Retire Happy with Roger Gainer

Retirement planning isn't a one-size-fits-all approach. Designed to help bring awareness to the different strategies available, Roger describes one of his latest tools, a Retirement Income Style Awareness (RISA) profile. He also shares examples of how a tool like this can help simplify and focus your retirement planning with a crafted solution that's right for you.

Everywhere you look these days, you'll hear terms like overvalued stocks or an impending pop of a real estate or financial bubble. In this episode, Roger gives us a glimpse into what may be ahead for all of us in 2023, and most importantly, where your attention should be focused to secure a smart and safe retirement.

Roger describes 2022 as the end of a watershed era. In previous episodes, he's shared his thoughts about where things might be headed, and on this episode, Roger confirms many of those predictions. So what does this all mean for you and your strategies to retire happy?

In this episode, Roger shares his thoughts on how to best prepare for the unknown, and what that does to someone's ability to retire happy. He also shares some insights into recent news with talks about a recession and prolonged inflation and what you can do to weather the storm.  

In this episode, Roger discusses how retirement plans may be affected if we enter a recession, and what you can do now to best prepare for a potential financial storm on the horizon. He also reminds his listeners to be on the lookout for new opportunities to convert risks into rewards in order to better guarantee a happy retirement.  

In this episode, Roger shares his take on the chaos and confusion behind cryptocurrency, and whether it's a wise investment for those looking to retire with security in mind. He also walks us through some historical trends similar to crypto and how those strategies ended for those swept up in the craze.

In this episode, Roger takes a look back at some of his predictions, including what worked out and what still hasn't. We'll also review the Rule of 72, and how some of his most straight forward financial insights still stand strong today.

In this episode, Roger shares why he believes times of uncertainty do not equate to times of inaction especially when it comes to your finances. He also explains how Warren Buffett's two rules of investing are applicable today and what kind of methods you can use to avoid financial loss.

In this episode, Roger explains the shifting climate around taxes and the type of changes we can expect in the year 2026. He also walks us through the hierarchy of money and how you can effectively use it as a tool to help you prepare for retirement, even in uncertain times.

In this episode, Roger walks us through one of the most important questions to ask yourself as you approach retirement: What is your income plan? We also discuss ways to ensure your income can last your entire lifetime and what steps you can take to plan for it to keep up with rising inflation.

In this episode, Roger revisits one of our most popular episodes: Six Not So Secret Keys to Retiring Happy As an encore, we revisit these steps and the wise words once shared with him: You can't tell people how to spend their money, raise their children, or cut their hair. That wise person ended up being his wife, now married for over 30 years!

In this episode, Roger shares the very first step you need to take in your journey to retire happy. He also explains the importance of knowing your "why" and answers why now is the best time to ask questions and make financial decisions.

In this episode, Roger tackles the misconceptions and mistakes people often make when they lose sight of their long term financial goals. He also explains five things to keep in mind so you can successfully retire happy during these uncertain times.

In this episode, Roger continues the discussion about social security. He shares some real-life examples of how he's helped his clients make the most of their benefits, and he addresses some common misconceptions about the future of social security.

In this episode, Roger explains the role Social Security actually plays as part of a retirement investment strategy. He talks us through what his research shows, what's really at stake, and how the wrong choice today could cost hundreds of thousands of dollars tomorrow.

In this episode, Roger discusses the basics of refinancing and explains how individuals can use debt as a tool to build more equity. He also shares some of the most common mistakes people make when it comes to debt and asset management, especially when individuals don't understand how to make the tax code work for them. 

In this episode, Roger discusses some of the potential tax increases currently being discussed in Congress and how individuals can take action now to minimize their tax burdens in the future. He also shares some helpful resources that will help with navigating that process.

In this episode, Roger discusses the true value in tax planning - when to start and how to best prepare for what’s to come next. As we’re inching closer to the tax filing deadline this April, Roger shares how financial decisions made today will directly affect outcomes three, five and even 10 years in the future.

In this episode, Roger discusses taxes, specifically what to anticipate with changes in tax laws this year and beyond, and how you can best prepare yourself before you file. We also uncover what studying our economic history may tell us, and how hindsight can help predict what’s to come in the future.

No one could have predicted 2020 would end with a global pandemic, and what's to come for the rest of 2021 is anyone's guess. But in this episode, Roger offers advice on how to live with and face up to the things in life we can control, and how to let go of those we can't. We'll also unpack what we need to be thinking about to gain the confidence to navigate the unknown still ahead, all while putting 2020 into perspective.

With so much uncertainty in the world today, it’s more difficult than ever to make decisions that can help you progress toward your financial goals. In this episode, Roger explains how you can build a retirement income plan that will allow you to stop worrying about where your income will come from in retirement. He also shares some helpful tools you can use to assess your financial situation and organize your priorities.

In times of economic crisis or uncertainty, people are more likely to get scammed. So how can you protect your investments and avoid being taken advantage of? In this episode, Roger shares five key questions you should always ask before making an investment, along with some other advice to help you avoid scams and have greater peace of mind.

Even with all the economic difficulties we’ve seen because of COVID-19, there are still certain strategies and investments that are working well for people. In this episode, Roger shares his insight into some of the assets he recommends right now, as well as some that he thinks you should avoid.

In today’s episode, Roger explains how different types of advisors get paid, and he shares some questions you can ask to make sure you’re protecting yourself and your assets. Roger also describes the advantages that come from working with a good financial advisor, especially in a time when the economy is so volatile.

Even as millions of Americans are applying for unemployment and major companies are laying people off, the stock market has been rising. In today’s episode, Roger breaks down the reasons for this growth and explains why it might not last. He also shares how Gainer Financial’s new risk profiling service can help you understand your feelings about risk and ensure your profile is aligned with your emotional, intellectual and financial decisions.          

In this episode, Roger shares 5 tips to help shut out the noise and reduce stress around our finances. He also explains how working with an expert and using tools like the Thought Organizer can help you navigate these complicated circumstances.

As the global economy has dramatically shifted in response to COVID-19, many people believe that markets will bounce back quickly and look forward to a day when we can return to normal. In this episode, Roger explains why that is unlikely to happen, and he offers insight into some of the industries that may be permanently changed by this pandemic.  Roger also provides practical advice for investing in asset types that will stay reliable through this crisis, and he explains how Gainer Financial can help you understand the “why” behind your financial strategy, so that you can make smart, strategic decisions. 

In this episode, Roger explains what causes major past economic market shifts and what lessons we learned then that can help us in the present. Roger also walks us through how Behavioral economics are playing a role in today's situation, and how to perform your very own 'gut check' to better position yourself for what may be on the horizon.

The world is changing in a way we’ve never seen before. But one thing remains the same: we all want to retire happy. However, there’s an enormous amount of fear and uncertainty due to COVID-19 Global Pandemic. In this episode, Roger shares his encouragement and #1 message to all of his clients during these uncertain times.

In this episode, Roger and Clark sit down and discuss how the growing concerns for the spread of COVID-19 and the worldwide impact on our financial stability.

In this episode, Roger and Clark sit down and discuss the future financial landscape with a look forward to the next decade.

In this episode, Roger and Clark sit down and discuss what 2019 was like and what your financial future can be in 2020.

In this episode of Retire Happy, Roger and Clark discuss why some people should and shouldn't work with an advisor.

In this episode of Retire Happy with Roger Gainer, Roger and Clark talk about the five phases most investors experience when confronting market volatility.

In this episode of Retire Happy with Roger Gainer, Roger and Clark talk about the bond market and the risks of being in it.

In this episode, Roger sits down with Clark to discuss if cash really is king and where all your money should be.

In this episode, Roger sits down with Clark and discusses risk and reward. Is it really worth it? What you need to evaluate before investing your savings and retirement.

In this episode of Retire Happy, Roger takes a look forward at 2019 and what he expects to sees.

In this episode, Roger takes a look back at 2018. How did the year end up for you?

In this episode, Roger takes a look back at how the business has changed in the last 30 years and what he expects to see in the next.

In this episode of Retire Happy with Roger Gainer, Roger sits down with Clark and discusses everything you would want to know about mortgages. If you have a question about how they work, should you pay them off early, and more is answered in this episode

In episode 18 of Retire Happy with Roger Gainer, Clark and Roger discuss what the raising of rates by the feds means to you and your money.

It this episode of Retire Happy with Roger Gainer, Clark and Roger sit down for a talk about Wall Street. What do you think of Wall Street and what have you been told to believe?

In this episode of Retire Happy with Roger Gainer, Roger and Clark revisit the Equifax data breach. How far have we come and what you need to know moving forward.

In this episode of the Retire Happy podcast, Roger and Clark discuss risk. Let's explore what it is, what it isn't, why some people just have a hard time with it and how it can really paralyze them and control them.

In this episode of Retire Happy with Roger Gainer, Roger and Clark discuss tax reform and to prepare for uncertainty.

In this episode of Retire Happy, Roger and Clark discuss how income planning is done in 2018. Are you using all the right tools?

In this episode of Retire Happy with Roger Gainer, Roger discusses the new fiduciary rule and what it means to you and your retirement. Give a listen and let us know what you think.

In this episode, Roger talks with Andy, a client who is truly living the life of someone that has retired happy!

Before you dismiss this communication as something that “can’t happen to me”, take a moment to understand the magnitude of this problem and take steps to protect yourself. Here are three things you can do to protect yourself.

In this episode, Roger and Clark discuss the importance of saving for your child's education.