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Your legacy can become a burden if the right documents and instructions are missing. Jackie Campbell explains why estate planning applies to every adult, not only the wealthy, and introduces the "My When File" as a central place for important personal and financial information. She also discusses wills, trusts, powers of attorney, healthcare directives, beneficiaries, asset titling, retirement distributions, sequence-of-returns risk, and tax planning. The episode connects today’s financial organization with the decisions loved ones may face later. For more information or to schedule a consultation call 352-251-1015 or visit www.mycampbellandco.com! Follow us on social media: Facebook | YouTube | X | InstagramSee omnystudio.com/listener for privacy information.
What happens when a family crisis exposes gaps in an estate plan? On this episode, Brandon Bowen shares a real-life client story that highlights the importance of having a trust, clear estate documents, and a coordinated retirement strategy. As health challenges, long-term care expenses, and family disagreements emerge, Brandon explains how proper planning can help provide direction during difficult situations. He also discusses the role of financial advisors, trusts, beneficiary designations, and retirement planning in protecting assets and helping families navigate major life transitions. Like what you hear? Get a second opinion today: bowenwealth.com Follow us on social media: YouTube | Facebook | LinkedInSee omnystudio.com/listener for privacy information.
The 4% rule sounds simple until taxes, Medicare, and real-life goals enter the equation. JoePat Roop and Taylor Lee explore how retirement withdrawals interact with Social Security, Roth conversions, required minimum distributions, annuities, and legacy planning. They explain why a portfolio alone is not a complete financial plan and show how one income decision can affect several areas at once. The episode emphasizes coordinating investments, taxes, healthcare, risk, and estate considerations around the household’s broader retirement objectives. For more information or to schedule a consultation call 704-946-7000 or visit BelmontUSA.com! Follow us on social media: YouTube | Instagram | Facebook | LinkedInSee omnystudio.com/listener for privacy information.
Think taking Social Security early is always the smartest move? Think again. In this episode, Mike Canet breaks down why Social Security claiming strategies are far more personal than most people realize. From life expectancy and income needs to legacy goals, taxes, Roth conversions, and pension decisions, Mike explains why there is no one-size-fits-all answer. Using real-world examples, he shows how the right claiming strategy depends on how every piece of a retirement plan fits together. If you're weighing when to claim Social Security, this conversation highlights the factors that deserve a closer look. Want to begin building your retirement and tax plan? Click Here to Schedule a 15-minute Discovery Call Follow us for more helpful insights:
In this episode, Kevin Brucher discusses the changes to IRA inheritance rules, the importance of flexible retirement planning, and strategies to optimize tax efficiency in retirement. He also shares insights on government policies, scams targeting seniors, and tips for choosing the right state for retirement. 480-406-3396 Silver Leaf FinancialSee omnystudio.com/listener for privacy information.
The following article of the Tech industry is: “Mexico's Deathtech: Día de Muertos Inspires Legacy Planning” by Miguel Farrell, CEO, Past Post. (AA1520)
What happens to everything you've built if you fail to plan for the future? On this episode of "Your Retirement Highway," Kyle Jones, Matt Allgeyer, and special guest Danny Michaud take you on a lively road trip through the world of legacy planning—and trust us, this ride comes with a few sharp turns, some unexpected laughs, and a couple of dad jokes you won't soon forget. Will you get the inside scoop on the core documents every family needs, or will you be part of the 62% of Gen Xers flying without a plan?Tune in to hear why legacy planning isn't just for the wealthy (or the stuffy), how your family could end up “building on sand,” and what makes financial planning more apprenticeship than textbook. Plus, find out which team one of the hosts secretly cheers for, why nobody wants to be runner-up to the runner-up, and the rookie mistakes you'll want to avoid. Buckle in—this is one episode you and your retirement can't afford to miss!Join Matthew Allgeyer and Kyle Jones as they dive into the crucial issues shaping your retirement. In this episode of Your Retirement Highway, our hosts discuss a key retirement topic, sharing expert advice, actionable strategies, and experiences that matter. From taxes and Social Security to long-term care and market volatility, they cover what you need to know to chart your retirement course with clarity and confidence.
What if the biggest retirement risk isn’t the market—but how you think about it? Jackie Campbell explores the difference between investing and retiring, why concentration in popular tech stocks can create hidden risks, and how confidence, income, taxes, and legacy planning all fit into a successful retirement strategy. For more information or to schedule a consultation call 352-251-1015 or visit www.mycampbellandco.com! Follow us on social media: Facebook | YouTube | X | InstagramSee omnystudio.com/listener for privacy information.
Legacy Insights is a new podcast series by Providend that explores what it truly takes to plan a meaningful and lasting legacy, beyond just writing a will, or engaging with a corporate trustee.In this episode, Vincent, our Executive Director & Team Lead of Advisory Team, joins Yong Cheng, our Deputy Head of Advisory Team, for a deeply personal conversation about his own legacy planning journey. He shares the difficult yet necessary conversations he has had with his children about caring for their elder brother with special needs, the hopes he has for his family, and the unspoken concerns every parent carries about the future where they are no longer around.Music courtesy of ItsWatR.The host of this episode, Loh Yong Cheng, is the Deputy Head of Advisory at Providend, the first fee-only wealth advisory firm in Southeast Asia and a leading wealth advisory firm in Asia.Did you know that our Providend's Money Wisdom podcast is now available in video format on YouTube? Follow us on our YouTube channel for new episode on Thursday at 8pm.Mentioned in this episode:Subscribe to Our Newsletter Today!If you're interested in getting more of our thought leadership contents, click this link to subscribe to our newsletter today: https://providend.com/#newsletter-subscribe
Legacy, leadership, aging parents, and compassion. Dave explores how today's choices shape tomorrow's memories and the life people will remember.
A new savings opportunity for children raises an old financial question: what’s the plan? Jackie Campbell discusses Trump accounts, early investing habits, 529 comparisons, and the responsibility that comes when young adults gain control of money. She also explores why many Americans lack a written retirement plan, how Campbell and Company’s 360-degree roadmap looks at taxes, income, legacy, health care, and market risk, plus a reminder from country music star Gary LeVox about spending with intention. For more information or to schedule a consultation call 352-251-1015 or visit www.mycampbellandco.com! Follow us on social media: Facebook | YouTube | X | InstagramSee omnystudio.com/listener for privacy information.
Did you know about this live webinar? Attend the next one and get your questions answered! To peak inside the community that is actually practicing Infinite Banking in their personal lives by heading over to -- https://www.skool.com/ibc-community-7282To deepen your understanding of The Infinite Banking Concept, head on over to https://thewealthwarehousepodcast.com/Chapters00:00 Introduction and Purpose of the Webinar01:19 Welcoming Participants and Setting the Stage03:21 Discussion on Retirement and Distribution Phase09:07 Guest comment reading10:30 Real-Life Examples of Infinite Banking in Practice with Coach Christina13:06 Going into business question/example14:41 Book keeper/accountant's strategy17:15 The Simplicity of Dividend Paying Whole Life Insurance18:30 Basic Math Example21:02 Balancing Traditional Retirement Accounts and IBC23:57 Sequence of Returns and Market Volatility28:38 Market Downturns and Retirement Safety Nets33:26 Legacy Planning and Family Wealth Transfer35:18 Senior Estate Planning and Asset Protection39:27 Structuring Wealth and Asset Protection Strategies42:41 The IBC Community44:16 Closing Remarks and Next StepsIn this episode, David and Paul explore the strategic use of infinite banking, retirement planning, and managing market risks. They discuss real-life examples, the importance of controlling your financial environment, and how to build a resilient wealth plan that lasts through market downturns.At Wealth Warehouse, we challenge you to transform your financial future through the principles of the most profitable business in the world: banking.We believe everybody should be involved in two businesses: the business that you're in, and the banking business. Everyday people can replicate what bankers have been doing for centuries to leverage capital and build wealth through private lending.Join us as we uncover the truths about money, expose lies and myths, and flip conventional financial advice on its head.DISCLAIMER: *This video is for entertainment purposes only and is not financial or legal advice. Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.
1. Why Retirement Planning Is More Complex Than Ever Why retirement is no longer simply about accessing your pension. How today's retirees must balance income needs, tax efficiency and long-term financial security. 2. Annuities vs Drawdown – Understanding Your Options What annuities are and why they're becoming attractive again. How combining guaranteed income with flexible drawdown can create a more resilient retirement strategy. Why today's annuity options offer greater flexibility than many people realise. 3. Building a Sustainable Retirement Income Why creating reliable income throughout retirement requires careful planning. How cash flow modelling helps prepare for inflation, market downturns and changing income needs. Why having different "buckets" of money can reduce investment risk during retirement. 4. The 2027 Pension Inheritance Tax Changes What the upcoming inheritance tax changes could mean for pension holders. Why pensions are no longer simply a retirement planning tool—they're becoming an inheritance tax planning consideration. How planning early can help minimise unnecessary tax liabilities. 5. Reducing Inheritance Tax Efficiently How trusts can help transfer wealth more tax efficiently. Why gifting strategies remain an important part of estate planning. How turning pension capital into guaranteed income can remove assets from your taxable estate. 6. Protecting Your Family and Your Legacy Why inheritance tax planning is about more than reducing tax. How life assurance can provide liquidity so loved ones aren't forced to sell assets. The difference between whole-of-life cover and long-term life insurance strategies. 7. Financial Planning for Business Owners How Relevant Life Policies allow business owners to provide life cover tax efficiently. Why many business owners overlook valuable tax-saving opportunities. How structuring protection correctly can reduce both personal and business tax costs. Actionable Takeaways Review your retirement plan to ensure it balances flexibility with guaranteed income. Understand how the April 2027 inheritance tax changes may affect your pension. Consider whether your retirement income strategy is tax efficient. Review your estate plan and explore whether trusts or gifting could reduce future inheritance tax. If you're a business owner, check whether you're making the most of Relevant Life Policies. Work with an independent financial adviser to understand all of your retirement and inheritance planning options before making irreversible decisions. Remember that successful retirement planning isn't just about building wealth—it's about protecting it for yourself and future generations. Resources: WealthBuilders Membership – Free access to guides, webinars and community Download our FREE Pensions & Inheritance Tax Guide Connect with Andrew Cooper (Kingswood Law IFA) on LinkedIn Connect with Us: Listen on Spotify, Apple Podcasts, YouTube, and all major platforms. Next Steps On Your WealthBuilding Journey: Join the WealthBuilders Facebook Community Schedule a 1:1 call with one of our team Become a member of WealthBuilders If you have been enjoying listening to WealthTalk - Please Leave Us A Review!
Could the biggest blind spot in your retirement plan be the one you can’t see yourself? Jackie Campbell explores financial lessons from Carrie Underwood, Brad Paisley, and Keith Urban while discussing DIY investing, spending confidence, family legacy, and why retirement should be about more than just accumulating money. For more information or to schedule a consultation call 352-251-1015 or visit www.mycampbellandco.com! Follow us on social media: Facebook | YouTube | X | InstagramSee omnystudio.com/listener for privacy information.
A new retirement account is making headlines, but does it belong in your family’s financial plan? JoePat Roop discusses the new Trump Accounts, Social Security timing strategies, Roth conversions, and why a written retirement plan can help turn savings into lasting income and legacy opportunities. For more information or to schedule a consultation call 704-946-7000 or visit BelmontUSA.com! Follow us on social media: YouTube | Instagram | Facebook | LinkedInSee omnystudio.com/listener for privacy information.
Send us Fan MailWhat is the most valuable advice centimillionaires would share after decades of building wealth? In this closing segment, successful investors discuss the lessons that matter most: health, family, long-term thinking, legacy, and preparing the next generation.Hear why many wealthy families prioritize education early, stewardship over consumption, and creating structures that preserve both values and capital across generations.This episode is ideal for entrepreneurs, investors, and anyone focused on building lasting wealth with purpose.Recorded live at the Family Office Club Investor Summit featuring family office executives, private investors, and wealth creators. Learn more at FamilyOffices.com https://familyoffices.com/
Are you writing checks to Uncle Sam in retirement and wondering why the tax bill hasn't stopped? In this episode of Retirement Coffee Talk, Charisse Rivers of Zinnia Wealth breaks down the shocking reality of retirement taxes, from escalating RMDs to the steep financial impacts of the "widow's penalty." Discover why traditional, cookie-cutter advice fails and how building a proactive, all-weather portfolio can protect your savings from market meltdowns. Learn how strategic tax planning and custom income bucket strategies can unlock more wealth during your prime "go-go" years. Like this episode? Hit that Follow button and never miss an episode!
Dan Engel, Managing Director of JAG Legacy and Insurance Solutions, shares how his personal journey with both stage four melanoma and stage four prostate cancer has led him to bring urgency, perspective and heart to financial planning, trusts, and life insurance. Dan chats about legacy, philanthropy, and the Miracle League of San Diego's impact, offering actionable insights for San Diego executives focused on purpose-driven wealth and estate strategies. Listen Where You Live!About Spotlight and Cloudcast Media "Spotlight On The Community" is the longest running community podcast in the country, continuously hosted by Drew Schlosberg for 20 years. "Spotlight" is part of Cloudcast Media's line-up of powerful local podcasts, telling the stories, highlighting the people, and celebrating the gravitational power of local. For more information on Cloudcast and its shows and cities served, please visit www.cloudcastmedia.us. Cloudcast Media | the national leader in local podcasting. About Mission Fed Credit Union A community champion for over 60 years, Mission Fed Credit Union with over $6 billion in member assets, is the Sponsor of Spotlight On The Community, helping to curate connectivity, collaboration, and catalytic conversations. For more information on the many services for San Diego residents, be sure to visit them at https://www.missionfed.com/
You might think legacy planning is just for people with big mansions and even bigger bank accounts, but think again. It's really about preparing for life's curveballs and protecting your loved ones, no matter your bank account size.
Five powerful forces could shape your retirement more than any single investment. Jackie Campbell explores retirement income, legacy planning, investment risk, taxes, and inflation while discussing the excitement around SpaceX and the debate over retirement withdrawal rates. Jackie explains why retirement isn’t about following headlines—it’s about building a coordinated plan designed to adapt to changing markets and life events. For more information or to schedule a consultation call 352-251-1015 or visit www.mycampbellandco.com! Follow us on social media: Facebook | YouTube | X | InstagramSee omnystudio.com/listener for privacy information.
310 - From Airline Pilot to $1 Billion Self Storage Empire: Ryan Gibson's Blueprint for Passive Wealth What if the same checklist that keeps a commercial jet from crashing could also keep your real estate deals from blowing up your bank account? That is the mindset Ryan Gibson brought from the cockpit to the boardroom, and it is the difference between investors who build lasting wealth and those who get burned chasing the next shiny deal. In this episode, Ryan, president of Spartan Investment Group and co-host of Passive Income Pilots, breaks down the go or no-go framework he uses to evaluate every deal, the same discipline that keeps an airplane in the sky. He shares the 10/30/30/30 principle for structuring your net worth, explains why self-storage has outperformed every other asset class over the last 40 years at roughly 17 percent annually, and reveals how Spartan grew from a single house flip with his neighbor turned business partner into a billion-dollar portfolio spanning 15 states and over seven million square feet. He also gets into the strategy behind converting old retail boxes, including a former Kmart and Macy's, into thriving storage facilities, plus the surprising real-world hazards that come with owning thousands of storage units. This episode is essential listening for high-income professionals, especially airline pilots, who want true passive income without taking on a second job, as well as any real estate investor looking to diversify into a historically high-performing, recession-resistant asset class. If you have ever wondered how to evaluate a deal with the same clarity a pilot uses before takeoff, or whether self-storage deserves a spot in your portfolio, this conversation will change how you think about both. 5 Powerful Takeaways Learn the "extension clause" negotiating trick for 1031 exchanges that buys you extra time on the 45 and 180-day deadlines so you are never forced into a rushed, overpriced purchase. Discover the go/no go decision framework, borrowed directly from cockpit protocol, for knowing exactly when to walk away from a real estate deal and when you are too committed to turn back. Get the 10/30/30/30 net worth allocation strategy high-income earners use to balance liquidity, market growth, tax-advantaged real estate, and truly passive investments. Understand why self-storage has delivered roughly 17 percent average annual returns over 40 years, outperforming multifamily, data centers, and mobile home parks. Hear how a single house flip with a neighbor turned into a billion-dollar, 15-state self-storage portfolio, and what that growth story reveals about building investor trust early. 00:00 Show Intro 00:59 1031 Exchange Basics 03:22 Meet Ryan Gibson 04:51 1031 Exchange Pro Tip 07:00 From Pilot to Investor 11:32 Finding a Business Partner 13:55 Pilot Mindset for Deals 20:01 Leading Under Pressure 22:20 Passive Income Explained 24:12 10 30 30 30 Portfolio 28:33 1031 Legacy Planning 29:51 Why Self Storage Wins 33:00 Market Consolidation Play 36:14 Conversions and Reuse 37:32 Tax Foreclosure Surprises 40:34 Spartan Growth Plans 41:16 Wild Storage Stories 43:30 Badass Rapid Fire 48:34 Success Definition and Wrap About the Guest Ryan Gibson is a commercial airline pilot turned self-storage entrepreneur and president of Spartan Investment Group, now the 29th largest self-storage operator in the country with more than one billion dollars in capital organized across 15 states and over seven million square feet. He built Spartan alongside business partner and Army veteran Scott Lewis, growing the company from a single neighborhood flip into a major institutional-grade platform. Ryan also co-hosts the podcast Passive Income Pilots, where he teaches airline pilots and other high-income professionals how to build genuine passive income without adding a second job to their schedule. He applies the same disciplined, checklist-driven decision-making from his years in the cockpit to how he vets deals, operators, and markets today. More than 400 airline pilots have invested alongside him in Spartan's self-storage portfolio. Resources & Websites Mentioned https://spartan-investors.com ryan@spartan-investors.com Passive Income Pilots podcast (available on iTunes, Stitcher, and YouTube) Call to Action To learn more about Jen Josey, visit https://www.therealjenjosey.com/ To join REIGN, visit https://www.reignmastermind.com/ Stuff Jen Josey Loves: https://www.reignmastermind.com/resources Buy Jen Josey's Book: From Beginner to Badass: https://a.co/d/bstKlby New episodes drop every Monday Morning at 6am EST. See you next time.
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A FREE Copy of Jeff's Book, Discernment Listen to the full episode here! https://youtu.be/gQ2QBj1VOWw What can every entrepreneur learn from the Rockefeller family? In this episode of the Unemployable Podcast, Jeff Dudan sits down with wealth expert Garrett Gunderson to discuss the timeless financial principles that have helped wealthy families preserve their wealth for generations—and how those same strategies can benefit today's business owners. They discuss trusts, legacy planning, life insurance, good debt versus bad debt, protecting assets, avoiding costly investment mistakes after selling a business, and why focus often beats diversification. Whether you're building your first company or preparing for a successful exit, this conversation will challenge the way you think about wealth creation and wealth preservation.
A FREE Copy of Jeff's Book, Discernment Listen to the full episode here! https://youtu.be/gQ2QBj1VOWw What can every entrepreneur learn from the Rockefeller family? In this episode of the Unemployable Podcast, Jeff Dudan sits down with wealth expert Garrett Gunderson to discuss the timeless financial principles that have helped wealthy families preserve their wealth for generations—and how those same strategies can benefit today's business owners. They discuss trusts, legacy planning, life insurance, good debt versus bad debt, protecting assets, avoiding costly investment mistakes after selling a business, and why focus often beats diversification. Whether you're building your first company or preparing for a successful exit, this conversation will challenge the way you think about wealth creation and wealth preservation.
Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Whitney Knox Lee.
Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Whitney Knox Lee.
Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Whitney Knox Lee.
Catholic Money Mastermind - Financial Planning conversations with Catholic CFP® Practitioners
Today, Ben welcomes Matthew Bearth for a thoughtful conversation on estate planning, legacy, and the deeper purpose behind wealth stewardship. Together, they explore how financial planning extends far beyond simply passing down money, instead centering on how families can communicate values, intentions, and faith across generations. The discussion emphasizes the importance of preparing not only legal and financial documents, but also ethical wills and letters of instruction that help heirs understand the meaning and responsibility attached to inherited wealth. Ben and Matthew also reflect on the temporary nature of material possessions, encouraging listeners to view money through the lens of eternity rather than control or accumulation. As the conversation develops, they unpack charitable giving strategies—particularly donor-advised funds—and how families can use them to create lasting impact, involve children in philanthropic decisions, and steward assets in a tax-efficient way. From business liquidity events and appreciated stock positions to retirement assets and inheritance planning, the episode highlights practical tools that can help families simplify complexity while remaining aligned with their values. Ultimately, Ben and Matthew invite listeners to approach estate planning not as a cold legal exercise, but as an act of love, clarity, and intentional discipleship that blesses both family and community long after they are gone.Key Takeaways:• Estate planning is about more than distributing assets. Financial planning should consider both temporal and eternal priorities.• Ethical wills can communicate values and intentions to heirs.• Nonprofits and ministries depend on ongoing donor support.• Donor-advised funds help families delay charitable decisions while securing deductions. Families can use charitable planning to create multigenerational impact.• Good financial advisors help clients align money with personal values. Financial guidance can include emotional, spiritual, and relational coaching.• Clear plans and communication create peace of mind for both families and beneficiaries.Key Timestamps:(02:00) – No-Plan Consequences(04:13) – Probate Costs and Trusts(08:37) – Defining Legacy Values(12:46) – Stewardship and Readiness(17:32) – Ethical Will and Letters(24:17) – Lifetime Giving Strategy(32:25) – Donor-Advised Funds Basics(40:56) – Wrap-Up and ContactKey Topics Discussed:Catholic Money Mastermind, Catholic financial planning, Catholic financial planners, Catholic financial advisors, Ben Martinek, faith and financesMentions:Website: https://www.boxfinancialadvisors.com/team/matthew-bearth LinkedIn: https://www.linkedin.com/in/matthewbearth/ More of Catholic Money Mastermind:Catholic Money Mastermind Podcast is a personal podcast meant for educational and entertainment. It should not be taken as financial advice, and is not prescriptive of your financial situation.Are you looking to hire an advisor? Browse our members.https://catholicfinancialplanners.com/advisors/Are you a Financial Advisor who is serious about the Catholic Faith? Join our network and email info@catholicfinancialplanners.comBranch is located at 901 MARQUETTE AVE SUITE 2800 MINNEAPOLIS, MN 55402. Matthew Bearth is a Registered Representative offering securities through Cetera Wealth Services LLC, member FINRA/SIPC. Advisory Services offered through Cetera Investment Advisers LLC, a registered investment adviser. Cetera is under separate ownership from any other named entity.
Send us Fan MailENCORE PRESENTATIONAfter decades of marriage, what happens when the seat beside you is suddenly empty?At Ageless Glamour Girls™, we often talk about reinvention, resilience, and embracing new chapters after 50. But some of life's biggest transitions arrive uninvited.As more women find themselves navigating widowhood, solo aging, and the possibility of dating again later in life, we're revisiting this powerful conversation from earlier this year - with Carol Williams, Founder of Flipping Fabulously and the Later Life Love Academy.After losing her husband of nearly 50 years, Carol faced the challenge of rebuilding her life, rediscovering her identity, and eventually opening her heart to new possibilities. Today, she helps women over 60 navigate modern dating with discernment, confidence, and clarity.Together, Marqueeta and Carol discuss the emotional realities of widowhood, re-entering the dating world later in life, protecting yourself from financial and online scams, and creating a legacy that reflects your values and wishes.In this episode, you'll learn:• How to navigate the transition from wife to widow• Why grief and healing look different for every woman• The surprising challenges of dating after 60• How to stay safe while dating online• Common financial mistakes widows should avoid• The importance of having difficult conversations about legacy planning• Why it's never too late to embrace a new chapterWhether you're navigating widowhood yourself, supporting a loved one through loss, or simply thinking about the future, this conversation offers wisdom, encouragement, and practical guidance for the road ahead.Connect with Carol:https://flippingfabulously.com/https://www.instagram.com/flippingfabulously/
The “Henssler Money Talks” hosts tackle a listener question about inheriting and gifting money. From estate taxes and inheritance taxes to annual gift exclusions and lifetime exemptions, we'll explain what the rules are — and just as importantly, what they aren't. Learn how annual gift exclusions, lifetime exemptions, carryover basis, and step-up in basis rules can affect your family's financial future. Original Air Date: May 30, 2026Read the Article: https://www.henssler.com/the-tax-rules-that-shape-your-legacy
Maybe your family is one that doesn’t talk about money. That can come back to haunt you after the passing of a loved one. Subscribe or follow so you never miss an episode! Check out Fire Your Financial Advisor on YouTube! Learn more at GoldenReserve.com or follow on social: Facebook & LinkedIn.See omnystudio.com/listener for privacy information.
Legacy Insights is a new podcast series by Providend that explores what it truly takes to plan a meaningful and lasting legacy, beyond just writing a will, or engaging with a corporate trustee.This series explores the critical collaboration between wealth advisers and legal professionals in safeguarding your family's future. Joined by lawyers Cynthia Tang of Tang Thomas and Soo Chye from OAKS Legal, each episode shares real-life stories showing how thoughtful planning can protect your family and make a meaningful difference, offering practical insights for your own legacy journey.In this episode, our CEO, Christopher and Soo Chye discuss a deeply personal but often overlooked aspect of legacy planning, how giving can shape family values and leave a legacy beyond wealth. Drawing from decades of experience working with families, Soo Chye reflects on why philanthropy is not reserved only for the wealthy, and how everyday acts of generosity can influence relationships and perspectives across generations.He also shares memorable stories from his practice, including how small, unexpected acts of kindness can carry more meaning than large financial gifts, and how families have been changed simply by being involved in giving together rather than treating it as a private transaction.In managing over S$1.7 billion of our clients' hard-earned assets, Providend believes legacy planning goes beyond wealth plans or legal documents. It starts with clarity over your non-negotiable ikigai goals, assets, family circumstances, and long-term intentions. If you have ever wondered what kind of values, purpose, and example you hope to leave behind for the next generation, you do not want to miss this episode.Music courtesy of ItsWatR.The host of this episode, Christopher Tan, is Chief Executive Officer of Providend, Singapore's first fee-only wealth advisory firm and author of the book “Money Wisdom: Simple Truths for Financial Wellness”.The full list of Providend's Money Wisdom podcast episodes from Season 4 can be found here.Did you know that our Providend's Money Wisdom podcast is now available in video format on YouTube? Follow us on our YouTube channel for new episode on Thursday at 8pm.Mentioned in this episode:Download Investment eBook Today!Download our Investment eBook titled “A More Reliable Way to Get Enough Investment Returns: Even During Times of Market Uncertainty” here: https://providend.com/publications/#investment
I sit down with Retirement expert and legend Tom Hegna to discuss the growing support for annuities, particularly the major asset management firm, BlackRock, who used to be critical of annuities and is now buying them in mass and promoting them.Watch the Interview on Youtube for Visuals - https://youtu.be/8mVpfq9MSukWant to See If Whole Life Insurance Can Improve Your Financial Plan? Schedule Your Clarity Call Here: https://bttr.ly/bw-yt-aa-clarityWant Us To Review Your Permanent Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-reviewWant Free Whole Life Insurance Resources & Education? Go Here: https://bttr.ly/yt-bw-vaultLearn More About BetterWealth: https://betterwealth.comChapters:00:00 - Interview Teaser 01:30 - BlackRock Supporting Annuities 03:11 - Psychology of Spending in Retirement 05:59 - The "Mini Miracle" of Annuities 08:27 - Addressing Common Misconceptions and Critics 09:37 - Integrating Life Insurance and Annuities 11:31 - Clarity Call for Entrepreneurs 12:20 - Health and Longevity Benefits 17:02 - Cautions and Risks in the Industry 21:01 - Legacy Planning and Kids 25:31 - State Guarantee Funds and Diversification 31:40 - Exposing "Fake Fiduciaries" 34:14 - Final Thoughts and ResourcesDISCLAIMER: https://bttr.ly/aapolicy*This video is for entertainment purposes only and is not financial or legal advice. Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.
What if your estate plan is less about money and more about the legacy you leave behind? In this episode, Frank and Frankie Guida discuss how estate planning goes beyond distributing assets, focusing on aligning your financial decisions with your family’s unique needs and goals. They explore common oversights like missing beneficiaries, probate costs, and lack of planning for blended families, while emphasizing the role of communication and personalization. The conversation also highlights how retirement income, lifestyle choices, and legacy intentions all connect when shaping a thoughtful, efficient estate strategy. Schedule a complimentary appointment: A Better Way Financial Learn more about Frank and Frankie's book here! Buy Frank's book! Amazon Best Seller, “The Book on Retirement: A Better Way to Stretch Your Retirement Dollars While Living the Lifestyle of Your Dreams.” Buy Frankie's book! Amazon Best Seller, ""A Better Way to Retire: How a Fiduciary Retirement Planner Can Be the Key to Financial Success" CLICK HERE to register for one of our upcoming Tax-Smart Retirement Planning Dinner Workshops. Follow us on social media: Facebook | LinkedIn | YouTube See omnystudio.com/listener for privacy information.
Sean has been in the Financial Advisory field for over 13 years. He has specialized in working with school district staff on educating them on how exactly their CalSTRs and CalPERS actually work, and their options to close the pay gap in their pension. He has enjoyed educating clients on how to maximize their pension as well as introducing them to tax-free alternatives. I have also worked with small businesses, Buy-Sell agreement options, and other opportunities for businesses to protect their interest as well as ways to retain their key employees.Sean continues to educate myself to make sure that he's up to date with new products and services that will benefit his clients.Adding Long Term Care plans recently to their scope of service has been beneficial to many of the clients, and he sees it as an underserved market that will have a huge impact on their clients' estates, taxes, and even dignity. Sean loves what he does and has a passion to serve.Learn more: https://pmvfinancial.com/Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-sean-vazquez-founder-of-pmv-financial-discussing-legacy-planning
Sean has been in the Financial Advisory field for over 13 years. He has specialized in working with school district staff on educating them on how exactly their CalSTRs and CalPERS actually work, and their options to close the pay gap in their pension. He has enjoyed educating clients on how to maximize their pension as well as introducing them to tax-free alternatives. I have also worked with small businesses, Buy-Sell agreement options, and other opportunities for businesses to protect their interest as well as ways to retain their key employees.Sean continues to educate myself to make sure that he's up to date with new products and services that will benefit his clients.Adding Long Term Care plans recently to their scope of service has been beneficial to many of the clients, and he sees it as an underserved market that will have a huge impact on their clients' estates, taxes, and even dignity. Sean loves what he does and has a passion to serve.Learn more: https://pmvfinancial.com/Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-sean-vazquez-founder-of-pmv-financial-discussing-legacy-planning
If your kids are shocked by what’s in your will, the damage may already be done. On this episode of Fire Your Financial Advisor, Greg Aler digs into why inheritances so often spark family conflict and how unclear estate planning can turn grief into litigation. Greg draws from years as an estate attorney to explain common flashpoints—unequal distributions, family businesses, estranged children, and last‑minute changes—and why will contests almost never end well. The conversation focuses on intent, communication, and documentation, highlighting why tough conversations held early can shape very different outcomes later. Subscribe or follow so you never miss an episode! Check out Fire Your Financial Advisor on YouTube! Learn more at GoldenReserve.com or follow on social: Facebook & LinkedIn.See omnystudio.com/listener for privacy information.
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2998: Kathleen Coxwell emphasizes that teaching financial values goes beyond knowledge, it requires curiosity, skepticism, and a commitment to lifelong learning. By modeling open conversations about money and guiding children through real-world financial decisions at every stage of life, you equip them with the mindset and tools needed to build lasting wealth and independence. Read along with the original article(s) here: https://www.boldin.com/retirement/passing-on-financial-values-to-your-heirs/ Quotes to ponder: "Don't put your financial future at risk by accepting other peoples' assumptions or taking their advice uncritically." "Financial literacy has become ever more important as the old financial safeguards of the 20th century, pensions and Social Security, have either fallen away or grow more unsustainable." "Lifelong learning and a growth mindset are proven to deliver happier and more productive lives." Learn more about your ad choices. Visit megaphone.fm/adchoices
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2997: Kathleen Coxwell emphasizes that the most meaningful inheritance isn't wealth, but the financial values that shape how it's used. By teaching principles like earning, investing, credit, and purposeful work, you can equip your heirs with the mindset to build lasting success. These lessons offer a roadmap for raising financially capable, thoughtful individuals who can sustain and grow any legacy. Read along with the original article(s) here: https://www.boldin.com/retirement/passing-on-financial-values-to-your-heirs/ Quotes to ponder: "The best inheritance is the set of financial values that teach respect for money." “Enough money so that they would feel they could do anything, but not so much that they could do nothing.” "Give a man a fish and he eats for a day; teach a man to fish, and he'll eat for a lifetime." Episode references: Rich Dad Poor Dad: https://www.amazon.com/Rich-Dad-Poor-Teach-Middle/dp/1612680194 Ikigai: The Japanese Secret to a Long and Happy Life: https://www.amazon.com/Ikigai-Japanese-Secret-Long-Happy/dp/0143130722 Learn more about your ad choices. Visit megaphone.fm/adchoices
Key Topics Covered: 1. New Pension Tax Rules (2027 Changes) The government's ability to tax pensions on death marks a major shift. Impacts long-term retirement and legacy planning strategies. 2. Understanding the Finance Act Changes The move from proposal to law and what it means in practice. Why this change is significant compared to previous pension rules. 3. Risks of Traditional Pension Planning Relying solely on pensions may no longer be as efficient. Potential erosion of wealth intended for future generations. 4. Taking Back Control of Retirement Planning The importance of being proactive rather than reactive. Exploring alternative strategies to maintain control over assets. 5. Role of SSAS in Wealth Planning Using Small Self-Administered Schemes for flexibility and control. How SSAS can support more strategic wealth management decisions. 6. The “7 C's” Framework A new way to think about retirement planning in changing conditions. Adapting strategies to navigate uncertainty and complexity. 7. Protecting and Transferring Wealth Planning not just for accumulation, but for efficient transfer. Ensuring wealth reaches the next generation as intended. 8. Adapting to Regulatory Change Why staying informed and flexible is essential. Turning policy changes into opportunities for better planning. Actionable Takeaways Review your current pension strategy in light of the 2027 rule changes and assess potential tax implications on death. Avoid relying solely on traditional pension structures—consider diversifying how your wealth is held and managed. Explore options like SSAS to gain greater control and flexibility over your retirement funds. Take a proactive approach to retirement planning rather than waiting for changes to take effect. Develop a clear strategy for how your wealth will be transferred to the next generation. Stay informed on legislative changes and adjust your plans accordingly to protect your assets. Use frameworks or structured thinking (like the “seven seas”) to simplify complex financial decisions. Seek guidance where needed to ensure your long-term wealth strategy remains effective and aligned with your goals. Resources & Next Steps WealthBuilders Membership: Free access to guides, webinars, and community Download our FREE Pensions and Inheritance Tax Guide Connect with Us: Listen on Spotify, Apple Podcasts, YouTube, and all major platforms. Next Steps On Your WealthBuilding Journey: Join the WealthBuilders Facebook Community Schedule a 1:1 call with one of our team Become a member of WealthBuilders If you have been enjoying listening to WealthTalk - Please Leave Us A Review!
Estate planning isn’t just for the ultra‑wealthy—and putting it off can create chaos for the people you love most. In this episode, Jim Fox breaks down why more than half of Americans lack basic estate documents and why a simple will alone often falls short. The conversation walks through the “big three” of estate planning, common misconceptions, and real‑life consequences of poor planning. Jim also explains how beneficiary designations, healthcare decisions, and power of attorney play an important role in helping families and avoiding unnecessary stress during difficult moments. Ready to connect with Jim today? Get some Financial Straight Talk! Follow us on social media: YouTube | FacebookSee omnystudio.com/listener for privacy information.
In this episode Jeff and Brian discuss the Tax Return Treasure Hunt, Part 7 , estate and legacy planning opportunities. Also retirement planning is evolving - is your advisor keeping up?
What happens when you've done everything “right”… but your money still isn't working the way it should?In this episode, Loral works with a high-income business owner who has paid millions in taxes and is searching for a better path forward. The conversation quickly reveals that the real issue isn't income, it's the lack of a clear reduce tax liability strategy.They break down how many entrepreneurs unknowingly overpay in taxes because their companies aren't structured properly. A true reduce tax liability strategy goes beyond having LLCs; it's about how those entities interact, how revenue flows between them, and how expenses are strategically allocated.Loral explains why spreading income across multiple companies, creating management structures, and aligning investments with tax strategy are critical pieces of an effective reduce tax liability strategy.If you've built success but feel stuck at the next level, this episode will show you how the right reduce tax liability strategy can unlock a completely different financial future.Loral's Takeaways:Discussion on Tax Strategies and Asset Utilization (00:52)Corporate Structure and Tax Efficiency (02:41)Legacy Planning and Family Involvement (04:21)Tax Planning and Investment Strategies (08:33)Challenges with Business Partner and Final Thoughts (10:42)Meet Loral Langemeier:Loral Langemeier is a money expert, sought-after speaker, entrepreneurial thought leader, and best-selling author of five books.Her goal: to change the conversations people have about money worldwide and empower people to become millionaires.The CEO and Founder of Live Out Loud, Inc. – a multinational organization — Loral relentlessly and candidly shares her best advice without hesitation or apology. What sets her apart from other wealth experts is her innate ability to recognize and acknowledge the skills & talents of people, inspiring them to generate wealth.She has created, nurtured, and perfected a 3-5 year strategy to make millions for the “Average Jill and Joe.” To date, she and her team have served thousands of individuals worldwide and created hundreds of millionaires through wealth-building education keynotes, workshops, products, events, programs, and coaching services.Loral is truly dedicated to helping men and women, from all walks of life, to become millionaires AND be able to enjoy time with their families.She is living proof that anyone can have the life of their dreams through hard work, persistence, and getting things done in the face of opposition. As a single mother of two children, she is redefining the possibility for women to have it all and raise their children in an entrepreneurial and financially literate environment.Links and Resources:Ask Loral App: https://apple.co/3eIgGcXLoral on Facebook: https://www.facebook.com/askloral/Loral on YouTube: https://www.youtube.com/user/lorallive/videosLoral on LinkedIn: https://www.linkedin.com/in/lorallangemeier/Money Rules: https://integratedwealthsystems.com/money-rules/Millionaire Maker Store: https://millionairemakerstore.com/Real Money Talks Podcast: https://integratedwealthsystems.com/podcast/Integrated Wealth Systems: https://integratedwealthsystems.com/Affiliate Sign-Up: https://integratedwealthsystems.com/affiliatesThanks for listening!Thanks so much for listening to our podcast! If you enjoyed this episode and think that others could benefit from listening, please share it using the social media buttons on this page.Do you have some feedback or questions about this episode? Leave a comment in the section below!Subscribe to the podcastIf you would like to get automatic updates of new podcast episodes, you can subscribe to the podcast on iTunes or Stitcher. You can also subscribe from the podcast app on your mobile device.Leave us an iTunes reviewRatings and reviews from our listeners are extremely valuable to us and greatly appreciated. They help our podcast rank higher on iTunes, which exposes our show to more awesome listeners like you. If you have a minute, please leave an honest review on iTunes.
How will artificial intelligence transform the most human parts of wealth management? In this episode, we explore where technology meets empathy, and what the future looks like for financial professionals and their clients as AI adoption accelerates across the industry. Our guest, Carrie Nelson, is the founder of Atlas Point and a veteran leader with experience at Ernst & Young, Experian, and Edward Jones. Carrie shares her journey from big-firm consulting to building a platform that empowers advisors to navigate a rapidly changing landscape, with a focus on the coming great wealth transfer and the next generation of clients. Together, we discuss why human connection is still essential—even as AI creates new efficiencies—and how Atlas Point blends behavioral science and smart tools to bridge the gap. For anyone interested in the future of finance, entrepreneurship, or the emotional side of money, this is a must-listen episode filled with real-world stories and actionable insights. To get the latest from Carrie Nelson, you can follow her below! https://www.linkedin.com/in/carrie-nelson-5377864/ https://www.theatlaspoint.com/ Sign up for Marcia's newsletter to receive tips and the latest on Angel Investing! Website: www.marciadawood.com Do Good While Doing Well Learn more about the documentary Show Her the Money: www.showherthemoneymovie.com And don't forget to follow us wherever you are! Apple Podcasts: https://pod.link/1586445642.apple Spotify: https://pod.link/1586445642.spotify LinkedIn: https://www.linkedin.com/company/angel-next-door-podcast/ Instagram: https://www.instagram.com/theangelnextdoorpodcast/ Pinterest: https://www.pinterest.com/theangelnextdoorpodcast/ TikTok: https://www.tiktok.com/@marciadawood
This month on Hancock Talks we welcome Meg Patterson, an attorney with John Hancock's Advanced Markets team, to discuss how to turn tax conversations into opportunities for broader wealth planning.Meg shares practical guidance on:Reframing tax conversationsRethinking retirement assetsUsing life insurance as a tool for tax efficiency and legacy planningThis episode offers financial professionals actionable insights to help clients move from understanding last year's results to making strategic choices about what comes next.Insurance products are issued by: John Hancock Life Insurance Company (U.S.A.), Boston, MA 02116 (not licensed in New York) and John Hancock Life Insurance Company of New York, Valhalla, NY 10595.MLINY042826873-4
If you died tomorrow, would your children be grieving you… or cleaning up chaos?It's a hard question—but an important one.In this episode of the You Are Dope Podcast, we talk about the conversations many families avoid until it's too late. From wills and life insurance to passwords, debt, funeral wishes, and unresolved family tension, too many children are left to sort through confusion while trying to mourn.We break down the key questions kids should ask their parents now—and the things parents should handle now so their children don't have to carry unnecessary stress later.This episode is about love, responsibility, preparation, and leaving peace instead of problems.We also discuss: where important documents should be kept final wishes and funeral planning family communication after death emotional closure and things left unsaid how to protect your children from chaos later
A substantial inheritance can be a gift or a challenge—it often comes down to how prepared the next generation is to manage it. With trillions expected to transfer in the coming decades, many families are asking a vital question: Will this wealth help or hinder my heirs? In this piece, the hosts of “Henssler Money Talks” examine the complex realities high-net-worth families face when passing wealth to the next generation and how the decisions made today can shape outcomes for years to come.Original Air Date: April 18, 2026Read the Article: https://www.henssler.com/too-much-too-soon-rethinking-how-wealth-is-passed-down
Lawrence continues with a Parental Alienation Anonymous panel to explore Part 2 of the grandparents experience, focusing on what happens after initial contact is made, but connection remains uncertain. Through lived experience, the panel reflects on navigating relationships with children and grandchildren where access, expectations, and emotional realities don't always align.The discussion moves through themes of pacing, control, aging, and recovery, highlighting the internal work required to stay grounded in the face of inconsistency. As perspectives shift over time, the conversation offers a deeper understanding of how to live with both hope and acceptance, reminding listeners that living fully is not giving up, but an act of love and integrity.KEY TAKEAWAYSRecovery is for the individual, not just the relationship.Community and shared experiences are vital for healing.Patience and pacing are crucial in rebuilding relationships.Aging brings awareness of time and the importance of presence.CHAPTERS00:00 - Understanding Recovery and Community Support 02:52 - Navigating Family Dynamics and Generational Trauma 05:44 - The Role of Nonviolent Communication in Relationships 08:42 - First Encounters with Grandchildren 11:52 - The Complexity of Relationships and Control 14:43 - Pacing in Relationships and Recovery 17:40 - Gifts, Boundaries, and Family Connections 20:50 - Aging and Its Impact on Relationships 23:58 - Legacy Planning and Emotional Awareness 26:37 - The Importance of Self-Care in Recovery 29:59 - Final Thoughts on Relationships and CommunitySupport & Community:Parental Alienation Anonymous (PAA): Join our free 12-step support group with 16 online meetings weekly for parents, grandparents, family members, and previously alienated individuals seeking healing and recovery.PA-A.org: Parental Alienation Advocates is a 501(c)(3) nonprofit dedicated to fostering education, advocacy, and support for individuals grappling with the distressing impact of parental alienation, estrangement, erasure, and family disconnection.All our services are free and sustained by grants and community donations. Your support helps us continue offering these vital resources.Donate here: https://pa-a.mykajabi.com/donations-for-the-12-step-programConnect with Us:Email your questions or insights: familydisappeared@gmail.comLike, share, and comment to help us reach more families in need.If you wish to connect with Lawrence Joss or any of the PA-A community members who have appeared as guests on the podcast: Email - familydisappeared@gmail.com Linktree: https://linktr.ee/lawrencejoss(All links mentioned in the podcast are available in Linktree)Please donate to support PAA programs:https://www.paypal.com/donate?hosted_button_id=SDLTX8TBSZNXSThis podcast is made possible by the Family Disappeared Team:Anna Johnson- Editor/Contributor/Activist/Co-hostGlaze Gonzales- Podcast ManagerConnect with Lawrence Joss:Website: https://parentalalienationanonymous.com/Email- familydisappeared@gmail.com
In this conversation, Josh Ryan shares his journey from a real estate agent to a financial advisor, detailing the challenges he faced during the 2008 financial crisis that led him to become a financial advisor. He discusses the concept of the 'Family Vault' as a financial safety net, the establishment of a virtual family office, and the importance of business acquisition and commercial real estate in wealth management. The discussion emphasizes proactive strategies for financial planning and legacy creation.Chapters:00:00:00 - Introduction and Welcome to the Show00:01:07 - Key Principle: Concentrate to Get Rich, Diversify to Stay Rich00:02:27 - Guest Introduction: Josh Ryan and His Background00:04:13 - Josh Ryan's Journey into Financial Services00:10:08 - The Concept of the Family Vault00:12:00 - Understanding the Virtual Family Office00:19:01 - Business Acquisition as Part of a Family Office Strategy00:24:02 - The Importance of Commercial Real Estate in Wealth Building00:30:04 - Partnering with Clients for Business Acquisitions00:33:15 - How to Connect with Josh Ryan and Closing RemarksConnect with Josh Ryan:https://cornerstoneroscoe.com/ Learn More About Accountable Equity: Visit Us: http://www.accountableequity.com/ Access eBook: https://accountableequity.com/case-study/#register Turn your unique talent into capital and achieve the life you were destined to live. Join our community!We believe that Capital is more than just Cash. In fact, Human Capital always comes first before the accumulation of Financial Capital. We explore the best, most efficient, high-integrity ways of raising capital (Human & Financial). We want our listeners to use their personal human capital to empower the growth of their financial capital. Together we are stronger.LinkedinFacebookInstagramApple PodcastSpotify