Podcasts about planning ahead

The Enlightened Family Business Podcast Ep. 167: The One Plan Every Family Is Missing with Libby Boatwright   In this episode of the Enlightened Family Business Podcast, host Chris Yonker sits down with Libby Boatwright — certified financial planner, former Stanford Medical Center chaplain, pastor, and author of The Last Things We Talk About — for a candid, deeply practical conversation about the one plan most families never make: an end-of-life plan. Drawing on decades of experience in palliative care, hospice work, financial planning, and pastoral ministry, Libby walks through the full spectrum of what families need to navigate when a loved one faces a serious diagnosis or decline — and why waiting until the last minute makes everything harder and more costly. Chris and Libby explore the critical difference between palliative care and hospice, how hospitals really operate and what they won't tell you, why your advanced directive is your most important legal document, the caregiving crisis quietly bankrupting American families, how to be an effective patient advocate inside a system not designed to help you, and what it actually looks like to help a loved one die well. Chris also shares his own firsthand experience navigating hospice for both parents — including a powerful story about standing up to a hospital trying to redirect his mother's care. This is a conversation every family should hear before they need it. Episode Chapters ·       2:22   Meet Libby Boatwright ·       4:31   What End-of-Life Planning Actually Covers ·       7:29   When the Diagnosis Arrives: Legacy, Bucket Lists, and Getting the House in Order ·       10:00  The Circles of Support — Who Will Be There When It Matters? ·       12:44  How to Start the Conversation When Families Don't Want To ·       15:00  The Advanced Directive, HIPAA, and the POLST — The Three Essential Documents ·       18:32  The Caregiving Crisis: Costs, Burnout, and Family Conflict ·       23:36  Alzheimer's, Memory Care, and What It Actually Costs ·       26:17  Protecting Assets: Trusts, Look-Back Periods, and Planning Ahead ·       28:13  Navigating the Hospital System: Case Managers, Patient Advocates, and How to Fight for Your Loved One ·       35:00  Palliative Care: What It Is, When to Use It, and Why Most People Don't Know ·       38:09  Hospice: Medicare's Gift at the End of Life ·       41:18  Chris's Story: Standing Up to the Hospital ·       46:59  About the Book: The Last Things We Talk About ·       50:16  Resources and Farewell   Websites ·       elizabethboatwright.com ·       chrisyonker.com   Book ·       The Last Things We Talk About: Your Guide to End of Life Transitions by Elizabeth Boatwright (Bull Publishing, 2021) — available on Amazon   About Libby Boatwright Rev. Dr. Elizabeth "Libby" Boatwright, BCC-PCHAC, CFP, is a chaplain, pastor, certified financial planner, and author who has spent over 30 years counseling families on end-of-life issues, loss, grief, estate planning, and the emotional and spiritual dimensions of dying. She served as a Relief Chaplain in Oncology Outpatient Palliative Care Medicine at Stanford Health Care, where she worked alongside hundreds of patients and families navigating serious illness and end-of-life transitions. In her book The Last Things We Talk About: Your Guide to End of Life Transitions (Bull Publishing, 2021), Libby offers a practical framework for creating what she calls the "white book" — a simple binder or flash drive of all the materials a family will need when a loved one passes — helping heirs avoid what she calls "the treasure hunt" of lost documents and unspoken wishes. Libby has lectured at universities, colleges, and medical institutions, led seminars at national conventions, faith communities, parenting groups, senior fellowships, and estate planning forums. She has published in Cancer.net, Morningstar, CSA Journal, and Barron's, and has been featured in newspapers across the country. She has also appeared on ABC Nightly News and hosted her own radio show, The Fiscal Therapist, on KAIM. Libby holds Master's degrees from UC Berkeley, San Francisco State University, and Fuller Seminary, a Doctor of Ministry in Semiotics and Future Studies from George Fox University, and holds certifications as a Certified Financial Planner and Board Certified Chaplain with Advanced Certification in Hospice and Palliative Care. She lives in Northern California.

198 Hospice Explained: Eric Horwith on End-of-Life Planning and Navigating Grief Host Marie Betcher, a registered nurse and former hospice nurse, interviews Eric Horwith, a social worker and UPMC regional director of business development who focuses on improving timely access to hospice, palliative care, and home health services and teaches at the University of Pittsburgh. Eric shares how his father's unexpected death forced urgent end-of-life decisions without advance planning, reinforcing the need for earlier conversations and legal documents. He describes his mother's peaceful death at 83 and his subsequent intense grief, which led him to write the Amazon-available guide, "Grief Exists Because Love Persists: Navigating Life After Loss," emphasizing grief as individualized and something to move through while honoring a loved one's legacy. Eric outlines his university course covering hospice, palliative care, organ donation, autopsy, cultural considerations, and advance care planning. He advises researching hospice providers, noting hospice is a benefit regardless of ability to pay and highlighting publicly reported quality metrics. 00:00 Welcome and Disclaimer 00:41 Meet Eric Horwith 02:33 Eric's Story and Calling 04:56 Sudden Loss and Planning Ahead 07:41 Mom's Peaceful Passing 09:23 Why He Wrote the Grief Guide 10:06 Grief Exists Because Love Persists 12:28 Grief Nuggets and Marathon Metaphor 15:37 Honoring Barbara's Legacy 16:42 Teaching Death and Dying 24:07 Hospice Access for Underserved 28:13 Final Takeaways and Goodbye If you want to help, you can donate to help support Hospice Explained at the Buy me a Coffee link   https://www.buymeacoffee.com/Hospice  Hospice Explained Affiliates & Contact Information Buying from these Affilite links will help support this Podcast.  Maire introduces a partnership with Suzanne Mayer RN inventor of the  cloud9caresystem.com,  When patients remain in the same position for extended periods, they are at high risk of developing pressure injuries, commonly known as bedsores. One of the biggest challenges caregivers face is the tendency for pillows and repositioning inserts to easily dislodge during care.(Suzanne is a former guest on Episode #119) When you order with Cloud 9 care system, please tell them you heard about them from Hospice Explained.(Thank You) Marie's Contact Marie@HospiceExplained.com www.HospiceExplained.com   Finding a Hospice Agency 1. You can use Medicare.gov to help find a hospice agency, 2. choose Find provider 3. Choose Hospice 4. then add your zip code This should be a list of Hospice Agencies local to you or your loved one.

Long-term care isn't just a health issue. It can become a major financial and family decision. Most of us hope we'll never need extended care, but wise stewardship means preparing for possibilities before they become a crisis. And while long-term care insurance may be part of that preparation, the first step isn't necessarily buying a policy. It's having a plan. Nathan Sanow, President of LTC Consumer and MasterCare LLC, has spent more than two decades helping individuals and families navigate long-term care planning. He says the most important place to begin is understanding what would happen if you or someone you love needed care for an extended period. Start With a Long-Term Care Plan People often hear “long-term care” and immediately think about insurance premiums. But insurance is simply one potential way to fund a larger plan. A good long-term care plan begins by asking several practical questions: Who would provide your care if you needed help? Would that person be physically and emotionally able to do it? Where would you prefer to receive care? How would your care affect your family? Most importantly, how would you pay for it? These conversations can be difficult, but they are much easier to have before a crisis occurs. Planning ahead also gives family members an opportunity to understand your wishes rather than making major decisions under pressure. What Medicare, Medicaid, and Health Insurance Actually Cover One of the most common misconceptions about long-term care is that Medicare or regular health insurance will cover the cost. In most cases, they will not. Medicare may pay for certain short-term rehabilitation services after a qualifying hospital stay. For example, someone recovering from a stroke or surgery may receive temporary rehabilitative care. But Medicare generally does not pay for ongoing custodial care—the type of help someone may need with everyday activities over an extended period. Traditional health insurance generally does not cover that kind of care either. Medicaid can pay for long-term care, but eligibility requires meeting strict financial requirements. That often means spending down assets significantly before qualifying for assistance. Another common source of confusion is long-term disability insurance. Long-term disability insurance replaces a portion of your income when you are unable to work. Long-term care coverage, by contrast, helps pay for the care you need when you can no longer adequately care for yourself. Where Long-Term Care Insurance Fits Long-term care insurance is essentially a risk-transfer tool. Instead of assuming the full financial risk of an unpredictable long-term care event, you pay a predictable premium and transfer some of that risk to an insurance company. Many policies allow considerable flexibility in how benefits are used. Depending on the policy, coverage may help pay for professional care at home, assisted living, or a long-term care facility. That flexibility matters because many people would prefer to remain at home as long as possible. Some policies also provide caregiver support services. When a long-term care event occurs, families are suddenly forced to navigate providers, facilities, benefits, and major financial decisions. Having professional guidance available during that process can be valuable in itself. How Much Does Long-Term Care Insurance Cost? The cost of coverage varies significantly depending on the type of policy, age, health, benefits selected, and length of coverage. Sanow says consumers can think of long-term care insurance much like buying a vehicle: there are inexpensive options, premium options, and many choices in between. Based on his company's experience with thousands of consumers, hybrid life and long-term care policies may cost considerably more than traditional coverage, while shorter-term policies can cost less. The important point is that coverage can often be customized. Rather than asking, “How much does long-term care insurance cost?” a better question may be, “How much of this risk do I need to insure?” A household might choose insurance that covers only part of the potential cost while planning to pay the remainder from savings or other assets. The Financial Risk of Long-Term Care The potential cost of extended care is what makes planning so important. According to figures discussed by Sano, roughly half of Americans may eventually need professional long-term care services lasting 90 days or more. Women face an especially significant risk of needing care for an extended period. And the costs can add up quickly. In some areas of the country, facility-based care can cost well over $10,000 per month. Even one year of care could consume more than $100,000. For someone with substantial savings, that may simply represent an expense they have chosen to self-insure. But for many households, an extended care event could significantly alter a retirement plan, affect a surviving spouse, or reduce assets intended for other purposes. That is why every household should at least identify how those expenses would be paid. Should You Self-Insure? Not everyone needs long-term care insurance. Some households with significant assets may be comfortable paying for care themselves. Others with limited resources may ultimately depend on Medicaid. But many families fall somewhere in between. For those households, the question is whether they could comfortably absorb a long-term care expense without jeopardizing other financial priorities. If you decide to self-insure, the plan still needs to be specific. Which assets would you use? Are those funds liquid enough to access when needed? Would spending them affect the financial security of your spouse? Simply saying, “We'll use our savings,” is not the same as having a plan. When Should You Consider Coverage? For many people, the early 50s through mid-60s can be an important window for considering long-term care insurance. Waiting too long can create challenges because premiums generally increase with age, and health problems may make coverage more difficult—or impossible—to obtain. At the same time, newer insurance products have created additional options for some older consumers who might not have qualified for traditional coverage in the past. That makes it important to evaluate your options while you are still healthy rather than assuming you can purchase coverage later. What About Premium Increases? Long-term care insurance has faced criticism over the years because some traditional policies experienced significant premium increases.  Today, however, consumers may have additional choices. Some hybrid life and long-term care policies offer premiums that are contractually guaranteed not to increase. Sanow also notes that insurers now have decades of additional claims and interest-rate data that were not available when many older policies were originally priced. That information can help companies make more informed assumptions when designing newer products. Still, consumers should understand whether premiums are guaranteed or whether they could increase over time before purchasing any policy. Newer Long-Term Care Options Long-term care products have also become more flexible. One growing option is a cash-benefit policy. Once the policyholder qualifies for benefits, the insurance company provides a set cash amount that can potentially be used more freely—including paying certain family members or other caregivers, depending on the policy. Another development is the movement from daily benefit limits toward monthly benefits. That distinction can be especially helpful for people receiving home care only a few days each week. Instead of being limited to a specific amount per day, a monthly benefit provides more flexibility in how the available benefit is used throughout the month. As always, policy details vary, so understanding exactly how benefits are calculated and paid is essential. Have the Family Conversation First Long-term care planning ultimately begins with people, not policies. Before researching insurance, sit down with your spouse, children, or other family members and talk honestly about what you would want if you needed extended care. Ask: Who would provide care? Where would you want to receive it? What would that responsibility require from your family? And where would the money come from? Once you understand the answers, you can begin evaluating whether savings, investments, insurance, or some combination of those resources should fund the plan. If insurance may be appropriate, consider working with an independent professional who understands the underwriting requirements of multiple carriers. Health standards can vary significantly between insurers, and the right guidance may help you evaluate the options available to you. Long-term care insurance isn't right for every household. But long-term care planning is something every family should consider. Preparing ahead can protect more than your finances. It can give your family clarity, preserve choices, and reduce the burden of making difficult decisions during an already stressful season.  That, too, is part of wise stewardship.  To learn more about long-term care planning and explore your options, visit LTCConsumer.com. On Today's Program, Rob Answers Listener Questions: My family and I want to buy the home we've been renting, and our landlord is offering us a good price. We have about 25% saved for a down payment. Since we already know the property, who should we work with to handle the legal documents, closing, and other purchase details? I'm 39 and expect about $100,000 from an ESOP payout in 2027. My wife and I have roughly $60,000 in credit card and tax debt. Should we use the payout to eliminate the debt or roll it into my 401(k) for retirement? I'm updating my will and would like to leave part of my estate to my three children and a meaningful portion to three ministries I support. Is that a wise and God-honoring way to structure my estate? Resources Mentioned: Faithful Steward: FaithFi's Quarterly Magazine (Become a FaithFi Partner) LTC Consumer | MasterCare Splitting Heirs: Giving Your Money and Things to Your Children Without Ruining Their Lives by Ron Blue with Jeremy White FaithFi Field Guide: How Much Money is Enough?  Our Ultimate Treasure: A 21-Day Journey to Faithful Stewardship by Rob West Wisdom Over Wealth: 12 Lessons from Ecclesiastes on Money Look At The Sparrows: A 21-Day Devotional on Financial Fear and Anxiety Rich Toward God: A Study on the Parable of the Rich Fool Find a Certified Kingdom Advisor® (CKA) FaithFi App Remember, you can call in to ask your questions every weekday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. 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Long-term care isn’t just a health issue—it can become a major financial and family decision. Most of us hope we’ll never need extended care, but wise stewardship means planning for possibilities. On the next Faith & Finance Live, Rob West and Nathan Sanow explain long-term care, what insurance can and can’t do, and how to build a plan that protects both your finances and your family. Then, it’s on to calls. That’s Faith and Finance Live . . . biblical wisdom for your financial decisions. That’s weekdays at 4pm Eastern/3pm Central on Moody Radio. Faith & Finance Live is a listener supported program on Moody Radio. To join our team of supporters, click here.To support the ministry of FaithFi, click here.To learn more about Rob West, click here.To learn more about Faith & Finance Live, click here.See omnystudio.com/listener for privacy information.

If planning a simple outing with Multiple Sclerosis (MS) feels like juggling way more variables than it used to... this episode is for you. This one's personal. I'm sharing a bit of a reality check from my own life, and walking you through the practical strategies I use (and teach) for planning ahead with MS, so you can move through your day, your week, and even the holidays, with more independence and less second-guessing. Here's what we cover

Getting older has its pros and it certainly has it cons. Throw in an illness or something debilitating, and it creates a whole new challenge. That's why it's so important to prepare and plan as early as possible. A new article in the Deseret News takes a closer look at families who have loved ones with Alzheimer's and how they're getting their affairs in order before things get too difficult. 

In December, all we hear is "be merry and bright" but what if your reader is thinking “how am I going to to make it to Christmas in one piece”?And how can you meet her there?It's never too early to start thinking about content ideas. Let's get inside your reader's head and meet her where she is as a podcast host or guest. This is the finale of our quarterly three-part series.Resource mentioned:

We often fail because we don't prepare or plan ahead. If we want to have victory in any area of our life we should get ahead of the situation and prepare. If we don't we will most certainly perish.

How should you prepare for one of the biggest financial risks facing retirees—and one that many people would rather not think about?   In this episode of Something More with Chris Boyd, Chris Boyd, Russ Ball, and Luke Bagley take an in-depth look at long-term care planning, the rising cost of care, and the difficult decisions families face when trying to protect their retirement savings. While many people recognize that long-term care expenses can be substantial, understanding how to prepare for those costs is far less straightforward.   The conversation explores the realities of traditional long-term care insurance, including qualification requirements, benefit triggers, premium increases, elimination periods, and inflation concerns. The team discusses why many consumers become frustrated with these policies and why evaluating long-term care risk has become an essential part of comprehensive financial planning.   They also review alternative approaches, including hybrid life insurance and annuity-based solutions, and discuss how some families choose to self-fund care expenses. Throughout the episode, the discussion emphasizes that there is no one-size-fits-all answer. The best strategy depends on a household's financial resources, goals, health considerations, and desire to preserve assets for loved ones.   Whether you're approaching retirement, currently retired, or helping aging parents navigate care decisions, this episode provides valuable perspective on one of the most important—and often overlooked—planning challenges facing families today.   #LongTermCare #RetirementPlanning #FinancialPlanning #WealthManagement #EstatePlanning #RiskManagement #FinancialAdvisor #RetirementStrategy #LegacyPlanning #InsurancePlanning

From equipment fires and severe storms to power outages and severe injuries, emergency preparedness is just as important on the farm as seed, feed and fuel. AgSafe Alberta's Jody Wacowich says the best way to prepare for an emergency is to plan and then practice that plan. "You know, what would happen if we had a fire? Who's doing what? Where are they going? Where is everybody safe? " And how are we going to manage that?" says Wacowich, referring to some of the questions farmers should be asking themselves as they build their plan.

Are you one of the 70% of Americans who don't have an end of life plan? If so, you're not alone, but you're also putting your family at risk of a lengthy and costly probate process. In this episode of Love, Death and Money, Attorney Naz Barouti shares the importance of creating an end of life plan to ensure your loved ones are taken care of after you're gone. Attorney Barouti explains how probate court can be a nightmare for families, with costs adding up to 50-60% of the estate's value. He also discusses the importance of having a plan in place to avoid the emotional, administrative, and economic burdens that come with long-term care. Joining him is Tina Barouti, founder of New Capital Insurance Solutions, who shares insights into long-term care insurance and how it can help families prepare for the unexpected. In this episode, you'll learn about the importance of having a plan in place, the consequences of not having one, and how to create a revocable trust to avoid probate. You'll also discover how to protect your business and assets from creditor claims with acid protection planning. Don't miss this crucial conversation about planning for the future and protecting your loved ones. Tune in to this episode to learn more about the importance of end of life planning and how to create a plan that works for you and your family. Call Attorney Naz Barouti's office at 444-659-003 to schedule a consultation and take the first step towards securing your family's future.See omnystudio.com/listener for privacy information.

Is November really about gratitude and togetherness? What if your reader is carrying something else into the month of November ahead of the busy holiday season? And how can you meet her there?It's never too early to start thinking about content ideas. Let's get inside your reader's head and meet her where she is as a podcast host or guest. This is the second part of our quarterly three-part series.Resource mentioned:

“You can make many plans, but the Lord's purpose will prevail.”‭‭Proverbs‬ ‭19‬:‭21‬ ‭NLT‬‬The purpose of God for us is the best!!

The fourth quarter seems to arrive sooner and sooner each year. The weather finally changes, we're deep into football season and apple picking and all the holiday things.But your reader? She might be carrying something a little heavier underneath all of that. So how can you market your book in a way that connects to your target reader's seasonal struggles?It's never too early to start thinking about content ideas. Let's get inside your reader's head and meet her where she is as a podcast host or guest. Today kicks off our quarterly three-part series with the month of October.Resource mentioned:

Talking about death isn't easy. Planning for it can feel even harder. Yet one of the most meaningful gifts we can leave our loved ones is clarity. In this episode of Exit Strategy, Stephanie Garry sits down with Plaza Jewish Community Chapel's Certified Preplanning Consultant and Funeral Director, Anthony Caratozzolo, to discuss what funeral pre-planning […] The post The Gift of Planning Ahead: A Conversation with Anthony Caratozzolo appeared first on Plaza Jewish Community Chapel.

Building Running Resilience: How to Stay Mentally Strong When Running Gets Hard This week on the Women's Running Collective, Hayles and Jussie are back in the backyard studio (fuelled by snacks courtesy of Hayley's mum and Rob!) chatting all things resilience. The girls kick things off with a Gold Coast Half Marathon training update, including interval sessions, rolling hills, race-pace workouts, and the reality of training through life's curveballs. Hayley shares a challenging week dealing with period-related fatigue, migraines, and the early signs of shin splints, leading to some smart training adjustments and a reminder that resilience isn't always about pushing harder — sometimes it's about knowing when to pull back. The conversation then dives into what resilience actually means, why it's often misunderstood, and practical ways runners can build mental toughness. Drawing on Mel Robbins' "24-Hour Resilience Turnaround" and sports psychology research, Hayles and Jussie share simple strategies to help you stay strong when motivation is low, training gets tough, or race day nerves creep in. From pacing by effort, positive self-talk, and smiling through the hard moments, to embracing discomfort, training in less-than-perfect conditions, and finding your deeper "why," this episode is packed with actionable tips to help you become a more resilient runner. Plus, the girls share their weekly recommendations, announce they're running the Harbour 10K in Sydney, and reveal details of a special ticket giveaway. Episode Timestamps 00:00 – Back in the Backyard Studio 00:55 – Gold Coast Half Marathon Training Update 02:16 – Period Fatigue, Migraines & Shin Pain 05:39 – Why We're Talking About Resilience 07:06 – What Resilience Really Means 09:42 – Mel Robbins' 24-Hour Resilience Reset 12:45 – Celebrating Small Wins 13:54 – The Science of Running Resilience 15:11 – How Smiling Can Lower Perceived Effort 16:42 – Positive Self-Talk Strategies 18:10 – Creating Positive Pre-Run Rituals 19:27 – Learning to Embrace Discomfort 20:47 – Training Through Tough Conditions 22:41 – Getting Comfortable With The Unknown 23:35 – Planning Ahead & Mental Tapering 24:51 – Finding Your Purpose & Goals 26:03 – Key Resilience Takeaways 27:54 – Weekly Recommendations 31:24 – Harbour 10K Announcement & Giveaway 32:30 – Happy Running! Jussie recco RUNNING GLOVES LULULEMON Follow the Women's Running Collective for weekly running chats, expert guests, training tips, and plenty of laughs along the way.   

What if retirement isn’t something you stop—but something you redefine? This episode with Jackie Campbell explores why many hesitate to retire, how to “test drive” retirement, and the importance of clarity, direction, and income planning. It also examines lifestyle expectations and how preparation impacts confidence. For more information or to schedule a consultation call 352-251-1015 or visit www.mycampbellandco.com! Follow us on social media: Facebook | YouTube | X | InstagramSee omnystudio.com/listener for privacy information.

In this conversation, Jey Young and Paul Compeau discuss the complexities of college planning, highlighting the broken college system and the financial burdens it places on families. Paul shares insights on how to navigate college costs, the importance of financial aid, and the value of making informed decisions early in the college planning process. They emphasize the significance of connections made during college and the need for families to engage in financial literacy to better prepare for the future. The discussion also touches on common financial mistakes families make and the impact of student loans on financial stability.TakeawaysCollege is broken, and families are paying way more than they need to.Understanding the pricing model of colleges is crucial for families.Connections made in college can significantly impact future success.The right culture fit in a college is essential for a positive experience.Many families mistakenly believe they earn too much for financial aid.Saving money in the wrong places can hurt financial aid eligibility.Planning for college should start as early as possible.Financial literacy is lacking among many families, impacting their college planning.Student loans can create long-term financial burdens for families.A proactive approach to college planning can lead to better financial outcomes.Chapters00:00 The Broken College System04:37 Understanding Financial Aid18:03 Common Financial Mistakes in College Planning22:27 Navigating Financial Aid Formulas23:40 Navigating the Complexities of Higher Education27:55 Understanding Financial Literacy and Its Impact32:19 The Broken System of College Financing36:44 Planning Ahead for Financial Success38:29 Fun Reflections and Practical Advice for DadsClick the link for YDP deals (Triad Math, Forefathers, and more) - https://linktr.ee/youngdadpod Click this link for Pod Launch Coaching- https://linktr.ee/podlaunchcoachingInterested in being a guest on the Young Dad Podcast? Reach out to Jey Young through PodMatch at this link: https://www.joinpodmatch.com/youngdadLastly,consider making a monetary donation to support the Pod, https://buymeacoffee.com/youngdadpod.

In this episode of Aging Starts Now, attorney and partner Chris Johnson sits down with Carroll Golden, Executive Director of the Knowledge Centers at NAIFA, to unpack a topic that often flies under the radar—but has a profound impact on every family's financial future. From retirement planning to long-term care and legacy decisions, many of the rules that shape your options are influenced by policies and advocacy happening behind the scenes. Carroll shares how NAIFA (the National Association of Insurance and Financial Advisors) works to support financial professionals, advocate for consumers, and influence legislation that directly affects aging individuals and their families. In this conversation, you'll learn: What NAIFA is and why it matters—even if you've never heard of it How advocacy and policy decisions impact your financial planning The importance of financial professionals understanding elder care issues Real-world examples of policy changes that benefit seniors Why timing is everything when it comes to planning for aging The biggest takeaway? Financial planning for aging isn't just about numbers—it's about making informed decisions early, while you still have options. Presented by Johnson McGinnis Elder Care Law & Estate Planning—helping you plan wisely, protect independence, and age with confidence.

Apr. 30, 2026 -- Nearly everyone will either become a caregiver or need one at some point, yet few are truly prepared for what that role involves. Caring for an aging loved one can be profoundly meaningful but also emotionally and logistically challenging, and our healthcare system doesn't always make it easier. In collaboration with The John A. Hartford Foundation, this six-part Aging in America series offers guidance for navigating this caregiving journey and what it means to age well. In our final episode, we spoke with Rani E. Snyder, MPA, president of The John A. Hartford Foundation, to reflect on key themes from this series – from aging with dignity and the 4Ms of age-friendly care, to scams, AI in healthcare, and advance care planning. The biggest takeaway: start these conversations early to ensure your loved ones receive the care they deserve. Caregiving may feel overwhelming, especially the first time – but you are not alone, and support is available. Check out The John A. Hartford Foundation at https://www.johnahartford.org/. Additional resources:WebMD Healthy AgingEldercare Locator Credits Host: Neha Pathak, MD, FACP, DipABLM Producer/Editor: Lauren Summers Show Notes: Lauren Summers Guest: Rani E. Snyder, MPA See omnystudio.com/listener for privacy information.

Traveling with Long COVID or ME/CFS can feel impossible when even small outings leave you wiped out. In this episode, Evan H. Hirsch, MD, sits down with Jenny Tufenkian, ND, to talk about what it actually takes to travel without triggering major crashes. They break down how to plan ahead, manage energy in real time, and adjust expectations so travel becomes more doable and less stressful. You'll hear practical strategies for pacing, nervous system regulation, and building in the right kind of support before, during, and after a trip. In this episode, you'll learn: Why travel often leads to setbacks with Long COVID and ME/CFS How to plan trips in a way that protects your energy The role of pacing before, during, and after travel Simple ways to regulate your nervous system while on the go How to set realistic expectations to avoid crashes What support systems can make travel safer and more manageable Guest: Jenny Tufenkian is a licensed Naturopathic Physician with over 20 years of experience specializing in long COVID and ME/CFS fatigue. After overcoming chronic fatigue herself, she developed a transformative system targeting the five core root causes of Chronic Fatigue/ME. Her integrative approach combines functional medicine with deep subconscious work to help exhausted professionals reclaim their energy and vitality. Dr. Tufenkian earned her medical degree and completed her residency at the National University of Natural Medicine. She is also a mom of two, happily married, and loves her time outdoors and in the kitchen. Discover your fatigue score and the root causes keeping you stuck: https://myfatiguescore.com Free Fatigue Masterclass: https://www.energymdmethod.com/masterclass-registration See real patient results: https://energymdmethod.com/results Chapters: 00:00 - Introduction 01:05 - Meet Jenny Tufenkian, ND 03:10 - Why Travel Triggers Fatigue Crashes 06:20 - Planning Ahead for Energy Management 10:15 - Pacing Strategies While Traveling 14:40 - Nervous System Support on the Go 18:30 - Setting Realistic Expectations 22:10 - Recovery After Travel 26:00 - Common Travel Mistakes to Avoid 30:00 - Final Thoughts and Key Takeaways Connect with Jenny Tufenkian: Website: https://drjennytufenkian.com/ Quiz: https://drjennytufenkian.com/quiz Subscribe to the EnergyMD Podcast for weekly conversations with leading experts on resolving ME/CFS and Long COVID by addressing the real root causes. . For more information about Evan and his program, Click Here.   Prefer to watch on Youtube? Click Here.   Please note that any information in this episode is for educational purposes only and does not constitute medical advice.

Send us Fan MailIn this episode of Informed Aging, Robin Rountree talks with Lauren Mendelsohn of New York Life about what long-term care insurance is, why Medicare isn't enough, and how planning early can protect income, independence, and legacy. They discuss the real costs of care, hybrid policy options, and why planning matters.You can reach Lauren by her cell phone: 407-701-4835 or her email: lgmendelsohn@ft.newyorklife.com. Check out her podcast, Our Strength Within, a podcast for people living with chronic and invisible illnesses. Support the Alzheimer's & Dementia Resource Center 

Freight costs are swinging, fuel prices are climbing, and produce operators are heading into the summer season with real uncertainty. In this episode of The Fresh CrEd, PJ Cawley of Charlie's Produce shares what he's seeing across procurement, transportation, and planning as the industry approaches Viva Fresh. From volatile freight rates and rising diesel costs to ongoing tariff questions, PJ breaks down how these pressures are impacting decision-making across the supply chain. The conversation also touches on how spring crop planning shifts into execution, and what operators should be watching as programs come online and costs begin to materialize. For anyone working in produce, distribution, foodservice, or supply chain, this episode offers a grounded look at the real signals shaping the market right now.

Send us Fan MailThere's a phase of life no one prepares you for.You're raising kids, supporting aging parents, managing a career or a business, and somehow expected to hold it all together. Most women don't even realize there's a name for it. The Sandwich Generation.In this episode, estate planning attorney Candace Dellacona breaks down what's actually happening in this stage of life and why so many women feel overwhelmed, stretched thin, and unsupported.We talk about the real cost of avoiding hard conversations, why families wait too long to plan, and what actually needs to be in place before a crisis hits.Episode Notes What the Sandwich Generation actually is and why more women are in it  Candace's path into estate planning and why she chose this work  What people still get wrong about what “family” looks like today  The invisible mental load women are carrying every day  Why waiting for a crisis makes everything harder  The two documents every adult needs in place  How to start conversations with parents without creating resistance  What business owners need to think about but usually ignore  Why support and resources feel so fragmented  The biggest mistakes families make when they don't plan  How to actually support someone going through this stage  What every woman in this phase needs to hear Guest Links LinkedIn: https://www.linkedin.com/in/candacedellacona/ Podcast: The Sandwich Generation Survival Guide  Instagram: @SandwichGenerationPodcast  Website: https://offitkurman.com---Subscribe and ReviewIf you loved this episode, drop us a review, share it with a badass woman in your life, and subscribe to Badass Women in Business wherever you get your podcasts.Stay badass. Stay bold. Build it your way.Keep up with more content from Aggie and Cristy here:Facebook: Empowered Women Leaders  Instagram: @badass_women_in_businessLinkedIn: ProveHer - Badass Women in BusinessWebsite: Badasswomeninbusinesspodcast.comAthena: athenaac.com

This week on Practically Pastoring, the guys dive into a conversation a lot of pastors know they need to have, but would rather keep punting down the road: retirement. Sparked by a question from a pastor in his early 40s who is realizing he may be late to the conversation, the episode tackles what it looks like to start getting serious about retirement planning, especially if no one ever helped you think about it in the first place. The conversation covers denominational pensions, 403(b)s, Social Security, Medicare eligibility, life insurance, debt payoff, and why simply figuring out where you stand right now is a huge first step. The guys share their own situations honestly, from denominational safety nets to trying to build a plan after leaving one, and from paying off a house to making sure a family is protected if the unexpected happens. A big part of the episode focuses on the practical reality that many pastors who opted out of Social Security may still need to understand their Medicare eligibility and their quarter history. It is one of those classic ministry moments where nobody told you this stuff when you were 22, and now you are trying to piece it together without panicking. The good news is simple: you may not be as far behind as you think, but you do need to start looking now. In the second half of the episode, the guys shift into a pastoral question about trust, transitions, and what happens when another pastor mishandles a sensitive situation involving a family leaving a church. They talk about grace, communication, exit interviews, member follow-up, and the importance of holding people with open hands instead of treating every departure like a declaration of war. In other words, church life stays complicated, because apparently people did not get the memo to be simple. SponsorThis episode is sponsored by Church Merch. From comfortable shirts and hats to mugs and custom gear, they help churches create merch that people actually want to use and wear. As the guys mention in the episode, good merch is not just about printing a logo on a shirt, it is about creating something people will actually put on, use, and talk about. Check them out at promotionsguy.com/churchmerch. In this episode:Why retirement planning sneaks up on so many pastorsHow denominational pensions and 403(b)s can work togetherWhat pastors should know about Social Security quarters and Medicare eligibilityWhy paying off debt can become part of a long-term planHow life insurance fits into protecting your familyWhat to do when another pastor mishandles a sensitive conversationWhy exit interviews and regular member check-ins can help churches growA few lines worth remembering:“The best time to plant a tree is 20 years ago. The second best time is now.” “You might not be as far behind as you think you are. But the first step is to spend some time figuring out where you are.”

Lisa Salberg and Dr. Alex de Feria walk through how patients can stay proactive with hypertrophic cardiomyopathy—from annual testing and symptom tracking to understanding when to act. They break down real-world decision making, hidden symptoms, and how evolving care strategies can help patients stay ahead of their condition.   This conversation was recorded March 26, 2026.

The ladies of Fly Nubian Money speak on the words of Mimi Faust, who explains the dangers of not planning ahead.

Confetti moments—from professional milestones to 90th birthdays—frame a deeper discussion about independence and retirement planning. This episode with Jackie Campbell explores how solo adults navigate financial decisions, why coordination matters, and how viewing life as “one financial story” helps simplify complex choices. It’s a blend of celebration, reflection, and practical insight. For more information or to schedule a consultation call 352-251-1015 or visit www.mycampbellandco.com! Follow us on social media: Facebook | YouTube | X | InstagramSee omnystudio.com/listener for privacy information.

The final hour of Evan & Tiki dives into a fascinating NFL free-agency wrinkle involving Kyler Murray. Reports say Murray could sign a short-term deal while already setting up meetings with teams that may need a quarterback in 2027. Could the New York Jets be one of those teams planning ahead for their next franchise QB? Evan and Tiki break down the unusual strategy, why Murray might push for a no-tag clause, and which teams could realistically be looking for a quarterback two years from now.

Hilary Berning - Gio's Garden On the Unrealistic Timelines of Insurance Companies: "It's a 6 to 9 month process just to get a wheelchair. I really need some way to get my son from point A to point B." Families with special needs children already have some challenges.  These families need help and some guidance on where they can get this help.  This is where Gio's Garden comes in. Gio's Garden is a one-of-a-kind therapeutic respite center based in Middleton, Wisconsin, and recently expanded to Sun Prairie, Wisconsin. Their essential mission: to provide safe, enriching respite care for children with special needs aged 0–7, giving parents the chance to take a break, run errands, or simply breathe. Hilary Berning shares the struggles many of these families face.  From finding a place to care for your child temporarily since you can't just leave your medically complex child with the teenager down the block. Gio's Garden fills that gap with one-on-one care, specially trained staff, and a joyful, home-like atmosphere. Their houses are filled with arts, crafts, sensory rooms, gym equipment, and caring people who “never like to say no” to a family in need. Listen as Hilary explains the needs and complexities of these children and their families and how Gio's Garden is a place that is doing all they can to help these children and their families. Enjoy! Visit at: https://giosgarden.org/ Sponsors: Live Video chat with our customers here with LiveSwitch: https://join.liveswitch.com/gfj3m6hnmguz Some videos have been recorded with Riverside: https://www.riverside.fm/?utm_campaign=campaign_5&utm_medium=affiliate&utm_source=rewardful&via=james-kademan   Podcast Overview: 00:00 "Local, Unique, Community Focused" 06:03 Supporting Families Through CLTS 08:49 Greek Life Fundraising Show 11:10 "Sanfilippo Syndrome Journey Shared" 13:51 "Growth, Funding, and Strategic Planning" 19:18 Franchise Expansion Plans 20:56 Inclusive Childcare and Respite Plan 25:14 Emergency Presidency Amid Crisis 27:07 "Sun Prairie Location Announcement" 30:07 "Navigating a Life-Changing Diagnosis" 35:42 Sun Prairie Studio Renovation Details 38:07 Wiseman Center Connection Insights 40:48 "Planning Ahead for Kids' Safety" 44:38 "New Podcast Venture Launch" 47:10 "Reinventing With Youthful Engagement" 51:00 Nonprofits: Vital, Challenging, Impactful 52:00 Supporting Local Nonprofits Podcast Transcription: Hilary Berning [00:00:00]: Um, because you have the big nationwide organizations, right? Make-A-Wish, Boys and Girls, like they're all over the nation. They've got nationwide people telling them what to do when providing all these things. And then you have organizations like mine, like there's no one else that does this. We are the only one that does it. We're doing it on our own. We are local. We're serving local people. All the money stays here and goes back to the kids. Hilary Berning [00:00:22]: People can really think that through a little bit where we don't have We are local, we're serving local, and we're doing good. Goal and focus on those nonprofits. James Kademan [00:00:35]: You have found Authentic Business Adventures, the business program that brings you the struggle stories and triumph and successes of business owners across the land. Downloadable audio episodes can be found on the podcast link from drawincustomers.com. We are locally underwritten by the Bank of Sun Prairie, and today we're welcoming slash preparing to learn from Hillary Berning of Gio's Garden. So Hillary, how is it going today? Hilary Berning [00:00:58]: I'm good. Thanks for having me. James Kademan [00:01:00]: So let's start with the foundation here. What is Gio's Garden? Hilary Berning [00:01:03]: So Gio's Garden, so we are a respite center. We are located in Middleton, which is our original location, and we recently just opened a new location in Sun Prairie. James Kademan [00:01:11]: Nice. Hilary Berning [00:01:11]: So what we do is we provide therapeutic respite for children with special needs from ages 0 to age 7. So respite means to take a break. So it's really hard for parents of special needs kids to get a break. James Kademan [00:01:23]: Mm-hmm. Hilary Berning [00:01:23]: Because you can't just leave your special needs child with the teenager down the street. So we provide that opportunity for them to come leave their child with us and they can go and have a break. James Kademan [00:01:33]: Nice. So when you say special needs, tell me the gamut there. Hilary Berning [00:01:36]: We will see, um, everyone with, from autism to cerebral palsy to diabetes, to babies who have had strokes in utero to rare genetic disorders. We have kids with seizure disorders, so we kind of really don't say no very often. There's a few higher-grade medical needs that we can't see, like if they would have a tracheostomy or something like that. But otherwise, we don't— our motto is we don't like to say no. James Kademan [00:02:04]: Fair. And what does the care look like? Because I imagine it's not just an empty room. Hilary Berning [00:02:09]: It isn't, no. So our original location in Middleton, it's a house. It's a 100-year-old house. But we have specific rooms set up for different activities. So we have a sensory room. A lot of our kids have sensory sensory issues. So it's a quiet, subdued room where they can go and have quiet time. We have a reading room. Hilary Berning [00:02:26]: We have an arts and craft room. We have a gym that has swings that hang from the ceiling and an indoor play structure that kids can play on. Wow. Um, in Middleton, we also have outdoor, um, fenced-in yards so kids can run around and we have a place, a play structure out there as well. James Kademan [00:02:42]: Okay. I imagine you need people to be there present, right? Hilary Berning [00:02:45]: Absolutely. Yes. James Kademan [00:02:46]: It sounds like you'd need a lot. Hilary Berning [00:02:47]: We need a lot of staff. Yeah. So we provide one-on-one care. Oh, you do? Oh, wow. For every child that's in our care, they have an adult with them. James Kademan [00:02:54]: Okay. Hilary Berning [00:02:55]: So we currently have, including our executive director, 6 full-time employees. And then we have around 24 part-time employees that kind of comes and goes depending on the semester. James Kademan [00:03:06]: Okay. Hilary Berning [00:03:06]: And then we have a ton of volunteers that work with us. We are blessed to be in the Madison area where we have 3 colleges essentially that we can pull from and a lot of students who are going into medical fields or educational fields or occupational therapy or recreational therapy who need experience working with children with special needs. So we're able to provide that opportunity for them. So we're lucky that we have a large pool of students to pull from. James Kademan [00:03:33]: That's amazing. Hilary Berning [00:03:34]: But also means we have a lot of turnover and their availability changes every semester. James Kademan [00:03:38]: So that's just the nature of students. Hilary Berning [00:03:40]: It's just the nature of the, the, our staff that we work with just because we working with students, but we're blessed to have them and we, we give to them just as much as they give to us. James Kademan [00:03:50]: So nice. Hilary Berning [00:03:50]: It's really great. James Kademan [00:03:52]: So I got a lot of questions for you. Hilary Berning [00:03:53]: Nice. James Kademan [00:03:53]: So I'm gonna try to keep on task somehow. How do you let the students know that you exist even as an opportunity for them? Hilary Berning [00:04:00]: So we are on like all the job boards, like through the university and we're well connected within the different disciplines in the universities at Edgewood and at UW and at, is it Madison College? MATC? I don't— sure. James Kademan [00:04:13]: Sounds good. Hilary Berning [00:04:13]: Yeah. Yeah. So we are heavily involved in word word just kind of has gotten out about us and the people. And there's a special program, especially at UW-Madison, where they can get— part of a class credit is to volunteer at organizations. So they know about us. So they send a lot of students our way as well. James Kademan [00:04:29]: Gotcha. I imagine there's an interview process. Hilary Berning [00:04:32]: There is. Yep. There is an interview process. It's not just like, hey, come on in. Yes. There's a background check that we put all of our employees through. And it all varies depending on if you're coming in as a volunteer basis or you're coming in as a paid employee. James Kademan [00:04:44]: Okay. Hilary Berning [00:04:44]: Because your level of Um, if you're coming in as a volunteer, you're kind of paired with a full-time or part-time paid staff member, um, versus we won't just have 6 volunteers and 6 kids in the house at once. We will have paid staff to kind of help balance with that. James Kademan [00:05:01]: All right, let's talk funding. Hilary Berning [00:05:03]: Funding is— with nonprofits, yes, it is. My life revolves around funding quite a bit. James Kademan [00:05:08]: With for-profits, it's a big deal. Hilary Berning [00:05:10]: It really is. Yes. James Kademan [00:05:11]: Tell me a story. The parents of the children, are they paying? Hilary Berning [00:05:15]: They, yes and no. So when we first, when they first started opening Gio's Garden back in 2012 is when they opened their doors. It was a small subset of parents that got together and be like, we need help, we need help. We have special needs kids and there's no one to help us. So they, the idea of Gio's Garden was born. It's named after Charlotte de Lassiter. She used to be on Channel 3 News and her husband, Ron, it's their son Gio. Okay.

Recorded live in Longmont, Colorado, this panel conversation brings together four seasoned pastors and ministry leaders to reflect on what faithful preaching looks like in today's cultural moment.Dr Roy Collins, Dr Alan Stoddard, Mike Payne, and Bryan Stupar speak candidly about early preaching mistakes, the discipline of reading Scripture carefully, and the practical realities of preparing sermons alongside the many demands of pastoral ministry.The discussion addresses how expressive individualism shapes both the church and the wider culture, and why historic practices like preaching calendars, shared preparation, and confessional reminders help anchor pastors and congregations alike. The panel also explores realistic rhythms for sermon planning, the challenge of information overload, and the value of planning ahead rather than reacting week to week.In the final portion of the conversation, the focus turns to youth ministry. The speakers offer wise and grounded counsel on mentoring young people, cultivating lasting fruit, and remembering that students are often listening more closely than they appear. Rather than chasing novelty, the panel encourages patient investment, faithful presence, and a long view of spiritual formation.This conversation was recorded at a live Expositors Collective training event in Longmont, Colorado aimed at equipping pastors and Bible teachers to faithfully study and publicly proclaim God's Word in the modern church.Topics CoveredLessons learned from first sermons and early failuresWhy reading whole books of Scripture mattersPlanning ahead with preaching calendarsManaging information overload in sermon preparationStructuring a realistic ministry weekExpressive individualism and its impact on the churchWhy historic confessions still matterMentoring young people toward spiritual fruitThe quiet but real attentiveness of youthAdditional Listening: Alan Stoddard on Ministry Mentorships: https://goodlion.io/podcast/expositors-collective/episode/passing-on-the-baton-preaching-mentorships-and-ministry-training-with-alan-stoddard Mike Payne on Passing on the Baton:https://goodlion.io/podcast/expositors-collective/episode/the-value-of-preaching-mentorships-michael-payne Bryan Stupar on Character in the Ministry:https://goodlion.io/podcast/expositors-collective/episode/why-character-matters-bryan-stuparConnectFor information about our upcoming training events visit ExpositorsCollective.com Join our private Facebook group to continue the conversation: https://www.facebook.com/groups/ExpositorsCollective

Watch the video on our YouTube: https://youtu.be/Iv9GTvypqdc 109,000 new trucking companies entered the market in 12 months.  That's 300 new competitors per day. So the real question isn't "Is trucking competitive?" It's: How do you win anyway? This is the BEST trucking advice we've captured over the past few years — condensed into one powerful 30-minute masterclass for owner-operators and fleet owners who want to stay profitable, stay booked, and build something that lasts. Inside this video, experienced operators break down: ✅ Why SAFETY must be the foundation of your company (or you're built on sand) ✅ How to avoid going out of business during slow freight markets ✅ The truth about cost per mile (most truckers calculate it wrong) ✅ Why cheap tires actually cost you MORE money  ✅ How to manage cash flow before it's too late ✅ Why balancing your checkbook monthly could save your company ✅ The difference between being busy and being profitable ✅ How diversification protects you when a major customer disappears ✅ Why trust & reputation beat marketing ✅ The difference between a "driver" and a true professional You'll also hear hard-earned lessons about: Growing too fast Insurance mistakes Underestimating accounting Seasonal trucking challenges Fuel efficiency strategies Working on your business vs. just in it This isn't theory. This is real-world trucking experience from operators who've survived downturns, fires, rate swings, and market crashes. If you're serious about building a trucking company that lasts longer than the next freight cycle — this video is for you.

Many people enter retirement expecting their taxes to decline, but for many retirees, the opposite happens. In this episode, Larry explains why retirement income often becomes more taxable over time and how a lack of coordination can quietly increase stress, healthcare costs, and long-term tax exposure. In this episode, Larry Heller, CFP®, CDFA®, discusses: Why retirement is often not a low-tax phase of life How required minimum distributions, Social Security, and taxable accounts interact Common tax mistakes retirees make when planning starts too late Why tax planning should be ongoing, not a once-a-year conversation How income decisions can affect Medicare premiums and overall cash flow Ways proactive planning may help retirees reduce surprises and stay in control And more! Connect with Larry Heller:  (631) 248-3600 Schedule a 20-Minute Call Heller Wealth Management LinkedIn: Larry Heller, CFP®, CDFA®, CPA YouTube: Retirement Unlocked with Larry Heller, CFP®

With a significant % of the population over 55 years what should they and their parents have in place legally to provide for senior years & death & why Sharon Cahir from Cahir & Co Solicitors spoke with Sally-Ann Barrett on Tuesday's Morning Focus about wills, eduring power of attorney and so much more.

Balanced class lists set students and teachers up for success. Principal Carrie Hetzel shares her team approach, time-saving tech tools, and advice for planning ahead. Class Composer is sponsoring this podcast. Sign up now for your free trial of Class Composer. For elementary principals and guidance counselors, this is a must-use. Creating balanced class lists is one of the most important — and labor-intensive — tasks elementary principals tackle each spring. In this episode, Carrie Hetzel, principal of Paradise Canyon Elementary School in California (a National Blue Ribbon School), explains how her team builds balanced class lists using a multi-stage revision process that combines data with deep knowledge of every student. She also shares how Class Composer, a class placement tool, cut hours off their workflow by updating data in real time. In this episode, you'll learn: What a truly balanced elementary class looks like beyond just numbers How a principal, teachers, and counselor collaborate through multiple revision rounds Why starting the class placement process in May — not June — makes all the difference How Class Composer provides real-time data analysis and built-in safety checks Why class placement should be seen as a positive, forward-looking process Show notes and resources: https://www.coolcatteacher.com/e926 Love the show? Rate and review on Apple Podcasts — it's the #1 way to help other teachers find us.

A testimony from sports to remember that there's nothing God can't fix in 2026.

How organized do you feel in life? Are you prepared for things that are coming - or do you find yourself constantly rushing and doing things last minute? In today's episode, we are going to take some time to organize our lives. Rachel shares what she does to ground and find structure in her life so she feels prepared for all that is to come. Then you will do the same thing for the month ahead. Tune in to begin.  To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

In this episode of "For the 23%", host Dielle dives into the intricacies of launching and scaling a business, particularly for women of color entrepreneurs. She emphasizes the importance of understanding whether issues arise from the offer itself or the launch strategy, sharing insights from her extensive experience with over 200 launches. Dielle provides actionable advice on how to assess the effectiveness of an offer and the launch process, highlighting the need for continuous audience engagement and lead generation between launches to maintain momentum and conversions. 00:00 Introduction to the Podcast and Mastermind 02:21 Understanding Offer vs. Launch Issues 07:25 Creating a Sustainable Launch Strategy 14:44 Planning Ahead for Launch Success 21:45 Maintaining Engagement Between Launches 24:34 Balancing Evergreen and Launch Strategies   For the 23% is the women of color business and entrepreneurship podcast hosted by multi-million-dollar entrepreneur Dielle Charon. Each week you'll learn how to grow your sales, money, and freedom so we can increase the 23% of business owners who are women of color. Website: forthe23percent.com Instagram: @forthe23percent Membership: forthe23percent.com/membership

Planning ahead is one of the most powerful tools a farmer has, especially when it comes to cash flow. In this episode of The Impact Farming Show, we're joined by Dave Gallant, Vice President, Finance and APP Operations with the Canadian Canola Growers Association, to break down how a cash advance can support farmers during planning season and as they head toward spring 2026. Even though harvest is behind us and things feel quieter on the farm, financial decisions made now can have a major impact on the year ahead. Dave walks us through how the CCGA cash advance works, when farmers can access it, and how it can be used strategically to support both short term needs and long term planning. This conversation is especially valuable for farmers thinking proactively about input costs, cash flow management, and transition planning. What You'll Hear in This Episode • What a cash advance from the Canadian Canola Growers Association is and how it works • When farmers typically take a cash advance and why it's not just a harvest time tool • How cash advances are used during the quieter months after harvest • The role a cash advance can play in planning for the upcoming growing season • How cash advances support cash flow before spring fieldwork begins • What young and transitioning farmers should understand about managing cash flow early in their careers • Whether a cash advance works equally well for different farm sizes and stages • How to connect with CCGA to learn more or start an application Why This Matters Cash flow planning isn't just about surviving the season, it's about creating stability, flexibility, and opportunity in your farm business. Understanding tools like cash advances can help reduce financial stress, support smarter decision making, and set your operation up for success long before the first seed goes into the ground. Thanks for tuning in, Tracy --- SHOW RESOURCES To find out more about cash advances or to start an application, visit the Canadian Canola Growers Association and explore their Advance Payments Program options. https://www.ccga.ca ============

In the latest episode of Future Focused: Sophisticated Estate Planning, Michael Clear and Erin Nicholls discuss the implications of the OBBBA legislation on estate and gift planning strategies, including why it may be more tax-efficient to gift during your lifetime as opposed to transferring wealth at death. They also delve into the connection between trusts and divorce, highlighting recent troubling court cases. Michael and Erin encourage listeners to remain proactive in their estate planning as laws and strategies evolve.

In this episode of Next Steps 4 Seniors: Conversations on Aging, host Wendy Jones and estate planning attorney Mallory Kallabat discuss probate, estate planning, and strategies to avoid probate. They explain what probate is, its drawbacks, and the importance of early planning. The conversation covers the differences between wills and trusts, the necessity of properly funding trusts, and essential documents like powers of attorney. Mallory shares practical tips for choosing fiduciaries and using beneficiary designations. The episode emphasizes the value of pre-planning to protect loved ones and offers guidance for listeners seeking personalized estate planning advice.Learn more : https://nextsteps4seniors.com/See omnystudio.com/listener for privacy information.

Lawrence Joss discusses the emotional complexities surrounding the holidays, particularly for those experiencing parental alienation and estrangement. He emphasizes the importance of acknowledging feelings of grief, loneliness, and frustration while also highlighting coping strategies such as having a plan, seeking community support, and reframing negative thoughts. Joss encourages listeners to create new traditions and find ways to connect with loved ones, even in their absence, while practicing self-care and compassion during this challenging time.Key TakeawaysThe holidays can amplify feelings of joy and pain.It's important to acknowledge the struggles of parental alienation.Having a plan for the holidays can help mitigate emotional distress.Resentment can be harmful; finding ways to address it is crucial.Creating new traditions can help in coping with loss.Community support is vital during the holidays.Self-care practices are essential for emotional well-being.Triggers are inevitable; being prepared can help manage them.Reframing negative thoughts can shift your perspective.It's important to remember that the holiday season is temporary.Chapters0:00 - Welcome And Holiday Theme 1:44 - Memories and Mixed Gratitude 2:44 - How Holidays Amplify Joy and Pain 4:35 - Stages of Alienation and Planning Ahead 7:05 - Service and Hope as an Antiseptic 8:36 - Naming Invisible Loss and Emotions 10:18 - Forgiveness Work and Releasing Resentments 12:05 - Anticipating Triggers and Setting Boundaries 15:10 - Communicating Needs and Seeking Consent 18:08 - Self-Care Planning and Safe People 20:10 - Creating New Rituals and Continuing to Live 22:28 - Reframing Painful Holiday Stories 24:20 - Shame, Self-Forgiveness, and Repair 26:04 - Commemorating Loved Ones From Afar 28:12 - Closing Wishes and Community ReflectionIf you wish to connect with Lawrence Joss or any of the PA-A community members who have appeared as guests on the podcast:Email - familydisappeared@gmail.comLinktree: https://linktr.ee/lawrencejoss(All links mentioned in the podcast are available in Linktree)Please donate to support PAA programs:https://www.paypal.com/donate?hosted_button_id=SDLTX8TBSZNXSsa bottom partThis podcast is made possible by the Family Disappeared Team:Anna Johnson- Editor/Contributor/Activist/Co-hostGlaze Gonzales- Podcast ManagerConnect with Lawrence Joss:Website: https://parentalalienationanonymous.com/Email- familydisappeared@gmail.com

167 Exploring Compassionate Hospice Care with Max Labutin In this episode of Hospice Explained, host Marie Betcher RN, a former hospice nurse, interviews Max Labutin, founder of Maximum Care Hospice Incorporated. Max shares his journey into hospice care, inspired by personal loss and a calling to provide compassionate, family-centered hospice services. He discusses his company's commitment to high-quality care regardless of patients' socioeconomic backgrounds and highlights the importance of planning ahead for end-of-life care. Max also touches on the spiritual and emotional aspects of hospice, sharing heartwarming stories and insights on how to support families through this profound phase of life. The episode emphasizes the need for education and preparedness to ensure the best possible care for loved ones. 00:00 Introduction to Hospice Explained 00:45 Meet Max Labutin: Founder of Maximum Care Hospice 02:50 Max's Journey into Hospice Care 05:12 The Importance of Choosing the Right Hospice 07:50 Special Services and Staff at Maximum Care Hospice 13:43 Heartwarming Stories and Spiritual Insights 16:19 Family Involvement and Personal Reflections 17:47 Planning Ahead for Hospice Care 27:28 Cultural Perspectives on Death and Hospice 28:42 Conclusion and Final Thoughts https://www.maximumcarehospice.com/ If you want to help, you can donate to help support Hospice Explained at the Buy me a Coffee link   https://www.buymeacoffee.com/Hospice  Hospice Explained Affiliates & Contact Information Buying from these Affilite links will help support this Podcast.  Maire introduces a partnership with Suzanne Mayer RN inventor of the  cloud9caresystem.com,  When patients remain in the same position for extended periods, they are at high risk of developing pressure injuries, commonly known as bedsores. One of the biggest challenges caregivers face is the tendency for pillows and repositioning inserts to easily dislodge during care.(Suzanne is a former guest on Episode #119) When you order with Cloud 9 care system, please tell them you heard about them from Hospice Explained.(Thank You)  If you would, you can donate to help support Hospice Explained at the Buy me a Coffee link  https://www.buymeacoffee.com/Hospice Marie's Contact Marie@HospiceExplained.com www.HospiceExplained.com   Finding a Hospice Agency 1. You can use Medicare.gov to help find a hospice agency, 2. choose Find provider 3. Choose Hospice 4. then add your zip code This should be a list of Hospice Agencies local to you or your loved one.

On this episode of the Trust the Plan Podcast, Nick Hopwood, CFP® and Jim Pilat, CFP® of Peak Wealth talk broadly about changes in health care coverage, including uncertainty around subsidies next year, along with other financial and economic shifts playing out right now. — Peak Wealth Management is a financial planning and wealth management firm in Plymouth, MI. We believe by providing education and guidance, we inspire our clients to make great decisions so they can Retire With Peace of Mind. Stay Connected With Us: Podbean: findingtruewealth.podbean.com YouTube: / @peakwealthmgmt Apple: rb.gy/1jqp6 (Trust the Plan Podcast) Facebook: Facebook.com/PeakWealthManagement Twitter: Twitter.com/nhopwood1 www.peakwm.com  

SummaryIn this episode, Chase and Chris talk all about the mindset struggles around food during the holidays. It's not just about willpower—it's how your brain reacts to feeling like food is limited. That's called a scarcity mindset. The guys explain why holiday foods feel so tempting, why we feel out of control, and how to shift into an abundance mindset instead. They share tips, real client stories, and simple steps to help you enjoy the holidays without going overboard. You'll learn how to feel in control again, not anxious or guilty around food. Whether it's cookies at home or a big holiday dinner, they show you how to keep making progress—without missing out.Chapters(00:00) Why This Episode Matters During the Holidays(01:00) Client Story: Holiday Food, Childhood, and Guilt(02:20) The “Last Supper” Effect and Scarcity Mindset(05:50) Why Skipping Meals Backfires(07:30) All-or-Nothing Thinking and Holiday Overeating(08:45) Grandma's Pie, Dopamine, and Food Obsession(10:00) Flexible Dieting and Improving Food Relationships(11:00) What an Abundance Mindset Really Means(12:30) Examples of Scarcity vs. Abundance Around Food(14:45) Changing Your Environment and Food Habits(17:00) Building Trust Around Trigger Foods(18:35) How to Shift From Scarcity to Abundance(20:00) Planning Ahead and Staying Present(22:30) Reframing Your Thoughts About the Holidays(24:30) Small Wins to Practice During Holiday Meals(26:00) Celebrate the Wins, Even the Tiny Ones(28:00) Remembering What Really Matters(30:00) Creating Food Freedom and Long-Term Mindset Change(33:00) Wrapping Up and Final ThoughtsSUBMIT YOUR QUESTIONS to be answered on the show: https://forms.gle/B6bpTBDYnDcbUkeD7How to Connect with Us:Chase's Instagram: https://www.instagram.com/changing_chase/Chris' Instagram: https://www.instagram.com/conquer_fitness2021/Facebook Group: https://www.facebook.com/groups/665770984678334/Interested in 1:1 Coaching: https://conquerfitnessandnutrition.com/1on1-coachingJoin The Fit Fam Collective: https://conquerfitnessandnutrition.com/fit-fam-collective

Our guest on the podcast today is Joy Loverde. Joy is the author of Who Will Take Care Of Me When I'm Old? and The Complete Eldercare Planner. She also gives keynotes and workshops on aging and eldercare to many different types of organizations. In addition, she serves as a consultant to senior housing providers, HR professionals, attorneys, financial planners, clergy, and other members of the eldercare industry. She has also been a family caregiver to family and friends.BackgroundBioWho Will Take Care of Me When I'm Old? Plan Now to Safeguard Your Health and Happiness in Old AgeThe Complete Eldercare Planner, Revised and Updated 4th Edition: Where to Start, Which Questions to Ask, and How to Find HelpEldercare“'Aging in Place Has a Shelf Life': What This Eldercare Expert Wants You to Know,” by Beth Pinsker, marketwatch.com, Oct. 28, 2023.“Preparing Solo Agers to Receive Long-Term Care,” by Joy Loverde, generations.asaging.org, June 21, 2023.“How to Manage Sibling Conflict Over Care of Elderly Parents,” by Elaine K. Howley, health.usnews.com, Feb. 5, 2025.“Going Solo: How to Plan for Retirement When You're on Your Own,” by Diane Harris, nytimes.com, July 20, 2025.“Create a Life of Independence and Connection in Later Years,” seattletimes.com, June 30, 2025.OtherMy Mother's Money: A Guide to Financial Caregiving, by Beth Pinsker“Beth Pinsker: Lessons From ‘My Mother's Money,'” The Long View podcast, Morningstar.com, Nov. 4, 2025. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

This week, we break down what to know before buying into a practice, rethink what "net worth" really means, explore how to best use an Air National Guard retirement paycheck from 57 to 65, and highlight important basics on Special Needs Trusts. Today's episode is brought to us by SoFi, the folks who help you get your money right. Paying off student debt quickly and getting your finances back on track isn't easy, but that's where SoFi can help — they have exclusive, low rates designed to help medical residents refinance student loans—and that could end up saving you thousands of dollars, helping you get out of student debt sooner. SoFi also offers the ability to lower your payments to just $100 a month* while you're still in residency. And if you're already out of residency, SoFi's got you covered there too. For more information, go to https://www.whitecoatinvestor.com/Sofi SoFi Student Loans are originated by SoFi Bank, N.A. Member FDIC. Additional terms and conditions apply. NMLS 696891. The White Coat Investor has been helping doctors, dentists, and other high-income professionals with their money since 2011. Our free personal finance resource covers an array of topics including how to use your retirement accounts, getting a doctor mortgage loan, how to manage your student loans, buying physician disability and malpractice insurance, asset allocation & asset location, how to invest in real estate, and so much more. We will help you learn how to manage your finances like a pro so you can stop worrying about money and start living your best life. If you're a high-income professional and ready to get a "fair shake" on Wall Street, The White Coat Investor is for you! Find 1000's of written articles on the blog: https://www.whitecoatinvestor.com  Our YouTube channel if you prefer watching videos to learn: https://www.whitecoatinvestor.com/youtube  Student Loan Advice for all your student loan needs: https://studentloanadvice.com  Join the community on Facebook: https://www.facebook.com/thewhitecoatinvestor  Join the community on Twitter: https://twitter.com/WCInvestor  Join the community on Instagram: https://www.instagram.com/thewhitecoatinvestor  Join the community on Reddit: https://www.reddit.com/r/whitecoatinvestor  Learn faster with our Online Courses: https://whitecoatinvestor.teachable.com  Sign up for our Newsletter here: https://www.whitecoatinvestor.com/free-monthly-newsletter  00:00 WCI Podcast #445 03:28 Buying into a Physician Owned Practice 11:42 What to Include in Net Worth 17:00 How to Think About a Pension 21:36 Managing a Special Needs Trust

What if your wall calendar transformed the way you run your business? I know a wall calendar might not sound thrilling, but hear me out. In this episode, I'm walking you through how I made the big wall calendar in my office become one of the most helpful tools I've used all year in my business. As a mom of three navigating maternity leave, shifting seasons, and ambitious business goals, this simple, low-tech solution gave me clarity and traction in a chaotic year.In this Episode:How I tracked business metrics visually to stay grounded during transitionsWhy documenting wins and published content helped me feel more accomplishedThe specific ways I used my wall calendar to stay aligned with my goalsToday's episode is brought to you by Forewarn:If you often meet clients in private homes or unfamiliar places, FOREWARN helps you verify identities and assess risk before meeting in person. Just enter a phone number for instant identity information — visit forewarn.com to learn how you can prepare and stay safe.Find It Quickly: 02:23 - Challenges of Planning as a Business Owner and Mom05:13 - The New Wall Calendar System for 202507:38 - Specific Uses of the Wall Calendar11:16 - Tracking Metrics and Celebrating Wins16:49 - Planning Ahead with Notion and Low-Tech ToolsMentioned in this Episode:Episode 136: Planning For a Maternity Leave as a Self-Employed Business OwnerEpisode 99: How to Prepare as a Small Business Owner for Maternity Leave or Time OffAmazon Wall CalendarsNotionIf you're enjoying the content we're creating on the podcast and want to connect with others who are called to both, make sure you come join us in the PhotoBoss® with Joy Michelle Facebook Group! Join Now >>

In this episode of Journey to Launch, I'm joined by Beth Pinsker, financial planning columnist for MarketWatch, Certified Financial Planner, and author of My Mother's Money: A Guide to Financial Caregiving. Beth shares her personal and professional insights on what it really takes to manage a loved one's finances and why preparing now can save you (and your family) heartache, time, and money later. We talk about the realities of caregiving from setting up power of attorney and health care proxy forms, to navigating long-term care insurance and estate planning. Beth's own journey caring for her mom opened her eyes to how unprepared most of us are for this role and inspired her to create the guidebook she wishes she'd had. In this episode, Beth also shares:  How to proactively start financial caregiving conversations with your parents or adult children even when it feels uncomfortable The real cost of caregiving (and how to plan for it before it derails your financial goals) How to handle sibling dynamics and avoid conflict when managing a parent's money he importance of updating beneficiaries, wills, and trusts and why it's easier than most people think Check out the video to this episode on YouTube here. Other related blog posts/links mentioned in this episode: Read Beth's book, My Mother's Money: A Guide to Financial Caregiving Get your copy of Your Journey To Financial Freedom if you haven't already. Apply to Share Your Journeyer Story, here. Join the Journey to Launch Book Club to dive deeper into financial freedom with guided discussions and resources here! Join The Weekly Newsletter List to get updates, deals & more! Leave Your Journey To Financial Freedom a review! Get The Budget Bootcamp Check out my personal website here. Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here! Connect with Beth: Website: BethPinsker.com Instagram: @bethpinsker_ny Bluesky: bethpinsker.bsky.social‬ Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: @Journey To Launch Join the Private Facebook Group Join the Waitlist for My FI Course Get The Free Jumpstart Guide

#657: This week, Paula and Joe dig into a listener's question about ETFs that track the stock trades of U.S. politicians — including the Democratic “NANC” fund and its Republican counterpart “KRUZ.” They explore whether this strategy is smart investing or just expensive entertainment. Then, they shift gears to home ownership headaches. Another listener asks how to control ballooning maintenance costs, and Paula shares her best advice for finding trustworthy contractors, budgeting for repairs, and knowing when DIY doesn't actually save money. Finally, an anonymous caller wonders if starting a small business just for tax breaks makes sense. Paula and Joe explain the IRS rules — and why energy and purpose matter more than deductions. From “fun money” investing to financial planning that actually works, this episode is all about balancing curiosity, caution, and common sense. Key Takeaways Congressional-trade ETFs aren't a shortcut to wealth. They're speculative, lag behind real trades, and carry high costs Home maintenance is predictable — plan for it. Create a repair timeline and build relationships with investor-friendly contractors DIY isn't always cheaper. Factor in time, tools, and opportunity cost Never open a business just for taxes. If it doesn't make a profit or bring joy, it's an energy drain, not a strategy Separate fun money from freedom money. Keep speculation playful, and build wealth with focus and purpose Chapters Note: Timestamps will vary on individual listening devices based on dynamic advertising segments. The provided timestamps are approximate and may be several minutes off due to changing ad lengths. (00:00) Should You Follow Congress's Trades? (06:00) The Lag Problem and Investor Bias (10:30) The “Fun Money” Rule (11:20) The Hidden Cost of Home Repairs (15:00) Finding Investor-Friendly Contractors (18:00) Planning Ahead for Repairs (22:00) DIY vs. Opportunity Cost (26:00) Starting a Small Business for Tax Breaks (29:00) The IRS “3-of-5 Rule” (32:00) Purpose Over Deductions (34:00) Final Thoughts https://affordanything.com/voicemail Learn more about your ad choices. Visit podcastchoices.com/adchoices