Podcasts about home purchase

"Rubble and Skye" in Minnesota want to spend $65,000 a year in retirement, and they'll have $67K in annual fixed income. Are they cutting it too close? "Atouk and Tala" in New Jersey will have retirement money, Social Security, and “Lumpy,” their lump sum pension - will they be okay? We'll find out today on Your Money, Your Wealth® podcast number 542 with Joe Anderson, CFP® and Big Al Clopine, CPA. Plus, should David in Redondo Beach California use his Roth money to buy a home? And what do the fellas think about "Charlie Pepper" in Colorado using a home equity line of credit (HELOC) for retirement spending, instead of living off of pre-tax money? Free financial resources & episode transcript: https://bit.ly/ymyw-542 DOWNLOAD the Investing Basics Guide WATCH Financial Boot Camp on YMYW TV COMPLETE the 8th Annual YMYW Podcast Survey for your chance at a $100 Amazon e-gift card! (secret password: ymyw) ASK Joe & Big Al for your Retirement Spitball Analysis SCHEDULE your Free Financial Assessment LEAVE YOUR HONEST RATINGS AND REVIEWS on Apple Podcasts SUBSCRIBE or FOLLOW on your favorite podcast app JOIN THE CONVERSATION on YouTube DOWNLOAD more free guides READ financial blogs WATCH educational videos SUBSCRIBE to the YMYW Newsletter Timestamps: 00:00 - Intro: This Week on the YMYW Podcast 00:43 - $250K Saved, $67K Fixed Income, $65K Spending. Are We Cutting Retirement Too Close? (Rubble & Sky, MN) 05:20 - We Have a $700K Pension, $335K Retirement, Plus Social Security. Will We Be OK? (Atouk and Tala, NJ) 13:14 - Watch Financial Boot Camp on YMYW TV, Download the Investing Basics Guide 14:03 - Should I Use My Roth Money for a Home Purchase? (David, Redondo Beach, CA) 21:03 - Complete the 8th Annual YMYW Podcast Survey for your chance at a $100 Amazon e-gift card! (secret password: ymyw) 22:01 - HELOC vs. Pre-Tax Account for Retirement Spending (Charlie Pepper, CO) 34:23 - Next Week on YMYW Podcast: Guest Co-Host Marc Horner, CFP® 34:53 - YMYW Podcast Outro

The dream of owning a home is increasingly slipping out of reach for many, so what exactly makes housing "attainable" in today's market? Jordon Tench, director of land acquisition and development at O'Dwyer Homes, joins Host Carol Morgan on the Atlanta Real Estate Forum Radio podcast to discuss methods for introducing affordable options to the Atlanta housing market. What is attainable housing? Tench describes attainable housing as “housing that a large portion of people can afford and not spend more than 30% of their income on the payments.” For some homebuyers, that amount is significantly higher than what others can afford, so it's key for builders to consider the broader buyer population. O'Dwyer Homes engages in discussions with local jurisdictions to find pockets where higher-density communities can be developed. Tench said, “I think that a good metric I've heard is that every $1,000 you go up on a house, 100,000 more people cannot qualify for it.” O'Dwyer Homes currently has two townhome communities in progress, one in the City of Atlanta and the other in Mableton, that sit within the affordable price range. With no square footage requirements, Tench explains that the intown community will offer a mix of floor plans that span 1,400 to 2,000 square feet. Similarly, 20% of the homes at the Mableton community will be under 1,800 square feet. How does strict jurisdiction affect home builders and buyers? The Georgia Public Policy Foundation recently identified that almost 30% of the final house price is due to extra regulations, which amounts to nearly $100,000 for a new construction home. While energy efficiency has improved significantly, saving homebuyers thousands of dollars upfront, other “impact fees” cause them to spend money on unnecessary elements, such as exterior brickwork. “That [exterior brick] adds probably $15,000 to $20,000 per house and doesn't look good,” said Tench. “It doesn't allow for variety and those homeowners were kind of stuck with that $20,000 or $30,000 item, where they would have rather spent that money somewhere else.” Tench points out that increasing density has the potential to lower home prices. If a house is built for $200 per square foot, then a 1,000-square-foot home would be $200,000. “When you look at the land, the land itself continues to be more expensive and development costs have almost doubled over the last five years,” said Tench. “So, where you could develop a lot at $50,000, now you're at $100,000 as a starting point. A lot of that comes down to inability to get density.” Another factor that impacts attainable housing is the lengthy timeline from a builder's letter of intent to actively selling out of a community. As interest rates fluctuate and buyers hesitate, it's difficult for builders to navigate the ups and downs. In his role on the Greater Atlanta Home Builders Association's (GAHBA) Government Affairs Committee, Tench gets a front-row seat on how these regulations affect the housing market. He uses his day-to-day experience in land acquisition for O'Dwyer to paint a clearer picture for local legislators and advocate for homebuyers. The committee is confronting impact fees and permitting timelines head-on to support the goals of builders and homebuyers in metro Atlanta. Tune in to the full episode to discover more about how smaller homes soothe the affordable housing crisis in Atlanta. For more information about O'Dwyer Homes, visit www.ODwyerHomes.com. About O'Dwyer Homes Since 1992, O'Dwyer Homes has delivered quality and value to more than 2,000 happy homeowners in its new semi-custom homes and townhomes. The builder is local and family-owned, focusing on quality construction, energy efficiency and customer satisfaction to help keep its Energy Certified new homes affordable and valuable for years to come. Podcast Thanks Thank you to Denim Marketing for sponsoring Atlanta Real Estate Forum Radio. Known as a trendsetter,

Chris Keener is a master storyteller who helps brands translate their objectives into entertainment. Former Creative Director of MUDWTR and Producer for outfits like National Geographic, Discovery Channel, PBS, ESPN, and the Travel Channel, Chris' film accolades span far deeper than this little bio has room for. But the dude knows his shit. Chris is also the founder of Goldenair Breathwork, which facilitates transformative experiences by connecting people to the power of their breath. He conducts workshops for clients like Salesforce, Soho House, Alo Yoga, and Penn University, while also working in prisons and with the underserved. This was Chris' fourth time on the podcast, so it was more of a friendly catch-up. We talked in detail about his home-purchase-from-hell, and how to emotionally handle the massive stressors that can come with buying a home that started to crumble the moment he signed on the dotted line. Go to Goldenair to breathe. If you dig this podcast, will you please leave a short review on Apple Podcasts? It takes less than 60 seconds and makes a difference when I drop to my knees and beg hard-to-get guests on the show. I read them all. You can watch this podcast on my YouTube channel and join my newsletter on Substack. It's glorious. Get full access to Kyle Thiermann at thiermann.substack.com/subscribe

Chris Keener is a master storyteller who helps brands translate their objectives into entertainment. Former Creative Director of MUDWTR and Producer for outfits like National Geographic, Discovery Channel, PBS, ESPN, and the Travel Channel, Chris' film accolades span far deeper than this little bio has room for. But the dude knows his shit. Chris is also the founder of Goldenair Breathwork, which facilitates transformative experiences by connecting people to the power of their breath. He conducts workshops for clients like Salesforce, Soho House, Alo Yoga, and Penn University, while also working in prisons and with the underserved. This was Chris' fourth time on the podcast, so it was more of a friendly catch-up. We talked in detail about his home-purchase-from-hell, and how to emotionally handle the massive stressors that can come with buying a home that started to crumble the moment he signed on the dotted line. Go to Goldenair to breathe. If you dig this podcast, will you please leave a short review on Apple Podcasts? It takes less than 60 seconds and makes a difference when I drop to my knees and beg hard-to-get guests on the show. I read them all. You can watch this podcast on my YouTube channel and join my newsletter on Substack. It's glorious. Get full access to Kyle Thiermann at thiermann.substack.com/subscribe

➡️ Want To Learn More About Partnering With Me at eXp (Get all my Training & Coaching For Free) Schedule a Zero Pressure, Fully Confidential Zoom Call with me: https://go.oncehub.com/PartnerwithJoshuaSmithGSD   ➡️ Connect With Me On Social Media: Facebook: https://www.facebook.com/JoshuaSmithGSD Instagram: https://instagram.com/joshuasmithgsd/   About Joshua Smith: -Licensed Realtor/Team Leader Since 2005 -Voted 30th Top Realtor in America by The Wall Street Journal -NAR "30 Under 30" Finalist -Named Top 100 Most Influential People In Real Estate -Top 1% of Realtors/Team Leaders Worldwide -6000+ Homes Sold & Currently Selling 1+ Homes Daily -Featured In: Forbes, Wall Street Journal, Inman & Realtor Magazine -Realtor, Team Leader, Coach, Mentor

Navigating the legal maze of property transactions and civil judgments requires understanding nuances that aren't always obvious. Michael Mulligan, barrister and solicitor with Mulligan Defence Lawyers, unpacks two fascinating cases that illuminate these complexities.First, Mulligan explores a cautionary tale about what constitutes a "fixture" in home purchases. When buyers discovered a beloved dresser missing after taking possession—revealing holes in the wall behind it—they sued for $7,430 in damages. The case hinged on whether the dresser qualified as a fixture that should remain with the property. The legal test? If an item is attached to the property in a way that removal would cause damage, it's likely a fixture. Those IKEA bookshelves you've secured to walls? They might legally transfer with your home unless specifically excluded in the sale contract.The same dispute involved "conversation sets" on patios—a vague term that led to confusion when the sellers removed chairs and a large wicker sectional. Despite going to court, the buyers received just $100 for their trouble, demonstrating how ambiguous contract language and litigation costs can result in pyrrhic victories. Mulligan's advice is crystal clear: be specific in contracts about what stays and what goes when selling or buying property.The conversation shifts to a disturbing case involving a disbarred lawyer convicted of sexually assaulting a potential client in his office. When sued civilly, he claimed any judgment would be pointless as he'd simply declare bankruptcy again. This reveals a common misconception about bankruptcy protection. While bankruptcy can discharge many debts, Section 178 of the Bankruptcy and Insolvency Act specifically excludes sexual assault damages, intentional torts, fraud, and court fines from discharge. The $270,000 judgment against him would survive bankruptcy—though collecting from someone without assets remains challenging regardless.These cases illustrate critical principles: precise language prevents expensive disputes, bankruptcy won't erase obligations from intentional wrongdoing, and winning a judgment doesn't guarantee collection. Whether you're buying a home or seeking justice through civil courts, understanding these legal realities can save you significant time, money, and heartache.Follow this link for a transcript of the show and links to the cases discussed.

...its the time of year where things go faster and differently tax season is now done and there is an increase in real estate activity level most people have a very clear financial picture documents are readily available for those that will apply for mortgages snowbirds consider selling their homes those nearing retirement are looking for to relocate landlords are looking to cash in investors are looking to add to their portfolio the school year has ended which always add buyers and sellers to the market so this is a time where properties that have lingered unsold we find many sellers will be taking price reductions so they can get a 2nd look from this new audience a large number of home sellers will be looking to purchase a different home and lining up the closing dates can be challenging to say the least the usual speed bumps are more amplified inspections appraisals contingent on selling a property insurance delays due to tropical storms today's show goes super deep into these scenarios  

...and home buyers and investors are winning Let's Face it Most people feel that new homes  cost too much take too long to build What they don't always realize is that there are high production builders out there that release express homes every week and you can purchase them  and move in within 30-60 days given the current real estate market conditions some builders are offering discounts unlike what we have seen in many years at the peak of the market there was little reason for a builder to negotiate that has changed in a big way and if you understand how things work and you know what to ask for the savings can be HUGE! Investors in particular are finding that they can get a great return on their investment if they can close with cash quickly many are using 1031 Exchange funds to complete the deals delaying taxes due on sales and maximizing their profits today's show takes you behind the scenes and gives you the goods on how it works  

... begins with understanding a few simple strategies The method that every individual has the most control over Is to increase their credit score paying down debt usually increases a score but not always let's suppose that you have $4,000 that you can use to pay off a credit balance and you have a credit card with a 4k balance  with a monthly payment of $100 per month and a car payment with a 4k balance with a monthly payment of $500 per month which would you pay off ? most people would be tempted to pay off the car and I can understand why but what if the car loan is a 5 year old trade line and the credit card was only a few months old paying off the car closes out that tradeline which can significantly reduce your average trade line age and might actually cause your score to go down so now you have a decision to make getting rid of a $500 payment helps your mortgage pre-qualification more than getting rid of a $100 payment but what if you can have your cake and eat it too? typically - a car loan that has 10 months or less of repayment time left on the loan is not counted against a borrowers application so now you get the best of both worlds each situation is different and we always recommend  that you consult with the professional that you are working with listen in to today's show to learn the other 2 strategies

Ben Grove joins us to discuss why you should choose an inspection team on your luxury home purchase, how to tell if you are dealing with MOLD, and more! Don't miss this exciting episode! #Mold #HomeInspection #RadioShow #LasVegas #LasVegasRealEstateRadio #RealEstate #Lvrealestate Facebook: www.facebook.com/LVRealEstateRadio Twitter: www.twitter.com/LVRERadio LinkedIn: www.linkedin.com/in/LVRealEstateRadio Instagram: www.instagram.com/lvrealestateradio/ SoundCloud: @lvrealestateradio Website: www.lvrealestateradio.com

Will 2025 be the year you buy your dream home with your dream yard and dream washing machine? The experts say it's looking likely! Watch this National Buyers Agents Association video and see for yourself… https://www.youtube.com/watch?v=QmukPegdiV4&list=PLy0uHbsK0aXv418GDpfFE4qm2_s8ewb53 Skyfor, Inc. dba National Buyers Agents Association City: Evergreen Address: 7652 Gartner Rd. Ste. 723 Website: https://buyeragentsearch.com

Knoxville's Top Broker Reveals Insider Secrets to Make Your Home Purchase Successful in 2025 Thinking of buying a home in 2025? Don't miss this episode of Real Estate with Ryan, where Ryan Coleman, Knoxville's top broker, shares exclusive tips and insider strategies to help you navigate the changing market. From saving money to winning in competitive offers, these secrets could make all the difference in your home-buying journey.

... and the difference between being "in the market" or "out of the market" home sellers are faced with a choice when they put their home on the market and their fate will come down to 3-4 things location condition marketing price position and if they nail these things then they will be "in the market" and having showings - offers - and contracts if not then they will be "out of the market" and their homes will linger on the market for far longer than they should and almost always sell for less than if they were in the market from day 1 similarly, home buyers also have a choice some key factors in a successful purchase proof of funds readily available a well written offer purchase price based on market facts flexible terms based on seller needs without these in place a buyer will be "out of the market" and struggle to purchase a home a buyer that submits lowball offers on day 1 of a listing most likely poisons their own water and creates unnecessary friction with seller complicated offers with numerous moving parts and endless continegencies almost never work out listen in to get the details on the strategies that are working    

We are planning to go back to being homeowners when our current lease is up this summer. This is my stream of consciousness about what I'm looking for in our next home. Whether this is actually what we end up buying will remain unseen, but it will be fun to be able to look back on this episode and see where I was right and where I was wrong!If you're looking for a budget template that arranges all your income and expenses by pay period instead of by month, try the Debt Free Mom Budget Template. It's a one time cost of $9, includes space for your whole year in one document, and comes with a couple tutorial videos to get you started. Join over 7,000 other people who have downloaded this template and start budgeting confidently today!Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

If you are looking to move but feel that your credit score limits your options, consider strategies for rehabbing your score in the most efficient ways available to you. With determination and the right know-how, you can craft a strategy that will help you achieve your goals. Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

If you are looking to move but feel that your credit score limits your options, consider strategies for rehabbing your score in the most efficient ways available to you. With determination and the right know-how, you can craft a strategy that will help you achieve your goals. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Tip Tuesday, 2-4 Min Real Estate Tips Join Dana and Ryan as they dive into a somewhat common but tricky scenario in real estate: low appraisals on home purchases. They'll break down what it means when an appraisal comes in lower than the agreed-upon purchase price, the potential impact on the transaction, and the options buyers and sellers have to navigate this situation. From renegotiating the price to covering the difference or disputing the appraisal, Dana and Ryan share their expert insights to help you stay prepared and informed. Don't miss this must-watch Tip Tuesday if you're buying or selling a home! Got questions? Drop them in the comments below, and we'll answer them in an upcoming video!

With mortgage rates fluctuating, now might not seem like the perfect time to buy a home, but it's an ideal time to prepare, especially for first-time homebuyers. Movement Mortgage recently shared helpful tips on FaithFi.com for those looking to enter the housing market. Here's a breakdown of these critical steps to set you up for a successful and financially wise home purchase.Step 1: Determine Your Budget—And Keep It ConservativeFirst things first, know what you can afford. It's wise to set a sale price and monthly payment that's less than the maximum a lender or loan calculator may suggest. Keeping a buffer in your budget allows for unexpected costs and helps you avoid financial strain. As Proverbs 21:20 says, “Precious treasure and oil are in a wise man's dwelling, but a foolish man devours it.”Step 2: Set a Savings Goal for Your Down PaymentWhile a 20% down payment isn't always required, it has some major benefits:Reduces the loan amountEliminates private mortgage insurance (PMI)It gives you enough equity to sell if unforeseen circumstances ariseIf you can't reach 20%, aim to save as close as possible for these advantages.Step 3: Budget for Additional CostsBeyond the down payment, remember incidental costs, like:Property and pest inspectionsMoving expensesEssential appliances (like a fridge or washer/dryer), if not provided by the sellerPlanning for these helps avoid last-minute financial surprises.Step 4: Check Your CreditMost mortgage lenders prefer a credit score between 700 and 750, with 740+ often unlocking the best rates. Here's how to optimize your score:Review your credit report and dispute any errorsPay down debts to keep balances below 30% of your available creditAvoid any new credit inquiries, as “hard pulls” can impact your scoreStep 5: Lower Your Debt-to-Income (DTI) RatioEven with a great credit score, high debt levels could result in a mortgage denial. Try to reduce any debt you can, like paying off a car loan, to improve your DTI ratio and increase your mortgage eligibility.Step 6: Maintain a Clear Paper TrailLenders will closely scrutinize your transaction history, so avoid moving money between accounts for at least three months before applying. Any large transfers could complicate the process, as lenders must verify that your assets are not borrowed. If you're expecting a cash gift, consult a loan officer for guidance. Specific documentation may be needed to confirm that the money is a gift, not a loan.Step 7: Pay Off Outstanding Tax DebtsIf you owe back taxes and are on a payment plan, prioritize paying these off. Outstanding tax debts affect your DTI ratio and could lead to complications with lenders, as tax liens can take priority over other debts.Step 8: Stay at Your JobLenders look for employment stability, so if you're considering a job change, it's best to hold off until after you buy the home. Having at least two years at your current job can reassure lenders and improve your chances of securing a mortgage.Need More Help? Connect with Movement MortgageMovement Mortgage offers guidance for each step of the home-buying process, helping you make informed financial decisions. Additionally, they're a faith-based company dedicated to philanthropic causes, having donated $377 million to educational and infrastructure projects in underserved communities. To learn more, visit Movement.com/faith.These steps can help you confidently prepare for your first home purchase, ensuring you're financially and practically ready when the time comes.On Today's Program, Rob Answers Listener Questions:I would appreciate your thoughts on tithing from my portfolio gains or income.Can you borrow from a long-term health insurance policy?I have $10,000 in a CD and am trying to decide whether to use it to pay down my debt.Resources Mentioned:Movement MortgageNational Christian Foundation (NCF)Christian Credit CounselorsChristian Healthcare Ministries (CHM)Look At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

If you’re hoping to join the ranks of homeowners, the promise of lower mortgage rates has no doubt gotten your attention. However, there’s more to consider when preparing to buy a home than just saving for a downpayment. On today's Faith & Finance Live, Rob West will share ten steps to help you prepare for a home purchase. Then he’ll tackle some calls and financial questions. Faith & Finance Live is a listener supported program on Moody Radio. To join our team of supporters, click here. To support the ministry of FaithFi, click here. To learn more about Rob West, click here. To learn more about Faith & Finance Live, click here.See omnystudio.com/listener for privacy information.

Real Estate Expert & Best-Selling Author, Gerald Lucas discusses what happens when a home purchase contract expires.

Prime Minister Anthony Albanese is on the defence following his latest property purchase. The Australian leader recently bought a $4.3 million house on the New South Wales Central Coast - near his soon-to-be-wife's hometown. Australian correspondent Murray Olds says Albanese has copped criticism over this purchase amid an ongoing cost-of-living crisis. LISTEN ABOVESee omnystudio.com/listener for privacy information.

A deeper look at the home purchased by Rhiannon Do, who is named in a lawsuit alleging embezzlement of millions in public funds. Speed cameras are coming to a dangerous stretch of PCH under a new CA law. We visit Long Beach's Cambodia Town. Plus, more. Support The L.A. Report by donating at LAist.com/join and by visiting https://laist.com.Support the show: https://laist.com

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On this episode of The Table with Anthony ONeal, we welcome back Coalition Properties Group to discuss the powerful strategy of building generational wealth through real estate. With mortgage rates dropping, there's never been a better time to seize this opportunity. Today, they'll share how they've helped hundreds of families achieve homeownership and how real estate can be a key to financial freedom and creating a lasting legacy. Tune in for an inspiring conversation that will guide you in unlocking the potential of real estate for wealth creation and securing a prosperous future for generations to come!Mentioned On Today's Show:

Home mortgage rates haven't gone through the roof in recent weeks…that's the good news.The bad news is that they're already pretty high. Coupled with high home values, it's an uphill climb for first-time home buyers. Will it get easier anytime soon? Dale Vermillion joins us today to talk about it.Dale Vermillion is the author of Navigating the Mortgage Maze: The Simple Truth About Financing Your Home. This book covers everything you need to know about securing a mortgage—all from a biblical perspective.Current Mortgage Rate OutlookThe rates on a 30-year fixed mortgage have been hovering around 7%, and we can expect them to stay between 6.5% and 7.25% for the remainder of this year. Analysts predict that rates may not drop to the 5% range until at least 2025 or 2026, barring any dramatic market changes.The biggest challenge for first-time home buyers is affordability, not inventory. Despite an increase in available homes (620,000 nationwide compared to 451,000 last year), the average sales price is around $420,000. Prospective buyers must carefully budget and ensure they don't overextend themselves financially.Timing Your Home PurchaseGiven the stable interest rates and improving inventory, now might be a better time to buy than in recent years, as long as you're financially ready. New construction starts are up, particularly in the $200,000 to $350,000 range, ideal for first-time buyers. Additionally, the post-busy season (after school starts) might offer a better buying opportunity with less competition.Interestingly, the housing market seasonality has shifted since COVID-19. Traditionally, spring and summer were the hot buying seasons, while fall and winter were cooler. However, current market demand and population numbers have evened out these seasonal trends. Higher interest rates generally mean less competition, making it a good time to buy.Pricing Your Home for SaleThe strategy for pricing homes has evolved. Previously, sellers would price high and negotiate down. It's common to price lower to attract more buyers, often resulting in offers above the asking price. However, recent trends show that about 35-36% of homes sell below the asking price, indicating a shift towards more realistic listing prices.For more guidance on navigating the complexities of buying and selling homes, check out Dale's book, "Navigating the Mortgage Maze: The Simple Truth About Financing Your Home."On Today's Program, Rob Answers Listener Questions:I have a mother who has been involved in a Publishers Clearing House scam for the last several years. My brother and I, along with the police, have tried to convince her that it is a scam, but she refuses to believe us. Recently, we were able to arrange the sale of her house and get her into an independent living situation with the ability to transition to assisted living or memory care if needed in the future. However, I have found that she has continued to participate in the scam and is giving away her retirement income each month. As her power of attorney, I am trying to save what is left of her assets for her future care. Am I doing the right thing by taking control of her finances to prevent her from being further exploited?I have a few credit cards with Capital One and some loans, including a farm investment loan and a business loan. The interest rates on these debts are high, and I'm figuring out how to lower my monthly payments. I'm currently working with Primerica in the financial services industry, but the income from that is slow. I would like to know if I should look into a debt consolidation loan to settle my payments and make it easier to manage my debt. What would be the best approach for me in this situation?Resources Mentioned:Navigating the Mortgage Maze: The Simple Truth About Financing Your Home by Dale VermillionChristian Credit CounselorsRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

Home mortgage rates haven’t gone through the roof in recent weeks, but they were already high to begin with. And coupled with high home values, it’s an uphill climb for first-time home buyers. So, will it get easier anytime soon? On today's Faith & Finance Live, host Rob West will talk with Dale Vermillion about the high price of a home purchase. Then he’ll answer your calls on various financial topics. See omnystudio.com/listener for privacy information.

On your Berkshire Hathaway Home Services Family Realty Podcast, realty expert, Jon Broden, is in the studio talking about mistakes to avoid when making a move up home purchase.   Show is recorded at Grand Forks Best Source. For studio information, visit www.gfbestsource.com Or message us at bit.ly/44meos1   #grandforksnd @grandforksnd @THECHAMBERGFEGF #realestate #market #equity #grandforksbestsource #grandcities @homesgrandforks #berkshirehathaway

Sharon McNamara and Melissa Wallace discuss The Buyer's Playbook: Steps to Ensure a Smooth and Profitable Home Purchase! Podcast & Live Radio Show on WATD 95.9 The McNamara Horton Group Boston Connect Real Estate Sharon McNamara | Melissa Wallace Facebook Live every Tuesday at 6:15 pm & Saturday at 8AM @ facebook.com/McNamaraBrokerTeam Follow our team on Instagram @TheMcNamaraHortonGroup  

This episode is brought to you by Equity Multiple. Dedicated to assisting physicians in simplifying their investment journey, Equity Multiple enables passive investment in vetted, professionally managed commercial real estate. Learn more at www.equitymultiple.com. You have a couple options if you cannot be present at the scheduled time for closing. Doug talks about ways to accomplish this and explains why you must plan ahead to utilize your options of using a power or attorney or getting a remote notary. To learn more about Doug, go to www.DougCrouse.com. 

If you own a property, you're not allowed to kick tenants out just to raise the rent. You are, however, allowed to evict them if you've purchased the property and plan to live in the home yourself. But what happens if they...just don't leave?A woman who recently purchased a home in Hamilton, is now living in her car and on friends' couches after she bought a home and made plans to move in—only to find  herself homeless. It's been more than six weeks, and she's planning for months to come. How do these situations happen? And what do they tell us about landlord-tenant rules and the system that enforces them...or doesn't?GUEST: Sebastien Bron, reporter, The Hamilton Spectator We love feedback at The Big Story, as well as suggestions for future episodes. You can find us:Through email at hello@thebigstorypodcast.ca Or by calling 416-935-5935 and leaving us a voicemailOr @thebigstoryfpn on Twitter

Buying your first house is stressful, but it shouldn't be. Communication and Piece of mind is what Buyers agent Jeff Thompson specializes in when it comes to making the leap. In this episode of the SLO County Real Estate Podcast with Hal Sweasey Jeff talks about what he enjoys about first time home buyers and gives insight as to why it's important to enlist someone with a bunch of experience to make the process exciting and positive. You can always Contact Hal at hal@teamsweasey.com or by phone at 805-781-3750 CA DRE #01111911

Arizona Monthly Market Housing Update Welcome to our Arizona Monthly Housing Market Update!

In this inspiring interview, longtime listener Shannon shares how she went from renter to homeowner AND NOW landlord in just five years, using a $20,000 grant, innovative equity management, and advice from the "How to Buy a Home" podcast.Episode Highlights:Condo Equity to Dream Home: Discover how the listener leveraged equity from her first condo to upgrade in just five years.First-Time Homebuyer Strategies: Learn creative ways to enter the housing market, including utilizing grants and low down payment options.Navigating a Competitive Market: Hear firsthand experiences and tips for navigating bidding wars and securing your dream home.The Importance of a Support Team: Understand the value of a knowledgeable real estate ("unicorn team") in guiding you through the home buying process.House Hacking with Rental Income: Explore how renting out part of your home can create additional income and accelerate financial goals.Connect with me to find a trusted realtor in your area or to answer your burning questions!Subscribe to our YouTube Channel @HowToBuyaHomeInstagram @HowtoBuyAHomePodcastTik Tok @HowToBuyAHomeThis podcast was created for YOU - to cut through the confusion and empower you to buy your first home. Let's change how the real estate industry treats first-timers, one buyer at a time- starting with YOU!Visit our Resource Center to "Ask David" AND get your FREE Home Buying Starter Kit!David Sidoni, the "How to Buy a Home Guy," is a seasoned real estate professional and consumer advocate with over 18 years of experience helping first-time homebuyers navigate the real estate market. His podcast, "How to Buy a Home," is a trusted resource for anyone looking to buy their first home. It offers expert advice, actionable tips, and inspiring stories from real first-time homebuyers. With a focus on making the home-buying process accessible and understandable, David breaks down complex topics into easy-to-follow steps, covering everything from budgeting and financing to finding the right home and making an offer. Subscribe for regular market updates, and leave a review to help us reach more people. Ready for an honest, informed home-buying experience? Viva la Unicorn Revolution - join us!If you want to become a First Time Home Buying expert in just 7 days, Sign Up for the FREE Home Buying Starter Kit VIDEO SERIES

In this episode of the Beginner Photography Podcast, I chat with Pablo Giori, Photographer and Director of the Experimental Photo Festival. Pablo shares  the importance of creative play and community support in experimental photography. Learn how embracing failure can lead to innovation, and discover diverse techniques you can start experimenting with today. As you listen, think about how you can implement these creative approaches into your photography practice, embark on new projects, and connect with fellow photographers to amplify your journey.THE BIG IDEASExperimentation is Key: Embrace experimental techniques to discover new artistic expressions. It's about exploring possibilities and not fearing failure.Community Support: Surround yourself with a supportive community. Sharing insights and feedback can elevate your photography.Embrace Failure: Failure in experimental photography is an opportunity to learn and innovate. Every setback is a step towards mastery.Creative Decision-Making: Make informed and creative choices at every stage of your photography process, from selecting the camera to post-processing.PHOTOGRAPHY ACTION PLANTry Cyanotype at Home: Purchase cyanotype kits online or from your local art store. Follow easy DIY tutorials to practice making cyanotype prints with household items.Experiment with Photo Soup: Gather some instant photos and submerge them in water with different chemicals (e.g., Coca-Cola) to create unique effects. Document the process and outcomes to refine your technique over time.Attend Workshops and Fest: Find experimental photography workshops or festivals to expand your skills. Join online sessions offering practical tips and hands-on learning.Try a Project on Double Exposures: Collaborate with another photographer to swap films and create double exposures. Experiment with different themes and document your learning process in a visual diary.RESOURCES:Follow the Experimental Photo Festival on Instagram: https://www.instagram.com/experimentalphotofestival/ Visit the Experimental Photo Festival online - https://en.experimentalphotofestival.com/Grab your free 52 Lightroom Presets athttp://freephotographypresets.com/ Transform your Love for Photography into Profit for FREE with CloudSpot Studio.And get my Wedding and Portrait Contract and Questionnaires, at no cost!Sign up now at http://deliverphotos.com/ Watch the Free Maximizing Mini Sessions Video training and start earning money with your camera!https://beginnerphotopod.com/minisConnect with the Beginner Photography Podcast! Join the free Beginner Photography Podcast Community at https://beginnerphotopod.com/group Send in your Photo Questions to get answered on the show - https://beginnerphotopod.com/qa Grab your free camera setting cheatsheet - https://perfectcamerasettings.com/ Thanks for listening & keep shooting!

In this episode of The REconomy Podcast™ from First American, Chief Economist Mark Fleming and Deputy Chief Economist Odeta Kushi kick of the REconomy “Summer School” series with a deep dive into the residential home-buying and closing process, explaining the steps and the key players involved – from mortgage pre-approval to contract negotiation to title, settlement and the closing.

As we dive into the summer vacation season, a frequently asked question arises: should I buy a vacation home or rental property? I share personal insights and experiences from when my family purchased a vacation home in Traverse City, Michigan, diving into the various considerations and decisions involved in such a significant financial commitment. Here are some key takeaways to consider Understand the purpose: investment property vs. future retirement home Factor in costs: property management fees, higher taxes, maintenance/repairs Rental income may not cover all expenses, especially for a future retirement home Limits ability to travel elsewhere if frequently using the vacation home I hope this episode provides helpful guidance as you navigate the complexities of owning a second home.  Learn what factors you should weigh before taking the plunge into vacation home ownership. Connect with Paul Contact Paul here or schedule a time to meet with Paul here. For resources discussed in this episode, visit tammacapital.com/podcast. Follow Paul on LinkedIn, Instagram, and Facebook. And feel free to email Paul at pfenner@tammacapital.com with any feedback, questions, or ideas for future guests and topics. Resources Featured in This Episode: Vacation Real Estate You Can Understand HGTV Host Provides Insights on How to Make a Second Home a Reality Understanding Capital Gains Taxes on Home Sales

The Fannie Mae (OTCQB: FNMA) Home Purchase Sentiment Index ® (HPSI) decreased 2.5 points in May to 69.4 as the component measuring consumer attitudes toward homebuying conditions fell markedly, reaching an all-time survey low. This month, only 14% of consumers indicated that it's a good time to buy a home, down from 20% last month, while the share believing it's a good time to sell fell from 67% to 64%. Bemax Inc. (OTC Pink: BMXC), a private label development company with a focus on disposable diapers and women's hygienic sanitary products, estimates a revenue increase of more than 70% for the fiscal year ended May 31, 2024, compared to the previous year ended May 31, 2023. For more information, please visit StockDayMedia.com

Housing affordability is shot, as we have been discussing, thanks to demand stoked by high migration, higher lending multiples as the financial system was deregulation, and higher interest rates mirroring the RBA's battle to tame inflation. As a result first time buyers are delaying their purchase by several years, and more borrowers are leveraged up … Continue reading "The “Tapping Super For Home Purchase” Conundrum!"

We jump into the top 3 strategies you can work on to align your finances best for buying a home. Subscribe for weekly Real Estate Mortgage Shoppe podcasts and show notes at www.JoGarner.com

Crews in Baltimore are working to remove the first portion of the Francis Scott Key bridge wreckage. Scientists produce an “artificial sun” seven times hotter than the real sun's core. US and Israeli officials are set to meet virtually today to discuss Israel's planned ground offensive in Rafah. A new analysis breaks down how much home buyers need to make to afford a home in dozens of states. Plus, President Joe Biden addresses thousands of people at the White House for the annual Easter Egg roll. Learn more about your ad choices. Visit podcastchoices.com/adchoices

In this new 4-part series, we discuss buying homes in 2024 and the relationship between interest rates and home purchases. As we open the series, we tackle the daunting trifecta of taxes, home prices, and interest rates reshaping today's real estate market.Our conversation delves deep into the cascading effects of mass migrations and state tax codes, offering you a fresh lens to view the ever-changing landscape of real estate. We peel back the layers of property taxes – a silent yet significant factor in the cost of homeownership – and discuss the strategic moves you can make to combat rising taxes and interest rates. Amidst these revelations, we don't just leave you with the challenges; we arm you with the financial literacy tools necessary to make empowered decisions, sidestepping the scarcity mindset that can cloud judgment.Finally, prepare to time travel as we chart the history of mortgage interest rates from the eye-watering highs of the '70s to the lows of recent years. We explore how these fluctuations have shaped buyer behavior and the broader implications for the cost of homeownership, including maintenance and lifestyle adjustments. By the end of our exchange, you'll have a treasure trove of insights that we promise will elevate your understanding of the housing market and perhaps even your approach to securing your own slice of the American dream.______________________________________________________________Looking for additional content that can help you get the most from your life? Check out Unleashing Leadership with Travis Maus, premium bonus content from Ditch the Suits Fans, at https://unleashingleadership.buzzsprout.com/Thanks to our sponsor, S.E.E.D. Planning Group! S.E.E.D. is a fee-only financial planning firm with a fiduciary obligation to put your best interest first. Schedule your free discovery meeting at www.seedpg.comDitch the Suits is produced by NQR Media. NQR also produces the One Big Thing Podcast with Steve Campbell. You can watch all episodes, as well as other great content produced by NQR Media through their YouTube channel at https://youtube.com/@NQRMedia

After 2 years of searching for the right property, I bought a family home! During this Real Talk episode, Liv and I discuss all the tea on the house purchase, including:

Could your next home purchase be more negotiable than you ever imagined? Tune in to our latest episode where we dissect the easing inflation's silver lining for the real estate market, offering a beacon of hope for prospective buyers. With prices no longer sky-rocketing, we're seeing a distinct shift toward a buyer's market—homes are staying listed longer, competition is dwindling, and yes, that means more room to talk down those prices. We're not just crunching numbers; we're breaking down the barriers to get you inside the home of your dreams without breaking the bank. This week, we also take a hard look at the Federal Reserve's tightrope walk over interest rates. As they play it safe to avoid economic turmoil, we discuss the ripple effects on your wallet—from house ownership to the stock market and even the price tags on new cars. Stick with us as we navigate the twists and turns of these uncertain times. There's no crystal ball here, just real talk and expert insights to help you make sense of it all and step confidently onto the property ladder. So, grab your headphones and let's get started – it's a rollercoaster of a market, and we've got the front-seat tickets.This episode is brought to you by Skilled Property Finders - Home of the 21 Day Close!We will close on your property in 21 days or less OR we'll pay an additional $5,000. Visit www.skilledpropertyfinders.com to find out more.Support the show

Stacy and Erin sit down with mortgage guru Bill Payne using the Charleston market as a case study to discuss the nationwide issue of housing affordability. How much are first time home buyers earning? How much are they spending on a home? Has credit card debt become more of an issue? Tune in to hear some things they advise first timers to think about before they make a decision, as well as options for parental help or a co-signer on a mortgage if they don't have the ability to do it on their own. If you are considering purchasing a home in Charleston under $1 million, buying your first home, or know someone who is - this is a quick and valuable episode that will give you a greater understanding of what the reality is for these buyers in today's market.  Got a question for Bill?  Email us podcast@smithspencer.com      Today's episode is brought to you by Bill Payne NMLS ID#: 283298 with First Home Mortgage   Find Out More:   https://www.billpaynemortgagebanker.com    

Welcome to a new weekly series we are launching on the Latin Wealth platform, Wealth Wednesday! On Wealth Wednesday, we will be discussing trending news, Latino culture and topics surrounding business, host by @chrisbelloso and @ricoramirez86. Today, we're diving into a crucial topic – the decision of whether to keep or sell your real estate property. Whether it's a property passed down through generations or one you've owned for years, we'll be sharing our thoughts on navigating this significant financial choice. Later in the episode, stay tuned as we explore a thought-provoking article from the Wall Street Journal titled "Should We Sell Our Home Now or Wait Until One of Us Dies?" The piece delves into the complex decision-making process faced by a couple who purchased property in 1989, assessing the implications of selling now versus waiting. Key Points: Capital-gains tax considerations and potential implications on gains. Insightful perspectives on whether to sell now or wait, drawing from real-life scenarios. A recent DM interaction highlighting unique situations where property is being passed down. In the second segment, we unravel a fascinating study revealing that 1 in 3 millennials are delaying home buying as interest rates rise. With 96% acknowledging the impact of high-interest rates on their home buying plans, a staggering 90% express regrets about their first home purchase. The most common regrets include issues with location, neighbors, and high-interest rates. Noteworthy Insights: Despite regrets, 79% of millennials are still eager to be homeowners, even willing to pay above the asking price for their dream home. The study sheds light on the financial challenges faced by millennials, with high debt levels surpassing savings. As we navigate the intricacies of real estate decisions and millennial homeownership aspirations, remember to subscribe for more Wealth Wednesday discussions. Share your thoughts in the comments, and let's continue building financial knowledge together. Follow us on IG: @latinwealth Email for questions or inquiries: latinwealthpodcast@gmail.com

If you are considering paying cash for your home, but don't want to be stuck depleting your asset accounts, we have a product that can help! Maybe you planned to pay with financing, but it fell through, and you had to use your retirement account. Or maybe you wanted to have an edge over financed buyers and decided to take your money out of your 401k so you could pay cash. We can help you recoup that money and put it back to work for you, with what we call “delayed cash out refinancing”. This refinance has no waiting period for your money to “season” as they say so it is ideal to get your cash back fast. Let's talk about it! I do Mortgages for a living, if I can ever help you buy or refinance a home let me know! • Apply for a mortgage now https://myvandyk.vandykmortgage.com/dr/c/qojpr • TEXT “APPLY” to 239-437-4278 • Call me or text me 239-910-5668 • Talk to my team were here to help! 239-437-4278 • Check out my website www.TimHartJr.com Connect with me on Social Media Instagram - https://www.instagram.com/timhart453/?hl=en Facebook - https://www.facebook.com/TimHartJr LinkedIn - https://www.linkedin.com/in/timhartjr/

"Interest Rates are Too HIGH!" - What Do You Say Next?!

Rather than securing another loan for a real estate purchase, I would like to withdraw from our 401(k) savings. Good idea? Have a money question? Email us here Subscribe to Jill on Money LIVE YouTube: @jillonmoney Instagram: @jillonmoney Twitter: @jillonmoney "Jill on Money" theme music is by Joel Goodman, www.joelgoodman.com. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices