Podcasts about credit card rewards

This week we'll lean about the "ultimate life hack", we'll gripe about how we're being Bonvoyed every which way, and we'll debate: is the points and miles game dead?(01:14) - Listeners respond to our "Points for the next generation" podcast Ep306 with some great life hacks...You can find our "Points for the next generation" podcast Ep306 here.(08:53) - Nick's schedule change storyRead more about Nick's schedule change story here.(16:17) - The Blackjack Apprenticeship PodcastFind our guest appearance on the Blackjack Apprenticeship podcast "AP Life Skills: Maximizing Your Edge with Credit Card Rewards" on Spotify here or on Apple Podcasts here...(17:43) - Hilton 200K awards: See: Hashing out Hilton's Devaluation | Coffee Break Ep56 | 5-20-25 here(18:45) - Bonvoyed: Marriott elites shouldn't expect suites(22:02) - Marriott's Dearborn Inn Autograph Collection: No free breakfast for Platinum ElitesRead more about this here.(25:16) - Citi Strata Premier, Prestige cashout drops to 0.75 (but with easy work-around)(27:46) - Bilt: Reducing all non-Bilt cards to 0.5 pts/dollar (like Amex) when paying rent starting 6/21(31:21) - St Pancras Chambers Club permanently closed(33:57) - Virgin Atlantic award sale: Only 4,800 points to fly to/from UK through September 2025(38:50) - Air France / KLM Flying Blue cuts redemption rates for 2026 Delta flights(41:29) - Easy Money w/ ShopBack portalLearn more about our Shopback portal promo here: https://frequentmiler.com/shopback-portal-promo-for-frequent-miler-readers-20-signup-bonus-20-when-spending-20-in-may/(45:43) - New Kimpton Secret Password: “Social Sent Me”Main Event: The end of the points & miles game?(47:50) - Doomsday Events(50:15) - On the other hand, welcome bonuses higher than ever(51:58) - Category bonuses higher than ever(54:00) - More opportunities for transferable points than ever before(57:02) - Transfer bonuses very common(59:27) - New award sweet-spots keep popping up all the time(1:03:10) - Great tools make it easier to find awards(1:10:09) - Valuable promotions pop up randomly(1:17:45) - Do devaluations like Hilton's feel like a bigger deal to non-bloggers (who maybe have fewer points?)Visit https://frequentmiler.com/subscribe/ to get updated on in-depth points and miles content like this, and don't forget to like and follow us on social media.Music Credit – “Ocean Deep” by Annie Yoder

Do you understand credit card rewards?

Whether your Costco haul includes a 5-pound bag of almonds or a giant sectional sofa, one thing is certain: you're probably not spending just a few bucks. If you've ever wondered how to earn more credit card points on your Costco runs, this episode walks you through four smart, strategic ways to maximize rewards—whether you're shopping in-store, online, or through a workaround like Instacart. You'll learn which cards work, which ones don't, and how to pick the best method based on your spending habits and points goals. This episode is your go-to guide for getting the most out of every Costco trip—without having to overhaul your strategy or juggle a dozen cards.   Get full show notes and transcript: https://pointmetofirstclass.com/maximize-points-costco/   Want to shape the show? Take the Point Me To First Class listener survey and share what you love and want more of!   Eager to learn the secrets of award travel so that you can turn your expenses into unforgettable experiences? Join the Points Made Easy course waitlist here: https://pointmetofirstclass.com/pointsmadeeasy

Experiences and Adventures of a Dedicated Plane SpotterIn this episode, Tyler, Monique, and Lara welcome Michael, a loyal listener and aviation enthusiast. They discuss the unique collectibles they wear and how they met during various aviation events. They dive into Michael's career in healthcare administration, his passion for aviation, and his extensive plane spotting experiences spanning over three decades. Michael shares his fascinating journey to Europe with his family, detailing their itinerary from exploring Munich and Zurich to visiting historic sites like the Dachau Concentration Camp and the Neuschwanstein Castle. The conversation also touches upon tips for traveling during off-peak seasons, the benefits of using travel points for hotel stays, and a dramatic in-flight incident involving fellow passengers. The episode ends with plans for future meet-ups and shared enthusiasm for upcoming aviation events.00:00 Introduction and Casual Banter01:43 Guest Introduction: Meet Micah03:09 Aviation Enthusiast: Micah's Journey08:00 Family Adventures: Europe Trip Planning12:45 Exploring Munich and Beyond26:08 Journey to Switzerland27:31 Navigating Zurich's Public Transit28:00 Exploring Bellevue and the Lint Chocolate Factory30:54 A Day in Lucerne and Engelberg33:19 Returning to Munich and Final Adventures34:25 Flight Home Drama and Travel Tips46:32 Credit Card Rewards and Travel PlansStaffTraveler Is offering a 10% code for any of our listeners who buy their eSIM.Use the Promo code ST10NONREVLOUNGE  https://share.stafftraveler.com/nrl-esim✈StaffTraveler is a great app that can assist your non-rev travels! Use it to find the loads for your non-rev travel! Use this to sign up:https://stafftraveler.com/nonrevlounge

We all have that endless bucket list of places to see, experiences to have, and memories to make. But how do you make those travel dreams happen when you're limited by time and resources? In this episode, Jen, Jill, and Amber Paul are here to guide you through the steps to turn those vacation dreams into reality without letting your credit take a hit.

A Note from James:Jay, remind me, I've gotta send this episode to my kids because I cannot believe what that guy just told us. Chris Hutchins, he has the "All the Hacks" podcast and so many interesting things at his website, allthehacks.com. But I don't like the word life hack. A lot of that stuff is just BS.But this was legit—from buying gold bars at Costco to making money off gift cards. He has so many weird, interesting financial and life hacks that can genuinely help you make a living and improve your life. It seemed like he was doing great with all this stuff. What you're about to hear is weird, interesting, and potentially financially lucrative—or at least thought-provoking.Let's start the episode.Episode Description:In this episode, James Altucher sits down with Chris Hutchins, host of the podcast "All the Hacks," to uncover some surprising yet practical ways to enhance your financial life. Chris shares actionable tips that can genuinely increase your income, cut down costs, and shift your mindset around everyday decisions—without resorting to gimmicks. From arbitraging Costco gold bars and credit card rewards to smart relationship strategies and travel tricks, Chris offers practical solutions that anyone can start using immediately.What You'll Learn:How to make money arbitraging gold bars from Costco.Simple mindset shifts to improve your eating habits without feeling deprived.Why you should never pay full price at major retailers and how to consistently save money.How to efficiently leverage credit card rewards and cashback offers.A strategy to reduce relationship stress by changing how you "keep score" with your partner.Chapters:[00:00] Introduction to Chris Hutchins and All the Hacks[01:00] Skepticism About Life Hacks[02:00] Simple Food Hack for Healthier Eating[03:00] The Inspiration Behind Financial and Lifestyle Hacks[04:00] Mindset Shifts and Relationship Hacks[05:00] Travel Hacks: Saving on Rentals[06:00] Gold Arbitrage at Costco[09:00] Credit Card Rewards and Signup Bonuses[19:00] Paying Rent with Points Through Bilt[23:00] Gift Card Arbitrage[28:00] Never Pay Full Price on Amazon[32:00] Gift Card Brokers and Fraud Management[47:00] Unclaimed Money and Privacy Concerns[52:00] Protecting Your Privacy[55:00] Podcast and Newsletter Business ModelAdditional Resources:All the Hacks PodcastCostco Executive RewardsBilt RewardsGCX Raise – Gift Card MarketplaceCardPointers AppThe 80/80 MarriageDeleteMe – Privacy ServiceUnclaimed Money FinderThis episode is sponsored by/brought to you by BetterHelp. Give online therapy a try at betterhelp.com/jamesSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Credit card rewards can often be a scam! Anna and Raven share the perks that have come with their credit cards! Anna's Disney Reward Visa has one perk that makes it worth it! Chat GPT can make hot men! Anna created one based on what features the team thinks a hot man would have! Go to Instagram @AnnaAndRaven to see what it created! Are you up to date on this week's biggest news story? Anna and Raven will get you caught up on the trending news stories including the origin of April Fools Day and the new stick shift that Ford is offering, but it doesn't actually shift gears! There are lots of different parenting styles! Anna, Raven, Producer Julie, and Producer Justin share who were the Good Cop and Bad Cop parents in their family! Anna and Raven talk about the side hustles they had when they were children! Raven's side hustle was when he was in high school was awesome! Raven's wife, Alicia, cleans up the hotel room before they check out! Producer Julie asks the office squad if this is normal! Greg and Shannon recently found out that their 13-year-old daughter is selling candy at school. She buys it in bulk and then sells it for a profit to kids whose parents don't allow them to have it at home. Mom recently found a wad of cash in her room. $600! Mom thinks she has to stop, she's going to get in trouble. Dad thinks it's fine, she's being an entrepreneur and there's nothing wrong with that. She isn't doing anything illegal, or as far as he's concerned, anything that violates the school's rules. Who's side are you on Bryan has a chance to win $500! All he has to do is answer more pop culture questions than Raven in Can't Beat Raven!

Have you ever stood in front of your suitcase, overwhelmed, unsure what to pack—or panic-ordered outfits days before a trip that you'll never wear again? You're not alone. In fact, this episode might be exactly what your suitcase (and closet) needs. In this episode, I'm joined by Cassandra Sethi, personal stylist and founder of Next Level Wardrobe, who shares her system for making packing simple, efficient, and actually fun. We talk about how to get more outfits with fewer pieces, avoid the most common packing mistakes, and how to feel stylish and comfortable—whether you're heading to Paris or just to the airport. If travel packing always feels like a puzzle you can't solve, this episode will help you finally crack it.   Get full show notes and transcript: https://pointmetofirstclass.com/stylist-travel-packing-guide/   Want to shape the show? Take the Point Me To First Class listener survey and share what you love and want more of!  

In this episode, Patrick McKenzie (patio11) challenges a recent Atlantic article claiming that low-income cardholders subsidize credit card rewards through high interest payments. Drawing from his Bits About Money essay Anatomy of a credit card rewards program, Patrick explains that rewards are primarily funded by interchange fees paid by merchants, not by interest charges.To the extent those interchange is passed along to customers, it falls mostly on rich customers, because rich customers spend more. They spend more in interchange than they earn in rewards. Issuing banks and researchers who have looked at the data mostly agree here.Patrick also breaks down the credit card rewards game, showing how banks strategically design card offerings for different market segments and explains the portfolio mathematics that disprove the cross-subsidization narrative. –Full transcript available here: www.complexsystemspodcast.com/credit-card-rewards-interchange/–Sponsor:  VantaVanta automates security compliance and builds trust, helping companies streamline ISO, SOC 2, and AI framework certifications. Learn more at https://vanta.com/complex–Recommended in this episode:Bits about money: Anatomy of credit card rewards programs https://www.bitsaboutmoney.com/archive/anatomy-of-credit-card-rewards-programs/The Atlantic: There Are Two Kinds of Credit Cards by Annie Lowrey https://www.theatlantic.com/ideas/archive/2025/03/credit-card-racket/682075/ Complex Systems episode with Gary Leff https://open.spotify.com/episode/1QqFw5hlHKRrjRUTVLfKRV?si=hNwbnyrmQiqHe9ziAnGCpQ Complex Systems episode with Dave Guarino https://open.spotify.com/episode/0UlTIRosmjtvpcdHQ7t2tK?si=i8LYGS-iSfOoGsVmMFYWjA –Timestamps:(00:31) A recent Atlantic article's false thesis(09:35) Rebating interchange to earn share of wallet(14:48) Sponsor: Vanta(16:56) Why isn't every card a rewards card?(27:56) The complexity spectrum of rewards products(29:55) A fun rabbit hole about credit card acceptance(33:53) Back to more complicated cases(45:45) Further refinements in cat and mouse games(51:24) Giving the customer more choices more frequently(58:10) More directions to go in(01:01:54) Patrick's counterproposal

Chasing credit card rewards points seems like a swell idea when you're signing up for a new card but may cause more problems if you are already battling debt. Ted Rossman with Bankrate shares why chasing these rewards can be bad for your budget.

As someone who has booked over $192,000 worth of travel using points just this year, I've learned that mastering the art of points transfers is the key to unlocking incredible travel experiences. But knowing when and where to transfer your points isn't always straightforward or intuitive, especially when you're new to this hobby.    In this episode, I share 10 do's and don'ts of credit card points transfers. You'll hear my hard-won wisdom on everything from transfer ratios to avoiding common pitfalls. Whether you're a beginner or an experienced award traveler, you'll come away with actionable tips to help you book your dream trips using points.   Get full show notes and transcript: https://points.pointmetofirstclass.com/blog/credit-card-points-transfers-tips   Eager to learn the secrets of award travel so that you can turn your expenses into unforgettable experiences? Join the Points Made Easy course here: https://pointmetofirstclass.com/pointsmadeeasy

AGREE TO DISAGREE: Rep. Adam Smith says the far left is the problem // Are your credit card rewards immoral? // MN Senator who proposed classifying TDS as mental illness arrested for soliciting a minor // WE HEAR YOU! and WORDS TO LIVE BY 

#119 Looking to get started with points and miles? Or are you hoping up your credit card rewards game for travel?  You're in luck, friend! Today, we are talking points and miles again! We cover more info on: Maximizing credit card points Avoiding pitfalls Leveraging travel rewards partnerships Gear of the Day Segment Today, this is part 2 of a special points and miles podcast episode with a great guest. Also, it's a complete TAKEOVER by some fabulous guest hosts, Joe Saul-Sehy and Crystal Hammond of Stacking Adventures! It's best to start with Part 1 (ep 118) so it all makes sense. This episode starts in the middle of their conversation. This podcast episode focuses on maximizing travel points with smart strategies. The Points Mom explores travel tips and hacks with credit cards, emphasizing the importance of maximizing credit card points for vacations while avoiding common pitfalls. The discussion includes insights on how to transfer points to get the best value for strategic travel. You won't need to analyze a zillion spreadsheets. Think of it as miles & points for normal people, including families. As part of the show, they introduced a "gear of the day" segment, hinting at essential travel items. The conversation also touched on the value of double-dipping points through partnerships with dining and rideshare services, encouraging listeners to use credit cards wisely. Moreover, they emphasize the joy of exploring new adventures economically. Listen in to transform your daily expenses into amazing travel adventures! Let's get to the points and miles now! Yes!   CLICK THE LINKS BELOW OR CUT AND PASTE THEM INTO YOUR BROWSER: Read the blog post (show notes): https://karencordaway.com/10-essential-tips-for-maximizing-your-points-travel-bucket-list-adventures/   Binge-listen to my Travel to Europe playlist https://spoti.fi/3yDYgXA  Binge-listen to my USA Travel Podcast Episodes https://bit.ly/4fyfh53 Binge-listen to my Seasonal Bucket List playlist https://bit.ly/3SPiiVN   Listen to these episodes next: Travel Points Tips You Need to Know Now & Mistakes to Avoid (Ep 118) Discover the Best Cards for Travel (Ep 103) Affordable Weekend Trips in the USA for Couples (Ep 116) 10 Weekend Trips in the USA: Unwind Without Breaking the Bank (Ep 115) Fun Bucket List Ideas & Travel Adventures for the New Year (Ep 114)   RESOURCES: Grab a copy of  The Everyday Bucket List Book https://amzn.to/3vwxz2K If you'd like to support my work, check out https://buymeacoffee.com/edbl     Connect with me: Website: KarenCordaway.com Twitter (X): @KarenCordaway https://x.com/karencordaway Pinterest: @Everyday_Bucket_List https://www.pinterest.com/EverydayBucketList/ Tiktok: @Everyday_Bucket_List https://www.tiktok.com/@everyday_bucket_list   If you're enjoying this podcast, please rate and review it here. Let me know what you like about it so I know exactly what content to keep creating for you. Disclaimer: Some of the outbound links financially benefit the podcast. Using our links is a small way to support the show at zero cost to you. I only endorse products, programs, and services I use and would recommend to close friends and family. I appreciate your support. https://karencordaway.com/disclaimer/      

I share my top tips for running successful award flight searches gleaned from years of experience booking award travel.   Let's dive into the key differences between searching for cash flights versus award flights, and how to overcome the challenges of information overload and limited award seat inventory. I break down the most important mindset shifts and practical strategies you can start using today to increase your chances of finding your dream award flights.   Get full show notes and transcript: https://points.pointmetofirstclass.com/blog/lessons-learned-top-tips-award-searches   Get your copy of the Award Booking Calendars: Your Airline-by-Airline Guide here!   Want to shape the show? Take the Point Me To First Class listener survey and share what you love and want more of!   Eager to learn the secrets of award travel so that you can turn your expenses into unforgettable experiences? Join the Points Made Easy course waitlist here: https://pointmetofirstclass.com/pointsmadeeasy

In this episode, I'm joined by DeAndre Coke, a financial advisor and an avid traveler who was ranked by Forbes as one of Virginia's top financial security professionals for two consecutive years. DeAndre shares his experience using an innovative platform called Zil Money to pay payroll with his credit card, racking up huge amounts of valuable rewards points in the process.   Discover which credit cards offer the best earning rates when paying payroll through Zil, and how to think about the cost-benefit analysis of the processing fees. DeAndre breaks down his exact process for maximizing payroll points and shares some of the amazing trips he's taken and has planned by strategically leveraging this expense.   Get full show notes and transcript: https://points.pointmetofirstclass.com/blog/turn-payroll-into-points-deandre-coke   Want to shape the show? Take the Point Me To First Class listener survey and share what you love and want more of!   Eager to learn the secrets of award travel so that you can turn your expenses into unforgettable experiences? Join the Points Made Easy course waitlist here: https://pointmetofirstclass.com/pointsmadeeasy

Hilton credit cards come loaded with perks that CAN BE worth more than the card's annual fee IF you use them well. On today's show, we discuss how we use these credits. (01:06) - Hilton points for the win that all starts with the Venture X credit card promo to enter into the special access raffle to buy Taylor Swift tickets. (06:24) - This person was trying to use up a $200 Hilton resort credit for themself and their player 2 account, booking on December 31st for a date beyond the expiration. (09:39) - Hilton has a bad habit of taking a substantial deposit (in this case, several hundred dollars) at many of its resorts at the time of booking. But is booking with points and cash (sliding the cash slider as far as possible) a way around this?. (15:15) - Learn more about the Hilton Aspire card here. (17:15) - Diamond status (18:42) - Annual Free Night Reward every year (20:19) - $400 Hilton Resort Credit per calendar year ($200 semi-annually) (22:11) - $200 Flight Credit ($50 per quarter for purchases directly with airlines or via Amex Travel) (24:05) - $199 CLEAR (R) Plus fee credit per calendar year (24:35) - $100 on-property credit with Aspire Card package (25:24) - Learn about the Hilton Surpass card here. (26:12) - Free night award after $15K spend in calendar year (27:55) - Free Gold status. Diamond elite status with $40K calendar year spend (28:40) - $200 in Hilton credits ($50 per quarter) (30:28) - Learn about the Hilton Business card here. (32:16) - Free Gold status. Diamond elite status with $40K calendar year spend (32:31) - $240 in annual credits for Hilton purchases (Up to $60 per quarter) (33:27) - Complimentary National Car Rental(R) Emerald Club Executive(R) status (34:07) - You gave advice that if using "2-player mode", both applicants should open their Hilton Aspire cards on the same day. If you didn't do that and your annual free nights don't post together, is there a way to fix this?

Whether you're a seasoned pro or just starting out in the world of award travel, this episode is packed with actionable advice and real-world examples. I break down complex topics like transferable points currencies, positioning flights, and maximizing leftover gift card balances in a way that's easy to understand and apply to your own travel goals.   So grab a pen and paper (or just hit that bookmark button) because you won't want to miss a single nugget of wisdom in this value-packed episode. By the end, you'll have a clear roadmap for earning and redeeming points like a pro, plus some insider secrets for booking those elusive award flights.    Get full show notes and transcript: https://points.pointmetofirstclass.com/blog/top-award-travel-questions-listener-q-a   Want to shape the show? Take the Point Me To First Class listener survey and share what you love and want more of!   Eager to learn the secrets of award travel so that you can turn your expenses into unforgettable experiences? Join the Points Made Easy course waitlist here: https://pointmetofirstclass.com/pointsmadeeasy

Are you a medical professional looking for ways to leverage your CME funds for travel? I'm joined by Dr. Courtney Downes, a board-certified emergency medicine physician, Points and Travel strategist, and founder of Prescription to Travel MD. She helps healthcare professionals optimize credit card points and travel hacks for accessible leisure, adventure, wellness retreats, and CME.   Discover how to tap into your CME allowance for unforgettable trips, from wellness retreats to international adventures. Dr. Courtney breaks down the options available and shares tips for navigating employer restrictions. She also reveals her favorite credit card perks and benefits that can elevate your travel experiences.    Get full show notes and transcript: https://points.pointmetofirstclass.com/blog/cme-secrets-dr-courtney-downes   Want to shape the show? Take the Point Me To First Class listener survey and share what you love and want more of!   Eager to learn the secrets of award travel so that you can turn your expenses into unforgettable experiences? Join the Points Made Easy course waitlist here: https://pointmetofirstclass.com/pointsmadeeasy

Would you pay more for fully refundable rewards? What do you do with pets when you travel? These questions and more came up in our Ask Us Anything, Live Ep72, originally broadcast live on 2-5-25. (04:31) - Who were our most-helpful followers for the Million Mile Madness challenge? These followers will be eligible for prizes for their help! (13:31) - How would you structure your credit card strategy with a P2? See our podcast episode about 2-player strategies here. (17:45) - Frequent Miler is by far my favorite travel blog. What blogs do you follow and why? (19:47) - ​​Any tricks to apply for 2 cards in 1 day? I feel like I read a post on how to do this but I can't find it now. Find our credit card application rules by bank here. (24:02) - are you guys surprised at how many people completed the challenge? (25:00) - I know Greg went big with Alaska transfer, I'm curious how big the rest of the team has gone? And do any of you think the merger and Amex transfer will cause a devaluation soon? (28:32) - Any word yet on Chase's 1 million point giveaway winners (that ended last week)? (29:13) - any thoughts on aeroplan 25 status match from Marriott Titanium? could be interesting for booking economy award tickets for upgrades on long haul flights? (30:47) - Marriott & Hilton appear out of favor with you these days. Hyatt remains your favorite but If you don't or can't stay at Hyatt, what is now your hotel chain of choice between IHG, Choice, Wyndham or? (33:34) - new SW companion pass promo (personal card, 4K spend in 3 months): is this just through end of 2025? Seems like a great opportunity to try.I can make that spend in a week! (34:32) - ​​have any of you ever had to transfer airports in Taipei. i have a 4-hr layover during which i have to travel between airports with a carry-on. is that even possible? (36:24) - What are the best opportunities for long haul business class availability for 4 "when schedule opens?" With 4 travelers and bound by school schedules I want to book ahead but it's getting very hard. (38:37) - ​​Thoughts on the recent update to Citi's T&Cs on welcome bonuses for their strata premier when product changing. Seems like it's a blow against churning  (40:26) - How much more are you willing to pay for award ticket that is fully refundable? I find myself going for AA or United flights even though UA may be cheaper on LifeMiles for example (45:23) - ​​really curious... do any of you have pets? what do you do with them when traveling? (51:48) - How often do you folks buy points? I recently started buying IHG, Hilton, Avianca, and Avios points when they are on sale, and find it a great alternative for folks with low spend. (53:36) - any awesome hotel redemptions coming up for you guys? Subscribe and Follow

From finding award availability to navigating the unique transportation logistics of getting to and from the Maldives, I walk you through everything that went into planning this ambitious trip. I also share my honest review of the flights we took, what it was like staying at the luxurious Park Hyatt Maldives, and how I kept food costs under control at the resort.   If the Maldives is on your travel wish list, you won't want to miss this jam-packed episode. With the right combination of points, creativity, and planning, you too can experience the unparalleled beauty of this island paradise.   Get full show notes and transcript: https://points.pointmetofirstclass.com/blog/maldives-dream-vacation   Want to shape the show? Take the Point Me To First Class listener survey and share what you love and want more of!   Eager to learn the secrets of award travel so that you can turn your expenses into unforgettable experiences? Join the Points Made Easy course waitlist here: https://pointmetofirstclass.com/pointsmadeeasy

The Travel Mom Squad shares their journey from humble beginnings to becoming one of the most influential voices in the award travel industry. We dive into the challenges they faced along the way, the strategies they used to overcome them, and the lessons they learned as they grew their business.   Get ready for an inside look at how these three powerhouse women are changing the face of award travel education. Plus, they're sharing their top tips and tricks for making your dream trips a reality using points and miles. If you've ever wanted to travel more without breaking the bank, this episode is a must-listen!   Get full show notes and transcript: https://points.pointmetofirstclass.com/blog/behind-the-points-travel-mom-squad   Want to shape the show? Take the Point Me To First Class listener survey and share what you love and want more of!   Eager to learn the secrets of award travel so that you can turn your expenses into unforgettable experiences? Join the Points Made Easy course waitlist here: https://pointmetofirstclass.com/pointsmadeeasy

In this special 100th episode, I'm taking you behind the scenes of the podcast's journey. I share why I started this venture, reveal surprising statistics about the show, and discuss how I use what I've learned to make the next 100 episodes even better for you.   Whether you're a long-time listener who's been here since day one or you just found your way to the podcast, there's something for everyone in this episode. I genuinely appreciate each and every one of you for being part of the Point Me To First Class community and for supporting the show. Let's celebrate this milestone together!   Get full show notes and transcript: https://points.pointmetofirstclass.com/blog/podcast-turns-100   Want to shape the show? Take the Point Me To First Class listener survey and share what you love and want more of!   Eager to learn the secrets of award travel so that you can turn your expenses into unforgettable experiences? Join the Points Made Easy course waitlist here: https://pointmetofirstclass.com/pointsmadeeasy

In today's episode we'll discuss what's up with Hilton gift cards, we'll intensely debate Virgin Atlantic award charts, cover 2 different points millionaire promos, then finally, we'll tell you how to earns tons of rewards through shopping portals. (01:29) - One reader reports on their success with the Southwest Companion Pass with just one of the Southwest business cards when it had the elevated 120k offer. Read more about the companion pass here. (04:29) - Chase Bonvoy Bold: now features Chase's Pay Yourself Back benefit. (08:36) - Citi changed transfer rates to Flying Blue to 1.25 (temporarily) (11:38) - Qantas devaluation Aug 5th Check out our Complete List of Transferrable Points Partners here. (18:30) - SAS Eurobonus Millionaire update (22:49) - Chase Travel giving away 1 million Ultimate Rewards points to 10 winners (24:12) - Virgin Atlantic still has award charts (32:43) - Westgate Resorts now bookable w/ Choice Privileges (35:15) - Portal Overview (43:00) - Our favorite shopping portals (starting with Rakuten) (55:54) - Portal Myths Learn more about common shopping portal myths here. (1:12:08) - Stacking Opportunities For more stacking ideas, check out The Art of Extreme Stackery | Ep231 | 12-2-23 here. (1:13:43) - Learn more about card linked offers here. (1:15:26) - Gift Cards (1:16:32) - Learn more about buying gift cards at discount (e.g. Pepper) here: https://frequentmiler.com/instant-gift-card-deals (1:18:05) - Super Stack Example (1:24:26) - What's the deal with Hilton Gift Cards?

In this episode, I walk you through my simple 5-step process for evaluating which rewards credit cards deserve to keep their coveted spots in your wallet for another year. I explain why regularly assessing your card lineup is crucial for aligning your strategy with your evolving points goals and spending patterns.   By the end, you'll know exactly how to decide whether to keep, cancel, or product change every card in your portfolio. I also share my top tips for safeguarding your points and your credit score before making any big moves. If a credit card checkup isn't part of your yearly financial routine yet, this episode will convince you to make it a habit!   Get full show notes and transcript: https://points.pointmetofirstclass.com/blog/annual-credit-card-checkup   Eager to learn the secrets of award travel so that you can turn your expenses into unforgettable experiences? Join the Points Made Easy course waitlist here: https://pointmetofirstclass.com/pointsmadeeasy

Are credit card points and rewards as beneficial as they seem, or are they secretly costing you more than you realize? Doug Hoyes and Ted Michalos discuss the truths behind credit card reward systems, revealing how spending habits, annual fees, and high-interest cards may affect your financial health. Learn how credit card companies use your data, the psychology behind reward marketing, and whether these points and rewards are worth it in the long run. (0:50) – Have you changed your spending habits to earn credit card rewards? (1:45) – The history of credit card rewards: How they started and why they're popular. (5:45) – What personal data do credit card companies collect from you? (8:00) – How credit card companies market rewards and why we're drawn to them. (10:45) – The biggest downside of credit card rewards (12:55) – Doug and Ted's advice: How many credit cards should you really have? (14:30) – Why using high-interest cards can lead to risky financial situations. (18:20) – How credit card usage affects your credit score: Tips to avoid negative impacts. (22:30) – The overlooked cost of annual fees (26:00) – The risk of losing your points during insolvency: Use them, or lose them. (27:00) – Expert advice on credit card rewards Learn more from Hoyes Michalos: What Happens to Points If You Go Bankrupt? Pros and Cons of Preapproved Limit Increase Unpaid Credit Card Consequences Debt Repayment Calculator Debt To Income Ratio Calculator FREE Credit Rebuilding Course Sign Up for Our Newsletter HERE https://www.hoyes.com/subscribe-newsletter/ Watch the Hoyes Michalos YouTube Channel Hoyes Michalos Instagram Hoyes Michalos Facebook Hoyes Michalos TikTok Hoyes Michalos Twitter (X) Hoyes Michalos LinkedIn Straight Talk on Your Money by Doug Hoyes Find a Hoyes Michalos Office in Your Area Here Disclaimer: The information provided in the Debt Free in 30 Podcast is for entertainment and informational purposes only and is not intended as personal financial advice. Individual financial situations vary and may require personalized advice from a qualified financial advisor. Always consult with a financial professional. The views expressed in this episode do not necessarily reflect the opinions of Hoyes, Michalos & Associates, or any other affiliated organizations. We do not endorse or guarantee the effectiveness of any specific financial institutions or strategies discussed.

In this episode, I'm joined again by Dr. Sujatha Murali for part two of our 2024 points recap. Last week, we dove into how many points we earned in 2024 and the strategies we used. This week, the fun continues as we reveal exactly how we redeemed those points. Sujatha and I share our most memorable award trips, our highest value redemptions, and the trips we already have planned for 2025 using points.   Get ready for an inside look at how we plan our award travel, the programs we rely on most, and our best tips for maximizing your own points redemptions. Whether you're looking for practical advice or just some vicarious travel thrills, this episode has you covered.   Get full show notes and transcript: https://points.pointmetofirstclass.com/blog/points-earning-rundown-dr-sujatha-murali-part-2   Eager to learn the secrets of award travel so that you can turn your expenses into unforgettable experiences? Join the Points Made Easy course waitlist here: https://pointmetofirstclass.com/pointsmadeeasy

In this episode, I'm joined by Dr. Sujatha Murali for an in-depth look at our 2024 points earning strategies, successes, and surprises. Get ready for a peek inside our wallets as we break down the nitty-gritty details of our points game.   Whether you're a seasoned pro or just starting out in the world of points and miles, this episode is packed with valuable insights and actionable tips. Discover how you can optimize your credit card portfolio, take advantage of transfer bonuses, and turn your everyday expenses into incredible travel experiences. Plus, don't miss our predictions for the top points trends to watch in 2025!   Get full show notes and transcript: https://points.pointmetofirstclass.com/blog/points-earning-rundown-dr-sujatha-murali-part-1   Eager to learn the secrets of award travel so that you can turn your expenses into unforgettable experiences? Join the Points Made Easy course waitlist here: https://pointmetofirstclass.com/pointsmadeeasy    

Are you stuck deciding between using a debit card or a credit card?

As another year comes to a close, I have a tradition of looking back and taking stock of how many points I earned, how I earned them, and the value I got from redeeming them. It's an enlightening and even surprising exercise that I believe every points and miles enthusiast should do. I invite you to conduct your own points year in review and even give you a process for getting clear on what went right and what maybe went wrong in 2024 for you. I walk you through my process step-by-step and share some of my own key takeaways from this year's analysis. By the end, you'll be equipped to evaluate your own points performance and make data-driven decisions for your 2025 points strategy.   Get full show notes and transcript: https://points.pointmetofirstclass.com/blog/step-by-step-points-review-guide   Eager to learn the secrets of award travel so that you can turn your expenses into unforgettable experiences? Join the Points Made Easy course waitlist here: https://pointmetofirstclass.com/pointsmadeeasy      

We're almost at the end of 2024, which means it's the season to start laying the foundation for earning one of the most extraordinary perks in points travel: the Southwest Companion Pass. With that in mind, it's time to revisit a conversation from this time last year with Southwest expert Lyn Mettler. A longtime travel journalist, Lyn has been writing about travel and interviewing experts for years. She now teaches hundreds of families this same simple system through her Families Fly Free membership, where her mission is to bring families together through travel.   Discover how to qualify for unlimited flights through the Southwest Companion Pass. We discuss how to decide if the Southwest Companion Pass should be part of your award travel strategy for the upcoming year, and you'll learn about all the mistakes you need to avoid if you want to qualify for your own Southwest Companion Pass.   Get full show notes and transcript: https://points.pointmetofirstclass.com/blog/snagging-southwest-companion-pass-lyn-mettler   Eager to learn the secrets of award travel so that you can turn your expenses into unforgettable experiences? Join the Points Made Easy course waitlist here: https://pointmetofirstclass.com/pointsmadeeasy          

Kevin Zanes, The Points Analyst, is here to share his expert take on the highlights and lowlights, the winners and losers, and the key developments that defined award travel in 2024. Together, we'll be unpacking the most significant events and digging into what these changes mean for points enthusiasts moving forward.   From major devaluations that stung to exciting new partnerships that opened up opportunities, this episode covers all the need-to-know news in the points and miles space. We share our predictions for 2025, our wish lists for the future of award travel, and our ratings for the overall state of the points and miles game.   Get full show notes and transcript: https://points.pointmetofirstclass.com/blog/2024-points-miles-winners-losers-key-trends-kevin-zanes   Eager to learn the secrets of award travel so that you can turn your expenses into unforgettable experiences? Join the Points Made Easy course waitlist here: https://pointmetofirstclass.com/pointsmadeeasy

Episode #143: In this engaging podcast episode, Kimberly Lovi hosts travel experts Joy Smith and Mara Rice, a mother-daughter duo who specialize in travel hacking. They discuss how to navigate credit card rewards to achieve nearly free travel, share insights on the best credit cards to use, and provide strategies for maximizing points value. The conversation also covers the differences between using points for flights versus hotels, and offers practical tips for effective point redemption. Listeners will gain valuable knowledge on how to make the most of their travel rewards and save money on vacations. In this conversation, Mara Rice and Joy Smith share invaluable insights on navigating travel purchases, the importance of travel insurance, and maximizing travel rewards. They discuss strategies for booking family vacations on a budget, managing points after a loved one's passing, and choosing the right hotels for points redemption. The conversation also highlights the significance of planning ahead for travel and finding last-minute deals, as well as the potential for using points for events and experiences. Takeaways: Travel hacking can significantly reduce vacation costs. Understanding credit card rewards is essential for maximizing travel benefits. Flexible reward credit cards offer the best value for points. Chase Sapphire Preferred is a top recommended card for travel rewards. Transfer points to partners for better redemption value. Using points for flights often provides more value than hotels. Every redemption is a good redemption if it saves money. Research availability before transferring points to partners. Maximizing points requires understanding their value across different programs. Travel hacking can lead to luxurious travel experiences at a fraction of the cost. Always compare insurance options before purchasing. Travel insurance is crucial for international trips. Track your travel expenses to maximize savings. Utilize credit card rewards for travel benefits. Plan ahead to secure the best hotel deals. Combine points with family members for better redemption. Look for last-minute travel deals to save money. Understand the value of experiences over monetary savings. Use points for travel rather than events when possible. Stay informed about travel rights and insurance options. Chapters: 00:00 Introduction to Travel Hacking 06:00 Choosing the Right Credit Cards 11:49 Using Points for Flights vs. Hotels 18:11 Final Tips and Insights 24:52 Navigating Travel Purchases Wisely 31:13 Maximizing Travel Rewards and Points 36:24 Booking Family Vacations on a Budget 41:35 Choosing the Right Hotels for Points Redemption Check out Travel Savvy Mamas here.  Follow Kimberly on Instagram and TikTok @kimberlylovi or @iconicnationmedia

Citi recently announced that they will become the exclusive issuer of American Airlines AAdvantage credit cards in the United States, starting in 2026. What does that really mean for points and miles enthusiasts, and how can we take maximum advantage? (Or shall we say "AAdvantage"?)( Read more about the AA / Citi news here. (00:26) - Citi will become the exclusive issuer AAdvantage credit cards in the U.S. starting in 2026. (01:41) - We wonder if maybe AA will become a transfer partner of Citi ThankYou Rewards (02:54) - We wonder if maybe Citi will create Aviator cards that are ONLY available to those who are transitioned over from Barclays (05:07) - Listen to our recent podcast about credit card predictions here. (06:01) - Are AA miles valuable now? (07:27) - Will AA miles be valuable later? (10:56) - Should you get the Aviator Red now? Learn more about the AviatorRed card here. (14:07) - Should you upgrade to the Aviator Silver? (19:11) - Listen to our podcast episode about amassing Citi ThankYou Rewards here. Visit https://frequentmiler.com/subscribe to get updated on in-depth points and miles content like this, and don't forget to like and follow us on social media. Music Credit – Beach Walk by Unicorn Heads

I'm joined by Dr. Michelle Walther, who has been leveraging the Southwest Companion Pass to save money and make unforgettable memories with her family. Michelle is an emergency medicine physician, mom to two amazing girls, and wife to a retired army medic. When she's not saving lives, she's saving miles, turning her love for travel into a family adventure fueled by points and miles. Michelle first earned the Companion Pass five years ago and has been strategically qualifying for it ever since.   Learn everything you need to know about getting great deals with the Southwest Companion Pass. She also shares her tips for earning the pass through organic spend and referrals, finding great deals on Southwest flights, and avoiding common mistakes. If you've been on the fence about going for the Companion Pass, this episode will give you the inspiration and practical advice you need to make it happen.   Get full show notes and transcript: https://points.pointmetofirstclass.com/blog/maximizing-southwest-companion-pass-dr-michelle-walther   Eager to learn the secrets of award travel so that you can turn your expenses into unforgettable experiences? Join the Points Made Easy course waitlist here: https://pointmetofirstclass.com/pointsmadeeasy

Kelsi Sullivan grew up in Puerto Rico and Mexico City and has lived in way too many places, but her favorite was when she lived in Sri Lanka for 3 years! Traveling for Kelsi is about connection to people, food, culture, and history. In the travel rewards space, she is a solo traveler who loves a bougie last minute business class deal!   Learn how to take advantage of Mexico City's strategic location for your next award trip. Kelsi explains why Mexico City is not only an amazing destination for a memorable stopover, as well as a key hub for unlocking unique award redemptions that most people overlook. She even shares her top recommendations for must-see attractions in the city and practical tips for navigating the airport's hidden gems.   Get full show notes and transcript: https://points.pointmetofirstclass.com/blog/unlocking-mexico-city-hidden-potential-kelsi-sullivan   Eager to learn the secrets of award travel so that you can turn your expenses into unforgettable experiences? Join the Points Made Easy course waitlist here: https://pointmetofirstclass.com/pointsmadeeasy

In this bonus episode, I'm thrilled to introduce you to Dr. Ona Utuama, the brilliant founder of Tribal Eyes. As a family medicine physician, Dr. Ona experienced firsthand the challenges of finding well-fitting, stylish eyewear. Frustrated with the lack of options, she set out to create a brand that celebrates diversity and offers a perfect fit for every face.   Discover how Tribal Eyes is revolutionizing the eyewear industry by infusing culture, science, and style into every pair of glasses. Dr. Ona shares her inspiring entrepreneurial journey, expert tips for finding your ideal fit, and exciting plans for the future of Tribal Eyes.   Get full show notes and transcript: https://points.pointmetofirstclass.com/blog/bonus-tribal-eyes-dr-ona-utuama   Tribal Eyes is celebrating their move to a new warehouse with their first-ever warehouse sale! Subscribers can enjoy up to 50% off this Thanksgiving and Christmas season. Click here to subscribe and take advantage of this special offer.

Wondering what card in your wallet to use for an upcoming purchase? Put away your spreadsheet or handy notes app because today, I'm going to introduce you to a tool that gets the job done. Introducing CardPointers, the app that helps you track credit card rewards and offers and tells you the best card in your portfolio to use for every purchase. No more missing out on precious points and miles!  For Black Friday, save 50% on CardPointers using this link (affiliate).  Join my newsletter for Black Friday travel deals: https://thethoughtcard.substack.com/    Read the blog post: https://thoughtcard.com/cardpointers-review/  Want more in-depth points and miles strategies? Check out all my travel rewards episodes neatly organized in Spotify playlists. Happy listening!   

Get ready for an entertaining and informative discussion as Kevin Zanes, Dr. Sujatha Murali, Kelly from The Points and Miles Doc, and Dr. Andrea Mabry tackle hypothetical questions that will make you think about how you value and use your points and miles. None of the guests were given any warning about what they might get asked, so expect plenty of on-the-spot analysis and friendly debate.   Tune in for a fun game of “Would You Rather” that just might change the way you approach points and miles. Whether you're a seasoned award traveler or just getting started, you'll gain valuable insights from hearing these experts share their thought process on maximizing travel rewards and deciding on some pretty tricky choices.   Get full show notes and transcript: https://points.pointmetofirstclass.com/blog/would-you-rather-game   Eager to learn the secrets of award travel so that you can turn your expenses into unforgettable experiences? Join the Points Made Easy course waitlist here: https://pointmetofirstclass.com/pointsmadeeasy

For today's conversation, I'm joined by Kamree Price, founder of Our Family Passport and an expert in earning and redeeming Amex points for family travel. Kamree has been to over 50 countries using points and miles, most of them with her blended family of six. She specializes in finding creative ways to maximize the American Express program for herself, and helps others build a points and miles strategy that works for them.   Learn the ins and outs of the Amex ecosystem, including an overview of their rewards cards, how to qualify for welcome bonuses, and the best ways to use Amex points for high-value redemptions. Kamree shares her top tips for earning a million points per year and breaks down everything you need to know to succeed with American Express.   Get full show notes and transcript: https://points.pointmetofirstclass.com/blog/ultimate-guide-american-express-points-kamree-price   Eager to learn the secrets of award travel so that you can turn your expenses into unforgettable experiences? Join the Points Made Easy course waitlist here: https://pointmetofirstclass.com/pointsmadeeasy

Lyn Mettler is a longtime travel journalist who has cracked the code on flying her family of four for free, going from one car trip a year to six free flights annually. Through her Families Fly Free podcast and membership, she teaches others her simple system for maximizing Southwest Rapid Rewards.   In this episode, Lyn breaks down the recently announced changes to the Rapid Rewards program, including the introduction of assigned seating and new international partnerships. She shares her predictions on how these updates will impact the travel experience and offers tips for making the most of your points under the new system.   Get full show notes and transcript: https://points.pointmetofirstclass.com/blog/southwest-rapid-rewards-lyn-mettler   Eager to learn the secrets of award travel so that you can turn your expenses into unforgettable experiences? Join the Points Made Easy course waitlist here: https://pointmetofirstclass.com/pointsmadeeasy

TL;DR - Too Long; Didn't Read - "Why Credit Card Rewards Matter and How to Use Them" In our new TL;DR series episode, Taylor reads his article where he discusses his passion for credit cards. He explains the importance of credit card rewards for maximizing financial benefits. Taylor provides tips on selecting the right rewards program and manage credit card usage. Book a free consultation with a CFP® advisor who only works with dentists. Get an objective financial assessment and learn how Dentist Advisors can help you live your rich life. See how easy payroll and benefits can be. As a dental practice owner, paying and taking care of your team can be tough—especially if you're not using a tool like Gusto. Gusto takes the pain out of payroll, benefits, onboarding, and HR. Even better? Our listeners get 3 months free at gusto.com/dentistadvisors. That's gusto.com/dentistadvisors.

Have you ever attended a points and miles conference and walked away feeling like your travel hacking game has been taken to the next level? In this episode, I have Dr. Andrea Mabry back on the podcast to help me unpack our experiences of co-hosting the first-ever Point Me to First Class Conference in Chicago.   From expert talks on maximizing airline programs to hands-on workshops and networking opportunities, the three-day event was packed with valuable insights for intermediate to advanced points and miles enthusiasts. There were plenty of key takeaways and a-ha moments from the conference, and we unpack our favorites right here.   Get full show notes and transcript: https://points.pointmetofirstclass.com/blog/Behind-Scenes-PMTFC-Conference   Sign up for online access to all the conference replays here: https://points.pointmetofirstclass.com/PMTFCconference   Eager to learn the secrets of award travel so that you can turn your expenses into unforgettable experiences? Join the Points Made Easy course waitlist here: https://pointmetofirstclass.com/pointsmadeeasy

My guest this week returning to the podcast is points expert Traci Siegel, a non-practicing attorney who has been using miles and points to travel around the US and the world with her family of four since 2011. She's been teaching friends how to hack their families' travel for years, and now she teaches her followers how to expand their travel budgets through her Instagram.   Tune in this week as we dive into the world of airport lounges. We discuss how lounges can transform your travel experience, share what we believe makes a truly great airport lounge that's truly worth your time, and explore how to maximize your lounge experience for smoother, more enjoyable travel. Most importantly, you'll learn how you can access more airport lounges by choosing the right credit cards.   Get full show notes, transcript, and more information here: https://points.pointmetofirstclass.com/blog/airport-lounges-using-credit-cards-traci-siegel   Eager to learn the secrets of award travel so that you can turn your expenses into unforgettable experiences? Join the Points Made Easy course waitlist here: https://pointmetofirstclass.com/pointsmadeeasy

In this episode, I dive deep into the implications of the Alaska-Hawaiian merger and explore how you can now effectively transfer your Amex points to Alaska Airlines via Hawaiian Airlines. This is a game-changer for anyone looking to book high-value award flights on Alaska and its partner airlines.   Discover the three partner award flights that I'm most excited about booking with my newly acquired Alaska miles, as well as some honorable mentions that you won't want to miss. I reveal exactly how many Amex points I transferred to Alaska via Hawaiian Airlines and discuss why doing the same might be a terrible idea for you.   Get full show notes, transcript, and more information here: https://points.pointmetofirstclass.com/blog/amex-to-alaska-3-business-class-award-redemptions   Eager to learn the secrets of award travel so that you can turn your expenses into unforgettable experiences? Join the Points Made Easy course waitlist here: https://pointmetofirstclass.com/pointsmadeeasy

There's one tropical dream destination that makes its way onto many points enthusiasts' wish lists: Bora Bora. I have a fantastic guest on today's show who just returned from an incredible anniversary trip to this iconic paradise, flying business class on points, and she's here to spill all the details.   Dr. Chandani DeZure is a returning guest to the podcast. She's a Board-Certified Pediatrician and a mother of two living in California, and she's been on some truly amazing trips since she started maximizing points for travel way back in 2014. Tune in this week as Chandani and I dive into everything from overwater bungalows and stunning sunsets to the best ways to book, budget and plan your own getaway to Bora Bora.   Get full show notes, transcript, and more information here: https://points.pointmetofirstclass.com/blog/planning-bora-bora-getaway-dr-chandani-dezure   Eager to learn the secrets of award travel so that you can turn your expenses into unforgettable experiences? Join the Points Made Easy course waitlist here: https://pointmetofirstclass.com/pointsmadeeasy

In this episode, I'm joined by Kristin Addis, creator of Be My Travel Muse, one of the world's most-read travel blogs, and Parenthood Adventures. Kristin has visited 65 countries and collected 16 passport stamps for her toddler son. She shares her wealth of knowledge on solo female travel, which she has been doing since 2012, and more recently, her expertise in travelling the world with her young family by using credit card points.   Learn Kristin's tips on everything from the best airlines and accommodations for traveling with kids using points, to essential products and toys for smoother journeys. Luxury trips with an infant will look different to traveling with your young children, but what Kristin has to share will help you create beautiful experiences that you and your kids will benefit from forever.   Get full show notes and more information here: https://points.pointmetofirstclass.com/blog/globetrotting-young-kids-kristin-addis   Eager to learn the secrets of award travel so that you can turn your expenses into unforgettable experiences? Join the Points Made Easy course waitlist here: https://pointmetofirstclass.com/pointsmadeeasy

Dr. Kipp Lassetter is a physician and tech entrepreneur with a distinguished background in emergency medicine and healthcare IT. Currently, Dr. Kipp is focused on revolutionizing the real estate industry as the founder of RBN, a startup dedicated to rewarding consumers with valuable points when they buy or sell a home with a top local realtor.   Tune in this week as RBN co-founder and CEO Dr. Kipp Lassetter joins me to explain how to earn points on the purchase or sale of your home. He explains how this program works, the unique ways you can use RBN points, and how you can squeeze extra value out of them. If you have a home purchase or sale on the horizon, you won't want to miss this.   Get full show notes and more information here: https://points.pointmetofirstclass.com/blog/points-real-estate-transactions-dr-kipp-lassetter   Get your digital ticket for the Points Made Easy conference here: https://points.pointmetofirstclass.com/PMTFCconference   Eager to learn the secrets of award travel so that you can turn your expenses into unforgettable experiences? Join the Points Made Easy course waitlist here: https://pointmetofirstclass.com/pointsmadeeasy

Melissa Parsons, MD, is a recently retired Board-Certified Pediatrician and now a life coach who helps amazing women learn to love their lives. Today, however, she's here to talk about how she booked a phenomenal trip just two months in advance, getting amazing deals in the process.   While not everything went perfectly to plan— from a record-breaking heatwave in Barcelona to an uncomfortable train ride— Dr. Melissa and John had the opportunity to enjoy world-renowned cuisine, stunning art, and iconic architecture. Dr. Melissa shares how she made it happen and offers unique travel tips for planning your own dream trip to Spain.   Get full show notes and more information here: https://points.pointmetofirstclass.com/blog/dream-empty-nest-trip-spain-using-points-dr-melissa-parsons   Get your digital ticket for the Points Made Easy conference here: https://points.pointmetofirstclass.com/PMTFCconference   Eager to learn the secrets of award travel so that you can turn your expenses into unforgettable experiences? Join the Points Made Easy course waitlist here: https://pointmetofirstclass.com/pointsmadeeasy  

In this episode, I sit down with Ben Komenkul, who knows everything there is to know about leveraging points for hotel stays. Ben is a seasoned expert in the world of Points and Miles, with over a decade of experience mastering the art of travel rewards. As the founder of Ben's Big Deal, he combines his deep understanding of financial services, gained over a 30-year career, with his passion for travel.   Tune in this week to elevate your hotel awards game to the next level. Ben shares his insights on the key differences between using points for flights versus hotels, and reveals the true value of various hotel point currencies. He also provides practical tips on choosing the right hotel brand for your travel needs and style. Ben even shares his secret to getting great treatment from hotels, even without top-tier status.   Get full show notes and more information here: https://points.pointmetofirstclass.com/blog/hotel-award-travel-fundamentals-ben-komenkul   Get your digital ticket for the Points Made Easy conference here: https://points.pointmetofirstclass.com/PMTFCconference   Eager to learn the secrets of award travel so that you can turn your expenses into unforgettable experiences? Join the Points Made Easy course waitlist here: https://pointmetofirstclass.com/pointsmadeeasy