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(00:00:00) Navigating Disruptions and Resilience (00:04:28) Leadership Challenges in Uncertain Times (00:07:03) Communication: The Key to Team Performance (00:11:17) Understanding Generational Differences in the Workplace (00:13:17) The Role of Empathy in Leadership (00:15:34) Building Resilience in Leadership (00:20:45) Connecting Daily Work to a Larger Purpose In this conversation, Maureen O'Brien, CEO of the Global Wisdom and Leadership Forum, discusses the challenges leaders face in today's uncertain business climate. She emphasizes the importance of resilience, effective communication, and empathy in leadership.O'Brien shares insights on generational differences in the workforce and the need for leaders to connect their teams' daily work to a larger purpose. The discussion highlights practical steps leaders can take to foster a culture of innovation and adaptability within their organizations.Thank you for listening and please take a moment to subscribe, rate, and review our show on your favorite app.To get a hold of us here at Keepin' The Lights On, please email: podcast@graybar.comYouTube Version: https://youtu.be/NEufR_-TZcAGlobalWLF Webiste: www.globalwlf.comHBDI (Herrmann Brain Dominance Instrument): https://www.globalwlf.com/leadership-developmentMaureen's Linkedin: https://www.linkedin.com/in/maureenobrienceo/Maureen's book: “26 Points of Light” – Illuminating One Cancer Survivor's Journey from Diagnosis to Remission” https://www.amazon.com/Points-Light-Illuminating-Survivors-Diagnosis/dp/1734959010In 26 Points of Light, supporters across O'Brien's community of care—family, friends, coworkers, extended family, and even medical staff—offer their unique experiences of the journey they walked with Maureen and share the knowledge and inspiration they gained along the way. You'll learn:How each caregiver was uniquely impacted by the diagnosisWhy the nurse–patient relationship is so important to anyone undergoing recoveryHow to "quarterback" a loved one's caregiving teamWhy true belief in cancer remission is crucial for both patient and support systemWhy whatever you have to give is exactly the right thing to offerWith its multitude of voices and perspectives, 26 Points of Light is a cancer caregiver book like no other. If someone you love has received an unexpected diagnosis, this book will help you deliver constant, crucial encouragement. And for those experiencing it firsthand, it will illuminate their true impact on others and remind them that they are not alone.Maureen's BIO: Maureen O'Brien is a nationally recognized speaker, bestselling author, and the CEO of the Global Wisdom & Leadership Forum. With over 30 years of experience in leadership, sales, and business ownership—including in construction and the skilled trades—Maureen brings a unique, real-world perspective to the challenges leaders face today.A Stage IV cancer survivor and the author of “26 Points of Light: Illuminating One Cancer Survivor's Journey from Diagnosis to Remission,” Maureen's personal story fuels her professional mission: helping others lead with courage, clarity, and resilience. She is the creator of Point of Light Leadership™, a practical framework for navigating change and inspiring teams in high-stakes environments.Her core message is clear: Resilient leadership isn't just about bouncing back—it's about lighting the way forward for others.ALL PROCEEDS OF THE BOOK GO TO CANCER RESEARCH AND PATIENT CARE. TakeawaysResilience is crucial for leaders in today's challenging environment.Effective communication is key to resolving team dynamics.Leaders must practice self-awareness to understand their impact on teams.Empathy has become a vital skill for effective leadership. Generational differences can create challenges in the workplace.Leaders should encourage innovation and risk-taking among their teams.Understanding the bigger picture can motivate teams to perform better.Leaders need to connect daily tasks to a larger purpose.Continuous learning is essential for resilient leadership.Taking a pause can help leaders break free from preconceived notions.
"Sara, I tried one little thing you recommended in our session and it totally changed my interaction with a team member!" Back story…I was leading a training for a leadership team recently and we talked about how to practice active listening in leadership. One of the leaders decided to put one of my recommendations into action immediately (Gold Star for this leader!) and he was so excited about the results. Following our training, he shifted his default behavior of “getting right down to business” in a one-on-one meeting to starting off a one-on-one by asking a team member an open-ended question. This led to a great conversation and important insights between the two of them. By getting curious before getting down to business, this leader fast-tracked trust and paved the way for open and honest communication with their team member. He was giddy sharing this win with me. I love it when new behaviors lead to new wins! Curiosity is one of the most underrated, yet most powerful, leadership skills you can develop. In this episode, we dig into how curiosity can completely shift the way you lead, communicate, and connect with others. Whether you're managing up, collaborating across, or leading your team, curiosity opens up space for real conversation, minimizes assumptions, and builds relationships that feel grounded in care and respect. When you lead with curiosity, you create connection instead of disconnection, and you let the people around you truly shine. In this episode, I walk you through five ways to use curiosity to become a more emotionally intelligent leader. We'll talk about how to ask before assuming, how to get curious about motivations instead of just outcomes, and how curiosity can bridge differences when perspectives clash. You'll also learn how to replace performance check-ins with curiosity-driven conversations that make your people feel seen and supported, and why modeling curiosity publicly builds trust and psychological safety at every level of your organization. Ultimately, curiosity helps you become a leader who doesn't just manage people — but inspires them. Tune in to discover how a few thoughtful questions can transform the way you collaborate, innovate, communicate, and lead. Links Mentioned: [NOVEMBER 20th] Join my 90-minute Leadership Roundtable, Thriving in Leadership in Uncertain Times: saradean.com/roundtable [OPEN ENROLLMENT] Join Sara's Aligned Leadership Incubator: saradean.com/aligned Hire me to speak: saradean.com/speaking Coach with me: https://saradean.com/executive-coaching-services Connect with me on LinkedIn: https://www.linkedin.com/in/saradeanspeaks Watch Shameless Leadership episodes on YouTube: https://www.youtube.com/@saradeanspeaks Learn more about your ad choices. Visit podcastchoices.com/adchoices
Struggling with the fear of suffering, control, and uncertainty? In this powerful episode, Heather Creekmore dives deep into why so many women wrestle with the need to avoid pain—especially when it comes to body image, health, and the quest for comfort. Discover the spiritual roots that drive our desire for control and comfort, learn how suffering can actually point us to God rather than away from Him, and hear the inspiring true story of how suffering transformed Tara’s life. Heather doesn’t shy away from tough questions: Are we trusting in our own ability to avoid discomfort, or are we open to what God can do through seasons of pain? With honest reflection, practical encouragement, and biblical wisdom, this episode explores how surrender can play a vital role in your faith journey—and how God can use suffering for a greater purpose. Plus, Heather shares resources to support you, details about the upcoming In His Image conference in Dallas, and ways to connect for ongoing encouragement. Ready to find hope in unexpected places and finally stop fearing suffering? Hit play and discover the freedom that comes with faith beyond your circumstances. Mentioned in this episode: Improve Body Image resources In His Image conference (Dallas, Texas) Previous episodes about the fear of rejection and body image. Connect with Heather and the team by visiting: www.improvebodyimage.com and find out how you can get coaching, join one of our courses or groups, check out Heather's books and Bible reading plans, and so much more. Discover more Christian podcasts at lifeaudio.com and inquire about advertising opportunities at lifeaudio.com/contact-us.
In this inspiring episode of 10 Minutes to Less Suffering, author and life strategist Allison Carmen explores the question so many of us ask: How can we change our lives when we feel stuck, afraid, or uncertain? Through deep reflection and real-life stories, Allison shares how embracing the unknown can open the door to transformation, healing, and possibility. You'll learn how to quiet fear, trust your intuition, and use The Maybe Practice to find hope even when life feels impossible. If you've been struggling with stress, self-doubt, or major life changes — this episode will remind you that every moment is new and full of potential. Your dreams are real, your intuition is powerful, and the universe is waiting for you to say maybe to what's next. Topics covered: How fear of uncertainty blocks change Learning to trust yourself and your dreams Finding peace and clarity through mindfulness The Maybe Practice for emotional resilience Believing in new possibilities — no matter your age or past You can also follow me on Instagram, Facebook, TikTok, Twitter, and LinkedIn. If you are interested in my work, please check out my books, The Gift of Maybe: Finding Hope and Possibility in Uncertain Times (including a new audiobook), A Year Without Men: A 12 Point Guide To Inspire and Empower Women and my new Audiobook, Maybe Everything Is Okay, A Parent's Guide To Less Stress and Worry. Also you can check out my new Maybe Cards: A Path to Stress-Free Living or my new digital Maybe Journal. Above all, my heartfelt hope is that this podcast has supported your journey of personal growth, helped shift your mindset, reduce stress, built emotional resilience, and brought you less suffering and more joy, clarity, and peace.
How do you hold onto faith when life doesn't make sense? In this episode, Jeanith shares how to develop unshakable faith that stands firm even in uncertainty. You'll discover the purpose behind waiting seasons, the power of trust, and five biblical ways to stay anchored when everything around you feels shaky. In this episode, you'll learn: Why God allows uncertainty in your life What unshakable faith really looks like How to stay grounded when nothing feels secure Five daily habits that strengthen your faith walk Scriptures: Hebrews 11:1, 1 Peter 1:7, Psalm 125:1, Isaiah 41:10 Faith doesn't mean you always see the way forward—it means you trust the One who leads you there. Resources:
In this message, Res City Leadership team member Krista Schroeder shares what God has been teaching her about how we can live as disciples in an uncertain world, especially in the middle of tragedy.
Send us your feedback — we're listeningJeremiah 29 : 11 — Prayer for Hope in Uncertain Times12 A.M. Release — Recorded live here in London, England with Reverend Ben Cooper — where faith meets the world in daily prayer and hope.Scripture (NIV)“ ‘For I know the plans I have for you,' declares the Lord, ‘plans to prosper you and not to harm you, plans to give you hope and a future.' ” — Jeremiah 29 : 11 (NIV)Show NotesHope is heaven's promise to the heart. Jeremiah 29 : 11 speaks directly into uncertainty, reminding us that God's plan still stands when ours fall apart. This verse anchors the daily prayer life of believers who face fear, anxiety, and confusion but still trust that God's purpose is greater.From London to Sydney, from Toronto to Accra, Christians begin their day in devotion, lifting prayers for direction, faith, and peace. Around the world, searchers are asking how to find hope again—and Scripture answers: God has a plan. His design is not defeat but destiny. Every trial becomes a testimony when prayer keeps the heart steady.Let this midnight prayer renew your strength. Hope isn't wishful thinking—it's confident trust. The God who wrote your story still holds the pen.10 Prayer PointsPrayer for hope to rise in uncertain times Prayer for faith to believe in God's plan Prayer for peace during anxiety and change Prayer for strength when feeling discouraged Prayer for guidance and divine direction Prayer for families to trust God's promises Prayer for unity among believers worldwide Prayer for healing from disappointment or loss Prayer for nations to find hope in Christ Prayer for daily renewal through prayer and devotionLife ApplicationEvery morning, declare hope before fear. Pray first, trust always, and remember: God's plan is working even when you cannot see it.DeclarationI have hope in Christ. His plans are good, His promises are sure, and my future is held in His hands.Call to ActionShare this Prayer for Hope in Uncertain Times to encourage faith across the world. Support this listener-funded ministry at RBChristianRadio.net and subscribe on Apple Podcasts and Spotify for more daily devotionals with Reverend Ben Cooper.Jeremiah2911, PrayerForHope, GodsPlan, DailyPrayer, ChristianDevotional, RevSupport the showFor more inspiring content, visit RBChristianRadio.net — your home for daily devotionals, global prayer, and biblical encouragement for every season of life. We invite you to connect with our dedicated prayer hub at DailyPrayer.uk — a place where believers from every nation unite in prayer around the clock. If you need prayer, or would like to leave a request, this is the place to come. Our mission is simple: to pray with you, to stand with you, and to keep the power of prayer at the centre of everyday life. Your support through DailyPrayer.uk helps us continue sharing the gospel and covering the nations in prayer. You can also discover our ministry services and life celebrations at LifeCelebrant.net — serving families with faith, dignity, and hope. If this devotional blesses you, please consider supporting our listener-funded mission by buying us a coffee through RBChristianRadio.net. Every prayer, every gift, and every share helps us keep broadcasting God's Word to the world.
When it comes to giving yourself credit for your wins and accomplishments, how would you rate yourself? Are you a strong self-promoter? Do you share your accomplishments with others and routinely make it known that you're up to great things? Or, do you tend to shy away from shining too brightly in front of others? As women leaders, we're often taught to keep our heads down, work hard, and let our results speak for themselves. But here's the truth: results don't speak. People do. If we're not willing to talk about our wins, we're missing out on opportunities to advance our careers, inspire other women, and rewrite what leadership visibility looks like. In this episode, I'm diving into why women need to brag more and how we can do it in ways that feel authentic, strategic, inspiring, and empowering to others. I'll unpack how women consistently undersell themselves compared to men, even when they're performing at the same or higher levels. We'll explore how cultural conditioning, fear of backlash, and the “be humble” narrative keep women from taking rightful credit for their accomplishments. I'll also talk about how self-promotion isn't egotistical or arrogant, but rather a form of advocacy. It's a way to own your impact, document your growth, and create a ripple effect that encourages other women to step into their power. You'll walk away from this episode with tangible strategies to brag smart, from reframing your wins as stories of impact to finding ways to normalize sharing success within your teams and networks. Whether you're climbing the ladder, leading a team, or mentoring others, this episode will help you show up more visibly, confidently, and unapologetically as the accomplished leader you already are. It's time to stop playing small and start celebrating yourself because when women brag, we all rise. Links Mentioned: [TIME SENSITIVE] Join Sara's Aligned Leadership Incubator: saradean.com/aligned [VIRTUAL EVENT] Join me on November 20th for my Leadership Roundtable, Thriving in Leadership in Uncertain Times: saradean.com/roundtable Hire me to speak: saradean.com/speaking Coach with me: https://saradean.com/executive-coaching-services Connect with me on LinkedIn: https://www.linkedin.com/in/saradeanspeaks Watch Shameless Leadership episodes on YouTube: https://www.youtube.com/@saradeanspeaks Learn more about your ad choices. Visit podcastchoices.com/adchoices
Our thoughts are real, but not always true. This episode invites listeners to look beyond the stories the mind creates and find freedom from worry, stress, and self-doubt. Through mindfulness and gentle awareness, it offers a path to calm and clarity in uncertain moments. Listeners are encouraged to trust that every thought can be met with curiosity and compassion, opening the way to inner peace, resilience, and a deeper sense of hope for what is possible. Poem: Our Thoughts Are Real, But Not Always True Our thoughts rise like waves on an endless sea, shaping the shore of who we think we are. They rush in, fierce and convincing, pulling us into stories of what might break, what might never come, what might already be lost. They feel real because they are. They move through the body, tighten the chest, quicken the breath, stir the storm. But truth lives somewhere quieter. It waits beneath the noise, in the still water that holds every wave. It asks nothing but a pause, a single breath, a question whispered to the mind: Is this thought true? The unknown is not our enemy. It is the open sky that can let every cloud of thought drift by. Calm is not something we find, but something we remember. In the space between belief and truth, there is peace. There is possibility. And there we can be, the sky, not the storm. You can also follow me on Instagram, Facebook, TikTok, Twitter, and LinkedIn. If you are interested in my work, please check out my books, The Gift of Maybe: Finding Hope and Possibility in Uncertain Times (including a new audiobook), A Year Without Men: A 12 Point Guide To Inspire and Empower Women and my new Audiobook, Maybe Everything Is Okay, A Parent's Guide To Less Stress and Worry. Also you can check out my new Maybe Cards: A Path to Stress-Free Living or my new digital Maybe Journal. Above all, my heartfelt hope is that this podcast has supported your journey of personal growth, helped shift your mindset, reduce stress, built emotional resilience, and brought you less suffering and more joy, clarity, and peace.
What happens when a government shutdown hits your wallet and the market flashes red? This episode with Art McPherson dives into the real-life effects on federal workers, the surprising rise of tariffs, and how inflation is reshaping retirement planning. Plus, rock legend Sammy Hagar shares why loving what you do—and giving back—matters at any age. Get practical insights for navigating uncertainty and keeping your finances resilient. For more information visit www.artofmoney.com! Follow us on social media: YouTube | Instagram | Facebook | LinkedInSee omnystudio.com/listener for privacy information.
Dr. Mel Baker, Founder of Living Your Wellbeing, an internationally recognised educator, author, and filmmaker whose work empowers people and organisations to rebuild resilience and … Read more The post Integrity-Centered Leadership: Building trust and resilience in uncertain times appeared first on Top Entrepreneurs Podcast | Enterprise Podcast Network.
Welcome to RIMScast. Your host is Justin Smulison, Business Content Manager at RIMS, the Risk and Insurance Management Society. In this episode, Justin interviews Chrystina Howard, the ERM Leader of the Complex Risk Practice at HUB International. Chrystina relates a bit of her career and then explores topics around emerging disruptions such as climate change and extreme weather, geopolitical whiplash, the pandemic, and AI. Chrystina shares her recipe for organizational resilience and some tips for catching and holding the attention of the C-Suite and the board. Listen for hints about Chrystina's upcoming webinar and her presentation on November 17th at the RIMS ERM Conference 2025 in Seattle, Washington. Key Takeaways: [:01] About RIMS and RIMScast. [:14] The RIMS CRO Certificate Program in Advanced Enterprise Risk Management is our live virtual program led by the famous James Lam. Great news! A third cohort has been announced, from January through March 2026. [:32] Registration closes January 5th. Enroll now! A link is in this episode's show notes. [:43] About this episode of RIMScast. We will talk all about ERM with Chrystina Howard, ERM Leader of the Complex Risk Practice at HUB International. But first… [1:10] RIMS-CRMP Prep Workshops! The CBCP and the RIMS-CRMP are presenting The Exam Prep Bootcamp for "Mastering Business Continuity and Risk Management" from November 3rd to 6th. That is a virtual course. [1:23] The next RIMS-CRMP-FED Virtual Workshop will be held on November 11th and 12th and led by Joseph Mayo. Links to these courses can be found through the Certifications page of RIMS.org and through this episode's show notes. [1:40] RIMS Virtual Workshops! RIMS has launched a new course, "Intro to ERM for Senior Leaders." It will be held again on November 4th and 5th and will be led by Elise Farnham. [1:54] On November 11th and 12th, Chris Hansen will lead "Fundamentals of Insurance". It features everything you've always wanted to know about insurance but were afraid to ask. Fear not; ask Chris Hansen! RIMS members always enjoy deep discounts on the virtual workshops! [2:13] The full schedule of virtual workshops can be found on the RIMS.org/education and RIMS.org/education/online-learning pages. A link is also in this episode's notes. [2:24] RIMS Webinars! On October 30th, Swiss Re will present "Parametric Insurance: Providing Financial Certainty in Uncertain Times". On November 6th, HUB will present "Geopolitical Whiplash — Building Resilient Global Risk Programs in an Unstable World". [2:45] Register at RIMS.org/Webinars. [2:48] The RIMS ERM Conference 2025 will be on November 17th and 18th in Seattle, Washington. [2:56] If you are a Washington resident who would like to attend, you can enjoy an exclusive $150 discount on your registration by entering the discount code ERM2025WA on the Review step of the registration form. Act quickly because this offer expires on Friday, October 31st. [3:18] This is your chance to expand your ERM knowledge, here in Washington. That brings us to today's guest, Chrystina Howard. Chrystina is the ERM Leader of the Complex Risk Practice at HUB International, and she will be one of the presenters at the RIMS ERM Conference in Seattle. [3:39] On November 17th, she will present "Talk ERM to Me: How to Get and Keep Attention from Management." On November 6th, she will be moderating the HUB International Webinar "Geopolitical Whiplash — Building Resilient Global Risk Programs in an Unstable World." [3:59] Registration links for the conference and the webinar are in this episode's show notes. [4:04] On with the show! We're all about ERM in this episode, and I wanted to give you all a chance to get to know Chrystina a little bit, in case you want to meet with her virtually, in person, or both. Let's get to it! [4:14] Interview! Chrystina Howard, welcome to RIMScast! [4:22] We will see more of Chrystina soon, on November 17th and 18th, in Seattle, Washington, at the RIMS ERM Conference 2025. We're going to talk more about that in a bit. [4:39] Chrystina Howard spent a couple of decades with the Willis Towers Watson organization, where she looked after ERM consulting. She built out a platform and rolled it out, that is still going strong globally. [4:53] Chrystina says she was fortunate to come to the HUB International organization, with a great culture, where she kick-started an ERM Consulting Division. She's having a blast, helping clients get what they need in terms of risk management. [5:14] Chrystina says that when building the ERM Consultancy, she had a lot of great folks to work with and two decades under her belt of developing processes and models. She was set to go as soon as she arrived at HUB. [5:31] Chrystina says they have great specialization, and she is able to get into a lot of industry risk information that she may not have known, to build out the breadth of the consultancy. She helps people learn what ERM is, how it's used, how it works, and why people are interested in it. [5:53] Chrystina says, We're just guns blazing, now! [6:09] Chrystina says geopolitical risks are definitely at the forefront for organizations. This includes economic volatility around the globe, tariffs, and import/export regulations between countries, that will call the shots for some time. [6:27] Chrystina says right along with geopolitical risks will be the effective use of AI. There are security concerns with AI. Some people are not comfortable with it. We're moving into a phase where we've got to put AI to work for us. How can we do that effectively and securely? [6:44] Chrystina says a lot of industries will have staffing challenges, particularly skilled workers. It will hit the healthcare industry pretty hard, along with agriculture, and construction. [6:58] Chrystina says she is seeing a bit of a resurgence in ESG risks. Despite the regulatory environment, people are keen to make sure that companies are being good environmental stewards, treating employees fairly, and behaving as the public thinks is appropriate. [7:41] AI will make data compilation and claims processing faster. Chrystina has been reading of physicians and medical practitioners using AI as a background double-check when they're working toward a diagnosis. [7:58] With its access to information, AI might ask, Your diagnosis is probably right, but did you consider this? We hope this will enhance the diagnostic process, and not take over. [8:11] There is a concern that there's pressure to use AI tools because your colleagues are using them. If you rely on it too much, that can also backfire. We're going to have to strike a balance. [8:40] Chrystina is an optimist when it comes to AI. AI tools can make shorter work of a lot of things in ERM, like scenario analysis; having a tool that will allow you to see multiple scenarios that maybe individuals couldn't come up with on their own, and make decisions from them. [9:06] Chrystina mentions automation for reporting and metric updates. Successful organizations that have the resources can use AI in ERM training, policy updates, and even collecting information through surveys and interviews. [9:23] Enhancing dashboards is a big focus going forward, getting a robust database that gives alerts and keeps everybody up to date. [9:35] Justin mentions crises of the past few years. The Baltimore Key Bridge collapsed a year ago, and we don't hear about it anymore. Justin asks, How can ERM leaders keep resilience and risk appetite aligned with long-term strategy, rather than reactive short-term fixes. [10:00] Chrystina thinks ERM, by nature, is focused on preparation and then response. It takes into account "left of loss." Before the incident occurs, how can we prepare ourselves the best and implement plans should something happen? [10:16] Chrystina has seen organizations widely embrace ERM more readily following the successful navigation of crises. [10:24] It would behoove ERM leaders to seize that opportunity and make a great connection between the protection and preparation that ERM brought through the crisis to the strategic success of the organization. [10:40] ERM leaders may have to campaign a little bit still, but it's something they can point out to executives, and the selling of ERM will be a lot easier. [10:53] Quick Break! RISKWORLD 2026 will be in Philadelphia, Pennsylvania, from May 3rd through the 6th. RIMS members can now lock in the 2025 rate for a full conference pass to RISKWORLD 2026 when you register by October 30th! [11:12] This also lets you enjoy earlier access to the RISKWORLD hotel block. Register by October 30th, and you will also be entered to win a $500 raffle! Do not miss out on this chance to plan and score some of these extra perks! [11:26] The members-only registration link is in this episode's show notes. If you are not yet a member, this is the time to join us! Visit RIMS.org/Membership and build your network with us here at RIMS! [11:37] Save the dates March 18th and 19th, 2026, for The RIMS Legislative Summit, which will be held in Washington, D.C. [11:46] Join us in Washington, D.C., for two days of Congressional Meetings, networking, and advocating on behalf of the risk management community. Visit RIMS.org/Advocacy for more information and updates and to register. [12:02] Let's return to our interview with Chrystina Howard! [12:08] Chrystina Howard is the ERM Leader of the Complex Risk Practice at Hub International. Justin asks Chrystina about ERM leaders needing to campaign. Chrystina is one of the featured presenters at the RIMS ERM Conference 2025 in Seattle, Washington, November 17th and 18th. [12:58] Chrystina's foundational session is called "Talk ERM to Me: How to Get and Keep Attention from Management." It is a solo session. She likes to be at the controls! [14:09] Chrystina says speaking about risk to management is a perennial struggle. One of the top questions she gets is how to translate ERM for the C-Suite so they understand the value of the work. [14:21] As risk management professionals, we often get excited about details that might not capture management's attention. [14:29] We have to think about things from the perspective of a CEO and a CFO. What things are important to them? What are they keeping an eye on? How does this relate to the bottom line? Connect those things. Connect risk management to strategy. [14:45] Demonstrate how the protection and preparation of things like Enterprise Risk Management support the execution of corporate strategy. When you're talking to the C-Suite, you've got to hit the high points, quick, like an elevator speech. [15:00] Link positive impacts of risk management to things that the C-Suite is focused on. Grab attention with things that are on their minds, like growth, M&A, performance volatility, how we're doing in the market, how these things play out, and how to help minimize volatility. [15:20] Chrystina says we see a lot of interest from private equity in the strategic business practice of ERM. That's a good thing for risk professionals to keep in mind as they campaign for ERM. There are other people who are keen to know about it. [15:48] ERM gets alerts about negative trends, but it's important to keep the positive news coming too about how they helped create a solution, minimize a threat, and protected the organization so that operations can continue and the strategy can go forward. [16:33] Chrystina says Streamline things. She approaches ERM from a practical and realistic perspective. She doesn't like a lot of jargon or a lot of metrics. She likes simple, streamlined stuff that everybody can get on board with. [16:51] Chrystina tells people, Don't boil the ocean. Participants and risk owners are going to get bogged down if they've got too many things to keep track of. Set up tiers of risks. Start at the top. What can we affect over the next year or two years? [17:10] Keep it practical and realistic. Limit the amount of information you collect. If you start adding different metrics and definitions, that can be a slippery slope. You have to train people how to do it. They have to remember what it's supposed to be. And there are updates to fill out! [17:33] Think about how often you're asking people to update. Every so often, have a blank-sheet risk assessment. Limit how often you do updates throughout the year. [18:14] Reporting intervals should be more than twice a year. Strict ERM practitioners are going to be monitoring risks and looking at the dashboard and the risk register, preparing all the time to report to management. [18:34] Risk owners are an important source of information. All of those folks already have a job; maybe a job and a half. We have to be careful about how we engage them so that we get robust information and we don't overwhelm them. [18:50] When we do updates, they should be limited but powerful. These are the big things that you want executives to know about. Once a year, when you do your board presentation, tell them these things are going great and you want to update them on these other things. Keep it simple. [19:19] One Final Break! As many of you know, the RIMS ERM Conference 2025 will be held on November 17th and 18th in Seattle, Washington. We recently had ERM Conference Keynote Speaker Dan Chuparkoff on the show. [19:36] He is back, just to deliver a quick message about what you can expect from his keynote on "AI and the Future of Risk." Dan, welcome back to RIMScast! [19:47] Dan says, Greetings, RIMS members and the global risk community! I'm Dan Chuparkoff, AI expert and the CEO of Reinvention Labs. I'm delighted to be your opening keynote on November 17th, at the RIMS ERM Conference 2025 in Seattle, Washington. [20:02] Artificial Intelligence is fueling the next era of work, productivity, and innovation. There are challenges in navigating anything new. This is especially true for risk management, as enterprises adapt to shifting global policies, economic swings, and a new generation of talent. [20:20] We'll have a realistic discussion about the challenges of preparing for the future of AI. To learn more about my keynote, "AI and the Future of Risk Management," and how AI will impact Enterprise Risk Management for you, listen to my episode of RIMScast at RIMS.org/Dan. [20:39] Be sure to register for the RIMS ERM Conference 2025, in Seattle, Washington, on November 17th and 18th, by visiting the Events page on RIMS.org. I look forward to seeing you all there. [20:50] Justin thanks Dan and looks forward to seeing him again on November 17th and hearing all about the future of AI and risk management! [20:58] Let's Conclude Our Interview with Chrystina Howard! [21:05] Justin reminds the listeners, Before we get to see Chrystina live at the ERM Conference 2025, she will be moderating a RIMS Webinar sponsored by HUB, titled "Geopolitical Whiplash — Building Resilient Global Risk Programs in an Unstable World." [21:23] Chrystina says everyone is talking about this, and she's excited to get some great experts about it on the line. Justin notes that over the past few years, geopolitical volatility has intensified with trade wars, sanctions, and supply chain disruption. [21:54] Chrystina says there are so many, and they are interrelated. In conflict areas, everything gets turned upside-down. On a global basis, the U.S. economy has broad-reaching impacts. She would keep an eye on import/export trends. This global trade issue is so volatile and dynamic. [22:22] You cannot sleep on the changing regulations around the world. An important subset related to global trade is increasing requirements for in-country hiring and procurement. That will affect a lot of people with respect to where we grow things and get raw materials and tech. [22:51] Chrystina doesn't think we've seen the end of supply chain disruption. She mentions extreme weather from climate change. A large component of the outcome of climate change is energy security. She doesn't think we're clear of pandemics, either. [23:11] Justin says Hilary Tuttle, Editor of RIMS Risk Management magazine, told him something a year ago that has stayed with him. "We're not in post-pandemic anymore. We're in post-height-of-the-pandemic." It's still here. It's never going away. [24:11] Chrystina says there is no substitute for local knowledge and experience. The best way to approach a Global ERM Program across all of your jurisdictions is for ERM leaders to have deputies in each of the jurisdictions. [24:30] These deputies should have a very keen sense of the landscape in their region in terms of policy, risk, interactions, and trade, as well as an understanding of the big picture across the global organization. [24:46] Those people will be key to develop in all of your locations to support the ERM function. They have a job. It doesn't mean hiring extra staff. You can generally find people with that level of expertise locally, with a good understanding of the big picture, within your existing personnel. [25:15] Making that connection with individuals who know exactly what's happening there on the ground is crucial. Chrystina says that is the very best solution. [25:49] Chrystina says there are a number of stakeholders for any organization, internal and external. Chrystina is seeing favorable views from insurers toward companies and organizations that have implemented ERM globally. [26:07] Other key stakeholders also want assurances that there are plans in place to protect them. This goes back to the inception of ERM when there was serious mismanagement at companies like WorldCom and Enron. [26:23] Everybody's board was asking who's minding the store? This isn't going to happen to us, right? [26:27] All of this risk is ultimately going to roll up to your reputation. That's difficult but not impossible to quantify. You can demonstrate how ERM plans address global threats in an anecdotal fashion. That will communicate real value and put people's minds at ease. [26:52] You can do that in a country-specific way with partners in the countries to communicate the nuances, and give you information about how things work in there, why the risk is a problem, what are the drivers, what are the vulnerabilities, and how might this take place? [27:19] That session will be on November 6th. Chrystina will moderate it with Eric Howie, the Vice President for Complex Risk in Canada, and Will Mule, Global Risk Solutions Practice Leader for HUB. For that session, Chrystina asks listeners to send in their questions ahead of time. [28:00] The links to both the ERM Conference 2025 and the Webinar, "Geopolitical Whiplash — Building Resilient Global Risk Programs in an Unstable World," are in this episode's show notes. [28:12] Chrystina, it's been lovely to see you again. I can't wait to see you virtually and in person. [28:21] Special thanks again to Chrystina Howard for joining us. Remember to register for the HUB November 6th Webinar, "Geopolitical Whiplash — Building Resilient Global Risk Programs in an Unstable World," that she will be moderating. [28:32] On November 17th, Chrystina will be hosting the session, "Talk ERM to Me" (but she'll be talking to you), at the RIMS ERM Conference 2025! Registration links for the Webinar and for the RIMS ERM Conference 2025 are in this episode's show notes. [28:51] Plug Time! You can sponsor a RIMScast episode for this, our weekly show, or a dedicated episode. Links to sponsored episodes are in the show notes. [28:19] RIMScast has a global audience of risk and insurance professionals, legal professionals, students, business leaders, C-Suite executives, and more. Let's collaborate and help you reach them! Contact pd@rims.org for more information. [28:38] Become a RIMS member and get access to the tools, thought leadership, and network you need to succeed. Visit RIMS.org/membership or email membershipdept@RIMS.org for more information. [28:55] Risk Knowledge is the RIMS searchable content library that provides relevant information for today's risk professionals. Materials include RIMS executive reports, survey findings, contributed articles, industry research, benchmarking data, and more. [30:12] For the best reporting on the profession of risk management, read Risk Management Magazine at RMMagazine.com. It is written and published by the best minds in risk management. [30:26] Justin Smulison is the Business Content Manager at RIMS. Please remember to subscribe to RIMScast on your favorite podcasting app. You can email us at Content@RIMS.org. [30:38] Practice good risk management, stay safe, and thank you again for your continuous support! Links: RIMS ERM Conference 2025 — Nov. 17‒18 Washington Residents — Enjoy $150 off ERM Conference Registration through Oct. 31! "RIMS-CRO Certificate Program In Advanced Enterprise Risk Management" | Jan‒March 2026 Cohort | Led by James Lam RISK PAC | RIMS Advocacy | RIMS Legislative Summit SAVE THE DATE — March 18‒19, 2026 RISKWORLD 2026 — Members-only early registration through Oct 30! LAST DAYS! RIMS-Certified Risk Management Professional (RIMS-CRMP) The Strategic and Enterprise Risk Center RIMS Diversity Equity Inclusion Council RIMS Risk Management magazine | Contribute RIMS Now RIMS Professional Report: "Understanding Interconnected Risks" Upcoming RIMS Webinars: RIMS.org/Webinars "Parametric Insurance: Providing Financial Certainty in Uncertain Times" | Oct. 30, 2025 | Sponsored by Swiss Re "Geopolitical Whiplash — Building Resilient Global Risk Programs in an Unstable World" | Nov. 6 | Sponsored by Hub Upcoming RIMS-CRMP Prep Virtual Workshops: CBCP & RIMS-CRMP Exam Prep Bootcamp: "Mastering Business Continuity & Risk Management" | November 3‒6, 2025 "RIMS-CRMP-FED Exam Prep Virtual Workshop" — November 11‒12 Full RIMS-CRMP Prep Course Schedule "Intro to ERM for Senior Leaders" | Nov. 4‒5 | Instructor: Elise Farnham "Fundamentals of Insurance" | Nov. 11‒12 | Instructor: Chris Hansen "Leveraging Data and Analytics for Continuous Risk Management (Part I)" | Dec 4. See the full calendar of RIMS Virtual Workshops RIMS-CRMP Prep Workshops Related RIMScast Episodes about ERM: "AI and the Future of Risk with Dan Chuparkoff" (RIMS ERM Conference Keynote) "Shawn Punancy of Delta Flies High With ERM" "Tom Brandt on Growing Your Career and Organization with ERM" "James Lam on ERM, Strategy, and the Modern CRO" "ERM, Retail, and Risk with Jeff Strege" "Bigger Risks with the Texas State Office of Risk Management" | Sponsored By Hillwood "ERMotivation with Carrie Frandsen, RIMS-CRMP" "Live from the ERM Conference 2024 in Boston!" "Risk Quantification Through Value-Based Frameworks" Sponsored RIMScast Episodes: "Mastering ERM: Leveraging Internal and External Risk Factors" | Sponsored by Diligent (New!) "Cyberrisk: Preparing Beyond 2025" | Sponsored by Alliant (New!) "The New Reality of Risk Engineering: From Code Compliance to Resilience" | Sponsored by AXA XL "Change Management: AI's Role in Loss Control and Property Insurance" | Sponsored by Global Risk Consultants, a TÜV SÜD Company "Demystifying Multinational Fronting Insurance Programs" | Sponsored by Zurich "Understanding Third-Party Litigation Funding" | Sponsored by Zurich "What Risk Managers Can Learn From School Shootings" | Sponsored by Merrill Herzog "Simplifying the Challenges of OSHA Recordkeeping" | Sponsored by Medcor "Risk Management in a Changing World: A Deep Dive into AXA's 2024 Future Risks Report" | Sponsored by AXA XL "How Insurance Builds Resilience Against An Active Assailant Attack" | Sponsored by Merrill Herzog "Third-Party and Cyber Risk Management Tips" | Sponsored by Alliant RIMS Publications, Content, and Links: RIMS Membership — Whether you are a new member or need to transition, be a part of the global risk management community! RIMS Virtual Workshops On-Demand Webinars RIMS-Certified Risk Management Professional (RIMS-CRMP) RISK PAC | RIMS Advocacy RIMS Strategic & Enterprise Risk Center RIMS-CRMP Stories — Featuring RIMS President Kristen Peed! RIMS Events, Education, and Services: RIMS Risk Maturity Model® Sponsor RIMScast: Contact sales@rims.org or pd@rims.org for more information. Want to Learn More? Keep up with the podcast on RIMS.org, and listen on Spotify and Apple Podcasts. Have a question or suggestion? Email: Content@rims.org. Join the Conversation! Follow @RIMSorg on Facebook, Twitter, and LinkedIn. About our guest: Chrystina Howard, ERM Leader, Complex Risk Practice, HUB International Production and engineering provided by Podfly.
Click here for the DRB Daily Sign Up form! TODAY'S SCRIPTURE: Job 18; Psalm 114; Acts 27-28 Click HERE to give! Get Free App Here! One Year Bible Podcast: Join Hunter and Heather Barnes on 'The Daily Radio Bible' for a daily 20-minute spiritual journey. Engage with scripture readings, heartfelt devotionals, and collective prayers that draw you into the heart of God's love. Embark on this year-long voyage through the Bible, and let each day's passage uplift and inspire you. TODAY'S EPISODE: Welcome to the Daily Radio Bible, dear ones! In today's episode, join your Bible Reading Coach, Hunter, as we journey through the pages of Scripture together on this 27th day of October. We'll explore Job 18, where Bildad challenges Job, reflect on the powerful imagery of God's deliverance in Psalm 114, and dive into the dramatic account of Paul's perilous voyage and shipwreck in Acts 27 and 28. As Hunter guides us through these passages, we'll consider what it means to let God navigate our storms, even when we feel lost or overwhelmed. With heartfelt prayer and reflection, you'll be encouraged to take courage, trust in God's word, and embrace His presence—no matter what you're facing today. Tune in and join us in prayer, in seeking God's guidance, and in being reminded that you are truly loved. Let's embark on this daily journey together, finding strength, peace, and hope in His word. TODAY'S DEVOTION: Let God be your navigator. Paul stands before a fearful crew, battered by storm and waves, and says, "I told you so." He points out that their journey would have been spared this damage and loss if they had only waited and listened to God's direction. It's best to let God chart the course, to trust in His wisdom rather than our own. But the message here is not just about regret–it's about hope. Even if we've gone our own way, even if we've navigated into a storm of our own making, God doesn't leave us stranded. It's never too late to let Him take the helm and correct our course. There may be consequences, there may be damage, but God will see us through and make us wiser for the journey. Paul urges courage: "None of you will lose your lives even though the ship will go down." When fear threatens to overwhelm, when hope feels lost, God's Word can steady us. Paul calls the men away from panic and despair, reminding them of the promises and presence of God—even in the eye of a storm. In the darkest moments, God feeds and strengthens us. Paul encourages the crew to eat, to receive nourishment, and sets an example by giving thanks and breaking bread. In this storm, God is present. He invites us to let Him meet us, to let Him be our sustenance, right in the middle of our troubles. Are you in a storm? Have you made choices that led you into darkness or uncertainty? God is waiting to be your navigator, even now, even in the eleventh hour. Let Him meet you where you are, let Him feed and strengthen you, let Him steer you safely home. No matter the storm, no matter how lost you feel, you can trust God to take the helm and guide you. That's the prayer I have for my own soul. That's the prayer I have for my family, for my wife and daughters and son. And that's the prayer I have for you. May it be so. Daily Prayer – October 27th, 2025 Almighty and ever loving God, you have brought us to the light of a new morning. Cleanse the thoughts of our hearts by the inspiration of your Holy Spirit, that we may walk this day in peace. Guard our steps from temptation, shield us from the weight of fear and shame, and lead us deeper into the joy of your presence through Jesus Christ, our Lord. Amen. O Christ, light of the nations, shine in every place where shadows dwell. Call the scattered home, heal the wounds of division and gather all people into the communion of your grace. May the knowledge of the Lord cover the earth as the waters cover the sea. Amen. **And our Lord, make my hands ready for mercy. Make my eyes quick to see the hurting, Lord God Almighty and everlasting father you have brought us in safety to this new day preserve us with your Mighty power that we might not fall into sin or be overcome by adversity. And in all we do, direct us to the fulfilling of your purpose through Jesus Christ Our Lord amen. Oh God you have made of one blood all the peoples of the earth and sent your blessed son to preach peace to those who are far and those who are near. Grant that people everywhere may seek after you, and find you. Bring the nations into your fold, pour out your Spirit on all flesh, and hasten the coming of your kingdom through Jesus Christ our Lord, Amen. And now Lord, make me an instrument of your peace. Where there is hatred let me sow love. Where there is injury, pardon. Where there is doubt, faith. Where there is despair, hope. Where there is darkness, light. And where there is sadness, Joy. Oh Lord grant that I might not seek to be consoled as to console. To be understood as to understand, to be loved as to love. For it is in the giving that we receive, in the pardoning that we are pardoned, it is in the dying that we are born unto eternal life. Amen And now as our Lord has taught us we are bold to pray... Our Father who art in heaven, hallowed be thy name, thy kingdom come thy will be done on earth as it is in heaven, give us this day our daily bread, and forgive us our tresspasses as we forgive those who trespass against us, and lead us not unto temptation, but deliver us from evil, for thine is the Kingdom and the power and the glory forever. Amen. Loving God, we give you thanks for restoring us in your image. And nourishing us with spiritual food, now send us forth as forgiven people, healed and renewed, that we may proclaim your love to the world, and continue in the risen life of Christ. Amen. OUR WEBSITE: www.dailyradiobible.com We are reading through the New Living Translation. Leave us a voicemail HERE: https://www.speakpipe.com/dailyradiobible Subscribe to us at YouTube: https://www.youtube.com/@Dailyradiobible/featured OTHER PODCASTS: Listen with Apple Podcast DAILY BIBLE FOR KIDS DAILY PSALMS DAILY PROVERBS DAILY LECTIONARY DAILY CHRONOLOGICAL
In this episode of, "Power Minutes for Project Managers," we're revisiting the topic of resilience in today's job market. With layoffs, long hiring cycles, and an economy in flux, it's easy to feel discouraged. This conversation is about finding your footing again through rest and rebuilding smarter. Connect on LinkedIn and Get your free Networking Playbook here. #ProjectManagement #Resilience #Networking #OpentoWork #Layoffs
When life feels uncertain, it's easy to confuse survival with attachment. In this episode, we unpack the difference and talk about how to expand even when the world contracts. Reminder: that your stability comes from Source, not circumstance.
A message from Ant Rist at Forest Town Church, St Albans (UK). Ant continues the series "Faith for Uncertain Times" and preaches on "Faith and Contented Lives" (Philippians 4:10-14 & Hebrews 6:10).
Can We Move From Fear to a Holy Indifference That Teaches Peace and Presence? Seattle-based writer Sara Billups joins host Curtis Chang to explore how faith, mental health, and spiritual practices can help calm anxiety in our bodies, families, churches, and politics. Drawing from her book Nervous Systems (available November 4, 2025), Sara shares practical ways to find peace, emotional balance, and spiritual resilience amid today's chaos. Together, Curtis and Sara discuss how understanding our stories and grounding in faith can help us live with calm and clarity in an anxious culture. (02:23) - Navigating Anxiety in Uncertain Times (04:35) - Understanding Anxiety Across Generations (18:58) - Navigating Anxiety With Holy Indifference (26:00) - Anxiety in Churches, Politics, and Systems (28:15) - Churches Cultivating Non-Anxious Presence (33:43) - Finding a Spiritual Home in Crisis (41:20) - Sara's Message a Generation of Anxious Young Adults Join The After Party Send Campfire Stories to: info@redeemingbabel.org Donate to Redeeming Babel Mentioned in this episode: Sara Billups' Nervous Systems: Spiritual Practices to Calm Anxiety in Your Body, the Church, and Politics What is Epigenetics? (Cleveland Clinic) Curt Thompson discusses generational trauma and epigenetics (episode of Curt's podcast) Ignatius' Spiritual Exercises St. Teresa of Lisieux's Divine Office The story behind the hymn It Is Well With My Soul Frederick Buechner describes his daughter's anorexia and praying Psalm 131 (video) Frederick Buechner's Telling Secrets Matthew 26:36-46 (ESV) Jesus prays in Gethsemane Edwin Friedman's A Failure of Nerve: Leadership in the Age of the Quick Fix Edwin Friedman's Six Measures of Effective Leadership (Jack Shitima's Non-Anxious Leader blog) Mark Sayers's A Non-Anxious Presence: How a Changing and Complex World will Create a Remnant of Renewed Christian Leaders The ignatian concept of Indifference Thomas McKenzie's The Anglican Way: A Guidebook Tim Keller's The Church in the City (Series of audio messages) Christianity Today's The Rise and Fall of Mars Hill (podcast) 22 Explore Grace Church Seattle Good Faith episode featuring Paco Amador of Little Village in Chicago More from Sara Billups: Sara Billups' Orphaned Believers: How a Generation of Christian Exiles Can Find the Way Home Sara Billups' Bitter Scroll (substack) Sara Billups' That's the Spirit podcast (with Morgan Page) Follow Us: Good Faith on Instagram Good Faith on X (formerly Twitter) Good Faith on Facebook Sign up: Redeeming Babel Newsletter
This week, beloved Bible teacher and speaker Lisa Harper shares her perspective on how she traded theological study for a personal God experience and began seeing the Bible as a love story. She stresses showing up to God just as you are—imperfections and all—illustrated by a story of shared heartache. Then, we’ll hear from Richard Gamble, the founder of the Eternal Wall of Answered Prayer in the United Kingdom, which is set to open in the fall of 2027. Richard shares the vision behind the largest Christian landmark in Britain, which will contain one million bricks, each one containing a scannable QR code which will reveal someone’s answered prayer. Links, Products, and Resources Mentioned: Jesus Calling Podcast Jesus Calling Jesus Always Jesus Listens Past interview: Josh Baldwin Upcoming interview: Christian Dearman Jesus Listens: Prayers for Every Season Lisa Harper Malachi 3:6 NIV www.lisaharper.org A Jesus-Shaped Life Richard Gamble Eternal Wall of Answered Prayer Royal Institute of British Architects www.eternalwall.org.uk Interview Quotes: “If we compartmentalize our relationship with Jesus to only when we’re reading the Bible, to only when we’re attending church or in a Bible study, then it can become segmented in our lives. Theology at its core is relational. It’s less about accruing data about who God is and it’s more about developing an intimate relationship with Jesus.” - Lisa Harper “When you think of the Bible as a rule book, or that it’s primarily about biblical ethics, then it becomes punitive—it’s something I have to get right. When you see it as primarily a love story, then everything changes.” - Lisa Harper “If you look at all of Scripture, including the Old Testament, through a socio-historical context, you’ll see this ongoing theme of a good God who’s always in the process of redeeming our inherent dignity as His children.” - Lisa Harper “All of us experience exquisite loneliness, but that also shows we are hardwired for relationship.” - Lisa Harper “Jesus Christ, the Son of God, He chose to be accessible to us, to be near to us when our lives feel crushed, to get the residue of our heartache on His personhood. He doesn’t just love me because it’s His duty. He delights in me.” - Lisa Harper “How kind is our God. It’s His mercy that leads us to repentance.” - Lisa Harper “Whatever you do, don’t believe the lie that you have to clean yourself up first before you turn back to God. Bring everything to the Lord, even your disappointment, even the places where you’re stuck. Then ask Him to restore unto you the joy of your salvation, and He will.” - Lisa Harper “My own prayer life has changed so much because I don’t worry about if I sound spiritual. I just want to be closer to my Redeemer. Some days that doesn’t look pretty. Some days, that’s really, really messy. But He says, ‘Bring me everything.’” - Lisa Harper “The first thing I did was to speak the dream. I think that’s an important step—when God gives you a vision, to actually speak it out to others.” - Richard Gamble “If God has given you a dream, the success of that dream is not limited to your ability. The success of the dream is just predicated on whether God has chosen it to be. If God is behind a dream, everything is possible.” - Richard Gamble “Ultimately, what we want people to do is to find stories that inspire them to go on their own personal journey to find Jesus, the God who answers.” - Richard Gamble “You can overcome by sharing your testimony with somebody.” - Richard Gamble “The more those overwhelming moments come, if you are grounded in that truth of who God is daily, you don’t get the anxiety, you don’t get the fear—it bounces off you because you know the truth.” - Richard Gamble ________________________ Enjoy watching these additional videos from Jesus Calling YouTube channel! Audio Episodes: https://bit.ly/3zvjbK7 Bonus Podcasts: https://bit.ly/3vfLlGw Jesus Listens: Stories of Prayer: https://bit.ly/3Sd0a6C Peace for Everyday Life: https://bit.ly/3zzwFoj Peace in Uncertain Times: https://bit.ly/3cHfB6u What’s Good? https://bit.ly/3vc2cKj Enneagram: https://bit.ly/3hzRCCY ________________________ Connect with Jesus Calling Instagram Facebook Twitter Pinterest YouTube Website TikTok Discover more Christian podcasts at lifeaudio.com and inquire about advertising opportunities at lifeaudio.com/contact-us.
Stephen Grootes speaks to Clicks CEO Bertina Engelbrecht, about the retailer’s strong full-year results. South Africa’s largest pharmacy chain reported a 14.1% rise in profit, driven by improved trading margins and solid sales. In other interviews, Deon Gouws, Chief Investment Officer at Credo and Dr Musa Malwandla, Co-CIO of Differential Capital, talks about whether holding cash is really the safe bet investors think it is. The Money Show is a podcast hosted by well-known journalist and radio presenter, Stephen Grootes. He explores the latest economic trends, business developments, investment opportunities, and personal finance strategies. Each episode features engaging conversations with top newsmakers, industry experts, financial advisors, entrepreneurs, and politicians, offering you thought-provoking insights to navigate the ever-changing financial landscape. Thank you for listening to a podcast from The Money Show Listen live Primedia+ weekdays from 18:00 and 20:00 (SA Time) to The Money Show with Stephen Grootes broadcast on 702 https://buff.ly/gk3y0Kj and CapeTalk https://buff.ly/NnFM3Nk For more from the show, go to https://buff.ly/7QpH0jY or find all the catch-up podcasts here https://buff.ly/PlhvUVe Subscribe to The Money Show Daily Newsletter and the Weekly Business Wrap here https://buff.ly/v5mfetc The Money Show is brought to you by Absa Follow us on social media 702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/CapeTalk 702 on YouTube: https://www.youtube.com/@radio702 CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/Radio702 CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.
During the current session of the U.S. Supreme Court (SCOTUS), the justices may hear a case that could overturn Obergefell v. Hodges (2015), the landmark ruling that legalized same-sex marriage. If SCOTUS agrees to hear the case, it will re-surface the question of whether marriage equality should remain federally protected. Additionally, multiple states are engaged in a political strategy to fully challenge, or at least narrow, marriage equality in the United States. Understandably, these efforts pose serious concerns for same-sex couples and their allies. Join Jeffrey Bellomo as he offers his thoughts on the likelihood that SCOTUS will hear the case (i.e., grant certiorari or grant cert), why a sweeping reversal of Obergefell v. Hodges (2015) is doubtful, what a narrow religious carve-out might look like, and how today's federal laws protect same-sex married couples. You'll also learn why it's important to “get your documents in order” to secure legal protections for your family, regardless of SCOTUS intervention. WHAT YOU NEED TO KNOW (00:00) Episode introduction: Marriage Equality (02:00) Free educational workshops (03:02) Obergefell v. Hodges (2015), Loving v. Virginia (1967), and the Respect for Marriage Act (2022) (04:19) Proponents of marriage equality are concerned (05:20) Will the U.S. Supreme Court grant certiorari (i.e., hear a new case)? (08:37) Instead of a full reversal, a carve-out could create an exception based on religious liberty (13:11) PA's inheritance tax rate differs greatly depending on whether a couple is legally married (14:30) Having financial, medical, and other documents in place can protect you and your family (18:36) Planning is essential for same-sex couples (24:30) Same-sex marriages are treated like any other legal marriage in our workshops ABOUT BELLOMO & ASSOCIATES Jeffrey R. Bellomo, the founder of Bellomo & Associates, is a licensed and certified elder law attorney with a master's degree in taxation and a certificate in estate planning. He explains complex legal and financial topics in easy-to-understand language. Bellomo & Associates is committed to providing education so that what happened to the Bellomo family doesn't happen to your family. We conduct free workshops on estate planning, crisis planning, Medicaid planning, special needs planning, probate administration, and trust administration. Visit our website (https://bellomoassociates.com/) to learn more. LINKS AND RESOURCES MENTIONED Bellomo & Associates workshops:https://bellomoassociates.com/workshops/ Life Care Planning The Three Secrets of Estate Planning Nuts & Bolts of Medicaid For more information, call us at (717) 845-5390. Connect with Bellomo & Associates on Social Media Tune in Saturdays at 7:30 a.m. Eastern to WSBA radio: https://www.newstalkwsba.com/ X (formerlyTwitter):https://twitter.com/bellomoassoc YouTube: https://www.youtube.com/user/BellomoAssociates Facebook:https://www.facebook.com/bellomoassociates Instagram:https://www.instagram.com/bellomoassociates/ LinkedIn:https://www.linkedin.com/in/bellomoandassociates WAYS TO WORK WITH JEFFREY BELLOMO Contact Us:https://bellomoassociates.com/contact/ Practice areas:https://bellomoassociates.com/practice-areas/
When life takes an unexpected turn, when a relationship ends, plans fall apart, or disappointment appears out of nowhere, it can feel like everything is working against you. But what if life is still on your side, even in those moments of heartache and uncertainty? This podcast episode invites you to see challenges in a new way and find peace in the middle of change. When you stop believing that life is against you, you begin to open to the quiet rhythm of possibility, where healing and hope can start to grow. Even in pain there is movement. Even in loss there is life still unfolding with you. Take ten minutes to breathe, reflect, and remember that you are not separate from life. You are part of it, and within that connection, there is always a way forward. Poem: Life Is Still With You When the path breaks open beneath your feet, and everything you planned disappears into air, pause. The world is still breathing with you. The sunrise does not forget your name. The wind still carries new beginnings. Life is not against you. It moves through you, even now in every breath, in every quiet act of courage, in every small moment you choose to begin again. Allison Carmen You can also follow me on Instagram, Facebook, TikTok, Twitter, and LinkedIn. If you are interested in my work, please check out my books, The Gift of Maybe: Finding Hope and Possibility in Uncertain Times (including a new audiobook), A Year Without Men: A 12 Point Guide To Inspire and Empower Women and my new Audiobook, Maybe Everything Is Okay, A Parent's Guide To Less Stress and Worry. Also you can check out my new Maybe Cards: A Path to Stress-Free Living or my new digital Maybe Journal. Above all, my heartfelt hope is that this podcast has supported your journey of personal growth, helped shift your mindset, reduce stress, built emotional resilience, and brought you less suffering and more joy, clarity, and peace.
Does workplace chaos and uncertainty have you on edge these days? Leadership coach Rob Kalwarowski has the solution you need. In this powerful episode, discover: A simple two-word technique to instantly reduce stress and improve decision-making Why Gen Z is reimagining success beyond traditional career paths Practical strategies to lead with more humanity and purpose How to navigate professional challenges without burning out Rob shares his personal transformation from stressed engineer to thriving leadership coach, revealing breakthrough insights on managing chaos, building resilient teams, and creating a more fulfilling career. Whether you're an executive, entrepreneur, or emerging leader, this episode offers actionable tools to help you stay grounded and innovative in turbulent times. Bonus: Grab Rob's free goal-setting tool at robkalwarowski.com/reason and start your personal leadership reset today! = = = = = Extra Stuff: Grab your copy of my latest book It's Not You, It's the Algorithm: How to Slow Your Scroll and Start Paying Attention to Your Life Again Dive into what it means to stay grounded in an accelerating world. I share my best ideas at gobeyondthescroll.com Get in Touch: LinkedIn: https://www.linkedin.com/in/mlkayser/ Instagram: @maryloukayser Email: https://maryloukayser.com/contact-mary-lou-kayser/
“If I didn't have hope defined as an action—defined as every day doing something to try to close the gap between what is and what could and should be—I don't know what else I'd do.”In this profound episode, legendary educator and activist Dr. Parker Palmer (author of Let Your Life Speak) joins Dr. Jennifer Reid to explore what it means to live an authentic life aligned with your deepest calling—especially during times of political and social upheaval.At 86, Palmer shares hard-won wisdom about recognizing your true vocation, not by emulating heroes or following society's script, but by paying attention to your own inner voice. He explains why burnout often comes from “trying to give what we don't have to give” and offers the powerful question he poses to young people struggling with direction: “Is there anything you feel you can't not do?”The conversation takes on urgency as Palmer addresses our current political moment, explaining why he's been calling out fascism since 2016 and how face-to-face encounters across America's struggling small towns have deepened his understanding of why people vote against their own interests. Most powerfully, Palmer speaks to maintaining hope as an action—something we practice daily by “closing the gap between what is and what could and should be.” About Our GuestDr. Parker Palmer is a writer, speaker and activist who focuses on issues in education, community, leadership, spirituality and social change. He is the founder of the Center for Courage & Renewal and the award-winning author of ten books. He is also the creator of the Substack, Living the Questions. He has a PhD in sociology from the University of California at Berkeley, and 14 honorary doctorates, among many other accolades.Find Dr. Reid on Instagram: @jenreidmd, LinkedIn, and YouTube You can also preorder Dr. Reid's book, Guilt Free! (If you are in the UK, you can order here and here.)Thanks for checking out A Mind of Her Own! Subscribe for free to receive new posts and hear about upcoming events.Also check out Dr. Reid's regular contributions to Psychology Today: Think Like a Shrink.Seeking a mental health provider? Try Psychology TodayNational Suicide Prevention Lifeline: 1-800-273-8255Dial 988 for mental health crisis supportSAMHSA's National Helpline - 1-800-662-HELP (4357)-a free, confidential, 24/7, 365-day-a-year treatment referral and information service (in English and Spanish) for individuals and families facing mental and/or substance use disorders.Disclaimer:The views expressed on this podcast reflect those of the host and guests, and are not associated with any organization or academic site. Also, AI may have been used to create the transcript and notes, based only on the specific discussion of the host and guest and reviewed for accuracy.The information and other content provided on this podcast or in any linked materials, are not intended and should not be construed as medical advice, nor is the information a substitute for professional medical expertise or treatment. All content, including text, graphics, images and information, contained on or available through this website is for general information purposes only.If you or any other person has a medical concern, you should consult with your health care provider or seek other professional medical treatment. Never disregard professional medical advice or delay in seeking it because of something that have read on this website, blog or in any linked materials. If you think you may have a medical emergency, call your doctor or emergency services (911) immediately. You can also access the National Suicide Help Line at 1-800-273-8255 or call 988 for mental health emergencies. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit amindofherown.substack.com
Welcome to RIMScast. Your host is Justin Smulison, Business Content Manager at RIMS, the Risk and Insurance Management Society. In this episode, Justin interviews Shawn Punancy, Sr. Manager, Enterprise Risk Management of Delta Air Lines, Inc. Justin and Shawn discuss her fascinating career history, disruption in the airline industry, Shawn's risk philosophy at Delta Airlines, and how her ERM team stays connected to the business while maintaining a long-term strategic view of risk. Shawn will present two sessions with Lianne Appelt, the Head of Enterprise Risk Management at Salesforce, at the RIMS ERM Conference on November 17th and 18th in Seattle, Washington. Shawn shares some hints on what to expect from the sessions. Listen for Shawn's view on the biggest opportunity right now for ERM professionals to elevate their impact across the enterprise. Key Takeaways: [:01] About RIMS and RIMScast. [:15] The RIMS CRO Certificate Program in Advanced Enterprise Risk Management is our live virtual program led by the famous James Lam. Great news! A third cohort has been announced, from January through March 2026. [:32] Registration closes January 5th. Enroll now! A link is in this episode's show notes. [:40] About this episode of RIMScast. We are flying high today, with Shawn Punancy, the Manager of Enterprise Risk Management for Delta Air Lines, Inc. Buckle in for the many aviation puns you're going to hear during this episode! But first… [1:12] RIMS-CRMP Prep Workshops! The next RIMS-CRMP Prep Workshops will be held on October 29th and 30th and led by John Button. [1:24] The next RIMS-CRMP-FED Virtual Workshop will be held on November 11th and 12th and led by Joseph Mayo. Links to these courses can be found through the Certifications page of RIMS.org and through this episode's show notes. [1:41] RIMS Virtual Workshops! RIMS has launched a new course, “Intro to ERM for Senior Leaders.” It will be held again on November 4th and 5th and will be led by Elise Farnham. [1:56] On November 11th and 12th, Chris Hansen will lead “Fundamentals of Insurance”. It features everything you've always wanted to know about insurance but were afraid to ask. Fear not; ask Chris Hansen! RIMS members always enjoy deep discounts on the virtual workshops! [2:15] The full schedule of virtual workshops can be found on the RIMS.org/education and RIMS.org/education/online-learning pages. A link is also in this episode's notes. [2:26] RIMS Webinars! On October 30th, Swiss Re will present “Parametric Insurance: Providing Financial Certainty in Uncertain Times”. On November 6th, HUB will present “Geopolitical Whiplash — Building Resilient Global Risk Programs in an Unstable World”. [2:47] Register at RIMS.org/Webinars. [2:50] On with the show! Our guest today is the Manager of Enterprise Risk Management for Delta Air Lines, Inc. Her name is Shawn Punancy, and she has a fascinating career that I want to delve into today. [3:03] I also asked her to be on the show because she will have quite a presence at the RIMS ERM Conference 2025, which will be held on November 17th and 18th in Seattle, Washington. [3:14] On November 17th, at 11:45 a.m., she will be co-leading “Connections Count: Strategic Networking to Strengthen Risk Oversight.” On November 18th, at 9:00 a.m., she will co-lead “How Deep Should You Go?: Rightsizing Risk Assessment for Maximum Impact.” [3:33] In addition to learning about her fascinating career, I wanted to get a little preview of each of those sessions and learn a bit about her risk philosophy at Delta. Let's get to it! [3:44] Interview! Shawn Punancy, welcome to RIMScast! [3:53] Shawn Punancy is the ERM Senior Manager at Delta Air Lines, Inc. Shawn will be at the RIMS ERM Conference 2025, November 17th and 18th. Shawn has a fascinating career. [5:00] Shawn was an intelligence analyst at the U.S. DOD from 2011 to 2012, then moved to the CIA as a Senior Intelligence Analyst for seven years. [5:18] Shawn says it was great working at the CIA. She thinks there are very few places where you can work and have such broad awareness. Her year at the DOD was to prepare her to work at the CIA. [6:10] As an Analyst, Shawn worked in counter-terrorism, counter-narcotics, traditional political analysis, and leadership analysis. She did some targeting work, which is helpful for ERM. [6:27] After Shawn left the government, she worked briefly for a consulting firm in Atlanta, Georgia, doing business operating risk. She got word of a job in the Delta Corporate Safety and Security Division on the Intelligence and Risk Mitigation Team. [6:51] Shawn joined Delta, doing that for two years. She got to meet her Director, Eric Mai, whom she absolutely adores, and she's not just saying that because he may listen to this! Eric Mai introduced Shawn to the world of ERM. [7:07] Shawn started to see all the nexuses that existed between multiple different risks. Shawn says that working in corporate security on risk mitigation is like working at the DOD, but working in ERM is like working at the CIA. [7:42] Shawn was in high school on 9/11, and her mother was on a plane during the 9/11 attacks. Thankfully, she was not on a plane that was targeted on that terrible day. It left a lasting impression. [7:55] Shawn went on to study those types of events in International Affairs and Politics. That's how she got to her path in the government. Shawn is mission-driven and purposeful in her work. [8:42] Shawn applied to Delta when someone sent her a job posting. Shawn saw the posting and thought it looked like it was written for her. Shawn is thankful it worked out. [8:58] Shawn started as Program Manager for Intelligence and Risk Mitigation. She held that position for almost two years. In December of 2023, Shawn became Manager of ERM. The position did not exist before Shawn. ERM had been one person since 2019, when it was begun. [9:37] Eric Mai set up the ERM program. He realized that for it to continuously improve and grow, he needed another person. He went to bat for that role. Around the time it was posted, Eric came to Shawn and said that she might want to consider it, and he would love to have her apply. [9:57] Shawn is super grateful that Eric asked her. [10:13] Shawn says it is striking that ERM has played a small role in many companies. What if you don't know who that person is, or you're not engaging with that person? [10:53] Shawn has noticed that in several industries, the aviation industry included, everything is highly siloed. How does one ERM person get to everybody across the business? How do they make ERM relevant for the leadership and the board? [11:15] Something different could happen any day in the airline industry. Shawn says every day they get a notification from their Duty Director about what the day will look like. Some days, the system looks good: they're moving tens of thousands of people on several thousand flights. [11:33] Other days, there's a hurricane or something, or there is a strike somewhere that completely upends the day. It's a lively environment. [11:56] The American Airlines regional jet and helicopter crash in Washington, D.C. this year put a spotlight on Safety and Risk Managers to ensure they had the proper protocols in place and understood all the communication channels. They double-checked the protocols. [12:40] One thing Shawn loves about the airline industry is that safety is for everyone. There's no competition in safety. No one places blame. They come together to ensure that they are in the best position to continue to put safety first, not only for customers but also for all employees. [13:17] If Shawn had a mantra, it would be, You get further together than you do as an individual. She learned that from her time in Corporate Safety and Security and as an ERM professional. She could not do her job without relationships and connections across the company. [14:05] Shawn says Delta has a strong governance structure. The risk committee reports to the executive leadership team. ERM meets with the risk committee monthly to talk about what is coming up. ERM tracks that, so as risks build, they remember what was said months ago. [14:29] They prepare themselves for the known events of the next couple of months, such as an upcoming audit, an issue with plane manufacturers, or a suspected coming fleet delay. [14:53] ERM uses its governance structure to think through how to manage the risk, who is responsible, who is touched, what should be reported up to the leadership, and what can be managed at the business level. [15:07] Looking longer-term, ERM recently started talking directly to board members, asking for their perceptions about risk over the next three to five years. ERM also asks that question of the business leadership annually, to make sure management shares the same vision as the board. [15:38] ERM adds value by showing where those visions aligned, or if and when they diverged. Using that information helps inform the broader risk landscape. ERM uses that to engage the Strategy team with their annual goals and pillars; their Annual “Flight Plan.” [16:08] ERM shows the collected data on where risk lies to the Strategy Team and asks how it might affect the Flight Plan and the Five-Year Strategy. It's the role of ERM to highlight the risks they've identified through the forums they've engaged. [16:36] Shawn has two on her ERM team, including herself. Her team has strong relationships across Delta. That helps ERM to be a force multiplier. They lean on their colleagues to help stay aware, figure out the best direction to guide ERM efforts, and make an impact where possible. [17:24] Quick Break! RISKWORLD 2026 will be in Philadelphia, Pennsylvania, from May 3rd through the 6th. RIMS members can now lock in the 2025 rate for a full conference pass to RISKWORLD 2026 when you register by October 30th! [17:43] This also lets you enjoy earlier access to the RISKWORLD hotel block. Register by October 30th, and you will also be entered to win a $500 raffle! Do not miss out on this chance to plan and score some of these extra perks! [17:57] The members-only registration link is in this episode's show notes. If you are not yet a member, this is the time to join us! Visit RIMS.org/Membership and build your network with us here at RIMS! [18:09] Save the dates March 18th and 19th, 2026, for The RIMS Legislative Summit, which will be held in Washington, D.C. [18:17] Join us in Washington, D.C., for two days of Congressional Meetings, networking, and advocating on behalf of the risk management community. Visit RIMS.org/Advocacy for more information and updates and to register. [18:33] Let's return to our interview with Shawn Punancy of Delta Airlines! [19:12] In the heat of a crisis, Delta Airlines has a number of immediate or intermediate response teams that stand up. ERM is a part of those teams. They help inform the strategy for how Delta will respond. In the immediate aftermath, ERM is in listening mode. [19:25] ERM takes what they heard and goes on to support the strategic planning, moving forward. Business Continuity or Corporate Communications will handle the immediate feedback and response. [19:38] If it's likely to have a long-lasting impact on Delta, ERM will facilitate conversations among stakeholders across the enterprise to ensure that Delta has completely and cleanly exited the crisis and that they're on a good footing to avoid future crises of the same ilk. [20:05] One Final Break! As many of you know, the RIMS ERM Conference 2025 will be held on November 17th and 18th in Seattle, Washington. We recently had ERM Conference Keynote Speaker Dan Chuparkoff on the show. [20:23] He is back, just to deliver a quick message about what you can expect from his keynote on “AI and the Future of Risk.” Dan, welcome back to RIMScast! [20:34] Dan says, Greetings, RIMS members and the global risk community! I'm Dan Chuparkoff, AI expert and the CEO of Reinvention Labs. I'm delighted to be your opening keynote on November 17th, at the RIMS ERM Conference 2025 in Seattle, Washington. [20:49] Artificial Intelligence is fueling the next era of work, productivity, and innovation. There are challenges in navigating anything new. This is especially true for risk management, as enterprises adapt to shifting global policies, economic swings, and a new generation of talent. [21:07] We'll have a realistic discussion about the challenges of preparing for the future of AI. To learn more about my keynote, “AI and the Future of Risk Management,” and how AI will impact Enterprise Risk Management for you, listen to my episode of RIMScast at RIMS.org/Dan. [21:26] Be sure to register for the RIMS ERM Conference 2025, in Seattle, Washington, on November 17th and 18th, by visiting the Events page on RIMS.org. I look forward to seeing you all there. [21:37] Justin thanks Dan and looks forward to seeing him again on November 17th and hearing all about the future of AI and risk management! [21:45] Let's Conclude Our Interview with One of the Presenters at the RIMS ERM Conference 2025, Shawn Punancy of Delta Airlines! [22:17] There are two opportunities to experience Shawn Punancy in person at the RIMS ERM Conference 2025, November 17th and 18th. She will be presenting with Lianne Appelt, the Head of Enterprise Risk Management at Salesforce: [22:47] Shawn says Lianne is the sweetest person she has ever met! Lianne is one of Justin's favorite people to work with on the Strategic Enterprise Risk Management Council. [23:24] On November 17th, at 11:45 a.m., Shawn and Lianne will present, “Connections Count: Strategic Networking to Strengthen Risk Oversight.” If you're a new risk professional or a rising star, and you want to get to the basics, this is the sort of session you attend. [24:05] Shawn gives the elevator pitch for the presentation. She says, if you understand anything about ERM, you understand that it's not something you can do alone. Having relationships across an enterprise is paramount to the success of any ERM program. [24:22] Figure out what opportunities exist to pursue those relationships. Annual or quarterly risk assessments are natural avenues for building relationships, but there are lots of others. Outside of formal structures, how can you engage people? [24:39] How can you use the data you've collected to drive conversations that may not otherwise exist? Those conversations inform you better and equip you better as an ERM professional as you get ready to present to your leadership team, audit committee, or board. [25:42] Shawn has found that offering external information that may not otherwise be available to her stakeholders is a good way for her to go in and have a conversation. [26:00] The information she offers is either something she's gotten from a vendor, or a risk source she has been tracking, or something ERM has done internally but hasn't publicized. She says, We have this piece of information we think is valuable to you. [26:20] Shawn finds that it's an incredible way to open doors, strengthen or start relationships, and use that to find a way to continue the conversation iteratively. It's been incredible for expanding who ERM talks to since Shawn has joined the team. [26:37] ERM already had a broad network, but looking for new opportunities has expanded it. [26:43] Shawn says Never let a good crisis or risk go to waste. ERM gets a daily bulletin of every news clip that mentions Delta. [27:00] ERM uses that as an opportunity to say, We've not engaged with you, but we saw this and it's something worth tracking at a more macro level on this other part of the spectrum. We'd love to talk to you about how the two pieces connect. [27:17] Some of that depends on company culture. Delta is one of those amazing places where you can email just about everybody and they will respond. That has been very helpful for Shawn. She knows that's not easily replicated everywhere. Shawn has also never met a stranger. [27:41] Understanding that ERM has value to add, whether it's relaying information or showing interconnections, there's a lot there, and people are usually responsive. [28:17] Talking to the board goes back to the relationships you have and the conversations you've had. If you're talking to the right people throughout the year, who have access to significant board member concerns, use that to help craft your story. [28:37] Shawn says pairing the insight you've gotten from those relationships with the data you have in your program helps drive a compelling narrative. [28:56] On November 18th, at 9:00 a.m., Shawn and Lianne will present an advanced-level session, “How Deep Should You Go?: Rightsizing Risk Assessments for Maximum Impact,” tailoring risk assessments to organizational maturity. [29:21] Shawn says it's a mistake for an ERM group not to understand what they have at their disposal in terms of data or stakeholders. Everything doesn't work for everybody. [29:28] You don't need a major, formalized 16-step assessment process when you're a new and burgeoning program. An older, more established program doesn't need something overly complex that doesn't match your company culture. [29:45] Shawn says she has been doing ERM for just shy of two years, so she's not the foremost expert in the room. She likes to rely on her historical experience of taking a bunch of data and talking to a lot of people, collecting intel, and figuring out what the story is. [30:02] Shawn is super passionate about this. With the 8,000 ways you can do a risk assessment, it's so important to consider some specific factors that will help you to have a stronger impact when you do the assessment. Shawn will save those for the presentation. [30:55] Shawn says she firmly believes the biggest opportunity for ERM professionals is to find and communicate that interconnected risk. We hear it everywhere. Justin points out that a paper on “Understanding Interconnected Risks” is in this episode's show notes. [31:13] Shawn thinks that's the biggest opportunity for ERM. Many teams have their risk evaluation silos. Having someone come in and show how A is connected to D, is connected to X, is the next step and the game-changer for a lot of teams. [31:38] Justin says, I'm looking forward to meeting you in person, and I'm so glad that you're going to be delivering the two sessions, Monday, November 17th, and Tuesday, November 18th! It was a pleasure to meet you! [32:08] Shawn is very thankful for this opportunity and super excited about talking about this content, partnering with Lianne, and meeting the broader RIMS community. [32;21] Special thanks again to Shawn Punancy of Delta Airlines for joining us here on RIMScast! Be sure to catch her presentations on November 17th and 18th at the RIMS ERM Conference 2025 in Seattle, Washington. [32:27] A link to the agenda is in this episode's show notes. Register today, we want to see you there! [32:43] Plug Time! You can sponsor a RIMScast episode for this, our weekly show, or a dedicated episode. Links to sponsored episodes are in the show notes. [33:11] RIMScast has a global audience of risk and insurance professionals, legal professionals, students, business leaders, C-Suite executives, and more. Let's collaborate and help you reach them! Contact pd@rims.org for more information. [33:28] Become a RIMS member and get access to the tools, thought leadership, and network you need to succeed. Visit RIMS.org/membership or email membershipdept@RIMS.org for more information. [33:45] Risk Knowledge is the RIMS searchable content library that provides relevant information for today's risk professionals. Materials include RIMS executive reports, survey findings, contributed articles, industry research, benchmarking data, and more. [34:01] For the best reporting on the profession of risk management, read Risk Management Magazine at RMMagazine.com. It is written and published by the best minds in risk management. [34:15] Justin Smulison is the Business Content Manager at RIMS. Please remember to subscribe to RIMScast on your favorite podcasting app. You can email us at Content@RIMS.org. [34:27] Practice good risk management, stay safe, and thank you again for your continuous support! Links: RIMS ERM Conference 2025 — Nov. 17‒18 RIMS-CRO Certificate Program In Advanced Enterprise Risk Management | Jan‒March 2026 Cohort | Led by James Lam RISK PAC | RIMS Advocacy | RIMS Legislative Summit SAVE THE DATE — March 18‒19, 2026 RISKWORLD 2026 — Members-only early registration through Oct 30! RIMS-Certified Risk Management Professional (RIMS-CRMP) The Strategic and Enterprise Risk Center RIMS Diversity Equity Inclusion Council RIMS Risk Management magazine | Contribute RIMS Now RIMS Professional Report: “Understanding Interconnected Risks” Upcoming RIMS Webinars: RIMS.org/Webinars “Parametric Insurance: Providing Financial Certainty in Uncertain Times” | Oct. 30, 2025 | Sponsored by Swiss Re “Geopolitical Whiplash — Building Resilient Global Risk Programs in an Unstable World” | Nov. 6 | Sponsored by Hub Upcoming RIMS-CRMP Prep Virtual Workshops: RIMS-CRMP Virtual Exam Prep — Oct. 29‒30, 2025 RIMS-CRMP-FED Exam Prep Virtual Workshop — November 11‒12 Full RIMS-CRMP Prep Course Schedule “Intro to ERM for Senior Leaders” | Nov. 4‒5 | Instructor: Elise Farnham “Fundamentals of Insurance” | Nov. 11‒12 | Instructor: Chris Hansen “Leveraging Data and Analytics for Continuous Risk Management (Part I)” | Dec 4. See the full calendar of RIMS Virtual Workshops RIMS-CRMP Prep Workshops Related RIMScast Episodes about ERM: “AI and the Future of Risk with Dan Chuparkoff” (RIMS ERM Conference Keynote) “Tom Brandt on Growing Your Career and Organization with ERM” “James Lam on ERM, Strategy, and the Modern CRO” “ERM, Retail, and Risk with Jeff Strege” “Bigger Risks with the Texas State Office of Risk Management” | Sponsored By Hillwood “ERMotivation with Carrie Frandsen, RIMS-CRMP” “Live from the ERM Conference 2024 in Boston!” “Risk Quantification Through Value-Based Frameworks” Sponsored RIMScast Episodes: “Cyberrisk: Preparing Beyond 2025” | Sponsored by Alliant (New!) “The New Reality of Risk Engineering: From Code Compliance to Resilience” | Sponsored by AXA XL “Change Management: AI's Role in Loss Control and Property Insurance” | Sponsored by Global Risk Consultants, a TÜV SÜD Company “Demystifying Multinational Fronting Insurance Programs” | Sponsored by Zurich “Understanding Third-Party Litigation Funding” | Sponsored by Zurich “What Risk Managers Can Learn From School Shootings” | Sponsored by Merrill Herzog “Simplifying the Challenges of OSHA Recordkeeping” | Sponsored by Medcor “Risk Management in a Changing World: A Deep Dive into AXA's 2024 Future Risks Report” | Sponsored by AXA XL “How Insurance Builds Resilience Against An Active Assailant Attack” | Sponsored by Merrill Herzog “Third-Party and Cyber Risk Management Tips” | Sponsored by Alliant RIMS Publications, Content, and Links: RIMS Membership — Whether you are a new member or need to transition, be a part of the global risk management community! RIMS Virtual Workshops On-Demand Webinars RIMS-Certified Risk Management Professional (RIMS-CRMP) RISK PAC | RIMS Advocacy RIMS Strategic & Enterprise Risk Center RIMS-CRMP Stories — Featuring RIMS President Kristen Peed! RIMS Events, Education, and Services: RIMS Risk Maturity Model® Sponsor RIMScast: Contact sales@rims.org or pd@rims.org for more information. Want to Learn More? Keep up with the podcast on RIMS.org, and listen on Spotify and Apple Podcasts. Have a question or suggestion? Email: Content@rims.org. Join the Conversation! Follow @RIMSorg on Facebook, Twitter, and LinkedIn. About our guest: Shawn Punancy, Sr. Manager, Enterprise Risk Management of Delta Air Lines, Inc. Production and engineering provided by Podfly.
Send us a textTrucking Risk and Insurance Podcast – Episode: Leadership in Trucking with Amy YipGuest:Amy Yip – Leadership Coach & Consultant, CEO of Amy Yip LLChttps://amyyip.co/Your Host:Chris Harris, Safety Dawg, chris@safetydawg.comEpisode Summary:In this episode, host Chris Harris (“Safety Dawg”) sits down with leadership expert Amy Yip to explore what it takes to become a great leader in the trucking industry. Amy shares her approach to closing the leadership skills gap, building resilient teams, and navigating the complexities of today's trucking environment.Key Topics Discussed:The challenges of developing strong leaders in truckingWhy performance doesn't always translate to leadership potentialThe importance of human-centered leadership: empathy, trust, and psychological safetyBridging generational gaps in the workforceSupporting the “sandwich generation” and addressing mental health in truckingEffective approaches to leadership development (piecemeal vs. tailored programs)The “Forgetting Curve” and why one-off trainings often failThe power of accountability groups and ongoing supportThe ROI of investing in leadership developmentReal-world example: Transforming a logistics company's leadership cultureActionable Insights:Leadership skills can be taught and developed—natural talent helps, but training and support are key.Long-term, customized leadership programs yield better results than one-off workshops.Leadership buy-in from the top is essential for meaningful change.Addressing mental health and supporting employees as “whole people” is critical for team performance.Connect with Amy Yip:Contact information is available in the show notes below.Call to Action:If you enjoyed this episode, please like and subscribe for more conversations on leadership, safety, and success in trucking.Resources Mentioned:Text “success” to 365-364-0714 for safety leadership tips.Next Episode Teaser:Join us next week for another insightful conversation on the Trucking Risk and Insurance Podcast!Keeping it Safety Dawg Simple!#trucksafety #truckinsurance #truckpodcastDo you need a "Truck Driver Safety Policy?" Get it today! https://safetydawg.com/policy
Get my new book: https://bronsonequity.com/fireyourselfDownload my new special report - How to Use Inflation to Your Advantage - www.bronsonequity.com/inflationWelcome to our latest episode!In this episode, Bronson and Nate sit down with Ashley Wilson, CEO of Bar Down Investments and author of The Only Woman in the Room. Ashley shares her insights on today's real estate market, why 2026 could be a turning point, and how she's helping lead the next generation of women in investing. They also talk about teachability, long-term thinking, and the importance of aligning with ethical partners.
Cohosts Mike Mills and Mary Crowley-Farrell talk with Derek Willis from the Philip Merrill College of Journalism at the University of Maryland about how he teaches students to use AI to evaluate data and question truth claims in the journalistic process. He offers a crucial civic and interdisciplinary perspective, grounded in journalistic ethics and process thinking.
Unity Without Compromise with Dr. Steven LaTulippe – A surge of global power plays shapes a world on edge. From Middle East peace talks and China's dominance to political unrest and moral decay, uncertainty reigns. As leaders falter and nations clash, faith and truth emerge as the only anchors. In these turbulent times, discernment and conviction guide the path forward...
Unity Without Compromise with Dr. Steven LaTulippe – A surge of global power plays shapes a world on edge. From Middle East peace talks and China's dominance to political unrest and moral decay, uncertainty reigns. As leaders falter and nations clash, faith and truth emerge as the only anchors. In these turbulent times, discernment and conviction guide the path forward...
When life takes an unexpected turn and leaves us heartbroken or uncertain, it can be hard to move forward. This rebroadcast is a needed reminder for us all. Once we've taken the time to feel and process those emotions, the real MAGIC begins — MAYBE, ACCEPTANCE, GRATITUDE, INNER GROWTH, and letting go of what we can't CONTROL. It's a simple yet powerful formula for finding freedom, embracing change, and creating a new life filled with possibility. Tune in for a heartfelt conversation to help you reconnect with hope and take your next step forward! You can also follow me on Instagram, Facebook, TikTok, Twitter, and LinkedIn. If you are interested in my work, please check out my books, The Gift of Maybe: Finding Hope and Possibility in Uncertain Times (including a new audiobook), A Year Without Men: A 12 Point Guide To Inspire and Empower Women and my new Audiobook, Maybe Everything Is Okay, A Parent's Guide To Less Stress and Worry. Also you can check out my new Maybe Cards: A Path to Stress-Free Living or my new digital Maybe Journal. Above all, my heartfelt hope is that this podcast has supported your journey of personal growth, helped shift your mindset, reduce stress, built emotional resilience, and brought you less suffering and more joy, clarity, and peace.
This week, we’ll hear from Dan and Sam Mathews, full-time content creators who’ve built a life rooted in creativity, family, and a passion for adventure. From backcountry camping and RV renovations to raising their kids on the road, they’ve shared their journey online—offering an honest look at the challenges and joys of living boldly and encouraging others to step outside their comfort zones and choose a more adventurous route. Later in the episode, we’ll hear from Jacob Robinson, founder of Dig World, a construction theme park where kids and adults can operate real equipment. Behind the fun lies a deeply personal story. After a life-changing medical crisis with their son Pierce, Jacob’s world shifted, pushing him to navigate grief, hope, and a new way forward. Today, Dig World isn’t just a park—it’s a place where families connect, challenges are embraced, and joy is celebrated in its purest form. Links, Products, and Resources Mentioned: Jesus Calling Podcast Jesus Calling Jesus Always Jesus Listens Past interview: Bear Grylls Upcoming interview: Lisa Harper Jesus Calling: Stories of Faith on UPTV Dan and Sam Mathews Always Choose Adventure Jacob Robinson Dig World Texas A&M Texas Children’s Hospital bacterial meningitis www.digworldnation.com Interview Quotes: “There are a lot of times when multiple doors open, and we don’t know which one to choose. As long as it’s in line with the Lord’s will and we have a peace about it, we just look through the door and go, ‘Which one’s more adventurous?’” - Dan Mathews “The more you have, it can become a distraction in a way that keeps you from fully experiencing what God has.” - Dan Mathews “Chasing a new job title or a bigger house or nicer car or more zeros in your bank account—at the end of the day, it just leaves you unfulfilled. Having time to do what we love, to share Jesus with people, to love on one another, to spend time with our kids, to go and see new places, that became our idea of success. If we don’t have the time to do what we love and to spend time with each other, then all other measures of success don’t matter.” - Dan Mathews “Adventure isn’t one-size-fits-all. Adventure can just be getting outside of your comfort zone and trying something new.” - Dan Mathews “God doesn’t want us to live a stagnant life. If you look through the stories in the Bible, you can’t find anywhere God is like, ‘Hey, just stay where you’re at. Don’t change a thing. Long-term, we just want you to hunker down and be comfortable.’ He’s always calling people. He’s telling people to go.” - Dan Mathews “Jesus welcomes us through tough questions. He says, ‘I see you, I understand you, my heart is breaking with you and I love you. And there is a bigger plan.’” - Jacob Robinson “[My son] Pierce is now profoundly deaf in both ears. He’s nonverbal, he’s epileptic, and he’s in a wheelchair. But he is the happiest little dude you’ll ever meet. He radiates joy. He sees life the way that I think Jesus wants us to see life. He doesn’t see your skin color. He doesn’t see how much money you make. He doesn’t see what car you drive or what your house looks like. He truly just wants to be with you, and I think that’s how Jesus would want us to live.” - Jacob Robinson “Don’t try to figure out your faith until you have a life experience that turns you upside down. Figure out what your faith is and lean into that faith when those times come, because Jesus promises us that challenges will come. Lean into that, and lean into Him.” - Jacob Robinson ________________________ Enjoy watching these additional videos from Jesus Calling YouTube channel! Audio Episodes: https://bit.ly/3zvjbK7 Bonus Podcasts: https://bit.ly/3vfLlGw Jesus Listens: Stories of Prayer: https://bit.ly/3Sd0a6C Peace for Everyday Life: https://bit.ly/3zzwFoj Peace in Uncertain Times: https://bit.ly/3cHfB6u What’s Good? https://bit.ly/3vc2cKj Enneagram: https://bit.ly/3hzRCCY ________________________ Connect with Jesus Calling Instagram Facebook Twitter Pinterest YouTube Website TikTok Discover more Christian podcasts at lifeaudio.com and inquire about advertising opportunities at lifeaudio.com/contact-us.
“Relationscapes” is the current podcast by Fireside host Blair Hodges. Enjoy this sample episode! Be sure to subscribe directly to Relationscapes now, because this episode will fall out of the Fireside feed next month!
Welcome to RIMScast. Your host is Justin Smulison, Business Content Manager at RIMS, the Risk and Insurance Management Society. In this episode, Justin interviews Katherine Henry of Bradley, Arant, Boult, Cummings, and Harold (Hal) Weston of Georgia State University, Greenberg School of Risk Science, who are here to discuss their new professional report, “A 2025 Cybersecurity Legal Safe Harbor Overview.” Katherine and Hal take the discussion beyond the pages and delve into best cybersecurity practices, cyber insurance, and Safe Harbor laws offered by some states and possibly to be offered soon by others. They discuss frameworks and standards, and what compliance means for your organization, partly based on your state law. Listen for advice to help you be prepared against cybercrime. Key Takeaways: [:01] About RIMS and RIMScast. [:16] About this episode of RIMScast. We will be joined by the authors of the legislative review, “A 2025 Cybersecurity Legal Safe Harbor Overview”, Katherine Henry and Harold Weston. Katherine and Harold are also prominent members of the RIMS Public Policy Committee. [:48] Katherine and Harold are also here to talk about Cybersecurity Awareness Month and safe practices. But first… [:53] RIMS-CRMP Prep Workshops! The next RIMS-CRMP Prep Workshops will be held on October 29th and 30th and led by John Button. [1:05] The next RIMS-CRMP-FED Virtual Workshop will be held on November 11th and 12th and led by Joseph Mayo. Links to these courses can be found through the Certifications page of RIMS.org and through this episode's show notes. [1:23] RIMS Virtual Workshops! RIMS has launched a new course, “Intro to ERM for Senior Leaders.” It will be held again on November 4th and 5th and will be led by Elise Farnham. [1:37] On November 11th and 12th, Chris Hansen will lead “Fundamentals of Insurance”. It features everything you've always wanted to know about insurance but were afraid to ask. Fear not; ask Chris Hansen! RIMS members always enjoy deep discounts on the virtual workshops! [1:56] The full schedule of virtual workshops can be found on the RIMS.org/education and RIMS.org/education/online-learning pages. A link is also in this episode's notes. [2:08] Several RIMS Webinars are being hosted this Fall. On October 16th, Zurich returns to deliver “Jury Dynamics: How Juries Shape Today's Legal Landscape”. On October 30th, Swiss Re will present “Parametric Insurance: Providing Financial Certainty in Uncertain Times”. [2:28] On November 6th, HUB will present “Geopolitical Whiplash — Building Resilient Global Risk Programs in an Unstable World”. Register at RIMS.org/Webinars. [2:40] Before we get on with the show, I wanted to let you know that this episode was recorded in the first week of October. That means we are amid a Federal Government shutdown. RIMS has produced a special report on “Key Considerations Regarding U.S. Government Shutdown.” [2:58] This is an apolitical problem. It is available in the Risk Knowledge section of RIMS.org, and a link is in this episode's show notes. Visit RIMS.org/Advocacy for more updates. [3:12] Remember to save March 18th and 19th on your calendars for the RIMS Legislative Summit 2026, which will be held in Washington, D.C. I will continue to keep you informed about that critical event. [3:24] On with the show! It's National Cybersecurity Awareness Month here in the U.S. and in many places around the world. Cyber continues to be a top risk among organizations of all sizes in the public and private sectors. [3:40] That is why I'm delighted that Katherine Henry and Harold (Hal) Weston are here to discuss their new professional report, “A 2025 Cybersecurity Legal Safe Harbor Overview”. [3:52] This report provides a general overview of expected cybersecurity measures that organizations must take to satisfy legal Safe Harbor requirements. [4:01] It summarizes state Safe Harbor laws that have been developed to ensure organizations are proactive about cybersecurity and that digital, financial, and intellectual assets are legally protected when that inevitable cyber attack occurs. [4:15] We are here to extend the dialogue. Let's get started! [4:21] Interview! Katherine Henry and Hal Weston, welcome to RIMScast! [4:41] Katherine was one of he first guests on RIMScast. Katherine is Chair of the Policyholder Insurance Coverage Practice at Bradley, Arant, Boult, Cummings. Her office is based in Washington, D.C. She works with risk managers all day on insurance issues. [5:05] Katherine has been a member of the RIMS Public Policy Committee for several years. She serves as an advisor to the Committee. [5:12] Justin thanks Katherine for her contributions to RIMS. [5:25] Hal is with Georgia State University. He has been with RIMS for a couple of decades. Hal says he and Katherine have served together on the RIMS Public Policy Committee for maybe 10 years. [5:48] Hal is a professor at Georgia State University, a Clinical Associate in the Robinson College of Business, Greenberg School of Risk Science, where he teaches risk management and insurance. Before his current role, Hal was an insurance lawyer, both regulatory and coverage. [6:05] Hal has a lot of students. He is grading exams this week. He has standards for his class. In the real world, so does a business. [6:46] Katherine and Hal met through the RIMS Public Policy Committee. They started together on some subcommittees. Now they see each other at the annual meeting and on monthly calls. [7:05] Katherine and Hal just released a legislative review during RIMS's 75th anniversary, “A 2025 Cybersecurity Legal Safe Harbor Overview”. It is available on the Risk Knowledge page of RIMS.org. [7:20] We're going to get a little bit of dialogue that extends beyond the pages. [7:31] Katherine explains Safe Harbor: When parties are potentially liable to third parties for claims, certain states have instilled Safe Harbor Laws that say, If you comply with these requirements, we'll provide you some liability protection. [7:45] Katherine recommends that you read the paper to see what the laws are in your state. The purpose of the paper is to describe some of those Safe Harbor laws, as well as all the risks. [8:04] October 14th, the date this episode is released, is World Standards Day. Hal calls that good news. Justin says the report has a correlation with the standards in the risk field. [8:43] Justin states that many states tie Safe Harbor eligibility to frameworks like NIST, the ISO/IEC 27000, and CIS Controls. [9:27] Hal says, There are several standards, and it would be up to the Chief Information Security Officer to guide a company on which framework might be most appropriate for them. There are the NIST, UL, and ISO, and they overlap quite a bit. [9:56] These are recognized standards. In some states, if a company has met this standard of cybersecurity, a lawsuit against the company for breach of its standard of care for maintaining its information systems would probably be defensible for having met a recognized standard. [10:23] Katherine adds that as risk managers, we can't make the decision about which of these external standards is the best. Many organizations have a Cybersecurity Officer responsible for this. [10:44] For smaller organizations, there are other options, including outsourcing to a vendor. Their insurance companies may have recommendations. So you're not on your own in making this decision. [11:14] Katherine says firms should definitely aim for one recognized standard. Katherine recommends you try to adhere to the highest standard. If you are global, you need to be conscious of standards in other countries. [11:46] Hal says California tends to have the highest standards for privacy and data protection. If you're a financial services company, you're subject to New York State's Department of Financial Services Cyber Regulation. [12:02] If you're operating in Europe, GDPR is going to be the guiding standard for what you should do. Hal agrees with Katherine: Any company that spans multiple states should pick the highest standard and stick to that, rather than try to implement five or 52 standards. [12:23] When you're overseas, you may not be able to just pick the highest standard; there are challenges in going from one country or region of Europe back to the U.S. If one is higher, it will probably be easier. [12:38] There are major differences between the U.S., which has little Federal protection, vs. state protection. [13:10] Katherine says if you don't have the internal infrastructure, and you can't afford that infrastructure, the best thing is to pivot to an outside vendor. There are many available, with a broad price range. Your cyber insurer may also have some vendors they already work with. [13:40] Hal would add, Don't just think about Safe Harbors. That's just a legal defense. Think about how you reduce the risk by adopting standards or hiring outside firms that will provide that kind of risk protection and IT management. [13:59] If they're doing it right, they may tell you the standards they use, and they may have additional protocols, whether or not they fall within those standards, that would also be desirable. A mid-sized firm is probably outsourcing it to begin with. [14:21] They have to be thinking about it as risk, rather than just Safe Harbor. You have to navigate to the Safe Harbor. You don't just get there. [14:31] Quick Break! RISKWORLD 2026 will be in Philadelphia, Pennsylvania, from May 3rd through the 6th. RIMS members can now lock in the 2025 rate for a full conference pass to RISKWORLD 2026 when you register by October 30th! [14:50] This also lets you enjoy earlier access to the RISKWORLD hotel block. Register by October 30th, and you will also be entered to win a $500 raffle! Do not miss out on this chance to plan and score some of these extra perks! [15:03] The members-only registration link is in this episode's show notes. If you are not yet a member, this is the time to join us! Visit RIMS.org/Membership and build your network with us here at RIMS! [15:16] The RIMS Legislative Summit 2026 is mentioned during today's episode. Be sure to mark your calendar for March 18th and 19th in Washington, D.C. Keep those dates open. [15:28] Join us in Washington, D.C., for two days of Congressional Meetings, networking, and advocating on behalf of the risk management community. Visit RIMS.org/Advocacy for more information and updates. [15:41] Let's return to our interview with Katherine Henry and Hal Weston! [15:54] We're talking about their new paper, “A 2025 Cybersecurity Legal Safe Harbor Overview”. Katherine mentions that some businesses are regulated. They have to comply with external regulatory standards. [16:38] Other small brick-and-mortar businesses may not have any standards they have to comply with. They look for what to do to protect themselves from cyber risk, and how to tell others they are doing that. [16:54] If you can meet the standards of Safe Harbor laws, a lot of which are preventative, before a breach, you can inform your customers, “These are the protections we have for your data.” You can tell your board, “These are the steps we're taking in place.” [17:13] You can look down the requirements of the Safe Harbor law in your state or a comparable state, and see steps you can take in advance so you can say, “We are doing these things and that makes our system safer for you and protects your data.” [17:34] Hal says you don't want to have a breach, and if you do, it would be embarrassing to admit you were late applying a patch, implementing multi-factor authentication, or another security measure. By following standards of better cyber protection, you avoid those exposures. [18:07] Hal says every company has either been hacked and knows it, or has been hacked and doesn't know it. If you're attacked by a nation-state that is non-preventable, you're in good shape. [18:26] If you're attacked because you've left some ports open on your system, or other things that are usually caught in cybersecurity analyses or assessments, that's the embarrassing part. You don't want to be in that position. [18:43] Katherine says it's not just your own systems, but if you rely on vendors, you want to ensure that the vendors have the proper security systems in place so that your data, to the extent that it's transmitted to them, is not at risk. [19:07] Also, make sure that your vendors have cyber insurance and that you're an additional insured on that vendor's policy if there's any potential exposure. [19:22] Hal says If you're using a cloud provider, do you understand what the cloud provider is doing? In most cases, they will provide better security than what you could do on your own, but there have been news stories that even some of those have not been perfect. [20:22] Hal talks about the importance of encryption. It's in the state statutes and regulations. There have been news stories of companies that didn't encrypt their data on their servers or in the cloud, and didn't understand encryption, when a data breach was revealed. [20:52] Hal places multi-factor authentication up with encryption in importance. There was a case brought against a company that did not have MFA, even though it said on its application on the cyber policy that the company used it. [21:13] Hal says these are standard, basic things that no company should be missing. If you don't know that your data is encrypted, get help fast to figure that out. [21:51] Hal has also seen news stories of major companies where the Chief Technology Officer has been sued individually, either by the SEC or others, for not doing it right. [22:07] Katherine mentions there are insurance implications. If you mistakenly state you're providing some sort of protection on your insurance application that you're not providing, the insurer can rescind your coverage, so you have no coverage in place at all. [22:23] Katherine says, These are technical safeguards, but we know the human factor is one of the greatest risks in cybersecurity. Having training for everyone who has access to your computer system, virtually everyone in your organization, is very important. [22:49] Have a test with questions like, Is this a spam email or a real email? There are some vendors who can do all this for you. Statistics show that the human element is one of the most significant problems in cybersecurity protection. [23:05] Justin says it's October, Cybersecurity Awareness Month in the U.S. Last week's guest, Gwenn Cujdik, the Incident Response and Cyber Services Lead for North America at AXA XL, said the number one cyber risk is human error, like clicking the phishing link. [23:45] Justin brings up that when he was recently on vacation, he got an email on his personal email account, “from his CEO,” asking him to handle something for them. Justin texted somebody else at RIMS, asking if they got the same email, and they hadn't. [24:14] Justin sent the suspect email to the IT director to handle. You have to be vigilant. Don't let your guard down for a second. [24:48] Katherine has received fake emails, as well. [24:51] Hal says it has happened to so many people. Messages about gift cards or the vendor having a new bank account. Call the vendor that you know and ask what this is. [25:12] Hall continues. It's important to train employees in cybersecurity, making sure that they are using a VPN when they are outside of the office, or even a VPN that's specific to your company. [25:32] Hal saw in the news recently that innocent-looking PDF files can harbor lots of malware. If you're not expecting a PDF file from somebody, don't click on that, even if you know them. Get verification. Start a new thread with the person who sent it and ask if it is a legitimate PDF. [26:08] Justin says of cybercriminals that they are smart and their tactics evolve faster than legislation. How can organizations anticipate the next generation of threats? [26:34] Katherine says, You need to have an infrastructure in your organization that does that, or you need to go to an outside vendor. You need some sort of protection, internally or externally. [27:11] Katherine says she works with CFOs all the time. If an organization isn't large enough to have a risk manager, it's a natural fit for the CFO, who handles finances, to handle insurance. When it comes to cybersecurity, a CFO needs help. [27:46] The CFO should check the cyber policy to see what support services are already there and see if there are any that are preventative, vs. after a breach. If there are not, Katherine suggests pivoting to an outside vendor. [28:07] Hal continues, This interview is for RIMS members who are risk managers and the global risk community. Risk managers don't claim to know all the risk control measures throughout a company. They rely upon the experts in the company and outside. [28:29] If the CFO is the risk manager, he or she has big gaps in expertise needed for risk management. It's the same for the General Counsel running risk management. Risk managers are known for having small staffs and working with everybody else to get the right answers. [28:55] If you're dealing with the CFO or General Counsel in those roles, they need to be even more mindful to work with the right experts for guidance. [29:09] One Final Break! As many of you know, the RIMS ERM Conference 2025 will be held on November 17th and 18th in Seattle, Washington. We recently had ERM Conference Keynote Speaker Dan Chuparkoff on the show. [29:26] He is back, just to deliver a quick message about what you can expect from his keynote on “AI and the Future of Risk.” Dan, welcome back to RIMScast! [29:37] Dan says, Greetings, RIMS members and the global risk community! I'm Dan Chuparkoff, AI expert and the CEO of Reinvention Labs. I'm delighted to be your opening keynote on November 17th at the RIMS ERM Conference 2025 in Seattle, Washington. [29:52] Artificial Intelligence is fueling the next era of work, productivity, and innovation. There are challenges in navigating anything new. This is especially true for risk management, as enterprises adapt to shifting global policies, economic swings, and a new generation of talent. [30:10] We'll have a realistic discussion about the challenges of preparing for the future of AI. To learn more about my keynote, “AI and the Future of Risk Management,” and how AI will impact Enterprise Risk Management for you, listen to my episode of RIMScast at RIMS.org/Dan. [30:29] Be sure to register for the RIMS ERM Conference 2025, in Seattle, Washington, on November 17th and 18th, by visiting the Events page on RIMS.org. I look forward to seeing you all there. [30:40] Justin thanks Dan and looks forward to seeing him again on November 17th and hearing all about the future of AI and risk management! [30:48] Let's Conclude Our Interview about Navigating Cyber and IT Practices to Legal Safe Harbors with Katherine Henry and Hal Weston! [31:17] Katherine tells about how Safe Harbor compliance influences cyber insurance. If your organization applies for cyber insurance and you can't meet some minimum threshold that will be identified on the application, the insurer will not even offer you cyber insurance. [31:34] You need to have some cyber protections in place. That's just to procure insurance. Cyber insurance availability is growing. Your broker can bring you more insurers to quote if you can show robust safeguards. [32:05] After the breach, your insurer is supposed to step in to help you. Your insurer will be mindful of whether or not your policy application is correct and that you have all these protections in place. [32:21] The more protections you have, the quicker you might be able to shut down the breach, and the resulting damage from the breach, and that will lower the resulting cost of the claim and have less of an impact on future premiums. [32:36] If the cyber insurer just had to pay out the limits because something wasn't in place, that quote next year is not going to look so pretty. Your protections have a direct impact on both the availability and cost of coverage. [32:50] Justin mentions that the paper highlights Connecticut, Tennessee, Iowa, Ohio, Utah, and Oregon as the states with Safe Harbor laws. The Federal requirements are also listed. Katherine expects that more states will offer Safe Harbor laws as cybercrime lawsuits increase. [33:42] Hal says Oregon, Ohio, and Utah were the leaders in creating Safe Harbors. Some of the other states have followed. Safe Harbor is a statutory protection against liability claims brought by the public. [34:06] In other states, you can't point to a statute that gives protection, but you can say you complied with the highest standards in the nation, and you probably have a pretty defensible case against a claim for not having kept up with your duty to protect against a cyber attack. [34:55] Hal adds that every company is going to be sued, and the claim is that you failed to do something. If you have protected yourself with all the known best practices, as they evolve, what more is a company supposed to do? [35:18] The adversaries are nation-states; they are professional criminals, sometimes operating under the protection of nation-states, and they're using artificial intelligence to craft even more devious ways to get in. [36:19] Katherine speaks from a historical perspective. A decade ago, cyber insurance was available, but there was no appetite for it. There wasn't an understanding of the risk. [36:32] As breaches began to happen and to multiply, in large amounts of exposure, with companies looking at millions of dollars in claims, interest grew. Katherine would be surprised today if any responsible board didn't take cyber risk extremely seriously. [36:55] The board's decision now is what limits to purchase and from whom, and not, “Should we have cyber insurance at all?” Katherine doesn't think it's an issue anymore in any medium-sized company. [37:17] The risk manager should present to the board, “We benchmark. Our broker benchmarks. Companies of our size have had this type of claim, with this type of exposure, and they've purchased this amount of limits. We need to be at least in that place.” Boards will be receptive. [37:43] If they are not receptive, put on a PowerPoint with all the data that's out there about how bad the situation is. The average cost of a breach is well over $2 million. The statistics are quite alarming. A wise decision-maker will understand that you need to procure this coverage. [38:10] Katherine says, from the cybersecurity side, you procure the coverage, you protect the company, and take advantage of the Safe Harbors. All of those things come together with the preventative measures we've been talking about. [38:24] You can show your decision-makers and stakeholders that if you do all those things, comply with these Safe Harbor provisions, you're going to minimize your exposure, increase the availability of insurance, and keep your premiums down. It's a win-win package. [38:41] Justin says, It has been such a pleasure to meet you, Hal, and thank you for joining us. Katherine, it is an annual pleasure to see you. We're going to see you, most likely, at the RIM Legislative Summit, March 18th and 19th, 2026, in Washington, D.C. [39:01] Details to come, at RIMS.org/Advocacy. Katherine, you'll be there to answer questions. Katherine looks forward to the Summit. She has gone there for years. It's a great opportunity for risk managers to speak directly to decision-makers about things that are important to them. [39:42] Special thanks again to Katherine Henry and Hal Weston for joining us here today on RIMScast! Remember to download the new RIMS Legislative Review, “A 2025 Cybersecurity Legal Safe Harbor Overview”. [39:58] We are past the 30-day mark now, so the review is publicly available through the Risk Knowledge Page of RIMS.org. You can also visit RIMS.org/Advocacy for more information. In this episode's notes, I've got links to Katherine's prior RIMScast appearances. [40:18] Plug Time! You can sponsor a RIMScast episode for this, our weekly show, or a dedicated episode. Links to sponsored episodes are in the show notes. [40:47] RIMScast has a global audience of risk and insurance professionals, legal professionals, students, business leaders, C-Suite executives, and more. Let's collaborate and help you reach them! Contact pd@rims.org for more information. [41:05] Become a RIMS member and get access to the tools, thought leadership, and network you need to succeed. Visit RIMS.org/membership or email membershipdept@RIMS.org for more information. [41:22] Risk Knowledge is the RIMS searchable content library that provides relevant information for today's risk professionals. Materials include RIMS executive reports, survey findings, contributed articles, industry research, benchmarking data, and more. [41:39] For the best reporting on the profession of risk management, read Risk Management Magazine at RMMagazine.com. It is written and published by the best minds in risk management. [41:53] Justin Smulison is the Business Content Manager at RIMS. Please remember to subscribe to RIMScast on your favorite podcasting app. You can email us at Content@RIMS.org. [42:05] Practice good risk management, stay safe, and thank you again for your continuous support! Links: RIMS Professional Report: “A 2025 Cybersecurity Legal Safe Harbor Overview” RISK PAC | RIMS Advocacy | RIMS Legislative Summit SAVE THE DATE — March 18‒19, 2026 RIMS ERM Conference 2025 — Nov. 17‒18 RISKWORLD 2026 — Members-only early registration through Oct 30! RIMS-Certified Risk Management Professional (RIMS-CRMP) The Strategic and Enterprise Risk Center RIMS Diversity Equity Inclusion Council RIMS Risk Management magazine | Contribute RIMS Now Cybersecurity Awareness Month World Standards Day — Oct 14, 2025 Upcoming RIMS Webinars: RIMS.org/Webinars “Jury Dynamics: How Juries Shape Today's Legal Landscape” | Oct. 16, 2025 | Sponsored by Zurich “Parametric Insurance: Providing Financial Certainty in Uncertain Times” | Oct. 30, 2025 | Sponsored by Swiss Re “Geopolitical Whiplash — Building Resilient Global Risk Programs in an Unstable World” | Nov. 6 | Sponsored by Hub Upcoming RIMS-CRMP Prep Virtual Workshops: RIMS-CRMP Virtual Exam Prep — Oct. 29‒30, 2025 RIMS-CRMP-FED Exam Prep Virtual Workshop — November 11‒12 Full RIMS-CRMP Prep Course Schedule “Risk Appetite Management” | Oct 22‒23 | Instructor: Ken Baker “Intro to ERM for Senior Leaders” | Nov. 4‒5 | Instructor: Elise Farnham “Fundamentals of Insurance” | Nov. 11‒12 | Instructor: Chris Hansen “Leveraging Data and Analytics for Continuous Risk Management (Part I)” | Dec 4. See the full calendar of RIMS Virtual Workshops RIMS-CRMP Prep Workshops Related RIMScast Episodes about Cyber and with Katherine Henry: “National Cybersecurity Awareness Month 2025 with Gwenn Cujdik” “AI Risks and Compliance with Chris Maguire” “Data Privacy and Protection with CISA Chief Privacy Officer James Burd” “Cyberrisk Trends in 2025 with Tod Eberle of Shadowserver” “Legal and Risk Trends with Kathrine Henry (2023)” Sponsored RIMScast Episodes: “The New Reality of Risk Engineering: From Code Compliance to Resilience” | Sponsored by AXA XL (New!) “Change Management: AI's Role in Loss Control and Property Insurance” | Sponsored by Global Risk Consultants, a TÜV SÜD Company Demystifying Multinational Fronting Insurance Programs | Sponsored by Zurich “Understanding Third-Party Litigation Funding” | Sponsored by Zurich “What Risk Managers Can Learn From School Shootings” | Sponsored by Merrill Herzog “Simplifying the Challenges of OSHA Recordkeeping” | Sponsored by Medcor “Risk Management in a Changing World: A Deep Dive into AXA's 2024 Future Risks Report” | Sponsored by AXA XL “How Insurance Builds Resilience Against An Active Assailant Attack” | Sponsored by Merrill Herzog “Third-Party and Cyber Risk Management Tips” | Sponsored by Alliant “RMIS Innovation with Archer” | Sponsored by Archer “Navigating Commercial Property Risks with Captives” | Sponsored by Zurich “Breaking Down Silos: AXA XL's New Approach to Casualty Insurance” | Sponsored by AXA XL “Weathering Today's Property Claims Management Challenges” | Sponsored by AXA XL “Storm Prep 2024: The Growing Impact of Convective Storms and Hail” | Sponsored by Global Risk Consultants, a TÜV SÜD Company “Partnering Against Cyberrisk” | Sponsored by AXA XL “Harnessing the Power of Data and Analytics for Effective Risk Management” | Sponsored by Marsh “Accident Prevention — The Winning Formula For Construction and Insurance” | Sponsored by Otoos “Platinum Protection: Underwriting and Risk Engineering's Role in Protecting Commercial Properties” | Sponsored by AXA XL “Elevating RMIS — The Archer Way” | Sponsored by Archer RIMS Publications, Content, and Links: RIMS Membership — Whether you are a new member or need to transition, be a part of the global risk management community! RIMS Virtual Workshops On-Demand Webinars RIMS-Certified Risk Management Professional (RIMS-CRMP) RISK PAC | RIMS Advocacy RIMS Strategic & Enterprise Risk Center RIMS-CRMP Stories — Featuring RIMS President Kristen Peed! RIMS Events, Education, and Services: RIMS Risk Maturity Model® Sponsor RIMScast: Contact sales@rims.org or pd@rims.org for more information. Want to Learn More? Keep up with the podcast on RIMS.org, and listen on Spotify and Apple Podcasts. Have a question or suggestion? Email: Content@rims.org. Join the Conversation! Follow @RIMSorg on Facebook, Twitter, and LinkedIn. About our guests: Katherine Henry, Partner and Chair of the Policyholder Coverage Practice, Bradley, Arant, Boult, and Cummings Harold Weston, Clinical Associate Professor and WSIA Distinguished Chair in Risk Management and Insurance, Georgia State University College of Law Production and engineering provided by Podfly.
Does talking about money make you a little bit sweaty? Navigating the choppy waters of financial uncertainty can feel overwhelming, but my conversation with Elizabeth Pennington from Fearless Finance provided invaluable, clear-sighted guidance. In our conversation she laid out five crucial steps to ensure financial stability, emphasizing the importance of a stable cash flow and the necessity of building both a rainy day fund and a full emergency fund. Whether you're anxious about a potential recession or just seeking better money management practices, Elizabeth's insights provide a roadmap towards financial security and peace of mind. I'm so grateful for her guidance and encourage everyone to consider these powerful strategies in their own financial planning journey. Use code ‘PROGRESS” for $50 off your first session at https://fearlessfinance.com/ More for Moms Conference, use code “LISTENER” for $20 off: https://www.aboutprogress.com/moreformoms Past Episode to support: https://www.aboutprogress.com/blog/how-i-ve-saved-major-money-thousands-on-groceries-the-last-18-months-how-you-can-too Sign up as a Supporter to get access to our private, premium, ad-free podcast, More Personal. Episodes air each Friday! More for Moms Conference Leave a rating and review Check out my workshops! Follow About Progress on YOUTUBE! Book Launch Committee Free DSL Training Full Show Notes This episode is brought to you by goPure Beauty, get 25% off @goPure with code PROGRESS at https://www.goPurebeauty.com/PROGRESS #goPurepod Learn more about your ad choices. Visit megaphone.fm/adchoices
In this message from guest preacher Joel Nelson, we study the little known but timeless story of Leah, someone who was not thought of very highly by the people around her—including her husband—for reasons that are all too common today, but who God saw and who was important to him. Joel explains how this passage comforts us by letting us know what God values even if we feel unimportant and unseen to the world around us.
Ready for the ride of your life? This week on Your Retirement Highway, Matt Allgeyer and Kyle Jones trade stock charts for fishing tales—and reel in some surprising wisdom from a river getaway. But don't let the lighthearted talk fool you; the real catch of the episode is the timely discussion of the latest government shutdown and what it means for your savings, investments, and long-term security. Will this political drama rattle your retirement plan, or is the hype all just a bit of noise?You'll want to stick around as Matt and Kyle get candid about which headlines matter, which don't, and why smart investors know how to separate fact from fear. Plus, discover why relying on your gut—or your advisor's promises—just isn't enough to steer you down the right financial road. Don't miss out! This episode is packed with practical tips, surprising market insights, and a few laughs along the way. Hit play and find out where your retirement highway is really heading.
Feeling drained from saying “yes” when you really want to say “no”? You're not alone. In this episode, I explore the guilt, fear, and discomfort that come with setting boundaries and how learning to honor your true needs can completely transform your life. Join me as I talk about practical ways to stop people-pleasing, prevent burnout, and build relationships based on respect instead of resentment. You'll learn how to protect your energy, reduce stress, and find more balance in your day-to-day life. This powerful rebroadcast couldn't come at a better time. Hit play and start reclaiming your peace today! Boundaries and Peace Affirmation When I say yes to everything, I drift away from myself. When I pause, when I breathe, I come home again. Discomfort is not punishment. It is the feeling of choosing myself. It is the space between suffering and peace. My boundaries are love. My rest is power. My honesty is freedom. When I honor my boundaries, I return to the center of who I am. From that place, what I give is true, authentic and rare. Each time I choose myself, I return with more love to give, more calm to share, and the world feels a little more whole. You can also follow me on Instagram, Facebook, TikTok, Twitter, and LinkedIn. If you are interested in my work, please check out my books, The Gift of Maybe: Finding Hope and Possibility in Uncertain Times (including a new audiobook), A Year Without Men: A 12 Point Guide To Inspire and Empower Women and my new Audiobook, Maybe Everything Is Okay, A Parent's Guide To Less Stress and Worry. Also you can check out my new Maybe Cards: A Path to Stress-Free Living or my new digital Maybe Journal. Above all, my heartfelt hope is that this podcast has supported your journey of personal growth, helped shift your mindset, reduce stress, built emotional resilience, and brought you less suffering and more joy, clarity, and peace.
*This episode contains content that may be triggering for some listeners. This week, we’ll hear from Jenny Marrs, an author, designer, and passionate advocate for community transformation, family preservation, and orphan care worldwide, who hosts the HGTV show Fixer to Fabulous with her husband, Dave. Jenny shares the path that led her to the business she is in today, and the challenges of leaving all that you know to embrace the unknown. Later in the episode, we’ll hear from Struggle Jennings, an independent music artist, father of seven, and prison ministry leader. Struggle shares how growing up in a famous musical family didn’t shield him from tragedy and poor choices, but how God used even the hardest seasons, including prison, to rebuild his life. Links, Products, and Resources Mentioned: Jesus Calling Podcast Jesus Calling Jesus Always Jesus Listens Past interview: Patricia Heaton Upcoming interview: Dan and Sam Mathews Jesus Listens: Prayers for Every Season Jenny Marrs Fixer to Fabulous University of Central Florida www.jennymarrs.com Trust God, Love People: Stories of My Openhanded Faith Struggle Jennings Send Musicians to Prison Waylon Jennings Jessi Colter www.strugglejennings.com Interview Quotes: “We’re not meant to do life alone. In [a difficult] season, [my husband and I] needed to lean on each other and on God and get through it, and we realized we actually needed to let people in.” - Jenny Marrs "[God] works through us; He works through our inadequacies, and often when we don't want to do it, He can—even if we think there's no way." - Jenny Marrs "Identifying and spotting God's hand in all of it–the mundane, the hard, the beautiful, the mountain tops—all of those different experiences—we can spot His hand in that." - Jenny Marrs "I want my kids to be able to look back at the faithfulness of God in their lives that they didn't even know about before they were born and have that moving forward." - Jenny Marrs “I was introduced at an early age to both sides of the tracks—seeing Waylon with the security guards and the Cadillac and the Jaguar and the big house and [being a] successful country music icon. And then going back to my dad’s side of the family that lived in West Nashville who worked nine to fives and lived right at that poverty line.” - Struggle Jennings “I was caught up in that world—gangs and drugs and a lot of the beliefs like, Feed your family by any means necessary. It’s okay to do wrong if you’re doing it for the right reason—those types of things that I had to eventually strip myself of.” - Struggle Jennings “Many times God showed His face and showed His favor, even though I didn’t know why, because I didn’t understand what my purpose was.” - Struggle Jennings “I knew that I finally had to strip down and take full responsibility and accountability and say, ‘This is my fault. I can’t blame the judge. I can’t blame the person that snitched on me. I can’t blame my circumstances or the cards I was dealt. I have the opportunity to turn this around.’” - Struggle Jennings “I just really felt that God had a plan for me, and I wasn’t going to take it for granted.” - Struggle Jennings “Even the times that I had doubts, it was the responsibility to God and to my fans and to my children [that kept me going]. When you’re purpose-driven and you have a reason for getting up every day and you know you’re living in God’s glory and God’s mercy, you have that strength and that confidence that I’ve made it through a lot of things and I don’t know what’s ahead of me, but I know that if I keep moving in the right direction with love in my heart and God in my heart, it’s going to work out okay. God gives His greatest warriors the toughest battles.” - Struggle Jennings ________________________ Enjoy watching these additional videos from Jesus Calling YouTube channel! Audio Episodes: https://bit.ly/3zvjbK7 Bonus Podcasts: https://bit.ly/3vfLlGw Jesus Listens: Stories of Prayer: https://bit.ly/3Sd0a6C Peace for Everyday Life: https://bit.ly/3zzwFoj Peace in Uncertain Times: https://bit.ly/3cHfB6u What’s Good? https://bit.ly/3vc2cKj Enneagram: https://bit.ly/3hzRCCY ________________________ Connect with Jesus Calling Instagram Facebook Twitter Pinterest YouTube Website TikTok Discover more Christian podcasts at lifeaudio.com and inquire about advertising opportunities at lifeaudio.com/contact-us.
Dr. Sherry Peel Jackson is a retired IRS agent, CPA, and Certified Fraud Examiner who's helped over 100,000 professionals legally reduce taxes and build lasting wealth. With over 35 years of experience, she's the creator of the KPG System—a proven method to Keep, Protect, and Grow your income without risky investments. She's also the author of How To Escape The Rat Race and a passionate speaker empowering people to take control of their finances and create generational wealth.
In this powerful episode, I sit down again with the legendary Sharon Lechter—author of Rich Dad Poor Dad, Outwitting the Devil, and Exit Rich—to explore how entrepreneurs can shift their mindset, take control of their finances, and build lasting wealth even in uncertain times. We go deep into how to mentor your kids on money, why foundational business systems matter more than flashy marketing, and how to shift from owning a job to owning real assets.Whether you're worried about market instability, struggling to scale your business, or just looking for clarity and focus, this conversation is packed with actionable steps to turn fear into momentum. Sharon shares timeless wisdom, personal stories, and tangible resources that can help you thrive financially and personally.Episode Timeline[0:00] – Introduction[1:21] – Sharon's early lessons in financial literacy and the moment that changed her mission[2:30] – Why teaching kids about money starts with conversation, not curriculum[4:45] – The difference between mentoring and enabling your children financially[7:00] – Sharon's tools for youth: ThriveTime and the Business Kit[8:30] – ATM: Abundance Tips and Mentorship and why mindset matters daily[11:05] – Advice for entrepreneurs facing fear, uncertainty, and paralysis[13:15] – Her new course: “Investing in Uncertain Times” and how to take your next right step[17:01] – How Exit Rich helps owners move from chaos to scale-ready systems[19:21] – Scaling the right way vs. scaling yourself into the ground[21:00] – Are you owning a job or building a business? How to tell the difference[24:46] – Why assets are the true key to financial freedom (and Sharon's favorite word!)[26:16] – Inside Sharon's immersive mastermind retreat at her Arizona ranch[28:49] – Where to start on your financial literacy journey (no matter your level)5 Key TakeawaysFear either paralyzes or motivates—choose to turn it into focus, fuel, and faith.If your business relies on you, you own a job—not an asset. Build systems, not just sales.Start teaching kids about money by involving them in everyday conversations and decisions.Financial literacy begins with mindset. Control your thoughts, words, and actions.You can scale successfully—but only with a solid business foundation, not just hustle.Links & ResourcesSharon's Website: www.sharonlechter.comATM (Abundance Tips & Mentorship): atm.sharonlechter.comExit Rich, Outwitting the Devil, How Money Works for Women – available on her siteSharon's Business Retreat: Email info@sharonlechter.com for detailsCourses & Financial Literacy Tools: Available under “Financial Products” on her siteNeed help keeping your profit? Visit www.simplecfo.comIf this episode sparked a shift in your mindset or business, don't forget to rate, follow, and share the podcast. Leave a review and help more people discover the power of Profit First thinking!
In this message, Res City Leadership Team member Miles Trump talks about how, surprisingly, in uncertain times obedience can actually lead to us to find hope.
As the nation's 24th Poet Laureate, Ada Limón has spent her career writing about the hardest parts of being human: loss, grief, longing, and our relationship to nature. She believes that poetry can sometimes tell a better story than a traditional memoir. Limón spoke with Tonya Mosley about her new collection, Startlement.Also, Ken Tucker reviews the re-release of the album Buckingham Nicks.Follow Fresh Air on instagram @nprfreshair, and subscribe to our weekly newsletter for gems from the Fresh Air archive, staff recommendations, and a peek behind the scenes. Learn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy
The year 2025 has brought unprecedented turbulence to the nonprofit sector. Political shifts, funding cuts, and widespread economic uncertainty have placed extraordinary pressure on executive directors, boards, and fundraising teams. In a recent episode of the Nonprofit MBA Podcast, host Stephen Halasnik sat down with Marc A. Pitman, founder of the Concord Leadership Group, to unpack the leadership skills and strategies that nonprofit executives need to thrive during these challenging times.
Your intuition isn't lost—it's waiting. If you're ready to stop spinning in circles and start moving forward with clarity and ease, this is your sign to reconnect with your inner compass and remember: your answers are already within.Intuition is one of your most natural, powerful tools—but in a noisy, uncertain world, it's also one of the first parts of us to go quiet under stress or noise. If you've been second-guessing yourself, feeling disconnected, or wondering what's next, this episode will help you uncover the intuitive wisdom that's always been within you.You'll learn:
“To will is human, but to surrender is divine.” - Guy Finley So much of our suffering comes when life does not go our way. Traffic makes us late, meetings unfold differently than expected, or loved ones face challenges we cannot control. In this episode of 10 Minutes to Less Suffering, you will learn how our will can equal pain, how uncertainty can become an ally instead of an enemy, and how pure surrender eases stress and creates space for renewal. These practices show us how to meet everyday struggles with less resistance and more peace. Affirmation Poem: When my will demands what life does not give, I meet the birthplace of pain. I breathe, I soften, I release. Uncertainty is not my enemy. It carries hope, renewal, and possibility. In the unknown, I am free. Surrender is not giving up. It is giving over. It is opening to life itself, allowing it to reshape me, polish me, make me whole again. Here I find less stress, less suffering, and the peace of flowing with what is. You can also follow me on Instagram, Facebook, TikTok, Twitter, and LinkedIn. If you are interested in my work, please check out my books, The Gift of Maybe: Finding Hope and Possibility in Uncertain Times (including a new audiobook), A Year Without Men: A 12 Point Guide To Inspire and Empower Women and my new Audiobook, Maybe Everything Is Okay, A Parent's Guide To Less Stress and Worry. Also you can check out my new Maybe Cards: A Path to Stress-Free Living or my new digital Maybe Journal. Above all, my heartfelt hope is that this podcast has supported your journey of personal growth, helped shift your mindset, built emotional resilience, and brought you less suffering and more joy, clarity, and peace.
This week, we’ll hear from three seasoned leaders from Cedarville University—Dr. Michael Sherr, Dr. Jason Lee, and Dr. Angelia Mickle—who bring together decades of experience in social work, theology, and nursing. United by a shared passion for equipping healthcare professionals, they explore how we can find renewed strength under tremendous pressures by bridging the gap between faith and health. Later in the episode, we’ll hear from Dr. Drew Dickens, a technologist and storyteller exploring where faith, identity, and innovation meet. As host of the Encountering Peace and AI and Spirituality podcasts, he brings deep insight into how emerging technology is reshaping the way we think, connect, and seek meaning. Links, Products, and Resources Mentioned: Jesus Calling Podcast Jesus Calling Jesus Always Jesus Listens Past interview: Brett Swayn Upcoming interview: Jenny Marrs Jesus Calling: Stories of Faith on UPTV Dr. Michael Sherr Dr. Jason Lee Dr. Angelia Mickle Cedarville University Center for Biblical Integration at Cedarville University Colossians 3 NIV Isaiah 40:31 NIV Scripture and Scrubs: A Christian Calling to Healthcare Dr. Drew Dickens Encountering Peace AI and Spirituality Whispers of the Spirit: A 40-Day Guide to Intimate Prayer Interview Quotes: “One of the things that we want to do is make sure that we’re setting our trajectory around what God wants from us, to listen to God regularly through His Word, and to connect with Him daily.” - Dr. Jason Lee “We all have to live out our call to live the gospel, to be on mission, to live our relationship with Jesus Christ as Lord and Savior in whatever endeavor we find ourselves in our lives.” - Dr. Michael Sherr “Part of the challenge is to see how we can pull the professional and spiritual journeys together and create a greater impact and a sense of purpose. But also a sense of longevity, because all these things are done not just in the moment and for immediate success or healing or any treatment, but ultimately for the glory of God.” - Dr. Jason Lee “The purpose of us being here is to comfort people and to help them in their time of vulnerability, or if they’re hurt and suffering, and just love them unconditionally—the way that Jesus would.” - Angelia Mickle “If we have Jesus in our heart, the joy is going to show. Jesus is love, and we’re going to reflect Christ, so we’re going to reflect love.” - Dr. Angelia Mickle “[AI] is still casually dismissed right now, and that’s concerning to me because we’re dealing with issues of identity, we’re dealing with issues of inspiration.” - Dr. Drew Dickens “Prayer requires effort, and we need to remember that communicating with the Creator and Sustainer of this vast universe is an amazing privilege.” - Dr. Drew Dickens “We need to have these conversations on the effects of [AI] in the pews, on families and relationships—the effects it’s going to have on community, on communion, on what it means to gather together, or just to re-engage with a physical moment of intimacy with God.” - Dr. Drew Dickens “We’re not to be a people of fear, but of hope. So we can be intentional, we can find ways to engage with AI in a redemptive way, and we can be mindful of these opportunities because there is hope.” - Dr. Drew Dickens ________________________ Enjoy watching these additional videos from Jesus Calling YouTube channel! Audio Episodes: https://bit.ly/3zvjbK7 Bonus Podcasts: https://bit.ly/3vfLlGw Jesus Listens: Stories of Prayer: https://bit.ly/3Sd0a6C Peace for Everyday Life: https://bit.ly/3zzwFoj Peace in Uncertain Times: https://bit.ly/3cHfB6u What’s Good? https://bit.ly/3vc2cKj Enneagram: https://bit.ly/3hzRCCY ________________________ Connect with Jesus Calling Instagram Facebook Twitter Pinterest YouTube Website TikTok Discover more Christian podcasts at lifeaudio.com and inquire about advertising opportunities at lifeaudio.com/contact-us.
Life can often feel unpredictable, whether from work pressures, social shifts, or simply the pace of the world. Ayurveda reminds us that stability isn't found in controlling the external world, but in cultivating steady rhythms and anchor habits within ourselves. In this episode, Colette explores how small, consistent daily habits can serve as anchors for your body, mind, and spirit. You'll learn why Ayurveda places such importance on daily self-care practices (dinacharya), how different doshas benefit from specific anchors, and how these tiny, steady routines ripple out to support digestion, sleep, energy, emotional balance, and longevity. Whether you're new to Ayurveda or looking to deepen your self-care practices, this episode will inspire you to choose just one simple anchor habit to bring more calm, clarity, and resilience into your life. What you'll learn in this episode: Why uncertainty often triggers “all-or-nothing” thinking and how anchor habits provide steadiness. Simple daily habit swaps to create calm energy, mental focus, and restful sleep. The Ayurvedic concept of dinacharya (daily routines) as a foundation for health. Dosha-specific anchors: grounding for Vata, cooling for Pitta, energizing for Kapha. How small, consistent habits ripple out to support nervous system resilience and longevity. Why anchoring your body naturally steadies your mind and spirit. Resources & Support: Explore my Daily Habits for Holistic Health self-paced online program Book a 1:1 Online Ayurvedic Consultation for a personalized strategy Have questions before you book? Book a FREE 15 min online Services Enquiry Call Let's Stay Connected: Instagram: @elementsofayurvedapodcast Facebook: Elements Healing and Wellbeing Website: www.elementshealingandwellbeing.com Podcast Community: Join the Elements of Ayurveda Community! If you enjoyed this episode, please share it with a friend who could use some stability right now. Don't forget to follow the podcast so new episodes download automatically and if you leave a review, it really helps others discover the show. Thanks for listening! * Enjoy discounts on your favourite Ayurvedic products: Banyan Botanicals - enter discount code ELEMENTSHEALING15 at checkout for 15% off your first purchase.** Divya's - enter discount code ELEMENTSOFAYURVEDA15 at checkout for 15% off your first purchase.** Kerala Ayurveda - enter discount code ELEMENTS15 to receive 15% off your first purchase.** LifeSpa - Save $10 on a $50 or more one-time purchase with the code elements10. **Shipping available within the U.S. only.
Today's guest, Sharyl West Loeung, is a TEDx speaker, award-winning author, event producer, and consultant. She equips leaders to navigate complexity with courage and connection. By reimagining belonging, Sharyl facilitates transformational experiences that help audiences and organizations embrace new possibilities. She is married with two children and a menagerie of animals. In this episode, we'll explore: How her early experiences of not fitting in became the foundation for creating authentic connections with others The question that shaped her life's mission, and how she discovered her answer through service to others What it really means to move beyond "thoughts and prayers" and why small acts of courage can plant seeds for democracy's future The unconventional techniques (including juggling) that help her deliver powerful talks, and how she recovers when everything goes blank on stage Her current favorites: Book: My Name Is Asher Lev, Speakers: Reverend Naomi Washington and Stacey Abrams, Podcast: Bendy Bodies More from Sharyl West Loeung Her previous appearances on the podcast in Episode 422, Episode 447, and Episode 477 Website: www.sharylwl.com LinkedIn: https://www.linkedin.com/in/sharylwl/ Instagram: https://www.instagram.com/sharyl_wl More from Tricia Join me LIVE for my Free Monthly Workshop Explore my content and follow me on YouTube Follow me on Instagram Connect with me on Facebook Connect with me on LinkedIn Visit my website at TriciaBrouk.com
This week, we’ll hear from Monique Rodriguez—an author, entrepreneur, and founder of the women-led beauty brand Mielle Organics, a hair care and beauty brand. Monique shares how a devastating personal loss became the catalyst for a deepened faith and the birth of a global beauty brand built on bold belief, healing, and hope in God’s promises. Later in the episode, we’ll hear from Adam Young, a therapist and podcaster from Fort Collins, Colorado. Adam is the voice behind The Place We Find Ourselves, where he guides listeners through the intersections of personal story, trauma, and healing. In his work, Adam highlights the power of relationships, the wisdom of the body, and the role of faith in helping us find meaning and connection. Links, Products, and Resources Mentioned: Jesus Calling Podcast Jesus Calling Jesus Always Jesus Listens Past interview: Tabitha Brown Upcoming interview: Drs. Michael Sherr, Angelia Mickle, and Jason Lee Jesus Calling: Stories of Faith on UPTV Monique Rodriguez Mielle Organics emergency C-section Romans 8:28 NIV Psalm 30:1-5 NIV www.mielleorganics.com The Glory in Your Story Adam Young The Place We Find Ourselves Make Sense of Your Story www.adamyoungcounseling.com Interview Quotes: “I just didn’t have the courage and the faith in myself to believe that I could actually achieve what was deemed impossible for someone that looked like me growing up in the household that I grew up in.” - Monique Rodriguez “I had to lean on His Word and trust Him by faith that He was going to see me through this with an even bigger promise on the other side of this.” - Monique Rodriguez “I decided that I wanted to follow God’s lead, and I wanted to live a purpose-filled life because you only get one shot. When you go through tragic events, it really causes you to have a different perspective.” - Monique Rodriguez “I decided to fulfill [my dream] when I went through that loss, and I am thankful for my son’s life because he caused me to have a relationship with God. He taught me to be fearless and to have courage and to be bold in my faith.” - Monique Rodriguez “Our mission is not only to empower, educate, and to excite women about healthy hair, but I also feel that we are empowering, exciting, and educating about the gospel.” - Monique Rodriguez “I do feel that Mielle—because it was birthed from a place of pain that ultimately was purposeful—is anointed.” - Monique Rodriguez “If you’re having butterflies in your stomach, if you have a lump in your throat, if you have tightness in your chest because of a certain experience that you’re having or something coming up in your life, that is your body’s way of saying, ‘There is something inside your heart that needs to be addressed that is not well.’” - Adam Young “Part of the healing journey is getting honest, not just about what happened, but about the feelings that you have in your body, and welcoming those, making us a home for those feelings so that they can be felt, processed, and expressed.” - Adam Young “Whenever you experience trauma, the single most effective way to experience healing of those neural networks is through healthy relationships with other people. Healing is necessarily relational, and it requires looking at the past.” - Adam Young “We’re created for secure attachment, which means a healthy relationship with God where we have a felt sense that God is there for us, that God will respond to our cries, and that God is pursuing our hearts.” - Adam Young “Practices in general, whether it’s prayer, mindfulness, walking and looking at beauty, whatever practices you have in your life where you bring the fullness of your presence—and that’s the key attribute for a practice to be meaningful—you have to be aware and present.” - Adam Young “The practice of prayer, the practice of solitude, both are necessary for the development of not just your brain, but for you to come to know who you are, who God created you to be, and how you uniquely reflect God in a way that others don’t.” - Adam Young ________________________ Enjoy watching these additional videos from Jesus Calling YouTube channel! Audio Episodes: https://bit.ly/3zvjbK7 Bonus Podcasts: https://bit.ly/3vfLlGw Jesus Listens: Stories of Prayer: https://bit.ly/3Sd0a6C Peace for Everyday Life: https://bit.ly/3zzwFoj Peace in Uncertain Times: https://bit.ly/3cHfB6u What’s Good? https://bit.ly/3vc2cKj Enneagram: https://bit.ly/3hzRCCY ________________________ Connect with Jesus Calling Instagram Facebook Twitter Pinterest YouTube Website TikTok Discover more Christian podcasts at lifeaudio.com and inquire about advertising opportunities at lifeaudio.com/contact-us.
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