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*This episode contains content that may be triggering for some listeners. This week, we’ll hear from Jenny Marrs, an author, designer, and passionate advocate for community transformation, family preservation, and orphan care worldwide, who hosts the HGTV show Fixer to Fabulous with her husband, Dave. Jenny shares the path that led her to the business she is in today, and the challenges of leaving all that you know to embrace the unknown. Later in the episode, we’ll hear from Struggle Jennings, an independent music artist, father of seven, and prison ministry leader. Struggle shares how growing up in a famous musical family didn’t shield him from tragedy and poor choices, but how God used even the hardest seasons, including prison, to rebuild his life. Links, Products, and Resources Mentioned: Jesus Calling Podcast Jesus Calling Jesus Always Jesus Listens Past interview: Patricia Heaton Upcoming interview: Dan and Sam Mathews Jesus Listens: Prayers for Every Season Jenny Marrs Fixer to Fabulous University of Central Florida www.jennymarrs.com Trust God, Love People: Stories of My Openhanded Faith Struggle Jennings Send Musicians to Prison Waylon Jennings Jessi Colter www.strugglejennings.com Interview Quotes: “We’re not meant to do life alone. In [a difficult] season, [my husband and I] needed to lean on each other and on God and get through it, and we realized we actually needed to let people in.” - Jenny Marrs "[God] works through us; He works through our inadequacies, and often when we don't want to do it, He can—even if we think there's no way." - Jenny Marrs "Identifying and spotting God's hand in all of it–the mundane, the hard, the beautiful, the mountain tops—all of those different experiences—we can spot His hand in that." - Jenny Marrs "I want my kids to be able to look back at the faithfulness of God in their lives that they didn't even know about before they were born and have that moving forward." - Jenny Marrs “I was introduced at an early age to both sides of the tracks—seeing Waylon with the security guards and the Cadillac and the Jaguar and the big house and [being a] successful country music icon. And then going back to my dad’s side of the family that lived in West Nashville who worked nine to fives and lived right at that poverty line.” - Struggle Jennings “I was caught up in that world—gangs and drugs and a lot of the beliefs like, Feed your family by any means necessary. It’s okay to do wrong if you’re doing it for the right reason—those types of things that I had to eventually strip myself of.” - Struggle Jennings “Many times God showed His face and showed His favor, even though I didn’t know why, because I didn’t understand what my purpose was.” - Struggle Jennings “I knew that I finally had to strip down and take full responsibility and accountability and say, ‘This is my fault. I can’t blame the judge. I can’t blame the person that snitched on me. I can’t blame my circumstances or the cards I was dealt. I have the opportunity to turn this around.’” - Struggle Jennings “I just really felt that God had a plan for me, and I wasn’t going to take it for granted.” - Struggle Jennings “Even the times that I had doubts, it was the responsibility to God and to my fans and to my children [that kept me going]. When you’re purpose-driven and you have a reason for getting up every day and you know you’re living in God’s glory and God’s mercy, you have that strength and that confidence that I’ve made it through a lot of things and I don’t know what’s ahead of me, but I know that if I keep moving in the right direction with love in my heart and God in my heart, it’s going to work out okay. God gives His greatest warriors the toughest battles.” - Struggle Jennings ________________________ Enjoy watching these additional videos from Jesus Calling YouTube channel! Audio Episodes: https://bit.ly/3zvjbK7 Bonus Podcasts: https://bit.ly/3vfLlGw Jesus Listens: Stories of Prayer: https://bit.ly/3Sd0a6C Peace for Everyday Life: https://bit.ly/3zzwFoj Peace in Uncertain Times: https://bit.ly/3cHfB6u What’s Good? https://bit.ly/3vc2cKj Enneagram: https://bit.ly/3hzRCCY ________________________ Connect with Jesus Calling Instagram Facebook Twitter Pinterest YouTube Website TikTok Discover more Christian podcasts at lifeaudio.com and inquire about advertising opportunities at lifeaudio.com/contact-us.
Dr. Sherry Peel Jackson is a retired IRS agent, CPA, and Certified Fraud Examiner who's helped over 100,000 professionals legally reduce taxes and build lasting wealth. With over 35 years of experience, she's the creator of the KPG System—a proven method to Keep, Protect, and Grow your income without risky investments. She's also the author of How To Escape The Rat Race and a passionate speaker empowering people to take control of their finances and create generational wealth.
As the nation's 24th Poet Laureate, Ada Limón has spent her career writing about the hardest parts of being human: loss, grief, longing, and our relationship to nature. She believes that poetry can sometimes tell a better story than a traditional memoir. Limón spoke with Tonya Mosley about her new collection, Startlement.Also, Ken Tucker reviews the re-release of the album Buckingham Nicks.Follow Fresh Air on instagram @nprfreshair, and subscribe to our weekly newsletter for gems from the Fresh Air archive, staff recommendations, and a peek behind the scenes. Learn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy
“To will is human, but to surrender is divine.” - Guy Finley So much of our suffering comes when life does not go our way. Traffic makes us late, meetings unfold differently than expected, or loved ones face challenges we cannot control. In this episode of 10 Minutes to Less Suffering, you will learn how our will can equal pain, how uncertainty can become an ally instead of an enemy, and how pure surrender eases stress and creates space for renewal. These practices show us how to meet everyday struggles with less resistance and more peace. Affirmation Poem: When my will demands what life does not give, I meet the birthplace of pain. I breathe, I soften, I release. Uncertainty is not my enemy. It carries hope, renewal, and possibility. In the unknown, I am free. Surrender is not giving up. It is giving over. It is opening to life itself, allowing it to reshape me, polish me, make me whole again. Here I find less stress, less suffering, and the peace of flowing with what is. You can also follow me on Instagram, Facebook, TikTok, Twitter, and LinkedIn. If you are interested in my work, please check out my books, The Gift of Maybe: Finding Hope and Possibility in Uncertain Times (including a new audiobook), A Year Without Men: A 12 Point Guide To Inspire and Empower Women and my new Audiobook, Maybe Everything Is Okay, A Parent's Guide To Less Stress and Worry. Also you can check out my new Maybe Cards: A Path to Stress-Free Living or my new digital Maybe Journal. Above all, my heartfelt hope is that this podcast has supported your journey of personal growth, helped shift your mindset, built emotional resilience, and brought you less suffering and more joy, clarity, and peace.
Interview recorded - 30th of September, 2025On this episode of the WTFinance podcast I had the pleasure of welcoming back Louis Gave. Louis is the Founding Partner & Chief Executive Officer of Gavekal.During our conversation we spoke about Louis' outlook for the economy, liquidity, Chinese 10% deficit, China's shifting economy, demographics, BRICS alliance and more. I hope you enjoy!0:00 - Introduction2:50 - Outlook on the economy?4:54 - Liquidity 7:42 - Foreign direct investment9:57 - Chinese 10% deficit12:46 - China's shifting economy19:26 - Demographics 20:46 - Shift to Russia, China & India25:41 - One message to takeaway?After receiving his bachelor's degree from Duke University and studying Mandarin at Nanjing University, Louis joined the French Army where he served as a second lieutenant in a mountain infantry battalion. After a couple of years, Louis left the army and joined Paribas where he worked as a financial analyst—first in Paris, then in Hong Kong.Louis left Paribas in 1998 to launch Gavekal with his father Charles and Anatole Kaletsky. The idea at the time was that Asia was set to become an ever more important factor in global growth, and that consequently Gavekal needed to offer its clients more information, and more ideas, relating to Asia.Louis has written seven books, the latest being Avoiding the Punch: Investing in Uncertain Times which reviews how to build a portfolio at a time of rising geostrategic strife, and when very low interest rates and stretched valuations on most assets announce constrained returns on most assets over the next decade.Louis speaks English and French. He spent many hours studying Mandarin and Spanish, which he once spoke decently. He is married with two sons and two daughters.Louis-Vincent Gave:Website - https://research.gavekal.com/Twitter - https://x.com/gave_vincentWTFinance -Instagram - https://www.instagram.com/wtfinancee/Spotify - https://open.spotify.com/show/67rpmjG92PNBW0doLyPvfniTunes - https://podcasts.apple.com/us/podcast/wtfinance/id1554934665?uo=4Twitter - https://twitter.com/AnthonyFatseasThumbnail image from - https://gmk.center/en/news/the-world-bank-expects-chinas-economy-to-slow-down-in-2025/
This week, we’ll hear from three seasoned leaders from Cedarville University—Dr. Michael Sherr, Dr. Jason Lee, and Dr. Angelia Mickle—who bring together decades of experience in social work, theology, and nursing. United by a shared passion for equipping healthcare professionals, they explore how we can find renewed strength under tremendous pressures by bridging the gap between faith and health. Later in the episode, we’ll hear from Dr. Drew Dickens, a technologist and storyteller exploring where faith, identity, and innovation meet. As host of the Encountering Peace and AI and Spirituality podcasts, he brings deep insight into how emerging technology is reshaping the way we think, connect, and seek meaning. Links, Products, and Resources Mentioned: Jesus Calling Podcast Jesus Calling Jesus Always Jesus Listens Past interview: Brett Swayn Upcoming interview: Jenny Marrs Jesus Calling: Stories of Faith on UPTV Dr. Michael Sherr Dr. Jason Lee Dr. Angelia Mickle Cedarville University Center for Biblical Integration at Cedarville University Colossians 3 NIV Isaiah 40:31 NIV Scripture and Scrubs: A Christian Calling to Healthcare Dr. Drew Dickens Encountering Peace AI and Spirituality Whispers of the Spirit: A 40-Day Guide to Intimate Prayer Interview Quotes: “One of the things that we want to do is make sure that we’re setting our trajectory around what God wants from us, to listen to God regularly through His Word, and to connect with Him daily.” - Dr. Jason Lee “We all have to live out our call to live the gospel, to be on mission, to live our relationship with Jesus Christ as Lord and Savior in whatever endeavor we find ourselves in our lives.” - Dr. Michael Sherr “Part of the challenge is to see how we can pull the professional and spiritual journeys together and create a greater impact and a sense of purpose. But also a sense of longevity, because all these things are done not just in the moment and for immediate success or healing or any treatment, but ultimately for the glory of God.” - Dr. Jason Lee “The purpose of us being here is to comfort people and to help them in their time of vulnerability, or if they’re hurt and suffering, and just love them unconditionally—the way that Jesus would.” - Angelia Mickle “If we have Jesus in our heart, the joy is going to show. Jesus is love, and we’re going to reflect Christ, so we’re going to reflect love.” - Dr. Angelia Mickle “[AI] is still casually dismissed right now, and that’s concerning to me because we’re dealing with issues of identity, we’re dealing with issues of inspiration.” - Dr. Drew Dickens “Prayer requires effort, and we need to remember that communicating with the Creator and Sustainer of this vast universe is an amazing privilege.” - Dr. Drew Dickens “We need to have these conversations on the effects of [AI] in the pews, on families and relationships—the effects it’s going to have on community, on communion, on what it means to gather together, or just to re-engage with a physical moment of intimacy with God.” - Dr. Drew Dickens “We’re not to be a people of fear, but of hope. So we can be intentional, we can find ways to engage with AI in a redemptive way, and we can be mindful of these opportunities because there is hope.” - Dr. Drew Dickens ________________________ Enjoy watching these additional videos from Jesus Calling YouTube channel! Audio Episodes: https://bit.ly/3zvjbK7 Bonus Podcasts: https://bit.ly/3vfLlGw Jesus Listens: Stories of Prayer: https://bit.ly/3Sd0a6C Peace for Everyday Life: https://bit.ly/3zzwFoj Peace in Uncertain Times: https://bit.ly/3cHfB6u What’s Good? https://bit.ly/3vc2cKj Enneagram: https://bit.ly/3hzRCCY ________________________ Connect with Jesus Calling Instagram Facebook Twitter Pinterest YouTube Website TikTok Discover more Christian podcasts at lifeaudio.com and inquire about advertising opportunities at lifeaudio.com/contact-us.
Life can often feel unpredictable, whether from work pressures, social shifts, or simply the pace of the world. Ayurveda reminds us that stability isn't found in controlling the external world, but in cultivating steady rhythms and anchor habits within ourselves. In this episode, Colette explores how small, consistent daily habits can serve as anchors for your body, mind, and spirit. You'll learn why Ayurveda places such importance on daily self-care practices (dinacharya), how different doshas benefit from specific anchors, and how these tiny, steady routines ripple out to support digestion, sleep, energy, emotional balance, and longevity. Whether you're new to Ayurveda or looking to deepen your self-care practices, this episode will inspire you to choose just one simple anchor habit to bring more calm, clarity, and resilience into your life. What you'll learn in this episode: Why uncertainty often triggers “all-or-nothing” thinking and how anchor habits provide steadiness. Simple daily habit swaps to create calm energy, mental focus, and restful sleep. The Ayurvedic concept of dinacharya (daily routines) as a foundation for health. Dosha-specific anchors: grounding for Vata, cooling for Pitta, energizing for Kapha. How small, consistent habits ripple out to support nervous system resilience and longevity. Why anchoring your body naturally steadies your mind and spirit. Resources & Support: Explore my Daily Habits for Holistic Health self-paced online program Book a 1:1 Online Ayurvedic Consultation for a personalized strategy Have questions before you book? Book a FREE 15 min online Services Enquiry Call Let's Stay Connected: Instagram: @elementsofayurvedapodcast Facebook: Elements Healing and Wellbeing Website: www.elementshealingandwellbeing.com Podcast Community: Join the Elements of Ayurveda Community! If you enjoyed this episode, please share it with a friend who could use some stability right now. Don't forget to follow the podcast so new episodes download automatically and if you leave a review, it really helps others discover the show. Thanks for listening! * Enjoy discounts on your favourite Ayurvedic products: Banyan Botanicals - enter discount code ELEMENTSHEALING15 at checkout for 15% off your first purchase.** Divya's - enter discount code ELEMENTSOFAYURVEDA15 at checkout for 15% off your first purchase.** Kerala Ayurveda - enter discount code ELEMENTS15 to receive 15% off your first purchase.** LifeSpa - Save $10 on a $50 or more one-time purchase with the code elements10. **Shipping available within the U.S. only.
Today's guest, Sharyl West Loeung, is a TEDx speaker, award-winning author, event producer, and consultant. She equips leaders to navigate complexity with courage and connection. By reimagining belonging, Sharyl facilitates transformational experiences that help audiences and organizations embrace new possibilities. She is married with two children and a menagerie of animals. In this episode, we'll explore: How her early experiences of not fitting in became the foundation for creating authentic connections with others The question that shaped her life's mission, and how she discovered her answer through service to others What it really means to move beyond "thoughts and prayers" and why small acts of courage can plant seeds for democracy's future The unconventional techniques (including juggling) that help her deliver powerful talks, and how she recovers when everything goes blank on stage Her current favorites: Book: My Name Is Asher Lev, Speakers: Reverend Naomi Washington and Stacey Abrams, Podcast: Bendy Bodies More from Sharyl West Loeung Her previous appearances on the podcast in Episode 422, Episode 447, and Episode 477 Website: www.sharylwl.com LinkedIn: https://www.linkedin.com/in/sharylwl/ Instagram: https://www.instagram.com/sharyl_wl More from Tricia Join me LIVE for my Free Monthly Workshop Explore my content and follow me on YouTube Follow me on Instagram Connect with me on Facebook Connect with me on LinkedIn Visit my website at TriciaBrouk.com
What did you think of this episode?Are you pouring yourself out for Jesus and running on empty? Today's guest offers the right fuel to keep you going!Welcome to Your Best Writing Life, an extension of the Blue Ridge Mountains Christian Writers Conference held in the stunning Blue Ridge Mountains of NC. I'm your host, Linda Goldfarb. Each week, I share tips and strategies from writing and publishing industry experts to help you succeed in your craft. I'm so happy you're tuning in. In this episode, you'll discover how to make wise choices during uncertain times.Today's guest is Katie M. Reid, a dynamic Bible teacher and the author of four books (Made Like Martha, God, What Do I Do?, and two fiction rom coms, A Very Bavarian Christmas and A Very Bavarian Summer). Trained in education, Katie teaches around her kitchen table, in the classroom, and around the country. She hosted the Martha + Mary Show podcast and runs the Martha + Mary Show Sisterhood group on Facebook. Following Jesus, marrying her husband, and being a mom to five… are the best decisions she's made. Cut-to-the-chase conversations, sunsets, and musicals are a few of her favorite things. Subscribe to Katie's "Good News-Letter" at katiemreid.com.Alright, sis – help us out here, how can we… Make wise decisions in uncertain times1 - What are wise decisions we can make, even when we're not sure what to do next?2 - How do we move from a place of striving to a place of settledness when we're wired like Martha (type A)? In other words, how can we be poured out for God but not burned out?3 - What do we do when we face a dead end in our writing journey? Katie's newest book – God, What Do I Do? A Bible Study on Judges 1–5 About Making Wise Decisions in Uncertain TimesWherever books are sold or on my website. RightNow Media has a corresponding video series.Just for you! The introductory lesson for free, from God, What Do I Do? here:https://katiemreid.myflodesk.com/biblestudyfreebie1 You can find out more about Katie M. ReidWebsite: https://www.katiemreid.comPodcast: https://www.katiemreid.com/martha-mary-show-podcast/Facebook: https://www.facebook.com/KatieMReidWriterInstagram: https://www.instagram.com/katie_m_reidYouTube: https://www.youtube.com/@KatieMReidVisit Your Best Writing Life website.Join our Facebook group, Your Best Writing LifeYour host - Linda Goldfarb#1 Podcast in the "Top 50+ Must-Have Tools and Resources for Christian Writers in 2024". Awarded the Spark Media 2022 Most Binge-Worthy PodcastAwarded the Spark Media 2023 Fan Favorites Best Solo Podcast
In this episode of the Property Profits Podcast, host Dave Dubeau sits down with real estate entrepreneur and capital raiser Carson Jones to talk about navigating today's shifting economy, spotting opportunities, and building investor confidence. Carson shares why he's currently focused on industrial and multifamily real estate, how market cycles shape his investment decisions, and the importance of educating investors so they feel empowered rather than blindsided. He also opens up about his book, The Red Flag Playbook, which teaches investors how to spot potential pitfalls and better vet opportunities. You'll hear how Carson uses newsletters, conferences, and LinkedIn content to grow meaningful investor relationships—and why he believes trust and education are the keys to raising capital in uncertain times. - Get Interviewed on the Show! - ================================== Are you a real estate investor with some 'tales from the trenches' you'd like to share with our audience? Want to get great exposure and be seen as a bonafide real estate pro by your friends? Would you like to inspire other people to take action with real estate investing? Then we'd love to interview you! Find out more and pick the date here: http://daveinterviewsyou.com/
Welcome to RIMScast. Your host is Justin Smulison, Business Content Manager at RIMS, the Risk and Insurance Management Society. In this episode, Justin interviews James Swanke, Lecturer in Risk and Insurance at the University of Wisconsin-Madison's Wisconsin School of Business. He currently serves as Director of the Risk Management and Insurance MBA program. Justin and Jim talk about his 42 years of experience in Risk Consulting with Willis Towers Watson, and his specialties there, particularly with captives. They discuss the University of Wisconsin-Madison Risk Management and Insurance MBA program, what the students learn, and the competitions they have won in the last year, and they look forward to winning this year. Also, Jim tells of disc jockeying in college, from Classic Rock to Polka. Listen to learn about captive design, how to prepare for emerging trends, and who wrote the best music of the '70s. Key Takeaways: [:01] About RIMS and RIMScast. [:17] About this episode of RIMScast. This is our special International Podcast Day episode because it's released on September 30th. We will be joined by Jim Swanke. He's a lecturer in the Risk Management Program of the University of Wisconsin. [:46] Jim started his career in broadcasting, and he still has the voice. We've got a lot to talk about today! [:54] RIMS-CRMP Prep Workshops! The next RIMS CRMP Prep Workshops will be held on October 29th and 30th and led by John Button. [1:06] The next RIMS-CRMP-FED Virtual Workshop will be held on November 11th and 12th and led by Joseph Mayo. Links to these courses can be found through the Certifications page of RIMS.org and through this episode's show notes. [1:23] RIMS Virtual Workshops! RIMS has launched a new course, “Intro to ERM for Senior Leaders.” It will be held again on November 4th and 5th and will be led by Elise Farnham. [1:39] On November 11th and 12th, Chris Hansen will lead “Fundamentals of Insurance”. It features everything you've always wanted to know about insurance but were afraid to ask. Fear not; ask Chris Hansen! RIMS members always enjoy deep discounts on virtual workshops! [1:58] The full schedule of virtual workshops can be found on the RIMS.org/education and RIMS.org/education/online-learning pages. A link is also in this episode's notes. [2:09] Several RIMS Webinars are being hosted this Fall. On October 9th, Global Risk Consultants returns to deliver “Natural Hazards: A Data-Driven Guide to Improving Resilience and Risk Financing Outcomes”. [2:22] On October 16th, Zurich returns to deliver “Jury Dynamics: How Juries Shape Today's Legal Landscape”. On October 30th, Swiss Re will present “Parametric Insurance: Providing Financial Certainty in Uncertain Times”. [2:39] On November 6th, HUB will present “Geopolitical Whiplash — Building Resilient Global Risk Programs in an Unstable World”. Register at RIMS.org/Webinars. [2:51] We're very excited that today is International Podcast Day! Before we celebrate, I wanted to take a moment to acknowledge and mourn the passing of Todd Cochrane. Todd was a podcast pioneer. [3:06] I've linked in this episode's show notes to a wonderful obituary from Podnews®, about his career, starting with his time in the Navy up to launching his own podcast, and writing Podcasting: The Do It Yourself Guide, from Wiley Publishing in 2005. [3:25] Over the last couple of months, I've had the pleasure of communicating with Todd over email for the Podcast Awards, and it was only last week that I saw the unfortunate news of his passing, which occurred suddenly on September 8th. [3:30] Our condolences go out to his family, friends, and the greater podcasting industry. [3:47] On with the show! This is our special International Podcast Day episode, and I am delighted to be joined by James Swanke, the Director of the Risk Management and Insurance MBA Program at the Wisconsin School of Business at the University of Wisconsin-Madison. [4:06] Jim spent four decades at WTW, specializing in financial and strategic planning issues, as well as captive insurance company design. [4:18] Jim was recently quoted in a new professional report, available on the RIMS Risk Knowledge page, and sponsored by LineSlip Solutions, titled “The Future of Captive Insurance: Governance, Technology, and Performance Optimization.” [4:32] Jim got his start at the University of Wisconsin in broadcasting. We're going to talk about his career path and how being a disc jockey led him to where he is today, educating the next generation of risk professionals. Let's get to it! [4:50] Interview! Jim Swanke, welcome to RIMScast! [5:38] When Jim was in high school, he competed in forensics, in extemporaneous speaking. He did very well. He did well at the University of Wisconsin-Madison, and it got put in the newspaper. WLDY, in Ladysmith, Wisconsin, saw it in the newspaper and contacted him. [6:03] They were looking for a radio jock to “spin vinyls,” do some DJing, and read sports and news. That job helped Jim get into the University of Wisconsin-Madison. [6:21] Jim studied actuarial science and risk management. He went into the Bachelor's program, the MBA program, and the graduate program in risk management, insurance, and corporate finance. [6:40] Jim was hired by the Wyatt Company and did lots of feasibility studies. After 42 years at Willis Towers Watson, he retired. Now he teaches at the University of Wisconsin-Madison. [6:57] Broadcasting set Jim on his path. He says that everything about what we do in the captive and risk management area is about communication. If you're not communicating, listening, helping out, and building stuff, you're not going to be a success. [7:28] When Jim was a DJ at WLDY, they played different kinds of music. On Sundays, he played polka music. On Saturdays, it was country western, and Monday through Friday, it was rock music. Rock music is what he enjoys. At the top of every hour, he did the news and weather. [8:13] Justin recalls his own career. He was just waiting for podcasting to be invented, then he was able to make it all work out. [8:31] Jim worked with captives at Willis Towers Watson. He is quoted in a new LineSlip paper, “The Future of Captive Insurance: Governance, Technology, and Performance Optimization.” Justin saw his name there and thought it would be good to have him on RIMScast. [8:53] Jim described captives as a lifeline during extreme market conditions, comparing today's hard market to the turbulence of the 1980s. Jim tells what makes captives effective under hard conditions. Captives allow organizations to control their own destiny. [9:20] When you're in a hard market, having a captive allows you to take premiums that you normally pay to a commercial insurance carrier and put them into your captive insurance company. A captive is a subsidiary of the captive owner. [9:41] Most of the Fortune 500 companies in the United States have a captive. It allows them to arbitrage whatever's going on in the insurance marketplace. When we're having a difficult market, they put more of their premiums into the captive and rely on the captive more. [9:58] When the market softens, carriers may provide insurance at premiums that are lower than the expected losses. Organizations will buy commercial insurance all the time when the premiums are less than their projected losses. [10:14] Depending on where it is in the market, a captive has a role in an organization's risk management program. [10:27] Jim says a lot of organizations have looked to captives since 2020. We were in the midst of the pandemic, with all kinds of economic hardship. The insurance industry was in despair, as well. A lot of insurance companies cut back on the limits they were willing to offer. [10:49] Insurance companies put additional exclusions onto their insurance, so organizations had to rely on their own sophisticated ways of financing their losses. If they hadn't set up a captive, they set up a captive. If they had a captive in the past, they re-engineered it to do more. [11:15] They also used their captives to access the reinsurance marketplace. Reinsurance is insurance for insurance companies. A captive can be used as a platform to access reinsurers. [11:37] Even in difficult markets, having reinsurers involved created more competition, provided more limits, and there was more flexibility in the coverage terms. [11:48] That was when the pandemic was going on, which triggered the hardening of the market and the lack of availability of insurance. Organizations with captives relied on them and did more. Organizations without captives had captive feasibility studies done and formed captives. [12:09] Jim says the CEO of a captive should be a senior person who will monitor what's going on, fairly senior in the organization. It's not a full-time position. It takes three or four hours a month, plus board meetings. [12:46] A captive is required to have a captive manager, who is an accountant. They keep the books and interface for the captive with the regulator. The President or CEO of the captive relies on the captive manager to do a lot of the daily work. [13:09] Jim says you need a senior person involved so people take the captive seriously. The senior person is going to be the driver in reducing the severity of loss through loss prevention and loss reduction. Having a senior person is so important to the success of the captive. [13:40] There are lots of considerations when you're looking to make changes to your captive. Changes could include adding emerging types of risks, like cyber risk. If you're a hospital, a lot of medical malpractice captives have been hugely successful and have grown surplus. [14:08] Healthcare institutions are passing on some of their capitated risk exposures into their captives because they've done quite well with their medical malpractice. These risks are not correlated with each other, so there is a diversification benefit. [14:22] As you look to make these changes, you need to look at increasing risk assumptions, different attachment points on reinsurance, and changing your investment policy. You have lots of levers, and if you make changes, you need to analyze what the impact will be on your captive. [14:52] Jim talks about leaning into technology. Before 9/11, we didn't have the sophisticated software we've created in the last few years. [15:06] To look at covering all the possibilities and changing your captives, from adding new coverages to reinsurance reattachment points, was a monumental amount of actuarial work to figure out how to optimize your captive. [15:19] Recently developed software looks at all the possibilities in terms of changing your captive to optimize what you're doing. 20 years ago, Jim would spend months doing the actuarial work, working with an investment bank and charging them heavy fees. [15:39] Now, with new software, what took Jim months and months to do can be done in a matter of two to three days. The productivity today, in terms of optimizing your captive, is far greater than it was 20 years ago, because of the software that has been developed. [15:55] Jim likes that the software looks at all the risks and how these risks interact with one another. Looking at risks in a captive holistically is very important because many of these risks are hardly correlated with one another. [16:15] Looking at risks holistically, you can figure out the diversification benefit of having all of these risks within your captive, which has a major impact on the amount of economic capital that your captive will need to maintain. This software has been a game-changer. [16:34] RIMS Events! On October 1st through the 3rd, the RIMS Western Regional Conference will be held in North San Jose at the Santa Clara Marriott. The agenda is live. It looks fantastic! Visit RIMSWesternRegional.com and register today! [16:55] On November 17th and 18th, join us in Seattle, Washington, for the RIMS ERM Conference 2025. The agenda is live. Check out Episode 357 for Justin's dialogue with ERM Conference Keynote Presenter Dan Chuparkoff on AI and the future of risk. [17:14] Visit the Events page of RIMS.org to register. [17:17] RISKWORLD 2026 will be in Philadelphia, Pennsylvania, from May 3rd through May 6th. RIMS members can now lock in the 2025 rate for a full conference pass to RISKWORLD 2026 when you register by September 30th! [17:32] This also lets you enjoy earlier access to the RISKWORLD hotel block. Register by September 30th, and you will also be entered to win a $500 raffle! Do not miss out on this chance to plan and score some of these extra perks! [17:46] The members-only registration link is on this episode's show notes. If you are not yet a member, this is the time to join us! Visit RIMS.org/Membership and build your network with us here at RIMS! [17:56] If you are listening to RIMScast on our broadcast day, that means today is September 30th. It is last call for registration at the Earlybird rate! [18:08] In the spirit of it being September 30th, which is International Podcast Day, let's return to our interview with Jim Swanke! [18:22] Jim is the Director of the Risk Management and Insurance MBA at the University of Wisconsin-Madison. The curriculum includes technology, AI, and automation. In his classes, Jim is using the new software he discussed earlier. [18:46] Jim taught a class the day before on the principles of risk management. He talked about how risks are interrelated with each other and how you need to analyze them holistically, figuring out how they are correlated, not in siloes. [19:13] The holistic view will give you the best answer in terms of the economic capital that will be required to put into your captive. If you're analyzing risks silo by silo for each risk, that will lead you to having more economic capital in your captive than you need. [19:35] Jim has learned, in 42 years of consulting, that the CFOs in these organizations don't want to trap cash in their captives. Teaching this software to this new generation of students, they will be able to step into the roles of captive managers that the industry will need. [20:07] We're at the tip of the iceberg with AI. We're still learning in Academia what the power of AI is going to be. Jim foresees AI being very important in handling claims and in underwriting. [20:30] AI will allow commercial insurance companies to have a better way of doing their pricing and making decisions on whether or not risks should be accepted. It will also be beneficial to captives. [20:43] Jim thinks AI will advance the technology far ahead. We're just beginning to touch on some of the advantages within the insurance industry and within captives. [21:05] Jim started teaching in 2011. When University of Wisconsin-Madison Professor Dan Anderson retired, Jim was chosen to teach a class on sustainability that was started by Professor Anderson. He has taught it since 2011. [21:41] At the time, some students did not think anything was going on with climate change. A couple of students stood up in class and said all of this was just made up. It was a fantasy. [22:03] Today, when Jim goes into class, students are there a half-hour early and stay late. They are very connected and working together to figure out how to reduce CO2 emissions to slow down the heating of the planet and the extreme weather events that are coming more often. [22:24] The class has evolved over the years, and the students are more engaged than they ever have been. [22:33] The students from the University of Wisconsin-Madison were the winners of the Spencer-RIMS Risk Management Challenge at RISKWORLD 2025 in Chicago. Jim knows all of those students and had a couple of them in his class yesterday. [23:04] The students won with the Huntington, West Virginia case study, a six-month project. Huntington is on the Ohio River, and with extreme weather events, flooding has become a big issue in that community. They competed with students around the world to solve the issue. [23:49] Each school's team came up with things that could be done and conducted an analysis on what they thought was the best way of handling it. The University of Wisconsin-Madison's team focused on resiliency with levees and dikes to hold back the flooding. [24:27] The four Wisconsin students presented their paper and won, out of 61 schools competing. The University of Wisconsin-Madison received $10K. The second-place university, DePaul, received $7.5K, and the third-place school, IIRM Hyderabad (past year winner), got $5K. [25:04] The University of Wisconsin-Madison team entered two other contests last year and won them both. The CICA Captive competition involved case studies around Kaneka captives. It required an essay and a PowerPoint deck. [25:52] The MBA students entered the A.M. Best competition for insurance solutions to a global issue. The students used a combination of parametric and indemnity triggers to provide insurance to the disadvantaged in the Caribbean and Latin America. [26:23] If there was hurricane damage, it would trigger a parametric to allow an amount of money to be paid immediately to these disadvantaged families. Then there would be the indemnity insurance that would look at the actual losses and true them up to the loss amount. [26:49] It involved the combination of parametrics and conventional indemnity insurance, which was noteworthy and probably pushed the team over the top. [27:11] The professor who was the advisor in the Spencer Challenge is Carl Barlett. Carl is an attorney by training, and he has the energy to work with bachelor's students. He's graduated hundreds of people out of his program over the last four or five years. [27:59] The University has Career Fairs where 60 or 70 companies will come to meet with students. That's a credit to Carl. Not a lot of companies will come to a university to meet with students. Because of the program he put together, lots of organizations want to hire students. [28:21] The University of Wisconsin-Madison business school is typically ranked number 1. [28:31] A Final Break! The Spencer Educational Foundation's goal to help build a talent pipeline of risk management and insurance professionals is achieved, in part, by its collaboration with risk management and insurance educators across the U.S. and Canada. [28:50] Since 1999, Spencer has awarded over $2.9 million to create more than 570 Risk Management Internships. The Internship Grants application process is now open through October 15th, 2025. [29:06] To be eligible, risk managers must be based in the U.S., Canada, or Bermuda. A link to the Internship Grants page is in this episode's show notes. You can always visit SpencerEd.org, as well. [29:19] Let's Get Back to Our Interview with Jim Swanke of the University of Wisconsin-Madison! [29:46] Jim tells his students that we don't know today what the emerging risks are going to be. What we need to do is design our risk management program and keep our eyes and ears open to what is going to happen next. [30:04] Jim cites The Black Swan, by Nassim Nicholas Taleb. It gets into what we need to do as people of risk management and societies to try to identify the emerging risks that will impact us going forward. [30:21] In risk management, we look at the past to try to project what's going to happen in the future. We were caught by the pandemic. Very little business interruption insurance was offered. If we had been forward-thinking, we would have thought about coverages for the emerging risks. [31:19] An emerging risk after 9/11 was that insurance companies put exclusions on their insurance policies, excluding terrorism. The Federal Government passed the Terrorism Risk Insurance Act (TRIA) and offered it as a backstop to insurance companies. [31:55] Anybody with a captive could access that reinsurance through the U.S. Treasury, using their captive insurance company. [32:23] Jim sees more employee benefits going into captives. The advantages you have in the P&C area are also in place for employee benefits. Organizations with large workers' compensation self-insurance programs are putting excess workers' compensation into captives. [32:57] Jim says you need to be nimble and on your toes. Emerging risks are going to come out over the next 10 to 15 or 20 years. Keep your eyes and ears open so when they emerge, you can deal with them to reduce the frequency and severity of loss and see how to finance them. [33:19] Jim highly recommends reading The Black Swan. It's a good way to begin to think about how you should think about emerging risks. [33:42] Jim says school is going really well. One thing he noticed this year is the diverse nature of his students. There are more disciplines within the risk management area that people are interested in. [33:56] In class recently, Jim had a group that was in the investment banking area, a group that was in HR, and a couple of students from China. There was a broad diversity in the class. [34:16] It enriches the conversation to have people coming from different places with different backgrounds and different educational experiences. It shows the power of having diversity in the classroom. It's exciting. [34:32] The class will write papers on Enterprise Risk Management and talk about captives, and more. They'll compete in the CICA Captive Competition again, to maintain their number one rating there! They're off to a great start! It's nice to see students so highly energized! [34:53] Jim says the future is bright with the students graduating from the Wisconsin School of Business at the University of Wisconsin-Madison. [35:22] Justin and others have liked Jim's broadcasting voice. Jim thanks Justin for commenting on it. [35:55] Jim's time as a DJ was 50 years ago. He recalls two or three instances of hot mikes, when some of the FCC's seven deadly words may have been spoken. He says nobody wants that, but it was a real learning experience. [36:29] Jim recalls when the studio tower was hit by lightning. Jim was alone in the radio station when it happened. Lightning bolts were flying around the building after the tower got hit. The station went off the air, and Jim had to figure out a way to put it back on the air. [36:58] Jim highly recommends to young people, if you get an opportunity to get involved with radio or TV, give it a shot, because it's a lot of fun! Justin ties it to podcasting and video blogging. [37:42] Jim likes all the music of 1976 and didn't have a favorite album. He likes Deep Purple and Bob Seger. He says there's no better songwriter than Bob Seger. There was a diversity of good music going out at that time. It was a wonderful time to be working in a radio station. [38:47] Justin is a father of two young people under 12 who like to listen to classic rock. “Dancing in the Moonlight,” by King Harvest, is a greatest hit in the family. They love Van Morrison. [39:56] On the subject of podcasting, Jim thinks there is an opportunity to develop content that helps the everyday American with their personal insurances, like homeowners, auto, health, life, and how they buy their insurances. [40:45] In class recently, the MBA students, the brightest and best, designing plans for New York investment banks and worldwide financial institutions, told Jim that they had questions about what to buy in auto policies and homeowners policies. [41:07] Jim states that an insurance podcast for the everyday American is something the industry needs to be doing. Justin suggests that members of the global RIMScast audience could pick up the baton and get to work! [41:27] Maybe it becomes part of the coursework for a class like Jim's. It could be part of a challenge, like the Spencer-RIMS Risk Management Challenge. [41:48] Jim says being able to talk about this with graduate students gives them some familiarity with what risk is, in terms of the instability of results. They can relate to it because they need to buy an auto policy or a homeowners policy. [42:03] While these coverages don't match up perfectly with what's going on in the commercial insurance marketplace, learning about them gives students a sense of what insurance is about, what risk management is about, and how to reduce the frequency and severity of losses. [42:22] Jim, it has been such a pleasure to speak with you and to pick your brain on risk management education, broadcasting, and music! Thank you so much for joining us here on RIMScast! [42:33] Good luck to you and your students at the University of Wisconsin-Madison, as you look to the 2026 competitions. I can only imagine they're going to do great things! [42:58] Special thanks again to Jim Swanke for joining us here on RIMScast! For more information, check out the links in this episode's show notes. [43:06] Remember to check out “The Future of Captive Insurance: Governance, Technology, and Performance Optimization”, a Professional Report sponsored by LineSlip. It is available through the Risk Knowledge Page of RIMS.org. That link is also in this episode's show notes. [43:22] The paper features a lot of Jim's fascinating perspective and insights on captives. [43:28] Plug Time! You can sponsor a RIMScast episode for this, our weekly show, or a dedicated episode. Links to sponsored episodes are in the show notes. [43:56] RIMScast has a global audience of risk and insurance professionals, legal professionals, students, business leaders, C-Suite executives, and more. Let's collaborate and help you reach them! Contact pd@rims.org for more information. [44:14] Become a RIMS member and get access to the tools, thought leadership, and network you need to succeed. Visit RIMS.org/membership or email membershipdept@RIMS.org for more information. [44:33] Risk Knowledge is the RIMS searchable content library that provides relevant information for today's risk professionals. Materials include RIMS executive reports, survey findings, contributed articles, industry research, benchmarking data, and more. [44:48] For the best reporting on the profession of risk management, read Risk Management Magazine at RMMagazine.com. It is written and published by the best minds in risk management. [45:02] Justin Smulison is the Business Content Manager at RIMS. Please remember to subscribe to RIMScast on your favorite podcasting app. You can email us at Content@RIMS.org. [45:15] Practice good risk management, stay safe, and thank you again for your continuous support! Links: RIMS ERM Conference 2025 — Nov. 17‒18 Spencer Internship Program — Registration Open Through Oct. 15. RIMS Western Regional — Oct 1‒3 | Bay Area, California | Registration open! RISKWORLD 2026 — Members-only early registration through Sept 30! — Last Call! RIMS-Certified Risk Management Professional (RIMS-CRMP) The Strategic and Enterprise Risk Center RIMS-CRO Certificate in Advanced Enterprise Risk Management — Featuring Instructor James Lam! Next bi-weekly course begins Oct 9. RIMS Diversity Equity Inclusion Council RISK PAC | RIMS Advocacy | RIMS Legislative Summit SAVE THE DATE — March 18‒19, 2026 RIMS Risk Management magazine | Contribute RIMS Now “The Future of Captive Insurance: Governance, Technology, and Performance Optimization” — Professional Report, Sponsored by LineSlip | Featuring insight from James Swanke University of Wisconsin-Madison Wins 2025 Spencer-RIMS Risk Management Challenge Internationalpodcastday.com Obituary for Podcasting Trailblazer Todd Cochrane RIMS Webinars: RIMS.org/Webinars “Natural Hazards: A Data-Driven Guide to Improving Resilience and Risk Financing Outcomes” | Oct. 9 | Sponsored by Global Risk Consultants “Jury Dynamics: How Juries Shape Today's Legal Landscape” | Oct. 16, 2025 | Sponsored by Zurich “Parametric Insurance: Providing Financial Certainty in Uncertain Times” | Oct. 30, 2025 | Sponsored by Swiss Re “Geopolitical Whiplash — Building Resilient Global Risk Programs in an Unstable World” | Nov. 6 | Sponsored by HUB Upcoming RIMS-CRMP Prep Virtual Workshops: RIMS-CRMP Virtual Exam Prep — Oct. 29‒30, 2025 RIMS-CRMP-FED Exam Prep Virtual Workshop — November 11‒12 Full RIMS-CRMP Prep Course Schedule Risk Appetite Management | Oct 22‒23 | Instructor: Ken Baker Intro to ERM for Senior Leaders | Nov. 4‒5 | Instructor: Elise Farnham Fundamentals of Insurance | Nov. 11‒12 | Instructor: Chris Hansen Leveraging Data and Analytics for Continuous Risk Management (Part I) | Dec 4. See the full calendar of RIMS Virtual Workshops RIMS-CRMP Prep Workshops Related RIMScast Episodes about Education, Risk Talent, and Captives: “Risk Management Momentum with Lockton U.S. President Tim Ryan” “RIMS 2025 Risk Manager of the Year, Jennifer Pack” Sponsored RIMScast Episodes: “The New Reality of Risk Engineering: From Code Compliance to Resilience” | Sponsored by AXA XL (New!) “Change Management: AI's Role in Loss Control and Property Insurance” | Sponsored by Global Risk Consultants, a TÜV SÜD Company “Demystifying Multinational Fronting Insurance Programs” | Sponsored by Zurich “Understanding Third-Party Litigation Funding” | Sponsored by Zurich “What Risk Managers Can Learn From School Shootings” | Sponsored by Merrill Herzog “Simplifying the Challenges of OSHA Recordkeeping” | Sponsored by Medcor “Risk Management in a Changing World: A Deep Dive into AXA's 2024 Future Risks Report” | Sponsored by AXA XL “How Insurance Builds Resilience Against An Active Assailant Attack” | Sponsored by Merrill Herzog “Third-Party and Cyber Risk Management Tips” | Sponsored by Alliant “RMIS Innovation with Archer” | Sponsored by Archer “Navigating Commercial Property Risks with Captives” | Sponsored by Zurich “Breaking Down Silos: AXA XL's New Approach to Casualty Insurance” | Sponsored by AXA XL “Weathering Today's Property Claims Management Challenges” | Sponsored by AXA XL “Storm Prep 2024: The Growing Impact of Convective Storms and Hail” | Sponsored by Global Risk Consultants, a TÜV SÜD Company “Partnering Against Cyberrisk” | Sponsored by AXA XL “Harnessing the Power of Data and Analytics for Effective Risk Management” | Sponsored by Marsh “Accident Prevention — The Winning Formula For Construction and Insurance” | Sponsored by Otoos “Platinum Protection: Underwriting and Risk Engineering's Role in Protecting Commercial Properties” | Sponsored by AXA XL “Elevating RMIS — The Archer Way” | Sponsored by Archer RIMS Publications, Content, and Links: RIMS Membership — Whether you are a new member or need to transition, be a part of the global risk management community! RIMS Virtual Workshops On-Demand Webinars RIMS-Certified Risk Management Professional (RIMS-CRMP) RISK PAC | RIMS Advocacy RIMS Strategic & Enterprise Risk Center RIMS-CRMP Stories — Featuring RIMS President Kristen Peed! RIMS Events, Education, and Services: RIMS Risk Maturity Model® Sponsor RIMScast: Contact sales@rims.org or pd@rims.org for more information. Want to Learn More? Keep up with the podcast on RIMS.org, and listen on Spotify and Apple Podcasts. Have a question or suggestion? Email: Content@rims.org. Join the Conversation! Follow @RIMSorg on Facebook, Twitter, and LinkedIn. About our guest: James Swanke, Lecturer: Risk and Insurance at the University of Wisconsin-Madison's Wisconsin School of Business, Director of the Risk Management and Insurance MBA program Production and engineering provided by Podfly.
In this week's throwback episode, my guest is Matt Green. Matt is the Chief Revenue Officer at Sales Assembly, which is the only Scale-as-a-Service Platform and trusted partner for leading B2B Tech companies on their journeys to Scale Better, Faster, and Smarter. Matt started his sales journey early in his career working as a valet attendant, and later went on to become the VP of Investments at JPMorgan as well as an investor and advisory board member of numerous organizations. In this week's episode, we discussed:Commission-Type Jobs Outside of Sales Sales Skills From Studying Criminal Justice Selling in Uncertain Economic Times Common Themes That CROs Are Talking About How to Avoid Tech Stack Fatigue Why Partner with Sales Assembly Importance of Peer to Peer Connection Much More! Please enjoy this week's episode with Matt Green.____________________________________________________________________________I am now in the early stages of writing my first book! In this book, I will be telling my story of getting into sales and the lessons I have learned so far, and intertwine stories, tips, and advice from the Top Sales Professionals In The World! As a first time author, I want to share these interviews with you all, and take you on this book writing journey with me! Like the show? Subscribe to the email: https://mailchi.mp/a71e58dacffb/welcome-to-the-20-podcast-communityI want your feedback!Reach out to 20percentpodcastquestions@gmail.com, or find me on LinkedIn.If you know anyone who would benefit from this show, share it along! If you know of anyone who would be great to interview, please drop me a line!Enjoy the show
When David Obstler joined Datadog in 2018, the company's co-founders had already built momentum with a product that observed modern cloud workloads. What struck Obstler was the alignment with a powerful long-term trend—the shift from legacy, on-premise systems to modern cloud applications. “It was a product that had a lot of product market fit in a really strong growing market,” he tells us.From that foundation, Datadog scaled rapidly. Today, the platform serves more than 3,100 customers worldwide, including Samsung, Nasdaq, Shell, Autodesk, and Toyota. The company recently entered the S&P 500 after reporting more than $820 million in second-quarter revenue—a 28% year-over-year increase—alongside $200 million in free cash flow, Obstler tells us.The CFO attributes the growth to Datadog's unwavering commitment to product-led innovation. The company began in infrastructure monitoring and quickly expanded into logs, application monitoring, and security. “The company invests R&D at very high and consistent levels to continue to maintain and grow the platform,” Obstler tells us.His own role centers on scaling the infrastructure needed to support expansion. That includes building global go-to-market operations and strengthening his team across financial planning, predictability, and business operations. “We've been investing behind this growth opportunity and doing it in a strong, prioritized way,” he tells us.With new investments in AI, Datadog is preparing for its next chapter. For Obstler, disciplined prioritization and product-driven growth remain at the heart of how finance can fuel scale.
The letter of 1 Peter offers God's response to how to live and what to trust when the world feels uncertain. But sometimes even the word of God, which is what 1 Peter is, seems unreliable because of tricky passages. That's exactly what we study in today's message. Pastor Julie explains how to handle passages that seem uncomfortable to us by staying curious and trying to understand it according to several important principles rather than being swayed by the shallow takes on some of these passages we see online sometimes.
Ecclesiastes 8:1-17 How does it feel to be uncertain? Uncertainty in Life What areas of uncertainty does the Preacher highlight? Sovereignty of God What does he teach us about God? Refuge of the Wise How can this truth about God help us in uncertainty?
Too many of the decisions we make throughout a given day are not really decisions at all. They are automatic responses. When we become afraid, angry, or frustrated, we often turn on autopilot. We hope that this ministry has blessed you in some way and that you would consider liking, subscribing, and sharing this channel with your friends, family, or a person God has placed on your heart. As always if you would like prayer please Text “Prayer” to 561.867.3400 and if you've made a decision to follow Christ today or have more questions would you please consider texting the word “Decided” to 561.867.3957 so that we can pray with you and provide you with some resources to begin your journey with the Savior. Have a blessed day your family @ FBC Lantana Connect Card: Text "Connect" to 561.867.3353 Prayer Request: Text “Prayer” to 561.867.3400 I have decided to follow Jesus: Text “Decided” to 561.867.3957
A message from Ant Rist at Forest Town Church, St Albans (UK). Ant continues the series "Faith for Uncertain Times" and preaches on Enoch Walking With God (Hebrews 11:1-6).
Send us a textWhen the world seems to change at warp speed, where do we find our spiritual bearing? In this deeply reflective episode (originally broadcast on Soul Report Live), Dr. Douglas James Cottrell guides us through the chaos of current events with wisdom that transcends political divisions.As global tensions rise in the Middle East and political controversies like Trump's Tylenol-autism claims dominate headlines, Douglas offers a refreshing perspective grounded in spiritual discernment. "Be skeptical," he advises as we navigate a media landscape filled with half-truths. "Don't get angry... that blinds you." His compassionate approach to autism, informed by personal experience with his own daughter Sherry, reminds us that human challenges deserve nuance rather than oversimplification.The conversation takes a profound turn when addressing Charlie Kirk's tragic assassination. Douglas elevates the discussion beyond partisan politics to examine how we respond to violence and opposing viewpoints. "Charlie Kirk will be a martyr," he observes, highlighting how Kirk's commitment to dialogue might become his enduring legacy. The widow's forgiveness of her husband's killer becomes a powerful example of spiritual principle in action.Throughout the episode, Douglas weaves practical guidance with spiritual wisdom. He warns of coming economic challenges and extreme weather events while offering concrete advice on debt reduction and financial protection. His insights on religious texts encourage looking beyond literal interpretations to find deeper spiritual truths.Perhaps most powerfully, Douglas reminds us that our prayers are answered in unexpected ways—if we're paying attention. "When opportunities come up, grab them, take advantage," he urges. In a world filled with distractions and divisions, this episode serves as both compass and anchor, helping us navigate uncertainty while staying connected to timeless wisdom.What spiritual lessons might you discover in today's headlines? Join us on this journey of discernment and subscribe to Soul Report Live for more insights that bridge the everyday and the eternal.Support the show
“Trust is an active engagement with the unknown.” – Esther Perel This episode explores how trust is not just about people or outcomes. It is about leaning into uncertainty and engaging with life as it unfolds. Fear, stress, and hesitation often hold us back, yet the simple idea of Maybe can become a bridge that allows us to move forward when trust feels impossible. If you have ever resisted pursuing a dream, applying for a job, or taking a chance because you did not trust yourself or the future, this episode offers a new way forward. When we open to the unknown, we create resilience, courage, and the possibility to live more fully. Full “Maybe” Trust Affirmations Releasing the past Maybe the past is behind me. Maybe what happened before will never happen again. Maybe the past has no power over who I am today. Trusting the present Maybe I can handle whatever comes my way. Maybe I am stronger than my fears. Maybe I can trust myself right now, in this moment. Maybe life is unfolding exactly as it should because it is. Opening to the future Maybe the future holds more possibilities than I can see. Maybe the unknown will bring me opportunities I never imagined. Maybe I will land on my feet no matter what happens. Maybe I will trust myself over time. Maybe the best is yet to come! You can also follow me on Instagram, Facebook, TikTok, Twitter, and LinkedIn. If you are interested in my work, please check out my books, The Gift of Maybe: Finding Hope and Possibility in Uncertain Times (including a new audiobook), A Year Without Men: A 12 Point Guide To Inspire and Empower Women and my new Audiobook, Maybe Everything Is Okay, A Parent's Guide To Less Stress and Worry. Also you can check out my new Maybe Cards: A Path to Stress-Free Living or my new digital Maybe Journal. Above all, my heartfelt hope is that this podcast has supported your journey of personal growth, helped shift your mindset, built emotional resilience, and brought you less suffering and more joy, clarity, and peace.
This week, we’ll hear from Monique Rodriguez—an author, entrepreneur, and founder of the women-led beauty brand Mielle Organics, a hair care and beauty brand. Monique shares how a devastating personal loss became the catalyst for a deepened faith and the birth of a global beauty brand built on bold belief, healing, and hope in God’s promises. Later in the episode, we’ll hear from Adam Young, a therapist and podcaster from Fort Collins, Colorado. Adam is the voice behind The Place We Find Ourselves, where he guides listeners through the intersections of personal story, trauma, and healing. In his work, Adam highlights the power of relationships, the wisdom of the body, and the role of faith in helping us find meaning and connection. Links, Products, and Resources Mentioned: Jesus Calling Podcast Jesus Calling Jesus Always Jesus Listens Past interview: Tabitha Brown Upcoming interview: Drs. Michael Sherr, Angelia Mickle, and Jason Lee Jesus Calling: Stories of Faith on UPTV Monique Rodriguez Mielle Organics emergency C-section Romans 8:28 NIV Psalm 30:1-5 NIV www.mielleorganics.com The Glory in Your Story Adam Young The Place We Find Ourselves Make Sense of Your Story www.adamyoungcounseling.com Interview Quotes: “I just didn’t have the courage and the faith in myself to believe that I could actually achieve what was deemed impossible for someone that looked like me growing up in the household that I grew up in.” - Monique Rodriguez “I had to lean on His Word and trust Him by faith that He was going to see me through this with an even bigger promise on the other side of this.” - Monique Rodriguez “I decided that I wanted to follow God’s lead, and I wanted to live a purpose-filled life because you only get one shot. When you go through tragic events, it really causes you to have a different perspective.” - Monique Rodriguez “I decided to fulfill [my dream] when I went through that loss, and I am thankful for my son’s life because he caused me to have a relationship with God. He taught me to be fearless and to have courage and to be bold in my faith.” - Monique Rodriguez “Our mission is not only to empower, educate, and to excite women about healthy hair, but I also feel that we are empowering, exciting, and educating about the gospel.” - Monique Rodriguez “I do feel that Mielle—because it was birthed from a place of pain that ultimately was purposeful—is anointed.” - Monique Rodriguez “If you’re having butterflies in your stomach, if you have a lump in your throat, if you have tightness in your chest because of a certain experience that you’re having or something coming up in your life, that is your body’s way of saying, ‘There is something inside your heart that needs to be addressed that is not well.’” - Adam Young “Part of the healing journey is getting honest, not just about what happened, but about the feelings that you have in your body, and welcoming those, making us a home for those feelings so that they can be felt, processed, and expressed.” - Adam Young “Whenever you experience trauma, the single most effective way to experience healing of those neural networks is through healthy relationships with other people. Healing is necessarily relational, and it requires looking at the past.” - Adam Young “We’re created for secure attachment, which means a healthy relationship with God where we have a felt sense that God is there for us, that God will respond to our cries, and that God is pursuing our hearts.” - Adam Young “Practices in general, whether it’s prayer, mindfulness, walking and looking at beauty, whatever practices you have in your life where you bring the fullness of your presence—and that’s the key attribute for a practice to be meaningful—you have to be aware and present.” - Adam Young “The practice of prayer, the practice of solitude, both are necessary for the development of not just your brain, but for you to come to know who you are, who God created you to be, and how you uniquely reflect God in a way that others don’t.” - Adam Young ________________________ Enjoy watching these additional videos from Jesus Calling YouTube channel! Audio Episodes: https://bit.ly/3zvjbK7 Bonus Podcasts: https://bit.ly/3vfLlGw Jesus Listens: Stories of Prayer: https://bit.ly/3Sd0a6C Peace for Everyday Life: https://bit.ly/3zzwFoj Peace in Uncertain Times: https://bit.ly/3cHfB6u What’s Good? https://bit.ly/3vc2cKj Enneagram: https://bit.ly/3hzRCCY ________________________ Connect with Jesus Calling Instagram Facebook Twitter Pinterest YouTube Website TikTok Discover more Christian podcasts at lifeaudio.com and inquire about advertising opportunities at lifeaudio.com/contact-us.
In this episode presented by IQVIA, BioSpace's head of insights Lori Ellis discusses the importance of target product profiles, particularly when navigating funding challenges, with Ian Fisher, head of development analytics.
Yesterday saw some increase in macro uncertainty, in case investors thought the world was getting predictable. US President Trump's comments on Ukraine, and on Russia presented a change of tone. That added some risk premium into the oil price. However, investors tend to be cautious about overreacting to such individual statements.
Ever wondered what really happens behind closed boardroom doors when leaders are faced with uncomfortable truths, especially when speaking up could cost them their job? This conversation isn't just about corporate buzzwords or performative change. It's an unfiltered look at how fear quietly shapes decisions, and how a handful of micro-courage moments can actually flip the script for whole organizations. If you think courage at work is all about bold speeches, think again. There's a twist here that might just change the way you see your own leadership, and what's possible for your team. Ready to find out what most leaders are missing (and why it matters now more than ever)? In this episode, you will be able to: Discover how cultivating courage in the workplace can unlock bold decisions that drive real growth and innovation. Learn strategies to overcome fear in leadership that empower you to lead with confidence and authenticity. Build people-first cultures that inspire loyalty, boost morale, and create teams ready to tackle any challenge. Master emotional intelligence and respectful communication to transform workplace relationships and fuel collaboration. My special guests are Kristen Kavanaugh, Mike Randolph Kristen Kavanaugh brings a wealth of real-world leadership experience shaped by roles that truly matter, from her time as Senior Director of Inclusion, Talent, and Learning at Tesla to her service as a Naval Academy graduate and veteran. As Founder and CEO of The Agency Initiative, Kristen focuses on helping leaders and organizations step up with courage, not just when it's easy, but when the pressure is on and the stakes are high. She's also served as Vice Chair for the Department of Defense's first-ever Advisory Committee on Diversity and Inclusion, showing her commitment to building workplaces where everyone can thrive. Mike Randolph is the Co-Founder and COO of The Agency Initiative and a strategic leader with expertise in operational effectiveness and holistic people development. Most recently, Mike held a senior position at YETI, leading and designing Talent Experience programs. Prior to that, he led the Talent Management and Leadership Development organizations at Tesla where he integrated courageous leadership practices into the people systems and programs that accelerated growth. The key moments in this episode are:00:05:17 - Understanding Fear in Leadership and Organizational Culture 00:07:04 - Fear-Based vs Courageous Leadership: Lessons from Tesla 00:10:05 - The Impact of Fear-Based Leadership on Organizations and Society 00:13:11 - The Normalization of Fear and Surveillance in the Workplace 00:15:53 - Leadership Examples Challenging Toxic Normalization 00:17:17 - The Business Case for Protecting Rights and Embracing Diversity 00:19:11 - Leading with Empathy during Crisis and Uncertainty 00:23:02 - The Agency Loop: Courage as the Fuel for Authentic Leadership 00:25:55 - Cultivating Agency, Authenticity, and Growth in Leadership 00:28:00 - Building Courage and Resilience in High-Speed Environments 00:31:00 - Listening to Understand: A Foundation for Authentic DEI Efforts 00:33:00 - Addressing Burnout and Learning Agility in Today's Workforce 00:35:00 - Embracing Curiosity and Courage to Drive Inclusive Leadership 00:38:42 - The Importance of Diverse Leadership Reflecting Customer Needs 00:40:29 - Navigating Cultural Differences and Building Peace at Tesla 00:42:18 - Anchoring Leadership in a Shared Mission to Overcome Conflict 00:44:08 - Courageous Leadership Amid Fear and Toxicity in the Workplace Connect with Kristen Kavanaugh and Mike Randolph Follow on Instagram at @courageoverfearbook, @mikerandolph.official, and @kristenkavanaugh.official for updates and community engagement. Purchase the book at courageoverfearbook.com Learn more about your ad choices. Visit megaphone.fm/adchoices
What's My Purpose?It's a fundamental question that needs an answer. But would you be surprised to hear that the answer might not be quite as complicated as you think? This week, April Peters from Landing on Purpose is here to provide some helpful insight on our purpose and how it differs from our calling and mission.RELATED EPISODEE185: Who Am I? (Apple, Spotify, YouTube)MORE FROM APRIL PETERSLanding on PurposeRoadmap: 7 Actions to Reclaim Direction in Uncertain Times - with Jon Steele (YouTube)Join me for this rebroadcast of a live conversation, as I walk you through The Roadmap—a 7-step framework to help you get unstuck, refocus, and move forward with clarity and purpose. It's time to turn this pause into a powerful new beginning.
Send us a textIn today's world, couples are facing more pressure than ever—financial hardships, job loss, political tension, and racial division threaten to pull families apart. But as believers, we are called to rise above the noise and build marriages that stand strong on Christ, not culture.In this episode of Marriage Mondays with The Kings, we're diving deep into how husbands and wives can: ✨ Stay united when the world feels divided. ✨ Overcome financial stress and job loss as a team. ✨ Protect their home atmosphere from negativity and outside influence. ✨ Strengthen family dynamics with prayer, intentional time, and biblical truth. ✨ Rekindle love and romance even in hard seasons.
Scenario planning often sounds like a board retreat buzzword, but in this Nonprofit Power Week episode it becomes a practical playbook with receipts. Director Tesa Piccioni of Your Part-Time Controller (YPTC) reframes uncertainty as a routine operating condition, not a meteor strike. Her thesis is disarmingly simple: “Let's take the un out of uncertainty and accept that certain things are going to happen. Let's prepare.” Preparation, she argues, isn't about predicting every storm—it's about building a habit of visibility and fast pivots.We start with the kitchen-table finance questions: What do you have? What do you owe? What's promised in and promised out? From there, the “boring” stuff—clean records, timely allocations, grant restrictions, and a rolling forecast—becomes the organization's superpower. As Tesa puts it, “If you have good information in, you get good information out—and that lets you act, not just react.” She expands the aperture beyond budgets: think balance sheet integrity, a just-in-case line of credit, and board fluency in financials so decisions don't stall during turbulence.The clever twist: scenarios aren't just bad-news drills. Tesa insists on planning for lucky breaks too—unexpected windfalls, mergers, or a connector board member who opens doors. That $1.5M surprise check? Without a plan, it's chaos with confetti. With a plan, it's momentum.Her practical framework pairs SWOT with three starter lenses: revenue up, revenue down, and environmental change. Master those, and you're not memorizing scripts; you're training reflexes. Equally important, it's not a finance-only sport. Program leads, executives, and boards need shared situational awareness so services continue even if the lights don't.Tesa links this directly to strategy: strategic planning sets the destination; scenario planning keeps the route open when reality tosses detours. Review cadence? Not annually—responsively. The moment regulations shift, funds lag, or opportunities appear, open the playbook and adjust. That rhythm replaces anxiety with calm, which is precisely what constituents deserve.The payoff is cultural: organizations stop operating in crisis posture and start operating with poise. Think FEMA's checklists, but for food banks, youth programs, and arts orgs—quiet competence that protects the mission on ordinary Tuesdays and extraordinary Thursdays alike.#TheNonprofitShow #ScenarioPlanning #NonprofitFinanceFind us Live daily on YouTube!Find us Live daily on LinkedIn!Find us Live daily on X: @Nonprofit_ShowOur national co-hosts and amazing guests discuss management, money and missions of nonprofits! 12:30pm ET 11:30am CT 10:30am MT 9:30am PTSend us your ideas for Show Guests or Topics: HelpDesk@AmericanNonprofitAcademy.comVisit us on the web:The Nonprofit Show
Welcome to RIMScast. Your host is Justin Smulison, Business Content Manager at RIMS, the Risk and Insurance Management Society. Justin divides this episode into three segments. He first interviews Eddie Tettevi, Sandbox Mutual Insurance CRO and RIMS Canada Council Chair — DEI and Comms, about his risk career and his service on the RIMS Canada Council. In the second segment, Justin interviews Janiece Savien-Brown, Metro Vancouver, and Shaun Sinclair, BCIT, about the C2C Challenge and the winning student team. The third segment is a recording of "Intentional Mentorship," an improvised session from the DEI Studio, featuring Dionne Bowers, Co-Founder & Chair of the Canadian Association of Black Insurance Professionals (CABIP), Ray Chaaya, Head of talent for Zurich Canada, and Natalia Szubbocsev, Executive Vice President at Appraisals International Inc. Listen to learn about some exciting events of the RIMS Canada Conference 2025. Key Takeaways: [:01] About RIMS and RIMScast. [:17] About this episode of RIMScast. This episode was recorded live on September 15th, 16th, and 17th at the RIMS Canada Conference 2025, at the Telus Convention Center in Calgary. We had a blast! We will relive the glory of the RIMS Canada Conference in just a moment, but first: [:50] RIMS Virtual Workshops! RIMS has launched a new course, “Intro to ERM for Senior Leaders.” It will be held again on November 4th and 5th and will be led by Elise Farnham. [1:07] On November 11th and 12th, my good friend Chris Hansen will lead “Fundamentals of Insurance”. It features everything you've always wanted to know about insurance but were afraid to ask. Fear not; ask Chris Hansen! RIMS members enjoy deep discounts on virtual workshops! [1:26] The full schedule of virtual workshops can be found on the RIMS.org/education and RIMS.org/education/online-learning pages. A link is also in this episode's notes. [1:37] Several RIMS Webinars are being hosted this Fall. On October 9th, Global Risk Consultants returns to deliver “Natural Hazards: A Data-Driven Guide to Improving Resilience and Risk Financing Outcomes”. [1:50] On October 16th, Zurich returns to deliver “Jury Dynamics: How Juries Shape Today's Legal Landscape”. On October 30th, Swiss Re will present “Parametric Insurance: Providing Financial Certainty in Uncertain Times”. [2:07] On November 6th, Hub will present “Geopolitical Whiplash — Building Resilient Global Risk Programs in an Unstable World”. Register at RIMS.org/Webinars. [2:20] On with the show! It was such a pleasure to attend the RIMS Canada Conference 2025 in Calgary. There's always electricity in the air at RIMS Canada, and I wanted to capture some of it! [2:33] We've got two interviews, and then an improvised session I recorded at the DE&I Studio. The sound came out great, and I used it here with the panelists' permission. [2:49] We've got excellent education and insight for you today on RIMScast! My first guest is Eddie Tettevi. He is the Chief Risk Officer at Sandbox Mutual. He's a very active member of the Saskatchewan RIMS Chapter and a member of the RIMS Canada Council. [3:11] We're going to talk about his risk management career, his RIMS involvement, and how his insights from one of his RIMS DE&I sessions led to this discussion. [3:24] First Interview! Eddie Tettevi, welcome to RIMScast! [3:38] Eddie is the Chief Risk and Compliance Officer at Sandbox Mutual Insurance. He's also the Corporate Secretary, which means he helps the organization navigate strategic initiatives within the boundaries of risk appetite and regulatory compliance. [4:12] Eddie has been at Sandbox for approximately two years. When he joined the company, Sandbox was going through a period of rapid growth and taking the right risks. That was something Eddie looked forward to being involved in. [4:54] The CRO role was not an independent role at Sandbox before Eddie started. It was held by the Chief Financial Officer. The CCO role was held by HR. The Corporate Secretary role was held by the CEO. Eddie fills the three roles in his new position. His background fits all three roles. [6:06] Eddie normally leads a risk group of three. Eddie was previously in cyber for 13 or 14 years. His background is in electrical engineering and computer science. He helped organizations secure their software and network. [7:02] Eddie doesn't think risk management is any different. He's helping organizations make the right decisions. The difference is that the portfolio is much larger. Cybersecurity is one aspect of Eddie's risk management work. [7:33] Eddie says cyber attacks are growing. Individuals who may not be skilled are using AI tools to perpetrate cyber attacks. The attacks are increasing exponentially in skill and sophistication. [8:09] Eddie co-hosted a session in the DE&I Studio with Aaron Lukoni and Tara Lessard-Webb, focused on understanding how mental health plays a part in risk management and how organizations should think about mental health as part of a risk management framework. [8:31] The session was “Building Resilient Workplaces, the Role of Mental Health in Risk Management.” In it, Eddie revealed he is skilled in multiple languages, but an expert in none, including English. He grew up with influences from English, French, Malay, and Creole Patois. [9:38] Eddie loves learning about new cultures. That has influenced his accent. In every language he speaks, he has an accent, which makes it interesting. He has worked in French and English organizations. He learns languages in six months. He picks them up quickly. [10:50] Eddie, Aaron, and Tara emphasized making sure we are thinking about and embedding mental health in our risk framework. [11:02] When designing any strategies and initiatives, risk professionals should consider what's happening in the organization. An organization going through a lot of change is already a stressed organization. You have to consider that as you introduce more change. [11:40] Eddie says the award-winning Saskatchewan RIMS Chapter is exciting. It's great to work with people who are interested, dedicated, and committed. He says the chapter is doing some incredible things, such as introducing risk courses into the universities in the province. [12:15] Eddie was a RIMS member before joining Sandbox. You can be a RIMS member without joining a chapter. Moving to Saskatoon created the opportunity for Eddie to join the Saskatchewan RIMS Chapter, which he had been looking forward to, to connect with people. [12:36] Justin gives shoutouts to various Saskatchewan Chapter members. [13:03] Eddie serves on the RIMS Canada Council as Chair of the Communications, External Affairs, and DEI Committee. [13:22] The committee is responsible for making sure that all RIMS communications have a DEI lens and advocate for the risk community, partnering with other advocacy groups around Canada. [13:52] Justin says it's been such a pleasure to meet you and hang out with you! I look forward to seeing you at more RIMS Canada and RIMS events. [14:02] Our next guests organized the 2025 C2C Coast to Coast Challenge. This is a competition for risk management students based in Canada. We'll learn about the case studies and what it took to produce their presentations, and also have a chance to acknowledge the winners. [14:19] We will hear from Shaun Sinclair, the Program Head of General Insurance and the Risk Management Program at British Columbia Institute of Technology, and Janiece Savien-Brown, the Manager for Risk and Claims Management at Metro Vancouver. [14:35] We're going to learn about their various roles, as well. Let's get to it! [14:39] Second Interview! Shaun Sinclair and Janiece Savien-Brown, welcome to RIMScast! [14:47] Janiece Savien-Brown is the Manager of Risk and Claims Services with Metro Vancouver by day. She has been involved with BCRIMA for 17 or 18 years. BCRIMA started the Coast 2 Coast Legacy Challenge three years ago. Last year was its first year in Vancouver. [15:07] Shaun Sinclair is the Program Head of the General Insurance and Risk Management Program at BCIT, an institute of technology in Vancouver and Burnaby, B.C. [15:17] They teach students insurance and risk management courses. Students graduate with a CRM and a Chartered Insurance Professional designation. [15:26] Shaun is also the President of BCRIMA this year. He has been a BCRIMA member for a long time. This C2C Legacy Challenge was awesome for Shaun because two teams from BCIT got into the finals. Shaun had to recuse himself. [15:51] Janiece says the RIMS Canada Conference 2025 was fantastic! Shaun was there with seven students, and it was awesome to see what they were learning. The students told Shaun they loved everything about it. [16:45] The two finalist teams were The Deductibles and Insure and Conquer. This year's submissions were highly creative and impactful. [17:10] Shaun has been involved in Risk Management Challenges for years and has been to the nationals several times with groups. Shaun stays pretty hands-off. The students get the challenge, and Shaun discusses it with them. He figures out what they need from him to do it. [17:42] In this case, a root cause analysis wasn't needed. They learned how to do a Failure Mode and Effects Analysis (FMEA), a heat map, and gather general knowledge. Then he let them go. They came up with the 10-page report. He didn't watch their presentation until they went live. [18:14] Their champion for the challenge was Ken Letander. The challenge was a procurement question. If your organization's ownership is 51% Indigenous, and you keep your staff 33% Indigenous, money comes your way for contracts. [18:48] When the contract is over and it's time to get the money, but the organization refuses to give that information, how do you make sure they have the 33% Indigenous staff and 51% Indigenous ownership? Do you need pictures, or can you use Elders to say it's enough? [19:12] The students had to read a lot about risk and the rules and regulations regarding this question. They had to read the Canadian government's language on what the rules are. It was an interesting case. [19:38] Janiece didn't envy them at all. The students came up with some solutions for Ken Letander, and he was thrilled with what came from all of the reports. [20:33] Janiece says the presentations were phenomenal from both teams, as well as the written submissions. The collaboration came through and showed they owned the essence of the project. You could see the desire of the top team to make it work. [21:12] Shaun says the cases used in C2C are pretty much real cases. Janiece says last year's case competition had to come up with an equitable access tool to use in the system. After Janiece had surgery, she was given a survey, and she recognized it from the case study. [22:26] Justin says it's great that the students collaborate. You need teamwork. [22:54] Shaun says you hear a lot about isolation. He says BCIT is sometimes called “Being Crammed Into Teams.” Shaun and the other teachers assign projects where students are forced to work with at least three or four people. [23:13] After two years of group projects, collaboration is relatively easy. Shaun also makes the students hand-write their exams. They learn how to think through a problem and put it down on paper. Afterward, they go outside and talk about what they did. [24:52] Shaun's advice to academics and students entering a C2C challenge is to follow the rules. If they say 8-point font, 10-page maximum, don't send 14 pages. The instructor should help students understand the material and then step back. Let the students do it. It's on them. [25:42] Janiece says it is key to engage at the conference. While the Challenge is the key feature, the experience at the RIMS Canada Conference is a large part of it. Be present. Don't be on your phones the whole time. Attend sessions. Come to the events, have fun, and network. [26:07] Janiece was at an event, and five people came up to her and asked if she had brought the BCIT students (Shaun had). [26:22] People were absolutely amazed at how engaging the students were, willing to put themselves out there, and setting meetings with people in BC for opportunities when they come back. That's part of the experience. [26:40] Shaun points out that a couple of the students are quite shy and have come out of their shells because they've had to talk to people. The more you do it, the better you get at it. [27:01] Janiece reports that at one of the events, the students who were in Vancouver from Calgary came out and met with her students. RIMS, RIMS Canada, and the local chapter promote engagement. [27:31] The 2025 C2C Challenge Calgary winner is The Deductibles, 1.95 points ahead of Insure and Conquer. Insure and Conquer did an awesome job as well. [28:11] The Deductibles team is: Rabia Thind, Triston Nelson, and Ryan Qiu. [28:32] Parting advice for risk students as they step into their careers: Shaun says, if you're going to be an accountant or finance student, think about insurance risk management. Amazing career opportunities in fields that cover everything are all within your grasp. Put it on your radar. [29:26] Janiece says she is living proof of that. She was going to be an accountant. After a car accident, she switched to insurance and risk. It's a lifestyle. She has gained many friends, colleagues, and mentors. She started as an adjustor and after 31 years, she's still in the industry. [29:54] Shaun says you can swap jobs from broker to underwriter, to claims, to risk manager, to education, and not start again at the bottom. It's an amazing career. [30:26] Justin says Thank you so much, it's been such a pleasure to reconnect with you here at the Telus Convention Center in Calgary, for RIMS Canada Conference 2025. Shaun and Janiece are already thinking about the C2C Challenge in 2026. We'll see you there! [30:51] As I said at the top, we're going to close things out with an improvised session called “Intentional Mentorship,” which was produced at the DE&I Studio. [31:19] Improvised Session, “Intentional Mentorship,” at the DE&I Studio! With the insights of Dionne Bowers, the Cofounder and Chair of CABIP, Ray Chaaya, the Head of Talent at Zurich Canada, and Natalia Szubbocsev of Appraisals, International. Please enjoy! [31:40] Natalia Szubbocsev introduces the panel. Natalia is the Executive Vice President at Appraisals, International, an insurance appraisal company, global but small, with a diverse, inclusive team. Natalia has been a mentee and a mentor and is glad to contribute her insights. [32:38] Dionne Bowers is the Co-founder and Chair of the Canadian Association of Black Insurance Professionals, a nonprofit organization, and has recently joined Markel Canada as one of their business development Colleagues. [32:57] Ray Chaaya is head of talent for Zurich Canada. Ray oversees talent acquisition, talent development, and talent management, as well as the culture portfolio for the company, DEIB, and community impact. [33:15] Natalia asks What does mentorship, particularly inclusive or intentional mentorship, mean for you? Dionne says that it is a strong commitment by both the mentor and the mentee to work together for growth opportunities. [33:38] Intentional mentorship is the dedication that each party has to bring to the table, and fulfilling any sort of mandates that have been asked by both. Depending on the program, it's making sure that everyone is on the same page in terms of what they want from each other. [34:04] Ray agrees with Dionne. There has to be a mutual benefit. Ray has been a mentee and a mentor, and finds that the most valuable mentorship relationships are where the mentor and the mentee walk away feeling like they're learning something every day, having a conversation. [34:30] Ray says it's a two-way street and a relationship that can often last for years, because it is a relationship where the value is long-term. Ray talks to young people, and they ask, You're my mentor, what do I do? It doesn't work that way. It's a long-term investment. [34:56] Natalia says that traditional mentorship, besides being one of the best ways of professional development, is also to transfer knowledge from someone who has the experience to someone junior in his or her role. What other purpose does mentorship serve? [35:19] Dionne says it's also recognizing that it's an opportunity for learning from one another. A mentor is a seasoned insurance professional who is working with someone who is a new entrant to the industry. [35:37] It's recognizing that a mentor and a mentee are learning from each other. Strength in development is making sure that you are taking away something from each other, each time you meet, connecting and learning trends and thoughts, and diversity of thought. [36:10] Dionne asks, How can we do things differently? She has learned a lot from young people. Dionne thought she was cool, but apparently, she's not. And she's just taking away a lot of that into her own world, professionally and personally. [36:23] Natalia says her experiences are not just intergenerational, but in Canada and beyond, intercultural. She says what needs to be respected and adapted to, both by the mentor and the mentee, is that you're coming from different backgrounds. [36:45] In a global setting, that will affect communication, that will affect the thought processes, that will affect everything; the way we do things. Because Natalia leads a global team, she has to be adaptable, sensible, and respectful of the cultural nuances. [37:07] At the same time, she asks her mentees or team to do the same for her, because she comes from a very specific background. She has an Eastern European background. It doesn't matter that she's lived in Canada for 25 years. [37:25] Her background defines the way she communicates, thinks, and handles things. Every culture communicates differently. That's an overall mutual understanding, knowing that we all come from different backgrounds. [37:47] Dionne says there has to be a willingness to learn. There's no point in having a mentor-mentee relationship where it's just going to be closed off, and this is what we're going to talk about. There has to be a willingness to learn. [38:07] Ray says there's a learning agility piece. You have to be flexible in how the relationship is going to go. Every mentorship relationship is different, too. There are no steps on how to be a good mentor or a good mentee. [38:25] It's the chemistry between the two, the value that you bring to each other, and the conversations. The maturity of a mentorship can also go into sponsorship. [38:37] When Ray has a conversation with somebody, and they get to know each other, and feel what they want to get out of this, he can be a voice for that person. It goes back to the conversation of lifting others when you can. [38:54] When Ray thinks back to his mentors who stick out in his mind. He has a lot of respect for them. They are the people who spoke about him when he was not in the room, and had his back in that room when he was not there. [39:15] Those are the people, as Ray matures in his career, he doesn't know that he would be here today if it weren't for those mentors. And that is what he hopes he can bring to somebody else as a mentor. [39:29] Natalia says, in a global setting where she works, boosting confidence is very important. In a multicultural global setting, it's important to encourage someone in a different country, who communicates differently, that it doesn't matter, they can do it. [39:50] We are working on a common goal. That's part of the sponsorship/mentorship/training. [40:08] Ray says you have to be honest as a mentor. The toughest times for Ray were when he realized he was trying to make this work for a person, but to be honest with himself, as a mentor, he should be encouraging this person to look somewhere else, at what their passions are. [40:33] He went into it thinking he wanted this person to be the best they could be at this job. And he realized that's not his job as a mentor. [40:43] His job is to understand what they want out of their career, where they bring value, where their passion is, and guide them to make sure that they ultimately are happy with their career, and they're bringing value to society, and they're contributing to the community. [41:06] One specific person Ray was mentoring, he was desperate to fit them into the insurance industry, because that's how he was programmed. He was thinking, Why is this not working? And he realized it's not working because they don't want to do this. [41:25] And as a mentor, Ray's job now is to say, What do you want to do, and let's help you get there. And when he made that mind shift, it just clicked. That was a little bit of a learning opportunity. Now he's a better mentor for learning that. [41:42] Dionne agrees with that. She had one mentor who told her, If you plan to give back as a mentor, don't have any expectations, or you're setting yourself up for failure. [42:05] A lot of mentors have a similar approach, because we don't know. We want it so badly. We want to be able to say, I did that. I helped them get to wherever. If you have a mentee who is not in the mindset, and you're not sure that this is for them, have that conversation. [42:38] It's important to recognize that you're going to impact their lives differently. Even though you have that mentor-mentee relationship, you may be asking them to reconsider dipping their foot into the industry. [42:55] Natalia says not making assumptions about the other person and having that curiosity, openness, and mutual communication is very important. [43:05] How do you build in mentorship or inclusive or intentional mentorship into your organization? Ray says mentorship programs should be part of any industry, any corporation, or any organization. If you expect people to learn and grow, they need mentors. [43:30] Ray says Zurich has baked in mentorship programs into a lot of its development programs. Your development means you get a mentor, and you learn from that mentor. They bake it into the development strategy that's already there, and don't make it an off-site thing. [43:57] It shouldn't be another thing; it should just be part of your growth and development. And so, whenever they can bake it in, that's what Zurich does. [44:04] Zurich also has amazing employee resource groups that champion a lot of its programs, and the Zurich African and Caribbean Alliance, ZACA, which has worked with KBIP, is a massive champion of its mentorship program. [44:19] Just two or three months ago, Zurich held a mentorship day and increased the mentors on its mentorship platform by 48%. It was just another thing that was out there that nobody was talking about, and another thing people had to sign up for. [44:39] Zurich's employee resource group put a spotlight on it, and they showed the value, and they made it part of the ERG's culture to participate in mentorship. Then all of those ERG participants signed up to be mentors, and now are actively mentoring. [45:00] You really need to look at it from a strategy perspective. It can't just be an extracurricular activity that you add on. [45:08] Dionne agrees. KBIP works with organizations like Zurich, and with the ZACA program and the team, but also does the work for organizations that are not there yet or not willing to put the extra effort in to embed it into the DNA of the organization. [45:33] Part of KBIP's mandate is to create a mentorship program specific to Black insurance professionals. It doesn't matter where you're from, international or domestic student, or anyone who wants to be part of the organization and get extra support to build on their career trajectory. [46:02] What do mentors get out of mentorship? Dionne says as a mentor, she gets satisfaction from seeing someone excel, not necessarily from start to finish. You could be at the tail end of their journey, you could be at the beginning, or you could be in the middle. [46:36] If there is a desired outcome for both parties, and there's success, when someone calls you or texts you and says, You know what, I got that job, or I was recognized for doing XYZ, that is satisfaction. That is success. [47:00] Ray says his passion is helping people grow and develop. He started his HR career in learning and development, because he used to be intrinsically rewarded when he saw somebody learn something he taught them, or he trained them on. That felt like a superpower. [47:21] When Ray can do that with the programs Zurich runs, and he interviews people and watches their growth, and they are so grateful; to Ray, that is worth it all. You don't even have to pay him for that. He will volunteer and do that his entire life because of what he gets out of it. [47:47] Natalia agrees. There are obvious advantages from an organizational point of view, but from an individual point of view, Natalia feels that she has arrived at a point where there's no ego anymore. She wants to transfer her knowledge to someone. [48:04] Natalia wants to tell someone that they can do it. Because she did it, they can do it as well. And that's a very important aspect of mentorship. [48:15] How do you make mentorship intentional and inclusive? Ray says it means they have to see the value. It has to be part of the business strategy. Anything that is not intentional, people think, Why do I have to do this, on top of everything else that I need to do? [48:36] The second we are making it intentional, it has to make sense. This is why I'm doing this, because it's going to benefit me, it's going to benefit the company, and it's going to benefit the people I'm impacting. [48:47] They have to see the strategic business value, and with mentorship, it's easy. Because there's massive value for the organization, there is a massive competitive edge if you're doing it properly, and there is massive learning and development for your workforce. [49:05] You just need to sit down with professionals like KBIP, with people who have thought through it, and understand how to help you bake it into the strategy. Just do the work. Anything intentional has to make sense. If it does not make sense, it can't really be that intentional. [49:28] Dionne says that in every organization, when you are constructing your missions and your value statements, it's sitting down as an executive team, and asking, How can we execute on this? What does that mean? Mentorship is something that bleeds into your brand. [49:57] The brand recognition from a competitive edge standpoint is huge. Dionne says she can walk into a school for outreach programs and say, Zurich is a market of choice. You would want to work with Zurich because of this, this, and this. [50:14] If you can tell them that they're going to be supported along the way with their career, that's added value. That is something that will definitely differentiate Zurich in the marketplace. [50:26] Dionne adds that being intentional is huge because when you are not, people can see right through that. That is where you create toxic cultures. [50:39] It's not in a company's best interest to ignore the opportunities that stem from mentorship programs. [50:47] Natalia says she's not an HR professional, but she imagines that mentorship has a great role in not just attracting the right talent, but in retention as well. [50:58] Ray affirms, 100%. It's part of your growth and development. Sure, you can use it as a competitive edge to attract people, but if you're not doing it right, then they're not going to develop and grow, and that competitive edge is really just smoke and mirrors. It's not real. [51:15] So, if you're going to do it right, you have to develop people and grow people through your mentorship programs, and you have to show the results for it. [51:26] Dionne adds, That speaks to the inclusivity part of diversity, equity, and inclusion. If you can build a strategy that equates to inclusion, it equates to retention. It's not rocket science. [51:49] Ray says Zurich is really good at that. [51:52] Final thoughts on intentional mentorship. Dionne says, “Just do it. I'm a Nike gal. Just do it.” [51:59] Ray says, “I wouldn't be where I am in my career if it weren't for my mentors and my sponsors. And so, if you see potential, mentor the heck out of that potential, because they will thrive.” [52:15] Dionne says, “And acknowledge it. I think that's a big part of that strategy.” [52:21] Natalia thanks Ray, Dionne, and the RIMS DE&I Studio for picking up this topic, a very important topic, and she hopes you enjoyed the session. [52:38] Justin says special thanks again to all of our guests here at the RIMS Canada Conference 2025. Be sure to mark your calendars for October 18th through the 21st, 2026, for RIMS Canada, which will be held in Quebec City. [52:55] Shout out to the RIMS Canada Council for producing another fantastic conference and to the RIMS Events Team and all my RIMS colleagues who worked tirelessly to make the last three days so smooth. It's such a pleasure to work with you all. I look forward to seeing you next year. [53:14] Plug Time! You can sponsor a RIMScast episode for this, our weekly show, or a dedicated episode. Links to sponsored episodes are in the show notes. [53:43] RIMScast has a global audience of risk and insurance professionals, legal professionals, students, business leaders, C-Suite executives, and more. Let's collaborate and help you reach them! Contact pd@rims.org for more information. [54:02] Become a RIMS member and get access to the tools, thought leadership, and network you need to succeed. Visit RIMS.org/membership or email membershipdept@RIMS.org for more information. [54:19] Risk Knowledge is the RIMS searchable content library that provides relevant information for today's risk professionals. Materials include RIMS executive reports, survey findings, contributed articles, industry research, benchmarking data, and more. [54:35] For the best reporting on the profession of risk management, read Risk Management Magazine at RMMagazine.com. It is written and published by the best minds in risk management. [54:50] Justin Smulison is the Business Content Manager at RIMS. Please remember to subscribe to RIMScast on your favorite podcasting app. You can email us at Content@RIMS.org. [55:02] Practice good risk management, stay safe, and thank you again for your continuous support! Links: From RIMS Canada: “RIMS Ontario Chapter Honours Bombardier's Daniel Desjardins with the 2025 Donald M. Stuart Award” RIMS ERM Conference 2025 — Nov. 17‒18 Spencer Internship Program — Registration Open Through Oct. 15. RIMS Western Regional — Oct 1‒3 | Bay Area, California | Registration open! RISKWORLD 2026 — Members-only early registration through Sept 30! RIMS-Certified Risk Management Professional (RIMS-CRMP) The Strategic and Enterprise Risk Center RIMS-CRO Certificate in Advanced Enterprise Risk Management — Featuring Instructor James Lam! Next bi-weekly course begins Oct 9. RIMS Diversity Equity Inclusion Council RISK PAC | RIMS Advocacy | RIMS Legislative Summit SAVE THE DATE — March 18‒19, 2026 RIMS Risk Management magazine | Contribute RIMS Now RIMSCanadaConference.ca RIMS Webinars: RIMS.org/Webinars “Natural Hazards: A Data-Driven Guide to Improving Resilience and Risk Financing Outcomes” | Oct. 9 | Sponsored by Global Risk Consultants “Jury Dynamics: How Juries Shape Today's Legal Landscape” | Oct. 16, 2025 | Sponsored by Zurich “Parametric Insurance: Providing Financial Certainty in Uncertain Times” | Oct. 30, 2025 | Sponsored by Swiss Re “Geopolitical Whiplash — Building Resilient Global Risk Programs in an Unstable World” | Nov. 6 | Sponsored by Hub Upcoming RIMS-CRMP Prep Virtual Workshops: RIMS-CRMP-FED Exam Prep Virtual Workshop — November 11‒12 Full RIMS-CRMP Prep Course Schedule Risk Appetite Management | Oct 22‒23 | Instructor: Ken Baker “Intro to ERM for Senior Leaders” | Nov. 4‒5 | Instructor: Elise Farnham “Fundamentals of Insurance” | Nov. 11‒12 | Instructor: Chris Hansen “Leveraging Data and Analytics for Continuous Risk Management (Part I)” | Dec 4. See the full calendar of RIMS Virtual Workshops RIMS-CRMP Prep Workshops Related RIMScast Episodes with 2025 RIMS Canada keynotes: “Distilling Risk and Resilience with Manjit K. Minhas” “On Resilience with Amanda Lindhout” “Thoughts and IDEAs on Inclusivity with Michael Bach” Sponsored RIMScast Episodes: “The New Reality of Risk Engineering: From Code Compliance to Resilience” | Sponsored by AXA XL (New!) “Change Management: AI's Role in Loss Control and Property Insurance” | Sponsored by Global Risk Consultants, a TÜV SÜD Company “Demystifying Multinational Fronting Insurance Programs” | Sponsored by Zurich “Understanding Third-Party Litigation Funding” | Sponsored by Zurich “What Risk Managers Can Learn From School Shootings” | Sponsored by Merrill Herzog “Simplifying the Challenges of OSHA Recordkeeping” | Sponsored by Medcor “Risk Management in a Changing World: A Deep Dive into AXA's 2024 Future Risks Report” | Sponsored by AXA XL “How Insurance Builds Resilience Against An Active Assailant Attack” | Sponsored by Merrill Herzog “Third-Party and Cyber Risk Management Tips” | Sponsored by Alliant “RMIS Innovation with Archer” | Sponsored by Archer “Navigating Commercial Property Risks with Captives” | Sponsored by Zurich “Breaking Down Silos: AXA XL's New Approach to Casualty Insurance” | Sponsored by AXA XL “Weathering Today's Property Claims Management Challenges” | Sponsored by AXA XL “Storm Prep 2024: The Growing Impact of Convective Storms and Hail” | Sponsored by Global Risk Consultants, a TÜV SÜD Company “Partnering Against Cyberrisk” | Sponsored by AXA XL “Harnessing the Power of Data and Analytics for Effective Risk Management” | Sponsored by Marsh “Accident Prevention — The Winning Formula For Construction and Insurance” | Sponsored by Otoos “Platinum Protection: Underwriting and Risk Engineering's Role in Protecting Commercial Properties” | Sponsored by AXA XL “Elevating RMIS — The Archer Way” | Sponsored by Archer RIMS Publications, Content, and Links: RIMS Membership — Whether you are a new member or need to transition, be a part of the global risk management community! RIMS Virtual Workshops On-Demand Webinars RIMS-Certified Risk Management Professional (RIMS-CRMP) RISK PAC | RIMS Advocacy RIMS Strategic & Enterprise Risk Center RIMS-CRMP Stories — Featuring RIMS President Kristen Peed! RIMS Events, Education, and Services: RIMS Risk Maturity Model® Sponsor RIMScast: Contact sales@rims.org or pd@rims.org for more information. Want to Learn More? Keep up with the podcast on RIMS.org, and listen on Spotify and Apple Podcasts. Have a question or suggestion? Email: Content@rims.org. Join the Conversation! Follow @RIMSorg on Facebook, Twitter, and LinkedIn. About our guests: Eddie Tettevi, Sandbox Mutual Insurance CRO RIMS Canada Council Chair — DEI and Comms Janiece Savien-Brown, Metro Vancouver Shaun Sinclair, BCIT "Intentional Mentorship" improvised session from the DE&I Studio, featuring: Dionne Bowers, Co-Founder & Chair of the Canadian Association of Black Insurance Professionals (CABIP); Ray Chaaya, Head of talent for Zurich Canada; Natalia Szubbocsev, Executive Vice President at Appraisals International Inc. Production and engineering provided by Podfly.
The job of a leader is to walk into what's uncomfortable, not away from it. Fear is simply freedom waiting for you to embrace it. My latest book “The Wealth Money Can't Buy” is full of fresh ideas and original tools that I'm absolutely certain will cause quantum leaps in your positivity, productivity, wellness, and happiness. You can order it now by clicking here.FOLLOW ROBIN SHARMA:InstagramFacebookTwitterYouTube
Peter starts his letter to the scattered exiles in ancient Turkey by giving a dependable identity. Identity helps people in the midst of their uncertainty and hopelessness. In the next part of the letter, Peter expands on their identity, telling them that they are holy, and out of their holy identity they are to live holy. Holy living honors Jesus, but it is dependable, too, able to see us through the trials and uncertainties of life. In this message, Pastor Joel unpacks Peter's description of holy, dependable living and gives the perfect example of someone living it out smack dab in the middle of suffering and uncertainty: Jesus himself.
Chris Clarke discusses the political tensions boiling over in the U.S., particularly surrounding the assassination of Charlie Kirk. Clarke offers a profound exploration into the implications of this event on the left-wing movement while criticizing the portrayal of the desert, advocating for the urgent need to protect these delicate ecosystems. As a long-time activist, Chris emphasizes the significance of non-violence in political change and the dangers of one-sided media narratives. Throughout the episode, Chris Clarke adeptly interweaves his rich history of activism with an analysis of current political events, spotlighting the Desert Advocacy Media Network's role in environmental advocacy. He engages listeners by addressing the resurgence of political urgency reminiscent of past decades while accentuating the necessity to expand the podcast's reach for greater impact. Resources and alternatives are suggested for diversifying how audience members can contribute, whether financially or through spreading awareness. Key Takeaways: Host Chris Clarke provides an insightful commentary on the assassination of Charlie Kirk, highlighting the misguidedness of political violence as a means of change. Chris invites listeners to support the "90 Miles from Needles" podcast, stressing the value of community-driven initiatives over corporate media. Listeners are encouraged to engage with small media projects as paramount sources for truthful reporting in light of biased mainstream narratives. Clarke calls for solidarity among desert inhabitants of all backgrounds, urging collaboration to safeguard their way of life. Notable Quotes: "I was involved in sitting in administration buildings in protest... It was all very new and exciting, and I had no perspective back then." "There are probably circumstances in which I would decide people are justified in using some violence to defend themselves... But we are not there in a mass political sense in the US." "It's people on the right that need to start professing their opposition to political violence. Because on the left, our record is pretty clear." "The task of revealing what's going on in this country is necessarily falling to us because Paramount and Comcast and Disney and Apple and Netflix and Google and Meta don't have the slightest interest in informing us at this point." "We are all desert people, and we need to stand up for each other." Resources: 90 Miles from Needles website: https://90milesfromneedles.com Contact for donations: https://90milesfromneedles.com/donate Department of Justice report on domestic extremism: Available at https://90milesfromneedles.com/extremism Listeners are encouraged to tune into this episode for an in-depth understanding of current political dynamics and to support the "90 Miles from Needles" podcast for continued advocacy towards desert protection and truthful reporting. Stay engaged for more enlightening and thought-provoking content from Chris Clarke and his guests.Become a desert defender!: https://90milesfromneedles.com/donateSee omnystudio.com/listener for privacy information.
In today's episode of The Kelly Roach Show, Kelly digs into one of the biggest traps entrepreneurs are falling into right now: overthinking. With rapid market changes, even seasoned CEOs are second-guessing themselves. Kelly breaks down how to stop overthinking, start trusting yourself again, and rebuild confidence through action. Because confidence doesn't come before action—it comes from action. Timestamps 0:06 – Why even successful entrepreneurs lose confidence 0:20 – Action > evidence > confidence: the unshakable formula for growth 1:30 – Why confidence disappears when certainty does 3:00 – Lessons from advertising: why you can't predict outcomes before testing 4:00 – Confidence isn't knowing the answer; it's committing to iterate until you win 5:30 – How shifting markets have shaken entrepreneurs' belief in themselves 6:20 – Leadership in uncertainty: staying in integrity while building confidence 7:30 – Overthinking is costing you thousands (or millions) 8:45 – How entrepreneurs abdicate their power by seeking validation elsewhere 9:50 – Build confidence by acting without all the answers 10:15 – Challenge: identify where you're treading water 11:30 – The difference between winners and losers in uncertain market Resources: Grab your ticket and us on September 25th in Miami for Called to Lead: The Premier Business and Leadership Event for Female Entrepreneurs: https://www.sandiglandt.com/called-to-lead Join The Virtual Business School membership for real-time, hands-on business growth support- all for just $59/month, no contract! https://go.virtualbusinessschool.com/virtualbusinessschool-page-3054 Join The Virtual Business School GOLD to learn advanced sales systems for rapid scale: https://go.virtualbusinessschool.com/gold Follow Kelly on Instagram: https://www.instagram.com/kellyroachofficial/ Follow Kelly on Facebook: https://www.facebook.com/kelly.roach.520/ Connect with Kelly on LinkedIn: https://www.linkedin.com/in/kellyroachint/
This week on the podcast, we meet Justin Knoop—a husband, father of four, and the heart behind the Blessing Boys. What began as a small lawn care business grew into a mission to serve others, inspire his sons, and transform lives one yard at a time. Later in the episode, we’ll hear from Tricia Goyer—an author, speaker, podcaster, and homeschooling mom whose journey has taken her from teen pregnancy to building a family of ten through adoption and foster care. Along the way, Tricia discovered that it’s not about doing more, but about noticing what matters most. Links, Products, and Resources Mentioned: Jesus Calling Podcast Jesus Calling Jesus Always Jesus Listens Past interview: Gary Sinise Upcoming interview: Monique Rodriguez Jesus Calling: Stories of Faith on UPTV Justin Knoop Blessing Boys Tricia Goyer Psalm 22:6 Psalm 40:2 www.triciagoyer.com Faith That Sticks: 5 Real-Life Ways to Disciple Your Preteen Interview Quotes: “There was a search in my heart for purpose, for fulfillment. I spent a lot of my teenage years and even into my twenties just searching to fill that void. I think eventually it led me to where I am today, but it took me a long time to figure out what that purpose was that I was searching for.” - Justin Knoop “My sons were getting into this phase of life where I needed to start thinking about what it meant to begin to set an example for them. So what I did was I set aside Fridays—one day a week—for me and my sons to actually go out and serve the community.” - Justin Knoop “I think we can get caught up in our own lives and what’s going on in our family and our home and forget that there’s a world out there that needs us. What we teach our kids is that your purpose in life—outside of being in relationship with God—is to bring value to others.” - Justin Knoop “Yes, we have different hobbies and things that we do, but we want to pour the majority of our time into things that impact people around us. We’re not just about cutting grass and overgrown yards. We’re really after changing lives and impacting people.” - Justin Knoop “I realized through God, through prayer, through sitting before Him crying because I was so overwhelmed, that He already created [my children] as unique human beings with a purpose and I didn’t need to pour everything into them. I just needed to follow the purpose that God had given them.” - Tricia Goyer “I think it really takes almost becoming students of our kids and seeing what God already put in them—the calling that He has on their lives—and really focusing on who God created each individual to be. And then going before God, sitting quietly before Him, praying for our kids, and asking Him to open the door that we can help them walk through.” - Tricia Goyer “If we are listening—if we’re sitting around, driving, taking a walk around the block—if we’re there and listening to [our children], that’s when the big things come out, that’s when the questions happen.” - Tricia Goyer “If we’re waiting for our kids to be adults before we have meaningful conversations with them, it is too late. We need to build that, and pre-teens is the perfect little window where they still think it’s really cool to go get a smoothie and talk, and we can use that time to pour into our kids.” - Tricia Goyer “So many times we wonder how things are going to work out. Whatever God has called us to, we’re trying to see the end, and all we see is obstacle, obstacle, obstacle. I think that’s just a reminder that if God calls us to something, He is faithful and He’s going to be there.” - Tricia Goyer ________________________ Enjoy watching these additional videos from Jesus Calling YouTube channel! Audio Episodes: https://bit.ly/3zvjbK7 Bonus Podcasts: https://bit.ly/3vfLlGw Jesus Listens: Stories of Prayer: https://bit.ly/3Sd0a6C Peace for Everyday Life: https://bit.ly/3zzwFoj Peace in Uncertain Times: https://bit.ly/3cHfB6u What’s Good? https://bit.ly/3vc2cKj Enneagram: https://bit.ly/3hzRCCY ________________________ Connect with Jesus Calling Instagram Facebook Twitter Pinterest YouTube Website TikTok Discover more Christian podcasts at lifeaudio.com and inquire about advertising opportunities at lifeaudio.com/contact-us.
Nottingham Forest head to Burnley on the Premier League on Saturday with pressure already building after three consecutive defeats. The game represents a chance for Ange Postecoglou to get his first win and settle nerves around his appointment and current situation of the club after Nuno's departure. Can Forest get the three points at Turf Moor after Burnley impressed in defeat to Liverpool? We'll preview the game in full and reflect further on the dreadful collapse against Swansea in the Carabao Cup as Matt Davies is joined by Michael Temple and Ali Martin. #nffc #nottinghamforest
While often being considered the leading nation in the world, the United States increasingly finds itself on the cutting edge of cultural upheaval, political polarization and increasing violence that includes mass shootings and politically motivated killings. The recent tragedy of a political activist being shot and killed by a radicalized young man, while appearing distinct in the sense of being a political assassination, can also be seen as part of the larger tragedy of young men acting out cultural violence. Whether we like it or not, young people tend to manifest, express and even act out the psychological and emotional symptoms of the culture in which they must grow. In particular, if young men are not fully invited into social life and given a genuine sense of meaning and purpose, something volatile and potentially destructive inside them can drift towards the darker areas of the psyche and in the modern world, can pull them into the darkest parts of the world wide web. While specific causes and motivations for shootings by young men are complex, there are familiar patterns to the trajectory that leads to acting out violently. Research indicates that there is often a strong sense of grievance that comes from a disconnect between the lives they actually lead and the lives they think they should have. This inner disconnect can lead to fantasies of having unlimited power along with intense desires for recognition and admiration. Aided by the extremes of social media, their sense of grievance and their violent visions take up more and more of their mental and emotional lives. While modern societies lack clarity, understanding and wisdom when it comes to issues of men and violence, traditional cultures developed rites of passage in order to directly engage and temper the wild energies of youth and the reckless urge to battle with both life and death. For, there is an inner volatility that cannot be denied or be ignored without consequences that can turn inward as depression and self-harm or erupt outwardly in violence and destruction aimed at the society that failed to recognize, accept and include them. It seems to me that in this group, we also have to include those who appear to be grown men, but who demonstrate untempered emotions, reckless immature attitudes about violence that contribute to the tearing apart of society. In many ways, we are all in the midst of a collective rite of passage that requires that we awaken to the deeper issues that can turn a society against itself, while leaving young people in growing gaps of isolation, alienation and despair. Thank you for listening to and supporting Living Myth. You can hear Michael Meade live by joining his new online series “Finding Calling and Purpose in Uncertain Times” beginning on Thursday, September 18. Register and learn more at mosaicvoices.org/events. You can save 30% on this new series and further support this podcast by becoming a member of Living Myth Premium. Members receive bonus episodes each month, access to the full archives of over 700 episodes and a 30% discount on all events, courses and book and audio titles. Learn more and join this community of listeners at patreon.com/livingmyth If you enjoy this podcast, we appreciate you leaving a review wherever you listen and sharing it with your friends. On behalf of Michael Meade and the whole Mosaic staff, we wish you well during this challenging and uncertain times and thank you for your support of our work.
In this uplifting solo episode, Robyn explores what it truly means to practice and restore hope—especially in a world that can feel disorienting, overwhelming, or stuck. Prompted by a conversation with a friend who simply asked, "Can you talk about hope?" Robyn shares stories, reflections, and tangible practices to help you stay grounded, soft-hearted, and purpose-driven through uncertain seasons. You'll hear her reflect on last year's Restoring Hope gathering, the collective sense of fatigue and longing that many women in midlife are feeling now, and why hope is something we actively participate in—not something we wait around for. Robyn invites you into real-life practices to reconnect with your own sense of aliveness, wisdom, and devotion to what matters most. She also shares details on two opportunities for deeper support:
A Country on Edge Since the assassination of Charlie Kirk, something has shifted in the air. It feels like there was a “before” and now there's an “after.” Tension was already building, but now the unease is thick enough to cut. People are angry. People are tired. And I don't see things trending in a good direction. I'm not claiming to be a prophet, but I can read the signs. The economy is shaky, the housing market is insane, and inflation is eating people alive. Wages are up on paper, but the cost of living is through the roof. Folks are malcontent, and when enough people feel boxed in with no way out, sparks fly. History Doesn't Repeat, but It Rhymes Looking back, wars and revolutions rarely had a single clear starting gun in the moment. Only in hindsight do historians point to “the shot heard round the world.” Right now, we might be living through the prelude to something bigger, and we won't know what the spark was until after the fact. That's what worries me most—how close are we to seeing the next escalation? The cultural divide is real, and patience on both sides is wearing thin. The right has been remarkably restrained so far, but people only tolerate being demonized, taxed, and pushed so far before something breaks. Why This Moment Feels So Dangerous The Economy: Housing is a mess, mortgages are unaffordable, and homeowners are getting squeezed by skyrocketing taxes and insurance. Inflation: A 2% cost-of-living raise doesn't touch the reality of compounding price hikes. People feel poorer no matter what the numbers say. Division: The left and right are farther apart than ever, and every news cycle pours gasoline on the fire. The Wildcards: Veterans trained in violence, unstable individuals, and outright psychopaths are all part of society. Once political violence becomes normalized, there's no capping it again. All of this together is a recipe for escalation. What You Can Do Right Now I don't say this to spread fear—I say it so you can act while there's still time. Avoid the Hot Zones – Big blue cities are already boiling over. If you live in one, have a plan to get out. Better yet, move if you can. Bug Out Ready – If sparks fly, you don't want to be trapped in the middle. Have a destination and a plan. Stay Situationally Aware – Head on a swivel. Keep your awareness tuned up. Carry – If you're legally able, conceal carry consistently. Get your system dialed in so it's second nature. Travel Smart – If you've got trips planned to volatile areas, think twice. Vacations aren't worth walking into a powder keg. Closing Thoughts I don't know exactly where things are going, but I know it's not good. The best advice I can give you is simple: be safe. Stay vigilant, keep prepping, and don't get caught off guard. This has been James from SurvivalPunk.com. DIY to survive, my friends.
Be Safe in Uncertain Times | Episode 502 A Country on Edge Since the assassination of Charlie Kirk, something has shifted in the air. It feels like there was […] The post Be Safe in Uncertain Times | Episode 502 appeared first on Survivalpunk.
Welcome to RIMScast. Your host is Justin Smulison, Business Content Manager at RIMS, the Risk and Insurance Management Society. In this episode, Justin interviews Dan Chuparkoff, the CEO and founder of Reinvention Labs, about his risk career, from an insight at age 17, leading at tech giants, to founding a startup to help organizations reinvent themselves with AI. Dan asserts that if you're not keeping up with AI, you're falling behind your industry. Dan previews his upcoming November 17th opening keynote address at the RIMS ERM Conference 2025 in Seattle, Washington. Listen to learn more about AI, innovation, and staying ahead of the competition. Key Takeaways: [:01] About RIMS and RIMScast. [:17] About this episode of RIMScast. We will be joined by the CEO of Reinvention Labs, Dan Chuparkoff. Dan will deliver the opening keynote at the RIMS ERM Conference 2025 on November 17th in Seattle, Washington. [:47] We will get a glimpse into Dan's risk philosophies, when it comes to AI and innovation, and get a preview of his keynote. It's going to be a lot of fun! [:55] RIMS-CRMP Workshops! The next RIMS-CRMP-FED virtual workshop will be held on November 11th and 12th, and led by Joseph Mayo. Links to these courses can be found on the Certification Page of RIMS.org and through this episode's show notes. [1:16] RIMS Virtual Workshops! RIMS has launched a new course, “Intro to ERM for Senior Leaders.” It will be held again on November 4th and 5th and will be led by Elise Farnham. RIMS members enjoy deep discounts! [1:33] The full schedule of virtual workshops can be found on the RIMS.org/education and RIMS.org/education/online-learning pages. A link is also in this episode's notes. [1:44] Several RIMS Webinars are being hosted this Fall. On September 18th, Origami Risk will present “Driving Better Incident and Claims Management with Data, Technology & Strategic Collaboration”. [1:57] On September 25th, we will have a special webinar, hosted by Merrill Herzog, about active shooter preparedness in 2025 and beyond. That session will be complimentary for members and nonmembers. So, be sure to put that on your calendar for 1:00 p.m. Eastern Time. [2:16] On October 9th, Global Risk Consultants 07returns to deliver “Natural Hazards: A Data-Driven Guide to Improving Resilience and Risk Financing Outcomes”. [2:25] On October 16th, Zurich returns to deliver “Jury Dynamics: How Juries Shape Today's Legal Landscape”. [2:33] On October 30th, Swiss Re will present “Parametric Insurance: Providing Financial Certainty in Uncertain Times”. [2:42] On November 6th, Hub will present “Geopolitical Whiplash — Building Resilient Global Risk Programs in an Unstable World”. Register at RIMS.org/Webinars. [2:54] On with the show! As you know, the RIMS ERM Conference 2025 will be held in Seattle, Washington, on November 17th and 18th. Our guest today will be kicking off the conference with his keynote, “AI and the Future of Risk Management.” [3:11] His name is Dan Chuparkoff, and he is the CEO and Founder of Reinvention Labs. He's going to talk to us all about innovation and how AI can enrich our risk management processes. This conversation today will be a preview of what he will bring to the stage in Seattle. [3:30] Be sure to visit the link in this episode's show notes to register. You can also visit RIMS.org/Events and click on the ERM banner. I had such a great time recording this interview, and I know you are going to love it. Let's get to it! [3:43] Interview! Dan Chuparkoff, welcome to RIMScast! [3:52] Dan is super excited for this conversation. He says he doesn't always get this chance before an event to dig into some of his thoughts about the event and the industry. [4:37] Dan had a meandering career. He worked for 32 years in technology. He worked for some massive organizations, a 100-year-old company, McKinsey, some new startups, more mature startups like Atlassian, and Google. [5:15] Working for major enterprises and new startups, Dan got exposure to risk management perspectives from both extremes. He built a blend of how he thinks about risk that mixes the best of both worlds. That has helped make him successful. He'll talk about that in his keynote. [5:44] Dan brings some things he learned from nimble startups about experimentation, and keeps his eye out for the pitfalls that are coming in the future, which the major enterprises had more risk awareness to avoid. [6:08] Dan worked alongside risk managers, who were the Chief Legal Officer, or even the CEO, to figure out when they were taking smart risks and when they needed to stop doing something they had started. [6:40] Dan learned of Enterprise Risk Management while working at a marketing services software development agency. They were building software for global enterprises. As they built software, the enterprise would have a review board evaluate it for quality and policy adherence. [7:09] From 2002 to 2010, Dan got real exposure to global risk management. He learned things like the risk philosophy of European countries and the European Union, as it differs from American risk philosophy. [7:35] Dan notes that the risk management profession tunes you to be a systems thinker, not just a siloed thinker. You're not just thinking about what your team is doing, but you're thinking of the downstream ripple effects of every decision that you make. [7:53] As you become a leader in charge of more of the organization, systems thinking prepares you to understand the ripple effect of your decisions and think about how decisions need to be coordinated across the different streams of the organization. That makes you a great leader. [8:40] About 15 years into Dan's career, he realized there were some things he knew deeply and was really passionate about. When those things came up in meetings, he was outgoing. He stood up and marked on the whiteboard. [9:06] He had this passion, and he knew it would be helpful to share it. Before he started thinking about audiences and microphones, he started thinking about the content he was passionate about. That content was about people's ability to change and adapt to new technology. [9:29] Technology changes all the time. New technology is confusing and filled with risk. At some point, you have to get on that new bus, or the organizations in your industry will pass you by. Dan became excited about that. It became easier for him to talk in bigger groups. [9:54] One day, Dan found himself onstage at a Gartner conference in front of 800 people, and that was the beginning of a journey he says is now the best job in the world. [10:34] RIMS Events! On September 18th, the 10th Annual Chicagoland Risk Forum will be held at The Old Post Office in Chicago. Register at ChicagoRIMS.org. [10:49] On October 1st through the 3rd, the RIMS Western Regional Conference will be held in North San Jose at the Santa Clara Marriott. The agenda is live. It looks fantastic! Visit RIMSWesternRegional.com and register today! [11:06] RISKWORLD 2026 will be in Philadelphia, Pennsylvania, from May 3rd through the 6th. RIMS members can now lock in the 2025 rate for a full conference pass to RISKWORLD 2026 when registering by September 30th. [11:21] This also lets you enjoy earlier access to the RISKWORLD hotel block. Register by September 30th, and you will also be entered to win a $500 raffle. Do not miss out on this chance to plan and score some extra perks. [11:34] The members-only registration link is in this episode's show notes. If you are not yet a member, this is the time to join us. Visit RIMS.org/membership and build your network with us here at RIMS. [11:46] Let's Return to Our Interview with ERM Conference Keynote, Dan Chuparkoff! [11:58] Justin asks how Dan's experience of building and leading teams at Google, McKinsey, and Atlassian, delivering software to billions, informs his current approach as the CEO of Reinvention Labs to helping organizations reinvent work with the power of AI. [12:15] Dan was an intern at an architecture firm when he was 17. One architect had AutoCAD, and all the others were drawing on paper. The architect with AutoCAD used copy-and-paste to accelerate his work. That changed the way Dan looked at technological change. [12:39] From the age of 17, Dan started looking for those copy-and-paste moments. He found them, over and over again. Spreadsheets improved our analysis. The internet improved our ability to look for information. AI improves our ability to juggle more data than before. [12:58] All those things were coming at a predictable cadence. It takes about five years for new technology to become part of the infrastructure. Dan realized that you have about five years to tackle something new before the next new thing comes at you. [13:21] People wait for the dust to settle. They don't start figuring out how to build this new thing into the way they work. You'll get passed by. You'll be working too slowly, and your customers will expect more of you. Or you'll do it too quickly, make mistakes, and create unnecessary risk. [13:44] Figuring out how to manage these five-year cycles of change became Dan's strength. [13:57] Dan will expound on his copy-and-paste moments in his November keynote. This was a preview. It was the moment that changed the way he thought about tools and technology, and their impact on the way we work. [14:23] Justin says Dan takes complex topics and makes them simple and useful for a non-technical audience. Dan says a lot of people are talking about AI now. [14:52] AI is an umbrella term that includes a lot of things. It's on the level of “math.” You don't say, “We're implementing math at work, right now.” Math is part of everything we do. [15:09] One of the things Dan helps people do is to start breaking AI down. Are we talking about a chat interface on top of our customer service knowledge base? Are we talking about a sophisticated AI image-recognition system to look at MRI scans? Those are different things. [15:29] They're both using AI, but as you're evaluating the risk of AI features, AI deployment, and AI use cases, it will be helpful to understand the difference between a chatbot, image recognition, and AI-based research. They all have different amounts of risk. [15:49] If you try to have a single AI policy that covers all those things, it will be challenging. That's how Dan helps to break it down. [16:14] Dan will have 60 minutes for his keynote. He will spend 45 minutes covering content he thinks is important for risk management professionals and about 15 minutes of open Q&A. He will also be around all day, if people want to talk to him in the hallway or at lunch. [16:44] Final Break! The Spencer Educational Foundation's goal to help build a talent pipeline of risk management and insurance professionals is achieved, in part, by its collaboration with risk management and insurance educators across the U.S. and Canada. [17:03] Since 1999, Spencer has awarded over $2.9 million to create more than 570 Risk Management Internships. The Internship Grants application process is now open through October 15th, 2025. [17:20] To be eligible, risk managers must be based in the U.S., Canada, or Bermuda. A link to the Internship Grants page is in this episode's show notes. You can always visit SpencerEd.org, as well. [17:33] Let's Conclude Our Interview with ERM Conference Opening Keynote, Dan Chuparkoff! [17:53] Dan says the fundamental and most important thing to remember is that AI shouldn't make your decisions for you. Ask AI for 10 things that you should do, and you decide which one of those things is the right thing. You have a lot of things in your head that AI doesn't know. [18:20] You have things you remember from your first job, the things you remember your mother telling you when you were nine. Those things influence your decisions, and AI doesn't know any of them. Always use AI as a recommendation and make your own decisions. [18:43] Dan almost always says to give him 10 of whatever he is looking for. Some answers are too conservative, some are too risky, and some can work. No one is good enough at prompt engineering to put all the context in. Dan asks for choices and picks the one that feels right. [19:43] Why is there a gap between crafting an AI policy and putting it into practice? Some people are creating policies with a different level of understanding of what AI is capable of doing and what it is not. Sometimes, policies are just early in their maturity. [20:17] Three years from now, it will be a better policy that understands some of the discrepancies a little bit more, and that gap will start to close. [20:25] Some people have policies, and their people are ignoring them. When ChatGPT came out in November 2022, students started using it for homework. It became a part of their lives. They didn't stop using it when they went to work, regardless of the company policy. [21:14] There's a shadow AI use at a lot of organizations. The more your AI policy is crowdsourced, and you're asking your people what they need, what they want, and what they're doing already, the better your policy will match what's happening in your organization. It evolves. [21:44] Dan adds that email is already susceptible to IP leakage, but because of user training and judgment, people in the organization know what data to keep out of the email system. With training, people will learn what data to keep out of the AI system. [22:48] The best add-on to email, according to Dan, is sending calendar invites. Justin says the best add-on is scheduled send. He loves how people think he sends an email at 5:01. Dan says an AI tool, Fixer, will draft a reply to every message you get, and you can send or edit it, or not. [24:00] Dan foresees AI-powered email things that will be life-changing. Justin says Google will already generate a message for you if it's something simple. [24:37] Dan says before every keynote, he tries to get a deep understanding of the audience and what they care about. He goes through their website, watches videos, reads blogs and articles, and listens to podcasts. All those things influence the research and the content he brings. [25:04] What Dan will do for his keynote is dig into the ways AI is changing the work that risk management professionals are doing now and how that will continue to change over the near term. [25:15] Dan won't talk about 20 years from now, but about six months to three years from now, what that's going to look like, so that people can start anticipating the future and building a safe, risk-controlled future that they're trying to build. [25:38] I'm looking forward to it. You've been a wonderful guest. You've piqued the interest of a lot of our audience, and we hope they'll make it out to Seattle on November 17th, when you kick off the conference for us. [25:56] Dan looks forward to hanging out with everybody in Seattle. His parting advice is to tell AI, “Give me one thing every Monday that I should learn about AI.” Every week, you'll be a little smarter about AI. You don't have to do the things, but they're little nudges along your AI journey. [26:30] Special thanks again to Dan Chuparkoff for joining us here on RIMScast. We are so excited for him to kick off the RIMS ERM Conference 2025 in Seattle, Washington, on November 17th. The registration link is in this episode's show notes, or visit the Events page of RIMS.org. [26:50] We want to see you on November 17th and 18th. We will have more ERM Conference presenters on RIMScast in the next six weeks. Be sure to subscribe to RIMScast through your favorite podcasting app and catch all the risk management goodness! [27:05] Plug Time! You can sponsor a RIMScast episode for this, our weekly show, or a dedicated episode. Links to sponsored episodes are in the show notes. [27:34] RIMScast has a global audience of risk and insurance professionals, legal professionals, students, business leaders, C-Suite executives, and more. Let's collaborate and help you reach them! Contact pd@rims.org for more information. [27:52] Become a RIMS member and get access to the tools, thought leadership, and network you need to succeed. Visit RIMS.org/membership or email membershipdept@RIMS.org for more information. [28:10] Risk Knowledge is the RIMS searchable content library that provides relevant information for today's risk professionals. Materials include RIMS executive reports, survey findings, contributed articles, industry research, benchmarking data, and more. [28:26] For the best reporting on the profession of risk management, read Risk Management Magazine at RMMagazine.com. It is written and published by the best minds in risk management. [28:41] Justin Smulison is the Business Content Manager at RIMS. Please remember to subscribe to RIMScast on your favorite podcasting app. You can email us at Content@RIMS.org. [28:53] Practice good risk management, stay safe, and thank you again for your continuous support! Links: RIMS ERM Conference 2025 — Nov. 17‒18 Spencer Internship Program — Registration Open Through Oct. 15. 10th Annual Chicagoland Risk Forum — Sept. 18 | Registration open! RIMS Western Regional — Oct 1‒3 | Bay Area, California | Registration open! RISKWORLD 2026 — Members-only early registration through Sept 30! Spencer Educational Foundation 2025 Funding Their Future Gala — Sept. 18, 2025, in NYC! RIMS-Certified Risk Management Professional (RIMS-CRMP) The Strategic and Enterprise Risk Center RIMS-CRO Certificate in Advanced Enterprise Risk Management — Featuring Instructor James Lam! Next bi-weekly course begins Oct 9. RIMS Diversity Equity Inclusion Council RISK PAC | RIMS Advocacy | RIMS Legislative Summit SAVE THE DATE — March 18‒19, 2026 RIMS Risk Management magazine | Contribute RIMS Now RIMS Webinars: RIMS.org/Webinars “Driving Better Incident and Claims Management with Data, Technology & Strategic Collaboration” | Sept. 18 | Sponsored by Origami Risk “Active Shooter Preparedness” | Sept. 25 | Sponsored by Merrill Herzog | Complimentary for all “Natural Hazards: A Data-Driven Guide to Improving Resilience and Risk Financing Outcomes” | Oct. 9 | Sponsored by Global Risk Consultants “Jury Dynamics: How Juries Shape Today's Legal Landscape” | Oct. 16, 2025 | Sponsored by Zurich “Parametric Insurance: Providing Financial Certainty in Uncertain Times” | Oct. 30, 2025 | Sponsored by Swiss Re “Geopolitical Whiplash — Building Resilient Global Risk Programs in an Unstable World” | Nov. 6 | Sponsored by Hub Upcoming RIMS-CRMP Prep Virtual Workshops: RIMS-CRMP-FED Exam Prep Virtual Workshop — November 11‒12 Full RIMS-CRMP Prep Course Schedule “Risk Appetite Management” | Oct 22‒23 | Instructor: Ken Baker “Intro to ERM for Senior Leaders” | Nov. 4‒5 | Instructor: Elise Farnham “Leveraging Data and Analytics for Continuous Risk Management (Part I)” | Dec 4. See the full calendar of RIMS Virtual Workshops RIMS-CRMP Prep Workshops Related RIMScast Episodes: “Tom Brandt on Growing Your Career and Organization with ERM” “Risk and Clarity with Huw Edwards, RIMS Texas Keynote” “James Lam on ERM, Strategy, and the Modern CRO” “AI Risks and Compliance with Chris Maguire” “Change Management and Strategy with Jay Kiew, RIMS Canada Conference 2024 Keynote” “(Re)Humanizing Leadership in Risk Management with Holly Ransom” “AI and Regulatory Risk Trends with Caroline Shleifer” “Live from the ERM Conference in Boston!” (2024) Sponsored RIMScast Episodes: “The New Reality of Risk Engineering: From Code Compliance to Resilience” | Sponsored by AXA XL (New!) Change Management: AI's Role in Loss Control and Property Insurance | Sponsored by Global Risk Consultants, a TÜV SÜD Company Demystifying Multinational Fronting Insurance Programs | Sponsored by Zurich “Understanding Third-Party Litigation Funding” | Sponsored by Zurich “What Risk Managers Can Learn From School Shootings” | Sponsored by Merrill Herzog “Simplifying the Challenges of OSHA Recordkeeping” | Sponsored by Medcor “Risk Management in a Changing World: A Deep Dive into AXA's 2024 Future Risks Report” | Sponsored by AXA XL “How Insurance Builds Resilience Against An Active Assailant Attack” | Sponsored by Merrill Herzog “Third-Party and Cyber Risk Management Tips” | Sponsored by Alliant “RMIS Innovation with Archer” | Sponsored by Archer “Navigating Commercial Property Risks with Captives” | Sponsored by Zurich “Breaking Down Silos: AXA XL's New Approach to Casualty Insurance” | Sponsored by AXA XL “Weathering Today's Property Claims Management Challenges” | Sponsored by AXA XL “Storm Prep 2024: The Growing Impact of Convective Storms and Hail” | Sponsored by Global Risk Consultants, a TÜV SÜD Company “Partnering Against Cyberrisk” | Sponsored by AXA XL “Harnessing the Power of Data and Analytics for Effective Risk Management” | Sponsored by Marsh “Accident Prevention — The Winning Formula For Construction and Insurance” | Sponsored by Otoos “Platinum Protection: Underwriting and Risk Engineering's Role in Protecting Commercial Properties” | Sponsored by AXA XL “Elevating RMIS — The Archer Way” | Sponsored by Archer RIMS Publications, Content, and Links: RIMS Membership — Whether you are a new member or need to transition, be a part of the global risk management community! RIMS Virtual Workshops On-Demand Webinars RIMS-Certified Risk Management Professional (RIMS-CRMP) RISK PAC | RIMS Advocacy RIMS Strategic & Enterprise Risk Center RIMS-CRMP Stories — Featuring RIMS President Kristen Peed! RIMS Events, Education, and Services: RIMS Risk Maturity Model® Sponsor RIMScast: Contact sales@rims.org or pd@rims.org for more information. Want to Learn More? Keep up with the podcast on RIMS.org, and listen on Spotify and Apple Podcasts. Have a question or suggestion? Email: Content@rims.org. Join the Conversation! Follow @RIMSorg on Facebook, Twitter, and LinkedIn. About our guest: Daniel Chuparkoff, CEO and Founder at Reinvention Labs Production and engineering provided by Podfly.
“You're not trading your customer in for a commission,” says Eric Tuttle of Intermedia Cloud Communications. “With our C.O.R.E. model, you own the customer relationship, the billing, and the long-term value of recurring revenue.” In this Technology Reseller News podcast, Publisher Doug Green speaks with Eric Tuttle of Intermedia Cloud Communications about why ownership and recurring income are more important than ever for MSPs navigating economic uncertainty. Intermedia's C.O.R.E. (Customer Ownership Reseller Model) gives partners control of billing, pricing, and first-tier support—creating “stickier” customer relationships, predictable monthly revenue, and stronger long-term business valuations. Tuttle also highlights the importance of Intermedia's partnership with ScanSource, where partners benefit from consolidated billing, financing options, and dedicated support. With ScanSource's loyal partner base and reach into adjacent markets such as security and point-of-sale, Intermedia is seeing new opportunities beyond traditional UCaaS resellers. From powering major retail brands like Sephora to enabling MSPs and VARs to diversify revenue, Intermedia positions itself as the solid choice for channel partners who want both flexibility and ownership in today's competitive UCaaS space. To learn more, visit www.intermedia.com
Mind Over Matters w/ Dr. Aimee - Loving In Uncertain Times 09.14.25 by WCPT 820 Weekend
The world we live in is full of uncertainty, whether in current events casting a shadow over our politics, the people in our lives who let us down, and more. For some, the hopelessness leads them to just focus on the present and try to have some fun to help them forget how hard it is. But simply numbing the pain is not the way of Jesus. In this series, we're going to study a letter written to a group of people living through uncertain times by the apostle Peter about where we can find hope and reliability in uncertain times. In this first message of the series, Pastor Joel explains how Peter unpacks our identity and inheritance as reasons to find calm in the chaos.
Listen to this podcast to discover how letting go of resistance can bring more peace, ease, and openness to your life. When things do not go as planned, acceptance helps soften the pain, keep you present, and allow hope for what the future may bring. Affirmation:I accept life as it is in this moment. I allow myself to feel my emotions, but I release the constant story that things should be different. In this acceptance, I find peace, even in times of challenge. I trust that the unknown future holds possibilities I cannot yet see, and I remain open to healing, to hope, and to the beauty of what may come next. If you found this podcast enjoyable, kindly consider subscribing and leaving a rating or review. Additionally, I'd appreciate it if you could share it with your friends to spread the love! You can also follow me on Instagram, Facebook, TikTok, Twitter, and LinkedIn. If you are interested in my work, please check out my books, The Gift of Maybe: Finding Hope and Possibility in Uncertain Times (including a new audiobook), A Year Without Men: A 12 Point Guide To Inspire and Empower Women and my new Audiobook, Maybe Everything Is Okay, A Parent's Guide To Less Stress and Worry. Also you can check out my new Maybe Cards: A Path to Stress-Free Living or my new digital Maybe Journal. Above all, my heartfelt hope is that this podcast has supported your journey of personal growth, helped shift your mindset, built emotional resilience, and brought you less suffering and more joy, clarity, and peace.
Send us a textThis week, Amy Nelson is back in the studio with me—and we're talking about something I honestly wish we didn't have to: the assassination of Charlie Kirk.Not from a political lens, but from a human one. From the lens of being parents trying to raise kids in a world where violence is live-streamed, group chats move faster than the news cycle, and childhood innocence feels harder and harder to protect.We talk about: ✨ What it means to have real conversations with our kids about violence and humanity. ✨ The tension between wanting to keep them safe while also telling them the truth. ✨ How we, as parents, are holding the weight of this moment—and why silence isn't an option.This isn't about red vs. blue. It's about compassion, courage, and community. It's about asking the hard questions out loud, even when we don't have the answers.Take a breath with us. Tune in. And maybe—just maybe—this conversation helps you feel a little less alone in the heaviness of it all.
This week, we’ll hear from two incredible actors—Chrissy Metz, best known for her role on TV’s This Is Us, and Edwina Findley Dickerson, known for her roles on The Wire and Chicago Med. Through their transformative work as actors, they strive not only to compassionately portray their characters, they deeply inhabit them, telling powerful stories with empathy and grace. Links, Products, and Resources Mentioned: Jesus Calling Podcast Jesus Calling Jesus Always Jesus Listens Past interview: Cole Prasse Upcoming interview: Justin Knoop Chrissy Metz This Is Us Jim Carrey Jack Black Robin Williams www.chrissymetzmusic.com When I Talk To God, I Talk About Feelings Edwina Findley Dickerson The Wire Chicago Med Psalty’s Christmas Calamity Duke Ellington School of the Arts www.edwinafindley.com The World Is Waiting for You Interview Quotes: “I wanted to be an actor because I wanted to tell stories that I never saw or people like me that I’d never seen on TV or movies that weren’t just the butt of the joke, but had like full-fledged stories and important lessons to impart.” - Chrissy Metz “I start my day with a gratitude list before I even get out of bed because life is fleeting, life is precious, people are going through so much—but you can always find at least ten things to be grateful for.” - Chrissy Metz “I just know that what’s meant for me will find me, even if I’m running away from it. It will be God’s time, not mine.” - Chrissy Metz “When people tell you things almost as a fact, you can start to believe it if you don’t have another voice. God told me I was called to entertainment, and I thank God that I leaned into His voice even when other people’s voices seemed louder, because God’s plan is the one that won out.” - Edwina Findley Dickerson “We can end up with what I call the ‘curse of comparison,’ and then we can talk our way out of what God is trying to talk us into.” - Edwina Findley Dickerson “From Genesis to Revelation, we see people who were not considered the smartest, who were not considered the most powerful, who were not considered the most beautiful, but were called for a purpose. If we lean into some of those scriptural examples of people who were not the likely candidate from other people’s point of view, but were exactly who God chose, then I think we can see ourselves in that lineup, and start leaning into our calling.” - Edwina Findley Dickerson “I think like most people, there’s a chasm between what you believe that God has promised you in your life and your current circumstances. A lot of times when God’s promise enters your life, it can speak very differently from your current reality.” - Edwina Findley Dickerson “Sometimes the choices that you make aren’t necessarily about what would come naturally to you—sometimes it’s purely surrendering to what God is calling you to do.” - Edwina Findley Dickerson “If God has called you to do something, do it in obedience, even if you don’t understand how it’s going to end up. You have no idea what kind of blessings are on the other side.” - Edwina Findley Dickerson ________________________ Enjoy watching these additional videos from Jesus Calling YouTube channel! Audio Episodes: https://bit.ly/3zvjbK7 Bonus Podcasts: https://bit.ly/3vfLlGw Jesus Listens: Stories of Prayer: https://bit.ly/3Sd0a6C Peace for Everyday Life: https://bit.ly/3zzwFoj Peace in Uncertain Times: https://bit.ly/3cHfB6u What’s Good? https://bit.ly/3vc2cKj Enneagram: https://bit.ly/3hzRCCY ________________________ Connect with Jesus Calling Instagram Facebook Twitter Pinterest YouTube Website TikTok Discover more Christian podcasts at lifeaudio.com and inquire about advertising opportunities at lifeaudio.com/contact-us.
This episode of Living Myth begins with a description of psychological projection as the necessary process through which people project their power on to others in order to see it and become more conscious of it. Modern mass media causes unprecedented amounts of power to be projected onto popular figures including political figures, tech leaders and “influencers.” Inevitably, the condensation of wealth and power causes an activation of their darker, shadow side which inevitably leads to misuses of power that are detrimental to both collective society and the Earth. The oldest meaning of the word king is “to sacrifice” with the inherent meaning that those elevated to the heights of power should become willing to sacrifice their own desires for the benefit of the people as a whole. The classic symbol of the misuse of power appears in stories where a ruler acts out the shadow side of the archetype of the king. The shadow king symbolizes leadership reversed, nobility perverted, and sacrifice used in the wrong way. Instead of practicing self-sacrifice and serving other people, the shadow king requires the endless sacrifice of others to satisfy his own desires. Michael Meade uses a series of mythic tales to depict the dangerous arc of descent that can lead from the heights of wealth and power to the depths of tyranny, oppression and brutality. What begins with an inflated sense of self-importance and a false sense of omnipotence inevitably devolves into delusional states of denial, along with an increase of cruelty and a growing taste for violence. And in these dark times when fear and intimidation are in the air, when we can feel lost and isolated at any moment, it becomes ever more important to know that cruelty comes from weakness and that the will to power comes from an inner abyss of emptiness that cannot be satisfied. But also that we are each the inheritors of the gifts and the powers of our own souls and that becoming fully grown involves reclaiming our power by living out the meaning and purpose of our own lives. An old meaning of the word soul is “the light found in darkness.” We are here to find the light within our own souls which knows, not just how to survive the dark times, but also how to bring creative energy out of darkness that can be used to offset the misuses of power and to reset the core values of humanity. The importance of truth, the wisdom that keeps mercy at the heart of justice and the necessity of love are part of the endowment of each soul born that cannot be denied or be deported, but rather are always on the verge of awakening more deeply in the hearts of the people. Thank you for listening to and supporting Living Myth. You can hear Michael Meade live by joining his new online series “Finding Calling and Purpose in Uncertain Times” beginning on Thursday, September 18. Register and learn more at mosaicvoices.org/events. You can save 30% on this new series and further support this podcast by becoming a member of Living Myth Premium. Members receive bonus episodes each month, access to the full archives of over 700 episodes and a 30% discount on all events, courses and book and audio titles. Learn more and join this community of listeners at patreon.com/livingmyth If you enjoy this podcast, we appreciate you leaving a review wherever you listen and sharing it with your friends. On behalf of Michael Meade and the whole Mosaic staff, we wish you well during this challenging and uncertain times and thank you for your support of our work.
Worried about raising confident kids in a world that seems upside down?It might be time to rethink what it means to lead with conviction as a parent.In this classic episode from our archives, Mary Alessi teams up with her twin sister Martha Munizzi for a candid, relatable conversation that dives into the rollercoaster of working with family, navigating social media's hypnotic pull, and reinforcing time-honored values—even when culture pushes back. They share laugh-out-loud stories about raising kids in ministry, the tough love moments that matter, and the challenge of holding the line on truth and confidence without getting swept up in guilt or societal expectations.From tackling the pressures of Instagram and parenting in an age of digital confusion, to equipping kids to spot what's real and what's not, this chat reveals why family honesty, consistency, and old-fashioned parental gut instincts are more crucial than ever.Stay tuned for a brand new podcast featuring these amazing twin sisters - sign up for our newsletter for updates! https://alessifamilybusiness.com/newsletterSupport the showJoin our Podience Textline! You can connect with us via text to ask questions and get updates! Text FAMILY to 302-524-0800 Get our TFB Newsletter Join our TFB Newsletter and get more inside news from the Alessis + tips and strategies for a happier family! Get free access to the newsletter Support the Family Business Follow Us on Instagram and Facebook Subscribe on YouTube Leave a review Listen to the Alessi sisters' daily devotional podcast My Morning Devotional
This week, we’ll hear from Bethany Joy Lenz, an actor, singer, director, and now author, who shares a deeply personal story of her time in a spiritually abusive community and the journey of healing and rediscovering faith that followed. Later in the episode, we’ll hear from speaker and non-profit founder JT Mestdagh. Born with a rare and complex condition that led to over a dozen major surgeries before the age of sixteen, JT’s life has been anything but ordinary. From long hospital stays to reaching the summit of Mount Kilimanjaro, he’s faced life’s toughest challenges with an optimism and heart for helping others. Links, Products, and Resources Mentioned: Jesus Calling Podcast Jesus Calling Jesus Always Jesus Listens Past interview: Amy Downs Upcoming interview: Chrissy Metz Jesus Calling: Stories of Faith on UPTV Bethany Joy Lenz Dinner for Vampires Richard Barrett Brooklyn College of Opera Guiding Light One Tree Hill Hebrews 11:1-2 NIV www.bethanyjoylenz.org JT Mestdagh Mount Kilimanjaro JT Mestdagh Foundation VACTERL syndrome Dyslexia Children’s Hospital Colorado ww.JTMestdagh.com No Bad Days Interview Quotes: “I fundamentally believed—not in my head, but in my body and my heart—that if I did all the right things, if I checked off everything on the Christian girl list, then God would be pleased with me, and I would have a good life.’ - Bethany Joy Lenz “You need your brain in order to have faith. God is so big. He’s not afraid of us thinking. The more you think, the more you understand, the more Christianity makes sense out of everything else in the world.” - Bethany Joy Lenz “When you understand what you believe—when you think about it and you research it and you journal about it, the further you dissect it, the more intricate and fascinating it becomes.” - Bethany Joy Lenz “God is big enough to not be intimidated or afraid of your questions, your mess, that spaghetti bowl of confusion. God is big enough to untangle it and to guide you.” – Bethany Joy Lenz “I always talk about finding your tribe—the people around you that are going to support you and help you throughout challenges.” - JT Mestdagh “I look back at moments where the Good Lord has worked in my life—where the doors were closed and new doors were opened along the way—and it is totally Him working with me and through me.” - JT Mestdagh “When I look back at my conversations with the Lord, my time with Him and speaking to Him has been some of the most encouraging moments that have gotten me back on track.” - JT Mestdagh “There are no bad days. There’s only hard days, and we get through them with the Good Lord.” - JT Mestdagh ________________________ Enjoy watching these additional videos from Jesus Calling YouTube channel! Audio Episodes: https://bit.ly/3zvjbK7 Bonus Podcasts: https://bit.ly/3vfLlGw Jesus Listens: Stories of Prayer: https://bit.ly/3Sd0a6C Peace for Everyday Life: https://bit.ly/3zzwFoj Peace in Uncertain Times: https://bit.ly/3cHfB6u What’s Good? https://bit.ly/3vc2cKj Enneagram: https://bit.ly/3hzRCCY ________________________ Connect with Jesus Calling Instagram Facebook Twitter Pinterest YouTube Website TikTok Discover more Christian podcasts at lifeaudio.com and inquire about advertising opportunities at lifeaudio.com/contact-us.
What happens when your best sales strategy from a year ago is now driving customer attrition instead of acquisition? Agility requires brands to rethink how they create consumer value in real time, especially when traditional strategies no longer work as consumer behavior shifts unpredictably. Today we're going to talk about driving sales growth amidst economic uncertainty—something every brand leader is trying to figure out right now.To help me discuss this topic, I'd like to welcome Chris Cubba, Chief Revenue Officer at Snipp. About Chris Cubba Christopher Cubba is a seasoned executive with over two decades of expertise in the loyalty and promotions industry, focusing on the CPG, Retail, and Technology sectors.In his previous agency, Cubba was pivotal in scaling the business through its private equity transaction in 2016 and its eventual acquisition by a strategic buyer in 2021. Currently serving as the Chief Revenue Officer at Snipp, Christopher oversees the sales, strategy, and customer success teams.His deep industry knowledge, coupled with a passion for delivering impactful data driven results, has made him a trusted partner to companies aiming to expand their customer base and strengthen brand loyalty. Chris Cubba on LinkedIn: https://www.linkedin.com/in/cubba/ Resources Snipp: https://www.snipp.com The Agile Brand podcast is brought to you by TEKsystems. Learn more here: https://www.teksystems.com/versionnextnow Don't Miss MAICON 2025, October 14-16 in Cleveland - the event bringing together the brights minds and leading voices in AI. Use Code AGILE150 for $150 off registration. Go here to register: https://bit.ly/agile150 Connect with Greg on LinkedIn: https://www.linkedin.com/in/gregkihlstromDon't miss a thing: get the latest episodes, sign up for our newsletter and more: https://www.theagilebrand.showCheck out The Agile Brand Guide website with articles, insights, and Martechipedia, the wiki for marketing technology: https://www.agilebrandguide.com The Agile Brand is produced by Missing Link—a Latina-owned strategy-driven, creatively fueled production co-op. From ideation to creation, they craft human connections through intelligent, engaging and informative content. https://www.missinglink.company
Money isn't just about math, it's about mindset. In this episode of The Greatness Machine, Darius sits down with Jaspreet Singh, entrepreneur, investor, and founder of Minority Mindset, to break down the rules of money, investing, and wealth-building. Jaspreet shares why the wealthy treat taxes as a playbook, how to prepare for recessions and inflation, and why owning real assets like real estate, gold, and Bitcoin is key. He also opens up about the cultural lessons that shaped his financial mindset and the importance of being bold enough to figure things out. Whether you're an investor or entrepreneur, this conversation will give you clarity and courage to play the money game wisely. In this episode, Darius and Jaspreet will discuss: (00:00) Introduction to Money and Financial Education (02:51) Jaspreet Singh's Origin Story (05:52) Transitioning from Medicine to Money (08:33) The Rise of Minority Mindset (11:31) Navigating the Current Economic Landscape (14:36) Investment Strategies for the Average Person (17:25) Understanding Risk and Active Investing (20:07) The Tulip Mania and Investment Lessons (23:02) Crypto: Store of Value or Speculative Asset? (26:36) Building a Portfolio of Cash Flowing Assets (36:46) Understanding Economic Trends and Predictions (42:53) Investing Strategies in Uncertain Times (47:09) Overcoming Barriers to Success Jaspreet Singh is the #1 ranked financial influencer and founder of the popular Minority Mindset YouTube channel, with over 2 million subscribers. He is also the creator of Briefs Media, a platform offering newsletters and courses that simplify complex financial topics for everyday investors. Recognized as Benzinga's Top Financial Influencer of 2021, Jaspreet has been featured on leading podcasts hosted by Lewis Howes, Tom Bilyeu, Steven Bartlett, and Jay Shetty. His commitment to clarity and integrity in financial education has made him a trusted voice for millions. Connect with Jaspreet: Newsletter: https://briefs.co/ LinkedIn: https://www.linkedin.com/in/jaspreet-singh-6930a649/ Instagram: https://www.instagram.com/lifeofpaaji/ Twitter: https://x.com/minoritym1ndset/ YouTube: https://www.youtube.com/MinorityMindset Connect with Darius: Website: https://therealdarius.com/ Linkedin: https://www.linkedin.com/in/dariusmirshahzadeh/ Instagram: https://www.instagram.com/imthedarius/ YouTube: https://www.youtube.com/@Thegreatnessmachine Book: The Core Value Equation https://www.amazon.com/Core-Value-Equation-Framework-Limitless/dp/1544506708 Write a review for The Greatness Machine using this link: https://ratethispodcast.com/spreadinggreatness. Learn more about your ad choices. Visit megaphone.fm/adchoices
Michael Meade talks about inner genius and how without a calling we can feel lost throughout our lives. Without a genuine purpose, we can turn bitter, drifting without genuine passion and withering without the blessing of the spirit of life. A true life purpose is not an optional choice or an outline of goals we might accomplish, but rather something inherent and expectant seeded within each heart and soul. In that sense, being purposeful does not simply mean being goal oriented, but being connected to the inner meaning and core pattern of our self and soul. Finding a genuine purpose gives us a sense of being centered and dwelling deeply within our true self, while also being more able to respond spontaneously to a rapidly changing world. This episode is edited from a Jung Platform Summit presentation. Thank you for listening to and supporting Living Myth. You can hear Michael Meade live by joining his new online series “Calling and Purpose in Uncertain Times” beginning on Thursday, September 18. Register and learn more at mosaicvoices.org/events. You can save 30% on this new series and further support this podcast by becoming a member of Living Myth Premium. Members receive bonus episodes each month, access to the full archives of over 700 episodes and a 30% discount on all events, courses and book and audio titles. Learn more and join this community of listeners at patreon.com/livingmyth If you enjoy this podcast, we appreciate you leaving a review wherever you listen and sharing it with your friends. On behalf of Michael Meade and the whole Mosaic staff, we wish you well during this challenging and uncertain times and thank you for your support of our work.
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