The Credit Minute

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Advice from the experts at Credit.com on how to manage and understand critical personal finance issues such as credit, debt, budgeting, personal finances, taxes, loans, mortgages, identity theft and more. New episodes posted every Tuesday and Thursday.

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    • Mar 31, 2016 LATEST EPISODE
    • infrequent NEW EPISODES
    • 1m AVG DURATION
    • 115 EPISODES


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    Latest episodes from The Credit Minute

    Is It Time to Refinance

    Play Episode Listen Later Mar 31, 2016 2:17


    Michael Schreiber, of Credit.com, explains all of the factors you need to consider before refinancing your mortgage.

    Art of Networking

    Play Episode Listen Later Mar 29, 2016 1:52


    Michael Schreiber of Credit.com reviews some of the ways to maximize the everyday interactions in your life so you can get ahead.

    What to Consider Before Retirement

    Play Episode Listen Later Mar 24, 2016 2:09


    Credit.com's Michael Schreiber reviews some of the important factors that you need to think about before you leave the workforce for good.

    Student Loan Debt Relief

    Play Episode Listen Later Mar 22, 2016 2:02


    Adam Levin of Credit.com explores the Laboure Society and other ways that Americans can get relief for their student loan debt.

    The Case for Debit Cards

    Play Episode Listen Later Mar 17, 2016 2:28


    Adam Levin of Credit.com reviews some situations when you want to leave the credit card in your wallet and swipe your debit card instead.

    Coaching Your Kids About Money

    Play Episode Listen Later Mar 15, 2016 1:59


    As kids start getting ready to ship off to college in the fall, now is the time to start having conversations about money and how they can avoid financial pitfalls.

    Synthetic Identity Fraud

    Play Episode Listen Later Mar 10, 2016 2:21


    Credit.com's Adam Levin explains synthetic identity theft and how this tricky-to-detect type of fraud could impact you.

    Social Media's Impact on a Job Search

    Play Episode Listen Later Mar 8, 2016 1:49


    Your activity on social media is more likely to hurt you than help you when it comes to looking for a new job. Adam Levin of Credit.com reveals some tips to protect your identity online.

    What Bills Impact Your Credit Score

    Play Episode Listen Later Mar 3, 2016 1:44


    Adam Levin of Credit.com explains all of the ways your regular monthly bills can impact your credit score.

    Steps to Take Before a Home Search

    Play Episode Listen Later Mar 1, 2016 2:07


    Before you fall in love with your dream house, follow these steps from Adam Levin of Credit.com to make sure you can afford that new property.

    Survival Guide for Data Breach Victims

    Play Episode Listen Later Feb 25, 2016 2:28


    Being a victim of a data breach can be a major hassle, but if you follow these steps from Credit.com's Adam Levin, you can minimize your vulnerability to hackers.

    Home Sale Preparations

    Play Episode Listen Later Feb 23, 2016 2:11


    Credit.com's Adam Levin reviews steps to take to improve the chances your home goes from ‘for sale' to ‘sold.'

    Benefits of Minimalism

    Play Episode Listen Later Feb 18, 2016 2:14


    Ready to live your life as a minimalist? Adam Levin of Credit.com reviews the benefits of this lifestyle along with some ways you can get by with less.

    Avoiding ATM Fees

    Play Episode Listen Later Feb 16, 2016 2:24


    Adam Levin of Credit.com reviews some easy ways for you to reduce the cost of accessing your own money.

    Getting on the Right Path to Home Ownership

    Play Episode Listen Later Feb 11, 2016 2:00


    Here's what you need to do in order to make your next home purchase go as smooth as possible.

    Steps After Getting a New Credit Card

    Play Episode Listen Later Feb 9, 2016 2:07


    Adam Levin of Credit.com reviews the various steps you should take after receiving a new credit card.

    You Are Never Too Old for Credit

    Play Episode Listen Later Feb 4, 2016 2:17


    Older Americans may believe that they are past the point of worrying about their credit score, but you're never too old to need access to borrowed money at an affordable rate. There are also perks and protections that are worth considering before you abandon plastic altogether.

    When Kids Affect Your Credit

    Play Episode Listen Later Feb 2, 2016 2:30


    While it can be very rewarding for a parent to help their children with finances, you want to make sure that they are not doing anything to hurt your credit. Credit.com's Adam Levin reviews all of the different ways kids can impact your credit.

    Need More Money?

    Play Episode Listen Later Jan 28, 2016 2:02


    An overview of less common sources of income that you can explore in order to earn some extra cash.

    Credit In Your 20's

    Play Episode Listen Later Jan 26, 2016 2:29


    The financial decisions you make in your 20's can have a major impact on your ability to borrow money later in life. Credit.com's Adam Levin suggests some smart steps to take now that will make you financially secure later.

    The Case For Renters Insurance

    Play Episode Listen Later Jan 21, 2016 2:07


    Adam Levin of Credit.com reviews some of the reasons you may want to consider this added level of protection.

    Track Your Spending

    Play Episode Listen Later Jan 19, 2016 1:55


    Have a steady job with a decent income, but still feel like you are living paycheck-to-paycheck? Follow these steps from Credit.com's Adam Levin in order to feel more financially secure.

    Added Costs of a Home Purchase

    Play Episode Listen Later Jan 14, 2016 2:07


    Once the deal is signed and keys are in your possession, there will be new expenses to that home purchase that you wish you had budgeted for earlier.

    Other Credit Score Factors

    Play Episode Listen Later Jan 12, 2016 2:17


    There's a lot more non-credit items that can impact your credit score. Adam Levin of Credit.com reviews those factors to keep in mind.

    Housing Lessons from Reality TV

    Play Episode Listen Later Jan 7, 2016 2:07


    What can we learn from reality TV when it comes to buying a home? Gerri Detweiler of Credit.com reviews some of the best takeaways from these shows.

    Automotive Regret

    Play Episode Listen Later Jan 5, 2016 2:07


    Gerri Detweiler of Credit.com lays out your options for dealing with a vehicle that for one reason or another you can no longer afford.

    Lost Job, New Home

    Play Episode Listen Later Dec 29, 2015 2:56


    What should you do if you just lost your job and you are weeks, or even days away from closing on a home loan? Gerri Detweiler of Credit.com explains what you need to know if you find yourself in this situation.

    Teens and Credit Cards

    Play Episode Listen Later Dec 22, 2015 2:02


    Should your teen have a credit card? Credit.com's Gerri Detweiler tackles the pros and cons of this decision.

    Saving on Pet Ownership

    Play Episode Listen Later Dec 17, 2015 2:13


    While pets provide us with so much, they can also take a big chunk out of your budget.  Credit.com's Gerri Detweiler reviews the added costs associated with pet ownership and how to mitigate some of them.

    Costly Rental Mistakes

    Play Episode Listen Later Dec 15, 2015 2:17


    Credit.com's Gerri Detweiler lists some of the most common and costly mistakes that people make when renting a home.

    Joint Credit Card Accounts

    Play Episode Listen Later Dec 10, 2015 1:37


    Gerri Detweiler of Credit.com goes over the basics of a joint credit card account and what to keep in mind before signing up for one.

    Prioritizing Bills

    Play Episode Listen Later Dec 8, 2015 2:17


    Credit.com's Gerri Detweiler reviews ways to save money and what order you should pay bills if you find yourself with more bills to pay than funds in your accounts.

    Saving on Closing Costs

    Play Episode Listen Later Dec 3, 2015 2:17


    Gerri Detweiler of Credit.com explains the closing costs associated with a home purchase and provides some tips for saving on those expenses.

    Postdated Checks

    Play Episode Listen Later Dec 1, 2015 1:50


    Credit.com's Gerri Detweiler bursts a common misconception about postdated checks.

    Tools for Safe Web Browsing

    Play Episode Listen Later Nov 24, 2015 2:02


    Adam Levin of Credit.com reviews a list of tools that you can use to shield your identity while you surf the web.

    Credit Score Data

    Play Episode Listen Later Nov 19, 2015 2:09


    Adam Levin of Credit.com reviews the types of data that can have an impact your credit score.

    Roommate Concerns

    Play Episode Listen Later Nov 17, 2015 2:38


    While there are lots of perks to having a roommate, living with the wrong person can wreak havoc on your credit or personal finances.

    Maximize Credit Card Rewards

    Play Episode Listen Later Nov 12, 2015 2:38


    Many card holders are frustrated when they sign up for a new credit card and don't get all of the benefits that were promised. Adam Levin of Credit.com offers tips to make sure you don't miss a single one.

    Avoid Overspending

    Play Episode Listen Later Nov 10, 2015 2:02


    If you follow these tips from Credit.com's Adam Levin you can avoid over paying for items.

    Protecting Your Health Records

    Play Episode Listen Later Nov 5, 2015 2:09


    We all know that there could be a financial impact of identity theft, but the consequences could be far more dire if you are not careful with your medical records.  

    Routine ID Theft Check-Up

    Play Episode Listen Later Nov 3, 2015 2:17


    Doing some clean up of your finances and life this fall?  Now is also a good time to make sure you are doing everything possible to protect your identity.

    The Art of Hondling

    Play Episode Listen Later Oct 29, 2015 2:13


    Adam Levin of Credit.com reviews this skill, which is considered a gentler, kinder, more humorous approach to getting what you want for less.

    Fighting the Urge to Splurge

    Play Episode Listen Later Oct 27, 2015 1:39


    Before you make that next purchase, ask yourself these six questions to make sure you are not wasting your money.

    Getting Your Spending Under Control

    Play Episode Listen Later Oct 22, 2015 1:44


    As the holiday shopping season approaches, now is a good time to review your finances and find new ways to save money.

    Getting a Better Deal

    Play Episode Listen Later Oct 20, 2015 2:02


    How you can start to save money by asking questions of customer service representatives from any company you plan on doing business with.

    The Fine Print of Balance Transfer Offers

    Play Episode Listen Later Oct 14, 2015 1:51


    Balance transfer offers from credit card companies are often great deals for consumers, but in many cases there are hidden clauses that could wind up costing you.

    Credit Report Mistakes

    Play Episode Listen Later Oct 13, 2015 2:14


    Adam Levin of Credit.com reviews some of the ways that mistakes appear on your credit report and how to fix them.

    Retirement Planning

    Play Episode Listen Later Oct 8, 2015 1:56


    Retirement planning can be complicated, but the earlier you master it in your working years, the better off you will be when it comes time to leave the workforce.

    Avoiding Job Scams

    Play Episode Listen Later Oct 6, 2015 2:07


    Looking to earn extra income, follow these tips from Credit.com's Adam Levin to avoid being duped by fraudsters.

    Financial Tips After Buying a Home

    Play Episode Listen Later Oct 1, 2015 2:13


    There are certain steps that you can take after buying a home to make sure it doesn't become a financial pitfall.  Adam Levin of Credit.com shares that advice.

    Misconceptions About Credit Card Use

    Play Episode Listen Later Sep 29, 2015 2:09


    Credit.com's Adam Levin reviews how using a credit card actually impacts your credit score.

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