Podcasts about Carolinas

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  • 2,272PODCASTS
  • 4,834EPISODES
  • 41mAVG DURATION
  • 1DAILY NEW EPISODE
  • Jul 19, 2025LATEST
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Best podcasts about Carolinas

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Latest podcast episodes about Carolinas

The Backyard Naturalists
Encore Episode: Bye-Bye, Seed Bandits! Meet the Squirrel Buster

The Backyard Naturalists

Play Episode Listen Later Jul 19, 2025 19:29


We're reaching back to one of our most popular episodes for this week's encore—and trust us, it's a fan favorite for a reason! If squirrels have ever turned your bird feeders into their personal buffet, this one's for you. Debbie and Lori are joined by Tatiana Thompson of Brome Bird Care, makers of the innovative Squirrel Buster bird feeders. Broadcasting all the way from snowy Quebec, Tatiana shares the backstory of how a simple idea grew into a worldwide movement in backyard birding. You'll learn how Brome's clever feeder designs help bird lovers keep the seed for the birds—without harming curious critters. From feeder engineering to sustainability and even a global bird photo contest, this encore episode is packed with insights, smiles, and tips to make your backyard more bird-friendly.

Carolina Weather Group
Why NC's flooding won't stop & keeping the Catawba River safe [Podcast. Ep. 549]

Carolina Weather Group

Play Episode Listen Later Jul 17, 2025 66:42


North Carolina has been slammed by relentless storms and flooding—and it's not over yet.In this episode of the Carolina Weather Group, we sit down with Brandon Jones, the Catawba Riverkeeper, to talk about protecting our rivers, why heavy rainfall leads to dangerous water pollution, and how you can help keep local waterways clean.We also check in with Tim Buckley, Chief Meteorologist at WFMY in Greensboro, to break down the recent North Carolina flooding, the impact of Tropical Storm Chantal, and why weather forecasting gets so tricky this time of year.Key topics in this episode:How rainfall triggers pollution and E. coli spikes in local lakes and riversThe history and mission of the Catawba Riverkeeper organizationFlooding aftermath from Tropical Storm ChantalUrban vs rural flash flooding across the CarolinasThe problem with slow-moving storms and why forecasting them is difficultHow you can volunteer for river cleanups and citizen science projectsUpcoming Carolina Weather Group events

The Low & Slow Barbecue Show
Pinehurst Barbecue Festival 2025 Behind the Scenes

The Low & Slow Barbecue Show

Play Episode Listen Later Jul 17, 2025 34:53


Pinehurst Barbecue Festival 2025 features 3 days of events and the Christopher Prieto Pitmaster Invitational and has quickly become one of the Carolinas' premier barbecue events. Andrew Stilwell gives us a behind-the-scenes look at this year's barbecue festival event Aug. 29-31, the participating pitmasters, the diverse menus of food options, and a chance to win a lifetime ticket to the festival. Get the history of the festival, how it started in the Village of Pinehurst, and breaking news about the second-annual Smithfield Cup between North Carolina and South Carolina pitmasters. Listen to this episode for the details on Pinehurst Barbecue Festival 2025 and where you can get tickets for the one-of-a-kind festival over Labor Day Weekend. This episode sponsored by Pinehurst Barbecue Festival 2025 coming Labor Day Weekend Aug. 29-31 in the Village of Pinehurst. 3 days, 5 signature events, concluding with 7 N.C. pitmasters serving meats & sides in the Christopher Prieto Pitmaster Invitational. Buy tickets online today and enter the giveaway for a LIFETIME PASS. Visit the Low & Slow Barbecue Show website here!

The Produce Industry Podcast w/ Patrick Kelly
The Lewellings: Nurserymen Abolitionists (Part 1) - The History of Fresh Produce

The Produce Industry Podcast w/ Patrick Kelly

Play Episode Listen Later Jul 15, 2025 52:23


How did a quiet Quaker family from North Carolina - devout, disciplined, and disinclined to dance - go on to revolutionize the fruit industry of the American West? Who were the Lewellings, and how did their deep-rooted values, obsession with grafting, and fierce opposition to slavery shape the orchards of Oregon, the nurseries of Iowa, and the future of American agriculture?Join John and Patrick as they peel back the layers of one of the most extraordinary and overlooked sagas in American history. From humble beginnings in the red clay of the Carolinas to pioneering nurseries on the frontier, the Lewellings weren't just planting trees - they were planting legacy. But what made Henderson Lewelling leave it all behind, again and again, to chase something even bigger?In this opening episode of a sweeping multi-part series, we hear about the early years of a family whose grafting knives and moral convictions cut through the American frontier and helped grow an empire of apples, pears, peaches, and cherries.----------In Sponsorship with Cornell University: Dyson Cornell SC Johnson College of Business-----------Join the History of Fresh Produce Club for ad-free listening, bonus episodes, book discounts and access to an exclusive chatroom community.Support us!Share this episode with your friendsGive a 5-star ratingWrite a review -----------Subscribe to our biweekly newsletter here for extra stories related to recent episodes, book recommendations, a sneak peek of upcoming episodes and more.-----------Step into history - literally! Now is your chance to own a pair of The History of Fresh Produce sneakers. Fill out the form here and get ready to walk through the past in style.-----------Instagram, TikTok, Threads:@historyoffreshproduceEmail: historyoffreshproduce@gmail.com

Ones Ready
Ep 489: Founder of Carolinas for Ukraine - (ret) COL Curtis Lee

Ones Ready

Play Episode Listen Later Jul 14, 2025 61:23


Send us a textThis episode is a gut punch of clarity and common sense wrapped in Hoist-fueled sarcasm. Aaron and Peaches sits down with retired Marine Corps Colonel Curtis Lee—civil affairs legend, community builder, and founder of Carolinas for Ukraine. From mentoring under three-war combat vets to spearheading grassroots refugee resettlement, Curtis breaks down the real meaning of service after service.And oh yeah—we're not afraid to poke the bear. Illegal immigration? We say no. Strategic, vetted, value-driven immigration? Hell yes. Curtis' program resettles Ukrainian families legally—and it might just be the model for how we fix the entire U.S. immigration dumpster fire.We hit topics the media won't touch with a ten-foot boom mic:The Afghanistan withdrawal debacle

Under Pressure Outdoors Podcast
Ep. 287 Fishing With Brewski: The State Of North Carolinas Fisheries

Under Pressure Outdoors Podcast

Play Episode Listen Later Jul 14, 2025 133:51


Considering I was raised in the flatwoods of Florida, when I think of fishing in the saltwater I really don't think of anywhere else but the state I call home. However, the ocean is vast and the fisheries are connected maybe more than you realize. Some fish even migrate similar to ducks down the flyways in the fall. This week we sat down with Steve Brewster to discuss the issues fishermen are facing in North Carolina and how they are already affecting fishermen up and down the Atlantic coast, Florida included. Fishing With Brewski- https://www.youtube.com/@FishingwithBrewski UPO Gear & Such- https://uponation.co/ UPO Social Media- https://linktr.ee/underpressureoutdoorsHazmore Outdoor Products- https://hazmore.net/Use Code UPO15 at checkout for 15% off your next order!HangFree- https://hangfree.co/ Use code UPO10 at checkout for 10% off your next order!Water Feather Boats- https://waterfeathers.com/ Find a Dealer Near YouBecome a Patron- https://www.patreon.com/user?u=45295718

The Backyard Naturalists
Encore: Skunks, Sass, and Surprises with Ruby Davis

The Backyard Naturalists

Play Episode Listen Later Jul 12, 2025 35:25


Have you ever wondered what's really going on with the skunks in your backyard?

Carolina Weather Group
Deadly Floods in Texas & Carolinas: Understanding What Happened [Ep. 548]

Carolina Weather Group

Play Episode Listen Later Jul 10, 2025 79:12


In this emotional and informative episode of the Carolina Weather Group, we examine the devastating flash flooding disasters that unfolded in early July 2025 in both Texas and the Carolinas. With over 100 confirmed fatalities in Texas and more than 150 missing, meteorologists and scientists recount the harrowing moments and explain how a stalled storm system overwhelmed Kerrville and surrounding areas.We also discuss Tropical Storm Chantal's impact on the Carolinas, where unprecedented rainfall led to a 1-in-1,000-year flooding event. This conversation unpacks the science behind the flooding, the role of climate change, and the urgent need for improved flood response systems.Our guests: Troy Kimmel, a meteorologist in Austin, Texas with experience in emergency response. He's also a panelist on the WeatherBrains podcast.Dr. Kristina Dahl, Climate Central's Vice President for ScienceJordan McLeod, our former panelist, formerly of the Southeast Regional Climate Center

Earned Fun Average
Episode 173 - ProffittPalooza 2025

Earned Fun Average

Play Episode Listen Later Jul 9, 2025 50:53


Eric and his brother Joe went on their yearly baseball trip. ProffittPalooza 2025 went through the Carolinas and Georgia. We were joined by the Mayor Donnie Wise on about half the trip. Donnie joins us on this episode to discuss the trip and his experiences with the brothers.Make sure to follow Donnie and EFA online.Donnie Wise -Twitter: https://www.twitter.com/wisedrjr (@wisedrjr)Instagram: https://www.instagram.com/wisedrjr (@wisedrjr)Earned Fun Average - Instagram: https://www.instagram.com/earnedfunavg/ (@EarnedFunAvg)Twitter: https://www.twitter.com/earnedfunavg/ (@EarnedFunAvg)Blue Sky: https://www.bsky.app/profile/earnedfunavg.bsky.social  (@EarnedFunAvg.bsky.social)Curved Brim Media -Website: https://www.curvedbrimmedia.com/Instagram: https://www.instagram.com/curvedbrimmedia/ (@CurvedBrimMedia)Twitter: https://www.twitter.com/CurvedBrim/ (@CurvedBrim)

The Charlotte Ledger Podcast
Behind the Leon Levine Foundation's big surge in giving

The Charlotte Ledger Podcast

Play Episode Listen Later Jul 8, 2025 16:21


What happens when a major foundation suddenly triples its giving? In this episode, we talk with Tom Lawrence, CEO of The Leon Levine Foundation, about the decision by the 3rd-largest foundation in the Carolinas to boost its annual grantmaking to $100 million. Ledger editor Tony Mecia talks with Lawrence and board chair Michael Tarwater about how the move fulfills Leon Levine's longtime vision, what kinds of organizations stand to benefit and how the foundation is navigating this turning point. Lawrence shares insights on giving priorities, how funding decisions are made, and what the surge in grant-making means for communities across the Carolinas.For more information on The Charlotte Ledger, visit TheCharlotteLedger.com. This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit charlotteledger.substack.com/subscribe

Ecosystems For Change
E 7.8 - Safeguarding the Fabric of our Nation with Anne Wiper and Molly Hemstreet at the NSF Textile Innovation Engine in North Carolina

Ecosystems For Change

Play Episode Listen Later Jul 8, 2025 51:09


In an industry dominated by fast fashion, our next US National Science Foundation funded Regional Innovation Engine is working to bring sustainability and circularity to the textile industry.Headquartered in Morganton, the NSF Textile Innovation Engine in North Carolina –or The Textile Engine–is working to make the Southeast's Textile Belt a home for innovation and the lifeblood of its communities. I sat down with Co-Deputy CEO Molly Hemstreet and CEO Anne Wiper to talk about the future of textile production, the true cost of fast fashion, and how each of us can reduce and recycle the pounds upon pounds of textile waste Americans produce each year.Molly Hemstreet is Co-Deputy CEO of the NSF Textile Innovation Engine in North Carolina, where she leads workforce development and regional engagement initiatives. She is also the Co-Founder and Co-Executive Director of The Industrial Commons, which supports over 2,500 workers through its collaborative, member-led network of textile manufacturers and workplace development programs.Through her experience and leadership, she has organized economic development initiatives across rural Western North Carolina, founded Opportunity Threads, which has grown into the largest U.S.-based worker-owned cut-and-sew facility, and co-founded the Carolina Textile District in 2013, a strategic value chain focused on revitalizing textile manufacturing across the Carolinas.Anne Wiper is the CEO of the NSF Textile Innovation Engine in North Carolina, where she leads efforts to strengthen the U.S. textile industry through cutting-edge research, commercialization of circular and regenerative materials, and workforce development. Her work centers on advancing innovation, resilience, and collaboration within the domestic textile supply chain.Anne brings decades of industry experience to The Textile Engine, drawing on her previous roles as Vice President of Product for Smartwool and Icebreaker, brands under VF Corporation, as well as leadership positions at Salomon Sports and Nike across the U.S. and Europe. In addition, Anne has been a faculty lecturer in the University of Colorado Masters of the Environment program since 2022.  Listen to the full episode to hear:How offshoring textile production impacts not only our economy but our emergency preparednessBreaking down the forces that have led to overproduction and offshoring of the vast majority of our textile productionWhy keeping textile waste management in the US matters How sustainable systems in textiles can actually lower the cost of goods and positively impact works and their communitiesHow the Textile Engine is addressing their core pillars and building consortia among institutionsThe challenges to revitalizing an industry in communities that prior downturns have impactedLearn more about Molly Hemstreet:Connect on LinkedInLearn more about Anne Wiper:Connect on LinkedInLearn more about Anika Horn:Social VenturersSign up for Impact CuratorInstagram: @socialventurersResources:NSF Textile Innovation Engine in North CarolinaThe Industrial CommonsOpportunity ThreadsMaterial ReturnTOSSNext Technology TecnotessileCradle to Cradle: Remaking the Way We Make Things, William McDonough, Michael Braungart The Book of Hope A Survival Guide for Trying Times, Jane Goodall

The Breitbart News Daily Podcast
The Texan Flood Tragedy & The Brave People Battling It; Guest: Breitbart Reporter Randy Clark

The Breitbart News Daily Podcast

Play Episode Listen Later Jul 7, 2025 40:00


There's been a terrible tragedy in the Lone Star State and we're covering it as best we can. Our host, Mike Slater, begins today's podcast with a frank discussion about the flood damage in Texas with Breitbart reporter Randy Clark and what we can all expect from this region in the near future. Our thoughts and prayers are with the victims and their families.Following the opener, Slater speaks with an inspiring listener from the Carolinas who has a powerful message about volunteering and stepping up when needed. You'll want to hear this!

CNN News Briefing
Questions over flood warnings, S. Korea and Japan tariffs, TX border shooting & more

CNN News Briefing

Play Episode Listen Later Jul 7, 2025 6:50


Officials have responded to the tragic floods in Central Texas. One person has died after tropical storm Chantal brought heavy floods to the Carolinas. President Donald Trump has announced 25% tariffs on two key U.S. trading partners. A man who shot at Border Patrol officers in McAllen Texas is dead. Plus, a Russian minister recently fired by Putin has died. Learn more about your ad choices. Visit podcastchoices.com/adchoices

The Steve Gruber Show
Scot Bertram | Texas Flooding & The Big Beautiful Bill Becoming Law

The Steve Gruber Show

Play Episode Listen Later Jul 7, 2025 11:00


Here are 3 big things you need to know—   One — President Trump says he will probably visit Texas Friday to see areas of the state hardest hit by the catastrophic flash flooding. Search and recovery efforts are underway for a fourth day after catastrophic flooding killed at least 70 people in central Texas.  Deaths have been reported in six counties in the state.    Two --- Crews are slowly making progress in battling California's largest wildfire of the year.  The Madre Fire started Wednesday afternoon and has burned nearly 80-thousand acres. It's about 30 percent contained.  The fire has prompted highway closures in San Luis Obispo County along with evacuation orders and warnings.    And number three — What's left of Tropical Storm Chantal is dumping heavy rain in the Carolinas as it moves north after making landfall.  The National Hurricane Center says Chantal weakened to a tropical depression with top winds of about 35 miles an hour as it moves further inland.  The storm could lead to flash floods.

Noticiero Univision
Aumentan cifras de muertos y desaparecidos en Texas

Noticiero Univision

Play Episode Listen Later Jul 7, 2025 19:40


El desbordamiento de los ríos Guadalupe y Llano causaron destrozos y una de las peores tragedias de este tipo en Texas. Las cifras de muertos y desaparecidos aumentan mientras se conoce nueva información de lo ocurrido con las niñas del campamento de verano Mystic.En otras noticias: Las intensas lluvias de la tormenta tropical Chantal golpearon a las Carolinas causando inundaciones, cortes de luz y destrozos.Agentes federales de ICE acompañados por militares de la guardia nacional desplegaron una masiva redada en el popular parque Macarthur de Los Ángeles. Más de 76 mil centroamericanos entre hondureños y nicaragüenses se quedarán sin TPS. 

Carolina Weather Group
Chantal flash flooding in North Carolina [Live breaking weather news]

Carolina Weather Group

Play Episode Listen Later Jul 7, 2025 56:13


Tropical Storm Chantal brought excessive rain to the Carolinas on Sunday.At this hour on Sunday night, flash flooding is occurring or forecast to occur across multiple counties in North Carolina.By morning, the Haw River will be at, or near, record-breaking levels.James Brierton looks at the day's reported rainfall totals, and the ongoing flooding.

Carolina Weather Group
Tropical Storm Chantal Nears Carolina Coast with Heavy Rain, Winds, and Flood Threat

Carolina Weather Group

Play Episode Listen Later Jul 6, 2025 40:31


Tropical Storm Chantal is bringing rainbands and tropical-storm-force winds to the Carolinas as it approaches landfall near the South Carolina coast. As of 8:00 PM EDT, Chantal was located 80 miles east-southeast of Charleston, SC, moving north at 7 mph with sustained winds of 45 mph.A Tropical Storm Warning is in effect from South Santee River, SC to Surf City, NC, and a Tropical Storm Watch remains in place from Edisto Beach to South Santee River. Chantal is expected to strengthen slightly before landfall overnight, followed by rapid weakening as it moves inland.Hazards include:Heavy Rainfall: 2–4 inches with isolated amounts up to 6 inches, increasing flash flood risk.Storm Surge: 1–2 feet possible from Edisto Beach to Surf City during high tide.Isolated Tornadoes: Possible tonight and Sunday across eastern SC and NC.Dangerous Surf and Rip Currents: Expected along the coast through the weekend.Stay alert to local National Weather Service updates for impacts specific to your area.

Daily 5 Minute Headlines
Tropical Storm Chantal Targets Carolinas & More

Daily 5 Minute Headlines

Play Episode Listen Later Jul 6, 2025


Listen to the July 6th, 2025, daily headline round-up and find all the top news that you need to know.

PBS NewsHour - Segments
News Wrap: Rescuers urgently search for missing after deadly Texas floods

PBS NewsHour - Segments

Play Episode Listen Later Jul 5, 2025 3:44


In our news wrap Saturday, at least 32 people have died and dozens are missing after flash floods in Texas, the Carolinas are bracing for Tropical Storm Chantal, dangerously dry conditions have fueled a massive wildfire in Southern California and Elon Musk says he’s formed a new U.S. political party. PBS News is supported by - https://www.pbs.org/newshour/about/funders

The Torch
196. Independence Forever

The Torch

Play Episode Listen Later Jul 4, 2025 37:47


Personal Revival, Nation Awakening & Generational ReformationHappiest 4th of July to Patriots everywhere! From Florida, to the Carolinas, California, Hawaii and Alaska. Happy Birthday, AMERICA! There's no doubt that this great Nation was the dream that GOD placed within the hearts of men and woman that became a reality that has now changed the whole world. The Birth of America has become a powerful way of life, freedom and liberty. Simply said: it's a miracle. We live in the greatest nation on planet earth and we are immeasurably blessed. Join Brian for this newest episode of The Torch, we are declare "Independence Forever" to our Beloved United States of America. We are currently raising funds for our Sanctuary Building that we are building. If you'd like to partner with us in building a resting place for the presence of the Lord, you can give today at: https://www.victoryfla.com/giveFor all the latest on all things from Brian, be sure to check out our website at https://victoryfla.com and follow us on social media.Welcome to The Torch. A podcast with Brian Gibbs, presenting Biblical insights and prophetic perspectives for cultural and current events in this day and age. Contending for personal revival, national awakening and generational reformation. Download our app at: https://victoryfla.com/appFacebook: https://www.facebook.com/victorychurchfla/Instagram: https://www.instagram.com/victorychurchfla/X: https://twitter.com/victorychurchfl/

Carolina Outdoors
Summer Fishing in the Carolina Heat with Elijah Saint Blancard

Carolina Outdoors

Play Episode Listen Later Jul 3, 2025


As summer progresses and temperatures rise across the Carolinas, fish are also feeling the heat. How is the sport of fishing affected by heat waves & weather change? Learn from Elijah Saint Blancard, lead fishing guide and head fly fishing instructor at Jesse Brown's, to find out what the heat means for the trout, smallmouth bass, and largemouth bass of the Carolinas. More Liner Notes are available online at Jesse Brown's

Carolina Weather Group
How PBS NC provides life-saving weather information [Ep. 547]

Carolina Weather Group

Play Episode Listen Later Jul 3, 2025 33:39


How does a governor's emergency message reach every corner of North Carolina—even the most remote areas?In this episode of the Carolina Weather Group, host James Brierton sits down with David Crabtree, CEO of PBS North Carolina, and Chris Pandich, the network's Chief Engineer. Together, they pull back the curtain on how PBS NC powers statewide emergency communication, public safety alerts, and essential educational programming across the state.

Charlotte Talks
The impact of Trump's immigration policies on the Carolinas and beyond

Charlotte Talks

Play Episode Listen Later Jul 2, 2025 50:34


Immigration has been at the center of President Trump's priorities in his second term. ICE agents have taken the streets, detaining people around courthouses, workplaces and community gathering spots. We break down the politics of these policies, whether support is waning and how it's impacting economies.

Anything But Typical
146: Serving Your Way To Success with David Amigo

Anything But Typical

Play Episode Listen Later Jul 1, 2025 67:43


"I'm not in charge… & it's a really nice feeling.” – David Amigo Most entrepreneurs chase control. David finds peace in letting go. Because when you've been a factory scab at 11, a product manager slinging cookies in your 20s, & a minority owner pushed out of your own family's business — you learn fast: control is an illusion. What isn't? Character. Integrity. Showing up. Doing the next right thing, even when the plan falls apart. That's where purpose is forged — not in the wins, but in the wreckage. When you dust off, serve others, & keep building anyway. That mindset built his landscaping business, G & G Landscaping, one of the most respected in the Carolinas, where ego gets weeded out & excellence takes root. There, he's not CEO. He's CEB: Chief Errand Boy. Clearing the path. Serving first. Doing what needs doing. Because for David, leadership isn't about being out front — it's about being all in. For the builders, the rebuilders, & the ones who never quite fit the mold, this episode's your mirror. Connect at GANDGlandscape.net David took Albert Einstein's charge to heart: “Try not to become a man of success but rather try to become a man of value.” That's some great wisdom!

Corner Booth Podcast
Episode 114: George McLaughlin with Vicious Biscuit

Corner Booth Podcast

Play Episode Listen Later Jul 1, 2025 44:10 Transcription Available


George McLaughlin had been a successful McAlister's Deli franchisee prior to selling his interest in 2007. "Being out of the business was tough on me," he recalls. "I really missed the guest interaction and working with the staff.” So, 10 years later, McLaughlin opened his first Vicious Biscuit unit in Mount Pleasant, South Carolina. Open seven days a week from 7 a.m. to 2:30 p.m., the counter-service breakfast and brunch concept offers fresh-baked "plate-sized" biscuits, sandwiches, and bowls. McLaughlin explains the importance of a concept's "points of difference". At Vicious Biscuit, they include a self-service jam and jelly bar and “touch-point” system of service. Vicious Biscuit staff are trained to execute five steps of guest service, including greeting and taking the guest's order, suggestive selling, meal delivery and pre-bussing, and a sincere “thank you”.  They are cross-trained in various roles and they all share in the tip pool. Expansion of the concept has been steady since 2019 with nine locations operating in the Carolinas, Florida, Louisiana, and Ohio. "Growth through franchising has become our preferred choice, says McLaughlin, adding, “our Vicious Benefits program of good work-life balance, relative ease of operation, proper investment to sales ratio, and excellent support system is really attractive to potential franchisees." Four new franchised locations are scheduled to open within the next year. Selecting the right franchisees remains a top priority for McLaughlin. "Having a well-developed qualification process is essential in order to be certain we select brand ambassadors that fit our culture and commitment to service and community,” he explains. On average, it takes 18 months to open a new Vicious Biscuit location. However, growth has been slowed recently by real estate market challenges. Nevertheless, says McLaughlin, selecting the right place and choosing the right people is much more important than unit count to the concept's success.

Cloudbase Mayhem Podcast
#249 Koen Vancampenhoudt and gaining knowledge through passion

Cloudbase Mayhem Podcast

Play Episode Listen Later Jun 30, 2025 77:15


dutch pilot Koen Vancampenhoudt shares his journey as a paraglider, highlighting his record-breaking flight in Mexico, the challenges he faced, and his early experiences flying with zero information in Fiji. He reflects on the importance of safety training, the thrill of downwind flying, and the lessons learned throughout his flying career. Koen emphasizes the need for proper instruction and the value of learning from experiences, both good and bad, in the world of paragliding. In this often hysterical episode Koen shares his journey as a paragliding enthusiast and salesman, discussing the challenges and triumphs of flying in the Carolinas, his several experiences with legal troubles, and the importance of community in the sport.

Rethink Real Estate
86 Auctions, 1 Big Question: Who Wins This Real Estate Market Standoff? | Rethink Real Estate S4E49

Rethink Real Estate

Play Episode Listen Later Jun 30, 2025 14:42


Ben Brady, CEO of Harcourts Auctions, breaks down exactly what's happening across the U.S. real estate market—and why agents need to wake up to the data. From high-stakes standoffs between buyers and sellers to massive price reductions in luxury markets, Ben pulls no punches in this brutally honest June 2025 wrap-up.Get an inside look at which markets are resilient (hello, Pacific Northwest), which ones are stalling out (Miami condos, we're looking at you), and why even a perfect auction campaign isn't always enough when sellers are clinging to yesterday's prices. Ben also reveals which states are generating the most auctions, how interest rate speculation is impacting buyer confidence, and why the agents thriving today are the ones who've mastered tough conversations.Whether you're navigating price reductions, wondering if auctions work in your market, or trying to decode the national slowdown, this episode is packed with raw insights, tactical advice, and a clear-eyed look at what's next. Plus—hear which markets Ben's team is avoiding altogether and why now is a make-or-break moment for listing agents.Timestamps & Key Topics:[00:00:00] – June Market Overview: Inventory, Auctions & Fed Impact[00:02:05] – Case Study: Why Some Properties Still Get 18+ Offers[00:04:11] – The Toughest Seller Profile in Today's Market[00:06:24] – Market Deep Dive: Florida, Tennessee, Carolinas, and More[00:07:39] – Miami Condos & the Problem with High HOA Fees[00:09:20] – Austin & Arizona: Price Cuts and Buyer Hesitation[00:12:26] – Auctions, Alternatives & the Seller Standstill in 2025

The Backyard Naturalists
Snake Deterrents: What Works, What Doesn't

The Backyard Naturalists

Play Episode Listen Later Jun 28, 2025 30:35


Summer is heating up across the Carolinas, and that means snakes are on the move — and stirring up plenty of conversation. In this episode, Debbie and Laurie bust myths and tackle misinformation about snake deterrents, exploring what truly works (and what absolutely doesn't) to keep these fascinating reptiles out of spaces where they aren't welcome. From mothballs to marigolds, ultrasonic gadgets to sticky traps, the hosts share a science-based look at these so-called “solutions” and offer practical, humane advice for managing your yard in a way that discourages unwanted snake visits without harming them or other wildlife. If you've ever wondered how to keep your backyard nature-friendly and less attractive to snakes, you'll love this timely, sometimes funny, always down-to-earth episode.

Carolina Weather Group
Meteor fireball seen over Carolinas, Georgia & Tennessee sky

Carolina Weather Group

Play Episode Listen Later Jun 27, 2025 12:02


#space #weather #meteorite #meteor #fireball #southcarolina #Northcarolina #georgia A meteor produced a fireball seen across the sky in the Southeast around 12:25 p.m. on Thursday.Carolina Weather Group co-host Meteorologist Frank Strait saw the fireball shoot across the sky in South Carolina. He discusses what he saw with James Brierton.Reports of the meteor came in from North Carolina, South Carolina, Tennessee, Georgia and Virginia. There are reports of possible roof damage to a home in Henry County, GA, which is located south of Atlanta.

The Charlotte Ledger Podcast
Sisters, strategy & storytelling, with Amoura & Avery Carter

The Charlotte Ledger Podcast

Play Episode Listen Later Jun 27, 2025 27:19


Running a business with your sibling might sound like a challenge, but for Amoura and Avery Carter, it's become their secret weapon. The Charlotte-based sisters co-founded AC Creative Collective, a firm offering marketing and learning and development services across the Carolinas. With complementary skills — Amoura in strategy and operations, Avery in design and messaging — the two are helping businesses cut through the noise and build authentic, effective brands.On this episode of The Charlotte Ledger Podcast, the Carters talk about what led them to entrepreneurship, how they combine creativity with structure and the lessons they've learned along the way. They also discuss why so many companies struggle with consistent branding and employee development, the importance of planning and authenticity in a noisy digital landscape, and the advantages (and quirks) of running a business as sisters.Listen in for a wide-ranging conversation about purpose-driven entrepreneurship, and how two Charlotte natives turned their passion into a growing, people-centered business.This episode of The Charlotte Ledger Podcast was produced by Lindsey Banks. For more information on The Charlotte Ledger, please visit TheCharlotteLedger.com. This episode is sponsored by AC Creative Collective. Based in Charlotte, N.C., and founded by sisters Amoura and Avery Carter, AC Creative Collective specializes in end-to-end marketing and learning and development services. They are dedicated to helping businesses and organizations streamline their operations and achieve their goals with creativity and precision. From social media strategies to workshops and brand launches, they've got you covered. Visit www.accreativecollective.com to learn more. This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit charlotteledger.substack.com/subscribe

The Franchise Founders Podcast
Turning Pain Into Purpose (and Profit) - Dan Claps

The Franchise Founders Podcast

Play Episode Listen Later Jun 25, 2025 39:06


In this special on-location episode of the I Fired My Boss podcast, host Dan Claps sits down with Voda Cleaning and Restoration franchise owners Sean Gilmore and Keith Nash live from Madison, Wisconsin during the inaugural Voda franchise owner conference. Sean, based in the Carolinas, and Keith, operating in Chattanooga, reflect on their unique journeys into franchising—both driven by a desire to escape the limitations of corporate life and build meaningful, impactful businesses. Keith shares a powerful story about a life-changing moment helping a veteran during an emergency cleanup, which affirmed his purpose in the restoration industry. Meanwhile, Sean opens up about the grind of the early days and his long-term vision of building an empire to leave a legacy for his nieces.Together, the three dive into the realities of entrepreneurship—navigating mental and financial lows, creating intentional company culture, and finding harmony between personal and professional life. Dan shares his own transformative moments, including the emotional weight of stewarding a growing franchise brand and staying mentally strong under pressure. This episode is a raw, real, and inspiring look into what it means to go all in—not just financially, but emotionally and mentally—on a business that serves both community and purpose.

Detroit is Different
S7E20 -From Beads to Bronze: Konstance Patton's Detroit‑Born Legacy

Detroit is Different

Play Episode Listen Later Jun 25, 2025 65:52


“I didn't think if I stayed, I'd be alive'—that electrifying moment, when Konstance Patton revealed how everything changed the moment she stepped out of Detroit, sets the tone for this compelling episode. In a deeply resonant conversation with Khary Frazier, Patton weaves together the threads of her Black Detroit legacy—from ancestral roots in the Carolinas, Virginia, and New Orleans to intergenerational artistry that stretches back to her grandmother's kiln in Brightmoor and massive bead‑worked Last Supper in a Petoskey museum. She reflects on formative childhood memories riding a bike past seven‑mile gravesites, the comfort of her grandmother's quilts and pottery, and how early encounters with classical violin and swimming taught discipline and collaboration. Through her travels—from a shocking culinary awakening in London to soulful inspirations in Egypt, India, Italy—Patton found her voice in visual storytelling. Now, drenched in paint at her annual ‘potluck' gatherings at Detroit's Talking Doll Studios, her immersive events bring together healing, yoga, music, food, and multi‑generational Black creatives. She tears back the curtain on how grief, burnout, and pandemic‑era protests catalyzed her bold new goddess sculptures—resin and bronze Venus figures cast with beads and needles from her lineage—and how her guerrilla‑style Imani portrait in NYC still stops strangers in their tracks. With upcoming shows at the DIA and deep ties to Detroit institutions like Bird's bar and Talking Doll Studios, this episode captures a living legacy—rooted in the past, dynamically shaping the future of Legacy Black Detroit. Detroit is Different is a podcast hosted by Khary Frazier covering people adding to the culture of an American Classic city. Visit www.detroitisdifferent.com to hear, see and experience more of what makes Detroit different. Follow, like, share, and subscribe to the Podcast on iTunes, Google Play, and Sticher. Comment, suggest and connect with the podcast by emailing info@detroitisdifferent.com

The Weekly Roundup
Chatter with BNC | Joe Paradise - Managing Partner, KPMG

The Weekly Roundup

Play Episode Listen Later Jun 25, 2025 15:44


Welcome to Chatter with BNC, Business North Carolina's weekly podcast, serving up interviews with some of the Tar Heel State's most interesting people. Today's episode features Joe Paradise, the Managing Partner for KPMG's Carolinas, Florida, and Puerto Rico region, leading over 2,500 professionals. With 30+ years of experience, he advises companies on transformations, IPOs, M&A, and operational growth. Joe is also the firm's Partner-in-Charge of Alumni, driving initiatives like the BRITE board readiness program. Based in Charlotte, he's a passionate advocate for innovation, leadership development, and leveraging AI to power business transformation.

Passive House Podcast
244: Hot, Humid, and High Performance

Passive House Podcast

Play Episode Listen Later Jun 24, 2025 53:00


In this episode of the Passive House Podcast, hosts Mary James and Ilka Cassidy sit down with Kristina Held, principal and founder of Held Architecture. Kristina shares her fascinating path through architectural education in Serbia, Germany, and the U.S., and how that global experience shaped her approach to Passive House. From humidity challenges in the Carolinas to adaptive reuse and detailing with precision, Kristina offers deep insight into designing for performance, comfort, and climate resilience.https://www.heldarch.com/

The Backyard Naturalists
Catching Up – Monarchs, Lanternflies, and Zombie Deer? Oh My!

The Backyard Naturalists

Play Episode Listen Later Jun 21, 2025 27:32


It's time to catch up with The Backyard Naturalists, your weekly dose of everything wild and wonderful in the natural world! This week, Debbie and Laurie are taking a look back—and a hopeful step forward—as they revisit three important topics that continue to affect our backyards and beyond: the Spotted Lanternfly, Chronic Wasting Disease (aka “Zombie Deer Disease”), and the Monarch Butterfly population. From celebrating 94,000+ listens (can you believe it?!) to sharing laughs about bell ringing at the Matthews Community Farmers Market, this episode is full of gratitude, good vibes, and grounded science. You'll hear real updates, new developments, and—most importantly—simple actions you can take to make a difference. Whether it's learning to ID a bug, reporting sick deer, or planting milkweed, we all have a role to play.

Carolina Outdoors
Boating in the Carolinas – Part Two

Carolina Outdoors

Play Episode Listen Later Jun 20, 2025


With summertime in full swing, so is boating season in the Carolinas. Boat owner and water sportsman Charles Jenkin started sailboating at age 9 and, following retirement, is now a safe and responsible powerboater. He joins Carolina Outdoor host, Bill Bartee from Jesse Brown's, to share his passion for boating, the importance of safety on the water, and common boating courtesies. More Liner Notes are available online at Jesse Brown's

Carolina Outdoors
Boating in the Carolinas – Part One

Carolina Outdoors

Play Episode Listen Later Jun 19, 2025


With summertime in full swing, so is boating season in the Carolinas. Boat owner and water sportsman Charles Jenkin started sailboating at age 9 and, following retirement, is now a safe and responsible powerboater. He joins Carolina Outdoor host, Bill Bartee from Jesse Brown's, to share his passion for boating, the importance of safety on the water, and the popularity of boating on Lake Norman and Lake Wylie. More Liner Notes are available online at Jesse Brown's

Carolina Weather Group
Can FEMA Be Fixed Before the Next Hurricane? | Interview with Craig Fugate [Ep. 546]

Carolina Weather Group

Play Episode Listen Later Jun 19, 2025 58:18


Former FEMA Administrator Craig Fugate joins us to outline urgent ways the federal government can improve disaster response—before the next hurricane or wildfire hits. In this exclusive interview, we break down his recent Tampa Bay Times column calling for smarter survivor assistance, faster public rebuilding, and stronger local preparedness.With hurricane season just weeks away, Fugate—who led FEMA under Presidents Obama and Bush—explains how the agency can move faster, deliver clearer help to families, and avoid rebuilding the same vulnerable communities over and over.Read Craig Fugate's column: https://www.tampabay.com/opinion/2025/03/25/three-ways-president-trump-can-improve-femas-disaster-response-column/

Clutch My Pearls
88 - Tell Me All Your Lies

Clutch My Pearls

Play Episode Listen Later Jun 17, 2025 66:55


Come play poker with The Girls! This week Barbara is presenting “Tell Me All Your Lies” by Angel Anders! This is book four from the “In The Carolinas” series. This book was just released and given to the girls as an ARC so we made sure not to include too many spoilers! When contract spy Cara Collins from the Carolinas (say that three times fast!) is brought on to catch a mafia mastermind, The Agency won't let her do it alone. She must be paired up with the one and only Grant Sinclair. Unfortunately Grant's biggest problem is that he's her dad's best friend…and he's super hot! The two must infiltrate the mafia by getting married, moving to the suburbs, going to block parties, and winning poker. Grant and Cara both have feelings for each other…even though it's just business! But sometimes you can't help but mix business and pleasure. This book had the girls giggling the entire episode and experiencing a third act they did NOT see coming from Barbara (even with the visions!) Come support The Girls for our very first LIVE episode! Limited space, save your spot below!

Epic Real Estate Investing
The REAL Reason Florida Homes Stopped Selling (And What Happens Next) | 1497

Epic Real Estate Investing

Play Episode Listen Later Jun 16, 2025 24:35


This episode dives into the current state of Florida's housing market, where fears of a housing crash are dominating discussions. Matt highlights major factors influencing the market, including skyrocketing insurance costs, rising HOA fees, unforeseen construction defects, and a pervasive buyer's strike. The narrative also reveals a surprising behind-the-scenes resurgence in insurance carriers and decreasing litigation, indicating potential stabilization. Despite widespread panic, it argues that savvy investors and institutional buyers are preparing for lucrative opportunities as the market adjusts. The episode concludes by predicting similar trends across other boom states like Texas, Arizona, and the Carolinas, urging cautious yet informed positioning for potential profits. BUT BEFORE THAT, hear how AI ruined lead generation! Useful links: https://myescapebook.com/freedom-formula https://epicearnwhileyoulearn.com/yourfirstdeal https://intensive2025.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices

The Backyard Naturalists

In this episode of The Backyard Naturalists, Debbie and Laurie take a fun and fascinating leap into the world of frogs and toads—those small but mighty voices you hear rising from ponds, ditches, and backyards as spring turns into summer. You'll learn how to spot (and hear!) some of North Carolina's most common amphibians, including the American Bullfrog, Southern Leopard Frog, Spring Peeper, American Toad, and the charmingly named Eastern Spadefoot Toad. The hosts break down what makes frogs different from toads, share the importance of ephemeral ponds for breeding, and encourage listeners to pay close attention to the nighttime chorus happening right outside their windows. If you've ever wondered who's making all that noise after dark, or simply want to better understand your backyard's hidden wildlife, this episode is for you.

Carolina Weather Group
Space Weather, Solar Flares & ISS Delays | Tony Rice Interview | Podcast Ep. 545

Carolina Weather Group

Play Episode Listen Later Jun 12, 2025 68:30


NASA Solar System Ambassador Tony Rice returns to the Carolina Weather Group for a jam-packed episode diving into the latest from space. Recorded June 11, 2025, this episode covers:

Diary of an Apartment Investor
EXP - Put Your Money to Work With Arn Cenedella

Diary of an Apartment Investor

Play Episode Listen Later Jun 6, 2025 37:20


Today, Arn Cenedella is back with us to talk about his projects he has been working on, lessons he has learned in real estate and advantages of "boots on the ground" mentality.----Continue the conversation with Brian on LinkedInJoin our multifamily investing community with like-minded apartment investors at the Tribe of TitansThis episode originally aired on June 6, 2025----Watch the episode on YouTube: https://www.youtube.com/channel/UCcsYmSLMxQCA9hgt_PciN3g?sub_confirmation=1 Listen to us on your favorite podcast app:Apple Podcasts: https://tinyurl.com/AppleDiaryPodcast Spotify: https://tinyurl.com/SpotDiaryPodcast Google Podcasts: https://tinyurl.com/GoogleDiaryPodcast Follow us on:Instagram: https://www.instagram.com/diary_of_an_apartment_investor Facebook: https://www.facebook.com/DiaryAptInv/ Twitter: https://twitter.com/Diary_Apt_Inv ----Your host, Brian Briscoe, has owned over twenty apartment complexes worth hundreds of millions of dollars and is dedicated to helping aspiring apartment investors learn how to do the same. He founded the Tribe of Titans as his platform to educate aspiring apartment investors and is continually creating new content for the subscribers and coaching clients.He is the founder of Streamline Capital based in Salt Lake City, Utah, and is probably working on closing another apartment complex in the greater SLC area. He retired as a Lieutenant Colonel in the United States Marine Corps in 2021 after 20 years of service.Connect with him on LinkedIn----Arn CenedellaArn Cenedella is a real estate broker and investor with over four decades in the industry. Starting in 1978, Arn built a thriving Silicon Valley residential brokerage business in Palo Alto and Menlo Park CA while building a sizable portfolio of single family rental properties in the Bay Area and across the US. Over this period, Arn assisted many other investors build their rental portfolios and is well-versed in all aspects of real estate investment including acquisition, market analysis, financing, management, and 1031 exchange. In 2014, Arn moved to Greenville SC to start a new life adventure. Arn continued to invest in small residential income properties in the Carolinas. In 2020, Arn transitioned his SFR rental portfolio to multifamily investments and founded Spark Investment Group to help busy professionals and parents reap the benefits of commercial real estate investment without the hassle of operating the properties. Arn currently manages and operates a multifamily portfolio as general partner and sponsor of over 1,100 units with a total value in excess of $138M.Learn more about him at: https://www.linkedin.com/in/arncenedella/, or investwithspark.com

Minor League Baseball Podcast
#506: Carolina dreamin'

Minor League Baseball Podcast

Play Episode Listen Later Jun 6, 2025 76:28


Ben shares details from his most recent trip to the Carolinas and interviews Columbia team president Brad Shank. Also, Sam and Tyler look at promotions for first-base prospects Jac Caglianone and Bryce Eldridge, and the entire groups previews Somerset's The Show Before the Show Night coming next Wednesday To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

Carolina Outdoors
Nature in the Carolinas – Part Two

Carolina Outdoors

Play Episode Listen Later Jun 6, 2025


Bob Senn visits the Carolina Outdoors to talk about the changes in the Carolina Outdoors.  Climate, growth, and the habits of people and animals have changed.  This Certified South Carolina Master Naturalist & a member of the SC association of Naturalists shares insight to the changes going on in our environment. Visit the full write-up of the show & liner notes at the Charlotte outdoor store, Jesse Brown's.

Carolina Outdoors
Nature in the Carolinas – Part One

Carolina Outdoors

Play Episode Listen Later Jun 6, 2025


How many of us have a career in something, then return to the one thing that we had a passion in? Bob Senn began his Bob Senn began his Certification as a Naturalist in 2014.  He then became a Certified South Carolina Master Naturalist in 2017.  He did all of this after spending a career in telecommunications.  Carolina Outdoor host, Bill Bartee, spends some time learning Senn's background and the difference between a "Naturalist" & a "Naturist". More Liner Notes are available online at Jesse Brown's

Carolina Outdoors
National Trails Day

Carolina Outdoors

Play Episode Listen Later Jun 6, 2025


Celebrate National Trails Day in the Carolinas: Explore Nature and Community National Trails Day, celebrated on the first Saturday of June each year, is the perfect opportunity to get outdoors, connect with nature, and explore the scenic beauty of the Carolinas. North and South Carolina are home to hundreds of miles of diverse trails that wind through breathtaking mountain ranges, serene coastal paths, and vibrant urban greenways. Whether you're an avid hiker, mountain biker, or casual walker, National Trails Day is a great reason to enjoy the natural beauty that makes the Carolinas a top destination for outdoor enthusiasts. Organized by the American Hiking Society, National Trails Day encourages people across the country to support and protect trail systems. In the Carolinas, this day often includes guided hikes, trail cleanups, educational events, and community volunteer efforts. From the rugged trails of the Blue Ridge Mountains to the peaceful Lowcountry marsh paths, there's something for everyone to experience. In North Carolina, popular trails such as the Mountains-to-Sea Trail, the Appalachian Trail near Hot Springs, and the greenways of Raleigh and Charlotte host events for all ages. In South Carolina, check out Table Rock State Park, Congaree National Park, and the Swamp Rabbit Trail in Greenville—each offering scenic hikes and organized activities for National Trails Day. One connection to both states is the Carolina Thread Trail that helps connect the Charlotte-metro region.  This is also the home base to local outdoor store, Jesse Brown's.  They continue to promote activity on trails through sponsorship of the Carolina Outdoors Radio Program & Podcast. Participating in these events helps promote conservation and trail maintenance. Many organizations, including local land trusts and state park systems, use this day to engage communities in stewardship. It's also a wonderful way to meet fellow outdoor lovers, learn about regional wildlife, and discover hidden gems right in your backyard. To make the most of National Trails Day in the Carolinas, wear comfortable footwear, bring water, and don't forget your sunscreen and bug spray. Most importantly, leave no trace—pack out everything you bring in and respect wildlife and trail rules. Looking to get involved? Visit local park websites or the American Hiking Society's event finder to locate nearby events. Many towns across the Carolinas host group hikes, nature walks, and volunteer opportunities. Whether you're trekking up a mountain or strolling along a river, celebrating National Trails Day in the Carolinas is a chance to reconnect with nature, support sustainable recreation, and celebrate the beauty of the trails that bring us together. Make it a tradition and discover a new trail every year!

Truth From The Stand Deer Hunting Podcast
Why Slowing Down Might Be Your Best Hunting Strategy Yet | Jason Redd

Truth From The Stand Deer Hunting Podcast

Play Episode Listen Later Jun 4, 2025 111:46


Hey everyone, welcome back to the Truth From The Stand Podcast. In this episode, I'm joined by Jason Redd, and we dive into one of those conversations that feels a little more like sitting around a fire than checking boxes on a hunting talk list. We cover everything from the pressure that comes with modern technology and constant communication, to how learning to unplug—both in the woods and in life—can reset your mindset in a good way. Jason shares how his approach to hunting has shifted over time, especially as he's taken on the challenge of chasing deer in low-density areas where patience, grit, and strategy really matter. We also get into how your instincts tend to sharpen the more time you spend in the woods, and how sometimes success comes down to timing, adaptability, and a little bit of luck. This one's about the long game—learning from your hunts, trusting your gut, and remembering that the hunt is about a lot more than just punching a tag. WHAT TO EXPECT FROM PODCAST 443 Disconnecting from tech isn't just good for your brain—it's good for your hunting too. Chasing deer in low-density areas teaches a whole different kind of patience and grit. The older you get, the more your strategies shift from aggressive to calculated. Sometimes the smartest move you can make is slowing down and trusting your gut. Hunting the Carolinas means dealing with tough terrain and even tougher deer—but the reward is worth it. Success often hinges more on timing, discipline, and knowing the land than motivation or gear. At the end of the day, it's not just about filling a tag—it's about learning something every time you step into the woods. SHOW NOTES AND LINKS: —⁠⁠⁠⁠⁠⁠Truth From The Stand Merch⁠⁠⁠⁠⁠⁠ —Check out ⁠⁠⁠⁠⁠⁠Tactacam Reveal⁠⁠⁠⁠⁠⁠ cell cameras — Save 15% on ⁠⁠⁠⁠⁠⁠Hawke Optics⁠⁠⁠⁠⁠⁠ code TFTS15 —Save 20% on⁠⁠⁠⁠⁠⁠ ASIO GEAR⁠⁠⁠⁠⁠⁠ code TRUTH20 —Save on ⁠⁠⁠⁠⁠⁠Lathrop And Sons⁠⁠⁠⁠⁠⁠ non-typical insoles code TRUTH10 —Check out ⁠⁠⁠⁠⁠⁠Faceoff E-Bikes⁠⁠⁠⁠⁠⁠ —⁠⁠⁠⁠⁠⁠Waypoint TV Learn more about your ad choices. Visit megaphone.fm/adchoices

Get Rich Education
556: Could Housing Prices Fall Back to 2020 Levels? Featuring Christopher Whalen

Get Rich Education

Play Episode Listen Later Jun 2, 2025 44:39


Author and financial expert, Chris Whelan, joins Keith as they explore the intricacies of the housing market's potential future. Chris drops an intriguing prediction of a possible 20% price correction. They dive deep into the complex world of real estate, examining the pandemic's significant impact on mortgages and economic trends. The conversation reveals the behind-the-scenes challenges of the housing market, from government interventions to the nuanced effects of interest rates and forbearance programs. They unpack the struggles in commercial real estate, particularly highlighting the unique challenges in markets like New York's rent-controlled properties. Chris's new book "Inflated: Money, Debt, and the American Dream" promises an insightful journey through America's economic transformation, tracing how the nation evolved from an agrarian society to a global economic powerhouse. Show Notes: GetRichEducation.com/556 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  You get paid first: Text FAMILY to 66866 Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review”  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Automatically Transcribed With Otter.ai    Keith Weinhold  0:01   Welcome to GRE. I'm your host. Keith Weinhold, what's the state of the housing market for the next five years, and could what's happening in the foreclosure market affect it? I see relative housing market price stability. My guest sees cracks. This could be somewhat of a debate today, then two great new cash flow and real estate markets in the same state that we're helping your portfolio with on get rich education, mid south home buyers, I mean, they're total pros, with over two decades as the nation's highest rated turnkey provider. Their empathetic property managers use your ROI as their North Star. So it's no wonder that smart investors just keep lining up to get their completely renovated income properties like it's the newest iPhone. They're headquartered in Memphis and have globally attractive cash flows and A plus rating with the Better Business Bureau and now over 5000 houses renovated. There's zero markup on maintenance. Let that sink in, and they average a 98.9% occupancy rate, while their average renter stays more than three and a half years. Every home they offer has brand new components, a bumper to bumper, one year warranty, new 30 year roofs. And wait for it, a high quality renter, remember that part and in an astounding price range, 100 to 180k I've personally toured their office and their properties in person in Memphis, get to know Mid South. Enjoy cash flow from day one. Start yourself right now at mid southhomebuyers.com that's mid south homebuyers.com.   Corey Coates  1:56   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  2:12   Welcome to GRE from Edison, New Jersey to Edinburgh, Scotland, where I am today, and across 188 nations worldwide, I'm Keith Weinhold, and you are back for another wealth building week on get rich education. Today's guest came to me recommended. It came from a guest that we've had on the show here before, Jim Rickards and his daughter Ally Rickards. His name is Christopher Whelan. He has a distinguished background. Comes from a prominent family, and he's the author of a new book that just published a few weeks ago. His father, Richard Whelan, was the biographer of Joe Kennedy, and was advisor to presidents and Fed chairman and today's guest, his son there, Chris. He has done a lot of work in DC. He lives just north of New York City today. So I guess coming recommended from Jim Rickards and learning a few things about today's guest helped me want to host him on the show. So though I'm just meeting him for the first time right here on the show, as it turns out, I learned that he has mentioned on other channels that real estate prices could correct down 20% and fall back to 2020 levels. I absolutely don't see how that's possible in any way. I'm going to bring that up with him, so we'll see. This could turn into somewhat of a debate. Like I said last week, I believe that significantly falling housing prices. That's about as likely as grocery store prices falling back to 2020 levels. Yes, I am in Edinburgh, Scotland today. It's my first time here. My mom, dad and also my brother's entire family came over from the US to meet up. It's been great. We're taking in all the best sites, Edinburgh Castle, other castles, the Scottish Highlands, Loch Ness, though I don't believe in any Loch Ness monster at all. I mean, come on, what a hoax. And we're seeing some other sites, though it didn't really interest the others, which I could understand. I visited the home where Adam Smith once resided, and I might put my video about that on our get rich education YouTube channel, so you could check that out over there. Of course, Adam Smith is considered the father of modern day economics for his work on supply versus demand and the GDP concept, the invisible hand, concept, much of that work conveyed in his magnum opus, The Wealth of Nations, published in 1776 as for the present day, let's meet this week's guest, including me, meeting him for the first time.     I'd like to welcome in a first time guest. He's the author of a widely acclaimed new book. It's named inflated money, debt and the American dream. It just released, and the book couldn't be more timely with the multitude of challenges related to inflation, many involving the housing market in his earlier books, he's been known, frankly, for just telling his readers the truth. He's worked at the Federal Reserve Bank of New York in politics and as an investment banker for more than 30 years. Today, he runs Whalen Global Advisors. You've seen him on CNBC in the Wall Street Journal, and now you're hearing him on GRE Welcome to the show. Chris Whalen.   Chris Whalen  5:43   Thank you, Keith, appreciate your invitation.    Keith Weinhold  5:45   Whalen is spelled W, H, A, l, e, n, if you're listening in the audio only, Hey, Chris, we're in a really interesting time in the economic cycle. We all know the Fed has a dual mandate, high employment and stable prices. What's interesting to me is, late last year, they cut rates by a full 1% and this is despite inflation being above target. Makes me wonder if they care more about high employment and they're rather willing to let inflation float higher. What are your thoughts?    Chris Whalen  6:18   I think historically, that's been the case. You know, the dual mandate Humphrey Hawkins, that drives the Fed's actions today was a largely socialist compromise between the Republicans and the Democrats. The Democrats wanted to guarantee everybody a job after World War Two, the legislation was really about soldiers and people who had served their country in many, you know, places around the world, for a long time, and then you would have the depression. So you had a whole generation or more of people that were looking for help when they came home. And that's what this was. But today, you know, there's another mandate, which is called keeping the treasury bond market open. We saw it was during COVID in 2020 President Trump got up, declared that people didn't have to pay their rent or their mortgages, and then didn't do anything. There was no follow up. At the time, folks in mortgage industry kind of looked at each other funny for about 60 days and said, What's going to happen? Because they have to advance principal, interest, taxes and insurance to protect the house. The first rule in mortgage finances protect the asset. But it all worked because the Fed dropped interest rates to zero and we had a boom. We refinanced two thirds of every mortgage in the United States, and that cash flow allowed the finance forbearance for millions of Americans. Now the unfortunate part, of course, was home prices went up double digits for six years. So why we had no affordability today? So, you know, it helped, but it certainly didn't help in some ways,   Keith Weinhold  7:48   mortgage loan forbearance back in the COVID era about five years ago, where you could basically just skip your mortgage payment and then they increase the overall duration of your loan period.   Chris Whalen  8:00   That's right. So you know, your government market, your conforming market, were falling. They also had various schemes, state forbearance for non agency loans. Nobody thought at all about the multifamily sector and the developers that didn't get paid for two years. And we're feeling the impact of that. Of course, today, that's probably the biggest pain point in US economy today is commercial real estate and multi family real estate, and neither one of them involves a consumer. So it gets no attention at all. You read about it in the specialty press, but that's about it.    Keith Weinhold  8:34   And by talking about multi family not affecting the consumer, you're just talking about who's on the owner side there?   Chris Whalen  8:40   precisely if all of the consumers have problems, you'd hear about it, and you do, especially in some of the blue states. I live in New York, so we have some of the more aggressive rent stabilization, rent control laws in the country. And they go back to World War Two. They go back almost a century,   Keith Weinhold  8:58   right? It's those people in the one to four unit space in residential real estate investing that really got the help there.    Chris Whalen  9:06   Well, at least, you know, the world didn't end. Imagine if all of those people had gone to foreclosure. The industry wouldn't have done that. Of course, they would have thrown up their hands and cried for help. But the point is, they made it work. But the cost of making it work that zero interest rate regime that the Fed put in place is still being felt today. If you look at banks which typically have prime large mortgages on their books, the loss given default is zero. Home prices are so high that if somebody actually goes to foreclosure, they sell the house, they pay off the loan easily, and there's usually a large residual left, which would go to the homeowner. So today, you know, if somebody gets in trouble, we do a short sale, we do a deed in lieu, and off they go. And that's why the stats don't show you the pain that many American families are feeling today, because about 60% of all payoffs of one to four family mortgages are people who. Are exiting the market, they're not going to buy another house. So what that means is that the cost of home ownership, or whatever other factors are involved, has made them make the decision not to go to another home mortgage.    Keith Weinhold  10:13   Yes, we have this historically low affordability that's beginning to be reflected in the home ownership rate. It's trended down from about 66 to 65% recently, we continue to be in this environment here, Chris in the one to four unit space, where those existing homeowners are in really good shape. They have record high equity levels of over 300k A lot of them have their home paid off. About 40% of American homeowners own their home free and clear, and of the remainder, those borrowers, 82% still have a mortgage rate of under 5% and of course, that principal and interest payment stays fixed. So even if there's economic hardship, it's pretty easy for people to make their payments and stay in their homes.   Chris Whalen  11:02   Well, it certainly is for most of the marketplace. If you look at the bottom 20% the FHA market, also the VA market, there's a little more stress there. There's still an awful lot of people who are in various types of forbearance in that market. That's going to end in October. So the Trump administration is pushing most of the rules back to pre COVID approaches for delinquency, for example, what we call the waterfall. And what that basically means is that if an FHA borrower gets in trouble, they'll have one shot at a modification where they lower the loan cost and stick part of the loan out the back to be paid off when the house is sold. If that doesn't take, if they don't re perform, then they're going to go to a foreclosure. We just ended another program for veterans. You know, they had three weeks notice, so now you're going to see a lot of veterans going to foreclosure. Unfortunately.   Keith Weinhold  11:56   yes, this administration is basically making sure that people are responsible or resume their payments. We've seen that student loan repayments needing to resume as well. Most foreclosure rate types are still pretty low, but yes, FHA foreclosure rates are higher than those for conventional loans.    Chris Whalen  12:15   Yeah, the interesting thing is, the veterans delinquency rate is half of the FHA rate, and even though people in uniform don't make a lot of money, they pay their bills. Yeah, it's quite striking.   Keith Weinhold  12:25   Why don't you talk to us more about areas where you see distress in the housing market before we talk about more inflation? Chris, the   Chris Whalen  12:34   key areas of housing stress at the moment are commercial real estate that has become underutilized. COVID drove a lot of this, but also the fact that industries could change their work practices. It could have people work from home. Look at housing. We sent everybody home in 2020 while we increased headcount by a third to address a surge in lending volume. It was insane. I gotta tell you, we were hiring people that we didn't see for months that changed the business model assumptions for a lot of industries. A lot of them moved out of blue states and went down to Florida and Texas. In the mortgage industry particularly, and so we have a lot of older real estate particularly, that is suffering. It has dropped in terms of appraised values. You also have higher interest rates and higher cap rates, that is to say the assumption of returns on the part of investors. So that hurdle has made a lot of these properties impaired, essentially. And then the other subclass is older multifamily properties. Think about those beautiful old apartments in the middle block up on the east side or the west side of Manhattan. They're not big enough to be viable, and so they have become this kind of subprime asset class, much in the way if you recall the signature bank failure, they typically bank these sorts of real estate properties, and now there's nobody that wants them. I think you're going to see some very specific pain coming out of HUD, and also Fannie Mae and Freddie Mac because they bank some of these smaller properties that really aren't bankable by commercial banks. That's what it comes down to. If you're going to read about this and hear about it a lot in the commercial market over next several years. And again, you know, the losses on bank owned multifamily properties today are averaging 100% so that means that there are a lot that have more expenses than simply losing the full loan amount. And you know, if you want to have a bank loan, they're not taking these properties. They don't want them, right? So the bank, REO rate, if you look at the data from the FDIC, is zero. And what that tells you is that they can't sell the properties they don't want them, because if they take ownership, the city's not going to let them abandon the property. They'll have to keep it and maintain it. It's a tough situation. This is. Has evolved over the last 20 years or so, because consumer incomes have been kind of stagnant in real terms. But the cost of operating a property in New York City is not going down. It's going up quite a lot, and the legislation we've seen from Albany doesn't allow owners to recapture expenses, doesn't allow them to renovate apartments. So if I have a rent stabilized apartment, I'll use a real example, in a beautiful building on Central Park South right, to renovate a unit that's been occupied for 20 years, new kitchen, new bathroom, sir, everything services. That's $150,000 so if I'm the owner and I can't recapture that cost. What do I do? I lock the door, I gut the apartment, and I lock the door, and I hope that the laws will change in the future, because I can't rent it, my insurance underwriter will not allow me to rent out an apartment that's not brought up to code. That's New York law, but the folks in Albany don't care about that. We have some really unreasonable people in positions of authority, unfortunately, in some of these states, and you talk to them about these issues, and they don't care. They just pander to consumers, regardless of whether or not it makes sense or not. And that's just the way it is.   Keith Weinhold  16:15   Those evil landlords, quote, unquote, most right evil. They're just mom and pop investors that are trying to beat inflation with real assets, and they have real expenses. Rent Stabilization basically just being a genteel term for rent control, which gives no one an incentive to improve a property for sure   Chris Whalen  16:35   and it reduces the availability of housing ultimately, because nobody builds. You see that in New York right now the home market is pretty tight, up to the conforming limit for Fannie Mae and Freddie Mac so you figure a million, 1,000,002 here in New York. But above that, it's quieted down quite a lot. There's compression in some of the higher end homes. And you know, if you go down south, you see a different problem, which is over building. They didn't want to build here, so they went down to the Carolinas and Texas and Florida. There's a huge amount of both multi family condo type developments and single family homes too. But above that average price level way above half a million dollars.   Keith Weinhold  17:15   Sure, it's made this dynamic where things have been flip flopped in the Northeast and Midwest, where the populations aren't growing very fast, those markets have been appreciating more than those in the high growth southeast, all coming back to supply. They're not bringing on enough new supply in the Northeast and Midwest, Chris has just laid out a few reasons for that, due to this high regulation. And then in the southeast, a high growth area, even though that's where people are moving, we're not getting much appreciation there, because you're able to build and that supply is able to keep up with demand. Well, Chris and I are going to talk more about the housing market and about inflation. When we come back, you're listening to get rich education. Our guest is Chris Whelan, the author of a great new book. I'm your host. Keith Weinhold.   the same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your pre qual and even chat with President Caeli Ridge personally. While it's on your mind, start at Ridge lendinggroup.com. That's Ridge lendinggroup.com.    You know what's crazy? Your bank is getting rich off of you. The average savings account pays less than 1% it's like laughable. Meanwhile, if your money isn't making at least 4% you're losing to inflation. That's why I started putting my own money into the FFI liquidity fund. It's super simple. Your cash can pull in up to 8% returns and it compounds. It's not some high risk gamble like digital or AI stock trading. It's pretty low risk because they've got a 10 plus year track record of paying investors on time in full every time. I mean, I wouldn't be talking about it if I wasn't invested myself. You can invest as little as 25k and you keep earning until you decide you want your money back. No weird lockups or anything like that. So if you're like me and tired of your liquid funds just sitting there doing nothing, check it out. Text family to 66866, to learn about freedom. Family investments, liquidity fund again. Text family to 66866.   Kathy Fettke  19:45   this is the real wealth network's Kathy Fettke, and you are listening to the always valuable get rich education with Keith Weinhold.    Keith Weinhold  20:00   You welcome back to get rich education. We're talking with the author of a great new book, Chris Whelan, it's called inflated money, debt and the American dream. Chris, I see the residential housing market and their price points as being resilient. I'm kind of looking around and seeing if you have any places where you think that there are any cracks in that? I've heard you talk elsewhere about a housing price correction. Were you talking in the one to four unit space? And how do you think that could happen?   Chris Whalen  20:31   I didn't come up with that idea. I did a biography of my good friend Stan middleman, who's the founder of freedom mortgage. It's a real rags to riches story of a successful entrepreneur, a great guy, by the way, is a beloved man in the mortgage industry. And so what he believes is that cycles are about a decade in terms of human behavior. And he says misery on the eights, which is kind of a cute way of saying it. And what Stan is basically saying is you eventually see so much price appreciation that affordability goes to zero. You run out of buyers, is another way to put it. And then once the Fed gooses it, he thinks we see an interest rate decline this year next year, perhaps you get rates to run a little bit. You get volumes to jump the way they did last summer. You remember, in the third quarter, we had great volumes in the mortgage industry, carried everybody through to the end of the year, and then after that, he says, we get a price correction, maybe back down to 2020 21 levels. So we're talking about a 20% price correction, and we're talking about the loans that have been made in the last few years being underwater. That's something we haven't talked about in a long time. We haven't talked about that since 2008 so I think that Americans inevitably have to see some kind of a correction. What the Fed did was wrong, what they did was excessive. I write about that in the end of my book, but unfortunately, the result is home prices that have galloped along, and eventually you got to reset it. Part of its supply coming online. Part of it is simply, like, I say, you run out of buyers, and when it's simply that purchase buyer who is either all cash or happens to have the deposit, and that's all you have. And there's no flexibility for people that want to get into the market. You know, that's tough. I could recall Paul Volcker years ago, we were talking about that in the book too. He ratcheted down home prices. He raised interest rates so much that home prices went down, and a lot of builders went out of business who had had a lot of snls go out of business, and, you know, the previous decade. So that was a tough time. We didn't even start to do that this time around, because they were afraid to the Fed is worried about keeping the Treasury market open, so they are afraid of deflation, which unfortunately means you don't get those opportunities to get into the market. I remember my parents, when I was very young, they would buy busted homes in Washington, DC. It was a great way to make a lot of money, and in five years, the House would double. That's the kind of market Washington was   Keith Weinhold  23:05   in my opinion, I don't see how there could be any substantial residential home price correction. Historically that happens when there's a wide swath of homeowners that get into financial trouble, like I was talking about earlier, the homeowner is in great financial shape today. In fact, since World War Two, we've only seen home prices drop substantially during one period. That was that period around 2008 and that's when we had conditions that are opposite of what they are today. We had loans underwritten with liar loans. We had an over supply of homes, like I was saying earlier, inflation can't touch one's principal and interest payment. We're still under supplied with homes. Most experts don't think we'll get that into balance for at least five years. I really don't see how home prices could fall substantially. I also don't see how they could rise substantially, like, say, 10% due to that low affordability, but I expect continued stability in prices?    Chris Whalen  24:02   Well, we'll see. I'm not as sanguine about that, because a lot of people feel house rich on paper, but when the bottom of the stack is really hurting as it is now, FHA delinquency rates really are in probably the mid teens. You don't see that yet in the middle with the 727, 40 FICO type borrowers. But I think over time you could, and if, again, it depends on the economy and some other factors, but I'll tell you right now, you're already seeing a correction in the hyad the bottom half, no. And there's a supply problem here, which I agree with you on. It's going to keep those home price is pretty firm. And even where I am in New York, for God's sake, Keith, there's no construction here. So we just had a house across the street from me go from million one. I live in Sleepy, hollow New York, and you know, this is typically around the conforming limit for prices for most of these homes, and it went for 150 $1,000 over the ask, it was crazy. Went in two weeks now, during COVID, we saw this sort of behavior, and we thought, Well, okay, you had zero interest rates. I got a 3% mortgage, by the way, awesome. But here we have a situation when markets cooled down a lot, and yet the lack of availability is really the driver. So in that sense, I agree with you, but I do think the high end could correct rather substantially.   Keith Weinhold  25:24    And of course, in multi family apartments, that's different. That's where values in a lot of markets have been depressed by more than 30% they were subject to those interest rates being jacked up, and we're still going to see balloon loans mature and people default on those in apartments. The pain is not over with air, but at some point that's going to bottom out, and that'll be a buyer opportunity in apartments.   Chris Whalen  25:47    Well, the thing is, new stuff is going fine. It's what happens is when the new gets built, the older assets down the road get discounted. That's really what's going on. People love new as you know, these kids love a new house, as opposed to an older house.   Keith Weinhold  26:02   Yes, that'll help reset the prices in the new market when you can compare those to what existing values are. Well, Chris, talk to us more about your new book and what the overall thesis of the book is in these critical times.    Chris Whalen  26:16   Inflated is meant to help people understand how our country went from agrarian, sleepy, isolationist America in the 1900s to being the dominant economy in the world and the provider of global money. We talk about how we got here. We talk about Abraham Lincoln and Franklin Roosevelt and many other characters. Obviously, we had to talk about Andrew Jackson, who is now embodied in our president, Donald Trump. We try and frame how this is all going to evolve in the future. And my thesis is basically the global currency role is something you get during or after a war. We took the baton from Great Britain after the First World War, and then by the end of World War Two, everybody in the world was broke, except for us. It was last man standing. And so rebuilt the world. We let everybody take advantage of us, and now President, who's saying, Nope, we got to change this. I think if it wasn't Trump, it would be somebody else. To be honest with you, Americans are tired of high inflation. They're tired of some of the other costs that come along with being the global reserve currency, so we try and frame all of this in an understandable way. And I particularly talk about housing during COVID and how that all really, I think, changed things for many Americans. Home ownership has been one of the basic ways we create wealth in this country, and the fact that we didn't have an opportunity for people to get in cheap with a fixer upper or a house that was foreclosed. You know, I think it's unfortunate, but the system just can't tolerate it. We've gone in 2008 and then in 2020 through two very significant crises when the government bond market stopped working. So we talk about that as well.   Keith Weinhold  28:03   I don't predict interest rates. I think it is really difficult to do you mentioned earlier about the prospect for lower interest rates coming. Everyone wants to know about coming. What's your outlook for the future of interest rates and inflation for just say the next five years? Chris,    Chris Whalen  28:19   I think interest rates will drop. That is to say what the Fed controls, which is short term interest rates. In the next year or so, we'll have a little bit of a boom as a result. But I think the concern about the federal deficit and US debt, the volatility caused by President Trump's trade strategy, and just general I think a sense of uncertainty among investors is going to keep long term interest rates higher than we saw during COVID And really the whole period since 2008 the Fed bought a lot of duration and took it out of the market, so they kept rates low. They're not going to do that as much in the future. I don't think they'll buy mortgage securities again, they are very chastened by that experience. So if they don't buy mortgage backed securities, and if the banks don't become more aggressive buyers, and I don't think they will, then you know, the marginal demand that would drive mortgage rates down is just not going to be there. Banks have been holding fewer and fewer mortgages and mortgage backed securities on their books for 35 years. If you look at the growth in the industry, the dollar amount of one to four family mortgages hasn't changed very much. So when you look at it that way, it's like, you know what's wrong? Two things. They want to only make mortgages to affluent households. They want to avoid headline risk and litigation and fines and all of that. And I think also, too some of the Basel capital rules for banks discourage them from holding mortgages and mortgage servicing rights, which is an area I work in quite a lot.   Keith Weinhold  29:55   It seems to me, like increasingly, the powers. It be the United States government just won't let the homeowner fail. They want to do so much to promote home ownership over the long term, we see relative ease with getting a mortgage. We've seen lower down payment requirements during other times, including COVID. We see the government jump in with things like mortgage loan forbearance and an eviction moratorium for renters. They just don't want to let people lose their homes. It just seems like there's more propensity to give homeowners a greater safety net than ever. Well,   Chris Whalen  30:29   we've turned it into an entitlement. Yeah, and Trump is changing that at the federal level. The states, the blue states, are going to continue to play that game at the state level, and they can even have state moratoria. But what's going to happen, and I think sooner rather than later, is you may see the federal agencies start to tier the states in terms of servicing fees, simply to reflect the cost. It takes over 1400 days to do a foreclosure in New York. Gosh, that is a big problem. You can lose the lien in New York now, it takes so long. So I think that, you know, from an investor perspective, from a developer perspective, it's not an attractive venue. That's just the reality. Then you even California is as progressive and as activists as it is, you can still get a foreclosure done very quickly using the trustees. It's just a totally different situation. If there are complications, you can get into a judicial foreclosure, which will take longer. But still, California works. New York is deliberately dysfunctional. We have people in the state legislature who are in foreclosure themselves, and they keep passing these laws. So, you know, I think at the federal level, you're going to see it roll back to pre COVID, but I will say that forbearance, both with respect to the agency and conventional market and private loans, is kind of the rule. Now we work with the borrower much more than we would in the past. It's it is really night and day.   Keith Weinhold  32:00   Chris, your new book has gotten a lot of acclaim. Let us know anything else that we should know about this book, and then if we can get it in all the usual places   Chris Whalen  32:10   you can buy it at Barnes and Noble Amazon. I have a page on my website, RC, waylon.com, with all the relevant links. But the online is the best way to get it. Most of the sales are on Kindle anyway, but well over 90% are online, so we don't have to worry about physical books. I think we'll be doing some book signings in the New York area. So we'll definitely let you know about that.   Keith Weinhold  32:33   One last thought is that the rate of inflation means more to a real estate investor than it does to a layperson, maybe five times as much or more, because when we borrow for an income property, our asset floats up with inflation. That part's really just a hedge on inflation. Our debt gets debased by inflation, which is really a mechanism for profiting from inflation over time. And then, thirdly, our cash flow tends to go up even faster than the rate of inflation, since our principal and interest stays fixed, so real estate investors can often be the beneficiary of inflation. It's sort of strange to go root for a force like inflation that can impoverish so many people. But what are your thoughts with respect to real estate investors and inflation?   Chris Whalen  33:19   Well, you know, it's funny when Jerome Powell at the Fed says that they have a 2% inflation target, my response is, well, we better have at least 2% inflation if we're going to make commercial real estate work. Commercial real estate went up for 75 years after World War Two. I can remember when I was in the rating business at Crowell bond ratings going to see some of the banks here in New York, their multifamily books had only seen the equity underneath the asset go up and up and up. In other words, the land ended up being 90% of the value, you know, 1520, years after the purchase and the improvements were almost worthless simply because the land appreciated so much. Now that has changed since COVID. A lot of commercial real estate, particularly has gotten under a bit of a cloud. You've seen falling prices. However, in parts of the country that are growing where you have a positive political environment, positive economic environment, you're still seeing fantastic growth in both commercial and multifamily markets. So I think being very careful and patient in doing your homework in terms of picking venues is more important now than ever before. You know, I'll give you an example. Down in Florida, we're building new malls every day. The mall down the road that's 15 years old. There's nothing wrong with it, but it's 15 years old. And so the price discounts that you're seeing for existing assets are rather striking. Same thing down in the Carolinas, down in, you know, Atlanta, and going down to the Texas growth spectacle, I'm always astounded by what's going on in Texas. They built so much in that whole area around South Lake, out by the airport. It, they're going to basically subsume used it. So, you know, in those markets, you have great opportunities, but you also have over building. And so we're going to see some cycles where they're going to be deals out there for projects that maybe were a little too ambitious have to get restructured, and astute investors can come in and do very well on that   Keith Weinhold  35:20   like we often say around here, in real estate investing, the market is typically even more important than the property itself. The name of Chris's new book, again, is inflated money, debt and the American dream. It has an awful lot of intersections with real estate investors and how they can play inflation. Uh, Chris has been a terrific conversation about the real estate market and larger market forces. It's been great having you here on the show.   Chris Whalen  35:47   Thank you, Keith. Let's do it again.   Keith Weinhold  35:49   Yeah, some good insights from Chris, a smart guy. And gosh, what a really sad state for rent stabilized apartments in New York City, where landlords of some of those properties, they would have to spend sometimes hundreds of 1000s of dollars in order to bring them up to code, but then they couldn't charge enough rent to offset those expenses due to government intervention and price fixing, so landlords just lock up the property vacant. And this sort of harkens back to when we were talking about some of this last year, when we had documentary film maker jen siderova on the show with her film called shopification, and it was about how rent control slowly makes neighborhoods fall into disrepair. All right, Chris and I had some difference of opinion there on the prospects for a home price correction. I think I made most of my points. He did, though, talk about running out of home buyers. If I have him back, maybe I'll pick up right there. More buyers are baked into the demographics, like I think I shared with you one time the US had its highest ever birth rate years between 1990 and 2010 more than 4 million births per year for a lot of those years. Just to review this with you, you might remember that 2007 was the US is peak birth year. Add 38 years to that for the average first time homebuyer age, and that housing demand won't even peak until 2045 and it will continue to stay high for a few years after that. So that's where the demand is just going to keep coming from, just piling on. And when I say that loan conditions have eased for American homeowners, like I did there during the interview, of course, what I'm talking about is the long term. I mean, lending conditions got more rigid after 2008 and with the adoption of Dodd Frank. What I'm talking about is, before the Great Depression, it was most common to have to make 50% to 60% down payments on property, and you had to repay the entire note in five to 10 years. I mean, can you imagine how that would hurt affordability today and then later, by 1950, 15, year loans were the common one. I mean, even that would impair affordability today. Today, 30 year loans are the common one, and you can put as little as 3% down on a primary residence. A lot of people don't know that either. It does not take 20% on a primary residence. So that's what I mean about the relative ease of credit flow today. Now, Chris has knowledge about other parts of the real estate market that I don't for his work inside DC and in other places like the foreclosure market. We talked about some of that right after the interview. For example, He was letting acronyms like NPL roll off his tongue, and I had to ask him what that meant. That's a non performing loan. Check out Chris's new book. Again, it's called inflated money debt in the American dream. And again, his website is RCwhalen.com and Chris also has a great sense of history, which we didn't get into, longtime real estate guys radio show co host Russell gray and I will discuss monetary history here on the show soon. Like I said, I'm coming to you from Edinburgh, Scotland this week, even if you don't see great sites, you know, it's interesting just walking the historic streets here, if you're an American that's visited here before, you surely know what I mean. And I told you that I'd let you know, the current real estate transaction I'm involved in is paying $650 a night for the hotel here in Edinburgh. Yes, that's a lot. I've actually paid less for fancier places in Dubai, but this hotel here is on the Royal Mile. Of course, I could have found less expensive accommodations elsewhere.    Speaking of less expensive, here's an announcement. And we have new investment property providers at GRE marketplace, two of them, the markets are both in Oklahoma, and they are Oklahoma City and Tulsa, Oklahoma as a state, is known for landlord friendly eviction processes and legal systems, kind of the opposite of New York. So this makes your property management more predictable. Now, when we look at this city, OKC has the lowest priced new single family rentals. I can think of it under 160k Yes, that really puts the exclamation point on inexpensive and favorable rent to price ratios often exceeding 1% which is obviously attractive for cash flow, meaning a 150k single family rental could yield over $1,500 in rent. There's high rental demand in certain sub markets. We have scouted out those exact places for you in the OKC metro, like Edmond Moore spelled M, O, O, R, E, and Midwest City, all supporting consistent rent income, though it was once really oil dependent, OKC has diversified economically, reducing your risk tied to commodity cycles and ok sees local economy that's supported by industries including aerospace, energy, health care and logistics. Then there's Tulsa. Tulsa has the highest cash flowing new build duplexes, perhaps anywhere in the US that I know about. On the single family rental side, a lot of Tulsa investors can find properties under 150k with monthly rents again exceeding 1% of the purchase price, clearly ideal. So yes, both Oklahoma City and Tulsa are now on GRE marketplace. You can either visit the pages and see them there, or one of our qualified, experienced GRE investment coaches. Meet with them. They can help guide you to the very best deals and show you the specific property addresses available right at this time for whatever best meets your needs. If you're looking to either start or expand to another market and you seek cash flow, you really need to consider Oklahoma. Yes, it is free to have a strategy session with an investment coach, whether that's for Oklahoma or other investor advantage regions. I often like to leave you with something actionable. You can start at GREinvestment coach.com start book a meeting for a free strategy session remotely. That's at GREinvestment coach.com, until next week, I'm your host. Keith Weinhold, don't quit your Daydream.   Dolf Deroos  42:51   Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Advice, opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC exclusively.   Keith Weinhold  43:14   You know, whenever you want the best written real estate and finance info, oh, geez, today's experience limits your free articles access and it's got pay walls and pop ups and push notifications and cookies disclaimers. It's not so great. So then it's vital to place nice, clean, free content into your hands that adds no hype value to your life. That's why this is the golden age of quality newsletters, and I write every word of ours myself. It's got a dash of humor, and it's to the point because even the word abbreviation is too long, my letter usually takes less than three minutes to read, and when you start the letter, you'll also get my one hour fast real estate video. Course, it's all completely free. It's called the Don't quit your Daydream letter. It wires your mind for wealth, and it couldn't be easier for you to get it right now. Just text gre to 66866. While it's on your mind, take a moment to do it right now. Text, gre to 66866.   The preceding program was brought to you by your home for wealth, building, getricheducation.com.

History Unplugged Podcast
How American Slaves Fled By Sea, Whether as Stowaways or Commandeering a Confederate Ship

History Unplugged Podcast

Play Episode Listen Later May 22, 2025 46:06


As many as 100,000 enslaved people fled successfully from the horrors of bondage in the antebellum South, finding safe harbor along a network of passageways across North America via the Underground Railroad. Yet many escapes took place not by land but by sea. William Grimes escaped slavery in 1815 by stowing away in a cotton bale on a ship from Savannah to New York, enduring days without food or water before settling in Connecticut. Frederick Douglass disguised himself as a free black sailor, using borrowed papers to board a train and then a steamboat from Baltimore to New York, reaching freedom in less than 24 hours. Thomas Jones, a formerly enslaved man from North Carolina, escaped in 1849 by hiding on a ship bound for New York, relying on his maritime knowledge as a steward to evade detection and later reuniting with his family in the North.This was a secret world of stowaways and the vessels that carried them to freedom across the North and into Canada. It sprawled through the intricate riverways of the Carolinas to the banks of the Chesapeake Bay to Boston’s harbors. Today’s guest is Marcus Rediker, author of “Freedom Ship: The Uncharted History of Escaping Slavery by Sea.” We see the Atlantic waterfront as a place of conspiracy, mutiny, and liberation.See omnystudio.com/listener for privacy information.