Podcasts about Rising

The economy looks strong on paper, but why does it feel harder than ever to get ahead? The answer may explain who wins and who falls behind next. In this November 2025 Passive Income Report, Russ and Joey break down the growing reality of the K-shaped economy, where markets continue to rise while everyday earners feel increasingly squeezed. They explain why inflation punishes wage earners but rewards asset owners, and how this widening gap is reshaping financial outcomes across households.The conversation explores how debt–when used strategically–can be a powerful tool during inflationary periods, while aggressively paying it off may limit opportunities and liquidity. Using real-world examples from their passive income portfolio, the hosts show how stacking small, consistent income streams can outperform chasing risky “home run” investments.Listeners also learn why mindset and systems matter more than hustle, how cash flow creates insulation from economic volatility, and why becoming an intentional investor is essential in today's environment. This episode offers a clear framework for navigating uncertainty, understanding where you sit in the economy, and taking practical steps to move to the winning side of the curve.Top three things you will learn: -Understanding the K-shaped economy-How inflation and debt interplay-Strategies for thriving in a K-shaped economyNovember 2025 Income At-A-Glance: -Gross Income for November: $55,826.80-Total Expenses for November: $14,797.90-Total Net Profit for November: $41,028.90-Difference b/t October & November: ($6,994.69)-% of net profit to overall gross revenue: 73%Disclaimer: The opinions expressed on this podcast are solely those of the hosts and guests and do not constitute financial advice. Always consult a licensed professional for financial decisions.This episode is sponsored by a podcast show partner. We may receive compensation if you use links or services mentioned in this episode.The hosts may have a financial interest in the programs or services mentioned in this episode.

In this first episode of 2026, we sit down for a deep dive into one of the hottest concerns coming from clients and listeners lately: Is the U.S. stock market dangerously concentrated—and are we in an AI bubble? Ben, Dan, and Ben unpack the data, the history, and the psychology behind today's valuations, drawing lessons from past episodes of market euphoria such as Nortel in Canada, the dot-com boom, and Japan's 1989 peak. They explain why high market valuations—not concentration—pose the bigger challenge, how bubbles historically fuel real economic innovation while hurting investors, and why diversification continues to offer the only reliable protection against unknowable futures. Along the way, they revisit examples of how value stocks, small-cap value, and global diversification have fared across different market regimes.   Key Points From This Episode: (0:00:40) What RR is about: evidence-based insights, synthesis episodes, expert interviews, and long-form inquiry — not debates. (0:04:20) Why listeners value RR: transparency, friendly inquiry, returning to topics over time, and the hosts' dynamic. (0:09:25) Rising concern: clients asking whether U.S. market concentration and an AI bubble mean it's time to exit stocks. (0:11:10) Advisors echo similar worries: U.S. politics, all-time highs, and emotional decision-making. (0:14:20) Today's data point: Top seven U.S. stocks = 36% of S&P 500; 32% of the total U.S. market — highest on record. (0:16:10) Why people fear concentration: a decline in the Magnificent Seven could meaningfully drag down the index. (0:17:30) Canada's cautionary tale: Nortel once hit 36% of the TSX — collapsed to zero — but the market recovered by 2005. (0:21:20) Bubbles through history: canals, railways, fiber optics, dot-coms — innovation funded by speculation. (0:25:30) Dot-com parallels: huge ideas, low cost of capital, lots of failures — but lasting infrastructure remained. (0:28:40) AI dominance: Since ChatGPT, AI-linked companies drove 75% of S&P returns, 80% of earnings growth, 90% of capex. (0:31:15) Reminder: No bubble calls — just context. High prices don't equal an inevitable crash. (0:33:10) Concentration vs. valuation: concentration shows weak links to future returns; valuations matter far more. (0:35:05) Market timing trap: U.S. valuations were high in 2021 — selling then would have been disastrous. (0:36:40) The U.S. lost decade: 2000–2010 returns were flat; in CAD, recovery didn't happen until 2013. (0:38:55) Value stocks held up: U.S. value and small-cap value delivered positive returns while broad indexes stagnated. (0:41:00) Recency bias reminder: Canadians once avoided U.S. stocks entirely after a decade of underperformance. (0:44:05) Japan 1989: World's largest market crashes — still not recovered in real terms 36 years later. (0:47:10) Global diversification wins: A 40% Japan-weighted global portfolio still performed fine thanks to U.S. growth. (0:49:00) Cross-country data: Many markets are far more concentrated than the U.S. — still delivered solid returns. (0:52:30) Valuation evidence: Higher CAPE = lower future returns — economically strong pattern across countries. (0:55:40) Core lesson: Diversification + discipline. You will always hold winners and losers — that's the point. (0:57:55) Practical ways to lower concentration risk: global equity funds, small caps, and Canada's 10% cap rule. (1:00:30) Why active managers don't help: only ~30–47% outperform depending on concentration trend. (1:03:25) Final takeaway: high valuations may imply lower returns, but prediction is impossible — stay diversified. (1:05:15) After-show review: Addressing a one-star critique ("Fartcoin Designer") with humour and community context. Links From Today's Episode: Meet with PWL Capital: https://calendly.com/d/3vm-t2j-h3p Rational Reminder on iTunes — https://itunes.apple.com/ca/podcast/the-rational-reminder-podcast/id1426530582. Rational Reminder on Instagram — https://www.instagram.com/rationalreminder/ Rational Reminder on YouTube — https://www.youtube.com/channel/ Benjamin Felix — https://pwlcapital.com/our-team/ Benjamin on X — https://x.com/benjaminwfelix Benjamin on LinkedIn — https://www.linkedin.com/in/benjaminwfelix/ Cameron Passmore — https://pwlcapital.com/our-team/ Cameron on X — https://x.com/CameronPassmore Cameron on LinkedIn — https://www.linkedin.com/in/cameronpassmore/ Editing and post-production work for this episode was provided by The Podcast Consultant (https://thepodcastconsultant.com)

Brian Parenteau never planned to work weekends, but bartending sparked his passion for the restaurant industry. Rising through the ranks and gaining experience helping launch new venues, Brian realized it was time to take control and build his own business.  Now the proud owner of four unique restaurants and bars in Florida, Brian shares his candid journey through first-year losses, pandemic pivots, and elevating his concepts to stay ahead in a competitive market. He also offers practical insights into buying versus starting businesses and how staying humble helped him succeed.  If you're interested in entrepreneurship in the hospitality industry or love stories about turning passion into profit, this episode is a must-watch.  What You'll Learn:  - How to turn hospitality experience into business ownership  - Pros and cons of buying vs. starting restaurants  - Navigating first-year financial challenges  - Adapting strategies amid a pandemic  - Building a distinct brand with elevated concepts  - Tools and apps that streamline restaurant management  Chapters:  00:00 Introduction & Background  05:13 Humbling Roots  07:55 Buying vs. Starting a Business  10:04 Lessons from First Year Losses  12:42 Pivoting Through the Pandemic  16:14 Creating Elevated & Edgier Concepts  18:14 Bartender to Entrepreneur  23:12 Inspiration from Sam Malone at Cheers  26:20 Embracing Humility  28:45 Best Apps for Restaurateurs  30:07 Closing  #SmallBusiness #Insurance #Side Hustle  At Hiscox, we provide customized insurance solutions for small businesses and entrepreneurs, empowering you to take risks with confidence. With over 100 years of expertise, we offer coverage options like general liability and professional liability, helping you protect what matters most. Learn more at hiscox.com.​  ​Explore inspiring stories and practical advice from entrepreneurs by listening to more episodes of the Side Hustle to Small Business® Podcast: https://www.youtube.com/@HiscoxSmallBusinessInsurance/podcasts

It's New Year's Eve, Wednesday, December 31st, A.D. 2025. This is The Worldview in 5 Minutes heard on 140 radio stations and at www.TheWorldview.com.  I'm Adam McManus. (Adam@TheWorldview.com) By Jonathan Clark Ugandan Muslims killed Christian evangelist Muslim extremists killed a Christian evangelist in Uganda earlier this month. Konkona Kasimu was a convert from Islam. He participated in multiple Christian-Muslim dialogues across Uganda. Several Muslims turned to Christ during one of these events on December 12. However, angry Muslims ambushed Kasimu that evening. He later died from the injuries he sustained during the attack. A local pastor told Morning Star News, “Kasimu was killed because of advancing the Kingdom of God. We have lost a great man who was well-versed in both the Quran and the Bible and used that knowledge to witness for Christ to many people.” Revelation 12:11 says, “And they overcame [the Devil] by the blood of the Lamb and by the word of their testimony, and they did not love their lives to the death.” Evangelicalism on rise in Catholic Spain Evangelicalism continues to grow in the historically Catholic country of Spain. Evangelical Focus reports that Christianity is the most deeply rooted among minority religions in the country. There are 4,700 evangelical places of worship in Spain this year. That's up from 3,700 places of worship ten years ago. At the same time, secularization is advancing. Over 40% of the population say they do not identify with any religion.  400 sex-selective abortions in United Kingdom Life News reports that new data from the United Kingdom government suggests at least 400 sex-selective abortions have taken place in the country.  The government says killing unborn babies on the basis of their sex is illegal. However, the U.K.'s largest abortion provider is telling women that sex-selective abortion is not illegal.  Catherine Robinson with Right to Life UK noted, “This report is very likely to underestimate the number of sex-selective abortions in the UK. The true scale of sex-selective abortions in the UK, is in all likelihood, far higher than the figures suggest.” America blew up Venezuelan port loading boat with narcotics U.S. President Donald Trump told reporters on Monday that the U.S. carried out a strike on a port facility in Venezuela. He said the facility was being used to load boats with narcotics. If confirmed, this would be the first land-based attack by the U.S. in Venezuela.  CNN and the New York Times report that the CIA carried out the attack with a drone strike. Rising church attendance among Millennials and Gen Z Evangelist Franklin Graham  spoke to Fox News about rising church attendance among younger generations. Data shows that Millennials and Gen Z lead monthly church attendance compared to other generations. Listen to comments from Graham. GRAHAM: “I think Gen Z and Millennials have been fed the lie of socialism. And socialism is basically anti-God. They've been turned off, I think, by this, and they're asking themselves, ‘There's got to be something more.' Yes, they're going to church, but Bible sales are up. So, they're buying Bibles. They're reading for themselves.” Kentucky restored Ten Commandments monument at Capitol Kentucky restored a permanent monument of the Ten Commandments to the state Capitol grounds earlier this month. The monument was put up in 1971. It was moved for construction in the 1980s. The legislature passed a resolution to restore it in 2000. However, a federal appeals court order kept the monument from being displayed until recently. First Liberty was involved in the legal case to restore the monument. Roger Byron, Senior Counsel for First Liberty, said, “We congratulate the people of Kentucky for restoring a part of their history. There is a long tradition of public monuments, like this one, that recognize the unique and important role the Ten Commandments have played in state and national history.” Lutheran Bible Translators delivered new Bible to Ghana tribe And finally, the Komba people of Ghana received their complete Bible last month after years of translation work. Missionary work among the Komba began in the 1950s. In 2005, Lutheran Bible Translators began to translate the New Testament which was completed in 2014. The Old Testament translation began in 2015. Now, they have the entire Bible. One of the translators said, “Reading the Bible has become part of my people. They are reading it day in and day out, and they have taken it upon themselves to do so. They have learned to read, and now they can go out and preach because they can read the Bible, something they were unable to do in the past.” Romans 10:15 says, “How beautiful are the feet of those who preach the Gospel of peace, who bring glad tidings of good things!” Close And that's The Worldview on this Wednesday, December 31st, in the year of our Lord 2025. Follow us on X or subscribe for free by Spotify, Amazon Music, or by iTunes or email to our unique Christian newscast at www.TheWorldview.com.  I'm Adam McManus (Adam@TheWorldview.com). Seize the day for Jesus Christ.

Send us a textAI-native ERP systems are rapidly reshaping the enterprise software landscape by challenging long-standing assumptions about how ERPs are selected, implemented, and evolved over time. As AI becomes embedded directly into configuration, development, and daily workflows, practices once viewed as risky—such as extensive customization, rapid iteration, or even building ERP capabilities in-house—are becoming increasingly viable. Rising commercial software costs are further forcing executives to revisit the traditional buy-versus-build calculus, particularly as AI-first platforms promise faster deployments, more adaptable architectures, and experiences tailored to specific operating models. However, the category remains early, raising critical questions around governance, scalability, reliability, and long-term support. In this context, Everest ERP's AI-first approach offers a practical lens into how AI-native architectures can accelerate time-to-value while redefining what buyers, implementers, and business leaders should expect from ERP systems over the next decade.In this episode, Sam Gupta hosts Sandeep Chopra, co-CEO, Everest, to discuss how AI  impacts ERP strategy for companies.Video: https://www.elevatiq.com/events-and-webinars/your-erp-strategy-is-about-to-break-ai-is-rewriting-the-playbook/Questions for Panelists?

AP correspondent Ed Donahue reports the number of flu cases is rising rapidly across the country.

Cody and Felix break down the schematic issues plaguing the Cowboys and Commanders, and analyze how Brian Flores used specific pressure packages to confuse Jared Goff. The duo also discusses the Saints' resurgence, the Jaguars' playoff potential, and Caleb Williams' undeniable talent.—In this episode:- The continued dysfunction of the Las Vegas Raiders and the confusion surrounding their offensive staff structure.- Dan Quinn's defensive regression in Washington and the potential coordinator carousel looming for the Cowboys.- Brian Flores' tactical masterclass against the Lions and how he utilized specific pressure packages to rattle Jared Goff.- Takeaways from the Chiefs-Broncos Christmas matchup, including the heated exchange between Bo Nix and Sean Payton.- The contrast between Caleb Williams' "undeniable" raw talent and the 49ers' highly structured efficiency under Kyle Shanahan.—Timestamps:0:00 - Intro & The Raiders "Dumpster Fire" 5:02 - Cowboys vs. Commanders & Dan Quinn's Future 10:08 - The Cowboys' DC Search: Why Flores/Leonard Might Not Happen 15:42 - Broncos vs. Chiefs: Bo Nix Yelling at Sean Payton 19:15 - Chargers vs. Texans & CJ Stroud's Struggles 24:59 - Packers vs. Ravens: Derrick Henry's Dominance 28:26 - Bengals vs. Cardinals: Arizona's Defensive Injuries 32:30 - Steelers vs. Browns & Aaron Rodgers' Sack Aversion 35:12 - Dolphins Recap & Todd Bowles on the Hot Seat? 37:55 - Saints vs. Titans: Why New Orleans is a 2026 Sleeper 41:25 - The Jaguars' Ascent & Liam Coen's Impact 43:31 - Patriots vs. Jets & Drake Maye's Potential 48:42 - Vikings vs. Lions: Brian Flores' Masterclass vs. Goff 52:30 - Bears vs. 49ers: Caleb Williams vs. The Shanahan Machine 55:29 - Eagles vs. Bills Recap 56:22 - Seahawks vs. Panthers & Bryce Young 58:48 - Rams vs. Falcons & Kirk Cousins' Future 1:00:06 - Outro—» Join Felix and Cody each Wednesday as we dive deep into the game we love!MatchQuarters is a reader-supported publication. So, make sure to subscribe.—© 2025 MatchQuarters | Cody Alexander | All rights reserved. This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit www.matchquarters.com/subscribe

The Black Stars are back and bolder than ever. In this episode, we break down Ghana's high-stakes mission to the 2026 FIFA World Cup and their "Herculean" draw against England, Croatia, and Panama. We dive deep into the "Otto Addo Doctrine," exploring how a €200 million arsenal of talent—led by the brilliance of Mohammed Kudus and the veteran leadership of Jordan Ayew—aims to exercise the ghosts of 2010. Can Ghana's high-octane pressing and clinical transition speed propel them to become Africa's ultimate disruptors? Tune in to find out why you write off the Black Stars at your own peril. Ghana Black Stars, 2026 FIFA World Cup, Mohammed Kudus, World Cup Group L, African Football.

Table Mountain remains one of Cape Town’s most iconic outdoor destinations, but rising crime has made some trails and areas increasingly risky for both tourists and locals. John Maytham speaks to Taahir Osman, founder of Take Back Our Mountains, about the broader safety challenges, the hotspots hikers should avoid, and the push for stronger intervention from SANParks and the City of Cape Town to make the mountain safer for everyone. This programme is your authentic Cape Town wake-up call. Good Morning Cape Town with Lester Kiewit is informative, enlightening and accessible. The team’s ability to spot & share relevant and unusual stories make the programme inclusive and thought-provoking. Don’t miss the popular World View feature at 7:45am daily. Listen out for #LesterInYourLounge which is an outside broadcast – from the home of a listener in a different part of Cape Town - on the first Wednesday of every month. This show introduces you to interesting Capetonians as well as their favourite communities, habits, local personalities and neighbourhood news. Thank you for listening to a podcast from Good Morning Cape Town with Lester Kiewit. Listen live on Primedia+ weekdays between 06:00 and 09:00 (SA Time) to Good Morning CapeTalk with Lester Kiewit broadcast on CapeTalk https://buff.ly/NnFM3Nk For more from the show go to https://buff.ly/xGkqLbT or find all the catch-up podcasts here https://buff.ly/f9Eeb7i Subscribe to the CapeTalk Daily and Weekly Newsletters https://buff.ly/sbvVZD5 Follow us on social media CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/CapeTalk CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

Last year, the National Center for Missing and Exploited Children logged more than a half million reports of online enticement, manipulation and sextortion of children. This school year, districts are helping students spot this dangerous trend. We hear from a survivor of online grooming and those working to prevent it.

Let me start with a disclaimer—this isn't a political editorial. It's a conversation about ideas. Lessons from business, design, culture, and philosophy that might help us grow—individually and collectively. And if you disagree, email me at ConvoByDesign@Outlook.com. I welcome the debate. As this year closes, I'm feeling a mix of frustration and optimism. This moment feels chaotic—as does most of life lately—which is why I often end the show with, “rise above the chaos.” We can't eliminate it, but we can manage what's within our control. The Stoics told us that long ago: focus on what you can control, release what you can't, act with virtue, and let obstacles sharpen resilience. This essay is about taking back even a small amount of control through the work we do and the spaces we shape. The Problem with Trend-Driven Design This year, phrases and hashtags flew faster than ever—Quiet Luxury, Brat Green, Fridgescaping, Millennial Grey. Much like the “big, beautiful bill” language we've all heard tossed around in political discourse, design's buzzwords can distract from what actually matters. They generate attention, not meaning. They look good on social media, not necessarily in the lived experience of a home, workplace, or public square. So instead of centering our design conversations around fleeting edits, let's pivot toward the global innovations that are transforming the built world in ways that truly matter. Designer Resources Pacific Sales Kitchen and Home. Where excellence meets expertise. Design Hardware – A stunning and vast collection of jewelry for the home! TimberTech – Real wood beauty without the upkeep Real Innovation Worth Talking About Across the globe, designers, architects, and researchers are developing ideas that transcend buzz. These are the concepts with longevity—the ones shaping smart, resilient, human-centered spaces: Biophilic Design, rooted in the work of Edward O. Wilson, Erich Fromm, and Japanese shinrin-yoku, continues to reframe our relationship with nature. Net-Zero Architecture, pioneered in Canada, Germany, and Australia, redefines building performance through projects like Seattle's Bullitt Center and Colorado's RMI Innovation Center. Smart Homes and Invisible Tech, building on early Asian innovation, hiding circuitry and functionality behind seamless design powered by Apple, Google, and Amazon ecosystems. Prefab and Modular Construction, originally exemplified by structures like the Crystal Palace and the Sydney Opera House, now reimagined by firms such as Plant Prefab. Passive House Design, born in Germany but rapidly shaping U.S. projects in California, New York, and the Pacific Northwest. And the list goes on: Self-Healing Concrete by Hendrik Marius Jonkers Guggenheim Abu Dhabi by Frank Gehry Bët-bi Museum in Senegal by Mariam Issoufou Powerhouse Parramatta in Australia Pujiang Viewing Platform in China by MVRDV Landscape and biophilic approaches—Wabi-Sabi gardening, edimental gardens, climate-adaptive landscapes, and indoor biophilia—are redefining how we engage with natural systems in daily life. Even infrastructure has become a site of innovation: CopenHill/Amager Bakke, Denmark's waste-to-energy plant with a ski slope Urban Sequoias by SOM—skyscrapers designed as carbon sinks 3D-printed timber in Germany, Finland, and France This is the work that deserves our attention—not the color of the week on TikTok. Rethinking the Shelter Space For years I described architecture as a language, design as a dialect, and landscape as the narrative. Mies van der Rohe famously introduced the concept of architecture as language. It caught on, and then the bandwagon effect took over. But today, the metaphor feels insufficient—especially for the shelter space, where people spend their lives, raise families, work, heal, and age. The shelter space isn't like a retail store or restaurant, where design is often intended for those who pass through briefly while the people who labor there navigate the leftover space. The shelter space must serve those who inhabit it deeply and continuously. And that shifts the conversation. Design begins with the usual questions—purpose, function, users, goals, budget. But these questions don't define design. They only outline it. There is no universal purpose of architecture or design, no single philosophy, no singular “right” answer. The shelter space varies as widely as the people living within it. So instead of treating architecture and design as technical processes, we should approach them philosophically. A Philosophical Framework for Design Stoicism offers clarity: Accept that budget overruns and changes will occur. Respect the expertise of the designer you hired. Invest in authenticity rather than dupes. Create environments that support health—clean air, clean water, noise reduction, resilience. Utilitarianism reminds us that choices have consequences. If the design decisions you make are based on influencer content instead of expertise, the result is no surprise. And now, a new framework is emerging that could transform our shared spaces entirely. Sensorial Urbanism: Designing the City We Actually Feel One of the most compelling movements emerging globally is Sensorial Urbanism—a shift from focusing on how the city looks to how it feels. It's neuroscience, phenomenology, and inclusive design rolled into a multi-sensory toolkit. Five Key Sensory Principles Soundscaping Water features masking traffic. Acoustic pavilions. Designed sound gardens. Paris' Le Cylindre Sonore. Soundscape parks in Barcelona and Berlin. Smellscaping Native flowers, herbs, and aromatic trees restoring identity—especially critical after disasters like wildfires. Kate McLean's smellwalks map a city's olfactory signature. Tactile Design Materials that invite touch and respond to temperature—stone, wood, water—connecting inhabitants to place. Visual Quietness Reducing signage and visual clutter, as seen in Drachten, Netherlands, creates calmer, more intuitive environments. Multisensory Inclusivity Design that accommodates neurodiversity, PTSD, aging, and accessibility through tactile paving, sound buffers, and scent markers. Why It Matters Because cities didn't always feel this overwhelming. Because design wasn't always rushed. Because quality of life shouldn't be compromised for aesthetics. Sensorial Urbanism reconnects us with spaces that are restorative, intuitive, and emotionally resonant. A city is not just a picture—it is an experience. The Takeaway for 2026 Rising Above the Chaos: Lessons from 2025 for a Smarter 2026 HED (3-sentence summary): As 2025 closes, the design and architecture world has experienced unprecedented chaos and rapid trend cycles. In this episode, Soundman reflects on lessons from business, culture, and global innovation, emphasizing resilience, purposeful design, and human-centered spaces. From Stoic philosophy to sensorial urbanism, this conversation offers guidance for navigating the next year with clarity and intentionality. DEK (Expanded description): Twenty twenty-five tested the design industry's patience, creativity, and adaptability. In this reflective episode, we explore the pitfalls of trend-driven design, the enduring value of service, and the innovations shaping architecture globally — from net-zero buildings to multisensory urbanism. With examples ranging from TimberTech decking to Pacific Sales' trade programs, we examine how designers can reclaim control, prioritize meaningful work, and create spaces that heal, inspire, and endure. A philosophical lens, practical insights, and actionable guidance make this a must-listen for professionals and enthusiasts alike. Outline of Show Topics: Introduction & Context Reflection on the chaotic year of 2025 in design and architecture. Disclaimer: this is a philosophical conversation, not a political editorial. Invitation for audience engagement via email. Trends vs. Meaningful Design Critique of buzzwords like “quiet luxury” and “millennial gray bookshelf wealth.” Emphasis on global innovation over social media-driven trends. The gap between American design influence and international innovation. Global Innovations in Architecture & Design Biophilic design and its philosophical roots. Net-zero buildings: Bullitt Center (Seattle), RMI Innovation Center (Colorado). Smart homes, modular construction, and passive house adoption in the U.S. vs. abroad. Focus on Service & Professional Support Pacific Sales Kitchen & Home: Pro Rewards program and exceptional service. TimberTech: innovation in sustainable synthetic decking. Importance of performance, durability, and client-focused solutions. Philosophical Approach to Design Architecture as experience, not just a visual language. Stoicism, utilitarianism, and mindfulness applied to design. Sensorial urbanism: engaging all five senses in public and private spaces. Emerging Global Examples of Innovation Self-healing concrete (Henrik Marius Junkers), Copenhill (Denmark). 3D printed timber in Germany, Finland, France. Climate-adaptive landscapes, Wabi-sabi gardening, inclusive urban design. Moving Beyond Social Media Trends Rejecting influencer-driven design priorities. Returning to performance, resilience, and quality of life. Practical guidance for designers in all regions, including overlooked U.S. markets. Closing Reflections & New Year Outlook Encouragement to rise above chaos and focus on what can be controlled. Goals for 2026: intentional, human-centered, and innovative design. Call to action: share, subscribe, and engage with Convo by Design. Sponsor Mentions & Callouts Pacific Sales Kitchen & Home TimberTech Design Hardware If you enjoyed this long-form essay, share it with a friend. Subscribe to Convo By Design, follow @convoxdesign on Instagram, and send your thoughts to ConvoByDesign@Outlook.com. Thank you to TimberTech, The AZEK Company, Pacific Sales, Best Buy, and Design Hardware for supporting over 650 episodes and making Convo By Design the longest running podcast of it's kind!

Paul Lane and Marc Fandetti discuss the unexpected winner of rising American tariffs is Mexico. The housing market is moving in favor of Gen Z. EVs had a bumpy road in 2025, and one pleasant surprise. After a year of blistering growth, AI chip makers get ready for a bigger 2026. The stealth tactic bosses are using to get back to the office. How did Americans in 1998 think would happen in 2025? The case of the $400,000 Massachusetts lobster heist.

It turns out that a bill that would have protected Californians from rising electric bills due to AI data centers won't be doing that for now at least. This after major changes were made before the bill was finally passed. For more on this KCBS Radio News Anchor spoke with KCBS insider Phil Matier

Hosted by Arash Markazi, Grant Mona, and Anwar Stetson, today's episode tackles a turbulent stretch across L.A. sports and college football. Segment One — Rams Suffer Second Straight Brutal Loss in Atlanta:The show opens with a breakdown of the Rams' second consecutive tough loss, this time on the road in Atlanta. The hosts analyze what's gone wrong during this skid, from defensive lapses to missed opportunities on offense, and what the losses mean for the Rams' playoff positioning and confidence moving forward. Segment Two — Clippers Resurgence & USC–Notre Dame Canceled:In the second segment, the conversation shifts to the Clippers' resurgence, examining what's clicked during their recent turnaround and whether it's sustainable. The episode closes with a reaction to the stunning news of the USC–Notre Dame rivalry being canceled, discussing the historical weight of the matchup and what its absence means for college football traditions. Produced by: Grant Mona Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

The housing market is showing modest improvement, with pending home sales rising over 3% in November and prices growing just 1.2% year over year. Rising inventory and falling mortgage rates mean affordability is improving, though rates likely need to dip below 6% for demand to really pick up. Also in this episode: The 2026 outlook for oil prices and production, a look at which states are getting a minimum wage increase, and what's going on with AI travel influencers.Every story has an economic angle. Want some in your inbox? Subscribe to our daily or weekly newsletter.Marketplace is more than a radio show. Check out our original reporting and financial literacy content at marketplace.org — and consider making an investment in our future.

*Previously aired episode* J Scott, Partner at Bar Down Investments and Host of the Drunk Real Estate Podcast, discusses the current state of the multifamily housing market, focusing on trends, challenges in new construction, the impact of wages on rent growth, and the dynamics of supply and demand. They explore the implications of low housing starts, the importance of tenant affordability, and innovations in construction methods, including modular housing. The discussion highlights the complexities of the market and the interplay between economic factors and housing availability. J Scott | Real Estate Background Partner at Bar Down Investments and Host of the Drunk Real Estate Podcast Portfolio:  About 1,000 units of SFR and multifamily 5,000 units as an LP Based in: Sarasota, FL Say hi to him at:  ⁠jscott.com⁠ Best Ever Book: ⁠Thinking, Fast and Slow⁠ by Daniel Kahneman Greatest Lesson: The value in holding property for the long-term. That's where real wealth building happens. Join us at Best Ever Conference 2026! Find more info at: https://www.besteverconference.com/  Join the Best Ever Community  The Best Ever Community is live and growing - and we want serious commercial real estate investors like you inside. It's free to join, but you must apply and meet the criteria.  Connect with top operators, LPs, GPs, and more, get real insights, and be part of a curated network built to help you grow. Apply now at⁠ ⁠⁠⁠www.bestevercommunity.com⁠⁠ Podcast production done by⁠ ⁠Outlier Audio⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

The housing market is showing modest improvement, with pending home sales rising over 3% in November and prices growing just 1.2% year over year. Rising inventory and falling mortgage rates mean affordability is improving, though rates likely need to dip below 6% for demand to really pick up. Also in this episode: The 2026 outlook for oil prices and production, a look at which states are getting a minimum wage increase, and what's going on with AI travel influencers.Every story has an economic angle. Want some in your inbox? Subscribe to our daily or weekly newsletter.Marketplace is more than a radio show. Check out our original reporting and financial literacy content at marketplace.org — and consider making an investment in our future.

The Premier League heads into the final days of 2025 with a genuine three-team title race taking shape, as Arsenal set for a pivotal showdown with Aston Villa while Manchester City continue to apply pressure just behind them. We break down where the margins are shrinking, what Arsenal's recent performances tell us, and why Tuesday night at the Emirates feels like a defining moment.We also turn our attention to AFCON as the group stage reaches its decisive third matchday. History was made by Mozambique, heavyweight clashes continue to shape the knockout picture, and Monday's slate sets the field for the round of 16.Plus, a Domestic Focus on Americans abroad and MLS offseason moves, a packed Refill of headlines from around the world, and what's coming up across the SDH Network as 2025 winds down.

We speak to Mansoor Ali Shah, who served as the Senior Puisne Judge of the Supreme Court of Pakistan until just last month. Shah is one of two judges who resigned after parliament passed a constitutional amendment that curbed its remit and will no longer allow the Supreme Court to hear constitutional cases. The judges say the reform “stands as a grave assault on the constitution”. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Originally recorded and released on December 26, 2025.Join Amanda Grace on December 26, 2025 at 5:30 PM ET for a powerful broadcast.NEW! Prayer Lines now available Mon - Fri, 9am-5pm ET. CALL 845-743-6500 or 845-743-2583The Revelationary War is available NOW! Get your copy here: https://buff.ly/4fnuDd7Preorder Amanda's second book, Brace for Impact: https://buff.ly/PiQgPcEMusic Copyright References:-131615741-Awards Inspirational Cinematic Music (Short 3) [Upbeat Nomination Epic Orchestra] Stock Media provided by JadSound / Pond5-21981893-Corporate And Inspirational Cinematic Background Music (1.00 Minutes Version) Stock Media provided by StockAudios / Pond5-151471022-Uplifting Inspirational CorporateStock Media provided by Patrick_Schlebes / Pond5-154756307-Magic Fireflies Loop Version2(Modern And Relaxing Background) Stock Media provided by Lesya_NZ / Pond5-123859534-Successful Product Presentation 60S - P5 Stock Media provided by Wolfgangwoehrle / Pond5-105166597-Believe in You (Inspirational And Uplifting)- P5 Stock Media provided by DivaProductionMusic / Pond5Music License: https://www.pond5.com/legal/license/20230221Purchase ID/Date: 7365245 / 9-29-2023Website: https://arkofgrace.orgPrayer Requests: https://arkofgrace.org/prayer-requestsDonate: https://arkofgrace.org/donatePartners: https://arkofgrace.org/ministry-partners

Josh Allen lost a game he should have won yesterday. Yes he's hurting and battling an injury but we have seen Mahomes over come those same things. Can he? then we over react to the awesome football weekend.

Full Show: A Split in Chiefs Kingdom, Josh Allen Pressure Rising, Derrick Johnson, NCAA Eligibility Issues, Josh Klingler, Brioche of the Weekend full 10623 Mon, 29 Dec 2025 16:03:30 +0000 rIOEB4nIKS9pUmqzm62EKJVEfUW9qDwG nfl,kansas city chiefs,sports Fescoe & Dusty nfl,kansas city chiefs,sports Full Show: A Split in Chiefs Kingdom, Josh Allen Pressure Rising, Derrick Johnson, NCAA Eligibility Issues, Josh Klingler, Brioche of the Weekend Fescoe in the Morning. One guy is a KU grad.   The other is on the KU football broadcast team,  but their loyalty doesn't stop there as these guys  are huge fans of Kansas City sports and the people  of Kansas City who make it the great city it is.   Start your morning with us at 5:58am!   2024 © 2021 Audacy, Inc. Sports

Www.totallytoriarmstrong.com

In Episode 229, Tu and Lei unpack the November China EV sales inflection point and what it reveals about the next phase of the global auto industry.  With subsidies set to expire in 2026, November marked the real start of China's year-end “mad dash.” The numbers show a clear split: Xiaomi, XPeng, Leapmotor, Geely, and NIO accelerating, while BYD and Li Auto lose momentum and Tesla slips into negative growth territory in China.The hosts explain why Xiaomi's YU7 and SU7 have proven unusually resilient, how XPeng's AI-first strategy is paying off, and why Leapmotor and Geely are now knocking on the million-unit club—a threshold that even legacy premium brands have failed to reach in China.They also tackle the bigger strategic question facing Western automakers: Is it still worth competing in China? Tu and Lei argue that China remains irreplaceable as the world's largest single passenger-vehicle market—and that exporting from China, leveraging local tech partners, and embracing “China-for-China” design is no longer optional.The episode closes with a deep discussion on embodied AI, smart glasses, silicon strategy, and why companies like Xiaomi, XPeng, and Li Auto are no longer just carmakers—but ecosystem builders trying to define the future of mobility.Insightful, data-driven, and grounded in real market dynamics, this episode explains why 2026 may be the most decisive year yet for both Chinese EV leaders and global legacy automakers.___

Unclaimed deaths are on the rise. Pamela Prickett, associate professor of sociology at Pomona College, examines how some have come together to honor them. Pamela Prickett is an associate professor of sociology at Pomona College and former journalist. She is the author of two books about Los Angeles, including The Unclaimed: Abandonment and Hope in the City […]

The Final Episode of this year 2025. Our guests speak openly about identity, trauma, purpose, and the moments they realized the life they were living was not truly theirs. We explore what it means to rise beyond limits shaped by culture, childhood, and expectation. You'll hear how honesty, courage, and daily practices help rewrite a life from the inside out. This episode invites you to take the pen back and begin shaping your next chapter with intention.Connect with Steve:Instagram → / thestevehodgsonPodcast → / noiseoflifepodcastLinkedIn  → / stevehodgsonEpisode Highlights00:00 The start of Best Bits of Noise of Life Part 2 00:38 When the world writes your story03:02 Rising above our limits, the start of change04:39 Taking the pen back, writing your own storyABOUT THE PODCAST SHOWThe Noise of Life is a podcast that shares real stories, raw truths, and remarkable growth. Hosted by Steve Hodgson a coach, facilitator, speaker, and Mental Health First Aid Instructor. This podcast dives deep into the “noise” we all face, the distractions, doubts and challenges that can pull us away from who we truly are.

Today is expected to be one of the busiest travel days of the year as people head home from their Christmas celebrations or to their New Year's Eve destinations. Runoff from this week's rains has led to hazardous conditions along the San Diego coast. Police are looking for a man who robbed a Lincoln Park Subway restaurant at gunpoint.

Your weekly horoscope for  12/29/25 - 1/4/26Coming to you from Provincetown, Ma (aka gaycationland) COME ON OVER TO THE PATREON: https://www.patreon.com/cw/missguidedastrology==================================TRANSITS & TIMESTAMPS02:11  Monday  -   Mercury square Saturn 04:07  Thursday  - Mercury square Neptune 05:26  Saturday  -   Cancer Full Moon   ==================================Want a birth chart analysis (KTs personal hot takes on your personal Birth chart)? or a birth chart report (all about you)?or a solar return report (predictive astrology for the year ahead)?visit:⁠⁠ ⁠ ⁠⁠⁠⁠⁠⁠missguidedastrology.com/shop ⁠⁠⁠⁠⁠⁠⁠⁠⁠  TIP ME ON VENMO: @Katie-Fitzgerald23==================================Review us on -insert your podcast app of choice here-  OR shout us out on socials for a free Birth Chart Report!Find our mother pod:⁠⁠ ⁠⁠⁠⁠⁠⁠⁠Miss Guided Astrology⁠⁠⁠⁠⁠⁠⁠⁠⁠. Do you have a question only the sky and KT can answer? Send us an⁠⁠⁠⁠⁠⁠⁠⁠⁠ email ⁠⁠⁠⁠⁠⁠⁠⁠⁠.HOW TO CONTACT US:email: ⁠⁠⁠⁠⁠⁠MissGuidedAstrology@gmail.com ⁠⁠⁠⁠⁠⁠Website:⁠⁠ ⁠⁠⁠⁠⁠⁠⁠ missguidedastrology.com ⁠⁠⁠⁠⁠⁠⁠⁠⁠IG: Miss Guided Astrology

Your weekly horoscope for  12/29/25 - 1/4/26Coming to you from Provincetown, Ma (aka gaycationland) COME ON OVER TO THE PATREON: https://www.patreon.com/cw/missguidedastrology==================================TRANSITS & TIMESTAMPS02:11  Monday  -   Mercury square Saturn 04:07  Thursday  - Mercury square Neptune 05:26  Saturday  -   Cancer Full Moon   ==================================Want a birth chart analysis (KTs personal hot takes on your personal Birth chart)? or a birth chart report (all about you)?or a solar return report (predictive astrology for the year ahead)?visit:⁠⁠ ⁠ ⁠⁠⁠⁠⁠⁠missguidedastrology.com/shop ⁠⁠⁠⁠⁠⁠⁠⁠⁠  TIP ME ON VENMO: @Katie-Fitzgerald23==================================Review us on -insert your podcast app of choice here-  OR shout us out on socials for a free Birth Chart Report!Find our mother pod:⁠⁠ ⁠⁠⁠⁠⁠⁠⁠Miss Guided Astrology⁠⁠⁠⁠⁠⁠⁠⁠⁠. Do you have a question only the sky and KT can answer? Send us an⁠⁠⁠⁠⁠⁠⁠⁠⁠ email ⁠⁠⁠⁠⁠⁠⁠⁠⁠.HOW TO CONTACT US:email: ⁠⁠⁠⁠⁠⁠MissGuidedAstrology@gmail.com ⁠⁠⁠⁠⁠⁠Website:⁠⁠ ⁠⁠⁠⁠⁠⁠⁠ missguidedastrology.com ⁠⁠⁠⁠⁠⁠⁠⁠⁠IG: Miss Guided Astrology

Your weekly horoscope for  12/29/25 - 1/4/26Coming to you from Provincetown, Ma (aka gaycationland) COME ON OVER TO THE PATREON: https://www.patreon.com/cw/missguidedastrology==================================TRANSITS & TIMESTAMPS02:11  Monday  -   Mercury square Saturn 04:07  Thursday  - Mercury square Neptune 05:26  Saturday  -   Cancer Full Moon   ==================================Want a birth chart analysis (KTs personal hot takes on your personal Birth chart)? or a birth chart report (all about you)?or a solar return report (predictive astrology for the year ahead)?visit:⁠⁠ ⁠ ⁠⁠⁠⁠⁠⁠missguidedastrology.com/shop ⁠⁠⁠⁠⁠⁠⁠⁠⁠  TIP ME ON VENMO: @Katie-Fitzgerald23==================================Review us on -insert your podcast app of choice here-  OR shout us out on socials for a free Birth Chart Report!Find our mother pod:⁠⁠ ⁠⁠⁠⁠⁠⁠⁠Miss Guided Astrology⁠⁠⁠⁠⁠⁠⁠⁠⁠. Do you have a question only the sky and KT can answer? Send us an⁠⁠⁠⁠⁠⁠⁠⁠⁠ email ⁠⁠⁠⁠⁠⁠⁠⁠⁠.HOW TO CONTACT US:email: ⁠⁠⁠⁠⁠⁠MissGuidedAstrology@gmail.com ⁠⁠⁠⁠⁠⁠Website:⁠⁠ ⁠⁠⁠⁠⁠⁠⁠ missguidedastrology.com ⁠⁠⁠⁠⁠⁠⁠⁠⁠IG: Miss Guided Astrology

Top Stories for December 27th Publish Date: December 27th PRE-ROLL: Sugar Hill Ice Skating From the BG AD Group Studio Welcome to the Gwinnett Daily Post Podcast. Today is Saturday, December 27th and Happy Birthday to Mick Jones I’m Peyton Spurlock and here are your top stories presented by Gwinnett KIA Mall of Georgia. Rising costs for insurance, with reports of refusals to pay claims, could spur legislation Georgia DOT suspends lane closures for the holidays Grayson man gets 80-year prison sentence for robbery-turned-murder All of this and more is coming up on the Gwinnett Daily Post podcast, and if you are looking for community news, we encourage you to listen daily and subscribe! Break 1: Kia Mall of Georgia STORY 1: Rising costs for insurance, with reports of refusals to pay claims, could spur legislation Insurance costs are climbing, and people are fed up. Policyholders say they’re paying more for less—claims denied, delays dragging on for months. Meanwhile, insurers aren’t exactly thrilled with Georgia either. The state ranked dead last in profitability for insurance companies last year. “Less competition means higher prices,” said Robert Hoyt from UGA’s Terry College of Business. At a final hearing in Gwinnett, lawmakers heard it all: auto repair shops battling insurers, marathoners denied prosthetics, and frustrated customers paying out of pocket. Rep. Matt Reeves says change is coming. “We’ll be looking at prices, profits, and penalties. It’s overdue.” STORY 2: Georgia DOT suspends lane closures for the holidays With the holidays here, there’s a little gift from GDOT: no lane closures on major roads, interstates, or near shopping spots. From Dec. 23 at 6 a.m. to Dec. 28 at 10 p.m., and again Dec. 31 at 5 a.m. to Jan. 2 at 5 a.m., you’ll get a smoother ride. But don’t zone out—crews might still be working, and emergencies? Yeah, those closures can still happen. Stay sharp, watch for signs, and be extra careful near work zones. Need updates? Check the 511GA app or GDOT’s website. Safe travels, and happy holidays! STORY 3: Grayson man gets 80-year prison sentence for robbery-turned-murder A 20-year-old from Grayson, known on the streets as “Draino,” will spend the rest of his life—and then some—behind bars. Adrian Synclare Johnson was convicted last Friday on nearly two dozen charges, including murder and racketeering, for his role in the February killing of 24-year-old Gerryon Ceasor during a botched drug robbery. The sentence? Two life terms (one without parole) plus 20 years. “Gang violence won’t be tolerated,” said DA Patsy Austin-Gatson. Prosecutors say Johnson and six others planned to rob Ceasor of his Draco pistol. Shots were fired. Ceasor didn’t survive. The others await trial. We have opportunities for sponsors to get great engagement on these shows. Call 770.874.3200 for more info. We’ll be right back Break 2: Ingles Markets STORY 4: Polar Vortex Is Strengthening: What It Means For GA Winter Temps Georgia’s Christmas forecast? It was warm. And, according to The Weather Channel, this unseasonably toasty trend is sticking around through March. Why? A strong polar vortex. Sounds intense, right? But here’s the twist: the stronger it is, the less it messes with us. Instead of icy blasts, we’re looking at above-average temps across the South, especially in February. Meanwhile, the North gets the cold and wet. La Niña vibes, basically—warm down here, chilly up there. So, enjoy the sunshine, Georgia. Winter’s taking it easy. STORY 5: Georgia swears in its youngest state representative At just 21, Ali’s already making waves. Youngest lawmaker in Georgia’s history? Check. Youngest Democratic state rep in the country? Also check. But he’s quick to brush off the titles. “First and foremost, I’m a brother, a son, and your neighbor,” he says. Ali’s story mirrors his district’s—immigrant parents, humble beginnings, and a relentless climb. “We went from eating white rice every night to owning a home,” he recalls. That shaped him. His journey into politics started young, sparked by threats to his community’s mosque. Now, he’s building bridges, lowering costs, and proving age doesn’t define leadership. We’ll be right back. Break 3: DTL HOLIDAY INTERVIEW - Lorraine Green STORY 6: Metro Atlanta man accused of cheating people out of almost $1 million by selling bogus UGA tickets A 43-year-old Alpharetta man, Matthew Neet, is accused of pulling off a nearly $1 million scam that targeted college football fans and investors. Fake tickets, bogus investments—he allegedly promised it all, but delivered nothing. Prosecutors say Neet offered hard-to-get UGA football tickets (think Alabama, Texas matchups) and pitched timberland projects in Costa Rica. The catch? None of it was real. Instead, he pocketed $943,000 from over two dozen victims. Neet’s been charged with wire fraud and waived indictment. The FBI’s still digging, and prosecutors are ready to take him on. STORY 7: ‘Real Housewives of Atlanta’ cast member Kandi Burruss stars in ‘& Juliet’ on Broadway Kandi Burruss is taking her talents to Broadway. Yep, the “Real Housewives of Atlanta” star and Grammy-winning artist joined the cast of & Juliet on Dec. 11 at the Stephen Sondheim Theatre in New York. She’s stepping into the role for a limited run through March 8, 2026, following TikTok sensation Cheryl Porter. The show? A playful twist on Romeo & Juliet—what if Juliet didn’t, you know, end it all over Romeo? Burruss, a 14-season RHOA veteran, adds this to her packed résumé: singer, songwriter, producer, restaurateur, and now Broadway star. We’ll have closing comments after this Break 4: GCPS Hiring Signoff – Thanks again for hanging out with us on today’s Gwinnett Daily Post Podcast. If you enjoy these shows, we encourage you to check out our other offerings, like the Cherokee Tribune Ledger podcast, the Marietta Daily Journal, or the Community Podcast for Rockdale Newton and Morgan Counties. Read more about all our stories and get other great content at www.gwinnettdailypost.com Did you know over 50% of Americans listen to podcasts weekly? Giving you important news about our community and telling great stories are what we do. Make sure you join us for our next episode and be sure to share this podcast on social media with your friends and family. Add us to your Alexa Flash Briefing or your Google Home Briefing and be sure to like, follow, and subscribe wherever you get your podcasts. Produced by the BG Podcast Network Show Sponsors: www.ingles-markets.com www.kiamallofga.com Ice Rink – Downtown Sugar Hill Team GCPS NewsPodcast, CurrentEvents, TopHeadlines, BreakingNews, PodcastDiscussion, PodcastNews, InDepthAnalysis, NewsAnalysis, PodcastTrending, WorldNews, LocalNews, GlobalNews, PodcastInsights, NewsBrief, PodcastUpdate, NewsRoundup, WeeklyNews, DailyNews, PodcastInterviews, HotTopics, PodcastOpinions, InvestigativeJournalism, BehindTheHeadlines, PodcastMedia, NewsStories, PodcastReports, JournalismMatters, PodcastPerspectives, NewsCommentary, PodcastListeners, NewsPodcastCommunity, NewsSource, PodcastCuration, WorldAffairs, PodcastUpdates, AudioNews, PodcastJournalism, EmergingStories, NewsFlash, PodcastConversations See omnystudio.com/listener for privacy information.

Luke REMOVES Startide Rising by David Brin from the SFBRP Must-Read List! Why? Listen to find out! See every book/episode of the SFBRP here: https://www.sfbrp.com/episode-lists-3 See the SFBRP Must-Read List here: https://www.sfbrp.com/must-read Support Luke and Juliane financially via Patreon.com/lukeburrage Luke on Bluesky: @lukeburrage.bsky.social Discuss this book at Goodreads.com Luke writes his own novels, like “Minding Tomorrow”, “Combat”, “Get that rat off my face!” and “The Monster Story Conference”, so download them for free at: https://www.lukeburrage.com/fiction.html

Debt is at record highs, yet insolvencies are flat. Why? In this episode of Debt Free in 30, Licensed Insolvency Trustees Doug Hoyes and Ted Michalos explain a financial paradox that's leaving millions of Canadians stressed, exhausted, and confused. The answer isn't that people are okay. It's that people are enduring. If you're paying your bills but still feel like you're drowning, this episode is for you. Coming Up Next Next episode: a special double episode with David Chilton (The Wealthy Barber) — a practical conversation about money, debt, and what Canadians are really facing heading into 2026.  2025 Predictions Show Office of the Superintendent of Bankruptcy, Insolvency Statistics Statistics Canada, Household debt levels (including credit cards) Statistics Canada, CPI (Inflation) Mortgage Rates, Bank of Canada Hoyes Michalos Homeowners Bankruptcy Index TransUnion, Canadian Consumer Debt Continues to Grow Despite Macroeconomic Relief Hoyes Michalos Credit Repair Strategies and Rebuilding Course Sign Up for the Monthly Debt Free Digest Hoyes Michalos YouTube Channel Learn About Debt Relief Options in Ontario In This Episode, You'll Learn: · Why people don't file when debt rises — they file when cash flow breaks · How inflation pushed credit card balances higher without immediate defaults · Why paying the minimum isn't a solution — it's a delay · How balance transfers and mortgage equity are masking financial stress · Why insolvencies tend to stay flat, then jump · What would trigger a surge in personal insolvencies · Our 2026 insolvency predictions for Ontario · Why relief isn't failure — and how getting advice early preserves options (00:00) You're Not Failing — You're Enduring (02:30) Debt Is Exploding, So Why Aren't Bankruptcies Rising? (05:20) People Don't File When Debt Rises — They File When Cash Flow Breaks (08:10) Why Credit Card Debt Is Rising Without Defaults (11:00) Paying the Minimum Is Buying Time — Not Solving the Problem (14:00) Who's Carrying the Debt Now (And Why That Matters) (17:10) Why Inflation Changed How Insolvencies Work (20:20) The Hidden Delay: Interest Rates Haven't Fully Hit Yet (23:40) Mortgage Equity Is Masking Financial Stress (27:00) Why Insolvencies Don't Rise Gradually — They Snap (30:00) Why Convexity Shows Up Later (32:40) The Paperclip Effect: Endurance vs. Breaking (34:10) What Would Trigger a Surge in Insolvencies? (35:30) Our 2026 Insolvency Predictions (38:00) Relief Isn't Failure — It's a Reset Disclaimer: The information provided in the Debt Free in 30 Podcast is for entertainment and informational purposes only and is not intended as personal financial advice. Individual financial situations vary and may require personal guidance from a financial professional. The views expressed in this episode do not necessarily reflect the opinions of Hoyes, Michalos & Associates, or any other affiliated organizations. We do not endorse or guarantee the effectiveness of any specific financial institutions, strategies, or digital tools/apps discussed.

Guests: Captain James Fanell (USN Ret.) and Bradley Thayer. The authors draw parallels between current U.S.policy and the British Empire's 1919 "10-year rule," which underfunded defense and ignored rising threats. They criticize the U.S. response to the 1989 Tiananmen Square massacre, noting that the Bush administration rushed to re-engage rather than isolate the CCP. Fanell recalls that intelligence agencies remained focused on Russia, failing to perceive the Chinese military buildup as a credible threat until it was too late.

To wrap up 2025, we're re-running some of our favorite guest episodes from this year. When we're faced with difficulties, how can we put them into perspective and move forward? Jessica N. Turner, author of the new book I THOUGHT IT WOULD BE BETTER THAN THIS, discusses the experiences that led her to look at life differently and how she has learned to make "imperfect choices." Jessica, Amy, and Margaret discuss: What led Jessica to write this book What Jessica's large online audience of women taught her about grief Strategies for processing grief and disappointment Here's where you can find Jessica: ⁠www.jessicanturner.com⁠ @jessicanturner on IG @TheMomCreative on FB Buy I THOUGHT IT WOULD BE BETTER THAN THIS: ⁠https://bookshop.org/a/12099/9781546006718⁠ We love the sponsors that make this show possible! You can always find all the special deals and codes for all our current sponsors on our website: ⁠https://www.whatfreshhellpodcast.com/p/promo-codes/⁠ Get 50% Off Monarch Money, the all-in-one financial tool at ⁠www.monarchmoney.com/FRESH Ready to raise money-smart kids? Start now with your first month FREE at acornsearly.com/FRESH! What Fresh Hell is co-hosted by Margaret Ables and Amy Wilson. mom friends, funny moms, parenting advice, parenting experts, parenting tips, mothers, families, parenting skills, parenting strategies, parenting styles, busy moms, self-help for moms, manage kid's behavior, teenager, toddler, baby, tween, child development, family activities, family fun, parent child relationship, decluttering, kid-friendly, invisible workload, default parent, #betterthanthis, grief, trauma, stages of grief, disappointment Learn more about your ad choices. Visit podcastchoices.com/adchoices

Do you want to get into Medical Device Sales?? If so → https://www.newtomedicaldevicesales.com/youtube-podIf you're new to my channel, my name is Jacob McLaughlin. I'm the founder of New to Medical Device Sales, an exclusive training program designed to help people break into the competitive field of medical device sales. Our average person lands a six-figure role in just 9.5 weeks, earning $113,760 annually. With thousands of success stories from candidates with all kinds of backgrounds, our program equips you with the tools to succeed in this industry.4 years ago I moved out to Arizona not knowing anyone and had $1200 to my name.I came to this exact spot to journal and share how excited I was to be starting my journey in life.Last night I took time to reflect over the past 4 years. It's truly amazing how you can change your life in such a small amount of time.My take aways:1. Go after your dream because even if it doesn't workout like you thought it would, it will bring your right where you're suppose to be.2. Believe in yourself. Nobody is going to believe in you as much as you will, know that good things will happen.3. Change is inevitable. Change is going to happen so you can either accept it and keep moving forward or not.Please bet on yourself and go after your dreams because your life can be better than you ever thought it could be if you do

Will Potter's new book exposes the powerful forces working to obscure reality and suppress protest, and animal agriculture's role in accelerating climate collapse.

Author Jay Rogers unpacks the impact the Puritans had on the cultural and spiritual formation of America, and their importance in retrieving their influence.Puritan Storm Rising BookWatch all of our videos and subscribe to our channel for the latest content >HereHere

The boys explore this new(ish) concept and how individuals can leverage their unique interests and experiences to build a personal brand and monetize their journey. It touches on the shift from traditional marketing to a more personal, authentic approach, emphasizing the importance of documenting one's authentic journey and sharing it with an audience.Join our Patreon for ad-free early access to episodes, exclusive discounts, weekly Q&As, and so much more. Visit https://www.patreon.com/CreativeRiskPodcast today!Submit your story to Raw & Rising, the mini-series spotlighting hustling creatives—those self-producing, diversifying their income, and tackling challenges head-on. Visit www.artists-strategy.com/creative-risk to pitch your story today. —Thanks for listening!Join our email list for our weekly newsletter with deep insight on our personal artistic journeys: www.artists-strategy.com/signupSubscribe on Apple Podcasts: podcasts.apple.com/us/podcast/creative-risk/id1706381310Subscribe on Spotify: open.spotify.com/show/5hzvD8HgCjOo1NcA5zBDN4?si=404a2369523a45cbFollow Us on IG: www.instagram.com/creativeriskpod/Follow Us on TikTok: www.tiktok.com/@creativeriskpod— “CREATIVE RISK”, is a new podcast hosted by actors Joshua Morgan and Mike Labbadia of Artist's Strategy where they explore all things art, entrepreneurialism and everything in between. The acting industry is more volatile and competitive than ever before, therefore the artist must evolve in order to take radical ownership over their creative businesses. Each episode, Mike and Joshua will get raw and unfiltered, giving hot takes and cutting edge strategies on how to build a sustainable career in the arts.

In this exclusive episode of The Motor Files, we sit down with Mike Musheinesh, CEO of Detroit Axle, to unpack how recent tariff policies are reshaping the auto parts industry — from supply chains and pricing to innovation and expansion.Detroit Axle grew from a small family shop in Dearborn into a national aftermarket powerhouse. But today, even established American manufacturers are feeling the pressure. Projects are paused. Costs are climbing. And customers are paying the price.Mike didn't set out to become a public voice in this debate — but when policies began threatening workers, affordability, and long-term competitiveness, staying quiet was no longer an option.This conversation dives into:How tariffs are disrupting the auto aftermarketWhy expansion plans were put on holdWhat this means for car owners, mechanics, and familiesWhy market forces — not mandates — drive real competitionThe hidden consequences few are talking aboutIf you care about cars, auto parts, American manufacturing, or where the industry is headed, this is a conversation you need to hear.

Gaea Star Crystal Radio Hour #650 is an hour of dynamic, inspired, visionary acoustic improvised music played by The Gaea Star Band with Mariam Massaro on vocals, Native flute, Celtic harp, double flute, acoustic guitar, mandolin and 4- and 8-string ukulele, Bob Sherwood on piano and Craig Harris on Native drum and congas. Recorded live at Singing Brook Studio in Worthington, Massachusetts in mid-December of 2025, today's show begins with the meditative, impressionistic “Living In The Bliss”, a tone poem with soaring Native flute and fundamental, earthy accompaniment before we move into the upbeat, joyful, spacious “Rising”, a fine folk air with a gorgeous vocal from Mariam above an effervescent accompaniment of galloping congas, chiming ukulele and rich, burnished piano chords that unhurriedly explores and inspires. “To The Crystalline Temples Of Light” is a deeply emotional, mystical air driven along by Mariam's chiming, eldritch mandolin, overtone-soaked double flute and Bob's romantic, Prokofiev-like circular minor figure that lingers after the music ends. “Gather Together” is a prayer of peace and unity from the “Gaea Star Crystal” album that the ensemble portrays as a staid, formal opera aria with tight acoustic guitar work, imaginative piano and a foundational conga groove. “Jophy” is a character to whom Mariam has turned to during several episodes, a monkey who finds a purple flower in a “Jabarandi” tree and the ensemble illustrate the tale in yet another Prokofiev homage, this time to the narrative, onomatopoetic embodiment of characters through music. Learn more about Mariam here: http://www.mariammassaro.com

A reading of articles and features from Buffalo Rising

#674: Welcome to Greatest Hits Week – five days, five episodes from our vault, spelling out F-I-I-R-E. Today's letter R stands for Real Estate. This episode originally aired in May 2022, but the insights on long-distance investing remain just as relevant for anyone feeling priced out of their local market. We tackle the five biggest challenges of investing far from home – from fear of the unknown to managing contractors remotely – and reveal four compelling benefits that make it worth the effort, especially when you're competing in markets where million-dollar properties are the norm. ________ Remember when inflation was high and rates were rising? What were people saying about real estate back then? And with the benefit of hindsight, how much of what we thought at the time proved to be correct? If you feel unsettled, join the club. At this present moment – December 2025 – interest rates are falling, but not enough. Inflation is mostly under control, but not enough. The noise makes everything feel new. When you only see the present moment, everything looks obvious. When you remember the past, patterns start to show. That's why we're rewinding the clock back to May 2022 – when interest rates were rising and inflation was near its peak. So what was on our mind three years ago? We start with the basics. Why the Federal Reserve raises rates. What higher borrowing costs do to spending. Why falling stock prices often reflect fear – not proof that housing prices must fall next. We explain the difference between recession and deflation, and why the two are often confused. We walk through what made the housing market in 2022 different from 2008. Inventory was tight. Builders had not overbuilt. Many homeowners held fixed-rate mortgages and record levels of equity. Those conditions mattered then. They still matter now. That equity becomes the next focus. We talk about cash-out refinances, HELOCs, and reverse mortgages – and what happens when homeowners borrow against rising values. You hear how higher rates can slow borrowing, why that matters for inflation, and what risks appear if some borrowers struggle to repay. From there, we outline four ways investors might encounter properties if foreclosures rise: bank-owned homes, short sales, “subject to” deals, and wraparound mortgages. The episode then shifts to long-distance real estate investing. You hear the real challenges. Fear of the unknown. Managing people you cannot see. Contractors who disappear. Agents who stop returning calls. You also hear what makes distance workable: education, relationships, local investor networks. We walk through how investors think when conditions feel unstable — and why looking backward sharpens how you see what comes next. Timestamps: Note: Timestamps will vary on individual listening devices based on dynamic advertising run times. The provided timestamps are approximate and may be several minutes off due to changing ad lengths. (0:00) Trade-offs and priorities (07:41) Fed hikes rates (09:16) Inflation drivers explained (11:26) Recession vs housing (13:21) Home equity surge (15:21) Borrowing against equity (17:11) Foreclosures and options (18:26) Subject-to and wraps (21:11) Shift to distance investing (25:31) Education and networks (31:36) Choosing markets (36:11) Accountability challenges Learn more about your ad choices. Visit podcastchoices.com/adchoices

It's a Christmas Eve special with Jerry and Willie Colon as they autopsy the Jets' season following Justin Fields' move to IR and debate if NFL teams are scouting the wrong QB traits. The guys dive into the "Old Guard" comeback of Philip Rivers, the Giants' high-stakes tanking dilemma, and Willie's raw take on why some teams have already "mailed it in." From mic'd up Aaron Rodgers and the case for Bart Scott as a DC to Ben Simmons' rumored pro-fishing pivot and Joe Benigno's holiday rage, we're covering it all. We wrap up with Jerry's driving horror stories, a $1.7 billion Powerball update, and a full Week 17 preview to get you ready for the holiday slate.

The demon has a name — Zurvan. For thirty years it waited, dormant within the charred fragments of a spirit board, sealed inside an advent calendar built by hands it had already corrupted. Now Detective Davenport lies dead, his head twisted completely around as punishment for a door Matthew failed to open. Logan has been freed from the demon's grip, but Zurvan does not forgive, and it does not forget — Father Olsen warned that when a host is lost, it will seek another. Pastor Hart fled drenched in blood. Wilbur Ward's corpse was found in Mason's closet. Twenty-one doors have been opened, twenty-one horrors unleashed, and three days remain until Christmas Eve — the climax of Zurvan's ancient celebration, the anniversary of the night Matthew ran while his family burned. Logan is ten. Mason is seven. The parallel to Matthew and Steven is no coincidence. Matthew's allies are dead or scattered, both sons have been touched by an ancient evil, and the calendar continues its relentless countdown toward something even more terrible. Three doors remain. Will anyone be left alive to celebrate Christmas?Get the print version of the novel: https://weirddarkness.com/AdventOfEvil#WeirdDarkness #ChristmasHorror #HolidayHorror #SupernaturalThriller #HauntedCalendar #DarkChristmas #HorrorStory #DemonicEvil #CreepyTales #YuletideTerror

PREVIEW AFD PARTY RISING IN GERMANY WITH TIES TO TRUMP-VANCE FACTION Colleague Judy Dempsey. Judy Dempsey reports from Berlin on the rising popularity of the AfD party, which is nearly tied with Chancellor Merz's coalition. She warns of a dangerous affinity between the AfD and the Trump-Vance Republicanfaction, noting that their collaboration aims to weaken the European Union through populism and deep conservatism. 1870 SCHWEINFURT

According to Kim Meeder, God sometimes allows us to go through the valley of the shadow of darkness because He is going to call us to help others find their way through unthinkable tragedies. On today's edition of Family Talk, Dr. James Dobson concludes his inspiring conversation with Kim as they discuss the incredible testimonies that surround her and her husband, Troy. Through the founding of Crystal Peaks Youth Ranch in Bend, Oregon, Kim and Troy have led hundreds to the redeeming love of Jesus Christ. To support this ministry financially, visit: https://www.oneplace.com/donate/707/29?v=20251111

After a year tangled in political drama, AI hype, and regulation battles, the TWiT crew explains how many of tech's "biggest stories" simply fizzled into nothing or left us with new headaches by year's end. • Year-end tech trends: AI, politics, and security dominated 2025 • Major stories faded fast: TikTok saga, political tech drama, DOGE scandal • TikTok's ownership battle—Oracle, Trump donors, and US-China tensions • China tech fears: banned drones, IoT vulnerabilities, secret radios in buses • Rising political pressure for internet privacy and media literacy reform • Surveillance and kill switch concerns in US grid and port infrastructure • Convenience vs. privacy: Americans trade data for discounts and ease • Age verification, surveillance, and flawed facial recognition across countries • Discord's ID leak highlights risks of rushed compliance with privacy laws • Social media's impact on kids pushes age-gating and verification laws • ISPs monetize customer data, VPNs pitched for personal privacy • Global government crackdowns: UK bans VPN advertising, mandates age checks • The illusion of absolute privacy: flawed age gates and persistent tracking • AI takes over: explosive growth, but profits elusive for big players • Arms race in LLMs: DeepSeek's breakthrough, OpenAI/Meta talent bidding war • Ad-driven models still rule; Amazon's playbook repeated in AI • Humanoid robots and AGI hype: skepticism vs. Silicon Valley optimism • AI-generated art, media, and the challenge of deepfake detection • Social platforms falter: Instagram and X swamped by fake or low-value content • Google's legal, regulatory, and technical woes: ad tech trial, Manifest V3 backlash • RAM price spikes and hardware shortages blamed on AI data center demand • YouTube overtakes mobile for podcast and video viewing, Oscars move online • The internet's growth: Cloudflare stats, X vs. Reddit, spam domain trends • Weird tech stories: hacked crosswalks, Nintendo Switch 2 Staplegate, LEGO theft ring • Sad farewell: Lamar Wilson's passing and mental health awareness in tech • Reflections on the year's turbulence and hopes for a better 2026 Host: Leo Laporte Guests: Mikah Sargent, Paris Martineau, and Steve Gibson Download or subscribe to This Week in Tech at https://twit.tv/shows/this-week-in-tech Join Club TWiT for Ad-Free Podcasts! Support what you love and get ad-free audio and video feeds, a members-only Discord, and exclusive content. Join today: https://twit.tv/clubtwit Sponsors: expressvpn.com/twit zscaler.com/security Melissa.com/twit ventionteams.com/twit auraframes.com/ink

Newt talks with Brian Blase, president of Paragon Health Institute and former special assistant to the President for Economic Policy at the White House's National Economic Council. Their discussion centers on the rising cost of healthcare in the United States, a pressing issue that Blase recently addressed before the Senate Finance Committee. Blase explains the mission of the Paragon Health Institute, which he founded to fill a void in the free market community by analyzing government healthcare programs and developing policy solutions that expand choice and market competition. Their conversation highlights significant issues such as fraud and corruption in government healthcare programs, with examples of the massive fraud in Minnesota and improper enrollments in Obamacare. Blase emphasizes the need for reform in Medicare payment policies and the importance of consumer control over healthcare financing to reduce costs. They conclude their discussion with a call for transparency in healthcare pricing.See omnystudio.com/listener for privacy information.