Podcasts about Shut

Callum Robson and Morgan Cibilic finish first and second at the inaugural Pipeline Challenger Series event amidst an Australian onslaught across the board. See omnystudio.com/listener for privacy information.

#10MinuteswithJesus ** Put yourself in the presence of God. Try talking to Him. ** 10 minutes are 10 minutes. Even if you can get distracted, reach the end. ** Be constant. The Holy Spirit acts "on low heat" and requires perseverance. 10-Minute audio to help you pray. Daily sparks to ignite prayer: a passage from the gospel, an idea, an anecdote and a priest who speaks with you and the Lord, inviting you to share your intimacy with God. Find your moment, consider you are in His presence and click play.

This episode we get into the 2009 NIGHT OF THE DEMONS remake. Why? Because it's got fucking Edward Furlong and because King Hans, benevolent lord of our Patreon, demanded it! This fine film also gives us the opportunity to revisit our thoughts on horror remakes of the 00's. "First, I'm gonna poke his pretty brown eyes out and then, I'm gonna fuck his brains out until they're spilling out of his ears. And then, right before he dies, right before he becomes one of us...*transforms into a demon* he shall know the suffering in death. Shut up, bitch!" It's the Who Goes There Podcast Episode 445!!!Join our Patreon to support the show! As a patreon member you get the episodes early, bonus content, and access to our Discord. It also helps us keep doing it. We recently sent out a bunch of exclusive merch too. The Who Goes There Podcast is available to subscribe to on iTunes and Spotify. You can also find us on Instagram. Huge thanks as always to the incredible @thecalgee for the original art! 

Debate strategy? Yell, "Shut up."     To advertise on our podcast, please reach out to sales@advertisecast.com or visit https://www.advertisecast.com/TheJeffWardShow

Auto-generated transcript: In the name of Allah, the Most Gracious, the Most Merciful. Praise be to Allah, Lord of the worlds. And peace and blessings be upon the honour of the prophets and messengers. Muhammad, the Messenger of Allah, peace be upon him and his family, and peace be upon him and his family. And… Continue reading Shut the door of sadness

Welcome to episode #462 of TMT•Celtic leave it late, but confirm 3 more loans•Is it a successful window overall?•Does it leave us in a mess for next season?•Could Alex Oxlaide-Chamberlain be next?and much moreTreat yourself or the 20MT listener in your life, as well as supporting the podcast with some 20MT merch at 20mt.bigcartel.com/You can help support the production of these podcasts, get AD FREE content as well as gaining access to over 1200 extra episodes at patreon.com/20MinuteTimsSign up for Celtic's Youth Development Lottery The Celtic Pools and help shape Celtic's future here - https://celticpools.securecollections.net/index.aspx?Agent=353920MT Hosted on Acast. See acast.com/privacy for more information.

2.3.26 Hour 1 1:00- It's looking like Kliff Kingsbury could be out of a OC job this season which stuns us. 20:00- Matt Harmon from Yahoo Sports joins G&D to discuss the incredible WR breakouts this year highlighting JSN.

It's looking like Kliff Kingsbury could be out of a OC job this season which stuns us.

(00:00-26:34) – Query & Company opens on a Thursday with Jake Query and producer Eddie Garrison discussing last night’s comeback win for the Indiana Pacers over the Chicago Bulls. Jake shares what it felt like being inside Gainbridge Fieldhouse last night for the game and reveals what realization he had last night when he started preparing for today’s show. (26:34-43:11) – Ralph Reiff from Reiff Executive Performance Solutions joins the program to provide some of his knowledge on where Tyrese Haliburton is at with his achilles recovery, if he anticipates Daniel Jones being on the field in time for training camp for the Indianapolis Colts, some of the issues that Obi Toppin could experience during the ramp up period whenever he returns to play, and highlights some potential injuries that can occur when shoveling snow. (43:11-47:41) – The first hour of the show concludes with Jake setting up Eddie for a Big Ten football question that he wants him to think about for the next thirty minutes. (47:41-1:12:33) – Tony East from Locked On Pacers, Forbes Sports, and Circle City Spin joins the show to discuss last night’s win for Indiana over the Chicago Bulls. Tony assesses whether they will play their way out of a bottom three record in the NBA for the best odds for the first overall pick, believes that the Pacers will make some sort of move ahead of the trade deadline, and shares his thoughts on the recent stretch of solid play from Johnny Furphy and Jarace Walker. (1:17:23-1:27:39) – Jake comes up with the most ridiculous saying that leaves Eddie speechless. They eventually get into Jake’s Big Ten football question from earlier, if you made one million dollars each year a Big Ten team did NOT make the Big Ten Championship Game, which school would make you the most money? (1:27:39-1:33:16) – Hour number two of the show concludes with Jake resharing some thoughts that he had on Bill Belichick being snubbed from the Pro Football Hall of Fame class. (1:35:18-2:02:06) – The final hour of the program kicks off with Jake making Eddie call in James Adams to produce the show for a few minutes after irritating him with his new slogan. They eventually get back on track by discussing the development of Johnny Furphy this season because he is proving why he should have a consistent role with this team next season when everyone is healthy. (2:02:06-2:14:59) – Jake Query brings back the conversation from yesterday with Mike Chappell about the Pro Football Hall of Fame voting process and shares some thoughts on why the Pro Football Hall of Fame put out a statement last night about all the recent discourse about Belichick not making the HOF. (2:14:59-2:18:34) – Today’s show closes out with JMV joining Jake Query in studio to preview his show!Support the show: https://1075thefan.com/query-and-company/See omnystudio.com/listener for privacy information.

That's the message Joel Sherman sent the Yankee fans. Plus, the New York Jets are completely lost!

No. You are not hearing wrong. This episode was recorded in early-December, but is only being released now! So enjoy Christmas in January. EYES WIDE SHUT (Criterion) ABBAS KIAROSTAMI: EARLY SHORTS AND FEATURES (Criterion) RETURN TO REASON (Criterion) SHAW BROTHERS CLASSICS: VOLUME 8 (Shout) THE HOUSE WITH LAUGHING WINDOWS (Arrow) WILD STYLE (Arrow) RED PLANET (Arrow) NO WAVE: THE UNDERGROUND FILMS OF BETH B + SCOTT B (Kino) PAUL (Kino) KANSAS CITY CONFIDENTIAL (Film Masters) THE BOYS NEXT DOOR (Severin) SKINHEADS (Severin) SISTERS (2006) (Severin) EVA MAN (Mondo Macabro) LAST EXIT TO BROOKLYN (Imprint) K-PAX (Imprint) TRON (Disney) TRON: LEGACY (Disney) LUC BESSON 9-FILM COLLECTION (Sony) BAD MAN (VVS) HIM (Universal) COYOTES (Decal)

After having a solid road trip out west going 2-0-1 beating 2 of the better teams in the west, come home and lay a goose egg against the New York Islanders. The guys will discuss what went wrong in this game and if they can fix it before hitting the road again for a match up against Columbus. Also on tap, trade rumors are swirling like crazy these days with a couple moves going down and the roster freeze on February 4th. What could the Flyers have up their sleeves? Is there any untouchables on this roster? Don't miss the conversation. Be sure to drop your comments in the chat and be a part of the show and make sure you hit that like and subscribe wherever you watch or listen to Flyers Talk A2D!Like, Comment, and Subscribe for more!   / a2dradio  Facebook:   / a2dradio  Instagram:   / a2dradio  X:   / a2dradio  Website: http://a2dradio.com/_______________Thank you for your support!Specialized Physical Therapy:    https://specializedphysicaltherapy.com/Boaggiosbread:                             https://boaggiosbread.com/Alan Foy : https://www.exprealty.com/

The concept of farms only being big enough that you can do all of your own work is quite honestly about the belly button banging the backbone.

The Disciples Corner 

2. Minneapolis Situation & ICE Confrontations A. Escalating Conflict Recent fatal confrontations between civilians and ICE agents in Minneapolis. Two individuals (not known to be violent criminals) have been killed during encounters. Host urges toning down rhetoric from both political sides to prevent further escalation. B. Comparison Between Texas and Minnesota Texas sees far more ICE arrests but fewer violent confrontations. Reasons suggested: Texas law enforcement cooperates with ICE. Minnesota politicians (governor/mayor) allegedly encourage public confrontation with ICE. C. Violent Protest Structure Minneapolis protests are organized, funded, and oper­ated similarly to military groups. Reports mentioned: Surveillance operations against law enforcement Protesters allegedly sabotaging vehicles and physically attacking officers Autonomous‑zone style barricades forming in some areas 3. Responsibility & Advice Regarding Police Encounters Do not escalate encounters with law enforcement. Entering a protest with a firearm greatly increases danger for everyone involved. Legal principles discussed: Lethal force is justified if officers reasonably believe there is a threat. Officers cannot shoot fleeing suspects unless they pose serious immediate danger. 4. Media Narratives & Political Messaging A. Suburban Women as Target Audience Democrats viewed as shaping narratives (e.g., “ICE shoots mother of three,” “ICE detains 5‑year‑old”) to emotionally influence suburban voters. Hosts argue some widely publicized stories were misleading or false. B. Claims of Political Motives Democrats are using these incidents to distract from: A major Minnesota fraud scandal involving billions of dollars. Each new confrontation diverts media attention from that scandal. 5. Anticipated Government Shutdown A. Democrat Position Multiple Democratic leaders publicly oppose funding DHS/ICE at current levels. Statements from Senators (Schumer, Warren, Murphy) emphasize refusal to pass DHS funding bill without ICE restrictions. B. Hosts’ Conclusion They expect a government shutdown, driven by attempts to: Defund or weaken ICE Appeal to progressive voters Control political narrative ahead of elections Shutdown would affect agencies not yet funded (e.g., Defense, Labor, Education, HHS, HUD, DHS). Please Hit Subscribe to this podcast Right Now. Also Please Subscribe to the 47 Morning Update with Ben Ferguson and The Ben Ferguson Show Podcast Wherever You get You're Podcasts. And don't forget to follow the show on Social Media so you never miss a moment! Thanks for Listening YouTube: https://www.youtube.com/@VerdictwithTedCruz/ Facebook: https://www.facebook.com/verdictwithtedcruz X: https://x.com/tedcruz X: https://x.com/benfergusonshowYouTube: https://www.youtube.com/@VerdictwithTedCruzSee omnystudio.com/listener for privacy information.

On today's MJ Morning Show:A major bank warning regarding aliens/UFOsStates where you're most likely to get attacked by an animalMorons in the newsLegos CrocsA.I. slop alertMost commonly stolen crap from hotelsMatchup for the 'big game'Something that upsets FesterMJ's birthday weekend... pizza, movies'Shut the hell up'... who said that?'Let's get physical'... who sang that? (in this case, not Olivia Newton-John)Gasparilla kids' paradeThe guy who climbed the building on Netflix did it, didn't get paid muchPolice speed laser on MJ's ride-alongWhat is it that ticks-off bartenders"High January"Wine event at Sheraton Sand Key"Future Fakers"... We took callsA car crashed into Detroit airportMedical cannabis testing positive for pesticidesFlights cancelled at Tampa InternationalDear Abby: complaint about husband following scantily clad women on InstagramDoorDash post receives backlashFormer Olympian Wedding arrestedSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Shut it all down

Hello! Welcome to The Monday Show. Andrew Musgrove is joined by The Chronicle's NUFC reporter, Sean McCormick. The pair look back at Newcastle United's defeat to Aston Villa at St James' Park - they lost the game two-nil. We look at how the game got away from United, as well as a sprinkling of transfer hope despite Eddie Howe suggesting otherwise. Get an exclusive discount on your NORD VPN by clicking here: ⁠⁠https://nordvpn.com/toon There's no risk a 30-day money back guarantee #nufc #nufcfans #newcastleunited Learn more about your ad choices. Visit podcastchoices.com/adchoices

This episode is for the ones who stay quiet and outwork everyone.No applause. No shortcuts. Just pain, pressure, and relentless forward motion. Shut up. Grind harder. Let results talk.Featuring voices like Goggins, Hormozi, Jocko, Rogan, and more — this is for the ones who live in the shadows and earn in silence.Speakers:David GogginsJoe RoganAlex HormoziJocko WillinkTom PlatzKevin HartGreg PlittMike TysonChris WilliamsonJordan Petersonand moreInstagram - @daily_motivationsorgFacebook- @daily_motivationsorg

"Enter the Kingdom Before the Door is Shut" - Sermon by Pastor Bob Gianserra - Luke 13:22-30

First up we have ''Latrodectus'' by Sinister Silver, narrated here with express permission from the author under the conditions of the CC.BY-SA 2.0 license:  http://creepypasta.wikia.com/wiki/Latrodectus Special thanks to my wonderful collaborator, Penny Dreadful Moment: https://www.youtube.com/channel/UCUSaJp8UPiWgTsqD2r58yhg  Next up we have ''The Last One of the Family'' by Boe Whiskey:   /r/DrCreepensVault/comments/7002zv/the_last_one_of_the_family  Our third tale of terror is ''Knock Knock'' by Bree NicGarran:   This story was sent to me via email.  We continue with ''Don't Shut the window'' also by Boe Whiskey:   /r/DrCreepensVault/comments/74irs0/dont_shut_the_windowToday's next phenomenal story is ‘Killer vs Killer', an original story by Suraj Singh Sisodia; shared directly with me via my sub-reddit and read here with the author's express permission: https://explorerstales.blogspot.com/2020/06/killer-vs-killer.html https://www.reddit.com/user/beastboysuraj/ Today's penultimate terrifying tale of horror is ‘The Wasting Room', a fabulous original work by Santiagodelmar, kindly shared directly with me via my sub-reddit and narrated here for you all with the author's express permission. https://www.reddit.com/user/Santiagodelmar/ Our final tale is ‘The Forest Gate', a truly fabulous original work by the one and only Boe Whiskey, kindly shared directly with me via my sub-r-ddit and narrated here for you all with the author's express permission. https://www.reddit.com/user/boewhiskey/

Let's continue with the book "Errol Flynn Slept Here" by Robert Matzen and Micheal Mazzone. It's time for Ch. 10, called "This Ole Haunted House." What happened to the two families that lived at Mulholland House, the home that Errol Flynn built, after he died? What was going on with the trap door in the attic, the "man" pacing in the dining room at night, or the dark "mist" hanging out in the upstairs hallway? Seems like Errol still had something to say about what was going on at his house….   Loving this Errol Flynn Series? Watch it on MY YT CHANNEL - The Episodes come alive with great photos of Errol Flynn, which you can enjoy while I read and discuss the chapters with you! He really was SO handsome- do yourself a favor and WATCH the episodes too! Click here - https://www.youtube.com/playlist?list=PLyIMNnG5yA1_MnnfJQwAjtzm7215e4JMQ   Love the show? Leave a 5 star review on Apple Podcasts/Spotify and share this episode!   WATCH all my episodes - Go to my YouTube Channel and subscribe -https://www.youtube.com/channel/UC2FsXn-xhr4mYIAK0569BBw   I have a channel membership over there if you'd like to support me! Simply click on the "join" button underneath my YT videos - thanks. Can't join but want to leave a tIp? Help keep me caffeinated and fill my tip jar here - https://buymeacoffee.com/jenniferc    Other stuff    I've been a licensed esthetician and a makeup artist for over two decades - Want to see a list of all of my favorite beauty product recommendations? Everything I love, use, and wear all the time - CLICK HERE - https://shopmy.us/jenniferc/shelves   BUY MY ONLINE SKINCARE GUIDES HERE-  https://jenniferchristopherson.com     In Christ, Xo Jennifer    Disclaimer- This video/podcast episode is under Fair Use: Section 107 of the Copyright Act provides the statutory framework for determining whether something is a fair use and identifies certain types of uses—such as criticism, comment, news reporting, teaching, scholarship, and research—as examples of activities that may qualify as fair use. All rights and credit go directly to its rightful owners. No copyright infringement intended. All Opinions are my own and within my right to express under the First Amendment to the U.S. Constitution  

-Join Our Patreon And Get Up To 46 Exclusive Episodes In 2026. All Episodes Ad-Free & Early Access https://www.patreon.com/GeekVerse-When You Subscribe To Our Patreon You Help Us Grow The Podcast and Create New Content Guest On Shows, Pick Films For Us To Review, Send Topics & More!-Come Chat With The Hosts, Join Our Discord! https://discord.gg/gUem9KFPBecome a supporter of this podcast: https://www.spreaker.com/podcast/geekverse-podcast--4201268/support.

The state of Minnesota is under siege by our own federal government, and residents—immigrant and US-born alike—are living in fear. With the deployment of over 3,000 federal agents to Minnesota in recent weeks,  this is the Trump administration's largest and most violent so-called "immigration enforcement" operation yet—and with President Trump threatening to invoke the Insurrection Act in Minnesota in response to protests over ICE's terror campaign, the situation on the ground is extremely volatile. Amid this federal invasion, unions, community organizations, faith leaders, and small businesses in Minnesota are calling for a statewide day of "no work (except for emergency services), no school, and no shopping" on January 23. In this urgent episode, we speak with three union members and organizers in the Twin Cities—Daniel Troccoli, Douglas Williams, and Janette Corcelius—about the situation on the ground in Minnesota, and about the proposed mass strike this Friday. Additional links/info: 1/23: ICE OUT OF MN call to action and Facebook event page 1/23 ICE OUT OF MN Org Sign Up Sarah Lazare & Amie Stager, In These Times, "'We are facing a tsunami of hate': Amid ICE crackdown, unions and community groups call for Minnesota shutdown in 10 Days" Luis Feliz Leon, Labor Notes, "Will ICE ignite a mass strike in Minnesota?" Suzanne Gamboa, Shaquille Brewster, & Colin Sheeley, NBC News, "Immigration officers around Minneapolis are approaching people and demanding proof that they're U.S. citizens" Rachel Leingang & Maanvi Singh, The Guardian, "'Make no mistake, this is an occupation': ICE's deadly presence casts long shadow over Minneapolis" Joseph Cox, 404 Media, "Inside ICE's tool to monitor phones in entire neighborhoods" John Hamilton, Democracy Now!, "ICE vs. People of Minnesota: A special report on community resistance to Trump's militarized crackdown" Featured Music: Jules Taylor, Working People Theme Song Credits: Audio Post-Production: Jules Taylor

January 4th, 2026. Shut the Door by Pastor Jess Strickland 

The Wealth Formula Podcast is one of the longest-running personal finance podcasts still standing. For more than a decade, I've shown up every single week to talk about investing, markets, and the forces shaping the economy. What's interesting is how much my own thinking has evolved over that time. Early on, I was more rigid. I was—and still am—a real estate guy. But back then, I didn't give much thought to ideas outside that lane. I was dogmatic, and I didn't always challenge my own beliefs. Time has a way of doing that for you. I've now lived through multiple market cycles. I've watched the stock market melt up to valuations that felt absurd—and then keep going. I've seen gold go from flat for a decade to parabolic over a year. I've seen interest rates sit near zero for a decade and then snap higher at the fastest pace in modern history. And I've learned, sometimes the hard way, that diversification is about survival and that every asset class has its day. One lesson I learned that I am thinking a lot about these days is: ignore major technological shifts at your own peril. Back in 2014, I first started hearing people talk seriously about Bitcoin. At the time, I dismissed it. I listened to the critics, was convinced it was a scam, and didn't take the time to truly understand it. That was a mistake—not because everyone should have bought Bitcoin, but because I ignored a structural change happening right in front of me. Bitcoin went from a cypherpunk expression of freedom to the largest ETF owned by BlackRock. Today, the dominant story is artificial intelligence. And whether you love stocks, hate stocks, prefer real estate, or focus exclusively on cash flow, you cannot afford to ignore AI. This isn't a fad. It's a general-purpose technology—on the scale of electricity, the internet, or the industrial revolution itself. That doesn't mean it's easy to invest in. It's hard to look at headline names trading at massive valuations and feel good about buying them today. But investing in AI isn't about chasing a single company. It's about understanding second- and third-order effects: energy demand, data centers, productivity gains, labor displacement, capital flows, and how blockchain and decentralized systems intersect with all of it. What experience has taught me is this: you don't need to be first to invest—but you do need to be early in understanding. If you wait until something feels obvious, most of the opportunity is already gone. This week's episode of the Wealth Formula Podcast is focused squarely on AI and blockchain—what's real, what's noise, and where the long-term implications may lie. Listen to this episode. You'll come away smarter. And years from now, you may look back and realize this was one of those moments where paying attention really mattered. Transcript Disclaimer: This transcript was generated by AI and may not be 100% accurate. If you notice any errors or corrections, please email us at phil@wealthformula.com.  Welcome everybody. This is Buck Joffrey with the Wealth Formula Podcast. Coming to you from Montecito, California. Today we wanna start with a reminder. We are in a new year and we are already doing deals, uh, through the Wealth Formula Accredit Investor Club. You can go and sign up for that for free. Uh, wealth formula.com just hit investor club and you just get on there and, and you’ll get onboarded. And from there, all you gotta do is wait for deal flow and webinars coming to your inbox. And, um, you know, if nothing else, you learn something. So go check it out. Uh, go to. Wealth formula.com and sign up for Investor Club now onto today’s show. Uh, the, it is interesting. I don’t know if you are aware it’s a listener, but we are, wealth Formula is, uh, probably I would say one of the, certainly in the one of the top longest running personal finance podcasts still. Standing. Uh, I’ve been around, well, I think the first episode was on like 2014, so it was a long time, but in earnest, you know, at least for over a decade. And, you know, during that time, I’ve shown up every week, every single week. Don’t Ms. Weeks, but none, none. Isn’t that incredible? I’ve shown up, uh, talked about investing and talked about very way markets are working, forces, shaping the economy, all that kind of stuff. But you know, as you can imagine, as a. As a younger individual versus, um, my crusty self. Now, you know, a lot of my own thinking has evolved over that time, you know, back then. And I, you know, I think this appealed to some people, but, um, you know, I was really dogmatic. I’m a real estate guy, right? And I still am a real estate guy, but back then I wouldn’t give anything else the time of day to even think about, you know, and, and, uh, I, I, you know. I was dogmatic and didn’t always challenge my own belief systems. Um, I’m different now, right? I’ve softened And time is a way of, of changing all of that dogmatic stuff for you. You know, I’ve lived through multiple market cycles. I’ve watched, well, I’ve watched the stock market, which I, which I always maligned, you know, melt up to valuations. Uh, that felt absurd. And then keep going higher. I’ve seen gold, which was kind of ridiculous for the longest time. I watched it for like a decade, just pretty much flat, and then it goes parabolic. Over the last year, I’ve seen interest rates sit near zero for a decade and then snap higher. Uh, not even as time, just launch higher at the fastest space in modern history. And I’ve learned sometimes I guess, the hard way that diversification is about survival and that every class, every asset class has its day. Just like every dog has its day. And um, you know, one other lesson that I learned that I’m thinking a lot about these days is ignore major technological shifts at your own peril. So what am I talking about? Well. It’s kind of a, it is a technological shift, whether you think it about not, but Bitcoin. Okay. Back in 2014, I first started hearing people talk seriously about Bitcoin, and at that time I dismissed it. I was, uh, I was listening to critics beater Schiff that constantly called it a scam, said it was going to zero and so on. I didn’t, I didn’t take the time to truly understand it, to try to understand it the way I understand it now, that makes me a believer in Bitcoin. That, of course was a big mistake, not because, you know, everyone should have bought Bitcoin and, uh, back then, well, they, you know, would’ve been nice if they did, but because fundamentally I ignored something that was a structural change happening right in front of me. And since then, Bitcoin went from a cipher punk expression of freedom to the large CTF owned by BlackRock today. The dominant story is actually artificial intelligence. Now, whether you love stocks, hate stocks, prefer real estate focused exclusively on cab, whatever, you cannot afford to ignore ai. It’s not a fad. It’s a general purpose technology and a technology shift, and the scale of electricity. The internet bigger than the internet, bigger than the industrial revolution. Now, that doesn’t mean it’s easy to invest in. I mean, I’m gonna go invest in AI and make a bunch of money because I mean, what does that even mean? It’s hard to look at headline names, trading at massive valuations like Nvidia and all that right now, and saying, oh, I’m gonna go buy that. Who knows? That’s gonna work out. When I talk about investing in AI isn’t really just investing in stocks or any individual company or data centers or whatever. It’s about understanding. The second and third order effects, energy demand. You know, as I mentioned, data centers, productivity gains, labor displacement, capital flows, and how blockchain and decentralized systems intersect with all of that. It is very, very complicated. Um, but it’s really important to start to try to understand, you know, an experience that stop me is this. You don’t need to be the first to invest, but you do need to be early in understanding. If you wait until something feels obvious, usually the opportunity’s gone by then. And you know, the thing about AI is even if you think it’s obvious now. The reality is that most people haven’t really caught on. Maybe they played with chat GPT, but I don’t think they’re understanding what this whole, you know, this thing is gonna do to our world. Um, anyway, so that is what this week’s episode of Wealth Formula Podcast, uh, is about. It’s about AI and also, um, a little bit about, you know, bitcoin and blockchain and that kind of thing. Um, we’re gonna talk about what’s noise, uh, you know, where the long, what the long-term, uh, implications are all of this stuff. This is a show that, uh, I really enjoy doing really, really good stuff. Um, so make sure you listen in. We’ll have that interview for you right after these messages. Wealth Formula banking is an ingenious concept powered by whole life insurance, but instead of acting just as a safety net. The strategy supercharges your investments. First, you create a personal financial reservoir that grows at a compounding interest rate much higher than any bank savings account. As your money accumulates, you borrow from your own bank to invest in other cash flowing investments. Here’s the key. Even though you borrowed money at a simple interest rate, your insurance company keeps paying you compound interest. On that money, even though you’ve borrowed it, that result, you make money in two places at the same time. That’s why your investments get supercharged. This isn’t a new technique. It’s a refined strategy used by some of the wealthiest families in history, and it uses century old rock solid insurance companies as its backbone. Turbocharge your investments. Visit Wealth formula banking.com. Again, that’s wealth formula banking.com. Welcome back to the show, everyone. Today. My guest on Wealth Formula podcast is Jim Thorne, chief Market strategist at Wellington. L is private wealth with more than 25 years of experience in capital markets. He’s previously served as chief capital market strategist, senior portfolio manager, chief economist, and CIO. Uh, equities at major investment firms and has also taught economics and finance at the university level. Uh, Jim is known for translating complex economic, political, and market dynamics into clear actionable insights to help investors and advisors navigate long-term capital decisions. Uh, Jim, welcome with the program. Thanks for having me Buck. Well, um, Tim, I, I, I, uh, had been following a little bit of, uh, what you discuss on, uh, on X and, um, one of the things that caught my eye is, you know, your, your narrative on, on ai, a lot of people are tend to be still sort of skeptical of AI and what’s going on, uh, with the markets. Um, uh, but at the same time, uh, there’s this. Sense. I think that ignoring AI altogether as an investor is, is, is downright potentially dangerous. So, uh, at the highest level, why is AI something people simply can’t dismiss? Well, we live in an, uh, uh, you know, many other people have coined this term, but we live, we’re living in an exponential age of, of technological innovation. And, you know, AI and I’ll just add into their, uh, blockchain is just the normal evolutionary process that, you know, for me started when I left graduate school and came into the business in the nineties where everybody had this high degree of skepticism of the computer and the, the, the phone, the, the. And the internet. And so, you know, what we do is we go through these cycles and there are periods of time where the stars align. And we have a period of time where we have what I would call an intense period of innovation where I would suggest to you that. People are skeptical. Skeptical, and yet at the same point in time, they very early on in the, in the, in the trade, call it a bubble when it’s not. And so I think it comes from the position of ignorance. One, I think two, fear, and then three. If you think about if you are an active manager, I in a 40 ACT fund, um, you know, and you’re sitting there with, uh, you know, mi. Uh, Nvidia at, you know, eight or 9% of your index. And that’s a big chunk that you’ve gotta put into your fund, uh, just to be market neutral. So there’s a lot of people that hate this rally. There’s a lot of people that are can, going to continue to hate this rally. But the thing I anchor my hat on are a couple of things. Look at if this is no different than the railroad. Canals, any major technological innovation, will it become a bubble? Yes. Just not now. So, so let’s follow up on that, because a lot of people think, or are talking about the, do you know the.com bubble, uh, comparisons, and you’ve argued that that sort of misses the real story. So, so where are we getting it wrong right now? Are those people getting it wrong? In the nineties buck, you’d walk into a bar and there wouldn’t be ESPN on there’d be CNBC on people were getting their jobs to become day traders. Folks didn’t go to the go to university because they were basically getting their white papers financed. You had companies that were trading off of clicks. So I lived that. Anybody who is of a younger generation has no idea what a bubble is, and it’s specious and pedantic for them to use that term when they have no clue about what they’re talking about. But you did mention that it could become a bubble. How do we know when it does become a bubble? Oh, it’ll become a bubble. Well, when, when, when you know, the, what, what I am looking for is, you know, when we, when the good investment opportunities start to dry up, when liquidity starts to dry up. So what I, it’s not about valuation, to me it’s about liquidity. So in 2000, what, and I’m roughly speaking, what went down was you had all these companies that were trading at Strat catastrophic valuation, this stupid valuations, and you walked in one day and they didn’t get financing. And if you read the prospectus or you followed the company, you knew that they were not going to be free cash flow positive for another two or three rounds of financing. All of a sudden you walked in and everybody goes, oh my God, this thing, you know, trading at 250 times sales. And everybody went, yeah, of course. And so what it was is, was when does liquidity dry up? So I’ll give you a date, um, you know, with Trump’s big beautiful bill act. 100% tax deductibility of CapEx and that goes until Jan 1, 20 31. So to me, that’s a very motivating factor for people to, um, invest. The last thing I would say to you in more of a game theoretic context book is, look, if you are a big tech company and you don’t invest in ai. You are ensuring your death. Yahoo, Hela Packard. I can go through the list of companies that cease to invest, so they’re looking. If it was you and I when we were running this company, I would say, dude, we gotta invest because if we don’t have a poll position in this next platform, whatever it is, we’re done. We’re toast. And I think that’s why you’re seeing all these hyperscalers spending as much money as they are. ’cause they get this, they saw it. So, you know, you framed ai not necessarily as a a tech trade, but as a capital expenditure cycle. Can you explain that to people? Well, what we need to do is we need to build out the infrastructure of ai. Then, and that’s the phase that we’re in right now. So it’s more like we’re building out all of the railroads, the railway tracks and the railway stations across the United States back in the 18 hundreds. And then we’re gonna go through that building phase. And then as that building phase goes, some companies, some towns, are going to basically realize and recognize what’s happening and start to basically take ai. Bring it into their business model, into enhanced margins. Right. So right now we’re building it out. I mean, you know, we all focus on the hyperscalers, but the majority of companies, pardon me, governments. Individuals, they haven’t used AI and, and what is interesting about this is back in the nineties, they were talking about how the internet had to evolve to be much more. You know, uh, have critical thinking in, in, in it. And it was more explained when you went to these conferences, as you know, you know, think about this. You’re hearing this in 99, okay? Not today. You go in and you ask Google or dog pile at the same time, or excite, okay? You would say, I wanna go to Florida in the third week of March and I wanna stay here and I wanna spend this amount of money and I wanna rent a car. Plan it for me. And they would come back and they would tell you that it would come back and it would, it would, everything would be there. And you would have your over here and all you would have to do is drop your money and you had your thing planned. So none of this is as, it’s aspirational, but we’ve heard it before. And in technology, what happens is it’s not like it’s new. We’ve been talking to, I did machine learning in in graduate school. Ai, you know, I did neural networks and I’m a terrible Ian. This isn’t, you know, Claude Shannon wrote about this in 1937, right? But it’s about when does it hit, and so it was chat GBT. Can we argue, was that right? As an investor, it’s stop arguing, start investing. Then what you’ve gotta figure out, which is the question you ask, is when does the music stop? I think it goes until the end of the decade. You know, one of the things that, uh, is interesting about this, uh, AI investment, uh, it’s, it’s unfolding in a higher interest rate environment. Why is that detail so important? Understanding its significance? Well, it’s the cost of capital, right? And so this phase that we have right now. It’s funny you say that, right? ’cause our reference point is zero interest rates, right? Yeah, yeah. Right. That’s right. So, you know, you know, so, so think about this, what it happens right now. Now we’re in the phase where you’ve got these hyperscalers that instead of taking all their free cash flow and buying bonds and buying back stock, are increasing CapEx because there’s a great tax deduction on it. So you get a lot of, so we’re in this phase where, for where, where a lot of the money is, you know, was. Was, let me, let me be clear, was a hundred free cashflow. Now we’re getting these guys, these companies like Oracle and what have you, you know, starting to issue debt and look at debt isn’t bad as long as the rate of return on debt is higher than the interest rates. And so, you know, you know, I, I would say historically speaking, for a lot of these high quality names, the interest rates are not, uh, at levels that will stop them from investing. Right. Right. You know, you’ve written that, um, productivity is ultimately the real story behind ai. So why does productivity matter more than the technology headlines themselves? Well, let me just put it this way, right? So we’ve grown, I grew up, I, I joined, I’m up here in Toronto, right? So I’m gonna give it to you in Canadian dollars, right? So I joined, I joined here. You know, I grew up here, went to the states, came back home. Growing this company I joined when we’re about three and a half billion. We’re getting close to 50 billion, and we’re the fastest growing independent platform in the country. I’m a one man band, right? I use three ai. In the old days, I’d have four research assistants. Where’s the margin in that? And so I, that’s how I see it. And let me be clear, it’s, you know, this isn’t we’re, it’s not perfect. But if I wanted to say, instead of you, but hey, write me a 2000 word essay on the counterfactual of what happened with railroads up until 1894 when the, when the bubble popped, give me a f, you know, a a thousand word essay and, and just a general overview. I can get that in less than five minutes. Michael Sailor is writing product on ai, which, which, which you would take, which you would take. He’s in his presentation, say it would take a hundred lawyers. So it’s gonna be more about those. And it’s, it’s no different than Internet of things or, you know, it was, uh, Kasparov that talked about this. Gary Kasparov talking about the melding of, of technology in humans. He would ran, run this chess tournament called freestyle. You could use a computer, you could use, you know, grand Masters. You could use whatever you wanted to compete. And who won? Well, who won it Was that those teams that were generalists that had a little bit of that, the knowledge of the computer and the knowledge of the test. Uh, o of chess, right? That’s what’s gonna happen. So this isn’t we’re, as far as I’m concerned, we’re not, yes, there’s going to be some d some jobs that are going to be replaced, but that is always the case in technology. I’m not a Luddite, okay? I am not Luddite. But the same point in time. I, I would suggest to you that it, it is just a really, for me, it’s a, helps me. Do research no different than when I was an undergrad and they went from cue cards in the, the library at the university to actually having a dummy terminal and I could ask questions in queue. You know, it stalked me from having to go to the basement of the library and going to microfiche. Right. Have helping that way. Now can it, can, will it do other things? I’m sure it is, and I’ll lead that to Elon Musk and the crew. You know, that’s above my pay grade. But for me, I see it as a very helpful way of, you know, allowing me to process and delineate. Much more information a a and not have me waste so much time trying to figure out what got went on in the past or, you know, QMF. Right. You know, summarize me the talk five, you know, academic papers in this area, what are they saying? And then they gimme the papers. Right. It just speeds the process up. Yeah. You know, um, one of the things that I’ve been sort of talking about and thinking about. Is that it’s hard to not see AI as a very, very strong deflationary force. Um, how do you think about that? Yeah. Technology is deflationary, right? Doubt about it. And so I look at it this way, Ray. Um, so I work at the financial services industry, okay. You know, Mr. Diamond of JP Morgan is talking about how they are starting to embrace blockchain and ai. They are going to cut out the back end of that in the, the margins in that, in that company by the end of the cycle are going to be fantastic. People just do not get in. You know, the financial services industry is built on a platform. Of the 1960s, dude. I mean, they’re still running Fortran, cobalt. So you know what I, how I look at this is much more as a margin type story, and there’s going to be a lot of displacement. But at the same point in time, I look at Tesla and automation and ai. And you know, people look at Tesla as a car company. I look at Tesla as an advanced manufacturing company. Elon Musk could basically go into any industry and disrupt it if it wanted to. Right. So that’s how I look at it. And so, you know, the hard part is going to be, you know. Nothing. If we get back to where we were, it’s not going to be perfect, right? Because here’s, here’s where the counter is, here’s where the counter is. Right? If you, if, if you think about, and we’re, I’m gonna take Trump outta the equation and ent outta the equation right now, but if we just went back to the way things were before COVID, we would have strong deflationary forces. Okay. Just with demographics, just with excessive levels of debt. Just with, you know, pushing on a string in terms of, in terms we couldn’t get the growth up, you know, and, you know, and the overregulation of financial institutions. Trump and descent are basically applying what’s called supply side economics, and they’re deregulating. It’s says law, which is John Batiste, that says basically supply creates his own demand and it’s non-inflationary. But really what they’re going to try to do is they’re going to try to run the economy hot and they’re gonna try to pull this way out of the debt. And if you do that and you deregulate the banks. And allow the banks to get back to where they were before the financial crisis. Okay. You know, and, and the Fed takes its interest rates down to neutral, expands the balance sheet. Then I don’t think we’re gonna go back to the zero bound in deflation. I think this thing’s gonna run hot for a long time. And I think it, the real question is, is, is is 2 75 in the United States the neutral rate? I think it is. Uh, but as, as, as Scott be says, and, and, and, and, and let’s be clear, buck, the guy’s a superstar. Okay. Guy is a legend. Just you sit there, just shut up and listen to him. Okay. They keep up, right? Well, so they’re gonna run it hot, but where we are is, in his words, mine, not mine. We’re still in this detox period, you know what I mean? We still got the Biden era. We still got, you know, a over a decade of excessive ca of Central Bank intermediation. That needs to get, you know, go away. So what I say, and what I’ve been writing about is 26 is going to be the year that the baton is passed back to the private sector. Let’s get rates down to 2 75. That’s, I mean, I’m going off the New York Fed model. That says real fed funds, the real, the real neutral rate is 75 to 78 basis points. I think inflation’s at two. That that gets you 2 75. Get the rates there and then get the balance sheet of the Fed to the level so that overnight lending isn’t loose or tight. It’s just normal. And then step back, go away and let Wall Street and the private sector create credit. Create economic growth and let’s get back to the business cycle. And if we do that, we’re gonna have non-inflationary growth. It’s gonna be strong, but we’re not going back to the zero bound and we’re gonna grow our way out of this. And so that’s where I get really excited about. This is a very unique time in history. A very, very, very unique time in history where, and I don’t know how long it’s going to last because of the compression that we have now because of the, you know, we live in such a digital world, but let’s say it’s five years demographic says it’s to 33, 32 to 33. That’s, you know, that’s how long this run is. And, and to me, uh, AI is a massive play. I, I, to me, blockchain is a massive play and to me it’s to those countries and companies that get it is, whereas investors, we wanna think, start thinking about investing. Yeah. You mentioned, um, non non-inflationary growth. Can you drill down on that a little bit just so people understand a little bit where. Usually you think of an economy running super hot, you, you think automatically there’s an, you know, an inflationary growth. So I want you to think in your mind into your list as think in your mind. Go back to economics 1 0 1 with the demand curve. In the supply curve, okay? And there are an equilibrium. And at that equilibrium we have a price at an equilibrium, and we have an output as an equilibrium. Okay? Now what I want you to do is I want you to keep the demand curves stagnant or, or, or anchored. Then I want you to shift the supply curve out. Prices go down, output goes out. We can talk all this esoteric stuff, you know, you know Ronald Reagan and, and Robert Mandel and supply side economics. But it’s really your shift in the supply curve out, and that’s what, and that’s what BeIN’s doing. I mean, this is a w would just sit down and be quiet. He’s talking about, you know, what is deregulation? He’s pushing the supply provider. Oh, hold on. My phone. My, my thing. And what did, since the two thousands, what did, what was the policy? It was kingian, it was all focused on the demand curve. Everything was focused on demand. And so all we’re doing is we’re, we’re getting the keynesians out. I use 2000 ’cause that’s when Ben Bernanke really came in and was very influential. Let me just say he’s a very smart, I learned so much from reading. Smart, smart, smart, smart guy. But his whole thing was Kasan. He came from MIT, his thesis supervisor was Stanley Fisher, right? We’re going back to, you know, Mario Dragons thesis supervisors, Stanley Fisher, all these guys came from MIT, Larry, M-I-T-M-I-T, Yale, and Princeton. Whereas previously it was the University of Chicago. It was Milton Friedman. It was, it was supply side economics. We’re going back, they’re going back to supply side economics and right now we need it. We need balance. But my god, what did we end off with? We ended off with four years of mono modern monetary theory. Deficits matter. That’s insanity. You had mentioned a little bit, uh, you, you’ve talked about blockchain a few times here. Talk about the significance. I mean, it’s sort of, you know, blockchain was a thing that everybody was, everybody was talking about it, you know, three, four years ago, but now it’s all about ai. But you know, now you’ve got, um, but in, but in the background, blockchain has grown, uh, adoption has grown. Uh, tell us what’s going on there, and if you could tie it into the significance of, of where we’re at today. Yeah. Um, uh, Jeff Bezos gave a wonderful speech, I think in two thou, early two thousands, where he basically talked about the fact that, you know, once this innovation is led out of the genie’s, led out of the bottle, whether or not, you know, buck and Jim, like it as an investment, the innovation continues. And so after the internet bubble pop, right? Really smart guys like Jeff Bezos, uh, Zuckerberg, you, you, the whole cast of characters, right? Basically built it out. Okay. And it wasn’t perfect and everybody knew it wasn’t perfect. I mean, that was the whole thing that was so bizarre. But they knew it wasn’t perfect and they knew that they needed to solve some problems. Right. And you know, it was a double spend problem. I mean, the internet that we were dealing with right now was developed in the 1950s and so on and so forth. And so, you know, that always stuck with me. Right. A couple of things stuck with me because I’ve lived through a couple of these cycles. The first one is Buck. When the, when Wall Street coalesces around something just shut up and buy it, right? I mean, I, I spent too much of my life arguing about whether dog pile and Ask Gees was better than Google. Wall Street said Google was the best. Shut up. Invest, right? And so, so look, blockchain solved the double spend problem. Blockchain solved all the problems that the original iteration of the internet could solve, and everybody knew it was coming along okay. So it’s a decentral, it’s decentralized, right? Uh, does, does not need to be reconciled. So no. Not only do you have another iteration of the internet. You have basically introduced into society the biggest innovation in accounting or recordkeeping since double entry. Bookkeeping accounting was introduced in Florence, Italy centuries ago by the Medicis and, and buck. All this is out there like, so this is a profound, right? So think about you’re in an accounting department and you don’t have to reconcile, right? So look. The first use cakes was Bitcoin. And what was the, what was the beautiful thing about it? Well, first off, it grew up by itself. And secondly, it’s got perfect scarcity, right? And so let’s just full stop. And I mean, yes, gold and silver had the run that they should have had decades. So I had been waiting and listening to people, gold bugs, talking about this type of run since the nineties. Okay. Um, but look, you know, and the problem with fi money, right? I mean, this is, this goes back decades. It’s an old argument. The way you solve it is, is Bitcoin. That’s the solution. I mean, forget about it. I mean, if they’re gonna whip it around and do all this stuff, fine. But the other thing that people miss and Sailor hasn’t, and Sailor is brilliant, is look. Bitcoin is pristine collateral in 2008, in September. What caused the, the system to stop was the counter. We could not identify counterparty risk for near cash. It was a settlement problem. Anybody you talk to Buck that says it was, you know, the subprime this and it, yeah, that was crap. I get that. But when the system shut down is you had a $750 million near cash instrument with X, Y, Z, wall Street firm, and you did this for three extra beeps and it was no longer cash. Guess. And guess what? Your institutional money market fund broke the buck. That’s when the system blew sky high. When the money market broke the buck and it was a settlement problem, blockchain and Bitcoin solved that. Sailor knows that, look where Wall Street’s gonna go. They understand now that. Bitcoin is pristine, collateral and capital that is 100% transparent. Let’s lend against it, and that’s what Sadler’s doing. That’s why Wall Street hates the guy so much, right? Think about that. Think of where is he going after he’s going after all the stranded capital on Wall Street. And, and the whole point is he’s sitting there going, I’m too busy for this. And you’ve got all these other people that are gonna live off of other people’s ignorance. Meanwhile, Jing Diamond knows exactly what he’s talking about. We can identify, if I hear one more person on me in, in the meeting say, I don’t know. You know, you know, uh, micro strategies balance sheet is so complicated. Really. Compared to JP Morgans, I mean, you know what his capital is. It says Bitcoin, like, what are you guys talking about? But hey, fucking in this business, people make generational wealth on ignorance of people who think they know what they don’t know. So, you know, just going back to Jamie Diamond, you know, he spent, I don’t know how long. Throwing every insult, uh, he could towards Bitcoin. And now they’ve really kind of, they haven’t backtracked. I think he’s, he’s, you know, his, his, um, I think the way he phrases is the blockchain’s a real thing. He never seems to really say the word Bitcoin, uh, in this regard. Um, banks in general, where do you think they’re headed with this stuff? I mean, I, you know, right now, again, you can kind of see even. Um, I think, you know, some of the big advisory firms suddenly recommending one to, you know, one to 4% of people’s portfolios in Bitcoin. I mean, this is all, I mean, gosh, I, I’ve, you know, been talking about Bitcoin since 2017. This is in unbelievable transformation in less than a decade. Where do you see this going in the next five to 10 years? It’s called the, it’s called, what is it? It’s called, I’m gonna call it the Evolution of Jim. Me, you know, in my business and, and, and, and you know, the thing I have book is I’ve survived and I’ve gone through a lot of cycles. I’ve done a lot, you know, and you ask yourself, you scratch your head a lot and you’re, and you, but you’re continually doing objective research and you’re this, if you, this is why I love this game so much. Right? So let’s just go stop for a second. Let’s get some context. Right. My first summer job, one of my first summer jobs, I worked in the basement of a bank in the in, in downtown Toronto, right up the street from the Toronto Stock Exchange. And my job was to let guys in with beak, briefcases into the cage, into the big vault, to basically bring in certificates. Okay. And, and what? Stock certificates. And so remember, you know, and I remember my grandfather when we, when he died, look at, we couldn’t sell the house because he didn’t believe in the banks. And we were finding certificates all over the house in the walls. Okay? Right. So in the 1960s it was bare based. The whole industry was bare based. And there was the volume in Wall Street started to pick up to the point where they couldn’t handle the volume. There was a paper crisis where almost a third of the companies went down bankrupt because of the cage. The cage. Okay. So basically what happened was, to make a long story short, they came out with, they came, Hey, why don’t we get two computers At one point in time, they said, okay, crisis. Let’s solve it. Well, why don’t we get these two computers and we can solve, or we can sell trades among, amongst each other. Okay. And then we don’t need to have guys riding around Wall Street with bicycles and big briefcases. Okay. And then what we did was, what we did was we sat there and said, well, why don’t we have a centralized clearing, and we’re gonna call it DTC or CDS, depending on what country you’re in. And what we’re gonna do is we’re gonna offer paper, we’re gonna, we’re gonna issue paper rights to the underlying stock that was developed in the early 1970s. That’s the system that we’re on right now. There are a lot of faults with that. Let me give you, when you’ve talked about the GameStop a MC situation, when you have a company that’s basically have more shares outstanding short, sorry, more shares short than outstanding, that shows you that the old system doesn’t work. It’s called ation. The paper writes to the underlying assets, it, it doesn’t match up. There have been guys that make a career outta this and write books about this, right? Dole Pineapple. They had a corporate, a corporate event, right? Hostile takeover. 64,000 for 64 million shares, voted, I think, and there was only 3,200 on. We all know this, so this has to be solved. The way you solve it is you tokenize assets, and this was talked about a decade ago, and they know about it and true tofor, they, and if you’re thinking about it, it’s totally logical, right? But if we allow this innovation to go full stream ahead, we’re wiped out, right? So what did they do? They delayed. They delayed. And as you know, you could talk about, it’s called Operation choke 0.2 0.0. Right. You know, the Fed overreached their bounds, they de banked people. I mean, this is why, why Best it’s going after them. They, yet they stepped over their constitutional mandate. Right. The federal, the Fed Act is not, uh, does not supersede the US Constitution. Elizabeth warned the whole thing. They did it. Okay, so let’s not complain about it. So now Atkins is gonna, we’re gonna have the Clarity Act come out and they’re gonna basically deregulate New York Stock Exchange already there. They’re gonna put everything on the blockchain and when you put everything on the blockchain, trade a settlement. There’s no hypo. Immediate settlement. Immediate, which is a benefit if you can get your act together because it, you know, for Wall Street firms you need less capital, right? So it’s a natural evolutionary process. And then you sit there and go back in history, if you and I were writing it, we’d sit there and go, well, should we be surprised that the incumbents right, the status quo pushed back on innovation? No, there was a guy, there was a prophet, um. At, at Harvard, his name was Clay Christensen, and he wrote this wonderful book called The Innovator’s Dilemma. You know, why does, why don’t companies evolve, or why do they go bankrupt? It’s because they cease to evolve and the status quo doesn’t allow the evolution of the companies to take place. Right? Well, that’s what happened in RA. We’re gonna complain about it. No, it, it is what it is. It’s water under the bridge. And so what I think is happening is, you know, Mr. Diamond is basically saying. He’s pragmatic, he’s a realist. And now he’s saying, we gotta evolve. And hey, by the way, now I’ve gotten to the point where I think I can make a tunnel. Think about that. Yeah. Think about his own stable coins, right? So his own stable coins. And, uh, well think about this. If you trade like internal meetings, right? And I’m hyped this hypothetical, right? I go, fuck, don’t screw this up this time. And you’re gonna go, Jim, what are you talking about? I go. We want a nice bread between bid and ask in these financial price. We don’t wanna go down to pennies. Okay? Can we go back to the old days when we were, you know, trading in quarters and sixteenths and so we can make some skin in the game? I think you’ve got the deregulation of the banking industry where the banks are gonna, they’re fit. It’s gonna be baby steps. But what’s gonna happen is they’re gonna basically say, stop taking all that capital that’s sitting at the Fed, making four or fed funds rate overnights wherever it’s four half, 3 75 right now. And you can now trade it. Go back to prop trading, which is what they did. And they’re gonna start off, they will start off with, its only treasuries. Eventually they’ll be able to expand throughout our lifetime. So the old way you gotta look at it is, you know. We’re bringing the ba, you know, we’re putting the band back together, man. Right. And the banks are gonna deregulate, they’re gonna deregulate the banks, they’re going to innovate, they’re gonna be able to use the capital, their earnings profile going out into the end of the decade. It’s, it’s gonna be monstrous, it’s gonna be, you know, it, it’s, it’s, and, and that’s how I get, you know, when people say, where do you think the s and p goes? You know, I say, you know, 14,000, you know, double from here by the end of the decade. And he goes, well, what about ai? I go, well, they’re gonna, that’s important, but it’s the banks. I think the banks are gonna have a renaissance. Yeah. Yeah. Um, one thing just to get your thoughts on, so when you look at the banks, you talked about sort of the inevitability of tokenization. Um, the stock exchange, uh, we talked about stable coins. I mean, another great way for banks to make money. Uh, essentially where does that, how, how does that help or hurt Bitcoin adoption? Because Bitcoin is a sort of a separate, separate, you’re not, you’re not building on Bitcoin as much as you are, say, Ethereum, Mar Solana or, you know, some of the, some of the blockchain things. So, so is it just that. Is it just a, an adoption issue? Because you live in a, in a different world. You live in a world of blockchain and Bitcoin is, its currency. It’s weird, right? Because I, I’m writing this feed like, so Buck, where are you right now? Where, where, where are you located? I’m in Santa Barbara. You’re in California. So, yeah, so I’m in Toronto, right? Uh, you know, I lived in, worked in the States for, you know, a decade, a couple of decades, and I’m back home and it’s like, man, they don’t get it. Right, and, and, and, and what am I talking about? Well, well, this, this is the, the thing that you’ve gotta understand is this, right. Ethereum was invented by Vladi Butrin in this town, Joe Alozo, who’s the head of one of the largest Ethereum groups. Father is a dentist at Bathurst and Spadina. We’re up here and people are saying, oh, you know, president Trump don’t talk about being a 51st state. We act like a colony, duke. We are a, you know, we forget about calling us one. We are. So, look, it, look, there is no doubt in my mind that Ethereum is going to have a place and, and we’re going to use it. Seems like we’re going to use Ethereum and that’s the smart contract, you know? Um. And that’s fine. Um, you know, but going back in time. But, but remember, there’s not per, there’s not perfect scarcity there. So I like Ethereum, don’t get me wrong, but I look at Bitcoin and I look at the, I look at the scarcity, and I also look at the fact of, you know, what sa, what Sailor, if you sailor did a presentation in the middle of next year and all hell broke loose. What he did, and it’s, you know, and of course I’m hypothesizing. He basically went to New York and said, I am going to create fixed income products and I am going to give yields. On those products, and I’m coming after the stranded capital that sits on Wall Street that you guys have been ripping on for years. In the middle of last year, staler went public and declared war. Okay. Are we surprised that Jim Shane Oaks came out and everybody came out basically guns a blazing. Are we surprised? But what he, what Sailor did and put and slammed on the table is it’s pristine capital, it’s transparent capital. And what are you willing to pay for that? And now you GARP banks trading at. We have no idea what their capital structure really is. Honestly, we have an idea, but it’s very opaque, right? You know, the high quality names are trading at two, two to, you know, two times tangible book. You’ve got fintech’s companies trading at four to five times, right book, and you know, what’s Sailor doing right now? Diluting his stock so he can buy as much Bitcoin as he wants because he sees the next game. He says the hell with what you guys think the next game is going to be. Wall Street’s going to realize that Bitcoin is pristine capital and there’s only 21 million of it. What do you and, and what just happened today? What did Morgan Stanley just file a treasury company. So everything you and I are talking about, they know they’re smart guys, right? They’re real, they’re not. That’s, this is the whole point. They’re really, really, really smart. Okay. They see they’ve gone through the history. They know. Okay, so you’re sitting there, you get around the room, you say, so wait a minute. Wait. Whoa, sailor’s over here. And he’s basically saying he’s gonna give you a a pref that’s basically backed by Bitcoin charging 10%. And he’s going after our corporate clients. I mean, and what’s the pitch Buck? You’ve got a hundred million dollars. Okay, you got a hundred million dollars in the kitty. Okay, buck. What happens is you need $10 million a year for working capital, which is in cash, which means you’ve got $90 million sitting there idle. Hey, buck, I can give you 10% on that. You go to Jamie, he’s giving you two. What are you gonna do? Yeah. I think one of the issues right now is I the, the perceived risk profile of that. Right. Uh, you know. I tend to agree with you about the, uh, pristine nature of Bitcoin s collateral, but just in general, the perception. I don’t know that, that that’s. That’s the case. Well, you gotta go back to the fact that, do you think Bitcoin’s going to zero or not? No, of course not. Yeah. ‘ cause the Bitcoin doesn’t go to zero. There’s no, then, then that are, there’s Bitcoin could go to zero. There’s no, I mean, I don’t think, I mean, non-zero probability, of course, right? I don’t think it is. And if that has been, if it has been selected and now you have Wall Street coalescing it, I haven’t even mentioned the president of the United States or his family. Right. Uh, or the Commerce Secretary and his family, right? Or if you go to New York, wall Street, right, they’re all talking about it, right? So, I, I, you know, to me, I, I, the question about micro strategy, to me it’s not. That it’s a treasury company and it’s got a pile of Bitcoin. What does he do with it? Does he become a bank? Like why does it, this is me. I’m pitching him. Right. Hey, Mike, why don’t you just become a FinTech, say you’re like a FinTech company and you’ll get, and you, you’re gonna instantaneously trade it five to six times book. Why don’t you, why are you, you’re talking like you’re attacking them, but you’re still, you’re still a software company with a, with a big whack of Bitcoin that you are writing pres. Right? So, and, and so that’s, that’s how I look at it. I think the wave is too big. We are going to digitize. And the other thing that we didn’t really touch on with respect to AI and blockchain, and I’m gonna paraphrase the president. Right. Um, Mr. Trump is, look, um, it’s a matter of national security, duke, and when I hear that, I go back to the nineties in the eighties when I was in late eighties when I was an undergrad. Right. And it wasn’t China, it was Japan. And, and you know, what happened was, you know, it, it’s funny, Al Gore did deregulate so that. The internet could become for-profit. We all stood around and said, you know what the hell could, how do we make money on this? That’s, you know, what do we do? And then what did we do? We, we, we threw a ton of money at it and the United States controlled it. And what did we get out of it? We got out, we got, you know, all those companies. Right. The last thing I would say to you, and this is much more of a personal story, is I, when I was younger, I was in New York and it was 2000 and I was at the Grand Hyatt, and it was a tech, it was a tech conference and, uh, Larry Ellison Oracle was there and he gave a, he gave a, he gave a a, a fireside chat. Then, um, we go to a breakout room and, you know, in a break, I don’t know about if you’ve been to one, but you go to a breakout room, it’s a smaller room at the hotel, and you know, sometimes you got 25 people, sometimes you got 50 people, right. And, you know, I went to the, I went to the breakout with Mr. Allison ’cause of Oracle and I went in there and it was absolutely jammed and I was sweating and he just looked at us and he just ripped us. He AP Soly, just, I still have the scars today. I’m talking to you about it. Okay. He called it a bubble. He called it a bubble. He, he was early in calling it a bubble. I never forgot that. And then you sit there and see what he’s doing right now. Where he’s levering up the balance sheet. Now, to me, having survived in this game for such a long period of time, and I call it a game, it’s a game of strategy, whatever, you know, how does that not, you know, I would say to you, we were, your office was next to mine. Fuck. I remember New York, he’s loading the goose loaded in. He go in, he’s borrowing money from his grandmother. He’s, you know, what is going on. And he’s really stinking smart. You know, he’s, he, Larry Allenson just doesn’t do, and people, oh, he’s in, you know, he’s, no, he’s not, he’s, he’s like the mentor of all of these guys. You know what I mean? So there’s a, to me, there’s a discontinuity that these need to believe that we’re still early on because you know, what, if Larry’s, what do we take when Larry or Mr. Ellison is leveraging up to me, it’s profound because I’m anchoring off of my bias to the New York, the New York high at, at the Tech Co. I think it was, I think it was at Bear Stearn. I couldn’t remember Bear Stearns or Lehman. But you know, one of those I carry that experience on with the rest of my life. I do. It’s like, what is Larry thinking? Right? So he’s leveraging up buck. That’s all I know. He’s a priest or guy. Well, that’s probably a good place for us to stop, Jim, uh, chief, uh, market strategist at Wellington Elta Private Wealth. Thank you so much for joining me. Thanks so much and be safe. You make a lot of money but are still worried about retirement. Maybe you didn’t start earning until your thirties. Now you’re trying to catch up. Meanwhile, you’ve got a mortgage, a private school to pay for, and you feel like you’re getting further and further behind. Now, good news, if you need to catch up on retirement, check out a program put out by some of the oldest and most prestigious life insurance companies in the world. It’s called Wealth Accelerator, and it can help you amplify your returns quickly, protect your money from creditors, and provide financial protection to your family if something happens. The concepts here are used by some of the wealthiest families in the world, and there’s no reason why they can’t be used by you. Check it out for yourself by going to wealth formula banking.com. Welcome back to the show everyone. Hope you enjoyed it. Uh, and, uh, as I said before, do not ignore ai. This is something that you need to start using. Have your kids start using it. Uh, make sure that they, you know. They use it every day because this whole world is turning AI and it’s gonna happen. You know, it’s gonna happen in, in a blink of an, uh, blink of an eye. And the world is gonna change and there are gonna be real winners out there. And the winners are gonna be people who knew where there was, was going and kind of used it in their mind’s eye as they looked on navigating how. You know how to allocate their money. Anyway, that is it for me. This week on Wealth Formula Podcast. This is Buck JJoffrey signing off. If you wanna learn more, you can now get free access to our in-depth personal finance course featuring industry leaders like Tom Wheel Wright and Ken McElroy. Visit wealth formula roadmap.com.

Welcome to episode 339 of The Cloud Pod, where the forecast is always cloudy! Justin and Matt are in the studio today to bring you all the latest in cloud and AI announcements, including more personnel shifts (and it doesn't seem like it was very friendly), a new way to get much needed copper, and Azure marketplace advertising 4,000 different models. What's the real story? Let's get into it and find out!  Titles we almost went with this week US-EAST-1: Still the Least Reliable Friend You Keep Inviting to Parties **OpenAI 0⃣ From Zero to Inference: BigQuery Makes Open Models a Two-SQL Problem AWS Goes Full Brandenburg Gate: Sovereign Cloud Opens for Business Seven Ate Nine: AWS Skips G7 and Goes Straight to G7e Instances From Crawling to Calling: Cloudflare Buys Human Native to Fix AI’s Data Problem Finally, an AI That Actually Listens to Your War Room Panic Tag, You’re Governed: AWS Automation Takes the Wheel Cloudflare Reaches for the Stars: Astro Framework Acquisition Lands Gemini Gets Personal: Google AI Finally Reads Your Email (With Permission) AWS Strikes Ore: Amazon Cuts Out the Middleman in Copper Supply Chain When Your Region Goes Down More Often Than Your Kubernetes Cluster ChatGPT Go: OpenAI’s New Middle Child Gets $8 Allowance Cloudflare’s Space-Age Acquisition: Astro Gets Jetsons-Level Upgrade Rosie the Robot Fired: Cloudflare Brings Astro Framework Into the Family It took 5 years, and now we have ads in our AI.  AI now with Ads EU says hands off my data General News  00:50 Heather's data is not unreliable  Maybe it's unreliable. I blame Matt for having screwed up his outtro (as he did today), in which case I no longer recognize his participation.  01:11 Astro is joining Cloudflare Cloudflare acquires The Astro Technology Company, bringing the popular open-source web framework in-house while maintaining its MIT license and multi-cloud deployment capabilities.  Major platforms like Webflow Cloud, Wix Vibe, and Stainless already use Astro on Cloudflare infrastructure to power customer websites. Astro 6 introduces a redesigned development server built on Vite Environments API that runs code locally using the same runtime as production deployment. When using the Cloudflare Vite plugin, developers can test against workerd runtime with access to Durable Objects, D1, KV, and other Cloudflare services during local development. The framework focuses on content-driven websites through its Islands Architecture, which renders most pages as static HTML while allowing

In part 2 of the NewYear's Resolution's Gett'n Fine For the SummerTime, we con't to discuss Rique trying lose weight. Young gunna, Malachi McNeill, joins the conversation. We all figure out that the first thing that has to happen is Rique has to get rid of the words "trying to" and start doing what Wifey says "Shut up and Do It".

In this explosive and eye-opening episode of Stacey on the Right, host Stacey Washington dives into the financial future the mainstream media refuses to talk about—joined by returning guest and economist Christian Briggs, CEO of Hard Asset Management and host of The Hard Asset Money Show. Together, they tackle the chilling implications of what Briggs calls “Surveillance Coin”—a digital financial system that gives third parties the power to freeze your funds, shut off your access, and eliminate your economic freedom with a single click.Briggs breaks down the hidden dangers embedded within the Genius Act, the bipartisan bill that greenlights third-party custody of digital assets—meaning you don't actually own your money anymore. No due process, no warning, no way to fight back. Just one flip of a switch and your digital dollars are gone. As Stacey and Christian remind listeners, the precedent has already been set—from the de-banking of conservative voices to Canada's freezing of truckers' bank accounts during the protests. It's here. And it's growing.In this jam-packed segment, Briggs reveals the shocking origin of the U.S. surveillance coin: a covert collaboration between the Federal Reserve and China, via the little-known Hamilton Project, a secretive CBDC prototype cooked up inside the Boston and New York Fed branches. Stacey pushes the conversation further, exploring how this ties to the CCP's model of programmable currency and mass compliance.But there's hope. Briggs lays out how President Trump is actively working to dismantle this system, pushing for self-custody protections, due process, and the removal of digital ID mandates. He details how Trump is revising the Genius Act's weaker clauses and installing a framework to safeguard American economic liberty before it's too late.This episode is a must-listen for anyone concerned about financial privacy, personal sovereignty, and the creeping merger of government and corporate control over your wallet. Christian Briggs delivers the uncensored truth—and a roadmap for action. Call your representatives. Demand due process. And most importantly, stay informed.Follow Christian Briggs at @BMCHAM on X and visit Hard Asset Management to learn more.

I turn away and shut the door and on the stair - #4418 (97R40 pc 118 left) by chair house 260118.mp3I turn away and shut the door and on the stair■ＰＳ１：今日は、また映画制作に集中。クライマックス部分のメインビジュアル画面をだいぶ創り込みました。良い感じかも知れません。ただ、やはり前作とは異なり、海底軍艦のような力強いコンテンツが..

I turn away and shut the door and on the stair - #4418 (97R40 pc 118 left) by chair house 260118 (again, William Butler Yeats from May 22, 2025) *** NEW CATCHPHRASE FOR PIANO TEN THOUSAND LEAVES *** " Gentleness, carried on 4,536 leaves of sound " =========================== The Complete Works of Piano Ten Thousand Leaves Vol.1-5 =========================== VOLUME1-5 just released! Gentleness, carried on 4,536 leaves of sound. --- youtube full video: https://youtu.be/keXS3AEO1a4 --- spotify: https://open.spotify.com/intl-ja/album/4bNp2s3LQmQRKW20I9nqg6?si=J3ecOB_ySXKqrtjWViXNgA --- Apple Music: https://music.apple.com/jp/album/the-complete-works-of-piano-ten-thousand-leaves-vol-1-5/1851196335 --- amazon Music: https://amazon.co.jp/music/player/albums/B0G14M9TRF?marketplaceId=A1VC38T7YXB528&musicTerritory=JP&ref=dm_sh_AW167RpyD3hxpUR2jIAjg0SRa --- Line Music: https://music.line.me/webapp/album/mb0000000004ca05e8 --- AWA: https://s.awa.fm/album/79acc2b85cbe01e0a992 --- all music streaming services: https://linkco.re/GqnQvNyP?lang=en ######## Latest Album: 31st SELECTION ALBUM JUST RELEASED ######## "forest moon dream" - the 31st selection album of piano ten thousand leaves youtube: FULL VIDEO with 20 full songs in very high quality sounds https://youtu.be/hRY7rtkp-hw?si=dpSjSeY7rHAyOvtC spotify: https://open.spotify.com/intl-ja/album/0GL5j2gohVbt5rgcbZqslM?si=Al-XczUJTJmNYgpcGbff7w apple Music: https://music.apple.com/jp/album/forest-moon-dream/1843588627 amazon music: https://amazon.co.jp/music/player/albums/B0FTMBPY75?marketplaceId=A1VC38T7YXB528&musicTerritory=JP&ref=dm_sh_dz30EicNlOoEQrCadNDGVEtSW all music streaming services: https://linkco.re/GzFhAvTg?lang=en *** "PIANO TEN THOUSAND LEAVE" COMPLETE WORK ALBUM SERIES START *** Now begins a new challenge: to compile all 4,536 pieces into 91 albums and deliver them to the future. Just as "Ten Thousand Leaves ( Manyoushu ) " carried the hearts of lovers across a thousand years, we hope these piano pieces will reach people a thousand years from now. =================== VOLUME1-5 =================== See the description above. =================== VOLUME1-4 =================== *** youtube full video: https://youtu.be/a77YDMMgv7o *** spotify: https://open.spotify.com/intl-ja/album/3mISdsZNVdEAD2BMxCE0ku?si=2l36hot_TsyV_kCVnKwLBg *** Apple Music: https://music.apple.com/jp/album/the-complete-works-of-piano-ten-thousand-leaves-vol-1-4/1840586819 *** amazon Music: https://amazon.com/music/player/albums/B0FRMNGD1K?marketplaceId=ATVPDKIKX0DER&musicTerritory=US&ref=dm_sh_mFt4isWbmtWKlgKqqHDbRNiff *** all music streaming services: https://linkco.re/m0nqEtsg?lang=en =================== VOLUME1-3 =================== *** youtube full video https://youtu.be/ue7KsUBdLME?si=5UbdJelOAPjqboiJ *** spotify: https://open.spotify.com/intl-ja/album/6BAV5XloL6HDGboFeiE3VF?si=e4E-3zI0RqCt8aQNrnMHrQ *** Apple Music: https://music.apple.com/jp/album/the-complete-works-of-piano-ten-thousand-leaves-vol-1-3/1834912123 *** all music streaming services: https://linkco.re/8RNRdEa3?lang=en =================== VOLUME1-2 =================== *** youtube: full video of 50 pieces 2 hours https://youtu.be/fBmIMLpM10g?si=MQmAdF95M7GCm4Ve *** spotify: https://open.spotify.com/intl-ja/album/1KDM283kVS8x7fO9q79w2v?si=iIJ4sZidSqWW8ah59Y_a1g *** Apple Music: https://music.apple.com/jp/album/the-complete-works-of-piano-ten-thousand-leaves-vol-1-2/1832629621 *** all music streaming services: https://linkco.re/VeA0UreQ?lang=en =================== VOLUME1-1 =================== *** youtube: full video of 50 pieces 2 hours https://youtu.be/YERNF74cvKw?si=6FiU67TOdybggkQk *** spotify: https://open.spotify.com/intl-ja/album/12vCnNiO4EfBz6eVPGhvOr?si=P3cL7RZSTV-87jeswyI8BA *** Apple Music: https://music.apple.com/jp/album/the-complete-works-of-piano-ten-thousand-leaves-vol-1-1/1831717286 *** all music streaming services: https://linkco.re/Y9VNVN23

Tim discusses a strange charity event that Donald Trump hosted at Mar-a-Lago, a 21 year-old Anti-ICE protestor who was blinded in one eye, an interview with Renee Good's father-in-law, ex-NYC mayor Eric Adams launching a crypto coin, and an update on Bari Weiss & CBS News Anchor Tony Dokoupil. American Royalty Tour

A monumental day in Memphis politics! That's according to Rep. Justin J. Pearson who, along with hundreds of Memphians, decided to go to former Vice President Kamala Harris' book tour event at the Orpheum last night. Was it sold out, or was it "sold out"? Also on the show: Kreston the Sax Offender drops in the studio as we play some "Guess That Tune" for two segments, syndicated columnist joins the show to talk about the latest political headlines, and WVNN host Dale Jackson drops by. See omnystudio.com/listener for privacy information.

Story of the Week (DR):Target silent after federal immigration agents arrest Twin Cities employees, operate near stores DRPress Release, January 14, 2026: Target Expands Its Style Offerings with Exclusive Bedding Collection from Acclaimed Interior Designer Jeremiah BrentQuote from the investors page: “Together, Target's purpose-driven team of more than 400,000 works daily to help all families discover the joy of everyday life.” Brian Cornell, Chair and Chief Executive OfficerBill Ackman defends donation to ICE officer who shot Minnesota woman: 'Presumed innocent until proven guilty'Chipotle clarifies Bill Ackman 'not affiliated' with chain after billionaire's ICE agent donationFord worker suspended for calling Trump 'pedophile protector' has 'no regrets' for 'embarrassing' presidentSuspended Michigan autoworker who heckled Trump gets outpouring of donationsGrok blocked from undressing images in places where it's illegal after global backlashI asked Grok's AI to undress me after X's new limits. It's still easy on the appGrok was finally updated to stop undressing women and children, X Safety saysGrok Is Getting Access to Classified Military Networks Elon Musk's xAI probed by California DOJ over Grok's deepfake explicit imagesElon Musk's X Under UK Investigation Over Grok's Sexualized A.I. ImagesOpposition to Elon Musk's AI Stripping Clothing Off Children Is Nearly Universal, PollingMalaysia and Indonesia block Musk's Grok over sexually explicit deepfakesAshly St Clair, the conservative influencer who had Musk's baby, just sued Xai for sexualizing her - after saying in 2024 that X and Musk were “essential” to free speech, that Musk was the only one doing it, and that, “Truly, the only things they will ban are things that are against the law”... oops?Trump canceled or stopped enforcement against 166 corporations in his first year. Many of them were donorsNew analysis finds federal agencies halted or limited enforcement and prosecution, including many involving companies and individuals with ties to President Donald TrumpRipple, the cryptocurrency company behind XRP, donated $4.9 million — among the largest donation — to Trump's inauguration events. Shortly afterward, the Securities and Exchange Commission withdrew an appeal seeking nearly $2 billion in penalties against the company, settling instead for $125 million.After he and his wife donated $1.8 million to Trump's reelection, Trevor Milton — the CEO of electric vehicle startup Nikola, who was convicted in 2023 of defrauding investors — received a presidential pardon wiping out over $660 million in restitution. Milton's legal team included Attorney General Pam Bondi's brother, Brad Bondi.Amazon was facing an Equal Employment Opportunity Commission lawsuit for allegedly discriminating against pregnant workers. After Trump signed an April 2025 executive order directing agencies not to rely on disparate impact analysis — an important tool for proving discrimination — the EEOC then dismissed the case.The report details how Amazon donated $1 million to Trump's inaugural fund, made another $1 million in-kind donation by streaming the inauguration on Amazon Video, and is backing Trump's $300 million “Golden Ballroom” in the White House's East Wing. The company also announced a deal to stream The Apprentice, resulting in "unspecified" payments to Trump, who starred in and executive-produced the show. The company reportedly also paid $28 million to first lady Melania Trump for a documentary.What's more, Attorney General Pam Bondi worked as a registered lobbyist for Amazon in 2020 and 2021, while Trump ally Brian Ballard lobbied on Amazon's behalf in 2024.Trump tries to reduce CEO pay and halt billions in stock buybacks at defense contractorsTrump threatens to sideline Exxon from Venezuela's oil: 'They're playing too cute'Justice department opens investigation into Jerome Powell as Trump ramps up campaign against Federal ReserveFed chair accuses DoJ of threatening criminal charges over building renovation projects because central bank defied Trump's interest rate demandsGoodliest of the Week (MM/DR):DR: MacKenzie Scott is using her $26 billion philanthropy push to rescue organizations in danger after the Trump administration's funding cutsMM: RFK Jr.'s Health Department Is Studying Health Effects of CellphonesNot that there are any doctors there, or that anything they do anymore is science, BUT THIS IS GREATEven if they end up with spurious research that says “your cellphone and wifi will give you ballsack cancer”, it means less phones, less online, and happier humans with human friends and going outside moreAssholiest of the Week (MM):Brian Cornell“That could have been one of my Target team members”.“We have to be the role models that drive change and our voice is important. And we've got to make sure that we represent our company principles, our values, our company purpose on the issues that are important to our teams.”“The eyes of America, and the eyes of the world were on Minneapolis.”“As a Target team, we've huddled, we've consoled, we've witnessed horrific scenes similar to what's playing out now and wept that not enough is changing. And as a team we've vowed to face pain with purpose.”“We've got to stand up and do more”Oh, wait, that's not when ICE shot a woman without due process or outside of every protocol? That was when there was a lot of money in saying “we're for DEI” and every other CEO put out the same statement? Ahhh… maybe one of your board members should say something… Derica Rice flipped on DEI at Disney, probably not himDmitri Stockton flipped on DEI at both Deere and Black & Decker, probably not him…Grace Puma is on the board of Phillips 66 who wants in on Venezuelan oil, probably not her…Christine Leahy is the CEO of CDW who has had 11bn of government contracts in the last decade, and 270m+ last year, so probably not her…David Abney is on the board of Northrup Grumman…Monica Lozano was on Disney… Brian Cornell and Michael Fidelke run the board…That leaves a minority of directors who MIGHT have said something! Bill Ackman DR The woman shot in the face was apparently NOT innocent until proven guilty, or at least Bill can't find a way to get her any money because “her GoFundMe had closed”... also, she's deadAckman needs to get punched in the mouth - no one should care what he thinks about anything, every, at all. He's the worst kind of blowhard - has he ever offered a full throated defense of a blank person? A woman he's not married to who's not on Fox News? Does he ever admit he's wrong, biased, or a fucking hypocrite? Oh, but he says we all are? Shut. Your. Mouth.But Ackman is part of a bigger problem - at this point you are either aiding ICE's tactics, which have crossed fully into unaccountable personal army of the US dictator, or you're not aiding them. ICE abetting includes: AT&TBooz Allen HamiltonComcastDellGeneral DynamicsL3Harris TechnologiesMotorola SolutionsMen from Stanford saying they love people who didn't go to schoolGoogle's Sergey Brin admits he's hiring ‘tons' of workers without degrees: ‘They just figure things out on their own in some weird corner'Go hire some homeless people, tooHeadliniest of the WeekDR: Tech Billionaire Forced to Rename Humongous Yacht After Realizing It Spelled Something Horrible BackwardsLarry Ellison: “Izanami.”MM: Opposition to Elon Musk's AI Stripping Clothing Off Children Is Nearly Universal, Polling ShowsNEARLY96 percent said they shouldn't be able to generate “undressed” images of minors only wearing clothing like underwearSo… should they release the names and addresses of the 4%?MM: Jamie Dimon slams DOJ probe of Jerome Powell, warning investigation could stoke inflationNot says, SLAMSWho Won the Week?DR: Acclaimed Interior Designer Jeremiah Brent and his new Exclusive Bedding Collection at TargetMM: Rhode Island - 350,000 homes will be powered by wind despite Trump's make believe “radar interference”PredictionsDR: Target lazily repurposes its October 20, 2025 news feature “Target's Partnership with RICE — fueling a more inclusive economy” to “Target's Partnership with ICE — fueling a more exclusive economy”MM: Brian Cornell, after seeing the error in his ways, is seen outside of ICE officer Jonathan Ross's house kneeling in solidarity and burning gay pride merchandise as a tribute

Introduction: Host Michael Rand doesn't care how long it takes. Shut down MLB after this season until there's a salary cap. There's no other reasonable course of action after seeing what the Dodgers continue to do, including signing Kyle Tucker for $60 million a year. Plus a rough patch for the Wild and Ant out tonight for the Wolves. 9:00: Chip Scoggins joins the show on two big subjects: A Gophers men's basketball revival under Niko Medved and the notion that the Vikings could cut ties this offseason with J.J. McCarthy. 36:00: Sam Darnold on the injury report and the closing of the portal.

If I were a governor right now, I'd put the National Guard on the streets to protect my constituents against these masked federal thugs. And if I were back in Congress right now, I'd vote to shut the government down until these masked federal thugs are off our streets. Come on my fellow Democrats, fascism is here. These are unprecedented times. They call for unprecedented actions. Hosted on Acast. See acast.com/privacy for more information.

(21:36.00)(35:26.64) WHAT HAPPENED LAST NIGHT: Jeremy Swayman made 24 saves for his first shutout of the season as the Bruins beat the Red Wings, 3-0. Where will Mike Tomlin go?! Will he go to another team? Maybe a TV gig? Who knows!Please note: Timecodes may shift by a few minutes due to inserted ads. Because of copyright restrictions, portions—or entire segments—may not be included in the podcast.CONNECT WITH TOUCHER & HARDY: linktr.ee/ToucherandHardyFor the latest updates, visit the show page on 985thesportshub.com. Follow 98.5 The Sports Hub on Twitter, Facebook and Instagram. Watch the show every morning on YouTube, and subscribe to stay up-to-date with all the best moments from Boston's home for sports!See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

A special look at President Biden's first State of the Union Address. Plus, America's two demon hecklers, Marjorie Taylor Greene and Lauren Boebert try to sabotage Biden's speech but wind up repulsing the nation. Dems plan to target the duo in the run up to the midterms and highlight the GOPs growing disarray. Latter Bakari Sellers joins Mea Culpa to grade the Biden Administration. 

Am I the Jerk? is the show where you can confess your deepest darkest secrets and be part of the conversation.

Will AI replace financial advisors—or make the best ones better? In this episode of Money Matters, Christopher Hensley sits down with Matt Halloran, author of Shut the F Up and Listen and Chief Evangelist at Zocks, to continue a conversation that began with one core idea: great advice starts with great listening. Now, that philosophy is colliding with a new reality—AI assistants. Matt explains why AI assistants won't replace financial advisors, but will raise the standard for what clients expect. From AI note-taking to tools that capture emotional cues, automate follow-ups, and turn conversations into actionable client intelligence, this episode breaks down what's actually changing—and what still belongs squarely in the human domain. You'll hear why AI assistants are helping advisors reclaim 10+ hours per week, how better recall builds deeper trust and referrals, and why the real risk isn't AI itself—but ignoring it while other advisors move ahead. In This Episode, You'll Learn: Why AI note-takers are just the beginning How AI assistants capture details advisors miss during meetings The difference between generic AI tools and purpose-built advisor platforms Why better listening leads to stronger trust and referrals How advisors should reinvest the time AI gives back Why AI can actually help advisors become more human, not less Key Takeaway: AI won't replace financial advisors. Advisors who use AI well will replace those who don't. About the Guest Matt Halloran is the Chief Evangelist at Zocks and the author of Shut the F Up and Listen. With over two decades in financial services, Matt is known for helping advisors improve communication, client experience, and practice growth by blending behavioral insights with modern technology. Connect & Learn More Learn more about Matt & Zocks: https://zocks.io Follow Christopher Hensley for more conversations on advice, AI, and the future of financial services

Entrega extraordinaria de 'El Sótano' de Radio 3 con un cóctel apropiado para paliar el frío de estas noches de enero. Un maridaje de sonidos tropicales añejos con la gracia y el ritmo inalterables para poner a punto tus pies.THE REVELS "Conga twist"ROBERTO ROENA "Que se sepa"ORQUESTA HARLOW "Be free"LA LUPE "Fiebre"PETE RODRÍGUEZ "Ilike it like that"LORD INVADER "Me one alone"PÉREZ PRADO "Mambo jambo"LAUREL AITKEN "Last night"SAM THE SHAM & THE PHARAOHS "Wooly bully"RITCHIE VALENS "La bamba"THE BEATLES "Twist and shout"THE SONICS "Psycho"THE TRASHMEN "Surfin' bird"LOS SAICOS "Demolición"AMY WINEHOUSE "Monkey man"THE SPECIALS "Stupid marriage"MADNESS "Shut up"Escuchar audio

00:08 — Narges Bajoghli is Assistant Professor at the Johns Hopkins University, School of Advanced International Studies. She is the author of How Sanctions Work: Iran and the Impact of Economic Warfare. 00:33 — Mitchell Plitnick, is a political analyst and writer. He is the president of ReThinking Foreign Policy, and is co-author, with Marc Lamont Hill, of Except for Palestine: The Limits of Progressive Politics. The post Protests in Iran Escalate as Internet is Shut Off; Plus, Is AIPAC's Influence in US Politics Declining? appeared first on KPFA.

You kick off the year by tightening your Apple habits, starting with smart Quick Tips that actually stick. You build year-based music playlists for offline listening, flip on Airplane Mode when you're out of service to save serious battery, and let the Health app handle reminders for meds and eye drops so nothing slips. You're reminded of power-user staples like Cmd-Shift-5 for screenshots, learn how Google Sites can double as a surprisingly effective bookmark manager, and get clarity on when and how to disable VPNs properly, including on Apple TV for region-locked content. Along the way, you discover tools that reliably track Apple refurb inventory and dig into the oddly fascinating logic behind Safari's tab close order. Then it's time to not get caught. You hear why Time Machine now warns you when your backup drive is too small, why storing Notes “On My Device” can bite you later, and how increasing cloud storage often means increasing local storage, too. Listener questions keep things practical, from tracking a missing Apple TV remote to deciding when an iPad beats a laptop. A deep dive into strange Safari tab behavior brings it all home, followed by Cool Stuff Found that helps you update Macs more intelligently, evaluate startup risks, replicate Mac setups with Ansible, and even capture insights from podcasts using AI. It's a fast, practical reset that helps you start the year sharper, safer, and a little more in control. 00:00:00 Mac Geek Gab 1123 for Monday, January 5th, 2026 January 5th: National Whipped Cream Day MGG Monthly Giveaway – Enter to win a copy of Ecamm Live or Carbon Copy Cloner 7! The MGG Merch Store is Live! MGG's CES 2026 Sponsors: BusyCal (with code MACGEEK10)! Eero Ecamm for Zoom integration MacPaw CCC Backup Quick Tips 00:00:01 Joe-QT-Make Year-based Music playlists for offline listening 00:04:44 John-QT-Use Airplane Mode to save your battery when you’re out of service 00:06:53 Steve-QT-Use the iPhone Health app to remind you about medications, eye drops, and more! CES 2026 Sponsor: BusyCal (with code MACGEEK10)! 00:12:26 Avraham-QT-Remember to use Cmd-Shift-5 for Screenshots 00:17:36 Andrew-QT-1115-Use Google Sites as your Bookmarks manager 00:21:32 Jason-QT-1122-Shut off your VPN from within the app, not Settings 00:23:03 Joe-QT-Use AppleTV VPN for region-locked content 00:28:51 Ben-1121-Refurb Tracker reliably tracks Apple refurb inventory 00:30:22 Ben-QT-There’s Logic to Safari Tabs Close Order…right? Don't Get Caught 00:32:11 Doug-DGC-Time Machine now warns you if your drive is too small CES 2026 Sponsor: CCC Backup CES 2026 Sponsor: MacPaw 00:41:29 Jose-DGC-1104-Be aware if you’re storing Notes On My [Device] 00:43:50 Doug-DGC-Increasing cloud storage means increasing local storage Reviews 00:46:37 Apv9-MGG Review-Absolutely Essential LIstening for Apple Users! Your Questions Answered and Tips Shared! 00:47:41 Skylar-Can I track my Apple TV remote? 00:50:17 Which remote control do you use? 00:53:27 Glenn-When do you reach for your iPad vs. your laptop? OmniOutliner 01:02:54 Juergen-Why the crazy tab behavior? 01:09:20 CES 2026 Coverage Sponsors Eero Ecamm for Zoom integration Cool Stuff Found 01:11:39 Steve-CSF-Latest for updating your Mac’s software SwitchGlass 01:13:01 Arvydas-CSF-MacPersistenceChecker to risk-score all your startup items 01:14:17 Alan-CSF-1121-Use Ansible to replicate user preferences between Macs 01:15:16 Dan-CSF-SnipD AI-powered Podcast app for capturing and learning from episodes 01:17:09 MGG 1123 Outtro MGG Monthly Giveaway Bandwidth Provided by CacheFly MGG's CES 2026 Sponsors Pilot Pete's Aviation Podcast: So There I Was (for Aviation Enthusiasts) The Debut Film Podcast – Adam's new podcast! Dave's Business Brain (for Entrepreneurs) and Gig Gab (for Working Musicians) Podcasts MGG Merch is Available! Mac Geek Gab YouTube Page Mac Geek Gab Live Calendar This Week's MGG Premium Contributors MGG Apple Podcasts Reviews feedback@macgeekgab.com 224-888-GEEK Active MGG Sponsors and Coupon Codes List BackBeat Media Podcast Network

We're headed on the road in Spring 2026! Buy tickets here:https://www.x1entertainment.com/bttb"We have one of the wilder episodes of Dance Moms that I've seen in a minute. Thank god it wasn't with us!" That's practically underselling how weird it is that Abby is just inexplicably missing for most of the episode. I mean considering the excuse she gives for her absence in "Hello Hollywood, Goodbye Abby" doesn't really explain her absence at all and the girls only had three days to prepare for their first LA competition, it's got to be one of the weirdest episodes at the very least.The episode kicks off proper with a conundrum for Abby: Without her LA studio ready to go the ALDC must rent out studio space to practice. But uh-oh, the only spot available is currently in use by the Rage Dance Company and Abby is to afraid to even be seen with them. So the ALDC goes it alone as abby hides out in her car for the first of many retreats. The RDC pulls out all the stops, which worries the moms as Abby has prepared a group number that feels very safe and very un-LA by comparison. But Abby has more important issues to attend to, like getting the girls auditions and then helping them fumble them by both causing a scene in the parking lot and insulting Nia at the audition itself! Holly is quite fed up, but not enough it seems as none of the other moms back her up. It's beginning to dawn on Holly that she is the new Christi and Abby's torturous ways are only going to get worse.Meanwhile making no progress with the team is JoJo, who while not an official team member was still expected to come out to LA and just, what, stand there? Abby instructs Gia not to let Jojo perform in the group number, and then take sit a step further and bars her from auditioning. Jess steals Kalani's sides for the role to encourage Jojo to audition, but when word gets back to the other moms it devolves into a shouting match. If that wasn't enough it's clear Production keeps pushing JoJo to push Abby's buttons in order to make it on the team, which makes her an easy target for continued ridicule.Will the ALDC be able to make a strong first impression in LA, or will Abby's tirades trip them at the starting line? Is water wet?Quotes“Are you drinking anything? No, just Diet Coke. Why? I dunno, cause I'm not a drunk! Shut up! All evidence to the contrary Kelly Hyland!" (15:28-15:41 | Christi & Kelly)“I cannot believe how many shots we had of Abby eating various things in her car." (17:25-17:30 | Christi)“We're not in Pittsburgh anymore, welcome to Los Angeles. We're not in Kansas anymore Dorothy, get your ass out of the car!" (26:36-26:41 | Christi & Kelly)“Now off camera we're going to have what might be one of dumber fights that they didn't air. Actually it's so dumb I'm shocked they didn't air it." (56:01-56:10 | Christi)LinksSubscribe to us on YouTube: https://www.youtube.com/channel/UC50aSBAYXH_9yU2YkKyXZ0w Subscribe to our Patreon: www.patreon.com/backtothebarreThank you to Ashley Jana for allowing us to use Electricity!! Follow her on IG HERE: https://instagram.com/ashleyjanamusic?igshid=YmMyMTA2M2Y=Download Electricity HERE: https://music.apple.com/us/album/electricity/1497482509?i=1497482510 Hosted on Acast. See acast.com/privacy for more information.

Protect Your Retirement with a PHYSICAL Gold and/or Silver IRA https://www.sgtreportgold.com/ CALL( 877) 646-5347 - You Can Trust Noble Gold ---- January 1st, 2026 is the first day that changes everything for the global physical silver market: Export controls go into effect for the world's most undervalued tangible asset, PHYSICAL silver. China is locking their vaults as what remains of physical Silver in the West is drained from both the LBMA and COMEX. In this discussion with precious metals expert David Jensen we discuss fiat facts that will make you vomit, Asian guy's videos and much more.   David's Substack: As Sovereign Bonds Sell-Off Physical Silver Shortage In London Continues https://tinyurl.com/ycyz3dv3   They are destroying us all, here's the PROOF: https://www.coinflation.com/silver_coin_values.html https://rumble.com/embed/v71kjnq/?pub=2peuz

Oregon delivered a statement performance on the biggest stage, shutting out Texas Tech 23–0 in the Orange Bowl to advance to the College Football Playoff semifinals. On this episode of Autzen Audibles, we break down a dominant defensive showing that may go down as one of the best postseason performances in program history. From Brandon Finney's two interceptions to a relentless front that suffocated one of the nation's most explosive offenses, the Ducks left no doubt about who controlled the night in Miami. We discuss how Oregon's defense flipped the national narrative, the offense's efficiency when it mattered most, and what this win means as Dan Lanning's team moves one step closer to a national title. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

A fan of J.R.R. Tolkien posed a question to him in a letter. He asked why the heroes of the Lord of the Rings trilogy didn’t simply fly on the giant eagles into Mordor. In a later interview, Tolkien admitted, “It would have made the quest a whole lot easier.” Yet he gave a shockingly curt answer: “Shut up.” Tolkien’s inelegant response contains a lesson for us. We might ask a similar question of the Grand Storyteller—God. We say, “You’re the all-powerful God. Why don’t You fix my problem?” Although the poets and prophets of the Bible are full of hard questions for God, He doesn’t tell us to shut up. Yet when we humans are confronted with His presence, we tend to grow silent. Job, who suffered tremendously, had big questions. His children dead, his wealth gone, his health ruined, he lamented, “I cry out to you, God, but you do not answer” (Job 30:20). Eventually, God replied, but in a surprising way. He said, “I will question you, and you shall answer me” (38:3). Job had no answer, and concluded, “I spoke of things I did not understand” (42:3). If Tolkien’s eagles had flown Frodo and Sam into the evil heart of Mordor, there would have been no quest, no story, no character development. God is writing a story, and He’s developing our character through it—yours and mine. We’re on a quest in the greatest fellowship of them all.

A special look at President Biden's first State of the Union Address. Plus, America's two demon hecklers, Marjorie Taylor Greene and Lauren Boebert try to sabotage Biden's speech but wind up repulsing the nation. Dems plan to target the duo in the run up to the midterms and highlight the GOPs growing disarray. Latter Bakari Sellers joins Mea Culpa to grade the Biden Administration. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

LeBron called him the smartest hooper alive. Coach K called him an alien. Obama called him for a Hall-of-Fame pickup game (and a historic BBQ). But two-time NBA champion Shane Battier has been measuring the immeasurable inflection points of his career all along — from growing up "mixed, tall and poor"; to puking at Duke, guarding Kobe and witnessing LeBron's GOAT-defining game; to failing at ESPN and building a cabinet of relationships… including his therapist. Pablo cracks open the brain of the legend known as Lego, to find out if he really is human after all. Plus: Patrennessy, Laptop magazine and karaoke. Lots of karaoke.(This episode originally aired June 5, 2025.)• Subscribe to Pablo Torre Finds Out on YouTube for more greatest hits• Subscribe to Pablo's newsletter for exclusive access, documents and invites Hosted on Acast. See acast.com/privacy for more information.