Podcasts about Lehman Brothers

El colapso de Lehman Brothers en 2008 no fue un accidente aislado, sino la consecuencia de excesos acumulados en el sistema de crédito. Hoy, el crecimiento acelerado del private credit, el uso de estructuras como el Payment in Kind (PIK) y el comportamiento de los Credit Default Swaps (CDS) están generando preguntas similares sobre el ciclo de deuda. En este episodio analizamos: El crecimiento explosivo del mercado de crédito privado. Cómo el PIK puede distorsionar la percepción de morosidad. Qué están señalando los CDS sobre riesgo sistémico. Por qué empresas como Oracle pueden anticipar tensiones en el ciclo tecnológico. Cómo navegar un entorno donde la complacencia puede ser el mayor riesgo. No se trata de generar miedo, se trata de leer el ciclo con criterio. La historia financiera no se repite exactamente, pero rima. Y cuando el crédito empieza a deteriorarse, los efectos pueden amplificarse. Mira el episodio completo y fortalece tu criterio para navegar el ciclo de deuda con visión de largo plazo. 

Paul Auslander, President of SeaBridge Private Wealth, a division of SeaBridge Investment Advisors LLC joins the Chuck Toddcast for a wide-ranging conversation about the intersection of money, markets, and the current political moment. Auslander walks through how the political climate now factors directly into financial planning projections, noting that European indices doubled the S&P's performance last year as capital flows shift overseas, and that a growing number of wealthy clients are hedging by moving money out of the United States. He offers candid takes on the issues keeping investors up at night: the inevitability of Social Security cuts (though he argues simply pushing retirement age from 67 to 69 would stabilize the fund), the likely future of Social Security privatization, crypto's evolution from a technological revolution into a special interest that bought its own policy outcomes, and whether there's money to be made off bad Trump policies that are likely to be reversed. Auslander also explains why the bond market is a better barometer of economic health than the stock market, why private equity is sitting on mountains of sidelined capital, and why he remains cautiously bullish on 2026 — largely because AI is only in the "second inning" and massive disruption is still ahead. The conversation also ventures into territory financial planners don't usually discuss publicly. Auslander addresses whether the wealthy are worried the "pitchforks are coming for them," pointing to economic anxiety driving a spike in gun sales and a pop culture landscape that increasingly portrays corporations and the ultra-rich as villains. He breaks down the rise of family offices — private wealth management firms for the ultra-wealthy that take a long-term investment view — and explains why companies increasingly choose to stay private thanks to nearly unlimited private capital, rather than face the scrutiny of public markets. They also dig into the generational divide between investing and gambling, the casino-like nature of prediction markets, and the burden that post-Lehman Brothers insurance and regulatory requirements have placed on small businesses and regional banks that had nothing to do with the 2008 financial crisis. Auslander closes with a pointed message: that Fed independence and the rule of law are paramount to economic stability, and that centrism — not ideological extremism — remains the best way to run the country. Go to https://zbiotics.com/CHUCKTODDCAST and use CHUCKTODDCAST at checkout for 15% off any first time orders of ZBiotics probiotics.” Protect your family with life insurance from Ethos. Get up to $3 million in coverage in as little as 10 minutes at https://ethos.com/chuck. Application times may vary. Rates may vary. Thank you Wildgrain for sponsoring. Visit http://wildgrain.com/TODDCAST and use the code "TODDCAST" at checkout to receive $30 off your first box PLUS free Croissants for life! Link in bio or go to https://getsoul.com & enter code TODDCAST for 30% off your first order. American Finance Disclaimer: NMLS 182334, nmlsconsumeraccess.org. APR for rates in the 5s start at 6.196% for well qualified borrowers. Call 866-885-1081, for details about credit costs and terms. Or https://apply.americanfinancing.net/thechucktoddcast Timeline: (Timestamps may vary based on advertisements) 00:00 Paul Auslander joins the Chuck ToddCast 01:30 Paul’s origin story 02:45 Financial planning was mostly done by insurance companies in 70’s 03:30 Northerners move to FL for taxes & weather, but FL is pushing it socially 06:00 Fiduciary responsibility is the line of demarcation in financial planning 07:00 Factoring the political climate into financial planning projections 08:30 European index doubled the performance of the S&P last year 09:30 Tax policy is generally the biggest concern for investors 12:00 A cut to social security payments is bound to happen 13:00 If you push retirement from 67 to 69 the SS fund becomes healthy 15:15 Social security privatization likely to happen in the future 17:15 Money to be made off bad Trump policies that are likely to go away? 18:15 Crypto became a special interest & bought support for pro crypto policy 20:00 Crypto is a revolution that predates Trump & will outlast him 21:30 Lesson to be learned from rise then collapse in price of silver? 22:30 Central banks are buying silver, gold and assets 24:00 How many people are hedging by moving money out of the U.S.? 24:45 Europe is spending big money on arms & infrastructure 26:00 Definition of a “Family Office” 28:30 Family office investments are increasingly popular & take the long view 30:00 Are the investors/wealthy worried the pitchforks are coming for them? 31:30 Economic anxiety driving a spike in gun sales 33:00 Pop culture portrays corporations & wealthy as the villains 34:30 Private equity has a lot of money on the sideline, looking for investments 37:30 The burden of insurance requirements on small business 40:00 Small & regional banks paying for the sins of Lehman Brothers 41:00 Companies stay private due to near unlimited private capital 41:45 Do young people like investing… or do they just like gambling? 42:45 Thoughts on prediction markets? 44:00 There’s a casino like approach to certain markets 45:15 If the house flips, you could see money get withdrawn from markets 46:30 How do Trump’s relationships with world leaders affect projections? 47:45 The bond market is more indicative of economic health than stock market 48:45 Uncertainty will impact earnings 49:15 Why are you feeling bullish on 2026? 51:30 AI is only in the 2nd inning. Disruption is coming 54:30 Thom Tillis sounds like a different man now that he’s retiring 55:30 Centrism seems like the best way to run the country 57:30 AI won’t be replacing financial advisors anytime soon 59:45 What’s one question you want every presidential candidate to answer? 1:00:15 Fed independence and rule of law are paramountSee omnystudio.com/listener for privacy information.

In this episode recorded immediately after Trump's record-breaking 108-minute State of the Union address, Chuck Todd argues that while Trump's base will love the "own the libs" moments — from trolling Democrats in the chamber to the raucous "USA" chants from Republicans — the speech was fundamentally a missed opportunity that did nothing to help the GOP heading into the midterms. He contends that Trump chose to be a party leader rather than a president, turning the address into something resembling an award show by packing it with medal presentations, the Olympic men's hockey team, honorees who deserved more dedicated recognition rather than being used as applause props in an already bloated speech. He argues that Trump's tone on the economy couldn't have been worse for Republicans: with his approval at 60% disapproval and the Supreme Court having just struck down his tariffs days earlier, Trump barely addressed voters' core concerns about costs and affordability, instead declaring a "turnaround for the ages" that doesn't match most Americans' lived experience. He notes Trump’s highlighting of Iran's ballistic missiles sounded like a pretext for war that won't play well with parts of his own base. He praises Virginia Governor Abigail Spanberger's Democratic response as simple and effective — particularly her pointed questions about whether the president is actually working to make life more affordable — and argues she clearly won over independents. He closes with a bigger-picture observation: that there's a 60% majority coalition available on populist economic issues like protecting the safety net from cuts to fund tax breaks for the wealthy, but that Democrats still have a damaged brand despite Trump's terrible numbers, and that voters who thought they were getting first-term Trump are reckoning with something very different. Then, Paul Auslander, President of SeaBridge Private Wealth, a division of SeaBridge Investment Advisors LLC joins the Chuck Toddcast for a wide-ranging conversation about the intersection of money, markets, and the current political moment. Auslander walks through how the political climate now factors directly into financial planning projections, noting that European indices doubled the S&P's performance last year as capital flows shift overseas, and that a growing number of wealthy clients are hedging by moving money out of the United States. He offers candid takes on the issues keeping investors up at night: the inevitability of Social Security cuts (though he argues simply pushing retirement age from 67 to 69 would stabilize the fund), the likely future of Social Security privatization, crypto's evolution from a technological revolution into a special interest that bought its own policy outcomes, and whether there's money to be made off bad Trump policies that are likely to be reversed. Auslander also explains why the bond market is a better barometer of economic health than the stock market, why private equity is sitting on mountains of sidelined capital, and why he remains cautiously bullish on 2026 — largely because AI is only in the "second inning" and massive disruption is still ahead. The conversation also ventures into territory financial planners don't usually discuss publicly. Auslander addresses whether the wealthy are worried the "pitchforks are coming for them," pointing to economic anxiety driving a spike in gun sales and a pop culture landscape that increasingly portrays corporations and the ultra-rich as villains. He breaks down the rise of family offices — private wealth management firms for the ultra-wealthy that take a long-term investment view — and explains why companies increasingly choose to stay private thanks to nearly unlimited private capital, rather than face the scrutiny of public markets. They also dig into the generational divide between investing and gambling, the casino-like nature of prediction markets, and the burden that post-Lehman Brothers insurance and regulatory requirements have placed on small businesses and regional banks that had nothing to do with the 2008 financial crisis. Auslander closes with a pointed message: that Fed independence and the rule of law are paramount to economic stability, and that centrism — not ideological extremism — remains the best way to run the country. Finally, Chuck presents his updated ToddCast Top 5 list of senate seats most likely to flip in the midterms and answers listeners’ questions in the “Ask Chuck” segment. Go to https://zbiotics.com/CHUCKTODDCAST and use CHUCKTODDCAST at checkout for 15% off any first time orders of ZBiotics probiotics.” Protect your family with life insurance from Ethos. Get up to $3 million in coverage in as little as 10 minutes at https://ethos.com/chuck. Application times may vary. Rates may vary. Thank you Wildgrain for sponsoring. Visit http://wildgrain.com/TODDCAST and use the code "TODDCAST" at checkout to receive $30 off your first box PLUS free Croissants for life! Link in bio or go to https://getsoul.com & enter code TODDCAST for 30% off your first order. American Finance Disclaimer: NMLS 182334, nmlsconsumeraccess.org. APR for rates in the 5s start at 6.196% for well qualified borrowers. Call 866-885-1081, for details about credit costs and terms. Or https://apply.americanfinancing.net/thechucktoddcast Timeline: (Timestamps may vary based on advertisements) 00:00 Chuck Todd’s introduction 03:15 Trump’s base will love “own the libs” moments from SOTU 04:30 Most of Trump’s base was celebrating himself & animating his base 05:15 Trump’s tone on the economy couldn’t have been worse for GOP 06:30 Trump hid behind the glory of others, turned speech into award show 07:45 Awards are an incredible honor, deserved more time & recognition 09:30 Hopefully the recipients get dedicated events to honor them 10:00 Overloading the speech with awards felt a bit gimmicky 11:00 Trump mostly bit his tongue when addressing SCOTUS 11:30 Trump chose to be a party leader rather than president, trolled Dems 12:15 Spanberger’s response to SOTU was simple & effective 14:00 Spanberger definitely did better with independents than Trump 14:45 Trump’s proposal to make AI companies provide their power is a winner 15:15 Trump highlighting Iran’s ballistic missiles sounds like a pretext for war 16:30 Attacking Iran won’t play well with parts of Trump’s base 17:30 Trump didn’t talk about Venezuelan democracy, just oil 18:15 Trump’s still working with the Maduro regime 19:45 Are we trying to prevent Iranian nukes, or attempting regime change? 20:30 Trump claiming credit for getting Mexican cartel leader is a big faux pax 21:45 Allies feel like Trump will sell them out just so he can take credit 22:30 Trump didn’t address voters concerns on costs & the economy 23:45 Trump is better on the attack than defending his record 24:30 The speech didn’t give Republicans a boost for the midterms 25:30 Most Americans don’t support cutting safety net for tax cuts 27:30 There’s a 60% majority to be had on economic issues, not cultural ones 29:15 Voters keep picking the out party 30:30 There’s a majority coalition to be won with populist economic policy 32:30 This could be a moment for candidates to shed the party label 33:00 Democrats will have a strong midterm just being against Trump 33:45 Class politics could create a strong majority 35:30 Voters thought they’d get 1st term Trump, not what they’re getting 45:30 Paul Auslander joins the Chuck ToddCast 47:00 Paul’s origin story 48:15 Financial planning was mostly done by insurance companies in 70’s 49:00 Northerners move to FL for taxes & weather, but FL is pushing it socially 51:30 Fiduciary responsibility is the line of demarcation in financial planning 52:30 Factoring the political climate into financial planning projections 54:00 European index doubled the performance of the S&P last year 55:00 Tax policy is generally the biggest concern for investors 57:30 A cut to social security payments is bound to happen 58:30 If you push retirement from 67 to 69 the SS fund becomes healthy 1:00:45 Social security privatization likely to happen in the future 1:02:45 Money to be made off bad Trump policies that are likely to go away? 1:03:45 Crypto became a special interest & bought support for pro crypto policy 1:05:30 Crypto is a revolution that predates Trump & will outlast him 1:07:00 Lesson to be learned from rise then collapse in price of silver? 1:08:00 Central banks are buying silver, gold and assets 1:09:30 How many people are hedging by moving money out of the U.S.? 1:10:15 Europe is spending big money on arms & infrastructure 1:11:30 Definition of a “Family Office” 1:14:00 Family office investments are increasingly popular & take the long view 1:15:30 Are the investors/wealthy worried the pitchforks are coming for them? 1:17:00 Economic anxiety driving a spike in gun sales 1:18:30 Pop culture portrays corporations & wealthy as the villains 1:20:00 Private equity has a lot of money on the sideline, looking for investments 1:23:00 The burden of insurance requirements on small business 1:25:30 Small & regional banks paying for the sins of Lehman Brothers 1:26:30 Companies stay private due to near unlimited private capital 1:27:15 Do young people like investing… or do they just like gambling? 1:28:15 Thoughts on prediction markets? 1:29:30 There’s a casino like approach to certain markets 1:30:45 If the house flips, you could see money get withdrawn from markets 1:32:00 How do Trump’s relationships with world leaders affect projections? 1:33:15 The bond market is more indicative of economic health than stock market 1:34:15 Uncertainty will impact earnings 1:34:45 Why are you feeling bullish on 2026? 1:37:00 AI is only in the 2nd inning. Disruption is coming 1:40:00 Thom Tillis sounds like a different man now that he’s retiring 1:41:00 Centrism seems like the best way to run the country 1:43:00 AI won’t be replacing financial advisors anytime soon 1:45:15 What’s one question you want every presidential candidate to answer? 1:45:45 Fed independence and rule of law are paramount 1:47:30 Chuck’s thoughts on interview with Paul Auslander 1:48:45 ToddCast Top senate seats most likely to flip in midterms 1:49:00 #1 North Carolina 1:50:45 #2 Maine 1:53:45 #3 Michigan 1:58:15 #4 Alaska 2:01:15 #5 Texas 2:06:30 Honorable mentions: South Dakota & Minnesota 2:11:30 Ask Chuck 2:11:45 Promoting tariffs & AI have to only be bad for Trump? 2:12:45 Can Republicans not endorsed by Trump win their primaries? 2:14:15 Will lifting pesticide bans cause MAHA voters to turn on Trump?See omnystudio.com/listener for privacy information.

Send a textWelcome to Safe Dividend Investing's Podcast # 263 on February 21st of 2026. My name is Ian Duncan MacDonald, and I am an author of 7 investment books. My seventh investment book, Achieving Financial Independence Safely - 200 NYSE Stocks Analyzed and Scored" became available January 3rd on Amazon. You can easily find it by searching in Amazon or Google for "Ian Duncan MacDonald books". How much thought have you put in choosing the bank where you deposit your money? What bank stocks have you chosen to invest in? A quick Google query as to your bank's ratio of uninsured deposits is either going to reassure you or concern you. Those banks reporting a ratio greater than 50% in uninsured deposits to total deposit have an elevated risk. Bank failures can occur just like they did in 2008 when cheap credit and a failure to determine the credit worthiness of home buyers created an inflated housing bubble. When that bubble burst home buyers lost their mortgage deposits and homeowners saw the equity in their houses disappear.  Business and consumer bankruptcies and foreclosures spiked. Mortgage-backed securities failed resulting in a recession leading to the Lehman Brothers bank failure. This was the largest bank failure in US history. In today's podcast we examine the 5 safest banks in North America and the 5 largest banks in North America.Ian Duncan MacDonald Author and Commercial Risk Consultant,President of Informus Inc 2 Vista Humber Drive Toronto, Ontario Canada, M9P 3R7 Toronto Telephone - 416-245-4994 New York Telephone - 929-800-2397 imacd@informus.ca

D'un côté, un géant du private credit ferme la porte de sortie : “Les retraits ne rouvriront pas.” Phrase simple. Effet glacial. De l'autre, Trump demande au Pentagone de publier les dossiers sur les extraterrestres. Parce que visiblement, la liquidité peut disparaître… mais pas les OVNI. Ajoute à ça :

From Olympic sprinter to trusted advisor helping entrepreneurs save millions in taxes, David Flores Wilson shares proven strategies for QSBS planning, equity compensation design, and preparing business owners for successful exits both financially and personally. In this episode of the DealQuest Podcast, host Corey Kupfer sits down with David Flores Wilson, CFA, CFP, Managing Partner at Sinceres, who advises entrepreneurs and business owners in New York City on personal financial planning from formation to exit and beyond. David is a multiple Investopedia Top 100 Financial Advisor whose guidance has appeared in CNBC, Yahoo Finance, the New York Times, US News and World Report, and Investment News. WHAT YOU'LL LEARN: In this episode, you'll discover how QSBS planning can potentially exclude $10 million to $70 million or more in capital gains from taxes when structured correctly, why LLC to C Corp conversion timing creates dramatic differences in tax outcomes, and how QSBS stacking through non-grantor trusts multiplies exclusions. David shares why equity compensation plans often fail to motivate the specific people they target and what questions to ask before choosing a vehicle. You'll also learn about the personal readiness component of exit planning that determines whether entrepreneurs thrive or struggle after selling their businesses. DAVID'S JOURNEY: David's path to financial planning started with entrepreneurial instincts in an unexpected place. Growing up in Guam, he ran a comic book arbitrage business as a kid, discovering price differences between local stores and mainland mail-order catalogs. His father was a CPA with a home office, and despite wanting nothing to do with accounting, David absorbed financial concepts through osmosis that would later prove invaluable. After college at UC Berkeley, David joined Lehman Brothers and worked through the financial crisis. During that time, colleagues started coming to him with financial planning questions, and he realized helping people with their money was his true passion. He sat on that realization for years before eventually transitioning to financial planning. When Covid hit in 2020, David and his partner Dan Ryan launched Sinceres, and the firm has been growing since. OLYMPICS LESSON: David represented Guam in track and field at the 1996 Atlanta Olympics, competing in the 200 and 400 meters. The experience taught him something crucial about career selection. Unlike running, where pushing harder brings diminishing returns and constant injury risk, financial planning offers the opportunity to improve incrementally every single day. That compounding knowledge approach now drives how he serves clients. KEY INSIGHTS: QSBS planning stands out as potentially the most powerful tax planning tool for qualifying entrepreneurs. C Corps meeting holding period and active business requirements can exclude $10 million in gains, or 10 times basis for older shares, with new legislation increasing that to $15 million. The planning becomes even more powerful with LLC conversions where market value at conversion becomes the QSBS basis. The biggest mistake with equity compensation involves choosing vehicles based on what owners like rather than what motivates specific employees. "Equity" can mean participation in profits, upside potential, a seat at the table, or financial disclosure. Different people value these differently, and the best planning starts with understanding objectives before selecting tools. Exit planning involves three components that David implements from the first meeting with business owners. Getting personally ready addresses what provides purpose after selling. Getting financially ready ensures the numbers work. Getting business ready covers everything from customer concentration to management team development. The recent One Big Beautiful Bill Act has changed QSBS holding periods, SALT deductions, and AMT rules. Business owners should review their planning with advisors rather than assuming previous strategies still apply. Perfect for entrepreneurs considering entity structure decisions, business owners thinking about exit planning, and anyone interested in tax-efficient wealth building strategies. FOR MORE ON THIS EPISODE: https://www.coreykupfer.com/blog/davidfloreswilson FOR MORE ON DAVID FLORES WILSON: https://www.planningtowealth.com https://www.linkedin.com/in/davidfloreswilson/ FOR MORE ON COREY KUPFER https://www.linkedin.com/in/coreykupfer/ https://www.coreykupfer.com/ Corey Kupfer is an expert strategist, negotiator, and dealmaker. He has more than 35 years of professional deal-making and negotiating experience. Corey is a successful entrepreneur, attorney, consultant, author, and professional speaker. He is deeply passionate about deal-driven growth. He is also the creator and host of the DealQuest Podcast. Get deal-ready with the DealQuest Podcast with Corey Kupfer, where like-minded entrepreneurs and business leaders converge, share insights and challenges, and success stories. Equip yourself with the tools, resources, and support necessary to navigate the complex yet rewarding world of dealmaking. Dive into the world of deal-driven growth today! Episode Highlights with Timestamps: [00:00] - Introduction: David Flores Wilson's credentials and areas of expertise [02:55] - Growing up in Guam with a comic book arbitrage business and CPA father [07:58] - Representing Guam at the 1996 Atlanta Olympics and career lessons from athletics [09:28] - QSBS fundamentals: Exclusions, holding periods, and qualifying business requirements [10:45] - LLC to C Corp conversions and the basis multiplication strategy [11:40] - QSBS stacking through non-grantor trusts and family gifting [19:40] - Equity compensation design: Why attraction, retention, and incentive vehicles often miss the mark[28:37] - Journey from Lehman Brothers through the financial crisis to launching Sinceres [31:59] - Exit planning framework: Personal, financial, and business readiness [41:27] - Recent tax law changes from the One Big Beautiful Bill Act [44:09] - What freedom means: Making impact through continuous improvement Guest Bio David Flores Wilson, CFA, CFP, is Managing Partner at Sinceres, advising entrepreneurs and business owners in New York City on personal financial planning from formation to exit and beyond. His areas of expertise include qualified small business stock planning, business exit planning, and equity compensation planning. David is a multiple Investopedia Top 100 Financial Advisor whose guidance has appeared in CNBC, Yahoo Finance, the New York Times, US News and World Report, and Investment News. He represented Guam in the 1996 Atlanta Olympic Games and sits on the Board of Directors as treasurer of the Lower East Side Girls Club. David is active in Entrepreneurs Organization, the Estate Planning Council of New York City, Advisors in Philanthropy, and the Exit Planning Institute. Host Bio Corey Kupfer is an expert strategist, negotiator, and dealmaker with more than 35 years of professional deal-making and negotiating experience. Corey is a successful entrepreneur, attorney, consultant, author, and professional speaker deeply passionate about deal-driven growth. He is the creator and host of the DealQuest Podcast. Show Description Do you want your business to grow faster? The DealQuest Podcast with Corey Kupfer reveals how successful entrepreneurs and business leaders use strategic deals to accelerate growth. From large mergers and acquisitions to capital raising, joint ventures, strategic alliances, real estate deals, and more, this show discusses the full spectrum of deal-driven growth strategies. Get the confidence to pursue deals that will help your company scale faster. Related Episodes Episode 325 - Kelly Finnell: Using ESOPs in Ownership Succession Planning Episode 350 - Tom Dillon: Understanding Business Valuation and Exit Planning Realities Episode 328 - Richard Manders: Post-Exit Transitions and What Comes After Selling Your Business Episode 339 - Solocast 74: Equitizing Key Employees and Succession Planning Strategies Follow DealQuest Podcast: LinkedIn: https://www.linkedin.com/in/coreykupfer/ Website: https://www.coreykupfer.com/ Follow David Flores Wilson: Website: https://www.planningtowealth.com Keywords/Tags QSBS planning, qualified small business stock, business exit planning, equity compensation, entrepreneur tax strategy, LLC vs C Corp, financial planning for business owners, exit planning institute, tax-efficient wealth building, business succession planning, capital gains exclusion, non-grantor trusts, C corporation conversion, equity incentive plans, entrepreneur financial advisor

Like many Americans, the 2008 financial crisis left Anat Admati furious. A professor at Stanford, she became one of the country's leading voices calling attention to how confusion, complexity and misleading claims allowed major banks to load up on dangerous amounts of debt. Today, she argues that little has changed. In this conversation, we discuss the faulty arguments bankers use to fight oversight, how corporate power has expanded in the years since the crisis, and what can be done to create a fairer and more stable economy.Be the first to know about Wondery's newest podcasts, curated recommendations, and more! Sign up now at https://wondery.fm/wonderynewsletterListen to American Scandal on the Wondery App or wherever you get your podcasts. Experience all episodes ad-free and be the first to binge the newest season. Unlock exclusive early access by joining Wondery+ in the Wondery App, Apple Podcasts or Spotify. Start your free trial today by visiting wondery.com/links/american-scandal/ now.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

C'è una regola in finanza che non ammette eccezioni: se guardi solo un lato del bilancio, prima o poi vieni travolto dall'altro. È da lì che nascono i veri disastri, ed è lo stesso meccanismo che oggi sta emergendo dietro il crollo di Bitcoin, alle liquidazioni con leva per oltre 6,7 miliardi di dollari e alle letture opposte che arrivano dai grandi nomi della finanza globale. Da un lato Michael Burry, che parla apertamente di “spirale mortale”, dall'altro Michael Saylor, con una delle più grandi esposizioni in Bitcoin al mondo, mentre Paul Krugman richiama addirittura il Fimbulwinter della mitologia norrena per descrivere la fase che stiamo attraversando. In mezzo non c'è una risposta semplice, né una previsione di prezzo, ma una struttura che pochi spiegano davvero: il mismatch tra attività e passività. È lo stesso principio che ha fatto saltare Lehman Brothers nel 2008 e Silicon Valley Bank nel 2023, ed è ciò che trasforma un normale drawdown di mercato in una spirale autoalimentata di vendite forzate, margin call e corsa al dollaro. Quando le attività scendono ma le passività restano inchiodate, il prezzo smette di essere il problema e diventa solo la conseguenza. Da qui passano anche il ruolo delle treasury company, il tema della leva, il contagio tra crypto e metalli, la differenza tra panico e meccanica finanziaria e, soprattutto, ciò che questo significa davvero per chi investe: non cosa comprare o vendere, ma dove si nasconde il rischio strutturale che quasi nessuno guarda. Perché alla fine la domanda giusta non è “quanto può scendere”, ma “quali sono le passività”, ed è lì, sempre lì, che si trova la verità. Learn more about your ad choices. Visit megaphone.fm/adchoices

Stijn Schmitz welcomes Dr. Nomi Prins to the show. Dr. Nomi Prins is Founder of Prinsights Global and Substack. This interview centers on the current state of precious metals markets, particularly gold and silver, highlighting significant market dynamics and future potential. Dr. Prins explains the recent volatility in precious metals, particularly the substantial price drop in silver, as primarily driven by technical trading events rather than fundamental market shifts. Nomi emphasizes that the sell-off was more a result of programmatic trading and margin announcements than actual market valuation changes. A key focus is the growing disconnect between paper and physical silver markets, with Shanghai exchanges showing substantial premiums for physical silver. Dr. Prins attributes this to increased eastern interest in physical metals, driven by geopolitical considerations, store of value concerns, and industrial necessities. She notes that the silver market is experiencing its fifth consecutive year of supply deficits, with the total deficit now equivalent to one year’s demand. Regarding gold, multiple drivers are propelling its momentum, including geopolitical tensions, central bank purchasing, and potential future scarcity. Central banks are increasingly viewing gold as a strategic asset, with some institutions like Morgan Stanley recommending higher gold allocations in investment portfolios. Dr. Prins believes the precious metals market is still in its early stages, comparing it to being in the “first or second innings” of a potential long-term bull market. She highlights the critical minerals landscape, pointing out that 80% of critical minerals are processed outside the West, with China dominating processing capabilities for rare earth elements and other strategic metals. Looking forward, she sees significant investment opportunities in the sector, potentially offering substantial returns for long-term investors who understand the fundamental shifts in global commodity markets. Her analysis suggests that geopolitical tensions, supply chain restructuring, and increasing demand for critical minerals will continue to drive precious metals and related investments. Timestamps: 00:00:00 – Introduction 00:00:47 – Recent Metals Volatility 00:02:51 – Shanghai Silver Premium 00:03:14 – Physical vs Paper Silver 00:06:22 – Silver Supply Deficits 00:08:05 – Incentivizing New Supply 00:09:38 – Industrial Demand Pain Points 00:11:07 – Gold Bull Market Drivers 00:14:15 – Central Bank Gold Buying 00:17:28 – Long-term Investment Strategy 00:19:49 – Global Debt Levels 00:22:07 – Demographics and Economic Growth 00:25:19 – Critical Minerals Supply Chains 00:28:58 – Concluding Thoughts Guest Links: X: https://x.com/nomiprins Website: https://nomiprins.com Substack: https://prinsights.substack.com Dr. Nomi Prins as a Wall Street insider and outspoken advocate for economic reform, Nomi Prins is a leading authority on how the widespread impact of financial systems continues to affect our daily lives. She has spent decades analyzing and investigating economic and financial events at the ground level and meeting with those that shape the world’s geopolitical-economic framework. She continues to break stories by conducting independent research, writing best-selling books, and traversing the globe to share her knowledge and demystify the world of money. Before becoming a renowned journalist and public speaker, Nomi reached the upper echelons of the financial world where she worked as a managing director at Goldman Sachs, ran the international analytics group as a senior managing director at Bear Stearns in London, was a strategist at Lehman Brothers and an analyst at the Chase Manhattan Bank. During her time on Wall Street, she grew increasingly aware of and discouraged by the unethical practices that permeated the banking industry. Eventually, she decided enough was enough and became an investigative journalist to shed light on the ways that financial systems are manipulated to serve the interests of an elite few at the expense of everyone else.

El periodista David Jiménez Torres expone en su sección en La Brújula este acontecimiento que cambio la perspectiva económica global sobre las hipotecas de alto riesgo y supuso un antes y un después

After Lehman Brothers declares bankruptcy, U.S. Treasury Secretary Hank Paulson is thrust into a financial war, knowing every decision he makes could tip the nation even deeper into chaos. Be the first to know about Wondery's newest podcasts, curated recommendations, and more! Sign up now at https://wondery.fm/wonderynewsletterListen to American Scandal on the Wondery App or wherever you get your podcasts. Experience all episodes ad-free and be the first to binge the newest season. Unlock exclusive early access by joining Wondery+ in the Wondery App, Apple Podcasts or Spotify. Start your free trial today by visiting wondery.com/links/american-scandal/ now.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

En attendant la tant attendue saison 2026, la team du Paddock RMC vous propose des épisodes rétrospectifs pour revenir sur des grands moments de l'histoire de la Formule 1, à commencer par les plus grandes joutes et les plus grands titres !Pour le cinquième épisode de "Dans le retro de Jean-Luc", on se plonge dans une année au cours de laquelle : Barack Obama devient le premier président afro-américain des États-Unis, le monde est en crise puisque la banque Lehman Brothers s'effondre et Bienvenue chez les Chtis bat des records en France. En 2008, le monde de la Formule 1 assiste quant à elle à l'éclosion d'une des plus grandes légendes de l'histoire de ce sport, un certain Lewis Hamilton.Avec Nicolas Paolorsi et Jean-Luc Roy

As Lehman Brothers teeters on the edge of bankruptcy, Treasury Secretary Hank Paulson summons Wall Street's most powerful figures for one fateful weekend—their last chance to save Lehman and prevent the collapse of the global financial system.Be the first to know about Wondery's newest podcasts, curated recommendations, and more! Sign up now at https://wondery.fm/wonderynewsletterListen to American Scandal on the Wondery App or wherever you get your podcasts. Experience all episodes ad-free and be the first to binge the newest season. Unlock exclusive early access by joining Wondery+ in the Wondery App, Apple Podcasts or Spotify. Start your free trial today by visiting wondery.com/links/american-scandal/ now.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

After the collapse of top Wall Street investment bank Bear Stearns, Lehman Brothers scrambles to convince the world it won't be next, but dirty truths about the firm's finances threaten to destroy what credibility it has left.Be the first to know about Wondery's newest podcasts, curated recommendations, and more! Sign up now at https://wondery.fm/wonderynewsletterListen to American Scandal on the Wondery App or wherever you get your podcasts. Experience all episodes ad-free and be the first to binge the newest season. Unlock exclusive early access by joining Wondery+ in the Wondery App, Apple Podcasts or Spotify. Start your free trial today by visiting wondery.com/links/american-scandal/ now.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Spencer and Jamie break down the 10 core principles of Bogleheads investing and show how military service members can apply this simple, low-cost approach to build wealth through the TSP and other accounts. If you're overwhelmed by investing advice or tempted by day trading and crypto, this episode cuts through the noise with a proven strategy that's worked for decades. Hosts: Spencer Reese (former Air Force pilot, 12 years active duty) and Jamie (active duty officer) The 10 Bogleheads Principles Develop a workable plan - Create an investment policy statement (even informal) to guide decisions during market volatility Invest early and often - Automate contributions to remove decision fatigue; increase TSP allocation today Never bear too much or too little risk - Age-appropriate asset allocation; avoid the old G Fund default trap Diversify - Don't put all eggs in one basket; TSP funds cover entire US market plus international exposure Never try to time the market - Time IN the market beats timing the market; market dropped 19% in April 2025, now up 38% from that low Use index funds when possible - TSP offers five low-cost index funds; 90% of active managers can't beat index funds over 20 years Keep costs low - TSP expense ratios under 0.1%; avoid predatory companies charging 1-2%+ fees Minimize taxes - Leverage Roth TSP and Roth IRA; military tax advantages (BAH, BAS, combat zone exclusion) Invest with simplicity - LADS approach (Low-cost, Automated, Diversified, Simple); Warren Buffett's S&P 500 bet crushed hedge funds Stay the course - Measure performance in decades, not days/weeks; don't panic sell during downturns Key Takeaways Why Bogleheads Philosophy Works for Military: Takes power back from financial advisors and complex products Simple enough anyone can succeed with minimal effort Perfect match for TSP's low-cost index fund structure Removes emotion from investing decisions TSP Advantages: Five index funds (C, S, I, G, F) cover nearly entire investable market Lifecycle funds automatically balance risk by retirement year Expense ratios under 0.1% (incredibly low) Now defaults to lifecycle funds instead of G Fund (huge improvement with Blended Retirement System) Common Military Investing Mistakes: Old G Fund default trap - cost retirees millions in missed gains Trying to time the market or day trade Paying high fees to predatory companies Not automating contributions Measuring performance over days/weeks instead of decades The Math That Matters: First $100K took Spencer 4+ years; second $100K took 2 years (compound growth accelerates) Market will drop 30% in next 10 years (guaranteed) - but timing it is impossible S&P 500 gained 125% over 10 years vs. best hedge fund's 87% in Warren Buffett's famous bet April 2025 market drop: 19% down, then 38% up from that low within months Diversification Made Easy: C Fund: 500 largest US companies (S&P 500) S Fund: ~2,000 smaller US companies I Fund: 5,000+ international companies (20+ developed + emerging markets, excludes China/Hong Kong) Combined: Total US and international market exposure Add VXUS in Roth IRA for China/Hong Kong exposure if desired Automation is Your Friend: Log into MyPay once, increase TSP allocation, never think about it again Every promotion or time-in-grade raise = bump allocation by 1% One decision removes 100 future decisions Eliminate decision fatigue and emotional reactions Fee Impact Example: Predatory companies charge 1-2%+ fees TSP: Under 0.1% Fidelity FZROX: 0% expense ratio Vanguard funds: 0.03% Rule of thumb: Stay under 0.25%, ideally under 0.10% Resources Mentioned Books: "The Little Book of Common Sense Investing" by Jack Bogle "The Military Money Manual" by Spencer Reese (available at MWR Library, Libby app, Amazon) Investment Accounts: TSP (Thrift Savings Plan) - Military 401k Roth TSP and Roth IRA (tax-advantaged accounts) Recommended brokerages: Fidelity, Vanguard, Schwab Key Terms: LADS: Low-cost, Automated, Diversified, Simple Index fund vs. active management Expense ratio and basis points Asset location strategy Investment Policy Statement Previous Episodes Referenced: TSP deep dives (search podcast) Roth TSP vs. Roth IRA explanations "Do Better" episode on predatory companies Real-World Examples Lieutenant with $50K in checking account - proves military pay allows saving, just need to invest it Service member paid off all auto and student loans in 3 months of deployment Retirees with $250-500K in G Fund who missed out on millions Enron, WorldCom, Lehman Brothers - why diversification matters MicroStrategy (MSTR) - current example of concentrated risk Who This Episode Is For Military service members at any rank TSP participants unsure how to invest Anyone tempted by day trading, crypto, or "get rich quick" schemes New investors overwhelmed by options Service members paying high fees to financial advisors Anyone who wants a simple, proven wealth-building strategy Quick Action Steps Log into MyPay and increase TSP allocation (even 1% helps) Verify you're in appropriate Lifecycle Fund (birth year + 60-65 years) NOT in G Fund unless near retirement Set automatic annual increases (1% per year) Open Roth IRA at Fidelity, Vanguard, or Schwab Read "The Military Money Manual" (free at base library) Stop checking account daily - check quarterly at most Contact Website: MilitaryMoneyManual.com Instagram: @MilitaryMoneyManual Book: "The Military Money Manual" (Amazon, $3 Kindle, free at MWR libraries) The Bogleheads philosophy has helped millions become millionaires through simple, low-cost index fund investing. As a military service member, you have access to one of the best low-cost investment vehicles in the world - the TSP. Stop overthinking it, automate your investments, and stay the course.  

Rising from humble summer intern to the formidable CEO of Lehman Brothers, Dick Fuld is determined to make the investment bank succeed, even if that means making risky bets that could set the stage for disaster.Be the first to know about Wondery's newest podcasts, curated recommendations, and more! Sign up now at https://wondery.fm/wonderynewsletterListen to American Scandal on the Wondery App or wherever you get your podcasts. Experience all episodes ad-free and be the first to binge the newest season. Unlock exclusive early access by joining Wondery+ in the Wondery App, Apple Podcasts or Spotify. Start your free trial today by visiting wondery.com/links/american-scandal/ now.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Send us a textWe started our careers at the epicenter of the Global Financial Crisis in 2008: the trading floor Lehman Brothers and the CDO Structuring desk at Morgan Stanley. And now, we get to watch our favorite characters reenacting all the drama of the Lehman bankruptcy through the lens of Industry.  We dissect the chaotic "war room" dynamics as executive leadership scrambles for a lifeline, debating the merits of a strategic capital injection from Mitsubishi (mirroring the real-life rescue of Morgan Stanley) versus a total buyout by Barclays (the ultimate fate of Lehman). We explain the critical financial concepts at play, including the mechanics of "good bank/bad bank" splits, dispelling common myths about how government "bailouts" actually worked, and the reality of liquidity crises where "too big to fail" meets "moral hazard."All of our characters' ambitions and come to a head as they jockey for power and profit with everything on the line. Who will emerge victorious from the boardroom coup? How did a financial error end up in the pitch deck? Who is stabbing whom in the back? And who will ultimately be our useful idiot?This is an exceptionally technical recap, and we explain topics like counterparty credit risk, employee stock options, insider trading, and converts...as well as a detailed blow by blow of the real events underlying one of Industry's all time best episodes!!!Shop our Self Paced Courses: Investment Banking & Private Equity Fundamentals HEREFixed Income Sales & Trading HERE Wealthfront.com/wss. This is a paid endorsement for Wealthfront. May not reflect others' experiences. Similar outcomes not guaranteed. Wealthfront Brokerage is not a bank. Rate subject to change. Promo terms apply. If eligible for the boosted rate of 4.15% offered in connection with this promo, the boosted rate is also subject to change if base rate decreases during the 3 month promo period.The Cash Account, which is not a deposit account, is offered by Wealthfront Brokerage LLC ("Wealthfront Brokerage"), Member FINRA/SIPC. Wealthfront Brokerage is not a bank. The Annual Percentage Yield ("APY") on cash deposits as of 11/7/25, is representative, requires no minimum, and may change at any time. The APY reflects the weighted average of deposit balances at participating Program Banks, which are not allocated equally. Wealthfront Brokerage sweeps cash balances to Program Banks, where they earn the variable APY. Sources HERE.

Pour télécharger les guides de Board Project, le collectif que j'ai co-fondé, consacrés à la gouvernance des start-ups et scale-ups : le premier porte sur ce qui fait vraiment une gouvernance efficace (prise de décision, rôle du board, signaux d'alerte) et le second sur la rémunération des administrateurs indépendants, avec des benchmarks, des modèles concrets et des règles claires.You can download the Board Project guides (the collective of iNEDs I co-founded) covering effective governance and independent directors' remuneration.Here : www.board-project.com/publicationsIn this episode of Finscale, I welcome Yoram Wijngaarde, Founder and CEO of Dealroom.co, for a sharp, data-backed conversation on what is really happening in the global tech and venture capital ecosystem. Beyond headlines and hype, this episode offers a rare, factual look at how innovation, capital and power dynamics are shifting.We discussed: • Yoram's journey from investment banking at Lehman Brothers to founding Dealroom, and how the financial crisis and M&A work with startups shaped his entrepreneurial path. • How Dealroom evolved from a deal-making idea into a global data platform used by VCs, tech giants and more than 100 governments to understand and benchmark innovation ecosystems. • The unique methodology behind Dealroom's data, combining public sources, deep human-led research and contributions from a global community of investors, founders and universities. • What the last 18–24 months really look like for venture capital, with global investment still far below 2021 peaks despite massive AI rounds, and Europe stabilising around €60bn per year. • The growing gap between the US and Europe, driven by AI mega-deals, rising valuation multiples in the US, and Europe's relative absence from the largest funding rounds. • Sector-level shifts beyond AI, including the return of fintech through incumbents and infrastructure plays, and the explosive rise of deep tech and defense, security and resilience. • How Dealroom is preparing for the next wave of AI, from transforming its internal development processes to building a shared global data layer for cities and startup ecosystems.A clear, insightful episode that replaces speculation with data — and offers essential perspective for anyone navigating tech, venture capital or innovation today.Yoram's recommendation : • Odd Lots, the Bloomberg podcast.Useful links:Yoram Wijngaarde: https://www.linkedin.com/in/yoramdw/Dealroom.co: https://dealroom.co/ ********************Finscale is much more than a podcast. It's an ecosystem that connects key players in the financial sector through networking, coaching, and strategic partnerships.

To kick off year 7 of the Investors First Podcast, we interviewed Rick Rieder of BlackRock, currently Chief Investment Officer of Global Fixed Income, Head of the Fundamental Fixed Income business, and Head of the Global Allocation Investment Team. After earning a BBA in Finance from Emory University and later an MBA from The Wharton School. He started his career as an Analyst at SunTrust, briefly joining E.F. Hutton's training program, and then spending nearly two decades at Lehman Brothers trading before joining BlackRock. In this episode, we start where his interest in finance began with analyzing sports outcomes and probabilities—sometimes betting lunch money to test his thinking. We cover everything in this episode, from Rick's start as a credit analyst at SunTrust, to a lengthy stay at Lehman Brothers, and then joining BlackRock post GFC. We discussed the team/resources he manages, his investment approach with a heavy emphasis on risk management, and the ability of his strategy to go anywhere to find yield. We discussed gambling vs. investing, the impact of new technologies, AI, and opportunity abroad in fixed income markets, along with much more. Today's hosts are Steve Curley, CFA (Co-Managing Principal, 55 North Private Wealth) & co-host Chris Cannon, CFA (CIO/Principal, FirsTrust). Please enjoy the episode. You can follow us on Twitter & LinkedIn or at investorsfirstpodcast.com Learn more: https://www.blackrock.com/corporate/insights/blackrock-investment-institute/publications/outlook

We're continuing our 2026 Essentials series with the seven rules of great long-term investing: the principles Bryce and Ren come back to every year, no matter what markets are doing. They break down the habits, mindsets and structures that matter most if you want to build wealth over decades, not chase fads or headlines.In this episode:02:13 Rule #1: Always think long-term03:23 The Lehman Brothers example04:40 Rule #2: Your savings rate matters more than returns05:22 Why small changes compound07:25 Rule #3: Diversification08:32 Rule #4: Keep costs low09:10 The Buffett fee example13:29 Rule #5: How to look for great companies16:21 Rule #6: Fads fade, competitive advantages last18:18 Buffett “moats” and Helmer's Seven Powers explained21:36 Rule #7: Why automation beats willpowerWant to go deeper? We've put together our Equity Mates Summer Reading List, featuring many of the books and thinkers that shaped our seven rules: https://x40s1z0ymjt.typeform.com/eReady to secure your financial future? Viola Private Wealth delivers bespoke strategies designed for high-net-worth individuals and families. Managing significant wealth should not feel overwhelming. For tailored advice and practical, long-term results, visit www.violaprivatewealth.com.au.———Want to get involved in the podcast? Record a voice note or send us a message And come and join the conversation in the Equity Mates Facebook Discussion Group.———Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we've got you covered.Keep up with the news moving markets with our daily newsletter and podcast (Apple | Spotify)———Looking for some of our favourite research tools?Download our free Basics of ETF handbookOr our free 4-step stock checklistFind company information on TIKRScreen the market with GuruFocusTrack your portfolio with Sharesight———In the spirit of reconciliation, Equity Mates Media and the hosts of Equity Mates Investing acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today. ———Equity Mates Investing is a product of Equity Mates Media. This podcast is intended for education and entertainment purposes. Any advice is general advice only, and has not taken into account your personal financial circumstances, needs or objectives. Before acting on general advice, you should consider if it is relevant to your needs and read the relevant Product Disclosure Statement. And if you are unsure, please speak to a financial professional. Equity Mates Media operates under Australian Financial Services Licence 540697.Hosted on Acast. See acast.com/privacy for more information. Hosted on Acast. See acast.com/privacy for more information.

durée : 00:59:18 - Cultures Monde - par : Julie Gacon, Mélanie Chalandon - Zohran Mamdani, premier maire musulman et socialiste de New York, a prêté serment ce jeudi 1er janvier. Dans quelle mesure son élection marque-t-elle un renouveau durable de la gauche démocrate, mais aussi l'affirmation de New York comme foyer urbain de résistance au trumpisme ? - réalisation : Vivian Lecuivre - invités : Charlotte Recoquillon Géographe et journaliste française; Nadia Marzouki Politologue, chargée de recherche au CNRS; Hugo Fraslin Professeur d'histoire en classe préparatoire et membre du CENA (Centre d'Etudes Nord-Américaines) à l'EHESS, en préparation d'une thèse intitulée “Lehman Brothers et les mondes financiers new-yorkais. Une histoire sociale des élites bancaires (1918-2008)”

Ideas don't grow on their own. Something has to amplify them. Universities amplify what they teach, consultants amplify what they recommend, and money amplifies the ideas it chooses to back. If we want to understand how work changes at scale, we have to look at how capital shapes which ideas take root. Virginie Raphaël is redesigning that amplifier. In this episode, Dart and Virginie discuss how venture capital amplifies ideas, how trust networks shape who gets funded, and why rethinking the incentives behind early-stage investing may be key to building a more equitable future of work.Virginie Raphaël is the Founder and Managing Partner of FullCircle, a perpetual pre-seed venture fund. She invests in founders building a more equitable, sustainable, and prosperous workforce.In this episode, Dart and Virginie discuss:- How money amplifies ideas and shapes systems at scale- Why traditional venture funds push short-term returns- How a perpetual fund changes founder–investor alignment- Why trust networks shape who gets funded- The danger of capital crowding into the same ideas- What pre-seed investing really means for founder risk- Why geography still matters in early-stage innovation- How AI hype is distorting investment decisions- What she looks for in founders who want to change work- Why impact and market returns don't have to conflict- And other topics…Virginie Raphaël is the Founder and Managing Partner of FullCircle, a perpetual pre-seed fund focused on building a more equitable and sustainable workforce. Before founding the firm, she was a Managing Director at Tusk Ventures and previously worked in banking at Lehman Brothers and Barclays. She has spent her career supporting early-stage founders in complex and highly regulated sectors.Resources Mentioned:FullCircle: https://www.fullcirclefund.io/Connect with Virginie:Twitter: https://x.com/VirginieRaphaelLinkedIn: https://www.linkedin.com/in/virginie-raphael-7197271/ Work with Dart:Dart is the CEO and co-founder of the work design firm 11fold. Build work that makes employees feel alive, connected to their work, and focused on what's most important to the business. Book a call at 11fold.com.

Send us a textIn this episode, we see that friendship and loathing truly are two sides of the same coin. While everything is collapsing for Eric and Yasmin personally, professionally, and morally, Harper is finally ascending into her full power --- at both of their expense.We finally learn what really happened to Yasmin's dad, drawing uncomfortable parallels to chilling real-world headlines. And speaking of real-world headlines, Pierpoint's descent evokes the ghosts of Lehman Brothers and the 2008 global financial crisis. Harper's emergence as the architect of a potentially catastrophic short of the bank's stock shatters the fragile friendship between her and Yasmin. And Eric's failures to be a proper father figure to the "women in his life" help force the central question of the episode: are these characters in fact becoming the worst things they fear about themselves? Or were these monsters always lurking beneath the surface, waiting for their moment to strike?It isn't all steak and martinis...get caught up on your favorite show with us before Season 4 drops in January!Learn more about 9fin HERE Shop our Self Paced Courses: Investment Banking & Private Equity Fundamentals HEREFixed Income Sales & Trading HERE Wealthfront.com/wss. This is a paid endorsement for Wealthfront. May not reflect others' experiences. Similar outcomes not guaranteed. Wealthfront Brokerage is not a bank. Rate subject to change. Promo terms apply. If eligible for the boosted rate of 4.15% offered in connection with this promo, the boosted rate is also subject to change if base rate decreases during the 3 month promo period.The Cash Account, which is not a deposit account, is offered by Wealthfront Brokerage LLC ("Wealthfront Brokerage"), Member FINRA/SIPC. Wealthfront Brokerage is not a bank. The Annual Percentage Yield ("APY") on cash deposits as of 11/7/25, is representative, requires no minimum, and may change at any time. The APY reflects the weighted average of deposit balances at participating Program Banks, which are not allocated equally. Wealthfront Brokerage sweeps cash balances to Program Banks, where they earn the variable APY. Sources HERE.

El hombre que perdió 400.000 millones de dólares en una semana y los recuperó en 48 horas En septiembre de 2008, un ejecutivo de Lehman Brothers salió de su oficina en el número 745 de la Séptima Avenida de Nueva York por última vez. Llevaba una caja de cartón con sus pertenencias. Una foto familiar, una taza con el logo de la empresa, un diploma enmarcado de Wharton. Detrás de él, un banco de 158 años de historia se desvanecía en la nada. Lo que ese ejecutivo no sabía —lo que nadie podía saber entonces— es que diecisiete años después, en diciembre de 2025, otro gigante tecnológico perdería exactamente la misma cantidad de capitalización bursátil. Cuatrocientos mil millones de dólares evaporados en cuestión de días. La diferencia es que esta vez la historia no termina con una caja de cartón. Termina con TikTok. Hay una vieja máxima en Wall Street que dice que los mercados pueden permanecer irracionales más tiempo del que tú puedes permanecer solvente. Es una frase que se atribuye a Keynes, aunque probablemente la dijo otro, porque en finanzas las mejores citas siempre se atribuyen a quien no las pronunció. Pero hay otra verdad menos citada y más incómoda: los mercados también pueden cambiar de opinión más rápido de lo que tú puedes cambiar de posición. Y cuando lo hacen, no avisan. No mandan un correo electrónico. No publican un comunicado de prensa. Simplemente ocurre. Esta semana hemos sido testigos de algo que desafía toda lógica aparente. Una empresa que parecía destinada a protagonizar el próximo caso de estudio sobre hybris corporativa se convirtió, en menos de dos días, en la historia de redención del trimestre. Un fabricante de chips de memoria —posiblemente el negocio menos glamuroso de toda la cadena tecnológica— publicó unos resultados que Morgan Stanley calificó como los segundos más impresionantes en la historia de los semiconductores estadounidenses. Y una compañía de coches eléctricos alcanzó máximos históricos el mismo día que un juez dictaminó que su marketing era fraudulento. Si intentaras escribir esto como ficción, tu editor te lo devolvería por inverosímil. Pero quizás lo más fascinante de esta semana no fueron los titulares que todos vieron, sino las conexiones que casi nadie percibió. Porque resulta que hay un hilo invisible que conecta a un fabricante de aspiradoras robóticas que se declaró en bancarrota, con constructores de viviendas que están bajando precios desesperadamente, con una marca deportiva que lleva un año tropezando con la misma piedra. Ese hilo tiene un nombre, aunque todavía no lo hemos pronunciado. Y cuando lo entiendas —cuando veas cómo todas estas piezas aparentemente inconexas encajan en un patrón coherente—, probablemente cambies tu forma de pensar sobre lo que está ocurriendo realmente en los mercados. Charlie Munger solía decir que el mundo no está dividido en personas inteligentes y personas estúpidas. Está dividido en personas que entienden los incentivos y personas que no. Esta semana, los incentivos hablaron muy alto. Tan alto que algunos los escucharon y otros los confundieron con ruido de fondo. La pregunta es: ¿en qué grupo estás tú? Todo esto y mucho más en el nuevo episodio de Actualidad Semanal +D.

In this week's episode, Nate reflects on four years(!) of the podcast by answering listener-submitted questions, which cover a broad range of topics related to The Great Simplification. He invites subscribers to investigate how they navigate a complex and ever-changing world, while avoiding overly prescriptive solutions that brush aside personal agency and the inherent uncertainty that exists in our world. Whether it's outlining his own evolving theory of change or emphasizing the importance of self-care and psychological grounding, Nate speaks to the epistemological resilience that we will increasingly need to cultivate in the face of a changing world. He shares deeper questions that have emerged through decades of research and conversations, his own hopes and concerns for the future, and even an updated vision for this podcast going into the new year – all to help synthesize his experience creating this media space as a nexus for the vast, interdisciplinary, and essential knowledge that demystifies the human predicament. Why do small points of disagreement so often overshadow what we have in common? How do we stay grounded and connected to community as disagreement and fear grow louder? And, what does meaningful change look like when traditional levers like policy, technology, and growth seem insufficient?   About Nate Hagens: Dr. Nate Hagens is the Executive Director of The Institute for the Study of Energy & Our Future (ISEOF), an organization focused on educating and preparing society for the coming cultural transition. Formerly in the finance industry at Lehman Brothers and Salomon Brothers, in 2003 Nate shifted his focus to the interrelationships between energy, ecology, economics & human behavior and their subsequent implications for human futures.  He has co-authored the books Reality Blind - Integrating the Systems Science Underpinning Our Collective Futures - Vol 1 and The Bottlenecks of the 21st Century and has appeared on PBS, BBC, ABC and NPR, and lectures around the world. Nate holds a Master's Degree in Finance with Honors from the University of Chicago and a Ph.D. in Natural Resources from the University of Vermont. He lives on a small farm in Wisconsin with his pack of rescue dogs, as well as horses, chickens, and ducks. (Recorded on December 10, 2025)    Show Notes and More Watch this video episode on YouTube   Want to learn the broad overview of The Great Simplification in 30 minutes? Watch our Animated Movie.   ---   Support The Institute for the Study of Energy and Our Future Join our Substack newsletter Join our Hylo channel and connect with other listeners  

“Be authentic.” “Own your story.” “Sharpen your edges.”We say these things at Havener Capital all the time (and Stacy says them a lot). But here's the real question: do they actually move the needle?Mike Denklau, founder of Dorset Agriculture, is here to tell you they do. Today, he's giving us a behind-the-scenes look at what happens when you stop code-switching… and start building from your real story.Before launching Dorset, Mike was part of Harvard's endowment, helping manage a $4B+ agriculture and timber portfolio. Long before that, he was an Iowa farm kid. The journey from flannel in the fields to fund meetings in Boston is full of lessons for any founder navigating identity, fundraising, and first-time firm-building.Here's what you'll hear in this episode:How a kid from Iowa ended up managing billions at Harvard and how that full-circle moment sparked Dorset's launchThe overlooked opportunity in ag investing most firms ignore (and where meaningful, steady alpha may actually be hiding)How Mike landed his first investor without a pitch and without trading his comfy flannel in for a stiff suit to fit in Why boutique founders need to stop hiding behind polish and let LPs see the messy middle (because that's where conviction is built)What early-stage fundraising actually feels like and how to keep going when the uncertainty feels personal and loudThis isn't just a story about agriculture. It's a case study in what happens when you own your different, build what the market didn't even know it needed, and let your backstory do what it does best: open doors that fitting in never could. More about Mike Denklau: Mike was born into a third-generation farming family and raised on a farm in Iowa. He has 14+ years of investment and finance experience and was involved with $8B+ of transactions.Prior to Dorset, Mike was an agriculture investor at Solum Partners and Harvard Management Company. Previously, Mike held investment and investment banking roles at Hudson Advisors, Barclays, and Lehman Brothers.Mike earned a MBA and JD from Northwestern University and a BBA in Finance and a BS in Political Science from the University of Iowa. Mike is also a member of the Illinois State Bar Association.Mike enjoys golf, skiing, and Hawkeye football. He currently lives in Boston with his wife, two children, and golden retriever. ---Running a fund is hard enough.Ops shouldn't be.Meet the team that makes it easier. | billiondollarbackstory.com/ultimus- - -Thinking about expanding your investor base beyond the US? Not sure where to start? Take our quick quiz to find out if your firm is ready to go global and get all the info at billiondollarbackstory.com/gemcap

Learn more about Michael Wenderoth, Executive Coach: www.changwenderoth.comWhat does neuroscience tells us about the brain-body connection? How we can utilize that knowledge to thrive amid times of uncertainty, change and fear? In this episode of 97% Effective, Michael speaks with Julia Bunyatov, executive leadership coach and founder or Sirmio. Julie discusses her work with Wall Street executives and how she applies neuroscience insights to her coaching practice. She shares how mindfulness, curiosity and optimism are the keys to leading amid uncertainty – and to approaching the important question of how we are changing as leaders with the emergence of AI. Discussed: her latest articles, how to best eliminate the brain's prediction errors, optimism vs toxic positivity, and what it means to thrive and “create magic.”SHOW NOTES:How Julia's years on Wall Street informs her work as an executive leadership coachThe personal family experiences that led Julia to neuroscience, the science of thriving – and into coachingThe rock formation behind her company's name, Sirmio LeadershipHow do we lead through complexity – and create outcomes that could not have been predicted beforeAddressing the soft “new age” perception of “Mindfulness, Optimism and Curiosity”Mindfulness defined: Our ability to manage our attention and focus in a desired way – and observe in a non-judgmental wayPractical ways (beyond meditation) to become more mindful so you can deepen your self-awarenessIs stress good – and if so, how much do you want?Curiosity: How it helps us engage our capacity to be creative and innovativeHow mindfulness helps us when we get triggered at workHow empathy creates more energy in the brain body system that helps usWe think our brain is reactive, but it is actually predictingThe best way to eliminate prediction error and anxiety is through experience: the example of thriving in a snowstormOne of the most important things that Coaches doOptimism vs “toxic positivity”Applying the process of mindfulness, curiosity and optimism to the emergence of AI: how do we collaborate and create something that did not exist before?AI is absolutely about creating efficiencies in the workplace, but the more important question is how are we changing as leaders?Why we need friction – and not everything should be smooth sailingHow Julia uses AI in her coaching practice and workJulia's take on emotions: don't suppress them, use them as a source of energy and conduit to our resultsBIO AND LINKS: Julia Bunyatov is the founder of Sirmio Leadership, which focuses on Executive Coaching & Advisory. She is a certified Executive Coach and former C-suite leader with 30 years of experience in executive leadership, board governance, and coaching. She held senior roles including COO of Global Equities Trading, COO of Global Equity Derivatives, and Americas Risk Officer at Bankers Trust, Lehman Brothers, and Barclays. Today she supports senior leaders in aligning insight with real-world leadership to drive meaningful change. In addition to other board commitments, Julia serves as Treasurer of the Columbia Coaching Conference and is a board member of the Columbia Coaching Learning Association. Julia on LinkedIn: https://www.linkedin.com/in/julia-bunyatov-0b23001/Sirmio Leadership: https://www.sirmioleadership.comThe meaning of “Sirmio”: https://en.wikipedia.org/wiki/SirmioJulia's article in Choice: “Thriving in Uncertainty ~ Neuroscience and applications for coaches and leader” https://choice-online.com/thriving/Julia's article: “We Built the Machine. Now We Must Build the Mindset: How Emotion, Neuroscience, and AI Are Rewiring Leadership” https://tinyurl.com/4e7bpcm9Michael's Award-Winning book, Get Promoted: What Your Really Missing at Work That's Holding You Back https://tinyurl.com/453txk74Watch this episode on video, the 97% Effective Youtube channel: https://www.youtube.com/@97PercentEffectiveAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Dr. Elizabeth Moran is an experienced leader, consultant, and executive coach, providing neuroscience-based guidance to successfully navigate change. Partnering with business leaders from Fortune 500 companies to small businesses, she has successfully supported large and small-scale transformation efforts through practical advice and actions that make change management “manageable.” She is the author of the Amazon Bestselling book Forward: Leading Your Team Through Change (2023), to make her practical approach accessible to all people leaders globally. Prior to starting Elizabeth Moran Transformation, she was Vice President of Global Leader, Team & Organization Development at ADP. She also held talent development roles at Bloomberg, Lehman Brothers, Getty Images, and Time Inc. She holds a Doctorate in Clinical Psychology, a PCC-level coaching certification, and is a certified Neuro-Transformational Coach. Elizabeth also developed a personal growth program for inmates, supporting incarcerated men and women to lead more fulfilling and peaceful lives.#drelizabethmoran #leader #consultant #executivecoach #grateful #tsc #gogetit Chip Baker Social Mediahttps://www.wroteby.me/chipbaker

Be sure and join us with our special guest, FDNY veteran Captain Nick Gaudiosi. Cap has had a great career with FDNY and wrote a book titled, A Fireman's Life For Me: My Time in the FDNY 1979-2003. We will be sure to ask him all about it. Captain Gaudiosi Joined the Long Beach Volunteer FD- assigned Eng 2 “Suicide Squad” in 1976, from there he,-Took the FDNY test in Dec of 1977 -May 1978 Graduated from Fordham-Appointed to FDNY in 1979 assigned Eng 45 after Probie School-Sept. 1981 Transferred to Lad 37-1/84 Transferred to Lad 124 -7/88 Promoted to Lt, assigned Bn 49, Div 14-1989-90 UFO in Lad 136-1990 Transferred to Bn 19, Div 7-1991-92 UFO in Lad 38-1993 Assigned Lad 32 -8/94 Promoted to Captain, Div 15-1996 Transferred to Div 3, UFO Eng 16-1996-97 Detailed to the Rock w/Ed Geraghty to change Probie School-Dec.1997 Assigned Lad 7-Sept.1999 Detailed for 6 months to OEM as Ass't. Project Mgr. for Y2K Planning-Aug 2000 Detailed to the Rock as Construction Coordinator to oversee new Fire Academy construction-April 2003 Retired from FDNY-1980-1990 Goaltender on FDNY Hockey Team-1993-2003 Taught Fire Safety Director's class at John Jay-1996-1998 Achieved Master's Degree in Protection Mgmt from John Jay Post FDNY-2003-2006 Fire & Life Safety Consultant-2006-2008 Head of Fire/Life Safety for Lehman Brothers-2008-2014 Head of Fire/Life Safety for Barclays Capital-2014-2022 Head of Fire/Life Safety for Morgan Stanley Going to be another great show. We will get the whole skinny. You don't want to miss this one.Join us at the kitchen table on the BEST FIREFIGHTER PODCAST ON THE INTERNET! You can also Listen to our podcast ...we are on all the players #lovethisjob #GiveBackMoreThanYouTake #Oldschool #Tradition #volunteerfirefighters #FDNY #nationalfallenfirefightersfoundation #fdnyladder7Become a supporter of this podcast: https://www.spreaker.com/podcast/gettin-salty-experience-firefighter-podcast--4218265/support.

My guest in this episode is Chris Macintosh. Chris has founded and built several multi-million dollar businesses in the investment arena, including overseeing the deployment of over $30m into Venture Capital opportunities and advising family offices internationally. Before this, Chris built a career at Invesco Asset Management, Lehman Brothers, JPMChase, & Robert Flemings.Interview Links:Capital Exploits:  https://capitalistexploits.at/Glenorchy Capital: https://glenorchycapital.net/Interview Links:Accountable Equity: https://accountableequity.com/Learn & Grow Event: https://accountableequity.com/learngrow/Subscribe To Our Weekly Newsletter:The Wealth Dojo: https://subscribe.wealthdojo.ai/Download all the Niches Trilogy Books:The 21 Best Cashflow NichesDigital: ⁠⁠https://www.cashflowninjaprograms.com/the-21-best-cashflow-niches-book⁠⁠Audio: ⁠https://podcasters.spotify.com/pod/show/21-best-cashflow-niches⁠The 21 Most Unique Cashflow NichesDigital: ⁠⁠https://www.cashflowninjaprograms.com/the-21-most-unique-cashflow-niches⁠⁠Audio: ⁠https://podcasters.spotify.com/pod/show/21-most-unique-niches⁠The 21 Best Cash Growth NichesDigital: ⁠https://www.cashflowninjaprograms.com/the-21-best-cash-growth-niches⁠⁠Audio: ⁠https://podcasters.spotify.com/pod/show/21-cash-growth-nichesThe 21 Next Level Cashflow NichesDigital: https://www.cashflowninjaprograms.com/the-21-next-level-cashflow-niches-book-free-downloadAudio: https://podcasters.spotify.com/pod/show/the-21-next-level-nichesListen To Cashflow Ninja Podcasts:Cashflow Ninja⁠https://podcasters.spotify.com/pod/show/cashflowninja⁠Cashflow Investing Secrets⁠https://podcasters.spotify.com/pod/show/cashflowinvestingsecrets⁠Cashflow Ninja Banking⁠https://podcasters.spotify.com/pod/show/cashflow-ninja-banking⁠Connect With Us:Website: http://cashflowninja.comPodcast: http://cashflowinvestingsecrets.comPodcast: http://cashflowninjabanking.comSubstack: https://mclaubscher.substack.com/Amazon Audible: https://a.co/d/1xfM1VxAmazon Audible: https://a.co/d/aGzudX0Facebook: https://www.facebook.com/cashflowninja/Twitter: https://twitter.com/mclaubscherInstagram: https://www.instagram.com/thecashflowninja/TikTok: https://www.tiktok.com/@cashflowninjaLinkedin: https://www.linkedin.com/in/mclaubscher/Gab: https://gab.com/cashflowninjaYoutube: http://www.youtube.com/c/CashflowninjaRumble: https://rumble.com/c/c-329875

Leon Brujis, Partner and Co-Head of U.S. at 65 Equity Partners Leon Brujis shares how his firm is redefining private equity through non-control investments in founder-led businesses. In this conversation, Leon breaks down why the best companies are never for sale, how immigrant adaptability translates to investing success, and why boring, disciplined deal-making consistently outperforms flashy transactions. He also walks through his framework for negotiating term sheets and building relationships that span years before cutting checks north of $200 million. Things You'll Learn Why non-control "partnership capital" allows PE firms to capture the alpha of founder-led companies that outperform by 3x How to structure competitive fundraising processes that balance relationship-building with deal tension—without talking to 60 firms The five-point framework for negotiating term sheets: value, structure, governance, strategy alignment, and exit planning ____________________ This episode is brought to you by S&P Global. Today's episode of M&A Science is brought to you by S&P Global Market Intelligence. If you're in corp dev or PE, you know the pain — good private company data is hard to come by. Everyone's still chasing clean, reliable, up-to-date data. I started out using CapIQ Pro for public comps, but didn't realize until recently how deep their private company coverage has gotten. Over 58 million private companies, global reach, and actually usable for real deal work.  This isn't surface-level. You get real metrics — ownership, financials, funding rounds, even asset-level insights. So if you're still toggling between a dozen tools trying to piece together the picture, maybe it's time to stop guessing and start sourcing better.  Learn More Here: https://www.spglobal.com/market-intelligence/en/solutions/products/private-company-data?utm_source=podcast&utm_medium=video&utm_campaign=MAScienceH225  __________________ Buyer-Led M&A™: The Framework is Now Available Traditional M&A is broken. Buyers chase auctions. Sellers control the process. It's reactive, inefficient, and exhausting. After 300+ episodes of M&A Science, I've taken insights from the world's top corp dev leaders and distilled them into a practical framework for taking control of your M&A pipeline—how to source deals directly, build relationships earlier, and stop being auction-chasers. If you'd like to build a proactive M&A program that founders actually want to engage with, you can grab your copy. https://dealroom.net/resources/ebooks/buyer-led-m-a-tm-the-framework __________________ Everything You Need to Learn Modern M&A — In One Membership Access proven templates, frameworks, and real operator insights — all designed to help you learn faster, make smarter decisions, and run Buyer-Led M&A with confidence. Sign up now with promo code "FOUNDER" for 50% off at checkout.  https://www.mascience.com/membership __________________ Episode Chapters [00:01:00] From Engineering to Wall Street – How Leon's immigrant journey led him from Lehman Brothers to 20+ years in private equity [00:05:30] The Immigrant Advantage – Why cultural adaptability creates flexibility in deal-making and relationship management [00:10:00] The 65 Equity Model – Non-control investments in founder-led businesses generating $20-100M EBITDA [00:16:00] Pull vs. Push Value Creation – Why partnership capital relies on influence, not mandates [00:24:00] Underwriting Relationships First – Spending 1-2 years building conviction before writing $200M+ checks [00:33:00] Crisis of Comfort – Getting comfortable being uncomfortable as the key to growth in business and life [00:43:00] Making M&A Boring – Why consistency and discipline beat motivation and excitement every time [00:48:00] Term Sheet Negotiation Framework – The five buckets that matter: value, structure, governance, strategy, and exit [00:56:30] Running a Competitive Process – How to balance broad outreach with targeted relationship-building [01:01:00] The Craziest Thing in M&A – When deal fever overtakes discipline and creates the next crisis  __________________ Questions, comments, concerns?Follow Kison Patel for behind-the-scenes insights on modern M&A.  

Nine Mistakes Wealthy People Make Episode 359 – A few weeks ago we took an in-depth look at some of the things wealthy people understand that the rest of us tend to miss. Today, we'll take a look at the opposite: some financial mistakes that even wealthy people tend to make, and how we can help avoid them. More SML Planning Minute Podcast Episodes Transcript of Podcast Episode 359 Hello, this is Bill Rainaldi, with another edition of Security Mutual's SML Planning Minute. In today's episode: nine mistakes wealthy people make. A few weeks ago, we took an in-depth look at some of the things affluent people understand that the rest of us seem to miss. But even successful, well-educated people do some dumb things. Today, we'll cover the exact opposite of what we did before: some financial mistakes that even wealthy people tend to make. Here are nine of them: Putting too much money into a single investment. Diversification is one of the cardinal rules of investing, but many wealthy people tend to break it. And it's understandable why. So many of the ultra-rich became that way by starting, or investing in, just one or a handful of companies. Elon Musk and Jeff Bezos are great examples of this. At some point, putting too much money into a single investment just creates unnecessary risk. Some employees at companies like Enron and Lehman Brothers put all their retirement savings in their company stock. It worked spectacularly—for a while—but it eventually became almost worthless in a very short time. [1] Very few investors enjoy the measure of success that Musk and Bezos experienced. They can be underinsured. It doesn't really matter how wealthy you are, people make mistakes with their insurance across the board. If you don't have enough homeowner's insurance, it could end up costing you millions if you live in a valuable home.[2] And if you're concerned about your children and grandchildren, life insurance can be an important and efficient way to transfer your wealth to future generations. They have too much personal real estate. Some wealthy people tend to have too many expensive homes in remote places that they rarely visit. And they can be a significant cash drain. If you don't use the place frequently, it may not be worth holding onto it. If you want to vacation in some unusual places, sometimes it may be better to rent.[3] Or if you insist on keeping the place, maybe you should consider renting it out when you're not using it. Trying to keep up with their peers. It's human nature, and the wealthy aren't exempt from keeping up with the Joneses. When we see our friends living it up, it tends to make us want to do the same. And if we're not careful, it could mean significantly less savings and too much debt.[4] Lack of liquidity. Private equity is all the rage these days, but there's a downside. Some people tend to be too optimistic when they buy into illiquid assets. The fact is that for a variety of reasons, most of them don't work out, even if it seems like a great idea. And if it doesn't work out, it can be a drag on your finances for years.[5] Fear of missing out, or “FOMO.” It seems that no one is exempt from this. Believe it or not, a recent study suggested that the wealthy are actually among the worst offenders.[6] Rich people may think they know better than the average investor. But they can be just as susceptible to media hype and/or greed. It pays to keep a long-term perspective and remember the fundamentals. Neglecting estate planning. What do Howard Hughes, Prince, Sonny Bono and Pablo Picasso have in common? They all died with a lot of money but without a will.[7] It seems that the wealthy should all have done at least some rudimentary estate planning. But that's not always the case.Whether you have a lot of money or not, you probably want to make sure it goes to the people or charitable organizations you care the most about. But if you don't have an estate plan, you give up your right to decide these things. And it's not just a will. It can be a succession plan for your business or an advance medical directive.[8] Lifestyle creep. There is a tendency among the wealthy: the more you make, the more you end up spending on things like travel, fancy meals and transportation. There are so many examples of people—such as Michael Jackson or Lindsay Lohan—who overdid it and paid the price later on. The truth is that it's easy to increase your lifestyle, but once you're there, it's much harder to bring it back down. If you're not careful, spending habits can become unsustainable for just about anybody.[9] Not understanding that wealth is about more than money. Newsflash: some of the richest people in the world are terribly unhappy. In the words of author Riley Clendenin, “True financial success isn't just about accumulating wealth—it's about using money as a tool to build a meaningful, balanced life. The smartest investors understand that their financial portfolio is only one part of their overall wealth, and they invest just as much in their health, personal growth, and happiness as they do in their bank accounts.”[10] The ultra-wealthy certainly have the benefit of a bigger cushion when they make a financial error. And they all make mistakes, some big, some little. But the rest of us can also learn something from the errors that wealthy people tend to make, and how to avoid them. [1] Clendenin, Riley. “Millionaire Blunders—13 Costly Mistakes Even Wealthy Investors Make.” Msn.com. https://www.msn.com/en-us/money/investment/millionaire-blunders-13-costly-mistakes-even-wealthy-investors-make/ss-AA1BaDTO#image=3 (accessed October 22, 2025). [2] Maranjian, Selena. “7 Financial and Retirement Mistakes Even the Wealthy Make.” fool.com. https://www.fool.com/retirement/2024/04/28/7-financial-mistakes-even-the-wealthy-make/ (accessed October 22, 2025). [3] Sergeant, Jacqueline. “The Mistakes Rich People Make–And How To Avoid Them.” www.fa-mag.com. https://www.fa-mag.com/news/how-to-avoid-these-common-mistakes-of-the-wealthy-83682.html (accessed October 22, 2025). [4] Maranjian, Selena. “7 Financial and Retirement Mistakes Even the Wealthy Make.” fool.com. https://www.fool.com/retirement/2024/04/28/7-financial-mistakes-even-the-wealthy-make/ (accessed October 22, 2025). [5] Sergeant, Jacqueline. “The Mistakes Rich People Make–And How To Avoid Them.” fa-mag.com. https://www.fa-mag.com/news/how-to-avoid-these-common-mistakes-of-the-wealthy-83682.html (accessed October 22, 2025). [6] Clendenin, Riley. “Millionaire Blunders—13 Costly Mistakes Even Wealthy Investors Make.” Msn.com. https://www.msn.com/en-us/money/investment/millionaire-blunders-13-costly-mistakes-even-wealthy-investors-make/ss-AA1BaDTO#image=3 (accessed October 22, 2025). [7] Phillips Erb, Kelly. “17 Famous People Who Died Without A Will.” Forbes.com. https://www.forbes.com/sites/kellyphillipserb/2016/04/27/17-famous-people-who-died-without-a-will/ accessed October 22, 2025). [8] Maranjian, Selena. “7 Financial and Retirement Mistakes Even the Wealthy Make.” fool.com. https://www.fool.com/retirement/2024/04/28/7-financial-mistakes-even-the-wealthy-make/ (accessed October 22, 2025). [9] Sergeant, Jacqueline. “The Mistakes Rich People Make–And How To Avoid Them.” fa-mag.com. https://www.fa-mag.com/news/how-to-avoid-these-common-mistakes-of-the-wealthy-83682.html (accessed October 22, 2025). [10] Clendenin, Riley. “Millionaire Blunders—13 Costly Mistakes Even Wealthy Investors Make.” Msn.com. https://www.msn.com/en-us/money/investment/millionaire-blunders-13-costly-mistakes-even-wealthy-investors-make/ss-AA1BaDTO#image=3 (accessed October 22, 2025). More SML Planning Minute Podcast Episodes This podcast is brought to you by Security Mutual Life Insurance Company of New York, The Company That Cares®. The content provided is intended for educational and informational purposes only. Information is provided in good faith. However, the Company makes no representation or warranty of any kind regarding the accuracy, reliability, or completeness of the information. The information presented is designed to provide general information regarding the subject matter covered. It is not to serve as legal, tax or other financial advice related to individual situations, because each individual's legal, tax and financial situation is different. Specific advice needs to be tailored to your situation. Therefore, please consult with your own attorney, tax professional and/or other advisors regarding your specific situation. To help reach your goals, you need a skilled professional by your side. Contact your local Security Mutual life insurance advisor today. As part of the planning process, he or she will coordinate with your other advisors as needed to help you achieve your financial goals and objectives. For more information, visit us at SMLNY.com/SMLPodcast. If you've enjoyed this podcast, tell your friends about it. And be sure to give us a five-star review. And check us out on LinkedIn, YouTube and Twitter. Thanks for listening, and we'll talk to you next time. Tax laws are complex and subject to change. The information presented is based on current interpretation of the laws. Neither Security Mutual nor its agents are permitted to provide tax or legal advice. The applicability of any strategy discussed is dependent upon the particular facts and circumstances. Results may vary, and products and services discussed may not be appropriate for all situations. Each person's needs, objectives and financial circumstances are different, and must be reviewed and analyzed independently. We encourage individuals to seek personalized advice from a qualified Security Mutual life insurance advisor regarding their personal needs, objectives, and financial circumstances. Insurance products are issued by Security Mutual Life Insurance Company of New York, Binghamton, New York. Product availability and features may vary by state.​ SubscribeApple PodcastsSpotifyAndroidPandoraBlubrryby EmailTuneInDeezerRSSMore Subscribe Options

Episode Description: In September 2008, Lehman Brothers—who survived the Civil War, two World Wars, and the Great Depression—collapsed in one of the largest bankruptcies in American history. They had Nobel laureates on staff, sophisticated models, and decades of market data. Yet they missed the critical difference between managing risk and navigating uncertainty. In this solo episode three days before the book The Uncertainty E.D.G.E. Lead with Clarity, Adapt with Confidence, Win with Conviction launches, Sam Sivarajan reveals why smart leaders repeatedly make this mistake and introduces the framework that helps you avoid it.Key Takeaways:Why sophisticated risk management can blind you to true uncertaintyThe critical difference between risk (calculable) and uncertainty (unpredictable)How Lehman Brothers' 25-sigma events revealed the limits of modelingThe four-phase EDGE framework: Establish, Diagnose, Go, EvolveWhy the next two years require uncertainty navigation over risk managementPre-Order The Uncertainty Edge:

Get free marketing videos from Don every week at WeeklySoundbite.com   Leadership success often hinges on a trait many people misunderstand: self-awareness. In today's fast-paced world, leaders are surrounded by noise: social media flattery, AI-generated validation, and constant feedback loops that create more confusion than clarity. And while confidence is essential, when it crosses into narcissism, the fallout can be devastating. Think Enron, Lehman Brothers, or any organization led by someone blind to their own flaws. Narcissistic leaders may get results, but the cost is often burnout, chaos, and shattered trust. So how do you know if you're headed down that path? And what does true, effective leadership actually look like in a world addicted to ego boosting?   This week, Don and Kyle sit down with leadership advisor and former White House speechwriter Les Corba to unpack the nuances between healthy confidence and dangerous self-absorption. You'll learn how to spot narcissistic messaging, build trust, foster honest feedback, and create a culture of self-awareness, starting with yourself. Listen in to discover how to lead with the kind of self-awareness that earns real trust and has a lasting impact.   Click HERE to get in-person help creating your marketing at the next available StoryBrand Your Business LIVE event.   Buy Les' book "Aware: The Power of Seeing Yourself Clearly" on Amazon HERE.     --     Click HERE to get in-person help creating your marketing at the next available StoryBrand Your Business LIVE event!   Click HERE to find a StoryBrand certified marketing coach to help you grow your business!   Unlock the power of a framework that works—the StoryBrand Framework at StoryBrand.ai. It's like having the world's best copywriter create high-converting marketing whenever you need it. Start your free 7-day trial at StoryBrand.ai.   Learn how to make your marketing and messaging work using a proven framework in the updated book, Building a StoryBrand 2.0. Order it now on Amazon  or wherever you buy books!

Pilar Gomez-Bravo is Co-Chief Investment Officer fixed income and portfolio manager at MFS Investment Management. She was previously a managing director at Neuberger Berman, and prior to that, spent a significant amount of her career at Lehman Brothers.Our conversation starts with Pilar's childhood which saw her move around a lot with her family - this forced an adaptability and resilience that served her well when her career in finance took many unexpected turns. Market and segment volatility played a notable supporting role in Pilar's early career, most particularly with a massive setback when Lehman Brothers collapsed and again when she joined a start-up hedge fund for a short period of time. MFS represented another change of direction, but ended up as a very fertile one, as she steadily progressed through the ranks there until ultimately co-leading the fixed income function in her current role. We discuss what makes an employer a positive influence, and how a nurturing work setting can bring out the best in teams.Finally we reflect on what it is to have a full life, and the importance of staying diversified in life as well as in work.Series 5 of 2025 is kindly sponsored by Diamond Hill. Diamond Hill invests on behalf of clients through a shared commitment to its valuation-driven investment principles, long-term perspective, capacity discipline and client alignment. An independent active asset manager with significant employee ownership, Diamond Hill's investment strategies include differentiated US and non-US equity, alternative long-short equity and fixed income.

Gayatri Kalyanaraman is in conversation with Rupam Tandon,  Financial Executive with 30 years of experience across banking, asset management, and insurance. She's also a certified Independent Director (IoD), ESG specialist, and startup mentor. She talks about her journey starting in a small town to traveling the globe and literally spreading her wings. Gayatri Kalyanaraman, Host for Software People Stories podcast and co-founder Sangatna Angels welcomes Rupam Tandon and sets the tone for an inspiring conversation about leadership, resilience, and governance. Highlights of the conversation are here01:00 – Early Career and Foundations in FinanceRupam shares her beginnings in Dubai's financial industry during the 1990s — a period of rapid banking expansion — and lessons on trust, relationships, and financial discipline.03:00 – London Years & the Global Financial Crisis She moves to London to work with asset managers and hedge funds, witnessing firsthand the subprime crisis and collapse of major institutions like Lehman Brothers and AIG.07:00 – Return to India & Setting Up Global Operations Rupam explains her decision to return to India for family reasons and how she helped transition a major bank's operations from Ireland to Bangalore — navigating SEC and FCA audits successfully.10:00 – The Shift to Insurance and Building Communities She discusses moving from investment banking to insurance, leading initiatives in Risk, ESG, and Cyber, and mentoring senior executives.13:00 – Reflections on Technology & Automation From manual processes to automation and bots — Rupam contrasts the early years of finance with today's data-driven governance and the rise of straight-through processing (STP).16:00 – Navigating Change and Cultural Adaptation Growing up in Lucknow and moving across continents, Rupam reflects on adapting to different work cultures, continuous learning, and seizing opportunities.20:00 – Decision-Making and Balancing Life & Work Rupam shares personal stories about taking career risks, balancing motherhood, and receiving mentorship and compassion from colleagues during turbulent times.24:00 – Continuous Learning & Board Readiness She outlines her professional upskilling journey — courses from ISB, IIM Bangalore, and IoD — and her belief in lifelong learning as a foundation for effective governance.27:00 – Second Innings: Purpose and Governance for the Future Rupam shares her vision for the next decade — mentoring startups, strengthening governance frameworks, and shaping ethical, transparent organizations. Memorable Quotes:“Success without ethics is incomplete.”“Governance isn't about control — it's about responsibility.”  “It's time for stewardship — to give back, guide, and help the next generation grow with integrity.”“Even the strongest institutions can collapse if governance, risk, and culture are not aligned.”https://www.linkedin.com/in/rupam-tandon/After nearly three decades of experience across industries and markets, She is now embarking on my second innings with a focus on startup governance and scaleups. Her journey has been a diverse one, spanning Global roles (in UAE & UK, India) in business strategy, branding, communications, and stakeholder engagement. She is passionate about helping companies build strong, sustainable foundations for growth. As an alumnus of Lucknow University and the Indian School of Business (ISB), where she specialized in Negotiation as part of an Executive Management Program, I've honed my ability to adapt and thrive in fast-moving, high-pressure environments.My Core Strengths:- Strategic Oversight: Managing boards/foundations and aligning teams with business goals- Business Model Innovation: Identifying opportunities at the intersection of strategy, branding, product development, and customer experience- Start up consulting , Fintech, Finance based business.- Reputation Building: Creating narratives that enhance corporate reputation and build trust- Communications Strategy: Developing integrated communication plans to engage stakeholders and drive impact- Mentorship & Coaching: Supporting founders, leaders, and teams to grow through personalized guidance and coaching- Crisis Communications: Navigating through challenges to protect and strengthen brand reputation- Networking & Ecosystem Building: Cultivating strategic partnerships and growing influential networks- CSR & Sustainability: Defining and driving impactful corporate social responsibility initiativesRupam Tandon is a certified board director and former investment banker with expertise in governance, risk, and sustainability. She advises startups and SMEs on ethical leadership and board resilience, teaches ESG and stakeholder strategy to executives, and mentors emerging leaders. She advocates for policy-led reforms in India's entrepreneurial governance landscape.

Dans cet épisode, je reçois Aymeric Jung, Advisor en Impact Investing à la recherche de l'éthique de la finance, et Aurélien Gallèpe, Professeur de philosophie à l'Université de Genève, pour explorer l'éthique de la finance à la lumière de leurs parcours croisés. Tourné pour mon plus grand bonheur à Genève !

Con Scalable investi in azioni e ETF con un partner 100% tedesco, sicuro e regolamentato. Crei piani di accumulo senza costi d'ordine e inoltre ricevi il 3,50% di interessi sulla liquidità* fino al 31 dicembre 2025, senza vincoli.

Charla con José Antonio Larraz, socio director y gestor de fondos en EQUAM Capital. Comenzó a trabajar en el corazón de la banca de inversión, en las oficinas de Lehman Brothers en Londres y Nueva York, donde vivió en primera persona el 11-S en 2001.Su trayectoria es una combinación fascinante de experiencia práctica en los dos grandes mundos de la inversión: el capital privado (Private Equity) y la inversión en mercados cotizados (Bolsa). También tiene una amplia experiencia como profesor en reputadas escuelas de negocios. Tras muchos años en el mundo de las operaciones corporativas y el Private Equity, cofundó Equam Capital en 2014. En esta charla hablamos, entre otros temas, de cómo buscar buenos negocios con barreras de entrada y poca deuda, la eterna discrepancia entre precio y valor, los errores psicológicos que nos cuestan dinero o por qué una persona con su trayectoria financiera prefiere vivir de alquiler.- Nuevo Curso "Fondos de Inversión desde cero" de Rankia: Aprovecha un 30% de descuento por ser oyente del podcast.- Sigue tus inversiones con MYPORTFOLIO: La herramienta gratuita de Rankia para organizar tu cartera.TEMAS0:00 Inicio2:43 La tradición inversora de la familia6:55 Primera experiencia profesional: Lehman Brothers en Londres14:04 La decisión de hacer un MBA en Insead19:36 El salto a Lehman Brothers en Nueva York26:18 El 11-S de 2001: relato en primera persona36:10 El regreso a España (Capital Alianza)48:44 Inicio de la etapa docente (IE, IESE) 1:03:08 Fundación de Equam Capital (2014)01:35:32 Buenos negocios, poca deuda, alineación y precio1:48:38 Ejemplo de Inversión: Mondadori 1:59:29 Errores de inversión: Deuda y "trampas de valor"2:03:27 Cartera de inversiones personal2:10:18 Por qué vive de alquiler 2:11:57 Renta Fija: "No me lo planteo nada"2:13:16 Bitcoin: Su relación "amor-odio" y la preocupación por la deuda estatal2:20:22 Lecturas recomendadasMás info con enlaces a los contenidos comentados en el blog de Juan Such:https://www.rankia.com/blog/such/7061693-109-lehman-brothers-equam-capital-jose-antonio-larraz

Palantir kwam met 'buitenaards' goede kwartaalcijfers. Omzet en winst gingen enorm omhoog, maar toch ging het aandeel hard naar beneden. Had dat te maken met het feit dat het aandeel wel erg duur was geworden of het feit dat een beroemde shortseller zich meldt?Deze aflevering hebben we het over Michael Burry. De man waar de legendarische film Big Short op is gebaseerd. De man die de financiële crisis aan zag komen. Die man gaat nu short op Palantir (en op Nvidia). Tot woede van de baas van Palantir, die zit te schuimbekken op analisten én shortsellers. Ook hebben we het over iets bijzonders. Philips dat met goed nieuws komt! Het aandeel Philips is zelfs dé grote winnaar op de AEX. We kijken waar aandeelhouders zo blij van worden.Kijken we ook naar een concurrent van Shell, naar BP. Dat maakte een draai. Minder inzetten op duurzame energie en meer op het ouderwetse olie en gas. En dat zorgt voor kwartaalcijfers die boven de verwachting uitkomen. De cijfers van Uber en Spotify hoor je ook, net als die van Nintendo. En we moeten het over de megabonus van Elon Musk hebben. Je weet wel, die 1000 miljard dollar die hij bij Tesla kan krijgen. Die lijkt nu steeds meer uit beeld...See omnystudio.com/listener for privacy information.

In this episode of The Distribution, host Brandon Sedloff sits down with Aasif Bade, founder and CEO of Ambrose, to explore how he built one of the country's leading modern industrial real estate platforms from the ground up. Aasif shares his journey from watching his father work in a warehouse on the west side of Indianapolis to founding Ambrose in 2008—just weeks after the collapse of Lehman Brothers. He explains how that moment of uncertainty became an opportunity to reimagine how industrial real estate could be developed and operated with an entrepreneurial, client-first mindset. They discuss: • The childhood experience that sparked Aasif's lifelong passion for warehouses and real estate • Lessons learned from Duke Realty and how they shaped Ambrose's “boots on the ground” approach • Launching Ambrose during the Great Financial Crisis and the conviction behind taking that risk • The evolution from deal-by-deal partnerships to raising a $400 million institutional fund • How modern industrial design and advanced automation are redefining America's supply chain • The growing overlap between industrial and data center development opportunities • Why power access and hands-on market knowledge create a competitive edge LInks: Ambrose - https://ambrosepg.com/ Aasif on LinkedIn - https://www.linkedin.com/in/aasif-bade-a3b1851a4/ Brandon on LinkedIn - https://www.linkedin.com/in/bsedloff/ Juniper Square - https://www.junipersquare.com/ Topics: (00:00:00) - Intro (00:02:42) - Aasif's early interest in warehousing (00:12:25) - Starting Ambrose during economic turmoil (00:18:28) - The growth and scale of Ambrose (00:23:54) - Challenges in raising an institutional fund (00:25:45) - Building relationships with institutional investors (00:28:34) - Boots on the ground approach (00:29:39) - Understanding market nuances (00:33:27) - Organizational structure and outsourcing (00:38:12) - Impact of onshoring and reshoring (00:42:20) - Supply and demand dynamics in industrial real estate (00:47:18) - Inside a modern industrial warehouse (00:49:43) - Power constraints in modern warehouses (00:51:21) - Conclusion and final thoughts

When workout specialist Norman Radow sat across from a developer who'd just lost a half-billion-dollar condo project in LA and asked what he'd change, the developer pounded the table, "I wouldn't change a thing. I did everything right!"   That's when Norman knew exactly why he was there.   Norman Radow is CEO of The RADCO Companies, an Atlanta-based opportunistic real estate firm that has acquired, invested in, and operated over 30,000 multifamily units across 15 markets and completed more than 100 deals totaling $3.3 billion over the past decade.   But his story begins earlier – as Lehman Brothers' off-balance-sheet workout specialist, where he earned the title "workout king" from The New York Times in 2009 after unwinding some of the most complex distressed assets in modern real estate history.   In this conversation, Norman shares battle-tested wisdom from three decades of buying buildings nobody else wanted – from the savings and loan crisis through the GFC to today's market paralysis.   Five questions answered: Why did Norman wait three years to get back into the distress game – and what finally triggered his return? What do ALL failed condo projects he studied have in common? (Hint: it's not what you think.) Why are banks giving free extensions to sponsors with "unclean hands" instead of bringing in fresh operators? Where is institutional capital flowing right now – and why non-institutional investors shouldn't compete there. What's the real story behind "extend and pretend" 2.0? If you're trying to make sense of today's multifamily market – the disconnect between debt and equity, why distressed deals aren't trading, and where smart money should position for the next 24-36 months – this delivers hard-earned pattern recognition from someone who's seen this movie before.   *** In this series, I cut through the noise to examine how shifting macroeconomic forces and rising geopolitical risk are reshaping real estate investing.   With insights from economists, academics, and seasoned professionals, this show helps investors respond to market uncertainty with clarity, discipline, and a focus on downside protection.    Subscribe to my free newsletter for timely updates, insights, and tools to help you navigate today's volatile real estate landscape. You'll get: Straight talk on what happens when confidence meets correction - no hype, no spin, no fluff. Real implications of macro trends for investors and sponsors with actionable guidance. Insights from real estate professionals who've been through it all before. Visit GowerCrowd.com/subscribe Email: adam@gowercrowd.com Call: 213-761-1000

In this episode of the On the Tape Podcast, host Danny Moses discusses market insights with Jeff deGraaf, founder and chairman of Renaissance Macro Research. Jeff elaborates on the structure and focus of his firm, the team's expertise, and their approach to research. The conversation covers Jeff's career journey from Merrill Lynch to Lehman Brothers and eventually founding RenMac. They delve into market dynamics, covering the impact of macroeconomic conditions on financials, private equity, and various sectors including healthcare, technology, and small caps. Jeff provides technical analysis of gold, beta stocks, and evaluates the potential of a market bubble in the context of historical trends. The discussion also touches on inflation, debt concerns, and the influence of the Federal Reserve's policies on market conditions. Lastly, Jeff shares details about RenMac's offerings for institutional investors and individuals.--ABOUT THE SHOWFor decades, Danny has seen it all on Wall Street and has built his reputation on integrity, curiosity and skepticism that he will bring with him each week. Having traded through the Great Financial Crisis and being featured in "The Big Short" is only part of the experiences Danny wants to share with the listener. This weekly podcast cuts through market noise, offering entertaining and informative discussions with expert guests giving their views of the financial world and the human side of it. Whether you're a seasoned investor or just getting started, On The Tape provides something for all listeners.Follow Danny on X: @dmoses34The financial opinions expressed are for information purposes only. The opinions expressed by the hosts and participants are not an attempt to influence specific trading behavior, investments, or strategies. Past performance does not necessarily predict future outcomes. No specific results or profits are assured when relying on this content.Before making any investment or trade, evaluate its suitability for your circumstances and consider consulting your own financial or investment advisor. The financial products discussed in 'On The Tape' carry a high level of risk and may not be appropriate for many investors. If you have uncertainties, it's advisable to seek professional advice. Remember that trading involves a risk to your capital, so only invest money that you can afford to lose.Derivatives are not suitable for all investors and involve the risk of losing more than the amount originally deposited and any profit you might have made. This communication is not a recommendation or offer to buy, sell or retain any specific investment or service. Hosted on Acast. See acast.com/privacy for more information.

Gregg Greenberg is well known as the ubiquitous host at Investment News and before that as a reporter for TheStreet.com where he interviewed executives from all parts of the financial world. What's less known about Gregg is his love of writing for the silver screen and the stage. On this episode of Press Profiles, we discuss the art of storytelling – for interviews, movies, plays, and books. Gregg also talks about his early pivot from finance at Lehman Brothers to journalism and what he loves about the job. We also discuss Jimmy Breslin, Jim Cramer, hot pastrami, the best PR pitches, and of course, a whole lot more.

#615 What if the one strategy that built your business suddenly stopped working? Would you know how to pivot — or would you crash and burn? In this episode hosted by Kirsten Tyrrel, we sit down with Adam Robinson, former Wall Street trader turned successful entrepreneur. After the 2008 financial crash upended his career at Lehman Brothers, Adam took a leap into the unpredictable world of online business. He shares his rollercoaster journey — facing failures, finding product-market fit, and ultimately building Retention.com into a multi-million dollar company. We dive deep into the importance of resilience, why cold email still works (when done right), and the hard truths about scaling a startup. If you're an entrepreneur navigating the early stages of business, this episode is packed with invaluable lessons you won't want to miss! (Original Air Date - 3/11/25) What we discuss with Adam: + From Wall Street to startups – Adam's transition after the 2008 crash + Early business struggles – Lessons from his first failed venture + Finding product-market fit – How one feature changed everything + Cold email & ethics – Debunking myths about outreach and compliance + Breaking revenue plateaus – The pivot that unlocked growth + Scaling a SaaS company – Growing Retention.com to $25M ARR + Behavioral email marketing – Why targeted emails outperform blasts + Common founder mistakes – Focusing on the wrong things early on + The right way to start – Talk to customers, validate, then scale + Grit & resilience – The real key to long-term success Thank you, Adam! Check out Retention.com at ⁠Retention.com⁠. Check out RB2B at ⁠RB2B.com⁠. Follow Adam on ⁠LinkedIn⁠. Watch the ⁠video podcast⁠ of this episode! To get access to our FREE Business Training course go to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠MillionaireUniversity.com/training⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. And follow us on: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Tik Tok⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Youtube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Twitter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ To get exclusive offers mentioned in this episode and to support the show, visit ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠millionaireuniversity.com/sponsors⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Want to hear from more incredible entrepreneurs? Check out all of our interviews ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠! Learn more about your ad choices. Visit megaphone.fm/adchoices

Neste episódio bônus de Stock Pickers, Lucas Collazo explica a história da crise de 2008. Foi o ano em que o Lehman Brothers quebrou, a bolha imobiliária estourou e o mundo esteve a horas de um colapso financeiro total. Entre personagens como Michael Burry, Steve Eisman e Greg Lippmann, que apostaram contra o mercado e foram retratados no filme A Grande Aposta, e a queda dos gigantes de Wall Street, o episódio mostra como uma crise imobiliária quase destruiu o sistema global.Entre resgates bilionários, decisões polêmicas do Fed e do governo americano e a perda de confiança que paralisou mercados e empregos, a crise deixou cicatrizes profundas e lições que continuam atuais. Um episódio especial para entender o que realmente aconteceu em 2008, o impacto que ainda ecoa no mercado financeiro e a pergunta que não quer calar: qual (e quando) será a próxima bolha? 

En septembre 2008 la faillite de la banque américaine Lehman Brothers allait précipiter le Monde dans une crise terrible. Hébergé par Audiomeans. Visitez audiomeans.fr/politique-de-confidentialite pour plus d'informations.

In this episode of the Risk Reversal podcast, hosts Dan Nathan and Guy Adami welcome Michelle Meyer, Chief Economist at Mastercard, to discuss her career and economic insights. Meyer shares her journey from Lehman Brothers during the financial crisis to her current role at MasterCard. She reflects on key economic events, the housing market collapse, and the impact of the pandemic. The conversation covers the Federal Reserve's policies, consumer behavior, the influence of tariffs, and the resilience of the U.S. and global economies. Meyer emphasizes the importance of understanding behavioral economics and real-time data in navigating economic changes and predicting future trends. —FOLLOW USYouTube: @RiskReversalMediaInstagram: @riskreversalmediaTwitter: @RiskReversalLinkedIn: RiskReversal Media

Issuing convertible derivatives can be a great way for companies to raise capital, but issuance can be complex and daunting. Today's guest, Syed "Raj" Imteaz, has made a career out of demystifying that process.Raj is the head of ICR's Convertible and Equity Derivatives Advisory. During his career at ICR, Barclays and Lehman Brothers, he has worked on more than 200 convertible and equity derivatives transactions, totalling over $125 billion in deal value. Raj joins us to discuss the state of the convert market, the importance of receiving unbiased advice, and the incredible ROI he and his team are able to provide clients.Highlights:The importance of convertible and equity derivatives advisors (2:24)How Raj's team helps companies save money (4:16)The power of the ICR platform (7:16)The importance of unbiased advice (11:50)What's behind the booming convert market? (15:09)Why some firms shy away from converts (18:13)Factors influencing the future convert market (20:18)Links:Syed "Raj" Imteaz LinkedInICR Convertible and Equity Derivatives AdvisoryICR LinkedInICR TwitterICR WebsiteFeedback:If you have questions about the show, or have a topic in mind you'd like discussed in future episodes, email our producer, joe@lowerstreet.co.

This week in the guest chair we have Kareem Edwards, one of the very first men to grace the Side Hustle Pro guest chair! Hailing from Far Rockaway, Queens, Kareem got his start in major corporate roles at Lehman Brothers, Kraft Heinz, and Google—all while dreaming of owning a business. Kareem decided to pursue franchising and balanced a 9-to-5 at Google while working nights at a Chick-fil-A to master the day-to-day operations.In this episode she shares:The importance of community impact, creating an empowering work culture, and leading with empathyKey lessons on staffing, building trust, and innovating with different revenue channelsThe art of balancing grit and grace when trying to grow your businessHighlights include: 00:00 Intro03:00 Early career in finance09:00 Discovering Chik-Fil-a franchising 17:00 Choosing the right location25:00 Opening during a pandemic34:00 Staffing strategies43:00 Leaving a steady paycheck46:00 Expanding sales methods52:00 Tips for entrepreneursCheck out episode 474 of Side Hustle Pro podcast out now on Apple Podcasts, Spotify, and YouTube Links mentioned in this episodeKareem's Instagram: https://www.instagram.com/kareemjedwards/ Kareem's LinkedIn: https://www.linkedin.com/in/kareemedwards Posse Foundation: https://www.possefoundation.org/ Chick-fil-a Franchising: https://www.chick-fil-a.com/franchising Chat GPT: https://chat.openai.com/ Uncle Nearest: https://unclenearest.com/ Click here to subscribe via RSS feed (non-iTunes feed): http://sidehustlepro.libsyn.com/rssAnnouncementsJoin our Facebook CommunityIf you're looking for a community of supportive side hustlers who are all working to take our businesses to the next level, join us here: http://sidehustlepro.co/facebook Hosted on Acast. See acast.com/privacy for more information.