Stop Worrying You're Retired

This episode discusses the financial mistakes made by NFL players after retirement, highlighting the importance of money management. It shares stories of players who lost millions due to bad investments and poor financial planning. The conversation also touches on the current stock market and the potential for a market correction before the election. The hosts emphasize the need for proper financial planning and the role of advisors in helping individuals navigate retirement. Ready to connect with George and begin building your retirement plan? Visit NorthStar to get started today!See omnystudio.com/listener for privacy information.

George and Zach discuss their recent travel experiences and then transition into a discussion about retirement planning. They talk about the importance of finding the right financial advisor and the potential reasons for changing advisors. They also emphasize the need for a comprehensive approach to retirement planning and the importance of avoiding market volatility. Ready to connect with George and begin building your retirement plan? Visit NorthStar to get started today!See omnystudio.com/listener for privacy information.

The conversation with George Fossing and Travis Smith from Northstar Financial and Retirement Planning discusses the recent swings on Wall Street and provides advice on how to navigate market volatility. They emphasize the importance of not panicking and taking a long-term perspective. They also discuss the three-bucket approach to retirement planning, which includes a safe money bucket, a growth bucket, and an income bucket. The conversation highlights the need for guaranteed lifetime income and the importance of having a plan in place to ensure a worry-free retirement. Ready to connect with George and begin building your retirement plan? Visit NorthStar to get started today!See omnystudio.com/listener for privacy information.

The conversation discusses the recent activity on Wall Street and the importance of planning for market downturns during retirement. It emphasizes the need to address sequence of returns and the role of money as a tool. The hosts share examples of clients who made different investment decisions during market volatility and highlight the significance of having a plan to avoid outliving one's money. They encourage listeners to assess their retirement readiness and consider making adjustments to their portfolios.  Ready to connect with George and begin building your retirement plan? Visit NorthStar to get started today!See omnystudio.com/listener for privacy information.

This episode discusses the financial mistakes made by NFL players after retirement, highlighting the importance of money management. It shares stories of players who lost millions due to bad investments and poor financial planning. The conversation also touches on the current stock market and the potential for a market correction before the election. The hosts emphasize the need for proper financial planning and the role of advisors in helping individuals navigate retirement. Ready to connect with George and begin building your retirement plan? Visit NorthStar to get started today!See omnystudio.com/listener for privacy information.

George and Zach discuss their recent travel experiences and then transition into a discussion about retirement planning. They talk about the importance of finding the right financial advisor and the potential reasons for changing advisors. They also emphasize the need for a comprehensive approach to retirement planning and the importance of avoiding market volatility. Ready to connect with George and begin building your retirement plan? Visit NorthStar to get started today!See omnystudio.com/listener for privacy information.

In this conversation, George Fossing and Zach Jenkins discuss the fear of a recession and the importance of having a plan for retirement. They debunk the idea that cash is a bad investment and highlight the benefits of having alternative investment options. They emphasize the need to give your money a job and create a well-designed plan that takes into account market volatility. They also discuss the importance of tax planning and how it can help retirees optimize their income and reduce taxes.  Ready to connect with George and begin building your retirement plan? Visit NorthStar to get started today!See omnystudio.com/listener for privacy information.

The conversation covers a range of topics including travel, investment forums, government spending, tax planning, retirement planning, and financial efficiency. It delves into the impact of government spending on taxes, the importance of tax planning, and the significance of efficient financial strategies for retirement. George and Zach also emphasize the role of investment forums in providing clarity and insight into economic predictions and government policies. Ready to connect with George and Zach to begin building your retirement plan? Visit NorthStar to get started today!See omnystudio.com/listener for privacy information.

Retirement is no longer about sitting in an easy chair and feeding the birds. People are now enjoying their retirement years and may be in retirement for a long time without a job. It is important to have a plan for managing finances in retirement. One common mistake is having too much risk in a retirement portfolio, so it's crucial to have a balanced portfolio that can withstand market downturns. Preservation of lifestyle is key in retirement, and it is important to have a clear understanding of one's financial situation and goals. Ready to connect with George and begin building your retirement plan? Visit NorthStar to get started today!See omnystudio.com/listener for privacy information.

The conversation discusses the topic of managing retirement savings in a volatile market. It emphasizes the need to consider the true value of 401k accounts and the potential risks of market downturns. The importance of diversifying investments and creating a purpose-driven retirement plan is highlighted. The conversation also touches on the changes and considerations for Social Security benefits in 2024. Ready to connect with George and begin building your retirement plan? Visit NorthStar to get started today!See omnystudio.com/listener for privacy information.

George Fossing and Travis Smith discuss tax planning for the future and the importance of mitigating tax liabilities. They highlight the potential impact of required minimum distributions (RMDs) on retirement accounts and the misconception that retirees will always be in a lower tax bracket. They emphasize the need for tax efficiency strategies, such as Roth conversions and charitable donations, to minimize tax burdens. The conversation also touches on the value of tax planning for business owners and individuals preparing to exit their businesses.  Ready to connect with George and begin building your retirement plan? Visit NorthStar to get started today!See omnystudio.com/listener for privacy information.

Retirement is no longer about sitting in an easy chair and feeding the birds. People are now enjoying their retirement years and may be in retirement for a long time without a job. It is important to have a plan for managing finances in retirement. One common mistake is having too much risk in a retirement portfolio, so it's crucial to have a balanced portfolio that can withstand market downturns. Preservation of lifestyle is key in retirement, and it is important to have a clear understanding of one's financial situation and goals. Ready to connect with George and begin building your retirement plan? Visit NorthStar to get started today!See omnystudio.com/listener for privacy information.

When is the right time to retire? Zach Jenkins and Travis Smith discuss the recent retirement of Alabama Head Football Coach Nick Saban and how coming to the decision to call it a career may be easier than you think. They also talk about comedian Ron White and his tax plan that may have caused him to go back to work.  Ready to connect with George and Zach to begin building your retirement plan? Visit NorthStar to get started today!See omnystudio.com/listener for privacy information.

The conversation covers a range of topics including travel, investment forums, government spending, tax planning, retirement planning, and financial efficiency. It delves into the impact of government spending on taxes, the importance of tax planning, and the significance of efficient financial strategies for retirement. George and Zach also emphasize the role of investment forums in providing clarity and insight into economic predictions and government policies. Ready to connect with George and Zach to begin building your retirement plan? Visit NorthStar to get started today!See omnystudio.com/listener for privacy information.

In this conversation, George Fossing and Zach Jenkins discuss the fear of a recession and the importance of having a plan for retirement. They debunk the idea that cash is a bad investment and highlight the benefits of having alternative investment options. They emphasize the need to give your money a job and create a well-designed plan that takes into account market volatility. They also discuss the importance of tax planning and how it can help retirees optimize their income and reduce taxes.  Ready to connect with George and begin building your retirement plan? Visit NorthStar to get started today!See omnystudio.com/listener for privacy information.

Retirement is no longer about sitting in an easy chair and feeding the birds. People are now enjoying their retirement years and may be in retirement for a long time without a job. It is important to have a plan for managing finances in retirement. One common mistake is having too much risk in a retirement portfolio, so it's crucial to have a balanced portfolio that can withstand market downturns. Preservation of lifestyle is key in retirement, and it is important to have a clear understanding of one's financial situation and goals. Ready to connect with George and begin building your retirement plan? Visit NorthStar to get started today!See omnystudio.com/listener for privacy information.

Multiple large companies have announced future layoffs and some fear it could be the beginning of a recession. George Fossing and Zach Jenkins discuss the possibility of retiring during a recession. They also talk about their new program called: Her Compass. A retirement guide for women. See omnystudio.com/listener for privacy information.

How does a Presidential Election affect your retirement? George Fossing and Zach Jenkins take a look back at history to discuss elections and the stock market. They also talk about continuing to work in retirement and tax consequences. See omnystudio.com/listener for privacy information.

How will your taxes change in retirement? Zach Jenkins and Travis Smith discuss the myth of lower taxes in retirement and how you can begin positioning yourself today for success in the future. They also talk about which direction the Fed will take interest rates this year and what that means for your savings. See omnystudio.com/listener for privacy information.

When is the right time to retire? Zach Jenkins and Travis Smith discuss the recent retirement of Alabama Head Football Coach Nick Saban and how coming to the decision to call it a a career may be easier than you think. They also talk about comedian Ron White and his tax plan that may have caused him to go back to work. See omnystudio.com/listener for privacy information.

What alternative options do you have to the stock market when you decide to retire? George Fossing and Zach Jenkins discuss what is available to your and your portfolio, as well as how to utilize them in a customized plan to fulfill your retirement goals. 

Are interest rates creating more risk in retirement plans? George Fossing and Zach Jenkins discuss which direction interest rates could head and 2024 and how they could effect your retirement plan. They also talk about the possibility of more bank collapses in the future and the new tax brackets for the year. 

Which direction is the market heading in 2024 and how will it affect your retirement plan? George Fossing and Zach Jenkins discuss what the talking heads are forecasting. They also talk about the downsides to having a target date fund. 

Are taxes going up in 2024? George Fossing and Zach Jenkins discuss which direction taxes are heading next year. They also talk about how much money you need to feel rich and if that's the same amount you need to retire or not. 

At what age should you start retirement planning? George Fossing and Zach Jenkins discuss the best time in life to begin making a retirement plan. They also talk about possible interest rate hikes in the future and are social security recipients hurting from a government mistake? 

When is the best time to buy stock in retirement? George Fossing and Zach Jenkins discuss the best way to utilize the market when you are no longer chasing gains. They also talk about the investment options you have and how to utilize them in your portfolio. 

How will taxes affect your retirement income? George Fossing and Travis Smith discuss the future of taxes and what you can be doing now to prepare yourself. They also talk about the difference between a 401(K) and an IRA. Do you know which one is best for you? 

Are emotions delaying your retirement? George Fossing and Zach Jenkins discuss the difference between a financial and an emotional delay in retirement. They also talk about the fees that might be eating up your 401(K) and if a reduction in social security is in the near future. 

When should you review your portfolio before retirement? George Fossing and Zach Jenkins discuss when is the right time for a financial checkup. They also talk about high interest cash investments and if they will disappear soon, as well as the biggest mistakes they see in 401(K) plans. 

Should you payoff your mortgage before you retire? George Fossing and Zach Jenkins weigh-in on why getting rid of your house payment might not be the best idea right now. They also discuss the current state of Wall Street and if you should proceed with caution. 

Which retirement rules are no longer relevant? Zach Jenkins discusses what you should be doing today to make sure your portfolio is up to date. He also talks about how much of your account are you losing to inflation and what is the best way to preserve your retirement goals. 

Is maxing out your 401(k) overrated? George Fossing ans Zach Jenkins discuss how much money you should be putting into your retirement account and what might be outdated. They also talk about inflation and if we will continue to see it rise.

While George Fossing is out this week, Zach Jenkin's welcomes members of the Northstar team to the show. They discuss all aspects of retirement, what you need to know today, and how they are able to work together all under one roof to help create a successful financial future. 

Will social security still be around when you retire? Zach Jenkins discusses the possible future of the government program. Wade Cupcheck joins the show to talk about how to create a legacy plan for your family's financial future. 

Which tax bracket will you be in when you retire? George Fossing and Zach Jenkins discuss the taxes you will face in your financial future and what you should be doing now to lighten the load. They also discuss tools you should be utilizing to relieve financial stress. 

Which is better: an IRA or a 401(k)? George Fossing and Zach Jenkins discusses how to utilize different accounts to set yourself up on the best path for retirement. They also discuss when you should start removing money from your portfolio and how to take the first step towards a spending plan in retirement. 

Will you be able to retire on your own terms? George Fossing and Zach Jenkins discuss the steps you should make now as you plan towards your financial future. They also talk about changing your investment strategy after you leave the workforce and the importance of having a diverse portfolio. 

How will you take income in retirement? George Fossing and Zach Jenkins discuss how you will pay yourself in retirement. They also discuss how much of your money actually goes to taxes and the 3 stages you will go through when your working days are done. 

Do you have a plan for you and your spouse in retirement? George Fossing and Zach Jenkins discuss the biggest concerns they hear from couples when planning their financial future and the speedbumps they may face. They also talk about the possibility of changes coming to social security. 

Is there something in your retirement account that could send it up in flames? George Fossing and Zach Jenkins discuss the importance of having your accounts reviewed. They discuss why more and more Americans are becoming pessimistic about the economy, if you should payoff your mortgage before retirement, and an NFL Quarterback shares tips on how to save. 

Do past retirement rules still apply today? George Fossing and Zach Jenkins discuss how this is no longer your grandparents retirement and changes you need to keep an eye out for. They also discuss tax freedom day and the importance of long term care planning with Mary Ellyse Fendig. 

Should you buckle up for another market pullback? George Fossing and Zach Jenkins are joined by Northstar Financials' Chief Investment Officer Jim Pritchard to discuss which direction the market is heading in Q2 and if you should be in bonds or not. 

Can over analyzing your retirement portfolio create paralysis? George Fossing and Zach Jenkins discuss how overthinking your plan can affect the results. They also talk about the possibility of Social Security getting cut, finding what is hindering your savings, and an NBA Hall of Famer discuss gambling. 

Should you follow your gut or the numbers when creating a retirement plan? George Fossing and Zach Jenkins discuss why you need a plan when checks stop coming in in retirement. They also talk about how far ahead your should start planning to accomplish bucket list travels and the most common questions they hear in a first meeting. 

Are you able to continue riding the market roller coaster when you're heading into retirement? George Fossing and Zach Jenkins discuss the talking heads take on an upcoming pullback in the stock market and tell you why today is the day to start creating a retirement plan. They also discuss the crazy things Americans say they would do to have a tax free future. 

Is your money safe? George Fossing and Zach Jenkins discuss what caused the SVB collapse. They also talk about identifying risk in your portfolio, when should you take social security, and are we in a recession right now? 

Major league baseball is making rule changes this upcoming season, but what retirement rule changes do you need to know? George Fossinga and Zach Jenkins discuss strategies you can create for your retirement plan. they also talk about tuning out the noise of the stock market and how can you benefit from downside protection?  

What direction is inflation heading? George Fossing and Zach Jenkins discuss the biggest fears in retirement, compressing fees, and how often adults let their minds wander. 

Can artificial intelligence replace a financial advisor? George Fossing and Zach Jenkins discuss what AI is missing in a retirement plan. the steps you should take to protect your portfolio from a recession, and Slyvestor Stallone shares how he plans to stay active in his later years. 

What are the signs that we're already in a recession? George Fossing and Zach Jenkins discuss what the talking heads are saying and what you should be looking for. They also talk about the financial tools that have become more available with technology and Tom Brady announcing his retirement. 

Will there be a rate cut this year and what does that mean for your portfolio? George Fossing and Zach Jenkins discuss the importance of a tax plan with the changes of the Secure act 2.0. They also breakdown the 5 questions you should be asking your financial advisor and how much things will cost in 30 years from now.