadinger. Facebook: Eric Readinger / ericreadinger. LinkedIn: Eric Readinger / eric-readinger. I found third-party indexing suggesting @ericreadinger on TikTok, but I could not first-party verify that account, so I would not put it in the episode metadata yet. ROI Podcast® Instagram: @roishow. YouTube: @roishow. Facebook: ROI Podcast / girthyroi. The URL still carries the old brand handle. LinkedIn: ROI Podcast®. The public company page still uses the legacy /company/sweatequity slug. Tocobaga Instagram: @solvinghow. Facebook: Tocobaga / TocobagaWorks. LinkedIn: Tocobaga, company page currently indexed at /company/toco-works. Mark Quann His own website explicitly identifies these as official accounts: Instagram: @markjquann. X: @markjquann. LinkedIn: Mark Quann / mark-quann-author. The Perfect Portfolio Instagram: @theperfectportfolio. YouTube: @P2Wealth. X: @P2Wealth. LinkedIn: The Perfect Portfolio. Facebook: Mark Quann, The Perfect Portfolio.

You know exactly who I mean. The person you've thought about reaching out to on LinkedIn more than once — and then closed the tab because you didn't know what to say. This week, Karen makes the case for why she's not a stranger, and why your dormant LinkedIn connections might be the single most overlooked opportunity in your business. Karen breaks down why the people already in your LinkedIn network — old coworkers, old clients, people you met at a conference once — are worth more than a brand-new cold connection. Backed by a Rutgers study on reconnecting with dormant ties, she gives you the exact, no-pressure way to build a list of 10 and reach out without it feeling awkward, pitchy, or forced. In this episode, you'll learn: Why a dormant LinkedIn connection is more valuable than a brand-new one The Rutgers study showing reconnected ties often outperform current ones How to build your list of 10 dormant contacts in under a week The exact reconnection message formula — no apologies, no asks, no pitch Why the metric that matters is calls on your calendar, not likes on your post If you've been sitting on a LinkedIn network you think is "dead," this episode will change your mind — and give you a simple weekly habit to start turning it into real opportunities. Loved this episode? Subscribe to Good Girls Get Rich so you never miss one, and share it with a friend who's been avoiding that one LinkedIn message. Ready to go deeper? Grab the free Borrow the Stage masterclass at SheLinkedUp.com/masterclass.   Resources Mentioned In The Episode: Borrow the Stage Masterclass: Free on-demand training on building your speaker kit and using LinkedIn to book stages Visibility Salon: Karen's membership community, home of the Borrow of the Stage initiative LinkedIn for Women Community: Karen's free Facebook group where listeners post their weekly 20-minute windows for accountability. Work with Karen: Book a call to talk through your own visibility strategy.   Magical Quotes From The Episode: "She is not a stranger. She is not a cold lead. She already knows you're good at what you do — and that's the most expensive thing to build." "Your network is not cold. It's sleeping." "The silence is something loud in your head — not hers."   Help Us Spread The Word! It would be awesome if you shared the Good Girls Get Rich Podcast with your fellow entrepreneurs on Twitter. Click here to tweet some love! If this episode has taught you just one thing, I would love if you could head on over to Apple Podcasts and SUBSCRIBE TO THE SHOW! And if you're moved to, kindly leave us a rating and review. Maybe you'll get a shout out on the show!   Ways to Subscribe to Good Girls Get Rich: Click here to subscribe via Apple Podcasts Click here to subscribe via PlayerFM Good Girls Get Rich is also on Spotify Take a listen on Podcast Addict

We often think of ultrarunning as an individual pursuit, but Eric Strand's Western States story proves that the strongest performances are rarely solo efforts. After cracking a rib, falling multiple times, and watching his sub-30-hour goal slip away, Eric reached mile 78 convinced he wouldn't make it. His pacers refused to believe that story, helping him stop negotiating with himself, stay focused on the mile he was in, and keep moving forward one step at a time. Along the way, the conversation explores what separates a great pacer from an average one, how trust and preparation begin long before race day, and why different moments require different kinds of encouragement. This episode is a reminder that sometimes the greatest gift another runner can give you is believing in you until you're able to believe in yourself again. LINKS Video of Eric Finishing WS100 Eric's Race Report EPISODE SPONSORS Tifosi Optics - CLARITY ON THE TRAIL: Post your Golden Nugget of wisdom that helps you recover after a huge effort on Instagram, tag @TifosiOptics, @TrailRunnerNation, and use the hashtag #ClarityOnTheTrail.  OR try texting us (within the USA) with your tip: 916-235-3928. If we use yours on a weekly episode, you get a pair of the new Sanctum SL glasses! Stone Creek Coffee: Start every adventure with One More Mile, our limited edition coffee created by Stone Creek Coffee and Trail Runner Nation for runners who believe the journey is as meaningful as the finish line. Fuel your next early morning, long run, or post-run conversation, and save 20% with code ONEMOREMILE20. Every cup is an invitation to be part of a community that goes farther together. Instant Hydration Timestamps 00:00 | When Belief Runs Out Eric introduces the moment at mile 78 when he thought his Western States dream was slipping away. 08:00 | Borrowing Someone Else's Confidence Eric explains how his pacer shifted his mindset from making excuses to focusing on the mile directly ahead. 15:30 | What Makes a Great Pacer The conversation explores communication, trust, and why every runner needs something different during difficult moments. 30:00 | Managing Pain Without Giving Up Eric shares how his pacers helped him push through cracked ribs, multiple falls, and overwhelming fatigue without losing sight of the finish. 39:00 | Lessons for Every Pacer Practical advice on pacing strategy, communication, course knowledge, and common mistakes that can make or break a race. 48:00 | A Son's Push to the Finish Eric reflects on the emotional role reversal of having his son pace him over the final miles and what that experience meant. 55:00 | Why No One Finishes Alone The discussion closes with a broader lesson about crew, volunteers, family, and the trail running community that makes extraordinary accomplishments possible. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.