Podcasts about healthcare planning

In this episode, Kevin discusses the comprehensive approach to retirement planning through the Six Pillars of a Successful Retirement. He emphasizes the importance of tax planning, healthcare considerations, and legacy planning, while also highlighting the value of working with a financial advisor to navigate these complex areas effectively. Get your Complimentary Portfolio Review TODAY! Social Media: Facebook I LinkedIn See omnystudio.com/listener for privacy information.

Retiring before 65 comes with a major challenge: finding the right healthcare coverage. Many early retirees underestimate healthcare costs and make common mistakes that lead to financial stress. In this episode, Josh and Austin sit down with Cole Craven of Move Health to explore the best healthcare options before Medicare, including ACA plans, COBRA, and HSAs. They break down how to avoid costly healthcare planning mistakes and why staying proactive is key. Plus, in an AI-driven world, they discuss why working with a financial advisor can help you make smarter healthcare decisions. Don't let healthcare mistakes derail your retirement!For the full show notes, links, and transcript, visit thewealthmindsetshow.com/s2e6Send in LISTENTER QUESTIONS via text➡️Download Free Resource: 8 Timeless Principles to Investing!

Abe Ashton emphasizes the importance of planning for long-term care, especially as more individuals will require it in the future. He encourages proactive planning before personal experiences necessitate it. As the founder of Ashton and Associates, Abe Ashton has more than 20 years of financial planning experience helping thousands of families in Utah, Nevada, and across the country retire with confidence. Abe’s mission is to provide client-focused education and solutions to seniors and retirees, that help them achieve the retirement they’ve worked so hard for. To get more information on Ashton & Associates, or to schedule a consultation call, 435-688-9500 or visit AshtonWealth.comSee omnystudio.com/listener for privacy information.

A living will is not enough in a medical emergency, you need an advance healthcare directive to make sure your wishes are honored when you can't advocate for yourself. Read Dr. Luis Pagan-Carlo's report to learn how to create one. Download it at https://special-report.silvermangos.com/home-6422 Silver Mangos City: Coconut Creek Address: 5379 Loupes Road Website: https://silvermangos.com/

Healthcare costs are one of the biggest financial challenges for retirees and pre-retirees. Many people work until they're 65 just to transition into retirement with Medicare. And with healthcare costs so expensive, it's easy to understand why. But what if your financial plan had those costs built into it so you could retire early? To explore this complex topic, we're thrilled to have Scott Hokanson, Founder and President of Brabo Benefits, back on the podcast. We've worked with Scott for over 20 years and are grateful to share his expertise, insights, and strategies for helping retirees manage healthcare costs before and after age 65. In our conversation, we discuss the benefits of Medicare Advantage and Supplement Plans, how to navigate the tough decisions surrounding bridging employer plans and Medicare plans, and why healthcare planning is such a critical component of a comprehensive financial plan. In this podcast interview, you'll learn: The shocking truth about Medicare costs and how to avoid surprises. Strategies for bridging your healthcare coverage before turning 65. Scott's advice on purchasing dental and vision coverage with your insurance. Why Roth conversions can impact Medicare premiums—and when they make sense. The differences and benefits of Medicare Advantage vs. Supplement plans. Want the Full Show Notes? To get access to the full show notes, including audio, transcripts, and links to all the resources mentioned, visit SHPfinancial.com/podcast Connect With Us on Social Facebook LinkedIn YouTube

Retirement planning often overlooks the significant healthcare costs that can arise in later years. In this episode, we'll discuss strategies to estimate future healthcare expenses, Medicare, supplemental and advantage plans, as well as provide tips on how to protect your assets from potential long-term care costs. Join us as we delve into the crucial steps to secure your financial future and ensure peace of mind for your golden years.

Gregory Ricks and Wes Blanchard discusses the importance of estate planning, emphasizing the need for wills and powers of attorney. They highlight the risks of holographic wills, which can often be challenged in court. Wes shared insights from a seminar at Loyola Law School, noting that most estate litigation cases involve handwritten wills. They stressed the benefits of having a professional handle estate planning to avoid delays and costs. Gregory encourages listeners to plan their estates to ensure smooth transitions and avoid family disputes. They also discuss the importance of having a relationship with an experienced attorney for efficient and cost-effective estate administration. Gregory Ricks discusses the importance of financial planning, emphasizing the need for ongoing relationships with financial advisors. He outlines the five core pillars of financial planning: income, investment, tax, healthcare, and estate planning. Gregory highlights the value of coaching and continuous learning, mentioning his own investment in coaches and conferences. He addresses the misconception that financial advisors are too expensive, arguing that their value far outweighs their fees. Gregory also covers the taxation of Social Security benefits and the importance of understanding combined income for tax purposes. He concludes by encouraging listeners to plan for their retirement and emphasizes the role of financial advisors in guiding clients through market volatility and making informed decisions.KEY TOPICS:Estate Planning, Thanksgiving Episode, Financial News, Power Of Attorney, Holographic Wills, Independent Administrator, Executor Role, Succession Process, Family Disputes, Financial Advisor, Will Updates, Legal Fees, Asset Inventory, Court Litigation, Financial Security, Income Planning, Investment Planning, Tax Planning, Healthcare Planning, Estate Planning, Financial Advisor, Relationship Building, Ongoing Process, Financial Coaching, Retirement Planning, Social Security, Tax Strategies, Market Volatility, Financial Risks, Dementia PlanningFor LIVE financial news talk radio, tune into "Winning at Life with Gregory Ricks" LIVE on Saturday Mornings on:WRNO-News Talk 99.5 FM New Orleans - 10 am - 1 pmWBUV-News Talk 104.9 FM  Biloxi - 10 am - 1 pmORFor financial news talk ON DEMAND, tune into the Ask Gregory Podcast for more financial topics that may interest you! Visit: https://gregoryricks.com/podcast/

According to the Centers for Medicare and Medicaid services, as of April 2024, approximately 67 million people are enrolled in Medicare, an increase of  2 million people since 2023. Deciding on healthcare is a significant part in planning for your retirement. There are many factors to consider when educating oneself in the complex field of Medicare. Fortunately, there are professionals who specialize in this and can help navigate eligible enrollees through the process … and we know two of them! Laverna Witkop and Dawn McConnell from Ford Insurance Agency will join us LIVE on the show today. They will cover all the basics of Medicare as well as talk about the open enrollment period, known as the Medicare Advantage and Prescription Drug Plan annual election period, or AEP, which is October 15 through December 7. It's time to review and pay attention to changes. This also might be a good time to jump in! Open enrollment for individual health insurance plans is November 1 to January 15, 2025. Now's the time to ask the experts, so have your questions ready. Tune in and take control!

When it comes to retirement, healthcare planning isn't just an afterthought—it's one of the most important decisions you'll make. Will your current savings cover future healthcare expenses? How will you bridge the gap if you retire before Medicare kicks in? Without a solid plan, unexpected medical costs could delay your dream retirement. In Episode #173, we break down the key questions and strategies you need to consider to stay ahead of healthcare challenges in retirement. Whether you're planning for your own retirement or helping a spouse navigate Medicare options, this episode will arm you with the tools to retire on time and on your terms. You will want to hear this episode if you are interested in... [1:45] The five pillars of retirement planning [2:20] Check out RetirementMadeEasyPodcast.com for free resources! [3:41] Do you have to wait until you're 65 to retire and get on Medicare? [6:31] Saving in an HSA can cover healthcare expenses [10:53] Will healthcare expenses delay your retirement?  [13:07] What will Obamacare cost per month? [16:18] Does your employer pay out unused vacation days? [17:49] Why would you consider transferring money into an HSA? [20:44] The basics of Medicare + supplements [25:53] Benefits and drawbacks of Medicare Advantage plans [30:23] Does your plan adequately adjust for inflation? [31:09] Check out the Retirement Made Easy YouTube channel  Resources & People Mentioned 3 Steps to Retirement Planning Obamacare Federal Poverty Level Connect With Gregg Gonzalez Email at: Gregg.gonzalez@lpl.com Podcast: https://RetirementMadeEasyPodcast.com Website: https://StLouisFinancialAdvisor.com Follow Gregg on LinkedIn Follow Gregg on Facebook Follow Gregg on YouTube Subscribe to Retirement Made EasyOn Apple Podcasts, Spotify, Google Podcasts

This week, Jackie Campbell discusses the essential steps to building a solid financial plan, emphasizing the importance of income planning, tax strategies, wealth management, legacy planning, and long-term care considerations.  For more information or to schedule a consultation call 352-251-1015 or visit www.mycampbellandco.comSee omnystudio.com/listener for privacy information.

Kevin Brucher discusses the current state of financial markets, the impact of political events on investments, and the importance of healthcare planning in retirement. He highlights the generational disconnect regarding retirement expectations, the tax implications of retirement accounts, and the complexities of Medicare options. The conversation also touches on common financial regrets among Americans and the significance of guaranteed income in retirement planning. Kevin emphasizes the need for strategic investment approaches and the value of annuities for long-term financial security. Call 800-975-6717. Visit Silver Leaf Financial to learn more.See omnystudio.com/listener for privacy information.

Joseph Lanza discusses the financial mistakes made by monarchs throughout history and how we can learn from them. He highlights four lessons: avoiding short-term gains, addressing financial problems promptly, being proactive in spending and investing, and listening to expert advice. Lanza emphasizes the importance of creating a long-term financial plan that is sustainable for retirement and regularly reviewing and updating it. He also connects popular 80s songs to retirement planning, emphasizing the need for optimism, monitoring and reviewing financial plans, and balancing present and future financial goals. Call Eric Kearney 800-779-1942 Visit Retirement Wealth LLC to learn more.See omnystudio.com/listener for privacy information.

Planning for retirement can be daunting, but knowing the pitfalls can make all the difference. This conversation discusses proactive strategies to sidestep common errors and secure a comfortable and stress-free retirement. The main themes include the importance of starting retirement planning early, avoiding debt and accurately budgeting, understanding the cost of living, prioritizing contributions to investments, and the benefits of tax deferral. The conversation also emphasizes the need for a comprehensive written plan for retirement and the role of a certified financial professional in guiding individuals towards a successful retirement. To connect with Tripp call 800-940-6979. Visit Limehouse Financial to learn more.See omnystudio.com/listener for privacy information.

In Episode #20 of NAPFA Nation, Christine Simone, founder and CEO of healthcare software company Caribou, and host Marie Swift delve into the vital intersection of healthcare and financial planning. As they explore the significance of healthcare in financial strategies, especially during pivotal life events like retirement, divorce, and job changes, Simone emphasizes the need for advisors to be well-informed about health plan options and Medicare. The conversation highlights the complexities of Medicare, advocating for advisors to initiate discussions with clients at least a year before they reach 65. With a focus on enhancing advisors' educational resources, the episode also teases a resource to help advisors with crucial information for navigating healthcare options: the upcoming Survival Guide for Open Enrollment, set to launch in November. The discussion includes an introduction to Caribou's healthcare planning software, designed to bridge the gap in comprehensive financial tools addressing healthcare costs. In a nutshell: The Medicare decision-making process can be complicated     Software can decision-making for health plan selection and Medicare options Retirement is a common life event where healthcare is discussed  Early retirement (before 65) poses challenges due to high insurance costs    Advisors need education on health plan options and Medicare  Holistic financial practitioners are now including additional aspects in financial plans    The latest T3/Inside Information survey shows growth in estate and tax planning software adoption    Beware the risks of outsourcing to insurance agents who may not present all options Learn more about Caribou's mission and health care planning software at www.CaribouWealth.com. Special Note: In 2023, we rebranded the NAPFA podcast with a new album cover and series title: NAPFA Nation. We are shifting our monthly episodes to bring you inspiring conversations and key insights from leaders in the Fee-Only financial planning profession. Marie Swift, Founder and CEO of Impact Communications, will continue on as host, interviewing a variety of NAPFA members and professionals. You will still be able to find on this channel the 32 Mindset Mastery episodes with respected fiduciary financial planners and allied advocates who are committed to accomplishing great things as they master their own mindset and continue to serve their clients in the best ways possible. Brought to you by NAPFA - the National Association of Personal Financial Advisors - the country's leading professional association of Fee-Only financial advisors. Learn more about NAPFA at https://www.NAPFA.org.

Abe discusses the current state of the market and the importance of balancing risk in a retirement plan. He also highlights the challenges faced by women in retirement and why healthcare planning shouldn't be overlooked. Ready to get a second look at your retirement plan? Visit TheRetirementKey.com today!See omnystudio.com/listener for privacy information.

In this episode of WealthWorks Radio, Eric Kearney and Joseph Lenza discuss the five pillars of retirement planning: retirement income, financial planning, investment management, healthcare planning, and estate planning. They emphasize the importance of regularly updating and monitoring financial plans, as well as the need for a comprehensive estate plan. The hosts also touch on the rising healthcare costs and the potential impact on retirement planning. They offer listeners the opportunity to receive a personal financial blueprint and an income plan at no cost. Call Eric Kearney 800-779-1942 Visit Retirement Wealth LLC to learn more.See omnystudio.com/listener for privacy information.

It's no secret that the healthcare and financial services industries are incredibly complicated and often don't easily talk to one another. In fact, medical bills are reported to be the number-one cause of U.S. bankruptcies. Healthcare costs represent a significant portion of an individual's or family's financial landscape, especially as they age. Ignoring this critical … Read More Read More

This week, Jackie Campbell discusses how the retirement map is a tried and true process used to help clients achieve their retirement goals. It involves holistic planning, smart tax planning, investment planning, long-term care planning, healthcare planning, and legacy planning. The retirement map also addresses lifestyle goals, personal aspirations, and financial security. It emphasizes the importance of having a written retirement plan and navigating through retirement with intentionality. This week, Jackie also touches on the challenges of providing financial support to adult children and the significance of having a plan for the future. For more information or to schedule a consultation call 727-334-0024 or visit www.mycampbellandco.com See omnystudio.com/listener for privacy information.

Join us as we focus on an often overlooked aspect of something important in our homes: healthcare planning. In this episode, we discuss Arizona's advanced directive registry, a groundbreaking system allowing individuals to upload their advance care documents, ensuring accessibility via QR codes. Guests Carla Sutter, Operations Manager for Senior Healthcare Directives at Contexture, and Klaus Team Silver Director Dawn Milburn shed light on the importance of advance directives and navigating healthcare decisions. From understanding living wills to the significance of healthcare power of attorney, discover how technology and proactive planning can safeguard your healthcare wishes, even in emergencies. Arizona advance directive registry, healthcare planning, advance care directive, do not resuscitate, living will, trust and estate, QR codes, living wills, healthcare power of attorney, DNR documents, healthcare decision-making, State 48 Homeowner Podcast, Contexture, Klaus Team Silver, Carla Sutter, healthcare technology, healthcare directives, emergency preparedness.

On the full episode, we delve into the challenging topic of dealing with aging parents with Dr. Natalie Feinblatt, a licensed clinical psychologist specializing in trauma and addiction in Los Angeles, California. Dr. Feinblatt discusses the emotional and financial strain faced by both adult children and aging parents. She highlights how trauma and addiction can exacerbate the difficulties of connecting and coping with the aging process and end-of-life preparations. Drawing from over 20 years of experience in helping trauma and addiction survivors heal, Dr. Feinblatt provides insights into real-life situations and offers valuable advice on navigating these challenges. She also shares practical tips and resources for addressing issues related to trauma and addiction. Join us as we explore "How The Bleep Do I Deal With Aging Parents?" with Dr. Natalie Feinblatt, Psy.D.Catch Oxygen Plus at @oxygenplus on TikTok and Instagram

It's no secret that healthcare planning changes in retirement. In this episode we discuss planning a for Medicare, long term care and variety of related topics. Glenn is available for in person and online meetings if you'd like to discuss or strategize about your personal situation. Simply give us a call at (336) 291-3535 or visit ScheduleSomeTime.com to get on his calendar. As always, please remember to click the “Share” button to share our podcast with friends, family and colleagues.   Investment advisory services offered through Horter Investment Management, LLC, a SEC-Registered Investment Adviser. Horter Investment Management does not provide legal or tax advice. Investment Adviser Representatives of Horter Investment Management may only conduct business with residents of the states and jurisdictions in which they are properly registered or exempt from registration requirements. Insurance and annuity products are sold separately through Roadmap Financial Consulting, LLC. Securities transactions for Horter Investment Management clients are placed through AXOS Advisor Services, Charles Schwab & Co. Inc., and Nationwide Advisory Solutions.

In this episode of Money Matters, host Chris Hensley interviews Christine Simone, the co-founder and CEO of Caribou, a software solution that simplifies healthcare planning for retirees. Christine shares her background in healthcare and discusses the importance of incorporating healthcare costs into retirement planning.  The episode emphasizes the importance of healthcare planning in retirement and highlights the lack of incentives within the healthcare system to help individuals save money on healthcare costs. Caribou aims to provide clarity and confidence in healthcare decision-making by breaking down the incentive structure of the insurance industry and offering objective solutions. The episode also discusses the complexities and misconceptions surrounding Medicare, the healthcare gap between retirement and Medicare eligibility, and important considerations for advisors and retirees regarding healthcare options. The company has developed software that provides data-driven insights for advisory firms and has received funding for growth. The episode concludes with information on where to find more information about the speaker and their company's healthcare planning services. [00:01:10] A forgotten area in planning. [00:03:35] Americans' knowledge gap on insurance. [00:07:25] Retiring early and healthcare. [00:12:08] Tips for retirees' healthcare costs. [00:16:30] Life events and reevaluating healthcare costs. [00:17:20] Funding and growth trajectory. [00:21:34] Health care planning success stories. To find out more visit: www.caribouwealth.com More about Houston Money Week visit: www.Houstonmoneyweek.org http://www.cheatsheet.com/personal-fi…​ Financial Advisor Magazine Articles: http://www.fa-mag.com/news/advisors-s…​ http://www.fa-mag.com/news/on-it-s-80…​ You can also listen to this episode and others by podcast at: http://directory.libsyn.com/shows/vie…​ or www.moneymatterspodcast.com #MoneyMattersHouston​​ #ChristopherHensley​​ #HoustonMoneyWeek

Join us as we delve into the world of healthcare planning with special guest Erin Meisner, advisor and associate director at Desjardins Financial Security Independent Network. Discover the importance of incorporating long-term healthcare into your clients' financial plan and learn why having a plan is crucial in ensuring their well-being and financial security.  Watch the Discovery Series vodcast "Hope, Heart, & Health" and earn CE credits here: https://bit.ly/3NKV94O

#95: The biggest concern many would-be retirees have, at least in the US, is the cost of healthcare.Not only is healthcare more expensive in the US than in every other industrialized country. There's also no national health insurance system to control costs or standardize care quality…unless you're a senior or very poor (or both).In fact, were it not for worries about healthcare, there would undoubtedly be way more US retirees out there today. The average retirement age would drop noticeably.Because no less than your retirement security is at stake, healthcare financial planning is retirement planning.That's why I invited Bo Bowen to the podcast today to share his unique perspective on healthcare financial planning in retirement. Bo is both a healthcare practitioner (pharmacist) and a certified financial advisor who has specialized in advising on healthcare financial planning and retirement health insurance. His dual background gives him unique insight into the way healthcare financial planning is crucial for retirement security.We discuss:The biggest challenges retirees face when it comes to healthcare planningWhat retirees should think carefully about when it comes to health insurance in retirementHow those considerations change depending on your retirement ageChecklist for choosing the right health insurance plan if you're retiring soonCommon mistakes retirees make when planning for post-retirement healthcareWhen self-insuring might be your best choice in retirementHow medical tourism can play an important role in retirement healthcareWhat retirees should know about buying health insurance on ACA marketplace exchangesCheck it out here:https://hackyourwealth.com/health-insurance-retirement-planningIf you've already retired, what do you do for health insurance? Knowing what you know now, what (if anything) would you do differently in terms of healthcare planning in the years before retiring?If you have NOT retired yet, how big of a factor is healthcare and health insurance to your decision of when to retire?Let me know by leaving a comment.Don't miss an episode, hit that subscribe button...If you liked this episode, be sure to subscribe so you don't miss any upcoming episodes!Apple PodcastsOvercastSpotifyStitcherI need your help, please leave a listener review :)If you liked this episode, would you please leave a quick review on Apple Podcasts? It'd mean the world to me and your review also helps others find my podcast, too!Related links:https://www.healthinsurance.orghttps://www.healthcarebluebook.comhttps://www.medibid.comhttps://www.linkedin.com/in/bo-bowen-1b64341a6Schedule a private 1:1 consultation with meHYW private Facebook communityIntro/Outro: Old Bossa by Twin Musicom.

(5/24/23) Why Debt Ceiling Talks are falsely being compared to the Y2K conflagration; we will not default. Sovereigns are crumbling, the US just not as rapidly; gold and dollar avoidance. Candid Coffee preview; portfolio diversification and real estate: The Big crash that will hurt small investors. The impact of higher rates on real estate investors; The Timber Ridge Pat. failure in Houston; the ugly truths about multi-family real estate investments. How to invest when liquidity is drying up: The DDA Acres communal tiny house project (Don't Die Alone); the dangers of illiquid investments. Take caution as a syndicator investor; veery few rights. How Not to Get Into RE Investing. Food and Healthcare planning for retirement. SEG-1: Debt Ceiling Talks: We Will Not Default SEG-2: Portfolio Diversification & Real Estate: Beware! SEG-3: How to Invest When Liquidity is Drying Up SEG-4: Healthcare Planning for Retirement Hosted by RIA Advisors Director of Financial Planning, Richard Rosso, CFP, w Senior Advisor Danny Ratliff, CFP Produced by Brent Clanton, Executive Producer -------- Watch today's show on our YouTube channel: https://www.youtube.com/watch?v=ahLlS_JOsHg&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 -------- The latest installment of our new feature, Before the Bell | "Is It Too Late to Get Into AI Trades?" is here: https://www.youtube.com/watch?v=9uN009ZF1WM&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 -------- Our previous show is here: "Why a Good (White-collar) Job is Hard to Find" https://www.youtube.com/watch?v=yztDFUdeo3Q&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 -------- Register for our next Candid Coffee: "Breaking Your Money Malaise this Summer:" https://us06web.zoom.us/webinar/register/1116747842950/WN_ht5MHKFTSX2kRo0__-DtLw ------- Articles Mentioned in Today's Show: "Headwinds To Lower Bond Yields" https://realinvestmentadvice.com/headwinds-to-lower-bond-yields "The AI Revolution. A Repeat Of History." https://realinvestmentadvice.com/the-ai-revolution-a-repeat-of-history/ ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InvestingAdvice #DebtCeiling #Default #RealEstateInvesting #Inflation #Liquidity #Healthcare #Retirement #Markets #Money #Investing

(5/24/23) Why Debt Ceiling Talks are falsely being compared to the Y2K conflagration; we will not default. Sovereigns are crumbling, the US just not as rapidly; gold and dollar avoidance. Candid Coffee preview; portfolio diversification and real estate: The Big crash that will hurt small investors. The impact of higher rates on real estate investors; The Timber Ridge Pat. failure in Houston; the ugly truths about multi-family real estate investments. How to invest when liquidity is drying up: The DDA Acres communal tiny house project (Don't Die Alone); the dangers of illiquid investments. Take caution as a syndicator investor; veery few rights. How Not to Get Into RE Investing. Food and Healthcare planning for retirement. SEG-1: Debt Ceiling Talks: We Will Not Default SEG-2: Portfolio Diversification & Real Estate: Beware! SEG-3: How to Invest When Liquidity is Drying Up SEG-4: Healthcare Planning for Retirement Hosted by RIA Advisors Director of Financial Planning, Richard Rosso, CFP, w Senior Advisor Danny Ratliff, CFP Produced by Brent Clanton, Executive Producer -------- Watch today's show on our YouTube channel:   https://www.youtube.com/watch?v=ahLlS_JOsHg&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 -------- The latest installment of our new feature, Before the Bell | "Is It Too Late to Get Into AI Trades?" is here:  https://www.youtube.com/watch?v=9uN009ZF1WM&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 --------  Our previous show is here: "Why a Good (White-collar) Job is Hard to Find" https://www.youtube.com/watch?v=yztDFUdeo3Q&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 -------- Register for our next Candid Coffee: "Breaking Your Money Malaise this Summer:" https://us06web.zoom.us/webinar/register/1116747842950/WN_ht5MHKFTSX2kRo0__-DtLw ------- Articles Mentioned in Today's Show: "Headwinds To Lower Bond Yields" https://realinvestmentadvice.com/headwinds-to-lower-bond-yields "The AI Revolution. A Repeat Of History." https://realinvestmentadvice.com/the-ai-revolution-a-repeat-of-history/ ------- Get more info & commentary:  https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InvestingAdvice #DebtCeiling #Default #RealEstateInvesting #Inflation #Liquidity #Healthcare #Retirement #Markets #Money #Investing

Are you considering retiring early but are unsure about your healthcare options? On this episode of A Wiser Retirement Podcast, Casey Smith, Matthews Barnett, CFP®, ChFC®, CLU®, and Brad Lyons, CFP® talk about different healthcare options in retirement. They also talk about ways to qualify for Medicare early, the Affordable Care Act, and why it's important to consider different saving strategies.Download "Your Pre-Retirement Checklist".Click here to schedule a consultation with one of our financial planners.Connect With Us:Our WebsiteYouTubeFacebookLinkedInInstagramTwitterPodcastBlog

In this episode we discuss some importing tips and strategies to deal with Medicare and Healthcare costs in retirement.

Break-down of Medicare costs How Medicare compensation works What Medicare does not cover, including a discussion about Long Term Care

 Kevin talks about his 6 pillars for a successful retirement and how he can help you create the retirement you've dreamed about. The good news Kevin can help you with this process because everything is under one roof! 1) Income Planning 2)Assent Planning 3)Tax Planning 4)Healthcare Planning 5)Legacy Planning 6)Legal Planning

One of the more challenging aspects of early retirement is the topic of this episode of the One for the Money podcast: Obtaining and paying for health care. Medicare isn't an option until age sixty-five. Stick around for the tips, tricks, and strategies portion where I'll be discussing when it makes sense to get life insurance through your employer and when it's better to get your own! In this episode...Planning for healthcare after retirement [01:08] Options for healthcare [03:37] Healthcare sharing plans [06:09] Life insurance is critical for financial planning [08:57] Why do I need to plan for healthcare?After housing and transportation, healthcare is the third-largest expense people will have when they retire at age 65, and that's with Medicare! Early retirees don't have this option. Even if you elect to accept Social Security at age 62, you still won't be eligible for Medicare until age 65. Early retirees also need to consider the health status of those relying on them for their healthcare.  Healthcare options in early retirementThe most generous healthcare plan is the employer's retirement healthcare benefits. A fortunate few have employers who provide paid-for health care in early retirement. This perk is so tremendous that it's no longer offered to government and private employees. However, some people have been grandfathered into this position. If you've worked for several decades, you should review your retirement healthcare options with your HR department. Even if you retire early and leave your employer, you can still receive your healthcare through them for a certain amount of time. This option was made possible via the Consolidated Omnibus Budget Reconciliation Act of 1985, known as COBRA. However, you typically will have to pay the total cost of your healthcare coverage plus an additional 2% because your employer subsidizes a significant portion of these costs while you're working for them. This practice is a perk to attract employees and provides the employer with a tax deduction. Life insurance is criticalTerm life insurance is all you need. If someone tells you that you need permanent life insurance, they are likely an agent trying to earn a much higher commission by selling it. You should only consider permanent insurance if you are on track for retirement, have a fully-funded emergency fund, and have no consumer debt. Even then, it's hugely debatable. Life insurance cannot legally be sold as an investment because it isn't. Another thing you need to know about life insurance is that the price you pay is based on the probability of your passing away. Life insurance from your employer isn't based on your health but solely on your age. Consequently, if you are in poor health, it may be in your best interest to get life insurance through your employer. If you are in good health, that will likely be more cost-effective. A benefit of getting your own policy is that you still have it if you leave your job. In the end, it's imperative that you have life insurance if there are people that depend on you, such as children, a spouse, or loved ones. Resources & People Mentionedhttps://webapps.dol.gov/elaws/ebsa/health/7.asp (elaws - Health Benefits Advisor) https://www.betterplanningbetterlife.com/blogpodcast/love-insurance?rq=insurance (Love Insurance) Connect with Jonny Westhttps://betterplanningbetterlife.com/ (https://BetterPlanningBetterLife.com)  Connect with Jonny https://www.linkedin.com/in/jonny-west/ (on LinkedIn) Subscribe to ONE FOR THE MONEY on https://podcasts.apple.com/us/podcast/one-for-the-money/id1590932593 (Apple Podcasts), https://open.spotify.com/show/1uAAU84OImSwwhJgW1hFlb?si=19457c8e971341f6 (Spotify), https://podcasts.google.com/feed/aHR0cHM6Ly9mZWVkcy5jYXB0aXZhdGUuZm0vb25lLWZvci10aGUtbW9uZXkv?ep=14 (Google Podcasts) Audio Production and Show notes by https://www.podcastfasttrack.com/ (PODCAST FAST TRACK)

Retirement Planning and Wealth Management. Income Planning, Legacy Planning, and Healthcare Planning. Tax Planning.

Healthcare can be a large expense in retirement. And some people delay retirement because they are concerned about the cost of healthcare. Ken and Lori look at three phases: 1. Covering healthcare expenses from retirement date to age 65 2. Medicare at age 65 3. Long-term care

Join Registered Nurse and Certified Advance Care Consultant, Sue Bergmann, in this parenting down episode dedicated to the importance of Normalizing Future Healthcare Planning. No matter you and healthy you are, you don't want to miss this episode where Sue shares her deeply personal story and lots of great tips on how to get started on your planning WHILE making it fun!

In this episode Ed and Tom talk about the importance of healthcare planning and having a solid Medicare strategy.

On this episode of Your Game Plan For Retirement Rodney Harris discusses the potential costs, and planning approaches to address the risk of healthcare expenses throughout retirement.

In part two of our inaugural episode of Inspiring People & Places, we continue our conservation with Brigadier General (Ret.) Peter A. “Duke” DeLuca. If you haven't listened to part one yet, we strongly encourage you to do so. General DeLuca has 32 years of experience working in the U.S Army at all levels, from platoon to combatant command – having commanded an engineer battalion, a multi-service engineer brigade in combat, as well as two U.S. Army Corps of Engineers Divisions. General DeLuca specializes in architectural engineering and construction, logistics, and engineering technical services. If you enjoy this show, do us a favor and subscribe to Inspiring People & Places, on iTunes, Spotify, or your favorite podcast hosting platform. We'd greatly appreciate it if you left us a review, and shared the show with other entrepreneurial public servants. Be sure to visit our website ww.MCFAglobal.com, sign up for our newsletter. If you want to learn more about the MCFA DNA, view our case studies. We're also hiring! If you or anyone you know are looking to work in the Planning, Project Development, Project Management, or Construction Management field, contact us through our website. The following openings are available: -Junior and Senior Positions -Doer/Seller/Creators/Managers -Degree/experience in Architecture, Planning or Engineering -Experience in Real Estate Development, Urban Planning, Military Master Planning, Healthcare Planning, Transportation Planning or Highway Engineering. Learn more at www.MCFAGlobal.com

In this inaugural episode of Inspiring People & Places, we sat down with Brigadier General (Ret.) Peter A. “Duke” DeLuca. General DeLuca has 32 years of experience working in the U.S Army at all levels, from platoon to combatant command – having commanded an engineer battalion, a multi-service engineer brigade in combat, as well as two U.S. Army Corps of Engineers Divisions. General DeLuca specializes in architectural engineering and construction, logistics, and engineering technical services. Be sure to visit our website ww.MCFAglobal.com, sign up for our newsletter. If you want to learn more about the MCFA DNA, view our case studies. We're also hiring! If you or anyone you know are looking to work in the Planning, Project Development, Project Management, or Construction Management field, contact us through our website. The following openings are available: -Junior and Senior Positions -Doer/Seller/Creators/Managers -Degree/experience in Architecture, Planning or Engineering -Experience in Real Estate Development, Urban Planning, Military Master Planning, Healthcare Planning, Transportation Planning or Highway Engineering. Learn more at www.MCFAGlobal.com

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Eric L Hu is VP Strategy and Customer Experience at H4B Chelsea, a healthcare agency that's part of Havas. In this episode, we discuss what strategy work is in healthcare and what clients are asking of their agencies right now. You can find Eric here https://www.linkedin.com/in/ericlhu/ and here: https://www.instagram.com/ericlhu Sweathead strategy school is in session: http://courses.sweathead.co

In this episode Phil talks about 5th step on The Retire Road, Healthcare Planning. Don't miss your opportunity to plan ahead for your healthcare. It is a crucial, yet commonly overlooked aspect of a holistic financial plan. For more information on Healthcare Planning or the other steps on The Retire Road visit https://calandrafinancial.com/ Watch the Video version of this episode on our YouTube by searching "Calandra Financial" Follow us on Facebook and Instagram https://www.facebook.com/CalandraFinancial/ https://www.instagram.com/calandrafinancial/ --- Send in a voice message: https://anchor.fm/on-the-retire-road/message

Two leading orthopedic surgeons, Dr. Ira Kirschenbaum and Dr. Vinod Dasa, discuss what it will take for providers to reopen for elective surgeries. Guidelines by the CDC and governors are helpful, but it’s ultimately up to each medical team to make the final call on what patient safety should look like throughout the care process. Patients will be hesitant about having procedures, so providers will have to share details on what they’re doing to keep them safe. Find all of our network podcasts on your favorite podcast platforms and be sure to subscribe and like us. Learn more at www.healthcarenowradio.com/listen/

Phil discusses what could be one of the most important steps on "The Retire Road", your Healthcare Planning. --- Send in a voice message: https://anchor.fm/on-the-retire-road/message

Kevin Bock from Integrity Retirement Solutions breaks down the importance of estate planning, asset protection, federal estate tax, and retirement. 

Healthcare is an increasingly important topic, from policy changes to rising costs. Lots of questions swirl around this topic such as, why is planning for healthcare so important, what options exist for those with no coverage, how does Medicare work and what should one know before enrolling? Today's guest: Emily Lau, UBS Wealth Planning Specialist. Host: Anthony Pastore -- Social Security Administration Website: ssa.gov -- February 2019 Urban Institute -- Social Security and Medicare Taxes and Benefits Over a Lifetime, June 2018.

In this week’s podcast, our analysts share three funds run by topnotch managers, Christine Benz talks with Healthcare Planning’s Carolyn McClanahan about finances and cognitive decline, Linda Abu Mushrefova with a terrific deep-value large-cap fund, Preston Caldwell highlights a few undervalued oil-services stocks, Russ Kinnel shares three of his favorite small-cap funds, and Michael Wong explains why we think Goldman Sachs has 30% upside potential.

Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.

Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.

Healthcare Power of Attorney; HIPAA Waiver; Living Will (Advance Directive)

Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.

Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.

Healthcare costs continue to skyrocket and there are many misconceptions about Medicare. Listen in as we discuss how to deal with these issues and plan ahead for healthcare costs in retirement.

Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.

Is Healthcare Planning part of your Retirement Plan? by Dale Cardwell

Listen to Suzanne chat with Mary Bradley, Director of Healthcare Planning at Pitney Bowes, about how and why she works with other employers to get stronger and smarter in her health care purchasing practices.

Healthcare costs can gobble up 1/3 of an average retiree's budget. This show shares many ideas for you as you approach retirement, and several things revealed in this program could save you money down the road. For more on our ongoing series giving you the tools to make these difficult decisions you can check out healthreformexplained.com.

Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.

Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.

Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.

Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.

Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.

Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.

Paul Gantner Esq., Elder Estate Attorney with Your Estate Matters LLC, talks about the necessary legal planning needed to prepare for end of life.Mr. Gantner obtained his undergraduate B.S.B.A. degree in Management and B.A. degree in Criminal Justice from Saint Louis University, where he graduated Summa Cum Laude.  He went to law school at University of Missouri, in Columbia, and obtained his Juris Doctorate in 2008.  Mr. Gantner also obtained his Master of Business Administration from University of Missouri in 2008.Paul Gantner joined Purcell and Amen in 2009.  Mr. Gantner is a member of the National Academy of Elder Law Attorneys, and a member of the American Academy of Estate Planning Attorneys.  He is licensed to practice law in Missouri and Illinois and is an accredited attorney for the preparation, presentation, and prosecution of claims for veterans’ benefits before the Department of Veterans Affairs (VA).  He also actively volunteers with the Alzheimer’s Association of St. Louis.Purcell and AmenYour Estate Matters, L.L.C.10805 Sunset Office Drive, Suite 100St. Louis, MO 63127Phone: 314-966-8077Fax: 314-966-5906Email: PGantner@yourestatematters.comwww.yourestatematters.comwww.medicaidmissouri.comwww.veteransbenefitsmo.comwww.mocpc.org

Paul Gantner Esq., Elder Estate Attorney with Your Estate Matters LLC, talks about the necessary legal planning needed to prepare for end of life.Mr. Gantner obtained his undergraduate B.S.B.A. degree in Management and B.A. degree in Criminal Justice from Saint Louis University, where he graduated Summa Cum Laude.  He went to law school at University of Missouri, in Columbia, and obtained his Juris Doctorate in 2008.  Mr. Gantner also obtained his Master of Business Administration from University of Missouri in 2008.Paul Gantner joined Purcell and Amen in 2009.  Mr. Gantner is a member of the National Academy of Elder Law Attorneys, and a member of the American Academy of Estate Planning Attorneys.  He is licensed to practice law in Missouri and Illinois and is an accredited attorney for the preparation, presentation, and prosecution of claims for veterans’ benefits before the Department of Veterans Affairs (VA).  He also actively volunteers with the Alzheimer’s Association of St. Louis.Purcell and AmenYour Estate Matters, L.L.C.10805 Sunset Office Drive, Suite 100St. Louis, MO 63127Phone: 314-966-8077Fax: 314-966-5906Email: PGantner@yourestatematters.comwww.yourestatematters.comwww.medicaidmissouri.comwww.veteransbenefitsmo.comwww.mocpc.org