Podcasts about student loan debt

What does it take to break free from financial stress and become a changemaker in healthcare? In this episode, Dr. Andrea Austin connects with Michael Swartz, a fee-only financial planner and coach who specializes in guiding physicians from residency to retirement. Drawing from his work at Schwartz Financial Planning, and his Health and Wealthness podcast, Michael offers a roadmap for physicians to navigate financial challenges and align their careers with their purpose.They explore how the psychological weight of student loan debt can drive overwork and burnout, with Michael sharing strategies to reframe debt as an investment in future earning potential. He emphasizes the importance of a wealth-based mindset—where decisions are driven by values, not just income—and provides practical advice on balancing clinical demands with personal well-being. From empowering physicians to say “no” to toxic work environments to planning for a sustainable retirement. The conversation also covers the pitfalls of rigid financial goals, the power of coaching to shift mindsets, and the importance of surrounding yourself with supportive professionals who share your vision for change.If you're a physician feeling trapped by student loans, overwork, or a misaligned career, this episode provides actionable tools and inspiration to reclaim financial and personal freedom.Together, they dive into:Reframing student loan debt as an investment in earning potential, not a burdenBalancing clinical work with personal well-being to avoid burnoutEmpowering physicians to make value-driven career decisions with financial confidencePractical retirement planning tips for high-income professionalsIf you're a physician feeling trapped by financial pressures or seeking to align your career with your purpose, this episode offers actionable strategies to reclaim control and drive meaningful change.About the Guest:“I help physicians find clarity and confidence in their financial and personal lives.” – Michael SwartzMichael Swartz is a fee-only financial planner, coach, and owner of Schwartz Financial Planning, specializing in financial planning for physicians from residency to retirement. He is the author and host of Health and Wealthness, a book and podcast dedicated to guiding physicians through financial and life transitions. With personal insight from his wife's career as a physician assistant, Michael helps physicians navigate student loans, career transitions, and retirement planning with a focus on empowerment and well-being.

How much do you owe in student loans?

Dear Dave, Our daughter is a student, and she has ,000 in student loan debt. She works part-time, and has a couple of scholarships, but she has borrowed a little along the way to bridge gaps. Her uncle recently sold his business, and he told us he would like to give her a gift of ,000. We've talked to her about this, and we'd like to guide her in the smartest possible direction. Should she begin planning for the future, and use this gift to start investing, or should she use it to pay off her student loans? Gilbert Dear...Article Link

A former IRD prosecutor is calling for changes to the student loan system so that Kiwis living overseas aren't put off coming home because they're worried about being arrested at the border. In April, interest rates for overseas borrowers was lifted from 3.9% to 4.9% and the late payment interest rate for all borrowers to 8.9%. Tax barrister Dave Ananth says this is putting people off returning to New Zealand at a time we should be encouraging skilled people to come home. Bella Craig reports.

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David Aizuss is a seasoned financial professional dedicated to helping individuals navigate the intricacies of student loans. With a background as a commercial real estate appraiser David developed a sharp eye for financial nuances and honed his analytical skills.  As a student loan advisor, David brings a wealth of knowledge to the table. His experience in both commercial real estate and mortage lending uniquely positions him to offer comprehensive insightes into financial planning. Learn more about David at studentloanplanner.com Contact Julie at theveterinarylifecoach.com

Mike Stephen discusses the student loan debt problem in Illinois with Illinois Answers Project journalist Claire Murphy, gets the lowdown on new local music from AJ Rosales, and discovers the Secret History of the 1960s Chicago doo-wop group The Radiants.

Your 60-second money minute. Today's topic: Student Loan Debt Crushes Credit

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3145: Jen Hayes reflects on how student loan debt, while burdensome, became a catalyst for personal growth, minimalism, and financial transformation. Her story challenges conventional thinking about debt, offering a powerful perspective shift that turns regret into gratitude. Read along with the original article(s) here: https://www.jenhayes.me//why-im-grateful-for-my-student-loan-debt/ Quotes to ponder: "I now realize how empty and unfulfilling a materialistic life is." "I've learned my lesson about debt, and I will make better financial choices in the future." "If it weren't for my student loans, I probably never would've started this blog." Episode references: Georgetown University college cost analysis: https://cew.georgetown.edu/cew-reports/the-college-payoff/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3145: Jen Hayes reflects on how student loan debt, while burdensome, became a catalyst for personal growth, minimalism, and financial transformation. Her story challenges conventional thinking about debt, offering a powerful perspective shift that turns regret into gratitude. Read along with the original article(s) here: https://www.jenhayes.me//why-im-grateful-for-my-student-loan-debt/ Quotes to ponder: "I now realize how empty and unfulfilling a materialistic life is." "I've learned my lesson about debt, and I will make better financial choices in the future." "If it weren't for my student loans, I probably never would've started this blog." Episode references: Georgetown University college cost analysis: https://cew.georgetown.edu/cew-reports/the-college-payoff/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3145: Jen Hayes reflects on how student loan debt, while burdensome, became a catalyst for personal growth, minimalism, and financial transformation. Her story challenges conventional thinking about debt, offering a powerful perspective shift that turns regret into gratitude. Read along with the original article(s) here: https://www.jenhayes.me//why-im-grateful-for-my-student-loan-debt/ Quotes to ponder: "I now realize how empty and unfulfilling a materialistic life is." "I've learned my lesson about debt, and I will make better financial choices in the future." "If it weren't for my student loans, I probably never would've started this blog." Episode references: Georgetown University college cost analysis: https://cew.georgetown.edu/cew-reports/the-college-payoff/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Send us a textStudent loan debt, wage garnishment, tax refund seizures... What happens now that student loan collections are back in full force? In this episode, I break down how student loan debt ballooned to over $1.6 trillion, why millions of borrowers are at risk today, and the new collection tactics being implemented in 2025.--------------------------------

Studen loan debt collections resume in May and the impacted borrowers are mad at President Trump for this. The Apes give their thoughts on the whole situation and why Trump might have facilitated this. Then the guys discuss Nick Fuentes's critique of the black community and how black conservative influencers are actually in agreement with his assessment. 

On May 5th, 2025 President Donald Trump said that the student debt loan forgiveness will be over and people who have federal student loan debt must start repaying their loans. For Money Mondays, Jini Thorton joined the show to talk about how to navigate paying back their loans when they thought it would have been forgiven. See omnystudio.com/listener for privacy information.

Due Process Should You Remain Silent? Do our protected rights exist if we have to explicitly state we're protected by them? Must one evoke 5th Amendment Protections? Then Dr. Dean Lloyd Infallible Tools pt3 - Toward Anarchy

U.S. Department of Education to begin Federal Student Loan collections, other actions to help borrowers get back into repayment. After 5 years of not paying, this isn't going to be pretty. Steve Bannon blast DOJ inaction: "The Deep State is winning right now." Dick Durbin won't seek re-election and UK government approves new plans to dim the sun to fight "Runaway Climate Change."

Trump unveils a bold new move to make college grads pay back their student loans, and according to the guys, the days of dodging debt are over!

Student loan payments are back, and millions of borrowers have no idea they're already delinquent. In this episode, Brian Vaughan breaks down what's happening with student loans, how it could tank your credit score without warning, and what to do before applying for a mortgage. Plus, we dive into what's coming this summer with medical debt reform and a wild loan story involving a surprise job switch that actually saved a deal.   Key takeaways to listen for Student loan chaos: Why millions of Americans are unknowingly delinquent Steps to take if your student loans have damaged your mortgage eligibility Why pulling your credit report annually should be your new self-care ritual A game-changing credit policy shift that could open doors for buyers Reasons job changes mid-mortgage can derail deals and how to time them right   Resources mentioned in this episode Free Credit Report Annual Credit Report.com Credit Karma CreditWise | Free Credit Score, Credit Report & Monitoring   About Brian VaughanBrian is a loan officer and co-manager of Fairway Mortgage in Burlington. In addition to lending people money to buy homes, he takes his black tea with milk, quotes Shakespeare less than he would prefer, and is somewhat of a soccer fanatic. Brian lives in Georgia, VT, with his wife, four kids, and Goldendoodle, Dame Judi Dench.   Connect with Brian Website: Brian Vaughan, Burlington, VT - NMLS# 2046057 Instagram: @brianvaughanmortgages LinkedIn: Brian Vaughan Email: brian.vaughan@fairwaymc.com Phone Number: 802-489-7186   Connect with LeighPlease subscribe to this podcast on your favorite podcast app at https://pod.link/1153262163, and never miss a beat from Leigh by visiting https://leighbrown.com. DM Leigh Brown on Instagram @ LeighThomasBrown.   Sponsors"You Ask. Leigh Answers." Your Affordable Coaching ProgramHey there, real estate pros! Are you ready for some more Leigh Brown wisdom in your life? Then don't miss out on my brand-new program, "You Ask. Leigh Answers." It's your exclusive gateway to the insights and advice you need to supercharge your real estate business. With "You Ask. Leigh Answers." you get Direct Access to Leigh Brown, directly! Expert Coaching, Community Connection, and Extensive Resources. Whether listening to this on the go or watching at home, sign up today at Answers.RealEstate and take your business to the next level. Trust me, you'll be glad you did!  

The Trump administration is taking a different approach to student debt and many borrowers will notice it right away. In May, the Department of Education will begin collecting payments from borrowers in default, ending a pause that began during the pandemic. The government will withhold tax refunds and garnish wages to recover the debt. Geoff Bennett discussed more with Danielle Douglas-Gabriel. PBS News is supported by - https://www.pbs.org/newshour/about/funders

In this episode, we delve into the pressing issue of the student loan debt crisis, a topic that has sparked significant debate across political lines. Vance Crowe explores the historical context of student lending, tracing its evolution from private bank loans in the 1970s to the current state where the majority of loans are held by the government. This shift has led to skyrocketing education costs and a system where students are burdened with debt that is nearly impossible to discharge through bankruptcy. The host argues that the current system discourages entrepreneurship and family formation, and proposes solutions to address these systemic issues.The episode also touches on the cultural and corporate factors that have perpetuated the cycle of student debt, such as the role of HR departments in requiring degrees for employment to mitigate discrimination risks. The host suggests that removing bankruptcy protections for student loans and eliminating government involvement in lending could be viable solutions. Additionally, the episode briefly mentions the importance of legacy interviews, encouraging listeners to preserve their family histories through recorded interviews, especially with Mother's Day approaching.

President Donald Trump has vowed to eliminate the Department of Education. He also appears poised to make big changes to student loan programs. What could all this mean to people paying off their loans? Reporter: Rachel Livinal, KVPR A California non-profit is suing the Trump Administration over its decision to end humanitarian parole programs. This comes after the Trump administration announced Friday that it will end a program for some Latin American and Caribbean countries. Reporter: Madi Bolanos, The California Report Learn more about your ad choices. Visit megaphone.fm/adchoices

SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!The weight of medical school debt can feel overwhelming. When navigating student loan repayment in an uncertain political landscape, the big question is, should you pursue Public Service Loan Forgiveness or aggressively pay down debt? By understanding your complete debt profile, exploring all available options, and creating a personalized strategy aligned with your priorities, you transform overwhelming obligations into manageable steps toward financial freedom. Having a PLAN makes all the difference.FREE DOWNLOAD -  7 Considerations Before Starting Locum Tenens - https://darkos.lpages.co/7-considerations-before-locumsLINKS MENTIONED Wealth-Minded MD podcast Website - http://Wealthmindedmd.comQ&A and Suggestions Form - https://forms.clickup.com/9010110533/f/8cgpr25-4614/PEBFZN5LA6FKEIXTWFSend us a Voice Message - https://www.speakpipe.com/docsoutsidetheboxSIGN UP FOR OUR NEWSLETTER!WATCH THIS EPISODE ON YOUTUBE!Have a question for the podcast?Text us at 833-230-2860Twitter: @drniidarkoInstagram: @docsoutsidetheboxEmail: team@drniidarko.comMerch: https://docs-outside-the-box.creator-spring.com

SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!Taking control of your financial future sometimes means going against conventional wisdom. Dr. Brittne's story of paying off $138,000 in student loan debt in less than three years proves that physicians don't have to remain shackled to debt for decades. With the right strategy, financial freedom is within reach much sooner than most imagine.FREE DOWNLOAD -  7 Considerations Before Starting Locum Tenens - https://darkos.lpages.co/7-considerations-before-locumsLINKS MENTIONED Wealth-Minded MD podcast Website - http://Wealthmindedmd.comQ&A and Suggestions Form - https://forms.clickup.com/9010110533/f/8cgpr25-4614/PEBFZN5LA6FKEIXTWFSend us a Voice Message - https://www.speakpipe.com/docsoutsidetheboxSIGN UP FOR OUR NEWSLETTER! WATCH THIS EPISODE ON YOUTUBE!Have a question for the podcast?Text us at 833-230-2860Twitter: @drniidarkoInstagram: @docsoutsidetheboxEmail: team@drniidarko.comMerch: https://docs-outside-the-box.creator-spring.com

SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!Dr. Brittne Halford, co-host of Wealth-Minded MD podcast, joins us at Docs Outside the Box Podcast to reveal how she paid off $138,000 in student loan debt in less than three years while still traveling and investing. We also share our story on how we paid off $662k of student loan debt in 3 years. For physicians struggling with student loan repayment, tune in to learn how to take control of your financial destiny. We Discuss:0:00 Introduction03:13 Dr. Brittne's journey, family and background.07:46 How much debt Dr. Brittne had after Med school & Residency.10:09 Being savvy and smart with paying your debt. 14:32 How to survive residency + pay debt at the same time.18:50 Investing and the necessity of building habits early.20:57 Paying off debt as a couple.28:19 How we paid off $662k of student loan debt in 3 years.31:09 How Dr. Brittne consistently paid off her debt as an attending.36:06 Real estate investments.37:03 PSLF uncertainties and advice on handling debt as a resident.44:20 Having a plan and goal when paying off debt.FREE DOWNLOAD -  7 Considerations Before Starting Locum Tenens - https://darkos.lpages.co/7-considerations-before-locumsLINKS MENTIONED Wealth-Minded MD podcast Website - http://Wealthmindedmd.comQ&A and Suggestions Form - https://forms.clickup.com/9010110533/f/8cgpr25-4614/PEBFZN5LA6FKEIXTWFSend us a Voice Message - https://www.speakpipe.com/docsoutsidetheboxSIGN UP FOR OUR NEWSLETTER! https://darkos.lpages.co/newsletter-signup/ WATCH THIS EPISODE ON YOUTUBE!Have a question for the podcast?Text us at 833-230-2860Twitter: @drniidarkoInstagram: @docsoutsidetheboxEmail: team@drniidarko.comMerch: https://docs-outside-the-box.creator-spring.com

Are you overwhelmed by student loan debt and unsure about your options? In this episode, Linzy is joined by expert Connor Pierce from Student Loan Planner to explore the ins and outs of student loans and how to effectively navigate loan forgiveness programs.Connor explains why student loans are unique compared to other types of debt and why the typical approach to debt repayment doesn't always apply. Connor and Linzy discuss the various forgiveness programs available, including the critical steps needed to ensure that you're on the right track and can maximize your potential for loan forgiveness. Connor also shares the tax implications that could surprise many borrowers who get their loans forgiven—knowledge that could save you thousands down the road.This episode is packed with important insights for anyone with student loans, especially therapists and health practitioners who may feel stuck or uncertain about their financial future. Tune in to learn how to clarify your student loan situation, optimize your forgiveness potential, and start making smarter financial decisions today.For a full transcript of the episode and much more, check out the blog post on our website! https://moneynutsandbolts.com/?p=17321 To watch a video version of this, check it out on YouTube: https://youtu.be/grYb_rueqTM Connect with Connor and Student Loan PlannerGot student loans but have no idea what to do with them? Our friends over at Student Loan Planner are the experts in all things student loans. They have consulted on over $4.3 billion in student debt, and found $1.4 billion in projected student loan savings for the professionals they have worked with.A LOT will be changing with a Trump Administration when it comes to student loans, so if you are looking to meet with an expert on how you can potentially save thousands on your student loan repayment, book a 1:1 consult using our referral link and get $100 off! https://www.studentloanplanner.com/moneynutsandboltsMentioned in this episode:Want to work with Linzy?Check out the FREE masterclass, The 4 Step Framework to Getting Your Business Finances Totally in Order, where you'll learn the framework that has helped hundreds of therapists go from money confusion and shame to calm and confidence, as well as the three biggest financial mistakes that therapists make. At the end, you'll be invited to join Money Skills for Therapists and get Linzy's support in getting your finances finally working for you. Click on the link to find a masterclass time that works for you! Register for Linzy's Free MasterclassCheck Out Relay for Business BankingStay calm and in control of your private practice finances when you sign up with Relay, my go-to online banking and money management platform. Plus, if you use my link, you'll get a $50 sign up bonus once you fund your account. *Sign Up for Relay

Is College Worth It in 2025? 4 Key Factors to Consider: Is college still the best path to success in 2025? Or is it just a huge investment with no guaranteed return? With tuition prices climbing and more people landing jobs that don't even require their degree, it's time to rethink the college conversation. Before you commit four years and six figures, let's break down four things you NEED to consider before deciding if college is worth it for you.

Is College Worth It in 2025? 4 Key Factors to Consider: Is college still the best path to success in 2025? Or is it just a huge investment with no guaranteed return? With tuition prices climbing and more people landing jobs that don't even require their degree, it's time to rethink the college conversation. Before you commit four years and six figures, let's break down four things you NEED to consider before deciding if college is worth it for you.

We're pulling back the curtain on student loans with expert and founder of Student Loan Planner, Travis Hornsby. Initially impacting younger borrowers, the student loan crisis now affects those in their 40s, 50s, and even 60s. The balances are getting bigger, lasting longer and rules are becoming more complex! It can be confusing, but this episode will give you clarity and help you tackle your student loan challenges head-on. We explore smart repayment strategies, student loan forgiveness, the impact of current and future government policies and more.   

Ready to break free from the chains of debt and set your sights on financial freedom? Discover the journey that turned my family's finances around, inspired by the principles of Dave Ramsey's Financial Peace University. I share our story of tackling student loans and high-interest rates, all while juggling the beautiful chaos of motherhood and running a handmade business. Learn how societal norms didn't deter us from bucking the trend of debt acceptance and find out how you too can empower yourself to turn a side hustle into a sustainable, thriving business—even during nap time.EPISODE NOTES: https://kaseyclin.com/blogs/podcast/saving-money-when-money-is-tight-how-we-are-paying-off-hundreds-of-thousands-in-student-loan-debtThanks for listening! Click one of the links below to. Learn how to design for crafting machines such as Cricut, Silhouette, Glowforge, sublimation or embroidery. Check out my designs on Etsy

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions!---Download our FREE Financial Planning Workbook for 2025!

In this episode of the Cashology Podcast, Justin sits down with Esmé Ramos, a seasoned banking professional with 16 years of experience, to discuss effective strategies for managing student loan debt. Drawing from her expertise as a branch manager of one of FNBO's busiest locations, Esmé shares seven practical approaches to tackle not just student loans, but any type of loan debt.The conversation explores various debt management strategies, from making extra payments and refinancing for better terms to setting up automatic payments and implementing biweekly payment schedules. Esmé emphasizes the importance of prioritizing high-interest loans and maintaining regular financial check-ups with trusted advisors. The discussion also touches on creative ways to boost income for debt repayment while maintaining a healthy work-life balance.Throughout the episode, Esmé's passion for helping clients achieve their financial goals shines through, as she provides actionable advice that can be customized to individual situations and financial circumstances.Listen here and follow @CashologybyFNBO® on YouTube for more!

Known for his practical and accessible guidance, Stanley Tate, an expert attorney in student loan law, has become an indispensable resource for student loan borrowers of diverse backgrounds.  In this conversation, Jessica and Brandon dive into the complexities of the student loan debt landscape and its emotional toll on borrowers. From navigating federal, private and Parent PLUS loans, to strategies for finding relief through repayment options and bankruptcy, this episode is packed with expert insights and practical steps you can take to reassess your  decisions regarding student loans, repayment and the ROI of college.Watch this episode in video form on YouTubeLeave us a question in the form of a voicemail You can email us at: thesugardaddypodcast@gmail.comBe sure to connect with us on socials @thesugardaddypodcast we are most active on InstagramLearn more about Brandon and schedule a free 30-minute introductory call with him here: https://www.oakcityfinancial.usNotes from the show:https://www.tateesq.com/https://www.youtube.com/@stanleytate

Send us a textIn this episode of the Retire Early Retire Now podcast, host Hunter Kelly, a Certified Financial Planner, delves into strategies to manage student loan debt for high-income earners, particularly new doctors and attorneys. He discusses the importance of understanding the landscape of student loans, including federal and private loans, interest rates, and repayment statuses. The episode covers income-driven repayment plans, public service loan forgiveness, and loan consolidation or refinancing options. Hunter also emphasizes balancing debt repayment with other financial goals such as retirement savings and building an emergency fund, and offers practical tips for paying off debt faster. He encourages listeners to live modestly post-residency and automate payments to achieve financial freedom more efficiently.00:00 Introduction to the Podcast01:27 Understanding Student Loan Debt03:45 Federal Loan Repayment Strategies04:59 Public Service Loan Forgiveness Overview06:16 Loan Consolidation and Refinancing10:10 Balancing Debt with Financial Goals14:27 Practical Tips for Faster Debt Repayment16:52 Conclusion and Next StepsCheck out the Palm Valley Wealth Management WebsitePalmValleywm.comCheck us out on InstagramLinkedIn FacebookListen to the Podcast Here! AppleSpotify

This week on "Off The Cuff," Beth and Karen are joined by U.S. Department of Education Under Secretary James Kvaal. With just a little under a week until a new administration takes over, James discusses ED's priorities over the past four years, including FAFSA simplification and student loan debt relief. The group also digs into the upcoming gainful employment (GE) and financial value transparency (FVT) institutional reporting deadline. Finally, James wraps things up by discussing what is next for ED as his tenure comes to an end.

In this episode of The Shared Practices Podcast, Dr. Scott Leune and Richard Low tackle one of the biggest financial obstacles for dentists—student loan debt. They break down the three critical phases of managing student loans, why paying them off too early can be a mistake, and how owning a practice is the fastest path to financial success. If you're feeling trapped by debt and unsure of your next steps, this episode will reframe your mindset and provide a clear roadmap to long-term wealth and freedom.

Fed fallout continues after a massive bust of Venezuelan migrant gang members. Plus Biden's final scheme to cancel student loan debt before leaving office and more. Visit the Howie Carr Radio Network website to access columns, podcasts, and other exclusive content.

John in Pennsylvania doesn't have bonds in his investment portfolio. Should he add them, and if so, where? That's today on Your Money, Your Wealth® podcast number 508 with Joe Anderson, CFP® and Big Al Clopine, CPA. The fellas also spitball on retirement plans for James in Tierrasanta, California, who has $4 million plus annuities, Esther in the San Francisco Bay Area, who has nearly $12M net worth, and Tiger and Lioness, who wonder about a safe level of lifestyle creep. Also, Charlie in Castlerock, Colorado has an “exciting” new question on how to balance collecting Social Security with making withdrawals from his pre-tax retirement account for living expenses. And a Worrywart Mom in Seattle asks whether her 27-year-old daughter should focus on paying off her student loans or saving for the future. Access all the following free financial resources and the episode transcript: https://bit.ly/ymyw-508 DOWNLOAD the Retirement Income Strategies Guide DOWNLOAD the Social Security Handbook DOWNLOAD the Retirement Readiness Guide WATCH Retirement Sabotage! on YMYW TV REQUEST: Ask Joe & Big Al for your Retirement Spitball Analysis SCHEDULE: free financial assessment SUBSCRIBE: YMYW on YouTube DOWNLOAD: more free guides READ: financial blogs WATCH: educational videos SUBSCRIBE: YMYW Newsletter Timestamps: 00:00 - Intro: This Week on the YMYW Podcast 00:58 - Where Should We Add Bonds in Our Investment Portfolio? (John, PA) 06:58 - Does Our Retirement Spending Plan Work? What's a Safe Level of Lifestyle Creep? (Tiger & Lioness) 13:39 - Download the Retirement Income Strategies Guide for free 14:24 - Collecting Social Security vs. Living Off of Pre-Tax Retirement Withdrawals (Charlie, Castlerock, CO) 21:52 - Download the Social Security Handbook for free 22:27 - Should 27 Year Old Pay Off Student Loan or Save for the Future? (Worrywart Mom, Seattle, WA) 27:01 - I Have $11.8M Net Worth and Want to Retire in 2 Years. Can I Pull This Off? (Esther, SF Bay Area) 32:41 - Watch Retirement Sabotage: 12 Post-Retirement Money Mistakes to Avoid on YMYW TV, download the Retirement Readiness Guide for free 33:40 - We Have $4M + Annuities and Want $180K/Year in Retirement. What Do You Think? (James, Tierrasanta, CA) 39:42 - Outro: Next Week on the YMYW Podcast

Joe Anderson, CFP® and Big Al Clopine, CPA spitball on paying the tax on your Roth conversions on Your Money, Your Wealth® podcast number 507. If you take the money out of your retirement account, what does Joe mean that you'll be “paying the tax to pay the tax to pay the tax”? Can you pay it from the Roth account itself, or from your monthly pension tax withholding? Are the fellas wrong on this whole topic altogether? They also spitball on withdrawing Roth 401(k) contributions that were rolled to an IRA, those infamous 5-year rules for withdrawals from Roth accounts, when to do Roth conversions, saving to tax-deferred, taxable, or tax-free accounts, and how long-term capital gains taxes fit into the picture. Plus, consolidating individual stock investments and the fate of the home office deduction, and what Joe thinks about the Apple Podcasts reviewer that says he's checked out. Access all the free financial resources and the episode transcript: https://bit.ly/ymyw-507 DOWNLOAD The 5 Year Rules for Roth IRA Withdrawals  DOWNLOAD The Withdrawal Strategy Guide WATCH How to Break Through Retirement Barriers on YMYW TV CALCULATE your free Financial Blueprint REQUEST: Ask Joe & Big Al for your Retirement Spitball Analysis SCHEDULE: free financial assessment SUBSCRIBE: YMYW on YouTube DOWNLOAD: more free guides READ: financial blogs WATCH: educational videos SUBSCRIBE: YMYW Newsletter Timestamps: 00:00 - Intro: This Week on the YMYW Podcast 01:06 - Can I Withdraw Roth 401(k) Contributions That Were Rolled to IRA? (Peter LemonJello, FL) 05:32 - Paying the Tax to Pay the Tax” on Roth Conversions Clarified (David) 09:13 - Should We Save to Tax-Deferred Accounts, Backdoor Roth, or Brokerage? (David & Victoria, Cincinnati, OH) 15:23 - Watch How to Break Through Retirement Barriers on YMYW TV, Calculate Your Free Financial Blueprint 16:17 - Should I Do Roth Conversions at Age 66 If I Want to Retire at 70? (Mike, PA) 17:49 - You're Wrong About Roth Conversion Tax Payments (Robert, YouTube) 20:20 - Can I Pay Roth Conversion Tax From Monthly Pension Withholding? (Big Toe Knee, YouTube) 20:45 - Should I Consolidate Individual Stocks Into ETFs? (Lu, YouTube) 22:44 - Do I Understand the 5-Year Rules for Roth Withdrawals? (NR, YouTube) 25:51 - Download the 5-Year Rules for Roth IRA Withdrawals and the Withdrawal Strategy Guide 26:39 - Was the Home Office Deduction Eliminated Under the Tax Cuts and Jobs Act? (George, YouTube) 27:30 - Contributing to Roth vs. Pre-Tax: Would It Count as Long-Term Capital Gains? (Moriel, YouTube) 30:16 - Is it a Good Idea to Pay Roth Conversion Tax Out of the Roth? (Michelle, Facebook) 31:35 - Joe is Completely Checked Out (Anonymous Apple Podcasts Review) 33:19 - Outro: Next Week on the YMYW Podcast

Student loan debt can be daunting, as it stays with you for years post-graduation and there are several philosophies on how to work payments into your financial plan. The guys are joined by a special guest to discuss PAYE versus SAVE payment plans, average rates and considerations of refinancing your loans.   LINKS cainwatters.com Submit a Question Facebook | YouTube

In this episode of the On Adventure Podcast, I sit down with my friend and former colleague, Matt Miner, to talk about his unique take on adventure. From growing up in Seattle and Tucson to now running his own wealth management firm, Matt shares the pivotal moments that shaped his life and career. We explore what it means to embrace life's challenges, how intentional planning creates opportunities, and why staying true to your values makes all the difference. Whether it's his love for the outdoors, paying off substantial debt, or helping his kids prepare for adulthood, Matt's story is full of practical wisdom and honest reflections. If you've ever wondered how to navigate big life transitions while staying grounded, this conversation is for you. Timeline Summary [00:00] Introduction - Welcoming Matt Miner and a look at his journey. [02:00] Roots and Resilience - Growing up in Seattle, moving to Tucson, and finding adventure outdoors. [06:30] Career Transitions - From corporate roles to entrepreneurship: lessons learned. [12:00] Debt-Free Milestone - How Matt's family paid off $225,000 in debt and moved forward. [19:00] The Outdoors Connection - Hunting, backpacking, and building community. [26:15] Journaling for Growth - Using writing to reflect and move forward. [33:45] Family Legacy - Preparing the next generation with life skills and values. [36:00] Key Takeaways - The power of knowing your values and making intentional choices. Links & Resources Miner Wealth Management Dave Ramsey's The Total Money Makeover Ridgeline Wealth Advisors Newsletter Closing Remarks If you enjoyed this episode, subscribe to the show and leave a review. Your support helps us bring more thoughtful conversations like this one to life.

If you're one of the 43 million Americans currently living under the crushing weight of student loan debt, that's by design, not personal failure. Under our late-stage capitalist system, the cost of a college degree has far outpaced the wages offered to pay for it.  Tiffany Konyen, a Doctoral Candidate in the Anthropology and Social Change department at the California Institute of Integral Studies in San Francisco, wants to change how America thinks about financing education for its citizens. Their research offers insight into the impacts of student loan debt on material life conditions and processes of transformation within graduate education in the US.  GUEST BIO Tiffany Konyen (she/they) is a Doctoral Candidate in the Anthropology and Social Change Department at the California Institute of Integral Studies in San Francisco, CA. Their research offers insight into the impacts of student loan debt on material life conditions, as well as on processes of transformation within graduate education in the US. They are a member and organizer with the Debt Collective, the country's first Debtor's Union with the expressed purpose of collectively de-stigmatizing and leveraging experiences of indebtedness towards systemic change. Authentic Leaders Group  Are you a therapist stepping into leadership for the first time?  Or maybe you've been in a leadership position for a while, but are bumping up against new struggles? Our Authentic Leadership Group is here to help you become the authentic and wholehearted leader you aspire to be.  Next cohort starts November 2024!  Join Sarah in this journey of self-discovery and leadership mastery, where you'll enhance your leadership skills and forge meaningful connections with fellow therapists who are committed to their own growth and the betterment of the therapy field. Register now at https://bit.ly/cwhauthenticleaders Right Use of Power™ Basics Training in Chicago Right Use of Power™ is a dynamic, inspiring, and relational approach to the ethical use of power to promote well-being, the common good and right relationship. Our Basics Training is a 5-hour in-person learning experience for people who want to deepen their understanding of power and start to learn how to use power with strength and heart.  When: Friday, November 15, 2024 - 10:00am-4:00pm CST Where: Head/Heart Therapy, 4411 N. Ravenswood, Suite 250, Chicago Cost: Pay what you can $100-$225 includes 4 ethics CEs! Learn more and sign up at https://bit.ly/cwhrup Know the Numbers/Navigate the Feelings: Financial Literacy for Group Practice Owners Join Aggie Chydzinski and Sarah Buino for an engaging and interactive online workshop designed specifically for group practice owners. Gain valuable insights into financial literacy and begin to build confidence in your business management skills. This workshop will equip you with essential tools to understand the numbers and address the emotions surrounding your business finances. Designed for group practice owners of businesses large and small.  Details: 7pm CST Live on Zoom - Third Thursday of every month (starting Oct. 17, 2024) Cost: Pay what you can. Guests who pay $17 or more will receive access to the recorded webinar. Save your spot here: https://bit.ly/cwhgpfinancial The New Perimenopause: What Every Psychotherapist Should Know Perimenopause is a natural developmental stage and yet women (and folks with uteruses) are so often caught off guard by this important (albeit bumpy) rite of passage. Now more than ever before there are options to support women with both the mental and physical health vulnerabilities that can pop up during these years that lead up to menopause. Join Jessica Fruchter in partnership with Head/Heart Business Therapy Friday, December 6 to discuss all things perimenopause through the lenses of mind, body and spirit. RSVP at tinyurl.com/perimenochicago SUPPORT THE SHOW Conversations With a Wounded Healer Merch Join our Patreon for gifts & perks Shop our Bookshop.org store and support local booksellers Share a rating & review of this show *** Let's be friends! You can find us in the following places… Sarah's Website: https://www.headheartbiztherapy.com/podcast Facebook: https://www.facebook.com/HeadHeartBizTherapy/ Instagram: @headheartbiztherapy Anne's Website: https://www.spareroomwellness.com Instagram: @spareroomwellness

In this episode, you'll learn:How to lay a strong financial foundation before investing.Why mindset around money is critical to your investment success.The biggest mistake Gino made with his first property and how to avoid it.Choosing the right investment vehicle (multifamily anyone?).Smart strategies for using debt to fuel your investment portfolio.Why every property is a small business and how to treat it that way.Key Takeaways:"Money doesn't corrupt; it reveals" – Gino explains how your relationship with money influences your investment decisions.Start by choosing your vehicle (stocks, real estate, etc.), saving money, and investing it wisely.Understand the power of using debt responsibly to grow your portfolio.Exit strategies are key: Learn when to cash in on equity, refinance, or hold long-term.Top Advice from Gino:Build a solid financial foundation before investing.Write down one word that defines how you feel about money. Your mindset matters!Pick your investment vehicle and dive deep into it – start with multifamily if you want long-term success.Use debt strategically to maximize your returns.Always have an exit plan for each deal!Ready to start your investment journey? Reach out to Gino and the team for guidance on how to build your real estate portfolio: Call us at 865-800-3905!Looking for more tips and strategies? Subscribe and hit the notification bell to catch our next how-to guide and dive deeper into the world of real estate investing! Don't miss out on learning how we've helped 100+ investors leave their W-2 jobs and close over 86,000 units!#RealEstateInvesting #MultifamilyInvesting #FirstInvestment #JakeandGino #PassiveIncome #DebtStrategies #InvestmentTips #FinancialFreedom We're here to help create multifamily entrepreneurs... Here's how: Brand New? Start Here: https://jakeandgino.mykajabi.com/free-wheelbarrowprofits Want To Get Into Multifamily Real Estate Or Scale Your Current Portfolio Faster? Apply to join our PREMIER MULTIFAMILY INVESTING COMMUNITY & MENTORSHIP PROGRAM. (*Note: Our community is not for beginner investors)

In this episode, Dr. Roz from Debt Free Degree shares her passion for helping students graduate debt-free through financial literacy, strategic planning, and her powerful Grit Blueprint. Discover how Dr. Roz has used her own experiences and expertise to empower young adults to achieve financial independence, avoid student loan debt, and build generational wealth. Learn about the current student loan crisis, the role of education in personal wealth, and how the Debt Free Degree Club can transform students' financial futures. This episode is a must-listen for students, parents, and anyone interested in higher education without the burden of debt. Disclaimer: Not advice. Educational purposes only. Not an endorsement for or against. Results not vetted. Views of the guests do not represent those of the host or show. Do your due diligence. Click here to join PodMatch (the "AirBNB" of Podcasting): https://www.joinpodmatch.com/drchrisloomdphd We couldn't do it without the support of our listeners. To help support the show: CashApp- https://cash.app/$drchrisloomdphd Venmo- https://account.venmo.com/u/Chris-Loo-4 Spotify- https://podcasters.spotify.com/pod/show/christopher-loo/support Buy Me a Coffee- https://www.buymeacoffee.com/chrisJx Click here to schedule a 1-on-1 private coaching call: https://www.drchrisloomdphd.com/book-online Click here to check out our e-courses and bookstore here: https://www.drchrisloomdphd.com/shop Click here to purchase my books on Amazon: https://amzn.to/2PaQn4p For audiobooks, visit: https://www.audible.com/author/Christopher-H-Loo-MD-PhD/B07WFKBG1F Follow our YouTube channel: https://www.youtube.com/chL1357 Follow us on Twitter: https://www.twitter.com/drchrisloomdphd Follow us on Instagram: https://www.instagram.com/thereal_drchrisloo Follow us on Threads: https://www.threads.net/@thereal_drchrisloo Follow us on TikTok: https://www.tiktok.com/@drchrisloomddphd Follow our Blog: https://www.drchrisloomdphd.com/blog Follow the podcast on Spotify: https://open.spotify.com/show/3NkM6US7cjsiAYTBjWGdx6?si=1da9d0a17be14d18 Subscribe to our Substack newsletter: https://substack.com/@drchrisloomdphd1 Subscribe to our Medium newsletter: https://medium.com/@drchrisloomdphd Subscribe to our email newsletter: ⁠https://financial-freedom-for-physicians.ck.page/b4622e816d⁠ Subscribe to our LinkedIn newsletter: https://www.linkedin.com/build-relation/newsletter-follow?entityUrn=6992935013231071233 Thank you to our advertisers on Spotify. Financial Freedom for Physicians, Copyright 2024 --- Support this podcast: https://podcasters.spotify.com/pod/show/christopher-loo/support

SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!Drs. Nii and Renée come together to discuss a recent study published by Health Affairs that contrasts the lack of diversity among US physicians to the impact of debt on the populations that are underrepresented in medicine. The study asserts that understanding the differential burden of debt by race and ethnicity may help to determine strategies to address the lack of diversity, including scholarships, debt relief and financial guidance. Things to expect in this episode:Nii & Renee's micro and macro habits, plus motivation vs. systemsNii checks in with his mentee, and the role significant others play in career plans Outgoing surgeon from the Society of Thoracic Surgeons attacks affirmative action in presentationThe oftentimes prohibitive financial investment of going to medical school, including applying to and being dismissed fromMedical student, devastated by her total medical school debt, posts on InstagramInternational Healthcare Volunteers: ihcv.orgHealth Affairs article, Differences in Debt Among Postgraduate Medical Residents by Self-Designated Race and Ethnicity, 2014-2019WE WANT TO HEAR FROM YOU!!!!TELL US WHAT YOU WANT TO HEAR ON FUTURE EPISODES!!!!FILL OUT THE DOCS OUTSIDE THE BOX PODCAST SURVEY (in partnership w INCROWD)INCROWDMAKE EXTRA MONEY AS A RESIDENT OR ATTENDING - COMPLETE MEDICAL SURVEYS WITH INCROWDWATCH THIS EPISODE ON YOUTUBE!Join our communityText word PODCAST to 833-230-2860Twitter: @drniidarkoInstagram: @drniidarkoEmail: team@drniidarko.comPodcasting Course: www.docswhopodcast.comMerch: https://docs-outside-the-box.creator-spring.comThis episode is edited by:Your Podcast PalThis episode is sponsored byLocumstory. Learn how locum tenens helps doctors make more and have the lifestyle they deserve!. Check them out HERE!

In this episode, Lisa talks to The Heritage Foundation's EJ Antoni about the impact of inflation and rising prices on Americans under the Biden administration. EJ compares the economies under Trump and Biden, highlighting the negative effects of higher home prices and interest rates. The conversation also touches on Biden's plans to cancel student loan debt and the potential tools he may use to boost the economy. The Truth with Lisa Boothe is part of the Clay Travis & Buck Sexton Podcast Network - new episodes debut every Monday & Thursday. Follow Clay & Buck on YouTube: https://www.youtube.com/c/clayandbuckSee omnystudio.com/listener for privacy information.

We've got everything you need to be ready for today's total solar eclipse. (Except for those glasses...you're on your own there!) The Biden administration is taking another crack at an issue it's struggled to get through the courts. And this weekend marked six months of the war in Gaza — with still no clarity on how it might end.Want more comprehensive analysis of the most important news of the day, plus a little fun? Subscribe to the Up First newsletter.Today's episode of Up First was edited by Russell Lewis, Steve Drummond, Mark Katkov, Lisa Thomson and Ben Adler. It was produced by Ziad Buchh, Ben Abrams and Nina Kravinsky. We get engineering support from Stacey Abbott, and our technical director is Zac Coleman.Learn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy