Podcast appearances and mentions of legacy planning

What kind of legacy are you building for your family? In this episode, Austin, Josh, and Jordan unpack the financial and personal steps that shape your family's future. From life insurance and estate planning to teaching values and creating healthy money habits, they share how small decisions today can make a big impact tomorrow. Listen now!For the video version, show notes, and transcript, visit thewealthmindsetshow.com/s2e18Send in LISTENTER QUESTIONS via text➡️Download Free Resource: 8 Timeless Principles to Investing!

In this episode of the Real Estate Pros podcast, host Q Edmonds interviews Barry Page, a seasoned expert with over 40 years of experience in financial services and real estate. Barry shares his insights on helping families and businesses navigate financial challenges, the importance of financial independence, and the impact of personal experiences on his career. He discusses overcoming adversity in real estate, the significance of networking and self-education, and his current focus on scaling his business while helping others achieve financial success.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

What if your retirement plan is quietly draining your future? In this episode, Art McPherson uncovers hidden fees in 401(k)s, explains how spousal Social Security benefits can boost income, and shares strategies to protect your legacy. From avoiding risky investments to understanding annuities and beneficiary arrangements, this conversation is packed with insights to help you retire smarter—not just richer. Whether you're five years out or already retired, it's time to rethink your financial game plan. For more information visit www.artofmoney.com! Follow us on social media: YouTube | Instagram | Facebook | LinkedInSee omnystudio.com/listener for privacy information.

Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereWhat happens when you finally reach your financial freedom number—only to realize the journey's far from over?You've spent years grinding, saving, and investing smart to hit your retirement goals. But once you cross that finish line, a new set of challenges emerges: how do you protect your wealth, minimize tax drag, and set your family up for long-term success without overcomplicating your life? In this episode, Kyle and Jon walk through a real-life case study of a couple with a $10M portfolio who's grappling with exactly that. From risk tolerance mismatches to looming capital gains, they break down the planning shifts that matter most after you've "made it."You'll discover:How to transition from aggressive growth to sustainable simplicity—without blowing up your tax billWhy timing and method matter when shifting from actively managed funds to more tax-efficient structuresHow legacy strategies like high-cash-value life insurance and corporate class ETFs can protect wealth across generationsHit play to learn how to evolve your portfolio and mindset for life after financial independence.Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyle…taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting cordporate passive income taxes at greater than 50%; or,…wondering whether your current corporate wealth management strategy is optimal for your specific situation.Achieving financial freedom in Canada requires more than just diligent saving—it demands a strategic blend of retirement planning, investment bucket strategies, and advanced portfolio management tailored to your life stage and goals. Whether you're pursuing an early retirement strategy or building long-term wealth through real estate investing in Canada, understanding the tax implications, especially around capital gains strategy, RRSP optimization, and salary vs dividends, is crucial. At the core of a robust Canadian wealth plan lies Ready to connect? Text us your comment including your phone number for a response!Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

What does a 360° retirement roadmap really look like? In this episode of Beyond the Money, Jackie Campbell breaks down the essentials of smart tax planning, legacy protection, and financial clarity. From the impact of Roth conversions and the silver tsunami of wealth transfer to a candid moment with Bill Murray on quality of life, this episode blends practical advice with heartfelt insight. Whether you're nearing retirement or already there, this conversation helps you align your money with your purpose. For more information or to schedule a consultation call 352-251-1015 or visit www.mycampbellandco.com! Follow us on social media: Facebook | YouTube | X | InstagramSee omnystudio.com/listener for privacy information.

Is your retirement plan built to withstand inflation, taxes, and market volatility? In this episode of Your Retirement Radio Podcast, Kevin Madden breaks down how to navigate Required Minimum Distributions (RMDs), the risks of private equity in 401(k)s, and the power of Roth conversions. Whether you're 10 years out or one year away from retirement, learn how to align your financial tools with your goals and build a strategy that brings peace of mind and long-term stability. Get Your Complimentary Retirement Roadmap Your roadmap will include: A retirement income strategy A test to see how long your money will last A tax-planning strategy See omnystudio.com/listener for privacy information.

What if one conversation could protect your family from financial chaos? In this episode, Brandon Bowen shares a powerful story of a couple navigating memory care costs and the importance of legacy planning. From estate documents to power of attorney and long-term care funding, learn how to prepare for the unexpected and avoid leaving a burden behind. Whether you're caring for aging parents or planning your own retirement, this episode offers clarity and compassion. Like what you hear? Get a second opinion today: bowenwealth.com Follow us on social media: YouTube | Facebook | LinkedInSee omnystudio.com/listener for privacy information.

What if your retirement plan could outlive you? In this episode, Art McPherson explores the power and pitfalls of annuities, revealing how they can create lifetime income and legacy security. From real-life centenarians to the late country legend Jeannie Seely, the show blends financial insight with heartfelt stories about longevity, trust, and purpose. Whether you're planning early or adjusting late, this conversation helps you rethink how to retire with confidence and care. For more information visit www.artofmoney.com! Follow us on social media: YouTube | Instagram | Facebook | LinkedInSee omnystudio.com/listener for privacy information.

Estate planning isn't just for the wealthy—it's for anyone who wants to protect their family, avoid costly legal battles, and pass on assets with peace of mind. In this Jake & Gino episode, we sit down with Zach Tsakiris, founder of FastWill, a revolutionary platform making estate planning fast, affordable, and accessible from home.We cover why 70% of Americans don't have an estate plan, the hidden risks of letting the state decide for you, and how technology is disrupting the traditional (and expensive) attorney model. Zach breaks down the difference between a will and a trust, why a revocable living trust can save your loved ones from probate headaches, and how life events like marriage, having kids, or buying a home should trigger an update to your plan.Whether you're starting from scratch or updating outdated documents, this conversation gives you the tools to take control of your legacy—without the intimidation or high costs of the old way.Protect your assets. Protect your family. Start your estate plan today. Chapters:00:00:00 - Introduction00:06:17 - Common estate planning mistakes to avoid00:14:04 - How FastWill disrupts the attorney model00:18:36 - When to start your will & trust (life events that matter)00:20:56 - Updating existing documents with FastWill00:28:43 - How long it really takes to complete your estate plan00:30:54 - Ideal age to start estate planning00:32:50 - Gino Wraps it Up  We're here to help create multifamily entrepreneurs... Here's how: Brand New? Start Here: https://jakeandgino.mykajabi.com/free-wheelbarrowprofits Want To Get Into Multifamily Real Estate Or Scale Your Current Portfolio Faster? Apply to join our PREMIER MULTIFAMILY INVESTING COMMUNITY & MENTORSHIP PROGRAM. (*Note: Our community is not for beginner investors)

In this episode of Celebrity Estates, host David Lenok welcomes Ian Freeman, founder of The Freeman Group and a Northwestern Mutual Wealth Management Advisor, for a conversation inspired by the estate of legendary boxer and entrepreneur George Foreman.  From naming all five of his sons “George Edward Foreman” to building a $300 million fortune, David … Read More Read More

In this episode of Nuggets On The Go, Melvin Lim and George Peng from PropertyLimBrothers break down the property strategies available to buyers in their late 40s — from stretching tenure for better cash flow, to deciding between consolidating into a landed home or maintaining two condominiums.   They explore the “equity triangle” framework, where age, debt, and equity interact to shape long-term financial outcomes, and unpack how lease reset analysis can reveal hidden pitfalls in older resale projects. The discussion also covers the harmonised layout effect, the strategic use of 2M1B for multi-generational planning, and the concept of a “reverse BTO” — securing a new HDB flat later in life for retirement convenience.   For those weighing growth versus preservation, the episode offers grounded perspectives on timing, loan sustainability, and exit planning. If you're in your 40s or 50s and preparing for your final major property move, this is one to take notes on.   00:00 Intro 01:20 George's most stressful deal 07:44 What is "2M 1B"? 10:00 Why is age important? 12:30 Equity triangle 18:33 Real estate investment is also DCA 20:19 2 interest-rate cuts in September 23:50 Resale market movement in the future 27:03 Lease Reset Disparity 31:00 Dual-income, no children investment case study 35:30 Quantum disparity challenge 36:55 What should be the gap for quantum? (New Launch & Resale) 43:14 Future audience of the property you're going to sell 48:33 Effect of TDSR 50:03 Advice 51:50 Landed property to be a dual-key 53:00 Strategy for the case study 58:58 What happens in repricing? 1:02:49 Prioritising your happiness 1:06:07 Outtakes

Connect with Onramp // Onramp Terminal // First Covenant Trust & Advisors // Onramp Bitcoin Dynasty Trust Services // Full deep dive report from OnrampThe Last Trade: a weekly, bitcoin-native podcast covering the intersection of bitcoin, tech, & finance on a macro scale. Hosted by Jackson Mikalic, Michael Tanguma, & Brian Cubellis. Join us as we dive into what bitcoin means for how individuals & institutions save, invest, & propagate their purchasing power through time. It's not just another asset...in the digital age, it's The Last Trade that investors will ever need to make.00:00 – Intro to Paul Hoilman of First Covenant04:22 – Launching: Onramp Bitcoin Dynasty Trusts07:10 – From TradFi to Trust Planning to Bitcoin12:05 – The Estate Planning Gap in Bitcoin16:10 – Why South Dakota Trust Law Wins21:25 – Protecting Wealth Like a Billionaire27:05 – Plan Before Bitcoin Hits $1M31:35 – Dynasty vs. Asset Protection Trusts36:25 – $29M Saved: Case Study Breakdown42:00 – Solving the Custody Problem46:35 – Keep Control: Lending & Liquidity51:30 – Privacy & Lawsuit Protection55:00 – From Self-Custody to Legacy Planning58:30 – How to Set Up a Dynasty Trust01:05:53 – Outro and DisclaimerPlease subscribe to Onramp Media channels and sign up for weekly Research & Analysis to get access to the best content in the ecosystem weekly.

How do you build real, lasting generational wealth—and should you? In this week's How-To, Gino Barbaro (Jake & Gino co-founder) dives deep into the truth about creating generational wealth through multifamily real estate. But he doesn't stop there. Gino explores why teaching legacy skills—not just handing down properties—is the key to sustaining wealth across generations.You'll learn actionable strategies for scaling your real estate portfolio, planning your exit strategy, utilizing seller financing, creating trusts, and—most importantly—passing on values, not just assets. Whether you're just starting out or have a large portfolio, this episode will challenge your thinking about wealth, legacy, and impact.Want a FREE copy of Happy Money, Happy Family, Happy Legacy? Email Gino at gino@jakeandgino.com We're here to help create multifamily entrepreneurs... Here's how: Brand New? Start Here: https://jakeandgino.mykajabi.com/free-wheelbarrowprofits Want To Get Into Multifamily Real Estate Or Scale Your Current Portfolio Faster? Apply to join our PREMIER MULTIFAMILY INVESTING COMMUNITY & MENTORSHIP PROGRAM. (*Note: Our community is not for beginner investors)

Would you spend more time planning a Disney trip than your retirement? In this episode, Jackie Campbell explains how the Retirement Map helps you visualize your financial future, reduce taxes, and build a plan that supports your lifestyle and legacy. From RMD strategies and Roth conversions to budgeting for adult children and stress-testing your income, Jackie shares real-life stories and practical advice to help you retire with confidence. Whether you’ve saved $500K or $5M, it’s not about how much you have—it’s about how you plan. For more information or to schedule a consultation call 352-251-1015 or visit www.mycampbellandco.com! Follow us on social media: Facebook | YouTube | X | InstagramSee omnystudio.com/listener for privacy information.

What do meme stocks, credit card traps, and Carrie Underwood’s budgeting habits have in common? In this episode, Art McPherson dives into the realities of financial risk, legacy planning, and long-term care—peppered with personal stories and real talk. From navigating high-interest loans to understanding the 4% retirement rule, Art offers practical insights for building a secure financial future. Plus, hear Carrie Underwood’s take on conservative spending and why planning ahead is key, no matter your net worth. For more information visit www.artofmoney.com! Follow us on social media: YouTube | Instagram | Facebook | LinkedInSee omnystudio.com/listener for privacy information.

In this episode, I sit down with Greg Barnsdale, Certified Financial Planner, Licensed Funeral Director, and author of Do Not Ignore Your Mortality, for a heartfelt conversation about one of life's toughest (but most important) topics: planning for death. We talk about the emotional and financial consequences of avoiding end-of-life planning and why leaning into conversations about wills, funerals, and legacy now can bring clarity, reduce stress, and strengthen relationships later. Greg shares personal stories, including his own shocking brain tumor diagnosis, and insights from decades in both funeral homes and financial offices. Together, we explore how to approach mortality with honesty, courage, and even a little humor, so that farm families can age with less fear and more intention. If you've been putting off those tough conversations or struggling to get your family on board, this episode is a loving nudge to take the next step. Access the full show notes for this episode at elainefroese.com. Discover more about our guest: Greg Barnsdale Elaine Froese Resources: Watch this episode on YouTube. SPEAKING - book Elaine for your next event COACHING - find your Farm Transition Coach MEMBERSHIP - Join the Farm Family Harmony Membership waitlist RESOURCES - download for FREE CONTACT - take the next steps in your transition  BURNING QUESTION? Submit it here for Elaine or her coaches Timestamps 0:02:03 - Greg's background in the funeral industry0:03:11 - Greg's motivation for writing the book0:05:35 - Discussion on preventing family hallway huddles0:12:43 - Why people avoid creating wills0:22:54 - Superstitions about talking about death0:23:38 - Funeral budgeting and changing funeral traditions0:25:07 - Organ donation and healthcare directives0:27:48 - Strategies for planning when family is resistant0:31:59 - How to find Greg and his resources (website)

What happens when legacy planning goes wrong—and how can you avoid it? In this episode of Beyond the Money, Jackie Campbell shares lessons from the Jimmy Buffett estate battle and sits down with Social Security expert Mary Beth Franklin to unpack the future of benefits, common claiming mistakes, and the impact of the Windfall Elimination Provision. Whether you're nearing retirement or supporting aging parents, this episode offers timely insights to help you protect your income and your legacy. For more information or to schedule a consultation call 352-251-1015 or visit www.mycampbellandco.com! Follow us on social media: Facebook | YouTube | X | InstagramSee omnystudio.com/listener for privacy information.

Think DIY tax planning is saving you money? It might be costing you more than you realize. In this episode, Abe Abich breaks down why retirement tax strategy is too complex to tackle alone. From Roth conversions to RMDs and legacy planning, they explore how working with a fiduciary advisor can help you avoid costly mistakes and build a more tax-efficient future. Click here for Abe's 2025 Tax and Benefit Guide. Schedule your complimentary appointment today: TheRetirementKey.com Get a free copy of Abe’s book: The Retirement Mountain: The 7 Steps To A Long-Lasting Retirement Follow us on social media: YouTube | Instagram | Facebook | LinkedInSee omnystudio.com/listener for privacy information.

The Power of a Love Letter When Shannon sat down to write her love letters to her children, she didn't expect just how meaningful the process would be. What began as a simple act of putting words on paper quickly became one of the most profound steps in her family's legacy journey. The letters reflected a lifetime of love, intention, and values that now had a permanent home. https://www.youtube.com/live/VzJGf5fD2Jk For Shannon and her husband, legacy planning for families wasn't about cold documents or rigid legal structures. It was about love, clarity, and making sure their kids were taken care of—not just financially but emotionally and relationally. Not because of the words alone—though they were beautiful and heartfelt—but because those words captured something far deeper: a lifetime of intention, care, and values that now had a permanent home. For Shannon and her husband, legacy planning for families wasn't about cold documents or rigid legal structures. It was about love, clarity, and making sure their kids were taken care of—not just financially but emotionally and relationally. This is the heart of legacy planning for families: making sure the people you love feel your guidance, presence, and blessing long after you're gone. It's not just about transferring assets—it's about transferring identity, vision, and faith. And when done well, legacy planning becomes a source of peace, not pressure. Their journey through the Seven Generations Legacy process turned what they feared would be an overwhelming task into one of the most empowering experiences of their life. And they didn't do it alone. They did it with guidance, structure, support—and a shared commitment to doing legacy differently. The Power of a Love LetterLegacy Planning for Families is More Than PaperworkStarting the Journey: A Shared Dream, Two Different PrioritiesBringing the Kids Into the ConversationWriting Love Letters: The Emotional Heart of the LegacyCreating a Structure That Feels Like Coming HomeWhy This Matters for Your FamilyLearn More in the Podcast EpisodeBook A Strategy Call Legacy Planning for Families is More Than Paperwork When most people hear "legacy planning for families," their minds jump straight to legal documents, trusts, and spreadsheets. But the truth is, your legacy isn't built by lawyers alone. It's not just about asset protection or tax strategy. As we learned from our client Shannon on the Money Advantage Podcast, the real work of legacy planning is deeply human. It's about putting into words what matters most. It's about facing the hard questions that too often get avoided. And it's about making decisions now that reflect not just your net worth, but your heart. In this blog, we're sharing the real-life story of Shannon and her family. You'll walk through their experience of legacy planning with the Seven Generations Legacy coaching program, and come away with: A clear definition of what legacy planning for families actually involves A step-by-step account of how to design a plan that aligns money with mission A framework for engaging adult children in meaningful, productive ways Insight into why emotional clarity is just as important as financial clarity And encouragement to start your own journey before it's too late Because this kind of work doesn't just benefit your kids when you're gone. It changes the way your family lives together today. Starting the Journey: A Shared Dream, Two Different Priorities When Shannon and David began this journey, they were on the same team but holding different blueprints. David's background, having grown up with limited financial resources, made it important for him to build a financial legacy. For him, the goal was protection and provision. He wanted to pass along what he had worked so hard to build. Shannon's focus was more relational. She wanted to ensure their kids had emotional security and that nothing about th...

There are a record number of people turning 65 this year and they are wondering if they are ready to retire. Charisse goes through her list to give you the green light. Like this episode? Hit that Follow button and never miss an episode!

What does it really take to build integrated wealth, not just for yourself, but for generations to come?In this episode, I sit down with Big Mike to share my journey; from growing up on a Nebraska farm to building a multimillion-dollar empire in real estate, oil & gas, and business. I reveal how I unlocked long-term financial freedom through Integrated Wealth Systems.You'll hear the behind-the-scenes of my journey from Chevron contractor to cash flow game distributor, real estate syndicator, and finally the founder of a 25-year wealth coaching community known as The Big Table. Listen in as I break down how I helps high-income individuals and entrepreneurs reduce taxes, plan their legacy, and invest smarter, with a strong focus on due diligence and family inclusion.Whether you're a business owner, real estate investor, or just someone who wants to keep more of what you make, this episode will expand your thinking on how to build, protect, and pass on wealth.Loral's Takeaways:Loral Langemeier's Background and Early Career (00:00)Transition to Real Estate and Rich Dad, Poor Dad (01:43)Expansion into Real Estate Tours and Millionaire Maker (03:06)Diversification and Business Development (05:58)Integrated Wealth Systems and Legacy Planning (08:48)Investment Strategies and Market Insights (13:29)Advice for Investors and Business Owners (19:26)Resources and Recommendations (27:28)Meet Loral Langemeier:Loral Langemeier is a money expert, sought-after speaker, entrepreneurial thought leader, and best-selling author of five books.Her goal: to change the conversations people have about money worldwide and empower people to become millionaires.The CEO and Founder of Live Out Loud, Inc. – a multinational organization — Loral relentlessly and candidly shares her best advice without hesitation or apology. What sets her apart from other wealth experts is her innate ability to recognize and acknowledge the skills & talents of people, inspiring them to generate wealth.She has created, nurtured, and perfected a 3-5 year strategy to make millions for the “Average Jill and Joe.” To date, she and her team have served thousands of individuals worldwide and created hundreds of millionaires through wealth-building education keynotes, workshops, products, events, programs, and coaching services.Loral is truly dedicated to helping men and women, from all walks of life, to become millionaires AND be able to enjoy time with their families.She is living proof that anyone can have the life of their dreams through hard work, persistence, and getting things done in the face of opposition. As a single mother of two children, she is redefining the possibility for women to have it all and raise their children in an entrepreneurial and financially literate environment. Links and Resources:Ask Loral App: https://apple.co/3eIgGcXLoral on Facebook: https://www.facebook.com/askloral/Loral on YouTube: https://www.youtube.com/user/lorallive/videosLoral on LinkedIn: https://www.linkedin.com/in/lorallangemeier/Money Rules: https://integratedwealthsystems.com/money-rules/Millionaire Maker Store:

Send us a textGo behind the scenes with Camille Homsier, CEO of a $B+ global family office, and a powerhouse panel of family office leaders from New York, LA, Chicago, and Dubai. Recorded live at the Hawaii Family Office Retreat, this candid conversation explores how the ultra-wealthy are navigating global volatility, investing in private markets, and building legacies through real estate, private credit, and venture capital.Topics include:100% alternative portfoliosReal estate as a foundation for wealthESG and impact investing from the GCC perspectiveBuilding long-term family continuityHow to structure for resilience in unpredictable times

Legacy planning is about more than what you leave behind. Eric Johnson and Kyle Allyn are the Vice Presidents of the Hoffman Financial Group and on this episode, they discuss how putting off a legacy plan or simply not communicating about the transfer of wealth can prove costly to future generations.Visit UnleashYourMoney.com to request your complimentary Portfolio X-ray! Call 404-640-5511 to schedule your time to speak with the Hoffman Financial Group.

Sara Celotto is a strategic operator and Fractional COO who helps creators, founders, and small businesses turn vision into structure and structure into results. With an extensive background in operations, law, business strategy, and systems building, she's known for creating the foundation that makes sustainable growth possible.Sara spent over a decade working in the legal industry, where she led legal operations and supported business, estate, real estate, and probate matters in high-growth law firms. Today, she advises creators, agencies, and founder-led companies on operations, marketing, hiring, monetization, and long-term planning. Beyond her client work, Sara curates a monthly Substack featuring in-person NYC events for creators and those building around them. She also speaks regularly on the often overlooked side of entrepreneurship, from systems and tax readiness to succession and legacy planning.Raised by a single mom who owned and ran a business while battling cancer, Sara brings heart, clarity, and grit to everything she does. She's a proud twin mom, a trusted partner to visionary leaders, and a firm believer that freedom starts with a strong foundation.Website: The Vision Catalyst

In this episode of Building The Billion Dollar Business, Ray Sclafani uncovers surprising sales wisdom from none other than Mark Twain. Drawing from Twain's groundbreaking campaign to publish and promote Ulysses S. Grant's memoirs, Ray reveals timeless lessons for financial advisors on purpose-driven client acquisition. He shares how leading with purpose, telling powerful stories, equipping advocates, and being radically transparent can transform the way advisors connect with and grow their client base. The episode wraps with thought-provoking coaching questions designed to help advisory teams reflect, reimagine their approach, and deepen long-term client relationships.Key TakeawaysCrafting a narrative helps clients see their own stories.Equipping advocates is crucial for effective client acquisition.Twain's campaign was about preserving a legacy, not just selling books.Advisors should focus on the emotional impact of their services.Stories resonate more than mere statistics in client communications.Purpose-driven approaches can transform client acquisition strategies.For more information click here to visit the Best in the Business Blog.Find Ray and the ClientWise Team on the ClientWise website or LinkedIn | Twitter | Instagram | Facebook | YouTubeTo join one of the largest digital communities of financial advisors, visit exchange.clientwise.com.

Episode OverviewIn this episode of The Future-Ready Advisor, host Sam Sivarajan sits down with Kim Siegers-Robinson, a family business advisor, to explore the critical yet often overlooked aspects of family business dynamics. Kim shares powerful insights on the importance of communication in succession planning, the emotional challenges families face in wealth transitions, and why addressing the 'soft stuff' is essential for long-term success.They discuss how communication breakdowns account for 60% of family business failures, the delicate balance between fairness and equality in inheritance, and the urgent need for succession conversations. Kim emphasizes the transformative role advisors can play as bridges in facilitating family discussions, fostering trust, and helping families navigate the complex emotional landscape of wealth management and legacy planning.Key Quote"We don't have to be solving the problem—sometimes it's about caring with the human being and being curious with a light touch." --- Kim Siegers-RobinsonKey Takeaways· Communication breakdowns account for 60% of family business failures, making the 'soft stuff' crucial for success.· Succession planning requires a multidisciplinary approach that addresses both technical and emotional aspects of family dynamics.· Fairness vs. equality in inheritance is subjective and deeply emotional, requiring careful navigation and clear communication.· Advisors can act as bridges to facilitate difficult family conversations and build trust between generations.· Family meetings and letters of wishes are powerful tools for preventing conflicts and ensuring clear communication of intentions.Sound Bites· "Succession is multidisciplinary."· "Keeping the peace is just as destructive."· "We assume it's okay, right?"· "It's about maybe caring with the human being."· "You can be curious with a light touch."· "A letter of wishes helps avoid conflict."· "Improved communication fixes most problems."· "Be the bridge; be curious."Topics Discussed· 00:00 -- Navigating Family Business Dynamics· 08:46 -- The Urgency of Succession Conversations· 14:54 -- Addressing Family Conflicts and Legacy Planning· 24:20 -- Navigating Family Dynamics in Wealth Management· 31:02 -- The Importance of Family Meetings· 36:39 -- Transformative Communication in Family BusinessesResources Mentioned· Learn more about Kim Siegers-Robinson and her work in family business advisoryStay Connected with The Future-Ready Advisor· Subscribe on your favorite podcast platform to never miss an episode.·

Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereShould you pull your corporate cash into your RRSP—or let it grow inside your company?If you've sold your business or have a chunk of money trapped in a corporation, you're probably wondering: what's the smartest way to grow and eventually access that wealth? Should you protect it from taxes now, or maximize flexibility for future business moves and personal spending? This episode unpacks the tough choices entrepreneurs face when shifting from business owner to solopreneur.Understand when investing inside your corporation beats funneling funds into an RRSP—and when it doesn't.Learn how to avoid locking up your wealth in ways that limit your future plans, whether it's buying real estate, funding retirement, or starting a new venture.Get a clear, practical framework for deciding how to split your money between corporate investments and personal retirement savings.Press play now to stop guessing and start building a tax-smart wealth plan that fits your next chapter.Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyle…taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,…wondering whether your current corporate wealth management strategy is optimal for your specific situation.Building long-term wealth in Canada requires more than just saving—it demands a clear financial vision and smart strategies across your financial buckets. Whether you're a Canadian entrepreneur navigating salary vs. dividends decisions, or a business owner seeking corporate wealth planning insights, balancing personal vs. corporate tax planning is key. With a focus on RRSP optimization, tax-efficient investing, and capital gains strategies, your financial plan should align with your goals for financial freedom in Canada and early retirement. From managing corporate wealth and optimizing RRSP room to creating diversification through real estate investing Canada and passive income Ready to connect? Text us your comment including your phone number for a response!Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

Brian Skrobonja talks about the essentials of building a multi-generational legacy that lasts. He breaks down a blueprint rooted in time-tested principles and inspired by the same structural thinking used by families like the Rockefellers. Tune in to hear the assumptions that leave heirs rudderless, the mistakes that breed entitlement, and why conventional financial tools often fail under the weight of multi-century ambitions. Whether you're building wealth or preparing to pass it on, this episode will challenge your thinking and equip you with a legacy framework designed to stand the test of time. Brian starts by reframing real financial success. It's not just what you accumulate—but what you pass on. Without intentional legacy planning, families risk watching their values and vision fade after just one generation. Mindset 1—The absence of active legacy planning. Too many families assume wealth will transfer naturally from bank account to mindset. But without a clear plan, the next generation never learns—and that's how legacies crumble. According to Brian, active legacy planning is not built on ticking a checkbox. You need a blueprint that makes everything else—governance, communication, liquidity—actually work.  Brian says, “In every family I've worked with, eventually the time comes and one question rises: What happens when we're no longer here to steer the ship?” Most families don't answer that until it's too late. For Brian, legal paperwork alone won't cut it. True generational planning requires a living, breathing roadmap that captures your values, evolves with your family, and keeps everyone aligned for decades. Brian highlights a dangerous myth: “Signing a will means we're done and everything will be taken care of.” In reality, active planning means constant alignment, revisiting, revising, and re-engaging the whole family. Use Brian's four-part legacy framework to build clarity and momentum. 1. Define your why—write down what your wealth is for. 2. Create a manifesto, explain it plain English, and make it accessible to all. 3. Invite the next generation—have low-pressure and honest conversations with the next generation. 4. Always revisit your plan—keep it alive, current, and reflective of your evolving world. Mindset 2—Scarcity thinking sabotages legacy. Fear of spending or deploying capital kills bold moves, breeds conservatism, and shrinks your family's vision for impact. How to overcome a scarcity mindset. Audit your past decisions for fear-based choices. Then reframe with an abundance vision and build purpose-driven allocation buckets that multiply impact. Mindset 3—Secrecy and poor communication. Brian explains that when wealth conversations stay behind closed doors, heirs grow entitled, misinformed, or resentful.  Mindset 4—The next generation cannot learn wealth management through osmosis. Watching you isn't enough. They need education.  Mindset 5—Lacking a unified multi-generational strategy. For Brian, a will or a trust isn't enough. Without a cohesive blueprint, every generation is forced to reinvent the wheel, wasting time, money, and vision. Mindset 6—Weak governance weakens families. Brian highlights that good intentions and informal chats aren't enough. You need clear roles, rules, and decision frameworks to keep wealth and relationships intact. Mindset 7—The over reliance on conventional tools. If your portfolio is all accounts and products, you're missing the chance to create a private banking system that cushions volatility and funds opportunity. Brian highlights the need for flexibility. Have an inventory of tools, understand their limits, then build liquidity through mechanisms like build banking. This ensures your strategy stays stable, resilient, and future-ready. Mindset 8—Poor cash flow management crushes vision. Ambition means nothing if spending is unchecked. When families can't see real-time cash flow, legacies stall—fast. Mindset 9—No legacy mindset. Often, the first generation builds wealth. Generation two spends it. Generation three starts over. That's the cycle—unless you teach them the how and the why of wealth preservation early. Brian shares a way to stop entitlement. When you educate heirs about purpose—not just access to wealth—you shift the mindset from consumption to contribution. Mindset 10—No capital allocation plan. A legacy without funding is just a dream. Real impact requires dollars earmarked for growth, trust, and education initiatives from the start. Brian explains—It's not about protecting wealth. It's about activating it. Legacy is about empowering future generations to dream big, move boldly, and live true to your mission. Intentionality is the multiplier. The more proactive and clear your planning, the higher your family's odds of sustained success—across decades, not just years. When your family is aligned, everything changes. Confusion gives way to confidence. Inherited wealth becomes a platform for innovation, service, and lasting impact.     Mentioned in this episode: BrianSkrobonja.com SkrobonjaFinancial.com SkrobonjaWealth.com BUILDbanking.com Common Sense Financial Podcast on YouTube  Common Sense Financial Podcast on Spotify     Alternative investments may be subject to less regulation than other types of pooled investment vehicles. Alternative Investments may impose significant fees, including incentive fees that are based upon a percentage of the realized and unrealized gains and an individual's net returns may differ significantly from actual returns. Such fees may offset all or a significant portion of such Alternative Investment's trading profits. Incorporating alternative investments into a portfolio presents the opportunity for significant losses including in some cases, losses which exceed the principal amount invested. Also, some alternative investments have experienced periods of extreme volatility and in general, are not suitable for all investors. Asset allocation and diversification strategies do not ensure profit or protect against loss in declining markets. ---- BUILD Banking™ is a DBA of Skrobonja Insurance Services, LLC. Benefits and guarantees are based on the claims paying ability of the insurance company. Not FDIC insured. Results may vary. Any descriptions involving life insurance policies and its use as an alternative form of financing or risk management techniques are provided for illustration purposes only, will not apply in all situations, may not be fully indicative of any present or future investments, and may be changed at the discretion of the insurance carrier, General Partner and/or Manager and are not intended to reflect guarantees on securities performance. The term BUILD Banking™, private banking alternatives or specially designed life insurance contracts (SDLIC) are not meant to insinuate that the issuer is creating a real bank for its clients or communicating that life insurance companies are the same as traditional banking institutions. This material is educational in nature and should not be deemed as a solicitation of any specific product or service. BUILD Banking™ is offered by Skrobonja Insurance Services, LLC only and is not offered by Madison Avenue Securities, LLC. nor Skrobonja Wealth Management, LLC. ---- This content is intended for informational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the particular needs of an individual's situation. Skrobonja Financial Group, LLC, Skrobonja Insurance Services, LLC, Skrobonja Wealth Management, LLC are not permitted to offer and no statement made during this presentation shall constitute tax or legal advice. Our firms are not affiliated with or endorsed by the U.S. Government or any governmental agency. The information and opinions contained herein provided by third parties have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed by Skrobonja Financial Group, LLC, Skrobonja Insurance Services, LLC, Skrobonja Wealth Management, LLC.

On this episode of Your Retirement Podcast, Kevin delves into critical aspects of retirement planning, focusing on Social Security decisions, maximizing Roth IRA benefits, understanding economic influences, and creating guaranteed income strategies. The discussion emphasizes the importance of personalized financial planning and the need to adapt strategies based on individual circumstances and market conditions. Get Your Complimentary Retirement Roadmap Your roadmap will include: A retirement income strategy A test to see how long your money will last A tax-planning strategy See omnystudio.com/listener for privacy information.

This week on The Art of Money, Art McPherson discusses various aspects of retirement planning, including the importance of understanding personal financial needs, the role of small businesses in the economy, and the impact of market volatility on investment strategies. He also addresses concerns regarding social security and the necessity of legacy planning to ensure a smooth transition of assets. For more information visit www.artofmoney.com! Follow us on social media: YouTube | Instagram | Facebook | LinkedInSee omnystudio.com/listener for privacy information.

Ready to take control of your retirement? Start your Retirement TEAM Action Plan at ARHQ.com or call 419-794-3030 to speak with a retirement planning specialist today! Retirement isn’t just a date—it’s a strategy. In this must-listen episode, Nolan Baker, the President and CEO of ARHQ, exposes the hidden risks that could derail your financial future. Learn how unchecked government spending could impact your nest egg, why spotting red flags in financial advisors is critical, and how to avoid costly family conflicts through smart legacy planning. Discover the power of an “all-weather portfolio” built to thrive in any market—so your income stays steady no matter what. Whether you're five years out or already retired, this episode delivers urgent, actionable insights to help you retire with confidence, clarity, and control. Don’t leave your future to chance—press play now. About America's Retirement Headquarters: We are dedicated to helping retirees achieve the retirement they deserve. From crafting personalized retirement income strategies to providing one location for your entire retirement solutions, our goal is to guide you every step of the way. Let us help you navigate the complexities of retirement, so you can enjoy financial confidence and peace of mind. Visit Us: 1700 Woodlands Drive, Maumee, OH 43537 Call Us: 419-794-3030 Learn More: ARHQ.comSee omnystudio.com/listener for privacy information.

Ryan Herbert and Lawrence Kiely dive into the 50th anniversary of Jaws—and use it as a metaphor for the hidden dangers lurking in retirement accounts. From Required Minimum Distributions (RMDs) to Roth conversions, they break down how tax planning can be the “bigger boat” you need to stay afloat in retirement. Learn how a proactive tax strategy could potentially save you hundreds of thousands—even millions—over your lifetime. Want to begin building your retirement and tax plan? Schedule a call with us here:

In this episode, host Rob Wermuth sits down with Zane Tarence, Managing Director at Founders Advisors, investment banker, and author of 17 Reasons Your Company's Not Investment Grade and What to Do About It.  With over 25 years of experience and more than 85 successful deals closed, Zane brings a candid perspective to today's business sales environment. He and Rob cover the shifting landscape as Baby Boomer owners prepare to exit, the growing role of private equity, and how AI is influencing the M&A process.  From identifying what makes a company truly “investment grade” to outlining key steps that help drive value, Zane offers practical insights for founders, advisors, and anyone thinking about succession. Tune in for a high-impact conversation that highlights what it really takes to build and sell a business the smart way. ​​ ______________​​______________​​  Legacy Planning- 3440 Hamilton Blvd Allentown, PA 18103 and 228 W Gay Street West Chester, PA 19380 610-719-8600 www.legacy-online.com Legacy Planning offers securities and advisory services through Commonwealth Financial Network®, Member FINRA/SIPC, a Registered Investment Adviser. Legacy Planning is owned by HUB International. HUB and Commonwealth are separate and unrelated entities.

From humble beginnings as a Nebraska farm girl to becoming a millionaire mentor, Loral, joins host Chris Naugle on The Money School Podcast to share how she built an empire that's helped over 10,000 entrepreneurs secure their futures through smart investing, tax strategy, and family-focused legacy wealth planning.They dive into the truth about trusts, breaking down the critical role of structure and language in making sure your wealth lasts generations. You'll hear about Loral's “I'm Dead. Now What?” legacy document, how she set up Roth IRAs for her kids from birth, and her method of training the next generation to borrow from, not burn through, family money.Throughout the conversation, Loral emphasizes that legacy wealth planning isn't just about money, it's about values, vision, and the systems you put in place while you're still alive because whether you're rich or just getting started, legacy wealth planning begins with education, intention, and action.Loral's Takeaways:Career Transition and Current Focus (01:35)Challenges of Being a Road Warrior (02:51)Journey to Becoming a Millionaire Maker (05:46)Transition to Entrepreneurship and Real Estate (08:51)Importance of Trusts and Legacy Planning (11:25)Challenges of Trust Implementation (40:29)Legacy and Family Education (40:45)Economic Challenges and Financial Strategies (40:57)Meet Chris Naugle:From pro-snowboarder to money mogul, Chris Naugle has dedicated his life to being America's #1 Money Mentor. With a core belief that success is built not by the resources you have, but by how resourceful you can be.His success and national acclaim have come in large part to what he's learned first-hand from seeking a better way to wealth creation and preservation than he learned growing up.Chris has built and owned 19 companies, with his businesses being featured in Forbes, ABC, House Hunters, and his very own HGTV pilot in 2018. He is currently founder of The Money School™, and Money Mentor for The Money Multiplier.His success also includes managing tens of millions of dollars in assets in the financial services and advisory industry and in real estate transactions.As an innovator and visionary in wealth-building and real estate, he empowers entrepreneurs, business owners, and real estate investors with the knowledge of how money works.Chris is also a nationally recognized speaker, author, and podcast host. He has spoken to and taught over ten thousand Americans delivering the financial knowledge that fuels lasting freedom.From pro-snowboarder to money mogul, Chris Naugle has dedicated his life to being America's #1 Money Mentor. With a core belief that success is built not by the resources you have, but by how resourceful you can be.His success and national acclaim have come in large part to what he's learned first-hand from seeking a better way to wealth creation and preservation than he learned growing up.Chris has built and owned 19 companies, with his businesses being featured in Forbes, ABC, House Hunters, and his very own HGTV pilot in 2018. He is currently founder of The Money School™, and Money Mentor for The Money Multiplier.His success also includes managing tens of millions of dollars in assets in the financial services and advisory industry and in real estate transactions.As an innovator and visionary in wealth-building and real estate, he empowers entrepreneurs, business owners, and real estate investors with the knowledge of how money works.Chris is also a nationally recognized speaker, author, and podcast host. He has spoken to and taught over ten thousand Americans delivering the financial knowledge that fuels lasting freedom.Connect with Chris:

Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereWhat if the key to unlocking your next financial breakthrough isn't the plan itself—but who's with you along the way?Too many entrepreneurs and investors try to build wealth in isolation, only to stall out when uncertainty hits. But history—and your own financial future—show that the most successful journeys are rarely solo. Whether you're navigating corporate wealth strategies or personal investing, having the right guide and proven pathway changes everything.In this episode, you'll discover:Why every financial success story—business or personal—starts with finding the right partners and coaches.How to identify and follow a proven wealth-building pathway while customizing it for your unique goals.Real-world strategies, like leveraging your corporate wealth through whole life insurance, to unlock new investment opportunitiesPress play now and learn how to stop guessing and start building your wealth with clarity, confidence, and the right partners by your side.Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyle…taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,…wondering whether your current corporate wealth management strategy is optimal for your specific situation.Achieving financial freedom in Canada requires more than just saving—it takes strategic partnerships, expert guides, and a clear financial vision. Whether you're a Canadian entrepreneur focused on corporate wealth planning or an investor exploring real estate investing in Canada, building long-term wealth starts with collaboration and proven pathways. Through coaching, teamwork, and tailored financial planning, you can master tax-efficient investing, optimize RRSP room, and balance salary vs dividends for maximum business success. Learn how financial buckets, passive income planning, and capital gains strategies fit into your modest lifestyle wealth or early retirement stratReady to connect? Text us your comment including your phone number for a response!Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

What does it take to lead a $1.5 billion dairy cooperative without losing the soul of the family farm? In this episode of The Family Biz Show, Michael Palumbos sits down with Kevin Ellis, CEO of Upstate Niagara Cooperative, to explore the path from third-generation dairy roots to modern-day manufacturing leadership. This isn't just a story about dairy. It's about what happens when a family business mindset meets scale, legacy meets innovation, and community values get tested in a corporate structure. Whether you're navigating your own transition, scaling fast, or wondering how to bring next-gen thinking into a legacy business—this episode delivers powerful, practical insight. From Barn to Boardroom: Kevin's Unlikely Journey [00:45] Kevin's roots run deep in Central New York, where his family expanded from 100 to 300 cows. Initially considering veterinary school, he pivoted into animal science and eventually business, landing at Cornell and later earning his MBA from the University of Rochester. [02:30] His career is marked by reinvention—from nutritionist to banker to co-op founder. When former clients asked him to help start a breakaway processing plant, he said yes. That move eventually led to his role at Upstate Niagara, overseeing more than 260 family farms and 1,800 employees.

From banker to landscaper, Carroll Fitzgerald built a 70+ person business with 35 trucks — and then sold it to his own management team. In this episode, Carroll shares the full story of how he scaled Fitzgerald's Landscaping and structured a successful employee buyout. What you'll learn: How Carroll grew his company from a weekend side hustle to a multimillion-dollar operation Why he planned his exit 5 years in advance — and how that paid off How he used SBA financing and vendor takebacks to help his team buy the business What makes a succession plan actually work in the trades

In this episode, you'll learn:How Peter transitioned from a legal career to wealth management through an unexpected opportunityThe importance of building strong client relationships and trust over timeWhy entrepreneurs should focus on long-term wealth building, not just incomeTwo of the most powerful ways to build wealth: starting a business and legally reducing taxesThe impact of proper business structure and tax strategy (e.g., S-Corp vs. W-2 income)Foundational elements for asset protection and legacy planning, including insurance and estate documentsWhy having a clearly defined “ideal life” matters more than chasing a financial numberHow the EOS (Entrepreneurial Operating System) framework can help scale and structure a businessThe importance of building a company that can operate independently of the founderWhy successful entrepreneurs emphasize delegation, focus, and doing only what moves the needleDaily health and reflection habits Peter uses to stay energized and alignedThe value of unplugged time, especially for thinking, walking, and long-term vision clarityInsights from working with ultra-wealthy clients and what truly sets them apartThe MIT (Most Important Thing) method to eliminate distraction and stay focusedHow personal passions like reading, music, and hiking contribute to long-term success Connect with Peter CulverPhone: (917) 697-4156Website: www.wealththrive.com This episode is NOT sponsored. Some product links are affiliate links, meaning we'll receive a small commission if you buy something.===========================⚡️PODCAST: Subscribe to our podcast here ➡ https://elevatemedia.buzzsprout.com/⚡️Need post-recording video production help? Let's chat ➡ https://calendly.com/elevate-media-group/application⚡️For Support inquires or Business inquiries, please email us at ➡︎ support@elevate-media-group.comOur mission here at Elevate Media is to help purpose-driven entrepreneurs elevate their brands and make an impact through the power of video podcasting.Disclaimer: Please see the link for our disclaimer policy for all our episodes or videos on the Elevate Media and Elevate Media Podcast YouTube channels. https://elevatemediastudios.com/disclaimer

Don't forget to talk about "legacy planning" with your financial advisor. In this episode, Axel will share why financial independence + legacy planning should be included in your goals.Any questions?*** Grab my 10k/month passive income strategy and weekly newsletters at https://tinyurl.com/iwg-strategy BOOK IS OUT! Grab Your Copy and learn how to get your feet wet in real estate investing

Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereAre you missing out on a hidden tax-free opportunity inside your corporation?If you've sold a Canadian business or a corporate-held property and now face the question of where to grow your money — inside your corp or in your personal name — this episode is essential listening. Many Canadian incorporated professionals overlook critical tax planning tools that could massively boost their personal wealth and estate efficiency.In this episode, you'll discover:How to use the Capital Dividend Account (CDA) to move money out of your corp tax-free — and when it's the smartest move.Why holding low-yield investments like T-bills inside your corporation could be costing you more than you think.How permanent life insurance — even on your children — can become a powerful estate and tax optimization tool.Hit play now to learn how to turn overlooked tax strategies into serious long-term wealth advantages.Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyle…taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,…wondering whether your current corporate wealth management strategy is optimal for your specific situation.For Canadian entrepreneurs focused on financial freedom and long-term wealth building, understanding how to integrate personal and corporate finance is essential. Leveraging tools like the capital dividend account and strategies such as salary vs dividends Canada, capital gains planning, and corporate structure optimization can significantly boost tax efficiency and retirement planning outcomes. Through a well-structured corporate wealth blueprint, young entrepreneurs and seasoned business owners alike can align financial systems with investment strategies, using personal financial buckets and RRSP optimization to build and protect assets. Canadian wealth secrets lie in mastering the nuances of incorporation, real estate, and small business finaReady to connect? Text us your comment including your phone number for a response!Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

In this episode, I talk with David about the challenges blended farm families face during succession and estate transitions. We explore how honest communication, early planning, and choosing to overcome family dysfunction can shape a healthier legacy. David shares personal stories and lessons learned navigating complex family dynamics, while I highlight practical tips and resources for farm families ready to have the tough conversations before crisis hits. If you're involved in farm succession or blended family transitions, this episode offers valuable insights to help you move forward with clarity and compassion. Access the full show notes for this episode at elainefroese.com. Discover more about our guest: David Marrison Elaine Froese Resources: Watch this episode on YouTube. SPEAKING - book Elaine for your next event COACHING - find your Farm Transition Coach MEMBERSHIP - Join the Farm Family Harmony Membership waitlist RESOURCES - download for FREE CONTACT - take the next steps in your transition  BURNING QUESTION? Submit it here for Elaine or her coaches Timestamps 0:00:34 - Introduction of David Marrison and podcast topic on blended families 0:03:00 - David's background growing up on a dairy farm 0:05:48 - Discussion of family losses (father's death, first wife's cancer diagnosis) 0:09:24 - David's career with the Ohio State University farm management 0:11:51 - Resources available at farm office.osu.edu 0:14:06 - Why farmers are hesitant to ask for help 0:16:29 - Appreciative inquiry approach to farm family conversations 0:20:30 - Importance of family legacy and storytelling 0:26:29 - Challenges of blended families and communication 0:41:58 - Discussing farm transition and family dynamics 0:50:46 - Strategies for training the next generation 0:57:54 - Biggest risk in farm transition (preparing next generation)

In this episode, Jim Oliver and cohost Nick Kosko explore how the principle of Economic Value Added (EVA), widely used by corporations, can be applied to personal finance. They challenge conventional financial advice, specifically addressing the hidden cost of capital and its implications for wealth-building strategies like Infinite Banking. Key Takeaways: Understanding EVA: EVA is calculated using three components—Net Operating Profit After Tax (NOPAT), cost of capital, and capital employed—and helps determine whether an enterprise is generating true value. Your Family is a Business: Just like a corporation, your household economy should account for the cost of capital to ensure efficient use of resources and long-term wealth accumulation. Lost Opportunity Cost: Paying with cash may seem simple, but it often ignores the potential returns that capital could have generated if deployed differently, leading to underestimated financial losses. Jim and Nick make the case that applying corporate finance principles like EVA to your personal finances isn't just possible—it's essential. By recognizing your family as an economic entity and accounting for the true cost of capital, you can make more informed decisions that align with long-term wealth creation.  The key isn't just about how much money you make, but how efficiently you deploy and grow that capital over time.

Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereWhat if your dream vacation property is actually delaying your path to early retirement?You're hustling to build wealth, investing in real estate, running your business, and maybe even fantasizing about a peaceful cabin escape. But here's the question: are your current financial moves bringing you closer to freedom—or quietly costing you years of progress? In this episode, Kyle and Jon unpack a real conversation with a Canadian business owner who seems on track—until the numbers tell a different story.You'll discover:Why real estate investments that “feel good” can still be cash flow trapsHow to avoid mistaking net worth for true financial freedomA framework for evaluating whether your lifestyle goals and investment strategies are actually alignedHit play now to learn how to clarify your wealth vision, optimize for cash flow, and build a roadmap that gets you where you really want to go.Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyle…taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,…wondering whether your current corporate wealth management strategy is optimal for your specific situation.Achieving financial freedom in Canada requires more than just saving aggressively—it demands clear vision planning, strategic investment strategies, and a deep understanding of corporate wealth planning. Whether you're navigating real estate investing in Canada, weighing salary vs dividends, or optimizing your RRSP room, the right Canadian wealth plan blends financial buckets, capital gains strategy, and tax-efficient investing. For business owners, aligning your corporate structure with your long-term financial independence goals is crucial. From property management decisions to balancing personal vs corporate tax planning, building cash flow through diversified assets and passive income planning supports both your modest lifestyle wealth today anReady to connect? Text us your comment including your phone number for a response!Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

What's your plan for walking away from dentistry, and will it actually work? Angela Golden shares what most dentists get wrong about exit planning and why waiting could cost you your legacy.

In this interview, Kevin Whelan and Manish Kataria delve into the intricacies of SSAS pension, exploring how it can serve as a powerful financial tool for business owners. They discuss the importance of taking action in financial planning, the benefits of collaboration in wealth building, and the implications of inheritance tax on financial strategies. The conversation emphasises the need for financial education and the potential of SSAS pensions to create wealth now, rather than just serving as a retirement fund. In this episode, Kevin speaks about the importance of recurring income, effective financial planning, and the significance of protecting wealth through wills and insurance.  Key Takeaways:Momentum is Better than Meditation: Don't wait for the perfect time—take small actions now to build confidence and results.Nobody Will Ever Care About Your Money More Than You: Taking personal responsibility is at the heart of successful wealth-building.SSAS Pensions Offer Unique Control and Flexibility: Ideal for business owners looking to invest in property, business, or even lend to their own company.Keep It Simple: Simplicity in your finances and investment strategy often leads to better results than chasing complexity.Plan for Both Wealth Creation and Protection: Wills, powers of attorney, and insurance are essential tools for safeguarding your family's future.Focus on Recurring Income: Building assets that pay you every month is the key to long-term financial independence. Resources Mentioned In This Episode:Manish Kataria (LinkedIn)Government Pension Tracing Service (for lost pensions)Connect with WealthBuildersListen on Spotify, Apple Podcasts, YouTube, and all major platforms.For more inspiring stories and actionable tips, subscribe to Wealth Talk and leave us a review!Next Steps On Your WealthBuilding Journey: Join the WealthBuilders Facebook CommunitySchedule a 1:1 call with one of our teamBecome a member of WealthBuildersIf you have been enjoying listening to WealthTalk - Please Leave Us A Review!If you enjoyed this episode, please rate and review WealthTalk on your favourite podcast platform.

This week, Jackie Campbell discusses the detrimental effects of procrastination on financial planning, particularly regarding retirement strategies. They emphasize the importance of being intentional with financial decisions and the need for regular reviews, such as mid-year assessments, to ensure that individuals are on track with their financial goals. The conversation also covers tax strategies, the significance of understanding investment buckets, and the importance of legacy planning for future generations. Jackie highlights the role of a financial advisor in navigating these complexities and ensuring that clients make informed decisions about their financial futures. For more information or to schedule a consultation call 352-251-1015 or visit www.mycampbellandco.com! Follow us on social media: Facebook | YouTube | X | InstagramSee omnystudio.com/listener for privacy information.

Show NotesIn this episode, you'll learn:How Colleen's caregiving journey led to her business The biggest planning mistakes solopreneurs make The four pillars of business safety: Money, Insurance, Succession, and Legal Prep What a “Knock Box” is—and why you need one The real cost of not planning for emergencies Her tips on getting in front of the right clients Why LinkedIn is her platform of choice Links & Resources:Website: www.centuryplantbusinessservices.com LinkedIn: Colleen Watson Book a session with Colleen: calendly.com/centuryplant Follow Virginia:Website: entrepreneurconundrum.com Instagram: @entrepreneurconundrumpodcast Facebook: @entrepreneurconundrumpodcast Twitter: @EnConundrumPod Key Questions(00:53) Can you tell us a little bit about your entrepreneurial journey?(04:23) Who are your ideal clients?(06:34) How do you get in front of those people?(08:28) Do you do you social media as well to help get in front of those people to have those conversations?(10:56) Is there someone that you refer them to or just help them find their own person to help them.(14:10) Do you help people just in the US or do you go other places as well?(16:05) What are some of the safety So it's the safety net or the four pillars that people should have.(20:57) So do you have all your ducks in a row?(24:03) What are some big goals that you have in the next year or two?(30:03) What's the best advice that you have ever received?(31:58) What's the best advice you've ever given?(33:34) Is there anything that we haven't talked about yet that you would like to touch on?Colleen Watsonhttps://www.centuryplantbusinessservices.com/https://www.linkedin.com/in/colleen-watson/Virginia PurnellFunnel & Visibility SpecialistDistinct Digital Marketing(833) 762-5336virginia@distinctdigitalmarketing.comwww.distinctdigitalmarketing.comwww.distinctdigitalmarketing.co

In this episode, host Rob Wermuth is joined by Jason Frank, Chief Operating Officer at SpecterOps, to explore one of the most critical issues facing businesses today: cybersecurity. With a background in penetration testing, threat hunting, and enterprise security operations, Jason shares insights from years on the front lines of digital defense. They discuss the rise of ransomware, the impact of artificial intelligence on risk, and how zero trust models are reshaping security in a remote-first world. Jason breaks down complex topics into practical steps that business owners, especially those leading small to mid-sized companies, can act on today. From strengthening password protocols to implementing multi-factor authentication and managing identity risk, Jason offers clear, actionable advice. He also explains how tools like BloodHound can reveal vulnerabilities that often go unnoticed. Looking ahead, the conversation touches on balancing innovation with privacy, preparing the next generation of cybersecurity talent, and why an annually reviewed cyber action plan is essential to long-term business value. If you are thinking about how to better protect your organization, clients, and legacy in an increasingly digital world, this episode is filled with timely and practical guidance. ​​______________​​______________​​ Legacy Planning- 3440 Hamilton Blvd Allentown, PA 18103 and 228 W Gay Street West Chester, PA 19380  610-719-8600 www.legacy-online.com Legacy Planning offers securities and advisory services through Commonwealth Financial Network®, Member FINRA/SIPC, a Registered Investment Adviser. Legacy Planning is owned by HUB International. HUB and Commonwealth are separate and unrelated entities.  

There's a story Buffy Ruthardt shared that still gives me chills. She and her husband Darren were on a drive, just processing life and legacy—wondering aloud what it might look like for their children to live in their inheritance while they were still alive. Not just financially, but spiritually, relationally, and generationally. https://www.youtube.com/live/dMMgfxEohsI It was a bold idea. But they didn't know how to do it. No roadmap. No clarity. No strategy to get there. And then… they heard a Facebook ad for Seven Generations Legacy®. That was the nudge. They followed that moment of divine appointment to begin faith-based legacy planning, and today, their family is operating with a whole new level of clarity, unity, and purpose. “We were doing our best… but we had no tracks to run on.”Faith-Based Legacy Planning in ActionFrom Disconnected Assets to a Unified Legacy VisionThe Meaning: Writing Down the Culture That Was Already ThereThe Mechanism: Getting the Legal and Structural House in OrderThe Money: From Siloed Accounts to Stewardship StrategyThe Fruit of Faith-Based Legacy Planning: Family Meetings, Health Goals, and a Future PodcastWhat It Really Means to Align Wealth with ValuesWant to Build Your Own Legacy?Book A Strategy Call “We were doing our best… but we had no tracks to run on.” I'll never forget this moment. Buffy and Darren sat across from me on Zoom, eyes bright with conviction, reflecting on their journey. They'd built a beautiful life—decades of hard work, provision, blessing. But as they looked at their children, now adults, they knew something deeper was stirring. “We had direction,” Buffy said, “but no map.” That's when they found the Seven Generations Legacy® Coaching Program. And everything changed. They weren't just searching for a way to preserve wealth. They were on a mission to steward something sacred: their faith, their values, and the legacy they knew God had placed in their hands for generations to come. Faith-Based Legacy Planning in Action When we talk about faith-based legacy planning, we're not just talking about trust documents or estate strategies. We're talking about shaping the kind of family culture that lasts beyond your lifetime. That's what Darren and Buffy came looking for—and that's what they built. They had wealth. They had faith. They had a vision. What they needed was a mechanism. At The Money Advantage™, we don't talk about inheritance the way the world does. This isn't about how much you leave—it's about what you leave in the people you love. If you've ever thought… “I've built something valuable—but how do I pass it on with meaning?” “Our kids aren't quite ready… but I want to guide them.” “We have the assets, but not the structure. Where do we start?” …then you're not alone. And this story is for you. In this episode of The Money Advantage™ Podcast, we unpack their full journey—from feeling stuck with disjointed entities and unspoken hopes… to confidently stewarding their family's meaning, mechanism, and money with purpose.We'll walk you through Darren and Buffy's real-life experience using the Seven Generations Legacy® process, including: Why they felt stuck, even after decades of success How they aligned their faith, finances, and family The power of creating meaning and mechanism—not just money What happened after they hosted their first Family Legacy Summit This isn't theory. This is transformation. If you've ever wondered how to truly align your values with your wealth—or how to pass on something deeper than money—this story is for you. From Disconnected Assets to a Unified Legacy Vision Darren and Buffy didn't come to Seven Generations Legacy empty-handed. They had two decades of successful business ownership, investments, and assets. But what they didn't have was an integrated plan—or a way to ensure it wouldn't all unravel when passed to the next generat...

In this solo episode, Jim Oliver challenges the traditional notion that financial freedom is the ultimate destination. Instead, he reframes it as the beginning of a more meaningful journey—one rooted in ownership, impact, and legacy. Drawing on personal stories, lessons from Infinite Banking, and thought-provoking metaphors, Jim urges listeners to shift from escape to empowerment and build a life of purpose beyond financial independence. 3 Key Takeaways: 1. Financial Freedom Is Just the Start Most people chase financial independence like it's the goal. It's not. It's just the starting line. Once you're free, that's when the real game—impact, leverage, and legacy—begins. 2. Control the Money, Control the Outcome When you control the money, you control the outcome. Infinite Banking puts you in the driver's seat—no more waiting on approvals, no more lost opportunity cost. You become the bank. 3. Impact Is the Ultimate ROI True wealth isn't just about what you earn or save—it's about what you build that outlives you. After freedom comes impact. The mission shifts from accumulation to contribution. Book Recommendations: Jonathan Livingston Seagull by Richard Bach Illusions: The Adventures of a Reluctant Messiah by Richard Bach (particularly the opening parable about the creatures in the stream) Best Advice Jim Ever Received: “Let go.” Like the creature who released his grip on the rock to discover what the stream had in store, stepping into the unknown is the only way to discover what you're truly capable of.