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Join the DARKNESS SYNDICATE for the ad-free version: https://weirddarkness.com/syndicateWhen Madge and Arthur arrive at Mrs. Meadowsweet's country guesthouse, they're unsettled by the unnatural bliss and vague detachment of the other guests. As Mrs. Meadowsweet works to draw them into the same serene state, they realize that accepting the guesthouse's strange comforts might mean losing something far more precious than their worries… they might lose their individuality. BBC's Spine Chillers presents, “Mrs. M!” | #RetroRadio EP0512CHAPTERS & TIME STAMPS (All Times Approximate)…00:00:00.000 = Show Open00:01:30.028 = CBS Radio Mystery Theater, “Meeting By Chance” (November 22, 1976)00:45:20.343 = Ripley's Believe It Or Not, “King of Punishment” (1930) ***WD00:46:19.703 = Sam Spade, “The Soap Opera Caper” (February 16, 1951)01:14:57.750 = The Sealed Book, “Design For Death” (June 03, 1945)01:44:21.306 = The Shadow, “The Oracle of Death” (October 20, 1940) ***WD (LQ)02:13:34.270 = Sleep No More, “Jilting of Granny Weatherall” (January 30, 1957) ***WD02:41:57.238 = BBC Spine Chillers, “Mrs. M” (February 21, 1984)03:26:25.385 = Strange Wills, “East of Hudson Bay” (October 12, 1946)03:56:03.410 = Strange, “Hillbilly Feud” (1955) ***WD04:10:21.412 = Suspense, “Lazarus Walks” (October 19, 1943)04:37:54.489 = Tales of the Frightened, “Just Inside Cemetery” (December 06, 1957)04:42:49.150 = The Saint, “Noon Deadline” (February 18, 1951)05:11:56.063 = Show Close(ADU) = Air Date Unknown(LQ) = Low Quality***WD = Remastered, edited, or cleaned up by Weird Darkness to make the episode more listenable. Audio may not be pristine, but it will be better than the original file which may have been unusable or more difficult to hear without editing.Weird Darkness theme by Alibi Music LibraryABOUT WEIRD DARKNESS: Weird Darkness is a true crime and paranormal podcast narrated by professional award-winning voice actor, Darren Marlar. Seven days per week, Weird Darkness focuses on all thing strange and macabre such as haunted locations, unsolved mysteries, true ghost stories, supernatural manifestations, urban legends, unsolved or cold case murders, conspiracy theories, and more. On Thursdays, this scary stories podcast features horror fiction along with the occasional creepypasta. Weird Darkness has been named one of the “Best 20 Storytellers in Podcasting” by Podcast Business Journal. Listeners have described the show as a cross between “Coast to Coast” with Art Bell, “The Twilight Zone” with Rod Serling, “Unsolved Mysteries” with Robert Stack, and “In Search Of” with Leonard Nimoy.= = = = ="I have come into the world as a light, so that no one who believes in me should stay in darkness." — John 12:46= = = = =WeirdDarkness® is a registered trademark. Copyright ©2025, Weird Darkness.= = = = =#ParanormalRadio #ScienceFiction #OldTimeRadio #OTR #OTRHorror #ClassicRadioShows #HorrorRadioShows #VintageRadioDramasCUSTOM WEBPAGE: https://weirddarkness.com/WDRR0512
Click here to see all the photos: https://disneyweddingpodcast.com/jen-kyles-magic-kingdom-wedding/ And click here to start planning your own Disney World wedding with the Fairytale Weddings Guide: https://fairytaleweddingsguide.com/shop/fairytale-weddings-guide/ In this episode, Jen McManamon shares the story of her Magic Kingdom ceremony at East Plaza Garden and reception at California Grill. Getting married in front of Cinderella Castle was her childhood dream come true, and today you'll hear how she prioritized the venue, Cinderella's Glass Coach, and guest experience while working within the constraints applied to Magic Kingdom and California Grill events. She also shares her low-cost alternatives to adding other catered events like a welcome party. #magickingdom #disneywedding #fairytalewedding #weddingtips #weddingbudget #disneyworld #weddinginspiration #weddingplanning #disneycouple #parklife #californiagrill
On tonight's show: Ella Fitzgerald, Summertime Benny Goodman, Stompin' At The Savoy Count Basie and His Orchestra, Oh, Lady Be Good Earl Hines, Lightly and Politely Joe Sullivan, I Can't Give You Anything But Love Tal Farlow, Cherokee Claude Williamson Trio, Round Midnight Earl Bostic, East of the Sun Paul Desmond, Body and Soul Toots Thielemans, Flirt Hank Mobley, Soft Impressions McCoy Tyner, Days of Wine and Roses Al Jarreau, So Long Girl Lew Tabackin, Yesterdays Houston Person, Put It Right There
A controversial Trump administration deal gives the U.A.E. access to cutting-edge U.S. AI chips. FlowiseAI warns of a critical account takeover vulnerability. A new social engineering campaign impersonates Meta account suspension notices. A macOS Spotlight 0-day flaw bypasses Apple's Transparency, Consent, and Control (TCC) protections. Are cost saving from outsourced IT services worth the risk? Poland boosts its cybersecurity budget after a surge in Russian-backed attacks. NTT Group joins the Comm-ISAC. Jaguar Land Rover's global shutdown continues. A data breach affects millions of customers of top luxury brands. On today's Threat Vector segment, David Moulton speaks with Palo Alto Networks' Spencer Thellmann about the dual challenges of securing employee use of generative AI tools and defending internally built AI models and agents. AI chatbots hustle seniors for science. Remember to leave us a 5-star rating and review in your favorite podcast app. Miss an episode? Sign-up for our daily intelligence roundup, Daily Briefing, and you'll never miss a beat. And be sure to follow CyberWire Daily on LinkedIn. Threat Vector Segment On today's segment of Threat Vector, host David Moulton, Director of Thought Leadership for Unit 42, speaks with Spencer Thellmann, Principal Product Manager at Palo Alto Networks. David and Spencer explore the dual challenges of securing employee use of generative AI tools and defending internally built AI models and agents. You can listen to the full conversation here, and catch new episodes of Threat Vector each Thursday in your podcast app of choice. Selected Reading In Giant Deals, U.A.E. Got Chips, and Trump Team Got Crypto Riches (The New York Times) Critical FlowiseAI password reset flaw exposes accounts to complete takeover (Beyond Machines) New FileFix attack uses steganography to drop StealC malware (Bleeping Computer) From Spotlight to Apple Intelligence (Objective- See) The Elephant in The Biz: outsourcing of critical IT and cybersecurity functions risks UK economic security | by Kevin Beaumont | Sep, 2025 (DoublePulsar) Russian hackers target Polish hospitals and city water supply (The Financial Times) NTT Group Joins the U.S. Communications-ISAC (Topics) Jaguar Land Rover says cyberattack shutdown to last 'at least' another week (The Record) Bags of info stolen from multiple top luxury brands - double check your data now (TechRadar) We wanted to craft a perfect phishing scam. AI bots were happy to help (Reuters) Share your feedback. What do you think about CyberWire Daily? Please take a few minutes to share your thoughts with us by completing our brief listener survey. Thank you for helping us continue to improve our show. Want to hear your company in the show? You too can reach the most influential leaders and operators in the industry. Here's our media kit. Contact us at cyberwire@n2k.com to request more info. The CyberWire is a production of N2K Networks, your source for strategic workforce intelligence. © N2K Networks, Inc. Learn more about your ad choices. Visit megaphone.fm/adchoices
Hour 1 We started with love for Baker Mayfield and the disbelief of what the Browns did when they got rid of him for Deshaun Watson. Boomer loves him some Tom Brady, but him sitting up in the Raider's coach's booth with headsets on is ‘B.S.' Jerry is here for his first update of the day and starts with the sounds of the Chargers beating the Raiders. We heard from Jim Harbaugh after the game. The Bucs beat the Texans in the early game. Aaron Glenn talked to the media and compared the Jets to building Legos. Brian Daboll talked about having to be better all around. The Yankees were shutout in Minnesota, 7-0. The Mets host the Padres tonight. In the final segment this hour, we talked about the injury to Joe Burrow and rumored quarterbacks for them. Hour 2 Gio has no idea what to expect from the Mets the rest of the season. The good news is they're still in a playoff position. A woman calls in to see if Boomer is going to the Bengals Ring of Honor game, as she has tickets. Boomer said he thinks he is going. Jerry returns for an update, but first we got to watch some of the footage from Skratch from our match at Pebble Beach. Jerry starts with the sounds of the Chargers beating the Raiders as Geno Smith was picked 3 times. Jim Harbaugh talked about having ‘multiple guys open' on every down. The Bucs came back to beat the Texans. Aaron Glenn met the media after watching the tape and talked about the loss to Buffalo. Brian Daboll was asked about the soft defensive coverage that let Dallas score to tie the game with seconds to play. JJ McCarthy is out this week and it could be 2-4 weeks. The Yankees were shutout in Minnesota, 7-0. The Phillies clinched the N.L. East. In the final segment of the hour, the Dolphins are a 12 point underdog against the Bills and it's only week 3. If they get whooped in Buffalo, Gio thinks they could fire Mike McDaniel. We talked more about Tom Brady being in the Raider's coach's booth last night. He's doing the Bears/Cowboys game this week and then the Bears play the Raiders. Boomer said Ben Johnson shouldn't talk to him. Hour 3 It should piss the Mets off that they were leading the division earlier in the year and last night the Phillies were celebrating the NL East title yet again. I guess it's possible for the Mets to catch fire the rest of the season and into the playoffs. A caller thinks Brian Daboll's approach to the media will get him fired. We also talked about the resurgence of Daniel Jones in Indianapolis. Gio wonders how Boomer thinks Carson Wentz will play this week for the Vikings. Jim Irsay's daughter has been on the sidelines with a headset on and a clipboard. Gio wonders what's on her clipboard. Jerry returns for an update and starts with the sounds of the Chargers beating the Raiders. Pete Carroll was asked about Tom Brady's involvement with the Raiders coaches. The Bucs came back to beat the Texans in the final seconds of the game. Todd Bowles talked about the Bucs run game. Aaron Glenn met the media and talked about the ‘outside noise' and said this isn't ‘instant coffee' and that things take time. Adam Schein talked about how bad the Bears are, considering he thought they would be good this year. In the final segment of the hour, Boomer did change out the coffee in the back and then he told us Robert Redford and Eddie Giacomin passed away. Hour 4 Gio wonders what's worse, decaf coffee or non-alcoholic beer. We took a lot of calls from people who drink decaf and want to fight Gio about it. Jerry returns for his final update of the day and starts with the sounds of the Chargers beating the Raiders to improve to 2-0. Jim Harbaugh talked about it being a ‘blue collar game'. Aaron Glenn met the media and compared the season to Legos. He also said a season is not ‘instant coffee'. In the past Robert Saleh called the NFL an ‘instant coffee' world. The Yankees were shutout in Minnesota, 7-0. The Phillies clinched the NL East. The Moment of The Day: Adam Schein on the Chicago Bears: Amat ...
Gio has no idea what to expect from the Mets the rest of the season. The good news is they're still in a playoff position. A woman calls in to see if Boomer is going to the Bengals Ring of Honor game, as she has tickets. Boomer said he thinks he is going. Jerry returns for an update, but first we got to watch some of the footage from Skratch from our match at Pebble Beach. Jerry starts with the sounds of the Chargers beating the Raiders as Geno Smith was picked 3 times. Jim Harbaugh talked about having ‘multiple guys open' on every down. The Bucs came back to beat the Texans. Aaron Glenn met the media after watching the tape and talked about the loss to Buffalo. Brian Daboll was asked about the soft defensive coverage that let Dallas score to tie the game with seconds to play. JJ McCarthy is out this week and it could be 2-4 weeks. The Yankees were shutout in Minnesota, 7-0. The Phillies clinched the N.L. East. In the final segment of the hour, the Dolphins are a 12 point underdog against the Bills and it's only week 3. If they get whooped in Buffalo, Gio thinks they could fire Mike McDaniel. We talked more about Tom Brady being in the Raider's coach's booth last night. He's doing the Bears/Cowboys game this week and then the Bears play the Raiders. Boomer said Ben Johnson shouldn't talk to him.
Aaron Glenn met the media after watching the tape and talked about the loss to Buffalo. Brian Daboll was asked about the soft defensive coverage that let Dallas score to tie the game with seconds to play. JJ McCarthy is out this week and it could be 2-4 weeks. The Yankees were shutout in Minnesota, 7-0. The Phillies clinched the N.L. East.
This sermon on the Fifth Commandment, Honor Your Father and Mother, emphasizes that honoring parents is both a divine command and a foundation for a healthy society. Using Luke 2, it highlights how Jesus modeled obedience and respect toward His earthly parents, even while fully God. The message explains that “honor” in Hebrew (kabed) means treating parents as weighty and valuable, which produces God's glory (kavod). Honoring parents brings blessing, longevity, and societal stability, while dishonor leads to destruction, rebellion, and loss of God's presence. Practical examples show that true honor is not lip service but reverence in action—caring for parents, respecting authority, and ultimately honoring God. The sermon calls believers to repentance where dishonor has been tolerated, urging restoration of authentic honor in families, churches, and culture.
Brodes talks about the Phillies clinching the NL East out in LA!!DraftKings - Bet just $5 and get $300 in bonus bets INSTANTLY. Plus grab over $200 off NFL Sunday Ticket from Youtube and Youtube TVPromo Code BRODES - https://myaccount.draftkings.com/signup?intendedSiteExp=US-NJ-SB&returnPath=https%3A%2F%2Fsportsbook.draftkings.com%2FEmilio Cigars: https://cigarsncigars.com/search.php?page=1§ion=product&search_query_adv=Emilio&x=0&y=0 Code: BRODES10 for 10% off your purchase!SURGEON GENERAL WARNING: Cigar Smoking Can Cause Cancers of the Mouth and Thoat, Even If You Do Not InhaleGreen Lawn Fertilizing: https://www.greenlawnfertilizing.com/lp/brodes?utm_campaign=GLF%20-%20Influencer%20Marketing&utm_source=instagram&utm_medium=social&utm_term=brodes
Survivors and victims allege that 301 East 66th Street, a New York City condominium building tied to Jeffrey Epstein, was used as a hub in his trafficking network. Various witnesses say that people involved in coordinating, recruiting, or facilitating abuse—like Sarah Kellen, Nadia Marcinkova, Adriana Ross, and others—had access to or worked out of units in that building. They've also claimed that underage girls were housed in multiple apartments there, sometimes several girls to a unit, and that the building served not merely as living quarters but as a location for parts of the abuse to take place.Victims also say the building was part of a broader system of control and deception. It's alleged the ownership structure was opaque, providing a way to obscure who precisely was responsible for what went on inside. Some have claimed they were brought there under false pretenses (job offers or modeling opportunities), groomed, and then coerced into sexual activity. The claims include that Epstein—or people in his orbit—used the building to conceal the scale of the abuse and maintain oversight (staff, security, transport) so that the trafficking could continue with fewer questions.Teresa Helm gave an exclusive interview the Mirror recently and in the interview she talks about the time she stayed at Jeffrey Epstein's building at 301 E. 66th street. This building has long been rumored to be a place where Jeffrey Epstein and Jean Luc Brunel house trafficked girls, but very little has been disclosed about the inner workings.to contact me:In our second article...Thersa Helm is one of the women who was abused by Jeffrey Epstein. She is also one of the most vocal when it comes to his associates getting away with their alleged crimes. Now, in the wake of the document dump she is once again speaking out.In this episode, we hear from Theresa Helm about the document dump and how this new found interest in Epstein and his horrible crimes could catapult us closer to justice.bobbycapucci@protonmail.com
BOOM! It's a new, hard-hitting, and fantastic Davey Mac Sports Program as we're talking football, dogsie! Andrew Whitworth still going with the hoodie-and-sports-coat combination on Prime's Thursday Night Football and Dave isn't taking it anymore! Also, Dave believes that Atlanta Falcons head coach Dan Quinn is trying to look like Poochie the Dog (from The Simpsons) and we discuss! Dave chats the Giants, the Chiefs, the Packers, and more NFL! The Dolphins are done as their head coach and resident pot-head Mike McDaniel is feeling the pressure...can Weed Boy save his job?! Plus, is Chris Simms actually the son of Jason Garrett and not Phil Simms--the DMSP lets this crazy conspiracy theory fly! And, baseball talk as the Yankees fall in the A.L. East! It's a big-time 401st episode that you need to experience! BAM!
On this installment of Combo's Court Combo is joined by Jonathan Macri of Knicks Film School to break down whether the Knicks are truly built to win the 2026 NBA Championship, how they stack up in the East, the backup point guard situation, X-factors for success, Knicks Greatest Scorer Ever!?, and more! Find Combo here: New Twitter: @itsonetwocombo IG: @Onetwocombo YouTube: COMBO TV Support Combo's Court directly: Cash App $comboscourt Venmo @comboscourt USE CODE COMBO ON PRIZEPICKS! Appreciate the continued support! Sign up on PrizePicks using the promo code “Combo” Make a deposit of $5 or more and receive $50 instantly here: prizepicks.onelink.me/ivHR/COMBO
Today we are having a right good catch up and talking all things light, from what to do in the garden in September, to what to paint your East facing living room - we've got you covered. This week's episode is brought to you by Best Heating. Complete your lovely radiator look for half the price! Choose any Best Heating radiator (excluding electric models) and get a delightful 50% off your favourite valves. Just use code INSVALVES at the checkout to get the perfect finishing touch for your new heating beauty.Make sure you check them out at https://www.bestheating.com/.InstagramPodcast - @the_insandouts_Jojo - @houseninedesignPolly - @pollyanna_wilkinsonWebsitesJojo - https://www.housenine.co.uk/Polly - https://www.pollyannawilkinson.com/ Hosted on Acast. See acast.com/privacy for more information.
Patreon Series: Rise of the Crusading SpiritEpisode 181: The Papacy of Pope Alexander IIToday, we pause our sprint through imperial chaos to turn toward Rome—because while emperors rise and fall in the East, a powerhouse is at work in the West. We revisit the reign of Pope Alexander II, a quiet juggernaut of the 11th century, whose influence reverberated from papal chambers to battlefields. It's time to connect a few dots—and maybe fill in some of the glaring gaps we've been skipping over.No More Paywalls! How?If you believe in what's happening here – bringing our shared history to life, warts and all, free to the public with absolutely no more paywalls…ever…please consider donating to my caffeine-mediated research and writing through the website/app Buy Me A Coffee! With opportunities for one-time donations and even a monthly donation plan, you can voluntarily contribute to the continuation of this show. I would be eternally grateful!Social Media:YouTube: Fortune's Wheel PodcastMeta: https://www.facebook.com/fortunes.wheel.3 X: https://twitter.com/WheelPodcastBuy Me A Coffee!
In the last week, business employment data has confirmed what Auckland locals have been feeling -- the number of filled jobs dropped in the June quarter by point six per cent, or nearly 5 thousand jobs - the worst result in the country.
Sunday Worship September 14th, 2025 “Priorities & Values” Acts 7: 1-16 Rev. Tyler Dirks Sermon Audio Sermon Outline: Affection Authority Aim Reflection Questions: What is a custom that you cherish? What if someone disrupted that custom? When was a time that someone spoke the truth to you and you hated them for […] The post Priorities & Values appeared first on East Charlotte Pres.
Rebel Empress Yeza takes time out to talk with Daddy English about her debut album 'Star of the East.' The Lyrical Lioness tells of her love for History as well as her journey so far in music. Yeza's answer to our famous question is one of the best yet! All this and more. Enjoy. @reggaeinthecitypodcast @daddyenglishbi Facebook @reggaeinthecityuk linktr.ee/daddyenglish
For the past 10 weeks we've been exploring When Life Goes East — those seasons when life doesn't go to plan. From relational breakdown to anxiety, disappointment, and hitting the wall in our faith, we've seen that “east” moments are part of every human story. But they're not the end of the story. In this final message, Dan CLoses with a theology of suffering and hope: that God meets us in our ache, His Kingdom is already breaking in, and our story ultimately ends in resurrection and homecoming.
This is the evening All Local for September 13, 2025.
The Knicks are all-in after a blockbuster offseason. Mike Brown replaces Tom Thibodeau, Jordan Clarkson and Guerschon Yabusele join the bench, and Mikal Bridges locks in on an extension. But with the East loaded — Cavs, Hawks, Magic, Sixers, Bucks, Pistons, and Celtics — how do the Knicks stack up? CP The Fanchise and Mike Vorkunov of The Athletic break it all down: rotations, the second apron, Mitchell Robinson's future, and whether this is truly a Finals-or-Bust season.Catch our video podcast here - Youtube.com/@thenbareportJoin TNR Discord to chat & call into the show https://bit.ly/nbarep Support the show
Title: From Hustle to Holdings: The Smarter Path to Passive Wealth With J. Scott Summary: In this episode of the Passive Income Attorney Podcast, host Seth Bradley discusses the importance of transitioning from active to passive income with guest Jay Scott, a seasoned real estate investor. They explore various investment strategies, the significance of due diligence in syndication, and the differences between house flipping and multifamily investments. Jay shares his journey from tech to real estate, emphasizing the need for teamwork in multifamily projects and the importance of understanding market conditions. The conversation concludes with actionable insights for listeners looking to create financial freedom through passive income. Links to watch and subscribe: https://www.youtube.com/watch?v=V26Rze2S9TM Bullet Point Highlights: Active income is trading time for money, while passive income allows for financial freedom. Investors should focus on the highest and best use of their time. Flipping houses can be tedious and may not be the best use of time for high-income earners. Transitioning to multifamily investments can provide more control and cash flow. Market conditions can significantly impact investment strategies and outcomes. Due diligence is crucial when vetting syndication sponsors and deals. Understanding the underwriting process is essential for passive investors. Building a strong team is vital for success in multifamily investments. Investors should seek to understand the risks associated with their investments. Passive income allows for a lifestyle centered around family and personal interests. Transcript: Seth Bradley (00:10.188) What's going on, law nation? Welcome to the Passive Income Attorney Podcast, your favorite place for learning about the world of alternative passive investments so that you can practice when you want to and not because you have to. Now, if you're ready to kick that billable out of the curb, start by going to attorneybydesign.com to download the Freedom Blueprint, which will also get you access to partner with us on one of our next passive real estate investments. All right, let's talk about the highest and best use of your time. We've talked about active versus passive income and for good reason, they are completely different. They're on opposite sides of the spectrum. When we talk about active income, we're talking about your job as an attorney, as a doctor or a business owner, where you trade your time in for money out. Depending on your skill set, background, education, work ethic, et cetera, You know, this could be a great use of your time or it could be a terrible one. But when most people think about getting into real estate investing, they're torn. Should you do a fix and flip like you saw on HGTV? Should you invest in a REIT like your financial advisor and Charles Schwab told you to do? Should you buy a single family rental or invest in a syndication? There are endless options so I can understand why it's so confusing. Well, start with this. ask yourself, what's the highest and best use of my time? If you're thinking about doing an HGTV fix and flip and your partner at a big law firm, for example, is that flip really the best use of your time? And don't be mistaken, a flip is transactional and it is active. So will you make more per hour on that fix and flip than you would at your job? After you factor in the learning curve, the deal sourcing, the headaches, what it takes away from your job and everything else, it's not even close. Unless you truly love doing it, which some people do, it just doesn't make sense for high income earners. You should be focusing on transforming the income you earn actively into passive income streams. At different levels on the passive scale, that could very well be a single family rental or an Airbnb. Seth Bradley (02:34.26) or could be passive investments into commercial syndications. But if you truly want to obtain financial freedom as quickly as possible, don't create more time consuming activities that aren't as fruitful as the active income stream that you already have. Focus on passive investments until you are financially free. And then you will have the freedom to transition or not into any active activity you have a passion for. Today, we have a very special guest, Mr. Jay Scott of Bigger Pocket fame. Jay is an entrepreneur, investor, advisor, and the co-host of the Bigger Pockets Business Podcast. He has bought, built, rehab, sold, syndicated, and held over $70 million in residential property, and currently owns several hundred units. Jay is the author of four bestselling books on real estate investing, with sales of over 300,000 copies. Get really excited for this, folks. You're in for a treat. This is the Passive Income Attorney Podcast, where you'll discover the secrets and strategies of the ultra wealthy on how they build streams of passive income to give them the freedom we all want. Attorney Seth Bradley will help you end the cycle of trading your time for money so you can make money while you sleep. Start living the good life on your own terms. Now, here's your host, Seth Bradley. Jay Scott, what's going on, brother? Welcome to the show. Scott (04:09.196) Thanks. Appreciate you having me here Seth. Absolutely, man. Appreciate you taking the time out of your day, We've got a little bit of history, but let's jump into your history, man. What's your story? Tell us about your background. Take it back as far you'd like to. Yeah, I'll keep it short because nobody really cares about what I used to do. So I'm a tech guy by education and former trade. I worked in Silicon Valley for a long time, spent about 15 years doing the engineering thing and the product management thing. 2008 decided to get married. My wife and I, she was in the tech world also. We decided to leave and do something different so we could start a family. focus on our family. Basically, we were both working ridiculous hours and it just wasn't sustainable if we wanted to start a family. So put our jobs in 2008, moved to the East coast, ended up flipping houses. Long, boring story about how that started, just kind of serendipitous. We didn't really plan it, never really considered real estate, but fell into flipping houses. Over the next eight years or so, we flipped about 400, 450 houses, was great. It ended up being the, next career we were looking for, it gave us the flexibility to kind of raise our kids and never have to miss a soccer game or a piano recital, which was fantastic. But then around 2017-ish really got burned out on flipping houses and that's when I started to look for some new stuff to do. and that kind of leads me into what I've been doing the last few years. Seth Bradley (05:41.742) That's awesome, man. That's a ton of houses you flip, man. think that that's, know, a lot of the folks who've been in the game for a long time, they've heard you speak on, you know, on bigger pockets and all of that. So, you know, what attracted you originally to house flipping rather than, you know, buy it holds or anything like that? So I'll be honest, I don't love real estate. I love business. I'm a business guy. like when I was even when I was in the tech world, I got my MBA and I did some business development and I moved from the engineering side to the product side where I could be more involved in the business stuff. And I'm a business guy by heart. And that's what I love doing. So when it came to flipping houses, For me, was, I could have been buying and selling anything. It ended up being houses. And again, not an exciting story. mean, literally the story was my wife was watching a show on HGTV with some people flipping houses and she said, let's give that a try. Just as kind of like a fun thing to do on the side while we were waiting for our wedding to come up. So it wasn't something that I ever thought about or planned to do. It just kind of happened. And so if it weren't flipping houses, it would have been buying and selling something else. would have opened a restaurant or I would have opened a retail store or who knows what I would have done. But for me, the challenge was in the business. It wasn't the real estate piece of it. And so I've always enjoyed the scaling part. So yeah, flipping a house is great. Flipping five houses is great. But I always wanted to know, how do I go from flipping five houses to flipping 50 houses in a year? What are the systems and processes I have to put in place? how do I build that type of business? That to me is what's exciting. And so for me, it's always been about not the real estate part of it, but about the building the business part of it. Seth Bradley (07:25.248) I love that man. I don't think I've heard anyone just come out and say that, even though a lot of people are probably in the same boat as you that, you know, you don't have to love real estate to recognize that it's a great business. Right. Yeah. So that that's awesome. So tell me a little bit about your, your transition and what you're doing now, your current business, how you kind of progressed from house living to what you're about to tell us about. Yeah, so 2017, I just got really burned out on flipping houses. It was good to us financially. We got good at it. I wrote a bunch of books on it, but I'll be honest, it was never fun. And as the years went on, it just ended up getting more tedious. I felt like I wasn't learning anything new. It was revising processes and creating new systems. it was fun, but I needed some new challenges. So 2017, I decided, okay, done with flipping, actually went and started doing some business stuff. So I do some advisory work for some tech companies. I do some angel investing. And so for a few months, I actually considered getting out of real estate altogether, focusing on other business pursuits. But I actually, what I realized was that I didn't like the nuts and bolts of real estate. I liked the mechanics of real estate. I loved the negotiation piece. I loved the asset management piece. I loved the putting deals together piece and I was good at it. And so while I really didn't wanna be flipping houses, didn't want to be involved in the day-to-day aspects of managing the projects. I enjoyed the deal part of real estate. And so in addition to that, after I stopped flipping, I had all this cash. And I was like, okay, what am I going to do with this cash? I was using it to flip houses. We were doing 50 houses a year. It's put a lot of cash to work. Now I had all this cash. I'm a control freak. do invest in other people's syndications, but I don't sleep well at night when all my money is being managed by other people. So I said, how do I kind of take back control of my own cash as well as kind of get back into real estate? What can I do in real estate that I would enjoy? And now I can also deploy a bunch of my own cash. And what I realized was multifamily. Scott (09:38.648) That was a great opportunity. And I had been thinking about multifamily for a long time. But what I realized was from the syndication side of multifamily, could, one, I could have the control. could be a general partner. could control the deal. I could put the deal together. I could manage the deal. But also I could come in on the limited partner side as an investor. And it was a great place to deploy my capital. So I could deploy my capital in deals that I had full control over. So 2017, I decided I wanted to get into multifamily, probably wanted to get into syndication. I reached out to a friend of mine, Ashley Wilson, who managed a company called Barred Down Investments. She and her husband had started the company a couple of years earlier. They were doing exactly what I wanted to do. And so I reached out to Ashley and I said, hey, I would love to learn multifamily. I don't expect you to like just take all this time and teach me so I can often be your competitor. But here's what I am willing to do if you're willing to do this. I will come work for you for a year. And in that year, you've got all my time, you've got all my energy, you've got all my knowledge, you've got all my contacts, I'll put money into your deals, whatever it takes. You mentor me for a year, you've got my commitment for a year. After a year, we can figure out if like, there's a place for me on the team or if I'll go off and do my own thing. But basically, let's work together for a year. And she loved that idea. mean, I think she liked the fact that I was really good with the systems and the processes and the operation stuff. And I obviously loved the fact that I could jump into a team that was high functioning, already owned a lot of properties and was doing deals. So for the next year, I worked with her team. It took about a year and a half before we finally did a deal. But 2020, just before COVID, we started putting together a deal. That deal went really well. Ashley and I realized that we were like, just we made a great team. We had a bunch of complimentary skills, the things that she was really good at, I wasn't, the things I was really good at, she wasn't, it was just a good partnership. Around the same time, her husband decided that he didn't really want to be doing real estate anymore. He kind of wanted to be a stay at home dad. He liked helping with the business. He ran the underwriting team and he did a lot of the analytics, but he didn't want to be a partner in the business anymore. So about a year and a half ago, Ashley came to me and said, Hey, would you want to join me and be a partner in the business? Scott (11:57.678) 2020, 2021-ish. Ashley and I joined forces. She and I now run bar down investments and we do value add multifamily all around the country. That's great man, said you weren't having fun anymore, you having fun now? I'm having a ton of fun. And I think the big difference between then and now is when you're flipping houses, flipping houses is a very, it's a solitary venture. Yeah, you have contractors around you and you have eight real estate agents and you have closing agents and lots of 1099 people, lots of vendors and people that come in to help you. But at the end of the day, you're running the show. You're doing the four big things that you do when you flip houses. you're acquisitions or you're running acquisitions, you're doing the rehab or you're running the rehab, you're doing the disposition or managing the disposition and you're raising the money. mean, all four of those things, you don't generally have a big team to do those things because it's just hard to scale a big team when you're flipping houses. The profits aren't there, the margins aren't there. Unless you're doing real high-end houses, the deal size isn't there. But in multifamily, the thing I love about multifamily is it really is a team sport. When you're doing it, $10 million deal or a $50 million deal, it's not something that I could ever do myself. It's not something anybody or very few people can do themselves. Typically you have to be part of a team because things are very specialized. mean, the acquisitions piece, you need some of the best acquisitions people in the world to be finding deals in this market. The renovation piece to be renovating a 200 or 400 or 600 unit apartment complex, it's not like flipping a house. You need to have really good systems and processes. need to... Scott (13:36.448) really know the renovation side of things. Managing the property, I mean, you have to know the asset management side. You have to know how to carry out a business plan. You have to know how to increase and reposition rents. You have to know how to decrease expenses and improve the efficiency of the management. And then on the sales side, that's a whole other world where you have to really know the market and be able to work with the brokers and know how to position the company for sale. And then finally, there's that raising funds piece. And that's a whole world by itself, whether you're dealing with raising debt through a broker and you're going like just typical, like getting loans, or you're going out to private investors or institutions and you're raising equity, people that come in as partners. And I mean, that's a full-time job in itself, those two things. So when you do multifamily, you really need to figure out what are you great at? And then you need to surround yourself with people who are great at everything else. And so that's what I loved about multifamily. It allowed me to focus on what I was really and then bring in people who are literally the best in the world at all the other stuff. And now it becomes a team sport. It goes from playing tennis to playing basketball. It goes from being yourself reliant and you have to do everything and be the best versus you have to be able to put together the best team and manage that team in a way that not only is everybody fantastic, but working together, they're better than the sum of their parts. Yeah, yeah, that's fantastic, man. The whole team game part of multifamily and commercial real estate. It's really interesting because when you get into other businesses, it feels more competitive and kind of like if you if you have the secret sauce, you keep it close to your vest. You don't you don't tell everybody about it. Whereas when you're in this commercial real estate world, everybody's sharing ideas. Everybody's trying to partner. Everybody's trying to see how they can help you rather than just looking about, well, how can you help me kind of? I call it, I'm gonna get in trouble here, but the Hollywood mentality where it's like, what can you do for me? Oh, you just drive a three series, you probably can't help me. So it's a different attitude. Scott (15:41.294) Absolutely. I like to refer to it as co-op petition. It's like there are deals that you're going to do with other people and then there deals you're going to do yourself and you may come back to those people later. You may never come back to them, but everybody kind of looks out for each other because you never know when you may end up in a deal with somebody that previously you were competing against. And so anytime that you're not in a deal with somebody, you're still treating them as if, the next deal we could end up being partners. And the deal after that, we could end up being partners. because it really is, it's a small industry, everybody knows each other. we really, again, going back to the sum of the parts is greater than the parts themselves. mean, working together, we can really do a whole lot more than if we just are purely competitive and try and take each other down. Yeah, absolutely. And I think kind of going back, there's a lesson to be learned about how you were transitioning from house flipping and you were the best at it. And then you're like, okay, I want to go into multifamily and a syndication. You went and you sought out someone that was already in the game that knew what they were doing, that had the experience. And you said, what can I do to help you? What value can I bring to you to help you so you can teach me what you've done? And there's a lot of value to be found in that lesson for folks that are trying to you know, get into the active side. A lot of listeners out there are passive investors already and they're, you know, maybe thinking about, maybe I want to do in the active side. And they're like, well, what can I do? Cause a lot of attorneys, especially in doctors and folks like that, they think they have this one track mind. They're only trained to do one thing. And they're like, what value can I provide as somebody else? But there are a lot of skills that you've learned in your W2 profession that you can apply to help other folks that are already in the industry. Absolutely. I mean, I talk about it a lot, but even outside of real estate, I do a lot of advisory work and I'm still pretty active in the tech world. And I find companies that kind of bridge that gap between technology and real estate. all know about the Zillows and the Airbnb type companies. There are a lot of startup companies in that space too called property technology type companies. so... Scott (17:46.998) I love to use my experience, my knowledge, my relationships to go into those companies and help them grow their companies. In return, I'm not an employee. I'm not even a 1099 contractor. In return, I'm getting equity so that if I can help make them successful, ultimately my equity is gonna be worth something. I'm gonna be successful as well. And so what I like to tell everybody like figure out what you're good at and then figure out who needs that expertise. and then figure out how you can offer that expertise in a way that isn't trading necessarily hours for dollars. Figure out how you can trade your expertise, your knowledge, your Rolodex, your whatever it is for equity or potentially passive income so that you can grow potentially many fold as opposed to I charge $200 an hour or $300 an hour. mean, everybody loves $300 an hour, but the minute you stop working, you stop making that money. But if you can get equity, that equity can work for you for a while. Yeah, absolutely. And it's tough for a lot of the WTs out there listening, they're highly paid professionals. It's tough to get off of that treadmill. For some folks it's easier because they're not making as much money, but for the lawyers, the doctors out there that are making a good amount of money in their profession, it's tough to try to see, you know, to stop trading time for money. But you've got to kind of see through the weeds there. Yeah, well, what I tell people is, there's two types of income. There's your active income. That's the stuff that you're trading your time for, whether you're a doctor or a lawyer or an engineer or you're a house flipper or you're a consultant or you're a small business owner, whatever it is, that thing that when you stop working, you stop making money. And then there's a passive income. It's the thing you trade money for money. So you put your money out there and hopefully it continues to come back to you for the rest of your life or at least the next several years. And so what I like to tell people is don't think about those the same. Those are completely different. figure out for your active income, figure out what the highest and best use of your time is. If you're gonna make more money as an attorney than you are flipping houses, don't flip houses just because you eventually want to retire on real estate. You can always use real estate for the passive side of things, but if you're gonna make more dollars per hour as an attorney or a doctor or a consultant, then do that because you wanna get out of that active income as quickly as possible. Scott (20:05.9) And the way you do that is you make as much as you can and you move it over to the passive side. So focus on whatever it is that's generating the most dollars per hour for a shorter period of time so that you can then start moving that money over to the passive side and start building up the passive side. don't, people ask me all the time, should I flip houses or should I buy rentals? And I'm constantly telling them that's not the right question. Flipping houses is your active income. Compare that to all the other. potential active incomes you can have. And rentals is passive income. Compare that to all the other passive investments you can make. And so don't say flipping houses or rentals say, should I be flipping houses or should I be an attorney? And don't say, I be flipping houses or rentals say, should I be doing rentals or should I be investing in syndications or dividend generating stocks or something else? And think of them very differently. then secondly, Make sure as much of that active income as you can, move it over the passive side so that you can start that snowball rolling. I compound interest is the key to financial freedom. And the sooner you can put more money to work, the faster it'll compound and the sooner you can start to live on. Yeah, I love that man. mean, lot of folks, you know, calls that I take, they're like, hey, they're attorneys. Should I quit my job or how do I quit my job? I'm like, if you want to quit your job, don't be hasty about it. First of all, you're probably making a good amount of money in your active income. You just need to figure out a way to transition that active to passive income and don't just quit your job. It's very difficult to flip houses, to do an HGTV fix and flip while you're working at a big law firm or something like that full time. I tried to do it, I didn't do it very well. You're not even gonna make it nearly as much money as you would as a doctor, as an attorney, unless you get to level like you did, Jay, but that takes time and that takes a buildup of accumulation of skills and money to be able to get to that level. Scott (22:05.826) Yeah, I mean, at the end of the day, it's a math equation. mean, your passive income or your ability to build up enough income to be able to retire, whatever your number is, is based on how much can you put in per month into that wheel, that passive income growth machine? How much are you generating every year on what you're putting in? So what do your returns look like? And three, how long do you have to compound it? And so everybody can go out into a compound interest calculator and say, okay, I have $5,000 a month that I can invest passively and I can return 12 % per year and I need $6 million to retire. Well, based on those three numbers, you can now figure out that fourth variable, is how long is it going to take? And so figure out how much do you have per month to put in? What's the rate of return you can generate and how much do you need? And that'll tell you how long it's going to take or figure out how much you have to put in, how much your return is gonna be and how long you wanna spend. And that'll tell you how much you'll end up with at the end, either way you wanna look at it. But again, it's a pretty simple math equation, but too many people don't actually do that equation where they don't think about it until too late and they think, I wish I would have taken that $5,000 a month that I was spending on my second home in the Bahamas and put that into real estate so that I could have been. compounding it and so now I could buy that home for cash five years or 10 years later. Absolutely. Attorneys hate math, but I think they can handle that little equation. I want to take a step back for a minute because you got into house flipping in 2008, which is kind of like around the big crash. And now we're kind of at the height of a market. We don't know where that height is going to end, but we're definitely in it. Right. So can you maybe compare and contrast getting into, let's say, Seth Bradley (24:01.652) one real estate venture in the middle of a crash compared to getting into another venture kind of towards, towards the upswing. Yeah, so it's one of the reasons I like multifamily and I like commercial and I like syndication. Anytime you're doing purely transactional deals, buying something and then selling it, not generating any cashflow in between, you run a risk. If the market turns in the middle of the transaction, you're gonna lose money and you don't have a lot of ways to mitigate that risk. Whereas if you're buying something like an apartment complex, or even if you're buying a rental property, or you're buying a self-storage complex, or you're buying anything that cash flows, the nice thing is if the market turns, you may not be in a great position. You may not be thrilled with what's happening with the value of your assets, but if you're still generating cash flow, you can weather that storm. Maybe it's gonna take, the average recession lasts about 18 months. And so if you can make enough income that you can keep yourself afloat for 18 months, or maybe it's a horrible recession and it lasts three or four years. If you're still making income and you can keep yourself afloat for three or four years, the market's gonna come back. And so when we do our multifamily deals, yeah, we typically say we're planning to hold three to five years, but we also do all the underwriting to ensure that if we have to hold for six years or eight years or even nine or 10 years, that the numbers still work because. Again, who knows what's gonna happen three years down the road, we could have a major recession that lasts four years and now we're seven years down the road. I wanna know that my multifamily investments in seven years, they're probably gonna be producing more cashflow. We're probably gonna see more growth in terms of population. We're probably gonna see more growth in terms of employment. Hopefully we're gonna see more wage growth once we come out of that recession. So all the economic indicators that kind of lead towards value growth in multifamily, Scott (25:58.486) are going to happen over those seven years if I can just get my property seven years and not lose it. With a flip, well, I'm not generating any income. So if the bank calls the loan due or if my two-year loan comes due and I can't refinance, I'm screwed. But in a multifamily, I just waited an extra couple of years and I'm probably in a better position than I was anyway. So that's one of the reasons I love multifamily because we can't predict what the economy is gonna do in the next couple of years. But I do know that whatever the economy does, it's probably gonna come back in the next five or 10, and I'm still gonna have the problem. Yeah, yeah, that's great. That kind of rolls into this next question. How does a passive investor that's kind of vetting a sponsor, how do they check kind of the boxes to see if their sponsors are taking the extra measures to look into those risks that you just mentioned, to mitigating those risks, to taking those risks into account in their underwriting and things like that. How can they best vet the sponsor to make sure that they're thinking of those things? So I invest in a lot of other people's syndications as well as my own. And so when I do that, I kind of look at five areas for due diligence anytime I invest in a syndication. Number one is the team. And that's probably the most important thing. For a lot of people, I have been pleasantly surprised that a lot of our investors have recognized that team is the most important aspect of the deal. I know in the flipping world, everybody was concerned about the deal. Nobody cared about what was my experience, but in the multifamily world, a lot of investors recognize that the team has to be great. So number one is the team. Number two is location. Location is often overlooked, but at the end of the day, the thing that's gonna drive value for multifamily and for commercial real estate in general is gonna be population growth. So you want more people coming into an area, employment growth. So you want more employers coming into an area that will bring more people in. You want wage growth because that will ultimately drive rents up. Scott (28:06.082) and you want employment diversity. You wanna know that if one industry takes a big hit, so for example, we invest in Houston, but we won't invest in the energy corridor of Houston because it's so reliant on oil and gas, that if the oil and gas industry took a big hit, the real estate around there would probably take a big hit. So we wanna see that there's good employment diversity. But at the end of the day, location is that next big thing. So team, location, number three is the deal itself. So you need to know that the deal is gonna stand on its own. I wanna know that if I took a deal and I handed it to pretty much any other indicator, they couldn't mess it up too badly. Obviously, again, we're gonna go back to the team is super important, but I want the deal also to stand on its own. And I wanna know that the business plan for the deal, the hold period, the numbers and the underwriting, the pro forma for the property makes sense. So team location deal. Number four is the returns. So obviously when I invest with somebody, I'm in it for the money. And so I wanna see that the returns are commensurate with the risk. I wanna know that the returns, if somebody tells me I'm gonna get 10 % returns in this deal versus 20 % returns in another deal, I wanna know, well, why am gonna settle for lower returns? I want the answer to be because it's a lot lower risk or because you're gonna get your money back a lot sooner, which is gonna allow you to compound it or whatever the answer is. I want to know that the returns make sense given everything else. And then finally is the risks. At the end of the day, I'm always going to sit down with the syndicator and I'm going to say, what are you most concerned about here? Like where, if I'm going to lose money on this deal, where am I most likely going to lose money? They say, there's no shot of losing money. walk away because we all know every deal has risks and every syndicator knows what those risks are. And they're thinking about those risks. I just want them to tell me. So if I'm gonna lose money on this deal, where am I most likely? Why am I most likely to lose money if I'm going to lose money? So those are the five things that I look for. Talking about each individually a little bit more. the team, I like to know that one, I wanna see how many deals the team has done together because again, like a basketball team, you can put the best basketball players in the world together. And if they've never played on the court together, Scott (30:31.672) they're not gonna be necessarily the best team out there. You can find another team with five inferior players who have been playing together for 20 years and they're probably gonna be better because they know each other better. So I like to see teams that have worked together for a while. I like to see teams that have gone full cycle in deals. So it's easy to buy 10,000 units. It's hard to buy 10,000 units and also sell 10,000 units for a profit. So I wanna see that if a team has bought a lot of deals, they've at least sold some for a profit. I wanna see a team that's putting their own money in the deals. So I want people that have skin in the game. If they don't have skin in the game, and I've seen plenty of syndicators that don't like to put money in the deals, well, they need to sweeten the pot for me somehow. So maybe they're saying, we're not gonna take any profits until at least year three, or we're gonna give you a better preferred return, a better split than you would get if we were putting money in the deal. I wanna know if you're not putting money in. that you're at least giving me something that aligns our interests and ensures that you're gonna be working hard even though you might not have as much financial risk. So those are the types of things I like to see in the team. I like to see things like at least one or two people working full-time. If everybody's part-time, that's kind of a little bit scary. Obviously not everybody has to be full-time because there are a lot of jobs on a GP team that aren't full-time jobs. There are a lot of jobs that might stop the day you purchase the property. Like the person that's raising money, job's pretty much done other than communicating status when the property's been purchased. But I do want to know that whoever's managing the asset is doing it full time. So that's kind of the team stuff. Location, again, population growth, employment growth, wage growth, and employment diversity. So those are the four big things I look for. Next is the business plan. So I want to see the biggest question when somebody goes in and... does what I do, which is a value add multifamily. Basically they buy it, they raise the value of the property and then they sell it for a big profit. Where is that profit coming from? Generally the profits coming from raising the rents. There's also some lowering the expenses, but at the end of the day, raising the rents is kind of the big thing that's gonna generate the big profits in multifamily. And so I wanna know how are you raising the rents? And two, when you tell me that you're raising the rents from X to Y, where is Y coming from? Scott (32:55.182) Show me the comps that tell me that why is a reasonable new rent, market rent for this property after you've done the renovation. So I wanna see the comps. So that's kind of the deal. The returns speaks for themselves. I wanna see like the structure of the deal. So when's the money coming back to me? Is it paid monthly? Is it paid quarterly? What are the returns look like? What's the preferred return? So is it a low preferred return, which means that the syndicators are getting paid sooner, whereas at a higher preferred return, which means the syndicators have to do more for me before they take anything home. So that speaks for themselves. And then for the risks, I wanna know both the catastrophic risks. So what's the thing that's like going to make me lose all my money? Is there something out there that can cause me to lose all my money? Hopefully the answer is no, but there are probably some risks that are bigger than others. So we do a lot of deals in Houston. If somebody were to say to me, what's the biggest risk on your deals? The answer is generally going to be weather. If we have a really bad hurricane, if we're in a flood zone, we probably have flood insurance and we have hurricane insurance. But if it's in a place that's never experienced the negative impacts of a flood or a hurricane, and we are not required to have flood insurance, but there's still a massive hurricane that wipes out that property, that's not going to be good. We're going to have to pay for that ourselves. So what's our mitigation there? We don't have a great one. Luckily. the risk is really low. We don't buy in areas where there is that risk. And if there is, we're gonna get flood insurance. But I do want my investors to know that no matter where you invest, whether it's a risk and especially in Houston, if we see a storm bigger than anything we've seen the last 50 years, some of our properties could be at risk. And then there are the smaller risks. So maybe there's five other complexes being renovated all around us. Maybe there's class A, brand new class A being developed. all around us. So basically our absorption of units is going to slow down because there's so many more units. Maybe there's one big employer in the area. Amazon just built a warehouse that's employing 8,000 people. Well, what happens if Amazon has a bad year and has to lay off 4,000 of those people? How's that going to affect us? So, so risks is the next thing. And the way I approach it is I literally sit down with the, with the syndicator and say, Scott (35:15.554) What keeps you up at night? What are the biggest things you're concerned about? And so those are the things that I do. I have no problem basically saying to a syndicator, I need 15 or 30 minutes of your time to ask these questions. Typically the good ones will either find the times themselves or have somebody on their team that will sit down and answer these questions. If they're not willing to answer those questions, well, that's probably a good indication that that's not a good team. Yeah. For our listeners out there, that breakdown was incredible. Rewind that, listen to those five items again. That's a quick, but thorough and awesome rundown of what you need to do. Just as at least the starting points for your due diligence. And that's, that's great that you said if they won't book a call with you either themselves or an investor relations person on their team, then it's time to, you can just walk away and look at the next, look at the next deal. One question I had on the deal. So a lot of folks, it's kind of overwhelming to see an underwriting model or something like that. And being a passive investor, I don't know how much you even want to dive into it. Some people do, some people want to nerd out on it. Most people don't. And we don't generally have access to the T12 or the rent roll or anything like that. What are maybe some quick tips on how to maybe proof through that pro forma to make sure that the assumptions are reasonable and the pro forma is generally a reasonable prediction of what we might expect from that investment. Well, let me start, me take a step back before I answer that particular question and just say that even for you and me, mean, you know how to do an underwriting, I know how to do an underwriting. If you or I were gonna invest in somebody's deal, Joe Smith's deal, we're probably not gonna have enough information even though we know this business really well and we know the underwriting models really well, we're probably not gonna have enough information. Scott (37:08.908) that we're going to be able to know for certain that Joe Smith's not trying to scam us out of money. So if Joe Smith is really smart and he could probably put together an underwriting that could fool us because we're just not gonna be putting in as many dozens of hours underwriting as he and his team are. So the number one thing I would say is make sure you trust your syndicate. This goes back to why team is so important. because there's two types of things that Joe Smith can do. One, he could do a bad job of underwriting and come up with bad numbers. That's not good, but that's not nearly as bad as Joe Smith wanting to scam us out of money. So number one is make sure Joe Smith's not the kind of guy who wants to scam us out of money. And so work with people who are reputable. And that's why I would invest with you before I would invest with 95 % of syndicators out there because you're an attorney, you passed the bar. you know that if you go and somebody finds out that you're trying to scam somebody, well, you're putting your entire career at risk. And so what I tell people is, so what do you have that really proves that this person is on the up and up? And maybe it's a track record. Maybe it's 10 or 15 years of doing deals. Maybe it's, I like to think with me, I've been doing this business for 15 years. I've done thousands of deals with hundreds or thousands of people. And if you go out on the internet, nobody's gonna, you're not gonna find anything that's written negatively about me. So that's a good sign. But make sure that there's something out there that gives you faith in that syndicator, even if it's just somebody else that's invested in a couple of deals with them. So that's number one. So that's the way to rule out that catastrophic, they're trying to scam you risk. Then there's the more likely, what if they just didn't do a good job of underwriting risk? And so for that, would say for people that have very little knowledge of how the underwriting works and how the numbers work, it can be really difficult. And so what I like to do is, or what I recommend people do is sit down and ask to do a Zoom call for 15 minutes with the investor relations person and say, hey, will you kind of walk me through the high level underwriting? And at least force them to go through and then just ask questions. Scott (39:30.958) when they say something, even if you have no idea what you're talking about and they say, well, it looks like we're gonna be able to reduce expenses by implementing a rub system, blah, blah, blah. Oh, okay, well, what is rubs and how does that work? And at least make them explain it to you. At least then you'll get an idea that they're not making it up as they're going along, or at least you'll get that confidence that it sounds like they know what they're talking about. But the biggest thing that I would say is that whole comps thing. And this is a question that a lot of people don't like to ask. But I actually, and when people ask me this question, it always makes me nervous because it's the hardest part of the business, but it impresses me when people do. to the underwriting or the investor relations person, what are the comps that you used for your post renovation market rents? So again, the thing that drives values in multifamily is after the renovation is completed, in theory, you should be able to bring your rents up higher. and your rents, those higher rents, you should be able to figure out what they are by looking at other units that have already been renovated and seeing what their rents are. So if I buy one, two, three Main Street, and I know I'm going to put $8 million into it, well, now that property is going to comp out to 678 Main Street. And well, what are the rents at 678 Main Street? And so by asking, hey, so you're buying one, two, three Main Street, what are the comps for the rents after you renovate? and they tell you, it's going to be 678 Main Street and 123 Smith Street, whatever it is, you can then go look up those properties and say, okay, well, it looks like a two bedroom at those properties is renting for 1200. Now I go back to the investor relations person or whatever information they gave me I see, oh, okay, after renovation, they have their rents at 1200. Makes sense. If that's a reasonable comp, they now have the rents at kind of where they should be. If he says that six, seven, eight main streets, a comp, and you go look in a two bedroom at six, seven, eight main streets, 1200, but their underwriting tells you that after they do the renovation, they're going to be charging 1500. Well, why are you now $300 above this property that you said was a comp? And so that to me is kind of the first thing that I look at or the biggest thing I look at is what are the comps that they're using and does just a kind of first pass. Scott (41:57.762) jumping on apartments.com or calling the complex and asking them what different things rent for. Does that coincide with what they're telling you their post renovation rents are gonna Yeah, I love that man. I mean, it's not as simple as just going into an old dilapidated apartment building and saying, I'm to put granite countertops and hardwood flooring and stainless steel appliances in there. And then I'm going to triple the rent or double the rent. It's not that easy. If it's not in the right area that could support those, those market rents or that have potential tenants that want those types of things, it doesn't work. So that's why that's so important to check those comps to see what's around those apartments that you're going to be investing in to see if, they can achieve those. those proforma rents. All right, man, before we jump into the freedom four, what's one last gold nugget for our listeners? Absolutely. Scott (42:45.634) Yeah, so again, what I would tell people is figure out your highest and best use on your active side. And then for the passive side, figure out how you're gonna scale. And I know a lot of people like to invest in a whole lot of different things, but I'm a big fan of doing some work so that you don't have to diversify as much. Diversification is great, but diversification, is for people who aren't really an expert in anything. If you want to get your best returns, the way to get your highest level of returns is not to have to diversify. And the best way not to have to diversify is to get knowledgeable about whatever you're investing in. So if you decide you wanna invest in all your syndications, just cause that's what you and I do. So it's an easy example. If you want to invest in syndications and that's how you wanna grow your nest egg, my recommendation is, get as much information about syndications as you can. Pick up a good book on syndications. Go find somebody that does syndications and say, hey, I'd to pay you a thousand bucks for five hours of your time. Or you just to walk me through what a typical deal looks like or what the underwriting looks like. Or go sit in on a hundred multifamily syndication investor videos, presentations. So you can see all the different things they're talking about and become as much of an expert there as you can. So that way you're reducing your risk without having to do a lot of the. diversification. So focus on whatever your highest and best use of time is on your active income and then become as knowledgeable as you can for whatever you're investing in passively. What I like to say on the passive side is it's not truly passive. Nothing's truly passive. But the best investments are the one where all the work is done upfront. You do your due diligence and then it becomes passive. Yeah, that's awesome, man. And then what you can do though is diversify within that strategy, right? Absolutely. Yeah, different asset types can have different business strategy, value add, or maybe you're dealing with just a class A where you're chasing yield or across different cities, different geographies, or across different sponsorship teams. There's other ways to diversify within that same type of investment strategy. Yep. All right, man, let's jump into the Freedom 4. Scott (45:05.598) It's time for the Freedom Four. What's the best thing you do to keep your mind and body healthy? So for me, it's admitting when I need a break. I know so many people that it's a badge of honor to work 80 hours a week, 52 weeks a year, never take a vacation. I'm just the opposite. If I wake up one morning and I'm tired and I don't feel like working and I don't feel like I'm gonna be productive, I will grab a book. I might even turn on the TV. I might say to my wife, hey, let's go to breakfast or let's go spend the day, let's go to a movie. And I have no qualms with just saying, I need a break today. Today's not gonna be a productive day. I don't need to pretend to work just so I can have that badge of honor that I work hard. And so, yeah, and that's one of the nice things about real estate. mean, I don't have a hundred percent flexible work-life balance. I can't do anything I want any time I want, but if I wanna take a couple hours off, I normally can. And so I'm not scared to do that. Yeah, yeah, that's a great answer. With all your success, what is one limiting belief that you've crushed along the way and how did you get past it? Scott (46:15.734) Yeah, I still have a lot of them. I think we all do. But I'd say the biggest one is that doing a big deal is not that much harder than doing a little deal. I'm not going to say a hundred million dollar deal is just as easy as a hundred thousand dollar deal. But if you're smart enough to do a hundred thousand dollar deal, you're smart enough to do a hundred million dollar deal. And the people that are out there doing those hundred million dollar deals, mean, we have, we now have a hundred million dollars assets under management. I remember a couple of years ago, looking at the people that had nine figures under management and thinking, they're different. I can't do that. These are people, went to some school that I will never go to, or they were born into something that I was never born into, or they know people I don't know, or whatever it is. No, they're normal people. And the only difference between them and me was I wasn't thinking big enough. and I wasn't willing to take some risks and I wasn't willing to acknowledge the fact that doing again, a hundred million dollar deal is certainly within my capabilities. So that to me has been probably the biggest one and it's made it a lot easier for me now to say, okay, $50 million deal, let's go do it, not think twice. Yeah. I had a similar experience working in, in, big law, doing house flips, doing single family rentals, things like that. And even though my clients are doing 50, a hundred million dollar deals and I'm helping them close those deals, it was just like the mindset shift that, a minute, I can do those deals too. I'm actually giving them advice on how to, how to do this thing. I need to step up my game and, and, take some. Exactly, it's the difference between people doing a hundred million, a hundred thousand, it's all mindset. Seth Bradley (48:00.866) Yep, absolutely. What's one actual step our listeners can do right now to start creating more freedom. take action. So the biggest thing that I see stopping people is just this fear to take the first step. And I know this doesn't apply to a lot of your listeners, but I talked to a lot of people who want to get into house flipping or they want to get into rentals and they've been thinking about it for years and they just never take that first step and then they end up giving up. One of the the few truisms I see in this business is that there are two types of people I meet. Number one, I meet people that have never done a deal. They've done zero deals. And maybe they're still working on it. Maybe they've given up whatever it is, but they've done zero deals. And then the other type of people I meet in this business are people that have done a lot of deals. They've done five or 10 or 20 or 50 deals. There's one type of person I never ever meet in this business. And that's somebody that's done one deal. Because if you get that one deal, you're gonna get the second and the third and the fifth and the tenth. Nobody does one deal and then says, okay, that's it, I'm done. can't do this. So what I like to tell people is, and that applies to a lot of things in life. If you can get over the hump and do it once, you're gonna get that snowball effect and it gets easier the second time. It gets even easier the third, it gets even easier the hundred. So don't give up until you achieve that first step or that first iteration of whatever it is you wanna achieve because that's gonna get that snowball rolling. Yeah. Yeah. We preach that on their show all the time. Just like, you know, just do a deal, just invest in a deal so you can get that experience and it'll just kind of open up your mind to other opportunities. You'll just see opportunity all around you. Once you just do one deal last but not least, how it's passive income made your life better. Scott (49:51.886) Passive income has given me the ability and the confidence to raise a family. Before this, my biggest concern with raising a family was I didn't want to be, I had, my parents were great, but my parents were always working. And I didn't want to be the same type of father that my parents were. Again, they were fantastic, but I wanted to always be there. I wanted to be at every soccer game, every piano recital. I wanted to be able to go into school for the parent-teacher conferences. so passive income has really given me the ability to build my life around my family as opposed to building my life around Love that, love that. It's been fantastic, brother. We're gonna listen and find out more about you. Yeah, anybody wants to get more info, go to www.connectwithjscott, just letter J, Scott, connectwithjscott.com, and that'll link you out to everything you might wanna find. Awesome man. Talk soon. Scott (50:54.945) Awesome. Thanks, All right, Mr. Jay Scott from Master House Flipper to multifamily syndicator. He's a master of creating profitable, well-oiled business machines. I've been reading Jay's bigger pockets books for years and it's awesome to have the opportunity to have him on the show today. Major key, focus. Focus on transitioning your active income to passive income and don't get distracted. All right, if you're ready for a change, you're ready to take action. partner with us on one of our next passive real estate deals. Go to passiveincomeattorney.com and join our Esquire Passive Investor Club. All right, kiddos, as always, enjoy the journey. Thank you for listening to the Passive Income Attorney Podcast with Seth Bradley. Do you want more ideas on how to generate multiple streams of passive income? Then jump over to passiveincomeattorney.com for show notes and resources. Then apply for the private Facebook community by searching for the Passive Income Attorney on Facebook. And we'll see you on the next episode. Links from the Show and Guest Info and Links: Seth Bradley's Links: https://x.com/sethbradleyesq https://www.youtube.com/@sethbradleyesq www.facebook.com/sethbradleyesq https://www.threads.com/@sethbradleyesq https://www.instagram.com/sethbradleyesq/ https://www.linkedin.com/in/sethbradleyesq/ https://passiveincomeattorney.com/seth-bradley/ https://www.biggerpockets.com/users/sethbradleyesq https://medium.com/@sethbradleyesq https://www.tiktok.com/@sethbradleyesq?lang=en J. Scott's Links: https://www.linkedin.com/in/jscottinvestor/ https://www.instagram.com/jscottinvestor/ https://x.com/jscottinvestor https://linktr.ee/jscottinvestor
On today's episode, I talk to comic artist Nick Dragotta. Originally from Cape May, NJ, Nick came to prominence working on Fantastic Four with Jonathan Hickman, which then led to their incredible creator-owned work East of West. Beyond this, Nick has done the art for a number of great books including X-Statix, wrote and drew his own book Ghost Cage, and co-created the character America Chavez. Most recently, it was announced that Nick will do the art for the final arc of Once Upon a Time at the End of the World, while he continues to draw the fantastic Absolute Batman! This is the website for Beginnings, subscribe on Apple Podcasts, follow me on Twitter. Check out my free philosophy Substack where I write essays every couple months here and my old casiopop band's lost album here! And the comedy podcast I do with my wife Naomi Couples Therapy can be found here! Theme song by the fantastic Savoir Adore! Second theme by the brilliant Mike Pace! Closing theme by the delightful Gregory Brothers! Podcast art by the inimitable Beano Gee!
The MidPacker Pod is part of the Freetrail network of Podcasts.Join the Newsletter at: MidPack Musings SubStackSupport the MidPacker Pod on Patreon.Check Out MPP Merch Make sure you leave us a rating and review wherever you get your pods.Looking for 1:1 Ultra Running Coaching? Check out Troy's Coaching PageSTOKED TO PARTNER WITH JANJI HYPERLYTE LIQUID PERFORMANCEBEAR BUTT WIPES USE PROMO CODE MIDPACER FOR A SWEET DISCOUNT“I don't want to just direct a race—I want to give people something they've never experienced before.”In this episode, Troy sits down with Richard Abernathy, the creative force behind Dirty Wolf Racing—a trail and ultra event series in North Carolina that blends storytelling, challenge, and community in unforgettable ways.From humble beginnings on a tiny track to directing races like Beast of the East 100, Stone Mountain Massacre, and the ever-whimsical LLAMA, Richard shares his wild journey from reluctant runner to race director, family man, and full-time adventure architect.Whether it's mystery aid stations with elemental rocks or events that include llamas, Richard's approach to trail running is one-of-a-kind—infusing play, grit, and heart into everything he touches.In this episode, Richard and Troy talk about:How a playful challenge from his ex-wife kicked off his running journeyStarting Dirty Wolf Racing and creating events with storytelling at the coreThe beautiful chaos of directing races while supporting his wife's herbal brand, Hollowed Springs ArtThe inspiration behind events like LLAMA, Leatherwood, and Stone Mountain MassacreWhat it really takes to keep race experiences fresh, creative, and community-drivenRelevant LinksDirty Wolf Racing Hollowed Springs ArtBeast of the East 100LLAMA UltraStone Mountain MassacrePartner Links: Janji - Janji.comA big shoutout to our sponsor, Janji! Their running apparel is designed for everyday exploration, and 2% of sales support clean water initiatives worldwide. Plus, with a five-year guarantee, you know it's gear you can trust. Check them out at janji.com.Use the code MIDPACKER for 10% off your order.Hyerlyte Liquid Performance - https://www.hyperlyteliquidperformance.comMade by the ultra-endurance athlete, for the ultra-endurance athlete.H001 is a new hydration mix that has the carbs and sodium your body needs for high-output adventures in a single serving.Check them out at hyperlyteliquidperformance.comUse the code MIDPACKER for 10% off your individual order and 10% off your first subscription order.“The Kid” Hans Troyer DocumentaryBear Butt Wipes - Bearbuttwipes.comPortable individually wrapped wipes for when nature calls and a DNF is not an option. Bear Butt Wipes: Stay wild. Stay clean.Check them out at Bearbuttwipes.comUse the code MIDPACKER for 10% off your order.Run Trail Life - https://runtraillife.com/Find Official MPP Merch on RTL!!Use code: midpackerpod to double the donation from your purchase. Visit RunTrailLife.com to check out our line of Hats and Organic cotton T's.Freetrail - https://freetrail.com/Visit Freetrail.com to sign up today.Richard Abernathy, Dirty Wolf Racing, trail running, race director, Beast of the East, LLAMA Ultra, Stone Mountain Massacre, Hollowed Springs Art, ultrarunning, North Carolina trail races, creative race design, UltraSignup, family and running
Survivors and victims allege that 301 East 66th Street, a New York City condominium building tied to Jeffrey Epstein, was used as a hub in his trafficking network. Various witnesses say that people involved in coordinating, recruiting, or facilitating abuse—like Sarah Kellen, Nadia Marcinkova, Adriana Ross, and others—had access to or worked out of units in that building. They've also claimed that underage girls were housed in multiple apartments there, sometimes several girls to a unit, and that the building served not merely as living quarters but as a location for parts of the abuse to take place.Victims also say the building was part of a broader system of control and deception. It's alleged the ownership structure was opaque, providing a way to obscure who precisely was responsible for what went on inside. Some have claimed they were brought there under false pretenses (job offers or modeling opportunities), groomed, and then coerced into sexual activity. The claims include that Epstein—or people in his orbit—used the building to conceal the scale of the abuse and maintain oversight (staff, security, transport) so that the trafficking could continue with fewer questions.Teresa Helm gave an exclusive interview the Mirror recently and in the interview she talks about the time she stayed at Jeffrey Epstein's building at 301 E. 66th street. This building has long been rumored to be a place where Jeffrey Epstein and Jean Luc Brunel house trafficked girls, but very little has been disclosed about the inner workings.to contact me:In our second article...Thersa Helm is one of the women who was abused by Jeffrey Epstein. She is also one of the most vocal when it comes to his associates getting away with their alleged crimes. Now, in the wake of the document dump she is once again speaking out.In this episode, we hear from Theresa Helm about the document dump and how this new found interest in Epstein and his horrible crimes could catapult us closer to justice.bobbycapucci@protonmail.comBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-epstein-chronicles--5003294/support.
✨ So often, we move through our days carrying feelings we haven't had time to notice. When our feelings go unacknowledged, they don't disappear… they linger in the body, showing up as stress, tension, and a sense of being disconnected from ourselves. In this episode of Somatic Healing Meditations, I guide you through a Daily Emotional Reset. It's a soothing somatic practice to gently check in with yourself, shift your emotional state, and calm your nervous system. Think of it as daily tending: a compassionate reset that gives your emotions the care they've been asking for. This practice combines soothing self-touch with the simple but powerful act of naming what you feel (inspired by a process called Transpirational Havening). Together, these tools help quiet the amygdala, soften emotional intensity, and open space for more clarity and compassion. If you've been longing for a simple, supportive way to feel calmer, clearer, and more connected to yourself, this episode is for you.
A strengthening storm system and returning warmth will trigger severe thunderstorms across the U.S. Plains Friday into Saturday, with the primary threats being from damaging winds and large hail. In the East, a stagnant weather pattern will limit rainfall across much of the East, raising fire danger and stressing vegetation as cooler, drier air spreads south into Florida. Learn more about your ad choices. Visit podcastchoices.com/adchoices
Julia Kreuz and Sho Alli delve into the historical context of Kevin Gausman's complete game and how dialled in he is heading into the playoffs, where he appears to be the favourite to start Game 1 of the postseason. Afterwards, the Score's Brandon Wile (28:44) previews the upcoming weekend series of the Red Sox-Yankees. Afterwards, Julia and Sho discuss Anthony Santander's debut (50:08) with the Bisons, how the lineup changes when he returns and Toronto's plethora of bench options. Lastly, MASN's Melanie Newman (1:15:38) previews the Baltimore Orioles, who have put together an excellent ending to a season that got derailed. The views and opinions expressed in this podcast are those of the hosts and guests and do not necessarily reflect the position of Rogers Sports & Media or any affiliate.
Friends, we have arrived... at the final day of the Regular Season in the WNBA! We've been treated to a league record 282 regular season games so far... and yet there is still so much more to be decided before the clock strikes midnight on the East coast and the playoff picture crystallizes. The Bay's newest team is already shaking up the WNBA with soldout crowds and a playoff berth in only Year 1! How are they getting ready to take on a top seed in the playoffs? Head Coach Natalie Nakase joins live after the break. It's Year 17, and Steph just made a bold claim about his game and where it's headed…Could this be the start of one more Golden run? And skills pay the bills, and Big Perk's about to show you which ones cash the biggest checks. His Big List of the NBA's top skills dominating the court today is on deck. We'll be right back. Learn more about your ad choices. Visit podcastchoices.com/adchoices
For more than 40 year the National Geographic Field Guide has been an essential text in the library of US and Canadian birders. The venerable series is in its 8th edition now, published as East and West earlier this year and as as guide from coast to coast just recently. Ted Floyd, a regular on this podcast, is the author, but a field guide is only as good as its illustrations. Former Bird of the Year artist Andrew Guttenberg is the art coordinator for this series as it takes a turn into the 21st Century and he joins us to talk about it. Also, have you seen the new Listers documentary? Subscribe to the podcast at Apple Podcasts, Spotify, or wherever you get your podcasts and please leave a rating or a review if you are so inclined! We appreciate it!
In this episode, I reconnect with Bela Musits, a returning guest from several years ago, to hear about his latest adventures and his new podcast, Sailing and Cruising the East. Bela shares his firsthand insights on sailing the Intracoastal Waterway (ICW), including: How to plan a trip up and down the East Coast Tips for navigating the ICW safely and efficiently His favorite anchorages, marinas, and coastal towns Lessons learned from years of cruising Whether you're planning your first passage or looking for new ideas for your next trip, this conversation offers both practical advice and inspiring stories from one of the East Coast's most experienced cruisers. ------------------------------------ Connect with Bela Musits:LinkedIn – Bela Musits Listen to Bela's podcasts: Sailing and Cruising the East – Practical sailing and cruising advice The Unconventional Path – Conversations about startups and entrepreneurship Check out the two Podcasts I do with my colleague Mike Wasserman with over 300 episodes combined. The Unconventional Path(All about start-ups and entrepreneurship) Sailing and Cruising the East(Practical information about sailing and cruising) My LinkedIn Profile https://www.linkedin.com/in/bela-musits-b523584/ Want me to go sailing with you? Then contact me! If you have ideas for future podcasts or comments please drop me a note! and PLEASE rate my podcast in iTunes and perhaps write a note. link https://itunes.apple.com/us/podcast/sailing-in-the-mediterranean/id566678892?mt=2 Sailing! Learn To Sail: Basic Keelboat Certification Lessons for the ASA 101 Exam Exam over 7 hours of Audio Instruction to help you get ready to take the written exam. If you're interested in my sailing instructional audio series here are the links: Sailing! Learn to Sail: Basic Keelboat Certification Lessons for the ASA 101 Exam https://gumroad.com/l/Eiig Sailing! Learn to Sail: Basic Coastal Cruising; Lessons for the ASA 103 Exam https://gumroad.com/l/PvOYK Sailing! Learn To Sail: Bareboat Cruising Certification Lessons for the ASA 104 Exam https://gumroad.com/l/bwXh Sailing in the Mediterranean Website https://www.medsailor.com If you would like to be a guest or have suggestions for future episodes or if you would like Franz to be a speaker at your Sailing Club or fundraiser please feel free to contact me. ©2019 Franz Amussen all rights reserved
In the second portion of our 2026 NBA season preview, Kris Pursiainen and Albert Nguyen discuss teams that should look to add talent at the trade deadline – or before it. Whether their upward trajectory is undeniable or they're stuck with their current cap sheet... They've gotta get better!01:36 - Amendments!04:54 - How should the Pacers navigate Tyrese Haliburton's injury?09:25 - Politics aside, should the Lakers move LeBron James16:00 - How much better will Desmond Bane make the Magic23:04 - Is Anthony Edwards ready to win the T-Wolves a championship?29:59 - Are the Suns this year's surprise team?36:40 - What kind of team are the Trail Blazers?50:00 - Are the Hawks the fourth best team in the East?
All week, we've been hanging out on South Street and learning about its past, present and future. Host Trenae Nuri talks with Siani Colón, Hey Philly newsletter editor, about the businesses, bars and even bookshops in Queen Village, a neighborhood along the East side of South Street. Check out Siani's Graduate Hospital neighborhood guide here. Get Philly news & events in your inbox with our newsletter: Hey Philly Call or text us: 215-259-8170 We're also on Instagram: @citycastphilly You can support this show and get great perks by becoming a City Cast Philly Neighbor at membership.citycast.fm. Learn more about the sponsors of this September 11th episode: The Pottery Spottery Kidney Cancer Association Center City District Huel - Get 15% off with code PHILLY Advertise on the podcast or in the newsletter: citycast.fm/advertise
We discuss ESPN's predictions for the East and West standings, and if Payton Pritchard and Neemias Queta become starters for the Celtics this season. Plus, we talk Steve Ballmer, the Clippers, the basketball HOF and more on this edition of the Causeway Street Podcast! #BlackLivesMatter #StopAsianHate #StopAntisemitism #PeaceInTheMiddleEast #WeStandWithUkraine #NoMoreGunViolence Subscribe to our podcast via: Apple: https://podcasts.apple.com/us/podcast/causeway-street-podcast/id1101566051 Spotify: https://open.spotify.com/show/5N5SyS93VJTzupebksWZ03 YouTube Music: https://music.youtube.com/podcast/VpG22lqrcfo Support us via Patreon: https://www.patreon.com/causeway Follow us on Twitter: @CausewayStreet, @Joe_Sway, @SeanDutra, @Joel_CSP Learn more about your ad choices. Visit megaphone.fm/adchoices
In this Summer Coolers edition of NHL Wraparound, Neil Smith and Vic Morren head to the nation's capital to break down the Washington Capitals, a team coming off a quietly dominant 2024–25 regular season... and a playoff run that ended just as quietly.Washington finished with 111 points, 1st in the Metro, and 2nd overall in the NHL—yet fizzled in the second round against Carolina after dispatching Montreal in five games. But with no major offseason additions, the OV goal chase behind them, and multiple players coming off career seasons, is this team poised for a step forward—or a step back?
Friends, we have arrived... at the final day of the Regular Season in the WNBA! We've been treated to a league record 282 regular season games so far... and yet there is still so much more to be decided before the clock strikes midnight on the East coast and the playoff picture crystallizes. The Bay's newest team is already shaking up the WNBA with soldout crowds and a playoff berth in only Year 1! How are they getting ready to take on a top seed in the playoffs? Head Coach Natalie Nakase joins live after the break. It's Year 17, and Steph just made a bold claim about his game and where it's headed…Could this be the start of one more Golden run? And skills pay the bills, and Big Perk's about to show you which ones cash the biggest checks. His Big List of the NBA's top skills dominating the court today is on deck. We'll be right back. Learn more about your ad choices. Visit podcastchoices.com/adchoices
GOD: An Autobiography, As Told to a Philosopher - The Podcast, S1
Questions? Comments? Text Us!What does the ancient Hindu epic Mahabharata, often called “India's Iliad,” have to say about your life today? In this From God to Jerry to You, philosopher Jerry L. Martin shares what God revealed to him while praying through the pages of this vast epic and its centerpiece, the Bhagavad Gita.God's surprising message is clear: the purpose of life is not to escape through yoga, asceticism, or lofty philosophy, but to engage; to face sin, suffering, mortality, and the challenges of human existence.Jerry explores the story of the good king Yudi, who must wrestle with duty, saintliness, and the shocking truth that sometimes the morally imperfect is morally required. Krishna reminds him, and us, that true spirituality is not retreat but responsibility, even when choices carry painful costs. Jerry breaks down the word and meaning of swadharma, or personal duty: your unique calling in life. Drawing on the Bhagavad Gita, Dag Hammarskjöld's reflections, and Abigail Rosenthal's piercing question, “Does this task have my name on it?” Jerry invites you to discern your own path. Because only when you say “yes” to your calling does life take on true meaning.This conversation bridges East and West, scripture and modern life, divine revelation and personal reflection. Whether you are a seeker, a philosopher, or simply searching for guidance, this episode offers wisdom you won't want to miss.Other Series:The podcast began with the Dramatic Adaptation of the book and now has several series:The Life Wisdom Project – Spiritual insights on living a wiser, more meaningful life.From God to Jerry to You – Divine messages and breakthroughs for seekers.Two Philosophers Wrestle With God – A dialogue on God, truth, and reason.Jerry & Abigail: An Intimate Dialogue – Love, faith, and divine presence in partnership.What's Your Spiritual Story – Real stories of people changed by encounters with God.What's On Our Mind – Reflections from Jerry and Scott on recent episodes.What's On Your Mind – Listener questions, divine answers, and open dialogue. Stay ConnectedRead the book: God: An Autobiography, As Told to a Philosopher at godanautobiography.com or AmazonShare your questions and reflections: questions@godanautobiography.comSubscribe and listen free wherever you get podcastsShare Your Story | Site | Facebook | Instagram | Twitter | YouTube
UPDATE ***Yesterday, Jay from MAKC hosted a livestream for me, Adnan Husain, and Nick Estes partly as a mini-fundraiser for my friend Mohammed in Gaza. The response has been amazing. As I mention in the episode, donations started pouring in from listeners/ viewers. Someone even donated $500!. It was really moving for me--I even shed a tear on the livestream! Thank you to all who donated. Mohammed was elated to see some money come in, as he has been trying to arrange for transport south for him and his siblings. For a few weeks, donations had dried up, and it was a source of anguish for him. Seeing him get excited as he watched the donations come in made me really happy. The happiness was short-lived. This afternoon (Tuesday) Mohammed messaged me to let me know his brother's wife just had a miscarriage. The Zionists have been shelling the north heavily as they accelerate the genocide, and it caused her to miscarry. Needless to say, they are devastated. Martyred before life! It goes without saying that there are a lot of really worthy campaigns. Here are two being run by a friends of mine https://chuffed.org/project/139183-help-ahmed-and-his-family-start-over-after-losing-everything https://chuffed.org/project/141277-help-mahmoud-and-his-family-survive-and-stand-again I once again want to thank all of you who have been donating and sharing/organizing campaigns. Our ruling class has decided that this starvation war is normal, and it's up to us to do everything we can to support Palestinians fighting to stay alive. I encourage you to adopt your own campaigns. Even if you don't have a large social media following, you can find ways to fundraise. There are a lot of people out there who are not online and would like to show their support. I have learned this first hand! I hope you enjoy this episode. It's a livestream and clocks in at over 2.5 hours. It was fun and chaoatic and very adhoc. I will endevour to do more in the coming weeks and months! -Sina *** The East is a Podcast will host a conversation with multiple friends, airing grievances, covering multiple topics, discussing news and raising funds for Mohammed and his siblings amid evacuation orders. This stream will feature Nick Estes from The Red Nation, Adnan Husain from The Adnan Husain Show, Jared Ware from Millennials Are Killing Capitalism, and possibly other special guests. Watch the video edition on The East is a Podcast YouTube channel Consider supporting the show www.patreon.com/east_podcast
Note: Nick Estes and I have launched a new project called Pod Kapital in which we will be reading canonical Marxist texts for weekly episodes on his Substack. I will be posting the audio editions for all my patrons but if you want to watch the video edition, you will have to sign up behind his paywall! I encourage you to do so anyway for the great content he is posting ! The Red-Brown alliance is finally happening! The American Indian-Iranian alliance, that is. Host of the East Is a Podcast, Sina Rahmani, joins the Red Scare Podcast for the “Pod Kapital” series, where we dissect and discuss classic Marxist texts. We're aiming for the fences for the first reading, starting with Karl Marx's magnum opus: Capital: A Critique of Political Economy, Vol. 1 (1867). We're offering this introduction for free, hoping that you will subscribe to the Substack to join our semi-weekly classes. This eight-week course will meet via livestream on Substack every Tuesday at 1 pm CT. Recordings will be reposted for those who cannot attend the livestreams but still want to follow along. Here's the reading and podcast schedule: September 9: Introduction: Seeing the Monster September 16: Part 1: The Commodity and Money September 23: Part 2: Money and Capital September 30: No Class October 7: No Class October 14: Part 3: Absolute Surplus Value October 21: Part 4: Relative Surplus Value October 28: Parts 5 & 6: Surplus Value and Wages November 4: Part 7: Process of Accumulation November 11: Part 8: Original Accumulation November 18: Conclusion: The Secrets of Political Economy There are several English translations of Capital. For this series, we'll be using the recent Princeton version, translated and edited by Paul Reitter. We also recommend, and will be referencing, the Ben Fowkes translation and the English version available for free at Marxists.org. Purchasing a copy of the book isn't a prerequisite for participating in this study group. (If you're interested in a critical conversation about the Princeton translation, check out the episode of Guerrilla History with Paul North and Paul Reitter.) Sina will also be referring directly to the original German texts found at the Marx-Engels-Gesamtausgabe (MEGA) archives. Jonathan Sperber's Karl Marx: A Nineteenth Century Life (2013) is an excellent intellectual biography of Karl Marx. We will be referring to it throughout the series. We hope that you read along. But we also want to provide you with enough context and analysis that may inspire you to read or give a foundational overview of Capital. Each episode will be structured with an introduction, a summary, and a critical reflection on the reading, concluding with answering subscriber questions about the text. We hope you tune in to the livestream or post your questions in the comments section or chat function. Pilamayaye ota! Many thanks for your continued support.
It's a full Wall Pass Wednesday on SDH AMTyler Pilgrim from Scarves N Spikes looks at the USMNT win in Columbus from last night, plus some Leagues Cup follow-up, and preps for ATLUTD and Columbus for the weekendMLSSoccer.com's Dylan Butler looks at the standings in the East and West in MLS and what to look for in the run-inSoccerForUSPod's Bart Keeler drops in from the west to break down the win in Columbus as well...
Namco set out to create a super popular rhythm game and accidentally created the most popular mascots since Pac-Man. Don-chan and Katsu-chan are unavoidable as we talk about the extremely popular in the East but largely ignored in the West drum game, Taiko No Tatsujin! Why was this game never released in the U.S. until now? How did an instrument mishap lead to the most embarrassing moment of young Rob's life? Is every arcade game released after the year 2000 just a Playstation in disguise? How did Donkey Kong steal this game's popularity? We answer your questions like what arcade game did we initial hate but grew to love over time (#RedemptionArc), what our favorite non-video game arcade attraction (excluding pinball), and what IP we predict will be the next new beat ‘em up announced. Join the Podouken Discord and post your own questions that could be included in a future episode: discord.gg/k5vf2Jz You can also like, comment, and subscribe to our YouTube channel where we post our listener question segments and additional content (like our third favorite cheese): https://www.youtube.com/@podoukenpodcast2716
In this episode, Ashley shares her powerful story of overcoming domestic abuse. Ashley recounts her tumultuous marriage marked by emotional and psychological abuse, her journey through a traumatic childbirth experience, and her eventual separation. She discusses the impact of her childhood abuse, her struggle with self-doubt, and the challenges of single motherhood with special needs children. Ashley also shares how her faith and community support played vital roles in her healing journey. The episode concludes with Ashley's advice for others in abusive situations to prioritize self-care and seek supportive communities. 00:00 Introduction to the Podcast 00:34 Meet Ashley: A Survivor's Story 01:38 Ashley's Background and Journey 04:19 Challenges of Parenting Special Needs Children 05:12 Coping During the Pandemic 06:55 Ashley's Upbringing and Faith Journey 14:21 Meeting Her Husband and Early Red Flags 16:15 The Birth of Ashley's Children 21:34 Experiencing Abuse and Control 23:26 Realizing the Extent of Abuse 24:15 Deciding to Leave 25:42 The Second Separation 32:05 Ongoing Abuse During Divorce 35:02 Healing and Support 38:56 Faith and Moving Forward 41:53 Closing Thoughts and Encouragement Website: https://dswministries.org Subscribe to the podcast: https://dswministries.org/subscribe-to-podcast/ Social media links: Join our Private Wounds of the Faithful FB Group: https://www.facebook.com/groups/1603903730020136 Twitter: https://twitter.com/DswMinistries YouTube: https://www.youtube.com/channel/UCxgIpWVQCmjqog0PMK4khDw/playlists Instagram: https://www.instagram.com/dswministries/ Facebook: https://www.facebook.com/DSW-Ministries-230135337033879 Keep in touch with me! Email subscribe to get my handpicked list of the best resources for abuse survivors! https://thoughtful-composer-4268.ck.page #abuse #trauma Affiliate links: Our Sponsor: 753 Academy: https://www.753academy.com/ Can't travel to The Holy Land right now? The next best thing is Walking The Bible Lands! Get a free video sample of the Bible lands here! https://www.walkingthebiblelands.com/a/18410/hN8u6LQP An easy way to help my ministry: https://dswministries.org/product/buy-me-a-cup-of-tea/ A donation link: https://dswministries.org/donate/ Ashley Transcript [00:00:00] Special thanks to 7 5 3 Academy for sponsoring this episode. No matter where you are in your fitness and health journey, they've got you covered. They specialize in helping you exceed your health and fitness goals, whether that is losing body fat, gaining muscle, or nutritional coaching to match your fitness levels. They do it all with a written guarantee for results so you don't waste time and money on a program that doesn't exceed your goals. There are martial arts programs. Specialize in anti-bullying programs for kids to combat proven Filipino martial arts. They take a holistic, fun, and innovative approach that simply works. Sign up for your free class now. It's 7 5 3 academy.com. Find the link in the show notes. Welcome to the Wounds of the Faithful Podcast, brought to you by DSW Ministries. Your host is singer songwriter, speaker and domestic violence advocate, [00:01:00] Diana. She is passionate about helping survivors in the church heal from domestic violence and abuse and trauma. This podcast is not a substitute for professional counseling or qualified medical help. Now here is Diana. So today on the wounds of the Faithful podcast, we have a survivor story today. So please welcome Ashley to the show. Thanks for coming on the podcast and sharing a bit of yourself with us. Hi. You're welcome. I'm glad to be here. I haven't seen you since the girls. We went over to Starbucks for an outing and we had that incident with the spider. Yes, I know. Multiple spiders crawling around the table and on you. Oh, well I thought that Kelly had killed the one on the ground and then we found out there was another [00:02:00] one and it was on my shoulder and you wanna see me freak out? Okay, that's how you get me to freak out is a spider. So here we are trying to kill the spider. But we had a good time. It was fun. Just fun to get out. It was a hot day. We were out there roasting in the heat, but it was just fun to get out and, have some girl time. Right? Yes, definitely. We needed it. So, let's, get to know you a little better. So give us a little introduction about yourself. What general part of the country are you from, and are you married? How many kids you got, what do you do for a living? That kind of stuff. Okay. Well my name is Ashley, and I live in Arizona. I've been here for five years now. I was living in North Carolina with my husband and our family for, we were on the East coast for about, oh gosh, probably about eight years or so. And, living in, in North Carolina, Virginia, and [00:03:00] that area. So I met Diana through Mending the Soul. I joined because I have been separated from my husband for, about a year now. We've been separated twice and that was due to abuse that was going on in the marriage. So I have a history of abuse in my life, starting from when I was little. There was abuse that happened outside of the home, with. People that were slightly older than me. And that was more of like a, sexual abuse or molestation kind of situation. And then getting married, I thought it was a good relationship. I thought we were a good team. And we, I think it, it was okay for a while until we had children and that's when things started. Unraveling and a lot of patterns started popping up all over the place of, all kinds of a abuse that, not physical, but it was [00:04:00] emotional, mental, psychological, spiritual abuse, all of those. And I'm still kind of working through and wrestling with the effects that that had on me. And it's still, I mean, I have good days and I have really, really hard days. So it's kind of, it's still, even though it's been a year of being apart, it's still all over the place. Mm-hmm. Um, but I do feel like I'm making progress and, many, the soul did help with that along with counseling. So that's where I'm at right now and I'm currently going to school to get, to become a speech language pathology assistant. And, I have about just one semester left of that. And then I know I'm so excited to, hopefully get to work with kids that are, you know, having difficulties for whatever reason. And I am a special needs mom. My, middle child has autism and. So that's been a journey. And then my youngest also has struggles in certain areas of learning. So, yeah, this [00:05:00] will help me also, while being able to help other people. So that's where I'm at right now. So your special needs kids, what kind of challenges does that bring as a single mom and going through abuse? Mm. Oh gosh. I hadn't really thought of it in that context before, but it's a lot because you're, as a parent, you're trying to focus on their needs and trying to meet them where they're at, but at the same time, you're trying to meet yourself where you're at. So it's constantly trying to think of everyone's needs and trying to meet everyone where they are, including myself. So it is, it's a lot to think through. Every day. Yeah, but I love 'em and I mean, it's amazing to see their growth and, yeah. But it is definitely a struggle. So your kids free today, get a break, but how have you been coping during the pandemic with your kids? [00:06:00] What have you found that works? Yeah, so thankfully I've been talking to family about this also, our schedule. Because of Kim, his running his elopement, we have a hard time going to a lot of places already. So even before the pandemic, we didn't go to a lot of stores or we mostly spent our time outside and at home. So that really, I think, helped set us up for this situation because it wasn't a huge jump, you know, from being out around people all the time to nothing. So we were already kind of ready in some ways. So it's a lot of time outside as much as we can. The kids love roller skating. They love swimming. They love, yeah, just being outside doing anything they can. So that, and then, even doing games inside the house together is fun, like pillow fights or box, like my youngest likes to, like, he's practicing boxing and he loves to, [00:07:00] like I put on the oven MITs, and then he has his little boxing gloves, which is so cute. It's, it's fun. And, just trying to get their energy out. And then I work out also, so we're trying to like get all that energy from all of us. So it's, that's been good. Well, it's pretty funny. When we've had group, you know, the kids are there, three boys, like climbing all over her and poking her and mom, mom, mom. And she's trying to focus on, her part in the group, and, you just do the best you can, right? Yep. Exactly. That's, I think it's learning to just roll with it, so it's like, yeah, and like the pandemic continues to teach us that I think is, we just have to be able to roll with it as it comes. Wow. Oh, so tell us a little bit more about your upbringing. Were you raised in a Christian home? Not with my mom and my stepdad, who I lived with later, but my grandparents, who I lived with when I was little, they took me to the Nazarene Church and I was a part of that [00:08:00] community, so I was a part of a church. I don't particularly remember learning about Jesus or, salvation in particular. I just remember just in general learning about. God in general. And so that's kind of how I was raised. And then when I moved in with my mom and my stepdad, they're not a part of any faith community. So I would go either with friends to church, and then when I was older I would just go by myself, drove, I drove myself there. And and that's kind of how it started. What kind of relationship would you say you had with God? Was it personal? Was it God was distant or? Uh, I think when I was very little, I didn't feel like I had a relationship really, but always as I got older, I remember always feeling like he was there. I remember always feeling like I didn't quite understand how I knew that, but he just, I just felt like he was there with me. And then as I [00:09:00] continued. Learning more and especially after Ava, or sorry, especially after my daughter was born, I really realized the connection with Jesus and got, had my relationship with God through him. And so that's when it really became very personal. So like in the last 10 years, more so. Do you remember when you actually made that decision? Was there a day? Yeah, I don't remember the date, but, we had started having struggles in our marriage pretty soon after Ava was born and I was feeling so confused and so lost and like I needed to be doing more. And so I was going through the Love Dare book and in there it was really a really good book for that moment. And it lays out. Scripture each day. And at the end, it gives you an opportunity to accept Jesus. And I remember being so blown away during that book because no one had ever explained to me the importance of Jesus [00:10:00] and what he did for me. And so when I was like, why have I not heard this? Like, oh my gosh. And yeah. And so at the end I remember just sitting at the table crying, crying, like I could not stop crying. And it was like something inside of me just clicked and, yeah, so I said the prayer and, every, a lot of things changed after that and continued to change. Wow. That's, I've never heard a story like that. You know, I had The Love Dare book, actually, the guy I was dating. Mm-hmm. That was abusive to me, gave me that book, and it was really strange. He tried to get me to go back to my ex-husband, who was my one abuser, and, it was an excellent book, but at that time. There wasn't going to be any parting of the Red Sea Miracle with my ex-husband. I kept telling this guy, we're already divorced. It's over. Yes, I'm moving on. Yes. But it's amazing that you found Jesus through that book. I praise the [00:11:00] Lord for that. I know, and that's the, I think it's interesting because I started reading that book to help with the marriage. And it did somewhat, but I think the most, it was cool because God met me where I was doing what I was doing, you know? And it didn't matter why I started it. Yeah. It's just so cool. Amazing. So what were your teenage years like? Did you have a lot of self-confidence growing up? Oh gosh. I would say no. I mean, middle school was really hard for me. I had a lot of rejection and embarrassing things happen, and they kind of linked with the abuse. That happened when I was younger. And so that kind of, I spiraled quite a bit there and I just, I think, decided that I wanted to protect myself. And so I decided, okay, I'm gonna get straight A's in school. I'm gonna run track and I'm gonna do [00:12:00] the best I can with that and I'm not gonna get in trouble. And I just made all these like promises to myself, I think, to protect myself. So I think I appeared on the outside probably like I had. I a lot of confidence, but it really was protection and so I don't feel like it was confidence at all. It was all rooted in fear and trying to protect myself. So, no, I don't think I did. Mm. Now how did your grandparents play a part in your life? They were very significant. Mm-hmm. And they, yeah, they still, they're a huge part still. Yeah. I mean, it's hard to put into words everything that they've done, but they gave me a safe place. They've always been a safe place for me. And no matter what they, I have never felt abandoned by them. I've never felt judged by them. I've never felt, like they didn't try to understand me so they've always, they've been a consistent, safe place. Throughout my whole life. And [00:13:00] so even in those hard times, I, I did always know they were there. And, I would call my grandma instead of talking to my mom or anyone else, I would always call my grandma and talk to her. And she kind of helped me work through in college when I finally, I think I was hitting another breaking point in college when I was drinking a lot and really depressed. Honestly, I was running track at a college and. Trying to perform still, but then partying also. And there were these two parts of me that were like colliding and it was so painful and I didn't know how to get out of this situation. And so she helped me a lot through that also. And then later with my realizing the abuse with Dan, with my husband, and deciding to make changes there, she helped me a lot through that Also. Hmm. So yeah, her support has meant the world. I didn't really grow up with traditional grandparents. I didn't, my grandfathers died long before I was even cognitive, [00:14:00] and my dad's mother died when I was seven. And then my mother's mother, we didn't have a very close relationship because she was a very abusive person, and my mother mm-hmm. Didn't, my mother didn't want us around her and she really was a, nasty person. But, so I didn't really grow up with grandparents. I think that's why I was always friends with a lot of senior citizens. Were my good friends because I didn't have grandparents. I had, teachers and coaches and, the next door neighbor. Mm-hmm. I kind of clung too. So it was a blessing that you had have grandparents to be there for you and guide you through these tough times? Yes. Yeah. It's, it is. I mean, thinking about if I didn't have them, it's been hard enough. Even having that support. So I can't imagine not having that support. It's been, it literally feels like a gift. That God has put there to help me [00:15:00] get through all of this. And, yeah. So I'm just really thankful. So we're gonna transition to the unsavory part of the podcast. When did you meet your husband and were there any warning signs, that there was going to be abuse? So we met, we were both attending Arizona State University and we met there. We were part of a co-ed business fraternity. And, we met at a party and we, I mean, I felt like right away that I wanted to be with this person, even though I didn't know him. As I was telling you before, like I was in a really unhealthy place. All through college. It's because I, everything from my childhood hadn't been addressed and was still, all that pain was under the surface. And I think I was just trying to cover it up any way I could by drinking, sleeping with people. And, that's kind of where our relationship started. That's how it started in that [00:16:00] kind of context and. So we were both in a really unhealthy place. I think his, parents had just started the divorce process, I think when I met him. And he had a lot of pain from his childhood too. And so I think we both were just trying to cover up the pain. And so in the beginning I couldn't see any red flags because we were very similar, I think, in how we were. Covering up things and living life. And so it wasn't until really, until we had kids, because my attention was divided between him and the kids and my, and needing to take care of myself once my attention was divided, that's when all of the. The pattern started bubbling up, so I couldn't see it until quite a bit later. Mm. Wow. So when your children came along, you had a pretty dark time for you. Did you wanna share [00:17:00] about the, birth of your children? Yeah, I can. So my daughter's birth. Was overall good. We had to have a c-section because she was, she was not head down. She was bottom down and she did not wanna flip, which is totally, it's funny 'cause she's very, like kind of stubborn in her own way. And so it's funny that she just was like, Nope. Like, I'm good right here. I'm not moving. And so yeah, the C-section went well and, but. I remember I felt so sad in the hospital. I was so happy to see her, but at the same time, I think seeing her face and seeing how vulnerable she was as a baby, I think triggered everything in me at a whole new level from what happened when I was younger. So that's how her birth was difficult. And then, or my second child's birth. Was a slightly difficult Also, I was trying to have a [00:18:00] VBAC and the cord was wrapped around his, around his neck and his heart rate was dropping and so we had to go in for an emergency C-section. That one, went pretty well too. Overall, given the circumstances and everything. So it wasn't until a lot, our third child's birth. That was really, really difficult. And during that I was trying for another vbac, which looking back I wish I had not done that. But I was trying because I felt like that's, I really wanted that experience. And so I was trying and I found a doctor that would support me in doing that. And, um. It was, the birth was taking too long. I was kind of stalled in labor and they, I had an epidural and. I couldn't feel very much, but at one point I felt a pop. And this was as they were planning to get me into the [00:19:00] emerge, into the room to deliver, to via C-section. They were already planning it. We were just trying to get in there once it was open and available. Mm-hmm. And I felt this pop as they were planning this. And, I didn't know to say anything because I didn't. No, anything was wrong. I couldn't feel any pain. And we get into the emergency room, no, still no one knows anything has happened. And he's allowed to be awake and okay. And so I'm still awake and they find the, the rupture in my uterus. And I lost about probably half my blood and, and so that was very, very traumatic in and of itself. Getting out of the hospital was difficult because my blood still didn't look quite right to them. My blood work and everything, they weren't happy with it. And so, but I went home. And decided not to get a blood transfusion. Just because I didn't feel comfortable with it. [00:20:00] I ended up developing a hematoma and an infection, and had to go back in the hospital and was on antibiotics. I think it was about a week I was in there and. So when I came home, I was experiencing PTSD symptoms, but didn't understand that's what it was. Mm-hmm. I literally thought I was going to die all the time. I thought I was every minute of the day. Mm-hmm. I was checking to see what was happening in my body. Because I thought I was going to die for sure. And so I kept wanting to go to the hospital because I felt like what if I'm, I missed the infection before, I didn't know I had this infection. No one was telling me that I looked sick, you know? And I could have died from that infection. And, so yeah, I kept wanting to go to the hospital to see a doctor, just to make sure I was okay. And. I didn't understand what was happening to me, but at the time [00:21:00] he would tell me I didn't need to go to the doctor, you know, and yell at me that I, nothing was wrong with me, that I was fine telling me I didn't need to go to the doctor, making me feel bad about it. I was struggling to take care of the kids, because I was going through all this and not understanding what was happening. So this is where I really, really started to know that something was wrong, in the marriage because of how he handled this situation. So. Yeah, this is his children that he's talking about Most, you know, normal people. If you're, if you're suffering and it involves your kids or your spouse, you're gonna take them to the hospital. That's, that isn't normal. No. Even when I had the infection in my fever. I had started at home and I was shaking like I was, I couldn't stop. Like I would [00:22:00] shake out of the blue. My body would just, that's how far the infection had progressed. And he still was kind of telling me that I didn't need to go. But thankfully my doctor was like, you can come in tonight if you think you need to. And I was like, yes, I need to. Yes. When can I be over there like yesterday? Yes. So was that the first time that you've experienced abuse by him or were there other stuff on top of the post pregnancy and delivery stuff? There was, I mean, there was stuff here and there definitely like control over money, like making me feel bad about buying groceries like that. I spent too much, when I just, I mean I am very frugal. Like I love finding deals. I love all that. I mean, I am into that. I always have been. I am very particular about what I buy and mm-hmm. And I still, no matter how hard I tried to do a good [00:23:00] job, I would come home and it would not be good enough and it would be that I spent too much money. And so, yeah, it's definitely control stuff. I saw I was happening before, but I kind of took it on as this is something I'm doing wrong. And so it wasn't until the medical stuff happened that I realized. That I started to realize a little bit that maybe it was something else. Yeah. You're not the only one that had that. Mm-hmm. Had that problem with the spending money. I was in charge of getting groceries and buying all the Christmas gifts for his family, and it was always the same thing. You spent too much money and mm-hmm. And you bought too many groceries, like, well, why don't you try and get a full, week budget on a hundred bucks and see how good you do. Exactly. Or you buy all the presents for your family and see how well you do on the budget you gave me. [00:24:00] Yeah. The control, the verbal and emotional abuse. Mm-hmm. It's not just physical folks. Your abuser can make your life a living hell without laying a finger on you. Yes, and I think that's what I'm realizing now is I still have physical, issues related to the abuse that happened when Elijah was born. I have heart palpitations that I believe. Come from a mixture of what happened to me physically, but also what happened to me emotionally, that I felt so abandoned and so, confused during that time because of what was being told to me by, by my husband and. Yeah, and just realizing the extent that the damage goes, it's very different than, I mean, physical abuse and emotional abuse have some similarities, but Yeah. The, depths doesn't change just because we can't see it [00:25:00] on the outside. Exactly. Mm-hmm. When did you decide, enough is enough? I need to get out now. Was there a specific day or an event? Well, there were two, I mean two, it happened twice. So it happened in North Carolina. He was continuing to escalate as far as like telling me he was suicidal, which I believe he is. But he seems to, he uses it in certain ways to get me to stop doing things that he doesn't want me to be doing, like spending time by myself outside of the house or spending time with friends. Um. You know, not being able to have intimacy and things like that. So he uses that as a way to get me to stop. And so that was escalating also. He had started using intimidation, punching walls in the house, that kind of thing. So, and the friend had [00:26:00] just, I had never, no one had ever told me that what was happening was abuse. And I didn't know. I honestly did not know. And someone had just. That who had come from an abusive marriage had pointed out to me that I had told her what was happening at home. And she was like, that is abuse. And I was like, what? Are you serious? Mm-hmm. Like I was in shock that I didn't know that. And I think that was just a wake up call for me. When I have confronted it, he pushed back right against it and wanted me to come back home. He and, I, the kids and I had moved to a different house and, we're trying to figure out what to do and that's when I decided to move closer to my family. And so that was the first time we got back together about nine months after we separated. 'cause I just, I think I. I was struggling physically to [00:27:00] handle everything on my own, plus dealing with my mental health. And it was really hard. And I think I was struggling with how am I going to do this? And I missed having someone to share life with. I missed. And I thought, what if I'm wrong? What if I am, what if I'm wrong? And I'm just as messed up as he is? And, um, which I do have my stuff, but it's different. It's not the same. And so we got back together and then about, I think it was about three years after we got back together, all the same patterns had come back up. Mm-hmm. And it had started transferring over to things happening with the kids that as far as control and just emotionally abusive language towards them. And when I started seeing how it was affecting the kids, that's when I decided. No, I cannot let this continue. Because seeing that affect them, how it could affect them [00:28:00] being exposed to that long term, I can't handle that. So I think the kids have really, really helped me to do things for them and for myself that maybe I wouldn't, it would've taken me longer to do it if it was just for me, I think. So yeah, that's kind of how that happened. Yeah, I didn't have children early in the relationship. My ex didn't want kids right away, but then we were married about five to seven year mark then all of a sudden he decided he wanted to have children. And by that time, I already knew I was trapped in a marriage that was abusive and I did not wanna bring children into this world and subject them to that. Because like you say, it's fun if it's just me, but now I have kids that I am in charge of and you know, it's going to affect them. So I just made the decision and I told him, I'm not having children. Mm-hmm. [00:29:00] Sorry, I already have to deal with everything in the marriage that I didn't have. I wouldn't have had any, anything left. But, you made a lot of big points in that you didn't know that you were abused. And I was the same way. I was abused for 13 years and I used to call up my, one of my closest friends, and I used to cry every time. You know, this man would do something horrible and I would cry, and what am I gonna do? And mm-hmm. And one day, you know, she tells me. I'm tired of you calling me up and telling me all your stories. Every time this man does something to you and you need to get out of there. He's an abusive man and I'm like, but the church won't let me get a divorce. And she said, God is not going to not love you anymore [00:30:00] because you've made the choice to divorce this abusive man. That was the day that I, I woke up and I'm like, this is abuse. Mm-hmm. All this time, that's what this was. Mm-hmm. And I made the choice then and there, I need to make plans to get out. Mm-hmm. So , when you decided to leave the second time, what were the steps that you took to get out? I. Hmm. Let's see. So what was that? Was it similar to the first time or was it different? It was a little bit different. I'm trying to think through it. I was more on my own this time. I didn't like, I didn't have someone, I wasn't seeing a counselor at the time. I wasn't really a part of a group. I think I was the most isolated probably that I have been. [00:31:00] And so I really, I just, I think I talked to my grandma and just telling her what was happening. I also listened to some resources from Leslie Vernick and there was one in particular, I can't even remember what it was called, but it was about. Oh gosh, I can't remember specifically, but it was how a man was treating his wife in the Bible. And I think it was the Levite, maybe the story of the Levite. And when I saw their, just the implications of abuse and the effects and the seriousness of it, and that's not what God wants for me. I think once I saw that. I, that's when it really clicked. And I was also getting solo physically that I knew I had to do something. My body was starting to react, to all of the stress and [00:32:00] abuse. Heart palpitations, just constantly tense, feeling like something's going to happen. And so I think all of those things and seeing the effect on our kids, that's when I decided just to. Let him know that I'm not okay with it. And I'm trying to remember even we had a conversation and I let him know, I think we need to be separated. And at the time he agreed with me that we need to be separated, but he wanted us to stay in relationship still, even though we were separated. But I knew in my head that I was done. But it was good be that because that kind of started the process even though he thought that. You know, in his head he thought we would work it out eventually, I think it started the process and we lived in separate places. And then it just has continued from there with filing divorce. Hmm. So you're still in the middle of the divorce proceedings now, right? Yes. Mm-hmm. What's your [00:33:00] interactions been with him, through this proceedings? It's been. Just on and off communication. He, that's with him. He's not outrightly like, glaringly abusive, especially in text messages. That's never been how he is really, it's more covert. So the communication part, except for about a year ago, we had a situation where he wouldn't leave the house and, that's when I stopped being able to let him be here with the kids. But besides that, the communication has been minimal, thankfully. It's more been through money that the abuse has continued. And also through the legal proceedings, what he's asking for legally feels like abuse also. So yeah, he was like canceling credit cards and stuff on you. Yes, exactly. Yeah. Yeah. So it's those like subtle, [00:34:00] under the radar where people won't notice really that the abuse is still happening. Yeah. So you look like the bad guy 'cause you're leaving mm-hmm. Your husband, but he's like, trying to sell the house out from under you and the kids and cutting your credit cards. And it's like, how are you gonna feed the children? Where are they gonna sleep? I mean, these are your children. It's insane. Yeah. Your spouse makes you look like. Or makes you feel like you've lost your mind. Or like you said in the first time you left, well, maybe he's not that bad. Maybe I'm crazy. Maybe it's not him, it's me. No, that's what they do. That's what they do, is they make you question your sanity and the reality of the situation. Mm. And that's still, that is the hardest part for me, especially right now with thinking about having to share my story with the court, with [00:35:00] people maybe who side with Dan. And having him there in front of me as I share what has happened. I'm really struggling even right now with, yeah. Do I know what's real? Can I, can I hold on to that? And. Not get confused. Mm-hmm. So that's how the effects of psychological abuse go so deep. Like even if you know the truth, it can create this pattern in your brain where you start questioning yourself, questioning what you know. And you and I tend to go back to. Seeing it as my fault. So I really have to push back against that and be around people who help me remember the truth and keep telling my, reminding myself of what's happened and this is real. This is not something that I'm making up. So how did you start the healing process? Us? Oh gosh. I mean, I think it's been a constant process of trying to put [00:36:00] myself around people. Like I said, who will tell me the truth and, um, about myself and about the situation and how God sees me. So I went back to counseling. Recently after Mending Arm mending the Soul Group ended. I realized I needed to be around people still, and I needed people to speak that truth. So I went back to counseling and that's helped a lot. Still listening to, voices that remind me. Of how toxic that kind of situation is, and that I don't need to stay in that environment. And also it's just, I think a process of acknowledging how much all of it hurt, acknowledging the damage that was done, and just the reality, letting myself accept the reality of the situation. While also taking care of myself, like mentally, physically, and all of that. So it's definitely, it feels like a full-time, full-time job sometimes just, trying to keep myself going in the right [00:37:00] direction. But I'm definitely, I feel like I'm learning about what I need and, trying to meet those needs the best I can. Would you recommend manning this all to others? What was your experience with the group? Definitely, yes, I would recommend it. Yeah, that was a first for me, being around other women who have been through abuse, and I think that alone is huge. Just being able to hear other people's stories and realizing that the patterns are the same, even though the situations are so different and the effects can be very similar too. And, and also the steps to healing and processing what happened are so good. So it's just that combination of community with people who have been through it, and also the path to working through the, what happened to you. Well, I'm glad that it was so helpful to you. I've definitely seen some changes in you from the beginning when you joined the [00:38:00] group and now. So that, I hope that's an encouragement to you. You seem so more confident and you recognize those red flags. You understand now what he's doing to you when he's talking to you. He is gaslighting you. He is narcissistic. He is being manipulative. You're recognizing those things, whereas you might not have seen those things before. Mm-hmm. And, talking to our listeners that are going through abuse right now, or maybe they just left their abuser, what advice would you give to someone else who's being abused right now? Hmm. I think that, I would say to take care of yourself, and to think about what you really need. That it is not wrong to think about. What you need and where you are at. I feel like a lot of times, especially in [00:39:00] Christian communities, we take on this idea that I think thinking about ourselves and what we need is selfish or wrong, and I feel like that kind of, that mentality set me up to stay in that situation a lot longer, than I probably should have. So yeah, just considering what you really need, and. Getting people around you that will help you decide what steps you need to take, to get into a better position, a better situation where you can have healing, and, and just to yeah, feel better. So I would say, yeah, take care of yourself and get people around you that can support you and help you make a plan. Very good advice. What would you say your relationship with God is like now that you've gone through some of your healing process? Hmm. It's definitely, it's good, but I do, I still [00:40:00] struggle with, Not putting the characteristics. And protecting myself from God, I guess I have a hard time, like not distancing myself, and so it's always reminding myself that he is safe, that he cares about me, that he's leading me through this, and that I can trust him. So it is really good, but it is a constant, a, a journey also reminding myself of the truth over and over so that I can keep coming back to him and not hiding. Oh, that's, that is so true. It is a journey and it's messy Sometimes it's, but God understands he's there and he's gonna be patient and waiting for you while you're still figuring things out and, mm-hmm. Awesome. So like we have a music segment at the end of the episode. I don't suppose you're sing or play an instrument or juggle or anything like that. No. I play the, but I [00:41:00] don't have it. Oh, how about a joke? You got any jokes, kid jokes, cheesy jokes? No. Don't have any jokes? No. Oh, well, no. How about, I know that you have one of these. How about what's a Christian song that really encourages you and that you just go to it whenever you're having a bad day. Oh my gosh. I think I mentioned this one during the group actually. Mm-hmm. I can't remember the title of it, but it's, it's the one, like, he's greater than All My Mistakes. Gosh, I wish I can remember who, oh, I can't remember the name of the band. But anyway, it's something about, greater than all my mistakes, and if you type that in, it should come up. But it's amazing and it just talks about how, it's just such a peaceful song to me and just realizing that he really is, he's greater than all my mistakes. The mistake that I made of being in a relationship with someone that's abusive. Mm-hmm. [00:42:00] Any mistakes I make with the kids, mistakes I make with putting characteristics on God that aren't him, anything that I do, nothing is big enough that is going to change his relationship with me. And that he's always there, waiting for me to, turn and look at him. So, yeah, I love that song. I'll definitely put that in the show notes for people to look that up. 'cause I did listen to it when you mentioned it the first time and it is an awesome song. Yes. But I so appreciate you coming onto the show and sharing your journey with us. You're welcome. Thank you so much for having me. So I hope you really enjoyed Ashley's story today. She had a lot of great nuggets to share with you, and I've heard her story before, of course, in a lot more detail, a lot more gory detail, but you can tell that she is an awesome lady, an [00:43:00] awesome mother who's gone through so much, so many challenges. Yet, the Lord has really blessed her life, blessed her kids. How did you feel about what Ashley said? Can you relate to any of the struggles that she's had that she's continuing to go through? You have a prayer request that you'd like me to bring before the Lord. I have my personal time with the Lord usually at breakfast time, so I'd be honored to pray for you. So until next week. Choose one thing, just once, small thing today to get you closer to your healing goals. Thank you and God bless. Thank you for listening to the Wounds of the Faithful Podcast. If this episode has been helpful to you. Please hit the subscribe button and tell a friend. You could connect with us at DSW Ministries dot org where you'll find [00:44:00] our blog, along with our Facebook, Twitter, and our YouTube channel links. Hope to see you next week.
Kings in East and west of Eretz Canaan became fearful of the Jews after the events of crossing the Jordan, and Jews perform national bris mila (for second time, after first in Mitzrayim) in Gilgal
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The cities of Gresham, Troutdale, Fairview and Wood Village are rethinking what fire service might look like in East Multnomah County. For decades, Gresham’s fire department has contracted with the other cities to provide service. But the cities have grown, and funds for firefighters have not kept up. Now, the cities are considering a new option: a fire district. Instead of Gresham having primary control of services, the municipalities would work together to offer fire support for the area. Holly Bartholomew is an OPB reporter covering Portland’s suburban communities as a Report for America Corps member. She joins us with more on how the cities plan to move forward.
SHOW SCHEDULE 9-4 The show begins in the EU, fretting Kyiv, Paris, London, Berlin. 1578 ALEX-TRAIMAN-JNS-9-4.mp3 Guest Name: Alex TRAIman MALCOLM HOENLEIN @CONF_OF_PRES @MHOENLEIN1 Affiliation: CEO and Jerusalem Bureau Chief for Jewish News Service (JNS) Summary: The discussion focuses on the Israel-Hamas conflict, emphasizing the Israeli government's preference for all hostage releases and Hamas's surrender for an end to the war. It details the IDF's military campaign in Gaza City, the challenges of urban warfare, and the ongoing threat from Iranian-backed proxies like Hamas and the Houthis. The long-term outlook suggests a complex, "unclean" end to the conflict, with continued terror attacks likely. ANATOL-LIEVEN-KYIV-9-4.mp3 Guest Name: Anatol LIeven Affiliation: Eurasia Project Director of the Quinsey Institute for Responsible Statecraft Summary: The conversation critically examines a proposal for a Eurocentric security force in Ukraine, highlighting its practical unfeasibility given European military limitations and domestic fiscal challenges, particularly in France. It suggests the proposal might be political grandstanding or a strategy to "trap" the US. Ukraine's strategy aims to wear Russia down to concede on demands, recognizing they cannot achieve a full military victory. ANNA-BORSCHEVSKAYA-9-4.mp3 Guest Name: Anna Borschevskaya MALCOLM HOENLEIN @CONF_OF_PRES @MHOENLEIN1 Affiliation: The Washington Institute Summary: This segment discusses Vladimir Putin's vision for a multipolar world with diminished US influence, emphasizing a strategic triangle of Russia, China, and India. It highlights Russia's increasing cooperation with Iran and Belarus, despite conventional wisdom. Putin is seen as willing to accept Russia's junior position to China, viewing it as a necessary alliance against a perceived Western attack on Russia. CHRIS-RIEGEL-HBM-9-4.mp3 Guest Name: Chris RIEGEL Affiliation: CEO of #SCALAREPORT: CHRIS RIEGEL CEO, SCALA.COM @STRATACACHE. Summary: The discussion centers on High Bandwidth Memory (HBM) as a critical innovation driving the AI revolution. SK Hynix has surpassed competitors by vertically stacking memory chips, overcoming the "memory wall" to allow faster data access for AI processors. This technology is crucial for AI development, with the US leading innovation. Strict US and EU export controls aim to prevent China from acquiring advanced chip-making tools. CLIFF-MAY-ENERGY-9-4.mp3 Guest Name: Cliff May Affiliation: Founder and President of the Foundation for Defense of Democracies Summary: The conversation challenges current energy policies, noting that fossil fuels still provide over 81% of global energy despite decades of renewables promotion. Cliff May argues that climate policy often weakens the US while adversaries like China and Russia continue to rely on coal and hydrocarbons without climate concerns. He emphasizes energy security as intrinsic to national security, criticizing government subsidies as ineffective and prone to cronyism. COL-GRANT-NEWWSHAM-ROK-DPRK-9-4.mp3 Guest Name: Grant NEWSHam Affiliation: Colonel, United States Marine Corps retired, and author of "When China Attacks" Summary: The discussion traces the cynical division of Korea at the 38th parallel and the resulting prosperity of South Korea versus the starvation in North Korea. It highlights the current South Korean administration's pro-North Korea stance and its alignment with China and Russia. Kim Jong-un's presence at a Beijing military parade signifies a strengthening, serious alliance among these adversarial nations, aiming to intimidate the West. DALLAS-BIENHOFF-DSVID-LIVINGSTON-MARS-9-4.mp3 Guest Name: Dallas BIEnhof and David Livingston Affiliation: Space Systems Architect for Offworld.ai; David Livingston: Dr. Space of The Space Show Summary: The discussion defines cis-lunar space as the volume around the Moon, highlighting planned missions and the Artemis program as a key driver. It explores the utility of Lagrange points for stable orbital stations and the need for extensive infrastructure, including transportation nodes and propellant depots, to support a permanent human presence on the Moon and Mars. Future plans also include resource utilization and space tourism. JULIA-CARTWRIGHT-HOUSING-9-4.mp3 Guest Name: Julia Cartwright Affiliation: Senior Research Fellow in Law and Economics at the American Institute for Economic Research Summary: The conversation examines the California Environmental Quality Act (CEQA) as a major impediment to housing development, particularly for rebuilding after wildfires. Julia Cartwright details how CEQA, along with restrictive building and zoning codes, creates costly delays, making California the most expensive state for construction. This bureaucracy disproportionately impacts affordable housing and is exacerbated by entities like the California Coastal Commission. MICHAEL-BERNSTAM-9-4.mp3 Guest Name: Michael Bernstam Affiliation: Hoover Institution Summary: The segment discusses Russia's energy deals with China, including the Power of Siberia pipelines, noting financing and pricing disputes. Michael Bernstam highlights Russia's struggle with declining oil prices, leading to budget deficits and losses for major oil companies. China and India are benefiting from discounted Russian crude, processing it for sale to Europe, bypassing sanctions. Secondary sanctions on China could disrupt this trade. MOHSEN-SAZEGARA-IRAN-9-4.mp3 Guest Name: Mohsen Sazagara Affiliation: Democracy activist from Iran Summary: Mohsen Sazagara confirms Iran's rearmament efforts, fueled by its leadership's belief in success against Israel and continued anti-US policies. Iran is seeking arms from Russia (via Belarus) and China (via North Korea), though Russia is reportedly less generous than expected. The speaker notes growing internal opposition within Iran and a high probability of another military conflict with Israel, especially concerning nuclear development or air defense rebuilding. SADANAND-DHUME-MODI-9-4.mp3 Guest Name: Sadanand Dhume Affiliation: American Enterprise Institute, writes "East to East" column for the Wall Street Journal Summary: The discussion analyzes Indian Prime Minister Narendra Modi's visit to China for the Shanghai Cooperation Organization, amidst declining US-India relations due to tariffs. India's large farm lobby, especially dairy, heavily influences trade policy. Despite diplomatic gestures, India maintains vigilance against Chinese aggression due to deep-rooted border disputes and China's close ties with Pakistan, indicating India won't align closely with China. VERONIQUE-DERUGY-9-4.mp3 Guest Name: Veronique de Rugy Affiliation: Mercatus Center Summary: Veronique de Rugy strongly critiques the proposal for a US sovereign wealth fund, arguing it's a poor idea given the US's high debt-to-GDP ratio and existing budget deficits. She contends that borrowing to invest would be fiscally unsound and would lead to "cronyism on steroids," as government investment decisions are driven by political priorities rather than viable market opportunities, unlike private sector investments.