Podcasts about student loan debt

Visit our website:https://www.thewealthwarehousepodcast.com/It's a common expense that many Americans carry – but what if there was a way that you could get something positive out of that debt?In this episode, Dave and Paul discuss student loans and a counter-intuitive idea: extra payments on student loans can keep you capital-poor. They unpack why prioritizing liquidity, via properly structured whole life and the Infinite Banking Concept, can leave you wealthier over time while you still make the minimums. Additionally, the guys touch on average debt realities, how to turn a payoff into a “windfall,” who this strategy is (and isn't) for, and a legit path some borrowers use to shrink federal loan payments.Episodes Referenced:Episode 11 Using IBC To Eliminate Debt: https://youtu.be/KiQ-pEcwKx4?si=nG1YeKsxcWmdxQ7NEpisode 26 Is a 15 year Mortgage Really Better Than a 30 year Mortgage? https://youtu.be/IwRn9UNbowU?si=6Soe_ns4XMkDF7ixBecoming Your Own Banker by Nelson Nash:https://infinitebanking.org/product/becoming-your-own-banker/ref/46/Episode Highlights:0:00 - Intro1:17 - Episode beginning4:07 - Breaking old mindsets9:02 - Some of the data10:34 - The alternative16:01 - What if you just paid it off?22:08 - Colleges and trades23:30 - If you still have student loan debt..27:04 - Episode wrap-upABOUT YOUR HOSTS:David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a M.A. in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.Visit our website:https://www.thewealthwarehousepodcast.com/Catch up with David and Paul, visit the links below!Website: https://infinitebanking.org/agents/Fugere494https://infinitebanking.org/agents/Befort399LinkedIn:https://www.linkedin.com/in/david-a-befort-jr-09663972/

The Greens are warning student debt is stopping New Zealanders coming home for Christmas. Its survey of 400 expat Kiwis found 71 percent were overdue on payments - and 82 percent are worried about their loan. The Green Party's calling for a cross-Parliament inquiry into the repayment scheme for Kiwis living overseas. Spokesperson Lawrence Xu-Nan told Ryan Bridge that inflexible repayment schemes, interest rates and penalty fees are driving people away. He says these are people with skills gained overseas we want to eventually attract back to contribute to New Zealand. LISTEN ABOVESee omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald, interviewed Jocelyn Pearson. Purpose of the Interview The interview on Money Making Conversations Masterclass with Rushion McDonald and Jocelyn Pearson aimed to: Share Jocelyn’s journey of graduating debt-free by securing $126,350 in scholarships. Educate families on how to avoid student loan debt through her proven system, The Scholarship System. Dispel myths about scholarships and provide actionable steps for parents and students. Key Takeaways Scholarship System Approach Jocelyn developed a six-step process to simplify scholarship applications and avoid overwhelm. Focus on breaking the process into small, manageable steps rather than a vague “go get money” directive. Common Myths Debunked Too early or too late to apply: Start by junior year; it’s never too late—even college seniors can apply. Only perfect students or low-income families qualify: Many scholarships don’t require high GPA or athletic ability. All good scholarships are gone: Smaller, local scholarships ($500–$5,000) add up over time. It takes too much time: With a system and reusable materials, effort decreases each year. Avoiding Scholarship Scams Beware of “easy,” “enter to win,” or sweepstakes-style scholarships—they often sell personal data. Real scholarships require effort and personalization. Role of Parents Parents should help with planning and identifying legitimate scholarships but not complete applications for students. Committees can detect when parents write essays. AI in Scholarship Applications Jocelyn warns against copy-pasting AI-generated essays. Her platform introduced TESS, an AI assistant for ethical guidance and support. Financial Aid Basics Submit FAFSA even if you think you won’t qualify; some colleges and states require it. Combine all sources—government aid, institutional aid, and private scholarships. For Current College Students Check with financial aid offices, academic departments, and organizations for scholarships available after freshman year. Entrepreneurial Journey Jocelyn turned her passion into a business by starting with a book, building an email list, and launching webinars. She emphasizes persistence and ignoring naysayers. Notable Quotes “I had to accumulate my way to getting college paid for—the mere mortals’ way to going to college without tons of debt.” “Most families want scholarships, but they get stuck in the overwhelm.” “There’s no big red easy button—but with clear steps, it feels less daunting.” “We’re saying no to the broken system… It takes, on average, 21 years to pay off student loans.” “With great power comes great responsibility—AI can help, but only if used ethically.” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald, interviewed Jocelyn Pearson. Purpose of the Interview The interview on Money Making Conversations Masterclass with Rushion McDonald and Jocelyn Pearson aimed to: Share Jocelyn’s journey of graduating debt-free by securing $126,350 in scholarships. Educate families on how to avoid student loan debt through her proven system, The Scholarship System. Dispel myths about scholarships and provide actionable steps for parents and students. Key Takeaways Scholarship System Approach Jocelyn developed a six-step process to simplify scholarship applications and avoid overwhelm. Focus on breaking the process into small, manageable steps rather than a vague “go get money” directive. Common Myths Debunked Too early or too late to apply: Start by junior year; it’s never too late—even college seniors can apply. Only perfect students or low-income families qualify: Many scholarships don’t require high GPA or athletic ability. All good scholarships are gone: Smaller, local scholarships ($500–$5,000) add up over time. It takes too much time: With a system and reusable materials, effort decreases each year. Avoiding Scholarship Scams Beware of “easy,” “enter to win,” or sweepstakes-style scholarships—they often sell personal data. Real scholarships require effort and personalization. Role of Parents Parents should help with planning and identifying legitimate scholarships but not complete applications for students. Committees can detect when parents write essays. AI in Scholarship Applications Jocelyn warns against copy-pasting AI-generated essays. Her platform introduced TESS, an AI assistant for ethical guidance and support. Financial Aid Basics Submit FAFSA even if you think you won’t qualify; some colleges and states require it. Combine all sources—government aid, institutional aid, and private scholarships. For Current College Students Check with financial aid offices, academic departments, and organizations for scholarships available after freshman year. Entrepreneurial Journey Jocelyn turned her passion into a business by starting with a book, building an email list, and launching webinars. She emphasizes persistence and ignoring naysayers. Notable Quotes “I had to accumulate my way to getting college paid for—the mere mortals’ way to going to college without tons of debt.” “Most families want scholarships, but they get stuck in the overwhelm.” “There’s no big red easy button—but with clear steps, it feels less daunting.” “We’re saying no to the broken system… It takes, on average, 21 years to pay off student loans.” “With great power comes great responsibility—AI can help, but only if used ethically.” #SHMS #STRAW #BESTSee omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald, interviewed Jocelyn Pearson. Purpose of the Interview The interview on Money Making Conversations Masterclass with Rushion McDonald and Jocelyn Pearson aimed to: Share Jocelyn’s journey of graduating debt-free by securing $126,350 in scholarships. Educate families on how to avoid student loan debt through her proven system, The Scholarship System. Dispel myths about scholarships and provide actionable steps for parents and students. Key Takeaways Scholarship System Approach Jocelyn developed a six-step process to simplify scholarship applications and avoid overwhelm. Focus on breaking the process into small, manageable steps rather than a vague “go get money” directive. Common Myths Debunked Too early or too late to apply: Start by junior year; it’s never too late—even college seniors can apply. Only perfect students or low-income families qualify: Many scholarships don’t require high GPA or athletic ability. All good scholarships are gone: Smaller, local scholarships ($500–$5,000) add up over time. It takes too much time: With a system and reusable materials, effort decreases each year. Avoiding Scholarship Scams Beware of “easy,” “enter to win,” or sweepstakes-style scholarships—they often sell personal data. Real scholarships require effort and personalization. Role of Parents Parents should help with planning and identifying legitimate scholarships but not complete applications for students. Committees can detect when parents write essays. AI in Scholarship Applications Jocelyn warns against copy-pasting AI-generated essays. Her platform introduced TESS, an AI assistant for ethical guidance and support. Financial Aid Basics Submit FAFSA even if you think you won’t qualify; some colleges and states require it. Combine all sources—government aid, institutional aid, and private scholarships. For Current College Students Check with financial aid offices, academic departments, and organizations for scholarships available after freshman year. Entrepreneurial Journey Jocelyn turned her passion into a business by starting with a book, building an email list, and launching webinars. She emphasizes persistence and ignoring naysayers. Notable Quotes “I had to accumulate my way to getting college paid for—the mere mortals’ way to going to college without tons of debt.” “Most families want scholarships, but they get stuck in the overwhelm.” “There’s no big red easy button—but with clear steps, it feels less daunting.” “We’re saying no to the broken system… It takes, on average, 21 years to pay off student loans.” “With great power comes great responsibility—AI can help, but only if used ethically.” #SHMS #STRAW #BESTSteve Harvey Morning Show Online: http://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Richard Rosso breaks down a study that modeled hundreds of thousands of retirement scenarios to determine which Roth conversion strategy performs best over a 10-year period: • Staying in a traditional IRA/401(k) and taking RMDs • A one-time Roth conversion • A gradual, multi-year conversion strategy RIA Advisors' Financial Guardrails are timeless principles for building lasting wealth and protecting your financial future. Rich also shares insights from decades of experience helping investors avoid common pitfalls and build financial wellness that lasts generations. 0:00 - INTRO 0:19 - The Roth Account Smile 4:40 - Roth Applications for Different Stages of Life 12:41 - Rules Can Save You in a Turbulent World 14:55 - Annuities Should Be Planned, not Sold 15:52 - A Home is a Liability, not an Asset 18:35 - Set Personal Financial Boundaries 20:28 - Debt Control & Savings Priorities 22:05 - Dealing with Student Loan Debt 24:32 - Invest in Yourself 26:37 - Benefits of AI - Look Ahead 28:34 - Setting Good Financial Wellness Standards Hosted by RIA Advisors Director of Financial Planning, Richard Rosso, CFP Produced by Brent Clanton, Executive Producer ------- Watch Today's Full Video on our YouTube Channel: https://www.youtube.com/watch?v=PdFmXFB3sW4&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 ------- The latest installment of our new feature, Before the Bell, "Volatility May Precede Santa Claus Rally," is here: https://www.youtube.com/watch?v=CnOnz8np7ps&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- REGISTER for our 2026 Economic Summit, "The Future of Digital Assets, Artificial Intelligence, and Investing:" https://www.eventbrite.com/e/2026-ria-economic-summit-tickets-1765951641899?aff=oddtdtcreator ------- Watch our previous show, "Fed Regime Change: Is Groupthink Finally Ending?" here: https://www.youtube.com/watch?v=jvNL-iyGgj0&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 -------- Get more info & commentary: https://realinvestm entadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #RothIRA #RetirementPlanning #TaxStrategy #IRAConversion #PersonalFinance #FinancialPlanning #WealthManagement #InvestingTips #RetirementPlanning #MoneyMindset

Jocelyn Pearson. Purpose of the Interview The interview on Money Making Conversations Masterclass with Rushion McDonald and Jocelyn Pearson aimed to: Share Jocelyn’s journey of graduating debt-free by securing $126,350 in scholarships. Educate families on how to avoid student loan debt through her proven system, The Scholarship System. Dispel myths about scholarships and provide actionable steps for parents and students. Key Takeaways Scholarship System Approach Jocelyn developed a six-step process to simplify scholarship applications and avoid overwhelm. Focus on breaking the process into small, manageable steps rather than a vague “go get money” directive. Common Myths Debunked Too early or too late to apply: Start by junior year; it’s never too late—even college seniors can apply. Only perfect students or low-income families qualify: Many scholarships don’t require high GPA or athletic ability. All good scholarships are gone: Smaller, local scholarships ($500–$5,000) add up over time. It takes too much time: With a system and reusable materials, effort decreases each year. Avoiding Scholarship Scams Beware of “easy,” “enter to win,” or sweepstakes-style scholarships—they often sell personal data. Real scholarships require effort and personalization. Role of Parents Parents should help with planning and identifying legitimate scholarships but not complete applications for students. Committees can detect when parents write essays. AI in Scholarship Applications Jocelyn warns against copy-pasting AI-generated essays. Her platform introduced TESS, an AI assistant for ethical guidance and support. Financial Aid Basics Submit FAFSA even if you think you won’t qualify; some colleges and states require it. Combine all sources—government aid, institutional aid, and private scholarships. For Current College Students Check with financial aid offices, academic departments, and organizations for scholarships available after freshman year. Entrepreneurial Journey Jocelyn turned her passion into a business by starting with a book, building an email list, and launching webinars. She emphasizes persistence and ignoring naysayers. Notable Quotes “I had to accumulate my way to getting college paid for—the mere mortals’ way to going to college without tons of debt.” “Most families want scholarships, but they get stuck in the overwhelm.” “There’s no big red easy button—but with clear steps, it feels less daunting.” “We’re saying no to the broken system… It takes, on average, 21 years to pay off student loans.” “With great power comes great responsibility—AI can help, but only if used ethically.” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Jocelyn Pearson. Purpose of the Interview The interview on Money Making Conversations Masterclass with Rushion McDonald and Jocelyn Pearson aimed to: Share Jocelyn’s journey of graduating debt-free by securing $126,350 in scholarships. Educate families on how to avoid student loan debt through her proven system, The Scholarship System. Dispel myths about scholarships and provide actionable steps for parents and students. Key Takeaways Scholarship System Approach Jocelyn developed a six-step process to simplify scholarship applications and avoid overwhelm. Focus on breaking the process into small, manageable steps rather than a vague “go get money” directive. Common Myths Debunked Too early or too late to apply: Start by junior year; it’s never too late—even college seniors can apply. Only perfect students or low-income families qualify: Many scholarships don’t require high GPA or athletic ability. All good scholarships are gone: Smaller, local scholarships ($500–$5,000) add up over time. It takes too much time: With a system and reusable materials, effort decreases each year. Avoiding Scholarship Scams Beware of “easy,” “enter to win,” or sweepstakes-style scholarships—they often sell personal data. Real scholarships require effort and personalization. Role of Parents Parents should help with planning and identifying legitimate scholarships but not complete applications for students. Committees can detect when parents write essays. AI in Scholarship Applications Jocelyn warns against copy-pasting AI-generated essays. Her platform introduced TESS, an AI assistant for ethical guidance and support. Financial Aid Basics Submit FAFSA even if you think you won’t qualify; some colleges and states require it. Combine all sources—government aid, institutional aid, and private scholarships. For Current College Students Check with financial aid offices, academic departments, and organizations for scholarships available after freshman year. Entrepreneurial Journey Jocelyn turned her passion into a business by starting with a book, building an email list, and launching webinars. She emphasizes persistence and ignoring naysayers. Notable Quotes “I had to accumulate my way to getting college paid for—the mere mortals’ way to going to college without tons of debt.” “Most families want scholarships, but they get stuck in the overwhelm.” “There’s no big red easy button—but with clear steps, it feels less daunting.” “We’re saying no to the broken system… It takes, on average, 21 years to pay off student loans.” “With great power comes great responsibility—AI can help, but only if used ethically.” #SHMS #STRAW #BESTSee omnystudio.com/listener for privacy information.

Jocelyn Pearson. Purpose of the Interview The interview on Money Making Conversations Masterclass with Rushion McDonald and Jocelyn Pearson aimed to: Share Jocelyn’s journey of graduating debt-free by securing $126,350 in scholarships. Educate families on how to avoid student loan debt through her proven system, The Scholarship System. Dispel myths about scholarships and provide actionable steps for parents and students. Key Takeaways Scholarship System Approach Jocelyn developed a six-step process to simplify scholarship applications and avoid overwhelm. Focus on breaking the process into small, manageable steps rather than a vague “go get money” directive. Common Myths Debunked Too early or too late to apply: Start by junior year; it’s never too late—even college seniors can apply. Only perfect students or low-income families qualify: Many scholarships don’t require high GPA or athletic ability. All good scholarships are gone: Smaller, local scholarships ($500–$5,000) add up over time. It takes too much time: With a system and reusable materials, effort decreases each year. Avoiding Scholarship Scams Beware of “easy,” “enter to win,” or sweepstakes-style scholarships—they often sell personal data. Real scholarships require effort and personalization. Role of Parents Parents should help with planning and identifying legitimate scholarships but not complete applications for students. Committees can detect when parents write essays. AI in Scholarship Applications Jocelyn warns against copy-pasting AI-generated essays. Her platform introduced TESS, an AI assistant for ethical guidance and support. Financial Aid Basics Submit FAFSA even if you think you won’t qualify; some colleges and states require it. Combine all sources—government aid, institutional aid, and private scholarships. For Current College Students Check with financial aid offices, academic departments, and organizations for scholarships available after freshman year. Entrepreneurial Journey Jocelyn turned her passion into a business by starting with a book, building an email list, and launching webinars. She emphasizes persistence and ignoring naysayers. Notable Quotes “I had to accumulate my way to getting college paid for—the mere mortals’ way to going to college without tons of debt.” “Most families want scholarships, but they get stuck in the overwhelm.” “There’s no big red easy button—but with clear steps, it feels less daunting.” “We’re saying no to the broken system… It takes, on average, 21 years to pay off student loans.” “With great power comes great responsibility—AI can help, but only if used ethically.” #SHMS #STRAW #BESTSteve Harvey Morning Show Online: http://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

RIA Advisors' Financial Guardrails are timeless principles for building lasting wealth and protecting your financial future. Richard Rosso, CFP®, shares insights from decades of experience helping investors avoid common pitfalls and build financial wellness that lasts generations. From annuities and debt control to emotional investing and realistic return expectations, these guardrails are designed to keep you on track — no matter what markets do. 0:20 - Rules Can Save You in a Turbulent World 3:17 - Annuities Should Be Planned, not Sold 9:34 - A Home is a Liability, not an Asset 12:37 - Setting Good Financial Boundaries with Adult Children 15:25 - Debt Control & Savings Priorities 17:45 - Dealing with Student Loan Debt 19:33 - Personal Un-secured Debt - Credit Cards 22:03 - Good Health in Retirement 24:15 - Realistic Projections, Time Horizons, & Inflation Factors 27:33 - Be Vigilant of Confirmation Bias & Emotion 32:35 - Create a Household Wellness Evolution Hosted by RIA Advisors Director of Financial Planning, Richard Rosso, CFP Produced by Brent Clanton, Executive Producer ------- Watch Today's Full Video on our YouTube Channel: https://www.youtube.com/watch?v=MM5vwaXJyls&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=8s ------- Articles Mentioned in Today's Show: "The RIA Financial Guardrails" https://realinvestmentadvice.com/ria-e-guide-library/ -------- The latest installment of our new feature, Before the Bell, "Buy-the-Dip Isn't Dead Yet" is here: https://www.youtube.com/watch?v=UU_zCk3hYhs&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our Previous Show, "Nvidia's Money Loop: Smart Move or Red Flag?," is here: https://www.youtube.com/watch?v=PBMx8sckBhk&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=5s ------- Get more info & commentary: https://realinvestm entadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #FinancialPlanning #WealthManagement #InvestingTips #RetirementPlanning #MoneyMindset

Could your car be the reason you're still paying off student loans longer than necessary?In this week's “Did You Know” episode, Coach JPMD breaks down a revealing survey of over 900 physicians that highlights what car brands doctors actually choose—offering a window into financial habits that could be impacting your path to wealth and independence.Discover which car brand tops the list for physicians—and what it says about smart financial choicesUnderstand how aligning your purchases with your financial goals can accelerate loan payoffTune in now to see if your car brand choice is helping—or hurting—your journey to financial independence as a physician.Link to the study - You may have to create a FREE Medscape account if you don't already have one https://www.medscape.com/sites/public/lifestyle/2024TEXT HERE on your Phone's Podcast App Discover how medical graduates, junior doctors, and young physicians can navigate residency training programs, surgical residency, and locum tenens to increase income, enjoy independent practice, decrease stress, achieve financial freedom, and retire early, while maintaining patient satisfaction and exploring physician side gigs to tackle medical school loans.

Send us an inquiry through a text message here!Welcome to another episode of The Veterinary Roundtable! In this episode, the ladies welcome the official newest member to the podcast and dive deep into the nitty gritty on the cost of running a veterinary clinic!Do you have a question, story, or inquiry for The Veterinary Roundtable? Send us a text from the link above, ask us on any social media platform, or email theveterinaryroundtable@gmail.com!Episodes of The Veterinary Roundtable are on all podcast services along with video form on YouTube!Timestamps0:00 Intro4:12 Welcome our new host!5:36 Pits and Peaks15:55 Trending Vet Med Topics23:24 Tales from the Trenches28:07 Case Collections38:48 Listener Inquiries45:02 Cost of Running a Vet Clinic01:00:29 Outro

TikToker Says She's In $96K Of Student Loan Debt | Why Your Future Wives Are Cooked! by Greg Adams

In this episode, Donny discusses the concept of branding in various aspects of society, including politics, social issues, and cultural events. This week's topics include, Peace in the Middle East, Gavin Newsom, Dolly Parton's health, Mark Sanchez, and more Learn more about your ad choices. Visit megaphone.fm/adchoices

Gen X is barreling toward retirement with an excruciating student-loan burden. The generation that came of age in the '80s and '90s is now also the generation with the most student debt per borrower. WSJ's Oyin Adedoyin explains how federal policies around student debt left Gen X with such a big burden. And one Gen Xer talks about the impact student debt has had on his life. Jessica Mendoza hosts.  Further Listening:  - For Millions of Student-Loan Borrowers It's Time to Pay - Biden's New Plan to Cancel Student Debt  Sign up for WSJ's free What's News newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

LISTEN and SUBSCRIBE on:Apple Podcasts: https://podcasts.apple.com/us/podcast/watchdog-on-wall-street-with-chris-markowski/id570687608 Spotify: https://open.spotify.com/show/2PtgPvJvqc2gkpGIkNMR5i WATCH and SUBSCRIBE on:https://www.youtube.com/@WatchdogOnWallstreet/featured  Compounding is the royal road to riches... or the fast track to ruin. In this episode:Why small financial mistakes snowball into massive life problems if ignoredThe shocking story of a $74,000 grad school loan that ballooned to $300,000How Gen X is entering retirement with the heaviest student loan burden of any generationWhy “wishing it away” or waiting for government forgiveness only makes it worseThe simple rule: deal with debt immediately, work extra if you have to, and stop compounding mistakes Debt doesn't disappear. It compounds. And for millions of Americans, it's turning into a lifelong financial prison.

Marc Cox talks with Steve Cotton about the impact of student loan repayment on graduates and the economy. They discuss repayment challenges, rising education costs, alternatives like trade schools, and possible reforms such as income-driven payment plans and loan modifications.

Marc Cox and Dan Buck cover a packed show featuring the $400 million Powerball jackpot, Missouri Tigers' football win, and Alabama's loss to Ohio State. Steve Cotton joins to discuss student loan repayment and its impact on the economy. The hosts revisit the Dorian Johnson–Michael Brown controversy, rising crime in Chicago and St. Louis, and Missouri politics including redistricting and initiative petition reform. Minority Voices spotlights Peyton Jackson, a conservative Black congressional candidate critiquing DEI policies, and the show closes with lighter headlines and Buck Don't Give A ____.

This single mom's position is a tough one to be in. Owing the IRS $80,000, no job and $250,000 in student loan debt. What tax debt relief options are available to her, and people like her? Find out now! Do you have tax debt? Call us at 866-8000-TAX or fill out the form at https://choicetaxrelief.com/If you want to see more…-YouTube:    / @loganallec  -Instagram: @ChoiceTaxRelief @LoganAllec -TikTok: @loganallec-Facebook: Choice Tax Relief // Logan Allec, CPA -Reddit:   / taxrelief   

The following guest sits down with host Justin White:•   Pam Marron – Loan Originator, Innovative MortgageFinding Solutions for Aspiring Homeowners Who Are Struggling With Student Loan DebtOf the more than 42 million student loan holders in the U.S., it's estimated that only 10 million are current on their payments. That means there's lots of opportunities for mortgage professionals to help. How can LOs help those who are struggling with student loan payments so they can qualify for a home loan? Listen to Episode #104 of Good. Better. Broker. to hear from one of the industry's foremost advocates on consumer credit reform and long-time independent mortgage broker on how her fellow mortgage brokers can be part of the solution.In this episode of the Good. Better. Broker. podcast, you'll learn how to help potential borrowers overcome student loan debt struggles so they can become eligible for mortgage financing. In this episode, we discuss ...•   1:37 – how student loan debt became a focus for Pam•   4:07 – how student loan delinquency impacts a borrower's ability to get a mortgage•   5:53 – Pam's efforts to spur positive change for borrowers •   8:47 – how to help those with student loan debt get on repayment plans•   9:53 – the path for a potential borrower who is past due on their student loans•   11:31 – the impact of credit damage on being able to obtain mortgage financing•   13:22 – how to boost credit enough to obtain down payment assistance•   14:49 – how mortgage loan originators can help borrowers with student loan debt issues•   15:43 – why independent mortgage brokers are in a great spot to help these borrowers•   16:43 – why this cause is so meaningful for Pam•   19:24 – advice for loan originators on how they can help •   20:49 – why loan originators should provide solutions for those struggling with student loan debt strugglesResources mentioned in this episode: Clients 2 HomeownersShow Contributors:Pam MarronConnect on LinkedInConnect on Facebook Connect on InstagramAbout the Host:Justin White is UWM's in-house brand journalist and the host of UWM Daily. He creates engaging content across multiple platforms to promote the benefits of the wholesale channel and partnering with UWM. A seven-time Emmy-award winner, Justin is a graduate of the S.I. Newhouse School of Public Communications at Syracuse University.Connect with Justin on LinkedIn, Instagram, or Twitter Connect with UWM on Social Media:•   Facebook•   LinkedIn•   Instagram•   Twitter•   YouTubeHead to uwm.com to see the latest news and updates.

What does it take to break free from financial stress and become a changemaker in healthcare? In this episode, Dr. Andrea Austin connects with Michael Swartz, a fee-only financial planner and coach who specializes in guiding physicians from residency to retirement. Drawing from his work at Schwartz Financial Planning, and his Health and Wealthness podcast, Michael offers a roadmap for physicians to navigate financial challenges and align their careers with their purpose.They explore how the psychological weight of student loan debt can drive overwork and burnout, with Michael sharing strategies to reframe debt as an investment in future earning potential. He emphasizes the importance of a wealth-based mindset—where decisions are driven by values, not just income—and provides practical advice on balancing clinical demands with personal well-being. From empowering physicians to say “no” to toxic work environments to planning for a sustainable retirement. The conversation also covers the pitfalls of rigid financial goals, the power of coaching to shift mindsets, and the importance of surrounding yourself with supportive professionals who share your vision for change.If you're a physician feeling trapped by student loans, overwork, or a misaligned career, this episode provides actionable tools and inspiration to reclaim financial and personal freedom.Together, they dive into:Reframing student loan debt as an investment in earning potential, not a burdenBalancing clinical work with personal well-being to avoid burnoutEmpowering physicians to make value-driven career decisions with financial confidencePractical retirement planning tips for high-income professionalsIf you're a physician feeling trapped by financial pressures or seeking to align your career with your purpose, this episode offers actionable strategies to reclaim control and drive meaningful change.About the Guest:“I help physicians find clarity and confidence in their financial and personal lives.” – Michael SwartzMichael Swartz is a fee-only financial planner, coach, and owner of Schwartz Financial Planning, specializing in financial planning for physicians from residency to retirement. He is the author and host of Health and Wealthness, a book and podcast dedicated to guiding physicians through financial and life transitions. With personal insight from his wife's career as a physician assistant, Michael helps physicians navigate student loans, career transitions, and retirement planning with a focus on empowerment and well-being.

How much do you owe in student loans?

A former IRD prosecutor is calling for changes to the student loan system so that Kiwis living overseas aren't put off coming home because they're worried about being arrested at the border. In April, interest rates for overseas borrowers was lifted from 3.9% to 4.9% and the late payment interest rate for all borrowers to 8.9%. Tax barrister Dave Ananth says this is putting people off returning to New Zealand at a time we should be encouraging skilled people to come home. Bella Craig reports.

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David Aizuss is a seasoned financial professional dedicated to helping individuals navigate the intricacies of student loans. With a background as a commercial real estate appraiser David developed a sharp eye for financial nuances and honed his analytical skills.  As a student loan advisor, David brings a wealth of knowledge to the table. His experience in both commercial real estate and mortage lending uniquely positions him to offer comprehensive insightes into financial planning. Learn more about David at studentloanplanner.com Contact Julie at theveterinarylifecoach.com

Mike Stephen discusses the student loan debt problem in Illinois with Illinois Answers Project journalist Claire Murphy, gets the lowdown on new local music from AJ Rosales, and discovers the Secret History of the 1960s Chicago doo-wop group The Radiants.

Your 60-second money minute. Today's topic: Student Loan Debt Crushes Credit

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3145: Jen Hayes reflects on how student loan debt, while burdensome, became a catalyst for personal growth, minimalism, and financial transformation. Her story challenges conventional thinking about debt, offering a powerful perspective shift that turns regret into gratitude. Read along with the original article(s) here: https://www.jenhayes.me//why-im-grateful-for-my-student-loan-debt/ Quotes to ponder: "I now realize how empty and unfulfilling a materialistic life is." "I've learned my lesson about debt, and I will make better financial choices in the future." "If it weren't for my student loans, I probably never would've started this blog." Episode references: Georgetown University college cost analysis: https://cew.georgetown.edu/cew-reports/the-college-payoff/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3145: Jen Hayes reflects on how student loan debt, while burdensome, became a catalyst for personal growth, minimalism, and financial transformation. Her story challenges conventional thinking about debt, offering a powerful perspective shift that turns regret into gratitude. Read along with the original article(s) here: https://www.jenhayes.me//why-im-grateful-for-my-student-loan-debt/ Quotes to ponder: "I now realize how empty and unfulfilling a materialistic life is." "I've learned my lesson about debt, and I will make better financial choices in the future." "If it weren't for my student loans, I probably never would've started this blog." Episode references: Georgetown University college cost analysis: https://cew.georgetown.edu/cew-reports/the-college-payoff/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Send us a textStudent loan debt, wage garnishment, tax refund seizures... What happens now that student loan collections are back in full force? In this episode, I break down how student loan debt ballooned to over $1.6 trillion, why millions of borrowers are at risk today, and the new collection tactics being implemented in 2025.--------------------------------

Studen loan debt collections resume in May and the impacted borrowers are mad at President Trump for this. The Apes give their thoughts on the whole situation and why Trump might have facilitated this. Then the guys discuss Nick Fuentes's critique of the black community and how black conservative influencers are actually in agreement with his assessment. 

On May 5th, 2025 President Donald Trump said that the student debt loan forgiveness will be over and people who have federal student loan debt must start repaying their loans. For Money Mondays, Jini Thorton joined the show to talk about how to navigate paying back their loans when they thought it would have been forgiven. See omnystudio.com/listener for privacy information.

U.S. Department of Education to begin Federal Student Loan collections, other actions to help borrowers get back into repayment. After 5 years of not paying, this isn't going to be pretty. Steve Bannon blast DOJ inaction: "The Deep State is winning right now." Dick Durbin won't seek re-election and UK government approves new plans to dim the sun to fight "Runaway Climate Change."

Trump unveils a bold new move to make college grads pay back their student loans, and according to the guys, the days of dodging debt are over!

Student loan payments are back, and millions of borrowers have no idea they're already delinquent. In this episode, Brian Vaughan breaks down what's happening with student loans, how it could tank your credit score without warning, and what to do before applying for a mortgage. Plus, we dive into what's coming this summer with medical debt reform and a wild loan story involving a surprise job switch that actually saved a deal.   Key takeaways to listen for Student loan chaos: Why millions of Americans are unknowingly delinquent Steps to take if your student loans have damaged your mortgage eligibility Why pulling your credit report annually should be your new self-care ritual A game-changing credit policy shift that could open doors for buyers Reasons job changes mid-mortgage can derail deals and how to time them right   Resources mentioned in this episode Free Credit Report Annual Credit Report.com Credit Karma CreditWise | Free Credit Score, Credit Report & Monitoring   About Brian VaughanBrian is a loan officer and co-manager of Fairway Mortgage in Burlington. In addition to lending people money to buy homes, he takes his black tea with milk, quotes Shakespeare less than he would prefer, and is somewhat of a soccer fanatic. Brian lives in Georgia, VT, with his wife, four kids, and Goldendoodle, Dame Judi Dench.   Connect with Brian Website: Brian Vaughan, Burlington, VT - NMLS# 2046057 Instagram: @brianvaughanmortgages LinkedIn: Brian Vaughan Email: brian.vaughan@fairwaymc.com Phone Number: 802-489-7186   Connect with LeighPlease subscribe to this podcast on your favorite podcast app at https://pod.link/1153262163, and never miss a beat from Leigh by visiting https://leighbrown.com. DM Leigh Brown on Instagram @ LeighThomasBrown.   Sponsors"You Ask. Leigh Answers." Your Affordable Coaching ProgramHey there, real estate pros! Are you ready for some more Leigh Brown wisdom in your life? Then don't miss out on my brand-new program, "You Ask. Leigh Answers." It's your exclusive gateway to the insights and advice you need to supercharge your real estate business. With "You Ask. Leigh Answers." you get Direct Access to Leigh Brown, directly! Expert Coaching, Community Connection, and Extensive Resources. Whether listening to this on the go or watching at home, sign up today at Answers.RealEstate and take your business to the next level. Trust me, you'll be glad you did!  

The Trump administration is taking a different approach to student debt and many borrowers will notice it right away. In May, the Department of Education will begin collecting payments from borrowers in default, ending a pause that began during the pandemic. The government will withhold tax refunds and garnish wages to recover the debt. Geoff Bennett discussed more with Danielle Douglas-Gabriel. PBS News is supported by - https://www.pbs.org/newshour/about/funders

In this episode, we delve into the pressing issue of the student loan debt crisis, a topic that has sparked significant debate across political lines. Vance Crowe explores the historical context of student lending, tracing its evolution from private bank loans in the 1970s to the current state where the majority of loans are held by the government. This shift has led to skyrocketing education costs and a system where students are burdened with debt that is nearly impossible to discharge through bankruptcy. The host argues that the current system discourages entrepreneurship and family formation, and proposes solutions to address these systemic issues.The episode also touches on the cultural and corporate factors that have perpetuated the cycle of student debt, such as the role of HR departments in requiring degrees for employment to mitigate discrimination risks. The host suggests that removing bankruptcy protections for student loans and eliminating government involvement in lending could be viable solutions. Additionally, the episode briefly mentions the importance of legacy interviews, encouraging listeners to preserve their family histories through recorded interviews, especially with Mother's Day approaching.

President Donald Trump has vowed to eliminate the Department of Education. He also appears poised to make big changes to student loan programs. What could all this mean to people paying off their loans? Reporter: Rachel Livinal, KVPR A California non-profit is suing the Trump Administration over its decision to end humanitarian parole programs. This comes after the Trump administration announced Friday that it will end a program for some Latin American and Caribbean countries. Reporter: Madi Bolanos, The California Report Learn more about your ad choices. Visit megaphone.fm/adchoices

SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!The weight of medical school debt can feel overwhelming. When navigating student loan repayment in an uncertain political landscape, the big question is, should you pursue Public Service Loan Forgiveness or aggressively pay down debt? By understanding your complete debt profile, exploring all available options, and creating a personalized strategy aligned with your priorities, you transform overwhelming obligations into manageable steps toward financial freedom. Having a PLAN makes all the difference.FREE DOWNLOAD -  7 Considerations Before Starting Locum Tenens - https://darkos.lpages.co/7-considerations-before-locumsLINKS MENTIONED Wealth-Minded MD podcast Website - http://Wealthmindedmd.comQ&A and Suggestions Form - https://forms.clickup.com/9010110533/f/8cgpr25-4614/PEBFZN5LA6FKEIXTWFSend us a Voice Message - https://www.speakpipe.com/docsoutsidetheboxSIGN UP FOR OUR NEWSLETTER!WATCH THIS EPISODE ON YOUTUBE!Have a question for the podcast?Text us at 833-230-2860Twitter: @drniidarkoInstagram: @docsoutsidetheboxEmail: team@drniidarko.comMerch: https://docs-outside-the-box.creator-spring.com

SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!Taking control of your financial future sometimes means going against conventional wisdom. Dr. Brittne's story of paying off $138,000 in student loan debt in less than three years proves that physicians don't have to remain shackled to debt for decades. With the right strategy, financial freedom is within reach much sooner than most imagine.FREE DOWNLOAD -  7 Considerations Before Starting Locum Tenens - https://darkos.lpages.co/7-considerations-before-locumsLINKS MENTIONED Wealth-Minded MD podcast Website - http://Wealthmindedmd.comQ&A and Suggestions Form - https://forms.clickup.com/9010110533/f/8cgpr25-4614/PEBFZN5LA6FKEIXTWFSend us a Voice Message - https://www.speakpipe.com/docsoutsidetheboxSIGN UP FOR OUR NEWSLETTER! WATCH THIS EPISODE ON YOUTUBE!Have a question for the podcast?Text us at 833-230-2860Twitter: @drniidarkoInstagram: @docsoutsidetheboxEmail: team@drniidarko.comMerch: https://docs-outside-the-box.creator-spring.com

SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!Dr. Brittne Halford, co-host of Wealth-Minded MD podcast, joins us at Docs Outside the Box Podcast to reveal how she paid off $138,000 in student loan debt in less than three years while still traveling and investing. We also share our story on how we paid off $662k of student loan debt in 3 years. For physicians struggling with student loan repayment, tune in to learn how to take control of your financial destiny. We Discuss:0:00 Introduction03:13 Dr. Brittne's journey, family and background.07:46 How much debt Dr. Brittne had after Med school & Residency.10:09 Being savvy and smart with paying your debt. 14:32 How to survive residency + pay debt at the same time.18:50 Investing and the necessity of building habits early.20:57 Paying off debt as a couple.28:19 How we paid off $662k of student loan debt in 3 years.31:09 How Dr. Brittne consistently paid off her debt as an attending.36:06 Real estate investments.37:03 PSLF uncertainties and advice on handling debt as a resident.44:20 Having a plan and goal when paying off debt.FREE DOWNLOAD -  7 Considerations Before Starting Locum Tenens - https://darkos.lpages.co/7-considerations-before-locumsLINKS MENTIONED Wealth-Minded MD podcast Website - http://Wealthmindedmd.comQ&A and Suggestions Form - https://forms.clickup.com/9010110533/f/8cgpr25-4614/PEBFZN5LA6FKEIXTWFSend us a Voice Message - https://www.speakpipe.com/docsoutsidetheboxSIGN UP FOR OUR NEWSLETTER! https://darkos.lpages.co/newsletter-signup/ WATCH THIS EPISODE ON YOUTUBE!Have a question for the podcast?Text us at 833-230-2860Twitter: @drniidarkoInstagram: @docsoutsidetheboxEmail: team@drniidarko.comMerch: https://docs-outside-the-box.creator-spring.com

Are you overwhelmed by student loan debt and unsure about your options? In this episode, Linzy is joined by expert Connor Pierce from Student Loan Planner to explore the ins and outs of student loans and how to effectively navigate loan forgiveness programs.Connor explains why student loans are unique compared to other types of debt and why the typical approach to debt repayment doesn't always apply. Connor and Linzy discuss the various forgiveness programs available, including the critical steps needed to ensure that you're on the right track and can maximize your potential for loan forgiveness. Connor also shares the tax implications that could surprise many borrowers who get their loans forgiven—knowledge that could save you thousands down the road.This episode is packed with important insights for anyone with student loans, especially therapists and health practitioners who may feel stuck or uncertain about their financial future. Tune in to learn how to clarify your student loan situation, optimize your forgiveness potential, and start making smarter financial decisions today.For a full transcript of the episode and much more, check out the blog post on our website! https://moneynutsandbolts.com/?p=17321 To watch a video version of this, check it out on YouTube: https://youtu.be/grYb_rueqTM Connect with Connor and Student Loan PlannerGot student loans but have no idea what to do with them? Our friends over at Student Loan Planner are the experts in all things student loans. They have consulted on over $4.3 billion in student debt, and found $1.4 billion in projected student loan savings for the professionals they have worked with.A LOT will be changing with a Trump Administration when it comes to student loans, so if you are looking to meet with an expert on how you can potentially save thousands on your student loan repayment, book a 1:1 consult using our referral link and get $100 off! https://www.studentloanplanner.com/moneynutsandboltsMentioned in this episode:Want to work with Linzy?Check out the FREE masterclass, The 4 Step Framework to Getting Your Business Finances Totally in Order, where you'll learn the framework that has helped hundreds of therapists go from money confusion and shame to calm and confidence, as well as the three biggest financial mistakes that therapists make. At the end, you'll be invited to join Money Skills for Therapists and get Linzy's support in getting your finances finally working for you. Click on the link to find a masterclass time that works for you! Register for Linzy's Free MasterclassCheck Out Relay for Business BankingStay calm and in control of your private practice finances when you sign up with Relay, my go-to online banking and money management platform. Plus, if you use my link, you'll get a $50 sign up bonus once you fund your account. *Sign Up for Relay

We're pulling back the curtain on student loans with expert and founder of Student Loan Planner, Travis Hornsby. Initially impacting younger borrowers, the student loan crisis now affects those in their 40s, 50s, and even 60s. The balances are getting bigger, lasting longer and rules are becoming more complex! It can be confusing, but this episode will give you clarity and help you tackle your student loan challenges head-on. We explore smart repayment strategies, student loan forgiveness, the impact of current and future government policies and more.   

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions!---Download our FREE Financial Planning Workbook for 2025!

In this episode of The Shared Practices Podcast, Dr. Scott Leune and Richard Low tackle one of the biggest financial obstacles for dentists—student loan debt. They break down the three critical phases of managing student loans, why paying them off too early can be a mistake, and how owning a practice is the fastest path to financial success. If you're feeling trapped by debt and unsure of your next steps, this episode will reframe your mindset and provide a clear roadmap to long-term wealth and freedom.

Fed fallout continues after a massive bust of Venezuelan migrant gang members. Plus Biden's final scheme to cancel student loan debt before leaving office and more. Visit the Howie Carr Radio Network website to access columns, podcasts, and other exclusive content.