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Conrad Heiney is a principal cloud engineer at Glidewell Dental, a company that distributes high-quality dental lab products to dentists and laboratory professionals around the world. Conrad has more than 20 years of experience as a system administrator, working for companies like Fox Sports, Buzznet, DIRECTV, Tierzero, and ZestFinance along the way. He specializes in Unix system administration, AWS cloud services, Opscode Chef management, MySQL DBA management, and a host of other areas. Join Corey and Conrad as they discuss the path that led Conrad to the world of computers, what it was like to be part of the generation that was essentially inventing the modern internet, how great it is to work alongside a developer who knows ops, what it was like to work at a newspaper in the 1980s (hint: everyone hated each other), why in the age of containers and serverless it’s still important for companies to understand what’s going on in the proverbial black box, why Conrad thinks tech workers aren’t more special than anyone else, the role empathy and humility should play in tech, and more.
This week, we interview Jay Budzik, CTO at ZestFinance, about where AI applies to the world of auto-lending. We speak with Budzik about how underwriting and credit scoring is evolving as a result of advances in machine learning. In addition, we talk about how companies might solve the "black box" of machine learning in finance, particularly how ZestFinance is focusing on transparent models. The financial sector has to contend with complex regulations that prevent certain information from being leveraged in credit models. It can be near impossible to determine how machine learning comes to the conclusions it does, but ZestFinance claims their software in part solves this problem.
AI in Lending: Benefits, Real Results and Explainability Paul Gu, Upstart John Candido, ZestFinance Praveen Kombial, Edgeverve Julie Signorille, Citizens Bank Moderator: Michael Kopleman, Edison Partners
Connect with Fintech One-on-One: Tweet me @PeterRenton Connect with me on LinkedIn Find previous Fintech One-on-One episodes
Much has been written about machine learning and the impact it will have on the future of finance. But when it comes to credit one of the challenges with implementing machine learning models has been explainability. You have to be able to explain to a rejected borrower why they were denied credit. Our next guest […] The post Podcast 192: Douglas Merrill of ZestFinance appeared first on Lend Academy.
The Loathsome Lies of Machine Learning Douglas Merrill, ZestFinance`
The TeacherCast Podcast – The TeacherCast Educational Network
In this episode, Jeff sits down with Kasia Chmielinski to learn how Scratch is being used in over 150 countries in more than 40 languages. About ScratchScratch is a programming language and an online community where children can program and share interactive media such as stories, games, and animation with people from all over the world. As children create from Scratch, they learn to think creatively, work collaboratively, and reason systematically. Millions of people are creating Scratch projects in a wide variety of settings, including homes, schools, museums, libraries, and community centers. To date, 9M Scratchers have shared over 12M projects to the online community. Scratch is a project of the Lifelong Kindergarten Group at the MIT Media Lab. It is provided free of charge. You can read more about Scratch here: http://scratch.mit.edu/about (scratch.mit.edu/about) Links of interestScratch site: http://scratch.mit.edu (scratch.mit.edu) HOC landing page: http://scratch.mit.edu/hoc (scratch.mit.edu/hoc) WBB Scratch Studio: h ttps://scratch.http://mit.edu/studios/1672166/ (mit.edu/studios/1672166/) Cartoon Network WBB landing page: http://cartoonnetwork.com/scratch (cartoonnetwork.com/scratch) Scratch Twitter account: @Scratch Scratch Facebook account: Fhttp://acebook.com/scratchteam (acebook.com/scratchteam) Scratch Foundation site: http://scratchfoundation.org (scratchfoundation.org) YouTube Videos of Interesthttps://www.youtube.com/channel/UC1zGTtVTZnWbz7EBbKy00EQ (Student Created YouTube Channel) https://vimeo.com/scratchedteam/scratch20 (Scratch Overview) https://vimeo.com/142647231 (What is Scratch?) https://vimeo.com/143620419 (Creative Thinking Overview & History) https://vimeo.com/144633359 (WBB Overview): https://youtu.be/_Jlg5e8QWq0 (https://youtu.be/_Jlg5e8QWq0) https://vimeo.com/141988191 (WBB HideandSeek Tutorial) https://vimeo.com/llk/bearstory (WBB BearStack Tutorial) https://vimeo.com/144280014 (WBB Hoops Tutorial) About our GuestKasia Chmielinski works at the MIT Media Lab in Cambridge, MA, as the Product Lead for Scratch. Scratch (http://scratch.mit.edu (scratch.mit.edu)) is a free visual programming language that engages youth in imaginative learning experiences to create games, animations and stories. At MIT, Kasia is responsible for defining, designing, and managing the future roadmap of the Scratch project. Prior to Scratch, Kasia was a founding member of the startup Zestfinance, and before that, a product communications manager at Google. Kasia hails from Boston, but dabbled in architecture and engineering at the Chinese University of Hong Kong before graduating with a degree in physics from Harvard University. When not in front of a whiteboard or a keyboard, Kasia can be found either tutoring local students in mathematics or upon a bicycle, cycling uncomfortablylong distances. Kasia can be found on Scratch as http://www.twitter.com/petrichord (@petrichord), and on Twitter as http://www.twitter.com/kaschm (@kaschm). Recorded in 2015
Patrick Jenkins and the FT banking team discuss Credit Suisse's full-year results with Berenberg analyst James Chappell and the Co-operative Bank's struggle to survive under its current ownership. They also talk to Douglas Merrill of ZestFinance, a financial software company that helps lenders price loans to people with patchy credit histories. See acast.com/privacy for privacy and opt-out information.
The Consumerization of Credit at LendIt USA 2016
Expanding Access to Consumer Credit In China at Lendit USA 2016
Financing Near-Prime Borrowers panel with Mike Armstrong, of ZestFinance; Al Goldstein, of Avant; David Mandel, of Citi; Daniel Tilipman, of National Debt Relief; Joseph L. Toms, of Freedom Financial Asset Management; and moderator James Gutierrez, Insikt & Opportun.
Marick Sinay from ZestFianance is our guest this weel. This episode explores how data science techniques are applied in the financial world, specifically in assessing credit worthiness.
Chris Lee is the President and CEO of CAL Entertainment. A full service Speakers Bureau and an industry leader in Event Entertainment. Chris has a relationship with hundreds of speakers and entertainers who he has been representing for a decade. Chris' 20 years in sales make him a sought after thought leader in selling and marketing.CAL Entertainment is a full service Speakers Bureau, a member of the International Association of Speakers Bureaus and an industry leader in Event EntertainmentBy booking the biggest celebrity speakers, best-selling authors, business leaders, sports figures, and top keynote speakers in the business — from the best up-and-comers to the most proven staples— as well as the best bands, comedians, shows and performers, CAL Entertainment ensures that your audience will be transformed, moved…and entertained.The foundation of CAL Entertainment is built from the relationships we've developed with our clients. We believe that through high ethical standards and quality communication, we can fulfill any client's need and ensure every event's success. And each new client relationship is a pillar that further strengthens our foundation.Chris is the co-founder and CEO of ChowNow, a revolutionary online ordering platform that offers restaurant owners the tools to create their own personalized website, apps, and Facebook-integrated online ordering. Chris's business savvy and expertise on the intersection of food and technology helped him through two successful rounds of fundraising, which led to ChowNow's public launch in 2012. Currently, over 1,000 restaurants across the U.S. and Canada use ChowNow, including esteemed chefs such as Thomas Keller and Mario Batali. Prior to founding ChowNow in 2010, Chris spent ten years on Wall Street, where he held various trading positions at Bear Stearns, RBC, and Lehman Brothers. Webb is also a founding investor in local restaurant chain Tender Greens, among other early stage technology startups including ZestFinance and SHIFT.