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This week we chop it up with our dear homie, Jon-Luke proud proprietor of @staystrongco the world's greatest hot sauce! Go to staystrongco.org today and grab the holy trinity: The Sh!t, The Sh!ts, and Lowlife Chopper Sauce! Amen!Check out our shops and socials:www.thelowlifepodcast.comHosted by:@rynoresto & @noluckpaintworksSponsored by:@deadbeatcustoms@staystrongcollc@oxfordco.choppers@steelcityblacksmithing#lowlife #podcast #choppers #motorcycles #diy #garagebuilt #vanner #hotrods
The life that I was living was fake. Jason I didn't understand what I was looking for. Jackie We start falling out of the sky. Jason Parents Jason and Jackie Gabriel have five children, Jacob, Jon Luke, Joi, Jada, and Jewel, even though Jackie was told, she would not have children at all. The Gabriel family are overcomers who tell how God never left them through the difficulty of leaving a promising military career, life threatening car accidents and airplane drops, and serious health scares. Now they pastor a church and their children bring a variety of different gifts to brighten their home and ministry. Our nation is being attacked right now. We are now at war. Jason The Lord told him, Your time's up.' Jackie She prays with us when I get scared. Jada It was more of a religious thing that focused on the outward versus the inward. Jackie You had a choice to go to Heaven's Gates or Hell's Flames and in that moment I knew that I had to make a choice. Jason I knew I encountered God. I knew I was changed instantly. Jackie We have to do surgery. We have to operate. Jason Major complications. She almost died. Jason It was very overwhelming. Jackie What God has in store is so much better. Jason For shows and more subscribe at parentcompass.tv/subscribe or download the Parent Compass App. To support this ministry financially, visit: https://www.oneplace.com/donate/1493/29
#MNCAA Episode 118 Presented by #TheSotapod
Jon Luke Thomas joins the show to ramble about our favorite voice actors!
This week we're joined by Ryno's long lost twin brothur, Jon-Luke aka @staystrongco aka "Rides with Sauce" as he takes us cross country with a harrowing tale of international intrigue; from the lawless Mexican deserts of the El Diablo Run, to the soggy grundle of the Pacific NorthWest, and back East through gallons of rain, softball-sized hail, tornadoes, and floral pant wearing incense burning hippies running afoul. Do not miss a second! linktr.ee/lowlifechopperpodcast Sponsors: lowbrowcustoms.com deadbeatcustoms.com steelcityblacksmithing.com noluckpaintworks.bigcartel.com chopshit.com --- Support this podcast: https://podcasters.spotify.com/pod/show/lowlifechopperpodcast/support
Renders genius Ian Zelbo joins me on this episode. We chat over how he started in Blender, designing Jon Prosser's new FPT set, working day-to-day with Jon & Luke and his plans for the future. This one is not to be missed! 00:00 Intro 01:30 Ian and art and getting started 02:50 Blender & 3D 07:10 Career plans 09:10 Starting to work for Jon 12:50 How the process works 15:00 Luke & the Mac Studio 17:55 The Pixel Watch & MacBook Air with Jon 20:00 What's coming in Tech-tember 22:15 Mac Pro 26:00 Uni/work balance 27:25 The FPT set design 31:50 Having to work on PC 33:30 Following online trends 36:15 What its like when it goes wrong 37:10 AR/VR Headset 39:45 Apple's take on the leaks 44:20 THE S22 Ultra 46:25 iOS 16 beta 49:00 Final Cut v Premiere 53:00 Wrapping up Follow Ian on Twitter - https://twitter.com/ianzelbo Check out his latest work on his website - Zelbo.nyc DONATE TO THE CHANNEL - HELP IT GROW https://withkoji.com/@Dtalkingtech CAMERA CROWDFUNDING https://koji.to/k/6Fpx Join my Discord server https://discord.gg/tmMZPqhp Subscribe to me on YouTube https://www.youtube.com/c/DavidLewistalkingtechandaudio FOLLOW ME ON SOCIAL MEDIA Twitter @Dtalkingtech READ ME I publish regularly on Medium and you can find my blogs here https://medium.com/@Davidtalkingtech HIRE ME If you'd like me to voice your campaign, get in touch https://www.talkingtechandaudio.com/hireme GET IN TOUCH david@talkingtechandaudio.com SUBSCRIBE TO MY FREE MAILING LIST - GET A BEHIND THE SCENES WEEKLY VIDEO https://www.talkingtechandaudio.com
This episode, Joanne conversation with Jon-Luke West includes ideas on law of attraction, Infinite time, chili and debugging code. One of the best ways to help you go from feeling stressed and frustrated to feeling relaxed and motivated - is to have a good conversation with someone. Really deep dive in topics that inspire you to allow - feel - live your best self. When you are living your best self - that's when the Manifesting Magic happens! I hope you enjoy the show as much as I enjoyed getting to know Jon-Luke
I wanted to do a quick shout to my upcoming special guests in February - Jon-Luke West and Anne Borow-Lawrence. wow! They both have hyphenated names! I hope you enjoy my conversations with Jon-Luke on February 15 and Anne on February 22 -- both of them brought so much energy and aliveness to my day after our chat. In fact, this is how I hope you'll feel after listening to this podcast --- I want to help you go from feeling stressed and frustrated to feeling relaxed and motivated! Be sure to check out my website - www.joannemorton.com to find out how you can work with me and get involved with the Manifesting Mobile - a interactive community engagement art project! Thank you for your support ... and if you would like to learn how to become a PATREON supporter - please visit: https://www.patreon.com/magicpassionlove
Tonton Chris et RaphaHell reviennent sur la carrière de Luke Harper/Brodie Lee, en hommage à Jon Huber, interprète des deux personnages à la WWE et AEW qui vient de nous quitter. Immense crado du bayou, disciple du gourou Bray Wyatt, champion par équipes avec son frère Rowan au marteau, leader d'une faction obscure, champion télévisé... Quels sont vos souvenirs de Jon Huber ? Rest in Peace.
CAUSES: Honor RBG's Dying Wishes: https://sign.moveon.org/petitions/do-not-fill-ruth-bader-ginsburg-s-supreme-court-seat-until-after-the-2021-inauguration Support Gender Equity: https://www.globalfundforwomen.org/apply-for-a-grant/ Gender Equity for Children: https://globalfundforchildren.org/our-partners/focus-areas/gender-equity/ GUEST INFO: Stig's Insta: https://www.instagram.com/stigregs/ OUR ACTORS: Meghan: https://www.instagram.com/meghanorkins/ Amalia: https://www.instagram.com/gardenrxse/ Jon Luke: https://www.instagram.com/jonlukelassa/ MY SOCIALS: YouTube: https://www.youtube.com/channel/UCz_Vhna8zBnvk_Shj6q4PFA Insta: https://www.instagram.com/cbarth20/ Twitter: https://twitter.com/cbarth51 EPISODE SCRIPTS: plumpgoose.co YOUTUBE: https://www.youtube.com/channel/UCcBaUf7jCPsKXtK6aXclajg?view_as=subscriber
Our heroes discuss if Jon making Alex home before a big match caused Alex to botch! Also it finally happened...sit back and listen as Jon discusses his highly anticipated rematch with Luke Langley!
EP29 John Luke aka the Mad Scientist was a blast to talk to he is incredibly knowledgeable about many subjects obviously including timber stabilizing and colouring. After his career as a paratrooper he went on to join the army Golden Knights parachute team traveling the world doing competitions and demonstration. He then became a stay at home dad for the best part of 20 years and made knives for the sake of staying sane in between all the nappy changing and nose wiping. He quickly realized he wanted to start stabilizing in house. From there he spent time developing a system to allow him to get the results in the quickest time possible. Eventually allowing his work to be recognized all over the world. He gladly shares some of that with us in this interview. Jon Luke’s links Instagram https://www.instagram.com/mad_scientist_knife_scales/ Toby Fire and Steel T shirt Pre-order https://www.tobyfireandsteel.com/shop/tshirt-tfs-preorder Find us at https://www.instagram.com/tobyfireandsteel/ https://www.facebook.com/MurrillandSon/ Products and site www.tobyfireandsteel.com Email toby@tobyfireandsteel.com TFS Knife maker Challenge Group on Facebook https://www.facebook.com/groups/711126822742169/ Knifeprint Toby Fire and steel affiliate link https://l.facebook.com/l.php?u=https%3A%2F%2Fwww.knifeprint.com%2Fu%2Fy87qj%3Ffbclid%3DIwAR235nUO3k087eIrzRRh6cdIeKKCHPnKe_CZN8OAzvY0XyrfykizY-0LLf4&h=AT0zAGSzTx8KfblYl4OsEl0KdrpAkuWB2jlbdZcK2Ow1jtNfjxxqHTalGuddV1hZhTq6R99UBfUtZwYskflb4uSionvXkVrjl6NqptDVMboOXYB0EzVGlJJNAmykASe1LFz6Hg I am micro-investing with Raiz. If you join using this link, we will both get $5 when you use my invite code: https://app.raizinvest.com.au/invite/BQ3EL6
Join us this week as we sit down with the illustrious Jon Luke Harvey to talk cursed Tik Toks, high school stories, and just about everything else!
Welcome to the future. It sucks. Think you know pain? You don't know pain until you've had your face literally cut in half by a jagged machete in the north block of this dystopian prison hell hole. Think you know pain? Riki-oh knows pain. And from the second he walks into prison, he's dishing it out, too. Commentology fan favorite Jon Luke joins The Boys on a journey through the incredibly violent feature that is Riki-Oh: The Story of Ricky. Be warned: few heads are left unsquashed. Praise be to the gods of pre-CGI. We're watching this feature on Youtube: https://www.youtube.com/watch?v=ir_Cdr1L75w
Welcome to the future. It sucks. Think you know pain? You don't know pain until you've had your face literally cut in half by a jagged machete in the north block of this dystopian prison hell hole. Think you know pain? Riki-oh knows pain. And from the second he walks into prison, he's dishing it out, too. Commentology fan favorite Jon Luke joins The Boys on a journey through the incredibly violent feature that is Riki-Oh: The Story of Ricky. Be warned: few heads are left unsquashed. Praise be to the gods of pre-CGI. We're watching this feature on Youtube: https://www.youtube.com/watch?v=ir_Cdr1L75w
If there's one thing we know Commentology listeners love, it's TROOP CULTURE. From the minds that brought you the viral sensations "How To Be An American" and "Epic Rap Battle: Gun Owner vs Liberal", we present to you RANGE 15, a zombie thriller for the Testosterone Fueled American Male. Sorry, no girls allowed. I think we can all agree that NOTHING is more satisfying than watching OUR BOYS take on zombie hordes while downing straight whiskey and appreciating some good ol' American T&A. This week we're joined by propaganda expert and firearm enthusiast Jon Luke, who certainly bleeds red white and blue when he's not spitting beer all over our laptop. We're watching Range 15 on Amazon Prime, but it is also available on Youtube. Show Notes Mat Best videos: Enormous Weapon Firing https://www.instagram.com/p/BkP4C3mjBVZ/ How To Be An American https://www.youtube.com/watch?time_continue=2&v=2FhJmewvsZ0 Mat Best Music Fuck ISIS rap song (literally team America) https://www.youtube.com/watch?v=uWSKdlfiGC8 The Whistle Song https://www.youtube.com/watch?v=OF3mrffJ2TE Article 15 Merch Fuck Lettuce t-shirt https://article15clothing.com/products/f-ck-lettuce Namaste https://article15clothing.com/collections/mens/products/namaste All Lives Splatter https://article15clothing.com/collections/accessories/products/all-lives-splatter-patch Grant Me The Coffee/Whisky https://rangerup.com/collections/men/products/coffee-whiskey-prayer-t-shirt?variant=12189319168108 Caffeine + Hate https://rangerup.com/collections/men/products/preorder-caffeine-hate-skull-mug-vintage-t-shirt?variant=1453993656344 Jon’s Social Media Diet https://www.facebook.com/Barron-Trump-2260387537357647/?__tn__=kCH-R&eid=ARDEjaZX6GnrwskAUKhuKBeivMfXEt7tA4IUnHdyQgvJlWxJGyagzul6d0BChqjoqHAOzuslJ0vOpufH&hc_ref=ARTuFkhiOFBWgPt9GUIP2IWDuWN0gbFZOfc35klgpN18jMHM_zVyE-gWM_c20xiNxAA&fref=nf https://www.facebook.com/ChicksOnTheRight/?__tn__=kCH-R&eid=ARDoaGe9V9ljf8ln1ElpE7PGOnN6uQzBbNp347pprAjv1dfgjlrF0y-V6XPC1higFRGqznjLjBOmtAS5&hc_ref=ART-PkHzp0V8_ML1wu-x4wwOSd7BfV0wippOj8cLMyNpZBrYSTNA9iFA2id8kXaQD1c&fref=nf https://www.facebook.com/andre.richard.501?__tn__=%2CdCH-R-R&eid=ARAzsGBlogGXRpZ6xV6Psgy62VkSKYK5pVGSuucGLci2sXOJmCS50f9YhUrydI2DRHrMKokCZyJdcLXm&hc_ref=ARRLvxPhF30C-3Ms_ET-nwfWkQz0WThZXU9NSd3vWDnX0Xg_WscA23TF92JGW-hzBZM&fref=nf https://www.facebook.com/WeLovePresidentDonaldJTrump/?__tn__=kCH-R&eid=ARAPjA23QJr2DI-rhNBDtZhmVmTDWsBlDHr1nc95sV8YnjKZJhiVpb5yDSKbpCyo4lma7Q6zxmdu6_AM&hc_ref=ARQComscBPiGwIcu0LREKHU00elrqqXGGYuERsm7gCC8zgsTMEV-xvmm1MPTAVvhcmk&fref=nf&__xts__%5B0%5D=68.ARAd2hZYSvfkrd5AgKVjODiq1MnqBVWyTlQohpCJTbRzWrW_M7t1pZD6abstnKbJKeBC06Zx-qfDEwwbrUaTAAVW3SfRE5jafakSKw9lHKZZwu7XTHk8_iEevkKSBMFlBDKDVk2JuxMIoyvX4yR-6DWnHTRczUT-E7nIWCsM2gWF9zV9LX_aDReVgtsUexUKl8IpqPF3WlhYc_QAjrZbldkn_9_NIDdfHfk4CXK6taOwUZQOTOxGPHJhShUzhh_n2pwtC4B-sXhFc_8RU-2MNTKLefADW2g-qSqI2dqWF9YZXjMVldD_vgiacEAAJsbyrxZSfcc4tKQtjtKTjTg R Kelly "Do You Have Your Passport" https://www.youtube.com/watch?v=cnAri-0nSjo
If there's one thing we know Commentology listeners love, it's TROOP CULTURE. From the minds that brought you the viral sensations "How To Be An American" and "Epic Rap Battle: Gun Owner vs Liberal", we present to you RANGE 15, a zombie thriller for the Testosterone Fueled American Male. Sorry, no girls allowed. I think we can all agree that NOTHING is more satisfying than watching OUR BOYS take on zombie hordes while downing straight whiskey and appreciating some good ol' American T&A. This week we're joined by propaganda expert and firearm enthusiast Jon Luke, who certainly bleeds red white and blue when he's not spitting beer all over our laptop. We're watching Range 15 on Amazon Prime, but it is also available on Youtube. Show Notes Mat Best videos: Enormous Weapon Firing https://www.instagram.com/p/BkP4C3mjBVZ/ How To Be An American https://www.youtube.com/watch?time_continue=2&v=2FhJmewvsZ0 Mat Best Music Fuck ISIS rap song (literally team America) https://www.youtube.com/watch?v=uWSKdlfiGC8 The Whistle Song https://www.youtube.com/watch?v=OF3mrffJ2TE Article 15 Merch Fuck Lettuce t-shirt https://article15clothing.com/products/f-ck-lettuce Namaste https://article15clothing.com/collections/mens/products/namaste All Lives Splatter https://article15clothing.com/collections/accessories/products/all-lives-splatter-patch Grant Me The Coffee/Whisky https://rangerup.com/collections/men/products/coffee-whiskey-prayer-t-shirt?variant=12189319168108 Caffeine + Hate https://rangerup.com/collections/men/products/preorder-caffeine-hate-skull-mug-vintage-t-shirt?variant=1453993656344 Jon’s Social Media Diet https://www.facebook.com/Barron-Trump-2260387537357647/?__tn__=kCH-R&eid=ARDEjaZX6GnrwskAUKhuKBeivMfXEt7tA4IUnHdyQgvJlWxJGyagzul6d0BChqjoqHAOzuslJ0vOpufH&hc_ref=ARTuFkhiOFBWgPt9GUIP2IWDuWN0gbFZOfc35klgpN18jMHM_zVyE-gWM_c20xiNxAA&fref=nf https://www.facebook.com/ChicksOnTheRight/?__tn__=kCH-R&eid=ARDoaGe9V9ljf8ln1ElpE7PGOnN6uQzBbNp347pprAjv1dfgjlrF0y-V6XPC1higFRGqznjLjBOmtAS5&hc_ref=ART-PkHzp0V8_ML1wu-x4wwOSd7BfV0wippOj8cLMyNpZBrYSTNA9iFA2id8kXaQD1c&fref=nf https://www.facebook.com/andre.richard.501?__tn__=%2CdCH-R-R&eid=ARAzsGBlogGXRpZ6xV6Psgy62VkSKYK5pVGSuucGLci2sXOJmCS50f9YhUrydI2DRHrMKokCZyJdcLXm&hc_ref=ARRLvxPhF30C-3Ms_ET-nwfWkQz0WThZXU9NSd3vWDnX0Xg_WscA23TF92JGW-hzBZM&fref=nf https://www.facebook.com/WeLovePresidentDonaldJTrump/?__tn__=kCH-R&eid=ARAPjA23QJr2DI-rhNBDtZhmVmTDWsBlDHr1nc95sV8YnjKZJhiVpb5yDSKbpCyo4lma7Q6zxmdu6_AM&hc_ref=ARQComscBPiGwIcu0LREKHU00elrqqXGGYuERsm7gCC8zgsTMEV-xvmm1MPTAVvhcmk&fref=nf&__xts__%5B0%5D=68.ARAd2hZYSvfkrd5AgKVjODiq1MnqBVWyTlQohpCJTbRzWrW_M7t1pZD6abstnKbJKeBC06Zx-qfDEwwbrUaTAAVW3SfRE5jafakSKw9lHKZZwu7XTHk8_iEevkKSBMFlBDKDVk2JuxMIoyvX4yR-6DWnHTRczUT-E7nIWCsM2gWF9zV9LX_aDReVgtsUexUKl8IpqPF3WlhYc_QAjrZbldkn_9_NIDdfHfk4CXK6taOwUZQOTOxGPHJhShUzhh_n2pwtC4B-sXhFc_8RU-2MNTKLefADW2g-qSqI2dqWF9YZXjMVldD_vgiacEAAJsbyrxZSfcc4tKQtjtKTjTg R Kelly "Do You Have Your Passport" https://www.youtube.com/watch?v=cnAri-0nSjo
If there's one thing we know Commentology listeners love, it's TROOP CULTURE. From the minds that brought you the viral sensations "How To Be An American" and "Epic Rap Battle: Gun Owner vs Liberal", we present to you RANGE 15, a zombie thriller for the Testosterone Fueled American Male. Sorry, no girls allowed. I think we can all agree that NOTHING is more satisfying than watching OUR BOYS take on zombie hordes while downing straight whiskey and appreciating some good ol' American T&A. This week we're joined by propaganda expert and firearm enthusiast Jon Luke, who certainly bleeds red white and blue when he's not spitting beer all over our laptop. We're watching Range 15 on Amazon Prime, but it is also available on Youtube. Show Notes Mat Best videos: Enormous Weapon Firing https://www.instagram.com/p/BkP4C3mjBVZ/ How To Be An American https://www.youtube.com/watch?time_continue=2&v=2FhJmewvsZ0 Mat Best Music Fuck ISIS rap song (literally team America) https://www.youtube.com/watch?v=uWSKdlfiGC8 The Whistle Song https://www.youtube.com/watch?v=OF3mrffJ2TE Article 15 Merch Fuck Lettuce t-shirt https://article15clothing.com/products/f-ck-lettuce Namaste https://article15clothing.com/collections/mens/products/namaste All Lives Splatter https://article15clothing.com/collections/accessories/products/all-lives-splatter-patch Grant Me The Coffee/Whisky https://rangerup.com/collections/men/products/coffee-whiskey-prayer-t-shirt?variant=12189319168108 Caffeine + Hate https://rangerup.com/collections/men/products/preorder-caffeine-hate-skull-mug-vintage-t-shirt?variant=1453993656344 Jon’s Social Media Diet https://www.facebook.com/Barron-Trump-2260387537357647/?__tn__=kCH-R&eid=ARDEjaZX6GnrwskAUKhuKBeivMfXEt7tA4IUnHdyQgvJlWxJGyagzul6d0BChqjoqHAOzuslJ0vOpufH&hc_ref=ARTuFkhiOFBWgPt9GUIP2IWDuWN0gbFZOfc35klgpN18jMHM_zVyE-gWM_c20xiNxAA&fref=nf https://www.facebook.com/ChicksOnTheRight/?__tn__=kCH-R&eid=ARDoaGe9V9ljf8ln1ElpE7PGOnN6uQzBbNp347pprAjv1dfgjlrF0y-V6XPC1higFRGqznjLjBOmtAS5&hc_ref=ART-PkHzp0V8_ML1wu-x4wwOSd7BfV0wippOj8cLMyNpZBrYSTNA9iFA2id8kXaQD1c&fref=nf https://www.facebook.com/andre.richard.501?__tn__=%2CdCH-R-R&eid=ARAzsGBlogGXRpZ6xV6Psgy62VkSKYK5pVGSuucGLci2sXOJmCS50f9YhUrydI2DRHrMKokCZyJdcLXm&hc_ref=ARRLvxPhF30C-3Ms_ET-nwfWkQz0WThZXU9NSd3vWDnX0Xg_WscA23TF92JGW-hzBZM&fref=nf https://www.facebook.com/WeLovePresidentDonaldJTrump/?__tn__=kCH-R&eid=ARAPjA23QJr2DI-rhNBDtZhmVmTDWsBlDHr1nc95sV8YnjKZJhiVpb5yDSKbpCyo4lma7Q6zxmdu6_AM&hc_ref=ARQComscBPiGwIcu0LREKHU00elrqqXGGYuERsm7gCC8zgsTMEV-xvmm1MPTAVvhcmk&fref=nf&__xts__%5B0%5D=68.ARAd2hZYSvfkrd5AgKVjODiq1MnqBVWyTlQohpCJTbRzWrW_M7t1pZD6abstnKbJKeBC06Zx-qfDEwwbrUaTAAVW3SfRE5jafakSKw9lHKZZwu7XTHk8_iEevkKSBMFlBDKDVk2JuxMIoyvX4yR-6DWnHTRczUT-E7nIWCsM2gWF9zV9LX_aDReVgtsUexUKl8IpqPF3WlhYc_QAjrZbldkn_9_NIDdfHfk4CXK6taOwUZQOTOxGPHJhShUzhh_n2pwtC4B-sXhFc_8RU-2MNTKLefADW2g-qSqI2dqWF9YZXjMVldD_vgiacEAAJsbyrxZSfcc4tKQtjtKTjTg R Kelly "Do You Have Your Passport" https://www.youtube.com/watch?v=cnAri-0nSjo
Daniel discusses the ethics of digitally recreating characters. Jon-Luke discusses foldable smartphones. Jorge discusses his recent Instagram detox. Julian discusses ideas for a music social network.
Welcome to Season 2! We're trying a new format this time around with shorter, more frequent episodes. In this one, Jorge tells us a few stories from his last cruise, and we talk about the second Jurassic World movie! Our cast is Daniel, Jared, Jon-Luke, Jorge, Julian and Tatyana.
In this in-depth episode, copious amounts of technology-related information will be cascaded into your mind by means of Jon-Luke and Julian's topics. Joining them are Daniel, Jared, and special guests Alyssa and Melissa!
A friend recently discovered a financially dependent parent had a huge amount of credit card debt. This revelation turned the dinner table conversation to the financial health of our parents. Of the seven of us, only two weren't worried about their parents' financial future. Naturally we proceeded to drink heavily. I find it much harder to speak to family members about money than to anyone else. Our parents managed to raise functional, financially secure members of society. After that significant achievement it can't be easy to admit that you need help from the sprouts you raised. I hope this week's episode will provide a glimmer of hope if you happen to find yourself in a similar situation with your parents. Nothing can be done about the late hour, we admit, but if you can find a way to speak to your parent about their situation (I haven't yet worked this out), you might just be able to find a creative solution. Ruben asked: My father is turning 60 next year with no pension/investments or even a house. I estimate he could work for another 5-10 years at his own business. How can I invest to help him with income for retirement? Twitter Daniele asked: I pay my mom rent. Should I put it in a TFSA for her instead? She has a company pension fund so this would supplement it. I am having a hard time convincing her that it is still a good idea to invest in a TFSA even though she is nearing retirement. She works for a bank's investment arm. Would they allow her to open up an account with another provider like EasyEquitites? The TFSA and UT fund options (no ETFs) for her bank are pathetic (fees). Get Down Adam I am 32, I graduated as a doctor two years ago. Financial people with various levels of qualification and pizazz came to sell us their products. The bottom line was that you had to have started investing at 24 (which was the age of my peers). I was already 6 years behind so I went into panic mode. Two years into the real working world again, I've paid off my student loan of R110,000. I only have about R60,000 left on my car loan. I have sadly given up on buying coffees, and I'm back to that instant coffee shit. I limit my spending as far as possible. 22seven is my most used app. Because I didn't understand what was happening when I started my investment journey, I signed up for a Liberty RA investing in Liberty Medium Equity (C) as well as a Stanlib Tax Free Global Equities Feeder (A). I recently bought the Coronation Market Plus Fund simply because they had a promotional sign up bonus of 10% which I thought couldn't hurt. I own a flat with my sister (which our parents bought for us). We rent it out and receive about R6,000 income a month from that. Recently we have been putting R500 a month into Easy Equities and playing around with ETFs. I have tiny amounts in: Cloud Atlas AMI RealEstate exSA Ashburton Global 1200 Satrix Top40 Stanlib S&P500 Stanlib Global Government Bonds I also have fuck you money shares/FSR in: Netcare (what a disaster) Montauk Energy Capitec We also have some cash stashed in an ABSA fixed deposit to cover maintenance etc. My own emergency funds are modest for now, but I'm building in a 32 day fixed deposit in FNB. Am I playing with too many variables? Are there too many ETFs? How do I know if I have saved enough? What's the difference between building a portfolio and just sommer buying shit and hoping you're right? Please fix me, or at the very least tell me I can drink decent coffee again. Frank shared a great graph he found of a married couple's shared finances. I'll include a link in the show notes. There's a line item in the graph called “blackmagicfuckery” which is how they account for money that fell through the cracks. Jorge wants to know if he can withdraw profits from his tax-free account without affecting his lifetime limit. Jon-Luke is a freelancer in his 40s. He has no debt except for a house he'd like to renovate. He works in TV when there is work, but the industry has been going through a dry spell. He had money saved for renovations on his house, but he's had to use all of that last year when work dried up. He aims for an emergency fund of 8% of his portfolio, but he's currently sitting at just over 2.5%. In the next few years I can envision a bumpy ride in my chosen profession. The probability is high that I may need to draw my emergency fund down again it won't last as long as I need it to. Should I do what I would have done in the past and go into my overdraft and credit cards or should I draw out of my Share Portfolio? Keep in mind that this would be for short term periods of 3 to 9 months. My instinct would be to leave my shares alone and give them the chance to grow. I am also on a strict plan to downscale my spending and to save more… My goal is to be saving 25% of my earnings by the end of next year, but getting there is a bit of a delicate process especially considering the current conditions in the Film Industry. Also I am loathe to sell my current house until I've had a chance to do the renovations I planned. There's some money to be made here for sure! G-Boi has taken his expensive RA by the horns. I've moved my RA from Sanlam to EE and opened a TFSA with EE. Should I max out my TFSA, then contribute to my RA? Or equally contribute to both my RA and TFSA. You and Simon made me feel so shit about the RA trap, at least I made the move to EE so that I can control it and don't have to pay 4% Ter every year. Luvuyo wants to know if we think rewards programmes are worthwhile. Do you think certain rewards points is to your benefit financially? I have an Investec Account which gives decent rewards points (obviously not as great as ebucks that everyone tells me about), a Dischem, Clicks, Woolies & a The Entertainer account and I only buy clothing through a family member that works at a clothing store at a massive discount. Do you think that using discount and reward offerings can materially affect keeping lifestyle costs low so that you free up funds to invest or am I just a cheapskate that gets slightly marginal benefits from the above? Johannes wants to know if I'll do a spreadsheet on all the costs involved in purchasing a home. I'd be happy to do this if the purchase goes through. So far I've spent R453 on sectional title and title deed reports. If the home loan gets approved, I'll spend a further R2,875 on an inspection. That brings me to R3,300 before anything has actually happened.
In this thrilling episode of Odcast Podcast, we are joined by Daniel, Jared, Jon-Luke, Jorge and Julian! Jon-Luke extols the virtues of coffee and Apple, we guess each other's favorite candies, and Daniel presents us with some earth-shattering questions.
Jon Luke Thomas, voiceover artist and Emmy winner is our guest this week. We finally discuss the Episode VIII trailer and Disney/Lucas’s ambitious plans spanning out to 2020. Fyre Festival was the dystopian nightmare our generation deserved. X-Files is coming back (again) but is everyone excited? Short answer, NO!