Podcast appearances and mentions of legacy planning

The “Henssler Money Talks” hosts tackle a listener question about inheriting and gifting money. From estate taxes and inheritance taxes to annual gift exclusions and lifetime exemptions, we'll explain what the rules are — and just as importantly, what they aren't. Learn how annual gift exclusions, lifetime exemptions, carryover basis, and step-up in basis rules can affect your family's financial future. Original Air Date: May 30, 2026Read the Article: https://www.henssler.com/the-tax-rules-that-shape-your-legacy

Maybe your family is one that doesn’t talk about money. That can come back to haunt you after the passing of a loved one. Subscribe or follow so you never miss an episode! Check out Fire Your Financial Advisor on YouTube! Learn more at GoldenReserve.com or follow on social: Facebook & LinkedIn.See omnystudio.com/listener for privacy information.

Legacy Insights is a new podcast series by Providend that explores what it truly takes to plan a meaningful and lasting legacy, beyond just writing a will, or engaging with a corporate trustee.This series explores the critical collaboration between wealth advisers and legal professionals in safeguarding your family's future. Joined by lawyers Cynthia Tang of Tang Thomas and Soo Chye from OAKS Legal, each episode shares real-life stories showing how thoughtful planning can protect your family and make a meaningful difference, offering practical insights for your own legacy journey.In this episode, our CEO, Christopher and Soo Chye discuss a deeply personal but often overlooked aspect of legacy planning, how giving can shape family values and leave a legacy beyond wealth. Drawing from decades of experience working with families, Soo Chye reflects on why philanthropy is not reserved only for the wealthy, and how everyday acts of generosity can influence relationships and perspectives across generations.He also shares memorable stories from his practice, including how small, unexpected acts of kindness can carry more meaning than large financial gifts, and how families have been changed simply by being involved in giving together rather than treating it as a private transaction.In managing over S$1.7 billion of our clients' hard-earned assets, Providend believes legacy planning goes beyond wealth plans or legal documents. It starts with clarity over your non-negotiable ikigai goals, assets, family circumstances, and long-term intentions. If you have ever wondered what kind of values, purpose, and example you hope to leave behind for the next generation, you do not want to miss this episode.Music courtesy of ItsWatR.The host of this episode, Christopher Tan, is Chief Executive Officer of Providend, Singapore's first fee-only wealth advisory firm and author of the book “Money Wisdom: Simple Truths for Financial Wellness”.The full list of Providend's Money Wisdom podcast episodes from Season 4 can be found here.Did you know that our Providend's Money Wisdom podcast is now available in video format on YouTube? Follow us on our YouTube channel for new episode on Thursday at 8pm.Mentioned in this episode:Download Investment eBook Today!Download our Investment eBook titled “A More Reliable Way to Get Enough Investment Returns: Even During Times of Market Uncertainty” here: https://providend.com/publications/#investment

Forget the finger-wagging advice of old-school financial gurus who tell you to skip your morning coffee. This episode breaks down why modern retirement planning isn't about restriction—it's about finding the confidence to spend the wealth you worked decades to build. From stress-testing budget "splurges" to moving past rigid, cookie-cutter asset models, discover how sophisticated, IRS-approved tax strategies can protect your legacy from the government. Plus, get an insider look at high-level wealth management insights straight from unexpected conversations on the golf course. Like this episode? Hit that Follow button and never miss an episode!

I sit down with Retirement expert and legend Tom Hegna to discuss the growing support for annuities, particularly the major asset management firm, BlackRock, who used to be critical of annuities and is now buying them in mass and promoting them.Watch the Interview on Youtube for Visuals - https://youtu.be/8mVpfq9MSukWant to See If Whole Life Insurance Can Improve Your Financial Plan? Schedule Your Clarity Call Here: https://bttr.ly/bw-yt-aa-clarityWant Us To Review Your Permanent Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-reviewWant Free Whole Life Insurance Resources & Education? Go Here: https://bttr.ly/yt-bw-vaultLearn More About BetterWealth: https://betterwealth.comChapters:00:00 - Interview Teaser 01:30 - BlackRock Supporting Annuities 03:11 - Psychology of Spending in Retirement 05:59 - The "Mini Miracle" of Annuities 08:27 - Addressing Common Misconceptions and Critics 09:37 - Integrating Life Insurance and Annuities 11:31 - Clarity Call for Entrepreneurs 12:20 - Health and Longevity Benefits 17:02 - Cautions and Risks in the Industry 21:01 - Legacy Planning and Kids 25:31 - State Guarantee Funds and Diversification 31:40 - Exposing "Fake Fiduciaries" 34:14 - Final Thoughts and ResourcesDISCLAIMER: https://bttr.ly/aapolicy*This video is for entertainment purposes only and is not financial or legal advice. Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

What if your estate plan is less about money and more about the legacy you leave behind? In this episode, Frank and Frankie Guida discuss how estate planning goes beyond distributing assets, focusing on aligning your financial decisions with your family’s unique needs and goals. They explore common oversights like missing beneficiaries, probate costs, and lack of planning for blended families, while emphasizing the role of communication and personalization. The conversation also highlights how retirement income, lifestyle choices, and legacy intentions all connect when shaping a thoughtful, efficient estate strategy. Schedule a complimentary appointment: A Better Way Financial Learn more about Frank and Frankie's book here! Buy Frank's book! Amazon Best Seller, “The Book on Retirement: A Better Way to Stretch Your Retirement Dollars While Living the Lifestyle of Your Dreams.” Buy Frankie's book! Amazon Best Seller, ""A Better Way to Retire: How a Fiduciary Retirement Planner Can Be the Key to Financial Success" CLICK HERE to register for one of our upcoming Tax-Smart Retirement Planning Dinner Workshops. Follow us on social media: Facebook | LinkedIn | YouTube See omnystudio.com/listener for privacy information.

Sean has been in the Financial Advisory field for over 13 years. He has specialized in working with school district staff on educating them on how exactly their CalSTRs and CalPERS actually work, and their options to close the pay gap in their pension. He has enjoyed educating clients on how to maximize their pension as well as introducing them to tax-free alternatives. I have also worked with small businesses, Buy-Sell agreement options, and other opportunities for businesses to protect their interest as well as ways to retain their key employees.Sean continues to educate myself to make sure that he's up to date with new products and services that will benefit his clients.Adding Long Term Care plans recently to their scope of service has been beneficial to many of the clients, and he sees it as an underserved market that will have a huge impact on their clients' estates, taxes, and even dignity. Sean loves what he does and has a passion to serve.Learn more: https://pmvfinancial.com/Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-sean-vazquez-founder-of-pmv-financial-discussing-legacy-planning

Sean has been in the Financial Advisory field for over 13 years. He has specialized in working with school district staff on educating them on how exactly their CalSTRs and CalPERS actually work, and their options to close the pay gap in their pension. He has enjoyed educating clients on how to maximize their pension as well as introducing them to tax-free alternatives. I have also worked with small businesses, Buy-Sell agreement options, and other opportunities for businesses to protect their interest as well as ways to retain their key employees.Sean continues to educate myself to make sure that he's up to date with new products and services that will benefit his clients.Adding Long Term Care plans recently to their scope of service has been beneficial to many of the clients, and he sees it as an underserved market that will have a huge impact on their clients' estates, taxes, and even dignity. Sean loves what he does and has a passion to serve.Learn more: https://pmvfinancial.com/Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-sean-vazquez-founder-of-pmv-financial-discussing-legacy-planning

If your kids are shocked by what’s in your will, the damage may already be done. On this episode of Fire Your Financial Advisor, Greg Aler digs into why inheritances so often spark family conflict and how unclear estate planning can turn grief into litigation. Greg draws from years as an estate attorney to explain common flashpoints—unequal distributions, family businesses, estranged children, and last‑minute changes—and why will contests almost never end well. The conversation focuses on intent, communication, and documentation, highlighting why tough conversations held early can shape very different outcomes later. Subscribe or follow so you never miss an episode! Check out Fire Your Financial Advisor on YouTube! Learn more at GoldenReserve.com or follow on social: Facebook & LinkedIn.See omnystudio.com/listener for privacy information.

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2998: Kathleen Coxwell emphasizes that teaching financial values goes beyond knowledge, it requires curiosity, skepticism, and a commitment to lifelong learning. By modeling open conversations about money and guiding children through real-world financial decisions at every stage of life, you equip them with the mindset and tools needed to build lasting wealth and independence. Read along with the original article(s) here: https://www.boldin.com/retirement/passing-on-financial-values-to-your-heirs/ Quotes to ponder: "Don't put your financial future at risk by accepting other peoples' assumptions or taking their advice uncritically." "Financial literacy has become ever more important as the old financial safeguards of the 20th century, pensions and Social Security, have either fallen away or grow more unsustainable." "Lifelong learning and a growth mindset are proven to deliver happier and more productive lives." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2997: Kathleen Coxwell emphasizes that the most meaningful inheritance isn't wealth, but the financial values that shape how it's used. By teaching principles like earning, investing, credit, and purposeful work, you can equip your heirs with the mindset to build lasting success. These lessons offer a roadmap for raising financially capable, thoughtful individuals who can sustain and grow any legacy. Read along with the original article(s) here: https://www.boldin.com/retirement/passing-on-financial-values-to-your-heirs/ Quotes to ponder: "The best inheritance is the set of financial values that teach respect for money." “Enough money so that they would feel they could do anything, but not so much that they could do nothing.” "Give a man a fish and he eats for a day; teach a man to fish, and he'll eat for a lifetime." Episode references: Rich Dad Poor Dad: https://www.amazon.com/Rich-Dad-Poor-Teach-Middle/dp/1612680194 Ikigai: The Japanese Secret to a Long and Happy Life: https://www.amazon.com/Ikigai-Japanese-Secret-Long-Happy/dp/0143130722 Learn more about your ad choices. Visit megaphone.fm/adchoices

Key Topics Covered:   1. New Pension Tax Rules (2027 Changes) The government's ability to tax pensions on death marks a major shift. Impacts long-term retirement and legacy planning strategies. 2. Understanding the Finance Act Changes The move from proposal to law and what it means in practice. Why this change is significant compared to previous pension rules. 3. Risks of Traditional Pension Planning Relying solely on pensions may no longer be as efficient. Potential erosion of wealth intended for future generations. 4. Taking Back Control of Retirement Planning The importance of being proactive rather than reactive. Exploring alternative strategies to maintain control over assets. 5. Role of SSAS in Wealth Planning Using Small Self-Administered Schemes for flexibility and control. How SSAS can support more strategic wealth management decisions. 6. The “7 C's” Framework A new way to think about retirement planning in changing conditions. Adapting strategies to navigate uncertainty and complexity. 7. Protecting and Transferring Wealth Planning not just for accumulation, but for efficient transfer. Ensuring wealth reaches the next generation as intended. 8. Adapting to Regulatory Change Why staying informed and flexible is essential. Turning policy changes into opportunities for better planning. Actionable Takeaways Review your current pension strategy in light of the 2027 rule changes and assess potential tax implications on death. Avoid relying solely on traditional pension structures—consider diversifying how your wealth is held and managed. Explore options like SSAS to gain greater control and flexibility over your retirement funds. Take a proactive approach to retirement planning rather than waiting for changes to take effect. Develop a clear strategy for how your wealth will be transferred to the next generation. Stay informed on legislative changes and adjust your plans accordingly to protect your assets. Use frameworks or structured thinking (like the “seven seas”) to simplify complex financial decisions. Seek guidance where needed to ensure your long-term wealth strategy remains effective and aligned with your goals. Resources & Next Steps WealthBuilders Membership: Free access to guides, webinars, and community Download our FREE Pensions and Inheritance Tax Guide Connect with Us: Listen on Spotify, Apple Podcasts, YouTube, and all major platforms. Next Steps On Your WealthBuilding Journey:   Join the WealthBuilders Facebook Community Schedule a 1:1 call with one of our team Become a member of WealthBuilders If you have been enjoying listening to WealthTalk - Please Leave Us A Review!

Estate planning isn’t just for the ultra‑wealthy—and putting it off can create chaos for the people you love most. In this episode, Jim Fox breaks down why more than half of Americans lack basic estate documents and why a simple will alone often falls short. The conversation walks through the “big three” of estate planning, common misconceptions, and real‑life consequences of poor planning. Jim also explains how beneficiary designations, healthcare decisions, and power of attorney play an important role in helping families and avoiding unnecessary stress during difficult moments. Ready to connect with Jim today? Get some Financial Straight Talk! Follow us on social media: YouTube | FacebookSee omnystudio.com/listener for privacy information.

What if planning for memories mattered as much as planning for money? JoePat Roop revisits a powerful conversation with Tim Tebow on intentional living, legacy, and creating experiences with family. Tebow shares how he thinks about finances through the lens of time, purpose, and impact, including setting aside resources specifically for meaningful moments. The discussion offers a different perspective on how values, money, and life goals intersect. For more information or to schedule a consultation call 704-946-7000 or visit BelmontUSA.com! Follow us on social media: YouTube | Instagram | Facebook | LinkedInSee omnystudio.com/listener for privacy information.

In this episode Jeff and Brian discuss the Tax Return Treasure Hunt, Part 7 , estate and legacy planning opportunities. Also retirement planning is evolving - is your advisor keeping up? 

What happens when you've done everything “right”… but your money still isn't working the way it should?In this episode, Loral works with a high-income business owner who has paid millions in taxes and is searching for a better path forward. The conversation quickly reveals that the real issue isn't income, it's the lack of a clear reduce tax liability strategy.They break down how many entrepreneurs unknowingly overpay in taxes because their companies aren't structured properly. A true reduce tax liability strategy goes beyond having LLCs; it's about how those entities interact, how revenue flows between them, and how expenses are strategically allocated.Loral explains why spreading income across multiple companies, creating management structures, and aligning investments with tax strategy are critical pieces of an effective reduce tax liability strategy.If you've built success but feel stuck at the next level, this episode will show you how the right reduce tax liability strategy can unlock a completely different financial future.Loral's Takeaways:Discussion on Tax Strategies and Asset Utilization (00:52)Corporate Structure and Tax Efficiency (02:41)Legacy Planning and Family Involvement (04:21)Tax Planning and Investment Strategies (08:33)Challenges with Business Partner and Final Thoughts (10:42)Meet Loral Langemeier:Loral Langemeier is a money expert, sought-after speaker, entrepreneurial thought leader, and best-selling author of five books.Her goal: to change the conversations people have about money worldwide and empower people to become millionaires.The CEO and Founder of Live Out Loud, Inc. – a multinational organization — Loral relentlessly and candidly shares her best advice without hesitation or apology. What sets her apart from other wealth experts is her innate ability to recognize and acknowledge the skills & talents of people, inspiring them to generate wealth.She has created, nurtured, and perfected a 3-5 year strategy to make millions for the “Average Jill and Joe.” To date, she and her team have served thousands of individuals worldwide and created hundreds of millionaires through wealth-building education keynotes, workshops, products, events, programs, and coaching services.Loral is truly dedicated to helping men and women, from all walks of life, to become millionaires AND be able to enjoy time with their families.She is living proof that anyone can have the life of their dreams through hard work, persistence, and getting things done in the face of opposition. As a single mother of two children, she is redefining the possibility for women to have it all and raise their children in an entrepreneurial and financially literate environment.Links and Resources:Ask Loral App: https://apple.co/3eIgGcXLoral on Facebook: https://www.facebook.com/askloral/Loral on YouTube: https://www.youtube.com/user/lorallive/videosLoral on LinkedIn: https://www.linkedin.com/in/lorallangemeier/Money Rules: https://integratedwealthsystems.com/money-rules/Millionaire Maker Store: https://millionairemakerstore.com/Real Money Talks Podcast: https://integratedwealthsystems.com/podcast/Integrated Wealth Systems: https://integratedwealthsystems.com/Affiliate Sign-Up: https://integratedwealthsystems.com/affiliatesThanks for listening!Thanks so much for listening to our podcast! If you enjoyed this episode and think that others could benefit from listening, please share it using the social media buttons on this page.Do you have some feedback or questions about this episode? Leave a comment in the section below!Subscribe to the podcastIf you would like to get automatic updates of new podcast episodes, you can subscribe to the podcast on iTunes or Stitcher. You can also subscribe from the podcast app on your mobile device.Leave us an iTunes reviewRatings and reviews from our listeners are extremely valuable to us and greatly appreciated. They help our podcast rank higher on iTunes, which exposes our show to more awesome listeners like you. If you have a minute, please leave an honest review on iTunes.

How will artificial intelligence transform the most human parts of wealth management? In this episode, we explore where technology meets empathy, and what the future looks like for financial professionals and their clients as AI adoption accelerates across the industry. Our guest, Carrie Nelson, is the founder of Atlas Point and a veteran leader with experience at Ernst & Young, Experian, and Edward Jones. Carrie shares her journey from big-firm consulting to building a platform that empowers advisors to navigate a rapidly changing landscape, with a focus on the coming great wealth transfer and the next generation of clients. Together, we discuss why human connection is still essential—even as AI creates new efficiencies—and how Atlas Point blends behavioral science and smart tools to bridge the gap. For anyone interested in the future of finance, entrepreneurship, or the emotional side of money, this is a must-listen episode filled with real-world stories and actionable insights.   To get the latest from Carrie Nelson, you can follow her below! https://www.linkedin.com/in/carrie-nelson-5377864/ https://www.theatlaspoint.com/   Sign up for Marcia's newsletter to receive tips and the latest on Angel Investing! Website: www.marciadawood.com Do Good While Doing Well Learn more about the documentary Show Her the Money: www.showherthemoneymovie.com And don't forget to follow us wherever you are! Apple Podcasts: https://pod.link/1586445642.apple Spotify: https://pod.link/1586445642.spotify LinkedIn: https://www.linkedin.com/company/angel-next-door-podcast/ Instagram: https://www.instagram.com/theangelnextdoorpodcast/ Pinterest: https://www.pinterest.com/theangelnextdoorpodcast/ TikTok: https://www.tiktok.com/@marciadawood

This month on Hancock Talks we welcome Meg Patterson, an attorney with John Hancock's Advanced Markets team, to discuss how to turn tax conversations into opportunities for broader wealth planning.Meg shares practical guidance on:Reframing tax conversationsRethinking retirement assetsUsing life insurance as a tool for tax efficiency and legacy planningThis episode offers financial professionals actionable insights to help clients move from understanding last year's results to making strategic choices about what comes next.Insurance products are issued by: John Hancock Life Insurance Company (U.S.A.), Boston, MA 02116 (not licensed in New York) and John Hancock Life Insurance Company of New York, Valhalla, NY 10595.MLINY042826873-4

If you died tomorrow, would your children be grieving you… or cleaning up chaos?It's a hard question—but an important one.In this episode of the You Are Dope Podcast, we talk about the conversations many families avoid until it's too late. From wills and life insurance to passwords, debt, funeral wishes, and unresolved family tension, too many children are left to sort through confusion while trying to mourn.We break down the key questions kids should ask their parents now—and the things parents should handle now so their children don't have to carry unnecessary stress later.This episode is about love, responsibility, preparation, and leaving peace instead of problems.We also discuss: where important documents should be kept  final wishes and funeral planning  family communication after death  emotional closure and things left unsaid  how to protect your children from chaos later 

A substantial inheritance can be a gift or a challenge—it often comes down to how prepared the next generation is to manage it. With trillions expected to transfer in the coming decades, many families are asking a vital question: Will this wealth help or hinder my heirs? In this piece, the hosts of “Henssler Money Talks” examine the complex realities high-net-worth families face when passing wealth to the next generation and how the decisions made today can shape outcomes for years to come.Original Air Date: April 18, 2026Read the Article: https://www.henssler.com/too-much-too-soon-rethinking-how-wealth-is-passed-down  

Lawrence continues with a Parental Alienation Anonymous panel to explore Part 2 of the grandparents experience, focusing on what happens after initial contact is made, but connection remains uncertain. Through lived experience, the panel reflects on navigating relationships with children and grandchildren where access, expectations, and emotional realities don't always align.The discussion moves through themes of pacing, control, aging, and recovery, highlighting the internal work required to stay grounded in the face of inconsistency. As perspectives shift over time, the conversation offers a deeper understanding of how to live with both hope and acceptance, reminding listeners that living fully is not giving up, but an act of love and integrity.KEY TAKEAWAYSRecovery is for the individual, not just the relationship.Community and shared experiences are vital for healing.Patience and pacing are crucial in rebuilding relationships.Aging brings awareness of time and the importance of presence.CHAPTERS00:00 - Understanding Recovery and Community Support 02:52 - Navigating Family Dynamics and Generational Trauma 05:44 - The Role of Nonviolent Communication in Relationships 08:42 - First Encounters with Grandchildren 11:52 - The Complexity of Relationships and Control 14:43 - Pacing in Relationships and Recovery 17:40 - Gifts, Boundaries, and Family Connections 20:50 - Aging and Its Impact on Relationships 23:58 - Legacy Planning and Emotional Awareness 26:37 - The Importance of Self-Care in Recovery 29:59 - Final Thoughts on Relationships and CommunitySupport & Community:Parental Alienation Anonymous (PAA): Join our free 12-step support group with 16 online meetings weekly for parents, grandparents, family members, and previously alienated individuals seeking healing and recovery.PA-A.org: Parental Alienation Advocates is a 501(c)(3) nonprofit dedicated to fostering education, advocacy, and support for individuals grappling with the distressing impact of parental alienation, estrangement, erasure, and family disconnection.All our services are free and sustained by grants and community donations. Your support helps us continue offering these vital resources.Donate here: https://pa-a.mykajabi.com/donations-for-the-12-step-programConnect with Us:Email your questions or insights: familydisappeared@gmail.comLike, share, and comment to help us reach more families in need.If you wish to connect with Lawrence Joss or any of the PA-A community members who have appeared as guests on the podcast:  Email - familydisappeared@gmail.com Linktree: https://linktr.ee/lawrencejoss(All links mentioned in the podcast are available in Linktree)Please donate to support PAA programs:https://www.paypal.com/donate?hosted_button_id=SDLTX8TBSZNXSThis podcast is made possible by the Family Disappeared Team:Anna Johnson- Editor/Contributor/Activist/Co-hostGlaze Gonzales- Podcast ManagerConnect with Lawrence Joss:Website: https://parentalalienationanonymous.com/Email-         familydisappeared@gmail.com

In this episode, the Hort Culture team are joined by a full panel of guests: Hunter-Anne, and Spencer from KCARD, along with Dr. Steve Isaacs from the Agricultural Economics Department. Together, they dive into one of the most critical—and often overlooked—challenges in horticulture: succession planning.The conversation explores the realities of generational transition in horticulture businesses, including the emotional, financial, and operational complexities involved. Speakers highlight how succession is not just about handing off ownership, but about preserving knowledge, maintaining relationships, and ensuring long-term business sustainability.Key themes include: Early Planning is Essential: Waiting too long to plan for succession can create instability. Proactive strategies help avoid rushed or forced transitions. Communication Matters: Open dialogue between current owners, family members, and potential successors is critical to aligning expectations and avoiding conflict. Training the Next Generation: Preparing successors involves more than technical skills—it requires leadership development, decision-making experience, and industry awareness. Financial and Legal Considerations: Structuring ownership transfer, valuing the business, and navigating tax implications are all vital components of a successful plan. Non-Family Transitions: The episode also addresses alternatives to family succession, including employee ownership and external buyers, which are becoming more common in the industry.The episode emphasizes that succession planning is ultimately about legacy—ensuring that businesses, relationships, and expertise continue to thrive beyond the current generation.Listeners walk away with a deeper understanding of how thoughtful, intentional planning can safeguard the future of horticulture operations and support the next wave of industry leaders.Kentucky Center for Agriculture and Rural Development (KCARD)University of Kentucky Cooperative Extension ServiceQuestions/Comments/Feedback/Suggestions for Topics: hortculturepodcast@gmail.comCheck us out on Instagram!

In this conversation, Josh Ryan shares his journey from a real estate agent to a financial advisor, detailing the challenges he faced during the 2008 financial crisis that led him to become a financial advisor. He discusses the concept of the 'Family Vault' as a financial safety net, the establishment of a virtual family office, and the importance of business acquisition and commercial real estate in wealth management. The discussion emphasizes proactive strategies for financial planning and legacy creation.Chapters:00:00:00 - Introduction and Welcome to the Show00:01:07 - Key Principle: Concentrate to Get Rich, Diversify to Stay Rich00:02:27 - Guest Introduction: Josh Ryan and His Background00:04:13 - Josh Ryan's Journey into Financial Services00:10:08 - The Concept of the Family Vault00:12:00 - Understanding the Virtual Family Office00:19:01 - Business Acquisition as Part of a Family Office Strategy00:24:02 - The Importance of Commercial Real Estate in Wealth Building00:30:04 - Partnering with Clients for Business Acquisitions00:33:15 - How to Connect with Josh Ryan and Closing RemarksConnect with Josh Ryan:https://cornerstoneroscoe.com/ Learn More About Accountable Equity:  Visit Us: http://www.accountableequity.com/   Access eBook: https://accountableequity.com/case-study/#register Turn your unique talent into capital and achieve the life you were destined to live. Join our community!We believe that Capital is more than just Cash. In fact, Human Capital always comes first before the accumulation of Financial Capital. We explore the best, most efficient, high-integrity ways of raising capital (Human & Financial). We want our listeners to use their personal human capital to empower the growth of their financial capital. Together we are stronger.LinkedinFacebookInstagramApple PodcastSpotify

Send us Fan MailYou've worked hard to build what you have… but have you taken the time to protect it?In this episode of Marriage Mondays with The Kings, Kenya and ShanTrail sit down with special guest Demetris Curry, wealth strategist and legacy builder, to have a conversation that many people avoid—but cannot afford to ignore.Because it is not just about what you build. It is about what you leave behind.In this powerful discussion, we cover: • Individuals who do not have a will—and what that can cost their families • Wills vs. trusts and the key differences you need to understand • The importance of protecting your assets and securing your family legacy • How to begin putting the right plan in place with clarity and confidenceDemetris Curry brings over 30 years of experience in financial planning, estate strategies, and wealth sustainability, helping break down complex topics into practical, real-life steps you can take now.This episode will challenge you to think differently about your finances, your responsibility, and your legacy.Do not wait until it is too late.Protect what you built. Prepare your family. Secure your legacy.Support the show

Legacy Insights is a new podcast series by Providend that explores what it truly takes to plan a meaningful and lasting legacy, beyond just writing a will, or engaging with a corporate trustee.This series explores the critical collaboration between wealth advisers and legal professionals in safeguarding your family's future. Joined by lawyers Cynthia Tang of Tang Thomas and Soo Chye from OAKS Legal, each episode shares real-life stories showing how thoughtful planning can protect your family and make a meaningful difference, offering practical insights for your own legacy journey.In this episode, our CEO, Christopher and Soo Chye discuss a critical but often overlooked aspect of legacy planning, preparing the next generation to steward the wealth they will one day inherit. Drawing from nearly four decades of legal experience, Soo Chye shares why assumptions about children being “not ready” can become self-fulfilling, and how these beliefs may quietly undermine succession outcomes.From defining what stewardship truly means to passing down values through intentional actions such as philanthropy, this episode examines how families can move beyond paperwork to build alignment and purpose across generations.In managing over S$1.7 billion of our clients' hard-earned assets, Providend believes legacy planning goes beyond wealth plans or legal documents. It starts with clarity over your non-negotiable ikigai goals, assets, family circumstances, and long-term intentions. If you have ever wondered whether your legacy will endure beyond structures and into the hands of the next generation, you do not want to miss this episode.Music courtesy of ItsWatR.The host of this episode, Christopher Tan, is Chief Executive Officer of Providend Ltd, Southeast Asia's first fee-only comprehensive wealth advisory firm and author of the book “Money Wisdom: Simple Truths for Financial Wellness“. He is also a Certified Ikigai Tribe Coach.The full list of Providend's Money Wisdom podcast episodes from Season 4 can be found here.Did you know that our Providend's Money Wisdom podcast is now available in video format on YouTube? Follow us on our YouTube channel for new episode on Thursday at 8pm.

Most people focus on making money… but very few know how to keep it. In this episode of Everything Is Personal, we welcome Peter Merrick to discuss the crucial aspects of wealth preservation and estate planning. He shares his insights into what first sparked his interest in this field, highlighting the importance of financial planning for peace of mind. We also explore the intricacies of asset protection and inheritance planning, offering practical advice for securing your future. From entrepreneurs and lottery winners to everyday individuals, this conversation explores how mindset, planning, and life decisions impact financial outcomes more than most people realize. This episode goes beyond money — diving into purpose, legacy, relationships, and what truly matters over time. EndoDNA: Where Genetic Science Meets Actionable Patient Care EndoDNA bridges the gap between complex genomics and patient wellness. Our patented DNA analysis platforms and AI technology provide genetic insights that support and enhance your clinical expertise. Click here to check out to take control over your Personal Health & Wellness   Connect with EndoDNA on SOCIAL: IG | X | YOUTUBE | FB Connect with host, Len May, on IG     Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

If you get an inheritance, how do you honor the person who gave it to you, be responsible, but also have some fun? Like this episode? Hit that Follow button and never miss an episode!

Retirement planning looks different for those going it alone. This episode with Art McPherson focuses on solo retirees, widows, and individuals without traditional family structures. The conversation covers budgeting, decision-making, legacy planning, and why guidance matters when support systems are limited. For more information visit www.artofmoney.com! Follow us on social media: YouTube | Instagram | Facebook | LinkedInSee omnystudio.com/listener for privacy information.

Today, we’re tackling one of the biggest shifts in retirement planning in years—and most people don’t even realize it yet. The rules have changed. The stretch IRA is gone, the 10-year rule is here, and required distributions are moving targets. But here’s the real story: Roth conversions aren’t just about your retirement anymore… they’re about your kids, your grandkids, and the tax bill they could inherit. If you’ve saved well, this episode could help you keep more of it in your family—and out of Uncle Sam’s hands. Visit Limehouse Financial to learn more. Call 800-940-6979See omnystudio.com/listener for privacy information.

Key Topics Covered:   1. Why Marriage Can Matter Financially Kevin and Christian frame marriage not just as a personal commitment, but as something that can improve financial planning. They explore how being married or in a civil partnership can help couples build, protect, and transfer wealth more effectively. The conversation keeps a light tone, but the planning points are very real. 2. Inheritance Tax: The Biggest Financial Benefit of Marriage One of the clearest benefits is the transferability of inheritance tax allowances between spouses. Kevin explains the standard nil rate band and the residence nil rate band, which can combine to create up to £1 million of allowance for a married couple. This makes marriage especially relevant for families with children, property, and growing estates. 3. Business Property Relief and Married Couples For trading business owners, Kevin highlights the role of Business Property Relief (BPR). He explains that this can create a significant inheritance tax advantage when business value passes through a married couple. This is especially relevant for established business owners thinking about long term transfer planning. 4. Why WealthBuilders Sometimes Asks, “Have You Thought About Getting Married?” In Family Wealth Fortress reviews, relationship status matters because it affects tax planning and transfer options. Kevin jokes that suggesting marriage for tax reasons may not sound romantic, but it can be a practical decision. The wider point is that family structure has a major impact on what can be protected for the next generation. 5. Smaller Tax Benefits Still Add Up Christian raises the Marriage Allowance, where unused personal allowance can be transferred in some cases. Kevin notes this is modest, but still worth using if eligible. He also highlights Capital Gains Tax benefits, since assets can be transferred between spouses without an immediate CGT charge. 6. Marriage and Business Planning Kevin shares that spouses can sometimes be employed in a business or made shareholders, depending on what is appropriate. This can support more efficient profit sharing and tax planning within the family. He also shares a funny story from his early mortgage broking days about briefly employing his wife. 7. Borrowing Power and Pension Benefits Marriage can support mortgage affordability where couples combine income and borrowing strength. Kevin also highlights a more overlooked issue: final salary pensions often include spouse benefits that may not apply in the same way without marriage. He shares a sad family example where a pension died with the member because there was no spouse to receive it. 8. The Main Downside: Divorce Risk Kevin is clear that marriage can also be a “wealth divider” if relationships break down. Divorce can be one of the biggest destroyers of wealth, which is why alignment, communication, and planning matter. This is where Wealth Dynamics and joined up conversations can help couples row in the same direction. 9. A Farewell to Christian and What Comes Next Kevin reflects on seven years of WealthTalk and thanks Christian for his contribution. Christian shares his gratitude to listeners and to Kevin for the wisdom he has gained over the years. They introduce Tracy Hilliard and Bimbi Fernando as upcoming guest hosts who will help continue the podcast.   Actionable Takeaways If you are married or in a civil partnership, review whether you are fully using the inheritance tax benefits available to couples. Check whether Marriage Allowance or spouse to spouse Capital Gains Tax transfers could help your situation. If you have a final salary pension, make sure your beneficiary nominations are up to date. If your relationship status has changed through marriage, divorce, or bereavement, review your will, pension nominations, and wider plan. Don't ignore inheritance tax if your estate may be over £1 million, planning early matters. Use marriage as a prompt for better financial conversations, not just shared spending. Resources & Next Steps: WealthBuilders Membership: Free access to guides, webinars, and community The Family WealthFortress: Protect what you've built. Reduce inheritance tax. Plan an amazing legacy. Inheritance Tax Calculator: Use the inheritance tax calculator if you think your estate may be over £1 million Download our FREE Pensions and Inheritance Tax Guide Connect with Us: Listen on Spotify, Apple Podcasts, YouTube, and all major platforms. Next Steps On Your WealthBuilding Journey:   Join the WealthBuilders Facebook Community Schedule a 1:1 call with one of our team Become a member of WealthBuilders If you have been enjoying listening to WealthTalk - Please Leave Us A Review!

Gold coins, inheritance stories, and hard-earned lessons collide in this wide‑ranging retirement conversation. This episode with Damon Roberts breaks down how gold fits—or doesn’t—into a modern portfolio, explores the coming wealth transfer between generations, and highlights how taxes quietly shape long‑term outcomes. From legacy planning to enjoying money while you’re still here, the discussion centers on aligning financial decisions with real-life priorities rather than fear-driven headlines. For more information or to schedule a consultation, call 480-680-6868 or visit www.successinthenewretirement.com! Follow us on social media: Facebook | LinkedInSee omnystudio.com/listener for privacy information.

Confetti moments—from professional milestones to 90th birthdays—frame a deeper discussion about independence and retirement planning. This episode with Jackie Campbell explores how solo adults navigate financial decisions, why coordination matters, and how viewing life as “one financial story” helps simplify complex choices. It’s a blend of celebration, reflection, and practical insight. For more information or to schedule a consultation call 352-251-1015 or visit www.mycampbellandco.com! Follow us on social media: Facebook | YouTube | X | InstagramSee omnystudio.com/listener for privacy information.

Legacy planning is about more than documents—it’s about avoiding unintended consequences. Art McPherson discusses estate planning oversights, unfunded trusts, and the emotional strain families face when plans aren’t complete. The episode reframes legacy as a process that blends clarity, coordination, and intention. For more information visit www.artofmoney.com! Follow us on social media: YouTube | Instagram | Facebook | LinkedInSee omnystudio.com/listener for privacy information.

A will alone may not protect the people you care about most. In this episode, Charleston’s Retirement Coach Brandon Bowen is joined by estate planning attorney Tripp Wiles to unpack how legacy planning really works—and where families often get tripped up. The conversation explores trusts, funding mistakes, blended‑family complications, and why estate planning is more than paperwork. Using real‑world examples, they explain how coordinating financial planning and legal strategy can help reduce conflict, confusion, and unintended outcomes for spouses, children, and grandchildren. Like what you hear? Get a second opinion today: bowenwealth.com Follow us on social media: YouTube | Facebook | LinkedInSee omnystudio.com/listener for privacy information.

Resources and Next Steps: Learn more about Intentional Ownership → https://intentionalownership.com

Key Topics Covered: 1. Why Pooling Is a Missing Mindset in Financial Planning Most financial advice is built around the nuclear family unit, not the wider family tree. Families often manage money in isolated silos, which benefits institutions more than the family. Pooling is framed as efficiency and joined up planning, not “taking someone's money”. 2. Pooling Cash: Better Rates, Lower Risk, and Less Bank Dependence Technology platforms can provide access to better savings rates and multiple banking options. Spreading cash across institutions reduces the risk of a single point of banking failure. Many people stay with the same bank for decades and miss better returns and protections. 3. Pooling Investments: Aggregating Platforms to Cut Fees Stock market investing is now largely platform based, and platform fees are often percentage based. By aggregating family pots, it may be possible to reduce platform fees across the whole family. The compound impact of fee savings over time can be enormous, especially as portfolios grow. 4. What a SSAS Is and Why It's Different SSAS is described as a pension that operates more like a business: entrepreneurial and flexible. It can invest in many asset types beyond the stock market, including commercial property and more. It is multi person and multi generational, allowing family members to pool pension pots. 5. SSAS Pooling Benefits: Activity Based Fees and Tax Deductible Costs SSAS fees are based more on activity than value, unlike many platforms that charge by percentage. SSAS running costs can be tax deductible expenses for the business paying them. This can mean a larger SSAS can cost less to run than a smaller conventional pension. 6. Who Can Join a SSAS and How Big It Can Be A SSAS can include up to 11 members in total (you plus 10 others). Members must be genuinely connected, commonly spouses, adult children, or wider family. More families are now exploring bringing children into pension structures earlier. 7. Inheritance Tax Planning Inside SSAS: Earmarking Earmarking allows families to assign higher growth assets to children and lower growth assets to parents. This can accelerate children's pension growth while slowing the parents' pension growth. A smaller parent pot can reduce the inheritance tax exposure when pensions are included from 2027. 8. Inheritance Tax Planning Inside SSAS: Loanback SSAS loanback allows business owners to borrow from their own pension into their company. Loans can be up to 50 percent of the SSAS value and must be secured under the rules. The interest rate can be far lower than commercial borrowing, potentially saving tens of thousands in fees. If the company is structured with next generation shareholders, profits can accumulate outside the parents' IHT problem. 9. Pooling Wisdom and Documents: Preparing the Next Generation Families should involve adult children sooner so they understand what exists and why it matters. A digital vault can pool documents, passwords, and key financial information securely in one place. Physical originals (like wills) should also be stored in a fireproof, waterproof container. Pooling memories and family stories can be part of the vault too, strengthening legacy beyond money. Actionable Takeaways Review where your family is paying percentage based platform fees and explore whether aggregation could reduce them. Audit cash holdings and consider spreading across institutions to improve rates and reduce risk. If you are a business owner with pensions, explore whether a SSAS could reduce costs and increase flexibility. Learn the SSAS tools that matter for 2027 planning: earmarking and loanback. Bring adult children into the conversation early so wealth transfer includes competence, not confusion. Create an ICE file and a digital vault so your family knows where everything is in an emergency. Resources & Next Steps WealthBuilders Membership: wealthbuilders.co.uk/membership Family Wealth Fortress: wealthbuilders.co.uk/fortress Download our FREE Pensions and Inheritance Tax Guide WealthBuilders Membership: Free access to guides, webinars, and community Connect with Us: Listen on Spotify, Apple Podcasts, YouTube, and all major platforms. Next Steps On Your WealthBuilding Journey:   Join the WealthBuilders Facebook Community Schedule a 1:1 call with one of our team Become a member of WealthBuilders If you have been enjoying listening to WealthTalk - Please Leave Us A Review!

Estate planning isn’t just about passing assets—it’s about preventing confusion and conflict. In this episode, Brandon Bowen is joined by estate planning attorney Tripp Wiles to break down how estate and legacy planning fit into a complete retirement strategy. The conversation covers wills versus trusts, probate, beneficiary designations, incapacity planning, and common misconceptions that leave families vulnerable. With a focus on clarity and coordination, this discussion highlights why estate planning matters for families of all sizes and why it’s a critical step many retirement plans overlook. Like what you hear? Get a second opinion today: bowenwealth.com Follow us on social media: YouTube | Facebook | LinkedInSee omnystudio.com/listener for privacy information.

Legacy Insights is a new podcast series by Providend that explores what it truly takes to plan a meaningful and lasting legacy, beyond just writing a will, or engaging with a corporate trustee.This series explores the critical collaboration between wealth advisers and legal professionals in safeguarding your family's future. Joined by lawyers Cynthia Tang of Tang Thomas and Soo Chye from OAKS Legal, each episode shares real-life stories showing how thoughtful planning can protect your family and make a meaningful difference, offering practical insights for your own legacy journey.In this episode, Cynthia and Yong Cheng discuss the three often-overlooked risks that can quietly derail legacy plans, such as divorce and bankruptcy, and whether the next generation is truly ready to steward the wealth they will receive. We examine what can happen when inheritance becomes part of matrimonial assets and why financial readiness cannot be solved by legal documents alone.They also discuss another hidden gap many families miss, the role of the executor and whether loved ones are equipped for such responsibility. From considering professional executors to the importance of open family communication, this episode shows why legacy planning is about people and preparation, and not just paperwork.In managing over S$1.7 billion of our clients' hard-earned assets, Providend believes legacy planning goes beyond wealth plans or legal documents. It starts with clarity over your non-negotiable ikigai goals, assets, family circumstances, and long-term intentions. If you have ever wondered what could go wrong after your wealth is passed on, this is a thoughtful place to begin.Music courtesy of ItsWatR.The host of this episode, Loh Yong Cheng, is the Deputy Head of Advisory at Providend, the first fee-only wealth advisory firm in Southeast Asia and a leading wealth advisory firm in Asia.The full list of Providend's Money Wisdom podcast episodes from Season 4 can be found here.Did you know that our Providend's Money Wisdom podcast is now available in video format on YouTube? Follow us on our YouTube channel for new episode on Thursday at 8pm.Mentioned in this episode:Subscribe to Our Newsletter Today!If you're interested in getting more of our thought leadership contents, click this link to subscribe to our newsletter today: https://providend.com/#newsletter-subscribe

A “Henssler Money Talks” listener wants to create a trust to leave a legacy to his college fraternity but wonders how to structure annual 10% distributions without trustee fees eating up the gift. We explore the trade-offs between giving vehicles and why the fraternity's tax status could significantly shape the strategy.Original Air Date: February 28, 2026Read the Article: https://www.henssler.com/good-intentions-arent-enough-how-to-structure-a-charitable-legacy 

Key Topics Covered: 1. Design as Custodianship, Not Decoration Julian explains that design is about how a property works, not just how it looks in photos. He links design to long term wealth planning: like pensions, it's too important to leave entirely in someone else's hands. The goal is performance over years: easy lettings, happy tenants, fewer repairs, and a product that holds value. 2. The Big Mindset Shift: Property Is a Business and a Product Julian challenges the word “investment” and suggests landlords are really buying a business. Each property is a living, breathing product that gets used, abused, and needs managing. If you don't treat it like a business, it can quietly become a liability over five to ten years. 3. How Properties Become Liabilities Over Time Poor design and poor maintenance create a snowball effect: worse condition attracts worse tenants, which accelerates deterioration. Julian shares examples of developments becoming hard to sell or even “unmortgageable” due to maintenance and management issues. Legacy matters: many children don't want property, so dumping a problematic asset onto them creates stress, not wealth. 4. Why You Can't Abdicate Design to Architects and Builders Plans can pass planning and building regs but still be awful to live in. Common issues include impractical layouts, no storage, poor kitchen design, and bathrooms that don't function properly. Julian introduces the “good, fast, cheap” triangle: you can pick two, but not all three, and landlords pay the price later if they chase cheap and fast. 5. Practical Design Thinking for HMOs and High Use Properties In HMOs, the room is the tenant's home, so it must support multiple functions, not just sleep. Flow matters: kitchens, waste, smells, and shared spaces can make or break tenant experience and long term value. Lighting and electrics are often done to a builder's default spec, but that can create uncomfortable living and higher churn. 6. Serviced Accommodation Is an Experience Business Short stay guests want something boutique and memorable, not copy and paste. Julian recommends living in your serviced accommodation for a week to spot friction points: heating controls, WiFi, TV, keys, lighting, and usability. Service quality affects reviews, and reviews affect profitability. He references research suggesting superhost status can significantly lift margins. 7. The Commercial Upside: Small Design Changes, Big Profit and Value Gains Julian shares an example where improving presentation helped increase rent by £150 per month, which translated into a major profit uplift. He highlights how many landlords don't know their true profit margin, and confuse turnover with profit. Improving existing assets often delivers faster ROI than buying new ones, especially if older stock is dragging performance down. 8. How Julian Helps Investors: Training and Hands On Support Julian trains investors to become “design aware” and “design led” without needing to be designers. He offers remote consults (including Zoom based reviews), layout planning, electrical plans, materials specs, and project support via WhatsApp. His core message: be involved, be informed, and take control of the decisions that shape income and maintenance. Actionable Takeaways Treat each property like a business product, not a passive investment. Design for performance: durability, usability, flow, and maintenance, not just photos. Don't assume architects and builders will design a home that works, review layouts with real living in mind. Audit your existing portfolio before buying more, older assets may be dragging your returns down. Know your numbers: profit margin, not just rent, and understand how small rent uplifts can multiply profit. For serviced accommodation, test the experience yourself and tighten service, reviews drive revenue. Adopt the custodian mindset: build assets your children would actually want to inherit. Resources & Next Steps Icon Living UK: The creation of living spaces that people love and enjoy Julian Maurice: julian@iconliving.co.uk Download our FREE Pensions and Inheritance Tax Guide WealthBuilders Membership: Free access to guides, webinars, and community Connect with Us: Listen on Spotify, Apple Podcasts, YouTube, and all major platforms. Next Steps On Your WealthBuilding Journey:   Join the WealthBuilders Facebook Community Schedule a 1:1 call with one of our team Become a member of WealthBuilders If you have been enjoying listening to WealthTalk - Please Leave Us A Review!

In this episode of The M&A Guy podcast, host Brian Franco engages with Leyla Briggs from Private Wealth Law Group to discuss the importance of legacy planning and estate management for business owners. They explore the complexities of mergers and acquisitions, the necessity of having legal documents in order, and the emotional aspects of business succession. Leyla emphasizes the need for proactive planning and the benefits of engaging legal services early in the business lifecycle. The conversation highlights the significance of being prepared for unexpected opportunities and the importance of aligning family dynamics with business goals.

Send a textWhat does it take to build a business that survives for generations—through wars, wealth cycles, and wild family dynamics?In this rare behind-the-scenes episode, a seasoned founder, investor, and family office insider shares lessons from DuPont, Wawa, and other multigenerational enterprises. You'll hear real-world insights on succession planning, family engagement, locking in ownership, and why cash is not always king when it comes to legacy.If you're building a business you hope your children's children will still care about—or just want to avoid the costly mistakes that fracture family wealth—this conversation will equip and inspire you.https://familyoffices.com/

Do I want a family office?Learn what successful families do to simplify their financial lives. You can create a virtual family office, a multi-family office or your own private family office. Learn about the benefits, including having experts in tax, legal, investment, philanthropy, governance, insurance, trustee work, and therapists too. Learn about some of the key reasons families create family office, namely asset protection and confidentiality.As always, it is good to have an expert on your side.  Expert Network team provides free consultations. Just mention that you listened to the podcast. Nathan Merrill, attorneyWorking with affluent families and entrepreneurs in implementing tax-efficient strategies and wealth preservationGoodspeed, Merrill(720) 473-7644nmerrill@goodspeedmerrill.comTaylor Smith, attorneyHelping affluent families build their legacy through complex estate planningGoodspeed Merrill(720) 512-2008tsmith@goodspeedmerrill.comwww.goodspeedmerrill.com Jeff Krommendyk, Insurance ExpertWorking with business owners and successful families in transferring riskOne Digital Insurance Agency(303) 730-2327jeff.krommendyk@onedigital.comKarl FrankFinancial planner helping a small number of successful families grow and protect their wealth and choose how they want to be taxedCERTIFIED FINANCIAL PLANNER™A&I Wealth Management(303) 690.5070karl@assetsandincome.comWebcasts, Podcasts, Streaming Video, Streaming AudioA&I webcasts, podcasts, streaming video, or streaming audios are provided free of charge solely for use by individuals for personal, noncommercial uses, and may be downloaded for such uses only, provided that the content is not edited or modified in any way and provided that all copyright and other notices are not erased or deleted.All webcasts, podcasts, streaming video, or streaming audios are subject to and protected by U.S. and international copyright laws and may not be sold, edited, modified, used to create new works, redistributed or used for the purpose of promoting, advertising, endorsing or implying a connection with A&I.A&I reserves the right, at any time and for any reason, to stop offering webcasts, podcasts, streaming video, or streaming audios and to stop access to or use of webcasts, podcasts, streaming video, or streaming audio and any content contained therein A&I shall not be liable for any loss or damage suffered as a result of, or connected with, the downloading or use of the webcasts, podcasts, streaming video, or streaming audios.A&I Wealth Management is a registered investment adviser that only conducts business in jurisdictions where it is properly registered, or is excluded or exempted from registration requirements. Registration as an investment adviser is not an endorsement of the firm by securities regulators and does not mean the adviser has achieved a specific level of skill or ability. The firm is not engaged in the practice of law or accounting.The information presented is believed to be current. It should not be viewed as personalized investment advice. All expressions of opinion reflect the judgment of the presenter on the date of the podcast and are subject to change. The information presented is not an offer to buy or sell, or a solicitation of any offer to buy or sell, any of the securities discussed. You should consult with a professional adviser before implementing any of the strategies discussed. Any legal or tax information provided in this podcast is general in nature. Always consult an attorney or tax professional regarding your specific legal or tax situation.

Welcome back to The Cashflow Project! In this episode, Marc Adams—strategy mentor, business exit planner, bestselling author, and cancer survivor—shares how a stage four diagnosis during the pandemic reshaped his mission from building companies to helping founders maximize business value and keep more wealth when they exit. Marc dives into strategies that help owner-led businesses increase valuation without additional spending, navigate the tax complexities of selling a company, and build a legacy that goes beyond profit. Drawing from his experience in real estate and his “Double and Keep It Blueprint,” he offers practical insights on creating impact while preparing for a successful exit. Whether you're scaling a business, planning a future sale, or looking for inspiration to take decisive action, this episode delivers powerful lessons on purpose, resilience, and building wealth with intention. [00:00] "Entrepreneurial Journey and Lessons" [03:35] "Private Equity Reflections and Cancer" [09:06] "Good News, Bad News at Hospital" [12:19] "Double Business Value Blueprint" [14:40] From Cancer to Business Success [18:24] "Navigating Business Growth Challenges" [19:41] "Global AI-Powered Business Solutions" [22:59] "Living with Purpose and Impact" [26:16] "Rethinking Education: Online Learning" [29:19] "Reflections on Redemption and Purpose" [32:37] Business Continuity and Legacy Planning [38:31] Start, Adjust, and Progress [40:46] "Comfort Breeds Apathy" [44:52] "Inspiring Journey with Mark Adams" [46:13] "Subscribe, Share, Take Action" Connect with Marc Adams! Website Website 2 LinkedIn Connect with The Cashflow Project! Website LinkedIn YouTube Facebook Instagram

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2880: Doug Spencer offers a clear, practical guide for parents on how to ensure their children are protected both emotionally and financially in the event of their passing. From choosing the right guardian to structuring a testamentary trust, he breaks down the key decisions every parent must make to avoid letting the state determine their children's future. Read along with the original article(s) here: https://www.financialfinesse.com/2019/01/14/what-every-parent-needs-to-know-about-creating-a-will/ Quotes to ponder: "You have to make a will! Your will is your directions to the probate court, telling them who gets to care for your kids, who gets to handle the money for them, how that money can be used and when your kids can get it." "You are using your will to create a trust that only goes into effect when you die. It determines who manages the money, what it can be used for and when your kids actually get the money." "You can choose a person or a corporation, e.g. a bank or trust company, to be in charge of the trust (aka the trustee)." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2880: Doug Spencer offers a clear, practical guide for parents on how to ensure their children are protected both emotionally and financially in the event of their passing. From choosing the right guardian to structuring a testamentary trust, he breaks down the key decisions every parent must make to avoid letting the state determine their children's future. Read along with the original article(s) here: https://www.financialfinesse.com/2019/01/14/what-every-parent-needs-to-know-about-creating-a-will/ Quotes to ponder: "You have to make a will! Your will is your directions to the probate court, telling them who gets to care for your kids, who gets to handle the money for them, how that money can be used and when your kids can get it." "You are using your will to create a trust that only goes into effect when you die. It determines who manages the money, what it can be used for and when your kids actually get the money." "You can choose a person or a corporation, e.g. a bank or trust company, to be in charge of the trust (aka the trustee)."

Most people think the hardest part of legacy planning is legal documents, estate taxes, or complex strategies. In reality, the most difficult part is much simpler—and more uncomfortable: starting the conversation. Richard Rosso and Jonathan McCarty discuss why these conversations are so difficult, why avoiding them creates greater risk for families...and offer a starting point solution. 0:00 INTRO 0:19 - Punxsutawny Ted Cruz & Texas Winters 1:47 - The Hardest Part About Legacy Planning 3:20 - When You Have Kids... 5:57 - The Basics of Health Directives 7:25 - The Five Wishes process 10:25 - Wish-1 - Who Makes Healthcare Decisions for You? 14:29 - Wish-2 - What Kind of Care? 17:10 - Organ Donation & EOL Planning 20:45 - Wish-3 - How Comfortable to You Want to Be? 21:28 - Wish-4 - How Do You Want People to Treat You? 23:15 - Wish-5 - What I Want Loved-ones to Know 25:43 - A Wealth of Knowledge at AgingWithDignity.org 29:03 - How to Have The Conversation 33:57 - Do Trust or Not to Trust? 36:16 - YouTube Chatroom Comments Hosted by RIA Advisors Director of Financial Planning, Richard Rosso, CFP, w Senior Investment Advisor, Jonathan McCarty, CFP Produced by Brent Clanton, Executive Producer ------- Watch Today's Full Video on our YouTube Channel: https://www.youtube.com/watch?v=D4roSFzE3Ww&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 ------- Watch our previous show, "It's Q&A Day — and (almost) anything goes" here: https://www.youtube.com/live/jFDHVzdwNdo -------- The latest installment of our new feature, Before the Bell, "Markets Stall at Resistance - Volatility Ahead?" is here: https://www.youtube.com/watch?v=8EviI_k5gb8&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Get more info & commentary: https://realinvestm entadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #LegacyPlanning #EstatePlanning #FamilyConversations #FinancialEducation #LifePlanning #FiveWishes

Most people think the hardest part of legacy planning is legal documents, estate taxes, or complex strategies. In reality, the most difficult part is much simpler—and more uncomfortable: starting the conversation. Richard Rosso and Jonathan McCarty discuss why these conversations are so difficult, why avoiding them creates greater risk for families...and offer a starting point solution. 0:00 INTRO 0:19 - Punxsutawny Ted Cruz & Texas Winters 1:47 - The Hardest Part About Legacy Planning 3:20 - When You Have Kids... 5:57 - The Basics of Health Directives 7:25 - The Five Wishes process 10:25 - Wish-1 - Who Makes Healthcare Decisions for You? 14:29 - Wish-2 - What Kind of Care? 17:10 - Organ Donation & EOL Planning 20:45 - Wish-3 - How Comfortable to You Want to Be? 21:28 - Wish-4 - How Do You Want People to Treat You? 23:15 - Wish-5 - What I Want Loved-ones to Know 25:43 - A Wealth of Knowledge at AgingWithDignity.org 29:03 - How to Have The Conversation 33:57 - Do Trust or Not to Trust? 36:16 - YouTube Chatroom Comments Hosted by RIA Advisors Director of Financial Planning, Richard Rosso, CFP, w Senior Investment Advisor, Jonathan McCarty, CFP Produced by Brent Clanton, Executive Producer ------- Watch Today's Full Video on our YouTube Channel: https://www.youtube.com/watch?v=D4roSFzE3Ww&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 ------- Watch our previous show, "It's Q&A Day — and (almost) anything goes" here: https://www.youtube.com/live/jFDHVzdwNdo -------- The latest installment of our new feature, Before the Bell, "Markets Stall at Resistance - Volatility Ahead?" is here: https://www.youtube.com/watch?v=8EviI_k5gb8&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Get more info & commentary: https://realinvestm entadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #LegacyPlanning #EstatePlanning #FamilyConversations #FinancialEducation #LifePlanning #FiveWishes

Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereAre you relying on “just growing the pile” to fund your retirement?Too many Canadian business owners hope their savings will be “enough” without ever truly running the numbers—or questioning the assumptions behind their plan. In this episode, Jon Orr and Kyle Pearce break down a real case study of a listener preparing to retire at 55. They uncover the common blind spots around equity-heavy portfolios, the behavioral traps that derail even the smartest strategies, and why knowing your number isn't the same as building a system that gets you there. Whether you're 5 or 15 years out from retirement, this deep dive is full of insights to tighten your approach.You'll discover:Why a clear monthly cash flow target is more useful than a vague retirement “pile.”The risks of a 100% equity portfolio during the decumulation phase—and how to mitigate them.How to align your investment strategy with your behavior, so your plan doesn't fall apart when the market does.Press play now to find out where this listener nailed their strategy—and where small shifts could mean a more confident, flexible retirement.Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyle…taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large suReady to connect? Text us your comment including your phone number for a response!If you listen to podcasts like The Rational Reminder with Ben Felix & Cameron Passmore, The Canadian Investor, The Canadian Real Estate Investor, Build Wealth Canada with Kornel Szrejber, ChooseFI with Jonathan Mendonsa & Brad Barrett, Afford Anything with Paula Pant, The Ramsey Show with Dave Ramsey, BiggerPockets Money, The Money Guy Show with Brian Preston & Bo Hanson, Invest Like the Best with Patrick O'Shaughnessy, Masters in Business with Barry Ritholtz, The Wealthy Barber Podcast with David Chilton, Financial Audit with Caleb Hammer, In the Money with Amber Kanwar, The Loonie Hour with Steve Saretsky, or More Money Podcast with Jessica Moorhouse — we're confident you'll enjoy Canadian Wealth Secrets too.Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

You worked hard to build your wealth. The next challenge is making sure it lasts.In this episode of The Capitalist Investor, we discuss legacy planning strategies designed to help families preserve wealth across generations. Topics include Roth conversions, estate taxes, trust structures, family meetings, and how to prepare heirs to responsibly manage inherited assets.This episode is essential listening for retirees and high-net-worth families who want to protect their legacy while still enjoying retirement.