Game Plan For Retirement with Rodney Harris

Learn with Rodney Harris as they discuss why having a financial advisor is crucial to a solid retirement plan and what their philosophies are when providing advice. We hope you enjoy this week's edition of Game Plan For Retirement and make sure to give Rodney Harris a call at (704)782-7233.

Tune in as Rodney Harris describes how and why preparing your legacy plan can provide benefits both for your family when you pass away, but also while you live through retirement. Make sure to tune in and listen to another important edition of Your Game Plan For Retirement.

Tune in this week as Rodney Harris discusses taxes. How they can affect retirement. And casting the opinion of himself and many other advisors on what taxes may be doing in the future. Contact Rodney Harris at (704)782-7233 and visit the website at www.wealthmanagementcarolinas.com.

Rodney Harris is founder of Wealth Management of the Carolinas. On this edition of Your Game Plan For Retirement, Rodney discusses your investments and the current market and economic environment. What should we be doing with our investments and retirement accounts? Rodney specifically addresses the concerns of those in or nearing retirement, a time where market downturns can be particularly impactful on your lifetime financial outlook. Rodney takes a fiduciary approach to setting up investment allocations and generate retirement income for his clients, and discusses that process and the available financial options to accomplish growth and income while reducing volatility on this edition of Your Game Plan For Retirement.

Tune in this week as Rodney Harris discusses one of the most critical topics for everyone: Income. Rodney Harris is a trained Series 65, Investment Advisor Representative ready to answer any questions you have about creating income from your investments. Contact Rodney Harris at (704) 782-7233 to go over any questions you have or to get your plan examined. Wealth Management Of The Carolinas hopes you enjoy another edition of Your Game Plan For Retirement.

With so much debating in the news media today, how do we sort through it all and find solid financial information and guidance? Rodney Harris is a Series 65 Registered Financial Consultant and discusses questions and confusion in the financial world. Rodney Harris can make sure you have a solid plan for the future. Contact Rodney Harris at (704) 782-7233 to make sure your Game Plan For Retirement has you on the right track.

Current stock market and economic conditions have savers and investors justifiably concerned about their financial future. Costs are higher, the market is lower, everything is getting more expensive while we are simultaneously losing money. How can we make sure that we are on track and making progress towards financial and retirement success. Rodney Harris discusses these issues and the approach he takes for clients at Wealth Management of the Carolinas on this week's edition of Your Game Plan For Retirement.

Listen and learn with Rodney Harris as he explains the realistic expectations he guides you through to maybe make your retirement a little more comforting.

Market #volatility continues through the month of May. The #Fed has reversed course and the market generally does not like change. Since 2008, the Fed has been lowering interest rates and simultaneously buying trillions in mostly US Treasuries. They knew they were taking a risk with simulative policies and putting all this cheap liquidity out into the open market. To put it simply, money (liquidity) has been plentiful and cheap to access. Now the Fed is looking to take out some of the excess stimulus efforts while making accessing money more expensive, and they are doing it pretty quickly.   We understand that market downturns and volatility can make you feel anxious. We welcome your questions and would be happy to talk through your concerns. Please call Rodney Harris with questions, or schedule a complimentary consultation.

Today's “Sandwich Generation” is faced with difficult complications and challenges in our best efforts to care for loved ones. A cold reality is the care and support we can provide is often about money. From a financial perspective, careful planning is the best thing we can do to support our family, and not place undue burden on our loved ones. Listen as Rodney Harris discusses the steps and approach to caring for our loved ones on this week's edition of Game Plan For Retirement.

The current and going problems in our society and how are they going to affect the market is crucial. Listen and learn how Rodney Harris is going to guide you through these endeavors and avoid some of these issues in the future. Contact Rodney Harris at (704)782-7233.

Changing Retirement Rules (Again) Just like its predecessor, the "SECURE Act", the new #SECUREAct2.0 which passed through the House on a broadly bipartisan vote, aims to further change the rules, laws, and regulations about your retirement accounts.   The original #SECUREAct of 2019 delayed #RMD requirements for 1.5 years but, also did away with the potential for generational account growth and tax deferral. It requires that all Qualified, tax-deferred retirement accounts passed to the next generation be liquidated within 10 years. Now, SECURE Act 2.0 makes further changes. It proposes pushing back Required Minimum Distributions even further, eventually to 75, but also opens the door to the potential for options to be included in 401(k)'s that will require very careful consideration and may result in losing control of your retirement savings.   Here is a link to a quick summary overview: https://www.fa-mag.com/news/house-passes-secure-2-0-with-provision-raising-rmd-age-to-75-67120.html   Listen as @RodneyHarris discusses what you need to know and how to plan for these changes.   #RetirementPlanning

A market is a fantastic tool if used for the right reasons and when we have reasonable expectations. There will be downturns in the market. There have been many over history and there will certainly be more to come. How, when, and to what extent we use the market needs to be an informed decision guided by an informed, educational process. Listen this week as Rodney Harris goes through market volatility and taxes.

Find Rodney Harris & Wealth Management of the Carolinas online & on social media. www.WealthManagementCarolinas.com Facebook: @wealthmanagementcarolinas - https://www.facebook.com/wealthmanage... Twitter: @WealthCarolinas - https://twitter.com/WealthCarolinas LinkedIn: https://www.linkedin.com/in/rodney-ha... J.W. Rodney Harris and LuAnn Barnes are Investment Advisor Representatives with Investment Advisory Services offered through Brookstone Capital Management, LLC, an SEC Registered lnvestment Advisor. Mitchell H. Beatty and P. Keith Riley are licensed insurance professionals. Chase Clontz is a licensed Property & Casualty insurance professional.  Wealth Management of the Carolinas and Brookstone Capital Management, LLC are not affiliated. The content of this website is provided for informational purposes only and is not a solicitation or recommendation of any investment strategy. Investments and/or investment strategies involve risk including the possible loss of principal. There is no assurance that any investment strategy will achieve its objectives. Information provided is not intended as tax or legal advice, and should not be relied on as such. You are encouraged to seek tax or legal advice from an independent professional. Index or fixed annuities are not designed for short-term investments and may be subject to caps, restrictions, fees, and surrender charges as described in the annuity contract. Guarantees are backed by the financial strength and claims-paying ability of the issuer.

Find Rodney Harris & Wealth Management of the Carolinas online & on social media. www.WealthManagementCarolinas.com Facebook: @wealthmanagementcarolinas - https://www.facebook.com/wealthmanagementcarolinas Twitter: @WealthCarolinas - https://twitter.com/WealthCarolinas LinkedIn: https://www.linkedin.com/in/rodney-harris-b00096212/ J.W. Rodney Harris and LuAnn Barnes are Investment Advisor Representatives with Investment Advisory Services offered through Brookstone Capital Management, LLC, an SEC Registered lnvestment Advisor. Mitchell H. Beatty and P. Keith Riley are licensed insurance professionals. Chase Clontz is a licensed Property & Casualty insurance professional.  Wealth Management of the Carolinas and Brookstone Capital Management, LLC are not affiliated. The content of this website is provided for informational purposes only and is not a solicitation or recommendation of any investment strategy. Investments and/or investment strategies involve risk including the possible loss of principal. There is no assurance that any investment strategy will achieve its objectives. Information provided is not intended as tax or legal advice, and should not be relied on as such. You are encouraged to seek tax or legal advice from an independent professional. Index or fixed annuities are not designed for short-term investments and may be subject to caps, restrictions, fees, and surrender charges as described in the annuity contract. Guarantees are backed by the financial strength and claims-paying ability of the issuer.

On the day you retire, you have hopefully built a sizeable amount of assets but, that does not always give us confidence in our ability to spend and enjoy life through retirement. One of the most common mistakes is not having the confidence to spend and it comes from not having a key part of the financial plan in place. Listen as Rodney Harris explains how he helps his clients address this retirement fear.

How do we know if we are taking too much risk? To have these and many more questions answered just contact Rodney Harris (704) 782 7233.

We are getting ready to wrap up the year here at Wealth Management Of The Carolinas and on this week's episode we circle back and talk about you and your financial progress. If you ever want to revisit our discussions, submit any questions, or want to talk about steps to take into 2022 or beyond, please do not hesitate to reach out at (704)782-7233 or visit us online at WealthManagmentCarolinas.com. Merry Christmas & wishes for a safe, healthy, and prosperous New Year for you and your family.

"America's Leading IRA Expert" (as named by the Wall St. Journal, CPA Ed Slott joins Rodney Harris on Game Plan For Retirement to discuss the importance of and specific strategies for End of Year Planning. Keep more of your retirement savings!

Listen as Rodney Harris helps to identify some year-end planning strategies to get you on the best financial path for a confident 2022 and enjoyable retirement!

Happy Thanksgiving from the team at Wealthmanagementofthecarolinas.

For our Halloween weekend edition of the program, we are discussing some potentially scary financial topics and current events. As always, if you have questions or want to address any of the issues discussed, or your own planning concerns, contact Rodney Harris and the team at (704)782-7233 Ext 3 

The ups & downs in the market present challenges and emotional reactions at any point in our financial lifespan but, particularly when income is on the line. How does market volatility impact the income we generate now and into the future? Please always remember Rodney Harris offers a free 1-hour complimentary review where he will answer this question and many more. Don't delay the schedule today. Lots of great information on the show, so follow the link to check out this riveting episode. 

The cost of living is on the rise. People are reasonably concerned with the quick and significant changes we have seen in the cost we pay for day-to-day living and the things we are used to paying for. Tune in as Rodney Harris helps you to manage these expenses as you plan and prepare for retirement.

The cost of living is on the rise. People are reasonably concerned with the quick and significant changes we have seen in the cost we pay for day-to-day living and the things we are used to paying for. Tune in as Rodney Harris helps you with retirement.

There are products that will offer an upfront bonus on your initial deposit and then will guarantee growth on your value for the purpose of generating future income. Tune in as Rodney Harris discusses this and more on this week's edition of Game Plan For Retirement.

How would you answer this question? Do you know how you would cover the costs of medical and long-term care expenses should you or your spouse require care? Tune in as Rodney Harris helps to answer these questions and many more.

Every step in your financial progress takes careful planning. Choosing the right financial advisor is the first step. Tune in to this show as Rodney Harris pays tribute to 9-11 while helping you create a financial legacy.

Happy Labor Day Weekend! Don't forget to tune into Rodney Harris's podcast, Your Game Plan For Retirement to keep your finances in check, even on holidays such as Labor Day. After all, we are celebrating all our hard work, we want to be smart with our money too. Rodney Harris is always looking out for your best interest and what really fits you. So listen, learn, and spend some fun time with family and friends.  As always, remember to sit back, relax, and put your seat belt on. 

On this program, we will examine the benefits of having a written plan for retirement. Tune in as Rodney Harris makes sure you have a true written retirement plan based on math and certainty, not just speculation.

There are several ways you can offset retirement expenses and even increase your income throughout retirement. It starts with having sound information and making good decisions on how to generate income. This is just one topic that Rodney Harris covers that should be addressed when counting down to retirement.

Listen as Rodney Harris talks about the Hot Financial Topics in the market to help you save and better your future for the rest of your life so, sit back, relax, put your seatbelt on, and enjoy.

 You are not being educated on your options. Is your financial professional having the conversations that are important for the NEXT phase of your financial life or are they having outdated conversations. Tune in to this show as Rodney Harris helps you navigate your way to a more comfortable retirement.

There are several ways you can offset retirement expenses and even increase your income throughout retirement. It starts with having sound information and making good decisions on how to generate income. Social Security has a Cost Of Living Adjustment (COLA). Investments can be used as supplemental income streams in later years. Having a written income plan can help identify what assets are needed for income now and what assets can be positioned for growth. Tune in as Rodney Harris helps you navigate retirement more confidently.

To plan for a stable, successful retirement, you have to plan for how you will address the largest expenses you will encounter.  However, many times, these expenses are overlooked.  On this episode, Rodney Harris discusses your 3 largest retirement expenses and how to plan to control them.

 Identifying retirement's largest potential expenses and formulating a plan to address it is just one of the core issues Rodney Harris will discuss in this show. Continue to tune in as we help to make sure you have a complete plan that addresses your future financial needs and risks.

Have you ever said to yourself “it's too late to plan for retirement”? “Better late than never”, “No time like the present”, “If not now, when?”… It's never too early, and it's never too late to formulate a plan for retirement. True, some plans will be better than others. But, success doesn't have to be defined by wealth and opulence. Success can be achieved through planning and execution. Tune in to hear Rodney Harris explain planning and execution as you navigate through retirement.

Reviewing & updating your legal documents is one step of 10 when preparing for retirement that Rodney Harris discusses on this week's episode of 10 STEPS TO RETIREMENT.

On this episode Rodney covers the 12 must-answer questions to know if you are ready to retire.

Planning encompasses looking forward for a lifetime, and beyond.  What kind of legacy will you be leaving behind, both financially and emotionally?  With proper planning, you can leave a positive impact for your family and loved ones.  Rodney Harris explains the thought process that goes into planning for a legacy and how he helps careful planners create their own.

On this episode of Your Game Plan For Retirement Rodney Harris discusses the potential costs, and planning approaches to address the risk of healthcare expenses throughout retirement.

On this episode, Rodney discusses how proactive planners, savers, and investors and control and minimize their tax liability throughout retirement, and why this is so important in providing confidence in your foundation for livable retirement income.

Over the course of his radio program, airing in Concord, NC, Rodney Harris shared his perspectives, as well as tips, strategies, and secrets for constructing a plan for a more secure retirement.  This is the best of that content where Rodney addresses income, investments, taxes, healthcare, and legacy planning.